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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 13,126 $ 7,407
Interest-bearing balances with other financial institutions 904 1,216
Total cash and cash equivalents 14,030 8,623
Interest-bearing time deposits with other financial institutions 5,323 7,513
Available for sale investment securities 121,409 122,803
Loans and leases, net of unearned interest 549,739 546,462
Less: Allowance for loan and lease losses (6,423) (6,317)
Net loans and leases 543,316 540,145
Bank premises and equipment, net 12,655 12,469
Restricted investment in bank stocks 3,146 2,969
Foreclosed assets held for sale 1,078 965
Accrued interest receivable 2,904 2,704
Deferred income taxes 2,718 3,235
Goodwill 1,016 1,016
Core deposit and other intangibles, net 245 249
Cash surrender value of life insurance 8,425 8,374
Other assets 2,211 2,060
Total Assets 718,476 713,125
LIABILITIES & SHAREHOLDERS' EQUITY    
Deposits: Noninterest bearing demand 49,189 48,346
Deposits: Interest bearing demand 204,481 201,090
Deposits: Money Market 193,556 196,736
Deposits: Savings 30,465 29,585
Deposits: Time 128,984 132,373
Total Deposits 606,675 608,130
Short-term borrowings 28,544 23,833
Long-term debt 23,100 23,145
Accrued interest payable 486 393
Other liabilities 4,426 4,708
Total Liabilities 663,231 660,209
Shareholders' Equity:    
Common stock, par value $1.00 per share; authorized 10,000,000 shares; 3,495,382 shares issued and outstanding at March 31, 2014 and 3,494,397 shares at December 31, 2013 3,495 3,494
Additional paid-in capital 29,866 29,853
Retained earnings 16,691 15,441
Accumulated other comprehensive income (loss) 193 (872)
Total Shareholders' Equity 55,245 52,916
Total Liabilities and Shareholders' Equity 718,476 713,125
Series B Preferred Stock [Member]
   
Shareholders' Equity:    
Series B Preferred stock, par value $1.00; liquidation value $1,000; authorized 5,000 shares; 7% non-cumulative dividend; 5,000 shares issued and outstanding at March 31, 2014 and December 31, 2013 $ 5,000 $ 5,000