Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Cash and cash equivalents
Cash and due from banks	$ 16,859	$ 17,341
Interest-earning deposits in other banks	11,268	20,931
Total cash and cash equivalents	28,127	38,272
Securities
Available-for-sale, at fair value	119,355	127,969
Held-to-maturity (fair value 2016-$24,428; 2015-$34,011)	23,845	33,819
Restricted stock, at cost	4,614	4,614
Total securities	147,814	166,402
Loans held for sale	350	47
Loans	450,789	422,871
Less allowance for loan losses	5,156	4,662
Net loans	445,633	418,209
Premises and equipment, net	8,660	8,209
Core deposit intangible	444	504
Goodwill	4,728	4,728
Bank-owned life insurance	10,222	10,085
Accrued interest receivable and other assets	3,912	3,858
TOTAL ASSETS	649,890	650,314
Deposits
Noninterest-bearing	156,365	151,549
Interest-bearing	360,132	373,493
Total deposits	516,497	525,042
Short-term borrowings	54,125	48,598
Other borrowings	12,574	13,465
Accrued interest payable and other liabilities	2,287	1,943
Total liabilities	585,483	589,048
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding (shares 2016 - 2,742,242; 2015 - 2,740,996)	18,629	18,629
Additional paid-in capital	9,815	9,846
Retained earnings	40,079	38,030
Treasury stock at cost (shares 2016 - 238,360; 2015 - 239,606)	(4,784)	(4,822)
Accumulated other comprehensive gain (loss)	668	(417)
Total shareholders' equity	64,407	61,266
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 649,890	$ 650,314