Exhibit 12.1

LandAmerica Financial Group, Inc.

Computation of Ratio of Earnings to Fixed Charges

(Dollars in Millions)

	Years Ended December 31,
		2004			2003			2002			2001			2000
Earnings:
Pre-Tax Earnings	$	226.1		$	296.9		$	229.8		$	94.2		$	(128.2	)
Income or Loss from Equity Investees		(13.7	)		(16.7	)		(10.1	)		(3.2	)		(0.6	)
Minority Interest		2.3			1.5			0.0			0.0			—
Fixed Charges		48.6			31.9			28.1			28.5			28.4
Distributed Income of Equity Investees		11.6			12.7			7.0			3.5			1.5
Minority Interest for which no Fixed Charges Were Incurred		(2.3	)		(1.5	)		0.0			0.0			—
Earnings as Adjusted	$	272.6		$	324.8		$	254.8		$	123.0		$	(98.9	)
Fixed Charges:
Interest Costs	$	26.3		$	13.1		$	12.4		$	12.8		$	13.6
Amortization of Debt Costs		0.5			—			—			—			—
Interest within Rental Expense (1)		21.8			18.8			15.7			15.7			14.8
Total Fixed Charges	$	48.6		$	31.9		$	28.1		$	28.5		$	28.4
Ratio of Earnings to Fixed Charges		5.61			10.19			9.05			4.32			—	(2)

(1) Assumes a 9% interest rate on rental payments.

(2) In 2000, our earnings were not sufficient to cover our fixed charges due to non-cash charges of $177.8 million associated with a change in our method of assessing the recoverability of goodwill. The amount of the earnings deficiency was $70.5 million.