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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Operating Activities:      
Net Income (Loss) $ 4,543 $ 2,748 $ (2,295)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Provision for loan and lease losses 1,205 2,635 9,520
Depreciation 1,230 1,302 1,115
Amortization of intangibles 77 18 37
Net (accretion) amortization of securities (discounts) premiums (767) 162 (212)
Earnings from cash surrender value of life insurance (258) (270) (280)
Gain from life insurance proceeds     (158)
Loss on disposal of property, plant, and equipment 46 4 5
(Gain) loss on sale / write-down of foreclosed assets (20) 283 110
Deferred income tax benefit (526) (288) (243)
(Increase) decrease in accrued interest receivable (435) 149 (34)
Decrease (increase) in other assets 3,006 887 (4,593)
Decrease in accrued interest payable (47) (639) (661)
Increase (decrease) in other liabilities 392 279 (218)
Net Cash Provided by Operating Activities 8,446 7,270 2,093
Investing Activities:      
Net decrease (increase) in interest-bearing balances 27,564 (16,437) 11,472
Proceeds from the maturity of investment securities 26,413 8,982 15,360
Purchases of investment securities (111,157) (33,472) (9,354)
Redemptions (purchases) of restricted investment in bank stock 708 201 (411)
Net (increase) decrease in loans and leases (17,774) 8,690 (53,528)
Purchases of bank premises and equipment (1,415) (1,587) (2,647)
Proceeds from sale of foreclosed assets 983 484 1,190
Proceeds from cash surrender value of life insurance     507
Net Cash Used in Investing Activities (74,678) (33,139) (37,411)
Financing Activities:      
Net increase in demand deposits and savings accounts 90,955 109,653 42,791
Net (decrease) increase in time deposits (11,882) (54,686) 20,400
Net decrease in short-term borrowings (1,561) (14,483) (7,933)
Issued senior preferred stock 0 0 0
Preferred stock dividend paid (500) (500) (453)
Common stock dividend paid (696)   (1,809)
Employee Stock Purchase Plan 38    
Long-term debt repayment (5,182) (10,174) (17,166)
Purchase of treasury stock 0 0 0
Proceeds from long-term debt 0 0 0
Net Cash Provided by Financing Activities 71,172 29,810 35,830
Net increase in cash and cash equivalents 4,940 3,941 512
Cash and cash equivalents, beginning of period 12,901 8,960 8,448
Cash and cash equivalents, end of period 17,841 12,901 8,960
Supplemental Disclosures of Cash Flow Information      
Interest paid 9,569 11,281 13,965
Income taxes paid 940 510 50
Supplemental Noncash Disclosures:      
Transfer to foreclosed assets held for sale $ 1,298 $ 700 $ 447