SECURITIES AND EXCHANGE COMMISSION

                               WASHINGTON, D.C.  20549


                                       FORM 8-K

                                    CURRENT REPORT

                          PURSUANT TO SECTION 13 OR 15(d) OF
                         THE SECURITIES EXCHANGE ACT OF 1934

                                    DATE OF REPORT
                          (Date of earliest event reported)
                                   August 28, 1996


                           UNITED WISCONSIN SERVICES, INC.
                (Exact name of registrant as specified in its charter)


  WISCONSIN                          0-19506               39-1431799
(State or other                    (Commission         (I.R.S. Employer
 jurisdiction                      File Number)        Identification No.)
of incorporation)


                               401 WEST MICHIGAN STREET
                           MILWAUKEE, WISCONSIN  53203-2896
                       (Address of principal executive offices)

                                    (414) 226-6900
                           (Registrant's telephone number)




ITEM 5.  OTHER EVENTS

    For pro forma and other financial information relating to the proposed
merger of American Medical Securities Group, Inc. ("AMSG") with and into the
Registrant, the Registrant hereby incorporates by reference the following
portions of the Registrant's Registration Statement on Form S-4 (File No. 33-
10935), as filed with the Securities and Exchange Commission on August 28, 1996
(the "Registration Statement"):

    SELECTED CONSOLIDATED FINANCIAL DATA OF AMSG (including the notes thereto)
    contained on page 8 of the Registration Statement.

    SELECTED HISTORICAL AND PRO FORMA UNAUDITED CONDENSED CONSOLIDATED
    FINANCIAL DATA contained on pages 11 and 12 of the Registration Statement.

    UWS AND AMSG PRO FORMA UNAUDITED CONDENSED CONSOLIDATED FINANCIAL DATA
    (including the notes thereto) contained on page 12 of the Registration
    Statement.

    HISTORICAL AND PRO FORMA UNAUDITED CONDENSED CONSOLIDATED FINANCIAL
    STATEMENTS (including the notes thereto) contained on pages 14 through 25
    of the Registration Statement.

    FINANCIAL STATEMENTS OF AMSG (including the notes thereto) contained on
    pages F-1 through F-18 of the Registration Statement.

    As set forth in note 10 of the foregoing HISTORICAL AND PRO FORMA UNAUDITED
CONDENSED CONSOLIDATED FINANCIAL STATEMENTS, an executive officer of the
Registrant has 7,113 options to purchase AMSG common shares at an option price
of $703, which will be converted in connection with the merger of AMSG into the
Registrant into 301,567 options to purchase common shares of the Registrant, at
an option price of $16.54.  Upon conversion, UWS will record compensation
expense of $2,137,000.  In accordance with Regulation S-X regarding the
preparation of pro forma financial information, this nonrecurring charge has not
been included in the pro forma unaudited condensed consolidated statements of
income incorporated by reference herein.  It is expected, however, that this
nonrecurring charge (which equals approximately $0.13 per common share of the
Registrant's outstanding common shares before giving effect to such merger and
UWS's issuance of shares therein) will be reflected in the Registrant's results
of operations for its fiscal quarter ending September 30, 1996.

CAUTIONARY STATEMENT CONCERNING FORWARD-LOOKING STATEMENTS

    THE PRO FORMA FINANCIAL STATEMENTS AND OTHER INFORMATION INCORPORATED BY
    REFERENCE IN THIS CURRENT REPORT ON FORM 8-K


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    MAY CONTAIN CERTAIN FORWARD LOOKING STATEMENTS WITH RESPECT TO THE
    FINANCIAL CONDITION, RESULTS OF OPERATIONS AND BUSINESS OF AMSG AND THE
    REGISTRANT.  SUCH FORWARD LOOKING STATEMENTS ARE SUBJECT TO INHERENT RISKS
    AND UNCERTAINTIES THAT MAY CAUSE ACTUAL RESULTS TO DIFFER MATERIALLY FROM
    THOSE CONTEMPLATED BY SUCH FORWARD LOOKING STATEMENTS.


    Pursuant to the requirements of the Securities Exchange Act of 1934, the
    Registrant has duly caused this report to be signed on its behalf by the
    undersigned hereunto duly authorized.

                                       UNITED WISCONSIN SERVICES, INC.



     August 28, 1996                   By: /s/ GAIL L. HANSON
- -----------------------------             ------------------------------------
          (Date)                          Vice President and Treasurer


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