EX-99 2 exh_991.htm EXHIBIT 99.1 exh_991.htm
Mid Penn Bancorp Operating Performance
First Quarter 2011
 
3/31/11
3/31/10
$ Difference
%
Net Income
$ 872
$ 607
$265
44%
INCOME SOURCES
 
 
 
 
Net Interest Income
$ 4,983
$ 4,501
$482
11%
Noninterest Income
$ 758
$ 816
$(58)
(7%)
TOTAL INCOME SOURCES
$ 5,741
$5,317
$424
8%
EXPENSE ITEMS
 
 
 
 
Provision for Losses
$ 200
$ 160
$40
25%
FDIC Premium
$ 314
$ 201
$113
56%
Noninterest Expenses
(Net of FDIC Premium)
$ 3,986
$4,068
$(82)
(2%)
TOTAL EXPENSE ITEMS
$ 4,500
$4,429
$71
2%
(In 000’s)
1
 
 

 
2
 
Regulatory Limits
“Well Capitalized”
MPB
3/31/09
MPB
12/31/09
MPB
12/31/10
MPB
3/31/11
TRBC
10.0%
11.9%
10.4%
11.5%
11.4%
Tier 1 Capital
6.0%
9.3%
9.2%
10.2%
10.1%
Leverage
5.0%
7.2%
7.4%
7.4%
7.2%
DISCUSSION OF CAPITAL
 
Regulatory Limits
“Well Capitalized”
If No CPP
3/31/09
If No CPP
12/31/09
If No CPP
12/31/10
If No CPP
3/31/11
TRBC
10.0%
9.7%
8.4%
9.3%
9.3%
Tier 1 Capital
6.0%
8.5%
7.1%
8.0%
8.0%
Leverage
5.0%
6.8%
5.8%
5.8%
5.7%
 
 

 
MID PENN BANCORP, INC. COMMON STOCK ANALYSIS
 
Quarter
Ended
Earnings
Per Share
 
Market
Value
Four QTR
Trailing
EPS
Price/
Earnings
Ratio
Tangible
Book
Value
Price/
Tangible
Book Value
03/31/11
$0.25
$ 8.89
$0.72
12
$10.85
82%
12/31/10
$0.17
$ 7.50
$0.64
12
$10.58
71%
12/31/09
($1.06)
$10.29
($0.81)
N/A
$10.13
102%
12/31/08
$0.07
$20.97
$1.03
20
$11.46
183%
3