Exhibit 5



                       BECKMAN, LIEBERMAN & BARANDES, LLP
                             100 Jericho Quadrangle
                                   Suite 329
                            Jericho, New York 11753

                            Telephone  (516) 433-1200
                            Telecopier (516) 433-5858



                                           December 8, 2005



Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549-0406

Gentlemen:

     Reference is made to the filing by Direct Insite Corp. (the "Company") of a
Registration Statement on Form SB-2 (the "Registration Statement"),  as amended,
with the  Securities and Exchange  Commission  pursuant to the provisions of the
Securities  Act of 1933,  as amended,  covering the  registration  of (a) 82,738
shares of the Company's  common stock,  par value $0.0001 per share (the "common
stock'), issuable as interest in lieu of cash on the Company's March 29, 2005 5%
Senior  Subordinated  Secured Notes,  (b) 750,000 shares of the Company's common
stock issuable upon exercise of common stock  purchase  warrants dated March 29,
2005 and (b) 250,000 shares of the Company's common stock issuable upon exercise
of common stock purchase warrants dated July 12, 2005.

     As  counsel  for the  Company,  we have  examined  its  corporate  records,
including its Certificate of Incorporation,  By-Laws, its corporate minutes, the
form of its common stock  certificate and such other documents as we have deemed
necessary or relevant under the circumstances.

     Based upon our examination, we are of the opinion that:

     1. The Company is duly organized and validly existing under the laws of the
State of Delaware.

    2. The shares of common stock covered by the  Registration  Statement  have
been duly  authorized  and,  when issued in accordance  Securities  and Exchange
Commission  March 2, 1999 with  their  terms,  as more  fully  described  in the
Registration Statement, will be validly issued, fully paid and non-assessable.




Securities and Exchange Commission
December 8, 2005
Page -2-



     We hereby  consent  to be named in the  Registration  Statement  and in the
Prospectus  which  constitutes a part thereof as counsel to the Company,  and we
hereby  consent to the filing of this  opinion as Exhibit 5 to the  Registration
Statement.

                                           Very truly yours,

                                           /s/ Beckman, Lieberman &
                                                 Barandes, LLP

                                           BECKMAN, LIEBERMAN
                                             & BARANDES, LLP