Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 33,362	$ 45,435
Interest-bearing balances with other financial institutions	31,801	34,668
Federal funds sold	2,922	16,660
Total cash and cash equivalents	68,085	96,763
Investment securities:
HTM, at amortized cost (fair value $351,204 and $357,521)	396,998	399,128
AFS, at fair value	217,632	223,555
Equity securities available for sale, at fair value	431	438
Loans held for sale, at fair value	4,581	3,855
Loans, net of unearned interest	4,317,449	4,252,792
Less: ACL - Loans	(33,524)	(34,187)
Net loans	4,283,925	4,218,605
Premises and equipment, net	36,068	36,909
Operating lease right of use asset	8,414	8,953
Finance lease right of use asset	2,683	2,727
Cash surrender value of life insurance	52,997	54,497
Restricted investment in bank stocks	17,446	16,768
Accrued interest receivable	26,975	25,820
Deferred income taxes	22,894	24,146
Goodwill	127,031	127,031
Core deposit and other intangibles, net	6,051	6,479
Foreclosed assets held for sale	5,110	293
Other assets	53,058	44,825
Total Assets	5,330,379	5,290,792
Deposits:
Noninterest-bearing demand	807,861	801,312
Interest-bearing transaction accounts	2,082,846	2,086,450
Time	1,488,398	1,458,450
Total Deposits	4,379,105	4,346,212
Short-term borrowings	271,849	241,532
Long-term debt	23,941	59,003
Subordinated debt	46,201	46,354
Operating lease liability	8,683	9,285
Accrued interest payable	16,330	14,257
Other liabilities	33,302	31,799
Total Liabilities	4,779,411	4,748,442
Shareholders' Equity:
Common stock, par value $1.00 per share; 40,000,000 shares authorized at March 31, 2024 and December 31, 2023; 17,006,359 issued at March 31, 2024 and 16,998,929 at December 31, 2023; 16,565,637 outstanding at March 31, 2024 and 16,573,707 at December 31, 2023	17,006	16,999
Additional paid-in capital	406,150	405,725
Retained earnings	154,801	145,982
Accumulated other comprehensive loss	(16,947)	(16,637)
Treasury stock, at cost; 440,722 shares at March 31, 2024 and 425,222 shares at December 31, 2023	(10,042)	(9,719)
Total Shareholders’ Equity	550,968	542,350
Total Liabilities and Shareholders' Equity	$ 5,330,379	$ 5,290,792