Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 9,102	$ 9,847
Interest-bearing balances with other financial institutions	1,048	1,555
Federal funds sold	9,689	6,439
Total cash and cash equivalents	19,839	17,841
Interest-bearing time deposits with other financial institutions	25,892	27,477
Available for sale investment securities	155,282	159,043
Loans and leases, net of unearned interest	488,670	482,717
Less: Allowance for loan and lease losses	(6,577)	(6,772)
Net loans and leases	482,093	475,945
Bank premises and equipment, net	13,473	13,324
Restricted investment in bank stocks	2,965	3,120
Foreclosed assets held for sale	889	931
Accrued interest receivable	3,011	3,067
Deferred income taxes	1,909	2,439
Goodwill	1,016	1,016
Core deposit and other intangibles, net	264	274
Cash surrender value of life insurance	7,958	7,896
Other assets	3,034	3,010
Total Assets	717,625	715,383
LIABILITIES & SHAREHOLDERS' EQUITY
Deposits: Noninterest bearing demand	54,301	73,261
Deposits: Interest bearing demand	94,502	59,403
Deposits: Money Market	271,146	271,521
Deposits: Savings	28,591	27,978
Deposits: Time	188,031	201,892
Total Deposits	636,571	634,055
Long-term debt	22,654	22,701
Accrued interest payable	1,002	1,064
Other liabilities	3,041	4,111
Total Liabilities	663,268	661,931
Shareholders' Equity:
Preferred stock, par value $1,000; authorized 10,000,000 shares; 5% cumulative dividend; 10,000 shares issued and outstanding at March 31, 2012 and December 31, 2011	10,000	10,000
Common stock, par value $1 per share; 10,000,000 shares authorized; 3,485,839 shares issued and outstanding at March 31, 2012 and 3,484,509 at December 31, 2011	3,486	3,484
Additional paid-in capital	29,839	29,830
Retained earnings	9,057	8,222
Accumulated other comprehensive income	1,975	1,916
Total Shareholders' Equity	54,357	53,452
Total Liabilities and Shareholders' Equity	$ 717,625	$ 715,383