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                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

                        Date of Report (Date of Earliest
                        Event Reported):  July 19, 1996




                      CHECKERS DRIVE-IN RESTAURANTS, INC.
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             (Exact name of registrant as specified in its charter)




          Delaware                      0-19649                 58-1654960
- ----------------------------          ------------         -------------------
(State or other jurisdiction          (Commission             (IRS Employer
     of incorporation)                File Number)         Identification No.)






    600 Cleveland Street, 8th Floor
          Clearwater, Florida                                        34615
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(Address of principal executive offices)                          (Zip Code)




Registrant's telephone number, including area code:                813-441-3500



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                       This Instrument contains 3 pages.

                           There is no Exhibit Index.
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ITEM 5.  OTHER EVENTS.

      POSSIBLE CHANGE OF LENDERS

         On July 19, 1996 Checkers Drive-In Restaurants, Inc. ("Checkers")
announced that a capital management firm located in the northeast U.S. is
negotiating with Checkers and its bank syndicate to acquire the outstanding debt
of Checkers under its credit facility.

         The necessity of making large principal and interest payments (totaling
over $5.5 million to date in 1996) has hampered Checkers' ability to respond to
the recent marketing blitz in the fast food industry and this has adversely
affected sales.  Anticipating the transfer of its credit facility debt, and due
to impairment of its current cash flow, Checkers has not made a principal
payment due under the facility on July 15, 1996.

         The bank syndicate and the proposed purchaser of the debt have
tentatively agreed to postpone the principal payment due July 15, 1996, and
waive any non-compliance with the terms of the credit facility until July 31,
1996, provided that the debt is assigned by that date.  Failure to assign the
debt by that date would result in a default under the credit facility.

         Although no assurance can be given that the parties will be successful,
and failure would result in a default under the credit facility, following the
assignment of the debt, Checkers intends to, and the capital management company
has indicated its willingness to, renegotiate the terms of the facility before
July 31 in order to establish a repayment schedule that Checkers will be able to
meet in light of its current financial pressures.  The capital management
company also indicated that, following acquisition of the debt and pending
certain asset sales that Checkers expects to consummate, it may be in a position
to extend additional funds to Checkers in the immediate future to decrease its
trade payables.

      RESIGNATION OF DIRECTOR

          Mr. Barry M. Alpert informed Checkers on July 22, 1996, that he was
resigning as a Director of Checkers, effective immediately.  Mr. Alpert did not
cite any reasons for his resignation.


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                                   SIGNATURE


                 Pursuant to the requirements of the Securities Exchange Act of
1934, as amended, the Registrant has duly caused this Report to be signed on its
behalf by the undersigned thereunto duly authorized.

                                        CHECKERS DRIVE-IN RESTAURANTS, INC.



                                        By:         /s/ Albert J. DiMarco
                                           ------------------------------------
                                                  Albert J. DiMarco President
                                                  and Chief Executive Officer

Dated:  July 22, 1996












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