Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Interest-Bearing Deposits and Regulatory Matters [Abstract]

Summary of actual capital amounts and ratios of the Company and Bank

The actual capital amounts and ratios of the Company and Bank as of December 31, are presented in the following tables:

	Actual					Minimum required for capital adequacy purposes					Minimum required to be well capitalized under prompt corrective action regulations
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
2012
Total capital (to risk-weighted assets)
Consolidated	$	49,534		13.3	%	$	29,707		8.0	%	$	37,134		10.0	%
Bank		48,940		13.2			29,695		8.0			37,118		10.0
Tier I capital (to risk-weighted assets)
Consolidated		44,946		12.1			14,854		4.0			22,280		6.0
Bank		44,352		12.0			14,847		4.0			22,271		6.0
Tier I capital (to average assets)
Consolidated		44,946		7.9			22,794		4.0			28,493		5.0
Bank		44,352		7.8			22,788		4.0			28,485		5.0
	Actual					Minimum required for capital adequacy purposes					Minimum required to be well capitalized under prompt corrective action regulations
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
2011
Total capital (to risk-weighted assets)
Consolidated	$	46,300		14.2	%	$	26,133		8.0	%	$	32,667		10.0	%
Bank		45,517		13.9			26,114		8.0			32,643		10.0
Tier I capital (to risk-weighted assets)
Consolidated		42,220		12.9			13,067		4.0			19,600		6.0
Bank		41,437		12.7			13,057		4.0			19,586		6.0
Tier I capital (to average assets)
Consolidated		42,220		8.1			20,971		4.0			26,214		5.0
Bank		41,437		7.9			20,965		4.0			26,207		5.0