Exhibit 99.1

CSB BANCORP, INC. REPORTS 17% INCREASE IN SECOND QUARTER EARNINGS PER SHARE

Second Quarter and Year-to-Date Highlights

	Quarter Ended			Six Months Ended
	June 30, 2006			June 30, 2006
Diluted earnings per share	$	.27		$	.57
Net Income	$	677,000		$	1,451,000
Return on average common equity		7.83	%		8.37	%
Return on average assets		.85	%		.92	%

Millersburg, Ohio — July 21, 2006 — CSB Bancorp, Inc. (OTCBB: CSBB.ob) today announced second quarter net income of $677 thousand, or $.27 per basic and diluted share, up from $613 thousand, or $.23 per basic and diluted share for the same period in 2005.

Annualized returns on average common equity (“ROAE”) and average assets (“ROAA”) for the quarter were 7.83% and .85%, respectively, compared with 6.78% and .79% for the second quarter of 2005.

For the six months ended June 30, 2006, the Company reported net income of $1.45 million, or $.57 per diluted share, up from $1.28 million, or $.48 per diluted share for the same period of the prior year. ROAE and ROAA were 8.37% and .92% respectively for the six month period, compared to 7.11% and .82% for the comparable period in 2005.

“CSB’s second quarter results reflect sustained forward momentum across most aspects of our income generating operations,” said Eddie L. Steiner, President and CEO. “The net interest margin, at 4.49%, remained above 4% for the sixth consecutive quarter, and non-interest income of $720 thousand was 30% higher than the same quarter last year, driven primarily by increased customer use of overdraft privilege services. Mr. Steiner continued, “We believe we’ve positioned the balance sheet with asset and liability durations appropriately matched for the current interest rate environment. Our

interest rate sensitivity remains slightly favorable for additional rate increases, and our current interest rate spread is designed to yield strong core earnings while competing effectively on both loan and deposit offerings. In addition, we’ve enhanced our cash management services, resulting in growth from new accounts.”

Commenting on the current economic environment, Mr. Steiner noted, “Loan demand within our market has been relatively stable, although an increasing number of businesses may be focusing on paying down debt versus moving forward with near term expansions. During the first half of 2006, we’ve been able to grow our loan portfolio modestly, about 6%, but deposit growth and retention have been challenging, with a net deposit balance decline of about 5%. The bulk of these balance sheet changes have been funded with short term borrowings. We anticipate that seasonal deposit increases will offset some of these short term borrowings during the second half of 2006, and the remaining short term borrowings will be repositioned if more attractive funding options become available.”

“On the operating expense side, our efficiency ratio showed slight continued improvement, as the second quarter ratio of 71.54% compares favorably to last year’s same period results of 71.85%, and year-to-date we’ve improved the ratio 66 basis points. Further progress is still needed to enhance our efficiencies, but a favorable trend has been established, on a year over year basis, as we continue to focus on improvement in this area.

Total revenue, defined as net interest income on a fully-tax equivalent basis plus non-interest income net of securities transactions, was $4.0 million for the second quarter of 2006, compared with $3.7 million in the prior-year second quarter, an increase of 8.1%. Net interest margin increased 16 basis points versus the same quarter in the prior year, while average assets increased $9.9 million to $321.3 million. Average loan balances of $225.9 million reflect an increase of $2.7 million, or 1.2%, over second quarter prior year, while average securities balances increased $6.4 million, or 8.4% as compared to the same quarter in the prior year.

Non-interest expense totaled $2.9 million for the second quarter of 2006, an increase of $262 thousand, or 10.0%, over the second quarter of 2005. Included in the increase is a nonrecurring pre-tax charge to income of $237 thousand related to an isolated irregularity regarding cash assets that is the subject of an ongoing investigation. Management believes that no customer accounts were impacted by this irregularity. The Company carries insurance against this type of loss, with a $50 thousand deductible, and is in the process of filing a loss claim. Excluding the nonrecurring charge of $237 thousand, non-interest expense for the quarter was $2.7 million, an increase of 1.0% over the second quarter of 2005.

Federal income tax expense was $305 thousand for second quarter 2006, compared to $229 thousand for the same quarter in 2005. The effective tax rate for the quarter ended June 30, 2006 was 31.1% compared to 27.2% for the quarter ended June 30, 2005. The increase in the effective tax rate for 2006 reflects a decline in tax-free interest income,

primarily resulting from the sale and maturity of bonds within the tax-free investment portfolio.

As of June 30, 2006, nonperforming assets totaled $846 thousand, or .37% of period-end loans plus other real estate, compared with $1.4 million, or .62%, as of June 20, 2005. Net charge-offs for the quarter totaled $118 thousand, compared with $139 thousand for the second quarter 2005. Commenting on the Company’s credit quality, Mr. Steiner noted, “While the current economic environment is not particularly conducive to improving credit quality, delinquency rates remain within our targeted range and we remain optimistic about our ability to manage credit deterioration that could be expected to result from a slowdown in the economy.”

The Company recorded a $115 thousand loan loss provision in the second quarter of 2006, as compared to $106 thousand in the second quarter of 2005. The allowance for loan losses at June 30, 2006 was 1.08% of period end loans, compared with 1.06% on June 30, 2005. The ratio of allowance for loan losses to nonperforming loans stood at 291% on June 30, 2006, and 310% on June 30, 2005.

Assets at June 30, 2006 totaled $321 million, up $9.7 million, or 3.1% from June 30, 2005. Period end loans were $228 million, up $4.7 million, or 2.1%, versus June 30, 2005. Home equity balances increased $2.8 million, or 16.4% and mortgage balances increased $1.7 million, or 2.8%. Commercial loan balances increased $600 thousand, or .4% and consumer installment loans declined $800 thousand, or 8.9%. Investment securities increased $3.1 million, or 4.4%, over the June 30, 2005 balance.

Deposits totaled $243 million on June 30, 2006, compared with $245 million at June 30, 2005. Non-interest bearing accounts increased $2.9 million, while interest bearing checking, money market and traditional savings balances declined a combined $6.8 million versus June 30, 2005. Total time deposits increased $1.4 million compared to ending balances on June 30, 2005.

Shareholders’ equity was $33.8 million on June 30, 2006. During the quarter, the Company repurchased 47,672 shares, and period end common shares outstanding totaled 2.52 million. The Company’s capital position remains strong, with tangible equity to assets at 10.53% on June 30, 2006, compared to 11.72% on June 30, 2005. The common dividend declared during the quarter was $.16 per share, a $.02 increase from the prior-year quarter. Year to date dividends declared of $.32 per share are 14% above prior year to date.

About CSB Bancorp, Inc.

CSB is a financial services holding company headquartered in Millersburg, Ohio, with approximate assets of $321 million as of June 30, 2006. CSB provides a complete range of banking and other financial services to consumers and businesses through its wholly owned subsidiary, The Commercial and Savings Bank, with nine banking centers in Holmes, Tuscarawas and Wayne counties and a Trust office in Wooster, Ohio.

Forward-Looking Statement

This release contains forward-looking statements relating to present or future trends or factors affecting the banking industry, and specifically the financial condition and results of operations, including without limitation, statements relating to the earnings outlook of the Company, as well as its operations, markets and products. Actual results could differ materially from those indicated. Among the important factors that could cause results to differ materially are interest rate changes, softening in the economy, which could materially impact credit quality trends and the ability to generate loans, changes in the mix of the Company’s business, competitive pressures, changes in accounting, tax or regulatory practices or requirements and those risk factors detailed in the Company’s periodic reports and registration statements filed with the Securities and Exchange Commission. The Company undertakes no obligation to release revisions to these forward-looking statements or reflect events or circumstances after the date of this release.

Contact Information:
Paula J. Meiler, SVP & CFO
330-763-2873
paula.meiler@csb1.com

CSB BANCORP, INC.
CONSOLIDATED FINANCIAL HIGHLIGHTS

(Unaudited)
(Dollars in thousands except per share data)

	Quarters
	2006			2006			2005			2005			2005
EARNINGS	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr
Net interest income FTE (a)	$	3,328		$	3,350		$	3,449		$	3,299		$	3,112
Provision for loan losses		115			32			—			71			106
Other income		720			611			707			539			554
Other expenses		2,896			2,748			2,783			2,709			2,634
FTE adjustment (a)		55			56			74			85			84
Net income		677			774			903			690			613
Diluted EPS		0.27			0.30			0.35			0.26			0.23
PERFORMANCE RATIOS
Return on average assets (ROA)		0.85	%		0.99	%		1.12	%		0.87	%		0.79	%
Return on average common equity (ROE)		7.83	%		8.89	%		9.93	%		7.49	%		6.78	%
Net interest margin FTE (a)		4.42	%		4.57	%		4.54	%		4.43	%		4.26	%
Efficiency ratio		71.54	%		69.38	%		66.96	%		70.58	%		71.85	%
Number of full-time equivalent employees		130			122			127			127			130
MARKET DATA
Book value/common share	$	13.41		$	13.63		$	13.64		$	13.76		$	13.79
Period-end common share mkt value		20.40			20.90			21.00			22.35			20.50
Market as a % of book		152.13	%		153.34	%		153.96	%		162.43	%		148.66	%
PE ratio		18.89			17.42			15.00			21.49			22.28
Cash dividends/common share	$	0.16		$	0.16		$	0.14		$	0.14		$	0.14
Common stock dividend payout ratio		59.26	%		53.33	%		40.00	%		53.85	%		60.87	%
Average basic common shares		2,531,456			2,572,089			2,620,102			2,644,957			2,644,968
Average diluted common shares		2,535,021			2,576,094			2,623,684			2,649,890			2,648,286
Period end common shares outstanding		2,519,734			2,567,405			2,578,499			2,644,952			2,644,966
Common shares repurchased		47,672			11,094			66,439			28			2
Common stock market capitalization	$	51,403		$	53,659		$	54,148		$	59,115		$	54,222
ASSET QUALITY
Gross charge-offs	$	145		$	35		$	35		$	25		$	213
Net charge-offs		118			7			-1			4			139
Allowance for loan losses		2,467			2,471			2,445			2,444			2,377
Nonperforming assets (NPAs)		846			1,070			1,241			1,408			1,391
Net charge-off/average loans ratio		0.21	%		0.01	%		0.00	%		0.01	%		0.25	%
Allowance for loan losses/period-end loans		1.08	%		1.12	%		1.14	%		1.12	%		1.06	%
NPAs/loans and other real estate		0.37	%		0.48	%		0.58	%		0.64	%		0.62	%
Allowance for loan losses/nonperforming loans		291.47	%		368.80	%		305.13	%		312.30	%		310.21	%
CAPITAL & LIQUIDITY
Period-end tangible equity to assets		10.53	%		10.98	%		10.96	%		11.39	%		11.72	%
Average equity to assets		10.79	%		11.15	%		11.23	%		11.61	%		11.65	%
Average equity to loans		15.35	%		16.30	%		16.75	%		16.54	%		16.25	%
Average loans to deposits		92.57	%		87.36	%		83.60	%		87.90	%		91.45	%
AVERAGE BALANCES
Assets	$	321,299		$	316,806		$	321,205		$	315,021		$	311,447
Earning assets		301,956			297,178			301,615			295,342			292,872
Loans		225,939			216,609			215,379			221,096			223,252
Deposits		244,082			247,944			257,623			251,531			244,118
Shareholders’ equity		34,673			35,311			36,078			36,562			36,282
ENDING BALANCES
Assets	$	320,899		$	318,777		$	320,989		$	319,412		$	311,171
Earning assets		300,751			300,254			298,105			298,916			292,762
Loans		228,111			221,365			215,020			218,577			223,442
Deposits		242,823			247,044			255,403			255,745			245,394
Shareholders’ equity		33,799			34,992			35,177			36,392			36,469

NOTES:

(a) — Net Interest income on a fully tax-equivalent (“FTE”) basis restates interest on tax-exempt securities and loans as if such interest were subject to federal income tax at the statutory rate. Net interest income on an FTE basis is not an accounting principle generally accepted in the United States of America.

CSB BANCORP, INC.
CONSOLIDATED BALANCE SHEETS

(Unaudited)

	June 30,			June 30,
	2006			2005
ASSETS
Cash and cash equivalents
Cash and due from banks	$	11,990,923		$	9,761,755
Interest-earning deposits in other banks		9,964			97,841
Federal funds sold		350,000			0
Total cash and cash equivalents		12,350,887			9,859,596
Securities
Available-for-sale, at fair-value		69,256,199			66,345,093
Restricted stock, at cost		3,023,800			2,876,800
Total securities		72,279,999			69,221,893
Loans		228,110,564			223,442,275
Less allowance for loan losses		2,467,284			2,377,067
Net loans		225,643,280			221,065,208
Premises and equipment, net		7,486,661			7,888,160
Accrued interest receivable and other assets		3,137,890			3,136,358
TOTAL ASSETS	$	320,898,717		$	311,171,215
LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities
Deposits:
Noninterest-bearing	$	38,119,508		$	35,252,046
Interest-bearing		204,703,822			210,142,309
Total deposits		242,823,330			245,394,355
Short-term borrowings		39,889,842			19,666,775
Other borrowings		2,704,998			8,318,622
Accrued interest payable and other liabilities		1,681,549			1,322,213
Total liabilities		287,099,719			274,701,965
Shareholders’ equity
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,667,786 shares		16,673,667			16,673,667
Additional paid-in capital		6,418,965			6,413,915
Retained earnings		15,388,867			13,898,224
Treasury stock at cost - 148,053 shares in 2006 and 22,820 shares in 2005		(3,275,850	)		(626,975	)
Accumulated other comprehensive (loss) income		(1,406,651	)		110,419
Total shareholders’ equity		33,798,998			36,469,250
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$	320,898,717		$	311,171,215

CSB BANCORP, INC.
CONSOLIDATED STATEMENTS OF INCOME

(Unaudited)

For the Quarter Ended June 30,

	2006		2005		2004
Interest and dividend income:
Loans, including fees	$	4,146,970	$	3,542,196	$	2,957,549
Taxable securities		759,167		517,862		373,376
Nontaxable securities		99,693		157,810		412,299
Other		247		897		210
Total interest and dividend income		5,006,077		4,218,765		3,743,434
Interest expense:
Deposits		1,272,915		993,894		788,666
Other		460,229		196,444		178,436
Total interest expense		1,733,144		1,190,338		967,102
Net interest income		3,272,933		3,028,427		2,776,332
Provision for loan losses		114,667		105,999		78,621
Net interest income after provision for loan losses		3,158,266		2,922,428		2,697,711
Non-interest income
Service charges on deposits accounts		337,640		234,186		211,069
Trust services		164,348		120,885		114,341
Other		217,718		198,790		246,101
Total non-interest income		719,706		553,861		571,511
Non-interest expenses
Salaries and employee benefits		1,430,498		1,347,708		1,288,202
Occupancy expense		167,530		186,869		158,653
Equipment expense		121,377		125,611		133,579
Franchise tax expense		112,192		107,655		103,162
Professional and director fees		174,431		151,523		186,061
Other expenses		889,591		714,179		666,075
Total non-interest expenses		2,895,619		2,633,545		2,535,732
Income before income tax		982,353		842,744		733,490
Federal income tax provision		305,700		229,000		127,000
Net income	$	676,653	$	613,744	$	606,490
Net income per share
Basic	$	0.27	$	0.23	$	0.23
Diluted	$	0.27	$	0.23	$	0.23

Note: Certain prior year balances have been reclassified to conform to the current year presentation.