Income Taxes (Tables)

12 Months Ended

Jun. 30, 2014

Income Taxes [Abstract]

Summary Of Income Tax Expense (Benefit)

	2014	2013	2012
Income tax benefit at the statutory rate	$              (2,138)	$              (2,341)	$              (2,079)
Tax exempt interest	(1,160)	(998)	(872)
Tax exempt income from company-owned
life insurance ("COLI")	(735)	(377)	74
State income taxes, net of federal tax benefit	173	(419)	284
Non-deductible meals and entertainment	116	195	189
Non-deductible compensation	(17)	1,017	1,234
Valuation allowance	4,648	29,998	28
Return to accrual adjustment	66	(76)	(26)
Other, net	15	(244)	(43)
	$                  968	$             26,755	$              (1,211)

Components Of Income Taxes

	2014	2013	2012
Current
Federal	$                    82	$                   (76)	$            (10,402)
State	640	(571)	140
	$                  722	$                 (647)	$            (10,262)
Deferred
Federal	$                  432	$             27,159	$               8,777
State	(186)	243	274
	246	27,402	9,051
Total income tax expense (benefit)	$                  968	$             26,755	$              (1,211)

Schedule Of Tax Effects Of Temporary Differences That Give Rise To Deferred Tax Assets And Deferred Tax Liabilities

	2014	2013
Deferred tax assets:
Employee compensation plans	$              11,216	$              11,378
Net operating loss carryforward	12,914	10,507
Allowance for probable loan losses	2,462	3,400
Securities available for sale	2,205	3,589
Bad debt reserve	1,902	2,177
Deferred rent	1,853	1,631
Long-term debt	1,406	-
State taxes	1,095	909
Investment in unconsolidated ventures	1,069	909
REO	718	139
Deferred income on loans	585	810
Interest rate swaps in cash flow hedging relationships	240	-
Other	836	513
Gross deferred tax assets	38,501	35,962
Valuation allowance	(35,452)	(30,870)
Net deferred tax assets	3,049	5,092
Deferred tax liabilities:
Interest rate swaps in cash flow hedging relationships	$                        -	$                  (626)
Fixed assets, net	(115)	(426)
Investment in unconsolidated ventures	-	(120)
Long-term debt	-	(82)
Other	(729)	(249)
Total gross deferred tax liabilities	(844)	(1,503)
Net deferred tax assets – included in other assets on the
Consolidated Statements of Financial Condition	$                2,205	$                3,589