-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 He2HnD6JzjxpxSHlmpqwzHgjFYFNoAHQ2OYRITPb9SLpIbQU8vzQHoJfqLVK+OgH
 QYWzOYAlw1RPzdjvkYAlEQ==

<SEC-DOCUMENT>0001201800-03-000115.txt : 20030722
<SEC-HEADER>0001201800-03-000115.hdr.sgml : 20030722
<ACCEPTANCE-DATETIME>20030722171926
ACCESSION NUMBER:		0001201800-03-000115
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030722
FILED AS OF DATE:		20030722

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			CANNOVINO JAMES A
		CENTRAL INDEX KEY:			0001220686

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20660
		FILM NUMBER:		03797026

	BUSINESS ADDRESS:	
		STREET 1:		DIRECT INSITE CORP
		STREET 2:		80 ORVILLE DR
		CITY:			BOHEMIA
		STATE:			NY
		ZIP:			11716
		BUSINESS PHONE:		6312441500

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			DIRECT INSITE CORP
		CENTRAL INDEX KEY:			0000879703
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-COMPUTER INTEGRATED SYSTEMS DESIGN [7373]
		IRS NUMBER:				112895590
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		80 ORVILLE DR
		CITY:			BOHEMIA
		STATE:			NY
		ZIP:			11716
		BUSINESS PHONE:		5162441500

	MAIL ADDRESS:	
		STREET 1:		80 ORVILLE DRIVE
		CITY:			BOHEMIA
		STATE:			NY
		ZIP:			11716

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COMPUTER CONCEPTS CORP /DE
		DATE OF NAME CHANGE:	19930328
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-07-22</periodOfReport>
    <issuer>
        <issuerCik>0000879703</issuerCik>
        <issuerName>DIRECT INSITE CORP</issuerName>
        <issuerTradingSymbol>DIRI</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId>
            <rptOwnerCik>0001220686</rptOwnerCik>
            <rptOwnerName>CANNOVINO JAMES A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Chairman of the Board</officerTitle></reportingOwnerRelationship></reportingOwner><derivativeSecurity><securityTitle><value>2003A Stock Option Plan  (Right to Buy)</value></securityTitle><conversionOrExercisePrice><value>1.26</value></conversionOrExercisePrice><transactionDate><value>2003-07-18</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>108000</value></transactionShares><transactionValue><value>1.26</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2005-03-31</value></exerciseDate><expirationDate><value>2006-04-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock<
/value></underlyingSecurityTitle><underlyingSecurityShares><value>108000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>108000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeSecurity><derivativeSecurity><securityTitle><value>Stock Option Plan (Right to Buy)</value></securityTitle><conversionOrExercisePrice><value>2.02</value></conversionOrExercisePrice><transactionDate><value>2003-01-27</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>240000</value></transactionShares><transactionValue><value>2.02</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></tran
sactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2005-01-27</value><footnoteId id="F1"/></exerciseDate><expirationDate><value>2008-01-26</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>240000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>240000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeSecurity><derivativeSecurity><securityTitle><value>Stock Option Plan (Right to Buy)</value></securityTitle><conversionOrExercisePrice><value>2.05</value></conversionOrExercisePrice><transactionDate><value>2002-07-29</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equit
ySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>74000</value></transactionShares><transactionValue><value>2.05</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2005-06-30</value><footnoteId id="F2"/></exerciseDate><expirationDate><value>2012-07-28</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>74000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>74000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeSecurity><derivativeSecurity><securityTitle><value>Stock Option Plan (Right to Buy)</value></securityT
itle><conversionOrExercisePrice><value>1.05</value></conversionOrExercisePrice><transactionDate><value>2002-01-17</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>240000</value></transactionShares><transactionValue><value>1.05</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2005-02-17</value><footnoteId id="F3"/></exerciseDate><expirationDate><value>2012-01-16</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>240000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>240000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><di
rectOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeSecurity><footnotes><footnote id="F1">120,000 shares vest 1/27/03; 120,000 shares vest at the rate of 5,000 per month commencing 2/27/03 and on the 27th day of each succeeding month through 1/27/05</footnote><footnote id="F2">Shares vest one-third 6/30/03, one-third 6/30/04, and one-third 6/30/05.</footnote><footnote id="F3">Shares vest 10,000 shares per month commencing 2/17/02.</footnote></footnotes><ownerSignature><signatureName>David H. Lieberman for James A. Cannavino</signatureName><signatureDate>2003-07-22</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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