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Consolidated Balance Sheets - USD ($)
Sep. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 25,122,000 $ 13,493,000
Interest-bearing balances with other financial institutions 2,490,000 2,003,000
Federal funds sold 28,572,000 30,477,000
Total cash and cash equivalents 56,184,000 45,973,000
Investment securities available for sale, at fair value 96,513,000 133,625,000
Investment securities held to maturity, at amortized cost (fair value $82,716 and $0) 82,625,000 0
Loans held for sale 1,778,000 1,959,000
Loans and leases, net of unearned interest 877,386,000 813,924,000
Less: Allowance for loan and lease losses (7,502,000) (7,183,000)
Net loans and leases 869,884,000 806,741,000
Bank premises and equipment, net 14,260,000 11,074,000
Bank premises and equipment held for sale   1,894,000
Cash surrender value of life insurance 12,977,000 12,780,000
Restricted investment in bank stocks 3,735,000 2,443,000
Foreclosed assets held for sale 33,000 224,000
Accrued interest receivable 4,159,000 3,928,000
Deferred income taxes 2,321,000 4,286,000
Goodwill 3,918,000 3,918,000
Core deposit and other intangibles, net 460,000 539,000
Other assets 4,526,000 3,215,000
Total Assets 1,153,373,000 1,032,599,000
LIABILITIES & SHAREHOLDERS’ EQUITY    
Deposits: Noninterest-bearing demand 155,574,000 122,811,000
Deposits: Interest-bearing demand 359,236,000 317,533,000
Deposits: Money Market 242,077,000 252,271,000
Deposits: Savings 62,258,000 60,163,000
Deposits: Time 207,530,000 182,595,000
Total Deposits 1,026,675,000 935,373,000
Short-term borrowings 20,000,000  
Long-term debt 13,409,000 13,581,000
Subordinated debt 7,421,000 7,414,000
Accrued interest payable 940,000 515,000
Other liabilities 7,537,000 5,249,000
Total Liabilities 1,075,982,000 962,132,000
Shareholders' Equity:    
Common stock, par value $1.00; authorized 10,000,000 shares; 4,240,754 and 4,233,297 shares issued and outstanding at Septmber 30, 2017, and at December 31, 2016, respectively 4,241,000 4,233,000
Additional paid-in capital 40,846,000 40,688,000
Retained earnings 33,334,000 28,399,000
Accumulated other comprehensive loss (1,030,000) (2,853,000)
Total Shareholders’ Equity 77,391,000 70,467,000
Total Liabilities and Shareholders' Equity $ 1,153,373,000 $ 1,032,599,000