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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
INTEREST AND DIVIDEND INCOME      
Loans, including fees $ 20,278 $ 18,548 $ 18,290
Taxable securities 2,598 2,790 2,857
Nontaxable securities 646 563 466
Other 110 96 43
Total interest and dividend income 23,632 21,997 21,656
INTEREST EXPENSE      
Deposits 1,006 1,081 1,166
Short-term borrowings 73 71 77
Other borrowings 394 415 486
Total interest expense 1,473 1,567 1,729
NET INTEREST INCOME 22,159 20,430 19,927
PROVISION FOR LOAN LOSSES 493 389 643
Net interest income, after provision for loan losses 21,666 20,041 19,284
NONINTEREST INCOME      
Service charges on deposit accounts 1,166 1,203 1,269
Trust services 861 860 811
Debit card interchange fees 1,087 988 910
Securities gains 1 56 133
Gain on sale of loans, net 309 363 198
Earnings on bank-owned life insurance 276 270 264
Other income 596 684 665
Total noninterest income 4,296 4,424 4,250
NONINTEREST EXPENSES      
Salaries and employee benefits 9,354 8,819 8,321
Occupancy expense 973 1,027 1,014
Equipment expense 679 663 715
Professional and director fees 832 830 725
Financial institutions and franchise tax 427 400 361
Marketing and public relations 415 419 378
Software expense 799 801 727
Debit card expense 445 413 421
Amortization of intangible assets 121 125 130
FDIC insurance expense 282 357 358
Other expenses 1,928 1,942 1,932
Total noninterest expenses 16,255 15,796 15,082
Income before income taxes 9,707 8,669 8,452
FEDERAL INCOME TAX PROVISION 2,969 2,647 2,568
NET INCOME $ 6,738 $ 6,022 $ 5,884
NET INCOME PER SHARE      
Basic $ 2.46 $ 2.20 $ 2.15
Diluted $ 2.46 $ 2.20 $ 2.15