UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D. C. 20549
                    ----------------------------------------

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): August 19, 2003


                               DIRECT INSITE CORP.
             (Exact Name of Registrant as specified in its charter)



        Delaware                      0-20660                 11-2895590
(State or other jurisdiction      (Commission File           (IRS Employer
     of Incorporation)                Number)           Identification Number)


        80 Orville Drive, Bohemia, NY                    11716
   (Address of principal executive offices)            (Zip Code)


Registrant's telephone number, including area code  (631) 244-1500





Item 7.    Financial Statements, Pro Forma Financial Information and Exhibits.

           (c)  Exhibits

           99   Press release dated August 19, 2003 issued by Direct Insite
                Corp. ("Registrant").


Item 9.    Regulation FD Disclosure

     The following  information is furnished  pursuant to Item 9, "Regulation FD
Disclosure" and Item 12, "Results of Operations and Financial Condition."

     On August 19, 2003,  the Registrant  issued a press release  announcing the
Registrant's  financial  results for its three and six month  periods ended June
30, 2003. A copy of the Registrant's press release is attached hereto as Exhibit
99.

     The  information in this Form 8-K is being  furnished under Item 9 and Item
12 and shall not be deemed to be "filed"  for the  purposes of Section 18 of the
Securities and Exchange Act of 1934 (the "Exchange  Act"), or otherwise  subject
to the  liabilities  of such  section,  nor  shall  such  information  be deemed
incorporated by reference in any filing under the Securities Act of 1933, or the
Exchange Act,  except as shall be expressly  set forth by specific  reference in
such filing.


                                    SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                          DIRECT INSITE CORP.

                                          /s/ Robert Carberry
                                          By: Robert Carberry, President

Dated:   August 21,  2003