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Consolidated Statement of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
INTEREST INCOME      
Interest & fees on loans and leases $ 28,038 $ 27,397 $ 28,039
Interest on interest-bearing balances 520 818 1,460
Interest and dividends on investment securities:      
U.S. Treasury and government agencies 1,619 788 652
State and political subdivision obligations, tax exempt 1,329 1,108 1,171
Other securities 14 12 13
Interest on federal funds sold and securities purchased under agreements to resell 25 25 1
Total Interest Income 31,545 30,148 31,336
INTEREST EXPENSE      
Interest on deposits 8,509 9,319 10,726
Interest on short-term borrowings 4 18 112
Interest on long-term debt 1,009 1,305 2,466
Total Interest Expense 9,522 10,642 13,304
Net Interest Income 22,023 19,506 18,032
PROVISION FOR LOAN AND LEASE LOSSES 1,205 2,635 9,520
Net Interest Income After Provision for Loan and Lease Losses 20,818 16,871 8,512
NONINTEREST INCOME      
Income from fiduciary activities 539 431 417
Service charges on deposits 704 1,139 1,479
Earnings from cash surrender value of life insurance 258 270 280
Gain from life insurance proceeds     158
Mortgage banking income 390 423 124
Other income 1,105 1,151 1,198
Total Noninterest Income 2,996 3,414 3,656
NONINTEREST EXPENSE      
Salaries and employee benefits 9,519 8,760 8,173
Occupancy expense, net 1,075 916 844
Equipment expense 1,292 1,361 1,170
Pennsylvania Bank Shares tax expense 449 443 366
FDIC Assessment 1,057 897 1,163
Legal and professional fees 444 529 814
Director fees and benefits expense 304 303 291
Marketing and advertising expense 354 308 679
Computer expense 697 578 393
Telephone expense 377 362 344
(Gain) loss on sale/write-down of foreclosed assets (20) 283 110
Core deposit intangible amortization 65 65 65
Other expenses 2,435 2,316 2,259
Total Noninterest Expense 18,048 17,121 16,671
INCOME(LOSS) BEFORE PROVISION FOR (BENEFIT FROM) INCOME TAXES 5,766 3,164 (4,503)
Provision for(benefit from) income taxes 1,223 416 (2,208)
NET INCOME (LOSS) 4,543 2,748 (2,295)
Preferred stock dividends and discount accretion 514 514 514
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS $ 4,029 $ 2,234 $ (2,809)
PER COMMON SHARE DATA:      
Basic Earnings (Loss) Per Common Share $ 1.16 $ 0.64 $ (0.81)
Diluted Earnings (Loss) Per Common Share $ 1.16 $ 0.64 $ (0.81)
Cash Dividends $ 0.2   $ 0.52