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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 6,738 $ 6,022 $ 5,884
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization of premises, equipment and software 905 916 928
Deferred income taxes (4) 83 175
Provision for loan losses 493 389 643
Gain on sale of loans, net (309) (363) (198)
Securities gains (1) (56) (133)
Security amortization, net of accretion 802 575 361
Secondary market loan sale proceeds 10,985 12,414 6,506
Originations of secondary market loans held-for-sale (10,682) (12,083) (6,383)
Bank-owned life insurance (276) (270) (264)
Effects of changes in operating assets and liabilities:      
Net deferred loan (fees) costs (262) (89) (81)
Accrued interest receivable 103 (184) 45
Accrued interest payable (4) (4) (12)
Other assets and liabilities (1,521) 316 (308)
Net cash provided by operating activities 6,967 7,666 7,163
Securities:      
Proceeds from repayments, available-for-sale 49,870 39,187 35,337
Proceeds from repayments, held-to-maturity 19,404 14,834 9,273
Purchases, available-for-sale (27,741) (69,684) (34,893)
Purchases, held-to-maturity (8,998) (10,000) (3,000)
Proceeds from sale of securities 1 1,576 2,483
Proceeds from redemption of restricted stock     849
Loan originations, net of repayments (52,213) (6,023) (33,043)
Purchase of residential real estate loans   (5,964)  
Proceeds from sale of other real estate 26    
Property, equipment and software acquisitions (1,418) (611) (427)
Net cash used in investing activities (21,069) (36,685) (23,421)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net change in deposits 15,743 24,967 19,151
Net change in short-term borrowings 144 1,971 (2,044)
Proceeds from other borrowings     5,000
Repayment of other borrowings (1,080) (1,488) (2,506)
Cash dividends paid (2,139) (2,082) (2,026)
Proceeds from stock options exercised     7
Net cash provided by financing activities 12,668 23,368 17,582
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (1,434) (5,651) 1,324
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 38,272 43,923 42,599
CASH AND CASH EQUIVALENTS AT END OF YEAR 36,838 38,272 43,923
Cash paid during the year for:      
Interest 1,477 1,571 1,750
Income taxes 2,650 $ 2,180 $ 2,500
Noncash investing activities:      
Transfer of loans to other real estate owned $ 72