XML 74 R34.htm IDEA: XBRL DOCUMENT v2.4.0.6
Allowance for Losses and Credit Quality of Financing Receivables (Tables)
 6 Months Ended
Mar. 31, 2013
Receivables [Abstract]  
Allowance for credit losses and recorded investment in financing receivables
The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented: 
Description
Allowance
Balance at
Beginning
of Period
 
Charge-offs
 
Recoveries
 
Provision
 
Translation Adjustment
 
Allowance
Balance at
End of
Period
 
Financing
Receivable
at End of
Period
 
(in thousands)
Unsecured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2013
$
2,553

 
$
(10,875
)
 
$
5,480

 
$
5,076

 
$
—

 
$
2,234

 
$
20,022

Three Months Ended March 31, 2012
$
1,730

 
$
(4,274
)
 
$
2,245

 
$
1,741

 
$
—

 
$
1,442

 
$
12,892

Six Months Ended March 31, 2013
$
2,390

 
$
(22,924
)
 
$
10,281

 
$
12,487

 
$
—

 
$
2,234

 
$
20,022

Six Months Ended March 31, 2012
$
1,727

 
$
(8,953
)
 
$
3,703

 
$
4,965

 
$
—

 
$
1,442

 
$
12,892

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2013
$
1,473

 
$
(10,597
)
 
$
9,840

 
$
642

 
$
—

 
$
1,358

 
$
6,163

Three Months Ended March 31, 2012
$
982

 
$
(4,427
)
 
$
3,823

 
$
330

 
$
—

 
$
708

 
$
3,418

Six Months Ended March 31, 2013
$
942

 
$
(19,271
)
 
$
17,800

 
$
1,887

 
$
—

 
$
1,358

 
$
6,163

Six Months Ended March 31, 2012
$
538

 
$
(7,767
)
 
$
6,642

 
$
1,295

 
$
—

 
$
708

 
$
3,418

*Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2013
$
624

 
$
(791
)
 
$
1,136

 
$
(663
)
**
$
24

 
$
330

 
$
91,747

Three Months Ended March 31, 2012
$
—

 
$
(572
)
 
$
232

 
$
508

 
$
(2
)
 
$
166

 
$
66,913

Six Months Ended March 31, 2013
$
623

 
$
(952
)
 
$
2,357

 
$
(1,716
)
**
$
18

 
$
330

 
$
91,747

Six Months Ended March 31, 2012
$
—

 
$
(572
)
 
$
232

 
$
508

 
$
(2
)
 
$
166

 
$
66,913


*Comparative information includes activity since Grupo Finmart's January 30, 2012 acquisition.
** Benefit in unsecured long-term consumer loan provision is due to the sale of past due loans and recoveries of loans previously written-off.
Aging Analysis of past due financing receivables
The following table presents an aging analysis of past due financing receivables by portfolio segment: 
 
Days Past Due
 
Total
 
Current
 
Fair Value
 
Total
Financing
 
Allowance
 
Recorded
Investment
> 90 Days
 
1-30
 
31-60
 
61-90
 
>90
 
Past Due
 
Receivable
 
Adjustment
 
Receivable
 
Balance
 
Accruing
 
(in thousands)
Unsecured short-term consumer loans:*
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
13

 
$
13

 
$
—

 
$
—

 
$
26

 
$
119

 
$
—

 
$
145

 
$
30

 
$
—

Secured short-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
1,299

 
$
747

 
$
506

 
$
825

 
$
3,377

 
$
2,786

 
$
—

 
$
6,163

 
$
1,358

 
$
—

March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
530

 
$
285

 
$
252

 
$
433

 
$
1,500

 
$
1,918

 
$
—

 
$
3,418

 
$
708

 
$
—

September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
1,246

 
$
708

 
$
466

 
$
391

 
$
2,811

 
$
3,140

 
$
—

 
$
5,951

 
$
942

 
$
—

Unsecured long-term consumer loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$1,545
 
$
5,519

 
$
3,856

 
$
27,479

 
$
38,399

 
$
54,447

 
$
(1,099
)
 
$
91,747

 
$
330

 
$
27,479

March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$8,847
 
$
15,636

 
$
574

 
$
6,009

 
$
31,066

 
$
40,181

 
$
(4,334
)
 
$
66,913

 
$
166

 
$
6,009

September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer loans
$
2,465

 
$
28,783

 
$
949

 
$
7,507

 
$
39,704

 
$
37,120

 
$
(2,779
)
 
$
74,045

 
$
623

 
$
7,507


* Unsecured short-term consumer loans amounts are included for periods after the acquisition of Go Cash.