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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2018
Dec. 31, 2017
Cash and cash equivalents    
Cash and due from banks $ 10,766 $ 17,255
Interest-earning deposits in other banks 10,823 19,165
Total cash and cash equivalents 21,589 36,420
Securities    
Available-for-sale, at fair value 94,198 97,663
Held-to-maturity (fair value 2018-$21,871; 2017-$25,491) 22,488 25,758
Equity Securities 94 89
Restricted stock, at cost 4,614 4,614
Total securities 121,394 128,124
Loans held for sale 167 246
Loans 530,395 516,830
Less allowance for loan losses 5,633 5,604
Net loans 524,762 511,226
Premises and equipment, net 9,226 9,244
Core deposit intangible 242 268
Goodwill 4,728 4,728
Bank-owned life insurance 13,299 13,218
Accrued interest receivable and other assets 4,560 3,589
TOTAL ASSETS 699,967 707,063
Deposits    
Noninterest-bearing 166,512 173,671
Interest-bearing 409,906 409,588
Total deposits 576,418 583,259
Short-term borrowings 38,350 39,480
Other borrowings 11,222 11,409
Accrued interest payable and other liabilities 2,958 2,383
Total liabilities 628,948 636,531
SHAREHOLDERS' EQUITY    
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding (shares 2018 and 2017 - 2,742,242) 18,629 18,629
Additional paid-in capital 9,815 9,815
Retained earnings 49,070 47,535
Treasury stock at cost (shares 2018 and 2017 - 238,360) (4,784) (4,784)
Accumulated other comprehensive loss (1,711) (663)
Total shareholders' equity 71,019 70,532
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 699,967 $ 707,063