Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks	$ 18,963	$ 19,543
Interest-earning deposits in other banks	111,274	224,114
Total cash and cash equivalents	130,237	243,657
Securities
Available-for-sale, at fair value	143,322	131,708
Held-to-maturity (fair value 2022-$232,675; 2021-$174,528)	246,301	174,808
Equity securities	248	115
Restricted stock, at cost	4,614	4,614
Total securities	394,485	311,245
Loans held for sale	431	231
Loans	567,375	549,154
Less allowance for loan losses	7,305	7,618
Net loans	560,070	541,536
Premises and equipment, net	13,730	13,866
Goodwill	4,728	4,728
Bank-owned life insurance	24,201	24,035
Accrued interest receivable and other assets	7,121	4,941
TOTAL ASSETS	1,135,003	1,144,239
Deposits
Noninterest-bearing	335,974	334,346
Interest-bearing	658,965	668,401
Total deposits	994,939	1,002,747
Short-term borrowings	38,893	36,530
Other borrowings	3,325	3,407
Accrued interest payable and other liabilities	2,918	4,240
Total liabilities	1,040,075	1,046,924
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,718,024 shares 2022 and 2021	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	79,416	76,715
Treasury stock at cost: 262,578 shares in 2022 and 2021	(5,719)	(5,719)
Accumulated other comprehensive loss	(7,213)	(2,125)
Total shareholders' equity	94,928	97,315
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,135,003	$ 1,144,239