Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 4,413	$ 4,357	$ 13,421	$ 12,881
Taxable securities	669	638	1,835	2,074
Nontaxable securities	130	120	385	363
Other	23	32	67	112
Total interest and dividend income	5,235	5,147	15,708	15,430
INTEREST EXPENSE
Deposits	423	559	1,346	1,789
Short-term borrowings	18	22	50	71
Other borrowings	117	140	351	434
Total interest expense	558	721	1,747	2,294
NET INTEREST INCOME	4,677	4,426	13,961	13,136
PROVISION FOR LOAN LOSSES	210	206	630	617
Net interest income, after provision for loan losses	4,467	4,220	13,331	12,519
NONINTEREST INCOME
Service charges on deposit accounts	353	345	1,001	971
Trust services	201	175	641	503
Debit card interchange fees	198	195	566	590
Gain on sale of loans, net	67	169	283	362
Securities gain, net	149		159
Other	222	189	644	629
Total noninterest income	1,190	1,073	3,294	3,055
NONINTEREST EXPENSES
Salaries and employee benefits	2,028	1,985	6,119	5,909
Occupancy expense	245	280	758	767
Equipment expense	182	154	525	448
Professional and director fees	174	172	465	621
Franchise tax expense	147	138	440	415
FDIC insurance expense	90	83	262	238
Software expense	133	94	365	275
Marketing and public relations	89	83	274	235
Debit card expense	62	82	175	230
Amortization of intangible assets	34	37	101	103
Net cost of operation of other real estate			9	8
Other	450	420	1,363	1,383
Total noninterest expenses	3,634	3,528	10,856	10,632
Income before income taxes	2,023	1,765	5,769	4,942
FEDERAL INCOME TAX PROVISION	616	534	1,753	1,515
NET INCOME	$ 1,407	$ 1,231	$ 4,016	$ 3,427
Basic and diluted net earnings per share	$ 0.52	$ 0.45	$ 1.47	$ 1.25