Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 51,158	$ 53,368
Interest-bearing balances with other financial institutions	4,996	4,405
Federal funds sold	6,017	3,108
Total cash and cash equivalents	62,171	60,881
Investment securities:
HTM, at amortized cost (fair value $352,454 and $348,505)	396,784	399,494
AFS, at fair value	236,609	237,878
Equity securities available for sale, at fair value	438	430
Loans held for sale, at fair value	2,677	2,475
Loans, net of unearned interest	3,611,347	3,514,119
Less: ACL - Loans	(31,265)	(18,957)
Net loans	3,580,082	3,495,162
Premises and equipment, net	34,191	34,471
Operating lease right of use asset	8,414	8,798
Finance lease right of use asset	2,862	2,907
Cash surrender value of life insurance	50,928	50,674
Restricted investment in bank stocks	8,041	8,315
Accrued interest receivable	19,205	18,405
Deferred income taxes	15,548	13,674
Goodwill	114,231	114,231
Core deposit and other intangibles, net	6,916	7,260
Foreclosed assets held for sale	248	43
Other assets	44,120	42,856
Total Assets	4,583,465	4,497,954
Deposits:
Noninterest-bearing demand	797,038	793,939
Interest-bearing transaction accounts	2,197,216	2,325,847
Time	883,827	658,545
Total Deposits	3,878,081	3,778,331
Short-term borrowings	88,000	102,647
Long-term debt	4,316	4,409
Subordinated debt	56,794	56,941
Operating lease liability	9,270	9,725
Accrued interest payable	5,809	2,303
Other liabilities	30,402	31,499
Total Liabilities	4,072,672	3,985,855
Shareholders' Equity:
Common stock, par value $1.00 per share; 20,000,000 shares authorized; 16,098,354 issued at March 31, 2023 and 16,094,486 at December 31, 2022; 15,890,011 outstanding at March 31, 2023 and 15,886,143 at December 31, 2022	16,098	16,094
Additional paid-in capital	387,332	386,987
Retained earnings	129,617	133,114
Accumulated other comprehensive loss	(17,374)	(19,216)
Treasury stock, at cost; 208,343 shares at March 31, 2023 and December 31, 2022	(4,880)	(4,880)
Total Shareholders’ Equity	510,793	512,099
Total Liabilities and Shareholders' Equity	$ 4,583,465	$ 4,497,954
Common stock, issued (in shares)	16,098,354	16,094,486