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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES      
Net Income $ 6,022 $ 5,884 $ 5,240
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization of premises, equipment and software 916 928 779
Deferred income taxes 83 175 77
Provision for loan losses 389 643 840
Gain on sale of loans, net (363) (198) (347)
Securities gains (56) (133) (159)
Security amortization, net of accretion 575 361 456
Secondary market loan sale proceeds 12,414 6,506 12,393
Originations of secondary market loans held-for-sale (12,083) (6,383) (12,106)
Bank-owned life insurance (270) (264) (253)
Effects of changes in operating assets and liabilities:      
Net deferred loan (fees) costs (89) (81) (214)
Accrued interest receivable (184) 45 (57)
Accrued interest payable (4) (12) (39)
Other assets and liabilities 316 (308) 339
Net cash provided by operating activities 7,666 7,163 6,949
Securities:      
Proceeds from repayments, available-for-sale 39,187 35,337 36,200
Proceeds from repayments, held-to-maturity 14,834 9,273 1,211
Purchases, available-for-sale (69,684) (34,893) (55,693)
Purchases, held-to-maturity (10,000) (3,000) (8,135)
Proceeds from sale of securities, available-for-sale 1,576 2,483 4,309
Proceeds from redemption of restricted stock   849  
Loan originations, net of repayments (6,023) (33,043) (14,666)
Purchase of residential real estate loans (5,964)    
Proceeds from sale of other real estate     18
Property, equipment and software acquisitions (611) (427) (1,526)
Purchase of bank-owned life insurance     (1,000)
Net cash provided by (used in) investing activities (36,685) (23,421) (39,282)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net change in deposits 24,967 19,151 5,550
Net change in short-term borrowings 1,971 (2,044) 4,679
Proceeds from other borrowings   5,000  
Repayment of other borrowings (1,488) (2,506) (213)
Cash dividends paid (2,082) (2,026) (1,970)
Proceeds from stock options exercised   7 8
Net cash provided by financing activities 23,368 17,582 8,054
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (5,651) 1,324 (24,279)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 43,923 42,599 66,878
CASH AND CASH EQUIVALENTS AT END OF YEAR 38,272 43,923 42,599
Cash paid during the year for:      
Interest 1,571 1,750 2,356
Income taxes $ 2,180 $ 2,500 2,335
Noncash investing activities:      
Transfer of securities from available-for-sale to held-to-maturity     $ 38,930