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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 13,854 $ 7,407
Interest-bearing balances with other financial institutions 1,393 1,216
Total cash and cash equivalents 15,247 8,623
Interest-bearing time deposits with other financial institutions 5,772 7,513
Available-for-sale investment securities 148,134 122,803
Loans and leases, net of unearned interest 568,161 546,462
Less: Allowance for loan and lease losses (6,411) (6,317)
Net loans and leases 561,750 540,145
Bank premises and equipment, net 12,303 12,469
Restricted investment in bank stocks 3,395 2,969
Foreclosed assets held for sale 849 965
Accrued interest receivable 3,000 2,704
Deferred income taxes 2,055 3,235
Goodwill 1,016 1,016
Core deposit and other intangibles, net 203 249
Cash surrender value of life insurance 8,526 8,374
Other assets 2,153 2,060
Total Assets 764,403 713,125
LIABILITIES & SHAREHOLDERS' EQUITY    
Deposits: Noninterest-bearing demand 52,715 48,346
Deposits: Interest-bearing demand 226,883 201,090
Deposits: Money Market 209,556 196,736
Deposits: Savings 30,672 29,585
Deposits: Time 126,171 132,373
Total Deposits 645,997 608,130
Short-term borrowings 21,854 23,833
Long-term debt 33,008 23,145
Accrued interest payable 646 393
Other liabilities 4,087 4,708
Total Liabilities 705,592 660,209
Shareholders' Equity:    
Common stock, par value $1.00 per share; authorized 10,000,000 shares; 3,496,916 shares issued and outstanding at September 30, 2014 and 3,494,397 shares at December 31, 2013 3,497 3,494
Additional paid-in capital 29,888 29,853
Retained earnings 19,117 15,441
Accumulated other comprehensive income (loss) 1,309 (872)
Total Shareholders' Equity 58,811 52,916
Total Liabilities and Shareholders' Equity 764,403 713,125
Series B Preferred Stock [Member]
   
Shareholders' Equity:    
Series B Preferred stock, par value $1.00; liquidation value $1,000; authorized 5,000 shares; 7% non-cumulative dividend; 5,000 shares issued and outstanding at September 30, 2014 and December 31, 2013 $ 5,000 $ 5,000