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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2016
Dec. 31, 2015
ASSETS    
Cash and due from banks $ 9,707 $ 12,329
Interest-bearing balances with other financial institutions 1,490 955
Federal funds sold 2,125  
Total cash and cash equivalents 13,322 13,284
Interest-bearing time deposits with other financial institutions 2,332 4,317
Investment securities available for sale 161,910 135,721
Loans and leases, net of unearned interest 746,452 739,191
Less: Allowance for loan and lease losses (6,439) (6,168)
Net loans and leases 740,013 733,023
Bank premises and equipment, net 13,728 13,993
Cash surrender value of life insurance 12,586 12,516
Restricted investment in bank stocks 2,871 4,266
Foreclosed assets held for sale 794 1,185
Accrued interest receivable 3,919 3,813
Deferred income taxes 1,466 1,821
Goodwill 3,918 3,918
Core deposit and other intangibles, net 627 665
Other assets 3,408 3,116
Total Assets 960,894 931,638
LIABILITIES & SHAREHOLDERS' EQUITY    
Deposits: Noninterest-bearing demand 107,369 103,721
Deposits: Interest-bearing demand 275,011 247,356
Deposits: Money Market 224,656 208,386
Deposits: Savings 59,147 56,731
Deposits: Time 166,398 160,849
Total Deposits 832,581 777,043
Short-term borrowings   31,596
Long-term debt 40,250 40,305
Subordinated Debt 7,407 7,414
Accrued interest payable 586 390
Other liabilities 8,848 4,822
Total Liabilities 889,672 861,570
Shareholders' Equity:    
Common stock, par value $1.00; authorized 10,000,000 shares; 4,227,981 and 4,226,717 shares issued and outstanding at March 31, 2016 and at December 31, 2015, respectively 4,228 4,227
Additional paid-in capital 40,585 40,559
Retained earnings 24,345 23,470
Accumulated other comprehensive income 2,064 1,812
Total Shareholders' Equity 71,222 70,068
Total Liabilities and Shareholders' Equity $ 960,894 $ 931,638