Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Cash and cash equivalents
Cash and due from banks	$ 17,259	$ 17,648
Interest-earning deposits in other banks	156,566	84,369
Total cash and cash equivalents	173,825	102,017
Securities
Available-for-sale, at fair value	103,202	112,146
Held-to-maturity (fair value 2020-$11,120; 2019-13,950)	10,871	13,869
Equity securities	83	92
Restricted stock, at cost	4,614	4,614
Total securities	118,770	130,721
Loans held for sale	1,678	622
Loans	636,799	551,633
Less allowance for loan losses	7,835	7,017
Net loans	628,964	544,616
Premises and equipment, net	12,593	12,040
Core deposit intangible	74	104
Goodwill	4,728	4,728
Bank-owned life insurance	19,153	18,894
Accrued interest receivable and other assets	5,394	4,941
TOTAL ASSETS	965,179	818,683
Deposits
Noninterest-bearing	254,868	197,780
Interest-bearing	561,093	485,766
Total deposits	815,961	683,546
Short-term borrowings	43,865	38,889
Other borrowings	9,865	6,330
Accrued interest payable and other liabilities	5,521	4,442
Total liabilities	875,212	733,207
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,742,350 shares 2020 and 2019	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	65,293	61,740
Treasury stock at cost: 238,252 shares 2020 and 2019	(4,780)	(4,780)
Accumulated other comprehensive income	1,010	72
Total shareholders' equity	89,967	85,476
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 965,179	$ 818,683