Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Cash and cash equivalents
Cash and due from banks	$ 15,592	$ 13,590
Interest-earning deposits in other banks	29,780	23,248
Total cash and cash equivalents	45,372	36,838
Securities
Available-for-sale, at fair value	98,048	103,875
Held-to-maturity (fair value 2017-$26,431; 2016-$23,444)	26,475	23,883
Restricted stock, at cost	4,614	4,614
Total securities	129,137	132,372
Loans held for sale	1,108
Loans	509,458	475,449
Less allowance for loan losses	5,436	5,291
Net loans	504,022	470,158
Premises and equipment, net	8,906	8,749
Core deposit intangible	296	383
Goodwill	4,728	4,728
Bank-owned life insurance	13,131	10,361
Accrued interest receivable and other assets	4,124	6,389
TOTAL ASSETS	710,824	669,978
Deposits
Noninterest-bearing	167,563	167,824
Interest-bearing	404,063	372,961
Total deposits	571,626	540,785
Short-term borrowings	45,057	48,742
Other borrowings	21,596	12,385
Accrued interest payable and other liabilities	2,707	2,651
Total liabilities	640,986	604,563
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding (shares 2017 and 2016 - 2,742,242)	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	46,250	42,629
Treasury stock at cost (shares 2017 and 2016 - 238,360)	(4,784)	(4,784)
Accumulated other comprehensive loss	(72)	(874)
Total shareholders' equity	69,838	65,415
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 710,824	$ 669,978