CERTIFICATION OF PERIODIC REPORT


     I, George Aronson,  the Chief Financial Officer of Direct Insite Corp, (the
"Company"),  certify, pursuant to section 906 of the Sarbanes-Oxley Act of 2002,
18 U.S.C. Section 1350, that:

     (1)  the  Quarterly  Report on Form 10-Q of the Company  for the  quarterly
          period  ended June 30, 2002 (the  "report")  fully  complies  with the
          requirements of Section 13(a) or 15(d) of the Securities  Exchange Act
          of 1934 (15 U.S.C. 78m or 78o(d)); and

     (2)  the  information  contained  in the  report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.




Dated: August 14, 2002


                                        /s/ George Aronson
                                        -------------------------------
                                        NAME:  George Aronson
                                        TITLE: Chief Financial Officer




                        CERTIFICATION OF PERIODIC REPORT


     I, Warren Wright,  the Chief Executive  Officer of Direct Insite Corp, (the
"Company"),  certify, pursuant to section 906 of the Sarbanes-Oxley Act of 2002,
18 U.S.C. Section 1350, that:

     (3)  the  Quarterly  Report on Form 10-Q of the Company  for the  quarterly
          period  ended June 30, 2002 (the  "report")  fully  complies  with the
          requirements of Section 13(a) or 15(d) of the Securities  Exchange Act
          of 1934 (15 U.S.C. 78m or 78o(d)); and

     (4)  the  information  contained  in the  report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.



Dated: August 14, 2002


                                        /s/  Warren Wright
                                        -------------------------------
                                        NAME:   Warren Wright
                                        TITLE:  Chief Executive Officer