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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2015
Operating activities:      
Net income (loss) $ 30,208 $ (88,430) $ (94,227)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation and amortization 23,661 28,651 37,034
Amortization of debt discount and deferred financing costs 12,303 12,375 13,038
Amortization of prepaid commissions 0 13,083 13,702
Accretion of notes receivable discount (3,788) 0 0
Consumer loan loss provision 1,988 27,917 51,966
Deferred income taxes 6,046 2,674 (2,124)
Impairment of goodwill and long-lived assets 0 73,244 30,782
Other adjustments 17 7,289 13,925
Gain on restructured notes receivable (3,048) 0 0
Gain on disposition of Grupo Finmart, net of loss on extinguishment 0 (32,172) 0
Loss on extinguishment of debt and other 5,250 0 0
Loss on sale or disposal of assets 359 1,106 2,893
Stock compensation 5,866 5,346 2,374
(Income) loss from investments in unconsolidated affiliate (4,916) 255 5,473
Impairment of investments 0 10,957 26,837
Changes in operating assets and liabilities, net of business acquisitions:      
Service charges and fees receivable (224) 7,677 (9,987)
Inventory 721 (3,735) 433
Prepaid expenses, other current assets and other assets 5,166 (15,397) (11,980)
Accounts payable, accrued expenses and other liabilities (31,041) (26,297) 15,564
Customer layaway deposits 241 329 1,997
Income taxes, net of excess tax benefit from stock compensation 3,027 37,334 (23,144)
Dividends from unconsolidated affiliate 0 2,197 4,842
Net cash provided by operating activities 51,836 64,403 79,398
Investing activities:      
Loans made (646,625) (676,375) (842,074)
Loans repaid 386,383 428,196 574,353
Recovery of pawn loan principal through sale of forfeited collateral 244,632 235,168 243,692
Additions to property and equipment (18,853) (9,550) (23,722)
Acquisitions, net of cash acquired (2,250) (6,000) (7,802)
Investments in unconsolidated affiliate 0 0 (12,140)
Proceeds from disposition of Grupo Finmart, net of cash disposed 0 35,277 0
Principal collections on notes receivable 29,458 0 0
Net cash (used in) provided by investing activities (7,255) 6,716 (67,693)
Financing activities:      
Taxes paid related to net share settlement of equity awards (767) (172) (210)
Payout of deferred consideration 0 (15,000) (6,000)
Purchase of subsidiary shares from noncontrolling interest 0 0 (32,411)
Proceeds from settlement of forward currency contracts 0 3,557 2,313
Change in restricted cash 0 8,199 40,949
Proceeds from borrowings, net of issuance costs 139,506 64,133 70,130
Payments on borrowings (85,388) (112,123) (72,369)
Repurchase of common stock 0 (11,750) 0
Net cash provided by (used in) financing activities 53,351 (63,156) 2,402
Effect of exchange rate changes on cash and cash equivalents 724 (1,350) (10,308)
Net increase in cash and cash equivalents 98,656 6,613 3,799
Cash and cash equivalents at beginning of period 65,737 59,124 55,325
Cash and cash equivalents at end of period 164,393 65,737 59,124
Cash paid during the period for:      
Interest 9,068 18,722 16,472
Income taxes, net 8,866 2,962 (8,042)
Non-cash investing and financing activities:      
Pawn loans forfeited and transferred to inventory 257,388 249,316 230,998
Dividend reinvestment acquisition of additional ownership in unconsolidated affiliate 1,153 0 0
Issuance of common stock due to acquisitions 0 0 11,696
Deferred consideration 0 0 9,500
Equity adjustment due to noncontrolling interest purchase $ 0 $ 0 $ 23,251