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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Cash and cash equivalents    
Cash and due from banks $ 16,683 $ 21,485
Interest-earning deposits in other banks 31,437 45,393
Federal funds sold 499  
Total cash and cash equivalents 48,619 66,878
Securities    
Available-for-sale securities 102,453 129,291
Held-to-maturity securities 36,808  
Restricted stock, at cost 5,463 5,463
Total securities 144,724 134,754
Loans held for sale 70  
Loans 377,434 364,580
Less allowance for loan losses 5,077 4,580
Net loans 372,357 360,000
Premises and equipment, net 8,550 8,475
Core deposit intangible 793 894
Goodwill 4,728 4,728
Bank-owned life insurance 9,486 8,298
Accrued interest receivable and other assets 4,568 2,873
TOTAL ASSETS 593,895 586,900
Deposits    
Noninterest-bearing 117,925 104,147
Interest-bearing 362,936 371,296
Total deposits 480,861 475,443
Short-term borrowings 46,044 43,992
Other borrowings 12,511 12,672
Accrued interest payable and other liabilities 2,330 2,340
Total liabilities 541,746 534,447
SHAREHOLDERS' EQUITY    
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; shares outstanding 2,736,634 in 2013 and 2,736,060 in 2012 18,629 18,629
Additional paid-in capital 9,964 9,974
Retained earnings 29,501 26,962
Treasury stock at cost - 243,968 in 2013 and 244,542 shares in 2012 (4,958) (4,976)
Accumulated other comprehensive (loss) income (987) 1,864
Total shareholders' equity 52,149 52,453
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 593,895 $ 586,900