Exhibit 99.1

                                 Certification
           Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002


     Pursuant to Section 906 of the  Sarbanes-Oxley Act of 2002 (subsections (a)
and (b) of Section 1350,  Chapter 63 of Title 18,  United States Code),  each of
the  undersigned  officers of Direct Insite Corp. (the  "Company"),  does hereby
certify, to such officer's knowledge, that:

     The Annual Report on Form 10-K for the year ended  December 31, 2002 of the
Company fully  complies with the  requirements  of Section 13(a) or 15(d) of the
Securities  Exchange  Act of 1934 and  information  contained  in the Form  10-K
fairly presents,  in all material respects,  the financial condition and results
of operations of the Company.


Dated:  April 14, 2003                          /s/ James A. Cannavino
                                                ----------------------
                                            Name:   James A Cannevino
                                            Title:  Chief Executive Officer

                                                /s/ George Aronson
Dated:  April 14, 2003                          -----------------------
                                             Name:   George Aronson
                                             Title:  Chief Financial Officer


     The foregoing  certification  is being furnished solely pursuant to Section
906 of the  Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of Section 1350,
Chapter 63 of Title 18,  United  States  Code) and is not being filed as part of
the Form 10-K or as a separate disclosure document.