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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2021
Operating activities:      
Net income $ 38,463 $ 50,160 $ 8,612
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 32,131 32,140 30,672
Amortization of debt discount and deferred financing costs 1,561 1,433 13,797
Non-cash lease expense 56,937 52,201 48,480
Deferred income taxes (12,802) 4,945 3,283
Impairment of other assets 4,343 0 0
Other adjustments (2,890) 2,511 (185)
Provision for inventory reserve 603 (2,253) (8,003)
Stock compensation expense 9,539 5,053 3,946
Equity in net loss (income) from investment in unconsolidated affiliates 28,459 (1,779) (3,803)
Net loss on extinguishment of debt 3,545 0 0
Changes in operating assets and liabilities, net of business acquisitions:      
Service charges and fees receivable (4,204) (4,572) (7,332)
Inventory (4,810) (15,341) 371
Prepaid expenses, other current assets and other assets (1,814) 3,238 7,373
Accounts payable, accrued expenses and other liabilities (61,522) (65,141) (54,209)
Customer layaway deposits 1,376 3,359 1,256
Income taxes 12,919 (2,785) 2,180
Dividends from unconsolidated affiliates 0 3,366 0
Net cash provided by operating activities 101,834 66,535 46,438
Investing activities:      
Loans made (821,725) (740,057) (601,638)
Loans repaid 458,854 410,523 351,092
Recovery of pawn loan principal through sale of forfeited collateral 336,349 274,423 208,551
Capital expenditures, net (40,446) (31,895) (23,601)
Acquisitions, net of cash acquired (14,874) (1,850) (19,015)
Issuance of note receivable (15,500) (1,000) 0
Investment in unconsolidated affiliate (2,133) (6,927) 0
Investment in other investments (15,000) (16,500) 0
Dividends from unconsolidated affiliates 3,589 0 0
Net cash used in investing activities (110,886) (113,283) (84,611)
Financing activities:      
Taxes paid related to net share settlement of equity awards (1,148) (792) (839)
Proceeds from borrowings 230,000 0 0
Debt issuance cost (7,458) 0 0
Cash paid on extinguishment of debt (1,951) 0 0
Payments on assumed debt and other borrowings (178,488) 0 (15,414)
Purchase and retirement of treasury stock (16,988) (2,040) 0
Payments of finance leases (275) 0 0
Net cash provided by (used in) financing activities 23,692 (2,832) (16,253)
Effect of exchange rate changes on cash and cash equivalents and restricted cash (41) 325 5,497
Net increase (decrease) in cash and cash equivalents and restricted cash 14,599 (49,255) (48,929)
Cash and cash equivalents and restricted cash at beginning of period 214,369 263,624 312,553
Cash and cash equivalents and restricted cash at end of period $ 228,968 $ 214,369 $ 263,624