Consolidated Balance Sheets (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Cash and cash equivalents
Cash and due from banks	$ 10,004	$ 9,798
Interest-earning deposits in other banks	23,234	38,497
Federal funds sold	0	65
Total cash and cash equivalents	33,238	48,360
Securities
Available-for-sale, at fair value	82,003	75,204
Restricted stock, at cost	5,463	5,463
Total securities	87,466	80,667
Loans	316,581	315,647
Less allowance for loan losses	4,054	4,031
Net loans	312,527	311,616
Premises and equipment, net	7,727	7,878
Core deposit intangible	376	406
Goodwill	1,725	1,725
Bank-owned life insurance	3,014	2,961
Accrued interest receivable and other assets	3,479	3,443
TOTAL ASSETS	449,552	457,056
Deposits
Noninterest-bearing	64,670	69,151
Interest-bearing	282,588	284,340
Total deposits	347,258	353,491
Short-term borrowings	32,387	32,018
Other borrowings	19,527	22,909
Accrued interest payable and other liabilities	1,842	1,484
Total liabilities	401,014	409,902
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,734,799 shares in 2011 and 2010	18,629	18,629
Additional paid-in capital	9,994	9,994
Retained earnings	23,557	22,673
Treasury stock at cost - 245,803 shares in 2011 and 2010	(5,015)	(5,015)
Accumulated other comprehensive income	1,373	873
Total shareholders' equity	48,538	47,154
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 449,552	$ 457,056