0001140361-14-031504.txt : 20140811 0001140361-14-031504.hdr.sgml : 20140811 20140808161313 ACCESSION NUMBER: 0001140361-14-031504 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20140630 FILED AS OF DATE: 20140808 DATE AS OF CHANGE: 20140808 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MGIC INVESTMENT CORP CENTRAL INDEX KEY: 0000876437 STANDARD INDUSTRIAL CLASSIFICATION: SURETY INSURANCE [6351] IRS NUMBER: 391486475 STATE OF INCORPORATION: WI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-10816 FILM NUMBER: 141027618 BUSINESS ADDRESS: STREET 1: 250 EAST KILBOURN AVENUE CITY: MILWAUKEE STATE: WI ZIP: 53202 BUSINESS PHONE: 4143476480 MAIL ADDRESS: STREET 1: 250 EAST KILBOURN AVENUE CITY: MILWAUKEE STATE: WI ZIP: 53202 10-Q 1 form10q.htm MGIC INVESTMENT CORPORATION 10-Q 6-30-2014
FORM 10-Q
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

x
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended June 30, 2014
o
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from                to ______ 
Commission file number 1-10816
 
MGIC INVESTMENT CORPORATION
(Exact name of registrant as specified in its charter)

WISCONSIN
39-1486475
(State or other jurisdiction of incorporation or organization)
(I.R.S. Employer Identification No.)

250 E. KILBOURN AVENUE
 
53202
MILWAUKEE, WISCONSIN
 
(Zip Code)
(Address of principal executive offices)
 
 

(414) 347-6480
(Registrant's telephone number, including area code)

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.
 
YES   x
NO  o
 
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).
 
YES   x
NO  o
 
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer”, “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer  x
Accelerated filer o
Non-accelerated filer  o
Smaller reporting company  o
(Do not check if a smaller reporting company)
 
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).
 
YES   o
NO  x
 
Indicate the number of shares outstanding of each of the issuer's classes of common stock, as of the latest practicable date.

CLASS OF STOCK
PAR VALUE
DATE
NUMBER OF SHARES
Common stock
$1.00
07/31/14
338,559,545
 
Forward Looking and Other Statements

All statements in this report that address events, developments or results that we expect or anticipate may occur in the future are “forward looking statements.” Forward looking statements consist of statements that relate to matters other than historical fact. In most cases, forward looking statements may be identified by words such as “believe,” “anticipate” or “expect,” or words of similar import. The risk factors referred to in “Forward Looking Statements and Risk Factors – Location of Risk Factors” in Management’s Discussion and Analysis of Financial Condition and Results of Operations below, may cause our actual results to differ materially from the results contemplated by forward looking statements that we may make. We are not undertaking any obligation to update any forward looking statements or other statements we may make in this document even though these statements may be affected by events or circumstances occurring after the forward looking statements or other statements were made. Therefore no reader of this document should rely on these statements being current as of any time other than the time at which this document was filed with the Securities and Exchange Commission.
2
PART I.
FINANCIAL INFORMATION
Item 1.
Financial Statements

MGIC INVESTMENT CORPORATION AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
June 30, 2014 and December 31, 2013
(Unaudited)

 
  
June 30,
2014
    
December 31,
2013
  
ASSETS
  
(In thousands)
  
Investment portfolio (notes 7 and 8):
  
   
 
Securities, available-for-sale, at fair value:
  
   
 
Fixed maturities (amortized cost, 2014 - $4,611,685; 2013 - $4,948,543)
  
$
4,611,468
    
$
4,863,925
  
Equity securities
    
3,011
      
2,894
  
Total investment portfolio
    
4,614,479
      
4,866,819
  
Cash and cash equivalents
    
342,600
      
332,692
  
Restricted cash and cash equivalents (note 1)
    
17,203
      
17,440
  
Accrued investment income
    
29,030
      
31,660
  
Prepaid reinsurance premiums (note 4)
    
40,261
      
36,243
  
Reinsurance recoverable on loss reserves (note 4)
    
57,763
      
64,085
  
Reinsurance recoverable on paid losses (note 4)
    
7,517
      
10,425
  
Premium receivable
    
52,934
      
62,301
  
Home office and equipment, net
    
28,336
      
26,185
  
Deferred insurance policy acquisition costs
    
10,676
      
9,721
  
Other assets
    
178,345
      
143,819
  
Total assets
  
$
5,379,144
    
$
5,601,390
  
 
LIABILITIES AND SHAREHOLDERS' EQUITY
                
Liabilities:
                
Loss reserves (note 12)
  
$
2,675,594
    
$
3,061,401
  
Premium deficiency reserve (note 13)
    
35,455
      
48,461
  
Unearned premiums
    
168,200
      
154,479
  
Senior notes (note 3)
    
61,894
      
82,773
  
Convertible senior notes (note 3)
    
845,000
      
845,000
  
Convertible junior debentures (note 3)
    
389,522
      
389,522
  
Other liabilities
    
271,864
      
275,216
  
Total liabilities
    
4,447,529
      
4,856,852
  
 
                
Contingencies (note 5)
                
 
                
Shareholders' equity (note 14):
                
Common stock (one dollar par value, shares authorized 1,000,000; shares issued 2014 and 2013 - 340,047; shares outstanding 2014 - 338,560; 2013 - 337,758)
    
340,047
      
340,047
  
Paid-in capital
    
1,658,661
      
1,661,269
  
Treasury stock (shares at cost 2014 - 1,487; 2013 - 2,289)
    
(32,937
)
    
(64,435
)
Accumulated other comprehensive loss, net of tax (note 9)
    
(35,253
)
    
(117,726
)
Accumulated deficit
    
(998,903
)
    
(1,074,617
)
Total shareholders' equity
    
931,615
      
744,538
  
Total liabilities and shareholders' equity
  
$
5,379,144
    
$
5,601,390
  

See accompanying notes to consolidated financial statements.
3
MGIC INVESTMENT CORPORATION AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF OPERATIONS
Three and Six Months Ended June 30, 2014 and 2013
(Unaudited)

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
Revenues:
  
(In thousands, except per share data)
  
Premiums written:
  
   
   
     
Direct
  
$
241,249
    
$
247,481
    
$
485,438
    
$
502,028
  
Assumed
    
430
      
531
      
881
      
1,082
  
Ceded (note 4)
    
(28,294
)
    
(11,390
)
    
(54,914
)
    
(17,988
)
Net premiums written
    
213,385
      
236,622
      
431,405
      
485,122
  
(Increase) decrease in unearned premiums, net
    
(5,899
)
    
1,155
      
(9,658
)
    
(286
)
 
Net premiums earned
    
207,486
      
237,777
      
421,747
      
484,836
  
Investment income, net of expenses
    
21,180
      
20,883
      
41,336
      
39,211
  
Realized investment gains, net
    
522
      
2,485
      
291
      
3,744
  
Total other-than-temporary impairment losses
    
-
      
-
      
-
      
-
  
Portion of losses recognized in other comprehensive income, before taxes
    
-
      
-
      
-
      
-
  
Net impairment losses recognized in earnings
    
-
      
-
      
-
      
-
  
Other revenue
    
2,048
      
2,715
      
2,944
      
5,254
  
Total revenues
    
231,236
      
263,860
      
466,318
      
533,045
  
 
                                
Losses and expenses:
                                
Losses incurred, net (note 12)
    
141,141
      
196,274
      
263,749
      
462,482
  
Change in premium deficiency reserve (note 13)
    
(7,833
)
    
(11,283
)
    
(13,006
)
    
(12,933
)
Amortization of deferred policy acquisition costs
    
1,676
      
1,955
      
3,095
      
3,652
  
Other underwriting and operating expenses, net
    
32,238
      
45,607
      
70,219
      
93,922
  
Interest expense (note 3)
    
17,374
      
17,942
      
34,913
      
44,348
  
 
Total losses and expenses
    
184,596
      
250,495
      
358,970
      
591,471
  
 
Income (loss) before tax
    
46,640
      
13,365
      
107,348
      
(58,426
)
Provision for income taxes (note 11)
    
1,118
      
990
      
1,844
      
2,129
  
 
                                
Net income (loss)
  
$
45,522
    
$
12,375
    
$
105,504
    
$
(60,555
)
 
                                
Income (loss) per share (note 6):
                                
Basic
  
$
0.13
    
$
0.04
    
$
0.31
    
$
(0.21
)
Diluted
  
$
0.12
    
$
0.04
    
$
0.27
    
$
(0.21
)
 
                                
Weighted average common shares outstanding - basic (note 6)
    
338,626
      
337,868
      
338,419
      
285,336
  
 
                                
Weighted average common shares outstanding - diluted (note 6)
    
413,481
      
339,341
      
413,374
      
285,336
  

See accompanying notes to consolidated financial statements.
4
MGIC INVESTMENT CORPORATION AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
Three and Six Months Ended June 30, 2014 and 2013
(Unaudited)

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
  
(In thousands)
  
 
  
   
   
   
 
Net income (loss)
  
$
45,522
    
$
12,375
    
$
105,504
    
$
(60,555
)
 
                                
Other comprehensive income (loss), net of tax (note 9):
                                
 
                                
Change in unrealized investment gains and losses (note 7)
    
44,501
      
(98,119
)
    
84,099
      
(108,073
)
 
                                
Benefit plan adjustments
    
(1,980
)
    
-
      
(3,466
)
    
-
  
 
                                
Foreign currency translation adjustment
    
587
      
(12,512
)
    
1,840
      
(12,196
)
 
                                
Other comprehensive income (loss), net of tax
    
43,108
      
(110,631
)
    
82,473
      
(120,269
)
 
                                
Comprehensive income (loss)
  
$
88,630
    
$
(98,256
)
  
$
187,977
    
$
(180,824
)

See accompanying notes to consolidated financial statements.
5
MGIC INVESTMENT CORPORATION AND SUBSIDIARIES
 CONSOLIDATED  STATEMENTS OF SHAREHOLDERS' EQUITY
 Six Months Ended June 30, 2013 and 2014
 (Unaudited)
 
 
  
Common
stock
    
Paid-in
capital
    
Treasury
stock
    
Accumulated
other
comprehensive
income (loss)
    
Accumulated
deficit
  
 
  
(In thousands)
  
 
  
   
   
   
   
 
Balance, December 31, 2012
  
$
205,047
    
$
1,135,296
    
$
(104,959
)
  
$
(48,163
)
  
$
(990,281
)
 
                                        
Net loss
                                    
(60,555
)
Change in unrealized investment gains and losses, net
    
-
      
-
      
-
      
(108,073
)
    
-
  
Common stock issuance (note 14)
    
135,000
      
528,392
      
-
      
-
      
-
  
Reissuance of treasury stock, net
    
-
      
(7,892
)
    
40,524
      
-
      
(34,487
)
Equity compensation
    
-
      
3,009
      
-
      
-
      
-
  
Unrealized foreign currency translation adjustment
    
-
      
-
      
-
      
(12,196
)
    
-
  
 
                                        
Balance, June 30, 2013
  
$
340,047
    
$
1,658,805
    
$
(64,435
)
  
$
(168,432
)
  
$
(1,085,323
)
 
                                        
Balance, December 31, 2013
  
$
340,047
    
$
1,661,269
    
$
(64,435
)
  
$
(117,726
)
  
$
(1,074,617
)
 
                                        
Net income
                                    
105,504
  
Change in unrealized investment gains and losses, net (note 7)
    
-
      
-
      
-
      
84,099
      
-
  
Reissuance of treasury stock, net
    
-
      
(6,680
)
    
31,498
      
-
      
(29,790
)
Equity compensation
    
-
      
4,072
      
-
      
-
      
-
  
Benefit plan adjustments
    
-
      
-
      
-
      
(3,466
)
    
-
  
Unrealized foreign currency translation adjustment
    
-
      
-
      
-
      
1,840
      
-
  
 
                                        
Balance, June 30, 2014
  
$
340,047
    
$
1,658,661
    
$
(32,937
)
  
$
(35,253
)
  
$
(998,903
)
 
See accompanying notes to consolidated financial statements.

6
MGIC INVESTMENT CORPORATION AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
Six Months Ended June 30, 2014 and 2013
(Unaudited)
 
 
  
Six Months Ended
June 30,		  
 
  
2014
    
2013
  
 
  
(In thousands)
  
Cash flows from operating activities:
  
   
 
Net income (loss)
  
$
105,504
    
$
(60,555
)
Adjustments to reconcile net income (loss) to net cash used in operating activities:
                
Depreciation and other amortization
    
26,622
      
37,517
  
Deferred tax provision (benefit)
    
243
      
(21
)
Realized investment gains, excluding impairment losses
    
(291
)
    
(3,744
)
Loss on repurchases of senior notes
    
837
      
-
  
Other
    
(45,745
)
    
(31,862
)
Change in certain assets and liabilities:
                
Accrued investment income
    
2,630
      
(5,920
)
Prepaid reinsurance premium
    
(4,018
)
    
(3,465
)
Reinsurance recoverable on loss reserves
    
6,322
      
20,950
  
Reinsurance recoverable on paid losses
    
2,908
      
1,433
  
Premium receivable
    
9,367
      
5,250
  
Deferred insurance policy acquisition costs
    
(955
)
    
(1,133
)
Loss reserves
    
(385,807
)
    
(457,535
)
Premium deficiency reserve
    
(13,006
)
    
(12,933
)
Unearned premiums
    
13,721
      
3,578
  
Income taxes payable (current)
    
(689
)
    
(179
)
Net cash used in operating activities
    
(282,357
)
    
(508,619
)
 
                
Cash flows from investing activities:
                
Purchase of fixed maturities
    
(1,054,567
)
    
(2,182,211
)
Purchase of equity securities
    
(40
)
    
(51
)
Proceeds from sale of fixed maturities
    
718,938
      
483,171
  
Proceeds from maturity of fixed maturities
    
649,468
      
778,896
  
Net increase in payable for securities
    
(4
)
    
(97,868
)
Net change in restricted cash
    
237
      
(60,333
)
Net cash provided by (used in) investing activities
    
314,032
      
(1,078,396
)
 
                
Cash flows from financing activities:
                
Net proceeds from convertible senior notes
    
-
      
484,697
  
Common stock shares issued
    
-
      
663,392
  
Repurchases of long-term debt
    
(21,767
)
    
(17,235
)
Net cash (used in) provided by financing activities
    
(21,767
)
    
1,130,854
  
 
                
Net increase (decrease) in cash and cash equivalents
    
9,908
      
(456,161
)
Cash and cash equivalents at beginning of period
    
332,692
      
1,027,625
  
Cash and cash equivalents at end of period
  
$
342,600
    
$
571,464
  

See accompanying notes to consolidated financial statements.
7
MGIC INVESTMENT CORPORATION AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
June 30, 2014
(Unaudited)

Note 1 – Nature of Business and Basis of Presentation

MGIC Investment Corporation is a holding company which, through Mortgage Guaranty Insurance Corporation ("MGIC"), MGIC Indemnity Corporation (“MIC”) and several other subsidiaries, is principally engaged in the mortgage insurance business.  We provide mortgage insurance to lenders throughout the United States and to government sponsored entities (“GSEs”) to protect against loss from defaults on low down payment residential mortgage loans.

The accompanying unaudited consolidated financial statements of MGIC Investment Corporation and its wholly-owned subsidiaries have been prepared in accordance with the instructions to Form 10-Q as prescribed by the Securities and Exchange Commission (“SEC”) for interim reporting and do not include all of the other information and disclosures required by accounting principles generally accepted in the United States of America (“GAAP”). These statements should be read in conjunction with the consolidated financial statements and notes thereto for the year ended December 31, 2013 included in our Annual Report on Form 10-K. As used below, “we,” “our” and “us” refer to MGIC Investment Corporation’s consolidated operations or to MGIC Investment Corporation, as the context requires.

In the opinion of management the accompanying financial statements include all adjustments, consisting primarily of normal recurring accruals, necessary to fairly state our financial position and results of operations for the periods indicated. The results of operations for the interim period may not be indicative of the results that may be expected for the year ending December 31, 2014.
 
Capital - GSEs

Since 2008, substantially all of our insurance written has been for loans sold to the GSEs, each of which has mortgage insurer eligibility requirements. The existing eligibility requirements include a minimum financial strength rating of Aa3/AA-. Because MGIC does not meet such financial strength rating requirements (its financial strength rating from Moody’s is Ba3 (with a stable outlook) and from Standard & Poor’s is BB (with a positive outlook)), MGIC is currently operating with each GSE as an eligible insurer under a remediation plan.

On July 10, 2014, the conservator of the GSEs, the Federal Housing Finance Agency (“FHFA”), released draft Private Mortgage Insurer Eligibility Requirements (“draft PMIERs”). The FHFA has requested public input on the draft PMIERs by September 8, 2014. The draft PMIERs include revised financial requirements for mortgage insurers (the “GSE Financial Requirements”) that require a mortgage insurer’s “Available Assets” (generally only the most liquid assets of an insurer) to meet or exceed “Minimum Required Assets” (which are calculated from tables of factors with several risk dimensions and are subject to a floor amount).
8
The PMIERs will become effective 180 days after the date they are published in final form (the “publication date”). Mortgage insurers would have up to two years after the publication date to meet the GSE Financial Requirements (the “transition period”). During the transition period, a mortgage insurer that fails to meet the GSE Financial Requirements would be subject to a transition plan having milestones for actions to achieve compliance. The transition plan would be submitted for the approval of each GSE within 90 days after the effective date, and if approved, the GSEs would monitor the insurer’s progress. During the transition period for an insurer with an approved transition plan, an insurer would be in remediation (a status similar to the one under which MGIC has been operating with the GSEs for over five years) and eligible to provide mortgage insurance on loans owned or guaranteed by the GSEs. 

We estimate that as of June 30, 2014, applying the rules of the draft PMIERs, MGIC would have a material shortfall in Available Assets.  This shortfall would be affected by operations throughout the transition period, which is expected to end December 31, 2016. The shortfall assumes the risk in force and capital of MIC are repatriated to MGIC, and full credit is given in the calculation of Minimum Required Assets for our existing reinsurance transaction.  However, we do not expect to receive full credit for our current reinsurance transaction. As a result, we have begun discussions with the reinsurance market to modify our existing reinsurance transaction so that any reduction in the credit would be minimized.

As of June 30, 2014, we had approximately $515 million of cash and investments at our holding company, a portion of which we believe may be available for future contribution to MGIC. Furthermore, there are regulated insurance affiliates of MGIC that have approximately $100 million of assets as of June 30, 2014. We expect that, subject to regulatory approval, we would be able to use a material portion of these assets to increase the Available Assets of MGIC.  Additionally, if the draft PMIERs are implemented as released, we would consider seeking additional reinsurance and/or non-dilutive debt capital to mitigate the shortfall. There can be no assurance that MGIC will be in compliance with the GSE Financial Requirements within the transition period. Factors that may impact MGIC’s compliance with the GSE Financial Requirements include the following:
 
· Changes in the actual PMIERs adopted from the draft PMIERs may increase the amount of the MGIC’s Minimum Required Assets or reduce its Available Assets, with the result that the shortfall in Available Assets could increase;
· We may not obtain regulatory approval to transfer assets from MGIC’s regulated insurance affiliates to the extent we are assuming because regulators project higher losses than we project or require a level of capital be maintained in these companies higher than we are assuming;
· We may not be able to access the non-dilutive debt markets due to market conditions, concern about our creditworthiness, or other factors, in a manner sufficient to provide the funds we are assuming;
· We may not be able to achieve modifications in our existing reinsurance arrangements necessary to minimize the reduction in the credit for reinsurance under the draft PMIERs; and
· We may not be able to obtain additional reinsurance necessary to further reduce the Minimum Required Assets due to market capacity, pricing or other reasons.
 
Factors that could negatively affect MGIC’s compliance with the GSE Financial Requirements are discussed throughout the financial statement footnotes. Such matters could decrease our revenues, increase our losses or require the use of assets, thereby reducing our Available Assets and increasing our shortfall in Available Assets, or they could increase the Minimum Required Assets, also increasing our shortfall in Available Assets.
9
There also can be no assurance that the GSEs would not make the GSE Financial Requirements more onerous in the future; in this regard, the draft PMIERs provide that the tables of factors that determine Minimum Required Assets may be updated to reflect changes in risk characteristics and the macroeconomic environment. If MGIC ceases to be eligible to insure loans purchased by one or both of the GSEs, it would significantly reduce the volume of our new business writings.

If we increase the amount of Available Assets we hold in order to continue to insure GSE loans, the amount of capital we hold may increase. If we increase the amount of capital we hold with respect to insured loans, our returns may decrease unless we increase premiums. An increase in premium rates may not be feasible for a number of reasons, including competition from other private mortgage insurers, the FHA or other credit enhancement products.

See disclosure regarding statutory capital in Note 15 – “Statutory Capital.”

Reclassifications

Certain reclassifications have been made in the accompanying financial statements to 2013 amounts to conform to 2014 presentation.

Restricted cash and cash equivalents

During the second quarter of 2013, approximately $60.3 million was placed in escrow in connection with the two agreements we entered into to resolve our dispute with Countrywide Home Loans (“CHL”) and its affiliate, Bank of America, N.A., as successor to Countrywide Home Loans Servicing LP (“BANA” and collectively with CHL, “Countrywide”) regarding rescissions. In the fourth quarter of 2013, approximately $42.9 million was released from escrow in connection with the BANA agreement. At June 30, 2014 and December 31, 2013, approximately $17.2 million and $17.4 million, respectively, remains in escrow in connection with the CHL agreement. See additional discussion of these settlement agreements in Note 5 – “Litigation and Contingencies.”

Subsequent events

We have considered subsequent events through the date of this filing.

Note 2 - New Accounting Guidance

In July 2013, the FASB issued an update to the accounting standard regarding income taxes. This update provides guidance concerning the balance sheet presentation of an unrecognized tax benefit when a net operating loss carryforward or a tax credit carryforward (the “Carryforwards”) is available. This accounting standard requires an entity to net its liability related to unrecognized tax benefits against the related deferred tax assets for the Carryforwards. A gross presentation will be required when the Carryforwards are not available under the tax law of the applicable jurisdiction or when the Carryforwards would not be used by the entity to settle any additional income taxes resulting from disallowance of the uncertain tax position. This update is effective for fiscal years and interim periods within such years beginning after December 15, 2013. We are currently in compliance with this new guidance.  It did not have a significant impact on our consolidated financial statements and disclosures.
10
Note 3 – Debt

5.375% Senior Notes – due November 2015

At June 30, 2014 and December 31, 2013 we had outstanding $62.0 million and $82.9 million, respectively, of 5.375% Senior Notes due in November 2015. In February 2014, we repurchased $20.9 million in par value of these notes at a cost slightly above par. Interest on these notes is payable semi-annually in arrears on May 1 and November 1 of each year. These Senior Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the notes, which are contained in the Indenture, dated as of October 15, 2000, between us and U.S. Bank, National Association, as trustee, and in an Officer's Certificate dated as of October 4, 2005, which specifies the interest rate, maturity date and other terms of the Senior Notes.

Scheduled interest payments on the Senior Notes were $1.7 million and $2.8 million for the six months ended June 30, 2014 and 2013, respectively. In the first quarter of 2014, we also paid $0.3 million in interest related to our repurchase discussed above.

5% Convertible Senior Notes – due May 2017

At June 30, 2014 and December 31, 2013 we had outstanding $345 million principal amount of 5% Convertible Senior Notes due in May 2017. Interest on the 5% Notes is payable semi-annually in arrears on May 1 and November 1 of each year.

The 5% Notes are convertible, at the holder's option, at an initial conversion rate, which is subject to adjustment, of 74.4186 shares per $1,000 principal amount at any time prior to the maturity date. This represents an initial conversion price of approximately $13.44 per share. These 5% Notes will be equal in right of payment to our other senior debt and will be senior in right of payment to our existing Convertible Junior Debentures, discussed below. Debt issuance costs are being amortized to interest expense over the contractual life of the 5% Notes. These 5% Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the notes, which are contained in the Supplemental Indenture, dated as of April 26, 2010, between us and U.S. Bank National Association, as trustee, and the Indenture dated as of October 15, 2000, between us and the trustee.

Interest payments on the 5% Notes were $8.6 million in each of the six months ended June 30, 2014 and 2013.

2% Convertible Senior Notes – due April 2020

At June 30, 2014 and December 31, 2013, we had outstanding $500 million principal amount of 2% Convertible Senior Notes due in 2020 which we issued in March 2013. We received net proceeds of approximately $484.6 million after deducting underwriting discount and offering expenses. Interest on the 2% Notes is payable semi-annually in arrears on April 1 and October 1 of each year. The 2% Notes will mature on April 1, 2020, unless earlier repurchased by us or converted. Prior to January 1, 2020, the 2% Convertible Senior Notes are convertible only upon satisfaction of one or more conditions. One such condition is that during any calendar quarter commencing after March 31, 2014, the last reported sale price of our common stock for each of at least 20 trading days during the 30 consecutive trading days ending on, and including, the last trading day of the immediately preceding calendar quarter be greater than or equal to 130% of the applicable conversion price on each applicable trading day. The notes are convertible at an initial conversion rate, which is subject to adjustment, of 143.8332 shares per $1,000 principal amount. This represents an initial conversion price of approximately $6.95 per share. 130% of such conversion price is $9.03. On or after January 1, 2020, holders may convert their notes irrespective of satisfaction of the conditions. These 2% Notes will be equal in right of payment to our other senior debt and will be senior in right of payment to our existing Convertible Junior Debentures. Debt issuance costs are being amortized to interest expense over the contractual life of the 2% Notes. Prior to April 10, 2017, the notes will not be redeemable. On any business day on or after April 10, 2017 we may redeem for cash all or part of the notes, at our option, at a redemption price equal to 100% of the principal amount of the notes being redeemed, plus any accrued and unpaid interest, if the closing sale price of our common stock exceeds 130% of the then prevailing conversion price of the notes for at least 20 of the 30 trading days preceding notice of the redemption.
11
These 2% Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the notes, which are contained in the Second Supplemental Indenture, dated March 12, 2013, between us and U.S. Bank National Association, as trustee, and the Indenture dated as of October 15, 2000, between us and the trustee.

Interest payments on the 2% Notes were $5.0 million for the six months ended June 30, 2014. There were no scheduled interest payments on the 2% Notes for the six months ended June 30, 2013.

9% Convertible Junior Subordinated Debentures – due April 2063

At June 30, 2014 and December 31, 2013 we had outstanding $389.5 million principal amount of 9% Convertible Junior Subordinated Debentures due in 2063 (the “debentures”). The debentures rank junior to all of our existing and future senior indebtedness.

Interest on the debentures is payable semi-annually in arrears on April 1 and October 1 of each year. As long as no event of default with respect to the debentures has occurred and is continuing, we may defer interest, under an optional deferral provision, for one or more consecutive interest periods up to ten years without giving rise to an event of default. Deferred interest will accrue additional interest at the rate then applicable to the debentures. During an optional deferral period we may not pay or declare dividends on our common stock.

Interest on the debentures that would have been payable on the scheduled interest payment date of October 1, 2012 had been deferred. During the deferral period the deferred interest continued to accrue and compound semi-annually at an annual rate of 9%.

On April 1, 2013 we paid the deferred interest payment, including the compound interest. The interest payment, totaling approximately $18.3 million, was made from the net proceeds of our March 2013 common stock offering. We also paid the regular April 1, 2013 interest payment due on the debentures of approximately $17.5 million, and we remain current on all interest payments due. We continue to have the right to defer interest that is payable on subsequent scheduled interest payment dates. Any deferral of such interest would be on terms equivalent to those described above.

These debentures are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the debentures, which are contained in the Indenture, dated as of March 28, 2008, between us and U.S. Bank National Association, as trustee.
12
We may redeem the debentures in whole or in part from time to time, at our option, at a redemption price equal to 100% of the principal amount of the debentures being redeemed, plus any accrued and unpaid interest, if the closing sale price of our common stock exceeds 130% of the then prevailing conversion price of the debentures for at least 20 of the 30 trading days preceding notice of the redemption.

The debentures are currently convertible, at the holder's option, at an initial conversion rate, which is subject to adjustment, of 74.0741 common shares per $1,000 principal amount of debentures at any time prior to the maturity date. This represents an initial conversion price of approximately $13.50 per share. If a holder elects to convert their debentures, deferred interest owed on the debentures being converted is also converted into shares of our common stock. The conversion rate for any deferred interest is based on the average price that our shares traded at during a 5-day period immediately prior to the election to convert. In lieu of issuing shares of common stock upon conversion of the debentures, we may, at our option, make a cash payment to converting holders for all or some of the shares of our common stock otherwise issuable upon conversion.

Interest payments on the debentures were $17.5 million and $35.8 million for the six months ended June 30, 2014 and 2013, respectively.
13
All debt

The par value and fair value of our debt at June 30, 2014 and December 31, 2013 appears in the table below.

 
  
Par Value
    
Total Fair
Value
    
Quoted Prices in
Active Markets
for Identical
Assets (Level 1)
    
Significant
Other
Observable
Inputs
(Level 2)
    
Significant
Unobservable
Inputs
(Level 3)
  
 
  
(In thousands)
  
June 30, 2014
  
   
   
   
   
 
Liabilities:
  
   
   
   
   
 
Senior Notes
  
$
61,953
    
$
64,973
    
$
64,973
    
$
-
    
$
-
  
Convertible Senior Notes due 2017
    
345,000
      
403,650
      
403,650
      
-
      
-
  
Convertible Senior Notes due 2020
    
500,000
      
746,750
      
746,750
      
-
      
-
  
Convertible Junior Subordinated Debentures
    
389,522
      
482,033
      
-
      
482,033
      
-
  
Total Debt
  
$
1,296,475
    
$
1,697,406
    
$
1,215,373
    
$
482,033
    
$
-
  
 
                                        
December 31, 2013
                                        
Liabilities:
                                        
Senior Notes
  
$
82,883
    
$
85,991
    
$
85,991
    
$
-
    
$
-
  
Convertible Senior Notes due 2017
    
345,000
      
388,988
      
388,988
      
-
      
-
  
Convertible Senior Notes due 2020
    
500,000
      
685,625
      
685,625
      
-
      
-
  
Convertible Junior Subordinated Debentures
    
389,522
      
439,186
      
-
      
439,186
      
-
  
Total Debt
  
$
1,317,405
    
$
1,599,790
    
$
1,160,604
    
$
439,186
    
$
-
  

The fair value of our Senior Notes and Convertible Senior Notes was determined using publicly available trade information and those notes are considered Level 1 securities as described in Note 8 – “Fair Value Measurements.” The fair value of our debentures was determined using available pricing for these debentures or similar instruments and our debentures are considered Level 2 securities as described in Note 8 – “Fair Value Measurements.”

The Senior Notes, Convertible Senior Notes and Convertible Junior Debentures are obligations of our holding company, MGIC Investment Corporation, and not of its subsidiaries. At June 30, 2014, we had approximately $515 million in cash and investments at our holding company. The net unrealized losses on our holding company investment portfolio were approximately $2.8 million at June 30, 2014. The modified duration of the holding company investment portfolio, excluding cash and cash equivalents, was 3.4 years at June 30, 2014.
14
Note 4 – Reinsurance

In April 2013, we entered into a quota share reinsurance agreement with a group of unaffiliated reinsurers that are not captive reinsurers. These reinsurers primarily have a rating of A or better by Moody’s Investors Service, Standard & Poor’s Rating Services or both. This reinsurance agreement applies to new insurance written between April 1, 2013 and December 31, 2015 (with certain exclusions) and covers incurred losses, with renewal premium through December 31, 2018, at which time the agreement terminates. Early termination of the agreement prior to December 31, 2018 is possible under specified scenarios. The structure of the reinsurance agreement is a 30% quota share, with a 20% ceding commission as well as a profit commission. In December 2013, we entered into an Addendum to the quota share reinsurance agreement that applies to certain insurance written before April 1, 2013 that has never been delinquent. The structure of the quota share reinsurance agreement remained the same, with the exception that the business written before April 1, 2013 is a 40% quota share. Under the Addendum, policies for which premium was received but unearned as of December 31, 2013 were ceded.

As of June 30, 2014 and December 31, 2013, we have accrued a profit commission receivable of $47.1 million and $2.4 million, respectively, which is included in “Other assets” on our consolidated balance sheet. This receivable could increase materially through the term of the agreement, but the ultimate amount of the commission will depend on the ultimate level of premiums earned and losses incurred under the agreement. Any profit commission would be paid to us upon termination of the reinsurance agreement.

The reinsurers are required to maintain trust funds or letters of credit to support recoverable balances for reinsurance, such as loss reserves, paid losses, prepaid reinsurance premiums and profit commissions.  As such forms of collateral are in place, we have not established an allowance against these balances.

In the past, MGIC had also obtained captive reinsurance. In a captive reinsurance arrangement, the reinsurer is affiliated with the lender for whom MGIC provides mortgage insurance. As part of our settlement with the Consumer Financial Protection Bureau (“CFPB”) discussed in Note 5 – “Litigation and Contingencies”, MGIC and three other mortgage insurers agreed that they would not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. In accordance with this settlement, all of our active captive arrangements have been placed into run-off.

Captive agreements were written on an annual book of business and the captives are required to maintain a separate trust account to support the combined reinsured risk on all annual books. MGIC is the sole beneficiary of the trust, and the trust account is made up of capital deposits by the lender captive, premium deposits by MGIC, and investment income earned.  These amounts are held in the trust account and are available to pay reinsured losses. The reinsurance recoverable on loss reserves related to captive agreements was $52 million at June 30, 2014 which was supported by $208 million of trust assets, while at December 31, 2013, the reinsurance recoverable on loss reserves related to captives was $64 million which was supported by $226 million of trust assets. At June 30, 2014 and December 31, 2013 there was an additional $20 million and $23 million, respectively, of trust assets in captive agreements where there was no related reinsurance recoverable on loss reserves. See Note 5 – “Litigation and Contingencies” for a discussion of requests or subpoenas for information regarding captive mortgage reinsurance arrangements.
15
A summary of the effect of our reinsurance agreements on our results for the six months ended June 30, 2014 and 2013 appears below.

 
  
Six Months Ended
June 30,
  
 
  
2014
    
2013
  
 
  
(In thousands)
  
 
  
   
 
Ceded premiums written, net of profit commission
  
$
54,914
    
$
17,988
  
 
                
Ceded premiums earned, net of profit commission
    
50,898
      
14,521
  
 
                
Ceded losses incurred
    
14,871
      
17,234
  
 
                
Ceding commissions
    
18,680
      
2,197
  

Note 5 – Litigation and Contingencies

Before paying a claim, we review the loan and servicing files to determine the appropriateness of the claim amount. All of our insurance policies provide that we can reduce or deny a claim if the servicer did not comply with its obligations under our insurance policy, including the requirement to mitigate our loss by performing reasonable loss mitigation efforts or, for example, diligently pursuing a foreclosure or bankruptcy relief in a timely manner. We call such reduction of claims submitted to us “curtailments.” In 2013 and the first half of 2014, curtailments reduced our average claim paid by approximately 5.8% and 6.2%, respectively. In addition, the claims submitted to us sometimes include costs and expenses not covered by our insurance policies, such as hazard insurance premiums for periods after the claim date and losses resulting from property damage that has not been repaired. These other adjustments reduced claim amounts by less than the amount of curtailments. After we pay a claim, servicers and insureds sometimes object to our curtailments and other adjustments. We review these objections if they are sent to us within 90 days after the claim was paid.

When reviewing the loan file associated with a claim, we may determine that we have the right to rescind coverage on the loan. Prior to 2008, rescissions of coverage on loans were not a material portion of our claims resolved during a year. However, beginning in 2008, our rescissions of coverage on loans have materially mitigated our paid losses. In 2009 through 2011, rescissions mitigated our paid losses in the aggregate by approximately $3.0 billion; and in 2012, 2013 and the first half of 2014, rescissions mitigated our paid losses by approximately $265 million, $135 million and $50 million, respectively (in each case, the figure includes amounts that would have either resulted in a claim payment or been charged to a deductible under a bulk or pool policy, and may have been charged to a captive reinsurer). In recent quarters, approximately 5% of claims received in a quarter have been resolved by rescissions, down from the peak of approximately 28% in the first half of 2009.

We estimate rescissions mitigated our incurred losses by approximately $2.5 billion in 2009 and $0.2 billion in 2010. These figures include the benefit of claims not paid in the period as well as the impact of changes in our estimated expected rescission activity on our loss reserves in the period. In 2012, we estimate that our rescission benefit in loss reserves was reduced by $0.2 billion due to probable rescission settlement agreements. We estimate that other rescissions had no significant impact on our losses incurred in 2011 through the first half of 2014. Our loss reserving methodology incorporates our estimates of future rescissions and reversals of rescissions. Historically, reversals of rescissions have been immaterial. A variance between ultimate actual rescission and reversal rates and our estimates, as a result of the outcome of litigation, settlements or other factors, could materially affect our losses.
16
If the insured disputes our right to rescind coverage, we generally engage in discussions in an attempt to settle the dispute. As part of those discussions, we may voluntarily suspend rescissions we believe may be part of a settlement. In 2011, Freddie Mac advised its servicers that they must obtain its prior approval for rescission settlements, Fannie Mae advised its servicers that they are prohibited from entering into such settlements and Fannie Mae notified us that we must obtain its prior approval to enter into certain settlements. Since those announcements, the GSEs have consented to our settlement agreements with two customers, one of which is Countrywide, as discussed below, and have rejected other settlement agreements. We have reached and implemented settlement agreements that do not require GSE approval, but they have not been material in the aggregate.

If we are unable to reach a settlement, the outcome of a dispute ultimately would be determined by legal proceedings. Under our policies, legal proceedings disputing our right to rescind coverage may be brought up to three years after the lender has obtained title to the property (typically through a foreclosure) or the property was sold in a sale that we approved, whichever is applicable, although in a few jurisdictions there is a longer time to bring such an action.

Until a liability associated with a settlement agreement or litigation becomes probable and can be reasonably estimated, we consider our claim payment or rescission resolved for financial reporting purposes even though discussions and legal proceedings have been initiated and are ongoing. Under ASC 450-20, an estimated loss from such discussions and proceedings is accrued for only if we determine that the loss is probable and can be reasonably estimated.

Since December 2009, we have been involved in legal proceedings with Countrywide Home Loans, Inc. (“CHL”) and its affiliate, Bank of America, N.A., as successor to Countrywide Home Loans Servicing LP (“BANA” and collectively with CHL, “Countrywide”) in which Countrywide alleged that MGIC denied valid mortgage insurance claims. (In our SEC reports, we refer to insurance rescissions and denials of claims collectively as “rescissions” and variations of that term.) In addition to the claim amounts it alleged MGIC had improperly denied, Countrywide contended it was entitled to other damages of almost $700 million as well as exemplary damages. We sought a determination in those proceedings that we were entitled to rescind coverage on the applicable loans.

In April 2013, MGIC entered into separate settlement agreements with CHL and BANA, pursuant to which the parties will settle the Countrywide litigation as it relates to MGIC’s rescission practices (as amended, the “Agreements”). The Agreement with BANA covers loans purchased by the GSEs. The original Agreement was implemented beginning in November 2013 and we resolved all related suspended rescissions in November and December 2013 by paying the associated claim or processing the rescission. The pending arbitration proceedings concerning the loans covered by that agreement have been dismissed, the mutual releases between the parties regarding such loans have become effective and the litigation between the parties regarding such loans is to be dismissed.

The Agreement with CHL covers loans that were purchased by non-GSE investors, including securitization trusts (the “other investors”). That Agreement will be implemented only as and to the extent that it is consented to by or on behalf of the other investors, and any such implementation is expected to occur later in 2014. While there can be no assurance that the Agreement with CHL will be implemented, we have determined that its implementation is probable.
17
We recorded the estimated impact of the Agreements and another probable settlement in our financial statements for the quarter ending December 31, 2012. We have also recorded the estimated impact of other probable settlements. The estimated impact that we recorded is our best estimate of our loss from these matters. We estimate that the maximum exposure above the best estimate provision we recorded is $510 million, of which about 45% is from rescission practices subject to the Agreement with CHL. If we are not able to implement the Agreement with CHL or the other settlements we consider probable, we intend to defend MGIC vigorously against any related legal proceedings.

The flow policies at issue with Countrywide are in the same form as the flow policies that we used with all of our customers during the period covered by the Agreements, and the bulk policies at issue vary from one another, but are generally similar to those used in the majority of our Wall Street bulk transactions.

We are involved in discussions and legal and consensual proceedings with customers with respect to our claims paying practices. These include a previously disclosed curtailment dispute with Countrywide that is in a mediation process. Although it is reasonably possible that when these discussions or proceedings are completed we will not prevail in all cases, we are unable to make a reasonable estimate or range of estimates of the potential liability. We estimate the maximum exposure associated with these discussions and proceedings to be approximately $220 million, although we believe we will ultimately resolve these matters for significantly less than this amount.

The estimates of our maximum exposure referred to above do not include interest or consequential or exemplary damages.

Consumers continue to bring lawsuits against home mortgage lenders and settlement service providers. Mortgage insurers, including MGIC, have been involved in litigation alleging violations of the anti-referral fee provisions of the Real Estate Settlement Procedures Act, which is commonly known as RESPA, and the notice provisions of the Fair Credit Reporting Act, which is commonly known as FCRA. MGIC’s settlement of class action litigation against it under RESPA became final in October 2003. MGIC settled the named plaintiffs’ claims in litigation against it under FCRA in December 2004, following denial of class certification in June 2004. Since December 2006, class action litigation has been brought against a number of large lenders alleging that their captive mortgage reinsurance arrangements violated RESPA. Beginning in December 2011, MGIC, together with various mortgage lenders and other mortgage insurers, has been named as a defendant in twelve lawsuits, alleged to be class actions, filed in various U.S. District Courts. Seven of those cases have previously been dismissed without any further opportunity to appeal. The complaints in all of the cases allege various causes of action related to the captive mortgage reinsurance arrangements of the mortgage lenders, including that the lenders’ captive reinsurers received excessive premiums in relation to the risk assumed by those captives, thereby violating RESPA. MGIC denies any wrongdoing and intends to vigorously defend itself against the allegations in the lawsuits. There can be no assurance that we will not be subject to further litigation under RESPA (or FCRA) or that the outcome of any such litigation, including the lawsuits mentioned above, would not have a material adverse effect on us.

In 2013, the U.S. District Court for the Southern District of Florida approved a settlement with the CFPB that resolved a federal investigation of MGIC’s participation in captive reinsurance arrangements in the mortgage insurance industry. The settlement concluded the investigation with respect to MGIC without the CFPB or the court making any findings of wrongdoing. As part of the settlement, MGIC agreed that it would not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. MGIC had voluntarily suspended most of its captive arrangements in 2008 in response to market conditions and GSE requests. In connection with the settlement, MGIC paid a civil penalty of $2.65 million and the court issued an injunction prohibiting MGIC from violating any provisions of RESPA.
18
We received requests from the Minnesota Department of Commerce (the “MN Department”) beginning in February 2006 regarding captive mortgage reinsurance and certain other matters in response to which MGIC has provided information on several occasions, including as recently as May 2011. In August 2013, MGIC and several competitors received a draft Consent Order from the MN Department containing proposed conditions to resolve its investigation, including unspecified penalties. We are engaged in discussions with the MN Department regarding the draft Consent Order. We also received a request in June 2005 from the New York Department of Financial Services for information regarding captive mortgage reinsurance arrangements and other types of arrangements in which lenders receive compensation. Other insurance departments or other officials, including attorneys general, may also seek information about, investigate, or seek remedies regarding captive mortgage reinsurance.

Various regulators, including the CFPB, state insurance commissioners and state attorneys general may bring actions seeking various forms of relief in connection with violations of RESPA. The insurance law provisions of many states prohibit paying for the referral of insurance business and provide various mechanisms to enforce this prohibition. While we believe our practices are in conformity with applicable laws and regulations, it is not possible to predict the eventual scope, duration or outcome of any such reviews or investigations nor is it possible to predict their effect on us or the mortgage insurance industry.

We are subject to comprehensive, detailed regulation by state insurance departments. These regulations are principally designed for the protection of our insured policyholders, rather than for the benefit of investors. Although their scope varies, state insurance laws generally grant broad supervisory powers to agencies or officials to examine insurance companies and enforce rules or exercise discretion affecting almost every significant aspect of the insurance business. Given the recent significant losses incurred by many insurers in the mortgage and financial guaranty industries, our insurance subsidiaries have been subject to heightened scrutiny by insurance regulators. State insurance regulatory authorities could take actions, including changes in capital requirements or termination of waivers of capital requirements, that could have a material adverse effect on us. In early 2013, the CFPB issued rules to implement laws requiring mortgage lenders to make ability-to-repay determinations prior to extending credit. We are uncertain whether the CFPB will issue any other rules or regulations that affect our business. Such rules and regulations could have a material adverse effect on us.

In December 2013, the U.S. Treasury Department’s Federal Insurance Office released a report that calls for federal standards and oversight for mortgage insurers to be developed and implemented. It is uncertain what form the standards and oversight will take and when they will become effective.

We understand several law firms have, among other things, issued press releases to the effect that they are investigating us, including whether the fiduciaries of our 401(k) plan breached their fiduciary duties regarding the plan’s investment in or holding of our common stock or whether we breached other legal or fiduciary obligations to our shareholders. We intend to defend vigorously any proceedings that may result from these investigations. With limited exceptions, our bylaws provide that our officers and 401(k) plan fiduciaries are entitled to indemnification from us for claims against them.
19
A non-insurance subsidiary of our holding company is a shareholder of the corporation that operates the Mortgage Electronic Registration System (“MERS”). Our subsidiary, as a shareholder of MERS, has been named as a defendant (along with MERS and its other shareholders) in eight lawsuits asserting various causes of action arising from allegedly improper recording and foreclosure activities by MERS. Seven of these lawsuits have been dismissed without any further opportunity to appeal. The remaining lawsuit had also been dismissed by the U.S. District Court, however, the plaintiff in that lawsuit filed a motion for reconsideration by the U.S. District Court and to certify a related question of law to the Supreme Court of the State in which the U.S. District Court is located. In April 2014, that motion for reconsideration was denied, however, on May 30, 2014, the plaintiff appealed the denial. The damages sought in this remaining case are substantial. We deny any wrongdoing and intend to defend ourselves vigorously against the allegations in the lawsuit.

In addition to the matters described above, we are involved in other legal proceedings in the ordinary course of business. In our opinion, based on the facts known at this time, the ultimate resolution of these ordinary course legal proceedings will not have a material adverse effect on our financial position or results of operations.

Through a non-insurance subsidiary, we utilize our underwriting skills to provide an outsourced underwriting service to our customers known as contract underwriting. As part of the contract underwriting activities, that subsidiary is responsible for the quality of the underwriting decisions in accordance with the terms of the contract underwriting agreements with customers. That subsidiary may be required to provide certain remedies to its customers if certain standards relating to the quality of our underwriting work are not met, and we have an established reserve for such future obligations. Claims for remedies may be made a number of years after the underwriting work was performed. Beginning in the second half of 2009, our subsidiary experienced an increase in claims for contract underwriting remedies, which continued throughout 2012. The underwriting remedy expense for 2013 and the first half of 2014 was approximately $5 million and $2 million, respectively, but may increase in the future.

See Note 11 – “Income Taxes” for a description of federal income tax contingencies.
20
Note 6 – Earnings (Loss) per Share

Our basic EPS is based on the weighted average number of common shares outstanding, which excludes participating securities of 0.2 million for the six months ended June 30, 2013 because they were anti-dilutive due to our reported net loss. Participating securities of 0.1 million were included in our weighted average number of common shares outstanding for the three and six months ended June 30, 2014 and for the three months ended June 30, 2013. Typically, diluted EPS is based on the weighted average number of common shares outstanding plus common stock equivalents which include certain stock awards and the dilutive effect of our convertible debt. In accordance with accounting guidance, if we report a net loss from continuing operations then our diluted EPS is computed in the same manner as the basic EPS. In addition if any common stock equivalents are anti-dilutive they are excluded from the calculation. The following includes a reconciliation of the weighted average number of shares; however for the three months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 126.5 million, respectively, and for the six months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 100.3 million, respectively, were not included because they were anti-dilutive.

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
  
(In thousands, except per share data)
  
 
  
   
   
   
 
Basic earnings per share:
  
   
   
   
 
 
  
   
   
   
 
Net income (loss)
  
$
45,522
    
$
12,375
    
$
105,504
    
$
(60,555
)
 
                                
Weighted average common shares outstanding
    
338,626
      
337,868
      
338,419
      
285,336
  
Basic income (loss) per share
  
$
0.13
    
$
0.04
    
$
0.31
    
$
(0.21
)
 
                                
Diluted earnings per share:
                                
 
                                
Net income (loss)
  
$
45,522
    
$
12,375
    
$
105,504
    
$
(60,555
)
 
                                
Effect of dilutive securities:
                                
2% Convertible Senior Notes
    
3,049
      
-
      
6,098
      
-
  
 
                                
Net income (loss) plus assumed conversions
  
$
48,571
    
$
12,375
    
$
111,602
    
$
(60,555
)
 
                                
Weighted-average shares - Basic
    
338,626
      
337,868
      
338,419
      
285,336
  
Common stock equivalents
    
74,855
      
1,473
      
74,955
      
-
  
 
                                
Weighted-average shares - Diluted
    
413,481
      
339,341
      
413,374
      
285,336
  
Diluted income (loss) per share
  
$
0.12
    
$
0.04
    
$
0.27
    
$
(0.21
)

21
Note 7 – Investments

The amortized cost, gross unrealized gains and losses and fair value of the investment portfolio at June 30, 2014 and December 31, 2013 are shown below.

June 30, 2014
  
Amortized
Cost
    
Gross
Unrealized
Gains
    
Gross
Unrealized
Losses (1)
    
Fair
Value
  
 
  
(In thousands)
  
U.S. Treasury securities and obligations of  U.S. government corporations and agencies
  
$
483,205
    
$
2,540
    
$
(10,927
)
  
$
474,818
  
Obligations of U.S. states and political subdivisions
    
840,266
      
11,709
      
(3,605
)
    
848,370
  
Corporate debt securities
    
2,185,994
      
16,842
      
(7,065
)
    
2,195,771
  
Asset-backed securities
    
367,306
      
1,554
      
(54
)
    
368,806
  
Residential mortgage-backed securities
    
359,908
      
170
      
(12,588
)
    
347,490
  
Commercial mortgage-backed securities
    
274,102
      
1,336
      
(1,917
)
    
273,521
  
Collateralized loan obligations
    
61,338
      
-
      
(875
)
    
60,463
  
Debt securities issued by foreign sovereign governments
    
39,566
      
2,707
      
(44
)
    
42,229
  
Total debt securities
    
4,611,685
      
36,858
      
(37,075
)
    
4,611,468
  
Equity securities
    
2,949
      
69
      
(7
)
    
3,011
  
 
                                
Total investment portfolio
  
$
4,614,634
    
$
36,927
    
$
(37,082
)
  
$
4,614,479
  

December 31, 2013
  
Amortized
Cost
    
Gross
Unrealized
Gains
    
Gross
Unrealized
Losses (1)
    
Fair
Value
  
 
  
(In thousands)
  
U.S. Treasury securities and obligations of U.S. government corporations and agencies
  
$
663,642
    
$
1,469
    
$
(25,521
)
  
$
639,590
  
Obligations of U.S. states and political subdivisions
    
932,922
      
5,865
      
(17,420
)
    
921,367
  
Corporate debt securities
    
2,190,095
      
6,313
      
(24,993
)
    
2,171,415
  
Asset-backed securities
    
399,839
      
1,100
      
(453
)
    
400,486
  
Residential mortgage-backed securities
    
383,368
      
146
      
(24,977
)
    
358,537
  
Commercial mortgage-backed securities
    
277,920
      
131
      
(6,668
)
    
271,383
  
Collateralized loan obligations
    
61,337
      
-
      
(1,042
)
    
60,295
  
Debt securities issued by foreign sovereign governments
    
39,420
      
1,722
      
(290
)
    
40,852
  
Total debt securities
    
4,948,543
      
16,746
      
(101,364
)
    
4,863,925
  
Equity securities
    
2,908
      
9
      
(23
)
    
2,894
  
Total investment portfolio
  
$
4,951,451
    
$
16,755
    
$
(101,387
)
  
$
4,866,819
  
 
(1) At June 30, 2014 and December 31, 2013, there were no other-than-temporary impairment losses recorded in other comprehensive income.
22
Our foreign investments primarily consist of the investment portfolio supporting our Australian domiciled subsidiary. This portfolio is comprised of Australian government and semi government securities, representing 84% of the market value of our foreign investments with the remaining 9% invested in corporate securities and 7% in cash equivalents. Seventy-eight percent of the Australian portfolio is rated AAA, by one or more of Moody’s, Standard & Poor’s and Fitch Ratings, and the remaining 22% is rated AA.

The amortized cost and fair values of debt securities at June 30, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.  Because most asset-backed and mortgage-backed securities and collateralized loan obligations provide for periodic payments throughout their lives, they are listed below in separate categories.

June 30, 2014
  
Amortized
Cost
    
Fair
Value
  
 
  
(In thousands)
  
 
  
   
 
Due in one year or less
  
$
434,813
    
$
436,114
  
Due after one year through five years
    
1,877,498
      
1,892,200
  
Due after five years through ten years
    
783,152
      
783,800
  
Due after ten years
    
453,568
      
449,074
  
 
                
 
  
$
3,549,031
    
$
3,561,188
  
 
                
Asset-backed securities
    
367,306
      
368,806
  
Residential mortgage-backed securities
    
359,908
      
347,490
  
Commercial mortgage-backed securities
    
274,102
      
273,521
  
Collateralized loan obligations
    
61,338
      
60,463
  
 
                
Total at June 30, 2014
  
$
4,611,685
    
$
4,611,468
  

23
At June 30, 2014 and December 31, 2013, the investment portfolio had gross unrealized losses of $37.1 million and $101.4 million, respectively.  For those securities in an unrealized loss position, the length of time the securities were in such a position, as measured by their month-end fair values, is as follows:
 
 
  
Less Than 12 Months
    
12 Months or Greater
    
Total
  
June 30, 2014
  
Fair
Value
    
Unrealized
Losses
    
Fair
Value
    
Unrealized
Losses
    
Fair
Value
    
Unrealized
Losses
  
 
  
(In thousands)
  
U.S. Treasury securities and obligations of U.S. government corporations and agencies
  
$
10,902
    
$
27
    
$
374,597
    
$
10,900
    
$
385,499
    
$
10,927
  
Obligations of U.S. states and political subdivisions
    
99,956
      
664
      
169,336
      
2,941
      
269,292
      
3,605
  
Corporate debt securities
    
397,503
      
964
      
277,677
      
6,101
      
675,180
      
7,065
  
Asset-backed securities
    
24,501
      
12
      
14,700
      
42
      
39,201
      
54
  
Residential mortgage-backed securities
    
-
      
-
      
328,343
      
12,588
      
328,343
      
12,588
  
Commercial mortgage-backed securities
    
61,372
      
456
      
104,802
      
1,461
      
166,174
      
1,917
  
Collateralized loan obligations
    
32,456
      
504
      
28,007
      
371
      
60,463
      
875
  
Debt securities issued by foreign sovereign governments
    
4,267
      
1
      
3,419
      
43
      
7,686
      
44
  
Equity securities
    
-
      
-
      
277
      
7
      
277
      
7
  
Total investment portfolio
  
$
630,957
    
$
2,628
    
$
1,301,158
    
$
34,454
    
$
1,932,115
    
$
37,082
  

 
  
Less Than 12 Months
    
12 Months or Greater
    
Total
  
December 31, 2013
  
Fair
Value
    
Unrealized Losses
    
Fair
Value
    
Unrealized Losses
    
Fair
Value
    
Unrealized Losses
  
 
  
(In thousands)
  
U.S. Treasury securities and obligations of U.S. government corporations and agencies
  
$
465,975
    
$
24,980
    
$
4,103
    
$
541
    
$
470,078
    
$
25,521
  
Obligations of U.S. states and political subdivisions
    
503,967
      
17,370
      
4,226
      
50
      
508,193
      
17,420
  
Corporate debt securities
    
1,238,211
      
20,371
      
81,593
      
4,622
      
1,319,804
      
24,993
  
Asset-backed securities
    
126,991
      
387
      
7,114
      
66
      
134,105
      
453
  
Residential mortgage-backed securities
    
91,534
      
3,886
      
265,827
      
21,091
      
357,361
      
24,977
  
Commercial mortgage-backed securities
    
192,440
      
6,239
      
43,095
      
429
      
235,535
      
6,668
  
Collateralized loan obligations
    
60,295
      
1,042
      
-
      
-
      
60,295
      
1,042
  
Debt securities issued by foreign sovereign governments
    
7,203
      
290
      
-
      
-
      
7,203
      
290
  
Equity securities
    
1,012
      
18
      
75
      
5
      
1,087
      
23
  
Total investment portfolio
  
$
2,687,628
    
$
74,583
    
$
406,033
    
$
26,804
    
$
3,093,661
    
$
101,387
  

The unrealized losses in all categories of our investments at June 30, 2014 and December 31, 2013 were primarily caused by the difference in interest rates at each respective period, compared to interest rates at the time of purchase.
24
Under the current guidance a debt security impairment is deemed other than temporary if we either intend to sell the security, or it is more likely than not that we will be required to sell the security before recovery or we do not expect to collect cash flows sufficient to recover the amortized cost basis of the security. During each of the three and six months ended June 30, 2014 and 2013 there were no other-than-temporary impairments (“OTTI”) recognized.
 
The net realized investment gains (losses) and OTTI on the investment portfolio are as follows:
 
 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
(In thousands)
  
Net realized investment gains (losses) and OTTI on investments:
  
   
   
   
 
Fixed maturities
  
$
360
    
$
1,891
    
$
126
    
$
3,148
  
Equity securities
    
162
      
594
      
165
      
596
  
 
                                
 
  
$
522
    
$
2,485
    
$
291
    
$
3,744
  

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
(In thousands)
  
Net realized investment gains (losses) and OTTI on investments:
  
   
   
   
 
Gains on sales
  
$
1,307
    
$
3,027
    
$
2,112
    
$
4,961
  
Losses on sales
    
(785
)
    
(542
)
    
(1,821
)
    
(1,217
)
 
                                
 
  
$
522
    
$
2,485
    
$
291
    
$
3,744
  

Note 8 – Fair Value Measurements

In accordance with fair value guidance, we applied the following fair value hierarchy in order to measure fair value for assets and liabilities:

Level 1 – Quoted prices for identical instruments in active markets that we can access. Financial assets utilizing Level 1 inputs primarily include certain U.S. Treasury Securities and obligations of U.S. government corporations and agencies and Australian government and semi government securities.
 
Level 2 – Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and inputs, other than quoted prices, that are observable in the marketplace for the financial instrument. The observable inputs are used in valuation models to calculate the fair value of the financial instruments. Financial assets utilizing Level 2 inputs primarily include certain municipal and corporate bonds.
25
Level 3 – Valuations derived from valuation techniques in which one or more significant inputs or value drivers are unobservable. Level 3 inputs reflect our own assumptions about the assumptions a market participant would use in pricing an asset or liability. Financial assets utilizing Level 3 inputs include certain state premium tax credit investments. Our non-financial assets that are classified as Level 3 securities consist of real estate acquired through claim settlement that is fair valued at the lower of our acquisition cost or a percentage of appraised value. The percentage applied to appraised value is based upon our historical sales experience adjusted for current trends.

To determine the fair value of securities available-for-sale in Level 1 and Level 2 of the fair value hierarchy, independent pricing sources have been utilized. One price is provided per security based on observable market data. To ensure securities are appropriately classified in the fair value hierarchy, we review the pricing techniques and methodologies of the independent pricing sources and believe that their policies adequately consider market activity, either based on specific transactions for the issue valued or based on modeling of securities with similar credit quality, duration, yield and structure that were recently traded. A variety of inputs are utilized by the independent pricing sources including benchmark yields, reported trades, non-binding broker/dealer quotes, issuer spreads, two sided markets, benchmark securities, bids, offers and reference data including data published in market research publications. Inputs may be weighted differently for any security, and not all inputs are used for each security evaluation. Market indicators, industry and economic events are also considered. This information is evaluated using a multidimensional pricing model.  Quality controls are performed by the independent pricing sources throughout this process, which include reviewing tolerance reports, trading information and data changes, and directional moves compared to market moves. This model combines all inputs to arrive at a value assigned to each security.  In addition, on a quarterly basis, we perform quality controls over values received from the pricing sources which include reviewing tolerance reports, trading information and data changes, and directional moves compared to market moves. We have not made any adjustments to the prices obtained from the independent pricing sources.
26
Fair value measurements for assets measured at fair value included the following as of June 30, 2014 and December 31, 2013:

 
  
Fair Value
    
Quoted Prices in
Active Markets for
Identical Assets
(Level 1)
    
Significant Other
Observable Inputs
(Level 2)
    
Significant
Unobservable
Inputs
(Level 3)
  
 
  
(In thousands)
  
June 30, 2014
  
   
   
   
 
 
  
   
   
   
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
  
$
474,818
    
$
474,818
    
$
-
    
$
-
  
Obligations of U.S. states and political subdivisions
    
848,370
      
-
      
846,139
      
2,231
  
Corporate debt securities
    
2,195,771
      
-
      
2,195,771
      
-
  
Asset-backed securities
    
368,806
      
-
      
368,806
      
-
  
Residential mortgage-backed securities
    
347,490
      
-
      
347,490
      
-
  
Commercial mortgage-backed securities
    
273,521
      
-
      
273,521
      
-
  
Collateralized loan obligations
    
60,463
      
-
      
60,463
      
-
  
Debt securities issued by foreign sovereign governments
    
42,229
      
42,229
      
-
      
-
  
Total debt securities
    
4,611,468
      
517,047
      
4,029,190
      
2,231
  
Equity securities
    
3,011
      
2,690
      
-
      
321
  
Total investments
  
$
4,614,479
    
$
519,737
    
$
4,029,190
    
$
2,552
  
Real estate acquired (1)
  
$
10,804
    
$
-
    
$
-
    
$
10,804
  

27
 
  
Fair Value
    
Quoted Prices in
Active Markets for
Identical Assets
(Level 1)
    
Significant Other
Observable Inputs
(Level 2)
    
Significant
Unobservable
Inputs
(Level 3)
  
 
  
(In thousands)
  
 
  
   
   
   
 
December 31, 2013
  
   
   
   
 
 
  
   
   
   
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
  
$
639,590
    
$
639,590
    
$
-
    
$
-
  
Obligations of U.S. states and political subdivisions
    
921,367
      
-
      
918,944
      
2,423
  
Corporate debt securities
    
2,171,415
      
-
      
2,171,415
      
-
  
Asset-backed securities
    
400,486
      
-
      
400,486
      
-
  
Residential mortgage-backed securities
    
358,537
      
-
      
358,537
      
-
  
Commercial mortgage-backed securities
    
271,383
      
-
      
271,383
      
-
  
Collateralized loan obligations
    
60,295
      
-
      
60,295
      
-
  
Debt securities issued by foreign sovereign governments
    
40,852
      
40,852
      
-
      
-
  
Total debt securities
    
4,863,925
      
680,442
      
4,181,060
      
2,423
  
Equity securities
    
2,894
      
2,573
      
-
      
321
  
Total investments
  
$
4,866,819
    
$
683,015
    
$
4,181,060
    
$
2,744
  
Real estate acquired (1)
  
$
13,280
    
$
-
    
$
-
    
$
13,280
  
 
(1) Real estate acquired through claim settlement, which is held for sale, is reported in Other Assets on the consolidated balance sheet.
 
There were no transfers of securities between Level 1 and Level 2 during the first six months of 2014 or 2013.

28
For assets measured at fair value using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances for the three and six months ended June 30, 2014 and 2013 is as follows:
 
 
  
Obligations of U.S.
States and Political
Subdivisions
    
Equity
Securities
    
Total
Investments
    
Real Estate
Acquired
  
 
  
(In thousands)
  
Balance at March 31, 2014
  
$
2,378
    
$
321
    
$
2,699
    
$
11,137
  
Total realized/unrealized gains (losses):
                          
Included in earnings and reported as losses incurred, net
    
-
      
-
      
-
      
(1,157
)
Purchases
    
-
      
-
      
-
      
11,367
  
Sales
    
(147
)
    
-
      
(147
)
    
(10,543
)
Transfers into Level 3
    
-
      
-
      
-
      
-
  
Transfers out of Level 3
    
-
      
-
      
-
      
-
  
Balance at June 30, 2014
  
$
2,231
    
$
321
    
$
2,552
    
$
10,804
  
 
                                
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014
  
$
-
    
$
-
    
$
-
    
$
-
  

 
  
Obligations of U.S.
States and Political
Subdivisions
    
Equity
Securities
    
Total
Investments
    
Real Estate
Acquired
  
 
  
(In thousands)
  
Balance at December 31, 2013
  
$
2,423
    
$
321
    
$
2,744
    
$
13,280
  
Total realized/unrealized gains (losses):
                          
Included in earnings and reported as losses incurred, net
    
-
      
-
      
-
      
(2,316
)
Purchases
    
30
      
-
      
30
      
19,377
  
Sales
    
(222
)
    
-
      
(222
)
    
(19,537
)
Transfers into Level 3
    
-
      
-
      
-
      
-
  
Transfers out of Level 3
    
-
      
-
      
-
      
-
  
Balance at June 30, 2014
  
$
2,231
    
$
321
    
$
2,552
    
$
10,804
  
 
                                
Amount of total losses included in earnings for the six months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014
  
$
-
    
$
-
    
$
-
    
$
-
  

29
 
  
Obligations of U.S.
States and Political
Subdivisions
    
Corporate Debt
Securities
    
Equity
Securities
    
Total
Investments
    
Real Estate
Acquired
  
 
  
(In thousands)
  
Balance at March 31, 2013
  
$
2,957
    
$
-
    
$
321
    
$
3,278
    
$
7,524
  
Total realized/unrealized gains (losses):
                                  
Included in earnings and reported as losses incurred, net
    
-
      
-
      
-
      
-
      
(1,000
)
Purchases
    
-
      
-
      
-
      
-
      
9,530
  
Sales
    
(146
)
    
-
      
-
      
(146
)
    
(7,313
)
Transfers into Level 3
    
-
      
-
      
-
      
-
      
-
  
Transfers out of Level 3
    
-
      
-
      
-
      
-
      
-
  
Balance at June 30, 2013
  
$
2,811
    
$
-
    
$
321
    
$
3,132
    
$
8,741
  
 
                                        
Amount of total losses included in earnings for the three months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013
  
$
-
    
$
-
    
$
-
    
$
-
    
$
-
  

 
  
Obligations of U.S.
States and Political
Subdivisions
    
Corporate Debt
Securities
    
Equity
Securities
    
Total
Investments
    
Real Estate
Acquired
  
 
  
(In thousands)
  
Balance at December 31, 2012
  
$
3,130
    
$
17,114
    
$
321
    
$
20,565
    
$
3,463
  
Total realized/unrealized gains (losses):
                                  
Included in earnings and reported as realized investment gains (losses), net
    
-
      
(225
)
    
-
      
(225
)
    
-
  
Included in earnings and reported as losses incurred, net
    
-
      
-
      
-
      
-
      
(2,302
)
Purchases
    
30
      
-
      
-
      
30
      
17,544
  
Sales
    
(349
)
    
(16,889
)
    
-
      
(17,238
)
    
(9,964
)
Transfers into Level 3
    
-
      
-
      
-
      
-
      
-
  
Transfers out of Level 3
    
-
      
-
      
-
      
-
      
-
  
Balance at June 30, 2013
  
$
2,811
    
$
-
    
$
321
    
$
3,132
    
$
8,741
  
 
                                        
Amount of total losses included in earnings for the six months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013
  
$
-
    
$
-
    
$
-
    
$
-
    
$
-
  

Additional fair value disclosures related to our investment portfolio are included in Note 7 – “Investments.” Fair value disclosures related to our debt are included in Note 3 – “Debt.”
30
Note 9 – Other Comprehensive Income

Our other comprehensive income for the three and six months ended June 30, 2014 and 2013 was as follows:

 
  
Three Months Ended
June 30, 2014
  
 
  
Before tax
    
Tax effect
    
Valuation
allowance
    
Net of tax
  
 
  
(In thousands)
  
Other comprehensive income (loss):
  
   
   
   
 
Change in unrealized gains and losses on investments
  
$
44,818
    
$
(15,634
)
  
$
15,317
    
$
44,501
  
Benefit plan adjustments
    
(1,980
)
    
693
      
(693
)
    
(1,980
)
Unrealized foreign currency translation adjustment
    
904
      
(317
)
    
-
      
587
  
 
                                
Other comprehensive income (loss)
  
$
43,742
    
$
(15,258
)
  
$
14,624
    
$
43,108
  
            
 
 
  
Six Months Ended
June 30, 2014
  
 
  
Before tax
    
Tax effect
    
Valuation
allowance
    
Net of tax
  
 
  
(In thousands)
  
 
  
   
   
   
 
Other comprehensive income (loss):
  
   
   
   
 
Change in unrealized gains and losses on investments
  
$
84,479
    
$
(29,505
)
  
$
29,125
    
$
84,099
  
Benefit plan adjustments
    
(3,466
)
    
1,213
      
(1,213
)
    
(3,466
)
Unrealized foreign currency translation adjustment
    
2,835
      
(995
)
    
-
      
1,840
  
 
                                
Other comprehensive income (loss)
  
$
83,848
    
$
(29,287
)
  
$
27,912
    
$
82,473
  

 
Three Months Ended
June 30, 2013
  
 
  
Before tax
    
Tax effect
    
Valuation
allowance
    
Net of tax
  
 
(In thousands)
  
 
  
   
 
    
   
 
Other comprehensive income (loss):
  
   
   
   
 
Change in unrealized gains and losses on investments
  
$
(99,092
)
  
$
34,520
    
$
(33,547
)
  
$
(98,119
)
Unrealized foreign currency translation adjustment
    
(19,255
)
    
6,743
      
-
      
(12,512
)
 
                                
Other comprehensive income (loss)
  
$
(118,347
)
  
$
41,263
    
$
(33,547
)
  
$
(110,631
)

31
 
  
Six Months Ended
June 30, 2013
  
 
  
Before tax
    
Tax effect
    
Valuation
allowance
    
Net of tax
  
 
  
(In thousands)
  
 
  
   
   
   
 
Other comprehensive income (loss):
  
   
   
   
 
Change in unrealized gains and losses on investments
  
$
(109,631
)
  
$
38,112
    
$
(36,554
)
  
$
(108,073
)
Unrealized foreign currency translation adjustment
    
(18,769
)
    
6,573
      
-
      
(12,196
)
 
                                
Other comprehensive income (loss)
  
$
(128,400
)
  
$
44,685
    
$
(36,554
)
  
$
(120,269
)

See Note 11 – “Income Taxes” for a discussion of the valuation allowance.

Total accumulated other comprehensive income and changes in accumulated other comprehensive income, including amounts reclassified from other comprehensive income, are included in the table below.
32
 
  
Three Months Ended
June 30, 2014
  
 
  
Unrealized gains and
losses on available-
for-sale securities
  
 
Defined benefit
plans
    
Foreign currency
translation
    
Total
  
 
  
(In thousands)
  
 
  
 
 
   
   
 
Balance at March 31, 2014, before tax
  
$
(44,973
)
 
$
(5,252
)
  
$
13,115
    
$
(37,110
)
 
        
                       
Other comprehensive income (loss) before reclassifications
    
42,922
  
   
-
      
904
      
43,826
  
Amounts reclassified from accumulated other comprehensive income (loss)
    
(1,896
)
(1
)
  
1,980
   (2
)
  
-
 
    
84
  
 
                                  
Net current period other comprehensive income (loss)
    
44,818
        
(1,980
)
    
904
      
43,742
  
 
Balance at June 30, 2014, before tax
  
$
(155
 )    
$
(7,232
 )  
$
14,019
    
$
6,632
  
 
 
  
Six Months Ended
June 30, 2014
  
 
  
Unrealized gains and
losses on available-
for-sale securities
      
Defined benefit
plans
  
 
Foreign currency
translation
    
Total
  
 
  
(In thousands)
  
 
  
 
 
 
 
   
 
Balance at December 31, 2013, before tax
  
$
(84,634
)
 
$
(3,766
)
 
$
11,184
    
$
(77,216
)
 
        
       
               
Other comprehensive income (loss) before reclassifications
    
78,548
  
   
-
  
   
2,835
      
81,383
  
Amounts reclassified from accumulated other comprehensive income (loss)
    
(5,931
)
(1
)
  
3,466
  
(2
)
  
-
      
(2,465
)
 
                                    
Net current period other comprehensive income (loss)
    
84,479
        
(3,466
)
      
2,835
      
83,848
  
 
                                    
Balance at June 30, 2014, before tax
    
(155
)
      
(7,232
)
      
14,019
      
6,632
  
 
                                    
Tax effect (3)
    
(64,436
)
      
26,940
        
(4,389
)
    
(41,885
)
 
Balance at June 30, 2014, net of tax
  
$
(64,591
 )    
$
19,708
      
$
9,630
    
$
(35,253
 )
33
 
  
Three Months Ended June 30, 2013
  
 
  
Unrealized gains and
losses on available-
for-sale securities
  
Defined benefit
plans
    
Foreign currency
translation
    
Total
  
 
  
(In thousands)
  
 
  
 
 
   
   
 
Balance at March 31, 2013, before tax
  
$
31,002
  
 
$
(71,804
)
  
$
33,233
    
$
(7,569
)
 
Other comprehensive income (loss) before reclassifications
    
(96,938
)
   
-
      
(19,255
)
    
(116,193
)
Amounts reclassified from accumulated other comprehensive income (loss)
    
2,154
  
(1
)
  
-
      
-
      
2,154
  
 
                      
 
          
Net current period other comprehensive income (loss)
    
(99,092
)
      
-
      
(19,255
)
    
(118,347
)
 
                                  
Balance at June 30, 2013, before tax
$
(68,090
 )
$
(71,804
 )
$
13,978
$
(125,916
 )

 
  
Six Months Ended
June 30, 2013
  
 
  
Unrealized gains and
losses on available-
for-sale securities
  
Defined benefit
plans
    
Foreign currency
translation
    
Total
  
 
  
(In thousands)
  
 
  
 
 
   
   
 
Balance at December 31, 2012, before tax
  
$
41,541
  
 
$
(71,804
)
  
$
32,747
    
$
2,484
  
 
        
                       
Other comprehensive income (loss) before reclassifications
    
(104,099
)
   
-
      
(18,769
)
    
(122,868
)
Amounts reclassified from accumulated other comprehensive income (loss)
    
5,532
  
(1
)
  
-
      
-
      
5,532
  
 
                      
 
          
Net current period other comprehensive income (loss)
    
(109,631
)
      
-
      
(18,769
)
    
(128,400
)
 
                                  
Balance at June 30, 2013, before tax
    
(68,090
)
      
(71,804
)
    
13,978
      
(125,916
)
 
                                  
Tax effect (3)
    
(65,082
)
      
26,940
      
(4,374
)
    
(42,516
)
 
                                  
Balance at June 30, 2013, net of tax
  
$
(133,172
)
    
$
(44,864
)
  
$
9,604
    
$
(168,432
)

(1) During the three and six months ended June 30, 2014, net unrealized losses of ($1.9) million and ($5.9) million, respectively, were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. During the three and six months ended June 30, 2013, net unrealized gains of $2.2 million and $5.5 million, respectively were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net.
(2) During the three and six months ended June 30, 2014, other comprehensive income related to benefit plans of $2.0 million and $3.5 million, respectively, was reclassified to the Consolidated Statement of Operations and included in Underwriting and other expenses, net.
(3) Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation allowance.
34
Total accumulated other comprehensive income at December 31, 2013 is included in the table below.

 
  
Unrealized gains and
losses on available-
for-sale securities
    
Defined benefit
plans
    
Foreign currency
translation
    
Total
  
 
  
(In thousands)
  
 
  
   
 
    
   
 
 
  
   
   
   
 
Balance at December 31, 2013, before tax
    
(84,634
)
    
(3,766
)
    
11,184
      
(77,216
)
 
                                
Tax effect (1)
    
(64,056
)
    
26,940
      
(3,394
)
    
(40,510
)
 
                                
Balance at December 31, 2013, net of tax
  
$
(148,690
)
  
$
23,174
    
$
7,790
    
$
(117,726
)

(1) Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation    allowance.

Note 10 - Benefit Plans

The following table provides the components of net periodic benefit cost for the pension, supplemental executive retirement and other postretirement benefit plans:

 
Three Months Ended June 30,
 
Pension and Supplemental
Executive Retirement Plans
  
Other Postretirement
Benefits
  
 
  
2014
    
2013
    
2014
    
2013
  
 
(In thousands)
  
 
  
   
   
   
 
Service cost
  
$
2,203
    
$
2,952
    
$
152
    
$
212
  
Interest cost
    
3,985
      
3,845
      
144
      
156
  
Expected return on plan assets
    
(5,257
)
    
(5,034
)
    
(1,163
)
    
(920
)
Recognized net actuarial loss
    
250
      
1,557
      
(144
)
    
-
  
Amortization of prior service cost
    
(423
)
    
127
      
(1,662
)
    
(1,662
)
 
                                
Net periodic benefit cost
  
$
758
    
$
3,447
    
$
(2,673
)
  
$
(2,214
)
 
                                
 
  
Six Months Ended June 30,
  
 
Pension and Supplemental
Executive Retirement Plans
Other Postretirement
Benefits
 
    
2014
      
2013
      
2014
      
2013
  
 
(In thousands)
  
 
                                
Service cost
  
$
4,283
    
$
5,669
    
$
329
    
$
406
  
Interest cost
    
7,994
      
7,644
      
327
      
309
  
Expected return on plan assets
    
(10,515
)
    
(10,072
)
    
(2,324
)
    
(1,840
)
Recognized net actuarial loss
    
541
      
3,073
      
(217
)
    
-
  
Amortization of prior service cost
    
(465
)
    
252
      
(3,325
)
    
(3,324
)
 
                                
Net periodic benefit cost
  
$
1,838
    
$
6,566
    
$
(5,210
)
  
$
(4,449
)

35
We currently do not intend to make any contributions to the plans during 2014.

Note 11 – Income Taxes

We review the need to establish a deferred tax asset valuation allowance on a quarterly basis. We analyze several factors, among which are the severity and frequency of operating losses, our capacity for the carryback or carryforward of any losses, the existence and current level of taxable operating income, the expected occurrence of future income or loss and available tax planning alternatives. Based on our analysis and the level of cumulative operating losses, we continue to reduce our benefit from income tax through the recognition of a valuation allowance.

The effect of the change in valuation allowance on the provision for (benefit from) income taxes was as follows:

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
  
(In thousands)
  
 
  
   
   
   
 
Tax provision (benefit) before valuation allowance
  
$
17,172
    
$
4,472
    
$
40,292
    
$
(17,118
)
Change in valuation allowance
    
(16,054
)
    
(3,482
)
    
(38,448
)
    
19,247
  
 
                                
Provision for income taxes
  
$
1,118
    
$
990
    
$
1,844
    
$
2,129
  

The change in the valuation allowance that was included in other comprehensive income for the three months ended June 30, 2014 and 2013 was a decrease of $14.6 million and an increase of $33.5 million, respectively. The change in the valuation allowance that was included in other comprehensive income for the six months ended June 30, 2014 and 2013 was a decrease of $27.9 million and an increase of $36.6 million, respectively. The total valuation allowance as of June 30, 2014 and December 31, 2013 was $937.9 million and $1,004.2 million, respectively.

We have approximately $2.5 billion of net operating loss carryforwards on a regular tax basis and $1.7 billion of net operating loss carryforwards for computing the alternative minimum tax as of June 30, 2014. Any unutilized carryforwards are scheduled to expire at the end of tax years 2029 through 2033.

Tax Contingencies

The Internal Revenue Service (“IRS”) completed examinations of our federal income tax returns for the years 2000 through 2007 and issued proposed assessments for unpaid taxes, interest and penalties related to our treatment of the flow-through income and loss from an investment in a portfolio of residual interests of Real Estate Mortgage Investment Conduits (“REMICs”). The IRS indicated that it did not believe that, for various reasons, we had established sufficient tax basis in the REMIC residual interests to deduct the losses from taxable income. The proposed assessments for taxes and penalties related to these matters are $197.5 million and at June 30, 2014 there would also be interest of approximately $161.3 million. In addition, depending on the outcome of this matter, additional state income taxes and state interest may become due when a final resolution is reached. As of June 30, 2014, those state taxes and interest would approximate $46.7 million. In addition, there could also be state tax penalties.
36
Our total amount of unrecognized tax benefits as of June 30, 2014 is $105.8 million, which represents the tax benefits generated by the REMIC portfolio included in our tax returns that we have not taken benefit for in our financial statements, including any related interest. We continue to believe that our previously recorded tax provisions and liabilities are appropriate. However, we would need to make appropriate adjustments, which could be material, to our tax provision and liabilities if our view of the probability of success in this matter changes, and the ultimate resolution of this matter could have a material negative impact on our effective tax rate, results of operations, cash flows, statutory capital and compliance with the GSE Financial Requirements. In this regard, see Note 1 – “Nature of Business – Capital-GSEs.”

We appealed these assessments within the IRS and, in 2007, we made a payment of $65.2 million to the United States Department of the Treasury related to this assessment. In August 2010, we reached a tentative settlement agreement with the IRS which was not finalized. The IRS is pursuing this matter in full and absent a settlement we currently expect to be in litigation on this matter in 2014. Any such litigation could be lengthy and costly in terms of legal fees and related expenses.

The IRS is currently conducting an examination of our federal income tax returns for the years 2011 and 2012, which is scheduled to be completed in 2014.

The total amount of the unrecognized tax benefits, related to our aforementioned REMIC issue, that would affect our effective tax rate is $93.2 million, after taking into account the effect of NOL carrybacks. We recognize interest accrued and penalties related to unrecognized tax benefits in income taxes. As of June 30, 2014 and December 31, 2013, we had accrued $26.5 million and $26.1 million, respectively, for the payment of interest.

Note 12 – Loss Reserves

We establish reserves to recognize the estimated liability for losses and loss adjustment expenses (“LAE”) related to defaults on insured mortgage loans. Loss reserves are established by estimating the number of loans in our inventory of delinquent loans that will result in a claim payment, which is referred to as the claim rate, and further estimating the amount of the claim payment, which is referred to as claim severity.

Estimation of losses is inherently judgmental. The conditions that affect the claim rate and claim severity include the current and future state of the domestic economy, including unemployment, and the current and future strength of local housing markets. Current conditions in the housing and mortgage industries make these assumptions more volatile than they would otherwise be. The actual amount of the claim payments may be substantially different than our loss reserve estimates. Our estimates could be adversely affected by several factors, including a deterioration of regional or national economic conditions, including unemployment, leading to a reduction in borrowers’ income and thus their ability to make mortgage payments, and a drop in housing values, which may affect borrower willingness to continue to make mortgage payments when the value of the home is below the mortgage balance. Changes to our estimates could result in a material impact to our results of operations and capital position, even in a stable economic environment.
37
The following table provides a reconciliation of beginning and ending loss reserves for the six months ended June 30, 2014 and 2013:

 
  
Six Months Ended
June 30,
  
 
  
2014
    
2013
  
 
  
(In thousands)
  
 
  
   
 
Reserve at beginning of period
  
$
3,061,401
    
$
4,056,843
  
Less reinsurance recoverable
    
64,085
      
104,848
  
Net reserve at beginning of period
    
2,997,316
      
3,951,995
  
 
                
Losses incurred:
                
Losses and LAE incurred in respect of default notices related to:
                
Current year
    
306,386
      
468,332
  
Prior years (1)
    
(42,637
)
    
(5,850
)
Subtotal
    
263,749
      
462,482
  
 
                
Losses paid:
                
Losses and LAE paid in respect of default notices related to:
                
Current year
    
2,674
      
5,137
  
Prior years
    
640,560
      
897,178
  
Reinsurance terminations (2)
    
-
      
(3,248
)
Subtotal
    
643,234
      
899,067
  
 
                
Net reserve at end of period
    
2,617,831
      
3,515,410
  
Plus reinsurance recoverables
    
57,763
      
83,898
  
 
                
Reserve at end of period
  
$
2,675,594
    
$
3,599,308
  

(1) A negative number for prior year losses incurred indicates a redundancy of prior year loss reserves and a positive number for prior year losses incurred indicates a deficiency of prior year loss reserves.
(2) In a termination, the reinsurance agreement is cancelled, with no future premium ceded and funds for any incurred but unpaid losses transferred to us. The transferred funds result in an increase in our investment portfolio (including cash and cash equivalents) and a decrease in net losses paid (reduction to losses incurred). In addition, there is an offsetting decrease in the reinsurance recoverable (increase in losses incurred), and thus there is no net impact to losses incurred.

The “Losses incurred” section of the table above shows losses incurred on default notices received in the current year and in prior years.  The amount of losses incurred relating to default notices received in the current year represents the estimated amount to be ultimately paid on such default notices.  The amount of losses incurred relating to default notices received in prior years represents the actual claim rate and severity associated with those defaults notices resolved in the current year differing from the estimated liability at the prior year-end, as well as a re-estimation of amounts to be ultimately paid on defaults remaining in inventory from the end of the prior year.  This re-estimation of the estimated claim rate and estimated severity is the result of our review of current trends in the default inventory, such as percentages of defaults that have resulted in a claim, the amount of the claims, changes in the relative level of defaults by geography and changes in average loan exposure.
38
Losses incurred on default notices received in the current year decreased in the first half of 2014 compared to the same period in 2013, primarily due to a decrease in the number of new default notices received, net of cures, as well as a decrease in the estimated claim rate on new and previously received delinquencies.

The prior year development of the reserves in the first six months of 2014 and 2013 is reflected in the table below.

 
  
Six Months Ended June 30,
  
 
  
2014
    
2013
  
 
  
(In millions)
  
Prior year loss development (1):
  
   
 
 
  
   
 
Decrease in estimated claim rate on primary defaults
  
$
(25
)
  
$
-
  
(Decrease) increase in estimated severity on primary defaults
    
(8
)
    
1
  
Change in estimates related to pool reserves, LAE reserves and reinsurance
    
(10
)
    
(7
)
Total prior year loss development
  
$
(43
)
  
$
(6
)

(1) A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves.

The prior year loss development was based on the resolution of approximately 40% and 37% for the six months ended June 30, 2014 and 2013, respectively of the prior year default inventory, as well as a re-estimation of amounts to be ultimately paid on defaults remaining in inventory from the end of the prior year and estimated incurred but not reported items from the end of the prior year. In the first six months of 2014, we recognized favorable development on our estimated claim rate as we experienced a better cure rate on previously received delinquencies. The favorable development we experienced in the first six months of 2014 was partially offset by a $20 million increase to our accrual for probable rescission related settlements. See Note 5 – “Litigation and Contingencies.”

The “Losses paid” section of the table above shows the breakdown between claims paid on default notices received in the current year, claims paid on default notices received in prior years and the decrease in losses paid related to terminated reinsurance agreements as noted in footnote (2) of that table. Until a few years ago, it took, on average, approximately twelve months for a default that is not cured to develop into a paid claim. Over the past several years, the average time it takes to receive a claim associated with a default has increased. This is, in part, due to new loss mitigation protocols established by servicers and to changes in some state foreclosure laws that may include, for example, a requirement for additional review and/or mediation processes. It is difficult to estimate how long it may take for current and future defaults that do not cure to develop into paid claims.

The liability associated with our estimate of premiums to be refunded on expected claim payments is accrued for separately at June 30, 2014 and December 31, 2013 and approximated $127 million and $131 million, respectively. Separate components of this liability are included in “Other liabilities” and “Premium deficiency reserve” on our consolidated balance sheet. Changes in the liability affect premiums written and earned and change in premium deficiency reserve.
39
A rollforward of our primary default inventory for the three and six months ended June 30, 2014 and 2013 appears in the table below. The information concerning new notices and cures is compiled from monthly reports received from loan servicers. The level of new notice and cure activity reported in a particular month can be influenced by, among other things, the date on which a servicer generates its report, the number of business days in a month and transfers of servicing between loan servicers. Historically, losses incurred have followed a seasonal trend in which the second half of the year has weaker credit performance than the first half, with higher new notice activity and a lower cure rate.

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
  
   
   
   
 
 
  
   
   
   
 
Default inventory at beginning of period
    
91,842
      
126,610
      
103,328
      
139,845
  
New Notices
    
21,178
      
25,425
      
44,524
      
53,289
  
Cures
    
(21,182
)
    
(25,450
)
    
(48,500
)
    
(56,572
)
Paids (including those charged to a deductible or captive)
    
(6,068
)
    
(9,051
)
    
(13,132
)
    
(18,496
)
Rescissions and denials
    
(354
)
    
(429
)
    
(804
)
    
(961
)
Default inventory at end of period
    
85,416
      
117,105
      
85,416
      
117,105
  

Pool insurance notice inventory decreased from 7,006 at June 30, 2013 to 6,563 at December 31, 2013 and to 5,271 at June 30, 2014.

The decrease in the primary default inventory experienced during 2014 and 2013 was generally across all markets and all book years. Historically as a default ages it becomes more likely to result in a claim. The percentage of loans that have been in default for 12 or more consecutive months and the number of loans in our primary claims received inventory have been affected by our suspended rescissions and the resolution of certain of those rescissions discussed below and in Note 5 – “Litigation and Contingencies.”
 
Aging of the Primary Default Inventory
    
   
   
   
 
 
  
   
   
   
   
   
 
 
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
 
  
   
   
   
   
   
 
Consecutive months in default
  
   
   
   
   
   
 
3 months or less
    
15,297
      
18
%
    
18,941
      
18
%
    
18,760
      
16
%
4 - 11 months
    
19,362
      
23
%
    
24,514
      
24
%
    
26,377
      
23
%
12 months or more
    
50,757
      
59
%
    
59,873
      
58
%
    
71,968
      
61
%
 
                                                
Total primary default inventory
    
85,416
      
100
%
    
103,328
      
100
%
    
117,105
      
100
%
 
                                                
Primary claims received inventory included in ending default inventory (1)
 5,398      
6
%
    
6,948
      
7
%
    
10,637
      
9
%

(1) Our claims received inventory includes suspended rescissions, as we have voluntarily suspended rescissions of coverage related to certain loans that we believed would be included in a potential resolution. As of June 30, 2014, rescissions of coverage on approximately 1,558 loans had been voluntarily suspended.
40
The number of months a loan is in the default inventory can differ from the number of payments that the borrower has not made or is considered delinquent. These differences typically result from a borrower making monthly payments that do not result in the loan becoming fully current. The number of payments that a borrower is delinquent is shown in the table below.

Number of Payments Delinquent
    
   
   
   
   
 
 
  
   
   
   
   
   
 
 
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
 
  
   
   
   
   
   
 
 
  
   
   
   
   
   
 
3 payments or less
    
22,867
      
27
%
    
28,095
      
27
%
    
27,498
      
24
%
4 - 11 payments
    
19,666
      
23
%
    
24,605
      
24
%
    
27,299
      
23
%
12 payments or more
    
42,883
      
50
%
    
50,628
      
49
%
    
62,308
      
53
%
 
                                                
Total primary default inventory
    
85,416
      
100
%
    
103,328
      
100
%
    
117,105
      
100
%

Claims paying practices

We estimate rescissions mitigated our incurred losses by approximately $2.5 billion in 2009 and $0.2 billion in 2010. These figures include the benefit of claims not paid in the period as well as the impact of changes in our estimated expected rescission activity on our loss reserves in the period. In 2012, we estimate that our rescission benefit in loss reserves was reduced by $0.2 billion due to probable rescission settlement agreements. We estimate that other rescissions had no significant impact on our losses incurred in 2011 through the first half of 2014. Our loss reserving methodology incorporates our estimates of future rescissions and reversals of rescissions. Historically, reversals of rescissions have been immaterial. A variance between ultimate actual rescission and reversal rates and our estimates, as a result of the outcome of litigation, settlements or other factors, could materially affect our losses.
 
We do not utilize an explicit rescission rate in our reserving methodology, but rather our reserving methodology incorporates the effects rescission activity has had on our historical claim rate and claim severities. Our estimation process does not include a direct correlation between claim rates and severities to projected rescission activity or other economic conditions such as changes in unemployment rates, interest rates or housing values. Our experience is that analysis of that nature would not produce reliable results, as the change in one condition cannot be isolated to determine its sole effect on our ultimate paid losses as our ultimate paid losses are also influenced at the same time by other economic conditions. The estimation of the impact of rescissions on incurred losses must be considered together with the various other factors impacting incurred losses and not in isolation.

The liability associated with our estimate of premiums to be refunded on expected future rescissions is accrued for separately. At June 30, 2014 and December 31, 2013 the estimate of this liability totaled $13 million and $15 million, respectively. Separate components of this liability are included in “Other liabilities” and “Premium deficiency reserve” on our consolidated balance sheet. Changes in the liability affect premiums written and earned and change in premium deficiency reserve.
41
For information about discussions and legal proceedings with customers with respect to our claims paying practices, including settlements that we believe are probable, as defined in ASC 450-20, see Note 5 – “Litigation and Contingencies.”

Note 13 – Premium Deficiency Reserve

The components of the premium deficiency reserve at June 30, 2014, December 31, 2013 and June 30, 2013 appear in the table below.

 
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
 
  
(In millions)
  
Present value of expected future paid losses and expenses, net of expected future premium
  
$
(591
)
  
$
(669
)
  
$
(749
)
 
                        
Established loss reserves
    
556
      
621
      
688
  
 
                        
Net deficiency
  
$
(35
)
  
$
(48
)
  
$
(61
)

The decrease in the premium deficiency reserve for the three and six months ended June 30, 2014 was $8 million and $13 million, respectively, as shown in the table below, which represents the net result of actual premiums, losses and expenses as well as a net change in assumptions for these periods. The net change in assumptions for both the three and six months ended June 30, 2014 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.
42
 
  
Three Months Ended
    
Six Months Ended
  
 
  
June 30, 2014
  
 
  
(In millions)
  
 
  
   
   
   
 
Premium Deficiency Reserve at beginning of period
  
   
$
(43
)
  
   
$
(48
)
 
  
           
         
Paid claims and loss adjustment expenses
  
$
44
            
$
92
          
Decrease in loss reserves
    
(23
)
            
(65
)
        
Premium earned
    
(21
)
            
(42
)
        
Effects of present valuing on future premiums, losses and expenses
    
(2
)
            
(5
)
        
                               
Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized
            
(2
)
            
(20
)
 
                                
Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)
            
10
              
33
  
 
                                
Premium Deficiency Reserve at end of period
          
$
(35
)
          
$
(35
)
 
(1)  A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.

The decrease in the premium deficiency reserve for the three and six months ended June 30, 2013 was $11 million and $13 million, respectively, as shown in the table below. The net change in assumptions for the three months ended June 30, 2013 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.  The net change in the assumptions for the six months ended June 30, 2013 is primarily related to higher estimated ultimate premiums, offset by higher estimated ultimate losses.
43
 
  
Three Months Ended
    
Six Months Ended
  
 
  
June 30, 2013
  
 
  
(In millions)
  
 
  
   
   
   
 
Premium Deficiency Reserve at beginning of period
  
   
$
(72
)
  
   
$
(74
)
 
  
           
         
Paid claims and loss adjustment expenses
  
$
63
            
$
121
          
Decrease in loss reserves
    
(48
)
            
(78
)
        
Premium earned
    
(25
)
            
(48
)
        
Effects of present valuing on future premiums, losses and expenses
    
(2
)
            
(1
)
        
 
                                
Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized
            
(12
)
            
(6
)
 
                                
Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)
            
23
              
19
  
 
                                
Premium Deficiency Reserve at end of period
          
$
(61
)
          
$
(61
)
 
(1)  A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.

Note 14 – Shareholders’ Equity

In June 2013, we amended our Articles of Incorporation to increase our authorized common stock from 680 million shares to 1.0 billion shares.

In March 2013 we completed the public offering and sale of 135 million shares of our common stock at a price of $5.15 per share. We received net proceeds of approximately $663.3 million, after deducting underwriting discount and offering expenses. The shares of common stock sold were newly issued shares.

In March 2013 we also concurrently completed the sale of $500 million principal amount of 2% Convertible Senior Notes due in 2020.  For more information, see Note 3 – “Debt.”

We have a Shareholders Rights Agreement which was approved by shareholders (the “Agreement”) dated July 25, 2012, as amended through March 11, 2013, that seeks to diminish the risk that our ability to use our net operating losses (“NOLs”) to reduce potential future federal income tax obligations may become substantially limited and to deter certain abusive takeover practices. The benefit of the NOLs would be substantially limited, and the timing of the usage of the NOLs could be substantially delayed, if we were to experience an “ownership change” as defined by Section 382 of the Internal Revenue Code.

Under the Agreement each outstanding share of our Common Stock is accompanied by one Right. The Distribution Date occurs on the earlier of ten days after a public announcement that a person has become an Acquiring Person, or ten business days after a person announces or begins a tender offer in which consummation of such offer would result in a person becoming an Acquiring Person. An Acquiring Person is any person that becomes, by itself or together with its affiliates and associates, a beneficial owner of 5% or more of the shares of our Common Stock then outstanding, but excludes, among others, certain exempt and grandfathered persons as defined in the Agreement. The Rights are not exercisable until the Distribution Date. Each Right will initially entitle shareholders to buy one-tenth of one share of our Common Stock at a Purchase Price of $14 per full share (equivalent to $1.40 for each one-tenth share), subject to adjustment. Each exercisable Right (subject to certain limitations) will entitle its holder to purchase, at the Rights’ then-current Purchase Price, a number of our shares of Common Stock (or if after the Shares Acquisition Date, we are acquired in a business combination, common shares of the acquiror) having a market value at the time equal to twice the Purchase Price. The Rights will expire on August 1, 2015, or earlier as described in the Agreement. The Rights are redeemable at a price of $0.001 per Right at any time prior to the time a person becomes an Acquiring Person. Other than certain amendments, the Board of Directors may amend the Rights in any respect without the consent of the holders of the Rights.
44
Note 15 – Statutory Capital

Statutory Capital Requirements

The insurance laws of 16 jurisdictions, including Wisconsin, our domiciliary state, require a mortgage insurer to maintain a minimum amount of statutory capital relative to the risk in force (or a similar measure) in order for the mortgage insurer to continue to write new business. We refer to these requirements as the “State Capital Requirements” and, together with the GSE Financial Requirements, the “Financial Requirements.” While they vary among jurisdictions, the most common State Capital Requirements allow for a maximum risk-to-capital ratio of 25 to 1. A risk-to-capital ratio will increase if (i) the percentage decrease in capital exceeds the percentage decrease in insured risk, or (ii) the percentage increase in capital is less than the percentage increase in insured risk. Wisconsin does not regulate capital by using a risk-to-capital measure but instead requires a minimum policyholder position (“MPP”). The “policyholder position” of a mortgage insurer is its net worth or surplus, contingency reserve and a portion of the reserves for unearned premiums.

In 2013, we entered into a quota share reinsurance transaction with a group of unaffiliated reinsurers that reduced our risk-to-capital ratio. At June 30, 2014, MGIC’s risk-to-capital ratio was 15.2 to 1, below the maximum allowed by the jurisdictions with State Capital Requirements, and its policyholder position was $555 million above the required MPP of $1.0 billion. It is possible that under the revised State Capital Requirements discussed below, MGIC will not be allowed full credit for the risk ceded to the reinsurers. If MGIC is disallowed full credit under either the State Capital Requirements or the GSE Financial Requirements, MGIC may terminate the transaction, without penalty, when such disallowance becomes effective. Matters that could negatively affect compliance with State Capital Requirements are discussed throughout the financial statement footnotes.
 
At June 30, 2014, the risk-to-capital ratio of our combined insurance operations (which includes reinsurance affiliates) was 17.3 to 1. Reinsurance transactions with affiliates permit MGIC to write insurance with a higher coverage percentage than it could on its own under certain state-specific requirements. A higher risk-to-capital ratio on a combined basis may indicate that, in order for MGIC to continue to utilize reinsurance arrangements with its affiliates, unless a waiver of the State Capital Requirements of Wisconsin continues to be effective, additional capital contributions to the reinsurance affiliates could be needed.

The National Association of Insurance Commissioners (“NAIC”) previously announced that it plans to revise the minimum capital and surplus requirements for mortgage insurers that are provided for in its Mortgage Guaranty Insurance Model Act. A working group of state regulators is considering this issue, although no date has been established by which the NAIC must propose revisions to such requirements. Depending on the scope of revisions made by the NAIC, MGIC may be prevented from writing new business in the jurisdictions adopting such revisions.
45
If MGIC fails to meet the State Capital Requirements of Wisconsin and is unable to obtain a waiver of them from the Office of the Commissioner of Insurance of the State of Wisconsin (“OCI”), MGIC could be prevented from writing new business in all jurisdictions. If MGIC fails to meet the State Capital Requirements of a jurisdiction other than Wisconsin and is unable to obtain a waiver of them, MGIC could be prevented from writing new business in that particular jurisdiction. It is possible that regulatory action by one or more jurisdictions, including those that do not have specific State Capital Requirements, may prevent MGIC from continuing to write new insurance in such jurisdictions. A possible future failure by MGIC to meet the Financial Requirements will not necessarily mean that MGIC lacks sufficient resources to pay claims on its insurance liabilities. Matters that could negatively affect MGIC’s claims paying resources are discussed throughout the financial statement footnotes.

We have in place a longstanding plan to write new business in MIC, a direct subsidiary of MGIC, in the event MGIC cannot meet the State Capital Requirements of a jurisdiction or obtain a waiver of them. Writing business in MIC would be subject to any repatriation to MGIC of MIC’s capital in order to comply with the PMIERs, as discussed in Note 1 – “Nature of Business and Basis of Presentation – Capital – GSEs.” MIC is licensed to write business in all jurisdictions. During 2012, MIC began writing new business in the jurisdictions where MGIC did not have a waiver of the State Capital Requirements. Because MGIC again meets the State Capital Requirements, MGIC is writing new business in all jurisdictions and MIC suspended writing new business in 2013. As of June 30, 2014, MIC had statutory capital of $463 million and risk in force, net of reinsurance, of approximately $573 million. Before MIC may again write new business, it must obtain the necessary approvals from the OCI and the GSEs.

We cannot assure you that the OCI or GSEs will approve MIC to write new business in all jurisdictions in which MGIC may become unable to do so. If we are unable to write business in all jurisdictions utilizing a combination of MGIC and MIC, lenders may be unwilling to procure insurance from us anywhere. In addition, a lender’s assessment of the future ability of our insurance operations to meet the Financial Requirements may affect its willingness to procure insurance from us.

Statement of Statutory Accounting Principles No. 101 (“SSAP No. 101”) became effective January 1, 2012 and prescribed new standards for determining the amount of deferred tax assets that can be recognized as admitted assets for determining statutory capital. Under a permitted practice effective September 30, 2012 and until further notice, the OCI has approved MGIC to report its net deferred tax asset as an admitted asset in an amount not to exceed 10% of surplus as regards policyholders, notwithstanding any contrary provisions of SSAP No. 101. Deferred tax assets of $136 million and $138 million were included in MGIC’s statutory capital at June 30, 2014 and December 31, 2013, respectively.

See Note 1 – “Nature of Business and Basis of Presentation – Capital – GSEs” for additional information regarding the capital standards of the GSEs.
46
Item 2.
Management’s Discussion and Analysis of Financial Condition and Results of Operations

Overview

Through our subsidiaries MGIC and MIC, we are a leading provider of private mortgage insurance in the United States, as measured by insurance in force, to the home mortgage lending industry.

As used below, “we” and “our” refer to MGIC Investment Corporation’s consolidated operations. The discussion below should be read in conjunction with "Management's Discussion and Analysis of Financial Condition and Results of Operations" in our Annual Report on Form 10-K for the year ended December 31, 2013. We refer to this Discussion as the “10-K MD&A.” In the discussion below, we classify, in accordance with industry practice, as “full documentation” loans approved by GSE and other automated underwriting systems under “doc waiver” programs that do not require verification of borrower income. For additional information about such loans, see footnote (3) to the composition of primary default inventory table under “Results of Consolidated Operations-Losses-Losses incurred” below. The discussion of our business in this document generally does not apply to our Australian operations which have historically been immaterial. The results of our operations in Australia are included in the consolidated results disclosed. For additional information about our Australian operations, see our risk factor titled “Our Australian operations may suffer significant losses” and “Overview—Australia” in our 10-K MD&A.

Forward Looking and Other Statements

As discussed under “Forward Looking Statements and Risk Factors” below, actual results may differ materially from the results contemplated by forward looking statements. We are not undertaking any obligation to update any forward looking statements or other statements we may make in the following discussion or elsewhere in this document even though these statements may be affected by events or circumstances occurring after the forward looking statements or other statements were made. Therefore no reader of this document should rely on these statements being current as of any time other than the time at which this document was filed with the Securities and Exchange Commission.

Outlook

Since 2008, substantially all of the loans we insured have been sold to the GSEs, which have been in conservatorship since late 2008.  When the conservatorship will end and what role, if any, the GSEs will play in the secondary mortgage market post-conservatorship will be determined by Congress.  The scope of the Federal Housing Administration's (the “FHA”) large market presence may also change in connection with the determination of the future of the GSEs. Capital standards for private mortgage insurers are being revised; see “Capital” below. There are also pending regulatory changes that could affect demand for private mortgage insurance; see our risk factor titled “The amount of insurance we write could be adversely affected if the definition of Qualified Residential Mortgage results in a reduced number of low down payment loans available to be insured or if lenders and investors select alternatives to private mortgage insurance.” While we strongly believe private mortgage insurance should be an integral part of credit enhancement in a future mortgage market, its role in that market cannot be predicted.
47
Capital

GSEs

As mentioned above, since 2008, substantially all of our insurance written has been for loans sold to the GSEs, each of which has mortgage insurer eligibility requirements. The existing eligibility requirements include a minimum financial strength rating of Aa3/AA-. Because MGIC does not meet such financial strength rating requirements (its financial strength rating from Moody’s is Ba3 (with a stable outlook) and from Standard & Poor’s is BB (with a positive outlook)), MGIC is currently operating with each GSE as an eligible insurer under a remediation plan.

On July 10, 2014, the conservator of the GSEs, the Federal Housing Finance Agency (“FHFA”), released draft Private Mortgage Insurer Eligibility Requirements (“draft PMIERs”). The FHFA has requested public input on the draft PMIERs by September 8, 2014. The draft PMIERs include revised financial requirements for mortgage insurers (the “GSE Financial Requirements”) that require a mortgage insurer’s “Available Assets” (generally only the most liquid assets of an insurer) to meet or exceed “Minimum Required Assets” (which are calculated from tables of factors with several risk dimensions and are subject to a floor amount).

The PMIERs will become effective 180 days after the date they are published in final form (the “publication date”). Mortgage insurers would have up to two years after the publication date to meet the GSE Financial Requirements (the “transition period”). During the transition period, a mortgage insurer that fails to meet the GSE Financial Requirements would be subject to a transition plan having milestones for actions to achieve compliance. The transition plan would be submitted for the approval of each GSE within 90 days after the effective date, and if approved, the GSEs would monitor the insurer’s progress. During the transition period for an insurer with an approved transition plan, an insurer would be in remediation (a status similar to the one under which MGIC has been operating with the GSEs for over five years) and eligible to provide mortgage insurance on loans owned or guaranteed by the GSEs. 

Although we believe we have sufficient claims paying resources to meet our claim obligations on our insurance in force on a timely basis, we estimate that if the draft PMIERs are implemented as released, as of December 31, 2014 (the expected publication date), MGIC would have a shortfall in Available Assets of approximately $600 million, with Available Assets of approximately $5.3 billion and Minimum Required Assets of approximately $5.9 billion. We believe this shortfall would be reduced through operations so that as of December 31, 2016 (the expected end of the transition period), it would be approximately $300 million. The shortfall projections at both dates assume the risk in force and capital of MIC are repatriated to MGIC, and full credit is given in the calculation of Minimum Required Assets for our existing reinsurance transaction (approximately $500 million of credit at December 31, 2014, increasing to $600 million of credit at December 31, 2016).  However, we do not expect to receive full credit for our current reinsurance transaction. As a result, we have begun discussions with the reinsurance market to modify our existing reinsurance transaction so that any reduction in the credit would be minimized.
48
As of June 30, 2014, we had approximately $515 million of cash and investments at our holding company, a portion of which we believe may be available for future contribution to MGIC. Furthermore, there are regulated insurance affiliates of MGIC that have approximately $100 million of assets as of June 30, 2014. We expect that, subject to regulatory approval, we would be able to use a material portion of these assets to increase the Available Assets of MGIC.  Additionally, if the draft PMIERs are implemented as released, we would consider seeking additional reinsurance and/or non-dilutive debt capital to mitigate the shortfall. We believe we will be able to use a combination of the alternatives outlined above so that MGIC would meet the GSE Financial Requirements of the draft PMIERs even if they are implemented as released. However, there can be no assurance that MGIC will be in compliance with the GSE Financial Requirements within the transition period. Factors that may impact MGIC’s compliance with the GSE Financial Requirements include the following:
 
· Changes in the actual PMIERs adopted from the draft PMIERs may increase the amount of the MGIC’s Minimum Required Assets or reduce its Available Assets, with the result that the shortfall in Available Assets could increase;
· We may not obtain regulatory approval to transfer assets from MGIC’s regulated insurance affiliates to the extent we are assuming because regulators project higher losses than we project or require a level of capital be maintained in these companies higher than we are assuming;
· We may not be able to access the non-dilutive debt markets due to market conditions, concern about our creditworthiness, or other factors, in a manner sufficient to provide the funds we are assuming;
· We may not be able to achieve modifications in our existing reinsurance arrangements necessary to minimize the reduction in the credit for reinsurance under the draft PMIERs; and
· We may not be able to obtain additional reinsurance necessary to further reduce the Minimum Required Assets due to market capacity, pricing or other reasons.
 
You should read our risk factors for information about matters that also could negatively affect MGIC’s compliance with the GSE Financial Requirements. Such matters could decrease our revenues, increase our losses or require the use of assets, thereby reducing our Available Assets and increasing our shortfall in Available Assets, or they could increase the Minimum Required Assets, also increasing our shortfall in Available Assets.

There also can be no assurance that the GSEs would not make the GSE Financial Requirements more onerous in the future; in this regard, the draft PMIERs provide that the tables of factors that determine Minimum Required Assets may be updated to reflect changes in risk characteristics and the macroeconomic environment. If MGIC ceases to be eligible to insure loans purchased by one or both of the GSEs, it would significantly reduce the volume of our new business writings.

If we increase the amount of Available Assets we hold in order to continue to insure GSE loans, the amount of capital we hold may increase. If we increase the amount of capital we hold with respect to insured loans, our returns may decrease unless we increase premiums. An increase in premium rates may not be feasible for a number of reasons, including competition from other private mortgage insurers, the FHA or other credit enhancement products.

State Regulations

The insurance laws of 16 jurisdictions, including Wisconsin, our domiciliary state, require a mortgage insurer to maintain a minimum amount of statutory capital relative to the risk in force (or a similar measure) in order for the mortgage insurer to continue to write new business. We refer to these requirements as the “State Capital Requirements” and, together with the GSE Financial Requirements, the “Financial Requirements.” While they vary among jurisdictions, the most common State Capital Requirements allow for a maximum risk-to-capital ratio of 25 to 1. A risk-to-capital ratio will increase if (i) the percentage decrease in capital exceeds the percentage decrease in insured risk, or (ii) the percentage increase in capital is less than the percentage increase in insured risk. Wisconsin does not regulate capital by using a risk-to-capital measure but instead requires a minimum policyholder position (“MPP”). The “policyholder position” of a mortgage insurer is its net worth or surplus, contingency reserve and a portion of the reserves for unearned premiums.
49
In 2013, we entered into a quota share reinsurance transaction with a group of unaffiliated reinsurers that reduced our risk-to-capital ratio. At June 30, 2014, MGIC’s risk-to-capital ratio was 15.2 to 1, below the maximum allowed by the jurisdictions with State Capital Requirements, and its policyholder position was $555 million above the required MPP of $1.0 billion. It is possible that under the revised State Capital Requirements discussed below, MGIC will not be allowed full credit for the risk ceded to the reinsurers. If MGIC is disallowed full credit under either the State Capital Requirements or the GSE Financial Requirements, MGIC may terminate the transaction, without penalty, when such disallowance becomes effective. At this time, we expect MGIC to continue to comply with the current State Capital Requirements, although we cannot assure you of such compliance.

The National Association of Insurance Commissioners (“NAIC”) previously announced that it plans to revise the minimum capital and surplus requirements for mortgage insurers that are provided for in its Mortgage Guaranty Insurance Model Act. A working group of state regulators is considering this issue, although no date has been established by which the NAIC must propose revisions to such requirements. Depending on the scope of revisions made by the NAIC, MGIC may be prevented from writing new business in the jurisdictions adopting such revisions.

Qualified Residential Mortgages

The financial reform legislation that was passed in July 2010 (the “Dodd-Frank Act” or “Dodd-Frank”) requires lenders to consider a borrower’s ability to repay a home loan before extending credit. The Consumer Financial Protection Bureau (“CFPB”) rule defining “Qualified Mortgage” (“QM”) for purposes of implementing the “ability to repay” law became effective in January 2014. There is a temporary category of QMs for mortgages that satisfy the general product feature requirements of QMs and meet the GSEs’ underwriting requirements (the “temporary category”). The temporary category will phase out when the GSEs’ conservatorship ends, or if sooner, after seven years. In May 2013, the FHFA directed the GSEs to limit their mortgage acquisitions to loans that meet the requirements of a QM under the ability to repay rule, including those that meet the temporary category, and loans that are exempt from the “ability to repay” requirements. We may insure loans that do not qualify as QMs, however, we are unsure the extent to which lenders will make non-QM loans because they will not be entitled to the presumptions about compliance with the “ability to repay” requirements that the law allows lenders with respect to QM loans. We are also unsure the extent to which lenders will purchase private mortgage insurance for loans that cannot be sold to the GSEs.

The U.S. Department of Housing and Urban Development (“HUD”) definition of QM that applies to loans insured by the FHA became effective in January 2014. HUD’s QM definition is less restrictive than the CFPB’s definition in certain respects, including that (i) it has no limit on the debt-to-income ratio of a borrower, and (ii) it allows the lender certain presumptions about compliance with the “ability to repay” requirements on higher priced loans. It is possible that lenders will prefer FHA-insured loans to loans insured by private mortgage insurance as a result of the FHA’s less restrictive QM definition.

50
Given the credit characteristics presented to us, we estimate that approximately 87% of our new risk written in 2013 and 84% of our new risk written in the first half of 2014 was for loans that would have met the CFPB’s general QM definition. We estimate that approximately 99% of our new risk written in 2013 and in the first half of 2014 was for loans that would have met the CFPB’s QM definition, when giving effect to the temporary category. In making these estimates, we have not considered the limitation on points and fees because the information is not available to us. We do not believe such limitation would materially affect the percentage of our new risk written meeting the QM definitions.

The Dodd-Frank Act requires a securitizer to retain at least 5% of the risk associated with mortgage loans that are securitized, and in some cases the retained risk may be allocated between the securitizer and the lender that originated the loan. This risk retention requirement does not apply to mortgage loans that are Qualified Residential Mortgages (“QRMs”) or that are insured by the FHA or another federal agency. In 2011, federal regulators released a proposed risk retention rule that included a definition of QRM. In response to public comments regarding the proposed rule, federal regulators issued a revised proposed rule in August 2013. The revised proposed rule generally defines QRM as a mortgage meeting the requirements of a QM. The regulators also proposed an alternative QRM definition (“QM-plus”) which utilizes certain QM criteria but also includes a maximum loan-to-value ratio (“LTV”) of 70%. Neither of the revised definitions of QRM considers the use of mortgage insurance for purposes of calculating LTV. While substantially all of our new risk written in 2013 and in the first half of 2014 was on loans that met the QM definition (and, therefore, the proposed general QRM definition), none of our new insurance written met the QM-plus definition. The public comment period for the revised proposed rule expired on October 30, 2013. The final timing of the adoption of any risk retention regulation and the definition of QRM remains uncertain. Because of the capital support provided by the U.S. Government, the GSEs satisfy the Dodd-Frank risk-retention requirements while they are in conservatorship. Therefore, lenders that originate loans that are sold to the GSEs while they are in conservatorship would not be required to retain risk associated with those loans.

The amount of new insurance that we write may be materially adversely affected depending on, among other things, (a) the final definition of QRM and its LTV requirements and (b) whether lenders choose mortgage insurance for non-QRM loans. In addition, changes in the final regulations regarding treatment of GSE-guaranteed mortgage loans, or changes in the conservatorship or capital support provided to the GSEs by the U.S. Government, could impact the manner in which the risk-retention rules apply to GSE securitizations, originators who sell loans to GSEs and our business. For other factors that could decrease the demand for mortgage insurance, see our risk factor titled “If the volume of low down payment home mortgage originations declines, the amount of insurance that we write could decline, which would reduce our revenues.”

GSE Reform

The FHFA is the conservator of the GSEs and has the authority to control and direct their operations. The increased role that the federal government has assumed in the residential mortgage market through the GSE conservatorship may increase the likelihood that the business practices of the GSEs change in ways that have a material adverse effect on us. In addition, these factors may increase the likelihood that the charters of the GSEs are changed by new federal legislation. The Dodd-Frank Act required the U.S. Department of the Treasury to report its recommendations regarding options for ending the conservatorship of the GSEs. This report was released in February 2011 and while it does not provide any definitive timeline for GSE reform, it does recommend using a combination of federal housing policy changes to wind down the GSEs, shrink the government’s footprint in housing finance (including FHA insurance), and help bring private capital back to the mortgage market. Since then, Members of Congress introduced several bills intended to change the business practices of the GSEs and the FHA; however, no legislation has been enacted. As a result of the matters referred to above, it is uncertain what role the GSEs, FHA and private capital, including private mortgage insurance, will play in the domestic residential housing finance system in the future or the impact of any such changes on our business. In addition, the timing of the impact of any resulting changes on our business is uncertain. Most meaningful changes would require Congressional action to implement and it is difficult to estimate when Congressional action would be final and how long any associated phase-in period may last.
51
For additional information about the business practices of the GSEs, see our risk factor titled “Changes in the business practices of the GSEs, federal legislation that changes their charters or a restructuring of the GSEs could reduce our revenues or increase our losses.”

Loan Modification and Other Similar Programs

Beginning in the fourth quarter of 2008, the federal government, including through the Federal Deposit Insurance Corporation and the GSEs, and several lenders implemented programs to modify loans to make them more affordable to borrowers with the goal of reducing the number of foreclosures. During 2012, 2013 and the first half of 2014, we were notified of modifications that cured delinquencies that had they become paid claims would have resulted in approximately $1.2 billion, $1.0 billion and $420 million, respectively, of estimated claim payments. As noted below, we cannot predict with a high degree of confidence what the ultimate re-default rate on these modifications will be. Although the recent re-default rate has been lower, for internal reporting and planning purposes, we assume approximately 50% of these modifications will ultimately re-default, and those re-defaults may result in future claim payments. Because modifications cure the defaults with respect to the previously defaulted loans, our loss reserves do not account for potential re-defaults unless at the time the reserve is established, the re-default has already occurred. Based on information that is provided to us, most of the modifications resulted in reduced payments from interest rate and/or amortization period adjustments; from 2012 through the first half of 2014, approximately 9% resulted in principal forgiveness.

One loan modification program is the Home Affordable Modification Program (“HAMP”) which began in 2009. We believe that it could take several months from the time a borrower has made all of the payments during HAMP’s three month “trial modification” period for the loan to be reported to us as a cured delinquency. We rely on information provided to us by the GSEs and servicers. We do not receive all of the information from such sources that is required to determine with certainty the number of loans that are participating in, have successfully completed, or are eligible to participate in, HAMP. We are aware of approximately 6,270 loans in our primary delinquent inventory at June 30, 2014 for which the HAMP trial period has begun and which trial periods have not been reported to us as completed or cancelled. Through June 30, 2014, approximately 53,700 delinquent primary loans have cured their delinquency after entering HAMP and are not in default. In 2013 and the first half of 2014, approximately 17% and 16%, respectively, of our primary cures were the result of a modification, with HAMP accounting for approximately 68% of those modifications in each of 2013 and the first half of 2014. Although the HAMP program has been extended through December 2016, we believe that we have realized the majority of the benefits from HAMP because the number of loans insured by us that we are aware are entering HAMP trial modification periods has decreased significantly since 2010. The interest rates on certain loans modified under HAMP are subject to adjustment five years after the modification was entered into. Such adjustments are limited to an increase of one percentage point per year.

52
In 2009, the GSEs began offering the Home Affordable Refinance Program (“HARP”). HARP, which has been extended through December 2015, allows borrowers who are not delinquent but who may not otherwise be able to refinance their loans under the current GSE underwriting standards, to refinance their loans. We allow HARP refinances on loans that we insure, regardless of whether the loan meets our current underwriting standards, and we account for the refinance as a loan modification (even where there is a new lender) rather than new insurance written. Approximately 16% of our primary insurance in force has benefitted from HARP and is still in force.

The effect on us of loan modifications depends on how many modified loans subsequently re-default, which in turn can be affected by changes in housing values. Re-defaults can result in losses for us that could be greater than we would have paid had the loan not been modified. At this point, we cannot predict with a high degree of confidence what the ultimate re-default rate will be.  Eligibility under certain loan modification programs can also adversely affect us by creating an incentive for borrowers who are able to make their mortgage payments to become delinquent in an attempt to obtain the benefits of a modification. New notices of delinquency increase our incurred losses. If legislation is enacted to permit a portion of a borrower’s mortgage loan balance to be reduced in bankruptcy and if the borrower re-defaults after such reduction, then the amount we would be responsible to cover would be calculated after adding back the reduction. Unless a lender has obtained our prior approval, if a borrower’s mortgage loan balance is reduced outside the bankruptcy context, including in association with a loan modification, and if the borrower re-defaults after such reduction, then under the terms of our policy the amount we would be responsible to cover would be calculated net of the reduction.

As shown in the following table, as of June 30, 2014 approximately 27% of our primary risk in force has been modified.

Policy Year
    
HARP (1)
Modifications
    
HAMP
Modifications
    
Other
Modifications
  
2003 and Prior
      
9.3
%
    
11.3
%
    
11.2
%
2004
      
14.3
%
    
11.3
%
    
9.7
%
2005
      
19.0
%
    
13.2
%
    
10.3
%
2006
      
22.5
%
    
15.5
%
    
11.1
%
2007
      
31.7
%
    
16.4
%
    
7.0
%
2008
      
45.5
%
    
9.7
%
    
3.3
%
2009
      
18.0
%
    
0.7
%
    
0.5
%
2010 – Q2 2014      
0.0
%
    
0.0
%
    
0.0
%
 
Total
      
15.5
%
    
7.3
%
    
4.3
%
 
 
(1)
Includes proprietary programs that are substantially the same as HARP
 
As of June 30, 2014 based on loan count, the loans associated with 98.5% of all HARP (or similar) modifications, 77.9% of HAMP modifications and 69.9% of other modifications were current.

Over the past several years, the average time it takes to receive a claim associated with a defaulted loan has increased. This is, in part, due to new loss mitigation protocols established by servicers and to changes in some state foreclosure laws that may include, for example, a requirement for additional review and/or mediation processes. Unless a loan is cured during a foreclosure delay, at the completion of the foreclosure, additional interest and expenses may be due to the lender from the borrower. In some circumstances, our paid claim amount may include some additional interest and expenses.
53
Factors Affecting Our Results

Our results of operations are affected by:

· Premiums written and earned

Premiums written and earned in a year are influenced by:

· New insurance written, which increases insurance in force, and is the aggregate principal amount of the mortgages that are insured during a period. Many factors affect new insurance written, including the volume of low down payment home mortgage originations and competition to provide credit enhancement on those mortgages, including competition from the FHA, other mortgage insurers, GSE programs that may reduce or eliminate the demand for mortgage insurance and other alternatives to mortgage insurance. New insurance written does not include loans previously insured by us which are modified, such as loans modified under HARP.

· Cancellations, which reduce insurance in force. Cancellations due to refinancings are affected by the level of current mortgage interest rates compared to the mortgage coupon rates throughout the in force book. Refinancings are also affected by current home values compared to values when the loans in the in force book became insured and the terms on which mortgage credit is available. Cancellations also include rescissions, which require us to return any premiums received related to the rescinded policy, and policies cancelled due to claim payment, which require us to return any premium received from the date of default. Finally, cancellations are affected by home price appreciation, which can give homeowners the right to cancel the mortgage insurance on their loans.

· Premium rates, which are affected by product type, competitive pressures, the risk characteristics of the loans insured and the percentage of coverage on the loans.

· Premiums ceded under reinsurance agreements. See Note 4 – “Reinsurance” to our consolidated financial statements for a discussion of our 2013 quota share agreement, under which premiums are ceded net of a profit commission.
 
Premiums are generated by the insurance that is in force during all or a portion of the period. A change in the average insurance in force in the current period compared to an earlier period is a factor that will increase (when the average in force is higher) or reduce (when it is lower) premiums written and earned in the current period, although this effect may be enhanced (or mitigated) by differences in the average premium rate between the two periods as well as by premiums that are returned or expected to be returned in connection with claim payments and rescissions, and premiums ceded under reinsurance agreements. Also, new insurance written and cancellations during a period will generally have a greater effect on premiums written and earned in subsequent periods than in the period in which these events occur.
54
· Investment income

Our investment portfolio is comprised almost entirely of investment grade fixed income securities. The principal factors that influence investment income are the size of the portfolio and its yield. As measured by amortized cost (which excludes changes in fair market value, such as from changes in interest rates), the size of the investment portfolio is mainly a function of cash generated from (or used in) operations, such as net premiums received, investment earnings, net claim payments and expenses, less cash provided by (or used for) non-operating activities, such as debt or stock issuances or repurchases or dividend payments. Realized gains and losses are a function of the difference between the amount received on the sale of a security and the security’s amortized cost, as well as any “other than temporary” impairments recognized in earnings.  The amount received on the sale of fixed income securities is affected by the coupon rate of the security compared to the yield of comparable securities at the time of sale.

· Losses incurred

Losses incurred are the current expense that reflects estimated payments that will ultimately be made as a result of delinquencies on insured loans. As explained under “Critical Accounting Policies” in our 10-K MD&A, except in the case of a premium deficiency reserve, we recognize an estimate of this expense only for delinquent loans. Losses incurred are generally affected by:

· The state of the economy, including unemployment and housing values, each of which affects the likelihood that loans will become delinquent and whether loans that are delinquent cure their delinquency. The level of new delinquencies has historically followed a seasonal pattern, with new delinquencies in the first part of the year lower than new delinquencies in the latter part of the year, though this pattern can be affected by the state of the economy and local housing markets.

· The product mix of the in force book, with loans having higher risk characteristics generally resulting in higher delinquencies and claims.

· The size of loans insured, with higher average loan amounts tending to increase losses incurred.

· The percentage of coverage on insured loans, with deeper average coverage tending to increase incurred losses.

· Changes in housing values, which affect our ability to mitigate our losses through sales of properties with delinquent mortgages as well as borrower willingness to continue to make mortgage payments when the value of the home is below the mortgage balance.

· The rate at which we rescind policies. Our estimated loss reserves reflect mitigation from rescissions of policies and denials of claims. We collectively refer to such rescissions and denials as “rescissions” and variations of this term.
55
· The distribution of claims over the life of a book. Historically, the first few years after loans are originated are a period of relatively low claims, with claims increasing substantially for several years subsequent and then declining, although persistency (percentage of insurance remaining in force from one year prior), the condition of the economy, including unemployment and housing prices, and other factors can affect this pattern. For example, a weak economy or housing price declines can lead to claims from older books increasing, continuing at stable levels or experiencing a lower rate of decline. See further information under “Mortgage Insurance Earnings and Cash Flow Cycle” below.

· Losses ceded under reinsurance agreements. See Note 4 – “Reinsurance” to our consolidated financial statements for a discussion of our reinsurance agreements.

· Changes in premium deficiency reserve

Each quarter, we re-estimate the premium deficiency reserve on the remaining Wall Street bulk insurance in force. The premium deficiency reserve primarily changes from quarter to quarter as a result of two factors.  First, it changes as the actual premiums, losses and expenses that were previously estimated are recognized. Each period such items are reflected in our financial statements as earned premium, losses incurred and expenses. The difference between the amount and timing of actual earned premiums, losses incurred and expenses and our previous estimates used to establish the premium deficiency reserve has an effect (either positive or negative) on that period’s results. Second, the premium deficiency reserve changes as our assumptions relating to the present value of expected future premiums, losses and expenses on the remaining Wall Street bulk insurance in force change. Changes to these assumptions also have an effect on that period’s results.

· Underwriting and other expenses

The majority of our operating expenses are fixed, with some variability due to contract underwriting volume. Contract underwriting generates fee income included in “Other revenue.” Underwriting and other expenses are net of any ceding commission associated with our reinsurance agreements. See Note 4 – “Reinsurance” to our consolidated financial statements for a discussion of our reinsurance agreements.

· Interest expense

Interest expense reflects the interest associated with our outstanding debt obligations. The principal amount of our long-term debt obligations at June 30, 2014 is comprised of $62.0 million of 5.375% Senior Notes due in November 2015, $345 million of 5% Convertible Senior Notes due in 2017, $500 million of 2% Convertible Senior Notes due in 2020 and $389.5 million of 9% Convertible Junior Subordinated Debentures due in 2063 (interest on these debentures accrues and compounds even if we defer the payment of interest), as discussed in Note 3 – “Debt” to our consolidated financial statements and under “Liquidity and Capital Resources” below.
 
Mortgage Insurance Earnings and Cash Flow Cycle

In our industry, a “book” is the group of loans insured in a particular calendar year. In general, the majority of any underwriting profit (premium revenue minus losses) that a book generates occurs in the early years of the book, with the largest portion of any underwriting profit realized in the first year following the year the book was written. Subsequent years of a book generally result in modest underwriting profit or underwriting losses. This pattern of results typically occurs because relatively few of the claims that a book will ultimately experience typically occur in the first few years of the book, when premium revenue is highest, while subsequent years are affected by declining premium revenues, as the number of insured loans decreases (primarily due to loan prepayments), and increasing losses.
56
Summary of 2014 Second Quarter Results

Our results of operations for the second quarter of 2014 were principally affected by the factors referred to below.

· Net premiums written and earned

Net premiums written and earned during the second quarter of 2014 decreased when compared to the same period in 2013. The decrease was due to our lower average insurance in force, as well as an increase in premiums ceded under reinsurance agreements.

· Investment income

Investment income in the second quarter of 2014 was higher when compared to the same period in 2013 due to an increase in our average investment yield.

· Realized gains (losses) and other-than-temporary impairments

Net realized gains (losses) for the second quarter of 2014 were $0.5 million compared to $2.5 million for the second quarter of 2013. There were no OTTI losses in the second quarter of 2014 or 2013. At June 30, 2014, the net unrealized losses in our investment portfolio were $0.2 million, which included $37.1 million of gross unrealized losses, partially offset by $36.9 million of gross unrealized gains.

· Losses incurred

Losses incurred for the second quarter of 2014 decreased compared to the same period in 2013, primarily due to fewer new notices of default being received and a lower claim rate on new and previously received delinquencies. There were 21,178 new notices received in the second quarter of 2014 compared to 25,425 new notices received in the second quarter of 2013. There was an increase in the average estimated claim rate in both the second quarter of 2014 and 2013. The average estimated severity remained flat in both the second quarter of 2014 and 2013.

· Change in premium deficiency reserve

The premium deficiency reserve as of June 30, 2014 reflects the present value of expected future losses and expenses that exceeds the present value of expected future premiums and already established loss reserves. During the second quarter of 2014 the premium deficiency reserve on Wall Street bulk transactions declined by $8 million to $35 million. The decrease in the premium deficiency reserve represents the net result of actual premiums, losses and expenses as well as a change in net assumptions for the period. The change in net assumptions for the second quarter of 2014 is primarily related to lower estimated ultimate losses and higher estimated ultimate premiums.
57
· Underwriting and other expenses

Underwriting and other expenses for the second quarter of 2014 decreased when compared to the same period last year primarily due to an increase in the ceding commission on our reinsurance agreements as well as a decrease in legal fees and contract underwriting costs.

· Interest expense

Interest expense for the second quarter of 2014 decreased slightly when compared to the same period in 2013. The decrease is primarily related to a decrease in interest costs on our Senior Notes due in November 2015 due to debt repurchases.

· Provision for income taxes

We had a net provision for income taxes of $1.1 million and $1.0 million in the second quarter of 2014 and 2013, respectively. The provision for income taxes was offset by a decrease in the valuation allowance of $16.1 million and $3.5 million for the three months ended June 30, 2014 and 2013, respectively.

Results of Consolidated Operations

New insurance written

The amount of our primary new insurance written during the three and six months ended June 30, 2014 and 2013 was as follows:

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
  
   
   
   
 
Total Primary NIW (In billions)
  
$
8.3
    
$
8.0
    
$
13.5
    
$
14.5
  
 
                                
Refinance volume as a % of primary
                          
NIW
    
10
%
    
30
%
    
12
%
    
37
%

The decrease in new insurance written in the first half of 2014 compared to the same period last year was due to a significant decrease in refinance volume, somewhat offset by an increase in purchase volume. We continue to believe that new insurance written volumes in 2014 will be similar to our 2013 levels. Our industry continues to regain market share from the FHA but the pace of that recovery is slower than we expected given the continued differences in underwriting guidelines, loan level price adjustments by the GSEs and the secondary market benefits associated with government insured loans versus loans insured by the private sector.
58
The FHA substantially increased its market share beginning in 2008, and beginning in 2011, that market share began to gradually decline. We believe that the FHA’s market share increased, in part, because private mortgage insurers tightened their underwriting guidelines (which led to increased utilization of the FHA’s programs) and because of increases in the amount of loan level price adjustments that the GSEs assess on loans (which result in higher costs to borrowers). In addition, federal legislation and programs provided the FHA with greater flexibility in establishing new products and increased the FHA’s competitive position against private mortgage insurers. We believe that the FHA’s current premium pricing, when compared to our current credit-tiered premium pricing (and considering the effects of GSE pricing changes), has allowed us to be more competitive with the FHA than in the recent past for loans with high FICO credit scores. We cannot predict, however, the FHA’s share of new insurance written in the future due to, among other factors, different loan eligibility terms between the FHA and the GSEs; future changes to GSE guaranty fees and/or loan level price adjustments; changes to the FHA’s annual premiums; and the total profitability that may be realized by mortgage lenders from securitizing loans through Ginnie Mae when compared to securitizing loans through Fannie Mae or Freddie Mac. Our level of new insurance written could also be affected by other items, including those noted in our risk factors.

Historically, the level of competition within the private mortgage insurance industry has been intense and is not expected to diminish given the presence of new entrants. Effective in December 2013, we reduced all of our borrower-paid monthly premium rates and most of our single premium rates to match competition, although in certain states these reductions are not yet effective due to the need for regulatory approval. During most of 2013, when almost all of our single premium rates were above those most commonly used in the market, single premium policies were approximately 10% of our total new insurance written; they were approximately 13% in the first half of 2014. In addition, during periods of declining loan originations, lenders may seek to expand their mortgage lending businesses by requesting discounts from mortgage insurers in order to offer products that are less expensive to borrowers or by requesting more liberal underwriting requirements.

From time to time, in response to market conditions, we change the types of loans that we insure and the requirements under which we insure them. In 2013, we liberalized our underwriting guidelines somewhat, in part through aligning most of our underwriting requirements with Fannie Mae and Freddie Mac for loans that receive and are processed in accordance with certain approval recommendations from a GSE automated underwriting system. As a result of the liberalization of our underwriting requirements, the migration of lower FICO business from the FHA to us and other private mortgage insurers and other factors, our business written in the last several quarters is expected to have a somewhat higher claim incidence than business written in recent years. However, we believe this business presents an acceptable level of risk. Our underwriting requirements are available on our website at http://www.mgic.com/underwriting/index.html. We monitor the competitive landscape and will make adjustments to our pricing and underwriting guidelines as warranted. We also make exceptions to our underwriting requirements on a loan-by-loan basis and for certain customer programs. Together, the number of loans for which exceptions were made accounted for fewer than 2% of the loans we insured in 2013 and the first half of 2014.

During the second quarter of 2012, we began writing a portion of our new insurance under an endorsement to our master policy (the “Gold Cert Endorsement”). Our Gold Cert Endorsement limits our ability to rescind coverage under certain circumstances. As of June 30, 2014, approximately 21% of our flow, primary insurance in force was written under our Gold Cert Endorsement. However, approximately 65% and 74% of our flow, primary new insurance written in 2013 and the first half of 2014, respectively, was written under this endorsement. The Gold Cert Endorsement is filed as Exhibit 99.7 to our quarterly report on Form 10-Q for the quarter ended March 31, 2012 (filed with the SEC on May 10, 2012).
59
We revised our master policy to, among other things, comply with various requirements the GSEs have communicated to the industry. These requirements contain limitations on rescission rights that, while generally similar, differ in some respects from the limitations in our Gold Cert Endorsement. The GSEs require the new master policy be used for all loans sold to them with an application date on or after October 1, 2014. Although our new master policy has been approved by the GSEs, it remains subject to review and approval in a few jurisdictions.
 
Cancellations, insurance in force and risk in force

New insurance written and cancellations of primary insurance in force during the three and six months ended June 30, 2014 and 2013 were as follows:
 
 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
(In billions)
 
  
   
   
   
 
NIW
  
$
8.3
    
$
8.0
    
$
13.5
    
$
14.5
  
Cancellations
    
(6.9
)
    
(8.9
)
    
(12.9
)
    
(18.0
)
 
                                
Change in primary insurance in force
  
$
1.4
    
$
(0.9
)
  
$
0.6
    
$
(3.5
)
 
                                
Direct primary insurance in force as of June 30,
  
$
159.3
    
$
158.6
                  
 
                                
Direct primary risk in force as of June 30,
  
$
41.4
    
$
40.9
                  

Cancellation activity has historically been affected by the level of mortgage interest rates and the level of home price appreciation. Cancellations generally move inversely to the change in the direction of interest rates, although they generally lag a change in direction. Cancellations also include rescissions and policies cancelled due to claim payment.

Our persistency rate was 82.4% at June 30, 2014 compared to 79.5% at December 31, 2013 and 78.0% at June 30, 2013. Our persistency rate is affected by the level of current mortgage interest rates compared to the mortgage interest rates on our insurance in force, which affects the vulnerability of the insurance in force to refinancing. In the first half of 2013, due to refinancing, we experienced lower persistency on our 2009 through 2011 books of business. We are currently experiencing better persistency on these books. During the 1990s, our year-end persistency ranged from a high of 87.4% at December 31, 1990 to a low of 68.1% at December 31, 1998. Since 2000, our year-end persistency ranged from a high of 84.7% at December 31, 2009 to a low of 47.1% at December 31, 2003.
 
Bulk transactions

We ceased writing Wall Street bulk business in the fourth quarter of 2007. In addition, we wrote no new business through the bulk channel since the second quarter of 2008. Our total bulk risk in force was $3.5 billion at June 30, 2014, approximately 77% of which was Wall Street bulk transactions.

60
Pool insurance

We are currently not issuing new commitments for pool insurance and expect that the volume of any future pool business will be insignificant.

Our direct pool risk in force was $0.9 billion ($0.3 billion on pool policies with aggregate loss limits and $0.6 billion on pool policies without aggregate loss limits) at June 30, 2014 compared to $1.0 billion ($0.4 billion on pool policies with aggregate loss limits and $0.6 billion on pool policies without aggregate loss limits) at December 31, 2013. If claim payments associated with a specific pool reach the aggregate loss limit the remaining insurance in force within the pool would be cancelled and any remaining defaults under the pool are removed from our default inventory.
 
Net premiums written and earned

Net premiums written and earned during the second quarter and first six months of 2014 decreased when compared to the same periods in 2013. The decrease was due to our lower average insurance in force as well as an increase in premiums ceded under reinsurance agreements.

We expect our average insurance in force to increase slightly throughout the remainder of 2014. We expect our premium yields (net premiums earned, expressed on an annual basis, divided by the average insurance in force) for the remainder of 2014 to decline from the level experienced during the first half of 2014 due to the 2013 quota share reinsurance agreement under which premiums are ceded net of a profit commission as discussed in Note 4 – “Reinsurance” to our consolidated financial statements, as well as reductions in our premium rates that took effect in December 2013. Under the quota share agreement we will also recognize benefits to our income statement through reductions to losses incurred and other underwriting expenses. Additional external reinsurance transactions are an option to reduce the Minimum Required Assets under the draft PMIERs; see our Risk Factor titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility.” Future external reinsurance or reductions in our premium rates will reduce our future premium yields.

Reinsurance agreements

In 2013, MGIC and several of our competitors reached a settlement with the CFPB to resolve its investigation of captive reinsurance. As part of the settlement, without admitting or denying any liability, we have agreed that we will not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. In accordance with this settlement, all of our active captive agreements were placed into run-off. See Note 4 – “Reinsurance” to our consolidated financial statements for a description of these reinsurance agreements and the related reinsurance recoverables, as well as a description of our 2013 quota share reinsurance agreement.
 
At June 30, 2014, approximately 58% of our insurance in force is subject to reinsurance agreements (most of which are not captive agreements), compared to 14% at June 30, 2013 and 55% at December 31, 2013. For the first half of 2014 approximately 92% of our new insurance written was subject to reinsurance agreements, compared to 50% in the first half of 2013.
61
See our risk factor titled “We are involved in legal proceedings and are subject to the risk of additional legal proceedings in the future” for a discussion of requests or subpoenas for information regarding captive mortgage reinsurance agreements.

Investment income

Investment income in the second quarter and first six months of 2014 increased compared to the same periods in 2013, in part, due to an increase in our investment yield. Higher reinvestment rates would provide some investment income offset to the continuing claim payments and expected decline in invested assets, as discussed under “Liquidity and Capital Resources” below. The portfolio’s average pre-tax investment yield was 2.0% at June 30, 2014 and 1.6% at June 30, 2013. The portfolio’s average pre-tax investment yield was 1.7% at December 31, 2013.
 
Realized gains (losses) and other-than-temporary impairments

Net realized gains for the second quarter and first six months of 2014 were $0.5 million and $0.3 million, respectively, compared to $2.5 million and $3.7 million, respectively, for the second quarter and first six months of 2013. There were no other-than-temporary impairments in the first six months of 2014 and 2013. At June 30, 2014, the net unrealized losses in our investment portfolio were $0.2 million, which included $37.1 million of gross unrealized losses, partially offset by $36.9 million of gross unrealized gains.

Losses

As discussed in “Critical Accounting Policies” in our 10-K MD&A and consistent with industry practices, we establish loss reserves for future claims only for loans that are currently delinquent. The terms “delinquent” and “default” are used interchangeably by us. For reporting purposes, we consider a loan in default when it is two or more payments past due. Loss reserves are established based on estimating the number of loans in our default inventory that will result in a claim payment, which is referred to as the claim rate, and further estimating the amount of the claim payment, which is referred to as claim severity.

Estimation of losses is inherently judgmental. The conditions that affect the claim rate and claim severity include the current and future state of the domestic economy, including unemployment and the current and future strength of local housing markets. Current conditions in the housing and mortgage industries make these assumptions more volatile than they would otherwise be. The actual amount of the claim payments may be substantially different than our loss reserve estimates. Our estimates could be adversely affected by several factors, including a deterioration of regional or national economic conditions, including unemployment, leading to a reduction in borrowers’ income and thus their ability to make mortgage payments, and a drop in housing values that could result in, among other things, greater losses on loans that have pool insurance, and may affect borrower willingness to continue to make mortgage payments when the value of the home is below the mortgage balance. Our estimates are also affected by any agreements we enter into regarding our claims paying practices, such as the settlement agreements discussed in Note 5 – “Litigation and Contingencies” to our consolidated financial statements. Changes to our estimates could result in a material impact to our results of operations, even in a stable economic environment.
62
Losses incurred

Losses incurred for the second quarter of 2014 decreased compared to the same period in 2013, primarily due to fewer new notices of default being received and a lower claim rate on new and previously received delinquencies. There were 21,178 new notices received in the second quarter of 2014 compared to 25,425 new notices received in the second quarter of 2013. There was an increase in the average estimated claim rate in both the second quarter of 2014 and 2013. The average estimated severity remained flat in both the second quarter of 2014 and 2013.

In the first six months of 2014, net losses incurred were $264 million, comprised of $307 million of current year loss development partially offset by $43 million of favorable prior years’ loss development. In the first six months of 2013, net losses incurred were $462 million, comprised of $468 million of current year loss development partially offset by $6 million of favorable prior years’ loss development.

Historically, losses incurred have followed a seasonal trend in which the second half of the year has weaker credit performance than the first half, with higher new notice activity and a lower cure rate.

See Note 12 – “Loss Reserves” to our consolidated financial statements for a discussion of our losses incurred and claims paying practices.

Information about the composition of the primary default inventory at June 30, 2014, December 31, 2013 and June 30, 2013 appears in the table below.

63
 
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
 
  
   
   
 
Total loans delinquent (1)
    
85,416
      
103,328
      
117,105
  
Percentage of loans delinquent (default rate)
    
8.98
%
    
10.76
%
    
12.00
%
 
                        
Prime loans delinquent (2)
    
53,651
      
65,724
      
75,310
  
Percentage of prime loans delinquent (default rate)
    
6.39
%
    
7.82
%
    
8.89
%
 
                        
A-minus loans delinquent (2)
    
13,699
      
16,496
      
17,682
  
Percentage of A-minus loans delinquent (default rate)
    
27.19
%
    
30.41
%
    
30.06
%
 
                        
Subprime credit loans delinquent (2)
    
5,555
      
6,391
      
6,676
  
Percentage of subprime credit loans delinquent (default rate)
     35.40 %     38.70 %     37.82 %
 
                        
Reduced documentation loans delinquent (3)
    
12,511
      
14,717
      
17,437
  
Percentage of reduced documentation loans delinquent (default rate)
    
27.85
%
    
30.41
%
    
33.08
%

General Notes: (a) For the information presented, the FICO credit score for a loan with multiple borrowers is the lowest of the borrowers’ “decision FICO scores.” A borrower’s “decision FICO score” is determined as follows: if there are three FICO scores available, the middle FICO score is used; if two FICO scores are available, the lower of the two is used; if only one FICO score is available, it is used.
(b) Servicers continue to pay our premiums for nearly all of the loans in our default inventory, but in some cases, servicers stop paying our premiums.   In those cases, even though the loans continue to be included in our default inventory, the applicable loans are removed from our insurance in force and risk in force. Loans where servicers have stopped paying premiums include 4,729 defaults with a risk of $234.4 million as of June 30, 2014.

(1) At June 30, 2014, December 31, 2013 and June 30, 2013, 18,345, 20,955 and 22,218 loans in the default inventory, respectively, related to Wall Street bulk transactions.
(2) We define prime loans as those having FICO credit scores of 620 or greater, A-minus loans as those having FICO credit scores of 575-619, and subprime credit loans as those having FICO credit scores of less than 575, all as reported to us at the time a commitment to insure is issued. Most A-minus and subprime credit loans were written through the bulk channel. However, we classify all loans without complete documentation as “reduced documentation” loans regardless of FICO score rather than as a prime, “A-minus” or “subprime” loan; in the table above, such loans appear only in the reduced documentation category and they do not appear in any of the other categories.
(3) In accordance with industry practice, loans approved by GSE and other automated underwriting (AU) systems under "doc waiver" programs that do not require verification of borrower income are classified by MGIC as "full documentation."   Based in part on information provided by the GSEs, we estimate full documentation loans of this type were approximately 4% of 2007 NIW. Information for other periods is not available. We understand these AU systems grant such doc waivers for loans they judge to have higher credit quality.  We also understand that the GSEs terminated their “doc waiver” programs, with respect to new commitments, in the second half of 2008.
64
The primary and pool loss reserves at June 30, 2014, December 31, 2013 and June 30, 2013 appear in the table below.

Gross Reserves
 
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
 
  
   
   
 
Primary:
  
   
   
 
Direct loss reserves (in millions)
  
$
2,491
    
$
2,834
    
$
3,334
  
Ending default inventory
    
85,416
      
103,328
      
117,105
  
Average direct reserve per default
  
$
29,160
    
$
27,425
    
$
28,473
  
 
                        
Primary claims received inventory included in ending default inventory
    
5,398
      
6,948
      
10,637
  
 
                        
Pool (1):
                        
Direct loss reserves (in millions):
                        
With aggregate loss limits (2)
  
$
63
    
$
82
    
$
96
  
Without aggregate loss limits
    
14
      
17
      
17
  
Reserves related to Freddie Mac Settlement (2)
    
105
      
126
      
147
  
Total pool direct loss reserves
  
$
182
    
$
225
    
$
260
  
 
                        
Ending default inventory:
                        
With aggregate loss limits (2)
    
4,396
      
5,496
      
5,877
  
Without aggregate loss limits
    
875
      
1,067
      
1,129
  
Total pool ending default inventory
    
5,271
      
6,563
      
7,006
  
 
                        
Pool claims received inventory included in ending default inventory
    
173
      
173
      
253
  
 
                        
Other gross reserves (in millions)
  
$
3
    
$
2
    
$
5
  

(1) Since a number of our pool policies include aggregate loss limits and/or deductibles, we do not disclose an average direct reserve per default for our pool business.
(2) See our Form 8-K filed with the Securities and Exchange Commission on November 30, 2012 for a discussion of our settlement with Freddie Mac regarding a pool policy.

65
The primary default inventory and primary loss reserves by region at June 30, 2014, December 31, 2013 and June 30, 2013 appear in the table below.
 
Primary Default Inventory
  
   
   
 
 
  
June 30,
    
December 31,
    
June 30,
  
Region
  
2014
    
2013
    
2013
  
Great Lakes
    
9,779
      
12,049
      
13,583
  
Mid-Atlantic
    
4,592
      
5,469
      
6,020
  
New England
    
4,308
      
5,056
      
5,498
  
North Central
    
9,058
      
11,225
      
13,339
  
Northeast
    
13,557
      
15,223
      
15,973
  
Pacific
    
6,898
      
8,313
      
10,499
  
Plains
    
2,498
      
3,156
      
3,311
  
South Central
    
9,449
      
11,606
      
12,597
  
Southeast
    
25,277
      
31,231
      
36,285
  
Total
    
85,416
      
103,328
      
117,105
  
 
                        
Primary Loss Reserves
                        
(In millions)
                        
 
  
June 30,
    
December 31,
    
June 30,
  
Region
    
2014
      
2013
      
2013
  
Great Lakes
  
$
162
    
$
206
    
$
266
  
Mid-Atlantic
    
119
      
123
      
144
  
New England
    
127
      
139
      
159
  
North Central
    
238
      
313
      
423
  
Northeast
    
450
      
417
      
348
  
Pacific
    
306
      
360
      
497
  
Plains
    
39
      
53
      
60
  
South Central
    
153
      
192
      
251
  
Southeast
    
723
      
849
      
1,015
  
Total before IBNR and LAE
  
$
2,317
    
$
2,652
    
$
3,163
  
IBNR and LAE
    
174
      
182
      
171
  
Total
  
$
2,491
    
$
2,834
    
$
3,334
  
 
Regions contain the states as follows:
 
Great Lakes:  IN, KY, MI, OH
Pacific:  CA, HI, NV, OR, WA
Mid-Atlantic:  DC, DE, MD, VA, WV
Plains:  IA, ID, KS, MT, ND, NE, SD, WY
New England:  CT, MA, ME, NH, RI, VT
South Central:  AK, AZ, CO, LA, NM, OK,
North Central:  IL, MN, MO, WI
TX, UT
Northeast:  NJ, NY, PA
Southeast:  AL, AR, FL, GA, MS, NC, SC, TN

66
The primary loss reserves (before IBNR and LAE) at June 30, 2014, December 31, 2013 and June 30, 2013 separated between our flow and bulk business appears in the table below.

Primary loss reserves
  
   
   
 
(In millions)
June 30,
    
December 31,
    
June 30,
  
 
   2014    
2013
    
2013
  
Flow
  
$
1,626
    
$
1,911
    
$
2,345
  
Bulk
    
691
      
741
      
818
  
Total primary reserves
  
$
2,317
    
$
2,652
    
$
3,163
  

  The average claim paid can vary materially from period to period based upon a variety of factors, on both a national and state basis, including the geographic mix, average loan amount and average coverage percentage of loans for which claims are paid.

The primary average claim paid for the top 5 states (based on 2014 paid claims) for the three and six months ended June 30, 2014 and 2013 appears in the table below.

Primary average claim paid
  
   
   
   
 
 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
Florida
  
$
55,835
    
$
52,183
    
$
54,854
    
$
53,441
  
Illinois
    
47,432
      
48,136
      
47,766
      
48,524
  
California
    
76,544
      
83,550
      
78,786
      
85,447
  
Maryland
    
66,593
      
73,890
      
67,257
      
72,949
  
Ohio
    
31,468
      
30,433
      
31,436
      
30,988
  
All other states
    
40,677
      
40,676
      
40,949
      
41,561
  
 
                                
All states
  
$
45,531
    
$
45,340
    
$
45,728
    
$
46,403
  

The primary average loan size of our insurance in force at June 30, 2014, December 31, 2013 and June 30, 2013 appears in the table below.

Primary average loan size
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
Total insurance in force
  
$
167,610
    
$
165,310
    
$
162,500
  
Prime (FICO 620 & >)
    
170,170
      
167,660
      
164,480
  
A-Minus (FICO 575-619)
    
127,100
      
127,280
      
127,920
  
Subprime (FICO < 575)
    
118,260
      
118,510
      
119,210
  
Reduced doc (All FICOs)(1)
    
182,310
      
183,050
      
183,740
  

(1) In this report we classify loans without complete documentation as "reduced documentation" loans regardless of FICO credit score rather than as prime, "A-" or "subprime" loans; in the table above, such loans appear only in the reduced documentation category and they do not appear in any of the other categories.
67
The primary average loan size of our insurance in force at June 30, 2014, December 31, 2013 and June 30, 2013 for the top 5 states (based on 2014 paid claims) appears in the table below.
 
Primary average loan size
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
Florida
  
$
175,404
    
$
172,869
    
$
171,001
  
Illinois
    
155,054
      
154,694
      
153,968
  
California
    
282,778
      
282,660
      
282,107
  
Maryland
    
238,339
      
236,840
      
234,918
  
Ohio
    
126,249
      
124,709
      
122,897
  
All other states
    
162,453
      
160,049
      
157,033
  

Information about net paid claims during the three and six months ended June 30, 2014 and 2013 appears in the table below.

Net paid claims (In millions)
 
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
Prime (FICO 620 & >)
  
$
191
    
$
292
    
$
419
    
$
621
  
A-Minus (FICO 575-619)
    
33
      
47
      
72
      
96
  
Subprime (FICO < 575)
    
10
      
14
      
21
      
28
  
Reduced doc (All FICOs)(1)
    
43
      
57
      
89
      
113
  
Pool (2)
    
24
      
30
      
48
      
57
  
Other
    
-
      
2
      
-
      
2
  
Direct losses paid
    
301
      
442
      
649
      
917
  
Reinsurance
    
(8
)
    
(18
)
    
(20
)
    
(33
)
Net losses paid
    
293
      
424
      
629
      
884
  
Net LAE paid
    
7
      
9
      
14
      
18
  
Net losses and LAE paid before terminations
    
300
      
433
      
643
      
902
  
Reinsurance terminations
    
-
      
-
      
-
      
(3
)
Net losses and LAE paid
  
$
300
    
$
433
    
$
643
    
$
899
  

(1) In this report we classify loans without complete documentation as "reduced documentation" loans regardless of FICO credit score rather than as prime, "A-" or "subprime" loans; in the table above, such loans appear only in the reduced documentation category and they do not appear in any of the other categories.
(2) The three and six months ended June 30, 2014 and 2013, both include $11 million and $21 million, respectively, paid under the terms of the settlement with Freddie Mac.

68
Primary claims paid for the top 15 states (based on 2014 paid claims) and all other states for the three and six months ended June 30, 2014 and 2013 appears in the table below.

Paid Claims by state (In millions)
    
   
   
 
 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
  
   
   
   
 
Florida
  
$
69
    
$
71
    
$
144
    
$
142
  
Illinois
    
22
      
37
      
50
      
74
  
California
    
12
      
41
      
32
      
94
  
Maryland
    
13
      
11
      
28
      
23
  
Ohio
    
10
      
15
      
22
      
32
  
Washington
    
10
      
17
      
21
      
37
  
Pennsylvania
    
10
      
11
      
20
      
21
  
New Jersey
    
9
      
6
      
19
      
12
  
Michigan
    
7
      
16
      
18
      
34
  
Georgia
    
8
      
17
      
17
      
35
  
New York
    
7
      
4
      
14
      
8
  
Arizona
    
6
      
16
      
13
      
34
  
North Carolina
    
5
      
9
      
13
      
19
  
Nevada
    
6
      
12
      
12
      
27
  
Wisconsin
    
5
      
11
      
12
      
22
  
All other states
    
78
      
116
      
166
      
244
  
 
  
$
277
    
$
410
    
$
601
    
$
858
  
Other (Pool, LAE, Reinsurance)
    
23
      
23
      
42
      
41
  
Net losses and LAE paid
  
$
300
    
$
433
    
$
643
    
$
899
  

We believe paid claims will continue to decline in the remainder of 2014, excluding the expected impact of the remaining Countrywide settlement as discussed in Note 5 – “Litigation and Contingencies” to our consolidated financial statements and in our risk factor titled “We are involved in legal proceedings and are subject to the risk of additional legal proceedings in the future.”

69
The primary default inventory for the top 15 states (based on 2014 paid claims) at June 30, 2014, December 31, 2013 and June 30, 2013 appears in the table below.
 
Primary default inventory by state
  
   
   
 
 
 
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
Florida
    
11,392
      
14,685
      
18,201
  
Illinois
    
4,941
      
6,167
      
7,593
  
California
    
3,036
      
3,656
      
4,780
  
Maryland
    
2,315
      
2,791
      
3,048
  
Ohio
    
4,155
      
5,055
      
5,620
  
Washington
    
1,623
      
1,986
      
2,479
  
Pennsylvania
    
4,654
      
5,449
      
5,736
  
New Jersey
    
4,240
      
4,646
      
4,963
  
Michigan
    
2,611
      
3,284
      
3,755
  
Georgia
    
2,863
      
3,515
      
4,014
  
New York
    
4,663
      
5,128
      
5,274
  
Arizona
    
932
      
1,195
      
1,516
  
North Carolina
    
2,311
      
2,886
      
3,243
  
Nevada
    
972
      
1,189
      
1,559
  
Wisconsin
    
1,792
      
2,176
      
2,522
  
All other states
    
32,916
      
39,520
      
42,802
  
 
    
85,416
      
103,328
      
117,105
  
 
The primary default inventory at June 30, 2014, December 31, 2013 and June 30, 2013 separated between our flow and bulk business appears in the table below.

Primary default inventory
  
   
   
 
 
June 30,
    
December 31,
    
June 30,
  
 
 2014
    
2013
    
2013
  
Flow
    
63,308
      
77,851
      
89,822
  
Bulk
    
22,108
      
25,477
      
27,283
  
 
    
85,416
      
103,328
      
117,105
  

70
The flow default inventory by policy year at June 30, 2014, December 31, 2013 and June 30, 2013 appears in the table below.

Flow default inventory by policy year
    
   
 
 
  
   
   
 
 
Policy year:
  
June 30,
2014
    
December 31,
2013
    
June 30,
2013
  
2003 and prior
    
8,266
      
10,584
      
11,959
  
2004
    
5,054
      
6,085
      
6,822
  
2005
    
7,596
      
9,217
      
10,498
  
2006
    
10,753
      
13,385
      
15,379
  
2007
    
22,990
      
28,350
      
33,676
  
2008
    
7,120
      
8,674
      
10,133
  
2009
    
650
      
749
      
802
  
2010
    
290
      
327
      
295
  
2011
    
219
      
243
      
179
  
2012
    
221
      
189
      
74
  
2013
    
138
      
48
      
5
  
2014
    
11
      
-
      
-
  
 
    
63,308
      
77,851
      
89,822
  

Our results of operations continue to be negatively impacted by the mortgage insurance we wrote during 2005 through 2008. Although uncertainty remains with respect to the ultimate losses we may experience on these books of business, as we continue to write new insurance on high-quality mortgages, those books have become a smaller percentage of our total portfolio, and we expect this trend to continue. Our 2005 through 2008 books of business represented approximately 45% of our total primary risk in force at June 30, 2014 compared to approximately 49% at December 31, 2013 and 53% at June 30, 2013.

As of June 30, 2014, 44% of our primary risk in force was written subsequent to December 31, 2009, 47% of our primary risk in force was written subsequent to December 31, 2008, and 57% of our primary risk in force was written subsequent to December 31, 2007. On our flow business, the highest claim frequency years have typically been the third and fourth year after the year of loan origination. On our bulk business, the period of highest claims frequency has generally occurred earlier than in the historical pattern on our flow business. However, the pattern of claims frequency can be affected by many factors, including persistency and deteriorating economic conditions. Low persistency can accelerate the period in the life of a book during which the highest claim frequency occurs. Deteriorating economic conditions can result in increasing claims following a period of declining claims.

Premium deficiency

Beginning in 2007, when we stopped writing Wall Street bulk business, we began to separately measure the performance of these transactions and established a premium deficiency reserve related to this business. The premium deficiency reserve reflects the present value of expected future losses and expenses that exceeded the present value of expected future premiums and already established loss reserves. This premium deficiency reserve as of June 30, 2014 was $35 million. The discount rate used in the calculation of the premium deficiency reserve at June 30, 2014 was 1.8%.

See Note 13 – “Premium Deficiency Reserve” to our consolidated financial statements for a discussion of our premium deficiency reserve.
71
Underwriting and other expenses

Underwriting and other expenses for the second quarter of 2014 decreased when compared to the same period last year primarily due to an increase in the ceding commission on our reinsurance agreements as well as a decrease in legal fees and contract underwriting costs.

Underwriting and other expenses for the first six months of 2014 decreased when compared to the same period last year primarily due to an increase in the ceding commission on our reinsurance agreements, as well as a decrease in employee costs and legal fees.

We revised our master policy to, among other things, comply with various requirements the GSEs have communicated to the industry. These requirements contain limitations on rescission rights that may increase the number of new mortgage insurance applications that get reviewed through our quality control procedures. The GSEs require the new master policy be used for all loans sold to them with an application date on or after October 1, 2014. Also, the draft PMIERs, discussed above under “Capital – GSEs,” include operational requirements that may require changes and enhancements to our quality control procedures. We believe our operating expenses may increase modestly due to the terms of the new master policy and the draft PMIERs once they become effective.

Ratios

The table below presents our loss, expense and combined ratios for our combined insurance operations for the three and six months ended June 30, 2014 and 2013.

 
  
Three Months Ended
June 30,
    
Six Months Ended
June 30,
  
 
  
2014
    
2013
    
2014
    
2013
  
 
  
   
   
   
 
Loss ratio
    
68.0
%
    
82.5
%
    
62.5
%
    
95.4
%
Underwriting expense ratio
    
14.4
%
    
17.7
%
    
15.0
%
    
17.9
%
Combined ratio
    
82.4
%
    
100.2
%
    
77.5
%
    
113.3
%

The loss ratio is the ratio, expressed as a percentage, of the sum of incurred losses and loss adjustment expenses to net premiums earned. The loss ratio does not reflect any effects due to premium deficiency. The decrease in the loss ratio in the second quarter and first six months of 2014, compared to the same periods in 2013, was due to a decrease in losses incurred, partially offset by a decrease in premiums earned. The underwriting expense ratio is the ratio, expressed as a percentage, of the underwriting expenses of our combined insurance operations (which excludes the cost of non-insurance operations) to net premiums written. The decrease in the expense ratio in the second quarter and first six months of 2014, compared to the same periods in 2013, was due to a decrease in underwriting expenses for our combined insurance operations, partially offset by a decrease in net premiums written. The combined ratio is the sum of the loss ratio and the expense ratio.  See further discussion under “Results of Consolidated Operations – Losses incurred, – Net premiums written and earned and – Underwriting and other expenses.”
72
Interest expense

Interest expense for the second quarter of 2014 decreased slightly when compared to the same period in 2013. The decrease is primarily related to a decrease in interest costs on our Senior Notes due in November 2015 due to debt repurchases.

Interest expense for the first six months of 2014 decreased when compared to the same period in 2013. The decrease is primarily related to a $10.5 million decrease in amortization of the discount on our junior debentures. The discount on the debentures was fully amortized as of March 31, 2013. This decrease to interest expense was somewhat offset by our issuance of 2% Convertible Senior Notes in March 2013.

Income taxes

The effective tax rate on our pre-tax income (loss) was 1.7% and (3.6%) in the first six months of 2014 and 2013, respectively. During those periods, the provision (benefit) from income taxes was reduced by the change in the valuation allowance.

See Note 11 – “Income Taxes” to our consolidated financial statements for a discussion of our tax position.

Financial Condition
 
At June 30, 2014 the total fair value of our investment portfolio was $4.6 billion. In addition, at June 30, 2014 our total assets included approximately $360 million of cash and cash equivalents as shown on our consolidated balance sheet. At June 30, 2014, based on fair value, virtually all of our fixed income securities were investment grade securities. The percentage of investments rated BBB may increase as we reinvest to achieve higher yields and, in part, due to the reduced availability of highly rated corporate securities. Lower rated investments have greater risk. More than 99% of our fixed income securities are readily marketable. The composition of ratings at June 30, 2014, December 31, 2013 and June 30, 2013 are shown in the table below.
73
Investment Portfolio Ratings
    
   
 
 
   
   
 
 
June 30,
    
December 31,
    
June 30,
  
 
2014
    
2013
    
2013
  
 
   
   
 
AAA
    
37
%
    
42
%
    
46
%
AA
    
17
%
    
17
%
    
17
%
A
  
30
%
    
27
%
    
27
%
BBB
    
16
%
    
14
%
    
10
%
                         
Investment grade
    
100
%
    
100
%
    
100
%
                         
Below investment grade
    
-
      
-
      
-
  
                         
Total
    
100
%
    
100
%
    
100
%

The ratings above are provided by one or more of: Moody’s, Standard & Poor’s and Fitch Ratings. If three ratings are available the middle rating is utilized, otherwise the lowest rating is utilized.

Approximately 2% of our investment portfolio, excluding cash and cash equivalents, is guaranteed by financial guarantors.  We evaluate the credit risk of securities through analysis of the underlying fundamentals. The extent of our analysis depends on a variety of factors, including the issuer’s sector, scale, profitability, debt cover, ratings and the tenor of the investment. At June 30, 2014, less than 1% of our fixed income securities were relying on financial guaranty insurance to elevate their rating.

We primarily place our investments in investment grade securities pursuant to our investment policy guidelines. The policy guidelines also limit the amount of our credit exposure to any one issue, issuer and type of instrument. At June 30, 2014, the modified duration of our fixed income investment portfolio was 3.7 years, which means that an instantaneous parallel shift in the yield curve of 100 basis points would result in a change of 3.7% in the fair value of our fixed income portfolio. For an upward shift in the yield curve, the fair value of our portfolio would decrease and for a downward shift in the yield curve, the fair value would increase. See Note 7 – “Investments” to our consolidated financial statements for additional disclosure surrounding our investment portfolio.

At June 30, 2014, we had outstanding $62 million, 5.375% Senior Notes due in November 2015, with an approximate fair value of $65 million, $345 million principal amount of 5% Convertible Senior Notes outstanding due in 2017, with an approximate fair value of $404 million, $500 million principal amount of 2% Convertible Senior Notes outstanding due in 2020, with an approximate fair value of $747 million and $390 million principal amount of 9% Convertible Junior Subordinated Debentures due in 2063 outstanding, with an approximate fair value of $482 million. See Note 3 – “Debt” to our consolidated financial statements for additional disclosure on our debt.

See Note 11 – “Income Taxes” to our consolidated financial statements for a description of our federal income tax contingencies.
74
Our principal exposure to loss is our obligation to pay claims under MGIC’s mortgage guaranty insurance policies. At June 30, 2014, MGIC’s direct (before any reinsurance) primary and pool risk in force, which is the unpaid principal balance of insured loans as reflected in our records multiplied by the coverage percentage, and taking account of any loss limit, was approximately $42.3 billion. In addition, as part of our contract underwriting activities provided through a non-insurance subsidiary, that subsidiary is responsible for the quality of the underwriting decisions in accordance with the terms of the contract underwriting agreements with customers. That subsidiary may be required to provide certain remedies to our customers if certain standards relating to the quality of our underwriting work are not met, and we have an established reserve for such future obligations. Claims for remedies may be made a number of years after the underwriting work was performed. Beginning in the second half of 2009, our subsidiary experienced an increase in claims for contract underwriting remedies, which continued throughout 2012. The related contract underwriting remedy expense was approximately $27 million, $23 million and $19 million for the years ended December 31, 2012, 2011 and 2010. The underwriting remedy expense for 2013 and the first six months of 2014 was approximately $5 million and $2 million, respectively, but may increase in the future.

Liquidity and Capital Resources

Overview

Our sources of funds consist primarily of:

· our investment portfolio (which is discussed in “Financial Condition” above), and interest income on the portfolio,

· premiums, net of reinsurance, that we will receive from our existing insurance in force as well as policies that we write in the future and

· amounts that we expect to recover from reinsurance agreements (which is discussed in “Results of Consolidated Operations – Reinsurance agreements” above).
 
Our obligations consist primarily of:

· claim payments under MGIC’s mortgage guaranty insurance policies,

· $62 million of 5.375% Senior Notes due in November 2015,

· $345 million of 5% Convertible Senior Notes due in 2017,

· $500 million of 2% Convertible Senior Notes due in 2020,

· $390 million of 9% Convertible Junior Debentures due in 2063,

· interest on the foregoing debt instruments,  and

· the other costs and operating expenses of our business.
75
Subject to certain limitations and restrictions, holders of each of the convertible debt issues may convert their notes into shares of our common stock at their option prior to certain dates prescribed under the terms of their issuance, in which case our corresponding obligation will be eliminated.

Since 2009, our claim payments have exceeded our premiums received. We expect that this trend will continue. Due to the uncertainty regarding how factors such as new loss mitigation protocols established by servicers and changes in some state foreclosure laws that may include, for example, a requirement for additional review and/or mediation process, will affect our future paid claims it has become even more difficult to estimate the amount and timing of future claim payments. When we experience cash shortfalls, we can fund them through sales of short-term investments and other investment portfolio securities, subject to insurance regulatory requirements regarding the payment of dividends to the extent funds were required by an entity other than the seller. In addition, we align the maturities of our investment portfolio with our estimate of future obligations. A significant portion of our investment portfolio securities are held by our insurance subsidiaries. As long as the trends discussed above continue, we expect to experience significant declines in our investment portfolio.

The following table summarizes our consolidated cash flows from operating, investing and financing activities:

 
  
For the Six Months ended June 30,
  
 
  
2014
    
2013
  
 
  
(In thousands)
  
Total cash (used in) provided by:
  
   
 
Operating activities
  
$
(282,357
)
  
$
(508,619
)
Investing activities
    
314,032
      
(1,078,396
)
Financing activities
    
(21,767
)
    
1,130,854
  
 
                
Increase (decrease) in cash and cash equivalents
  
$
9,908
    
$
(456,161
)

Cash used in operating activities for the first six months of 2014 was lower compared to the same period in 2013 primarily due to a decrease in losses paid, partially offset by a decrease in premiums collected.

Cash provided by investing activities increased in the first six months of 2014 compared to the same period in 2013 due to investment activity related to the proceeds from our concurrent common stock and convertible senior notes offerings in March 2013 discussed in Note 3 – “Debt” and Note 14 – “Shareholders’ Equity” to our consolidated financial statements. The decrease in cash provided from financing activities in the first six months of 2014, compared to the same period in 2013, was also related to these offerings.
 
Debt at Our Holding Company and Holding Company Capital Resources

The senior notes, convertible senior notes and convertible debentures are obligations of MGIC Investment Corporation and not of its subsidiaries. The payment of dividends from our insurance subsidiaries, which other than raising capital in the public markets is the principal source of our holding company cash inflow, is restricted by insurance regulation. MGIC is the principal source of dividend-paying capacity.  Since 2008, MGIC has not paid any dividends to our holding company. Through 2014, MGIC cannot pay any dividends to our holding company without approval from the OCI.
76
At June 30, 2014, we had approximately $515 million in cash and investments at our holding company.

As of June 30, 2014, our holding company’s debt obligations were $1,297 million in par value consisting of:

· $62 million in par value of 5.375% Senior Notes due in November 2015, with an annual interest cost of $3 million;

· $345 million in par value of 5% Convertible Senior Notes due in 2017, with an annual interest cost of $17 million;

· $500 million in par value of 2% Convertible Senior Notes due in 2020, with an annual interest cost of $10 million; and

· $390 million in par value of 9% Convertible Junior Debentures due in 2063, with an annual interest cost of $35 million.

See Note 8 – “Debt” to our consolidated financial statements in our Annual Report on Form 10-K for the year ended December 31, 2013 for additional information about this indebtedness, including restrictive covenants in our Senior Notes and our option to defer interest on our Convertible Junior Debentures. Any deferred interest compounds at the stated rate of 9%. The description in Note 8 - “Debt" to our consolidated financial statements in our Annual Report on Form 10-K is qualified in its entirety by the terms of the notes and debentures. The terms of our Senior Notes are contained in the Officer's Certificate, dated as of October 4, 2005, which specifies the interest rate, maturity date and other terms, and in the Indenture dated as of October 15, 2000, between us and the trustee, included as an exhibit to our Form 8-K filed with the SEC on October 19, 2000 (the "2000 Indenture"). The terms of our 5% Convertible Senior Notes are contained in a Supplemental Indenture, dated as of April 26, 2010, between us and U.S. Bank National Association, as trustee, which is included as an exhibit to our 8-K filed with the SEC on April 30, 2010, and in the 2000 Indenture. The terms of our 2% Convertible Senior Notes are contained in a Second Supplemental Indenture, dated as of March 12, 2013, between us and U.S. Bank National Association, as trustee, which is included as an exhibit to our 8-K filed with the SEC on March 15, 2013, and the Indenture dated as of October 15, 2000, between us and the trustee. The terms of our Convertible Junior Debentures are contained in the Indenture dated as of March 28, 2008, between us and U.S. Bank National Association filed as an exhibit to our Form 10-Q filed with the SEC on May 12, 2008.

Our holding company has no other material sources of cash inflows other than investment income. Furthermore, our holding company contributed $800 million in the first quarter of 2013, $100 million in December 2012 and $200 million in December 2011 to support its insurance operations. Any further contributions to our insurance operations or other non-insurance affiliates would further decrease our holding company cash and investments. See discussion of our non-insurance contract underwriting services under “Financial Condition” above and in Note 5 – “Litigation and Contingencies” to our consolidated financial statements. We may also contribute funds to our insurance operations in connection with the implementation of the GSE Financial Requirements under the draft PMIERs or State Capital Requirements. See “Overview – Capital” above for a discussion of these capital standards.
77
During the first quarter of 2014 we repurchased $20.9 million of our 5.375% Senior Notes due in November 2015 at a cost slightly above par value. During 2013 we repurchased $17.2 million of those notes at par value. We may from time to time continue to seek to acquire our debt obligations through cash purchases and/or exchanges for other securities. We may do this in open market purchases, privately negotiated acquisitions or other transactions. The amounts involved may be material.

Risk-to-Capital

We compute our risk-to-capital ratio on a separate company statutory basis, as well as for our combined insurance operations. The risk-to-capital ratio is our net risk in force divided by our policyholders’ position. Our net risk in force includes both primary and pool risk in force, and excludes risk on policies that are currently in default and for which loss reserves have been established as well as portions of risk ceded under reinsurance agreements. The risk amount includes pools of loans or bulk deals with contractual aggregate loss limits and in some cases without these limits. Policyholders’ position consists primarily of statutory policyholders’ surplus (which increases as a result of statutory net income and decreases as a result of statutory net loss and dividends paid), plus the statutory contingency reserve. The statutory contingency reserve is reported as a liability on the statutory balance sheet. A mortgage insurance company is required to make annual contributions to the contingency reserve of approximately 50% of net earned premiums. These contributions must generally be maintained for a period of ten years.  However, with regulatory approval a mortgage insurance company may make early withdrawals from the contingency reserve when incurred losses exceed 35% of net earned premium in a calendar year.

The premium deficiency reserve discussed in Note 13 – “Premium Deficiency Reserve” to our consolidated financial statements is not recorded as a liability on the statutory balance sheet and is not a component of statutory net income. The present value of expected future premiums and already established loss reserves and statutory contingency reserves, exceeds the present value of expected future losses and expenses on our total in force book, so no deficiency is recorded on a statutory basis. On a GAAP basis, contingency loss reserves are not established and thus not considered when calculating premium deficiency reserve and policies are grouped based on how they are acquired, serviced and measured.
78
MGIC’s separate company preliminary risk-to-capital calculation appears in the table below.

 
  
June 30,
2014
    
December 31,
2013
  
 
  
(In millions, except ratio)
  
 
  
   
 
Risk in force - net (1)
  
$
24,671
    
$
24,054
  
 
                
Statutory policyholders' surplus
  
$
1,499
    
$
1,521
  
Statutory contingency reserve
    
121
      
-
  
 
                
Statutory policyholders' position
  
$
1,620
    
$
1,521
  
 
                
Risk-to-capital
  
15.2:1
    
15.8:1
  

(1) Risk in force – net, as shown in the table above, is net of reinsurance and exposure on policies currently in default and for which loss reserves have been established.

Our combined insurance companies’ preliminary risk-to-capital calculation appears in the table below.

 
  
June 30,
    
December 31,
  
 
  
2014
    
2013
  
 
  
(In millions, except ratio)
  
 
  
   
 
Risk in force - net (1)
  
$
30,158
    
$
29,468
  
 
                
Statutory policyholders' surplus
  
$
1,565
    
$
1,584
  
Statutory contingency reserve
    
176
      
19
  
 
                
Statutory policyholders' position
  
$
1,741
    
$
1,603
  
 
                
Risk-to-capital
  
17.3:1
    
18.4:1
  

(1) Risk in force – net, as shown in the table above, is net of reinsurance and exposure on policies currently in default ($3.9 billion at June 30, 2014 and $4.7 billion at December 31, 2013) and for which loss reserves have been established.

Our risk-to-capital ratio will increase if (i) the percentage decrease in capital exceeds the percentage decrease in insured risk, or (ii) the percentage increase in capital is less than the percentage increase in insured risk.

For additional information regarding regulatory capital see Note 1 – “Nature of Business – Capital - GSEs” and Note 15 – “Statutory Capital” to our consolidated financial statements as well as our risk factor titled “State capital requirements may prevent us from continuing to write new insurance on an uninterrupted basis.”
79
Financial Strength Ratings

The financial strength of MGIC, our principal mortgage insurance subsidiary, is rated Ba3 by Moody’s Investors Service with a stable outlook. Standard & Poor’s Rating Services’ insurer financial strength rating of MGIC is BB with a positive outlook. For further information about the importance of MGIC’s ratings, see our risk factors titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility” and “Competition or changes in our relationships with our customers could reduce our revenues or increase our losses.”

Contractual Obligations

     At June 30, 2014, the approximate future payments under our contractual obligations of the type described in the table below are as follows:

 
  
Payments due by period
  
 
       
   
     
Contractual Obligations (In millions):
  
Total
    
Less than
1 year
    
1-3 years
    
3-5 years
    
More than
5 years
  
Long-term debt obligations
  
$
3,131
    
$
66
    
$
533
    
$
90
    
$
2,442
  
Operating lease obligations
    
3
      
1
      
1
      
1
      
-
  
Tax obligations
    
19
      
-
      
-
      
19
      
-
  
Purchase obligations
    
3
      
2
      
1
      
-
      
-
  
Pension, SERP and other post-retirement benefit plans
    
182
      
13
      
29
      
33
      
107
  
Other long-term liabilities
    
2,676
      
1,311
      
1,177
      
188
      
-
  
 
                                        
Total
  
$
6,014
    
$
1,393
    
$
1,741
    
$
331
    
$
2,549
  

Our long-term debt obligations at June 30, 2014 include, $62.0 million of 5.375% Senior Notes due in November 2015, $345.0 million of 5% Convertible Senior Notes due in 2017, $500 million 2% Convertible Senior Notes due in 2020 and $389.5 million in convertible debentures due in 2063, including related interest, as discussed in Note 3 – “Debt” to our consolidated financial statements and under “Liquidity and Capital Resources” above. Our operating lease obligations include operating leases on certain office space, data processing equipment and autos, as discussed in Note 19 – “Leases” to our consolidated financial statements in our Annual Report on Form 10-K for the year ended December 31, 2013. Tax obligations consist primarily of amounts related to our current dispute with the IRS, as discussed in Note 11 – “Income Taxes.” Purchase obligations consist primarily of agreements to purchase data processing hardware or services made in the normal course of business. See Note 13 – “Benefit Plans” to our consolidated financial statements in our Annual Report on Form 10-K for the year ended December 31, 2013 for discussion of expected benefit payments under our benefit plans.
80
Our other long-term liabilities represent the loss reserves established to recognize the liability for losses and loss adjustment expenses related to defaults on insured mortgage loans. The timing of the future claim payments associated with the established loss reserves was determined primarily based on two key assumptions: the length of time it takes for a notice of default to develop into a received claim and the length of time it takes for a received claim to be ultimately paid. The future claim payment periods are estimated based on historical experience, and could emerge significantly different than this estimate. Due to the uncertainty regarding how certain factors, such as new loss mitigation protocols established by servicers and changes in some state foreclosure laws that may include, for example, a requirement for additional review and/or mediation process, will affect our future paid claims it has become even more difficult to estimate the amount and timing of future claim payments. Current conditions in the housing and mortgage industries make all of the assumptions discussed in this paragraph more volatile than they would otherwise be. See Note 12 – “Loss Reserves” to our consolidated financial statements and “-Critical Accounting Policies” in our 10-K MD&A. In accordance with GAAP for the mortgage insurance industry, we establish loss reserves only for loans in default. Because our reserving method does not take account of the impact of future losses that could occur from loans that are not delinquent, our obligation for ultimate losses that we expect to occur under our policies in force at any period end is not reflected in our financial statements or in the table above.
 
Forward Looking Statements and Risk Factors

     General:  Our revenues and losses could be affected by the risk factors referred to under “Location of Risk Factors” below. These risk factors are an integral part of Management’s Discussion and Analysis.

     These factors may also cause actual results to differ materially from the results contemplated by forward looking statements that we may make. Forward looking statements consist of statements which relate to matters other than historical fact. Among others, statements that include words such as we “believe,” “anticipate” or “expect,” or words of similar import, are forward looking statements. We are not undertaking any obligation to update any forward looking statements we may make even though these statements may be affected by events or circumstances occurring after the forward looking statements were made. Therefore no reader of this document should rely on these statements being current as of any time other than the time at which this document was filed with the Securities and Exchange Commission.

Location of Risk Factors:  The risk factors are in Item 1 A of our Annual Report on Form 10-K for the year ended December 31, 2013, as supplemented by Part II, Item 1 A of our Quarterly Report on Form 10-Q for the Quarter ended March 31, 2014 and by Part II, Item 1 A if this Quarterly Report on Form 10-Q.  The risk factors in the 10-K, as supplemented by these 10-Qs and through updating of various statistical and other information, are reproduced in Exhibit 99 to this Quarterly Report on Form 10-Q.

Item 3.
Quantitative and Qualitative Disclosures about Market Risk

At June 30, 2014, the derivative financial instruments in our investment portfolio were immaterial. We place our investments in instruments that meet high credit quality standards, as specified in our investment policy guidelines; the policy also limits the amount of credit exposure to any one issue, issuer and type of instrument. At June 30, 2014, the modified duration of our fixed income investment portfolio was 3.7 years, which means that an instantaneous parallel shift in the yield curve of 100 basis points would result in a change of 3.7% in the market value of our fixed income portfolio. For an upward shift in the yield curve, the market value of our portfolio would decrease and for a downward shift in the yield curve, the market value would increase.
81
Item 4.
Controls and Procedures

Our management, with the participation of our principal executive officer and principal financial officer, has evaluated our disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934, as amended), as of the end of the period covered by this Quarterly Report on Form 10-Q. Based on such evaluation, our principal executive officer and principal financial officer concluded that such controls and procedures were effective as of the end of such period. There was no change in our internal control over financial reporting that occurred during the second quarter of 2014 that materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.

PART II.  OTHER INFORMATION

Item 1 A.
Risk Factors

With the exception of the changes described and set forth below, there have been no material changes in our risk factors from the risk factors disclosed in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013 as supplemented by Part II, Item I A of our Quarterly Report on Form 10-Q for the Quarter ended March 31, 2014. The risk factors in the 10-K, as supplemented by that 10-Q and this 10-Q, and through updating of various statistical and other information, are reproduced in their entirety in Exhibit 99 to this Quarterly Report on Form 10-Q.

We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility.

Since 2008, substantially all of our insurance written has been for loans sold to Fannie Mae and Freddie Mac (the “GSEs”), each of which has mortgage insurer eligibility requirements. The existing eligibility requirements include a minimum financial strength rating of Aa3/AA-. Because MGIC does not meet such financial strength rating requirements (its financial strength rating from Moody’s is Ba3 (with a stable outlook) and from Standard & Poor’s is BB (with a positive outlook)), MGIC is currently operating with each GSE as an eligible insurer under a remediation plan.

On July 10, 2014, the conservator of the GSEs, the Federal Housing Finance Agency (“FHFA”), released draft Private Mortgage Insurer Eligibility Requirements (“draft PMIERs”). The FHFA has requested public input on the draft PMIERs by September 8, 2014. The draft PMIERs include revised financial requirements for mortgage insurers (the “GSE Financial Requirements”) that require a mortgage insurer’s “Available Assets” (generally only the most liquid assets of an insurer) to meet or exceed “Minimum Required Assets” (which are calculated from tables of factors with several risk dimensions and are subject to a floor amount).

The PMIERs will become effective 180 days after the date they are published in final form (the “publication date”). Mortgage insurers would have up to two years after the publication date to meet the GSE Financial Requirements (the “transition period”). During the transition period, a mortgage insurer that fails to meet the GSE Financial Requirements would be subject to a transition plan having milestones for actions to achieve compliance. The transition plan would be submitted for the approval of each GSE within 90 days after the effective date, and if approved, the GSEs would monitor the insurer’s progress. During the transition period for an insurer with an approved transition plan, an insurer would be in remediation (a status similar to the one under which MGIC has been operating with the GSEs for over five years) and eligible to provide mortgage insurance on loans owned or guaranteed by the GSEs. 
82
Although we believe we have sufficient claims paying resources to meet our claim obligations on our insurance in force on a timely basis, we estimate that if the draft PMIERs are implemented as released, as of December 31, 2014 (the expected effective date), MGIC would have a shortfall in Available Assets of approximately $600 million, with Available Assets of approximately $5.3 billion and Minimum Required Assets of approximately $5.9 billion. We believe this shortfall would be reduced through operations so that as of December 31, 2016 (the expected end of the transition period), it would be approximately $300 million. The shortfall projections at both dates assume the risk in force and capital of MIC are repatriated to MGIC, and full credit is given in the calculation of Minimum Required Assets for our existing reinsurance transaction (approximately $500 million of credit at December 31, 2014, increasing to $600 million of credit at December 31, 2016).  However, we do not expect to receive full credit for our current reinsurance transaction. As a result, we have begun discussions with the reinsurance market to modify our existing reinsurance transaction so that any reduction in the credit would be minimized.

As of June 30, 2014, we had approximately $515 million of cash and investments at our holding company, a portion of which we believe may be available for future contribution to MGIC. Furthermore, there are regulated insurance affiliates of MGIC that have approximately $100 million of assets as of June 30, 2014. We expect that, subject to regulatory approval, we would be able to use a material portion of these assets to increase the Available Assets of MGIC.  Additionally, if the draft PMIERs are implemented as released, we would consider seeking additional reinsurance and/or non-dilutive debt capital to mitigate the shortfall. We believe we will be able to use a combination of the alternatives outlined above so that MGIC would meet the GSE Financial Requirements of the draft PMIERs even if they are implemented as released. However, there can be no assurance that MGIC will be in compliance with the GSE Financial Requirements within the transition period. Factors that may impact MGIC’s compliance with the GSE Financial Requirements include the following:
 
· Changes in the actual PMIERs adopted from the draft PMIERs may increase the amount of the MGIC’s Minimum Required Assets or reduce its Available Assets, with the result that the shortfall in Available Assets could increase;
· We may not obtain regulatory approval to transfer assets from MGIC’s regulated insurance affiliates to the extent we are assuming because regulators project higher losses than we project or require a level of capital be maintained in these companies higher than we are assuming;
· We may not be able to access the non-dilutive debt markets due to market conditions, concern about our creditworthiness, or other factors, in a manner sufficient to provide the funds we are assuming;
· We may not be able to achieve modifications in our existing reinsurance arrangements necessary to minimize the reduction in the credit for reinsurance under the draft PMIERs; and
· We may not be able to obtain additional reinsurance necessary to further reduce the Minimum Required Assets due to market capacity, pricing or other reasons.
 
You should read the rest of these risk factors for information about matters that also could negatively affect MGIC’s compliance with the GSE Financial Requirements. Such matters could decrease our revenues, increase our losses or require the use of assets, thereby reducing our Available Assets and increasing our shortfall in Available Assets, or they could increase the Minimum Required Assets, also increasing our shortfall in Available Assets.
83
There also can be no assurance that the GSEs would not make the GSE Financial Requirements more onerous in the future; in this regard, the draft PMIERs provide that the tables of factors that determine Minimum Required Assets may be updated to reflect changes in risk characteristics and the macroeconomic environment. If MGIC ceases to be eligible to insure loans purchased by one or both of the GSEs, it would significantly reduce the volume of our new business writings.

If we increase the amount of Available Assets we hold in order to continue to insure GSE loans, the amount of capital we hold may increase. If we increase the amount of capital we hold with respect to insured loans, our returns may decrease unless we increase premiums. An increase in premium rates may not be feasible for a number of reasons, including competition from other private mortgage insurers, the FHA or other credit enhancement products.

State capital requirements may prevent us from continuing to write new insurance on an uninterrupted basis.

The insurance laws of 16 jurisdictions, including Wisconsin, our domiciliary state, require a mortgage insurer to maintain a minimum amount of statutory capital relative to the risk in force (or a similar measure) in order for the mortgage insurer to continue to write new business. We refer to these requirements as the “State Capital Requirements” and, together with the GSE Financial Requirements, the “Financial Requirements.” While they vary among jurisdictions, the most common State Capital Requirements allow for a maximum risk-to-capital ratio of 25 to 1. A risk-to-capital ratio will increase if (i) the percentage decrease in capital exceeds the percentage decrease in insured risk, or (ii) the percentage increase in capital is less than the percentage increase in insured risk. Wisconsin does not regulate capital by using a risk-to-capital measure but instead requires a minimum policyholder position (“MPP”). The “policyholder position” of a mortgage insurer is its net worth or surplus, contingency reserve and a portion of the reserves for unearned premiums.

In 2013, we entered into a quota share reinsurance transaction with a group of unaffiliated reinsurers that reduced our risk-to-capital ratio. At June 30, 2014, MGIC’s risk-to-capital ratio was 15.2 to 1, below the maximum allowed by the jurisdictions with State Capital Requirements, and its policyholder position was $555 million above the required MPP of $1.0 billion. It is possible that under the revised State Capital Requirements discussed below, MGIC will not be allowed full credit for the risk ceded to the reinsurers. If MGIC is disallowed full credit under either the State Capital Requirements or the GSE Financial Requirements, MGIC may terminate the transaction, without penalty, when such disallowance becomes effective. At this time, we expect MGIC to continue to comply with the current State Capital Requirements, although we cannot assure you of such compliance. You should read the rest of these risk factors for information about matters that could negatively affect such compliance.

At June 30, 2014, the risk-to-capital ratio of our combined insurance operations (which includes reinsurance affiliates) was 17.3 to 1. Reinsurance transactions with affiliates permit MGIC to write insurance with a higher coverage percentage than it could on its own under certain state-specific requirements. A higher risk-to-capital ratio on a combined basis may indicate that, in order for MGIC to continue to utilize reinsurance arrangements with its affiliates, unless a waiver of the State Capital Requirements of Wisconsin continues to be effective, additional capital contributions to the reinsurance affiliates could be needed.

The National Association of Insurance Commissioners (“NAIC”) previously announced that it plans to revise the minimum capital and surplus requirements for mortgage insurers that are provided for in its Mortgage Guaranty Insurance Model Act. A working group of state regulators is considering this issue, although no date has been established by which the NAIC must propose revisions to such requirements. Depending on the scope of revisions made by the NAIC, MGIC may be prevented from writing new business in the jurisdictions adopting such revisions.
84
If MGIC fails to meet the State Capital Requirements of Wisconsin and is unable to obtain a waiver of them from the Office of the Commissioner of Insurance of the State of Wisconsin (“OCI”), MGIC could be prevented from writing new business in all jurisdictions. If MGIC fails to meet the State Capital Requirements of a jurisdiction other than Wisconsin and is unable to obtain a waiver of them, MGIC could be prevented from writing new business in that particular jurisdiction. It is possible that regulatory action by one or more jurisdictions, including those that do not have specific State Capital Requirements, may prevent MGIC from continuing to write new insurance in such jurisdictions. A possible future failure by MGIC to meet the Financial Requirements will not necessarily mean that MGIC lacks sufficient resources to pay claims on its insurance liabilities. While we believe MGIC has sufficient claims paying resources to meet its claim obligations on its insurance in force on a timely basis, you should read the rest of these risk factors for information about matters that could negatively affect MGIC’s claims paying resources.

We have in place a longstanding plan to write new business in MIC, a direct subsidiary of MGIC, in the event MGIC cannot meet the State Capital Requirements of a jurisdiction or obtain a waiver of them. Writing business in MIC would be subject to any repatriation to MGIC of MIC’s capital in order to comply with the PMIERs, as discussed in our risk factor titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility.” MIC is licensed to write business in all jurisdictions. During 2012, MIC began writing new business in the jurisdictions where MGIC did not have a waiver of the State Capital Requirements. Because MGIC again meets the State Capital Requirements, MGIC is writing new business in all jurisdictions and MIC suspended writing new business in 2013. As of June 30, 2014, MIC had statutory capital of $463 million and risk in force, net of reinsurance, of approximately $573 million. Before MIC may again write new business, it must obtain the necessary approvals from the OCI and the GSEs.

We cannot assure you that the OCI or GSEs will approve MIC to write new business in all jurisdictions in which MGIC may become unable to do so. If we are unable to write business in all jurisdictions utilizing a combination of MGIC and MIC, lenders may be unwilling to procure insurance from us anywhere. In addition, a lender’s assessment of the future ability of our insurance operations to meet the Financial Requirements may affect its willingness to procure insurance from us. In this regard, see our risk factor titled “Competition or changes in our relationships with our customers could reduce our revenues or increase our losses.”

Competition or changes in our relationships with our customers could reduce our revenues or increase our losses.

As noted above, the FHA substantially increased its market share beginning in 2008 and beginning in 2011, that market share began to gradually decline. It is difficult to predict the FHA’s future market share due to, among other factors, different loan eligibility terms between the FHA and the GSEs, potential changes in guaranty fees and/or loan level price adjustments charged by the GSEs, changes to the FHA’s annual premiums, and the total profitability that may be realized by mortgage lenders from securitizing loans through Ginnie Mae when compared to securitizing loans through Fannie Mae or Freddie Mac.

85
In recent years, the level of competition within the private mortgage insurance industry has been intense as many large mortgage lenders reduced the number of private mortgage insurers with whom they do business. At the same time, consolidation among mortgage lenders has increased the share of the mortgage lending market held by large lenders. During 2013 and the first half of 2014, approximately 7% and 4%, respectively, of our new insurance written was for loans for which one lender was the original insured and our revenue from such loans was significantly less than 10% of our revenues during each of those periods. Our private mortgage insurance competitors include:
 
· Genworth Mortgage Insurance Corporation,

· United Guaranty Residential Insurance Company,

· Radian Guaranty Inc.,

· Arch Mortgage Insurance Company,

· Essent Guaranty, Inc., and

· National Mortgage Insurance Corporation.

Until 2010 the mortgage insurance industry had not had new entrants in many years. Since 2010, two new public companies were formed and began writing business and a worldwide insurer and reinsurer with mortgage insurance operations in Europe completed the purchase of a competitor and is currently writing business. The perceived increase in credit quality of loans that are being insured today; the possibility of a decrease in the FHA’s share of the mortgage insurance market; and the significantly more favorable treatment that new mortgage insurance companies, unencumbered with a portfolio of pre-crisis mortgages, are given under the draft GSE Financial Requirements, may encourage additional new entrants, although the lower expected returns that may result from the draft GSE Financial Requirements if adopted as proposed, may discourage additional new entrants.

Our relationships with our customers could be adversely affected by a variety of factors, including tightening of and adherence to our underwriting requirements, which have resulted in our declining to insure some of the loans originated by our customers and insurance rescissions that affect the customer. We have ongoing discussions with lenders who are significant customers regarding their objections to our rescissions.

In the past several years, we believe many lenders considered financial strength and compliance with the State Capital Requirements as important factors when selecting a mortgage insurer. Lenders may consider compliance with the GSE Financial Requirements important when selecting a mortgage insurer in the future. As noted above, we expect MGIC to be in compliance with the GSE Financial Requirements by the end of the transition period and we expect MGIC’s risk-to-capital ratio to continue to comply with the current State Capital Requirements. However, we cannot assure you that we will comply with such requirements or that we will comply with any revised State Capital Requirements proposed by the NAIC. For more information, see our risk factors titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility” and “State capital requirements may prevent us from continuing to write new insurance on an uninterrupted basis.”
86
We believe that financial strength ratings may be a significant consideration for participants seeking to secure credit enhancement in the non-GSE mortgage market, which includes most non-QM loans. While this market has been limited since the financial crisis, it may grow in the future. The financial strength ratings of our insurance subsidiaries are lower than those of some competitors and below investment grade levels, therefore, we may be competitively disadvantaged with some market participants. For each of MGIC and MIC, the financial strength rating from Moody’s is Ba3 (with a stable outlook) and from Standard & Poor’s is BB (with a positive outlook). It is possible that MGIC’s and MIC’s financial strength ratings could decline from these levels. Our ability to participate in the non-GSE market could depend on our ability to secure investment grade ratings for our mortgage insurance subsidiaries.

If the GSEs no longer operate in their current capacities, for example, due to legislative or regulatory action, we may be forced to compete in a new marketplace in which financial strength ratings play a greater role. If we are unable to compete effectively in the current or any future markets as a result of the financial strength ratings assigned to our mortgage insurance subsidiaries, our future new insurance written could be negatively affected.

Item 6.
Exhibits

The accompanying Index to Exhibits is incorporated by reference in answer to this portion of this Item, and except as otherwise indicated in the next sentence, the Exhibits listed in such Index are filed as part of this Form 10-Q. Exhibit 32 is not filed as part of this Form 10-Q but accompanies this Form 10-Q.
87
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized, on August 8, 2014.


MGIC INVESTMENT CORPORATION
 
 /s/ Timothy J. Mattke
Timothy J. Mattke
Executive Vice President and
Chief Financial Officer
 
s/ Julie K. Sperber
Julie K. Sperber
Vice President, Controller and Chief Accounting Officer
88
INDEX TO EXHIBITS
(Part II, Item 6)
 
Exhibit Number
 
Description of Exhibit
 
 
 
 
 
 
3.2
 
Amended and Restated Bylaws, as amended (incorporated by reference to Exhibit 3.2 to the Company’s Form 8-K filed July 25, 2014)
 
 
 
 
Certification of CEO under Section 302 of Sarbanes-Oxley Act of 2002
 
 
 
 
Certification of CFO under Section 302 of Sarbanes-Oxley Act of 2002
 
 
 
 
Certification of CEO and CFO under Section 906 of Sarbanes-Oxley Act of 2002 (as indicated in Item 6 of Part II, this Exhibit is not being "filed")
 
 
 
 
Risk Factors included in Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2013, as supplemented by Part II, Item 1A of our Quarterly Reports on Form 10-Q for the quarters ended March 31 and June 30, 2014, and through updating of various statistical and other information
 
 
 
 
Second Amendment to Confidential Settlement Agreement and Release made as of June 5, 2014 between Mortgage Guaranty Insurance Corporation (“MGIC”) and Bank of America, N.A. (“BANA”), as successor to BAC Home Loans Servicing f/k/a Countrywide Home Loans Servicing LP, on its own behalf and as successor in interest by de jure merger to Countrywide Bank FSB, and for limited purposes Countrywide Home Loans, Inc. *
 
 
 
 
Fourth Amendment to Confidential Settlement Agreement and Release made as of May 19, 2014 among Mortgage Guaranty Insurance Corporation (“MGIC”), Countrywide Home Loans, Inc. (“CHL”) and Bank of America, N.A., in its capacity as master servicer or servicer of Subject Loans (as defined in the settlement agreement).
 
 
 
 
Fifth Amendment to Confidential Settlement Agreement and Release made as of June 5, 2014 among Mortgage Guaranty Insurance Corporation (“MGIC”), Countrywide Home Loans, Inc. (“CHL”) and Bank of America, N.A., in its capacity as master servicer or servicer of Subject Loans (as defined in the settlement agreement).*
 
 
 
101
 
The following financial information from MGIC Investment Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2014, formatted in XBRL (eXtensible Business Reporting Language): (i) Consolidated Balance Sheets as of June 30, 2014 and December 31, 2013, (ii) Consolidated Statements of Operations for the three and six months ended June 30, 2014 and 2013, (iii) Consolidated Statements of Comprehensive Income for the three and six months ended June 30, 2014 and 2013, (iv) Consolidated Statements of Shareholders’ Equity for the six months ended June 30, 2014 and 2013, (v) Consolidated Statements of Cash Flows for the six months ended June 30, 2014 and 2013, and (vi) the Notes to Consolidated Financial Statements.

*Confidential treatment has been requested with respect to certain portions of these exhibits. These exhibits omit the information subject to this confidential treatment request. Omitted portions have been filed separately with the Securities and Exchange Commission.
 
 
89
 EX-31.1 2 ex31_1.htm EXHIBIT 31.1
Exhibit 31.1
 
CERTIFICATIONS

I, Curt S. Culver, certify that:

1. I have reviewed this quarterly report on Form 10-Q of MGIC Investment Corporation;

2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;

3. Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and we have:

 
a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;

 
b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 
c)
Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 
d)
Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

 
a)
all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

 
b)
any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
 
Date:  August 8, 2014
 
 
 
/s/ Curt S. Culver
 
Curt S. Culver
Chief Executive Officer
 
 
 EX-31.2 3 ex31_2.htm EXHIBIT 31.2
Exhibit 31.2

CERTIFICATIONS

I, Timothy J. Mattke, certify that:

1. I have reviewed this quarterly report on Form 10-Q of MGIC Investment Corporation;

2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;

3. Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and we have:

 
(a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;

 
(b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 
(c)
Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 
(d)
Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

 
(a)
all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

 
(b)
any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
 
Date:  August 8, 2014
 
 
 
/s/ Timothy J. Mattke
 
Timothy J. Mattke
 
Chief Financial Officer
 
 

 EX-32 4 ex32.htm EXHIBIT 32
Exhibit 32

SECTION 1350 CERTIFICATIONS

The undersigned, Curt S. Culver, Chief Executive Officer of MGIC Investment Corporation (the "Company"), and Timothy J. Mattke, Chief Financial Officer of the Company, certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S. C. Section 1350, that to our knowledge:

(1) the Quarterly Report on Form 10-Q of the Company for the three months ended June 30, 2014 (the "Report") fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.
 
Date: August 8, 2014
 
 
 
/s/ Curt S. Culver
 
Curt S. Culver
 
Chief Executive Officer
 
 
 
/s/ Timothy J. Mattke
 
Timothy J. Mattke
 
Chief Financial Officer
 
 
 
 EX-99 5 ex99.htm EXHIBIT 99
Exhibit 99

Risk Factors included in Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2013, as supplemented by Part II, Item 1A of our Quarterly Reports on Form 10-Q for the quarters ended March 31 and June 30, 2014 and through updating of various statistical and other information.

We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility.

Since 2008, substantially all of our insurance written has been for loans sold to Fannie Mae and Freddie Mac (the “GSEs”), each of which has mortgage insurer eligibility requirements. The existing eligibility requirements include a minimum financial strength rating of Aa3/AA-. Because MGIC does not meet such financial strength rating requirements (its financial strength rating from Moody’s is Ba3 (with a stable outlook) and from Standard & Poor’s is BB (with a positive outlook)), MGIC is currently operating with each GSE as an eligible insurer under a remediation plan.

On July 10, 2014, the conservator of the GSEs, the Federal Housing Finance Agency (“FHFA”), released draft Private Mortgage Insurer Eligibility Requirements (“draft PMIERs”). The FHFA has requested public input on the draft PMIERs by September 8, 2014. The draft PMIERs include revised financial requirements for mortgage insurers (the “GSE Financial Requirements”) that require a mortgage insurer’s “Available Assets” (generally only the most liquid assets of an insurer) to meet or exceed “Minimum Required Assets” (which are calculated from tables of factors with several risk dimensions and are subject to a floor amount).

The PMIERs will become effective 180 days after the date they are published in final form (the “publication date”). Mortgage insurers would have up to two years after the publication date to meet the GSE Financial Requirements (the “transition period”). During the transition period, a mortgage insurer that fails to meet the GSE Financial Requirements would be subject to a transition plan having milestones for actions to achieve compliance. The transition plan would be submitted for the approval of each GSE within 90 days after the effective date, and if approved, the GSEs would monitor the insurer’s progress. During the transition period for an insurer with an approved transition plan, an insurer would be in remediation (a status similar to the one under which MGIC has been operating with the GSEs for over five years) and eligible to provide mortgage insurance on loans owned or guaranteed by the GSEs. 

Although we believe we have sufficient claims paying resources to meet our claim obligations on our insurance in force on a timely basis, we estimate that if the draft PMIERs are implemented as released, as of December 31, 2014 (the expected effective date), MGIC would have a shortfall in Available Assets of approximately $600 million, with Available Assets of approximately $5.3 billion and Minimum Required Assets of approximately $5.9 billion. We believe this shortfall would be reduced through operations so that as of December 31, 2016 (the expected end of the transition period), it would be approximately $300 million. The shortfall projections at both dates assume the risk in force and capital of MIC are repatriated to MGIC, and full credit is given in the calculation of Minimum Required Assets for our existing reinsurance transaction (approximately $500 million of credit at December 31, 2014, increasing to $600 million of credit at December 31, 2016).  However, we do not expect to receive full credit for our current reinsurance transaction. As a result, we have begun discussions with the reinsurance market to modify our existing reinsurance transaction so that any reduction in the credit would be minimized.
1
As of June 30, 2014, we had approximately $515 million of cash and investments at our holding company, a portion of which we believe may be available for future contribution to MGIC. Furthermore, there are regulated insurance affiliates of MGIC that have approximately $100 million of assets as of June 30, 2014. We expect that, subject to regulatory approval, we would be able to use a material portion of these assets to increase the Available Assets of MGIC.  Additionally, if the draft PMIERs are implemented as released, we would consider seeking additional reinsurance and/or non-dilutive debt capital to mitigate the shortfall. We believe we will be able to use a combination of the alternatives outlined above so that MGIC would meet the GSE Financial Requirements of the draft PMIERs even if they are implemented as released. However, there can be no assurance that MGIC will be in compliance with the GSE Financial Requirements within the transition period. Factors that may impact MGIC’s compliance with the GSE Financial Requirements include the following:
 
· Changes in the actual PMIERs adopted from the draft PMIERs may increase the amount of the MGIC’s Minimum Required Assets or reduce its Available Assets, with the result that the shortfall in Available Assets could increase;
· We may not obtain regulatory approval to transfer assets from MGIC’s regulated insurance affiliates to the extent we are assuming because regulators project higher losses than we project or require a level of capital be maintained in these companies higher than we are assuming;
· We may not be able to access the non-dilutive debt markets due to market conditions, concern about our creditworthiness, or other factors, in a manner sufficient to provide the funds we are assuming;
· We may not be able to achieve modifications in our existing reinsurance arrangements necessary to minimize the reduction in the credit for reinsurance under the draft PMIERs; and
· We may not be able to obtain additional reinsurance necessary to further reduce the Minimum Required Assets due to market capacity, pricing or other reasons.
 
You should read the rest of these risk factors for information about matters that also could negatively affect MGIC’s compliance with the GSE Financial Requirements. Such matters could decrease our revenues, increase our losses or require the use of assets, thereby reducing our Available Assets and increasing our shortfall in Available Assets, or they could increase the Minimum Required Assets, also increasing our shortfall in Available Assets.

There also can be no assurance that the GSEs would not make the GSE Financial Requirements more onerous in the future; in this regard, the draft PMIERs provide that the tables of factors that determine Minimum Required Assets may be updated to reflect changes in risk characteristics and the macroeconomic environment. If MGIC ceases to be eligible to insure loans purchased by one or both of the GSEs, it would significantly reduce the volume of our new business writings.

If we increase the amount of Available Assets we hold in order to continue to insure GSE loans, the amount of capital we hold may increase. If we increase the amount of capital we hold with respect to insured loans, our returns may decrease unless we increase premiums. An increase in premium rates may not be feasible for a number of reasons, including competition from other private mortgage insurers, the FHA or other credit enhancement products.
2
State capital requirements may prevent us from continuing to write new insurance on an uninterrupted basis.

The insurance laws of 16 jurisdictions, including Wisconsin, our domiciliary state, require a mortgage insurer to maintain a minimum amount of statutory capital relative to the risk in force (or a similar measure) in order for the mortgage insurer to continue to write new business. We refer to these requirements as the “State Capital Requirements” and, together with the GSE Financial Requirements, the “Financial Requirements.” While they vary among jurisdictions, the most common State Capital Requirements allow for a maximum risk-to-capital ratio of 25 to 1. A risk-to-capital ratio will increase if (i) the percentage decrease in capital exceeds the percentage decrease in insured risk, or (ii) the percentage increase in capital is less than the percentage increase in insured risk. Wisconsin does not regulate capital by using a risk-to-capital measure but instead requires a minimum policyholder position (“MPP”). The “policyholder position” of a mortgage insurer is its net worth or surplus, contingency reserve and a portion of the reserves for unearned premiums.

In 2013, we entered into a quota share reinsurance transaction with a group of unaffiliated reinsurers that reduced our risk-to-capital ratio. At June 30, 2014, MGIC’s risk-to-capital ratio was 15.2 to 1, below the maximum allowed by the jurisdictions with State Capital Requirements, and its policyholder position was $555 million above the required MPP of $1.0 billion. It is possible that under the revised State Capital Requirements discussed below, MGIC will not be allowed full credit for the risk ceded to the reinsurers. If MGIC is disallowed full credit under either the State Capital Requirements or the GSE Financial Requirements, MGIC may terminate the transaction, without penalty, when such disallowance becomes effective. At this time, we expect MGIC to continue to comply with the current State Capital Requirements, although we cannot assure you of such compliance. You should read the rest of these risk factors for information about matters that could negatively affect such compliance.

At June 30, 2014, the risk-to-capital ratio of our combined insurance operations (which includes reinsurance affiliates) was 17.3 to 1. Reinsurance transactions with affiliates permit MGIC to write insurance with a higher coverage percentage than it could on its own under certain state-specific requirements. A higher risk-to-capital ratio on a combined basis may indicate that, in order for MGIC to continue to utilize reinsurance arrangements with its affiliates, unless a waiver of the State Capital Requirements of Wisconsin continues to be effective, additional capital contributions to the reinsurance affiliates could be needed.

The National Association of Insurance Commissioners (“NAIC”) previously announced that it plans to revise the minimum capital and surplus requirements for mortgage insurers that are provided for in its Mortgage Guaranty Insurance Model Act. A working group of state regulators is considering this issue, although no date has been established by which the NAIC must propose revisions to such requirements. Depending on the scope of revisions made by the NAIC, MGIC may be prevented from writing new business in the jurisdictions adopting such revisions.

If MGIC fails to meet the State Capital Requirements of Wisconsin and is unable to obtain a waiver of them from the Office of the Commissioner of Insurance of the State of Wisconsin (“OCI”), MGIC could be prevented from writing new business in all jurisdictions. If MGIC fails to meet the State Capital Requirements of a jurisdiction other than Wisconsin and is unable to obtain a waiver of them, MGIC could be prevented from writing new business in that particular jurisdiction. It is possible that regulatory action by one or more jurisdictions, including those that do not have specific State Capital Requirements, may prevent MGIC from continuing to write new insurance in such jurisdictions. A possible future failure by MGIC to meet the Financial Requirements will not necessarily mean that MGIC lacks sufficient resources to pay claims on its insurance liabilities. While we believe MGIC has sufficient claims paying resources to meet its claim obligations on its insurance in force on a timely basis, you should read the rest of these risk factors for information about matters that could negatively affect MGIC’s claims paying resources.
3
We have in place a longstanding plan to write new business in MIC, a direct subsidiary of MGIC, in the event MGIC cannot meet the State Capital Requirements of a jurisdiction or obtain a waiver of them. Writing business in MIC would be subject to any repatriation to MGIC of MIC’s capital in order to comply with the PMIERs, as discussed in our risk factor titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility.” MIC is licensed to write business in all jurisdictions. During 2012, MIC began writing new business in the jurisdictions where MGIC did not have a waiver of the State Capital Requirements. Because MGIC again meets the State Capital Requirements, MGIC is writing new business in all jurisdictions and MIC suspended writing new business in 2013. As of June 30, 2014, MIC had statutory capital of $463 million and risk in force, net of reinsurance, of approximately $573 million. Before MIC may again write new business, it must obtain the necessary approvals from the OCI and the GSEs.

We cannot assure you that the OCI or GSEs will approve MIC to write new business in all jurisdictions in which MGIC may become unable to do so. If we are unable to write business in all jurisdictions utilizing a combination of MGIC and MIC, lenders may be unwilling to procure insurance from us anywhere. In addition, a lender’s assessment of the future ability of our insurance operations to meet the Financial Requirements may affect its willingness to procure insurance from us. In this regard, see our risk factor titled “Competition or changes in our relationships with our customers could reduce our revenues or increase our losses.”

The amount of insurance we write could be adversely affected if the definition of Qualified Residential Mortgage results in a reduced number of low down payment loans available to be insured or if lenders and investors select alternatives to private mortgage insurance.

The financial reform legislation that was passed in July 2010 (the “Dodd-Frank Act” or “Dodd-Frank”) requires lenders to consider a borrower’s ability to repay a home loan before extending credit. The Consumer Financial Protection Bureau (“CFPB”) rule defining “Qualified Mortgage” (“QM”) for purposes of implementing the “ability to repay” law became effective in January 2014. There is a temporary category of QMs for mortgages that satisfy the general product feature requirements of QMs and meet the GSEs’ underwriting requirements (the “temporary category”). The temporary category will phase out when the GSEs’ conservatorship ends, or if sooner, after seven years. In May 2013, the FHFA directed the GSEs to limit their mortgage acquisitions to loans that meet the requirements of a QM under the ability to repay rule, including those that meet the temporary category, and loans that are exempt from the “ability to repay” requirements. We may insure loans that do not qualify as QMs, however, we are unsure the extent to which lenders will make non-QM loans because they will not be entitled to the presumptions about compliance with the “ability to repay” requirements that the law allows lenders with respect to QM loans. We are also unsure the extent to which lenders will purchase private mortgage insurance for loans that cannot be sold to the GSEs.

The U.S. Department of Housing and Urban Development (“HUD”) definition of QM that applies to loans insured by the Federal Housing Administration (“FHA”) became effective in January 2014. HUD’s QM definition is less restrictive than the CFPB’s definition in certain respects, including that (i) it has no limit on the debt-to-income ratio of a borrower, and (ii) it allows the lender certain presumptions about compliance with the “ability to repay” requirements on higher priced loans. It is possible that lenders will prefer FHA-insured loans to loans insured by private mortgage insurance as a result of the FHA’s less restrictive QM definition.
4
Given the credit characteristics presented to us, we estimate that approximately 87% of our new risk written in 2013 and 84% of our new risk written in the first half of 2014 was for loans that would have met the CFPB’s general QM definition. We estimate that approximately 99% of our new risk written in 2013 and in the first half of 2014 was for loans that would have met the CFPB’s QM definition, when giving effect to the temporary category. In making these estimates, we have not considered the limitation on points and fees because the information is not available to us. We do not believe such limitation would materially affect the percentage of our new risk written meeting the QM definitions.
 
The Dodd-Frank Act requires a securitizer to retain at least 5% of the risk associated with mortgage loans that are securitized, and in some cases the retained risk may be allocated between the securitizer and the lender that originated the loan. This risk retention requirement does not apply to mortgage loans that are Qualified Residential Mortgages (“QRMs”) or that are insured by the FHA or another federal agency. In 2011, federal regulators released a proposed risk retention rule that included a definition of QRM. In response to public comments regarding the proposed rule, federal regulators issued a revised proposed rule in August 2013. The revised proposed rule generally defines QRM as a mortgage meeting the requirements of a QM. The regulators also proposed an alternative QRM definition (“QM-plus”) which utilizes certain QM criteria but also includes a maximum loan-to-value ratio (“LTV”) of 70%. Neither of the revised definitions of QRM considers the use of mortgage insurance for purposes of calculating LTV. While substantially all of our new risk written in 2013 and in the first half of 2014 was on loans that met the QM definition (and, therefore, the proposed general QRM definition), none of our new insurance written met the QM-plus definition. The public comment period for the revised proposed rule expired on October 30, 2013. The final timing of the adoption of any risk retention regulation and the definition of QRM remains uncertain. Because of the capital support provided by the U.S. Government, the GSEs satisfy the Dodd-Frank risk-retention requirements while they are in conservatorship. Therefore, lenders that originate loans that are sold to the GSEs while they are in conservatorship would not be required to retain risk associated with those loans.

The amount of new insurance that we write may be materially adversely affected depending on, among other things, (a) the final definition of QRM and its LTV requirements and (b) whether lenders choose mortgage insurance for non-QRM loans. In addition, changes in the final regulations regarding treatment of GSE-guaranteed mortgage loans, or changes in the conservatorship or capital support provided to the GSEs by the U.S. Government, could impact the manner in which the risk-retention rules apply to GSE securitizations, originators who sell loans to GSEs and our business. For other factors that could decrease the demand for mortgage insurance, see our risk factor titled “If the volume of low down payment home mortgage originations declines, the amount of insurance that we write could decline, which would reduce our revenues.”

Alternatives to private mortgage insurance include:

· lenders using government mortgage insurance programs, including those of the FHA and the Veterans Administration,

· lenders and other investors holding mortgages in portfolio and self-insuring,

· investors (including the GSEs) using risk mitigation techniques other than private mortgage insurance, such as obtaining insurance from non-mortgage insurers and engaging in credit-linked note transactions executed in the capital markets; using other risk mitigation techniques in conjunction with reduced levels of private mortgage insurance coverage; or accepting credit risk without credit enhancement, and

· lenders originating mortgages using piggyback structures to avoid private mortgage insurance, such as a first mortgage with an 80% loan-to-value ratio and a second mortgage with a 10%, 15% or 20% loan-to-value ratio (referred to as 80-10-10, 80-15-5 or 80-20 loans, respectively) rather than a first mortgage with a 90%, 95% or 100% loan-to-value ratio that has private mortgage insurance.
5
The FHA substantially increased its market share beginning in 2008, and beginning in 2011, that market share began to gradually decline. We believe that the FHA’s market share increased, in part, because private mortgage insurers tightened their underwriting guidelines (which led to increased utilization of the FHA’s programs) and because of increases in the amount of loan level price adjustments that the GSEs assess on loans (which result in higher costs to borrowers). In addition, federal legislation and programs provided the FHA with greater flexibility in establishing new products and increased the FHA’s competitive position against private mortgage insurers. We believe that the FHA’s current premium pricing, when compared to our current credit-tiered premium pricing (and considering the effects of GSE pricing changes), has allowed us to be more competitive with the FHA than in the recent past for loans with high FICO credit scores. We cannot predict, however, the FHA’s share of new insurance written in the future due to, among other factors, different loan eligibility terms between the FHA and the GSEs; future changes to GSE guaranty fees and/or loan level price adjustments; changes to the FHA’s annual premiums; and the total profitability that may be realized by mortgage lenders from securitizing loans through Ginnie Mae when compared to securitizing loans through Fannie Mae or Freddie Mac.

Changes in the business practices of the GSEs, federal legislation that changes their charters or a restructuring of the GSEs could reduce our revenues or increase our losses.

Since 2008, substantially all of our insurance written has been for loans sold to Fannie Mae and Freddie Mac. The business practices of the GSEs affect the entire relationship between them, lenders and mortgage insurers and include:

· the level of private mortgage insurance coverage, subject to the limitations of the GSEs’ charters (which may be changed by federal legislation), when private mortgage insurance is used as the required credit enhancement on low down payment mortgages,

· the amount of loan level price adjustments and guaranty fees (which result in higher costs to borrowers) that the GSEs assess on loans that require mortgage insurance,

· whether the GSEs influence the mortgage lender’s selection of the mortgage insurer providing coverage and, if so, any transactions that are related to that selection,

· the underwriting standards that determine what loans are eligible for purchase by the GSEs, which can affect the quality of the risk insured by the mortgage insurer and the availability of mortgage loans,

· the terms on which mortgage insurance coverage can be canceled before reaching the cancellation thresholds established by law,

· the programs established by the GSEs intended to avoid or mitigate loss on insured mortgages and the circumstances in which mortgage servicers must implement such programs,

· the terms that the GSEs require to be included in mortgage insurance policies for loans that they purchase,

6
· the extent to which the GSEs intervene in mortgage insurers’ rescission practices or rescission settlement practices with lenders. For additional information, see our risk factor titled “We are involved in legal proceedings and are subject to the risk of additional legal proceedings in the future,” and

· the maximum loan limits of the GSEs in comparison to those of the FHA and other investors.

The FHFA is the conservator of the GSEs and has the authority to control and direct their operations. The increased role that the federal government has assumed in the residential mortgage market through the GSE conservatorship may increase the likelihood that the business practices of the GSEs change in ways that have a material adverse effect on us. In addition, these factors may increase the likelihood that the charters of the GSEs are changed by new federal legislation. The Dodd-Frank Act required the U.S. Department of the Treasury to report its recommendations regarding options for ending the conservatorship of the GSEs. This report was released in February 2011 and while it does not provide any definitive timeline for GSE reform, it does recommend using a combination of federal housing policy changes to wind down the GSEs, shrink the government’s footprint in housing finance (including FHA insurance), and help bring private capital back to the mortgage market. Since then, Members of Congress introduced several bills intended to change the business practices of the GSEs and the FHA; however, no legislation has been enacted. As a result of the matters referred to above, it is uncertain what role the GSEs, FHA and private capital, including private mortgage insurance, will play in the domestic residential housing finance system in the future or the impact of any such changes on our business. In addition, the timing of the impact of any resulting changes on our business is uncertain. Most meaningful changes would require Congressional action to implement and it is difficult to estimate when Congressional action would be final and how long any associated phase-in period may last.

The GSEs have different loan purchase programs that allow different levels of mortgage insurance coverage. Under the “charter coverage” program, on certain loans lenders may choose a mortgage insurance coverage percentage that is less than the GSEs’ “standard coverage” and only the minimum required by the GSEs’ charters, with the GSEs paying a lower price for such loans. In 2013 and in the first half of 2014, nearly all of our volume was on loans with GSE standard or higher coverage. We charge higher premium rates for higher coverage percentages. To the extent lenders selling loans to the GSEs in the future choose lower coverage for loans that we insure, our revenues would be reduced and we could experience other adverse effects.

The benefit of our net operating loss carryforwards may become substantially limited.

As of June 30, 2014, we had approximately $2.5 billion of net operating losses for tax purposes that we can use in certain circumstances to offset future taxable income and thus reduce our federal income tax liability. Our ability to utilize these net operating losses to offset future taxable income may be significantly limited if we experience an “ownership change” as defined in Section 382 of the Internal Revenue Code of 1986, as amended (the “Code”). In general, an ownership change will occur if there is a cumulative change in our ownership by “5-percent shareholders” (as defined in the Code) that exceeds 50 percentage points over a rolling three-year period. A corporation that experiences an ownership change will generally be subject to an annual limitation on the corporation’s subsequent use of net operating loss carryovers that arose from pre-ownership change periods and use of losses that are subsequently recognized with respect to assets that had a built-in-loss on the date of the ownership change. The amount of the annual limitation generally equals the value of the corporation immediately before the ownership change multiplied by the long-term tax-exempt interest rate (subject to certain adjustments). To the extent that the limitation in a post-ownership-change year is not fully utilized, the amount of the limitation for the succeeding year will be increased.

7
While we have adopted a shareholder rights agreement to minimize the likelihood of transactions in our stock resulting in an ownership change, future issuances of equity-linked securities or transactions in our stock and equity-linked securities that may not be within our control may cause us to experience an ownership change. If we experience an ownership change, we may not be able to fully utilize our net operating losses, resulting in additional income taxes and a reduction in our shareholders’ equity.

We are involved in legal proceedings and are subject to the risk of additional legal proceedings in the future.

Before paying a claim, we review the loan and servicing files to determine the appropriateness of the claim amount. All of our insurance policies provide that we can reduce or deny a claim if the servicer did not comply with its obligations under our insurance policy, including the requirement to mitigate our loss by performing reasonable loss mitigation efforts or, for example, diligently pursuing a foreclosure or bankruptcy relief in a timely manner. We call such reduction of claims submitted to us “curtailments.” In 2013 and the first half of 2014, curtailments reduced our average claim paid by approximately 5.8% and 6.2%, respectively. In addition, the claims submitted to us sometimes include costs and expenses not covered by our insurance policies, such as hazard insurance premiums for periods after the claim date and losses resulting from property damage that has not been repaired. These other adjustments reduced claim amounts by less than the amount of curtailments. After we pay a claim, servicers and insureds sometimes object to our curtailments and other adjustments. We review these objections if they are sent to us within 90 days after the claim was paid.

When reviewing the loan file associated with a claim, we may determine that we have the right to rescind coverage on the loan. Prior to 2008, rescissions of coverage on loans were not a material portion of our claims resolved during a year. However, beginning in 2008, our rescissions of coverage on loans have materially mitigated our paid losses. In 2009 through 2011, rescissions mitigated our paid losses in the aggregate by approximately $3.0 billion; and in 2012, 2013 and the first half of 2014, rescissions mitigated our paid losses by approximately $0.3 billion, $135 million and $50 million, respectively (in each case, the figure includes amounts that would have either resulted in a claim payment or been charged to a deductible under a bulk or pool policy, and may have been charged to a captive reinsurer). In recent quarters, approximately 5% of claims received in a quarter have been resolved by rescissions, down from the peak of approximately 28% in the first half of 2009.

We estimate rescissions mitigated our incurred losses by approximately $2.5 billion in 2009 and $0.2 billion in 2010. These figures include the benefit of claims not paid in the period as well as the impact of changes in our estimated expected rescission activity on our loss reserves in the period. In 2012, we estimate that our rescission benefit in loss reserves was reduced by $0.2 billion due to probable rescission settlement agreements. We estimate that other rescissions had no significant impact on our losses incurred in 2011 through the first half of 2014. Our loss reserving methodology incorporates our estimates of future rescissions and reversals of rescissions. Historically, reversals of rescissions have been immaterial. A variance between ultimate actual rescission and reversal rates and our estimates, as a result of the outcome of litigation, settlements or other factors, could materially affect our losses.

8
If the insured disputes our right to rescind coverage, we generally engage in discussions in an attempt to settle the dispute. As part of those discussions, we may voluntarily suspend rescissions we believe may be part of a settlement. In 2011, Freddie Mac advised its servicers that they must obtain its prior approval for rescission settlements, Fannie Mae advised its servicers that they are prohibited from entering into such settlements and Fannie Mae notified us that we must obtain its prior approval to enter into certain settlements. Since those announcements, the GSEs have consented to our settlement agreements with two customers, one of which is Countrywide, as discussed below, and have rejected other settlement agreements. We have reached and implemented settlement agreements that do not require GSE approval, but they have not been material in the aggregate.

If we are unable to reach a settlement, the outcome of a dispute ultimately would be determined by legal proceedings. Under our policies, legal proceedings disputing our right to rescind coverage may be brought up to three years after the lender has obtained title to the property (typically through a foreclosure) or the property was sold in a sale that we approved, whichever is applicable, although in a few jurisdictions there is a longer time to bring such an action.

Until a liability associated with a settlement agreement or litigation becomes probable and can be reasonably estimated, we consider our claim payment or rescission resolved for financial reporting purposes even though discussions and legal proceedings have been initiated and are ongoing. Under ASC 450-20, an estimated loss from such discussions and proceedings is accrued for only if we determine that the loss is probable and can be reasonably estimated.

Since December 2009, we have been involved in legal proceedings with Countrywide Home Loans, Inc. (“CHL”) and its affiliate, Bank of America, N.A., as successor to Countrywide Home Loans Servicing LP (“BANA” and collectively with CHL, “Countrywide”) in which Countrywide alleged that MGIC denied valid mortgage insurance claims. (In our SEC reports, we refer to insurance rescissions and denials of claims collectively as “rescissions” and variations of that term.) In addition to the claim amounts it alleged MGIC had improperly denied, Countrywide contended it was entitled to other damages of almost $700 million as well as exemplary damages. We sought a determination in those proceedings that we were entitled to rescind coverage on the applicable loans.

In April 2013, MGIC entered into separate settlement agreements with CHL and BANA, pursuant to which the parties will settle the Countrywide litigation as it relates to MGIC’s rescission practices (as amended, the “Agreements”). The original Agreements are described in our Form 8-K filed with the SEC on April 25, 2013. The original Agreements are filed as exhibits to that Form 8‑K and amendments were filed with our Forms 10-Q for the quarters ended September 30, 2013 and March 31, 2014, and our Form 10-K for 2013, and amendments removing certain loans from the Agreement with CHL and adding those and other loans to the Agreement with BANA are filed with our Form 10-Q for the quarter ended June 30, 2014. The effectiveness of the most recent amendment to the agreement with BANA is subject to GSE approval. Certain portions of the Agreements are redacted and covered by confidential treatment requests that have been granted (or are pending).

The Agreement with BANA covers loans purchased by the GSEs. That original Agreement was implemented beginning in November 2013 and we resolved all related suspended rescissions in November and December 2013 by paying the associated claim or processing the rescission. The pending arbitration proceedings concerning the loans covered by that agreement have been dismissed, the mutual releases between the parties regarding such loans have become effective and the litigation between the parties regarding such loans is to be dismissed.

The Agreement with CHL covers loans that were purchased by non-GSE investors, including securitization trusts (the “other investors”). That Agreement will be implemented only as and to the extent that it is consented to by or on behalf of the other investors, and any such implementation is expected to occur later in 2014. While there can be no assurance that the Agreement with CHL will be implemented, we have determined that its implementation is probable.

9
We recorded the estimated impact of the Agreements and another probable settlement in our financial statements for the quarter ending December 31, 2012. We have also recorded the estimated impact of other probable settlements. The estimated impact that we recorded is our best estimate of our loss from these matters. We estimate that the maximum exposure above the best estimate provision we recorded is $510 million, of which about 45% is from rescission practices subject to the Agreement with CHL. If we are not able to implement the Agreement with CHL or the other settlements we consider probable, we intend to defend MGIC vigorously against any related legal proceedings.

The flow policies at issue with Countrywide are in the same form as the flow policies that we used with all of our customers during the period covered by the Agreements, and the bulk policies at issue vary from one another, but are generally similar to those used in the majority of our Wall Street bulk transactions.

We are involved in discussions and legal and consensual proceedings with customers with respect to our claims paying practices. These include a previously disclosed curtailment dispute with Countrywide that is in a mediation process. Although it is reasonably possible that when these discussions or proceedings are completed we will not prevail in all cases, we are unable to make a reasonable estimate or range of estimates of the potential liability. We estimate the maximum exposure associated with these discussions and proceedings to be approximately $220 million, although we believe we will ultimately resolve these matters for significantly less than this amount.

The estimates of our maximum exposure referred to above do not include interest or consequential or exemplary damages.

Consumers continue to bring lawsuits against home mortgage lenders and settlement service providers. Mortgage insurers, including MGIC, have been involved in litigation alleging violations of the anti-referral fee provisions of the Real Estate Settlement Procedures Act, which is commonly known as RESPA, and the notice provisions of the Fair Credit Reporting Act, which is commonly known as FCRA. MGIC’s settlement of class action litigation against it under RESPA became final in October 2003. MGIC settled the named plaintiffs’ claims in litigation against it under FCRA in December 2004, following denial of class certification in June 2004. Since December 2006, class action litigation has been brought against a number of large lenders alleging that their captive mortgage reinsurance arrangements violated RESPA. Beginning in December 2011, MGIC, together with various mortgage lenders and other mortgage insurers, has been named as a defendant in twelve lawsuits, alleged to be class actions, filed in various U.S. District Courts. Seven of those cases have previously been dismissed without any further opportunity to appeal. The complaints in all of the cases allege various causes of action related to the captive mortgage reinsurance arrangements of the mortgage lenders, including that the lenders’ captive reinsurers received excessive premiums in relation to the risk assumed by those captives, thereby violating RESPA. MGIC denies any wrongdoing and intends to vigorously defend itself against the allegations in the lawsuits. There can be no assurance that we will not be subject to further litigation under RESPA (or FCRA) or that the outcome of any such litigation, including the lawsuits mentioned above, would not have a material adverse effect on us.

In 2013, the U.S. District Court for the Southern District of Florida approved a settlement with the CFPB that resolved a federal investigation of MGIC’s participation in captive reinsurance arrangements in the mortgage insurance industry. The settlement concluded the investigation with respect to MGIC without the CFPB or the court making any findings of wrongdoing. As part of the settlement, MGIC agreed that it would not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. MGIC had voluntarily suspended most of its captive arrangements in 2008 in response to market conditions and GSE requests. In connection with the settlement, MGIC paid a civil penalty of $2.65 million and the court issued an injunction prohibiting MGIC from violating any provisions of RESPA.

10
We received requests from the Minnesota Department of Commerce (the “MN Department”) beginning in February 2006 regarding captive mortgage reinsurance and certain other matters in response to which MGIC has provided information on several occasions, including as recently as May 2011. In August 2013, MGIC and several competitors received a draft Consent Order from the MN Department containing proposed conditions to resolve its investigation, including unspecified penalties. We are engaged in discussions with the MN Department regarding the draft Consent Order. We also received a request in June 2005 from the New York Department of Financial Services for information regarding captive mortgage reinsurance arrangements and other types of arrangements in which lenders receive compensation. Other insurance departments or other officials, including attorneys general, may also seek information about, investigate, or seek remedies regarding captive mortgage reinsurance.

Various regulators, including the CFPB, state insurance commissioners and state attorneys general may bring actions seeking various forms of relief in connection with violations of RESPA. The insurance law provisions of many states prohibit paying for the referral of insurance business and provide various mechanisms to enforce this prohibition. While we believe our practices are in conformity with applicable laws and regulations, it is not possible to predict the eventual scope, duration or outcome of any such reviews or investigations nor is it possible to predict their effect on us or the mortgage insurance industry.

We are subject to comprehensive, detailed regulation by state insurance departments. These regulations are principally designed for the protection of our insured policyholders, rather than for the benefit of investors. Although their scope varies, state insurance laws generally grant broad supervisory powers to agencies or officials to examine insurance companies and enforce rules or exercise discretion affecting almost every significant aspect of the insurance business. Given the recent significant losses incurred by many insurers in the mortgage and financial guaranty industries, our insurance subsidiaries have been subject to heightened scrutiny by insurance regulators. State insurance regulatory authorities could take actions, including changes in capital requirements or termination of waivers of capital requirements, that could have a material adverse effect on us. As noted above, in early 2013, the CFPB issued rules to implement laws requiring mortgage lenders to make ability-to-repay determinations prior to extending credit. We are uncertain whether the CFPB will issue any other rules or regulations that affect our business. Such rules and regulations could have a material adverse effect on us.

In December 2013, the U.S. Treasury Department’s Federal Insurance Office released a report that calls for federal standards and oversight for mortgage insurers to be developed and implemented. It is uncertain what form the standards and oversight will take and when they will become effective.

We understand several law firms have, among other things, issued press releases to the effect that they are investigating us, including whether the fiduciaries of our 401(k) plan breached their fiduciary duties regarding the plan’s investment in or holding of our common stock or whether we breached other legal or fiduciary obligations to our shareholders. We intend to defend vigorously any proceedings that may result from these investigations. With limited exceptions, our bylaws provide that our officers and 401(k) plan fiduciaries are entitled to indemnification from us for claims against them.

11
A non-insurance subsidiary of our holding company is a shareholder of the corporation that operates the Mortgage Electronic Registration System (“MERS”). Our subsidiary, as a shareholder of MERS, has been named as a defendant (along with MERS and its other shareholders) in eight lawsuits asserting various causes of action arising from allegedly improper recording and foreclosure activities by MERS. Seven of these lawsuits have been dismissed without any further opportunity to appeal. The remaining lawsuit had also been dismissed by the U.S. District Court, however, the plaintiff in that lawsuit filed a motion for reconsideration by the U.S. District Court and to certify a related question of law to the Supreme Court of the State in which the U.S. District Court is located. In April 2014, that motion for reconsideration was denied, however, on May 30, 2014, the plaintiff appealed the denial. The damages sought in this remaining case are substantial. We deny any wrongdoing and intend to defend ourselves vigorously against the allegations in the lawsuit.

In addition to the matters described above, we are involved in other legal proceedings in the ordinary course of business. In our opinion, based on the facts known at this time, the ultimate resolution of these ordinary course legal proceedings will not have a material adverse effect on our financial position or results of operations.
 
Resolution of our dispute with the Internal Revenue Service could adversely affect us.

The Internal Revenue Service (“IRS”) completed examinations of our federal income tax returns for the years 2000 through 2007 and issued proposed assessments for unpaid taxes, interest and penalties related to our treatment of the flow-through income and loss from an investment in a portfolio of residual interests of Real Estate Mortgage Investment Conduits (“REMICs”). The IRS indicated that it did not believe that, for various reasons, we had established sufficient tax basis in the REMIC residual interests to deduct the losses from taxable income. The proposed assessment for taxes and penalties related to these matters is $197.5 million and at June 30, 2014, there would also be interest of approximately $161.3 million. In addition, depending on the outcome of this matter, additional state income taxes and state interest may become due when a final resolution is reached. As of June 30, 2014, those state taxes and interest would approximate $46.7 million. In addition, there could also be state tax penalties.

Our total amount of unrecognized tax benefits as of June 30, 2014 is $105.8 million, which represents the tax benefits generated by the REMIC portfolio included in our tax returns that we have not taken benefit for in our financial statements, including any related interest. We continue to believe that our previously recorded tax provisions and liabilities are appropriate. However, we would need to make appropriate adjustments, which could be material, to our tax provision and liabilities if our view of the probability of success in this matter changes, and the ultimate resolution of this matter could have a material negative impact on our effective tax rate, results of operations, cash flows and statutory capital. In this regard, see our risk factors titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility” and “State capital requirements may prevent us from continuing to write new insurance on an uninterrupted basis.”

We appealed these assessments within the IRS and, in 2007, we made a payment of $65.2 million to the United States Department of the Treasury related to this assessment. In August 2010, we reached a tentative settlement agreement with the IRS which was not finalized. The IRS is pursuing this matter in full and absent a settlement we currently expect to be in litigation on this matter in 2014. Any such litigation could be lengthy and costly in terms of legal fees and related expenses.

12
Because we establish loss reserves only upon a loan default rather than based on estimates of our ultimate losses on risk in force, losses may have a disproportionate adverse effect on our earnings in certain periods.

In accordance with accounting principles generally accepted in the United States, commonly referred to as GAAP, we establish loss reserves only for loans in default. Reserves are established for insurance losses and loss adjustment expenses when notices of default on insured mortgage loans are received. Reserves are also established for insurance losses and loss adjustment expenses for loans we estimate are in default but for which notices of default have not yet been reported to us by the servicers (this is often referred to as “IBNR”). We establish reserves using estimated claim rates and claim amounts. Because our reserving method does not take account of losses that could occur from loans that are not delinquent, such losses are not reflected in our financial statements, except in the case where a premium deficiency exists. As a result, future losses on loans that are not currently delinquent may have a material impact on future results as such losses emerge.

Because loss reserve estimates are subject to uncertainties and are based on assumptions that are currently very volatile, paid claims may be substantially different than our loss reserves.

We establish reserves using estimated claim rates and claim amounts in estimating the ultimate loss on delinquent loans. The estimated claim rates and claim amounts represent our best estimates of what we will actually pay on the loans in default as of the reserve date and incorporate anticipated mitigation from rescissions. We rescind coverage on loans and deny claims in cases where we believe our policy allows us to do so. Therefore, when establishing our loss reserves, we do not include additional loss reserves that would reflect a possible adverse development from ongoing dispute resolution proceedings regarding rescissions and denials unless we have determined that a loss is probable and can be reasonably estimated. For more information regarding our legal proceedings, see our risk factor titled “We are involved in legal proceedings and are subject to the risk of additional legal proceedings in the future.”

The establishment of loss reserves is subject to inherent uncertainty and requires judgment by management. Current conditions in the housing and mortgage industries make the assumptions that we use to establish loss reserves more volatile than they would otherwise be. The actual amount of the claim payments may be substantially different than our loss reserve estimates. Our estimates could be adversely affected by several factors, including a deterioration of regional or national economic conditions, including unemployment, leading to a reduction in borrowers’ income and thus their ability to make mortgage payments and a drop in housing values that could result in, among other things, greater losses on loans that have pool insurance, and may affect borrower willingness to continue to make mortgage payments when the value of the home is below the mortgage balance. Changes to our estimates could result in material impact to our results of operations, even in a stable economic environment. For example, better or worse loss development than we had assumed at the end of the prior period could have a material impact on our results. In addition, historically, losses incurred have followed a seasonal trend in which the second half of the year has weaker credit performance than the first half, with higher new notice activity and a lower cure rate.

13
We rely on our management team and our business could be harmed if we are unable to retain qualified personnel.
 
Our industry is undergoing a fundamental shift following the mortgage crisis: long-standing competitors have gone out of business and two newly capitalized start-ups that are not encumbered with a portfolio of pre-crisis mortgages have been formed. Former executives from other mortgage insurers have joined these two new competitors. In addition, in January 2014, a worldwide insurer and reinsurer with mortgage insurance operations in Europe announced that it had completed the purchase of a competitor, CMG Mortgage Insurance Company, and that it had received approval as an eligible insurer from both GSEs. Our success depends, in part, on the skills, working relationships and continued services of our management team and other key personnel. The departure of key personnel could adversely affect the conduct of our business. In such event, we would be required to obtain other personnel to manage and operate our business, and there can be no assurance that we would be able to employ a suitable replacement for the departing individuals, or that a replacement could be hired on terms that are favorable to us. We currently have not entered into any employment agreements with our officers or key personnel. Volatility or lack of performance in our stock price may affect our ability to retain our key personnel or attract replacements should key personnel depart.
 
Our reinsurance transactions with unaffiliated reinsurers allow each reinsurer, under certain circumstances, to terminate such reinsurer’s portion of the transactions on a run-off basis if during any six month period two or more of our top five executives leave and such reinsurer objects to the replacements of such executives. We view such a termination as unlikely. No objection was made by the reinsurers within the timeframe allowed under the reinsurance agreement for our Chief Financial Officer replacement in the first quarter of 2014. Therefore, that replacement may no longer be considered for purposes of the termination provision.

Loan modification and other similar programs may not continue to provide benefits to us and our losses on loans that re-default can be higher than what we would have paid had the loan not been modified.

Beginning in the fourth quarter of 2008, the federal government, including through the Federal Deposit Insurance Corporation and the GSEs, and several lenders implemented programs to modify loans to make them more affordable to borrowers with the goal of reducing the number of foreclosures. During 2012, 2013 and the first half of 2014, we were notified of modifications that cured delinquencies that had they become paid claims would have resulted in approximately $1.2 billion, $1.0 billion and $420 million, respectively, of estimated claim payments. As noted below, we cannot predict with a high degree of confidence what the ultimate re-default rate on these modifications will be. Although the recent re-default rate has been lower, for internal reporting and planning purposes, we assume approximately 50% of these modifications will ultimately re-default, and those re-defaults may result in future claim payments. Because modifications cure the defaults with respect to the previously defaulted loans, our loss reserves do not account for potential re-defaults unless at the time the reserve is established, the re-default has already occurred. Based on information that is provided to us, most of the modifications resulted in reduced payments from interest rate and/or amortization period adjustments; from 2012 through the first half of 2014, approximately 9% resulted in principal forgiveness.

One loan modification program is the Home Affordable Modification Program (“HAMP”) which began in 2009. We believe that it could take several months from the time a borrower has made all of the payments during HAMP’s three month “trial modification” period for the loan to be reported to us as a cured delinquency. We rely on information provided to us by the GSEs and servicers. We do not receive all of the information from such sources that is required to determine with certainty the number of loans that are participating in, have successfully completed, or are eligible to participate in, HAMP. We are aware of approximately 6,270 loans in our primary delinquent inventory at June 30, 2014 for which the HAMP trial period has begun and which trial periods have not been reported to us as completed or cancelled. Through June 30, 2014, approximately 53,700 delinquent primary loans have cured their delinquency after entering HAMP and are not in default. In 2013 and the first half of 2014, approximately 17% and 16%, respectively, of our primary cures were the result of a modification, with HAMP accounting for approximately 68% of those modifications in each of 2013 and the first half of 2014. Although the HAMP program has been extended through December 2016, we believe that we have realized the majority of the benefits from HAMP because the number of loans insured by us that we are aware are entering HAMP trial modification periods has decreased significantly since 2010. The interest rates on certain loans modified under HAMP are subject to adjustment five years after the modification was entered into. Such adjustments are limited to an increase of one percentage point per year.

14
In 2009, the GSEs began offering the Home Affordable Refinance Program (“HARP”). HARP, which has been extended through December 2015, allows borrowers who are not delinquent but who may not otherwise be able to refinance their loans under the current GSE underwriting standards, to refinance their loans. We allow HARP refinances on loans that we insure, regardless of whether the loan meets our current underwriting standards, and we account for the refinance as a loan modification (even where there is a new lender) rather than new insurance written. Approximately 16% of our primary insurance in force has benefitted from HARP and is still in force.
 
The effect on us of loan modifications depends on how many modified loans subsequently re-default, which in turn can be affected by changes in housing values. Re-defaults can result in losses for us that could be greater than we would have paid had the loan not been modified. At this point, we cannot predict with a high degree of confidence what the ultimate re-default rate will be.  Eligibility under certain loan modification programs can also adversely affect us by creating an incentive for borrowers who are able to make their mortgage payments to become delinquent in an attempt to obtain the benefits of a modification. New notices of delinquency increase our incurred losses. If legislation is enacted to permit a portion of a borrower’s mortgage loan balance to be reduced in bankruptcy and if the borrower re-defaults after such reduction, then the amount we would be responsible to cover would be calculated after adding back the reduction. Unless a lender has obtained our prior approval, if a borrower’s mortgage loan balance is reduced outside the bankruptcy context, including in association with a loan modification, and if the borrower re-defaults after such reduction, then under the terms of our policy the amount we would be responsible to cover would be calculated net of the reduction.

If the volume of low down payment home mortgage originations declines, the amount of insurance that we write could decline, which would reduce our revenues.

The factors that affect the volume of low down payment mortgage originations include:

· restrictions on mortgage credit due to more stringent underwriting standards, liquidity issues and risk-retention requirements associated with non-QRM loans affecting lenders,

· the level of home mortgage interest rates and the deductibility of mortgage interest for income tax purposes,

· the health of the domestic economy as well as conditions in regional and local economies,

· housing affordability,

· population trends, including the rate of household formation,

· the rate of home price appreciation, which in times of heavy refinancing can affect whether refinanced loans have loan-to-value ratios that require private mortgage insurance, and

· government housing policy encouraging loans to first-time homebuyers.

15
As noted above, the CFPB rules implementing laws requiring mortgage lenders to make ability-to-pay determinations prior to extending credit became effective in January 2014. We are uncertain whether this Bureau will issue any other rules or regulations that affect our business or the volume of low down payment home mortgage originations. Such rules and regulations could have a material adverse effect on our financial position or results of operations.

A decline in the volume of low down payment home mortgage originations could decrease demand for mortgage insurance, decrease our new insurance written and reduce our revenues. For other factors that could decrease the demand for mortgage insurance, see our risk factor titled “The amount of insurance we write could be adversely affected if the definition of Qualified Residential Mortgage results in a reduced number of low down payment loans available to be insured or if lenders and investors select alternatives to private mortgage insurance.”

Competition or changes in our relationships with our customers could reduce our revenues or increase our losses.

As noted above, the FHA substantially increased its market share beginning in 2008 and beginning in 2011, that market share began to gradually decline. It is difficult to predict the FHA’s future market share due to, among other factors, different loan eligibility terms between the FHA and the GSEs, potential changes in guaranty fees and/or loan level price adjustments charged by the GSEs, changes to the FHA’s annual premiums, and the total profitability that may be realized by mortgage lenders from securitizing loans through Ginnie Mae when compared to securitizing loans through Fannie Mae or Freddie Mac.

In recent years, the level of competition within the private mortgage insurance industry has been intense as many large mortgage lenders reduced the number of private mortgage insurers with whom they do business. At the same time, consolidation among mortgage lenders has increased the share of the mortgage lending market held by large lenders. During 2013 and the first half of 2014, approximately 7% and 4%, respectively, of our new insurance written was for loans for which one lender was the original insured and our revenue from such loans was significantly less than 10% of our revenues during each of those periods. Our private mortgage insurance competitors include:

· Genworth Mortgage Insurance Corporation,

· United Guaranty Residential Insurance Company,

· Radian Guaranty Inc.,

· Arch Mortgage Insurance Company,

· Essent Guaranty, Inc., and

· National Mortgage Insurance Corporation.

16
Until 2010 the mortgage insurance industry had not had new entrants in many years. Since 2010, two new public companies were formed and began writing business and a worldwide insurer and reinsurer with mortgage insurance operations in Europe completed the purchase of a competitor and is currently writing business. The perceived increase in credit quality of loans that are being insured today; the possibility of a decrease in the FHA’s share of the mortgage insurance market; and the significantly more favorable treatment that new mortgage insurance companies, unencumbered with a portfolio of pre-crisis mortgages, are given under the draft GSE Financial Requirements, may encourage additional new entrants, although the lower expected returns that may result from the draft GSE Financial Requirements if adopted as proposed, may discourage additional new entrants.

Our relationships with our customers could be adversely affected by a variety of factors, including tightening of and adherence to our underwriting requirements, which have resulted in our declining to insure some of the loans originated by our customers and insurance rescissions that affect the customer. We have ongoing discussions with lenders who are significant customers regarding their objections to our rescissions.
 
In the past several years, we believe many lenders considered financial strength and compliance with the State Capital Requirements as important factors when selecting a mortgage insurer. Lenders may consider compliance with the GSE Financial Requirements important when selecting a mortgage insurer in the future. As noted above, we expect MGIC to be in compliance with the GSE Financial Requirements by the end of the transition period and we expect MGIC’s risk-to-capital ratio to continue to comply with the current State Capital Requirements. However, we cannot assure you that we will comply with such requirements or that we will comply with any revised State Capital Requirements proposed by the NAIC. For more information, see our risk factors titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility” and “State capital requirements may prevent us from continuing to write new insurance on an uninterrupted basis.”

We believe that financial strength ratings may be a significant consideration for participants seeking to secure credit enhancement in the non-GSE mortgage market, which includes most non-QM loans. While this market has been limited since the financial crisis, it may grow in the future. The financial strength ratings of our insurance subsidiaries are lower than those of some competitors and below investment grade levels, therefore, we may be competitively disadvantaged with some market participants. For each of MGIC and MIC, the financial strength rating from Moody’s is Ba3 (with a stable outlook) and from Standard & Poor’s is BB (with a positive outlook). It is possible that MGIC’s and MIC’s financial strength ratings could decline from these levels. Our ability to participate in the non-GSE market could depend on our ability to secure investment grade ratings for our mortgage insurance subsidiaries.

If the GSEs no longer operate in their current capacities, for example, due to legislative or regulatory action, we may be forced to compete in a new marketplace in which financial strength ratings play a greater role. If we are unable to compete effectively in the current or any future markets as a result of the financial strength ratings assigned to our mortgage insurance subsidiaries, our future new insurance written could be negatively affected.

17
Downturns in the domestic economy or declines in the value of borrowers’ homes from their value at the time their loans closed may result in more homeowners defaulting and our losses increasing.

Losses result from events that reduce a borrower’s ability to continue to make mortgage payments, such as unemployment, and whether the home of a borrower who defaults on his mortgage can be sold for an amount that will cover unpaid principal and interest and the expenses of the sale. In general, favorable economic conditions reduce the likelihood that borrowers will lack sufficient income to pay their mortgages and also favorably affect the value of homes, thereby reducing and in some cases even eliminating a loss from a mortgage default. A deterioration in economic conditions, including an increase in unemployment, generally increases the likelihood that borrowers will not have sufficient income to pay their mortgages and can also adversely affect housing values, which in turn can influence the willingness of borrowers with sufficient resources to make mortgage payments to do so when the mortgage balance exceeds the value of the home. Housing values may decline even absent a deterioration in economic conditions due to declines in demand for homes, which in turn may result from changes in buyers’ perceptions of the potential for future appreciation, restrictions on and the cost of mortgage credit due to more stringent underwriting standards, liquidity issues and risk-retention requirements associated with non-QRM loans affecting lenders, higher interest rates generally or changes to the deductibility of mortgage interest for income tax purposes, or other factors. The residential mortgage market in the United States had for some time experienced a variety of poor or worsening economic conditions, including a material nationwide decline in housing values, with declines continuing into early 2012 in a number of geographic areas. Although housing values in most markets have recently been increasing, in some markets they remain significantly below their early 2007 levels. Changes in housing values and unemployment levels are inherently difficult to forecast given the uncertainty in the current market environment, including uncertainty about the effect of actions the federal government has taken and may take with respect to tax policies, mortgage finance programs and policies, and housing finance reform.

The mix of business we write affects the likelihood of losses occurring, our Minimum Required Assets for purposes of the draft GSE Financial Requirements, and our premium yields.

Even when housing values are stable or rising, mortgages with certain characteristics have higher probabilities of claims. These characteristics include loans with loan-to-value ratios over 95% (or in certain markets that have experienced declining housing values, over 90%), FICO credit scores below 620, limited underwriting, including limited borrower documentation, or higher total debt-to-income ratios, as well as loans having combinations of higher risk factors. As of June 30, 2014, approximately 20.6% of our primary risk in force consisted of loans with loan-to-value ratios greater than 95%, 6.3% had FICO credit scores below 620, and 6.3% had limited underwriting, including limited borrower documentation, each attribute as determined at the time of loan origination. A material portion of these loans were written in 2005 — 2007 or the first quarter of 2008. In accordance with industry practice, loans approved by GSEs and other automated underwriting systems under “doc waiver” programs that do not require verification of borrower income are classified by us as “full documentation.” For additional information about such loans, see footnote (3) to the composition of primary default inventory table under “Results of Consolidated Operations-Losses-Losses incurred in Management’s Discussion and Analysis of Financial Condition and Results of Operations.

The Minimum Required Assets for purposes of the draft GSE Financial Requirements are, in part, a function of the direct risk-in-force and the risk profile of the loans we insure, considering loan-to-value ratio, credit score, vintage, HARP status and delinquency status. Therefore, if our direct risk in force increases through increases in new insurance written, or if our mix of business changes to include loans with higher loan-to-value ratios or lower credit scores, for example, we will be required to hold more Available Assets in order to maintain GSE eligibility.

18
Historically, the level of competition within the private mortgage insurance industry has been intense and is not expected to diminish given the presence of new entrants. Effective in December 2013, we reduced all of our borrower-paid monthly premium rates and most of our single premium rates to match competition, although in certain states these reductions are not yet effective due to the need for regulatory approval. During most of 2013, when almost all of our single premium rates were above those most commonly used in the market, single premium policies were approximately 10% of our total new insurance written; they were approximately 13% in the first half of 2014. In addition, during periods of declining loan originations, lenders may seek to expand their mortgage lending businesses by requesting discounts from mortgage insurers in order to offer products that are less expensive to borrowers or by requesting more liberal underwriting requirements.

From time to time, in response to market conditions, we change the types of loans that we insure and the requirements under which we insure them. In 2013, we liberalized our underwriting guidelines somewhat, in part through aligning most of our underwriting requirements with Fannie Mae and Freddie Mac for loans that receive and are processed in accordance with certain approval recommendations from a GSE automated underwriting system. As a result of the liberalization of our underwriting requirements, the migration of lower FICO business from the FHA to us and other private mortgage insurers and other factors, our business written in the last several quarters is expected to have a somewhat higher claim incidence than business written in recent years. However, we believe this business presents an acceptable level of risk. Our underwriting requirements are available on our website at http://www.mgic.com/underwriting/index.html. We monitor the competitive landscape and will make adjustments to our pricing and underwriting guidelines as warranted. We also make exceptions to our underwriting requirements on a loan-by-loan basis and for certain customer programs. Together, the number of loans for which exceptions were made accounted for fewer than 2% of the loans we insured in 2013 and the first half of 2014.

As noted above in our risk factor titled “State capital requirements may prevent us from continuing to write new insurance on an uninterrupted basis,” in 2013, we entered into a quota share reinsurance transaction with a group of unaffiliated reinsurers. Although that transaction reduces our premium yields, the transaction will have a lesser impact on our overall results, as losses ceded under this transaction reduce our losses incurred and the ceding commission we receive reduces our underwriting expenses. As of June 30, 2014, we have accrued a profit commission receivable of $47.1 million, which is included in other assets on our consolidated balance sheet. This receivable is expected to grow materially through the term of the agreement, but the ultimate amount of the commission will depend on the ultimate level of premiums earned and losses incurred under the agreement. Any profit commission would be paid to us upon termination of the reinsurance agreement. The reinsurers are required to maintain trust funds or letters of credit to support recoverable balances for reinsurance, such as loss reserves, paid losses, prepaid reinsurance premiums and profit commissions. As such forms of collateral are in place, we have not established an allowance against these balances.

During the second quarter of 2012, we began writing a portion of our new insurance under an endorsement to our master policy (the “Gold Cert Endorsement”). Our Gold Cert Endorsement limits our ability to rescind coverage under certain circumstances. As of June 30, 2014, approximately 21% of our flow, primary insurance in force was written under our Gold Cert Endorsement. However, approximately 65% and 74% of our flow, primary new insurance written in 2013 and the first half of 2014, respectively, was written under this endorsement. The Gold Cert Endorsement is filed as Exhibit 99.7 to our quarterly report on Form 10-Q for the quarter ended March 31, 2012 (filed with the SEC on May 10, 2012).

We revised our master policy to, among other things, comply with various requirements the GSEs have communicated to the industry. These requirements contain limitations on rescission rights that, while generally similar, differ in some respects from the limitations in our Gold Cert Endorsement. The GSEs require the new master policy be used for all loans sold to them with an application date on or after October 1, 2014. Although our new master policy has been approved by the GSEs, it remains subject to review and approval in a few jurisdictions.

19
As of June 30, 2014, approximately 1.6% of our primary risk in force written through the flow channel, and 21.3% of our primary risk in force written through the bulk channel, consisted of adjustable rate mortgages in which the initial interest rate may be adjusted during the five years after the mortgage closing (“ARMs”). We classify as fixed rate loans adjustable rate mortgages in which the initial interest rate is fixed during the five years after the mortgage closing. If interest rates should rise between the time of origination of such loans and when their interest rates may be reset, claims on ARMs and adjustable rate mortgages whose interest rates may only be adjusted after five years would be substantially higher than for fixed rate loans. In addition, we have insured “interest-only” loans, which may also be ARMs, and loans with negative amortization features, such as pay option ARMs. We believe claim rates on these loans will be substantially higher than on loans without scheduled payment increases that are made to borrowers of comparable credit quality.

Although we attempt to incorporate these higher expected claim rates into our underwriting and pricing models, there can be no assurance that the premiums earned and the associated investment income will be adequate to compensate for actual losses even under our current underwriting requirements. We do, however, believe that given the various changes in our underwriting requirements that were effective beginning in the first quarter of 2008, our insurance written beginning in the second quarter of 2008 will generate underwriting profits.

The premiums we charge may not be adequate to compensate us for our liabilities for losses and as a result any inadequacy could materially affect our financial condition and results of operations.

We set premiums at the time a policy is issued based on our expectations regarding likely performance over the long-term. Our premiums are subject to approval by state regulatory agencies, which can delay or limit our ability to increase our premiums. Generally, we cannot cancel mortgage insurance coverage or adjust renewal premiums during the life of a mortgage insurance policy. As a result, higher than anticipated claims generally cannot be offset by premium increases on policies in force or mitigated by our non-renewal or cancellation of insurance coverage. The premiums we charge, and the associated investment income, may not be adequate to compensate us for the risks and costs associated with the insurance coverage provided to customers. An increase in the number or size of claims, compared to what we anticipate, could adversely affect our results of operations or financial condition.

In January 2008, we announced that we had decided to stop writing the portion of our bulk business that insures loans included in Wall Street securitizations because the performance of such loans deteriorated materially in the fourth quarter of 2007 and this deterioration was materially worse than we experienced for loans insured through the flow channel or loans insured through the remainder of our bulk channel. As of December 31, 2007 we established a premium deficiency reserve of approximately $1.2 billion. As of June 30, 2014, the premium deficiency reserve was $36 million, which reflects the present value of expected future losses and expenses that exceeds the present value of expected future premium and already established loss reserves on these bulk transactions.

We continue to experience material losses, especially on the 2006 and 2007 books. The ultimate amount of these losses will depend in part on general economic conditions, including unemployment, and the direction of home prices, which in turn will be influenced by general economic conditions and other factors. Because we cannot predict future home prices or general economic conditions with confidence, there is significant uncertainty surrounding what our ultimate losses will be on our 2006 and 2007 books. Our current expectation, however, is that these books will continue to generate material incurred and paid losses, although declining, for a number of years. There can be no assurance that an additional premium deficiency reserve on Wall Street Bulk or on other portions of our insurance portfolio will not be required.

20
It is uncertain what effect the extended timeframes in the foreclosure process will have on us.

Over the past several years, the average time it takes to receive a claim associated with a defaulted loan has increased. This is, in part, due to new loss mitigation protocols established by servicers and to changes in some state foreclosure laws that may include, for example, a requirement for additional review and/or mediation processes. Unless a loan is cured during a foreclosure delay, at the completion of the foreclosure, additional interest and expenses may be due to the lender from the borrower. In some circumstances, our paid claim amount may include some additional interest and expenses.

We are susceptible to disruptions in the servicing of mortgage loans that we insure.

We depend on reliable, consistent third-party servicing of the loans that we insure. Over the last several years, the mortgage loan servicing industry has experienced consolidation. The resulting reduction in the number of servicers could lead to disruptions in the servicing of mortgage loans covered by our insurance policies. In addition, recent housing market trends have led to significant increases in the number of delinquent mortgage loans requiring servicing. These increases have strained the resources of servicers, reducing their ability to undertake mitigation efforts that could help limit our losses, and have resulted in an increasing amount of delinquent loan servicing being transferred to specialty servicers. The transfer of servicing can cause a disruption in the servicing of delinquent loans. Future housing market conditions could lead to additional increases in delinquencies. Managing a substantially higher volume of non-performing loans could lead to increased disruptions in the servicing of mortgages.
 
If interest rates decline, house prices appreciate or mortgage insurance cancellation requirements change, the length of time that our policies remain in force could decline and result in declines in our revenue.

In each year, most of our premiums are from insurance that has been written in prior years. As a result, the length of time insurance remains in force, which is also generally referred to as persistency, is a significant determinant of our revenues. The factors affecting the length of time our insurance remains in force include:

· the level of current mortgage interest rates compared to the mortgage coupon rates on the insurance in force, which affects the vulnerability of the insurance in force to refinancings, and

· mortgage insurance cancellation policies of mortgage investors along with the current value of the homes underlying the mortgages in the insurance in force.

Our persistency rate was 82.4% at June 30, 2014, compared to 79.5% at December 31, 2013, and 79.8% at December 31, 2012. During the 1990s, our year-end persistency ranged from a high of 87.4% at December 31, 1990 to a low of 68.1% at December 31, 1998. Since 2000, our year-end persistency ranged from a high of 84.7% at December 31, 2009 to a low of 47.1% at December 31, 2003.
 
Our persistency rate is affected by the level of current mortgage interest rates compared to the mortgage coupon rates on our insurance in force, which affects the vulnerability of the insurance in force to refinancing. Due to refinancing, we have experienced lower persistency on our 2009 through 2011 books of business. This has been partially offset by higher persistency on our older books of business reflecting the more restrictive credit policies of lenders (which make it more difficult for homeowners to refinance loans), as well as declines in housing values. Future premiums on our insurance in force represent a material portion of our claims paying resources.
21
Your ownership in our company may be diluted by additional capital that we raise or if the holders of our outstanding convertible debt convert that debt into shares of our common stock.

As noted above under our risk factor titled “We may not continue to meet the GSEs’ mortgage insurer eligibility requirements and our returns may decrease if we are required to maintain significantly more capital in order to maintain our eligibility,” if the draft PMIERs are implemented as released, we would consider seeking non-dilutive debt capital to mitigate the shortfall in Available Assets. However, there can be no assurance that we would not have to raise additional equity capital. Any future issuance of equity securities may dilute your ownership interest in our company. In addition, the market price of our common stock could decline as a result of sales of a large number of shares or similar securities in the market or the perception that such sales could occur.

We have $389.5 million principal amount of 9% Convertible Junior Subordinated Debentures outstanding. The principal amount of the debentures is currently convertible, at the holder’s option, at an initial conversion rate, which is subject to adjustment, of 74.0741 common shares per $1,000 principal amount of debentures. This represents an initial conversion price of approximately $13.50 per share. We have the right, and may elect, to defer interest payable under the debentures in the future. If a holder elects to convert its debentures, the interest that has been deferred on the debentures being converted is also convertible into shares of our common stock. The conversion rate for such deferred interest is based on the average price that our shares traded at during a 5-day period immediately prior to the election to convert the associated debentures. We may elect to pay cash for some or all of the shares issuable upon a conversion of the debentures. We also have $345 million principal amount of 5% Convertible Senior Notes and $500 million principal amount of 2% Convertible Senior Notes outstanding. The 5% Convertible Senior Notes are convertible, at the holder’s option, at an initial conversion rate, which is subject to adjustment, of 74.4186 shares per $1,000 principal amount at any time prior to the maturity date. This represents an initial conversion price of approximately $13.44 per share. Prior to January 1, 2020, the 2% Convertible Senior Notes are convertible only upon satisfaction of one or more conditions. One such condition is that during any calendar quarter commencing after March 31, 2014, the last reported sale price of our common stock for each of at least 20 trading days during the 30 consecutive trading days ending on, and including, the last trading day of the immediately preceding calendar quarter be greater than or equal to 130% of the applicable conversion price on each applicable trading day. The notes are convertible at an initial conversion rate, which is subject to adjustment, of 143.8332 shares per $1,000 principal amount. This represents an initial conversion price of approximately $6.95 per share. 130% of such conversion price is $9.03. On or after January 1, 2020, holders may convert their notes irrespective of satisfaction of the conditions. We do not have the right to defer interest on our Convertible Senior Notes. For a discussion of the dilutive effects of our convertible securities on our earnings per share, see Note 6 — “Earnings (Loss) per Share” to our consolidated financial statements.

Our debt obligations materially exceed our holding company cash and investments

At June 30, 2014, we had approximately $515 million in cash and investments at our holding company and our holding company’s debt obligations were $1,297 million in aggregate principal amount, consisting of $62 million of Senior Notes due in November 2015, $345 million of Convertible Senior Notes due in 2017, $500 million of Convertible Senior Notes due in 2020 and $390 million of Convertible Junior Debentures due in 2063. Annual debt service on the debt outstanding as of June 30, 2014, is approximately $66 million.

22
The Senior Notes, Convertible Senior Notes and Convertible Junior Debentures are obligations of our holding company, MGIC Investment Corporation, and not of its subsidiaries. Our holding company has no material sources of cash inflows other than investment income. The payment of dividends from our insurance subsidiaries, which other than raising capital in the public markets is the principal source of our holding company cash inflow, is restricted by insurance regulation. MGIC is the principal source of dividend-paying capacity. Since 2008, MGIC has not paid any dividends to our holding company. Through 2014, MGIC cannot pay any dividends to our holding company without approval from the OCI. Any additional capital contributions to our subsidiaries would decrease our holding company cash and investments.

We could be adversely affected if personal information on consumers that we maintain is improperly disclosed.

As part of our business, we maintain large amounts of personal information on consumers. While we believe we have appropriate information security policies and systems to prevent unauthorized disclosure, there can be no assurance that unauthorized disclosure, either through the actions of third parties or employees, will not occur. Unauthorized disclosure could adversely affect our reputation and expose us to material claims for damages.

Our Australian operations may suffer significant losses.

We began international operations in Australia, where we started to write business in June 2007. Since 2008, we are no longer writing new business in Australia. Our existing risk in force in Australia is subject to the risks described in the general economic and insurance business-related factors discussed above. In addition to these risks, we are subject to a number of other risks from having deployed capital in Australia, including foreign currency exchange rate fluctuations and interest-rate volatility particular to Australia.
 
 
23
 EX-99.14 6 ex99_14.htm EXHIBIT 99.14
CONFIDENTIAL TREATMENT REQUESTED.  INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED IS OMITTED AND MARKED WITH “[***]” AND HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.
 
Execution Copy
 
Exhibit 99.14
 
SECOND AMENDMENT TO
 
CONFIDENTIAL SETTLEMENT AGREEMENT AND RELEASE
 
This SECOND AMENDMENT TO CONFIDENTIAL SETTLEMENT AGREEMENT AND RELEASE (“Second Amendment”) is made and is effective as of this 5th day of June, 2014, by and between Mortgage Guaranty Insurance Corporation (“MGIC”) and Bank of America, N.A. (as a successor to BAC Home Loans Servicing f/k/a Countrywide Home Loans Servicing LP (“Servicing”)) (“Bank of America”), on its own behalf and as successor in interest by de jure merger to Countrywide Bank FSB, formerly Treasury Bank (“Countrywide Bank”).  Countrywide Home Loans, Inc. (“CHL”) is a party to the Settlement Agreement only to the extent specified in the Settlement Agreement.  Capitalized terms used in this Second Amendment without definition have the meaning given them in the Settlement Agreement.
 
RECITALS
 
WHEREAS, MGIC and Bank of America are Parties to a Confidential Settlement Agreement and Release, dated as of April 19, 2013, as amended by an Amendment dated as of September 24, 2013 (the “Settlement Agreement”), and CHL is a party to the Settlement Agreement to the extent specified in the Settlement Agreement;
 
WHEREAS, the Parties and CHL desire to further amend the Settlement Agreement to (a) include the CHL/GSE Loans and the CHL/PLS Loans (both as defined below) in the settlement as specified in this Second Amendment and (b) provide that [***]; and
 
WHEREAS, the Parties and CHL acknowledge that the Initial Implementation Date has occurred under the Settlement Agreement and certain provisions of this Second Amendment will not become effective until the CHL/GSE/PLS Implementation Date (as defined below).
 
NOW, THEREFORE, intending to be legally bound, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, including the promises and other matters contained herein, the Parties and CHL agree, pursuant to Section 19(g) of the Settlement Agreement, that the Settlement Agreement is hereby amended as follows:
 
1. Definitions.  The following definitions are added or amended in Section 1 of the Settlement Agreement:

a. Section 1(h) is amended by adding the following sentence at the end of the definition:  “Illustrative examples of the calculation of the Bank of America Share are provided on Exhibit N.”
Execution Copy
 
b. Section 1(qqq) is amended and restated as follows:  ““Settlement Percentage” means the following percentages with respect to each of the designated loans:  (i) [***] with respect to each of the GSE/HFI Loans and CHL/GSE Loans, (ii) [***] with respect to each of the Countrywide PLS Loans, and (iii) [***] with respect to each of the Third Party PLS/Other Loans, for, among other things, payment of Perfected Claims pursuant to Section 10(c).”

c. The following Section 1(cccc) is added:  ““Additional GSE Consents” means written consent from each of the GSEs pursuant to Section 4(f).”

d. The following Section 1(dddd) is added:  ““CHL/GSE Loans” means those loans identified as CHL/GSE Loans on any of the Schedules.”

e. The following Section 1(eeee) is added:  ““CHL/GSE Reimbursement Amount” means the product of (x) one minus the applicable Settlement Percentage and (y) the aggregate amount of Recently Paid Loans for the CHL/GSE Loans that are Class 2 GSE Loans, calculated as of the CHL/GSE/PLS Implementation Date.”

f. The following Section 1(ffff) is added:  ““CHL/GSE/PLS Implementation Date” means a date mutually agreed upon by the Parties that occurs on the last day of a month on or before the later of (i) ninety (90) days after the entry of orders dismissing the Arbitration Action as to the CHL/GSE/PLS Loans pursuant to Section 6(g) and (ii) October 31, 2014.”

g. The following Section 1(gggg) is added: ““CHL/GSE/PLS Loans” means the CHL/GSE Loans and the CHL/PLS Loans.”

h. The following Section 1(hhhh) is added:  ““CHL/GSE/PLS Reimbursement Payment” means the product of (x) one minus the applicable Settlement Percentage and (y) the aggregate amount of Recently Paid Loans for the CHL/GSE Loans that are Class 1 GSE Loans and HFI Loans, the Countrywide PLS Loans, and the Third Party PLS/Other Loans, calculated as of the CHL/GSE/PLS Implementation Date, to be paid by Bank of America as set forth in Section 2(g).”

i. The following Section 1(iiii) is added:  ““CHL/GSE/PLS Signing Date” means the date the Second Amendment is made, as specified in the Preamble to the Second Amendment.”

j. The following Section 1(jjjj) is added:  ““CHL/GSE/PLS Terminated Provisions” means Sections 1(b), 1(e), 1(f), 1(h), 1(l), 1(n), 1(u), 2, 3, 5 through 7, 9, and 10(b) and 10(d) of the Second Amendment.”

k. The following Section 1(kkkk) is added:  ““CHL/PLS Agreement” means the Confidential Settlement Agreement and Release, dated as of April 19, 2013, as amended, by and among MGIC, CHL, and BANA, in its capacity as master servicer or servicer.”
2
Execution Copy
 
l. The following Section 1(llll) is added: ““CHL/PLS Denial Settlement Payment” means the amount of [***], to be paid by MGIC as set forth in Section 2(f).”

m. The following Section 1(mmmm) is added:  ““CHL/PLS Loans” means those loans that are designated as Countrywide PLS Loans or Third Party PLS/Other Loans on any of the Schedules, which were previously identified on Schedules 1 through 9 to the CHL/PLS Agreement, and which shall be treated as Class 1 GSE Loans for all purposes of this Settlement Agreement.”

n. The following Section 1(oooo) is added:  ““CHL/PLS Settlement Payment” means the amount of [***] (calculated by the amount of  [***] less [***] (the proportional amount of the premium refund checks associated with CHL/PLS Loans that are identified on Supplemental Schedule 2) to be paid by MGIC as set forth in Section 2(f).”

o. The following Section 1(pppp) is added:  ““Countrywide PLS Loans” means those loans identified as Countrywide PLS Loans on any of the Schedules.”

p. The following Section 1(qqqq) is added:  [***]

q. The following Section 1(rrrr) is added:  ““Schedules” means the schedules to this Settlement Agreement (i) identified in Section 18 as of the Signing Date, as updated pursuant to Section 3(a), and as finalized with respect to the Initial Implementation Date pursuant to Section 3(b), (ii) as supplemented by the Supplemental Schedules, and (iii) as may be restated by agreement of the Parties following the CHL/GSE/PLS Implementation Date by combining the schedules referenced in the foregoing clauses (i) and (ii) .”

r. The following Section 1(ssss) is added:  ““Second Amendment” means the Second Amendment, dated as of June 5, 2014, to this Settlement Agreement.”

s. The following Section 1(tttt) is added:  ““Supplemental Schedules” means the Supplemental Schedules 1 through 9 attached to the Second Amendment as of the CHL/GSE/PLS Signing Date, as updated pursuant to Section 3(a), and thereafter as finalized as of the CHL/GSE/PLS Implementation Date pursuant to Section 3(b).”

t. The following Section 1(uuuu) is added:  ““Third Party PLS/Other Loans” means those loans identified as Third Party PLS/Other Loans on any of the Schedules.”
3
Execution Copy
 
u. Each of the definitions of “Covered Loans,” “Past Coverage Determination Loans,” “Past Paid Loans,” “Pending Rescission Loans,” “Recently Denied Loans,” “Recently Paid Loans,” “Recently Rescinded Loans,” “Subject Loan,” and “True-Up Loans” is amended by (i) adding the characters “(x)” before the words “listed on Schedule”, (ii) adding the words “, (y) as listed on Supplemental Schedule [insert corresponding Supplemental Schedule number]” after “and as finalized with respect to the Initial Implementation Date pursuant to Section 3(b),”, and (iii) adding the words “, or (z) as listed on Schedule [insert corresponding Schedule number] as such combined Schedule and Supplemental Schedule may be restated by agreement of the Parties following the CHL/GSE/PLS Implementation Date.” at the end of the definition.

2. CHL/PLS Settlement Payment, CHL/PLS Denial Settlement Payment and  CHL/GSE/PLS Reimbursement Payment.

a. Section 2(f) is added as follows:  “(f)  Payment of the CHL/PLS Settlement Payment and the CHL/PLS Denial Settlement Payment.  Within five (5) business days after the finalization of the Supplemental Schedules following the CHL/GSE/PLS Implementation Date, MGIC shall pay to Fannie Mae the CHL/PLS Settlement Payment and the CHL/PLS Denial Settlement Payment.”

b. Section 2(g) is added as follows:  “(g)  Payment of the CHL/GSE/PLS Reimbursement Payment.  Within five (5) business days after finalization of the Supplemental Schedules following the CHL/GSE/PLS Implementation Date, Bank of America shall pay to MGIC the CHL/GSE/PLS Reimbursement Payment.”

3. Continuing Reconciliation; Finalizing Supplemental Schedules; Manifest Error; Subject Loans Reports; Bank of America Share Reports.  Section 3(f) is added as follows: “Sections 3(a)-(e) shall apply to the CHL/GSE/PLS Loans as follows: (i) references to the Signing Date shall mean the CHL/GSE/PLS Signing Date, provided that the first Monthly Loan Report pursuant to Section 3(a)(i) shall update and supplement the changes between January 1, 2013 and the end of the month following the CHL/GSE/PLS Signing Date; (ii) references to the Initial Implementation Date shall mean the CHL/GSE/PLS Implementation Date; (iii) neither Party will cause or permit any CHL/PLS Loan to be designated or treated as an HFI or Class 2 GSE Loan pursuant to Section 3 or otherwise; (iv) for purposes of Section 3(d), the CHL/GSE/PLS Loans will be included on the Subject Loan Reports only on and after the CHL/GSE/PLS Implementation Date; and (v) for purposes of Section 3(e), the CHL/GSE/PLS Loans that are treated as Class 1 GSE Loans  will be included on Bank of America Share Reports only on and after the CHL/GSE/PLS Implementation Date.”

4. Additional GSE Consents.

a. Section 4(e) is amended and restated as follows:
 
“(e)            Additional GSE Consents.  The obligations of the Parties to consummate the actions relating to the CHL/GSE/PLS Loans set forth in this Settlement Agreement on and after the CHL/GSE/PLS Implementation Date are subject to and conditioned upon receiving the Additional GSE Consents.
4
Execution Copy
 
(i)                The Additional GSE Consents shall be substantially in the form of the consent of Freddie Mac to the Settlement Agreement dated September 26, 2013 and the consent of Fannie Mae to the Settlement Agreement dated October 9, 2013.
 
(ii)               Bank of America shall be the primary party responsible for obtaining the Additional GSE Consents from the GSEs.  Notwithstanding the foregoing, (A) the Parties will use their best efforts to cooperate with each other in seeking to obtain the Additional GSE Consents; and (B) such cooperation shall include permitting MGIC to participate in interactions with the GSEs, although Bank of America may exclude MGIC from its negotiations with the GSEs, at Bank of America’s discretion exercised in good faith.
 
(iii)              Either of MGIC or Bank of America may terminate the CHL/GSE/PLS Terminated Provisions by written notification to the other if the Additional GSE Consents have not been received within six (6) months after the CHL/GSE/PLS Signing Date; provided that (A) the Parties may agree in writing to extend the time period for obtaining Additional GSE Consents; (B) MGIC shall not be entitled to so terminate the CHL/GSE/PLS Terminated Provisions if it has breached its obligation to cooperate in seeking to obtain the Additional GSE Consents; (C) Bank of America shall not be entitled to so terminate the CHL/GSE/PLS Terminated Provisions if it has breached its obligation to cooperate in seeking to obtain the Additional GSE Consents; and (D) no Party shall be entitled to so terminate the CHL/GSE/PLS Terminated Provisions if the Parties are actively seeking consent from the GSEs, including but not limited to having in-person meetings with the GSEs on multiple occasions, as the case may be, at the end of such six (6) month period, and the right to terminate the CHL/GSE/PLS Terminated Provisions shall be suspended until the termination of such period during which the Parties are actively seeking to obtain the Additional GSE Consents.
5
Execution Copy
 
(iv)             Upon any termination of the CHL/GSE/PLS Terminated Provisions pursuant to Section 4(e)(iii), (x) all of the provisions of this Settlement Agreement except for the CHL/GSE/PLS Terminated Provisions shall remain in full force and effect with respect to the Subject Loans other than the CHL/GSE/PLS Loans; and (y) the provisions with respect to perfection and processing of Claims on and after January 1, 2013, that are specified in Section 10(b), and the releases in Sections 13 and 14, shall be deemed null and void and of no further force and effect with respect to the CHL/GSE/PLS Loans and the Parties (and CHL, to the extent of its interest in the CHL/GSE/PLS Loans) shall be deemed to have reverted to their respective status as of the day prior to the Signing Date with respect to the CHL/GSE/PLS Loans; provided that (A) the definitions in Section 1 related to any provisions not terminated, this Section 4(e)(iv), the provisions of dispute resolution in Section 11(c) to the extent that they relate to the resolution of any Dispute regarding the termination of the CHL/GSE/PLS Terminated Provisions, Section 16 (Confidentiality) and paragraphs (a), (c), (d), (e), (f), (g), (h), (i), (k), and (m), and solely for the purpose of enforcing provisions that survive termination of the CHL/GSE/PLS Terminated Provisions, (n) of Section 19 (Miscellaneous Provisions) shall continue in full force and effect with respect to the CHL/GSE/PLS Loans despite any termination of the CHL/GSE/PLS Terminated Provisions; (B) in the event of any such termination of the CHL/GSE/PLS Terminated Provisions, MGIC may effect rescission or denial of the Claims with respect to any CHL/GSE/PLS Loan for which MGIC has communicated an intent to complete a denial after October 31, 2011, and before January 1, 2013, or to complete a rescission after October 31, 2011, without regard to the passage of time, and Bank of America and CHL hereby waive any claim or defense as to the lack of timely assertion of any such rescission or denial with respect to any such Claim, but not, except as provided in this Settlement Agreement, with respect to any other available claim or defense as set forth herein, in the applicable Master Policy, or by operation of law, and provided that any Claim paid pursuant to Section 10(b)  with respect to a CHL/GSE/PLS Loan prior to such termination shall remain a paid Claim; (C) the applicable time period for Bank of America to submit the documents that MGIC may require Bank of America to provide in order to perfect a Claim with respect to a CHL/GSE/PLS Loan shall terminate on the later of (x) the applicable time period for perfection of a Claim under the applicable Master Policy and (y) three months after the date of such termination of the CHL/GSE/PLS Terminated Provisions; and (D) any legal or contractual limitations period and any defense based on the passage of time with respect to Causes of Action relating to the CHL/GSE/PLS Loans included in the Litigation Action or the Arbitration Action are tolled from the date such Causes of Action were made in such actions and shall continue to be tolled through [***], in addition to any other tolling periods that may apply by operation of law.  Any legal or contractual limitations period and any defense based on the passage of time with respect to Causes of Action relating to the CHL/GSE/PLS Loans within the scope of the Mortgage Insurance Dispute that are not included in such actions shall be tolled from [***] and shall continue to be tolled through [***], in addition to any tolling that may apply by operation of law.  No tolling that occurs pursuant to this Section 4(e)(iv) and/or by operation of law shall have the effect of reviving any Cause of Action relating to a CHL/GSE/PLS Loan that was otherwise barred by any statute of limitations or similar rule of law or equity prior to [***].”
6
Execution Copy
 
5. Dismissal of Arbitration Action and Litigation Action.  Section 6(g) is added as follows:
 
“(g) CHL/GSE/PLS Loans.  As soon as practicable after the Additional GSE Consents are obtained, each of Bank of America and CHL shall take all necessary steps to dismiss the Arbitration Action with prejudice as to all of the CHL/GSE/PLS Loans, and such dismissal shall be substantially in the form of Stipulation and Order of Dismissal on Exhibit J. On and after the CHL/GSE/PLS Signing Date, Section 6(c) (Stay of Arbitration Action) applies to the CHL/GSE/PLS Loans. On and after the CHL/GSE/PLS Implementation Date, Section 6(e) (Dismissal of the Litigation Action) applies to the CHL/GSE/PLS Loans and the CHL/GSE/PLS Loans shall be included in such dismissal. On and after the CHL/GSE/PLS Implementation Date, Section 6(f) (Effect of Dismissals with Prejudice) applies to the CHL/GSE/PLS Loans.  Upon Bank of America and CHL dismissing the part of the Arbitration Action with respect to the CHL/GSE/PLS Loans with prejudice pursuant to this Section 6(g), Sections 13 and 14 shall apply to the CHL/GSE/PLS Loans, provided that with respect to the CHL/GSE/PLS Loans, the references to the Initial Implementation Date shall mean the CHL/GSE/PLS Implementation Date.”
 
6. Compensation for Recently Paid Loans.  Section 7(c) is added as follows: “Section 7(b) of the Settlement Agreement applies to the compensation of MGIC for the CHL/GSE Loans that are Class 2 GSE Loans, in the same manner and process applied to the Class 2 GSE Loans in connection with the Initial Implementation Date, provided that (i) the credits and payments with respect to the CHL/GSE Loans will begin ten (10) business days after the Supplemental Schedules have been finalized with respect to the CHL/GSE/PLS Loans for the CHL/GSE/PLS Implementation Date, (ii) references to the Reimbursement Amount shall mean the CHL/GSE  Reimbursement Amount, and (iii) Bank of America shall pay any shortfall pursuant to Section 7(b)(iii) within five (5) days after the finalization of the Supplemental Schedules following the CHL/GSE/PLS Implementation Date.”

7. Recently Rescinded Loans and Pending Rescission Loans; Perfection and Processing of Certain Claims; Perfection of Claims and Payment of Perfected Claims; MGIC Account; Request for Additional Documents; Delivery of Documents to Bank of America.  Section 10(h) is added as follows: “(h) CHL/GSE/PLS Loans.  Section 10 of the Settlement Agreement shall apply to the CHL/GSE/PLS Loans as follows: (i) the references to the Initial Implementation Date shall mean the CHL/GSE/PLS Implementation Date, except that the references to the Initial Implementation Date in Sections 10(d)(i)-(ii) shall mean the Initial Implementation Date, and (ii) Section 10(h) applies to the CHL/GSE/PLS Loans only on and after the CHL/GSE/PLS Implementation Date.”

8. Alternative Dispute Resolution.  Section 11(f) is added as follows: “Section 11 of the Settlement Agreement shall apply to the CHL/GSE/PLS Loans as follows: (i) Sections 11(a), 11(b), and 11(d) apply only on and after the CHL/GSE/PLS Implementation Date and (ii) Section 11(c) applies only on and after the CHL/GSE/PLS Signing Date.”
7
Execution Copy
 
9. Indemnification.  Section 15(b)(i) is amended by adding [***] before the words [***] and adding [***].

10. Additional Matters with Respect to the CHL/GSE/PLS Loans.

a. Each of the CHL/GSE/PLS Loans added to the Supplemental Schedules on the CHL/GSE/PLS Signing Date shall be deemed to have been included on the Schedules as of the Signing Date, except as otherwise specified in this Second Amendment.  In the event that either Party terminates the CHL/GSE/PLS Terminated Provisions, each of the CHL/GSE/PLS Loans shall be removed from the Schedules as of the date of such termination.

b. On and after the CHL/GSE/PLS Implementation Date, Section 12 (Effect of Certain Action by the OCI) shall apply to the CHL/GSE/PLS Loans without modification and Section 15 (Indemnification) shall apply to the CHL/GSE/PLS Loans as modified in this Second Amendment.

c. On and after the CHL/GSE/PLS Signing Date, Section 16 (Confidentiality), Section 17 (Notices and Payments), Section 18 (Schedules and Exhibits), and Section 19 (Miscellaneous) shall apply to the CHL/GSE Loans without modification.

d. For the avoidance of doubt, Sections 2(a)-(e) (Settlement Payment, Denial Settlement Payment, and Reimbursement Payment; Establishing Escrow; Effect of Deposits into Escrow Accounts; Security Interest), Sections 4(b)-(e) (Required Consents), Section 6(a) (Dismissal of Arbitration Action and Litigation Action—Required Consents), Section 7(a) (Compensation for Recently Paid Loans—Updating Reimbursement Payment for Class 1 GSE Loans and HFI Loans), and Section 8 (Disbursements from the Escrow Accounts) do not apply with respect to the CHL/GSE/PLS Loans.

11. MGIC Account.  Section 10(d)(iv) is added as follows:  “On and after the Implementation Date [***], the MGIC Account (as defined in this Settlement Agreement) [***], including Bank of America’s obligation to make deposits and replenish the funds necessary to reimburse MGIC under this Settlement Agreement [***], Bank of America’s delivery of reports regarding the MGIC Account and MGIC’s access to the MGIC Account, and the resolution of any Payment Dispute [***]; provided that (A) the required minimum balance of the MGIC Account shall be adjusted annually [***], (B) Bank of America shall deliver reports [***], and  the funds remaining in the MGIC Account shall be disbursed [***].”

12. Supplemental Schedules and Exhibits. The following is added to Section 18 at the end: “This Settlement Agreement includes (i) Supplemental Schedules and (ii) Exhibit N (“Illustrative Settlement Percentage Claim Payment and Bank of America Share Calculations”), each as of the Signing Date of this Settlement Agreement.”
8
Execution Copy
 
13. Affirmance.  The Parties hereby affirm all other terms, provisions, and conditions of the Settlement Agreement, as amended, which is and shall continue to be in full force and effect and is hereby ratified and confirmed in all respects.  All references in the Settlement Agreement to the Settlement Agreement shall mean the Settlement Agreement as amended by the Amendment dated September 24, 2013 and this Second Amendment.

14. Governing Law.  This Second Amendment and any Cause of Action arising under or related to this Second Amendment shall be governed by, and construed in accordance with, the internal laws of the State of New York without regard to the law of conflicts.

15. Interpretation.  This Second Amendment shall not be construed against any Party, but shall be construed as if the Parties jointly prepared the Second Amendment and any uncertainty and ambiguity shall not be interpreted against any one Party.
 
16. Severability.  If any provision of this Second Amendment is declared invalid or unenforceable, then, to the extent possible, all of the remaining provisions of this Second Amendment shall remain in full force and effect and shall be binding upon the Parties.
 
17. Representations and Warranties.  Each of the Parties (and for purposes of this Section 17, CHL is included as a Party) represents that: (1) it has full power and authority to execute and deliver this Second Amendment and to perform its obligations under the Second Amendment; (2) it has taken all necessary corporate action to authorize the execution and delivery of this Second Amendment and the performance of its duties and obligations contemplated hereby, (3) none of such execution, delivery, or performance of this Second Amendment and the transactions contemplated hereby: (A) conflicts with the obligations of such Party under any material agreement binding upon it; (B) requires any authorization, consent or approval by, or registration, declaration or filing with, or notice to, any governmental authority, agency or instrumentality, or any third party, except for (i) any authorization, consent, approval, registration, declaration, filing, or notice that has been obtained or given prior to the date hereof and (ii) the Additional GSE Consents; (C) results in, or requires, the creation or imposition of any lien or other charge upon or with respect to any of the assets now owned or hereafter acquired by a Party, and (4) this Second Amendment, upon execution and delivery, is a valid and binding agreement, enforceable against it in accordance with the terms of the Settlement Agreement, as amended by this Second Amendment, subject to applicable bankruptcy, insolvency, reorganization, moratorium, insurers’ rehabilitation and liquidation, and other similar laws affecting creditor’s rights generally and general principles of equity.
 
18. Counterparts.  This Second Amendment may be executed in counterparts, and when each Party has signed and delivered at least one such counterpart, each counterpart shall be deemed an original, and, when taken together with the other signed counterparts, shall constitute one agreement, which shall be binding upon and effective as to all Parties. Signatures of the Parties transmitted by fax or .pdf shall be deemed to be their original signatures for all purposes.
 
[The next page is the signature page.]
9
Execution Copy
 
IN WITNESS WHEREOF, the Parties and CHL have executed this Second Amendment to Confidential Settlement Agreement and Release as of the date first stated above.

MORTGAGE GUARANTY INSURANCE CORPORATION
 
BANK OF AMERICA, N.A.
 
 
 
 
 
/s/ Patrick Sinks  
 
/s/ John S. Cousins  
 
Name:  Patrick Sinks
 
Name: John S. Cousins
 
Title:    President and Chief Operating Officer
 
Title:   Senior Vice President
 
 
 
 
 
 
 
COUNTRYWIDE HOME LOANS, INC.
 
 
 
 
 
 
 
/s/ Michael Schloessmann
 
 
 
Name:  Michael Schloessmann
 
 
 
Title:  President
 

10
Exhibit N
Illustrative Settlement Percentage Claim Payment and Bank
of America Share Calculations

      
Percentage Guaranty Option (30%)
    
Pre-Claim Sale Option
    
Property Acquisition Settlement Option
  
   
  
Standard
    
Settlement
Percentage Claim
Payment
    
Standard
    
Settlement
Percentage Claim
Payment
    
Standard
    
Settlement
Percentage Claim
Payment
  
  
 
 
   
 
   
 
   
 
   
 
   
 
 
Unpaid Principal Balance
    
200,000
      
200,000
      
200,000
      
200,000
      
200,000
      
200,000
  
Interest
    
10,000
      
10,000
      
10,000
      
10,000
      
10,000
      
10,000
  
Expenses
    
10,000
      
10,000
      
10,000
      
10,000
      
10,000
      
10,000
  
Interest Since Claim Filing
                                    
1,000
      
1,000
  
Adjusted Claim Amount (After corrections and curtailments)
    
220,000
      
220,000
      
220,000
      
220,000
      
221,000
      
221,000
  
Less:  Net Sales Proceeds
                    
(180,000)
    
(180,000)
                
Plus:  Interest to sale closing
                    
10,000
      
10,000
                  
Plus:  Post Claim Expenses
                                    
5,000
      
5,000
  
Claim Benefit Amount
    
66,000
      
66,000
      
50,000
      
50,000
      
226,000
      
226,000
  
Settlement Percentage (%) **
            
[***]
              
[***]
              
[***]
  
Settlement Percentage Reduction (the Bank of America Share)
            
[***]
              
[***]
              
[***]
  
Settlement Percentage Claim Payment
            
[***]
              
[***]
              
[***]
  

* Examples show the most common amounts included on a claim.
** Examples show only the GSE/HFI Settlement Percentage.
 
 
 EX-99.15 7 ex99_15.htm EXHIBIT 99.15
Exhibit 99.15

Execution Copy
 
FOURTH AMENDMENT TO

CONFIDENTIAL SETTLEMENT AGREEMENT AND RELEASE

This FOURTH AMENDMENT TO CONFIDENTIAL SETTLEMENT AGREEMENT AND RELEASE (“Amendment”) is made and is effective as of this  19th day of May, 2014, by and among Mortgage Guaranty Insurance Corporation (“MGIC”), Countrywide Home Loans, Inc. (“CHL”) and Bank of America, N.A., in its capacity as master servicer or servicer of Subject Loans (“Servicer”).  Capitalized terms used in this Amendment without definition have the meaning given them in the Settlement Agreement.

RECITALS

WHEREAS, MGIC, CHL, and Bank of America are Parties to a Confidential Settlement Agreement and Release, dated as of April 19, 2013 (as amended, the “Settlement Agreement”); and

WHEREAS, the Parties desire further to amend the Settlement Agreement in certain respects as specified in this Amendment.

NOW, THEREFORE, intending to be legally bound, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, including the promises and other matters contained herein, the Parties agree, pursuant to Section 19(g) of the Settlement Agreement, that the Settlement Agreement is hereby amended as follows:

 
1.
Other Consents.  The second sentence of Section 5(a) is amended and restated as follows:  “The Parties will cooperate with each other in seeking to obtain Other Consents, which shall be obtained (or not) by October 31, 2014, provided that the Parties may agree in writing to extend the time period for obtaining Other Consents.”

 
2.
Termination of Settlement Agreement for Failure to Obtain Other Consent.  Sections 5(c)(i) and (ii) are amended and restated as follows:
 
“(i)            If Other Consent is not obtained from the Trustee/Other(s) holding at least fifty percent (50%) of the number of Covered Loans by the close of business on August 31, 2014, MGIC, on the one hand, and CHL and Servicer, on the other, may terminate this Settlement Agreement by written notice to the other Parties within thirty (30) days thereafter.

“(ii)           If no Other Implementation Date has occurred by October 31, 2014, MGIC, on the one hand, and CHL and Servicer, on the other hand, may terminate this Settlement Agreement by written notice to the other Parties within thirty (30) days thereafter.”
 
3.
Settlement Agreement.  The Parties hereby affirm all other terms, provisions, and conditions of the Settlement Agreement.  All references in the Settlement Agreement to the Settlement Agreement shall mean the Settlement Agreement as amended by all Amendments.

 
4.
Governing Law.  This Amendment and any Cause of Action arising under or related to this Amendment shall be governed by, and construed in accordance with, the internal laws of the State of New York without regard to the law of conflicts.

 
5.
Interpretation.  This Amendment shall not be construed against any Party, but shall be construed as if the Parties jointly prepared the Amendment and any uncertainty and ambiguity shall not be interpreted against any one Party.
 
 
6.
Severability.  If any provision of this Amendment is declared invalid or unenforceable, then, to the extent possible, all of the remaining provisions of this Amendment shall remain in full force and effect and shall be binding upon the Parties.

 
7.
Representations and Warranties.  Each of the Parties represents that: (1) it has full power and authority to execute and deliver this Amendment and to perform its obligations under the Amendment; (2) it has taken all necessary corporate action to authorize the execution and delivery of this Amendment and the performance of its duties and obligations contemplated hereby; (3) none of such execution, delivery, or performance of this Amendment and the transactions contemplated hereby: (A) conflicts with the obligations of such Party under any material agreement binding upon it; (B) requires any authorization, consent or approval by, or registration, declaration or filing with, or notice to, any governmental authority, agency or instrumentality, or any third party, except for (x) filing with the appropriate periodic report with the Securities and Exchange Commission and (y) any authorization, consent, approval, registration, declaration, filing, or notice that has been obtained or given prior to the date hereof; (C) results in, or requires, the creation or imposition of any lien or other charge upon or with respect to any of the assets now owned or hereafter acquired by a Party; and (4) this Amendment, upon execution and delivery, is a valid and binding agreement, enforceable against it in accordance with the terms of the Settlement Agreement, as amended by this Amendment, subject to applicable bankruptcy, insolvency, reorganization, moratorium, insurers’ rehabilitation and liquidation, and other similar laws affecting creditor’s rights generally and general principles of equity.
 
 
8.
Counterparts.  This Amendment may be executed in counterparts, and when each Party has signed and delivered at least one such counterpart, each counterpart shall be deemed an original, and, when taken together with the other signed counterparts, shall constitute one agreement, which shall be binding upon and effective as to all Parties. Signatures of the Parties transmitted by fax or .pdf shall be deemed to be their original signatures for all purposes.

[The next page is the signature page.]
IN WITNESS WHEREOF, the Parties have executed this Fourth Amendment to Confidential Settlement Agreement and Release as of the date first stated above.
 
MORTGAGE GUARANTY INSURANCE CORPORATION
COUNTRYWIDE HOME LOANS, INC.
 
 
/s/ Timothy J. Mattke
 
/s/ Michael Schloessmann
 
Name:
Timothy J. Mattke
Name:
Michael Schloessmann
Title:
EVP – Chief Financial Officer
Title:
President
 
 
BANK OF AMERICA, N.A., as Master Servicer or Servicer
 
 
/s/ John (Josh) Cousins
 
Name:
John (Josh) Cousins
 
Title:
Senior Vice President
 
 
 EX-99.16 8 ex99_16.htm EXHIBIT 99.16
CONFIDENTIAL TREATMENT REQUESTED.  INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED IS OMITTED AND MARKED WITH “[***]” AND HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.
 
Execution Copy
 
Exhibit 99.16
 
FIFTH AMENDMENT TO
 
CONFIDENTIAL SETTLEMENT AGREEMENT AND RELEASE
 
This FIFTH AMENDMENT TO CONFIDENTIAL SETTLEMENT AGREEMENT AND RELEASE (“Fifth Amendment”) is made and is effective as of this 5th day of June, 2014, by and among Mortgage Guaranty Insurance Corporation (“MGIC”), Countrywide Home Loans, Inc. (“CHL”) and Bank of America, N.A., in its capacity as master servicer or servicer of Subject Loans (“Servicer”).  Capitalized terms used in this Amendment without definition have the meanings given them in the Settlement Agreement.
 
RECITALS
 
WHEREAS, MGIC, CHL, and Servicer are Parties to a Confidential Settlement Agreement and Release, dated as of April 19, 2013, as amended by the Amendment to Confidential Settlement Agreement and Release, dated as of September 24, 2013, the Second Amendment to Confidential Settlement Agreement and Release, dated as of November 8, 2013, the Third Amendment to Confidential Settlement Agreement and Release, dated as of March 13, 2014, and the Fourth Amendment to Confidential Settlement Agreement and Release, dated as of May 19, 2014 (as amended, collectively, the “Settlement Agreement”); and
 
WHEREAS, the Parties desire further to amend the Settlement Agreement (i) to remove the CHL/PLS Loans (as defined below) from the Settlement Agreement effective as of the Fifth Amendment Signing Date (as defined below) and (ii) to reduce the Settlement Payment and the Denial Settlement Payment by the amount attributable to the CHL/PLS Loans, such amount to be disbursed to MGIC from the MGIC Escrow Account.
 
NOW, THEREFORE, intending to be legally bound, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, including the promises and other matters contained herein, the Parties agree, pursuant to Section 19(g) of the Settlement Agreement, that the Settlement Agreement is hereby amended as follows:
 
1. Definitions.  The following definitions are amended or added in Section 1 of the Settlement Agreement:

a. Section 1(u) is amended by deleting the current section and replacing it as follows:

“(u) “Denial Settlement Payment” means the amount of [***], to be deposited to the MGIC Escrow Account by MGIC as set forth in Section 2(a), and disbursed as set forth in Section 8.  The Denial Settlement Payment with respect to the Countrywide PLS Loans and the Third Party PLS/Other Loans shall be allocated among the loans identified on Schedule 9, as revised on the Fifth Amendment Signing Date in accordance with Attachment A to the Fifth Amendment, as finalized pursuant to Section 3(b)(iii).”
Execution Copy
 
b. Section 1(kkk) is amended by deleting the current section and replacing it as follows:

“(kkk) “Settlement Payment” means the amount of [***] (calculated by [***] less [***] (the applicable Premium Refund Credit with respect to both Categories, and the premium refunds that have escheated to the states pursuant to applicable law with respect to both Categories)), to be deposited to the MGIC Escrow Account by MGIC as set forth in Section 2(a), and disbursed as set forth in Section 8. The Settlement Payment shall be allocated among each Trust/Other as identified on Schedule 2, as revised on the Fifth Amendment Signing Date in accordance with Attachment A to the Fifth Amendment, as finalized pursuant to Section 3(b)(i), in amounts equal to the product of (x) the percentage calculated by dividing (i) the sum of all Claim benefit amounts calculated by MGIC using the Claim amounts submitted to MGIC of all Past Coverage Determination Loans held by each such Trust/Other by (ii) the sum of all Claim benefit amounts calculated by MGIC using the Claim amounts submitted to MGIC of all Past Coverage Determination Loans in a given Category and (y) the amount of the Settlement Payment identified in Section 2(a) with respect to such Category.”

c. The following Section 1(aaaa) is added:  ““CHL/PLS Loans” means the Countrywide PLS Loans and Third Party PLS/Other Loans listed on Attachment A to the Fifth Amendment.”

d. The following Section 1(bbbb) is added:  ““Fifth Amendment” means the Fifth Amendment, dated as of June 5, 2014, to the Settlement Agreement.”

e. The following Section 1(cccc) is added:  ““Fifth Amendment Signing Date” means the date the Fifth Amendment is made, as specified in the Preamble to the Fifth Amendment.”
f. The following Section 1(dddd) is added:  ““Refund Payment” means the amount of [***] to be paid to MGIC pursuant to Section 8(f).”

g. Each of the definitions of “Covered Loans,” “Past Coverage Determination Loans,” “Pending Rescission Loans,” “Recently Denied Loans,” “Recently Paid Loans,” “Recently Rescinded Loans,” “Subject Loan,” and “True-Up Loans” is amended by adding the following at the end of each definition “provided that the CHL/PLS Loans shall be removed from the corresponding Schedule effective as of the Fifth Amendment Signing Date.”
2
Execution Copy
 
2. Reduction of Settlement Payment to Reflect Removal of CHL/PLS Loans.

a. Section 2(a)(i)(A) is amended by deleting the current section and replacing it as follows:

“(A) [***] (applicable Settlement Payment after deductions) (calculated by: [***] (applicable Settlement Payment before deductions) less [***] (the sum of the applicable Premium Refund Credit and those premium refunds that have escheated to the states pursuant to applicable law)); and

(B) [***] (applicable Denial Settlement Payment); and”
 
b. Section 8(f) is added as follows:
 
“(f) Refund to MGIC.  As soon as practicable after the Fifth Amendment Signing Date, the Parties shall jointly instruct the escrow agent to disburse to MGIC the amount of funds in the MGIC Escrow Account equal to the Refund Payment.”
 
c. Section 2(e)(iv) is added as follows:
 
“iv.            Effective as of the Fifth Amendment Signing Date, the balance in the MGIC Escrow Account shall be reduced by an amount equal to the Refund Payment and such amount shall be paid to MGIC. The Parties acknowledge and agree that the payment of the Refund Payment to MGIC does not constitute a disbursement to MGIC for the purposes of the grant of a security interest under Section 2(e)(i) above but rather reflects the amendment of the definitions of Settlement Payment and Denial Settlement Payment.  Servicer releases and discharges any security interest which may have been granted to Servicer by MGIC in Section 2(e)(i) to the portion of the Settlement Payment and the Denial Settlement Payment that constitutes the Refund Payment and waives any and all claims or interest it has or might have in and to the Refund Payment.  Servicer shall promptly file an amendment to the UCC-1 financing statement previously filed by Servicer with respect to the disbursements from the MGIC Escrow Account, such amendment to reflect the termination of Servicer’s security interest, if any, in the Refund Payment.”
 
3. Failure to Obtain Certain Consents.  Section 4(g) is added as follows:
 
“(g)  If either MGIC or Servicer terminates the CHL/GSE/PLS Terminated Provisions (as defined in the Second Amendment, dated as of June 5, 2014 to the MGIC/BANA Settlement Agreement), then the CHL/PLS Loans, (x)  if an Other Implementation Date has occurred, shall become Non-Consenting Loans at the time that the Non-Consenting Loans are listed on Schedule 11, or (y) if this Settlement Agreement is terminated, shall be subject to the termination provisions in Section 4(f).”
3
Execution Copy
 
4. Corrections to the Settlement Agreement.

a. The reference in the twelfth line of Section 4(f) to “this Section 4(e)” is amended and replaced with the words “this Section 4(f).”

b. The reference in Section 5(c)(iii) to “Section 4(d)” is amended and replaced with the words “Section 4(f).”

5. Settlement Agreement.  The Parties hereby affirm all other terms, provisions, and conditions of the Settlement Agreement, as amended, which is and shall continue to be in full force and effect and is hereby ratified and confirmed in all respects.  All references in the Settlement Agreement to the Settlement Agreement shall mean the Settlement Agreement as amended by all Amendments.

6. Governing Law.  This Fifth Amendment and any Cause of Action arising under or related to this Fifth Amendment shall be governed by, and construed in accordance with, the internal laws of the State of New York without regard to the law of conflicts.

7. Interpretation.  This Fifth Amendment shall not be construed against any Party, but shall be construed as if the Parties jointly prepared the Fifth Amendment and any uncertainty and ambiguity shall not be interpreted against any one Party.
 
8. Severability.  If any provision of this Fifth Amendment is declared invalid or unenforceable, then, to the extent possible, all of the remaining provisions of this Fifth Amendment shall remain in full force and effect and shall be binding upon the Parties.
 
9. Representations and Warranties.  Each of the Parties represents that: (1) it has full power and authority to execute and deliver this Fifth Amendment and to perform its obligations under the Fifth Amendment; (2) it has taken all necessary corporate action to authorize the execution and delivery of this Fifth Amendment and the performance of its duties and obligations contemplated hereby; (3) none of such execution, delivery, or performance of this Fifth Amendment and the transactions contemplated hereby: (A) conflicts with the obligations of such Party under any material agreement binding upon it; (B) requires any authorization, consent or approval by, or registration, declaration or filing with, or notice to, any governmental authority, agency or instrumentality, or any third party, except for (x) filing with the appropriate periodic report with the Securities and Exchange Commission and (y) any authorization, consent, approval, registration, declaration, filing, or notice that has been obtained or given prior to the date hereof; (C) results in, or requires, the creation or imposition of any lien or other charge upon or with respect to any of the assets now owned or hereafter acquired by a Party; and (4) this Fifth Amendment, upon execution and delivery, is a valid and binding agreement, enforceable against it in accordance with the terms of the Settlement Agreement, as amended by this Fifth Amendment, subject to applicable bankruptcy, insolvency, reorganization, moratorium, insurers’ rehabilitation and liquidation, and other similar laws affecting creditor’s rights generally and general principles of equity.
4
Execution Copy
 
10. Counterparts.  This Fifth Amendment may be executed in counterparts, and when each Party has signed and delivered at least one such counterpart, each counterpart shall be deemed an original, and, when taken together with the other signed counterparts, shall constitute one agreement, which shall be binding upon and effective as to all Parties. Signatures of the Parties transmitted by fax or .pdf shall be deemed to be their original signatures for all purposes.
 
[The next page is the signature page.]
5
Execution Copy
 
IN WITNESS WHEREOF, the Parties have executed this Fifth Amendment to Confidential Settlement Agreement and Release as of the date first stated above.

MORTGAGE GUARANTY INSURANCE CORPORATION
 
COUNTRYWIDE HOME LOANS, INC.
 
 
 
 
 
By:
/s/ Patrick Sinks
 
By:
/s/ Michael Schloessmann
Name:  Patrick Sinks
 
Name:  Michael Schloessmann
Title:    President and Chief Operating Officer
 
Title: President
 
 
 
 
 
 
 
 
BANK OF AMERICA, N.A., as Master Servicer or Servicer
 
 
 
 
By:
  /s/ John S. Cousins
 
 
 
Name:  John S. Cousins
 
 
 
Title:  Senior Vice President

 
6
 EX-101.INS 9 mtg-20140630.xml XBRL INSTANCE DOCUMENT 0000876437 2014-01-01 2014-06-30 0000876437 2014-07-31 0000876437 2013-12-31 0000876437 2014-06-30 0000876437 2013-04-01 2013-06-30 0000876437 2014-04-01 2014-06-30 0000876437 2013-01-01 2013-06-30 0000876437 us-gaap:CommonStockMember 2012-12-31 0000876437 us-gaap:RetainedEarningsMember 2012-12-31 0000876437 us-gaap:TreasuryStockMember 2012-12-31 0000876437 us-gaap:AdditionalPaidInCapitalMember 2012-12-31 0000876437 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2012-12-31 0000876437 us-gaap:RetainedEarningsMember 2013-01-01 2013-06-30 0000876437 us-gaap:RetainedEarningsMember 2014-01-01 2014-06-30 0000876437 us-gaap:AdditionalPaidInCapitalMember 2013-01-01 2013-06-30 0000876437 us-gaap:CommonStockMember 2014-01-01 2014-06-30 0000876437 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2013-01-01 2013-06-30 0000876437 us-gaap:CommonStockMember 2013-01-01 2013-06-30 0000876437 us-gaap:TreasuryStockMember 2014-01-01 2014-06-30 0000876437 us-gaap:AdditionalPaidInCapitalMember 2014-01-01 2014-06-30 0000876437 us-gaap:TreasuryStockMember 2013-01-01 2013-06-30 0000876437 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2014-01-01 2014-06-30 0000876437 us-gaap:RetainedEarningsMember 2014-06-30 0000876437 us-gaap:CommonStockMember 2013-12-31 0000876437 us-gaap:AdditionalPaidInCapitalMember 2014-06-30 0000876437 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2014-06-30 0000876437 us-gaap:AdditionalPaidInCapitalMember 2013-12-31 0000876437 us-gaap:CommonStockMember 2014-06-30 0000876437 us-gaap:AdditionalPaidInCapitalMember 2013-06-30 0000876437 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2013-12-31 0000876437 us-gaap:TreasuryStockMember 2014-06-30 0000876437 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2013-06-30 0000876437 us-gaap:RetainedEarningsMember 2013-12-31 0000876437 us-gaap:TreasuryStockMember 2013-06-30 0000876437 us-gaap:TreasuryStockMember 2013-12-31 0000876437 us-gaap:RetainedEarningsMember 2013-06-30 0000876437 us-gaap:CommonStockMember 2013-06-30 0000876437 2012-12-31 0000876437 2013-06-30 0000876437 2013-10-01 2013-12-31 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2013-12-31 0000876437 us-gaap:ConvertibleDebtMember 2014-06-30 0000876437 mtg:ConvertibleSeniorNotesDueApril2020Member 2013-12-31 0000876437 mtg:ConvertibleSeniorNotesDueApril2020Member 2014-06-30 0000876437 mtg:SeniorNotesDue2015Member us-gaap:SecuredDebtMember 2014-06-30 0000876437 us-gaap:ConvertibleDebtMember 2013-12-31 0000876437 mtg:SeniorNotesDue2015Member us-gaap:SecuredDebtMember 2013-12-31 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2014-06-30 0000876437 us-gaap:SecuredDebtMember 2014-01-01 2014-03-31 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2014-01-01 2014-06-30 0000876437 us-gaap:ConvertibleDebtMember 2013-01-01 2013-12-31 0000876437 mtg:SeniorNotesDue2015Member us-gaap:SecuredDebtMember 2014-01-01 2014-06-30 0000876437 mtg:ConvertibleSeniorNotesDueApril2020Member 2014-01-01 2014-06-30 0000876437 mtg:ConvertibleSeniorNotesDueApril2020Member 2013-01-01 2013-12-31 0000876437 us-gaap:ConvertibleDebtMember 2014-01-01 2014-06-30 0000876437 us-gaap:SecuredDebtMember mtg:SeniorNotesDue2015Member 2013-01-01 2013-12-31 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2013-01-01 2013-12-31 0000876437 us-gaap:SecuredDebtMember 2014-01-01 2014-06-30 0000876437 us-gaap:ConvertibleDebtMember 2013-01-01 2013-06-30 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2013-01-01 2013-06-30 0000876437 mtg:ConvertibleSeniorNotesDueApril2020Member 2013-01-01 2013-06-30 0000876437 us-gaap:SecuredDebtMember 2013-01-01 2013-06-30 0000876437 mtg:ConvertibleSeniorNotesDueApril2020Member 2013-01-01 2013-03-31 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2014-04-01 2014-06-30 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2013-03-31 0000876437 us-gaap:ConvertibleSubordinatedDebtMember 2013-01-01 2013-03-31 0000876437 us-gaap:FairValueInputsLevel2Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel3Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel3Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel1Member 2014-06-30 0000876437 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel2Member 2013-12-31 0000876437 mtg:ParValueMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel1Member 2013-12-31 0000876437 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2013-12-31 0000876437 mtg:ParValueMember 2013-12-31 0000876437 2013-01-01 2013-12-31 0000876437 2012-01-01 2012-12-31 0000876437 2009-01-01 2011-12-31 0000876437 2009-01-01 2009-06-30 0000876437 2011-01-01 2011-12-31 0000876437 2010-01-01 2010-12-31 0000876437 2009-01-01 2009-12-31 0000876437 us-gaap:PendingLitigationMember mtg:CountrywideDisputeMember 2014-01-01 2014-06-30 0000876437 mtg:ClassActionComplaintUnderRespaMember us-gaap:PendingLitigationMember 2014-01-01 2014-06-30 0000876437 mtg:LawsuitsAllegingImproperRecordingAndForeclosureActivitiesByMersMember us-gaap:PendingLitigationMember 2014-06-30 0000876437 mtg:CommonStockEquivalentsMember 2014-04-01 2014-06-30 0000876437 mtg:ParticipatingSecuritiesMember 2013-01-01 2013-06-30 0000876437 mtg:CommonStockEquivalentsMember 2013-01-01 2013-06-30 0000876437 mtg:CommonStockEquivalentsMember 2013-04-01 2013-06-30 0000876437 mtg:CommonStockEquivalentsMember 2014-01-01 2014-06-30 0000876437 mtg:ParticipatingSecuritiesMember 2014-01-01 2014-06-30 0000876437 mtg:ParticipatingSecuritiesMember 2013-04-01 2013-06-30 0000876437 mtg:ParticipatingSecuritiesMember 2014-04-01 2014-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember 2014-06-30 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember 2013-12-31 0000876437 us-gaap:CollateralizedLoanObligationsMember 2013-12-31 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember 2014-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-12-31 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember 2013-12-31 0000876437 us-gaap:AssetBackedSecuritiesMember 2014-06-30 0000876437 us-gaap:EquitySecuritiesMember 2013-12-31 0000876437 us-gaap:ForeignGovernmentDebtSecuritiesMember 2013-12-31 0000876437 us-gaap:USTreasuryAndGovernmentMember 2014-06-30 0000876437 us-gaap:CollateralizedLoanObligationsMember 2014-06-30 0000876437 us-gaap:DebtSecuritiesMember 2014-06-30 0000876437 us-gaap:AssetBackedSecuritiesMember 2013-12-31 0000876437 us-gaap:EquitySecuritiesMember 2014-06-30 0000876437 us-gaap:DebtSecuritiesMember 2013-12-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2014-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember 2013-12-31 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember 2014-06-30 0000876437 us-gaap:ForeignGovernmentDebtSecuritiesMember 2014-06-30 0000876437 us-gaap:USTreasuryAndGovernmentMember 2013-12-31 0000876437 us-gaap:ForeignGovernmentDebtSecuritiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2014-01-01 2014-06-30 0000876437 us-gaap:CollateralizedLoanObligationsMember 2014-01-01 2014-06-30 0000876437 us-gaap:AssetBackedSecuritiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember 2013-01-01 2013-12-31 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember 2013-01-01 2013-12-31 0000876437 us-gaap:CorporateDebtSecuritiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:CollateralizedLoanObligationsMember 2013-01-01 2013-12-31 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:USTreasuryAndGovernmentMember 2013-01-01 2013-12-31 0000876437 us-gaap:EquitySecuritiesMember 2013-01-01 2013-12-31 0000876437 us-gaap:EquitySecuritiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:AssetBackedSecuritiesMember 2013-01-01 2013-12-31 0000876437 us-gaap:ForeignGovernmentDebtSecuritiesMember 2013-01-01 2013-12-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-01-01 2013-12-31 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember 2013-01-01 2013-12-31 0000876437 us-gaap:USTreasuryAndGovernmentMember 2014-01-01 2014-06-30 0000876437 us-gaap:FixedMaturitiesMember 2013-04-01 2013-06-30 0000876437 us-gaap:FixedMaturitiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:EquitySecuritiesInvestmentSummaryMember 2013-01-01 2013-06-30 0000876437 us-gaap:EquitySecuritiesInvestmentSummaryMember 2013-04-01 2013-06-30 0000876437 us-gaap:FixedMaturitiesMember 2014-04-01 2014-06-30 0000876437 us-gaap:EquitySecuritiesInvestmentSummaryMember 2014-04-01 2014-06-30 0000876437 us-gaap:FixedMaturitiesMember 2013-01-01 2013-06-30 0000876437 us-gaap:EquitySecuritiesInvestmentSummaryMember 2014-01-01 2014-06-30 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:ForeignGovernmentDebtSecuritiesMember 2014-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueInputsLevel2Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:CollateralizedDebtObligationsMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:USTreasuryAndGovernmentMember 2013-12-31 0000876437 us-gaap:USTreasuryAndGovernmentMember us-gaap:FairValueInputsLevel3Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:USTreasuryAndGovernmentMember 2014-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember us-gaap:FairValueInputsLevel2Member 2014-06-30 0000876437 us-gaap:AssetBackedSecuritiesMember us-gaap:FairValueInputsLevel3Member 2013-12-31 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel2Member 2014-06-30 0000876437 us-gaap:AssetBackedSecuritiesMember us-gaap:FairValueInputsLevel2Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:DebtSecuritiesMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:AssetBackedSecuritiesMember 2014-06-30 0000876437 us-gaap:EquitySecuritiesMember us-gaap:FairValueInputsLevel1Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:USTreasuryAndGovernmentMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:DebtSecuritiesMember 2013-12-31 0000876437 us-gaap:EquitySecuritiesMember us-gaap:FairValueInputsLevel1Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:ResidentialMortgageBackedSecuritiesMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:CorporateDebtSecuritiesMember 2014-06-30 0000876437 us-gaap:CollateralizedDebtObligationsMember us-gaap:FairValueInputsLevel3Member 2013-12-31 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel2Member 2014-06-30 0000876437 us-gaap:CollateralizedDebtObligationsMember us-gaap:FairValueInputsLevel1Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:EquitySecuritiesMember 2014-06-30 0000876437 us-gaap:AssetBackedSecuritiesMember us-gaap:FairValueInputsLevel3Member 2014-06-30 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel1Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:ForeignGovernmentDebtSecuritiesMember 2013-12-31 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel2Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:CorporateDebtSecuritiesMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:CommercialMortgageBackedSecuritiesMember 2013-12-31 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel1Member 2013-12-31 0000876437 us-gaap:EquitySecuritiesMember us-gaap:FairValueInputsLevel3Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:CorporateDebtSecuritiesMember 2013-12-31 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel3Member 2013-12-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel3Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:ForeignGovernmentDebtSecuritiesMember 2013-12-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel2Member 2013-12-31 0000876437 us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FairValueInputsLevel3Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:DebtSecuritiesMember 2013-12-31 0000876437 us-gaap:AssetBackedSecuritiesMember us-gaap:FairValueInputsLevel1Member 2013-12-31 0000876437 us-gaap:EquitySecuritiesMember us-gaap:FairValueInputsLevel2Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:USTreasuryAndGovernmentMember 2014-06-30 0000876437 us-gaap:CollateralizedDebtObligationsMember 2014-06-30 0000876437 us-gaap:EquitySecuritiesMember us-gaap:FairValueInputsLevel2Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:CorporateDebtSecuritiesMember 2014-06-30 0000876437 us-gaap:USTreasuryAndGovernmentMember us-gaap:FairValueInputsLevel2Member 2014-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel1Member 2014-06-30 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:ForeignGovernmentDebtSecuritiesMember 2013-12-31 0000876437 us-gaap:DebtSecuritiesMember us-gaap:FairValueInputsLevel1Member 2014-06-30 0000876437 us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel3Member 2014-06-30 0000876437 us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FairValueInputsLevel3Member 2013-12-31 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:CollateralizedDebtObligationsMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:ResidentialMortgageBackedSecuritiesMember 2014-06-30 0000876437 us-gaap:AssetBackedSecuritiesMember us-gaap:FairValueInputsLevel1Member 2014-06-30 0000876437 us-gaap:CollateralizedDebtObligationsMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:DebtSecuritiesMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel1Member us-gaap:DebtSecuritiesMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel3Member us-gaap:CollateralizedDebtObligationsMember 2014-06-30 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:CollateralizedDebtObligationsMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:CommercialMortgageBackedSecuritiesMember 2013-12-31 0000876437 us-gaap:FairValueInputsLevel2Member us-gaap:ForeignGovernmentDebtSecuritiesMember 2014-06-30 0000876437 us-gaap:EquitySecuritiesMember 2013-03-31 0000876437 us-gaap:EquitySecuritiesMember 2012-12-31 0000876437 us-gaap:InvestmentsMember 2013-03-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-12-31 0000876437 us-gaap:CorporateDebtSecuritiesMember 2013-03-31 0000876437 mtg:RealEstateAcquiredMember 2013-03-31 0000876437 us-gaap:EquitySecuritiesMember 2014-03-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-03-31 0000876437 mtg:RealEstateAcquiredMember 2014-03-31 0000876437 us-gaap:InvestmentsMember 2013-12-31 0000876437 us-gaap:InvestmentsMember 2012-12-31 0000876437 us-gaap:CorporateDebtSecuritiesMember 2012-12-31 0000876437 us-gaap:EquitySecuritiesMember 2013-12-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2014-03-31 0000876437 mtg:RealEstateAcquiredMember 2013-12-31 0000876437 us-gaap:InvestmentsMember 2014-03-31 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2012-12-31 0000876437 mtg:RealEstateAcquiredMember 2012-12-31 0000876437 us-gaap:EquitySecuritiesMember 2013-01-01 2013-06-30 0000876437 mtg:RealEstateAcquiredMember 2013-01-01 2013-06-30 0000876437 us-gaap:InvestmentsMember 2013-01-01 2013-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-01-01 2013-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember 2013-01-01 2013-06-30 0000876437 mtg:RealEstateAcquiredMember 2013-04-01 2013-06-30 0000876437 us-gaap:InvestmentsMember 2014-01-01 2014-06-30 0000876437 us-gaap:EquitySecuritiesMember 2014-01-01 2014-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember 2013-04-01 2013-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2014-04-01 2014-06-30 0000876437 us-gaap:InvestmentsMember 2013-04-01 2013-06-30 0000876437 us-gaap:EquitySecuritiesMember 2014-04-01 2014-06-30 0000876437 us-gaap:InvestmentsMember 2014-04-01 2014-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2014-01-01 2014-06-30 0000876437 us-gaap:EquitySecuritiesMember 2013-04-01 2013-06-30 0000876437 mtg:RealEstateAcquiredMember 2014-01-01 2014-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-04-01 2013-06-30 0000876437 mtg:RealEstateAcquiredMember 2014-04-01 2014-06-30 0000876437 us-gaap:InvestmentsMember 2014-06-30 0000876437 us-gaap:EquitySecuritiesMember 2014-06-30 0000876437 mtg:RealEstateAcquiredMember 2013-06-30 0000876437 us-gaap:InvestmentsMember 2013-06-30 0000876437 us-gaap:EquitySecuritiesMember 2013-06-30 0000876437 mtg:RealEstateAcquiredMember 2014-06-30 0000876437 us-gaap:CorporateDebtSecuritiesMember 2013-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2013-06-30 0000876437 us-gaap:USStatesAndPoliticalSubdivisionsMember 2014-06-30 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2013-12-31 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2012-12-31 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2014-03-31 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2014-03-31 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2012-12-31 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2013-12-31 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2014-03-31 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2013-03-31 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2013-12-31 0000876437 2013-03-31 0000876437 2014-03-31 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2013-03-31 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2012-12-31 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2013-03-31 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2014-01-01 2014-06-30 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2013-01-01 2013-06-30 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2013-01-01 2013-06-30 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2014-01-01 2014-06-30 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2014-04-01 2014-06-30 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2013-04-01 2013-06-30 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2013-01-01 2013-06-30 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2014-01-01 2014-06-30 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2014-04-01 2014-06-30 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2013-04-01 2013-06-30 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2014-04-01 2014-06-30 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2013-04-01 2013-06-30 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2013-06-30 0000876437 us-gaap:AccumulatedTranslationAdjustmentMember 2014-06-30 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2013-06-30 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2013-06-30 0000876437 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2014-06-30 0000876437 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2014-06-30 0000876437 us-gaap:OtherPostretirementBenefitPlansDefinedBenefitMember 2013-01-01 2013-06-30 0000876437 us-gaap:OtherPensionPlansPostretirementOrSupplementalPlansDefinedBenefitMember 2014-01-01 2014-06-30 0000876437 us-gaap:OtherPostretirementBenefitPlansDefinedBenefitMember 2014-04-01 2014-06-30 0000876437 us-gaap:OtherPostretirementBenefitPlansDefinedBenefitMember 2013-04-01 2013-06-30 0000876437 us-gaap:OtherPostretirementBenefitPlansDefinedBenefitMember 2014-01-01 2014-06-30 0000876437 us-gaap:OtherPensionPlansPostretirementOrSupplementalPlansDefinedBenefitMember 2014-04-01 2014-06-30 0000876437 us-gaap:OtherPensionPlansPostretirementOrSupplementalPlansDefinedBenefitMember 2013-01-01 2013-06-30 0000876437 us-gaap:OtherPensionPlansPostretirementOrSupplementalPlansDefinedBenefitMember 2013-04-01 2013-06-30 0000876437 2007-12-31 0000876437 2007-01-01 2007-12-31 0000876437 mtg:IncreaseDecreaseInExpectedClaimRateMember 2013-01-01 2013-06-30 0000876437 mtg:IncreaseDecreaseRelatedToPoolReservesLaeReservesAndReinsuranceMember 2014-01-01 2014-06-30 0000876437 mtg:IncreaseDecreaseInEstimatedSeverityPrimaryDefaultsMember 2013-01-01 2013-06-30 0000876437 mtg:IncreaseDecreaseRelatedToPoolReservesLaeReservesAndReinsuranceMember 2013-01-01 2013-06-30 0000876437 mtg:IncreaseDecreaseInExpectedClaimRateMember 2014-01-01 2014-06-30 0000876437 mtg:IncreaseDecreaseInEstimatedSeverityPrimaryDefaultsMember 2014-01-01 2014-06-30 0000876437 2013-01-01 2013-03-31 0000876437 mtg:MortgageGuarantyInsuranceCorporationMember 2014-01-01 2014-06-30 0000876437 mtg:MortgageGuarantyInsuranceCorporationMember 2014-06-30 0000876437 mtg:MgicIndemnityCorporationMember 2014-06-30 xbrli:shares iso4217:USD iso4217:USD xbrli:shares xbrli:pure mtg:Period mtg:Company mtg:Lawsuit mtg:Case mtg:Loan mtg:Right mtg:Jurisdiction false --12-31 2014-06-30 Yes No Yes Large Accelerated Filer MGIC INVESTMENT CORP 0000876437 338559545 2014 Q2 10-Q 785000 1217000 542000 1821000 101400000 37100000 31660000 29030000 -117726000 -35253000 7790000 9604000 -44864000 23174000 -148690000 -64591000 9630000 19708000 -168432000 -133172000 -84634000 32747000 -5252000 13115000 41541000 -3766000 -44973000 31002000 11184000 -77216000 2484000 -7569000 -37110000 33233000 -71804000 -71804000 13978000 14019000 -68090000 -71804000 -155000 6632000 -7232000 -125916000 1658661000 1661269000 0 0 0 4072000 0 0 0 0 0 3009000 54500000 200000 100300000 126500000 54500000 5601390000 5379144000 430000 531000 881000 1082000 630957000 60295000 99956000 0 24501000 32456000 61372000 0 126991000 10902000 465975000 2687628000 4267000 1012000 7203000 1238211000 397503000 503967000 192440000 91534000 783152000 2628000 1000 664000 504000 12000 20371000 3886000 964000 456000 1042000 0 24980000 18000 0 387000 290000 17370000 74583000 6239000 27000 131000 5865000 146000 170000 2540000 11709000 0 1336000 1722000 36927000 16746000 2707000 9000 36858000 69000 1554000 1469000 6313000 16755000 16842000 1100000 0 3605000 7000 101387000 54000 23000 25521000 24993000 10927000 17420000 453000 875000 12588000 44000 7065000 6668000 1042000 290000 37082000 1917000 24977000 4611685000 4948543000 7065000 10927000 875000 101387000 25521000 3605000 24977000 44000 37075000 17420000 12588000 453000 1042000 37082000 1917000 24993000 6668000 101364000 290000 54000 23000 7000 436114000 21091000 34454000 66000 0 371000 541000 4622000 42000 5000 1461000 6101000 43000 429000 26804000 0 7000 10900000 2941000 12588000 50000 374597000 28007000 81593000 4103000 0 328343000 406033000 277677000 104802000 0 14700000 169336000 3419000 43095000 277000 7114000 75000 4226000 265827000 1301158000 4866819000 4614479000 358537000 2894000 848370000 271383000 347490000 42229000 921367000 2195771000 4611468000 3011000 400486000 639590000 60463000 273521000 474818000 2171415000 368806000 4863925000 40852000 60295000 42229000 2744000 2171415000 0 0 0 0 474818000 2195771000 0 273521000 400486000 2231000 368806000 2573000 639590000 4181060000 2690000 0 0 0 347490000 0 846139000 321000 0 4181060000 0 0 358537000 0 0 0 321000 0 519737000 0 2231000 0 918944000 0 2423000 0 0 0 60463000 0 683015000 0 0 0 2423000 40852000 517047000 0 0 60463000 0 0 60295000 4092190000 2552000 680442000 0 4092190000 60295000 271383000 0 1877498000 783800000 4863925000 4611468000 1087000 1932115000 235535000 328343000 508193000 166174000 277000 470078000 60463000 3093661000 385499000 357361000 60295000 7686000 675180000 7203000 134105000 39201000 1319804000 269292000 453568000 449074000 347490000 60463000 273521000 368806000 2185994000 277920000 61337000 359908000 932922000 383368000 367306000 2908000 39420000 483205000 61338000 4611685000 399839000 4951451000 2949000 4614634000 4948543000 840266000 2190095000 274102000 39566000 663642000 434813000 61338000 274102000 367306000 359908000 1892200000 4961000 3027000 1307000 2112000 3011000 2894000 591471000 250495000 358970000 184596000 9908000 -456161000 342600000 332692000 1027625000 571464000 17988000 11390000 28294000 54914000 50898000 14521000 1 1 340047000 340047000 340047000 340047000 1000000000 1000000000 680000000 338560000 337758000 -98256000 -180824000 88630000 187977000 845000000 845000000 389522000 389522000 389500000 345000000 500000000 500000000 62000000 345000000 82900000 389500000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify; margin-right: 31.7pt;">Note 3 &#8211; Debt</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><u>5.375% Senior Notes &#8211; due November 2015</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">At June 30, 2014 and December 31, 2013 we had outstanding $62.0 million and $82.9 million, respectively, of 5.375% Senior Notes due in November 2015. In February 2014, we repurchased $20.9 million in par value of these notes at a cost slightly above par. Interest on these notes is payable semi-annually in arrears on May 1 and November 1 of each year. These Senior Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the notes, which are contained in the Indenture, dated as of October 15, 2000, between us and U.S. Bank, National Association, as trustee, and in an Officer's Certificate dated as of October 4, 2005, which specifies the interest rate, maturity date and other terms of the Senior Notes.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Scheduled interest payments on the Senior Notes were $1.7 million and $2.8 million for the six months ended June 30, 2014 and 2013, respectively. In the first quarter of 2014, we also paid $0.3 million in interest related to our repurchase discussed above.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><u>5% Convertible Senior Notes &#8211; due May 2017</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">At June 30, 2014 and December 31, 2013 we had outstanding $345 million principal amount of 5% Convertible Senior Notes due in May 2017. Interest on the 5% Notes is payable semi-annually in arrears on May 1 and November 1 of each year.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The 5% Notes are convertible, at the holder's option, at an initial conversion rate, which is subject to adjustment, of 74.4186 shares per $1,000 principal amount at any time prior to the maturity date. This represents an initial conversion price of approximately $13.44 per share. These 5% Notes will be equal in right of payment to our other senior debt and will be senior in right of payment to our existing Convertible Junior Debentures, discussed below. Debt issuance costs are being amortized to interest expense over the contractual life of the 5% Notes.<font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> These 5% Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms</font> of the notes, which are contained in the Supplemental Indenture, dated as of April 26, 2010, between us and U.S. Bank National Association, as trustee, and the Indenture dated as of October 15, 2000, between us and the trustee.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Interest payments on the 5% Notes were $8.6 million in each of the six months ended June 30, 2014 and 2013.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><u>2% Convertible Senior Notes &#8211; due April 2020</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">At June 30, 2014 and December 31, 2013, we had outstanding $500 million principal amount of 2% Convertible Senior Notes due in 2020 which we issued in March 2013. We received net proceeds of approximately $484.6 million after deducting underwriting discount and offering expenses. Interest on the 2% Notes is payable semi-annually in arrears on April 1 and October 1 of each year. The 2% Notes will mature on April 1, 2020, unless earlier repurchased by us or converted. </font>Prior to January 1, 2020, the 2% Convertible Senior Notes are convertible only upon satisfaction of one or more conditions. One such condition is that during any calendar quarter commencing after March 31, 2014, the last reported sale price of our common stock for each of at least 20 trading days during the 30 consecutive trading days ending on, and including, the last trading day of the immediately preceding calendar quarter be greater than or equal to 130% of the applicable conversion price on each applicable trading day. The notes are convertible at an initial conversion rate, which is subject to adjustment, of 143.8332 shares per $1,000 principal amount. This represents an initial conversion price of approximately $6.95 per share. 130% of such conversion price is $9.03. On or after January 1, 2020, holders may convert their notes irrespective of satisfaction of the conditions. <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">These 2% Notes will be equal in right of payment to our other senior debt and will be senior in right of payment to our existing Convertible Junior Debentures. Debt issuance costs are being amortized to interest expense over the contractual life of the 2% Notes. Prior to April 10, 2017, the notes will not be redeemable. On any business day on or after April 10, 2017 we may redeem for cash all or part of the notes, at our option, at a redemption price equal to 100% of the principal amount of the notes being redeemed, plus any accrued and unpaid interest, if the closing sale price of our common stock exceeds 130% of the then prevailing conversion price of the notes for at least 20 of the 30 trading days preceding notice of the redemption.</font></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">These 2% Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms</font> of the notes, which are contained in the Second Supplemental Indenture, dated March 12, 2013, between us and U.S. Bank National Association, as trustee, and the Indenture dated as of October 15, 2000, between us and the trustee.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Interest payments on the 2% Notes were $5.0 million for the six months ended June 30, 2014. There were no scheduled interest payments on the 2% Notes for the six months ended June 30, 2013.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><u>9% Convertible Junior Subordinated Debentures &#8211; due April 2063</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">At June 30, 2014 and December 31, 2013 we had outstanding $389.5 million principal amount of 9% Convertible<font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> Junior Subordinated Debentures due in 2063 (the &#8220;debentures&#8221;). </font>The debentures rank junior to all of our existing and future senior indebtedness.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Interest on the debentures is payable semi-annually in arrears on April 1 and October 1 of each year. As long as no event<font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> of default with respect to the debentures has occurred and is continuing, we may defer interest, under an optional deferral provision, for one or more consecutive interest periods up to ten years without giving rise to an event of default. Deferred interest will accrue additional interest at the rate then applicable to the debentures. During an optional deferral period we may not pay or declare dividends on our common stock.</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Interest on the debentures that would have been payable on the scheduled interest payment date<font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> of October 1, 2012 had been deferred. During the deferral period the deferred interest continued to accrue and compound semi-annually at an annual rate of 9%.</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">On April 1, 2013 we paid the deferred interest payment, including the compound interest. The interest payment, totaling approximately $18.3 million, was made from the net proceeds of our March 2013 common stock offering. We also paid the regular April 1, 2013 interest payment due on the debentures of approximately $17.5 million, and we remain current on all interest payments due.</font> We continue to have the right to defer interest that is payable on subsequent <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">scheduled interest payment dates. Any deferral of such interest would be on terms equivalent to those described above.</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">These debentures are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms</font> of the debentures, which are contained in the Indenture, dated as of March 28, 2008, between us and U.S. Bank National Association, as trustee.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We may redeem the debentures in whole or in part from time to time, at our option, at a redemption price equal to 100% of the principal amount of the debentures being redeemed, plus any accrued and unpaid interest, if the closing sale price of our common stock exceeds 130% of the then prevailing conversion price of the debentures for at least 20 of the 30 trading days preceding notice of the redemption.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The debentures are currently convertible, at the holder's option, at an initial conversion rate, which is subject to adjustment, of 74.0741 common shares per $1,000 principal amount of debentures at any time prior to the maturity date. This represents an initial conversion price of approximately $13.50 per share. If a holder elects to convert their debentures, deferred interest owed on the debentures being converted is also converted into shares of our common stock. The conversion rate for any deferred interest is based on the average price that our shares traded at during a 5-day period immediately prior to the election to convert. In lieu of issuing shares of common stock upon conversion of the debentures, we may, at our option, make a cash payment to converting holders for all or some of the shares of our common stock otherwise issuable upon conversion.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Interest payments on the debentures were $17.5 million and $35.8 million for the six months ended June 30, 2014 and 2013, respectively.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-right: 31.7pt;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-right: 31.7pt;"><u>All debt</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-right: 31.7pt;">The par value and fair value of our debt at June 30, 2014 and December 31, 2013 appears in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Par Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Total Fair </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Quoted Prices in </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Active Markets </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">for Identical </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Assets (Level 1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Significant</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Other </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Observable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(Level 2)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Significant </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Unobservable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(Level 3)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="18" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;"><u>June 30, 2014</u></div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Liabilities:</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Senior Notes</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,953</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">64,973</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">64,973</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2017</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">345,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">403,650</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">403,650</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2020</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">500,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">746,750</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">746,750</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Junior Subordinated Debentures</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">389,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">482,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">482,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt;">Total Debt</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,296,475</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,697,406</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,215,373</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">482,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Liabilities:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Senior Notes</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">82,883</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,991</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,991</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2017</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">345,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">388,988</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">388,988</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2020</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">500,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">685,625</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">685,625</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Junior Subordinated Debentures</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">389,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">439,186</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">439,186</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt;">Total Debt</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,317,405</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,599,790</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,160,604</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">439,186</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The fair value of our Senior Notes and Convertible Senior Notes was determined using publicly available trade information and those notes are considered Level 1 securities as described in Note 8 &#8211; &#8220;Fair Value Measurements.&#8221; The fair value of our debentures was determined using available pricing for these debentures or similar instruments and our debentures are considered Level 2 securities as described in Note 8 &#8211; &#8220;Fair Value Measurements.&#8221;</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The Senior Notes, Convertible Senior Notes and Convertible Junior Debentures are obligations of our holding company, MGIC Investment Corporation, and not of its subsidiaries. At June 30, 2014, we had approximately $515 million in cash and investments at our holding company. The net unrealized losses on our holding company investment portfolio were approximately $2.8 million at June 30, 2014. The modified duration of the holding company investment portfolio, excluding cash and cash equivalents, was 3.4 years at June 30, 2014.</div></div> 6.95 13.5 13.44 1 1 17500000 0.02 0.09 0.05375 0.02 0.05 0.05 0.09 0.05375 0 1317405000 1697406000 1215373000 1160604000 439186000 1599790000 1296475000 0 482033000 2063-04-01 2017-05-01 2015-11-01 2020-04-01 2020-04-01 2017-05-01 2015-11-01 2063-04-01 1676000 1955000 3095000 3652000 10676000 9721000 1004200000 937900000 -465000 -1662000 -423000 -3325000 -1662000 127000 -3324000 252000 -250000 0 0 -1557000 217000 -541000 -3073000 145000 406000 4283000 152000 212000 329000 2203000 5669000 2952000 3845000 7994000 156000 3985000 7644000 144000 327000 309000 1163000 5257000 1840000 5034000 10072000 920000 10515000 2324000 26622000 37517000 25 to 1 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify; margin-right: 31.7pt;">Note 2 - New Accounting Guidance</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In July 2013, the FASB issued an update to the accounting standard regarding income taxes. This update provides guidance concerning the balance sheet presentation of an unrecognized tax benefit when a net operating loss carryforward or a tax credit carryforward (the &#8220;Carryforwards&#8221;) is available. This accounting standard requires an entity to net its liability related to unrecognized tax benefits against the related deferred tax assets for the Carryforwards. A gross presentation will be required when the Carryforwards are not available under the tax law of the applicable jurisdiction or when the Carryforwards would not be used by the entity to settle any additional income taxes resulting from disallowance of the uncertain tax position. This update is effective for fiscal years and interim periods within such years beginning after December 15, 2013. We are currently in compliance with this new guidance.&#160; It did not have a significant impact on our consolidated financial statements and disclosures.</div></div> 0 6098000 0 3049000 247481000 241249000 485438000 502028000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 6 &#8211; Earnings (Loss) per Share</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Our basic EPS is based on the weighted average number of common shares outstanding, which excludes participating securities of 0.2 million for the six months ended June 30, 2013 because they were anti-dilutive due to our reported net loss. Participating securities of 0.1 million were included in our weighted average number of common shares outstanding for the three and six months ended June 30, 2014 and for the three months ended June 30, 2013. Typically, diluted EPS is based on the weighted average number of common shares outstanding plus common stock equivalents which include certain stock awards and the dilutive effect of our convertible debt. In accordance with accounting guidance, if we report a net loss from continuing operations then our diluted EPS is computed in the same manner as the basic EPS. In addition if any common stock equivalents are anti-dilutive they are excluded from the calculation. The following includes a reconciliation of the weighted average number of shares; however for the three months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 126.5 million, respectively, and for the six months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 100.3 million, respectively, were not included because they were anti-dilutive.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands, except per share data)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid; padding-bottom: 0.75pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Basic earnings per share:</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">45,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,375</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">105,504</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(60,555</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Weighted average common shares outstanding</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,626</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">337,868</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,419</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">285,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Basic income (loss) per share</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.13</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.04</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.31</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(0.21</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid; padding-bottom: 0.75pt; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Diluted earnings per share:</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">45,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,375</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">105,504</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(60,555</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Effect of dilutive securities:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">2% Convertible Senior Notes</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,049</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,098</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net income (loss) plus assumed conversions</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">48,571</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,375</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">111,602</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(60,555</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Weighted-average shares - Basic</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,626</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">337,868</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,419</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">285,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Common stock equivalents</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">74,855</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,473</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">74,955</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Weighted-average shares - Diluted</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">413,481</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">339,341</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">413,374</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">285,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Diluted income (loss) per share</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.12</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.04</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(0.21</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div></div> 0.13 -0.21 0.04 0.31 0.27 0.04 -0.21 0.12 0.35 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">A summary of the effect of our reinsurance agreements on our results for the six months ended June 30, 2014 and 2013 appears below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceded premiums written, net of profit commission</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">54,914</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,988</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceded premiums earned, net of profit commission</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50,898</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceded losses incurred</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,871</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,234</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceding commissions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18,680</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,197</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-right: 31.7pt;">The par value and fair value of our debt at June 30, 2014 and December 31, 2013 appears in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Par Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Total Fair </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Quoted Prices in </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Active Markets </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">for Identical </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Assets (Level 1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Significant</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Other </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Observable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(Level 2)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Significant </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Unobservable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(Level 3)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="18" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;"><u>June 30, 2014</u></div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Liabilities:</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Senior Notes</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,953</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">64,973</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">64,973</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2017</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">345,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">403,650</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">403,650</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2020</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">500,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">746,750</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">746,750</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Junior Subordinated Debentures</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">389,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">482,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">482,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt;">Total Debt</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,296,475</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,697,406</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,215,373</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">482,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Liabilities:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Senior Notes</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">82,883</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,991</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,991</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2017</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">345,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">388,988</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">388,988</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Senior Notes due 2020</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">500,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">685,625</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">685,625</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Convertible Junior Subordinated Debentures</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">389,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">439,186</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">439,186</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt;">Total Debt</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,317,405</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,599,790</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,160,604</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">439,186</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div></div> 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 222000 0 10543000 146000 19537000 0 0 9964000 17238000 0 0 222000 146000 147000 349000 7313000 147000 16889000 17544000 0 11367000 0 30000 0 0 0 0 30000 19377000 0 0 0 30000 9530000 30000 0 -1000000 0 0 -2302000 0 0 0 0 0 0 0 0 0 0 0 -2316000 0 -1157000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Fair value measurements for assets measured at fair value included the following as of June 30, 2014 and December 31, 2013:</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Quoted Prices in </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Active Markets for </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Identical Assets </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant Other </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Observable Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 2)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unobservable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 3)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>June 30, 2014</u></div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">474,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">474,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">848,370</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">846,139</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,195,771</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,195,771</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,229</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,229</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,468</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">517,047</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,029,190</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,011</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,690</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,614,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">519,737</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,029,190</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,552</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Real estate acquired (1)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Quoted Prices in</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Active Markets for </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Identical Assets </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant Other </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Observable Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 2)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unobservable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 3)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">639,590</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">639,590</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">921,367</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">918,944</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,171,415</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,171,415</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">400,486</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">400,486</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">358,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">358,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">271,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">271,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,852</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,852</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,863,925</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">680,442</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,181,060</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,894</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,573</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,866,819</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">683,015</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,181,060</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Real estate acquired (1)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,280</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,280</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">(1) Real estate acquired through claim settlement, which is held for sale, is reported in Other Assets on the consolidated&#160;balance sheet.</div></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 8 &#8211; Fair Value Measurements</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In accordance with fair value guidance, we applied the following fair value hierarchy in order to measure fair value for assets and liabilities:</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Level 1 &#8211; Quoted prices for identical instruments in active markets that we can access. Financial assets utilizing Level 1 inputs primarily include certain U.S. Treasury Securities and obligations of U.S. government corporations and agencies and Australian government and semi government securities.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Level 2 &#8211; Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and inputs, other than quoted prices, that are observable in the marketplace for the financial instrument. The observable inputs are used in valuation models to calculate the fair value of the financial instruments. Financial assets utilizing Level 2 inputs primarily include certain municipal and corporate bonds.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Level 3 &#8211; Valuations derived from valuation techniques in which one or more significant inputs or value drivers are unobservable. Level 3 inputs reflect our own assumptions about the assumptions a market participant would use in pricing an asset or liability. Financial assets utilizing Level 3 inputs include certain state premium tax credit investments. Our non-financial assets that are classified as Level 3 securities consist of real estate acquired through claim settlement that is fair valued at the lower of our acquisition cost or a percentage of appraised value. The percentage applied to appraised value is based upon our historical sales experience adjusted for current trends.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">To determine the fair value of securities available-for-sale in Level 1 and Level 2 of the fair value hierarchy, independent pricing sources have been utilized. One price is provided per security based on observable market data. To ensure securities are appropriately classified in the fair value hierarchy, we review the pricing techniques and methodologies of the independent pricing sources and believe that their policies adequately consider market activity, either based on specific transactions for the issue valued or based on modeling of securities with similar credit quality, duration, yield and structure that were recently traded. A variety of inputs are utilized by the independent pricing sources including benchmark yields, reported trades, non-binding broker/dealer quotes, issuer spreads, two sided markets, benchmark securities, bids, offers and reference data including data published in market research publications. Inputs may be weighted differently for any security, and not all inputs are used for each security evaluation. Market indicators, industry and economic events are also considered. This information is evaluated using a multidimensional pricing model.&#160; Quality controls are performed by the independent pricing sources throughout this process, which include reviewing tolerance reports, trading information and data changes, and directional moves compared to market moves. This model combines all inputs to arrive at a value assigned to each security.&#160; In addition, on a quarterly basis, we perform quality controls over values received from the pricing sources which include reviewing tolerance reports, trading information and data changes, and directional moves compared to market moves. We have not made any adjustments to the prices obtained from the independent pricing sources.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Fair value measurements for assets measured at fair value included the following as of June 30, 2014 and December 31, 2013:</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Quoted Prices in </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Active Markets for </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Identical Assets </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant Other </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Observable Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 2)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unobservable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 3)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>June 30, 2014</u></div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">474,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">474,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">848,370</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">846,139</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,195,771</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,195,771</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,229</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,229</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,468</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">517,047</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,029,190</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,011</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,690</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,614,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">519,737</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,029,190</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,552</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Real estate acquired (1)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Quoted Prices in</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Active Markets for </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Identical Assets </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant Other </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Observable Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 2)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Significant </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unobservable </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Inputs</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(Level 3)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">639,590</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">639,590</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">921,367</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">918,944</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,171,415</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,171,415</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">400,486</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">400,486</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">358,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">358,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">271,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">271,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,852</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,852</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,863,925</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">680,442</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,181,060</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,894</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,573</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,866,819</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">683,015</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,181,060</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Real estate acquired (1)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,280</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,280</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">(1) Real estate acquired through claim settlement, which is held for sale, is reported in Other Assets on the consolidated&#160;balance sheet.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">&#160;</div></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">There were no transfers of securities between Level 1 and Level 2 during the first six months of 2014 or 2013.</div><div>&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">For assets measured at fair value using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances for the three and six months ended June 30, 2014 and 2013 is as follows:</div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at March 31, 2014</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,378</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,699</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,137</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,157</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,367</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(147</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(147</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,543</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,552</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the&#160;three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at December 31, 2013</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,280</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,316</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,377</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(222</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(222</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,552</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the&#160;six months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: center; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Corporate Debt </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="18" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at March 31, 2013</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,957</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,278</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,524</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9,530</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(146</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(146</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,313</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,811</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,132</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">8,741</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the three months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Corporate Debt </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="18" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at December 31, 2012</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,130</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,114</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">20,565</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as realized investment gains (losses), net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(225</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(225</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,302</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,544</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(349</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(16,889</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(17,238</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(9,964</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,811</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,132</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">8,741</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the&#160;six months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Additional fair value disclosures related to our investment portfolio are included in Note 7 &#8211; &#8220;Investments.&#8221; Fair value disclosures related to our debt are included in Note 3 &#8211; &#8220;Debt.&#8221;</div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">For assets measured at fair value using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances for the three and six months ended June 30, 2014 and 2013 is as follows:</div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at March 31, 2014</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,378</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,699</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,137</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,157</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,367</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(147</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(147</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,543</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,552</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the&#160;three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at December 31, 2013</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,280</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,316</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,377</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(222</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(222</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,231</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,552</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the&#160;six months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: center; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Corporate Debt </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="18" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at March 31, 2013</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,957</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,278</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,524</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,000</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9,530</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(146</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(146</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,313</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,811</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,132</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">8,741</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the three months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Obligations of U.S. </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">States and Political </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Subdivisions</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Corporate Debt </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Equity </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Investments</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Real Estate </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Acquired</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="18" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at December 31, 2012</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,130</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,114</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">20,565</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td colspan="4" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total realized/unrealized gains (losses):</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as realized investment gains (losses), net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(225</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(225</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Included in earnings and reported as losses incurred, net</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,302</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Purchases</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">30</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,544</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(349</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(16,889</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(17,238</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(9,964</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers into Level 3</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 40%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Transfers out of Level 3</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,811</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">321</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,132</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">8,741</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 40%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 40%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amount of total losses included in earnings for the&#160;six months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div></div> 389522000 0 439186000 0 0 439186000 482033000 0 482033000 389522000 321000 321000 3278000 2423000 0 7524000 321000 2957000 11137000 2744000 20565000 17114000 321000 2378000 13280000 2699000 3130000 3463000 2552000 321000 8741000 3132000 321000 10804000 0 2811000 2231000 18680000 2197000 1891000 3744000 522000 126000 291000 2485000 596000 594000 360000 162000 3148000 165000 -837000 0 2485000 522000 3744000 291000 0 0 0 0 107348000 46640000 13365000 -58426000 2129000 1118000 990000 1844000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 11 &#8211; Income Taxes</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We review the need to establish a deferred tax asset valuation allowance on a quarterly basis. We analyze several factors, among which are the severity and frequency of operating losses, our capacity for the carryback or carryforward of any losses, the existence and current level of taxable operating income, the expected occurrence of future income or loss and available tax planning alternatives. Based on our analysis and the level of cumulative operating losses, we continue to reduce our benefit from income tax through the recognition of a valuation allowance.</div><div><br /></div><div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The effect of the change in valuation allowance on the provision for (benefit from) income taxes was as follows:</div><div><br /></div></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Tax provision (benefit) before valuation allowance</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,172</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,472</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,292</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(17,118</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in valuation allowance</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(16,054</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,482</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(38,448</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,247</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Provision for income taxes</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,118</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">990</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,844</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,129</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The change in the valuation allowance that was included in other comprehensive income for the three months ended June 30, 2014 and 2013 was a decrease of $14.6 million and an increase of $33.5 million, respectively. The change in the valuation allowance that was included in other comprehensive income for the six months ended June 30, 2014 and 2013 was a decrease of $27.9 million and an increase of $36.6 million, respectively. The total valuation allowance as of June 30, 2014 and December 31, 2013 was $937.9 million and $1,004.2 million, respectively.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We have approximately $2.5 billion of net operating loss carryforwards on a regular tax basis and $1.7 billion of net operating loss carryforwards for computing the alternative minimum tax as of June 30, 2014. Any unutilized carryforwards are scheduled to expire at the end of tax years 2029 through 2033.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><u>Tax Contingencies</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The Internal Revenue Service (&#8220;IRS&#8221;) completed examinations of our federal income tax returns for the years 2000 through 2007 and issued proposed assessments for unpaid taxes, interest and penalties related to our treatment of the flow-through income and loss from an investment in a portfolio of residual interests of Real Estate Mortgage Investment Conduits (&#8220;REMICs&#8221;). The IRS indicated that it did not believe that, for various reasons, we had established sufficient tax basis in the REMIC residual interests to deduct the losses from taxable income. The proposed assessments for taxes and penalties related to these matters are $197.5 million and at June 30, 2014 there would also be interest of approximately $161.3 million. In addition, depending on the outcome of this matter, additional state income taxes and state interest may become due when a final resolution is reached. As of June 30, 2014, those state taxes and interest would approximate $46.7 million. In addition, there could also be state tax penalties.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Our total amount of unrecognized tax benefits as of June 30, 2014 is $105.8 million, which represents the tax benefits generated by the REMIC portfolio included in our tax returns that we have not taken benefit for in our financial statements, including any related interest. We continue to believe that our previously recorded tax provisions and liabilities are appropriate. However, we would need to make appropriate adjustments, which could be material, to our tax provision and liabilities if our view of the probability of success in this matter changes, and the ultimate resolution of this matter could have a material negative impact on our effective tax rate, results of operations, cash flows, statutory capital and compliance with the GSE Financial Requirements. In this regard, see Note 1 &#8211; &#8220;Nature of Business &#8211; Capital-GSEs.&#8221;</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">We appealed these assessments within the IRS and, in 2007, we made a payment of $65.2 million to the United States Department of the Treasury related to this assessment. In August 2010, we reached a tentative settlement agreement with the IRS which was not finalized. The IRS is pursuing this matter in full and absent a settlement we currently expect </font>to be in litigation on this matter in 2014. <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Any such litigation could be lengthy and costly in terms of legal fees and related expenses.</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The IRS is currently conducting an examination of our federal income tax returns for the years 2011 and 2012, which is scheduled to be completed in 2014.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The total amount of the unrecognized tax benefits, related to our aforementioned REMIC issue, that would affect our effective tax rate is $93.2 million, after taking into account the effect of NOL carrybacks. We recognize interest accrued and penalties related to unrecognized tax benefits in income taxes. As of June 30, 2014 and December 31, 2013, we had accrued $26.5 million and $26.1 million, respectively, for the payment of interest.</div></div> -5899000 -9658000 -286000 1155000 -2630000 5920000 -689000 -179000 955000 1133000 97868000 4000 21000 -243000 385807000 457535000 -6322000 -20950000 4018000 3465000 60333000 -237000 -60300000 42900000 3578000 13721000 -9367000 -5250000 141141000 196274000 462482000 263749000 34913000 17374000 17942000 44348000 8600000 5000000 17500000 1700000 8600000 300000 35800000 0 2800000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The amortized cost and fair values of debt securities at June 30, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.&#160; Because most asset-backed and mortgage-backed securities and collateralized loan obligations provide for periodic payments throughout their lives, they are listed below in separate categories.</div><div><br /></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 80%;"><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 56%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"><u>June 30, 2014</u></font></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Amortized</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Cost</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due in one year or less</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">434,813</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">436,114</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due after one year through five years</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,877,498</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,892,200</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due after five years through ten years</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">783,152</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">783,800</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due after ten years</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">453,568</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">449,074</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,549,031</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,561,188</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">367,306</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">359,908</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">274,102</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,338</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,685</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,468</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 7 &#8211; Investments</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The amortized cost, gross unrealized gains and losses and fair value of the investment portfolio at June 30, 2014 and December 31, 2013 are shown below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"><u>June 30, 2014</u></font></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Amortized</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Cost</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gains</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses (1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of&#160; U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">483,205</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,540</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,927</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">474,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">840,266</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,709</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,605</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">848,370</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,185,994</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16,842</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,065</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,195,771</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">367,306</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,554</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(54</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">359,908</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">170</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12,588</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">274,102</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,917</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,338</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(875</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">39,566</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,707</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(44</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,229</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,685</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">36,858</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(37,075</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,468</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,949</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">69</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,011</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,614,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">36,927</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(37,082</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,614,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Amortized</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Cost</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gains</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses (1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">663,642</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,469</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">639,590</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">932,922</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,865</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(17,420</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">921,367</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,190,095</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,313</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(24,993</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,171,415</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">399,839</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(453</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">400,486</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">383,368</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">146</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(24,977</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">358,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277,920</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">131</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6,668</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">271,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,337</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,042</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">39,420</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,722</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(290</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,852</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,948,543</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16,746</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(101,364</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,863,925</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,908</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,894</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,951,451</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16,755</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(101,387</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,866,819</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div>&#160;</div><div>(1) At June 30, 2014 and December 31, 2013, there were no other-than-temporary impairment losses recorded in other comprehensive income.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Our foreign investments primarily consist of the investment portfolio supporting our Australian domiciled subsidiary. This portfolio is comprised of Australian government and semi government securities, representing 84% of the market value of our foreign investments with the remaining 9% invested in corporate securities and 7% in cash equivalents. Seventy-eight percent of the Australian portfolio is rated AAA, </font>by one or more of<font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> Moody&#8217;s, Standard &amp; Poor&#8217;s and Fitch Ratings, and the remaining 22% is rated AA.</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The amortized cost and fair values of debt securities at June 30, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.&#160; Because most asset-backed and mortgage-backed securities and collateralized loan obligations provide for periodic payments throughout their lives, they are listed below in separate categories.</div><div><br /></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 80%;"><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 56%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"><u>June 30, 2014</u></font></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Amortized</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Cost</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due in one year or less</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">434,813</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">436,114</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due after one year through five years</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,877,498</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,892,200</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due after five years through ten years</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">783,152</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">783,800</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Due after ten years</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">453,568</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">449,074</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,549,031</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,561,188</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">367,306</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">359,908</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">274,102</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,338</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total at June 30, 2014</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,685</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,468</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">At June 30, 2014 and December 31, 2013, the investment portfolio had gross unrealized losses of $37.1 million and $101.4 million, respectively.&#160; For those securities in an unrealized loss position, the length of time the securities were in such a position, as measured by their month-end fair values, is as follows:</div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Less Than 12 Months</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">12 Months or Greater</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>June 30, 2014</u></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="22" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,902</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">374,597</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,900</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">385,499</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,927</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">99,956</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">664</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">169,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,941</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">269,292</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,605</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">397,503</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">964</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277,677</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,101</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">675,180</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,065</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,501</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,700</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">39,201</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">54</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">328,343</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,588</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">328,343</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,588</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,372</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">456</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">104,802</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,461</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">166,174</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,917</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">32,456</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">504</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">28,007</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">371</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">875</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,267</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,419</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,686</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">630,957</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,628</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,301,158</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">34,454</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,932,115</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">37,082</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Less Than 12 Months</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">12 Months or Greater</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="22" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">465,975</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,103</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">541</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">470,078</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">25,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">503,967</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,370</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,226</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">508,193</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,420</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,238,211</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">20,371</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">81,593</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,622</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,319,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,993</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">126,991</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">387</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,114</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">66</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">134,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">453</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">91,534</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,886</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">265,827</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">21,091</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">357,361</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,977</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">192,440</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,239</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,095</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">429</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">235,535</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,668</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,042</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,042</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,203</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">290</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,203</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">290</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,012</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">75</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,087</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,687,628</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">74,583</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">406,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,093,661</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">101,387</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; text-indent: 0pt;">Under the current guidance a debt security impairment is deemed other than temporary if we either intend to sell the security, or it is more likely than not that we will be required to sell the security before recovery or we do not expect to collect cash flows sufficient to recover the amortized cost basis of the security. During each of the three and six months ended June 30, 2014 and 2013 there were no other-than-temporary impairments (&#8220;OTTI&#8221;) recognized.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; text-indent: 0pt;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; text-indent: 0pt;">The net realized investment gains (losses) and OTTI on the investment portfolio are as follows:</div><div>&#160;</div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 90%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net realized investment gains&#160;(losses) and OTTI on investments:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Fixed maturities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">360</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,891</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">126</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,148</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">162</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">594</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">165</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">596</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,485</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">291</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 90%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net realized investment gains (losses) and OTTI on investments:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Gains on sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,307</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,027</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,112</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,961</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Losses on sales</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(785</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(542</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,821</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,217</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,485</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">291</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 5 &#8211; Litigation and Contingencies</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Before paying a claim, we review the loan and servicing files to determine the appropriateness of the claim amount. All of our insurance policies provide that we can reduce or deny a claim if the servicer did not comply with its obligations under our insurance policy, including the requirement to mitigate our loss by performing reasonable loss mitigation efforts or, for example, diligently pursuing a foreclosure or bankruptcy relief in a timely manner. We call such reduction of claims submitted to us &#8220;curtailments.&#8221; In 2013 and the first half of 2014, curtailments reduced our average claim paid by approximately 5.8% and 6.2%, respectively. In addition, the claims submitted to us sometimes include costs and expenses not covered by our insurance policies, such as hazard insurance premiums for periods after the claim date and losses resulting from property damage that has not been repaired. These other adjustments reduced claim amounts by less than the amount of curtailments. After we pay a claim, servicers and insureds sometimes object to our curtailments and other adjustments. We review these objections if they are sent to us within 90 days after the claim was paid.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">When reviewing the loan file associated with a claim, we may determine that we have the right to rescind coverage on the loan. Prior to 2008, rescissions of coverage on loans were not a material portion of our claims resolved during a year. However, beginning in 2008, our rescissions of coverage on loans have materially mitigated our paid losses. In 2009 through 2011, rescissions mitigated our paid losses in the aggregate by approximately $3.0 billion; and in 2012, 2013 and the first half of 2014, rescissions mitigated our paid losses by approximately $265 million, $135 million and $50 million, respectively (in each case, the figure includes amounts that would have either resulted in a claim payment or been charged to a deductible under a bulk or pool policy, and may have been charged to a captive reinsurer). In recent quarters, approximately 5% of claims received in a quarter have been resolved by rescissions, down from the peak of approximately 28% in the first half of 2009.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We estimate rescissions mitigated our incurred losses by approximately $2.5 billion in 2009 and $0.2 billion in 2010. These figures include the benefit of claims not paid in the period as well as the impact of changes in our estimated expected rescission activity on our loss reserves in the period. In 2012, we estimate that our rescission benefit in loss reserves was reduced by $0.2 billion due to probable rescission settlement agreements. We estimate that other rescissions had no significant impact on our losses incurred in 2011 through the first half of 2014. Our loss reserving methodology incorporates our estimates of future rescissions and reversals of rescissions. Historically, reversals of rescissions have been immaterial. A variance between ultimate actual rescission and reversal rates and our estimates, as a result of the outcome of litigation, settlements or other factors, could materially affect our losses.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">If the insured disputes our right to rescind coverage, we generally engage in discussions in an attempt to settle the dispute. As part of those discussions, we may voluntarily suspend rescissions we believe may be part of a settlement. In 2011, Freddie Mac advised its servicers that they must obtain its prior approval for rescission settlements, Fannie Mae advised its servicers that they are prohibited from entering into such settlements and Fannie Mae notified us that we must obtain its prior approval to enter into certain settlements. Since those announcements, the GSEs have consented to our settlement agreements with two customers, one of which is Countrywide, as discussed below, and have rejected other settlement agreements. We have reached and implemented settlement agreements that do not require GSE approval, but they have not been material in the aggregate.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">If we are unable to reach a settlement, the outcome of a dispute ultimately would be determined by legal proceedings. Under our policies, legal proceedings disputing our right to rescind coverage may be brought up to three years after the lender has obtained title to the property (typically through a foreclosure) or the property was sold in a sale that we approved, whichever is applicable, although in a few jurisdictions there is a longer time to bring such an action.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Until a liability associated with a settlement agreement or litigation becomes probable and can be reasonably estimated, we consider our claim payment or rescission resolved for financial reporting purposes even though discussions and legal proceedings have been initiated and are ongoing. Under ASC 450-20, an estimated loss from such discussions and proceedings is accrued for only if we determine that the loss is probable and can be reasonably estimated.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Since December 2009, we have been involved in legal proceedings with Countrywide Home Loans, Inc. (&#8220;CHL&#8221;) and its affiliate, Bank of America, N.A., as successor to Countrywide Home Loans Servicing LP (&#8220;BANA&#8221; and collectively with CHL, &#8220;Countrywide&#8221;) in which Countrywide alleged that MGIC denied valid mortgage insurance claims. (In our SEC reports, we refer to insurance rescissions and denials of claims collectively as &#8220;rescissions&#8221; and variations of that term.) In addition to the claim amounts it alleged MGIC had improperly denied, Countrywide contended it was entitled to other damages of almost $700 million as well as exemplary damages. We sought a determination in those proceedings that we were entitled to rescind coverage on the applicable loans.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In April 2013, MGIC entered into separate settlement agreements with CHL and BANA, pursuant to which the parties will settle the Countrywide litigation as it relates to MGIC&#8217;s rescission practices (as amended, the &#8220;Agreements&#8221;). The Agreement with BANA covers loans purchased by the GSEs. The original Agreement was implemented beginning in November 2013 and we resolved all related suspended rescissions in November and December 2013 by paying the associated claim or processing the rescission. The pending arbitration proceedings concerning the loans covered by that agreement have been dismissed, the mutual releases between the parties regarding such loans have become effective and the litigation between the parties regarding such loans is to be dismissed.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The Agreement with CHL covers loans that were purchased by non-GSE investors, including securitization trusts (the &#8220;other investors&#8221;). That Agreement will be implemented only as and to the extent that it is consented to by or on behalf of the other investors, and any such implementation is expected to occur later in 2014. While there can be no assurance that the Agreement with CHL will be implemented, we have determined that its implementation is probable.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We recorded the estimated impact of the Agreements and another probable settlement in our financial statements for the quarter ending December 31, 2012. We have also recorded the estimated impact of other probable settlements. The estimated impact that we recorded is our best estimate of our loss from these matters. <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">We estimate that the maximum </font>exposure above the best estimate provision we recorded is $510 million, of which about 45% is from rescission practices subject to the Agreement with CHL. If we are not able to implement the Agreement with CHL or the other settlements we consider probable, we intend to defend MGIC vigorously against any related legal proceedings.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The flow policies at issue with Countrywide are in the same form as the flow policies that we used with all of our customers during the period covered by the Agreements, and the bulk policies at issue vary from one another, but are generally similar to those used in the majority of our Wall Street bulk transactions.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We are involved in discussions and legal and consensual proceedings with customers with respect to our claims paying practices. These include a previously disclosed curtailment dispute with Countrywide that is in a mediation process. Although it is reasonably possible that when these discussions or proceedings are completed we will not prevail in all cases, we are unable to make a reasonable estimate or range of estimates of the potential liability. We estimate the maximum exposure associated with these discussions and proceedings to be approximately $220 million, although we believe we will ultimately resolve these matters for significantly less than this amount.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The estimates of our maximum exposure referred to above do not include interest or consequential or exemplary damages.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Consumers continue to bring lawsuits against home mortgage lenders and settlement service providers. Mortgage insurers, including MGIC, have been involved in litigation alleging violations of the anti-referral fee provisions of the Real Estate Settlement Procedures Act, which is commonly known as RESPA, and the notice provisions of the Fair Credit Reporting Act, which is commonly known as FCRA. MGIC&#8217;s settlement of class action litigation against it under RESPA became final in October 2003. MGIC settled the named plaintiffs&#8217; claims in litigation against it under FCRA in December 2004, following denial of class certification in June 2004. Since December 2006, class action litigation has been brought against a number of large lenders alleging that their captive mortgage reinsurance arrangements violated RESPA. Beginning in December 2011, MGIC, together with various mortgage lenders and other mortgage insurers, has been named as a defendant in twelve lawsuits, alleged to be class actions, filed in various U.S. District Courts. Seven of those cases have previously been dismissed without any further opportunity to appeal. The complaints in all of the cases allege various causes of action related to the captive mortgage reinsurance arrangements of the mortgage lenders, including that the lenders&#8217; captive reinsurers received excessive premiums in relation to the risk assumed by those captives, thereby violating RESPA. MGIC denies any wrongdoing and intends to vigorously defend itself against the allegations in the lawsuits. There can be no assurance that we will not be subject to further litigation under RESPA (or FCRA) or that the outcome of any such litigation, including the lawsuits mentioned above, would not have a material adverse effect on us.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In 2013, the U.S. District Court for the Southern District of Florida approved a settlement with the CFPB that resolved a federal investigation of MGIC&#8217;s participation in captive reinsurance arrangements in the mortgage insurance industry. The settlement concluded the investigation with respect to MGIC without the CFPB or the court making any findings of wrongdoing. <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">As part of the settlement, MGIC agreed that it would not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. MGIC had voluntarily suspended most of its captive arrangements in 2008 in response to market conditions and GSE requests. In connection with the settlement, MGIC paid a civil penalty of </font><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$2.65 million and the court issued an injunction prohibiting MGIC from violating any provisions of RESPA</font><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">.</font></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We received requests from the Minnesota Department of Commerce (the &#8220;MN Department&#8221;) beginning in February 2006 regarding captive mortgage reinsurance and certain other matters in response to which MGIC has provided information on several occasions, including as recently as May 2011. In August 2013, MGIC and several competitors received a draft Consent Order from the MN Department containing proposed conditions to resolve its investigation, including unspecified penalties. We are engaged in discussions with the MN Department regarding the draft Consent Order. We also received a request in June 2005 from the New York Department of Financial Services for information regarding captive mortgage reinsurance arrangements and other types of arrangements in which lenders receive compensation. Other insurance departments or other officials, including attorneys general, may also seek information about, investigate, or seek remedies regarding captive mortgage reinsurance.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Various regulators, including the CFPB, state insurance commissioners and state attorneys general may bring actions seeking various forms of relief in connection with violations of RESPA. The insurance law provisions of many states prohibit paying for the referral of insurance business and provide various mechanisms to enforce this prohibition. While we believe our practices are in conformity with applicable laws and regulations, it is not possible to predict the eventual scope, duration or outcome of any such reviews or investigations nor is it possible to predict their effect on us or the mortgage insurance industry.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We are subject to comprehensive, detailed regulation by state insurance departments. These regulations are principally designed for the protection of our insured policyholders, rather than for the benefit of investors. Although their scope varies, state insurance laws generally grant broad supervisory powers to agencies or officials to examine insurance companies and enforce rules or exercise discretion affecting almost every significant aspect of the insurance business. Given the recent significant losses incurred by many insurers in the mortgage and financial guaranty industries, our insurance subsidiaries have been subject to heightened scrutiny by insurance regulators. State insurance regulatory authorities could take actions, including changes in capital requirements or termination of waivers of capital requirements, that could have a material adverse effect on us. In early 2013, the CFPB issued rules to implement laws requiring mortgage lenders to make ability-to-repay determinations prior to extending credit. We are uncertain whether the CFPB will issue any other rules or regulations that affect our business. Such rules and regulations could have a material adverse effect on us.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In December 2013, the U.S. Treasury Department&#8217;s Federal Insurance Office released a report that calls for federal standards and oversight for mortgage insurers to be developed and implemented. It is uncertain what form the standards and oversight will take and when they will become effective.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We understand several law firms have, among other things, issued press releases to the effect that they are investigating us, including whether the fiduciaries of our 401(k) plan breached their fiduciary duties regarding the plan&#8217;s investment in or holding of our common stock or whether we breached other legal or fiduciary obligations to our shareholders. We intend to defend vigorously any proceedings that may result from these investigations. With limited exceptions, our bylaws provide that our officers and 401(k) plan fiduciaries are entitled to indemnification from us for claims against them.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">A non-insurance subsidiary of our holding company is a shareholder of the corporation that operates the Mortgage Electronic Registration System (&#8220;MERS&#8221;). Our subsidiary, as a shareholder of MERS, has been named as a defendant (along with MERS and its other shareholders) in eight lawsuits asserting various causes of action arising from allegedly improper recording and foreclosure activities by MERS. Seven of these lawsuits have been dismissed without any further opportunity to appeal. The remaining lawsuit had also been dismissed by the U.S. District Court, however, the plaintiff in that lawsuit filed a motion for reconsideration by the U.S. District Court and to certify a related question of law to the Supreme Court of the State in which the U.S. District Court is located. In April 2014, that motion for reconsideration was denied, however, on May 30, 2014, the plaintiff appealed the denial. The damages sought in this remaining case are substantial. We deny any wrongdoing and intend to defend ourselves vigorously against the allegations in the lawsuit.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In addition to the matters described above, we are involved in other legal proceedings in the ordinary course of business. In our opinion, based on the facts known at this time, the ultimate resolution of these ordinary course legal proceedings will not have a material adverse effect on our financial position or results of operations.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Through a non-insurance subsidiary, we utilize our underwriting skills to provide an outsourced underwriting service to our customers known as contract underwriting. As part of the contract underwriting activities, that subsidiary is responsible for the quality of the underwriting decisions in accordance with the terms of the contract underwriting agreements with customers. That subsidiary may be required to provide certain remedies to its customers if certain standards relating to the quality of our underwriting work are not met, and we have an established reserve for such future obligations. Claims for remedies may be made a number of years after the underwriting work was performed. Beginning in the second half of 2009, our subsidiary experienced an increase in claims for contract underwriting remedies, which continued throughout 2012. The underwriting remedy expense for 2013 and the first half of 2014 was approximately $5 million and $2 million, respectively, but may increase in the future.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">See Note 11 &#8211; &#8220;Income Taxes&#8221; for a description of federal income tax contingencies.</div></div> 5601390000 5379144000 4447529000 4856852000 2675594000 3061401000 3061401000 4056843000 3599308000 2675594000 263749000 462482000 897178000 640560000 5137000 2674000 3951995000 2997316000 3515410000 2617831000 7 700000000 45522000 12375000 105504000 -60555000 -60555000 105504000 -1078396000 314032000 -21767000 1130854000 -508619000 -282357000 41336000 21180000 20883000 39211000 0 0 0 64973000 64973000 0 61953000 85991000 85991000 82883000 2500000000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify; margin-right: 31.7pt;">Note 1 &#8211; Nature of Business and Basis of Presentation</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">MGIC Investment Corporation is a holding company which, through Mortgage Guaranty Insurance Corporation ("MGIC"), MGIC Indemnity Corporation (&#8220;MIC&#8221;) and several other subsidiaries, is principally engaged in the mortgage insurance business.&#160; We provide mortgage insurance to lenders throughout the United States and to government sponsored entities (&#8220;GSEs&#8221;) to protect against loss from defaults on low down payment residential mortgage loans.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The accompanying unaudited consolidated financial statements of MGIC Investment Corporation and its wholly-owned subsidiaries have been prepared in accordance with the instructions to Form 10-Q as prescribed by the Securities and Exchange Commission (&#8220;SEC&#8221;) for interim reporting and do not include all of the other information and disclosures required by accounting principles generally accepted in the United States of America (&#8220;GAAP&#8221;). These statements should be read in conjunction with the consolidated financial statements and notes thereto for the year ended December 31, 2013 included in our Annual Report on Form 10-K. As used below, &#8220;we,&#8221; &#8220;our&#8221; and &#8220;us&#8221; refer to MGIC Investment Corporation&#8217;s consolidated operations or to MGIC Investment Corporation, as the context requires.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In the opinion of management the accompanying financial statements include all adjustments, consisting primarily of normal recurring accruals, necessary to fairly state our financial position and results of operations for the periods indicated.<font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">&#160;</font>The results of operations for the interim period may not be indicative of the results that may be expected for the year ending December 31, 2014.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-style: italic; text-align: justify; margin-right: 31.7pt;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-style: italic; text-align: justify; margin-right: 31.7pt;">Capital - GSEs</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Since 2008, substantially all of our insurance written has been for loans sold to the GSEs, each of which has mortgage insurer eligibility requirements. The existing eligibility requirements include a minimum financial strength rating of Aa3/AA-. Because MGIC does not meet such financial strength rating requirements (its financial strength rating from Moody&#8217;s is Ba3 (with a stable outlook) and from Standard &amp; Poor&#8217;s is BB (with a positive outlook)), MGIC is currently operating with each GSE as an eligible insurer under a remediation plan.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">On July 10, 2014, the conservator of the GSEs, the Federal Housing Finance Agency (&#8220;FHFA&#8221;), released draft Private Mortgage Insurer Eligibility Requirements (&#8220;draft PMIERs&#8221;). The FHFA has requested public input on the draft PMIERs by September 8, 2014. The draft PMIERs include revised financial requirements for mortgage insurers (the &#8220;GSE Financial Requirements&#8221;) that require a mortgage insurer&#8217;s &#8220;Available Assets&#8221; (generally only the most liquid assets of an insurer) to meet or exceed &#8220;Minimum Required Assets&#8221; (which are calculated from tables of factors with several risk dimensions and are subject to a floor amount).</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">The PMIERs will become effective 180 days after the date they are published in final form (the &#8220;publication date&#8221;). Mortgage insurers would have up to two years after the publication date to meet the GSE Financial Requirements (the &#8220;transition period&#8221;). During the transition period, a mortgage insurer that fails to meet the GSE Financial Requirements would be subject to a transition plan having milestones for actions to achieve compliance. </font><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">The transition plan would be submitted for the approval of each GSE within 90 days after the effective date, and if approved, the GSEs would monitor the insurer&#8217;s progress. During the transition period for an insurer with an approved transition plan, an insurer would be in remediation (a status similar to the one under which MGIC has been operating with the GSEs for over five years) and eligible to provide mortgage insurance on loans owned or guaranteed by the GSEs</font><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold;">.</font><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold;">&#160;</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We estimate that as of June 30, 2014, applying the rules of the draft PMIERs, MGIC would have a material shortfall in Available Assets.&#160; <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">This shortfall would be affected by operations throughout the transition period, which is expected to end December 31, 2016. The shortfall assumes the risk in force and capital of MIC are repatriated to MGIC, and full credit is given in the calculation of Minimum Required Assets for our existing reinsurance transaction.&#160; However, we do not expect to receive full credit for our current reinsurance transaction. As a result, we have begun discussions with the reinsurance market to modify our existing reinsurance transaction so that any reduction in the credit would be minimized.</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">As of June 30, 2014, we had approximately $515 million of cash and investments at our holding company, a portion of which we believe may be available for future contribution to MGIC. Furthermore, there are regulated insurance affiliates of MGIC that have approximately $100 million of assets as of June 30, 2014. We expect that, subject to regulatory approval, we would be able to use a material portion of these assets to increase the Available Assets of MGIC.&#160; Additionally,</font> if the draft PMIERs are implemented as released,<font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> we</font> would consider seeking additional reinsurance and/or non-dilutive debt capital to mitigate the shortfall. There can be no assurance that MGIC will be in compliance with the GSE Financial Requirements within the transition period. Factors that may impact MGIC&#8217;s compliance with the GSE Financial Requirements include the following:</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 18pt;"></td><td style="font-size: 10pt; font-family: Symbol, serif; vertical-align: top; width: 18pt; align: right;">&#183;</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">Changes in the actual PMIERs adopted from the draft PMIERs may increase the amount of the MGIC&#8217;s Minimum Required Assets or reduce its Available Assets, with the result that the shortfall in Available Assets could increase;</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 18pt;"></td><td style="font-size: 10pt; font-family: Symbol, serif; vertical-align: top; width: 18pt; align: right;">&#183;</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">We may not obtain regulatory approval to transfer assets from MGIC&#8217;s regulated insurance affiliates to the extent we are assuming because regulators project higher losses than we project or require a level of capital be maintained in these companies higher than we are assuming;</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 18pt;"></td><td style="font-size: 10pt; font-family: Symbol, serif; vertical-align: top; width: 18pt; align: right;">&#183;</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">We may not be able to access the non-dilutive debt markets due to market conditions, concern about our creditworthiness, or other factors, in a manner sufficient to provide the funds we are assuming;</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 18pt;"></td><td style="font-size: 10pt; font-family: Symbol, serif; vertical-align: top; width: 18pt; align: right;">&#183;</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">We may not be able to achieve modifications in our existing reinsurance arrangements necessary to minimize the reduction in the credit for reinsurance under the draft PMIERs; and</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 18pt;"></td><td style="font-size: 10pt; font-family: Symbol, serif; vertical-align: top; width: 18pt; align: right;">&#183;</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">We may not be able to obtain additional reinsurance necessary to further reduce the Minimum Required Assets due to market capacity, pricing or other reasons.</td></tr></table></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Factors that could negatively affect MGIC&#8217;s compliance with the GSE Financial Requirements are discussed throughout the financial statement footnotes. Such matters could decrease our revenues, increase our losses or require the use of assets, thereby reducing our Available Assets and increasing our shortfall in Available Assets, or they could increase the Minimum Required Assets, also increasing our shortfall in Available Assets.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">There also can be no assurance that the GSEs would not make the GSE Financial Requirements more onerous in the future; in this regard, the draft PMIERs provide that the tables of factors that determine Minimum Required Assets may be updated to reflect changes in risk characteristics and the macroeconomic environment. If MGIC ceases to be eligible to insure loans purchased by one or both of the GSEs, it would significantly reduce the volume of our new business writings.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">If we increase the amount of Available Assets we hold in order to continue to insure GSE loans, the amount of capital we hold may increase. If we increase the amount of capital we hold with respect to insured loans, our returns may decrease unless we increase premiums. An increase in premium rates may not be feasible for a number of reasons, including competition from other private mortgage insurers, the FHA or other credit enhancement products.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">See disclosure regarding statutory capital in Note 15 &#8211; &#8220;Statutory Capital.&#8221;</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify; margin-right: 31.7pt;">Reclassifications</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; text-indent: 0pt;">Certain reclassifications have been made in the accompanying financial statements to 2013 amounts to conform to 2014 presentation.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify; text-indent: 0pt;">Restricted cash and cash equivalents</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">During the second quarter of 2013, approximately $60.3 million was placed in escrow in connection with the two agreements we entered into to resolve our dispute with Countrywide Home Loans (&#8220;CHL&#8221;) and its affiliate, Bank of America, N.A., as successor to Countrywide Home Loans Servicing LP (&#8220;BANA&#8221; and collectively with CHL, &#8220;Countrywide&#8221;) regarding rescissions. In the fourth quarter of 2013, approximately $42.9 million was released from escrow in connection with the BANA agreement. At June 30, 2014 and December 31, 2013, approximately $17.2 million and $17.4 million, respectively, remains in escrow in connection with the CHL agreement. See additional discussion of these settlement agreements in Note 5 &#8211; &#8220;Litigation and Contingencies.&#8221;</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Subsequent events</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We have considered subsequent events through the date of this filing.</div></div> -110631000 -120269000 43108000 82473000 317000 995000 -6573000 -6743000 -38112000 15634000 -34520000 29505000 43742000 83848000 -128400000 -118347000 84479000 2835000 904000 -1980000 -18769000 0 -99092000 0 -3466000 44818000 -109631000 -19255000 587000 -12512000 0 0 0 1840000 0 -12196000 0 0 0 0 1840000 -12196000 1213000 693000 0 0 0 0 0 0 0 0 -1980000 -3466000 78548000 -116193000 -104099000 0 2835000 81383000 42922000 -122868000 -19255000 -18769000 43826000 0 0 -96938000 904000 0 -98119000 84099000 44501000 -108073000 0 0 0 0 -108073000 0 0 0 0 84099000 -19255000 2835000 904000 -18769000 -99092000 84479000 44818000 -109631000 3466000 1980000 178345000 143819000 15258000 -44685000 29287000 -41263000 0 13280000 0 0 10804000 13280000 0 10804000 45745000 31862000 2048000 2944000 2715000 5254000 271864000 275216000 32238000 45607000 70219000 93922000 1980000 0 3466000 0 -3466000 0 0 0 0 82473000 -120269000 43108000 -110631000 899067000 643234000 51000 40000 2182211000 1054567000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 10 - Benefit Plans</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The following table provides the components of net periodic benefit cost for the pension, supplemental executive retirement and other postretirement benefit plans:</div><div><br /></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 90%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1%;"></td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;"></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: top; width: 1%;"></td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Pension and Supplemental </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Executive Retirement Plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1%;"></td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Other Postretirement </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Benefits</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Service cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,203</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,952</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">152</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">212</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Interest cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,985</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,845</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">144</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">156</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Expected return on plan assets</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,257</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,034</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,163</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(920</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Recognized net actuarial loss</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">250</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,557</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(144</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amortization of prior service cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">127</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,662</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,662</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net periodic benefit cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">758</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,447</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,673</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,214</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%;"></td><td colspan="5" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Pension and Supplemental </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Executive Retirement Plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%;"></td><td colspan="5" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Other Postretirement </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Benefits</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;"></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Service cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,283</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,669</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">329</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">406</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Interest cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,994</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,644</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">327</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">309</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Expected return on plan assets</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,515</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,072</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,324</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,840</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Recognized net actuarial loss</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">541</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,073</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(217</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amortization of prior service cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(465</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">252</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,325</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,324</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net periodic benefit cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,838</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,566</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,210</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(4,449</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div>&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We currently do not intend to make any contributions to the plans during 2014.</div></div> 236622000 213385000 431405000 485122000 484836000 207486000 421747000 237777000 62301000 52934000 40261000 36243000 484697000 0 484600000 649468000 778896000 663392000 0 663300000 483171000 718938000 28336000 26185000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; text-indent: 0pt;">The net realized investment gains (losses) and OTTI on the investment portfolio are as follows:</div><div>&#160;</div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 90%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net realized investment gains&#160;(losses) and OTTI on investments:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Fixed maturities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">360</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,891</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">126</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,148</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">162</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">594</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">165</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">596</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,485</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">291</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 90%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net realized investment gains (losses) and OTTI on investments:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Gains on sales</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,307</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,027</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,112</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,961</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Losses on sales</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(785</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(542</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,821</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,217</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,485</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">291</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,744</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div></div> 1980000 -1896000 0 5532000 0 5532000 2154000 3466000 -2465000 84000 0 0 2154000 0 -5931000 0 57763000 64085000 104848000 83898000 10425000 7517000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 4 &#8211; Reinsurance</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In April 2013, we entered into a quota share reinsurance agreement with a group of unaffiliated reinsurers that are not captive reinsurers. These reinsurers primarily have a rating of A or better by Moody&#8217;s Investors Service, Standard &amp; Poor&#8217;s Rating Services or both. This reinsurance agreement applies to new insurance written between April 1, 2013 and December 31, 2015 (with certain exclusions) and covers incurred losses, with renewal premium through December 31, 2018, at which time the agreement terminates. Early termination of the agreement prior to December 31, 2018 is possible under specified scenarios. The structure of the reinsurance agreement is a 30% quota share, with a 20% ceding commission as well as a profit commission. In December 2013, we entered into an Addendum to the quota share reinsurance agreement that applies to certain insurance written before April 1, 2013 that has never been delinquent. The structure of the quota share reinsurance agreement remained the same, with the exception that the business written before April 1, 2013 is a 40% quota share. Under the Addendum, policies for which premium was received but unearned as of December 31, 2013 were ceded.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">As of June 30, 2014 and December 31, 2013, we have accrued a profit commission receivable of $47.1 million and $2.4 million,&#160;respectively, which is included in &#8220;Other assets&#8221; on our consolidated balance sheet. This receivable could increase materially through the term of the agreement, but the ultimate amount of the commission will depend on the ultimate level of premiums earned and losses incurred under the agreement. Any profit commission would be paid to us upon termination of the reinsurance agreement.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The reinsurers are required to maintain trust funds or letters of credit to support recoverable balances for reinsurance, such as loss reserves, paid losses, prepaid reinsurance premiums and profit commissions.&#160; As such forms of collateral are in place, we have not established an allowance against these balances.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In the past, MGIC had also obtained captive reinsurance. In a captive reinsurance arrangement, the reinsurer is affiliated with the lender for whom MGIC provides mortgage insurance. As part of our settlement with the Consumer Financial Protection Bureau (&#8220;CFPB&#8221;) discussed in Note 5 &#8211; &#8220;Litigation and Contingencies&#8221;, MGIC and&#160;three other mortgage insurers agreed that they would not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. In accordance with this settlement, all of our active captive arrangements have been placed into run-off.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Captive agreements were written on an annual book of business and the captives are required to maintain a separate trust account to support the combined reinsured risk on all annual books. MGIC is the sole beneficiary of the trust, and the trust account is made up of capital deposits by the lender captive, premium deposits by MGIC, and investment income earned.&#160; These amounts are held in the trust account and are available to pay reinsured losses. The reinsurance recoverable on loss reserves related to captive agreements was $52 million at June 30, 2014 which was supported by $208 million of trust assets, while at December 31, 2013, the reinsurance recoverable on loss reserves related to captives was $64 million which was supported by $226 million of trust assets. At June 30, 2014 and December 31, 2013 there was an additional $20 million and $23 million, respectively, of trust assets in captive agreements where there was no related reinsurance recoverable on loss reserves. </font>See Note 5 &#8211; &#8220;Litigation and Contingencies&#8221; for a discussion of requests or subpoenas for information regarding captive mortgage reinsurance arrangements.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">A summary of the effect of our reinsurance agreements on our results for the six months ended June 30, 2014 and 2013 appears below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceded premiums written, net of profit commission</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">54,914</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,988</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceded premiums earned, net of profit commission</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50,898</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceded losses incurred</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,871</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,234</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Ceding commissions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18,680</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,197</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div></div> 20900000 17235000 21767000 17203000 17440000 -1074617000 -998903000 466318000 263860000 231236000 533045000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Our other comprehensive income for the three and six months ended June 30, 2014 and 2013 was as follows:</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: middle;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(15,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">15,317</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,501</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Benefit plan adjustments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">693</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(693</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">904</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(317</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">587</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,742</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(15,258</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,624</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,108</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div style="text-align: justify;"><font style="font-size: 5.14pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><br /></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(29,505</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">29,125</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84,099</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Benefit plan adjustments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,213</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,213</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,835</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(995</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,840</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">83,848</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(29,287</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27,912</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">82,473</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(99,092</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">34,520</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(33,547</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(98,119</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,255</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,743</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12,512</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(118,347</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">41,263</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(33,547</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(110,631</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(109,631</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">38,112</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(36,554</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(108,073</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,769</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,573</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12,196</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(128,400</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,685</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(36,554</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(120,269</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The prior year development of the reserves in the first six months of 2014 and 2013 is reflected in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Prior year loss development (1):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Decrease in estimated claim rate on primary defaults</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">(Decrease) increase in estimated severity on primary defaults</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(8</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in estimates related to pool reserves, LAE reserves and reinsurance</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 76%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total prior year loss development</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(43</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">(1) A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves.</div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The following table provides the components of net periodic benefit cost for the pension, supplemental executive retirement and other postretirement benefit plans:</div><div><br /></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 90%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1%;"></td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;"></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: top; width: 1%;"></td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Pension and Supplemental </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Executive Retirement Plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1%;"></td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Other Postretirement </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Benefits</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Service cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,203</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,952</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">152</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">212</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Interest cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,985</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,845</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">144</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">156</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Expected return on plan assets</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,257</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,034</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,163</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(920</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Recognized net actuarial loss</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">250</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,557</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(144</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amortization of prior service cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(423</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">127</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,662</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,662</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net periodic benefit cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">758</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,447</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,673</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,214</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%;"></td><td colspan="5" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Pension and Supplemental </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Executive Retirement Plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%;"></td><td colspan="5" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Other Postretirement </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Benefits</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;"></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Service cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,283</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,669</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">329</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">406</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Interest cost</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,994</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,644</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">327</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">309</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Expected return on plan assets</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,515</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,072</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,324</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,840</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Recognized net actuarial loss</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">541</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,073</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(217</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amortization of prior service cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(465</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">252</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,325</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,324</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 42%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 42%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net periodic benefit cost</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,838</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,566</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,210</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(4,449</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Total accumulated other comprehensive income and changes in accumulated other comprehensive income, including amounts reclassified from other comprehensive income, are included in the table below.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">for-sale securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at March 31, 2014, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(44,973</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,252</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,115</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(37,110</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,922</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">904</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,826</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,896</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">(2</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">904</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,742</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at June 30, 2014, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(155</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,232</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,019</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,632</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">for-sale securities</div></td><td style="vertical-align: bottom; white-space: nowrap; text-align: center;">&#160;</td><td style="vertical-align: bottom; white-space: nowrap; text-align: center;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at December 31, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(84,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,766</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,184</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(77,216</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">78,548</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,835</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">81,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,931</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,465</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,835</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">83,848</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at June 30, 2014, before tax</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(155</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,232</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,019</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,632</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Tax effect (3)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(64,436</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,940</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(4,389</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(41,885</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at June 30, 2014, net of tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(64,591</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.08%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,708</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9,630</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35,253</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.08%; background-color: #ffffff;">)</td></tr></table></div><div>&#160;</div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">for-sale securities</div></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: bottom;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at March 31, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">31,002</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">33,233</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,569</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(96,938</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,255</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(116,193</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160; </td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,154</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,154</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(99,092</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,255</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(118,347</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(68,090</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,978</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(125,916</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td></tr></table></div><div><br /></div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">for-sale securities</div></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: bottom;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at December 31, 2012, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">41,541</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">32,747</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,484</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(104,099</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,769</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(122,868</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,532</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,532</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(109,631</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,769</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(128,400</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(68,090</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,978</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(125,916</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Tax effect (3)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(65,082</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,940</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(4,374</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(42,516</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013, net of tax</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(133,172</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(44,864</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9,604</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(168,432</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div><br /></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(1)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">During the three and six months ended June 30, 2014, net unrealized losses of ($1.9) million and ($5.9) million, respectively, were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. During the three and six months ended June 30, 2013, net unrealized gains of $2.2 million and $5.5 million, respectively were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net.</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(2)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">During the three and six months ended June 30, 2014, other comprehensive income related to benefit plans of $2.0 million and $3.5 million, respectively, was reclassified to the Consolidated Statement of Operations and included in Underwriting and other expenses, net.</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(3)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation allowance.</td></tr></table></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-left: 4.5pt;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-left: 4.5pt;">Total accumulated other comprehensive income at December 31, 2013 is included in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">for-sale securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: bottom;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at December 31, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(84,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,766</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,184</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(77,216</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Tax effect (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(64,056</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,940</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,394</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(40,510</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at December 31, 2013, net of tax</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(148,690</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23,174</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,790</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(117,726</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div style="text-align: justify; margin-left: -13.5pt;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">(1) Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation&#160; &#160; allowance.</div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The following includes a reconciliation of the weighted average number of shares; however for the three months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 126.5 million, respectively, and for the six months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 100.3 million, respectively, were not included because they were anti-dilutive.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands, except per share data)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid; padding-bottom: 0.75pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Basic earnings per share:</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">45,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,375</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">105,504</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(60,555</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Weighted average common shares outstanding</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,626</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">337,868</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,419</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">285,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Basic income (loss) per share</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.13</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.04</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.31</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(0.21</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid; padding-bottom: 0.75pt; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Diluted earnings per share:</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 0.75pt; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">45,522</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,375</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">105,504</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(60,555</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Effect of dilutive securities:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">2% Convertible Senior Notes</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,049</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,098</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net income (loss) plus assumed conversions</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">48,571</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,375</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">111,602</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(60,555</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Weighted-average shares - Basic</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,626</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">337,868</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">338,419</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">285,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Common stock equivalents</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">74,855</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,473</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">74,955</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Weighted-average shares - Diluted</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">413,481</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">339,341</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">413,374</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">285,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Diluted income (loss) per share</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.12</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.04</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">0.27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(0.21</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">For those securities in an unrealized loss position, the length of time the securities were in such a position, as measured by their month-end fair values, is as follows:</div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Less Than 12 Months</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">12 Months or Greater</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>June 30, 2014</u></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="22" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,902</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">374,597</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,900</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">385,499</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,927</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">99,956</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">664</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">169,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,941</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">269,292</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,605</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">397,503</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">964</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277,677</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,101</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">675,180</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,065</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,501</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,700</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">39,201</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">54</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">328,343</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,588</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">328,343</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">12,588</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,372</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">456</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">104,802</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,461</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">166,174</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,917</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">32,456</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">504</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">28,007</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">371</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">875</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,267</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,419</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,686</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">630,957</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,628</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,301,158</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">34,454</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,932,115</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">37,082</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Less Than 12 Months</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">12 Months or Greater</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized Losses</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="22" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">465,975</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,103</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">541</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">470,078</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">25,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">503,967</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,370</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,226</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">508,193</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,420</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,238,211</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">20,371</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">81,593</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,622</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,319,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,993</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">126,991</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">387</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,114</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">66</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">134,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">453</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">91,534</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,886</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">265,827</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">21,091</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">357,361</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,977</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">192,440</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,239</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,095</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">429</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">235,535</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,668</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,042</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,042</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,203</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">290</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,203</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">290</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,012</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">75</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,087</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,687,628</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">74,583</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">406,033</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,093,661</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">101,387</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The amortized cost, gross unrealized gains and losses and fair value of the investment portfolio at June 30, 2014 and December 31, 2013 are shown below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"><u>June 30, 2014</u></font></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Amortized</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Cost</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gains</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses (1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of&#160; U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">483,205</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,540</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10,927</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">474,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">840,266</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,709</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,605</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">848,370</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,185,994</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16,842</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,065</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,195,771</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">367,306</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,554</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(54</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">368,806</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">359,908</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">170</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12,588</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">347,490</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">274,102</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,336</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,917</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">273,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,338</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(875</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,463</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">39,566</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,707</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(44</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,229</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,685</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">36,858</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(37,075</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,611,468</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,949</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">69</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,011</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,614,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">36,927</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(37,082</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,614,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;"><u>December 31, 2013</u></div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Amortized</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Cost</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gains</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Gross </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Losses (1)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Fair </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Value</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">U.S. Treasury securities and obligations of U.S. government corporations and agencies</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">663,642</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,469</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25,521</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">639,590</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Obligations of U.S. states and political subdivisions</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">932,922</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,865</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(17,420</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">921,367</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Corporate debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,190,095</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,313</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(24,993</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,171,415</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Asset-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">399,839</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(453</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">400,486</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Residential mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">383,368</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">146</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(24,977</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">358,537</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Commercial mortgage-backed securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">277,920</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">131</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6,668</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">271,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Collateralized loan obligations</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61,337</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,042</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">60,295</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Debt securities issued by foreign sovereign governments</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">39,420</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,722</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(290</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,852</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total debt securities</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,948,543</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16,746</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(101,364</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,863,925</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Equity securities</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,908</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,894</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total investment portfolio</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,951,451</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16,755</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(101,387</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,866,819</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div>&#160;</div><div>(1) At June 30, 2014 and December 31, 2013, there were no other-than-temporary impairment losses recorded in other comprehensive income.</div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The following table provides a reconciliation of beginning and ending loss reserves for the six months ended June 30, 2014 and 2013:</div><div><br /></div><div><table align="left" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 80%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,061,401</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,056,843</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Less reinsurance recoverable</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">64,085</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">104,848</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,997,316</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,951,995</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Losses incurred:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Losses and LAE incurred in respect of default notices related to:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Current year</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">306,386</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">468,332</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Prior years (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(42,637</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,850</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 36pt; text-indent: -9pt;">Subtotal</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">263,749</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">462,482</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Losses paid:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Losses and LAE paid in respect of default notices related to:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Current year</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,674</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,137</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Prior years</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">640,560</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">897,178</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Reinsurance terminations (2)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,248</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 36pt; text-indent: -9pt;">Subtotal</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">643,234</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">899,067</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,617,831</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,515,410</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Plus reinsurance recoverables</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">57,763</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">83,898</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,675,594</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,599,308</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div style="clear: both;"><br /></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 0pt;"></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(1)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">A negative number for prior year losses incurred indicates a redundancy of prior year loss reserves and a positive number for prior year losses incurred indicates a deficiency of prior year loss reserves.</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 0pt;"></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(2)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">In a termination, the reinsurance agreement is cancelled, with no future premium ceded and funds for any incurred but unpaid losses transferred to us. The transferred funds result in an increase in our investment portfolio (including cash and cash equivalents) and a decrease in net losses paid (reduction to losses incurred). In addition, there is an offsetting decrease in the reinsurance recoverable (increase in losses incurred), and thus there is no net impact to losses incurred.</td></tr></table></div></div> 61894000 82773000 463000000 135000000 -7892000 -29790000 -6680000 0 31498000 0 0 0 -34487000 40524000 135000000 0 528392000 0 0 931615000 744538000 205047000 -990281000 -104959000 1135296000 -48163000 -998903000 340047000 1658661000 -35253000 1661269000 340047000 1658805000 -117726000 -32937000 -168432000 -1074617000 -64435000 -64435000 -1085323000 340047000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 14 &#8211; Shareholders&#8217; Equity</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In June 2013, we amended our Articles of Incorporation to increase our authorized common stock from 680 million shares to 1.0 billion shares.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">In March 2013 we completed the public offering and sale of 135 million shares of our common stock at a price of $5.15 </font>per share. We received net proceeds of approximately $663.3 million, after deducting underwriting discount and offering expenses. The shares of common stock sold were newly issued shares.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">In March 2013 we also concurrently completed the sale of $500 million principal amount of 2% Convertible Senior Notes due in 2020.&#160; For more information, see Note 3 &#8211; &#8220;Debt.&#8221;</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We have a Shareholders Rights Agreement which was approved by shareholders (the &#8220;Agreement&#8221;) dated July 25, 2012, as amended through March 11, 2013, that seeks to diminish the risk that our ability to use our net operating losses (&#8220;NOLs&#8221;) to reduce potential future federal income tax obligations may become substantially limited and to deter certain abusive takeover practices. The benefit of the NOLs would be substantially limited, and the timing of the usage of the NOLs could be substantially delayed, if we were to experience an &#8220;ownership change&#8221; as defined by Section 382 of the Internal Revenue Code.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Under the Agreement each outstanding share of our Common Stock is accompanied by one Right. The Distribution Date occurs on the earlier of ten days after a public announcement that a person has become an Acquiring Person, or ten business days after a person announces or begins a tender offer in which consummation of such offer would result in a person becoming an Acquiring Person. An Acquiring Person is any person that becomes, by itself or together with its affiliates and associates, a beneficial owner of 5% or more of the shares of our Common Stock then outstanding, but excludes, among others, certain exempt and grandfathered persons as defined in the Agreement. The Rights are not exercisable until the Distribution Date. Each Right will initially entitle shareholders to buy one-tenth of one share of our Common Stock at a Purchase Price of $14 per full share (equivalent to $1.40 for each one-tenth share), subject to adjustment. Each exercisable Right (subject to certain limitations) will entitle its holder to purchase, at the Rights&#8217; then-current Purchase Price, a number of our shares of Common Stock (or if after the Shares Acquisition Date, we are acquired in a business combination, common shares of the acquiror) having a market value at the time equal to twice the Purchase Price. The Rights will expire on August 1, 2015, or earlier as described in the Agreement. The Rights are redeemable at a price of $0.001 per Right at any time prior to the time a person becomes an Acquiring Person. Other than certain amendments, the Board of Directors may amend the Rights in any respect without the consent of the holders of the Rights.</div></div> -42637000 -5850000 0 -10000000 1000000 -7000000 -25000000 -8000000 306386000 468332000 21000000 48000000 42000000 25000000 1487000 2289000 64435000 32937000 154479000 168200000 26500000 26100000 93200000 105800000 3482000 16054000 -19247000 38448000 74955000 74855000 0 1473000 338626000 285336000 337868000 338419000 339341000 413374000 413481000 285336000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 12 &#8211; Loss Reserves</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We establish reserves to recognize the estimated liability for losses and loss adjustment expenses (&#8220;LAE&#8221;) related to defaults on insured mortgage loans. Loss reserves are established by estimating the number of loans in our inventory of delinquent loans that will result in a claim payment, which is referred to as the claim rate, and further estimating the amount of the claim payment, which is referred to as claim severity.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Estimation of losses is inherently judgmental. The conditions that affect the claim rate and claim severity include the current and future state of the domestic economy, including unemployment, and the current and future strength of local housing markets. Current conditions in the housing and mortgage industries make these assumptions more volatile than they would otherwise be. The actual amount of the claim payments may be substantially different than our loss reserve estimates. Our estimates could be adversely affected by several factors, including a deterioration of regional or national economic conditions, including unemployment, leading to a reduction in borrowers&#8217; income and thus their ability to make mortgage payments, and a drop in housing values,&#160;which may affect borrower willingness to continue to make mortgage payments when the value of the home is below the mortgage balance. Changes to our estimates could result in a material impact to our results of operations and capital position, even in a stable economic environment.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The following table provides a reconciliation of beginning and ending loss reserves for the six months ended June 30, 2014 and 2013:</div><div><br /></div><div><table align="left" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 80%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,061,401</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,056,843</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Less reinsurance recoverable</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">64,085</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">104,848</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,997,316</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,951,995</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Losses incurred:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Losses and LAE incurred in respect of default notices related to:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Current year</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">306,386</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">468,332</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Prior years (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(42,637</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,850</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 36pt; text-indent: -9pt;">Subtotal</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">263,749</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">462,482</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Losses paid:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Losses and LAE paid in respect of default notices related to:</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Current year</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,674</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,137</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Prior years</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">640,560</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">897,178</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 27pt; text-indent: -9pt;">Reinsurance terminations (2)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,248</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 36pt; text-indent: -9pt;">Subtotal</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">643,234</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">899,067</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,617,831</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,515,410</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Plus reinsurance recoverables</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">57,763</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">83,898</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 56%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 56%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,675,594</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,599,308</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div style="clear: both;"><br /></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 0pt;"></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(1)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">A negative number for prior year losses incurred indicates a redundancy of prior year loss reserves and a positive number for prior year losses incurred indicates a deficiency of prior year loss reserves.</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td style="width: 0pt;"></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(2)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">In a termination, the reinsurance agreement is cancelled, with no future premium ceded and funds for any incurred but unpaid losses transferred to us. The transferred funds result in an increase in our investment portfolio (including cash and cash equivalents) and a decrease in net losses paid (reduction to losses incurred). In addition, there is an offsetting decrease in the reinsurance recoverable (increase in losses incurred), and thus there is no net impact to losses incurred.</td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The &#8220;Losses incurred&#8221; section of the table above shows losses incurred on default notices received in the current year and in prior years.&#160; The amount of losses incurred relating to default notices received in the current year represents the estimated amount to be ultimately paid on such default notices.&#160; The amount of losses incurred relating to default notices received in prior years represents the actual claim rate and severity associated with those defaults notices resolved in the current year differing from the estimated liability at the prior year-end, as well as a re-estimation of amounts to be ultimately paid on defaults remaining in inventory from the end of the prior year.&#160; This re-estimation of the estimated claim rate and estimated severity is the result of our review of current trends in the default inventory, such as percentages of defaults that have resulted in a claim, the amount of the claims, changes in the relative level of defaults by geography and changes in average loan exposure.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Losses incurred on default notices received in the current year decreased in the first half of 2014 compared to the same period in 2013, <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">primarily due to a decrease in the number of new default notices received, net of cures, as well as a decrease in the estimated claim rate on new and previously received delinquencies.</font></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The prior year development of the reserves in the first six months of 2014 and 2013 is reflected in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Prior year loss development (1):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Decrease in estimated claim rate on primary defaults</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 76%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">(Decrease) increase in estimated severity on primary defaults</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(8</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 76%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in estimates related to pool reserves, LAE reserves and reinsurance</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(10</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 76%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total prior year loss development</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(43</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">(1) A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The prior year loss development was based on the resolution of approximately 40% and 37% for the six months ended June 30, 2014 and 2013, respectively of the prior year default inventory, as well as a re-estimation of amounts to be ultimately paid on defaults remaining in inventory from the end of the prior year and estimated incurred but not reported items from the end of the prior year. In the first six months of 2014, we recognized favorable development on our estimated claim rate as we experienced a better cure rate on previously received delinquencies. The favorable development we experienced in the&#160;first six months&#160;of 2014 was partially offset by a $20 million increase to our accrual for probable rescission related settlements. See Note 5 &#8211; &#8220;Litigation and Contingencies.&#8221;</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The &#8220;Losses paid&#8221; section of the table above shows the breakdown between claims paid on default notices received in the current year, claims paid on default notices received in prior years and the decrease in losses paid related to terminated reinsurance agreements as noted in footnote (2) of that table. Until a few years ago, it took, on average, approximately twelve months for a default that is not cured to develop into a paid claim. Over the past several years, the average time it takes to receive a claim associated with a default has increased. This is, in part, due to new loss mitigation protocols established by servicers and to changes in some state foreclosure laws that may include, for example, a requirement for additional review and/or mediation processes. It is difficult to estimate how long it may take for current and future defaults that do not cure to develop into paid claims.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The liability associated with our estimate of premiums to be refunded on expected claim payments is accrued for separately at June 30, 2014 and December 31, 2013 and approximated $127 million and $131 million, respectively. Separate components of this liability are included in &#8220;Other liabilities&#8221; and &#8220;Premium deficiency reserve&#8221; on our consolidated balance sheet. Changes in the liability affect premiums written and earned and change in premium deficiency reserve.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">A rollforward of our primary default inventory for the three and six months ended June 30, 2014 and 2013 appears in the table below. The information concerning new notices and cures is compiled from monthly reports received from loan servicers. The level of new notice and cure activity reported in a particular month can be influenced by, among other things, the date on which a servicer generates its report, the number of business days in a month and transfers of servicing between loan servicers. Historically, losses incurred have followed a seasonal trend in which the second half of the year has weaker credit performance than the first half, with higher new notice activity and a lower cure rate.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Default inventory at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">91,842</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">126,610</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">103,328</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">139,845</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">New Notices</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">21,178</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">25,425</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,524</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">53,289</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Cures</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(21,182</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25,450</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48,500</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(56,572</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Paids (including those charged to a deductible or captive)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6,068</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(9,051</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(13,132</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,496</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Rescissions and denials</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(354</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(429</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(961</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Default inventory at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Pool insurance notice inventory decreased from 7,006 at June 30, 2013 to 6,563 at December 31, 2013 and to 5,271 at June 30, 2014.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The decrease in the primary default inventory experienced during 2014 and 2013 was generally across all markets and all book years. Historically as a default ages it becomes more likely to result in a claim. The percentage of loans that have been in default for 12 or more consecutive months and the number of loans in our primary claims received inventory have been affected by our suspended rescissions and the resolution of certain of those rescissions discussed below and in Note 5 &#8211; &#8220;Litigation and Contingencies.&#8221;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td colspan="8" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: left; margin-left: 9pt; text-indent: -9pt;">Aging of the Primary Default Inventory</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">December 31, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Consecutive months in default</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">3 months or less</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">15,297</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18,941</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18,760</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">4 - 11 months</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,362</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,514</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,377</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">12 months or more</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50,757</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">59</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">59,873</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">58</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">71,968</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total primary default inventory</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">103,328</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Primary claims received inventory included in ending default inventory (1)</div></td><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"></td><td style="vertical-align: bottom; text-align: right; background-color: #cceeff;">5,398</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,948</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,637</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1)</font><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> Our claims received inventory includes suspended rescissions, as we have voluntarily suspended rescissions of coverage related to certain loans that we believed would be included in a potential resolution. As of June 30, 2014, rescissions of coverage on approximately 1,558 loans had been voluntarily suspended.</font></div></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The number of months a loan is in the default inventory can differ from the number of payments that the borrower has not made or is considered delinquent. These differences typically result from a borrower making monthly payments that do not result in the loan becoming fully current. The number of payments that a borrower is delinquent is shown in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td colspan="4" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: left; margin-left: 9pt; text-indent: -9pt;">Number of Payments Delinquent</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">December 31,</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">3 payments or less</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">22,867</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">28,095</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27,498</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">4 - 11 payments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,666</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,605</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27,299</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">12 payments or more</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,883</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50,628</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">49</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">62,308</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">53</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total primary default inventory</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">103,328</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-style: italic; text-align: justify;"><u>Claims paying practices</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We estimate rescissions mitigated our incurred losses by approximately $2.5 billion in 2009 and $0.2 billion in 2010. These figures include the benefit of claims not paid in the period as well as the impact of changes in our estimated expected rescission activity on our loss reserves in the period. In 2012, we estimate that our rescission benefit in loss reserves was reduced by $0.2 billion due to probable rescission settlement agreements. We estimate that other rescissions had no significant impact on our losses incurred in 2011 through the first half of 2014. Our loss reserving methodology incorporates our estimates of future rescissions and reversals of rescissions. Historically, reversals of rescissions have been immaterial. A variance between ultimate actual rescission and reversal rates and our estimates, as a result of the outcome of litigation, settlements or other factors, could materially affect our losses.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We do not utilize an explicit rescission rate in our reserving methodology, but rather our reserving methodology incorporates the effects rescission activity has had on our historical claim rate and claim severities. Our estimation process does not include a direct correlation between claim rates and severities to projected rescission activity or other economic conditions such as changes in unemployment rates, interest rates or housing values. Our experience is that analysis of that nature would not produce reliable results, as the change in one condition cannot be isolated to determine its sole effect on our ultimate paid losses as our ultimate paid losses are also influenced at the same time by other economic conditions. The estimation of the impact of rescissions on incurred losses must be considered together with the various other factors impacting incurred losses and not in isolation.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The liability associated with our estimate of premiums to be refunded on expected future rescissions is accrued for separately. At June 30, 2014 and December 31, 2013 the estimate of this liability totaled $13 million and $15 million, respectively. Separate components of this liability are included in &#8220;Other liabilities&#8221; and &#8220;Premium deficiency reserve&#8221; on our consolidated balance sheet. Changes in the liability affect premiums written and earned and change in premium deficiency reserve.</div></div><div style="text-align: justify;">&#160;</div><div style="text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">For information about </font>discussions and legal proceedings with customers with respect to our claims paying practices, including <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">settlements that we believe are probable, as defined in ASC 450-20, see Note 5 &#8211; &#8220;Litigation and Contingencies.&#8221;</font></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The decrease in the primary default inventory experienced during 2014 and 2013 was generally across all markets and all book years. Historically as a default ages it becomes more likely to result in a claim. The percentage of loans that have been in default for 12 or more consecutive months and the number of loans in our primary claims received inventory have been affected by our suspended rescissions and the resolution of certain of those rescissions discussed below and in Note 5 &#8211; &#8220;Litigation and Contingencies.&#8221;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td colspan="8" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: left; margin-left: 9pt; text-indent: -9pt;">Aging of the Primary Default Inventory</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">December 31, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Consecutive months in default</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">3 months or less</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">15,297</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18,941</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">18,760</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">16</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">4 - 11 months</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,362</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,514</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,377</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">12 months or more</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50,757</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">59</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">59,873</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">58</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">71,968</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Total primary default inventory</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">103,328</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Primary claims received inventory included in ending default inventory (1)</div></td><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"></td><td style="vertical-align: bottom; text-align: right; background-color: #cceeff;">5,398</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,948</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10,637</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1)</font><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;"> Our claims received inventory includes suspended rescissions, as we have voluntarily suspended rescissions of coverage related to certain loans that we believed would be included in a potential resolution. As of June 30, 2014, rescissions of coverage on approximately 1,558 loans had been voluntarily suspended.</font></div></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The number of months a loan is in the default inventory can differ from the number of payments that the borrower has not made or is considered delinquent. These differences typically result from a borrower making monthly payments that do not result in the loan becoming fully current. The number of payments that a borrower is delinquent is shown in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td colspan="4" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: left; margin-left: 9pt; text-indent: -9pt;">Number of Payments Delinquent</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">December 31,</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">3 payments or less</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">22,867</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">28,095</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27,498</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">4 - 11 payments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,666</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24,605</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">24</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27,299</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">12 payments or more</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,883</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">50,628</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">49</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">62,308</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">53</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 28%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 28%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Total primary default inventory</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">103,328</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">100</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">%</div></td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">A rollforward of our primary default inventory for the three and six months ended June 30, 2014 and 2013 appears in the table below. The information concerning new notices and cures is compiled from monthly reports received from loan servicers. The level of new notice and cure activity reported in a particular month can be influenced by, among other things, the date on which a servicer generates its report, the number of business days in a month and transfers of servicing between loan servicers. Historically, losses incurred have followed a seasonal trend in which the second half of the year has weaker credit performance than the first half, with higher new notice activity and a lower cure rate.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Default inventory at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">91,842</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">126,610</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">103,328</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">139,845</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">New Notices</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">21,178</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">25,425</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,524</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">53,289</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Cures</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(21,182</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25,450</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48,500</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(56,572</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Paids (including those charged to a deductible or captive)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6,068</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(9,051</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(13,132</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,496</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Rescissions and denials</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(354</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(429</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(961</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Default inventory at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">85,416</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">117,105</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div></div> -5210000 6566000 -4449000 -2214000 3447000 758000 1838000 -2674000 -3248000 0 12375000 48571000 111602000 -60555000 100000 100000 100000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: left;">Note 9 &#8211; Other Comprehensive Income</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Our other comprehensive income for the three and six months ended June 30, 2014 and 2013 was as follows:</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: middle;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(15,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">15,317</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,501</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Benefit plan adjustments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">693</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(693</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">904</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(317</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">587</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,742</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(15,258</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,624</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,108</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div style="text-align: justify;"><font style="font-size: 5.14pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><br /></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(29,505</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">29,125</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84,099</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Benefit plan adjustments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,213</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,213</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,835</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(995</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,840</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">83,848</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(29,287</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">27,912</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">82,473</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td colspan="15" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(99,092</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">34,520</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(33,547</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(98,119</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,255</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,743</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12,512</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(118,347</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">41,263</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(33,547</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(110,631</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div>&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Before tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Tax effect</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Valuation </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">allowance</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Net of tax</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss):</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Change in unrealized gains and losses on investments</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(109,631</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">38,112</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(36,554</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(108,073</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Unrealized foreign currency translation adjustment</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,769</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,573</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12,196</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(128,400</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,685</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(36,554</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(120,269</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">See Note 11 &#8211; &#8220;Income Taxes&#8221; for a discussion of the valuation allowance.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Total accumulated other comprehensive income and changes in accumulated other comprehensive income, including amounts reclassified from other comprehensive income, are included in the table below.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">for-sale securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at March 31, 2014, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(44,973</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,252</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,115</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(37,110</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">42,922</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">904</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,826</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,896</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">(2</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44,818</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1,980</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">904</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">43,742</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at June 30, 2014, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(155</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,232</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,019</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,632</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div><div>&#160;</div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">for-sale securities</div></td><td style="vertical-align: bottom; white-space: nowrap; text-align: center;">&#160;</td><td style="vertical-align: bottom; white-space: nowrap; text-align: center;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid; text-align: center;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%;">&#160;</td><td colspan="16" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at December 31, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(84,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,766</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,184</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(77,216</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">78,548</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.08%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,835</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">81,383</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5,931</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2,465</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">84,479</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,466</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,835</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">83,848</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at June 30, 2014, before tax</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(155</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,232</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">14,019</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">6,632</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Tax effect (3)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(64,436</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,940</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(4,389</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(41,885</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.08%; background-color: #cceeff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #cceeff;"></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at June 30, 2014, net of tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(64,591</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.08%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,708</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.08%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9,630</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.08%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.08%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35,253</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.08%; background-color: #ffffff;">)</td></tr></table></div><div>&#160;</div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">for-sale securities</div></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: bottom;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at March 31, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">31,002</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">33,233</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(7,569</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(96,938</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,255</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(116,193</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160; </td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,154</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,154</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(99,092</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(19,255</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(118,347</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(68,090</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #ffffff;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,978</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;"></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(125,916</div></td><td nowrap="nowrap" style="vertical-align: top; text-align: left; width: 1.02%; background-color: #ffffff;">)</td></tr></table></div><div><br /></div><div><table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">for-sale securities</div></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td style="vertical-align: bottom; white-space: nowrap;"></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="15" valign="bottom" style="vertical-align: bottom;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at December 31, 2012, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">41,541</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">32,747</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,484</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Other comprehensive income (loss) before reclassifications</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(104,099</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: top; width: 1.02%; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,769</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(122,868</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Amounts reclassified from accumulated other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160; </td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; padding-bottom: 2px; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,532</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">5,532</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(109,631</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">-</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(18,769</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(128,400</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(68,090</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(71,804</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">13,978</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(125,916</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Tax effect (3)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(65,082</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,940</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(4,374</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(42,516</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 50.98%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 1.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.02%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1.02%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 50.98%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Balance at June 30, 2013, net of tax</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(133,172</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 1.02%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(44,864</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">9,604</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1.02%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(168,432</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1.02%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div><br /></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(1)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">During the three and six months ended June 30, 2014, net unrealized losses of ($1.9) million and ($5.9) million, respectively, were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. During the three and six months ended June 30, 2013, net unrealized gains of $2.2 million and $5.5 million, respectively were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net.</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(2)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">During the three and six months ended June 30, 2014, other comprehensive income related to benefit plans of $2.0 million and $3.5 million, respectively, was reclassified to the Consolidated Statement of Operations and included in Underwriting and other expenses, net.</td></tr></table></div><div style="text-align: justify;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td></td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; width: 18pt; align: right;">(3)</td><td style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; vertical-align: top; text-align: justify; width: auto;">Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation allowance.</td></tr></table></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-left: 4.5pt;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify; margin-left: 4.5pt;">Total accumulated other comprehensive income at December 31, 2013 is included in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" style="vertical-align: bottom; white-space: nowrap; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Unrealized gains and </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">losses on available-</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">for-sale securities</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Defined benefit </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">plans</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Foreign currency </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">translation</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Total</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: bottom;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at December 31, 2013, before tax</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(84,634</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,766</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">11,184</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(77,216</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Tax effect (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(64,056</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">26,940</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,394</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(40,510</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left;">Balance at December 31, 2013, net of tax</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(148,690</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23,174</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">7,790</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(117,726</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div style="text-align: justify; margin-left: -13.5pt;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">(1) Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation&#160; &#160; allowance.</div></div> 2908000 1433000 13006000 12933000 12933000 7833000 11283000 13006000 35455000 48461000 61000000 43000000 74000000 72000000 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 13 &#8211; Premium Deficiency Reserve</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The components of the premium deficiency reserve at June 30, 2014, December 31, 2013 and June 30, 2013 appear in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">December 31, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="10" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 64%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Present value of expected future paid losses and expenses, net of expected future premium</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(591</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(669</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(749</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 64%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 64%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Established loss reserves</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">556</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">621</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">688</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 64%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 64%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net deficiency</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The decrease in the premium deficiency reserve for the three and six months ended June 30, 2014 was $8 million and $13 million, respectively, as shown in the table below, which represents the net result of actual premiums, losses and expenses as well as a net change in assumptions for these periods. The net change in assumptions for both the three and six months ended June 30, 2014 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(43</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Paid claims and loss adjustment expenses</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">92</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Decrease in loss reserves</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(65</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Premium earned</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(21</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(42</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Effects of present valuing on future premiums, losses and expenses</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(20</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">33</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div>&#160;</div><div style="text-align: justify;">(1)&#160; A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The decrease in the premium deficiency reserve for the three and six months ended June 30, 2013 was $11 million and $13 million, respectively, as shown in the table below. The net change in assumptions for the three months ended June 30, 2013 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.&#160; The net change in the assumptions for the six months ended June 30, 2013 is primarily related to higher estimated ultimate premiums, offset by higher estimated ultimate losses.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(72</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(74</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Paid claims and loss adjustment expenses</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">63</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">121</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Decrease in loss reserves</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(78</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Premium earned</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Effects of present valuing on future premiums, losses and expenses</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div>&#160;</div><div style="text-align: justify;">(1)&#160; A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.</div></div> 44000000 63000000 121000000 92000000 -48000000 -23000000 -65000000 -78000000 -12000000 -2000000 -20000000 -6000000 2000000 1000000 5000000 2000000 23000000 33000000 10000000 19000000 13000000 11000000 13000000 8000000 -556000000 -621000000 -688000000 749000000 669000000 591000000 P10Y 1000 1000 1000 P20D P20D 74.0741 143.8332 74.4186 P3Y4M24D 515000000 1.3 1.3 P30D P30D 18300000 2800000 P5D 0 746750000 746750000 0 500000000 685625000 0 500000000 0 685625000 0 345000000 388988000 0 0 388988000 403650000 0 403650000 345000000 1 9.03 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The decrease in the premium deficiency reserve for the three and six months ended June 30, 2014 was $8 million and $13 million, respectively, as shown in the table below, which represents the net result of actual premiums, losses and expenses as well as a net change in assumptions for these periods. The net change in assumptions for both the three and six months ended June 30, 2014 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: left; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(43</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Paid claims and loss adjustment expenses</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">44</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">92</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Decrease in loss reserves</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(65</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Premium earned</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(21</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(42</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Effects of present valuing on future premiums, losses and expenses</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(5</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(20</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">10</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">33</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div><div>&#160;</div><div style="text-align: justify;">(1)&#160; A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The decrease in the premium deficiency reserve for the three and six months ended June 30, 2013 was $11 million and $13 million, respectively, as shown in the table below. The net change in assumptions for the three months ended June 30, 2013 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.&#160; The net change in the assumptions for the six months ended June 30, 2013 is primarily related to higher estimated ultimate premiums, offset by higher estimated ultimate losses.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30, 2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at beginning of period</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(72</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #cceeff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(74</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; background-color: #ffffff;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Paid claims and loss adjustment expenses</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">63</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">121</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Decrease in loss reserves</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(78</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Premium earned</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(25</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 18pt; text-indent: -9pt;">Effects of present valuing on future premiums, losses and expenses</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(2</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(1</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(12</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(6</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">23</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Premium Deficiency Reserve at end of period</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div></div> <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The components of the premium deficiency reserve at June 30, 2014, December 31, 2013 and June 30, 2013 appear in the table below.</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">December 31, </div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="10" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In millions)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 64%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Present value of expected future paid losses and expenses, net of expected future premium</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(591</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(669</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(749</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; width: 64%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 64%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Established loss reserves</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">556</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">621</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">688</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 64%; background-color: #ffffff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #ffffff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 64%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Net deficiency</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(35</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(48</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(61</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr></table></div></div> 0.4 14871000 17234000 2400000 47100000 P10Y 20000000 23000000 52000000 64000000 3 208000000 226000000 0.3 0.2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 -225000 0 -225000 0.058 0.062 0.45 P90D 8 7 2650000 12 5000000 2000000 0 0 200000000 2500000000 0 0 0.28 200000000 265000000 3000000000 50000000 135000000 510000000 220000000 P3Y 0.05 P180D 100000000 P90D P2Y <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The effect of the change in valuation allowance on the provision for (benefit from) income taxes was as follows:</div><div><br /></div></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; width: 100%;"><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div style="text-align: right; margin-left: 9pt; text-indent: -9pt;">&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Three Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="6" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">Six Months Ended</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">June 30,</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2014</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top; border-bottom: #000000 2px solid;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">2013</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="14" valign="bottom" style="vertical-align: top;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: center;">(In thousands)</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td><td valign="bottom" style="vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="vertical-align: top;"><div></div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Tax provision (benefit) before valuation allowance</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">17,172</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">4,472</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">40,292</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(17,118</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Change in valuation allowance</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(16,054</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(3,482</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">(38,448</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">)</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 2px solid; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">19,247</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; width: 52%; background-color: #cceeff;"><div>&#160;</div></td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #cceeff;">&#160;</td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; text-align: left; width: 1%; background-color: #cceeff;">&#160;</td></tr><tr><td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 52%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: left; margin-left: 9pt; text-indent: -9pt;">Provision for income taxes</div></td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,118</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">990</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">1,844</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%; background-color: #ffffff;">&#160;</td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: left; width: 1%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">$</div></td><td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 4px double; text-align: right; width: 9%; background-color: #ffffff;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">2,129</div></td><td nowrap="nowrap" valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; text-align: left; width: 1%; background-color: #ffffff;">&#160;</td></tr></table></div></div> -36554000 15317000 -33547000 29125000 -27912000 -14624000 33547000 36554000 0 0 0 0 64056000 65082000 64436000 -26940000 -26940000 3394000 4374000 4389000 42516000 41885000 40510000 -26940000 -1213000 -693000 0.84 0.78 0.09 0.22 3561188000 0.07 3549031000 1700000000 46700000 161300000 65200000 17172000 -17118000 4472000 40292000 197500000 27900000 33500000 14600000 36600000 5.15 14 0.10 1 1.40 The earlier of ten days after a public announcement that a person has become an Acquiring Person, or ten business days after a person announces or begins a tender offer in which consummation of such offer would result in a person becoming an Acquiring Person 0.001 0.05 <div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; font-weight: bold; text-align: justify;">Note 15 &#8211; Statutory Capital</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><u>Statutory Capital Requirements</u></div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The insurance laws of 16 jurisdictions, including Wisconsin, our domiciliary state, require a mortgage insurer to maintain a minimum amount of statutory capital relative to the risk in force (or a similar measure) in order for the mortgage insurer to continue to write new business. We refer to these requirements as the &#8220;State Capital Requirements&#8221; and, together with the GSE Financial Requirements, the &#8220;Financial Requirements.&#8221; While they vary among jurisdictions, the most common State Capital Requirements allow for a maximum risk-to-capital ratio of 25 to 1. A risk-to-capital ratio will increase if (i) the percentage decrease in capital exceeds the percentage decrease in insured risk, or (ii) the percentage increase in capital is less than the percentage increase in insured risk. Wisconsin does not regulate capital by using a risk-to-capital measure but instead requires a minimum policyholder position (&#8220;MPP&#8221;). The &#8220;policyholder position&#8221; of a mortgage insurer is its net worth or surplus, contingency reserve and a portion of the reserves for unearned premiums.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;"><font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">In 2013, we entered into a quota share reinsurance transaction with a group of unaffiliated reinsurers that reduced our risk-to-capital ratio.</font> At June 30, 2014, MGIC&#8217;s risk-to-capital ratio was 15.2 to 1, below the maximum allowed by the jurisdictions with State Capital Requirements, and its policyholder position was $555 million above the required MPP of $1.0 billion. It is possible that under the revised State Capital Requirements discussed below, MGIC will not be allowed full credit for the risk ceded to the reinsurers. If MGIC is disallowed full credit under either the State Capital Requirements or the GSE Financial Requirements, MGIC may terminate the transaction, without penalty, when such disallowance becomes effective. Matters that could negatively affect compliance with State Capital Requirements are discussed throughout the financial statement footnotes.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">At June 30, 2014, the risk-to-capital ratio of our combined insurance operations (which includes reinsurance affiliates) was 17.3 to 1. Reinsurance transactions with affiliates permit MGIC to write insurance with a higher coverage percentage than it could on its own under certain state-specific requirements. A higher risk-to-capital ratio on a combined basis may indicate that, in order for MGIC to continue to utilize reinsurance arrangements with its affiliates, unless a waiver of the State Capital Requirements of Wisconsin continues to be effective, additional capital contributions to the reinsurance affiliates could be needed.</div><div style="text-align: justify;"><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">The National Association of Insurance Commissioners (&#8220;NAIC&#8221;) <font style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif;">previously announced that it plans to revise the minimum capital and surplus requirements for mortgage insurers that are provided for in its Mortgage Guaranty Insurance Model Act. </font>A working group of state regulators is considering this issue, although no date has been established by which the NAIC must propose revisions to such requirements. Depending on the scope of revisions made by the NAIC, MGIC may be prevented from writing new business in the jurisdictions adopting such revisions.</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">&#160;</div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">If MGIC fails to meet the State Capital Requirements of Wisconsin and is unable to obtain a waiver of them from the Office of the Commissioner of Insurance of the State of Wisconsin (&#8220;OCI&#8221;), MGIC could be prevented from writing new business in all jurisdictions. If MGIC fails to meet the State Capital Requirements of a jurisdiction other than Wisconsin and is unable to obtain a waiver of them, MGIC could be prevented from writing new business in that particular jurisdiction. It is possible that regulatory action by one or more jurisdictions, including those that do not have specific State Capital Requirements, may prevent MGIC from continuing to write new insurance in such jurisdictions. A possible future failure by MGIC to meet the Financial Requirements will not necessarily mean that MGIC lacks sufficient resources to pay claims on its insurance liabilities. Matters that could negatively affect MGIC&#8217;s claims paying resources are discussed throughout the financial statement footnotes.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We have in place a longstanding plan to write new business in MIC, a direct subsidiary of MGIC, in the event MGIC cannot meet the State Capital Requirements of a jurisdiction or obtain a waiver of them. Writing business in MIC would be subject to any repatriation to MGIC of MIC&#8217;s capital in order to comply with the PMIERs, as discussed in Note 1 &#8211; &#8220;Nature of Business and Basis of Presentation &#8211; Capital &#8211; GSEs.&#8221; MIC is licensed to write business in all jurisdictions. During 2012, MIC began writing new business in the jurisdictions where MGIC did not have a waiver of the State Capital Requirements. Because MGIC again meets the State Capital Requirements, MGIC is writing new business in all jurisdictions and MIC suspended writing new business in 2013. As of June 30, 2014, MIC had statutory capital of $463 million and risk in force, net of reinsurance, of approximately $573 million. Before MIC may again write new business, it must obtain the necessary approvals from the OCI and the GSEs.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">We cannot assure you that the OCI or GSEs will approve MIC to write new business in all jurisdictions in which MGIC may become unable to do so. If we are unable to write business in all jurisdictions utilizing a combination of MGIC and MIC, lenders may be unwilling to procure insurance from us anywhere. In addition, a lender&#8217;s assessment of the future ability of our insurance operations to meet the Financial Requirements may affect its willingness to procure insurance from us.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">Statement of Statutory Accounting Principles No. 101 (&#8220;SSAP No. 101&#8221;) became effective January 1, 2012 and prescribed new standards for determining the amount of deferred tax assets that can be recognized as admitted assets for determining statutory capital. Under a permitted practice effective September 30, 2012 and until further notice, the OCI has approved MGIC to report its net deferred tax asset as an admitted asset in an amount not to exceed 10% of surplus as regards policyholders, notwithstanding any contrary provisions of SSAP No. 101. Deferred tax assets of $136 million and $138 million were included in MGIC&#8217;s statutory capital at June 30, 2014 and December 31, 2013, respectively.</div><div><br /></div><div style="font-size: 10pt; font-family: ''Times New Roman'', Times, serif; text-align: justify;">See Note 1 &#8211; &#8220;Nature of Business and Basis of Presentation &#8211; Capital &#8211; GSEs&#8221; for additional information regarding the capital standards of the GSEs.</div></div> 0.1 573000000 16 17.3 to 1 1000000000 555000000 15.2 to 1 136000000 138000000 0.27 0.27 0.24 1 1 1 0.37 0.4 127000000 131000000 20000000 50757 71968 59873 103328 139845 126610 91842 85416 117105 18941 18760 15297 0.5 0.49 0.53 P12M 200000000 -200000000 2500000000 10637 5398 6948 0.23 0.23 0.24 50628 62308 42883 15000000 13000000 1558 0.23 0.24 0.23 19666 24605 27299 19362 24514 26377 -9051 -18496 -13132 -6068 -804 -354 -429 -961 21178 44524 53289 25425 0.61 0.58 0.59 0.06 0.09 0.07 22867 27498 28095 -21182 -48500 -25450 -56572 0.18 0.18 0.16 5271 7006 6563 At June 30, 2014 and December 31, 2013, there were no other-than-temporary impairment losses recorded in other comprehensive income. Real estate acquired through claim settlement, which is held for sale, is reported in Other Assets on the consolidated balance sheet. During the three and six months ended June 30, 2014, other comprehensive income related to benefit plans of $2.0 million and $3.5 million, respectively, was reclassified to the Consolidated Statement of Operations and included in Underwriting and other expenses, net. During the three and six months ended June 30, 2014, net unrealized losses of ($1.9) million and ($5.9) million, respectively, were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. During the three and six months ended June 30, 2013, net unrealized gains of $2.2 million and $5.5 million, respectively were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves. In a termination, the reinsurance agreement is cancelled, with no future premium ceded and funds for any incurred but unpaid losses transferred to us. The transferred funds result in an increase in our investment portfolio (including cash and cash equivalents) and a decrease in net losses paid (reduction to losses incurred). In addition, there is an offsetting decrease in the reinsurance recoverable (increase in losses incurred), and thus there is no net impact to losses incurred. A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve. Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation allowance. Our claims received inventory includes suspended rescissions, as we have voluntarily suspended rescissions of coverage related to certain loans that we believed would be included in a potential resolution. As of June 30, 2014, rescissions of coverage on approximately 1,558 loans had been voluntarily suspended. EX-101.SCH 10 mtg-20140630.xsd XBRL TAXONOMY EXTENSION SCHEMA 000100 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink 010000 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited) link:presentationLink link:calculationLink link:definitionLink 010100 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 020000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) link:presentationLink link:calculationLink link:definitionLink 030000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) link:presentationLink link:calculationLink link:definitionLink 040000 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) link:presentationLink link:calculationLink link:definitionLink 050000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) link:presentationLink link:calculationLink link:definitionLink 060100 - Disclosure - Nature of Business and Basis of Presentation link:presentationLink link:calculationLink link:definitionLink 060200 - Disclosure - New Accounting Guidance link:presentationLink link:calculationLink link:definitionLink 060300 - Disclosure - Debt link:presentationLink link:calculationLink link:definitionLink 060400 - Disclosure - Reinsurance link:presentationLink link:calculationLink link:definitionLink 060500 - Disclosure - Litigation and Contingencies link:presentationLink link:calculationLink link:definitionLink 060600 - Disclosure - Earnings (Loss) per Share link:presentationLink link:calculationLink link:definitionLink 060700 - Disclosure - Investments link:presentationLink link:calculationLink link:definitionLink 060800 - Disclosure - Fair Value Measurements link:presentationLink link:calculationLink link:definitionLink 060900 - Disclosure - Other Comprehensive Income link:presentationLink link:calculationLink link:definitionLink 061000 - Disclosure - Benefit Plans link:presentationLink link:calculationLink link:definitionLink 061100 - Disclosure - Income Taxes link:presentationLink link:calculationLink link:definitionLink 061200 - Disclosure - Loss Reserves link:presentationLink link:calculationLink link:definitionLink 061300 - Disclosure - Premium Deficiency Reserve link:presentationLink link:calculationLink link:definitionLink 061400 - Disclosure - Shareholders' Equity link:presentationLink link:calculationLink link:definitionLink 061500 - Disclosure - Statutory Capital link:presentationLink link:calculationLink link:definitionLink 080300 - Disclosure - Debt (Tables) link:presentationLink link:calculationLink link:definitionLink 080400 - Disclosure - Reinsurance (Tables) link:presentationLink link:calculationLink link:definitionLink 080600 - Disclosure - Earnings (Loss) per Share (Tables) link:presentationLink link:calculationLink link:definitionLink 080700 - Disclosure - Investments (Tables) link:presentationLink link:calculationLink link:definitionLink 080800 - Disclosure - Fair Value Measurements (Tables) link:presentationLink link:calculationLink link:definitionLink 080900 - Disclosure - Other Comprehensive Income (Tables) link:presentationLink link:calculationLink link:definitionLink 081000 - Disclosure - Benefit Plans (Tables) link:presentationLink link:calculationLink link:definitionLink 081100 - Disclosure - Income Taxes (Tables) link:presentationLink link:calculationLink link:definitionLink 081200 - Disclosure - Loss Reserves (Tables) link:presentationLink link:calculationLink link:definitionLink 081300 - Disclosure - Premium Deficiency Reserve (Tables) link:presentationLink link:calculationLink link:definitionLink 090100 - Disclosure - Nature of Business and Basis of Presentation (Details) link:presentationLink link:calculationLink link:definitionLink 090300 - Disclosure - Debt (Details) link:presentationLink link:calculationLink link:definitionLink 090400 - Disclosure - Reinsurance (Details) link:presentationLink link:calculationLink link:definitionLink 090500 - Disclosure - Litigation and Contingencies (Details) link:presentationLink link:calculationLink link:definitionLink 090600 - Disclosure - Earnings (Loss) per Share (Details) link:presentationLink link:calculationLink link:definitionLink 090700 - Disclosure - Investments (Details) link:presentationLink link:calculationLink link:definitionLink 090702 - Disclosure - Investments, Gain (Loss) on Investments (Details) link:presentationLink link:calculationLink link:definitionLink 090800 - Disclosure - Fair Value Measurements (Details) link:presentationLink link:calculationLink link:definitionLink 090802 - Disclosure - Fair Value Measurements, Unobservable Input Reconciliation (Details) link:presentationLink link:calculationLink link:definitionLink 090900 - Disclosure - Other Comprehensive Income (Details) link:presentationLink link:calculationLink link:definitionLink 091000 - Disclosure - Benefit Plans (Details) link:presentationLink link:calculationLink link:definitionLink 091100 - Disclosure - Income Taxes (Details) link:presentationLink link:calculationLink link:definitionLink 091200 - Disclosure - Loss Reserves (Details) link:presentationLink link:calculationLink link:definitionLink 091202 - Disclosure - Loss Reserves, Change in Liability and Claims Adjustment Expense (Details) link:presentationLink link:calculationLink link:definitionLink 091300 - Disclosure - Premium Deficiency Reserve (Details) link:presentationLink link:calculationLink link:definitionLink 091400 - Disclosure - Shareholders' Equity (Details) link:presentationLink link:calculationLink link:definitionLink 091500 - Disclosure - Statutory Capital (Details) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 11 mtg-20140630_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 12 mtg-20140630_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 13 mtg-20140630_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Amendment Flag Current Fiscal Year End Date Document Period End Date Entity [Domain] Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Current Reporting Status Entity Filer Category Entity Public Float Entity Registrant Name Entity Central Index Key Entity Common Stock, Shares Outstanding Document Fiscal Year Focus Document Fiscal Period Focus Legal Entity [Axis] Document Type Losses on sales Available-for-sale Securities, Realized Losses, Excluding Other than Temporary Impairments Gross unrealized (gains) losses Available-for-sale Securities, Gross Unrealized Gain (Loss) Accrued investment income Accumulated other comprehensive loss, net of tax (note 9) Total accumulated other comprehensive income (loss), net of tax Accumulated Other Comprehensive Income (Loss), Net of Tax Unrealized gains and losses on available-for-sale securities [Member] Accumulated other comprehensive income (loss) [Member] Defined benefit plans [Member] Accumulated Other Comprehensive Income Loss [Line Items] Accumulated Other Comprehensive Income Loss [Table] Balance at beginning of period, before tax Balance at end of period, before tax Accumulated Other Comprehensive Income (Loss), before Tax Foreign currency translation [Member] Paid-in capital Paid-in capital [Member] Adjustments to reconcile net income (loss) to net cash used in operating activities: Equity compensation Antidilutive Securities Excluded from Computation of Earnings Per Share, by Antidilutive Securities [Axis] Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items] Antidilutive Securities, Name [Domain] Anti-dilutive securities excluded from EPS calculation (in shares) Asset-backed securities [Member] Asset-backed Securities [Member] Total assets Assets ASSETS Assets [Abstract] Assumed Less than 12 months Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Due after five years through ten years Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis Less than 12 months Continuous Unrealized Loss Portion, Fair Value [Abstract] Maturities, Amortized Cost [Abstract] Gross Unrealized Gains Total investment portfolio Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss Fixed maturities, amortized cost Total at end of period Gross Unrealized Losses Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax Due in one year or less 12 months or greater 12 months or greater Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Total investment portfolio Total investments Fair Value Due after one year through five years Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis Due after five years through ten years Fixed maturities (amortized cost, 2014 - $4,611,685; 2013 - $4,948,543) Total at end of period Total investment portfolio Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value Maturities, Fair Value [Abstract] Continuous Unrealized Loss Portion, Unrealized Loses [Abstract] Due after ten years Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis Due after ten years Debt securities without single maturity date Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value Amortized Cost Available-for-sale Securities, Amortized Cost Basis Due in one year or less Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis Debt securities without single maturity date Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis Securities, available-for-sale, at fair value: Due after one year through five years Gains on sales Available-for-sale Securities, Gross Realized Gains Equity securities Available-for-sale Securities, Equity Securities Losses and expenses: Total losses and expenses Benefits, Losses and Expenses Net increase (decrease) in cash and cash equivalents Cash and Cash Equivalents, Period Increase (Decrease) Cash and cash equivalents at beginning of period Cash and cash equivalents at end of period Cash and cash equivalents Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Table] Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items] Ceded (note 4) Ceded premiums written, net of profit commission Ceded premiums earned, net of profit commission Ceded Premiums Earned Collateralized loan obligations [Member] Collateralized Loan Obligations [Member] Collateralized loan obligations [Member] Collateralized Debt Obligations [Member] Commercial mortgage-backed securities [Member] Commercial Mortgage Backed Securities [Member] Litigation and Contingencies [Abstract] Contingencies (note 5) Common stock, par value (in dollars per share) Common stock [Member] Common stock (one dollar par value, shares authorized 1,000,000; shares issued 2014 and 2013 - 340,047; shares outstanding 2014 - 338,560; 2013 - 337,758) Common stock, shares issued (in shares) Common stock, shares authorized (in shares) Common stock, shares outstanding (in shares) Benefit Plans [Abstract] Comprehensive income (loss) Comprehensive Income (Loss), Net of Tax, Attributable to Parent Other Comprehensive Income [Abstract] Convertible Senior Notes Due 2017 [Member] Convertible Debt [Member] Convertible Junior Subordinated Debentures Due 2063 [Member] Convertible Subordinated Debt [Member] Convertible senior notes (note 3) Convertible junior debentures (note 3) Corporate debt securities [Member] Corporate Debt Securities [Member] Debt Instrument [Line Items] Schedule of Long-term Debt Instruments [Table] Outstanding principal amount Debt [Abstract] Debt Debt Disclosure [Text Block] Debt Instrument [Axis] Initial conversion price (in dollars per share) Redemption price, percentage (in hundredths) Debt Instrument, Redemption Price, Percentage Debt Instrument, Name [Domain] Total debt securities [Member] Debt Securities [Member] Interest payment due on the debentures Stated interest rate (in hundredths) Total Debt Debt Instrument, Fair Value Disclosure Maturity date Amortization of deferred policy acquisition costs Deferred insurance policy acquisition costs Valuation allowance Deferred Tax Assets, Valuation Allowance Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Table] Amortization of prior service cost Recognized net actuarial loss Defined Benefit Plan, Amortization of Gains (Losses) Defined Benefit Plans and Other Postretirement Benefit Plans [Line Items] Curtailments [Abstract] Defined Benefit Plan, Settlements and Curtailments [Abstract] Service cost Defined Benefit Plan, Service Cost Interest Cost Components of Net Periodic Benefit Cost [Abstract] Expected Return on Assets Defined Benefit Plan, Expected Return on Plan Assets Defined Benefit Plans and Other Postretirement Benefit Plans [Domain] Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Axis] Depreciation and other amortization Maximum permitted risk-to-capital ratio commonly applied Description of Regulatory Capital Requirements under Insurance Regulations New Accounting Guidance 2% Convertible Senior Notes Direct Basic earnings per share [Abstract] Diluted earnings per share [Abstract] Earnings (Loss) per Share Earnings Per Share [Text Block] Basic (in dollars per share) Basic income (loss) per share (in dollars per share) Diluted income (loss) per share (in dollars per share) Diluted (in dollars per share) Earnings Per Share, Diluted Earnings (Loss) per Share [Abstract] Income (loss) per share (note 6): Tax Effect due to valuation allowance (in hundredths) Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent Effect of Reinsurance Agreement Effects of Reinsurance [Table Text Block] Equity Component [Domain] Equity securities [Member] Equity Securities [Member] Equity Securities [Member] Equity Securities, Investment Summary [Member] Fair Value [Member] Par value and fair value of debt Fair Value Measurements, Recurring and Nonrecurring [Table Text Block] Transfers into Level 3 Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3 Transfers out of Level 3 Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers out of Level 3 Sales Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Sales Fair Value, Hierarchy [Axis] Fair Value Measurements, Recurring and Nonrecurring [Table] Fair Value by Asset Class [Axis] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, by Asset Class [Domain] Purchases Included in earnings and reported as losses incurred, net Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Fair Value Measurements [Abstract] Fair Value, Measurements, Fair Value Hierarchy [Domain] Fair value measurements for items measured at fair value Fair Value Measurements Fair Value Disclosures [Text Block] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items] Reconciliation of beginning and ending balance for assets and liabilities measured at fair value with significant unobservable inputs (level 3) Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table] Convertible Junior Subordinated Debentures Significant Other Observable Inputs (Level 2) [Member] Fair Value, Inputs, Level 2 [Member] Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] Fair Value, Inputs, Level 1 [Member] Significant Unobservable Inputs (Level 3) [Member] Fair Value, Inputs, Level 3 [Member] Balance at beginning of period Balance at end of period Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value Ceding commissions Fees and Commissions Fixed Maturities [Member] Debt securities issued by foreign sovereign governments [Member] Net realized investment gains (losses) and OTTI on investments Total net realized gains (losses) Loss on repurchases of senior notes Gain (Loss) on Repurchase of Debt Instrument Realized investment gains, excluding impairment losses Realized investment gains, net Gain (Loss) on Sale of Securities, Net Total other-than-temporary impairment losses Other than Temporary Impairment Losses, Investments CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) [Abstract] Income (loss) before tax Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest Income Taxes [Abstract] Tax provision (benefit) [Abstract] Provision for income taxes (note 11) Provision for income taxes Income Tax Expense (Benefit) Income Taxes Income Tax Disclosure [Text Block] (Increase) decrease in unearned premiums, net (Increase) Decrease in Unearned Premiums, Net Accrued investment income Increase (Decrease) in Accrued Investment Income Receivable Income taxes payable (current) Deferred insurance policy acquisition costs Increase (Decrease) in Deferred Policy Acquisition Costs Net increase in payable for securities Increase (Decrease) in Broker-Dealer Related Receivables (Payables), Net Deferred tax provision (benefit) Increase (Decrease) in Deferred Income Taxes Change in certain assets and liabilities: Loss reserves Increase (Decrease) in Loss and Loss Adjustment Expense Reserve Reinsurance recoverable on loss reserves Increase (Decrease) in Reinsurance Recoverable Prepaid reinsurance premium Increase (Decrease) in Prepaid Reinsurance Premiums Net change in restricted cash (Increase) decrease in restricted cash Unearned premiums Increase (Decrease) in Unearned Premiums Premium receivable Increase (Decrease) in Premiums Receivable Losses incurred, net (note 12) Loss Reserves [Abstract] Interest expense (note 3) Interest payments made Amortized cost and fair values of debt securities by contractual maturity Total Investments [Member] Investments [Member] Investments [Abstract] Investment portfolio (notes 7 and 8): Investments Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Long-term Debt, Type [Axis] Long-term Debt, Type [Domain] Litigation and Contingencies Legal Matters and Contingencies [Text Block] Total liabilities and shareholders' equity Liabilities and Equity Liabilities: Total liabilities Liabilities LIABILITIES AND SHAREHOLDERS' EQUITY Liabilities [Abstract] Liabilities, Fair Value Disclosure [Abstract] Loss reserves (note 12) Losses and LAE paid in respect of default notices related to: Reserve at beginning of period Reserve at end of period Liability for Claims and Claims Adjustment Expense Subtotal Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims Prior years Current year Net reserve at beginning of period Net reserve at end of period Liability for Unpaid Claims and Claims Adjustment Expense, Net Losses and LAE incurred in respect of default notices related to: Litigation Status [Domain] Litigation Status [Axis] Loss Contingencies [Table] Number of cases dismissed Amount of damages sought Loss Contingencies [Line Items] Loss Contingency Nature [Axis] Loss Contingency, Nature [Domain] Schedule of Available-for-sale Securities, Major Types of Debt and Equity Securities [Axis] Major Types of Debt and Equity Securities [Domain] Non Catastrophic Event [Axis] Non Catastrophic Event [Domain] Net income (loss) Net income (loss) Net income (loss) Cash flows from financing activities: Cash flows from investing activities: Net cash provided by (used in) investing activities Net Cash Provided by (Used in) Investing Activities Cash flows from operating activities: Net cash (used in) provided by financing activities Net Cash Provided by (Used in) Financing Activities Net cash used in operating activities Net Cash Provided by (Used in) Operating Activities Investment income, net of expenses New Accounting Guidance [Abstract] Senior Notes Net operating loss carryforwards, regular tax basis Nature of Business and Basis of Presentation [Abstract] Nature of Business and Basis of Presentation Other comprehensive income (loss) Other Comprehensive Income (Loss), Net of Tax Unrealized foreign currency translation adjustment Other Comprehensive Income (Loss), Foreign Currency Translation Adjustment, Tax Change in unrealized gains and losses on investments Other Comprehensive Income (Loss), Available-for-sale Securities, Tax Other comprehensive income (loss) Net current period other comprehensive income (loss) Foreign currency translation adjustment Unrealized foreign currency translation adjustment Unrealized foreign currency translation adjustment Benefit plan adjustments Other Comprehensive (Income) Loss, Pension and Other Postretirement Benefit Plans, Tax Portion of losses recognized in other comprehensive income, before taxes Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Loss, before Tax, Portion Attributable to Parent Net impairment losses recognized in earnings Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net Benefit plan adjustments Other comprehensive income (loss) before reclassifications Other Comprehensive Income (Loss), before Reclassifications, before Tax Change in unrealized investment gains and losses (note 7) Change in unrealized investment gains and losses, net (note 7) Change in unrealized investment gains and losses on investments Unrealized foreign currency translation adjustment Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, before Tax Change in unrealized gains and losses on investments Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Tax Benefit plan adjustments Other Comprehensive (Income) Loss, Pension and Other Postretirement Benefit Plans, Adjustment, Net of Tax Other assets Other comprehensive income (loss) Other Comprehensive Income (Loss), Tax Real estate acquired Other Other Noncash Income (Expense) Pension and Supplemental Executive Retirement Plans [Member] Other Pension Plan, Postretirement or Supplemental Plans [Member] Other comprehensive income (tax) [Abstract] Other Comprehensive Income (Loss), Tax [Abstract] Other comprehensive income (before tax) [Abstract] Other Comprehensive Income (Loss), before Tax [Abstract] Other comprehensive income (net of tax) [Abstract] Other Comprehensive Income (Loss), Net of Tax [Abstract] Other revenue Other liabilities Other underwriting and operating expenses, net Other Postretirement Benefits [Member] Other Postretirement Benefit Plan [Member] Other [Member] Other Security Investments [Member] Other comprehensive income (loss), net of tax (note 9): Benefit plan adjustments Benefit plan adjustments Other Comprehensive (Income) Loss, Pension and Other Postretirement Benefit Plans, Adjustment, Net of Tax, Portion Attributable to Parent Other comprehensive income (loss), net of tax Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent Subtotal Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid Purchase of equity securities Payments to Acquire Available-for-sale Securities, Equity Purchase of fixed maturities Payments to Acquire Available-for-sale Securities, Debt Pending Litigation [Member] Benefit Plans Net premiums written Premiums Written, Net Premiums Written and Earned [Abstract] Net premiums earned Premiums Earned, Net, Property and Casualty Premiums written: Premium receivable Prepaid reinsurance premiums (note 4) Prepaid Reinsurance Premiums Net proceeds from convertible senior notes Proceeds from Convertible Debt Proceeds from maturity of fixed maturities Common stock shares issued Sale of common stock, net proceeds Proceeds from Issuance of Common Stock Proceeds from sale of fixed maturities Home office and equipment, net Net realized investment gains (losses) and OTTI on investments Realized Gain (Loss) on Investments [Table Text Block] Amounts reclassified from accumulated other comprehensive income (loss) Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax Reinsurance [Abstract] Reinsurance recoverable on loss reserves (note 4) Less reinsurance recoverable Plus reinsurance recoverables Reinsurance Recoverables on Unpaid Losses Reinsurance recoverable on paid losses (note 4) Reinsurance Recoverables on Paid Losses Reinsurance Reinsurance [Text Block] Related Party Transaction [Line Items] Repurchase of debt instrument Repurchases of long-term debt Repayments of Senior Debt Residential mortgage-backed securities [Member] Restricted cash and cash equivalents Restricted cash and cash equivalents (note 1) Accumulated deficit Accumulated deficit [Member] Total revenues Revenues Revenues: Schedule of Available-for-sale Securities [Table] Other comprehensive income Comprehensive Income (Loss) [Table Text Block] Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table] Prior year development of the reserves Schedule of Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block] Components of net periodic benefit cost Schedule of Gain (Loss) on Investments [Table] Accumulated other comprehensive income (loss) Calculation of earnings (loss) per share Aging of the fair values of securities in an unrealized loss position Schedule of Available-for-sale Securities [Line Items] Amortized cost, gross unrealized gains and losses and fair value of investments portfolio Schedule of Available-for-sale Securities Reconciliation [Table Text Block] Gain (Loss) on Investments [Line Items] Reconciliation of beginning and ending loss reserves Schedule of Related Party Transactions, by Related Party [Table] Senior Notes [Member] Senior notes (note 3) Statement [Table] Statement [Line Items] CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) [Abstract] CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) [Abstract] CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) [Abstract] Equity Components [Axis] CONSOLIDATED BALANCE SHEETS (Unaudited) [Abstract] Statutory capital of subsidiary Sale of common stock (in shares) Reissuance of treasury stock, net Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures Common stock issuance (note 14) Shareholders' equity (note 14): Stockholders' Equity Attributable to Parent [Abstract] Total shareholders' equity Balance Balance Stockholders' Equity Attributable to Parent Shareholders' Equity [Abstract] Shareholders' Equity Stockholders' Equity Note Disclosure [Text Block] Summary of Investments, by Type [Domain] Change in loss reserves Prior years Prior Year Claims and Claims Adjustment Expense Current year Current Year Claims and Claims Adjustment Expense Premium earned Supplementary Insurance Information, Premium Revenue Treasury stock, shares at cost (in shares) Treasury stock [Member] Treasury stock (shares at cost 2014 - 1,487; 2013 - 2,289) Treasury Stock, Value Unearned premiums Unrecognized tax benefits, accrued interest Total amount of the unrecognized tax benefits that would affect our effective tax rate Total amount of unrecognized tax benefits Obligations of U.S. states and political subdivisions [Member] Obligations of U.S. States and Political Subdivisions [Member] U.S. Treasury securities and obligations of U.S. government corporations and agencies [Member] US Treasury and Government [Member] Change in valuation allowance Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount Common stock equivalents (in shares) Weighted Average Number Diluted Shares Outstanding Adjustment Weighted-average shares - Basic (in shares) Weighted average common shares outstanding (in shares) Weighted average common shares outstanding - basic (note 6) (in shares) Weighted average common shares outstanding - diluted (note 6) (in shares) Weighted-average shares - Diluted (in shares) Weighted Average Number of Shares Outstanding, Diluted The entire disclosure related to an entity's loss reserves. Loss reserves [Text Block] Loss Reserves Tabular disclosure of the aging of the loan primary default inventory. Aging of Primary Default Inventory [Table Text Block] Aging of the primary default inventory Tabular disclosure of the number of payments delinquent on loans in the primary default inventory. Number of payments delinquent [Table Text Block] Number of payments delinquent Tabular disclosure of the activity related to loans in the primary default inventory. Rollforward of Primary Default Inventory [Table Text Block] Rollforward of primary default inventory The total amount of net periodic benefit cost for defined benefit plans for the period, before the effect of the cost of settlements and curtailments. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, and transition asset or obligation. Defined Benefit Plan, Net Periodic Benefit Cost Before Cost of Settlements and Curtailments Net periodic benefit cost A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. Loss Reserve [Roll Forward] Loss Reserve [Roll Forward] Losses paid [Abstract] Losses incurred: [Abstract] Losses incurred: Decrease in losses paid resulting from cancellations of reinsurance agreements, with no future premium ceded and funds for any incurred but unpaid losses transferred to the entity. Reinsurance terminations Refers to Effect of dilutive securities abstract. Effect of dilutive securities [Abstract] Refers to net income (loss) plus assumed conversions. Net income (loss) plus assumed conversions Net income (loss) plus assumed conversions The number of participating securities included in the weighted average number of common shares outstanding. Participating securities included weighted average number of common shares outstanding Incremental shares attributable to participating securities that were not included in diluted earnings per share (EPS) because to do so would increase EPS amounts or decrease loss per share amounts for the period presented. A participating security is a security that may participate in undistributed earnings with common stock, whether that participation is conditioned upon the occurrence of a specified event or not, regardless of the form of participation. Participating Securities [Member] Incremental shares attributable to common stock equivalents that were not included in diluted earnings per share (EPS) because to do so would increase EPS amounts or decrease loss per share amounts for the period presented. A common stock equivalent is generally a security that can be converted into common stock. Common Stock Equivalents [Member] The entire disclosure for other comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of other comprehensive income. Other Comprehensive income [Text Block] Other Comprehensive Income The net change during the reporting period in the amount of receivables currently due from reinsurers for ceded claims paid. Increase Decrease In Reinsurance Recoverable On Paid Losses Reinsurance recoverable on paid losses Increase (decrease) in the present value of expected future paid losses and expenses that exceeded the present value of expected future premium to be collected and already established loss and loss adjustment expense reserves. Increase Decrease in premium deficiency reserve, cash flow Premium deficiency reserve Increase (decrease) in the present value of expected future paid losses and expenses that exceeded the present value of expected future premium to be collected and already established loss and loss adjustment expense reserves. Increase Decrease In Premium Deficiency Reserves Change in premium deficiency reserve (note 13) Present value of expected future paid losses and expenses that exceeded the present value of expected future premium to be collected and already established loss and loss adjustment expense reserves. Premium Deficiency Reserve Premium deficiency reserve (note 13) Premium Deficiency Reserve at beginning of period Premium Deficiency Reserve at end of period Net deficiency Premium Deficiency Reserve [Abstract] The entire disclosure regarding the entity's premium deficiency reserve on wall street bulk. Premium deficiency reserve on wall street bulk [Text Block] Premium Deficiency Reserve A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. Premium Deficiency Reserve [Roll Forward] Premium Deficiency Reserve [Roll Forward] Total amount of payments made during the reporting period to settle insured claims, as well as losses (the actual damage) and related adjustment expenses (the expense incurred related to claims other than the actual loss, for example, legal fees) made by an insurance company to settle claims. Paid claims and loss adjustment expenses The decrease during the reporting period in the reserve account established to account for expected but unspecified losses. Decrease in loss reserves The change in the premium deficiency reserve to reflect actual premium, losses and expenses recognized during the period. Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized Adjustments to reflect the effects of present valuing on future premiums, losses and expenses. Effects Of Present Value On Future Premiums Losses And Expenses Effects of present valuing on future premiums, losses and expenses The change in the premium deficiency reserve to reflect the change in assumptions relating to future premiums, losses, expenses and discount rate. Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate ( 1 ) Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses expenses and discount rate Increase (decrease) in the present value of expected future paid losses and expenses that exceeded the present value of expected future premium to be collected and already established loss and loss adjustment expense reserves. Increase (decrease) in premium deficiency reserve Change in premium deficiency reserve The amount needed to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date. Liability for Claims and Adjustment Expense Established loss reserves The present value of the expected future paid losses and expenses, net of expected future premiums. Present value of expected future paid losses and expenses, net of expected future premium Present value of expected future paid losses and expenses, net of expected future premium The maximum length of time for which interest payments on the convertible debentures may be deferred without giving rise to an event of default. Maximum period for which interest payments may be deferred without giving rise to an event of default Maximum period for which interest payments may be deferred without giving rise to an event of default The principal amount of notes used in the determination of the initial conversion rate, which is subject to adjustment. Principal amount of notes used in determining conversion rate The minimum number of trading days within a specified time period that the closing sale price of the entity's common stock exceeds the prevailing conversion price of the debentures by a specified percentage. Minimum number of trading days Minimum number of trading days The number of shares that can be issued in exchange for the original debt if converted in a noncash (or part noncash) transaction. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or payments in the period. Debt Instrument Convertible, Number of Equity Instruments If Debt Converted Conversion rate (in shares per $1,000 note) The modified duration of the holding company's investment portfolio, excluding cash and cash equivalents, at balance sheet date. Modified Duration Of Holding Company Investments Modified duration of holding company investments The amount of cash and investments held at our holding company at balance sheet date. Holding Company Cash And Investments Holding company cash and investments The ratio of the closing sale price of the entity's common stock over the prevailing conversion price of the debentures as of the redemption date. Percentage of conversion price Percentage of conversion price (in hundredths) The maximum number of trading days within a specified time period that the closing sale price of the entity's common stock exceeds the prevailing conversion price of the debentures by a specified percentage. Maximum number of trading days Maximum number of trading days The amount of the interest payment that was deferred pursuant to the optional deferral provision under the note agreement(s). Interest Payment Deferred Interest payment deferred The amount of unrealized gains or losses on investments held at our holding company at balance sheet date. Unrealized Gain Loss On Holding Company Investments Unrealized gain loss on holding company investments The period immediately prior to an election to convert debentures during which the average price of shares traded is determined for the purpose of calculating the conversion rate. Period preceding election to convert Period preceding election to convert The face amount or par value of debt instrument. Par Value [Member] This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. Fair value of convertible debt at the balance sheet date. Convertible Senior Notes Due Two Fair Value Disclosure Convertible Senior Notes due 2020 This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. Fair value of convertible debt at the balance sheet date. Convertible Senior Notes Due One Fair Value Disclosure Convertible Senior Notes due 2017 Borrowing which can be exchanged for a specified number of another security at the option of the issuer or the holder, for example, but not limited to, the entity's common stock. Convertible Senior Notes - due April 2020 [Member] A collateralized debt obligation (backed by pledge, mortgage or other lien on the entity's assets). Senior Notes Due 2015 [Member] The minimum number of consecutive interest periods for which interest payments may be deferred pursuant to an optional deferral provision under the note agreement(s). Minimum number of consecutive interest periods for which interest payments may be deferred Minimum number of consecutive interest periods for which interest payments may be deferred The price per share of the conversion feature embedded in the debt instrument. Debt Instrument Convertible Conversion Price 2 130% of conversion price (in dollars per share) This element represents a number of concepts which provide investment types by category in relation to the summarization of investments held as of the most recent audited balance sheet. Summary of Investments, by Type [Axis] Gross Realized Gains, Gross Realized Losses and Impairment Losses [Abstract] Gross realized gains, gross realized losses and impairment losses [Abstract] Tabular disclosure of the activity in the premium deficiency reserve during the reporting period, including paid claims and loss adjustment expenses, net change in loss reserves, premiums earned and other changes. Reconciliation of beginning and ending balances in premium deficiency reserve [Table Text Block] Reconciliation of beginning and ending balances in the premium deficiency reserve Tabular disclosure of the components of the premium deficiency reserve. Components of the premium deficiency reserve [Table Text Block] Components of premium deficiency reserve Represents percentage of quota share under the structure of reinsurance agreement addendum during the reporting period. Percentage Of Quota Share In Addendum Percentage quota share in addendum (in hundredths) Amount of losses incurred ceded to other entities. Ceded Losses Incurred Ceded losses incurred The amount of profit commission receivable under the structure of reinsurance agreement accrued for as of the end of the reporting period. Profit commission receivable Profit commission receivable Represents period under which an entity will not enter into any new captive reinsurance agreement or reinsure any new loans under existing reinsurance agreements. Period of Existing Captive Reinsurance Agreement Period of existing captive reinsurance agreement The fair value of trust fund assets under the entity's captive agreements that do not have reinsurance recoverable on loss reserves. Fair value of trust fund assets, no reinsurance recoverable on loss reserves Fair value of trust fund assets under captive agreements, no reinsurance recoverable on loss reserves The known and estimated amount recoverable, related to captive agreements, as of the balance sheet date from reinsurers for claims paid or incurred by the ceding insurer and associated claims settlement expenses, including estimated amounts for claims incurred but not reported, and policy benefits, net of any related valuation allowance. Reinsurance Recoverable On Loss Reserves Related To Captive Agreements Reinsurance recoverable on loss reserves related to captive agreements Number of other mortgage insurers agreeing to similar CFPB settlements. Number of other mortgage insurers agreeing to similar CFPB settlements The total fair value of the trust fund assets under the entity's captive agreements. Total Fair Value Of Trust Fund Assets Under Captive Agreements Fair value of trust fund assets under captive agreements Represents percentage of quota share under the structure of reinsurance agreement during the reporting period. Percentage of Quota Share Percentage of quota share (in hundredths) Represents percentage of ceding commission under the structure of reinsurance agreement during the reporting period. Percentage of Ceding Commission Percentage of ceding commission (in hundredths) This category includes information about real estate acquired by the entity through claim settlement. Real Estate Acquired [Member] Total realized/unrealized gains (losses) [Abstract] Total realized/unrealized gains (losses) [Abstract] This element represents total losses for the period (realized and unrealized), arising from assets measured at fair value on a recurring basis using unobservable inputs (Level 3), which are included in earnings or resulted in a change in net asset value and are attributable to the change in unrealized losses on assets still held at the end of the period. Fair Value Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Asset Loss Included In Earnings, Assets Held at Period End Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014 This element represents total gains or losses for the period reported as realized investment losses, net, arising from assets measured at fair value on a recurring basis using unobservable inputs (Level 3), which are included in earnings or resulted in a change in net asset value. Fair Value Measurement With Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included In Earnings, Realized Investment Losses, Net Included in earnings and reported as realized investment gains (losses), net Average paid claim reduction due to curtailments. Average paid claims reduction due to curtailments Average paid claim reduction due to curtailments (in hundredths) Percentage of exposure from rescission practices subject to the Agreement with CHL. Exposure from rescission practices Exposure from rescission practices (in hundredths) Number of days after claim paid within which objection must be received for review. Number of days after claim paid within which objection must be received for review Lawsuits alleging improper recording and foreclosure activities by MERS [Abstract] The number of lawsuits naming the entity's non-insurance subsidiary as defendant. Number of lawsuits naming non insurance subsidiary as defendant Number of lawsuits naming non-insurance subsidiary as defendant The number of lawsuits naming subsidiary as defendant that were dismissed by the courts. Number of lawsuits naming subsidiary as defendant that were dismissed Class Action Complaint Under RESPA [Abstract] Class action complaint under RESPA [Abstract] Represents amount paid in connection with the settlement by an entity pertaining to civil penalty during the reporting period. Loss Contingency Civil Penalty Civil penalty Number of lawsuits. Loss Contingency Number of Lawsuits Number of lawsuits Other Legal Proceedings [Abstract] Refers to Underwriting remedy expense. Underwriting remedy expense Underwriting remedy expense Claims resolved by rescissions [Abstract] The amount of incurred losses have been mitigated by the rescissions of policies. Mitigation Of Incurred Losses By Rescission Of Policies Mitigation of incurred losses by rescission of policies The percentage of claims received in a quarter, at upper range limit, that have been resolved by rescission. Percentage of claims received in a quarter resolved by rescission, upper range limit Percentage of claims received in a quarter resolved by rescission, upper range limit (in hundredths) The reduction in estimated rescissions due to probable settlement agreements. Reduction in estimated rescissions The amount by which paid losses have been mitigated by the rescissions of policies. Mitigation of paid losses by rescission of policies The expected maximum exposure above the best estimate provision. Maximum exposure above estimate provision Estimated maximum exposure associated with other discussions and legal proceedings related to claims paying practices. Maximum Exposure Associated With Other Discussions Legal Proceedings Maximum exposure associated with other discussions and legal proceedings The time period subsequent to the lender obtaining title to the property or the sale of the property in a company-approved sale during which legal proceedings may be brought disputing the company's right to rescind coverage. Statute of limitations to bring legal proceedings disputing right to rescind coverage Statute of limitations to bring legal proceedings disputing right to rescind coverage A class action complaint under RESPA that is likely to or possibly will have an adverse effect on the entity's financial position or results of operations, excluding tax matters. Class Action Complaint Under RESPA [Member] Lawsuits alleging improper recording and foreclosure activities by MERS that is likely to or possibly will have an adverse effect on the entity's financial position or results of operations, excluding tax matters. Lawsuits alleging improper recording and foreclosure activities by MERS [Member] Countrywide dispute arising from the complaint alleging that MGIC has denied, and continues to deny, valid mortgage insurance claims submitted by Countrywide. Countrywide Dispute [Member] The percentage of claims received in a quarter, at lower range limit, that have been resolved by rescission. Percentage Of Claims Received In Quarter Resolved By Rescission Lower Range Limit Percentage of claims received in a quarter resolved by rescission, lower range limit (in hundredths) The number of days that will pass before the PMIERs become effective after publication in final form. PMIERs effective days after publication The amount of assets of regulated insurance affiliates of MGIC that may be used to increase MGIC's Available Assets. Assets Of Regulated Insurance Affiliates Assets of regulated insurance affiliates of MGIC The number of days, after the effective date of the PMIERs, for submission of a transition plan to the GSEs for approval. Period for submission of transition plan to GSE The amount of time, from publication date of the PMIERs, that mortgage insurers will have to comply with the GSE Financial Requirements. Mortgage Insurers transition period Tabular disclosure of the income tax provisions (benefit), including adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years. Tax provision (benefit) [Table Text Block] Tax provision (benefit) Other Comprehensive Income Loss Valuation Allowance [Abstract] Other comprehensive income (valuation allowance) [Abstract] Adjustment to other comprehensive income (loss) resulting from valuation allowance of securities. Other Comprehensive Income Securities Valuation Allowance Change in unrealized investment gains and losses, net Total adjustment to other comprehensive income (loss) during the period. Other Comprehensive Income Valuation Allowance Other comprehensive income (loss) Adjustment to other comprehensive income (loss) resulting from valuation allowance of unrealized foreign currency translation adjustment. Other comprehensive income foreign currency translation valuation allowance Amount of tax expense (benefit) allocated to accumulated other comprehensive income (loss). Accumulated Other Comprehensive Income Loss Tax Tax effect Adjustment to other comprehensive income (loss) resulting from valuation allowance of benefit plan adjustments. Other Comprehensive Income Benefit Plan Adjustments Valuation Allowance Benefit plan adjustments The percentage of the company's foreign investments that are held in government and semi-government securities. Percentage Of Foreign Investments Held In Government Semigovernment Securities Percentage of foreign investments held in government and semi-government securities (in hundredths) The percentage of the company's Australian portfolio rated AAA by one or more of Moody's, Standard & Poor's and Fitch Rating. Percentage of Australian portfolio rated AAA (in hundredths) The percentage of the company's foreign investments that are held in corporate securities. Percentage Of Foreign Investments Held In Corporate Securities Percentage of foreign investments held in corporate securities (in hundredths) The percentage of the company's Australian portfolio rated AA by one or more of Moody's, Standard & Poor's and Fitch Rating. Percentage of Australian portfolio rated AA (in hundredths) This item represents the total fair value of debt securities, categorized neither as held-to-maturity nor trading securities, which have a single maturity date. Available For Sale Securities, Debt Maturities, With Single Maturity Date, Fair Value Total debt securities with single maturity date The percentage of the company's foreign investments that are held in cash equivalent. Percentage Of Foreign Investments Held In Cash equivalents Percentage of foreign investments held in cash equivalents (in hundredths) This item represents the total debt securities, categorized neither as held-to-maturity nor trading securities, which have a single maturity date, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any. Available For Sale Securities, Debt Maturities, With Single Maturity Date, Amortized Cost Total debt securities with single maturity date The sum of domestic, foreign and state and local operating loss carryforwards, before tax effects, available to reduce future taxable income under enacted tax laws and used for computing the alternative minimum tax. Operating loss carryforwards, alternative minimum tax Net operating loss carryforwards for computing the alternative minimum tax Information regarding income tax examinations [Abstract] The estimate of additional state income taxes and interest that may be due upon the resolution of the REMIC issue. Estimate of additional state income taxes and interest that may be due The estimate of federal interest that may be due upon the resolution of the REMIC issue. Estimate of federal interest that may be due The amount of the payment made to the United States Department of Treasury related to the IRS assessment on the REMIC issue. Payment On IRS Assessment Related To Remic Issue Amount of payment made related to the IRS assessment on the REMIC issue The sum of the current income tax expense or benefit and the deferred income tax expense or benefit, excluding the change in the deferred tax valuation allowance, pertaining to pretax income or loss from continuing operations. Income Tax Expense Benefit Excluding Change In Deferred Tax Valuation Allowance Tax provision (benefit) before valuation allowance The amount of the IRS assessment for unpaid taxes and penalties related to the REMIC issue. Amount of I.R.S. Assessment Amount of IRS assessment for unpaid taxes and penalties related to REMIC issue The change in the deferred tax valuation allowance that was included in other comprehensive income. Change In Deferred Tax Valuation Allowance Included In Other Comprehensive Income Change in deferred tax valuation allowance, included in other comprehensive income The dollar amount received by the entity for each share of common stock issued or sold in the stock transaction. Sale of common stock, price per share Sale of common stock, price per share (in dollars per share) Shareholder Rights Agreement [Abstract] The stated purchase price for which a shareholder is initially entitled to purchase a full share of the company's common stock under the Shareholder Rights Agreement. Purchase price, per full share Purchase price (in dollars per share) The number of shares of the company's common stock to which each Right initially entitles a shareholder to purchase. Common shares purchasable per Right (in shares) The number of shareholder rights accompanying each outstanding share of the company's common stock under the Shareholder Rights Agreement. Shareholder Rights Accompanying Each Outstanding Share Of Common Stock Shareholder rights accompanying each outstanding share of the company's common stock (in number of Rights) The stated purchase price for which a shareholder is initially entitled to purchase a one-tenth share of the company's common stock under the Shareholder Rights Agreement. Purchase price, per one tenth share Purchase price (in dollars per one-tenth share) The description of the Distribution Date as per the Shareholder Rights Agreement. Distribution Date, description Distribution date, description The price, per Right, at which each Right is redeemable at any time prior to the time a person becomes an Acquiring Person. Redemption price (in dollars per Right) The minimum percentage of beneficial ownership of the company's common stock by any person, by itself or together with its affiliates and associates, required to be considered an Acquiring Person as defined in the Shareholder Rights Agreement. Common stock, beneficial ownership threshold to be considered an Acquiring Person Common stock, beneficial ownership threshold to be considered an Acquiring Person (in hundredths) Document and Entity Information [Abstract] Statutory Capital [Abstract] The entire disclosure of how the entity's reporting under GAAP as of the balance sheet date differs from the results based on prescribed and permitted accounting practices of the state or country of domicile in which a relevant statutory filing is made. Statutory Accounting Practices [Text Block] Statutory Capital The percentage of surplus as regards policyholders allowed for determining the amount of admitted statutory deferred tax assets. Percentage Of Surplus As Regards Policyholders Percentage of surplus as regards policyholders (in hundredths) The amount of risk in force, net of reinsurance, reported by a subsidiary. Risk in force, net of reinsurance, of subsidiary Risk in force, net of reinsurance, of subsidiary The number of jurisdictions that require a mortgage insurer to maintain a minimum amount of statutory capital relative to the risk in force (or a similar measure) in order for the mortgage insurer to continue to write new business. This is generally referred to as a risk-to-capital requirement. Number of jurisdictions with risk to capital requirements Number of jurisdictions with risk-to-capital requirements Statutory capital requirements [Abstract] The risk-to-capital ratio of the entity's combined insurance operations, including its reinsurance affiliates, as of the end of the reporting period. Risk to capital ratio of combined insurance operations, including reinsurance affiliates, at end of period Risk-to-capital ratio on a combined basis at end of period The amount of minimum policyholder position (MPP) required by the entity's domiciliary state. Amount of required MPP Amount of required MPP The amount by which the entity's policyholders position (the insurer's net worth or surplus, contingency reserve and a portion of the reserves for unearned premiums) was above or below the required regulatory minimum of the entity's domiciliary state. Amount of policyholders position above or below required regulatory minimum Amount of policyholders position above or below required MPP The entity's risk-to-capital ratio as of the end of the reporting period. Risk to capital ratio at end of period Risk to capital ratio at end of period Another company which is controlled, directly or indirectly, by its parent. The usual condition for control is ownership of a majority (over 50%) of the outstanding voting stock. The power to control may also exist with a lesser percentage of ownership, for example, by contract, lease, agreement with other stockholders or by court decree. MGIC Indemnity Corporation [Member] The sum of the tax effects as of the balance sheet date of the admitted amounts of all future tax deductions arising from temporary differences between tax basis and statutory accounting principles basis recognition of assets, liabilities, revenues and expenses. Statutory Deferred Tax Assets Admitted Statutory deferred tax assets admitted Another company which is controlled, directly or indirectly, by its parent. The usual condition for control is ownership of a majority (over 50%) of the outstanding voting stock. The power to control may also exist with a lesser percentage of ownership, for example, by contract, lease, agreement with other stockholders or by court decree. Mortgage Guaranty Insurance Corporation [Member] Number of Payments Delinquent [Abstract] Number of payments delinquent [Abstract] The percentage of loans in the primary default inventory that have been delinquent for three payments or less. Number of payments delinquent, 3 payments or less, percentage 3 payments or less (in hundredths) The percentage of loans in the primary default inventory. Primary default inventory, Percentage Total primary default inventory (in hundredths) The percentage of the prior year default inventory resolved, which is used in the calculation of the change in the severity and claim rates. Percentage of prior year default inventory resolved (in hundredths) Percentage of prior year default inventory resolved (in hundredths) The carrying amount for the estimate of premiums to be refunded on expected claim payments. Premium refund liability, expected claim payments Increase to accrual for probable rescission related settlements. Increase in accrual for probable rescission related settlements Aging of the Primary Default Inventory [Abstract] The number of loans that have been in the primary default inventory for twelve months or more as of the balance sheet date. Primary Default Inventory, Twelve Months or More 12 months or more The number of loans in the primary default inventory. Primary Default Inventory Total primary default inventory Default inventory at end of period Default inventory at the beginning of period The number of loans that have been in the primary default inventory for three months or less as of the balance sheet date. Primary Default Inventory, Three months or less 3 months or less The percentage of loans in the primary default inventory that have been delinquent for twelve payments or more. Number of payments delinquent, 12 payments or more, percentage 12 payments or more (in hundredths) The average period, on a historical basis, for a default which is not cured to develop into a paid claim. Historical average period for uncured default to develop into paid claim Historical average period for uncured default to develop into paid claim A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. Estimated Rescission Reduction, Loss Reserve [Roll Forward] Estimated Rescission Reduction - Loss Reserve [Roll Forward] Total estimated impact to the provision for losses incurred in the period. Estimated rescission reduction, losses incurred Estimated rescission reduction - losses incurred The number of loans in the primary default inventory that are in the claims received inventory. Primary default inventory, claims received inventory Primary claims received inventory included in ending default inventory The percentage of loans that have been in the primary default inventory for at least four months but no greater than eleven months as of the balance sheet date. Primary Default Inventory, four to eleven months, Percentage 4 - 11 months (in hundredths) The number of loans in the primary default inventory that have been delinquent for twelve payments or more. Number of payments delinquent, 12 payments or more 12 payments or more The carrying amount for the estimate of premiums to be refunded on expected future rescissions. Premium refund liability, expected future rescissions Premium refund liability, expected future rescissions Number of rescindable loans affected by Company's decision to voluntarily suspend such rescissions. Number of rescindable loans affected by Company's decision to voluntarily suspend rescissions The percentage of loans in the primary default inventory that have been delinquent for at least four payments but no more than eleven payments. Number of payments delinquent, 4 to 11 payments, percentage 4 - 11 payments (in hundredths) The number of loans in the primary default inventory that have been delinquent for at least four payments but no more than eleven payments. Number of payments delinquent, 4 to 11 payments 4 - 11 payments The number of loans that have been in the primary default inventory for at least four months but no greater than eleven months as of the balance sheet date. Primary Default Inventory, four to eleven months 4 - 11 months The increase (decrease) in estimated severity on primary defaults that occurred in prior periods. Increase Decrease in Estimated Severity Primary Defaults [Member] Increase (Decrease) in Estimated Severity, Primary Defaults [Member] The increase (decrease) in the expected claim rate on primary and/or pool defaults that occurred in prior periods. Increase Decrease in Expected Claim Rate [Member] Increase (Decrease) in Estimated Claim Rate On primary Defaults [Member] A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. Primary Default Inventory [Roll Forward] Primary Default Inventory [Roll Forward] Deductions from the primary default inventory resulting from claims being paid, including those charged to a deductible or captive. Primary Default Inventory, Paids Paids (including those charged to a deductible or captive) Deductions from the primary default inventory resulting from rescissions and denials. Primary Default Inventory, Rescissions and Denials Rescissions and denials Additions to the primary default inventory resulting from new notices of defaulted loans. Primary Default Inventory, New Notices New Notices The percentage of loans that have been in the primary default inventory for twelve months or more as of the balance sheet date. Primary Default Inventory, Twelve Months or More, Percentage 12 months or more (in hundredths) The percentage of loans in the primary default inventory that are in the claims received inventory. Primary default inventory, claims received inventory, percentage Primary claims received inventory included in ending default inventory (in hundredths) The number of loans in the primary default inventory that have been delinquent for three payments or less. Number of payments delinquent, 3 payments or less 3 payments or less Deductions from the primary default inventory resulting from loans in default being brought current. Primary Default Inventory, Cures Cures The percentage of loans that have been in the primary default inventory for three months or less as of the balance sheet date. Primary Default Inventory, Three months or less, Percentage 3 months or less (in hundredths) Pool insurance notice inventory [Abstract] The number of loans included in the pool insurance notice inventory as of the end of the reporting period. Pool insurance notice inventory Pool insurance notice inventory (in number of loans) The decrease in losses incurred related to prior years related to LAE reserves and reinsurance. Increase Decrease Related To Pool Reserves, LAE Reserves and Reinsurance [Member] Change In Estimates Related to Pool Reserves, LAE Reserves and Reinsurance [Member] EX-101.PRE 14 mtg-20140630_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE XML 15 R39.htm IDEA: XBRL DOCUMENT v2.4.0.8
Investments, Gain (Loss) on Investments (Details) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Gain (Loss) on Investments [Line Items]        
Net realized investment gains (losses) and OTTI on investments $ 522 $ 2,485 $ 291 $ 3,744
Gross realized gains, gross realized losses and impairment losses [Abstract]        
Gains on sales 1,307 3,027 2,112 4,961
Losses on sales (785) (542) (1,821) (1,217)
Total net realized gains (losses) 522 2,485 291 3,744
Fixed Maturities [Member]
        
Gain (Loss) on Investments [Line Items]        
Net realized investment gains (losses) and OTTI on investments 360 1,891 126 3,148
Gross realized gains, gross realized losses and impairment losses [Abstract]        
Total net realized gains (losses) 360 1,891 126 3,148
Equity Securities [Member]
        
Gain (Loss) on Investments [Line Items]        
Net realized investment gains (losses) and OTTI on investments 162 594 165 596
Gross realized gains, gross realized losses and impairment losses [Abstract]        
Total net realized gains (losses) $ 162 $ 594 $ 165 $ 596
XML 16 R48.htm IDEA: XBRL DOCUMENT v2.4.0.8
Shareholders' Equity (Details) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Right
Mar. 31, 2013
Jun. 30, 2014
Right
Jun. 30, 2013
Dec. 31, 2013
Shareholders' Equity [Abstract]          
Common stock, shares authorized (in shares) 1,000,000,000   1,000,000,000 680,000,000 1,000,000,000
Sale of common stock (in shares)   135,000,000      
Sale of common stock, price per share (in dollars per share)   $ 5.15      
Sale of common stock, net proceeds   $ 663,300,000 $ 0 $ 663,392,000  
Shareholder Rights Agreement [Abstract]          
Shareholder rights accompanying each outstanding share of the company's common stock (in number of Rights) 1   1    
Distribution date, description The earlier of ten days after a public announcement that a person has become an Acquiring Person, or ten business days after a person announces or begins a tender offer in which consummation of such offer would result in a person becoming an Acquiring Person        
Common stock, beneficial ownership threshold to be considered an Acquiring Person (in hundredths) 5.00%   5.00%    
Common shares purchasable per Right (in shares) 0.10   0.10    
Purchase price (in dollars per share) $ 14   $ 14    
Purchase price (in dollars per one-tenth share) $ 1.40   $ 1.40    
Redemption price (in dollars per Right) $ 0.001   $ 0.001    
Convertible Senior Notes - due April 2020 [Member]
          
Debt Instrument [Line Items]          
Outstanding principal amount $ 500,000,000   $ 500,000,000   $ 500,000,000
Stated interest rate (in hundredths) 2.00%   2.00%   2.00%
EXCEL 17 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx M4$L#!!0`!@`(````(0!NR'4D#`(``#@>```3``@"6T-O;G1E;G1?5'EP97-= M+GAM;""B!`(HH``"```````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M``````````````````````````````````````#,F4MNVS`41><%N@>!T\*B M^6F:%I8SZ&?8!FBZ`$9ZM@1+)$$RJ;W[4G(2%('KP(B!WHD%2^2[1QR<@>[B M:COTQ3V%V#E;,5'.64&V=DUGUQ7[=?-M=LF*F(QM3.\L56Q'D5TMW[Y9W.P\ MQ2+OMK%B;4K^$^>Q;FDPL72>;'ZR;E$GYO6V>I

$LJ\I5-8UXHAF+:]13/_#%W/_2EY-8$:GZFD!O,LP/\/?L8 M1^[WKH/S,3>=@4X_A<F!SUI)&GO8AIH# MV7SJ?9=_````__\#`%!+`P04``8`"````"$`M54P(_4```!,`@``"P`(`E]R M96QS+RYR96QS(*($`BB@``(````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M`````````````````````````````````````````````(R2ST[#,`S&[TB\ M0^3[ZFY("*&ENTQ(NR%4'L`D[A^UC:,D0/?VA`."2F/;T?;GSS];WN[F:50? M'&(O3L.Z*$&Q,V)[UVIXK9]6#Z!B(F=I%,<:CAQA5]W>;%]XI)2;8M?[J+*+ MBQJZE/PC8C0=3Q0+\>QRI9$P4P>J M/OH\^;*W-$UO>"_F?6*73HQ`GA,[RW;E0V8+J<_;J)I"RTF#%?.&PO7W)E M;',O=V]R:V)O;VLN>&UL+G)E;',@H@0!**```0`````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M``````````````````"\F4]KVT`4Q.^%?@>Q]WB][ZVTD!S$7@R2\^O&8G1E)=_>_CH?B1QCCON\JXQ9+4X1N MTS?[;E>9;T^?KVY,$5/=-?6A[T)E3B&:^_7'#W=?PJ%.^4^QW0^QR*MTL3)M M2L,G:^.F#<:YW@4KR^7*CG^O8=87:Q:/367& MQ\:I*9Y.0[[UVXOWV^U^$Q[ZS?=CZ-(_[F%_]N-S;$-(>=%ZW(54F>E4M.9V=C_X.1Y<'%N$(ZLR#BR0CAZ2\;16X0CCHPC#N&H)^.H1SA>R#A>(,XU M&^<:X939">?;Z"D;8L@+OGC.^=">?Z%BV".!$V'+!:K%L8W/0>,3MO$)-#[' M-CX'92QLXQ-H?,I6LD(I*WN7*]SF?E;CF]K5J_E-IUX*EU\B'_;EG#X\W1O@ ME`B'30-A')O&01QA5W6!55W855U@55=V8BE,+,].+(\3B^TZ#KJ.8T_'P>DH M.\\5YKEGY[F'>5[.FN>QK+8GN>@YSFVYSGH><(V&8$FHW3I0.TH>ULKW->> M_3SEX?.4L/-28%[Z65WO'>7&PR<&-@V$80MGTHV]^&BZ_@T``/__`P!02P,$ M%``&``@````A`.UG^\LN!```7PX```\```!X;"]W;W)K8F]O:RYX;6R4E]MR MXC@0AN^W:M_!Y?L=\(%#4B%3')Q)JA)(#21SJ1*VP*JQ)=:20WC[;9N%:5F& MFKD"8>MW]]]?M_#=U\\\CXI3E5'V1.R;@RD86.=6P M++8=M2L8353*F,ZSCM_M]CLYY<(]*MP6OZ,A-QL>LYF,RYP)?10I6$8UA*]2 MOE/N_=V&9^S]F)%#=[LYS2'NS\QU,JITE'#-DI';@Z7<,^.'HMQ-2I[!U9N@ M&[B=^W.2KX63L`TM,[V"]$[JX)EBOEP\/\W&JVA&)N/G\7P: MD>5C%*V6Y`T*=5;I02YG&?_/9"""7SHXG-KQB^$L5Q#52S2'4!8/9/$:(9D0 M11->C<94F2Y>D`JX?\ZI]PA91#YSS;=U=]<93F4=*DPH#G,(<83M\BP@ M(UH(R%"19PE6[5A!EBDMC$1AS)V+[UDD/HD/&!75R#&>>H,W6>`]4%Z0=YJ5 MC+PP"JG#Y#`%^KB-/(NYA4XAU*G,87"F3"C^P:"I8YGCR/NXA3P+N`D3;,,U M>1=CQ,61%/PV?^Y@GSP*JMO<[4ZP`NU!Y^A@CS^+H%9SA94YF M$"D45L0'\K\(UL!TP2QMC*ZZH*G,$AC\)/JWA`&(-V/*?(NRI8:&TK(XD"G= M<4WAK#B/J#Y&R[?0JGH`;%IG9L(8)]_"";5"RUY,E6]1=8%E6V>`X?(MN!#2 M+7LQ5,<##D^Q"V2WZ&#*?(NRRX!74J@(`\R=;W%G0-X2!<;/M_##K+=LQMP% M%G<&\BV[,7B!!=YE\IL&8`H#B\+K!P(4\XQS@)V$1:.-:IQG3%.>X08>8)X# MBTG,<\MF##3\[VD\\MJ()S,DN-<8Q(*QC>&E!B1O#3B8PG+!(Q)N_ MP9_;XXDC!T!5J@*'IYIB7*(B*)`DG'R=]WED.).\.(DH,@ ML35GAWMV;H?:QY^^'O;.E[)IJ_KXY(JEYSKE<5UOJN/KD_O/WY\6D>NT77'< M%/OZ6#ZYW\K6_>GYQQ\>W^OF<[LKR\X!#\?VR=UUW>EAM6K7N_)0M,OZ5![! MLJV;0]'!K\WKJCTU9;'I%QWV*^EYP>I05$<7/3PT]_BHM]MJ76;U^NU0'CMT MTI3[HH/]M[OJU)Z]'=;WN#L4S>>WTV)='T[@XJ7:5]VWWJGK'-8/O[T>ZZ9X MV0/OKT(7Z[/O_I>)^T.U;NJVWG9+<+?"C4XYQZMX!9Z>'S<5,##'[C3E]LG] M63SD2KBKY\?^@/ZMRO?6^MEI=_7[+TVU^;TZEG#:$"<3@9>Z_FR@OVW,1[!X M-5G]J8_`GXVS*;?%V[[[JW[_M:Q>=QV$VP=&AMC#YEM6MFLX47"SE+[QM*[W ML`'XUSE4)C7@1(JO_?_OU:;;/;DJ6/JAIP3`G9>R[3Y5QJ7KK-_:KC[\AZ"> MT<6)')S`BL&)@(_F%Z]P(SVOK.B*Y\>F?G<@6>!1[:DPJ2<>P.&9$#[^0O$: M0Z!FG/QLO/2^8/,MA.7+0]`PQYV;<9N`3^Y<'9CBD7T MZ!.$1'V*2BVDCBD@I8!01RSC,AN@(U\K]HC].0((-2@VNZG9L",&MMY M@A#=4]/*8[QLJZ\X*=L:<L_"B,5D)G^`C?`R8\HG8CA.$X%,7,I(Q MZR@I`0BA8N8A(P!?QX)YR`E`A'%T)530M>X/E0$S:NRX$X0@-2F4BGB-$8`* M`CF>.79&&Z"5T![SD!-`Y`O+`XF:42:L_]]NE&81H\@VF"!DB)X?Q2Q;4]LN MA,^VG]GF11SX8V!Z_CG:,=DA.<8.2\C%E-Q\]S!@1DK1(DH0,L3-@^8P/K?? M5DH`*H0_U$-F`[04H6:`G``B':GQ$82:@&EF!VZ>6X]FY%@Q)`/FG)6"%V1* M`5X4L>/)"$!#7H][QZ@1@(JE&`N#DC-CW-;Q8!Q M&\P#=VCK+&QDN8S';0^\T#LN5Z$>CY;2,F/=HF7$UNUB,^*.)R8[V&3`(#W6 M!M,Y8S9GS*\8*2DSRS]."A4`B1DKA42<58+1DQ-2,\9L;F5^Q4A)F2'^<5(X M^@DIUK@2@9@KD9HQ9G,K\RM&2LK,<8O4C:K"J4_(L":>F%RE**"%04L`S- M"$('@1+L>'*"\)7R]'A`-')FFM]/$&<_%,A%!_..E0C$0+Y=,..SAYYX$Y+= M]I+/0BA),]/O)XD*@$21:Q!AJPBA!?RE?3VEB#B0_+4U(P@90'-G19`3A`ZD MOB:0A9GM%L$[VS\J`D*4#=ZD]WRNPT48*09(*4`(.9W=MO!8"`7?*]&SRID/ M&5M/(8&43)K*%C>9X3@-;*FD@T@D8]6*5X M@QQJ#5*"[-P3B9B!7*3]F-%/"4+ZGN;1SPA"P4M3R&9*3A`^O-"&8T>C!(V2 MN)\@Z@Y"D`VK1"(&"<(XTVQO*0$8\<^J*Z,`+[2C@_.>(!9^I.5XB)2>$0;W MTT,90>BQLDC,]Z\7*2,$G]7I8$?=%G/!D-'ET43)$+L4Q$(NA"C5%/F7U*C:Z7K#/G9/T,-?,F M;O>4^Z9ZOXH./L&WF`P@[)WP=5]@]354+@P11@'KOQE#1'HRV0E"1O!"<:5[ MP@W9A*F&_C)>$C[:S;V>08WBOWGJXL! M+O1.Q6OY1]&\5L?6V9=;<.DM0SC!!J\$\9>N/O6W22]U!U=Y_8\[N+HMX6;+ M6P)X6]?=^1=S?W6Y#'[^'P``__\#`%!+`P04``8`"````"$`$NF@"L`;``!@ MF```&0```'AL+W=O3-V'J:[4R=2 M/(S+B62Q0N_^\H_';U=_GIY?'LY/[Z^+-X?KJ]/3_?G3P].7]]?__5^_WO37 M5R^O=T^?[KZ=GT[OK_]Y>KG^RX=__9=W/\[/O[]\/9U>KV"'IY?WUU]?7[^_ MO;U]N?]Z>KQ[>7/^?GJ"GWP^/S_>O<)_/G^Y??G^?+K[%(T>O]V6AT-[^WCW M\'2-.[Q]WK+'^?/GA_O3Q_/]'X^GIU?X5KO_EZ\/W%][M\7[+=H]W MS[__\?WF_OSX';;X[>';P^L_XZ;75X_W;__VY>G\?/?;-^#]CZ*^N^>]XW^X M[1\?[I_/+^?/KV]@NUN\4,]YN!UN8:3Y_?7_]2O)V*OKF^ M_?`NWJ'_>3C]>!'_?O7R]?SCWYX?/OW]X>D$MQL<%5SPV_G\>X#^[5-8`N-; M9_UK=,%_/%]].GV^^^/;ZW^>?_SU]/#EZROXNP%*@=G;3__\>'JYAUL*V[PI MXV7GG]]2%L M>7UU_\?+Z_GQ?Q%4A(M*FY2T"?PSL\F"846&\$\R["^_?,&N)COXY[Y?")PB M7?CGEE]XBW_%=QTM.?IAS`]RZ ML,DO89?WU]WU%=SA%PB>/S_T7?ON]D_P]SUACAY3:,3(B."1L.U'7KALVW65 M-IH8$V(+."5BX,+_!V)AET",+^G("Y=+*O4%C8Q@DX^\<#&I#/.)(98$A),E M44%FY7."G1&,(/J5,SI]D4?$0-0EAS4:,3(BT>"%69.)$98%_!K)8OGJ`_C] M-=R0=&5]U^MK.R*FCX%6MT7=5O7A<-"@$4%UV MA4JZ$DS! MSE#IS9T^(@:IW%3=H0?M-)@1,3W(]<6OO4F#CVJCXE!4O;\KT\I.BC54I.U> M"V!-M;)7>$0,4@V15W>#YXH@X3=EU;=M7WBK25@I#J'#,16Z7G5;,-)<^MX4 MJB-B^BZ&X.%-7^L('?'G@@8O7%QHBL;$"%L!AI_A$(PL!U/]CXA)'`XFRT;\ MN>#`"_,<&&$Y%%!X]SLB6ED6YDX?"40TNC<04O)_W71C?#>2A2"65N:9)8BC M%D34Q-BZSA0HO:I4]R8BC@1*'K*U?"2`9(+[0B5.I<+L.DDCE2Q%4-+]3%!_ M-1/7OR`H,2F=3Q`@F?#*`A.&.)\$-15,EE6S0.V%S=(]ZWLK^@0BS>F"^KDZ M31A)`K=&*RC*06JMV23-M$."H&ZG@?(+OU'0L.I?L$9?0"8^Q@2!NTJMY*K1 M)(TTAR"JVSF@!$M75(U1NF,XV4!Q(R&IZKZHW$T="21]@6;`)=T?0WV21II% M$,[M+%!F-0L3\<=""G;1=UT]]!D:B)(T>&6!!D-<7@2=W$X#5573L")22'WN M^JIH,@T,@20+5NP%%@QQ+()2;F>!NJI9.!%!$(544S5MSA="H2DQ>&6!!4,< MBZ"5@D7H*C?H!BJL9-/W1KB/!8*H5C7U``?Y3&@)L28ZO+)`AR&63FD4?KGD M1K11]L&TO4<"D5/:HFA[W[2/A!*QI>V&NF]J7R`F::=RO32"OL($!5=5W<%6 MK+CE^^N%TC,F"-Q8]$9:F?=&@CAO0(#(X%KA$-#:&[[JE@CBJ@ONR)P;"22= M@68+U"=II#T1U%.DR`H+U%KX?:F^5XVMNB6"D$71#V6H5E:11T))&FBW2(,A MSAE@M8-&0%MGV*I;(@AI0-4-UP6B_088BC$S12T%G)$%141<-770214T*:Y[2P%.),Y4K9]6TUE+Y:3]). MAU?02<%DHV-072'S4LY#3NNS^+%D";Z`3-2/"7()LE6C21II+D$D!9<5KZ"D M:J^XA$<0>J6M#@,\G?<)+\29G"+-RA8>+)<^)J=2V"DBH1_93B2B=>7J!YOS M!$(BT+@71>.O:"24R!)E5Q_:0Y71=&FFB>S2]`HU77JD,A%S)`SQ&*H2B'B/ M$$KRP+W1#OQ8M:WOS29IIXG`14F/;$N3*EB9Q]J#8X0@D(B42P8RTCZ2SJK1 M)(TTER"8F].D0GF%WY!`JQ)N!1!$(5(73<95:P0(UE(*TCU@[>:I)5F$?1R.PM45\G"YP=BB$3^ MN78E5!KK%:V@U=Q#;&FF663$??UQ;Y41]\$^P"(0W.,4?2XYA$@3&UZ9-9K2 MOE;9JR"GPB,;$QU%&((U728\63!Z&+=>/HTD2-+#M'+9V=R`*4$<%Z/MRWI8 MH?+*Z/*?8A$(`Z7NJ_*0J[ZLX1<6N()F;5NUM7]:,='>F5P/.BE\LL(#557S ML$?U2@ETS'1S#!X)(E-=&D%_EOE`1!JI'*F-I(>X*K9\F!4-C;J[3[,(A/?W MICAD/YHCT,KG67JKLFG*C$ZN;:6I[VH"ZDP3X#[2(A"%80>/(C/-#(&$`Y49 M=,I-\*#Q^R3--`\(*1F&VTI#':QL#V!;90(ME;D$24F55N9+0X+8TE`'7=V< M4A%M8M#U``1"GT`('GR*CX21+I%-0-TV0^<+RB3-M$N"^&ZG@5*M*H-KE&L$ M(8T*VI(AT_$32/*09G5QR/0RTDBSV-4%!&5U1WPC-80A$O`@;O"U:B20)"&; MAQIX=SZM)FFF:63:@'`R6"[7-8JUDD[7(Q,([G'25Z."8X)<\F.]#9!&FHMI M`U8XH/SKP+(]Y(64\I+@O MGR-M)%E(JP9RPY=<1&0X[%+^VBN_ZX\)DZI4UA&XCZ0@E7].$X65M& M4X(X+D;/EW.\01U7.6Y?##@2"*.KKP]EV[IH'PDD6>#>:`;/-/#QN*[IDS33 M\;5+RQL47,W#ML<$HBPINICJ^GI&PD@:4LN;OLTHN332)()^"B7?W!\WP=#D MB>N/"81\;JHV=VHAS$I[K'WB_+1.& MN)/TGY3_H2RJUK<^$^T=S32/GY+_)B?_MCTFT&)I8+&_E#E>62AS#'&E(8BJ MB,:5TH`2K%+*M<>-U/)A&)I<91!:CH\RE%5SJ(:L2X29=DG0U>TT4(4U#?N0 MK)%B7K1#!:I)%F$81U.PN48: M$L1Q"9*XN=BV**"RV/IGQ@2BK(`O9`U#+KN%%J/V&3LX;0Z9CI)0,1YU9`55 MW,X$-50SL6UQBR!D`J]%99YBCX21^2&MVBKSUN0DC30)H^";V^(V(^:N+280 M\KGI#IF.?23,2ENL=RKA>5-&&M>VTLQWJ7Z;47W7%A.(`Q$^RX_O$YMS#:&D M`Z7NET57U)G/G"=IIYAT/R7\T!/#:*>VT4X+J;JX.'6JTJ@[N MZ1B!*+RZKNW\\6DDD"2">Z-97S2YS)%6FL:N%J#;T`(0!B\'OJ\5/UDQ+U0D96$NN:80(LY@OM(.KRRD",,<3EB MVH'EEJ9#^=:AY7($0>B4(=<HVOC:JZ_4DC32'70U`YQL`UQX3!BGDY9(@DH*4_QEEE%:: M@]'_E5C*B/Y@FY@.08OYP)"+9O#*0CXPQ.6#4?*-N8VBJW+;/3/N$+3(A2$7 M+KRRP(4AEDMOM'S9'Q%M],\],R80!A4\81Y',[#Q1;^(V7PW)O#_X]@I:J08*D:I!6 M+CO;;CA!7#4P2K^MLL%$$OLH"5)7J]J10.R3F:J`.TF?\,H"&X8X-KLTOT=E M5AYQ7\`AT*)'H8A<%GX1&;=:$H0QR5(JN"R4K=0@&7=\F\= M]PC"'"GK)M=2$D8Z1%H593L,OA.=I)DJ6\.N!B"BC7"ZQIA`2*,(K]TX$1P) M(V@HJR[WK;!)&FD2N]1_0(V6OG"=,6&H7,''*?Z>CH21')3Z5_"\//.`3YII M%D%_141MRXXA6-GG*J;B'PFTE!T)DK(CKH+8[!B"E@HNR]D1T3:L[)F1 M0!16F0^X""#]$:Z"O^&='60B;;0SX%[M(!#0EH#]-&5`$!+(/6HE@"0@33+O M7DS21%]_4,7M#D`-74X)Q.#EY_K'00@QUE=:(<:Y5E':Z.L/BBBN?V,RH(Y* M'L/!?HMV8+&=C>LQ02[)L&HT22/-)>CA?BZHHDKVW(%Q8*E=X,*0"Q=>F36: MTKXNL8V$KR0V2J[TA_\\94`01DD%GZ8<_%N:(X%D;BBS'CZX]V:3--,^V27? M0T:^.WM@)!#R@'>,,JJ'VT@22KSKS(&#=HTVB@$HD@^K3>=%M#3ERAT8&85\ M;F"$7^Y[J(R:/>QA)6`8;0:/C3(/DR=&S6YF;L`NV8WT,`H9X$3EW!B$756(YLXI#@!O==R=(1H&,I'.F MZ0U@C!'NI+CPTJP9,&&,+1'PLKAFLJUVHYGVCS^U,(IO<[Y:,$IQPF9@X58` M)\9X3D&)=W@'A5L5;W>:+`Z(6K@D\`YC4OF^+"UY1YB9K#&=P5;O^!8AYQW9 M)%2SV>,Z!>B48S@OW`KP#F.\=WZJ6R@.*.K:2_9DR:B%2P,O<7L@O,1+2UYB MC&<4-'I'O*&D0TJF//?GR^+`PA^F@YHG-,"!?RHXX!(FVU`TF1F/X!9A9T)M M5[-0'#+=@CM=,HH*0-E7F:DL0`;W4@5`-@QEV_29=^6!C3`T;':U#/!U@AC1 MTB7NF,F@-3*N;S"&35?EOO[-J(S:Q#ET(KXV5@$:7Z/KI'LR&9.&W&4S)OU4<)"/`*H^]PBYD&8Z MQ.SHO#4.*,&:@SUV%G%3/@7/M7$$DOFB[$J()6C/3-$`?^`EY"(L:.D.?P2X M5G^?+FIZWBP5W$E1P25,L[GF^!:A[@@A65BI+Z7; M)!3,9V2,"#1>FC4#YS#&)TN0TI]@A`H,=_,B,^Y,"A,L-J0_8P0C7KIL;FX$ M,&*,9Q2D5#!:2QU47ND;?S*%46&1"<5-!P_T,L^=&*4"3AMV\85LGSR(RB5/ MT-0=;%""-1M[/BW4C+TB^Z8[8Q07V0045;8*S+8`19!3022DSK9#:K34!0$. MH"Y[I*C?%$,\=VL0I`^"9H^5=$8E&'K[IH49P;F"M[*7*>C[>@::N"?]F#FB MJKE\90?3R;Q/@+1O&HPAS';.?'JK##6;..M..',EQV@TGJH6_HB:!NC-IOU8 M),RE6J2E6;-)F1DFYM'!QHI.@_*D?S*'($*M5`TY=(\","TM<9I]@!#GW^WP M#K"P#Q#\$34-U9N])/`.[B1K1EJ:-0/O"#/CG2#7@LE6[Z#*KWD'4>R=F>SQ MH_O@G M>&G6#+S$&,\H:+%@M%8-4+JE=S(-MYKEUQ95EQ-<`JF`P]W1J\50UN%M3:,6 M0&:V?8CS]':0R;0/_JBJ1OG!8YL^VS[X47[P*6X,-60#Y]O<%P48E.D>XG2\ M'61\]^!;;YJX1S<8IHWEABP6/!,N(#SZ$9[AI5DS<`UC7++$.7LBQK8R0K%6 MZ>]/JFF(W^RE`2/<23'BI5DS8,08SR@HJF"T%FPHP-(WF9,JC>3#K`'=C*-\ MM0.!BM!R#C=$T%FA2=";&T[G.:&_?G#*:'PYM[TF5%0X!.4^K6SJ=X*>@G?%P'3E;V, M[X+D"O9K<9CI$MQ7TJ!AB_E/\72`/POE"C%P%F+/<:CMRFS'(^T,ER"V.[B@ M-JOJX$^F:8#?;)H#%:'R3(679LW`4XSQ,6F:@ZWU#H5<9E;F9*K&!,Y6"=Q* M%3Q>6J+$&$!OD`@S M'69QEIY@LM$Y-()OQ3EZFM],ZLAI?DR)GP@L46*,=PY453EJI:YN&`19J&F`%+^?Z5W6`BM!\ M=@XN<3W,US5I9[@$Y=W!!84:;DU*"C\Z&_YB6O0=7E,8Y.TU'[@@2+F%E[(R M*PT,B7U-PI:!@/"'`P6'=BY9A/*S/[3=C#^$G:&2Z1C"L6(MQE"8=4DSY>H( M$U@C)[C+R7L&`VYA#"0R4^*E63/(%L;X_`_"NR/"4*=UA+F3@IH-V&2^.0M$ M?`^@K&9:'&EF7!,D=0<15&!-Q!U&:?H?IDKN*Z=`1$@Y>X27\HG"/_6^"!*Z M@P(JKJ3@CZ%J0&"^!26(2G7<&GG/N6)6\..X/<%CHZ;0E#[)9S@XEZ19?K/A M#G^T2R@X^20MS9K!G^T29CJXXM"]GV"$LJORWI]"TT2_V4L#1D+`F1$OS9H! M(\:X6(OC]P2CE0I&T_JD;S*G4$)1NL!,L)Q*RL%_3`7VA6Z"[;)#Z.`O@D50 M#%/CG2"R.[B@)FLN[A2J9@;"JT(YD93C_Y@*;DZ9T^6^X0WO4IQ?_$AN7U(L#;LCWEB,X`\;^+S-O?`;6TKX\6@NH+[6D2B M2$O"F<]*U>A`&-26>3`(R27TGNGA$M*K#WWFS]%!=@D[PR7HK>"RM0*B3$-X MI`X@\VG/AO&!1<)<^H2T=-G(`K^ M/W$U&,@+QHB\X*59,_`'8[P_@E@*)ELS'3569;IOH=/\O]E+`T9"K=DUO#1K M!HP8XQD9D5_+=-16Z9M,"ZVF!,*GG_F_5EK(,8%,!O>GEF7N[Y4J2Y/S03*% MA];X9"3>?2FN4#,&X3MZN3_3QB!Y`E5V`,A]-T[9&2Y&Y+V@@3'XFU8,1+LV:3,C.^@=N\HW+D MQ@^Z.5*%GC\XQ"]B:OD')N$7Z]<-C%GFR\3`1)@9)D&)A6]6:F!F`F'O:Z"> M09@[&LA!@E04E)&W`1*S34,<$2A(;"]^-%Q09DWFI6M"4;W*/1@AQ&RI8H[8 M+=!&9>XE63-@),P,HWWM16:` M8>9@E"8-9@[0P$$\!&"OX!)Z!:0V]QZ%-#,<3%NQ%E^HV#*^,L\.:((A!4KF MB_%`!#=2SL`EM,IT'^`*861H[.L-:"RAI.'/1@1:9($]@&(AVP+X\J4O)L!# MF&D><1Z@2/>-24)C!'62F!/0$0;%DK;,1OMXP5R4=-UL4F:&T;ZG![E)ANY/ M$11IY&`V2=)/!0?L!BA)@Y%2MEDY7'V7F$19SR)W)CI5314$#X M;BJ'`60`RK-8@QOMUCYFUB#$)<['D]/_[U]/`E-BRKGZIG M!@_V_HTT0H4OJJ:G'[U[L.[ MQ]/SE]-X^O;MY>K^_,<3_,8.')Y6KYY/G]]?PYUMWL:MX'>9G_U2O/TE7H-9 M/Q9OQ^@;L_ZQ@)W"-9OU8_EVS.WSL7P[Y=9_`8^%:XK%^39M]O+AW?>[+Z=_ MOWO^\O#T&ULG%A;CZLV$'ZO MU/^`>-^`@5R(DAP=+ML>J96JJI=G0IP$+>`(LYO=?]\Q0Q+;9$VV+[N!^6;P M-]_8'GOU[;TJK3?:\(+5:YM,7-NB=9O4N*UE-U_8' MY?:WS<\_K>%'2EL+(M1\;1_;]K1T')X?:97Q"3O1&BQ[UE19"X_-P>&G MAF:[SJDJ'<]U9TZ5%;6-$9;-(S'8?E_D-&'Y:T7K%H,TM,Q:&#\_%B=^B5;E MCX2KLN;E]?24L^H$(;9%6;0?75#;JO+ECT/-FFQ;`N]W$F3Y)7;W,`A?%7G# M.-NW$PCGX$"'G$,G="#29K4K@(%(N]70_=K^3I8I6=C.9M4EZ)^"GKGTV^)' M=OZE*7:_%36%;(-.0H$M8R\"^F,G7H&S,_!^[A3XH[%V=)^]ENV?[/PK+0[' M%N2>`B-!;+G[2"C/(:,09N)-1:2?M"&$G[]2_(PA4!-!OHLH72P8/`=9WC:ANU@Y;Y#*O,=$ MB)G;UA4SGZJ0^`(1B1-QD\N+FP]17=(+0J@&E*Z\(",Z+Q_DOB_4A89P4FGX MKOJ]:`CQ5$0\1,QG*B090K0@Z1`A!5&(^O^'J'""VI.T"-U0'62$F$#"Z'*- M(I)11&I"*#QA(%\75#BM;4CFK>8"+=418A9=U4X]S1K+5B]8:"E(%'.H%Z=L M]>=!<,VPP@RFGP1H@F?RN8@G-VD53C!=E[:*#/:!'F2B.@Y)QB&I$:*R%;N^5*`/ MLL5>P;P;$`1AJ?HS;4F->W._YBST:DP4=^)I*U:JN/LDN/5(*C^Q_6O\QK<$ MT05"W<*.>EWOP\&>T(.,:F(<`R09CY(:(2I;T0-(;,W+#<&.059QN-[TH$]5 MQ!B?JXAV=+^CHNQN4!$R^`5>`JVO.KZZI44$009IXG%(,@Y)C1!5/;'_2^H] M.!>Q:X!$WFIUN/*86@O'1$$ M]44WTS:<6#%/PULOV9^45&^MT4LU[]NZI+(3_8'&[H%U![L*1T.="8EB6WA^'N&VBL)9WIT`>,]8 M>WD0)_;K_=?F/P```/__`P!02P,$%``&``@````A`!(:,T]5$P``>W$``!D` M``!X;"]W;W)K&ULG%U=;R.Y$7P/D/]@^#UKC322 M9A:[&YS&O"1``@1!/IZUMG97.-LR+.WMW;]/]S2;;#8Y[+%?SK=4%<5B%[M& MDCWZ\.??'A^N?CV\G(^GIX_7S;O%]=7AZ>YT?WSZ^O'Z/__^^4_=]=7YLG^Z MWS^SA^OOUTNS^]O;LYWWPZ/ M^_.[T_/A"1[YF:9GC_,F>. MTYGN^^/AZ4*3O!P>]A=8__G;\?G,LSW>S9GNME_?@#=OS7M_H[G'O^13?]XO'LYG4]?+N]@ MNAM::*ZYO^EO8*9/'^Z/H`"W_>KE\.7C]4_->]>L^NN;3Q_&'?KO\?#C+/[_ MZOSM].,O+\?[OQ^?#K#=4"@LP>?3Z1>$_NT>AX!\D[%_'DOPSY>K^\.7_?>' MR[]./_YZ.'[]=H%ZKT$2*GM___OMX7P'6PK3O%NN<::[TP,L`/Y[]7A$;\"6 M['\;?_XXWE^^?;Q>;=ZMMXM5`_"KSX?SY>!G89(*<>6)\-,3F^;=MEGTJRT\>X78>B+\?-TSPK2C7O@YZQEO:+_&[;_= M7_:?/KRY@,]WT%U2OO.VPX@E4!!D0,E>+P-)J8S5 M(GV^'4&VHTUPC8,>N-4#3@PD2P1SZ"6VL./UG4825$3L8M^LU1H)`Q8*.ZT0 M`R/"3O/`),4Q0F\T/(U445\]@C]>PX:$E:VZK5H]8;K11>VF:=MMGR(&0K2A M!K<)I=MLND91G*`D-8#]EJL?N\P6.XI1!N2E0OIFDRYS1YCU**19=`MU(`9Z MO(/("KO1=!R':<(P(AN.! M28ICA#8<=!!=,OO8(,DZ-H2IJ6!$4,$#TRH8H57@A8IHL_5C@^"T!OFQ(0RY M;=WTVY4Z5P,!Q*F1C$VW6N@^X@0C\5&?KGWVH4%>*B,_-(1IQT.CO#[08\:! MJ4S@C`D2D0V$GJS0S"!$5JIQNU65V(U3?[RN.2U`@M7"R+37`D2;K<&4%&Y# M+?:9&5G6H?&@JA;*:.$\F^0")-."<2JTU$].0^%;3QP/HK/3+OIETVOK>8C4 M0#-[4M,UBXTB.4E*O85A*C3,/D$-I;"4DQ\A#RJ?(?^@<8AJ4\!U_^CQR2E2 MJ>`,+=4.G099^AAU*E\]J&H]FD>6C4,;:NND)R?<2Q?ZBJ,5;'Z^0>(\E@**1P@`I&0TI5;0X#)$^#5)=,4KMVL M:5+)F,9*\@SS489+O5VO+]\:#OI)'PT!$LUGDIPDI5HPB%^OA>+;.$B<_Q4M M#(E:>&22Y!J&Z(.T5-<)]8,THM/&EA\D#_+1LFV[1K6^P2-$7TLXFU6_UA'F M)">IQK)P=8!O4QA**-6EL_I&7^F,4]?;6H"$:H21Z6H$2%8-6,_KG;5$EG6E MXT&U%AT@40O-7"$Y24KK@CDK3HE1#TIE68^"LPA4DUR=@YT&5C1T")%:#9JZ0G"2E6C!LE1:[_^([";:SS!P? M_#RR+";)25*J!7-7:#&<12EM.(O#'=_\4Q?"PY(?C)7@D0+<27BZ;DQ4L6[T MTXQ.13DLU]_K-XAV2P)5K#$$2%1ADIPDI5K>E.=+2ETX<)6+20^J:N'TCEIX M),ZL+R;#O$!*M6`XBKH8?J(HE?4H="K.VX)!AB4_&%?/(P6XD_!DW?A"1*X; M_62_.!E9:7_J>IU\'E2K08`$%6%DN@8!HFNP*J2XW9]&EI5\'E35DKW&MTDN M0#(MX`U9E[J?5HA.ZY'[R8,H^;JV6VUUD_((T6(3#KPKL-JH*CO)29V%D2A. MQ+SD6U&0RI/1+]4Z=QY4K88(9'HM8I-<@&35@*?26F8X"UFFLPA4U<*0>$IX MI')*&))I42EN.(LR5M:CX"P.XD+K&5;\8%P]CQ3@3L)3/V%>OMY/E+)R_6!C M]3;*BJ-X!3\1B#O5!CYF3RLVK#BJHP3)@8OE/GLK17)2!9B2LY5)_EC[XQT4"IHQVN4J=Z"0CK00X0[K*6#VBTP3O>O6> MQZXE4+4"#(D5X)%*!1B25:"0X3/<1-E;[U,M@:I:&!*U\$A%"T,R+?!4KZ@' MHM-Z%-Q$(.^FIE]OMRI:AI8@TE`I:=NTV:>.DI1Z"I-3=:H9]:"\A2+'5TS: MQSN*<"=A*?KQM!\O9\H:N7Z^Z7ZX&+7M^&M%6K_*@ M6J_R$-&K%*G4JR0IU:#2&U__V>=[G:=XOU3&V7D0--+0!!1D")!0CS`R27(! M`J14"P;DJ[VU1I9U5>5!52TTCZP+CU2T,"33@@$IM!C>HCB%R<)6Y[UJ3:#R MQ^WAP5B)"MQ)>%H#S,WYZZ:4E>ON>O4J8K:4A9V+=0@__C<@ZI:.*VC%AZ),V=:&))I4?EM^(C25=:CX","48]:;;IN MH3ZG'=83&SL$2)1B MDIPDI5K>E.1KREO#668H#WX>V:%,DI.D5`LFIZB+X2S*65F/@K,XC`N71\.: M'XR5X)$"W$EXLF[\7$^N>YZ?1E::WOU2O7)CAP")4DR2DZ1$R_9->3ZRK$[E035G M!4C0$D8F-\`%B';65N5YO1XC.DV.W%D>5'[5%QZ,J^=,+S0V)^%I#<`3VD_V MNPA;9*7K[[._8_.@:@UH'A'B-LD%2%8#C$1U-F9HH2"M=ZHM@:I:&!(KPB,5 M/S$DTP)/);48?D)T6H^"GPA4Z51;0LAR))Q2IY*H8M/QA7SR,%N)/P=-T8FNITV]=46XI:N?Y^ MH3]%]J"JG[(0MTDN0++374CQ&7ZBK#7\9`;RL&5(K`B/1*>J`^4D*:E+IU*\ M[J<1;74J#Z).M=RNUOHW2@:/$)U*<9I5IS])EIQ4@9VJH[Q-G+72SO*@ MFK,")%0CC$Q7(T"TLSI,5'5*;&>-+.N:RH.J6O#9\=J6AA2*8%PU%H M,9Q%40J3A6Z;=ZJ.0.5KJO!@7'T%[B0\]1-LD5SWO'<3.F2E)Z-?*0_O/*A: M`YI'UH!'XL[HTQWFS6I02/$9?J*LA=T+M0B06!&3Y"0IK8M*<<-/ ME+&&GPA4ZU02*9,,`1*E MF"0G2:F60I[/]40G*2DM<#<%.=A7I_JD97JZ%?J.7<>5*T%S2.5\$C%5PS) M:H'IJ;3,\!6RK"NJGD!5+0R)9X1'*EH8DFE1:5[O4SUE;;U/>5#YBBH\&%?/ M^5WJ4Q*>^@D#\?4UH!B5Z^]7^I/DGK-V`B1J,4E.DE(M&(BB+H:?*#YE/0I]BD#<=`I]2H0P_>5)GU(*?4I0 MTO5C:HKUS[M2[REKI0ZXZUKZ>\L[#ZJ>;<[L6`L>B556_<^%>8&4:&D6A3"W MC44TJU,QJB8G8H*>.#0M*&)R12K2Z_9J%I3!LBZYOQA5;ECQ4:&!H[W4LA*" MJ@-)/(P1DT%S%Y/3`C7WUH,BQ@A%/%13Q)AGAHD@9.8TQ>ES==`L!]5FIHF_UWS4WX99ODQL+6CCNA18>FJ2!(L;D]<`85HIF M7)?Y6[L9O2S<`&YR::`(%Y"\*Q^')FF@2-!4C3!/A2++812_LC:%U*S=$`XT MT!PR,<-0V6&"H%:/.?J*U5/LRM7W"Y6`NV;.G>("1CB+,[U6!\;DSL+\%$KF MO7QI_!W;8(-"HN?OSC,*GCR@E&JHB@AP?T>R,#1)`V<)FJH-YJ=09#F+XE;6 MIN0L0OF4W$"M-NHJ!Y2(X&8E":V#^Q+I/Y0!)8*FE&"&"B5S:T/1*Q7UK?X= MP,;?UJU>&Q'BK(B':K5A3.XVS-`W**+HM=S&`3VY-*@18\3YX:%)&M2(,;DB MS%"AR'(;1:ZL3OVTNR;(B96Q:7#STLFK@/'N:V]01"%L>"W7!OV9,4(1#TW20!%CW%Z0PQA1%1Z:I($BQF15 MP7>7WZ!HI)F?`'A4I2$-3A!O& M36XL:*&9DGKPT"0-%#$F5X19*NHQ5Q%%L.4P#NK)I8$BQHCJ\-`D#10Q)E>$ M62H460ZCZ)6U*3F,4/1-1JOLMZ0;>5,Y;F15"BB@Q\=2JC."2?H*!12\\+XH M;R%TJVP,=CH;NRV,P<(D3JT,$U&L#-V"F4+?@A:^V\WZ*SG\MCG]$B7[NB00 M02A\>S1>]^7K83@\/)RO[D[?\>OH M\)/K,$K?E;=KW@]+W&G\]7#X0LL9?$._V3FA;X[C_YQ.3V/WV_V^72![[P;__<;?,GA`;[( M;/$.P%].IPO_`Q9\$[XV\=/_!0```/__`P!02P,$%``&``@````A`!.[EG>( M"0``_S@``!D```!X;"]W;W)K&ULG%O;;N,V$'TO MT'\P_)Y85U^")$4ER]?C3U^-A]J5LVJH^/E>=7I_F__S]Z6X]G[5=<=H5 MA_I4/LV_E>W\I^K^OMB6KM^_'\M2I M)$UY*#IQ_NU;=6Z';,?M->F.1?/Y_7RWK8]GD>*E.E3=MS[I?';JJ; MXN4@='\-DV([Y.Y?&.F/U;:IVWK?W8MT"W6BIN;-8K,0F9X?=Y50("_[K"GW M3_.?PP>^C.:+Y\?^`OU;E1_MY.]9^U9__-)4N]^K4RFNMJB3K,!+77^6U-]V M\BT1O#"B/_45^+.9[B+%^>-\GZ7R,IB7P2D&T"E. M!!4%`9)'ILHF&3XHHJ#J73RV!>!J<80*?0--5)+UA)1G5,48=DBK/N MNS**5Z@M M!O,R.,4`.L7F-JW==3IE$*QA$B7P,F>*0^GT,IB7P0>&W+\O70(42B.#QH6_ MDC((*0SP*E6,Q!/(I0]W*(QY,)!)7) M&3]9=!YERA%,9UL2H#//0D6REXD"&05R!PC5R-%^O1IE!*`:M(5GTOZ)A>E0 M0X",BN0.$*J1\_MZ-6K:3]5L4MQ!H2*E:F!%,=HI*A, M3NR),KF9K\2X\ZP^->>A0J.O%,E1+P)D(0%R!PA5R8$]4>51H\8[5(-<8"8_ M__2K[V(F$27W4YB?PDD*5"DG]D2EK)W?+(9JSM-N49-$'4;K;*BE_(+^7..E MVCL''!RU>3J,*.%-OR'4'GI>(C!<9# MA3<9E\AF7/!PU"12&>%MF#^>CQ1*F5AJTV5*;SF19..:7=J]WS(R32*5J3S6 MNB1IPP+Z#[#<4:*1,H;*/#"JQW5'\]' M"HR'RL0)W*!,LG'AL/N,%(E4-E#@F6EE`T@TVT"!\5#93*I1V MX?I^4^8"*`N-C=+K0/+(2V%^"B%?5).LPR"F042!W@%"-]`"3&M'[ M22S9N#9X^FF20XW*8`49%` M4`UR*)[:F,XD";"KC`=G`=M6JR%`1D5R!PC5W.1&8HL;,>YI:I):3.;DHF%& MP]P)0U46]^%WD;%R#=.59[I(3;*V2DZ!C`*Y`X2J;G(9LK$HL1,>RC)A%2Y"H9Z;?$IB M\RFH\S--4GHLWY%C'$T;!G'S.W*-#_<$Z!C`*Y`X1J;G(IB[THD%$@=X!0U4T. M)+4Y$/R+$TVB!I:?POP43E*@2HL9D=LHW6NI,A%B2(]?@)N_J=0D4JW?C/BS M<)("U2(SXE%IFA#35::*I'HL#,,8%3T'A%6*70P#N.C1-7+G'!#B9'G9!:"V M[W(?J7(?L))HG\@TB:RDRD-0F#\+)RE0+7(EUWFMU.).<$$R32*DY'X*\U/X M2(&W-Z!.Y%:NU&ES+=A3IHHTN(H0_^PW1X0@0"N308+XE14R-AP3@LO*@BIO M\BVIS;=<4R"C0.X`H9J;3,S2 M9F+0PLDT23=6L`XNRT+=1P&$]2I!^PX#>&@FX(``$D!M%NOBMYWBR3#\`=6T MG9JDGI=`&T-.@8P"Y5-I\M@XK5*EGC=3SV4=R^:US,O#H9UMZW?Y+%DD?@D[ MOJN><\O"A[Q_*`R]S\3S;_W[BQ$0CY^=B]?RCZ)YK4[M[%#N1,29HRC)V>FYE._/F'WU5E5[S^\E:=C%?:M"6K-R99V*9!ZX+M MROJP,?_Y^_$A,HVVR^M=?F(UW9COM#6_;'_]97UAS7-[I+0S0*%N-^:QZ\XK MRVJ+(ZWR=L'.M(:1/6NJO(./S<%JSPW-=_VDZF0YMAU855[6IE!8-?=HL/V^ M+&C*BI>*UIT0:>@I[^#]VV-Y;J]J57&/7)4WSR_GAX)59Y!X*D]E]]Z+FD95 MK+X=:M;D3R?P_4:\O+AJ]Q\F\E59-*QE^VX!Y[65-8;8@3C\`38\\<_;;C M7\%D:S+[L8_`GXVQH_O\Y=3]Q2Z_T_)P["#>:-L]EES2-(J7MF/5?P(B M@Y00<081F#&($/A*/=D2+]+[2O,NWZX;=C$@6>!1[3GGJ4=6('@U)!Y_L_@C MAV"-BWSE*KT6O'P+87G=1H&]MEYA*8N!B043FL:-"7V,)%>$+QS73:]??,PA M>$IV)7C4P-+-%ZR([,N%<,\'ZFJ#3Y)M2`^,IXR#7RF9$F&`D72*2"+9E!B) M(*+B8*(^33W?=R3_R7B<.*Z%"`>VO`H)9L(HB"9,BIG((\L)DXT9)_)=%ST+^0U^ MQB^?)/N5%CP6S++W:R^(M!P)'I;#E>)A5RKX;#S\`/OZQS@R!QO;.)CJ-.6P M7(8?2=+O?;%@()=NJ2P1B99(M42F(I`_WL*,#@JU/P[CH$W+4#`B2>?*<#P^ M5X9H?*X,QX"J#)>?<<9A.7+2[AX+1A4Y+9%JB4Q%H,@1./?N#UU/X]@YRZ6T MP0S0L,/8GC2>#..>J$@\.463`WL9X?'L!Y.Q)W[NC]+QOKV3B&YA?#RX\L88 M#]!P/D1^^%'P?6$F")C+3`P0$MC2$9,A0I6;O+/["9^B>QC[C((0+W/<2V], M]2DA0?/'A`3-GQ,(TAP4A#<'H^BJ-YN>QAD+IYGL5O0;PFWH17!LRY%/!B'! M$"^$W)!ZAQ0AH;>!XRK57DP$)%QXQ/4BV'LE M'PF"7'?I>E,H11`HN:$W4J*Y@);D_:;N)?B13(CA]>=LP M\D)+?Z1IV(_@/' M5FI-XP%2QE;H*)!4KY(-B-@5X-9H7,C8+.\K)+-WA%9T(]BLW*83`0W[*WZ' M(;(Z(M5J9`,QOU[(JO.IQJBGI6-&_FT8#]#\PX5'/9+JD4R)8)0@G+ZZFL5[@SE'RQ1*-?J`(GT]3W>0$S.5<00 M)YB#4@3-"_%;3/Y&MUKAO&ULG)M?;^JX%L7?1YKO@'@_0`(!6K4='9(X?S0C75W=._.<0MI&!PA* MTM-SOOULQR;%.SE>M'V`DOR\DGC9V]X&W_WQX[`??<^KNBB/]V-G,AN/\N.V MW!7'Y_OQ__\GOJS'H[K)CKML7Q[S^_'/O![_\?#[;W=O9?6M?LGS9D0*Q_I^ M_-(TI]OIM-Z^Y(>LGI2G_$AGGLKJD#7TL7J>UJ%N5]`3R&H?5?G3_?BK"S+;Q)-=O(0%9[V2HO6@?]4HUW^E+WNF_^6;W%>/+\T9+=' M3R0?[';W,\CK+=4HR4Q<3RIMRSW=`+V.#H5L&E0CV8_V_:W8-2_WX_ERXJUF M-Z*0DN/1]K5NRL,_"FJ?J!-QM0B]:Q''FRQ<;[7^B,IXZW_$"5WF@5>G]763FS MF_GJ>E\<:D[*7=FNM'/+JYV9JK;2-KT@:[*'NZI\&U%_IM90GS(9'9Q;>8US MHU--I&N&OVJ%U/RDRE:V2B&7CMFY9F( MWY=Q3"(X$[+YRRN'YP,7JJNY64B=I&75G6]NHPY<7LGMKM,^LP^)H$^LW;6I$O:9.:MMT4?6 M[HTI$PTP\YG)Q$,,NU8RQ+`'3X>8]VL9)E#H^8`)DJ9X>>GNG+6BC6(H&G4M M@#=?2`20""$A(!%!(H9$`HG41AA64)495L@8,Z=88^\7LM3]F!SOJGL]7YCM M:J,8FR6*6*_:F+2@XMZ*#=(5F*.\2ZQ$8Q=".=BZLEBR!^GV$J`21"2`A(1)"((9%`(K41ABDT M=>F9@KN-+,4C&1^)%7-I"JMP'Q(!)$)("$A$D(@AD4`BM1&&)33!^80ELA3O M)^]3AW9(WRC&9HDBUFT@\W0$,L-A`$7"2Q%GKF5,%7')N,M!)H)7BB&10"*] MO)-Y%W2[VS6LD5DPG\CB$"9+<6O8/&FC&)LUBM"#S&PR8[TI@`HA)`0D(DC$ MD$@@D=H(PQ!*=SYAB"S%#6'CQ48Q-D,@$2BBL\SE@WK7R%26`04%)")(Q)!( M()':",,?F>WU#,+C2UN,.;1XGX.K:*8AFT4=(I-%5C[H3KY/&UB?"CMDH+RP MG8QL)V-]TFO#+"V`J3^S-20F=`[&["'2[CI##V%:(9/+R^!EGWL&RTF``ZG45=3^62PFL$F$DQDB"D=2*F/[(%)3[&+QC@(R#0@-49=1$+(K!*A)$8(PE&4BMB.B/S4-YWKHAM*GTU^P[/ M+^6W%F2?CO?G4=0<1/UKH$!#ENH/,2(P$F$DQDB"D=2*F`[)M)0[=$5T4]DL MA:]NR66]X.FF8TMYU2(S1@*,A!@1&(DP$F,DP4AJ14QW9'+Z"7=43FOT'[_TD74O[QR`6(P,,2(P$F$DQDB"D=2*F/[(1/72'S"G5GFMX5UJ"Z[-,=6!WP^`BC(:L[>'4`JX08 M$1B),!)C),%(:D5,=VBH,"+9==]JNK(8^WZF-SO3D-4=I6-!`JP28D1@),)( MC)$$(ZD5,=V1V?OUXXRKDGUC]/?XBHV&+%7N=XA^OYPI?.-&3U1>E8D`"KA!@1&(DP$F,DP4AJ14QW/I?Z MNP.I_YPOSFC(4O4^1@*,A!@1&(DP$F,DP4AJ14QW>.H/ILL#*;_'`O_&[>?S M#/$UHGX!L!K^:BK`.B%&!$8BC,0823"26A'3%Y[RRRG9$O[0S!U(_;U>KX%Y MO:]U+!TKP$B($8&1"",Q1A*,I%;$=(>G_E>F,P-+`!X;R3\>L[]?+^O1]OR56['F5.[[HYV6X6^ MNO(7_>RX[]S2#H;^\="YI1T'='S:%:"=/:?L.?\KJYZ+8SW:YT]TJ=E$;AFI MU-X@]:$I3^TNCL>RH3T][;\OM(;?;Q4-#-TXW>B#'^VI0]7IJJ:H[??W/#/>:%FEK-B99#8W#5HD[)@6 MYYWYS]_1-\\TJCHNCG'&"KHS/VAE?M__^LOVQLJ7ZD)I;0!#4>W,2UU?-Y95 M)1>:Q]6,76D!_YQ8F<JTZMCR90I?'Y"[45W8[;:GB\U;+<+$6%@F^-'0*L$%`6:F>TB4\(R<`#> MC3S%U`!%XO?F\Y8>Z\O.7"QG[FJ^(``WGFE51RE2FD;R6M4L_X^#2$O%2>R6 M!"Q:$@)+$XV7K3%\]L8SVW.)N]2[8/%P&G6"N([WVY+=#$@Y<+BZQIC`9`/, MG2P\B%ZHKW0"@9#D"5EVYLHT0((*-O=M[Q%G:[W!AB0MQA]C5JX(.700E!]Y M@V[ADY>()F&'Z$PBOM#H;D&,?:`@]##0^_O>Q8-@C*=C]?D"&$7M$WB_9*)A@%,I&T6!!\-]Y MQ'\$0TT.-\B1,Y!CX+W?1#D@+2+0(D(M(E(A!`7@G!CF+!;G`DX^=>ZBT<8E0Q:1,`1O0S2L1!J"2(50I`!CM?'94`C609/DH%C5#)H$0%']#)(I1=J M"2(50I`!.[+!'4M=#`B6PU]+X7.,U^2QLR)S?(F0`X`)$NHAD1(B"H+-F90D$P3A+=TP26QWE"0$- MGBC**$M476!;.%I(0#BD/:KGWGH<;BA@B./:V/#(DJ@N)4J";=M`$LTAPIL\ M40KYV82H.L%6"BTD:%FX%,3QFKY.##,4,2M[,*(7\ M?`(#,4SQ^ZG92J&%!"T+;W")MVSN5K(4G(9C;+)>W4D*U96X$GSZQN=+.2W/ M]$"SK#(2]HJ3M25T$/UJ/_5[6N"415KWR0:&0>/U@&Q@XC->/]B;PSV>T-[` MO&&,C^P-C!U@W>HO#,.^:WRF?\3E.2TJ(Z,G<'D^6\$I4_)Q(?]1LVLS-7MF M-8SYFJ\7&.M2&%?-9P`^,59W/_`"_:!X_S\```#__P,`4$L#!!0`!@`(```` M(0"=W$6MBB0``./#```9````>&PO=V]R:W-H965TP?$-L``V@]WUYHR7*8E@2%20]GOGW-PNHTUE5 M!VR2LE]&GJ^R3FV)6K)`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`Y$CB[QG$B6T'_"B8R,+&;BJB<'Z;2:OHM<6:-S M7G0R.7D1D9A(0F1()"62$9%LIOX)+S(RA1=A]*\L\5RFU_']:G`R0K:(2$PD(3(DDA+)B.1$ M1D3&1"9$ID1F1.9$%D261%9$UD0V1+9$=D3V1`Y$CB[QG$;VO9[35)_\L=Z,W&=4`D(A(328@,B:1$,B(YD1&1,9$)D2F1&9$YD061)9$5D361 M#9$MD1V1/9$#D:-+/$>0`XSG"#]Y&C(ROH>4I-4^;7H'UD9])CKETI6KW@IV MPO')"#-,0F1()"62$ZV7X[C%9WRUD2&'K_XR@WSTEJ:O#E*!Y`I$%G>*X7;^L!9N<^)1^ZI>22(`' M9!B*IJ=,Y@POHL'^.SNE0R)W1;V'R43+N)=:ZCCHI@K'D:`(/*>0\?O&(J=S M+'%Z1[,YOM,(FA.K%=J3,!HR2AEEC'*@HL?]SA'W\#KGF4XPYD$GE,CMA)*X MG4#98G-T\I42(,E-S M<;C3;-#J=8,MF+622"`R1D#2\E/&>B,X-L:PJA?/4^.R76M>!@&J!#:-D_@0 M2,M+@PV`T_((51H^YUGC@_G.N^%,Y,]A;@^:I'KH^W+R[#W2BO/1RW2)L8F M="^#(T'F8B[N]3J-6MM72F#C.B2)I[!2\0RH%&_T6K5>+QB<'#85WF>VTFX' M/O,P&_-@]BJ1N!D<:&`N'DQ[=>`C(`T6QA8U]'E+8.4Z$6FEL%*MC+5R6%4X MC=DUOJ+-=I/I.H=%OG,$<\R@5EIYSF&1CE\,*YVA$R#7%T@KA95J94"JE0-5 M#+W9)Z(;S/IF)AX9C2>N2T^K.&TXK\P=D1EO&:K33-.^##:\`UBY7F$SZDC& MULKS"FOE>H5%JI5"7K4RULIA5>$59H_H=LT6P M$@RLE><59<:ZCF0,*_M47[8;79HQ;"[72RS21RJ%D&IG0*6V7`TW&L%8Y3"I M\!IIG==-/[=<&95@'BE1X$3!5GA@.C><6DKD+5<6R4+F.&0P*R;0$N.353V, M4P]AY;H:E9A9JX9?8C!D.;2>*M%;V\1#*GKZ[YQ-"D6_UX'<&K4OPVB8M9)_ MX.R112WU_QC(G!7ER-%N=)K!;B.!D..S0*J=0DBU,Z!2N]FN-[NAST*(?58> MK(J>?/7YI9`)NJ_<@[N+G[5R%S\@G9IBB]QI#E;.-`?D^!Z0:F6LE<.*ISES MT^T]O^>GN<(\:'/%[KU]&>S9!C:C#(JZ3)E1Z@84PTH7K`3(=1&;4;526*E6 M!J1:.5"%2Y@]KCO;OVSQJY=;8W?6MRB8MP+''\!*1S("TI&,+?*\HBRQ[GJ% M1:J5LE;&6CFL*KS";#7=[GC&*\J=J=<-%OD32;CXF=MW6S4&_046R'704D[A9#[%-OB2NUNKW?9IN?8U?9[TNR1J2=? MOQDHM]I>]UFD[1G4:4,>`6E[8B!=N1(@U_=(*X65:F5`JI4#5P*L4;\L9G,YQZ<]CPK&:.Q5Y'_=2L5JCX_0-80*J5`JE6QEHYK"K\*-Q]_YP?V1VX M#M"51&:+1]/WH^#$.[!6GA^5&1ON6L4A=9NQ82YSS-&NTVKU`B=-(.XZ5RGN ME)="Z6QY&:S*\AH2MFZ$)XS<*\^;XLTI_/2TFL4X[.47>ERYSW:G^$)97GG4 M\1\PBAC%C!)&0T8IHXQ1SFC$:,QHPFC*:,9HSFC!:,EHQ6C-:,-HRVC':,_H MP.CH(=]WQ#')=WK/1D7-\Q,LC1;I0CPX$?,0_2M8VJ)3JKL2Z)[4KZ79R&,3 M`P^OFR#N^15<'F"J9HG<:H(4U0RVK9&5<)]?6:E/MQE^-&TE@8V`[7!S!\QBADEC(:,4D89HYS1B-&8 MT831E-&,T9S1@M&2T8K1FM&&T9;1CM&>T8'1T4.^@YEM_C_A8.5QP9OJ+7*] MJ5T/#MF#QLE*_8E0S%8)HR&CE%'&*&T8+1DM&*T9K1A MM&6T8[1G=&!T])#O3^:,Y?K3,].I/?&Y&S&+]$@V:!"*&,6,$D9#1BFCC%'. M:,1HS&C":,IHQFC.:,%HR6C%:,UHPVC+:,=HS^C`Z.@AWT?,X=+UD7!W^:(7 M-AKE$=6;<4JDSC2P1KHV1R"R(.H:%X;^8K7"K)0P&C)*&66,3TDR5./X$\^4Z=&IRZR**R6<668@BKTSDQ!3D)!V?L M3`T@G'O"?G^Y9V/LXVJO#D8URX.PZTP6N9U4&KF==,JFSM2N!_O2F,431D-& M*:.,40Y4X4SF].@^:.E70\VM`.;S^T74HI9/`'2%U^& M))7"2,)1]I@_XR-HLD59@8(G;8,H66R.G-Q,@M\%E1I5*8:3E M98QRH(H&5YV_3'#IF8;S^:MID1<2J0>/Z\!:.2&*"$B>CM,=EB"C.[[\^@:LM,04 M2$O,M$1SY@UFP!P9.)YG7FBOZ+]7OKQ9J`1KG#WQNHUKU_68773!P&9T_":R MR(T+`[E.TJX'5WH)M)[QU+)>3HDIY-TGOK1JN24VPON?_+D2_972G*I"3ZW] MK9V%/:=IO:^:)?)O,^KA73ZLU*4BBYKN<%5,&:5\R_/K1G"D3"#O:?&48:NJ ME4A?5(G,6@65()>W\D]5PA^;\-04[HA?%F]M\FD*R#E-,8H8Q8P21D-&*:., M4ZYW2+WK[=AY3K/*:.NAO5N<#"*D5%/5`FC M(:.44<8HMTBBJ9CX1K#2JHZ!Y*$X!0_HK^\G:@6M*:,9HSFC!:.E1655_:$T MH1X>RE=&#,S).EP\2N0-I+72WHEL1G/T=GHG"(K%:H7>21@-&:6,,D8YD#N0 M5-4QK,Y6=:)6J.J4T8S1G-&"T1*HJ*H_D%6AL[\5D&AQ5,TB?:`&EFC$-0(Y MW4@$,L3@]7"G(2#MPD4P,(YRP\@M5)>`QR$@YJ/%$#"$]9 M>`:KD_`>L+^")LHUKE']65A#7DBZ5DMD3NL)7&'M20=-8JM MDH,2B#LQ>8M4*N5\&:.9\$T93EIJ1U)SS+1@M/2E_>$R(RAV>\S<$ MK3*BY:U]-LAUA%%>I%$8ZHAFC'$BE1A:IU!A&*C5A M-`52J1E)S6&D4@M&2Z!"RA^&JN#?\U<(+0[V`;DQ1_DC0O\MKX&U?PD2U9T"J/0=2[060U6[TNLT@5+&$"5\4M<(PW3,/&T?C"H7P M@J@1M&X`*PUK1T!Z71,#V;\4J-$?*"6P<%[G!E+I%$BE,R`KW9*/-/L.F,-" MI4=`*CT&4ND)4"G=;+;"V\(I+%1Z!J32-J@RI^W^6.0P.K\916L]+E(@;3$ M#,@O,;P0@=79$D>PTA+'0%KB!,@O,9B@IK`Z6^(,5EKB'$A+7`#Y)0:[HR6L MGBK1F_?;3\7!GG$?#GL52N',T`SVA`-8Z8,0`>F#$%OD7QV'\UR"C*[#\M4Q MK+3$%$A+S*I+#`+%.3*>+7$$*RUQ#*0E3JI+#-;)*3*>+7$&*RUQ#J0E+JI+ M#.;N)3(^5:+O/F'8*[PS?-%;=&V.A@&YM6B''R(86"MO,BJU)`J#LT%LKC%DU&94;SU]4GJPIOLE;ZH*:0UQ(S(+]$FHQ>4N*(VSB&O)8X`?)+I,GH M)27.N,0YY+7$!9!?(DU&SY3H>Y/TO7<6*+SI[[P=T#:*P3)7(O_M@/"+Q`.; MT?T+-(ODTDH]J]22PZ=YX:0K?XP8S!@)=#33$$@?UI2E,XNLM.R-:I?A%@9" MJCT"4NTQ:T]\[8IJ3Z&CTC,@E9ZS],*7KJKV$D*%MC_^XDL\_J]^C[)M9.C2 M+YA9KV#E7M,$/3Q0&PQYQ"AFE#`:,DH998QR1B-&8T831E-&,T9S1@M&2T8K M1FM&&T9;1CM&>T8'1DQ[?0"^S2$^(->;VN%%\T"MU)^LEF[S8K9* M&`T9I8PR1CFC$:,QHPFC*:,9HSFC!:,EHQ6C-:,-HRVC':,]HP.CHX=\?S+! MO9?'KMIE+-"-70'IZ`\818QB1@FC(:.44<8H9S1B-&8T831E-&,T9[1@M&2T M8K1FM&&T9;1CM&=T8'3TD.\C87RSW"&_^D6#-@<^%>F.M=T*UKF!6NF<0UHQ M6R6,AHQ21AFC'$ACF".+G'`HC'23.6$T!5*I&4G-8:12"T9+()5:D=0:1BJU M8;0%4JD=2>UAI%('1D>@0LKWI3!(^\PAG8.S[1)I!0:6Z#!$ECC35,PH`=(& M#TDJA9&6ES'*@51J1%)C&*G4A-$42*5F)#6'D4HM&"V!5&I%4FL8J=2&T19( MI78DM8>12AT8'8$**=\YY*CL+48_.]$8G>#(1&C0MD@7K@A(3GQZ@*:OPZL5 MIJ.$T9!1RBACE%ODOET`*ZWJ&,BM:KL51$(F:H6J3AG-&,T9+1@M+7*JNH*5 M5G4-Y%:5OKF_42M4=T8[1D=&!V!BEIZ4UNG*DC]^K^O+&0" M+ROCV#KG#JR1LQY:XMS7QXP2B.L=\!T9'3\IW&A-Y?/GA3(8W7/8L=BN\#[-& MKK^04LSB"9#K+V5&E4IAI/Z9,9OU1(EO8Y MK0CN+D:PTJ+&0%K4!,BVHMMK!CI36&@K9D`J/0=2Z050=2N62#[;BA6LM*@U MD!:U`4(K.N&8;F&AK=@!J?0>2*4/0+85P>W!$EA`YVXH5K+2H-72UJ`U0V8I.K=<.2MM"1UNQ`U+I/714 M^@!4MJ(=S!Y'B#S5"M^OPVN"\(S\LC>0.WQ]8)%,V)C#!T#ZV$9`^MC&%LEC MBXP)K'0*&`*I5@JD6AEKY;!2K1&0:HV!5&O"6E-8J=8,2+7F0*JU8*TEK%1K M!:1::R#5VK#6%E:JM0-2K3V0:AU8ZPBK0LOWG>KK@]?.B13POY*/GQ;3I#\G M!JO0P%IY)K97]KFS%^P0)=/0Y'`*I"Z;04>D,J`Q*U,*?[LJA M\M2#:"?%LLY.,\80UK(F0.7;'+6JUW:U.#1^!J3MF$-(M1=`3[1C"96S[5C! M2LM:0UC+V@#9=E2\.K*%D(['#DBU]Q!2[0/0$^TX0N6I=OC.'=YG_.3$R/<< M'7O/X4Z,%NG#&<%*'\[8(F]BM!GU01\BHVJE0*J5L58.*]4:`:G6&$BU)JPU MA95JS8!4:PZD6@O66L)*M59`JK4&4JT-:VUAI5H[(-7:`ZG6@;6.L"JT?-^1 MB>;48[(%,4"+_)DP?!6H<[+"DQ\QBBV27ZPI=H?R=G[PRC,, M],$;`NF#EP+I23$#LAL27S9'ZE./G9T&RS9XTZ!%6M($6F4;VKWPAQRG,-`V MS("T#7,@55X`E6T(SB!+I)YMPPI66M(:2$O:`-DCN_SP6E#:%A;:B!V02N^! M5/H`5#8B"`<>D?I4(SP?[H:7)^=]MS#W?1=(ZS=@%#&*&26,AHQ21AFCG-&( MT9C1A-&4T8S1G-&"T9+1BM&:T8;1EM&.T9[1@='10[Z/5-]]O/K]D6YYT^'< MZE\!28H3Z0MB4`.U.DU\C&)&":,AHY11QBAG-&(T9C1A-&4T8S1GM&"T9+1B MM&:T8;1EM&.T9W1@=/20[T_FDL&]%BGW7*_WI],MASI/)[Q"O^I:*]?%PI55 M;=3!3MF`8K9*&`T9I8PR1CFC$:,QHPFC*:,9HSFC!:,EHQ6C-:,-HRVC':,] MHP.CHX=\!Y.E[Q]Q,*,3K'86N=[4#G\T:M`]6<%Y(D8QHX31D%'**&.4,QHQ M&C.:,)HRFC&:,UHP6C):,5HSVC#:,MHQVC,Z,#IZR/>GUUUK=/E:`\C=)%DK M11%;Q8P21D-&*:.,4$=)UKAW'F@5KIG'/*"!2S50*D@8JA11IT26&D\>F, M40ZD4B.2&L-(I2:,ID`J-2.I.8Q4:L%H":12*Y):PTBE-HRV0"JU(ZD]C%3J MP.@(5$CYKA0&ZY\YDW%0OELBK<#`$AW1R!)G-QXS2H"TP4.22F&DY66,UAI%('1D>@ M0LIW#A-'_B]$%CW]CJT:H&,2 M1D-&*:.,40ZD8;F11<[;JV-8/?7VZD0-4,LIHQFC.:,%HR60UG)ED5/+-:R> MJN5#++:,=HSVC`Z,C4%%+?VHS@>!S3O:R2^JN#9/KU'-ED9*!)>YZ6&:3 MM_/0[-@:.2B!N,[Q0Y)*.5_&*&>I$4F-.=^$T92E9B0UYWP+1DN66I'4FO-M M&&U9:D=2>\YW8'3TI#RG,;^HZ#G-^Y/01;IN`\L<9R#L\6,$B#'.4@J MA9&6ES'*@51J1%)C&*G4A-$42*5F)#6'D4HM&"V!5&I%4FL8J=2&T19(I78D MM8>12AT8'8$**=\Y3,39G5&><0YC'CB'13(YZ!:B'5RY#'JEE7.K%0'I*A8# ME3="]7HWC!LEL-`;H2&03NHID$IG0.6-4/CS'CF2)2SEM")XHV@$*RUJ#*1% M38!L*[J7O2":.H6%MF(&I-)S()5>`%6W8HGDLZU8P4J+6@-I41L@VXI.,[PF MW<)"6[$#4ND]D$H?@&PK@O=9CDA^JA6^`YLH]"L`ZGTP2*T(G@M\X@<3[7"=V`3"7<=.'R_YD5?9^H9 ME6!BMLBK12?PB('-Z$W,94;WA5IK95^H;=:[W:#-"71T,A@"Z6200D.2B^`RE:$ MW\!:0N1L*U:PTJ+6T-6B-D!E*]IU^KGV+71T+'9`*KV'CDH?@.Q8!&-\A,A3 MK?#].KP2"/WZ96>5'E\56.2^4`NDCVT$I(]M;)'[WABL=`H8`JE6"J1:&6OE ML%*M$9!JC8%4:\):4UBIU@Q(M>9`JK5@K26L5&L%I%IK(-7:L-865JJU`U*M M/9!J'5CK"*M"R_>=ZJN"5P93>A3X,RA\M2#6+Y)!BLM:PQA+6L"=.:%6@AI.V9`JCV' MD&HO@)YHQQ(J9]NQ@I66M8:PEK4!.O-"+82T'3L@U=Y#2+4/0$^TXPB5I]I1 M.O>[AR\W-X_1]>/UK[]\N[G__69P\_7KPYN/=W]^EZ6M)K_.ZO`W]S>?WU]\ MZ-;['T1=5J-3CC)%WMKHFPO^JI2&I!1MI#Q-22G:%:1\:%WV/\@WWRK4),7\ M1$]52DU2BFU]H';5DKJ5VX<@Y4.[V?\@[[U4J$F*^2I854I+4BK[H-V6E&+> M"I!338:#VH=;_4#G6TIC*WI0!J+07UZ@:Y0\R+/*7`555DAI5 M<1F32GLS(E7V#5-R5=%1[[)O0D5I&JJHV^N;Z"?GD=AFWP0S.45"E7T3F^04B3SV M3:B14R20V#>10TZ1N&#?!`(Y16YU1*W**24`+RE5[9%+F+X)C[.:W,7T392< M4^1*1FI058Z$T"6E*H]J%+GEE[I5IR+2 M!U4I\GD0Z8.J%/G:A_1!58I\O$/ZH"I%OL4AM:Y,:3AE)BOD:#Z?(]Y_ZYHM, M%2E2COF"#J?(YYKZYD,ZG'+5ECE$/MK&*6-),9^PXQ3Y0)W4H"I%OC?7-Q^8 MXSSR^3CIZZH4^61;WWRCC?/(%]BD;E4I\D$UJ5M5BGP?3>I6E2*?.Y.Z5:5$ M+9G?Y$=>*FH@*>9W:CA%?H6F;WYVAE/D1V7ZYE=D.$5^R$7*J>H#^5T6*:NN`;R8V7]466*_&:9J%7M0^1'L"2E2DU^ M8JQO?IV*RY$?A)*65LV)\HM.TM*J%/E))FEI58K\II+4H"HE:LH<(N>#BAHT M9>YM5LU\J:1DE2E1LR%YJOH@E92L,N5*^N"JL@\&DC*H3(DDQ?RX7$6MI:_- MKY55I-1D#JE5/<%136;8\IH^V!RGDI)5ID0-F:L:57-(U)1=9_D:1Z@F*5EE MRI79NE34>6`V+A4\$F>O\MO(;%HJ['.S9:G@D6PUJ]J02N,*_N[4A(=??_EQ M_?O-Y/K^]]OO#V^^WGR6D^5E$3>YO_W=1.#*__-X]T-.G!=O?KM[?+S[5OSG MEYOK3S?WQD#")I_O[A[Q?V20WOUU=_]'<7K]]?\%````__\#`%!+`P04``8` M"````"$`(YOU:]D4``!1:0``&0```'AL+W=O1$L/V1(NL^Y45L[O/:IFV%6V)#DE]F7\_ M"19.)8!3IB1OO[3<7R5.`G9^>[!YN M]Y_N'KY\./V??\7_N#P]>7J^>?AT\VW_L/MP^N_=T^D_/_[W?[W_<__XV]/7 MW>[Y1!0>GCZY`KG_>/]S?/\K^/7\Z>OC_N M;CX="MU_.YN>GR_.[F_N'DY[A=7C:S3VGS_?W>XV^]O?[WTJ^_*P?[SY M]9NT^Z_)_.86VH?_(?G[N]O'_=/^\_,[D3OK*\IMOCJ[.A.EC^\_W4D+3+>? M/.X^?SC]9;+J+N:G9Q_?'SKH?^]V?SXY_SYY^KK_,WF\^U3>/>RDM\5/Q@._ M[O>_&=/LDT%2^(Q*QP M[)YNI4=%YMWTPBC=[K])!>2_)_=W)C2D1V[^^G`ZE1O??7K^^N%TMGAWL3R? M3<3\Y-?=TW-\9R1/3VY_?WK>W_]?;S2Q4KW(S(K(WQ&1(P7GMJ#\M04OWRTG MYU>SI=S\2#FY>JBU_+7EIM*^RXO)Q<)4^TC)A2TI?VW)Y;O)_/RE8DM;3/Z^ MK8629X>:RM\WM?#*EI._;VSA1&+H<$OSC[>T<8)8,/]X6RLG$C[]/36.7N?) M"6+'_..M+47X3#1^7N5-DR!]=36`W+`_$C\3!)#YAZWO*UN*&)IH$$TNWEU> M7,P7ER_$^P1A9/[Q"I^>]5E^�V-\\W']\_[O\\D9%8//OT_<:,ZY.5T<)P MT;=X&$!^-'[(P&%4?C$R'TZE'3(T/,F@]\?'Y<75^[,_9*"ZM3;7;#/Q+=:P M,*.2D=V$(`I!'((D!&D(LA#D(2A"4(:@"D$=@B8$;0BV(>@<<";N&7PD*?1W M^,C(&!^A=Z\!U&G3P"&P0)%-"*(0Q"%(0I"&(`M!'H(B!&4(JA#4(6A"T(9@ M&X+.`9Y#9&3Z.QQB9&1Z=9)FL5SZ'KCN;TV1*^#N<9F1DL)30&!RR7)S[+KFV1L>\ M-I@,7B,2$8F))$12(AF1G$A!I"12$:F)-$1:(ELBG4L\K\E\_'=XS<@ MOK;$==%B&4Q9Z\$(Q39$(B(QD81(2B0CDA,IB)1$*B(UD89(2V1+I'.)YR19 M^7A.&M]K8*U@K'U?6-+O(K)P/&)ME&R&4CH23B]F_D@8#4;(H+@G\\,N M]K#*2T@Z'4JI].+BTI?.!B-(YR1=D'0YE%)IJG4U&$&Z=J4]%\B:><0%[\SZ M_?GKW>UOU_M^MSR2$S-9*/?+9R/B.Z`GK@.LC>.`GLP7A_7V]'PR]SLH&JZC M%;$E3M^3:CJ4,JMX40T\F@W7H9J3:D&JY5!J7+4:KD.U=E6]'I<=\-$>_]?^ MN_3E2SL6H^)W>4^FP_IXW8/#64V_'1G*:.PLIL$F)AJ,T)*82$(D)9(1R8D4 M1$HB%9':DL/IC]>SYH"`NG8ND3P2O'*L@N@]%//[$DAN-2R3%I?!,FEMK:8: MCQL@=UZ>SH(E;P0K638X\H$G8EC)DG"PFEX%\9S`2BN1`AVM1`8KOQ+!%BJ' MU=%*%+#22I1`1RM1P\+XQ#[S?(PD1Y,#:[&#$ M:KH8T`9(=Z2113/MAAA65T/!!$BU4B#5RE@KAY5J%4"J50*I5L5:-:P.6G[_ MF6TCGZF\<4HP.XRP6RWRDRH8]=>VH)=4?<$+'=LB:R4GT69`OKA8^'-'#)69 MT^V]BB.<0D6%,Z!>F(;'G(4+(/5Z"145KH"L\&6P'*BA[MF/]^JJUCSFK#;O5(C_0@TE@;0LZ\;BQ:.:.AB.S1R\_DV7U M,"\L+BD#>JNIN&6P&ID]K)7&;OJJ2F2P\BL1'/_D:./12A2PTDJ4D#_:$Q6L M_$I09KW0$WZRF5WBL:!X9;+9S::,.4/O+Q?!#']MSNU-[,CD,EA1F`PVF(PV M6@PH8A0S2ABEC#)&.:."49[2^Q9.VC"*&,6,$D8IHXQ1SJA@5#*J&-6,&D8MHRVC MSD.^W\Q.U?7;"ZLWVNI>F\=1?L>O&6T818QB1@FCE%'&*&=4,"H958QJ1@VC MEM&64>>M*L-\)R_H&B7!MGM2)B^:7`UH##60#(GDT#([3 M,,TBM8)ZS"AAE#+*&.46R3@#^0)6`RE!O)I>!#NI2JT@53-J&+6,MHPZB_J: M^FXT&V9RH[P5(1UKCG@PH[W^O&=B%(-!L4?JY+4U4TV%%' M:H$^BADEC%)&&:.<4<&H9%0QJADUC%I&6T:=12.^D]7AB.\N-`7AO./#Y$'& M=YA%CL,L<1QFR=)=Q="6*%*KP6F,$D8IHXQ1SJA@5#*J&-6,&D8MHRVCSJ(Q MIYG#`C?A7G!.?[;@#I#3'KG.Z8GK'"H6V6*.4@RD`UABD4JE,-+[98QR()4J M2*J$D4I5C&H@E6I(JH612FT9=4`'*6_`+[NC/"9Q.O#XH M2?IX&[JK8/!:6RN)"^3!QJ)+W;5&C&(4=`XK@%0K!1*WZWP8'BUFL'(W3HM9 M4-4<5L?W9;#22I06.0VJ&-4HJ`UJ@%2K!3K:H"VLO`9=!AO-#E8_:I`?&&+E M!<8+`6',@\&S1^[!B=EHBY5[0FC10C,M8A2CH!YV)$`:-BF0'G9D%CF',#FL M5*L`4JW2(J=>%:,:!56K`5*M%DCKM;7(J5<'*SZ$F9K-^4\D:;^G]Y+4(C]) M@RWW^G`_<9/&X0;H:!Q&L.K/[^;!L66,RQKR"9#>*@72IV`9D`9)#J1:!9!J ME4!'JUW!JJ_V5;`HK7%9;]4`Z:U:(*WV%DBKW0$=M/R$,V<8KI-?2#A[Y*$# M_[5DVB&[S)H5K^@MPM:L8:7QN0'2^(PL,C/!H#6;A^=G*.B&$Y^?P4KOF`+I M'3.](V:&'%::7060:I5`JE6IEM9^$3X5JE'P:.T;6.D=6R"]XU;OB-IWL!K) M9W/L\097VU,2U]46N55?7`7YMI9Q]A`0&J4;((W2",B;/*Z"([885C*"#P$Q MXFJZ8XJ">L<,2/,B!](<*X"T]B60:E5`?NV#0*UA=;3V#:STCBV0WG$+I+7O M@$:R.CRJZ==7NC=YU?FY/%:@V;5')L@&?RRN@BE_;0M*_1"6&XMFVJ((R.V= M>;A\B*'EQMQ(!-AZZ1U3%-1TR7!'[>D<5FZRDU:)@EK["LBM_>(J/.!6>>TO MJGT#*ZU]"Z2UW^*.6OL.5B/)_M(!T2MWIWQ"-+5(>VQMD3=S]U:R!4`(1+#2 M"(Z!-/\2(&UE"J1:&9!JY4"J50"I5@FD6A60:M5`JM4`J58+I%I;(-7J@$:R M5&+:&Y!-EK[\4L34%`L6O3T*TC(\][8%O;2T!37,(FOEK!%C%%27)T`:LBF0 M:F6JI>%/*9ZCH-1E&%0H20I8Z1U+(+UCI7=$W-6PTMHW0*K5`JG65K6T7LOS M8,/6H>"/:N\MM\S*QG/Y\>76P=QW-9"V9FV1FWY`&IH1D(9F#*1AG@!IF*=` MJI4!J58.I%H%D&J50*I5`:E6#:1:#9!JM4"JM052K0Z(TT_F(M\7)OT6YV^< M)`\J@8N,L&QDW$ER>1YN=VQ!-QN!-`8CBZ05B.<85AH!"9#&P$2'LO!=)^R8!4 M*P=2K0)(M4H@U:J`5*L&4JT&2+5:(-7:`JE6!S22<;)8\D:_GUJ6SHQ*D'$] M"C(NV%&O;4$OXVQ!C>;(6GD99ZTT`A+62BV:>Q,!G0):JPMWBTNOB.20][3" MK60!*TVI$D@;5%GD-*B&E3:H`5*MUJ+C#=I:J^,-ZB#_HP;YN6S.B]R=JHF3 MG\AE>^SD[&#-^SLF=C2"UXPVC")&,:.$43>E%*+5"36M&#:.6T9919]'(>QGRH;T1+_Y_7H0Z*/H>M\/S5Q)S&+7(?U1J[#>O+"BU!62:S4:4-!H(2M4D89HYQ1P:AD M5#&J&36,6D9;1IU%8TX+CTN.3V%S/A:Q2'MT;8GK'"H6L5(,I*\<)225PDCO MES'*@52J(*D21BI5,:J!5*HAJ19&*K5EU`'QBU!S<[(PM@)\P1W]@827*Q:Y M&^P%O0AUN)__CH5%SGM#$:,8!?6`*`'2`Z(42%)+YT,Z`H&5^_!T>1Z,LSFL MI%VJ14<@L-)*E!8Y#:H8U2BH#6J`5*L%.MJ@+:S\!@5/@SM8_:A!WK)F;@XJ MW,!X(2#LN8;&X?5!X7`*C?%M#:1G/!N+G!>.(D8Q"NIY40*D6BF0[L@SBYRS MIQQ6JE4`J59ID5.OBE&-@JK5`*E6"Z3UVEKDU*N#U4'+]\7848<4?>%M1?,D M+UA3`OE)&CX9L%;NZ3+0T3B,8&4_R!BA)][KW%=[]4`Z;U:(*WW%DCKW0$=M'POFP.+-V29$!:5[D0)IC!9!JE4"J50%YM0\#M8;5T=HWL-([MD!ZQRV0UKX#&LGJ M\*CFIQXYR<>A:"CO49#L08BO;4$OV?N"\B03D1I9*_.,9$AV>DTBAI8;PRLMXBS2"8Q34_$N`M)4I MD/9^!J1:.9!J%4"J50*I5@6D6C60:C5`JM4"J=862+4Z(,Y2\_"0?&2FZN,# M\Z&8?\9C49"6X9M0L-(PVP!IF$46.8O$&%;J\@1(M5(@U1Z\+IBC MH,3',!!0DA2PTCN60'K'2N^(<::&E=:^`5*M%DBUMJJE]5K,@G5KAX(_JKVW MW+J0-:'G\A=<;D;8F`-!IC((WL!$A[+P52K0Q(M7(@U2J`5*L$4JT*2+5J(-5J@%2K M!5*M+9!J=4`C&1<>[_S4LE2^8XEM-`(2 MUDHM,O.]3F-T#&BMS*PQ6"W"+U_*(>]IT3$@K#2E2B!M4&61TZ`:5MJ@!DBU M6HN.-VAKK8XWR/Q$@W&:>6UX:+8[Q_>YW/\*0_^%ZO>[QR^[]>[;MZ>3V_WO MYA<6+LQ7Y`T8/_]PL?I%Q&6V#Z[(E]FLS/>QC%U9R)5#0ZG,4JX<^BZ\,INO MS'M!(VHSN8^\>3)V1>XC[T&,79'[R)/VL2N730_R'<>\8VOI;=&N?35 M:%=)3XUUU&8^E4:/54D>C:S,LQ"^MSSID.X8NR(/+E;F2067V=^8I\ M,EO4QJ[4RY5\&2F7V%RMY,LU1_CD=K,Q7C_"5S41Z4SX>/W)E M*KW93]Q!;Z;+E7P'+I=(Y?9C]\B7*_FJ5K8OEBOYPE;FY7(E7X0[PB]7\G6M MS*^7J^LQOEZNUF-\LUS)UP.SSN9R)5]=RSQ>KN0+;)DGRU5RX&=#!\D/VGR_ M^;*K;AZ_W#T\G7S;?9;AN/_,P&/_DSCV`P3VJV)_W3_+3]G(,DI^`$-^NF@G M7T%];K[>Y?-^_XS_D1N?#3^&]/$_`@```/__`P!02P,$%``&``@````A`*3N M^/+>`P``<@X``!D```!X;"]W;W)K&ULE)==;Z,X M%(;O5]K_@+AO^$H@B9*,2H"9D7:ET6AF]YJ`DZ`"1MAIVG^_Y^!`LXW:QXGK7;S,)`OLJ2F MC![Y#.0,,=%AS"MC98#2;I-F$`':KM7DN-6?K75DF;JQVS0&_9.1*^O=:^Q, MKU_K+/TK*PFX#7G"#!PH?4'T>XI-T-D8](Z:#/RHM90(622&Z,?X=9R,B^1;``4#=0&\*V MX6,@2]:(6@++$6+L`H54]P.]7WEM/`AC/.U$?-$`VEV`2GC[(>$H4PN&B.?* MLP^'B#).-"1Z(E+$4*K]B#&U#JS<\&FLA)(I@D MPDDB&B,D)V"J?2?&'4!XJX/-772>ZR@."&;,`4$LF[4PMU\,""L>>!]KK*PBL)/JAO+&\P4CW+"$%[W= M2:P.P8RY,4F$#XP3C:E(;L!!^!-%T="R#]92V0'\&R1>!Y9G-YN]LC(49CY' MOV0FN#$C9H6*S+VA\*B/N;LO([P01WEQ5"Q(?2)[DN=,2^@%C^D.U'?7VGU" M/-MX8%+:?6L-Q[AA>XB?'-AN=!W@Q%_%)_)W7)^RDFDY.<)0YLR#W;T6WPSB M@=.J.;@>*(>S?G-[AF\[`B=&/N``W=?B[C\```#__P,`4$L#!!0` M!@`(````(0"=_1F=1!(``$>6```9````>&PO=V]R:W-H965TU$6`#KCBG!.)^OU_>B$T25VR3`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`\9V4]RI!XD M"?_^7"SF/MW\+7GS&)B*;^3/=W-KDFHTC&4*)Q1N'KD]U\*H84-=-S1T0U,W MM'1#6S=T=$-7-_1T0U\W#,*&R]L_],GY;E3;/PI%N+ECW3")Z::8-_?B-'S2 M^U!4/[-0A/W,4X1=Q!CU"B_#N!=[7H4B['D=$U5OD!UW`*JN[>``+'J%TSMJ M^7BS(P>A>#:>&TFL4W9)]32R*_X](4PB5[M)%&YY)6QX[TGE5!6% M$Q7%._-HJ/E$=O,I,54W]:C(JP.F$24J2#,J=)!6E*@@[:C003I1HH)THT(' MZ46)"M*/"AUD$"7%8MG<^<.H41V-HD*_@N,H44$F4:%'.XT2%606%7HD\RC1 M_2RBI%A2!6H9-6HLJZC08UE'B1Z+;4>-ZL@.LO`\/2+CM8-$/$ZSC!*C&ZJZP=$--;_!V(YBP3RJZRE, M(\ZHFMU,85IQ1I6X=@K3B3-%<[NZ*4POSI3,./T49A!C2EDSSC"%&:4PXQ1F MDL),XXQ*A%D*,T]A%G%&'8?+%&:5PJQ3&-N.0^J`MBMI4)"$1HJ5=*0@,9-1 M7+*>13(JBIPL&14EN9*XVJ@DNJ&J&QS=4/,;_#-9=T)6UPT-W=#4#2W=T-8- M'=W0U0T]W=#7#0/=,-0-(]TP#AO>9U5R,FZF[R2%F88FG!7.=,-<-RQTPU(W MK'3#6C?8=MAR/GY55NU*B,+!V<&K;AZ5^FG!D?#^PMOGAX)Q4,HY^`<.2E?+ MV^#93+984B6\XAL9^&FVJS*KBL)!44-11]%`T4310M%&T4'11=%#T4E7#F&3,])OG#K$15FAF.9IXBRP"C+\RC!2/0FK3#* M.D44VSY'^5+9[\W<>S9GH%U-$X>ST`[2T'\QH^,Q*HU86FD,N?'9C>RH\)/#XU'R_=JJN0 M,QS!'"(L,,+2B)`OYW0=P0AKB&#;&,+F3+.KY]WR@ES,3@4 M;N->1EF*E=2;673DCI11=-*ME[#B#LLJY"_+N7SP;5N*9#J'&!UTA>'M68BEBG5_,25FB_"5LQJVILEH'4W'7\2>7[BH3ATF- M29U)@TF328M)FTF'29=)CTF?R8#)D,F(R9C)A,DT(,$;O>20.0V;<8@YDP63 M)0QDQ2'63*0,^5EV:7NE!F$:VF$>7@R2(@ME8I34D5EUW`5I?U!U_'5LTLW[ M#?&RFC%6+!\EE.4J$X=)C4F=28-)DTF+29M)ATF728])G\F`R9#)B,F8R83) M-"!E[\*1)1^#4V^&,XXQ9[)@LC1&M\V/%(=9,I.SX:7;:8)6&4G8P#Z7L M0)`4:2AE)ZDCL^Q(4?B3LN,^39^/J0M[%?=C?S390>)PE!J3.I,&DR:3%I,V MDPZ3+I,>DSZ3`9,ADQ&3,9,)DRF3&9,YDP6394#\BE"^SN9.YX7N7U0]7''` M-1,I0YA34HG85%.8%,DIQ2BI+[,8N0L8_V`.Y*][/)\#R8>=S3ENQ?T4,16C MD,1\JB7EH+CG.BLF:B=2?,(W>3TFB,R$VU11QPJR4 M"G,Z_=%])2>E67_<18E_4'_\M8SG]:=85C?N*I:/$D9:9>(PJ3&I,VDP:3)I M,6DSZ3#I,NDQZ3,9,!DR&3$9,YDPF3*9,9DS63!9!B18X:(NXJXXP)J)%!], M,YG\L`ES,7ZP)YX4E>M^Q^@U+DJL_[.D5O M.5@E0(D3'3].`G$X2HU)G4F#29-)BTF;28=)ETF/29_)@,F0R8C)F,F$R93) MC,FDSZ3`9,ADQ& M3,9,)DRF3&9,YDP63)8QI)15ZW17,2A2?3"3I/JP29&1,NV)QHF,6:I/5*E! MR]PGR1C5Q_TB1Z/ZN,M\"G)=*GD.Y#W-O/-5RJHI925`"1.<*A.'28U)G4F# M29-)BTF;28=)ETF/29_)@,F0R8C)F,F$R93)C,FSZKA+%<_G/"FKCK_"T9S[J/N' ME1PN@ZPR<9C4F-29-)@TF;28M)ETF'29])CTF0R8#)F,F(R93)A,F9:27]"5JI/5.D92XJ4M%/DI-2@I+[,&B1EQ*A!,.-QN9[Q MZ-OK.1\ESGB0.!REQJ3.I,&DR:3%I,VDPZ3+I,>DSV3`9,ADQ&3,9,)DRF3& M9,YDP63)9,5DS41J#R:25![?!*N72W&?X9,OR^5`*5)22D]2'+/TN`L3]?2' MORXWYZ]GE&Y.M_E+67V'/4"))2AI7:1W^=KA*#4F=28-)DTF+29M)ATF728] M)GTF`R9#)B,F8R83)E,F,R9S)@LF2R8K)FLF4H(PD:0$^28H0?$?+ZVF")0B M):4$)0W(+$%2((P2!+,?E^O9C[[)GO-18NE!XG"4&I,ZDP:3)I,6DS:3#I,N MDQZ3/I,!DR&3$9,QDPF3*9,9DSF3!9,EDQ63-1,I/9A(4GK85&-,27^WB9QY M<:3DI#1KC[OL\7SZ`[7'7R5Y/NTI%M6-Q(K[HTY2H/PR*[_RY"W^5*B:!CD! MDBT^S;+4V6J-29U)@TF328M)FTF'29=)CTF?R8#)D,F(R9C)A,F4R8S)G,F" MR9+)BLF:B=0?/]\2LD3J#YLP)9/BI,A(F?DD]656'W?1XGGU2??!]IR_UO&\ M"I4L56`J`?*K4.R7O529.`%)V"/%QF(\)F227?SA.BHR4"I04QZQ`[LK$ M/ZA`_H)&LP*I!>257'35H_SHIGD_L!J#U!3'85)C4F?28-)DTF+29M)ATF72 M8])G,F`R9#)B,F8R83)E,F,R9[)@LF2R8K)F(C4HFFTJD606Q"9%0LHY&,=) M3DFS!KEK&,]K$)R#^4L>Y?+2Z:2H9$76^^"ZR&H.B<.DQJ3.I,&DR:3%I,VD MPZ3+I,>DSV3`9,ADQ&3,9,)DRF3&9,YDP63)9,5DS40J#R:25!XV*1)2*@_' M24Y)L_*X:Q,_4'G\I8SGLYY_F7%:AHF/TS9,?)Q.8`K>M]2H M3KI)#_:2'NPG/3@X/?C^GJ+>/(=,1DS&3"9,IDQF3.9,%DR63%9,UDRDSF#: M2)UADR+]I,YPG#`!X\_HC#KCWD__0)WQN'F'*Y?7-]<#%-^[7V>8.$QJ`?'K MS(7?5:JG00T#%;+Y.^_2N%E&F@;*ETKEDOL-MR9J&>A"I+:!+D3J!"B^VB0] MV$MZL)_TX.#TX.5JPV3$9,QDPF3*9,9DSF3!9,EDQ63-1'ZS-FD%L9=?=B6% MJ:8P*;+0#M,P/M_-:N.N.TP_J\G[RQ3-68V^GQZ@^-Z#:I.TW-$C#D>I!22X M>>;?.M/I7T^#&@8J%N[\]0YF(6D:Z$Y^"B'GUB03M0QT(5+;0!G!BR5ER&3$9,QDPF3*9,9DSF3!9,EDQ63-1*H.)H]4 M'3;5%"9%%DK52>K+K#KNZL(/S''\Q8@2_G3-.%=0^5W))ZU8#.8X2!R.4@N( M_Q.I5JY\5_#F)F;^UTV5MXJ%;'1NTC"5?`=B(>O^WHH9JVDJN7Y3]'Y@TU0M M4^6LVWS,M:"VJ:P[Z:\0Z;%CJ`MUL&NB2S7(W^?^WE(;UC#E>/NU]O4E[DIW?.FJ_VVZ\/&?E`_;U\7#YS$WFD MDKNO%&+:J[G[:ER[D[MWXMIMZ2"N73J.[7=HW8_CQC.U[F=Q[4OK?A77+E\Y M<"]?:.)NP?FV[:WV7][?CMV.X3_<#G[O]C^\??_Y_P(```#__P,` M4$L#!!0`!@`(````(0`B7?5?\1(``*AE```9````>&PO=V]R:W-H965TJ)HO%:BZ2EC[]XZ_7EZL_=Q^'Y_W;Y^OH M=G5]M7M[W#\]OWW_?/V__]/>%-=7A^/#V]/#R_YM]_GZ[]WA^A]?_OW?/OW: M?_QQ^+';':]4A+?#Y^L?Q^/[_=W=X?''[O7A<+M_W[VID6_[C]>'H_KUX_O= MX?UC]_`TB5Y?[N+5*K][?7A^NS81[C_.B;'_]NWY<5?O'W^^[MZ.)LC'[N7A MJ+;_\./Y_0#17A_/"??Z\/''S_>;Q_WKNPKQ]?GE^?CW%/3ZZO7Q?OC^MO]X M^/JB]ONO*'UXA-C3+R+\Z_/CQ_ZP_W:\5>'NS(;*?2[ORCL5ZU!SKM M5Q^[;Y^O_QG=;_/B^N[+IRE!__>\^W5P_G]U^+'_U7T\/_W'\]M.95L=)WT$ MON[W?VCJ\*0A);X3ZG8Z`O_U[Y^X^C.MR9VB.]8_=/ M?]>[PZ/*J`IS&V]1^8=GY/[TSY M3=5 MU-GXYY44@%%GR\Z;LV!A@,M`*>H$0W:`0." M]AP8.#!R8.L`=RISF#YUYHGT)>J`^ML`9$NK:+:2%=WHC:&XR8HIHP(&[%8- MP"D3ZYQJ&J"`I@7@I&'3=,``20_`2<*G&8`"FA&`DR9A1VD+%*4A&5:MZH(, M:Y5JJ4ZME5E)D[$Q'-70L!YY.0(#]J,&("AI@`&2%H"@I`,&2'H`@I(!&"`9 M`0A*ML!0$I)?M?\7Y%>K/E^K8X:Y2].$Y==PBJD;I&D1L7Y0F?%T6M&FD]T5 MW)3EJF2UV'!%ZRJ*-%VS0]QQ0>\*;J)5F?,Z'+AD!."TJZQ,ML#@J57+&TGM M?%/0;)K2*.)=P7"R*:4W45FP\JY2.5C`*NU`;``]% MG+&J:+BB=15QD3!^Q_F]R[^)BG7.JGO@BA&`<%J!P=.J%AJ2UOE2U6R:3G5^ MTX1M#,?D)TW6*3N7*S/NE*HKN(FB(DG9$6JXI'4E15+P;>BXH'<%-U%$ZUU>.75LNEJE5LYR(-5S0NH*;N,Q6[`AV7-&[BJ2((G9"#5PP`A#.+#!X9K4W(:F= M;P<3G>94+EV69/IK7K*45S@,A5$C$MS^!BD@:BUB#ET41VR:3BAZ1(+3#$B! M:49$@J(M4D1RM9?X_;Z@S1DKW$BL899DDGR31*R#5C@.>U);Q"0L7_.+N$8H M6D2TRU.7:;QP<1SFZ.D<&.QR`D M(R(SV359\617^P@WN^==@$7&?JA_<2FR3/,K;Z#D(S(C*396=_ M:):UU7"SO-`OC#-QL^M9[,"^3#W2L]K!.-1)K>\=J_:N-A)/$):J!BD@:BT" M;H^(AS[@(-!'1&9R"KNG1#2G MVG*X.5W(I7$H;BZE7XL,R3:$-(_965=9PNGDKHG$WQ`<;S3=T&V))EZKCD"/ M:2>FZ8G$WQ#X-"-&FZ92YSQ*72)8TG<1&!F@MM5(05*I48D M*&J0`J(6D:"H0PJ(>D2"H@$I(!H1"8JV2%$BFFMM02[(M7$N;D67.>N7F\B0 M3$6G:;9BUQN5);@5[4IN2N6RV#V71FA:,HVZHU`R22&I)#T MB`3G&9`"\XR(!$5;I/`RCB_S=).,Y5EX.DLRGB[CCJ#"8=B1VB)P8.*,]]A& M:%JBB505LZXL%#U1J'MI4"4E/)"J]JUC<_A6B$9&9 M_)KMG_:(MHC+C%WL,W:L$C:6-'-Q6R'E5,8F\HRH$:(6D6`&.J3`3#TB0=&` M%!"-B`1%6Z0H$ M:HV0M'2:]3J.V$'OA*8GFC@MV,71(!0C(C-)-MON*6CM?2Y(LK%,[J5%6G#C MH=]+$T>*(B-I9DUCY>+Q6.PDE96\04-4+1$<1.G M_"JR$Y*>2+(L80YF$(H1D9GTAKQ>K&W*!65LW`TM8U8(FRDV+&:^AW26X):Q MB6M;A?*%1VY32#$(V(S&07[*U8\;0S MX5464:A-A!OL!4%WB3C MUR_,+6\LR1[*)(LSMOA6EN&<-503Y47*3[5&B%HJ\DS4"4U/-;Z)!B$:F2A2 M%TNLJK:NB&;Z,F.9&!?EGC3EFGFZC26IZR<\(]@ME`HIN,(B$A0U2`%1:Y%B M/;U!2<9J>LW:RL:2 M9C.MI]?W_V%GZF51@Q00M8@$,]`A!40](D'1@!00C8@$15ND*!&MZLN\9N+Q MFO*MSD7;6-DX;JX718T0M8@$,]`A!=+6(Q(4#4@!T8A(4+1%BLBU]D?NRKM0 MS\9.N9U#WC=)#,GT:#4L7NVT!#?#KL3[KI@3;(2DI=,4J7BUK!.:GFA296K9\C((R8C(3);-QGLJ^C+#F?@, M)[MTVUB2;1SJ!1>6LJ5X?YK?G*$H@;*M?L8-0D MC.=NREE16A+E)BOY&_?=66%Z$L9SU^6L**-ES;34+5)$^_%YV#/:C\?`%JR& M-XDAS:RHAN">&*[$OZ)R34NF\:ZH7-(326!%Y:+1BF;3[(C(BIIRI`7JY+9IT9H6D3T&R`W8I8.QV&6?G&6 M06A&1,)-!RF\A%.?G3SK-LRDI&F6MV$L"9*F_B2(&=W*,DCCD;=A6)QL5;#6 MU)P5IV5QY/9T9\7I61RY/<-9<486)UUE+#_;I3CT3/%9UN4E)#56TUU"U++* M[JA9$AY*=8>0,BK+<#H2U42)>JE0'#BHDZ,5%/-;Z)!B$:F2@M M;7DYMTT7-62(&&42,2//D;I("H120HZI`" MHAZ1H&A`"HA&1(*B+5*4B.986RPWQ^.X:4ZUH;J@ M?HT/F[\3D()9"VY7A138F1J1H*A!"HA:1(*B#BD@ZA$)B@:D@&A$)"C:(D6) M:*XO\ZBI]*CR3H`EV95//7]@:UAE"6X=$X^ZC@K^YZ.-T+1TFF3-[_YT0M)3 MB6>:06A&1&:R'+*HJ<^B+AN>2<8N%?F+"QM+,E?D[-*ZPD$HEAH1SWGWB7T&UGH0,;MT0ZL+#]J2&9 MRO7\=;@=)Q??Y9J]A5-;EO?(-#@(R6C)I+Z>;#9J?M(>XWJ/@`EQ.N%&I,\< M`4=$CD#&_>5YUQF3C%][@(*:;SN#)MY#TB'AF M&'`09A@1"><6*4I$<\O]Y7Q59Y['E,*[6Y+-Z3KFCW8K2W!S:N*"Q-./A:9= MFJ83DIY)Y#2#T(R(S&37;+WL'9DV3[QWG.7>)R4K7GX?=6-))FOJ=5/^$G!E M">14EN9]*4QS5IAV*4QW5IA^*1'(/+92&'=+ M,D[JH*_N:06A&HHG5#06V M95M70G/,[>1"*S(VTEU@2_[Q5)O,D.9L)%*@G]:(!,_X!BD@:A$)BCJD@*A' M)"@:D`*B$9&@:(L4):(YUEZ(-Z3E"\3,6"AB>81EMZ397#M6S#S\7!8U2($, MM(@$,]`A!40](D'1@!00C8@$15NDB%QS>[E0S\8QNO4L+7L&ME)?&93#[W1BAZHO!^\HW0C(C,I!;V5J3V,C>9&=]$RIB[ MN(TES9:QX[]L&0,2W)D&X\*Q:1$)BCJD@*A')"@:D`*B$9&@:(L4D>O+/&4F M'WM*YVY)=NE+HHB_+6$)[M)GXAI)DL0)>V+="$E+9U%O0+,EJ1.2GDB2>,W_ M<'X0DA&1F1R'/&:FK<\%;=DX)M(RA&^?8NOWU`(MPW%=MI8-,M(>.@=#@*]1\1#'W`0Z",BX9PB18EH3KEY/,^8Y])$IN+YNB6%RA:' M84=JB\R4K="T1.,I6Z'HB<);MD(S(C*3XI"#S+F#G+^(F.BT7.4?.5B2R524 MKOB?3%>6X'1=*DG*-?,HC9"T5")GZ82DIQ(YRR`D(R(SN=4IM"_JTO+5+HIW MW;/<>6[\%VF\PIU;DBU(]>R=/;&M+&'!G?,PW%`U9X5I>1B^-=U987H>AF_- M<%:8D89)DI(MR=NE,/1`:I?'#^09O5W+^,G"#M(F-R3SH:CJ`TWXG6\[[IXK M5,$OTANA:!?FZ(2B9PH^QR`4(U&LU^))NJN@R>66<:$#&8NG/@\,.O,F%U`E MH5I"C81:"742ZB4T2&B4T)9`-`WFU3G^&SF]^[G8N;9ZX([>Q)/VQ7Z<7 MB?G?H%0G%J2ZEE`CH59"G81Z"0T2&B6T)1!-8LBW_6X2C=URTR->AMSDAL22 MR!I-=6*=DHA"@!K):B742:B7T""A44);`M$DA@S9[R;1X]!X.]^H;V30/9(E MD=NT$PLR5DNHD5`KH4Y"O80&"8T2TM\G8;=>;9=)HOE^"/.)^J^[C^^[:O?R MO9QC5%^8X<,W\7T5>_AU?-_X\#:^5Y\9+^/W\;WZ7'B) MC_&]^NQWA=_AAJKOR7A_^+[[SX>/[\]OAZN7W3>5R]7M6K7'#_--&^:7X_Y] M^A3]K_NC^H:,Z;\_U#>B[-07!ZQN%?G;?G^$7_0$^!TK7_XE`````/__`P!0 M2P,$%``&``@````A`/KI@-SC!```^!(``!D```!X;"]W;W)K&ULG)A=CZ,V%(;O*_4_(.X3,-]$25;+Q[0K;:6JZL`( MF,GLO^\Q)N!C.B33F]T)Y_6+'Q_;QWC[Y;TJM3?:M`6K=SI9F[I&ZYP=BOJT MT__Z\VD5Z%K;9?4A*UE-=_H/VNI?]C__M+VRYJ4]4]IIX%"W._W<=9>-8;3Y MF599NV876D/DR)HJZ^!GW.K\D?LJJQY>;VLN/3;@3^"QL:L M]5.?@=\;[4"/V6O9_<&NO]+B=.X@W2X0<;#-X4="VQQ&%&S6ELN=T/D6TO*V#WUO:[S!4.:#)A(:7]=&C>]B27R3\('COLGMP=2&X";I3<&S M!D@C%XR(RF5#NO\[43<,W@ACV"9^7S276%@1SQ7J4"1SB6*2SA62"0*U_P\H M;[33X25C+D+?QQR1T#B21DW7745R5Y$N*1`G=.3S">6-8(U)#*$?*)Q"L\1Y M5Y'<5:1+"L0)BU#F7)ZP7(SSZ#I*EB*A"?I5:5FFC?%C%`Y=92(FDBQ),R^O\YVG%Z6"YK/$S(IQ#D`4$:.@[4<\<,8I/W1HRAAI;1-E;TP\:8R9>WA]G$HX=+=J*_9P--<^K,)& MW%R('QV[]-^\SZR#&X?^SS/<,%'X_C;7(#XRUMU^\*_L\&PO=V]R:W-H965T_C:GI;=M<7Y82A479:V9:V755[6)E78M',TFN.Q M+'#<%&\5KGLJTN)+WD/[NW-Y[4:UJI@C5^7MZ]OUJ6BJ*TB\E)>R_S&(FD95 M;+Z?ZJ;-7R[0[T_DYL6H/7R9R%=ET39=<^P7(+>D#9WV.5@&2U#:;P\E](#8 M;K3XN#.?T29#OKG<;P>#_B[Q1\?];G3GYB-KR\.O98W!;1@G,@(O3?-*T.\' M\@H*+R>ETV$$?F^-`S[F;Y?^C^;C%UR>SCT,]PIZ1#JV.?R(<5>`HR"SL%=$ MJ6@NT`#X-*J2A`8XDG\.SX_RT)]WIK->K#S+08`;+[CKTY)(FD;QUO5-]0^% M$).B(C83@2<30?;"0U;@>/-%'"8"SYO([!:XK#`\;X6_W`)HZ^`%/.\B7_5B MS43@.8JL%ZZ]\ORO..HQ%7B.*K,=7=(A'B(FSOM\OVV;#P.F(0QB=\W)I$8; M$!Y#A0[L+7C^*W8@:(C(,U'9F5`>PJ*#@'_?![Z]7;Y#D!:,":>,MQ*1:$1( M2!+=>'QQUT5BD60DQB(I?0&?MZ9XGB,6RD:&3"+PX68&Q"IOQN/Y,O:9P*3/ M8\TA?<'7+%D030EO+38MGB*22#(E9)%TB@2^[,&4<>[>"J[`Y)OO"H%AO>#L M#WQ7[&-(&9B6MR&2`T%+Q%HBT1*IELA4A.`1=(;WB$PC!]9M=0210CL3!N+N M@^=)7E'&'^84\I`'6ZDE(A&/N.X#(A8(RPZF(@F//$%%R)]4E%(&/N_M%9N2 MJ0C!+UA.>;_4/A%8]BD0:PXILQI\>D)K:^5.VA\)C./Z4QMB$?%==VI#PC,H ML%UO4E-*$953*D)P"O:,^4X16')*GO@A9:A3Z-$X1SP1!-`[*>)B'D!@TH1( M>,)&-A$1!RREA,HB%2%8!/L.;Q&9?"[XJPXJ4DBT*O"E92BD#+/*71,GI&Y$ M/.(XJP=(S".V-_@IJ20\XJP?59121.67BA#\(GD^M^>K?2*P[).T:864H3Y! M?O>HBQ%E%.V/9Z@D6I542V1\/7C)!!;#Z297?X M$:F(42K79@DE>J%4CV1*1'2.I*7D316\DR_]B.:_/*9%^QS8AR%#%)Z1G442*Q72?1(RA`6^8'W M:)_)E#JB:R2OE5S3IZN(9L.B:_75[.1'$:5.PBI3 M^)_JD4R)B+Y!3?_#-U)*6ML"Z507(@K1_KIKNKB)$1DQ1M'=>(9,HI=)]4BF M1$372*[[]6BC&;(8;=(A-B2W6F"MPI%(C\1Z)-$C*4/H"*Y74E8Q1'6FE!%- M(]GOUTVC.;-HFGS\1A1B4\M:D2,.E__0U(-!"F?C.3J)7B?5(YD2$7TC6;#D MVXP-@>;.HF_R:0!1B/H6.(\&.&*,TC:]3**72?5(ID1$UTA.++DV8T.@F;3H MFGPV@(MN,D7I#8:]?K1S18Q1NJ:72?0RJ1XA-_-\@^&$P,\.:AN]>J<7J15N M3SC"ETMG%,T;N59WX!;B]O9VY?]LDZM"Z7V(-G#K.7T?HPU<;9+[R5L!N*&_ MYB?\6]Z>RKHS+O@(55D+TCM^^J5OKL.U[DO3P]W\\.L9_A>#X3[56@!\ M;)I^_$(JN/UW9_\O````__\#`%!+`P04``8`"````"$`I[_K$[(,``"2=0`` M#0```'AL+W-T>6QELTLN>??= MJ^=J7^UPZP3^5.]==W7-]I?!RO&?IOK?'LVKL:YM(\M?66[@VU/]S=[JW]W_ M^E=WV^C-M;\\VW:D`0E_.]6?HVASV^ELE\^V9VVO@XWMPR?K(/2L"-Z&3YWM M)K2MU18'>6ZGW^W>=#S+\?68PJVW%"'B6>'+;G.U#+R-%3D+QW6B-T9+U[SE M[<E,.D#I_L[? M>:87;;5EL/.CJ=[/#FGQ)Q]74_U&UV*1Y\$*0/SNIUT0??N;^,^[/[Q[U_WW M-]_^\Z_VZE\__+[XV0_?Z)V4#:$)-JBG>=VM)0L?QY0[B03W=^O`)X+T04VH MK=L7/_C9-_$S<`80#[]V?[?]1?MJN7"DA_"6@1N$6@16!OG8$=_R[/@;<\MU M%JUM;GN.^Q8?[>(`Y1O(]SP$SX<%.S.&\?!:()I5IC#`XF09XA,KD@4@6 M'JR7R?JQ1":.U["9US'ZXW@Q*>KEDL:KZ!<%'1[#*[,5X1,^+::Z:4(.Z76[ MJ%9JL!,QF\R[P.]LS&Z&9Y-L8`[,D53).%\LV@T9#DR9JFQ@:+X??3B;.N4S MJY(N2ALXF0HV5N:E?WX MMH$VS(?F'"%VXN\U?/LIM-YZ?=:,B`W8!JZS0A1/<];\)<5W?O-@SA\87X), M%$4%4=.C[(?Y*)FK"SUR:3I-`,F2!S.AI MD8.3M>[U"#+)N':RP7ARTP<@ M76/,6)T5P0``C(;#\;`WZ1OPCR7^TR.0K=.AKMJJ!($BJQ($BJS*BG%'0N9/ M(@663A3'*D&@R*H$@2*KCB1GX)%RJQ($BJQ*$"BR*EOEDABKL"2I.%8)`D56 M)0@4655:\YEDX(ERJQ($BJQ*$)S;JNFT:O[P8+(UCV)G)JT_3GAA$]^>%YLU MPCQU$80KF"&G)T1Z!LP1XV/W=ZZ]CF!&&CI/S_@W"C;P_R*((CC3-E)1Z1_:T;"N2@X[335HV=G^0+,N*6`6#@;,)8V1T1\:P M?Q-/V"2Q]NR5L_.*TF6\2_T2U(BZ;1:/(A/OT@[+V\ MM`4V>Y+(XB,J18ENP@"M*\.P^7AN!+V'I.GD9E_OX#?"J&@37)E0,TJS-QGW[O/,6=FBRRTP8 M"W;4!#[YNQGK4_+W;(W?L]FZH!Z3^3X,(GL9LQ#B%-@*E(-`>`H@4`, MT5-4?WL4@Z(*3+U!40FF$+@:?,:8H);@*J0B#(!'253D?4*/JQAG5`.!H"I# M$F_HJTJ1%(.J')F;HJ\J11((JC(DM82J%$DQJ,J1Q!2J4B2!`!I1DB&I)52E M2(I!58[,33%0E2()!%49DEAB<.(4V:'+IO$B*ED_'4\.6C_57M>-"ZF]JDD3 MV#T='L^>XIDCV(+-I$67A]-*Z=:L]!Z/P"DTS<&K:$`W:HXU;"R%G2 M(S^'UN;1?H6I:'S:Z75=O=8+2-+UC7UGY!%68LKYP]*ZKK5A+ET_1V`Y7A&- MDN.Z2N.Z_)YC\&O;C0[2B($M+*@&@;I.,$AW`4DA@I&K6DU0))5CH*9"/,F: M,QSF>@@^5YB@.4P^#=GLLJ.52(XOA00_29*$/D6,NZ#:&W.$5,G+XE$=`KR, M@%U/<$A-Q$4_WM%GR>IBHZM?EA:2U@%.`7<*>J`%HB?L>N5E2M`AY>2!P?XL MES>5R5:B&PUU25@.#!,YBJ`>RZ*FN;,K[V\:X%1XCIBU*$AVO4^[_I/D]0:4 M@MY#\;1--?(1'*F1_14;E?$D!<$U#HZG>CB7$D_U*,\13](1R(RG M8B_!J^2@SN*X/,WIJXA/Q+$.0GWQ:CT2(->7P`U]]GI(Y79OP'>I=F^`+4&M MHG:O:ID;*GJ%8KFY,R_%*::7I`>"ES63^DKFM+*EBY('EEH.03$%'91>9$(" M?'P7)*24MIT@IX7#6-;-\(!BT[*27-67SC,)"O%IIN"$4K'WR9E#HC;=X` M6X):10$"DI+:W!35%ZI7L/^"+9`GVX_X2!)OG<@I[L(IYJ8T6=6;UV.K4"C7 MFE?BEU%P"Z%3R:TD#*17%4Y9/?!1WI+"(2M#,T>PIZI2T),G.>"TUB&.4[/# M#[Z5=@R\;`LJ.SRM).;X)+/I^<:2G5V8+3+\2!JQ#CP6C@.WV<5/$?0B2F$LG:_#2"N MK;\`0``A+^V24O*Q:Q:'UZ7<=PO]10LCG5`GS>>*@'E)XR@,"<3D=E\KR5]M M$@;N+BC-JG"<[TX$UXQHM/ZXVT;.^NW@D\F*2>D M`M$YDP"`XE19N*A2O[@\1/)L)"F)2P14")R#;"81T.$%YK*=Z#BWEM,LM2W! M&-&MTTYY?UV9C%K5(UAJE5J/RIBSC0RP=8'<"(:_#4RVT4'#^\_#\W*ZO]6N MM/=+;*VRM6`\W;+8.2[<31(79G`3RA(*7N#-XH/)MH$Z6MD"?!]B@M*"/K4M MK2RJ^K@QB>""RXW;T@+V-T/!75OE-F1;;#,<:'((K@HK=R..,$@M$#DMK1R.^+F+D(+1&Y+*[4""Y**[]T-!W>]G5-[C^X(> M'U/);0>OB(ZPKHKH**:26XWW\H&@E\=48?!.B,"`QYLLMRY\,2[`)^7QW;[X=5;1"# MOFASN'E;1HB/!RRC(H0>7C>NY5M1$+YIN,,O(\<;?2A([H]!D.F(I]"'MR*` M_@1/%X0'%VJ@EUA#O`_C[JXV9+)8X-6#M_MH0P9&QVAX_\,;,[0A`Z-C,GQ2 MQ?Y)A,Q'?[/++,3G4BS=(B0^.?Z+O>(]A]=P'T"*4/IL[Z+0ROR/#ZF^H&(^ MXRW_,AI\BHB?@Y3>GS#I/S_#'?Y2)>*2$HD=;.!%@/]E%Q$UXBA"I"^8EQZ= M"&[,F@8Q1P)AB>!X#49B+Z,(TOB[%?H8+5SH[OEHA43Y'F;H_E>O^>T? MF=XC?/XFNS%D-A\`1:WLM;5SH\?LPZF>O_XSN^4Q.%/RK>^=KT'$2$SU_/4G MO)3#@]F_&G=GXRMC8`^O)L/9AZNA M,9]]^&!.NOWN_+^@,GQ8Z2T\[?*(AX&RAY;"&F7/N-VZ\,C0,!$V`?\E/S;5 MR9L8/MOP!;!ANU,J1&>;/4SU_G\```#__P,`4$L#!!0`!@`(````(0#L36%% M<94``/SG`0`4````>&POHMS M7X_23S+?;^;NX1&125*]''0/T)@2,\+=W-R6WQ;W^/;?/H^&Q:=J-A],QK^Z MM[.U?:^HQKU)?S"^^-6][T]?;3Z[5\P7Y;A?#B?CZE?WKJOYO7_[[E_^U[?S M^:+@W?'\5_TG7X_*P?A>T9LLQXM?W7OR=&?_7K$<#_ZPK`[]3SO;3W?N???M M?/#=MXOO7DYZRU$U7A004AR-%X/%=7$\]AD@_-NO%]]]^[4>]<>?%&\GX\7E MG$?[5;_]ZV^6XZUB;WNCV-W>V>_^..3'G=4_WD)&\1\'9_/%K.PM_D][V`?M M/X1%?*PN!GJ%I;TK1U7[J0=O?WU\6!R_^]W1R>G;HW>GQ>'[CQ_:#X6A#N'/ MK!S"EW[UN?CWZKK]W(-M_N_9TR?[>T_;/QTN9S->+UX-YCV&^'U5SL2[XF6Y MZ-*TN;FSN[FWTQXCD/%#-1QN_C2>7(V+DZJ<(S3]XG@^7U:S]@L/?E_-VW\+ M@_QN,ER.%^7L&HJ&"&?[L0?O)NT_A3?C2CY6T\EL@107)XMRL>R,$!ZWX8M# MEGDQF74Y]J:<753%0:]7004/]9V>=7-/1J,)RUY,>C]M%">7Y:R:%^^7"],? M2&F_EL0I9_LK1+U#[8-5HMI^_4,U&TR@<.4`O]U=._OI];2[R3O;F[]MOW&` M"O9-#5\-R\YJ'IR7PWEGH$1DH&Z=5!V^?W?R_LWQRX/3HY?%BX,W!^\.CXJ3 MUT='IR?%P^_'Y;(_@/V/^.^3E\7]1VW2CL?%Z>5D.<<^S#/+L\3[^]U5GKTAZ6LWSS1UI[W=+)`A0?C3]5\89LE M13B?#`<=E3DLYY=F47OZCXJ!64DU7G3$[R-#S08]R;\]*BO#B?(`"I8S6#%7S*`4:-1;G@=HD4@\_0JV,?4[?UXS5*+R?GY M@.6(<>+S5!NS48RK1?OIE]5YA2T6NQ(/V+O>=5'V>'&..+(TR4]GE]Y+W(L2 M__/S+S^VQS9-<3H9]/.$#DQ\, M0%"W_4>=/3MT-S27&RH>XH"+_F0XQ*-/^9_9JHUB[LZI7"XN)S,S23L;H`/] M[YOXXT!>NV\HR00WV*:]?1[;?YH>F]0.SI_=+/;VL%U/&"F^LO=TX^GC9YW5 M?D#=-P>(05&&"%WE]5X/OA4F:DP=411BT7Y.7#WYH%U>=>-5T4.&S',$6_7)1?XE3;G@]/ MV?!\;3[D`KM12VGQ$-%PT9T74Z@QSG3VMOEVE)%:L#6*__5NKP:Q_]+7*&&3ZAC<;>WYR"E!21'!2O']5O/]P]/'@]!@(=1>LM'?GZ*B#B(*= MGQ=7X*)%->[8GI<#'&%')0ZP)*,N^#JLB,Z"JG4]^[MJD5Q#G*\M.0^/QST9 MB>H11MS_"\<)_FNYEI6NMC&!O]`>_[A&48Y9DI&H/A/E`@S:;WRLRJ'9TPSN M7!#J`B%7>'NW%6:1-A>7Y7AS48V`:PI\!B/@Q\P`G$.0]DP?!";!`EBL@%&$ M?R[&879'ORT[%Q=Q5H%B*UFZ[@K$EL[DN/-\;'$+9]99O;O)6?6I&B\[0,@7 M&W[LO"JD@6,TA!1XVY&N\`RK4+S:]\T(CK`+2@YA*-$;\A`0!C)R=WARX":K MC#SF70=FTR^"8TNB\9FT1:&H%D=VA$A2_XHBM%(RCL>+"D"RB$\%->DB$^=J MD("<>VUY056$1!_JT4=%+0'MYS[,)I_`F4@6,@+W["V3E(@YNAC?9"8?OSUH M<_)DS,.(3[H@YD4Y'_3NZ`%>#H9+Q28RGK?[BQ^JP<6E'B\5*R`@+%!A>_`< MN1W?+,Z*[S#P#7;_\/W;#Q^/7A^].SG^W1%I(OY] M=!GQ<,?RO,(4#BY`H98$(W11/FX.6)0.U.^U1?J+EMM^ M^7`]ESJ/YIF1IM\_>7W`]K]_\_+HX\F#XNBWWQ^?_OXN^W^<94LZT^71PW^\ MK49GU:R3SFP!]V+=-@EB,:EN MC_E]K6C"!7^!,F2LR]/K>^V9LN=R%M_T7#Y>)UU_DR4[.'E=O'KS_H<[@6++ MA9T/)U?SXGPV&65NFG3^X-/J[,A!;52*Q<0P$N$]F0B@7O2!)F\DO(U21G9TF=_Z0+(<,8L=0WH!9 MB06'I%Y!*QU(V)Y5X$QI-[)XRUGO$E#./\\;29GV*V9"VW^LM:M'8@?H'%): M;O+K#$S'<7Q8GS]LSW'7K.$7O)\Z%[K>ZF"I+=*FWM*=I:X$&,0=?U6O`A;+=V^[R5]&Y/D#^K1.B-F6R0 M:*^J^D$CE7._TQ2-MT+^_?HN;P84*Y/J84/@L7#P^GR[,3J%&L+L6:J\O?ZT M*Z:6"G_/2.4%@_`(HZ"L?9/?[2':>W0^&.,QFN]T=$/S,F7&SMZ:Q&EGNMP] MS3UMZ"F2]I.4W'+%IUY\03P[&RF_VDD))$;4B\]9LFI1[?DT!,C`M^MAC/_% M1!=\!4.F`3=4-HR9JQX4"#BC.#M6G"OA(6:ANM:FX<;WJ9:M?_.="D,FT"^6 M\\%8]2K1H;C'["9V@7PVM4M0:'O6+WGWAJ+T.RO8%'_^TW]2?/[+J?$:=9TI M.9S,E,,P^,Q:RD)I4'%1$*0<7Q=7EX/>Y4:QN)Q-EA>79*-FBPL%8K]>EJJ$ MJ[1/VM=@4#[6PWN:Z=ZCC2+,V*]&8UF0QD-__M-_OST^_/.?_N\CX^><7(2J MXNXUY\NS^:`_*&=6TX.XZ0P)&DS+X?":O@=189X9%UO(P1I9=27F+.S4UB\_ M%S^H.$6DW%_Y).Z>2IH2]G&9Q)7\9U5\#\E,HJIT2'?P[(7J5F-+]LRGD_$< M$$:A2'T.5BQ@3;\^.9K;HGB:>1=DV8K2$DL++W09:L&)E,OAPOPP6(9HF#(\ MKL)&1J"@ED%A1UK<<$*LL]46L%,(+7MAO[1URUB!91,A;S@@)PR)04T9D!HW MN2M&-^&]220DY0,>NT(LAM>;4,A`^<84ET3F*%]EB1N*%OPN%``]L[Y)Q=5@ M<6G,9&L6LR6N":*$P`CE1H5*UV`&V%3->[/!&:]C9,7[NJ!KLG'T&9BB%)$@ M.#9-\=Y#>'URY/(CNS]0'F:@^I[*J&9EH;\/FIN8]0$=P:HA`@889PJ7LT'= MFV(S]>FK(%JU$M-,YDAK@BBM:6EUH2B)%*X+BD226422WTG%^_J[PL.4E.3Q M-J61_>N#@P\2D2U*X=B.?$OFU,:'S%BQCM*XR392_3+.%8F=M^^M-H^50R3D MS"I8+B:)M&MR@HBL7!K(WL+&V$>S)S,M1MG,D^6L.!B/EP@-'@.F"C3&C?OW MK>)@7I@_/*N0X`VLTW]?51NL2__%N_HO4<&_EM((5D1B3IM_@]#]^4__-6]* M;L#>DALMX,:WJ5_8>C7"HOJ\8$K;PJ[>'(]="*8#"HN6FAV58XR*Z9^XU%"J ME=H36&4R52BUFU$PBE#ZS4W(V4:#(S6F`8 M^V*U=EHS;115V;O4PLSEV2O)\MJ(2&XU'%P,K`"OHKD)EME14V-6'O9\W6-0 M9KJ%GQTA=2-Z$>J-Q3KBU3"6(>4LBU'N?7UPL+E5O*AZ)8KF:M.?H-(R:2-: M].`"5*\?):>2E"BV?/VSYI;>3B;]:]-!7.Z+YE>B$`2(VX+$0%TE'D#K0"))B ML]J6L#M2:A*#SE="B[@?EK&'F\1E%5#!8(Q2B!VI>C\N?K-D_)W02BA$HVPR M9:'9IW*!5`2)=E'0CZ^H>`F-O*95202],NQ.AYGZ`@@$,&JO7K\ZD!7?@("A M(A&\S:P\IQX[H[^$-'2"2\="20C0429`'S,!LN'"NV^/CSX:?G"ITB0FC=I* M(@XFF2[/:#.!"U.`"K9+Y.8ORUV=R!DI(5B@*A3<]WVTQF-1'*GST'F50X2& MV$AIVJHP+QYJ5IB@[7'>"*SDBQ)KH`W3$(:3W#>06N62PB@'L6<+GZ*F&'F+ MA[5SG8S9/$TXHINF&-)[2O.1M\AHYY"-(!),.''%@&A5QUD6P[\-ZA;(Z^>S MN+X#78A`AKW0>6"2;1)O(.F@/L`""(QX3:!@,TX_" M?%!2%N2IH*0<"3L\ZLCE*4OZ8!O.T%BP,TIW%'ZJ\W,&D*'=>;9-3?^:P<\! M-[[3DBQX@D=H>!*A MPDD.#4F:';R%`E_>66MS\ME4>6#Y(F1$7I`^%@(]\Z7*^&E_M9^]RP%1"I9C M-*49!&?D:M4>*)]NI/([RH48B,ARJEB$;4)NDWV37(&;GW;E,G%';[$Z1K;`\-$ M3YPF2!`L9B&Y07YHOH.^WF(^@+-`S^!VU>[D%MQ5T$!A0'`4AM]$$2@J( M".*6V$6RWE5J4HQ M/7&!K^?&"M,PXJ#;+"(DLT?`-&U*:!<3!PCUS6(I]4O>C;4:`-.NNUR?+UDP M.2+:AP4>+MA?29?)FX(PCO MRC/LN200-1OPV80?7WS_\47(()H!.H;^64V.S"`G1_ MTR6/20@BS;8JXL"*I"YNV]3SI26]%-61)EB:"X%'$IZMXM5R!AMG8`LLI/Z+ MM_G?K+H(WKS>)Q2$_EEDSU9J%LU\B0%NK-#Y+668HNQ@%RPV MB1`@4,&1A6!&RZ$)1=H.@]6L10`_LP$9BUB2?C-@),D`MWDF5<+3-@^F:F(+ M(G[01Y?8(45(&_(;>B&W0L8GRD5#"WM12%87L6Q&I8`R^2BEUJN?9-K*-'!# M>!&`KS&HX\EXT]HFI$'**"`D`L^Q/++SDT;6^D49W+A4/. MZ'K22M993K;-#`?NFR"Q+53(0LSCN5USWWV"8ELZ+`?M->,'H3 M$PR3,RL@KE`7PPM"CDH>!2WP6#5NSRV:CM2)4M)!)#UE[F4=)%]8P@MA;@NN MT\Q*1TY,?2]I/V+.T+R"=(SU=OS56&9)`/1VB"\Q3!<]'E*L=3._0J:["9A;EDJ MRK:@NS,!`UEJ=[Y7@`_0*$-O*.'F:=(0`6%%>('1QN0]B71T5H)#!.:P(N@R MJ0?8X>&:K+[SLAQDFP-4YLK0-_.N=87E#/'PU!VID3R3%GV=,6F=9Y1CSWVP M@U(M([>5WPC0W"#`V<8$65YC)1L$GKOOBLJG2=>I:&LG2TP4)16ZL$DK2Y#3 M7LDY8+$[[KUAYEPSQQ6V&#.-2W?L^!?;/,EO0#<"=EXPBHA3@2G%&XR9Y30M MQWH^F2S&RD]O%2=*8H%^@;_*_FAV"<_"HIQ M0Q'P`+C>-M_8Q)L=.^70Q<:.S]QHV$PSF.VZ9>%,SM9L(,!G"%`+2[C3-)TM M/'5THW'6NDHQ01%,B,C@,;S]22'+C2Y2\(EL4D6E+WD@AUW?N/D"DV,CRUF( M.G/=2`&7>5!-U,V=V$_]BCU&*==+>8!_RZD"7HL0J!H,E4_Q"I#19H$&_]8! M7B(8@K(><)-X0U./RMYL0B)E/!F1):O&GP:SB17LMHICPA"<1M%3MLXB>K0V M#QP]9@X18JR16URH:!5).\,<1J?LJYTODTDOB_'2,J!8 M@V`2S8"$+BEY8@[;6"AA<,(='=;4GCGT M9[;(G+5]T<>J-\3JF0B:SVP_45)MP4 MR`YSN239OQ$[F#_2UBOMK+U*S1$=<_:1?$K6@A-2!C>?<,T26'3Z@&>*/Y#` MP0Q(+46-I6!FDSI6?;*]M9TQ0ILIYAT@X++^";Z<7!.Q4HG*W$(5J?^7I;(718S38;S>BJ19/5];S8CI,^=J$X9ZF8P-MX MOK^[];S!\QA6>L_FS7P7W37C4?]%,\EF"VK7$KO[OO-T:S?1(.]PG[_LQ[^H M:F-6REBB?PFOFWNYF3KXEA,GQ>RV'J==*K]K7FW/@$!:4<]U MWHSSP;+]%[P-XT?8QWN,'O#RH?*H9:QK!:6I)Z&+@^\0T*4(D3J MTH)CHDG&*1YY%:`91D2V;D%,&/J`W;3H4%W0DYIZ6%X%E;0T?*3[- M:9`PRP]5MB?=P1WB:7A@!B%&JA74+',MAXW$4G5^+!V@M3< MY$KZ$TFCTR>X:=$T\=?44.W M.P?>61.5D)@B\'<4GPQ58G8>MTW2W1R5D+U2ZD3'@#\2,LC#_2>[6W6ZV9S5 ML\R%MIT5AF45D2*036K0:)[[575&HQ$84YC,,KN484(+,'YQ=SOSU@PPC=0D1B$_R<%OI- MLDF5M\0#.R:^:0$[(L#*I))::8%&;6R,)1[DL:U]$.(E5>N[ MUJR<(/W6@"IQHI[?1MV:J:!-8!YAG8UC7@LXRC=)YBA7N'= M":R>^T^@6.,;PV"U.FC--B'IC6P@[%*/)]'1ACE>R[[S\GMZ#=2XX8K(30^8 MG,65>BP)S"49WV^=T!,$5`0?FHDLAVIHF(2C)X87Z;6D5R16C`4HBO=VLAJ1G#'E_N[6L_0'V42] M-Q]\IHYF]XOY3C=JM?:>HX<<"M90=S!CF4VDZ\ICB1P[1G(_CRTD%E$%HO?# METH@:W7+LF2F.AU^8'D.LX[_QMJC%9*J0'GG=K"_P@#M[=<5/8)@[[7.D@XW MD17L3J2J8PD*7G8S^C\IVIUG,;=4\1"/(1?"`DB25-(!2"C#;_HYF MT!UDK=9H*!5A:RYVX4YE\;RG)YTD(PEX7CS=W]K?>?:$.@B38N=0W/MV00L@ MIL5$&4_``1T$*B+H.IL`31LZ%%P]`L-XV`?I_"H*&<%10[MLN;>U3]@-'492 MM)F)-Q%.$05@-Q#9F0RYEA*[SX/(NAY#0KAX1]0#OKQ/*1X6N^']5(3/I1D% MU'!X73=]57 MNOF\-41;+6NK]*`6B=5.^"KRH<.7?UX_X3PW8W MN)0[>A1Q.,WT9=Y+KP;OU#%]"4"T'4#"8RMNQKZCB:_,_7N M':QN8.+V[G;;^MS-[AKPZB"_QUF?`;O4,;PW418,[RXD!6=]!0+T"!C&O"TY MWBE'L6=HGC!472T@:9F0_6?[&8,]/@`GD=>4`EIY+-Z3(>55 M2&FV@:O3R,;S2-#&>=<1L)@O<@3.%"1AU06&1QC7[9`85E:N>JYRJ/`]6-Q06K/S"U*$\NU6\I^!@\5KZHR)ZKZ*`N&0)<28T1H%L M0+(1II#&(!%M!4'?.)>!>$^J9[%)_ZHK=XHE11H(0LTAN3OQH"P[Z"XP%34, M%Z9.YP4RI48*"UVL/[7O)(DM>]L6U''(P5I8&X]!JR@WUXLS0=@]&Y^1E3TO M]FC$`4M2?[?*E'A%-_$.#R=\8I<=F9$0JVS,\P/'65<,_E9RB/$'!0M)MVR4CDR$Z MN-R8:L@(T5&+";>MZGX^FP;*<+\+FD:P?1:KR!M8^28%VH+0I%!X/EA]0DXO M\/`?5BH3F-HPV]A"MKJ7PQ!AM-CA$)`J;48>MM=K$RI/JW6,(P#F!W0ON/8% M;*8Z9[9&.>%074JCFC-T1]$LQ``,E;?$9)OY1AZF8- M)C,4&X1LO=U(A=TD269K=TT;[?B^[Z%BGJR_HMY87Z>SILWO(#,(D?;('+2) MDQIL"`V)+QHY?]@/+[T$8#ED;>?SKSK,>-\(WG;VQ&5S^*NI"!F#O,-'#R8B MHGBX\L=_Q9P78$HW_$K:6K'PSK.Z>02=0&>L129U8;=#:6UR'78W]IN%>GSL MI34U\:4%48GFL`*%"W#&T,-,EMPFTRI08;C$4,\6\A<3COIM$]#,MC%ZUFMPBVC.*?V"4Y.\ ML2"+1!)MZ;2$%F]5%E!EN`-?Y&$OL!%>KSF3.5-1JB-2IP:K,L;]HP*KFL18 M@Q&EVH\R:R>O,W#-`E(0/SOXJY/RZ\I'M^*I#@-_:`0(KH@QD8LHD(*:Z.8G MG<%'M`D77$V4\-8F\?__'C%#S:U_^,`A(U7([>\6/:`*:5],=.S"3)5K$2*" M>[N%W_9"F_CW*8ML/]W?2?;O]NJ(`9>::'F)_Q^UDL?;>1Z$MEN_!`F(PYE^ M&CDEN(%G@@8D,VK6HG8=],&I0DJ@'=3G$6T8B">PE%9$S/ZBEL)018(7';"@ M=$B@)%6H/`1-EE/CQOHC$W`C;DU+O$+7XUBSUIHB3*B`E6>1QY#(*XO'F\H6 M^#GM5@8N*UT9DY3)K-ED]5/2JTLY=N6BY57KA>4(R#.BS@-;%&\TK4J$H1V[ M82WM]"+H>RC!]V[(,]_?>_PW*UU_V_J\U@'K1EX[=[I)EC#0 M_HT)PP<2?4$A_[A2Y_+0O).@3=W]]A\VVW\XK!U'LQ]#`?>J7H1;7N@6T?(7;LY( MM&EST7FY1M"[HIUSPJ0_G[KQHP!_.K1"SM$RBWX/!LZT;C4T`XH4(E<4GV00 MI=H.2\?>.N4(+C;B!MDB."("I_T`&;:ILD:F=[Q7/+/L"SD,*88K3O&6$LQ2 M=RS0':#&8',-W576CLKBELXR:NKE%&0RI17HKT'IY(KY6[RY@?YH2KL$'!3[R_D.BF94;-K=URK!X, M_07'ZCVN532:W<6N7F($"VE+74\)\R:K$C,-"EDRK?[>=0'7KOZC+:.2WSUG\ MSJT4;`X2S21VC(G($%K5OEC?^W5L4J';CD[L/`DA&\>/O%^^=<771Q\M/(>< M^?DX$0+\7+U81`ML:+!:;<,U/^)E;3%:;69"I,1MV/$XW"[6"PW3)D6"D>%& M&/O$G*!!R'&Z-K!'.LL^X^;&*\M9^J7.\1A$>Q+B9[CNC6#6N25\DPX%63+" M$N:D,([H*B!DL0..#26H'V=#9&(GG;4\4T1`M[WV[%.47>[!E@XDDE&W-%5TH&/BI4( M__;K'I.P14IGCP%LR*!Z9?L2%766I)7T&J;LM_&F!55`><]K"%=DNZ&"QZMEQ\> M:)S#238H?NL1,#KT[6RFV`1D]T>):THY;UU5N>3M9= M,AZPKK!%*TU%QWF>,FWF1^1TTO$;M#K>;.&-?!3&K,+!B7SS)R:"X:P2#\]I M3P1>,$#]S<^P5R[;&4FZ.D?M\BIL<0X(X<`'Z:.NMK)HP*>T+JW]_*ADK,,B M7>>E>YEL=/3)V_1[G(F4&.`&M$(E+74RM)9S.5I*1@CSP.[84^$B'=C)SCKA M=>.*.JRTD$S1MKXC:Z?/#?D+J]\INKG3V4?>#9QC;W_Y&76M\'QH MQJI[*4U99+)Q"3S"%>:F][:3`F;L,C*IW*+@QTKVQA._PC.1M>D-OSS.E5.C MI`KQS4/)AN-1O8XFKQV+G;[/G,MK7IB-FZAY#@11_LJC$G4.ZDQG$(Q,&+A3 M)IWC3D><6>QL.=ZD]-21S,,X1%RPG#]Z$/V7!;$LW"Z`/N/65Y&0O)ST3-8I M$`)@6&^LQ\*V,11\XOA8??1&K-?9H^"LS:6S.VCC"CRAE?\5Q`>2GR0\ ML9["W;IAO$5A-S@W@>E0*XF2CKAQ=V46=^I@([_(Q'HM(9[&D`F'47+Z.$`+[ZT\U17?8PZ MKB;=GI$3G)NJCC$Z0*9&!*M)>?V$:[1ZC7%J>R4J<4_@!$"6$R:9NN,A@)2V M7IVI/N'TV%L_/78$/N]<_A03X]^VDNZ'@MG14B"C_@'6]$F]#CBYY7W'B%_Z M>@M.KI@CI+9";-?)3-]T&T%[M)N>O2W#XA#@IA':L[WP3Z)B#[4$,-*P'(P, MM.DF:[RZ1$!^VA19"#)D-W6OKVQ?RH3:DY;L(C#',MJW78+SL%$#SL=&U`ZX M#DI3A!:@%,,I5R"?J#MP.3`!3E&&%)P0R(Q-JDX5<"0>E%:2D>R!H2N=+%[* MC_H!VJ7XWLQ5?>9Z]R'8F)L=!]S,K5HR)XB]NL<]UT3EX82VEGQ&1]UL.5W8 MU^7)]U`(9#<*)5!XSZ^/\QX3>79#Y<:O>"C"F&])U'!],HLAJ"$2))=#$\2P MSGV#KY6)2%[^W$YM7I9#X))=",.1S?REL#%$9_`D5D5]LRVH@$/-]"?5N:]L M]"=;NU\U+;J#M^`*'(NOH7P.&-#J+1UE7R()Y]KP]/&TC.?U=+FQ^]45&TXZ MH`Z1+LL_ZGJ(3"89-.\\[TI=^ MZMP*L9!E5BSX@D3#'D0^CL2S#V`D#ON$$?+`6/1/B`WMD(KZ#]JE?'_0-:,8 M-1+B2>H=-4;N-RQ:IY=JQD[2M>MB7#ZDO=$A,QR)BA9#*[$1D'YVR1`DT^/R MYTB[S`8"*/5$DKL7=?M2!0XD1!WO]H/Z#-TZB=/)0'''"GP(9[?9=5/_M&18 MX!V8'L>'S>"OW6XL=I$*#I&DQ$?[A@K'6;(C!/[I#'LXW$(L[F?O>'@3.I$! M<1#`Y+JY;XHY"*C`^"NC:Q&Z+D"RQ+];8S^HGVY7KN^9@&\^O5Z_E01;8IQ< M-L,OQV$FO9ZE`TP'&?@YZ_6;;#`'9`;S&=:^++-DHG@!IK!K:3OJ?W^/ANXS MO^K8[H#4.TP1VM5OM#MWHZ$[Y>Z3U"*P05 M6NW1S*.O;Z$2)<[-S@5:CX1W!A,B#@G:V*3)1&)#%A,_):65,-BYUV\]=`K:YV:KQP\YV-,>^X;6?$&UMM,OBG,=;A.B`#/#5OPN^7R(AM]QJ"]TB;L M6AP6/@.DFG8B+0**FP/*ZCK:\G`T9XZ:$Y!3O-J9P9R,RCJ_4F=8Y^846F1$ MQ8AWH;'WNMR&*"-=^)@XY?%(V-"TP9`LH\2RZKNVNCB%\UJ8MFQM,JC`ALL) MGTJ?7.C^'=)$V&%,,L",9R.A_(L/>OH=Z?4*W5/J\M099Z'LF>S'K>(U%V=. MJ/P#P5#0=<]E&LLYS.`-<-+T#N$7='-1K-BE/#?[KV/W]60FM'$":_IVVAIK M0+GYJ]YB("U($L@Q`,NC\,]ANAX-")1N5!-"#1!$AVJI6^IF8Z7Z(ZTXCW"W MK:;SK>EH+(U_)O#VH1Z\F=_EYUQ.+<^VH,S)FLS67ZGQKQ)*OD.BTY&$PA#R M'WR.9VHPPFFWZ<(T<+-.MX969K\402/8+#*=ND>4#F`:Q/DVV)+J(*34/);F MLA6`;;*#>OS,6KR,D\K`Q2OHHL;A(E^A-?T!=[&6/1(:_A$@Q1XUU#(]A#'X MWR5&+UQLK&>\DFE&4E\S47ZSIB6;#O)?D;FS68`ZM\PBN(6N7O*5+>6IS"CC M`$`@J()E;BU6J%?C$3]$(U.9N#;`JJ)_BE M+G-60P+1[_MD=1(;W03K>J**E`8S[RAYJX?)K(SC/%TOR=<@%H0&DEH[+A._ M/T9V\E!I2K]"TE2CSIY;NL)=JKFW6:7KRIG3,>[**>;O[CD:D?8CV;[&&Y:;#3`1JB(3K.Z]L&1.12019H.#3)E`B8'XX*,DVAN4&7^1T M!:G&H7[;D#1.3TKLX>6$H:-,'IP<%ON/MS=U806N(RW$H8'91.-T>]),O&V3 M0I%>"['K)XAIX412#)<,B8]!#K;UKASM[*R;QY0R5S1F7,\7C?=2G(AH=9EC M86]F[[(K0"#".A(!2%*/R0[*#[3AD;SBTJ"670M1S:Q__N/\VNR^&=&*Y4G\%7 MG*#3173VCCF\N;03RI+4>U\6.^6^/%>9:"@M^9&38HR2CYYM*@Y?O[&]T:7(U!^56V""YLHF5*J M5Z>0-9_X6#+6#6YG%A2VP7&O*6'5_3M*]J&;6B8P!C+CZJU_R/-T/VFGW`DC M/`>I!J/*OISL,5Y!IS$' M:Y%*LUD(ALU7P2;NQ(B8#Z:Q5O^B00S%1%,4BKHZ9U[#YPJ6V6*K^BY9<4*O M9K)RYQ'Q'TC2F(Z6M](?F&%$F MEMAJ9Y:<4I"!%/7'XY9Z/Z1@&UX@XSC@+YIG2[#'J+6F%O1V[5NI5$+0*H_/ M17>=J(K'>=4&4'4>`)O5(G M3,)YV$1&9DR8BBV[P!%QEW:(B@U2F]31A@GL9@M26-XV1:NL4`V)C''=]6E_ MT5Y=,0D0BMC`DA#UEUEVZ]8II#LRE+6=A3QF9$26X4$2%$D&E@;K:?G'+!^/ M,33&[SOO>T8L"II,$X3AX>S^R/")#7&5 M/W1#DW9FY)#LA%IITP4\E@ORI,JPO*+)`D<DM17%A:KK M!:,BM]`W__*6"/)"I6&+&_E3WCPB4[J1X4S@4AVOI\2[AW@"MB@5H`2%2()$ M4#+8=$:Q['/:SY)+2L]\K/CIR%PX#6HQ(\T97N2$DV/$&@>]!<)M=Z:S:6@$ MM^6PF3^-5:/#T'X\.OE`&!0M(0J25FDG?R3C$FL[+7G(E@'3/EKP+*IO&_W5 MX<<#;RVU:"CC)\."_>E><,.7(^2X+\RTM)RBT8@(]\Q#6%2#\L:K=TB.[(7V M51_?L=*8A]$82IGP\?R<3WC\E^>IS`)E@+PSG8B6=4BXAQGVU;03/CQJL3=\ M3TM0ACM])4IO6B.;WHJ)[GPHK@Q>MW*E,"W7&].>D3:^:9(^O45,CLPE,54Z M1%MAMI&=XE!KK/TFF6XT^^7?=G2I@T_&8B[!3Q^Q:*Y?]7^7Z,7D@@):Q0$: M11O*;^CS=FFF1!;6RI%(^JG6DK1,WR.%!`&!*!!G9F[GET6*FBI3%I(^%A#E M[)NS,8#WOEZ+U-A]_B\IQE&+6RAF)].C!D[E%TVL\%N$X MNP!W=$;*EF04RFL'$JV='"W&UH8PVUEKA+,UDI2**"Y8-\0T")HA37P=&`4K'=%71%=E97YG<\I^N%/F7B,&1D#1VMN0LXJ4;;!,69H-=`SQAMA MT0JD.:I(LB)E#3!R]=TVH9)=TKK`$"5UEQA$B"G,3!Q9C5I"9I^M&^[C/C2!$-8P6N_AVP8+"'N,L-`3=]>8+*>'D5U MB*+,;>(H6%_O/J<1)01/,B+TX'NJ==4!%`&"U`,NOA/.K08<2#DYOTX.>JW9 M7DO@":>%P&NDEAJM%8S^*1BP43#8PJ[0"6TPW,S8`C8UZH_B]7(PT*O_/I'\ MP(2)B[HE"/@FA&K.K70[RCFKRBWKX]QLHQ"?MN-`0(-@AS"!EZ0)Z_^_TD=C MJ"CLC.6R&N7).8>CQZ!5IE0656U%NB0R.I!&7)4=W5XKD2NY04TZ`T3DJZ31 MW.9XQ:)R<;PSZOS>W1_8@=05-Y1541V#RT,M_47X6?1$UHHOKU\Q:4\40M5L MZ;^3=\ZQ1.?()8!\;GOP56P)+T/S*P39V/#\P1&;&`J?CU-+H;C(EHIHM:]_ MHT#UG9A>G/%<,\9OL"YSB.W[5\T3"K`AF=#RCF\"SN;VH<:8V2#!)JPC'.0":Q%1[A-5E[1:>< M%1!BU4P)H/E..7"4`;0@7'GS/!%%RFE@'*601QQ1YT3IYI>;$MH`(0*_"0+R M`I`R.DQ&[M,8<91,_"P-V-\'^`P3_N8*DX5^2DF_6UT#?"!.I-5>M1!%V!EG!>OY:YY^GLKR`P')C0GX/7H]:2]PBX*GH&3LVQ`7;. M"'<,B$E[KZF>#RN:AB]AFT19G`ZQF-'FTE-HJDQ9:J)7#:F!%RH`$,$`F;L# M[LZ1&.RCGJ7*17SN$<;*;PANW`[%Q05B3&SJ2^^.?L*3,ST-)']3*HV@=E=Q M*IR3_61T$"P$?\DT(7UR!!0!!W">>D-.$39X?/5!WI7*-6@;A,C":A&0[?PD M8S+H`D*J61H39^Q3)%'X.^M''HX0\S']7W>?GMQ=$>PC_B[FK:>1@$P3;IPK M=1(\1D&$R0"/JG92/5RJEHG83-F>@]Z1>I'L"@5>B+AE=D.D*>NM%'EH@6?" M%SFU+_T."(YE&`!M@F*R!+5I.ZKO%'-?P3G52+;;^&UR+%\6I?/:-S"R)6?K MY7Q&74_"+U&!,'ZR2XH`]-RE8&I5G\"AMM9WW@8#@&X=6+ MT2Q-3OT[^E7D3+R,*"\5EH!44A?Z$T/%+5;7&+^R?5*!`X<4X)-*,A7P;]@3 MPFI4&ZNM!DS9DMK[ MO`)%T78G)M%.](K1'5^WBP1I@Z$\^BQ]0O:4W)"[JQ-WQ^0=R7S(7PP(1(*, M%>JGVVY00"`A>*N1NDEEF;`5QMXO@3J"P^%P!A6?W=VBK;C2UP\Y$$2.$,B5A* MOA#S9Q\O:V3:FUH%2[CPAE?J_=(?.UI[AC5S^:1*]J(<2BXSHR2T)5J`%5M` MBAR$U-QF(3499T(]V\K4K]_G1,H+E=01"3P_F;W%WR6N$R+]\!-WKWYTS>+W M+]X>1L7):^$LJRLU1$U\6T\K"Y/"ZI/QYOF1[WRP*:GG@\^E5]C;D"P>@\R9 M]5\)+ZKD%NDKZLW6;A?7A3-#.+9RH*(7I[-2!1+6PQ?'KW&-DN.<5@5TR#VY6*/`.+L1YB8"BX`; M>PO1&A(==H:/2,`(=$9]7CK"]L0U23E!%I+!`D24%0?>UW_%D((SI?G.WR.N M>!=G#([R?(5DDO(IL:]V>KBZEN,7V8!,EMD\20FR-2<255]O(TB M3`.4O56L*A_C?E1:&=6+:<.4(%USO:H#8 M=-#\#`F;VY^P..P7<8!_$.*#)'CJ#O+"/3\-.Z,\G/+?25G6:I*225;8326N M@_>ZJ/CD4[;Z0\X)">B\*MC%?:!"X>-S];)D_U$7$::J&M'EX&2G9_AF@IF$ MCN83#6=!$7K`PC9X]>J:+96"W(@RE!/+51[N4'H?2S$Y)?"M^R,-T6R9EZ`3 MOSE@3@34;4IJC,\/58O1PLP644BOYK"BFL%A?U8,4*I?`0ZZ&R.9CQ44%.A^ M!XK(8N`:D`21`4572Z8FQ\8>>CI[CLP&/"&14[`LG=$3GMIL]+@9I]^:1"!$ M++M8`O3K-I`M\%-L2BJ`W>8!$^IUT"D;&E`%)^8ECDX*W.,"2=:!WF3(:+/3 MB,R@SV40>HHKF2Q?W0.DI`_2G++&=V-"\KN:2:809D!-#F!H'Q[N>TYCGM$U M'%6KU0&0A$8B2HLO%5UC&HHHN",?U^.)P@%CCKY>I@G$M$(JWO, M*0%%'-T[(6DIO^Z(HD"I=)2PZHREG9\P^P7Q##^FMFJ1?;BPD*=F3ROBP[@) MM2.LWC>E"T MESS:R?$3&"WWX7G\S4IVVS\+DQA2N#@9T78.FZG7N10J8-1(7CF11S_CA^)% M<%JQ74%.CM=&C!/Y`5WYPA!+A'U9DTI%<>.`N[$TA"H1H MPF\XBTDLZ0T-C+$!C')6L:.PZ,U4,,GA,MB2->3BV1@#)$=(VR\,$AM,0W6T M"1F":P$D33*D3=.L_IR8@Y#B#3,O]0U:W4^4!$&RA/2L15*)#.64V:P_P0H) MJS[YA/?0I5WQVW_)%O.(&M<25E"A!?3:X_'QG>W1A2&+K=WZE[%03BZ9C_L` M'OB"KV]NMC>B#56".5J*O7#U9R1))[RQ$N'@[X,97X@9Q])T<,F%9\B_$?OY$8AKD><)P7J>B&6R&S[*[*H3L\UXH^;\3% M(+A72(/1&7Q);RJN"JECHW:\^PRY)UG?!?O,GLP,F?'CS]NX M62,:Q\^M7S:!:_Q"AN+H%)DRQH^_='+6(?Q[?OJM=XAI@B'(K#_ M%QC6D+`-W0Q`#+2YU\%1,`O^E&(QUP]N\)&XBU">0Y+7K(BPXX('?(%6NX40 M*K'M,C!<`O26$("JT&B.Z/CT6=[C&!C/V?+X;W_5`<9__-LE5J-UOMWB3PD]E\)69S>JXT`<%V"\-K2;^%_HU M9^+&GYDO-C<.MO;&?WX]O$S$RV.ZP4;^OM*-&$A'FGQW?$K$;))/YLN-W9B(R'FB]J(-_U>EDHY"Y]L=T.)B(IE=S?K=EI:@JM_5 MO#OJ7`_N;XW?'V:AFG-(*@QI_?^"TK=V-G9Z531?[&UL]UV-PX.EN.= MSK=W^K_IT;W^K+L;N[L=W;W:<6FXN-Y6Z'D?E6OP,_NM]O M8?&XN[C'_-M)2X?B$)C)_(E0_!,B0Y=/-/:'B4T$_HB?(Z@L7Y+4EJ'I9DFL MX@@?8D1]7%C&T=/WOK/E; M)5#9KAQ7`W.TC?WMK_*.4]$E,Q)6#I7*I9@Z`?<'-E9%RE>0X+9])[-298%Y7\TI!Z!03;6&>*;J8OM7116\Z^*#U8C"'$$?" MJ+,'?`)Y=PJ.$K0DQ'.W4D,@@;J133![D3N5TS-*_#BB?$H&!4/*CM?$6DX0 MI1`#5\[?1,6+8DD.`OK8SG03?M1XLAE6*(2BUQD MR_$1F,)_?K&?8706E%%:`:[@4GWL..M0UYN"5V MQ^E(*U\01KFUW(CD-0%/D9"-+1%F&9FO1`ZI#1UA+..^@3DD.J@$4EQ34%+7 MV]1C,7ZH/)FV0T"08(YCHNM?JL_D4]3;"]:_=4<@8'+A4(EC*W2\T+,'6:F1 M`ID4;\H$=G9SDKOPY*-E=R\-6J"YF0:^<_&38YTBGF^!;@P-:00)T$=@-I:Y MOH"4C-Q(;(\*F@^DT/EH3$N"IYL54@P,4>MY5_55PB(?XYX_%TX%U3B6\(08 MU:SA:M5**(H2P8S;SJO[3A44)`$N9XNMY%F/P5U^$`W]%;NB9U&U[/,R)=(O!G-)!4(9[ MM)%%BE:B+KV4@NXJST1B(2GTG]8MZ@K7(&O7"$N3\$!:P#L=^GJ.@I5,3S[% MT]DW2&`TI(>BB9"`9D0M);@>&N;A+7;_0!L%3XL`_>MW[UZZGE];9MHESEHG MA=ZQ&<4&LS>'2%(9L\5O.*H.O"Z&B2-ZZZE9@8>UG_KM MU\EOU>_TW/'M^2]0655@8P*_]WNSW_TY^[8Z_RW#V3I1'2RT]N?YWG[GO,QW M)@SBQ<;^E*V^L=7[3^Z4]0V[L_9>T3$8UCSVN7A'7%^ZYN7Q-U[VV<\JYHK8 MB.S[]365Y&$AU2!N\_2/YP2E;TY^5'H*1K4,HH0Q)&HC/656NB@&)2UFREWP MZ-L)04KB:Q;9JW3],+45&I&D1<([EE=/]((9-*'XI2%4%:,F>M]$#.&'S%&' M'W%WA//3I@O"9@G!GCMEP<7S^:+8<]\?K/K*9.2G$&M)"@S=P,/JSNI8K=F$ M`'EPP,,P::S>QHZWZ%EKVW=B(LZQY?A7#[P\DN)>T/V+KQ($ZY-0!P5K5AE` M7N+ED@AU8"5/]-;=S"@+B4@AZ'+X)2ERD*97ZZW,(BP)XEB=>IB3R+CJ;[5. MHAXH,@Z#]_55KTJNS=Z*')[(.G"CZEE4.T!13EHX&]=2;E($4]]Z"$EM<0!O M8#U)?:1M6'F\BV0!I^'#LV,RX+TY&AA>&L,2*#Z(]/@-Y)^R,/6`=S197)ZK M_$F`C&:E+MN8%AN9KK"+[H)RYT,%\4:"JP6PHJ"IO8VMU0313G*:WP]2S\! M(;F"'V.H")5>L#C%@)#=DE"1=`XSF M")C`T5]D.LCG1*U"9M5-$N M*?AT2DMV!RR2@T!J&?3+YL)$5WTQ5Y35&4:F"Y%P-!Z8&GG:)1OQFF6Q6'Y( M`@X_9)4330Z:1:8RK]J2M3'[=*Y[WJPML0J(J0!XG\B6.(8UN)=/R@G)(MV3-O2R8^"2VP#'5?J-?Q!_B!A<@PJ M_/C-U4]G-W\Z12H`3UV1JR"%`0.%(9J.3OFW!E<+XC*;;=,0,RK?J3S"7\_U M.,7@N130Z9(M::%.8=02U[4J&A=-'V,#*-=?4%ZNB\Y3Z3HCZ M2A,Q,T>9"A6)^!]!8_B9!.FN,!)$'H@`CB"'^0'T,8A&A2"1'9JKBK)B"K86 M7=QQPV*TA0;YB`B@5_W4'DA$;DR>8$(QMS5`?HI2<9L4A_E((B4BQVS:PCWA MV3\D&/FD"B]#ECRM`&!"EY3!C92_U,Y1L@;0?]'HQZ\#%`I8+]'2Y8(F1(`N M9*<\Z4S-4/UY.=(]([BSZ;ZM&2WY5?,.,)\NHB6"!KD9[ M)`C)TI#-G`<58:T@81^0G>X\,V_EWV4;CGW*9^%\!0/;41L_\=)93?EMS[SI M\>_SI-2[$I##IE/R-2?I(F:OCU6]ZHF((:_&2TPZ4ZZP.F:&U)-P)B-&PKZJ",2P#Y8@(Q4JC$FHD<*&T\^XC_?XB!8H)#HW M))_==43R;A!TLMZU-ABJTCQE=LI^HKG9(DBDXKO=FG@7JU#!M"UMK4JF[NO? M\D,RCTLP=4B*(79;9Z-U*++<232P?(Q$DQQ@6,NX/NRX%`I+"F+269\&;")` M(-#]_J@=^+@GMCM1:3"FH4,9]RS"KM[DPH/NF7OJ$%[@%=Q]ZMXH\87Q+Z;# M%W8IQC\]2Q[&^.]?)Q("-3`JRCZ5H739VV`8S!#7C?RI";P/(XV=@'C95)F6 MLBF!I)A#`%G!>R"%='*_LJ_<'&^5#/1BITL5OZ$%@;:M/J!W"$]U4;[Y8KM; M094D.]M=;OJ=#%4SC.?M!'_<\Y1<6IABS7,-G`=2=GQ(BGM6."0L=,?T%T9# M%L"44MT"1$D.*/NW7X.T[ZMVO&/"&47C>42L18D-!4`^3J)(.R4'F_`YMN]% M""I(Y-ZM-T?LTO3C8\ZW-I:+W?ZO6WV%P>)@8V?9(>V+X-2(+SE^PV+C;0R; M_P0HU2HBU;Z,(=#`<,".'=VI'&-SHO1BNP?J'J#NWF\^U"*U>^X+X)PD[5IR M7/XA@.YVWIQP3(X=D3U(1F79!\NLR;),BZVMK3YS`/EO=KN8+[;&Q-%`0>'&QL'DQ(S"6F6V<W%WV;4&8$8>3/Y]N4M;PP2V-_>I/>V!PE?W=B?VOK6Q.)@`[-;^QO:4 M(<`55EO],@_O!"RW()IU\)]*3$Y1H6"TSNE+%48G)RMB:1;,]T@5\4N*5L$M M2L@^X"V\Y!*Y/$H7ZN(57B@2]5YI:<=3UG\5+W(DM>T;VC">+K=ORFP*GX^9 MH;)]34Z,GT&(1K*BAFG'CWQS1FJ),Z2)5^.?273VQ?GXV:Z.CO3*R:?Q2_;[ MP041S?%/C84T,#:9,Y#J;29$)J76%`WW9+L#:_4\1-DT[#+^\&=E5?Y^Q6P* M/X]7"M/&`<(1"3R,G***Y/%X643Q_A2S=<]U)Y:N"52X,8I:Q/L4:RB9\:H- M7EK;_'ZT+"8$FVS$;H?-ZF.[>'DOXO>W)[76$G'5RZ4]OCWAX.UL'$Q(SBUT M1J<)J@4PFR][#.UN;VPO^^]N;RPGK.5M\-G7[S20&,'Y[.P>]\%^* M_CNN>->UU`UQU!(Y[*&:Q7&XL]CH^E"#=[YTU'#XT>L^VJ0[1VNJ! MK=9V1Z>B.^]G\T>+IP>/2SNX5/'\T4[SIW%S:\Z85BF;\AG/FXAT3/%3*D)& MPVL28ZD01>NWGI("E>X9JE;RS,K56RY%E[_CL%"D4+`JG6VQGO;!B.?:A:^= M<-`R:&%XSBC1K%HG/$MMXX\XYECN?Q&*UYLZK7.<+`K/3'.J!Z"4NZDK/!DA6X7A\65;*DUUC4Z!5/`5-U)`I6AIBJ6H;DIA!,R>/\#.4Q#59,*&!@L MO:)6EU)^*K\H-?N%O)'+836%5O-J$-.5_VA_H#*K_)`7ML_114'NL6O&G/LF M-N,O,5JM[&?\W(NRO;=U%Y/@#^_AS6"_X]42P&_'?S],PZD$K_%O+_--4E,_ MEGXK8+3B#@PB/`)-2G&.EYK+&NS#$A@@DV&?Q6YG"A%^W^H^)J=ON_-5YQ.% M^_,)=T52=B+0K[_V7X(\>M&+);K=)P"H*TG^)&4SI_GN,WJ\4@F/)B%[2@L5 M24KQJ4A+>DRJQ,R+8G,67]GZ+F#SLAD#-89I^]MGI5R4YK>OC)?C($VQXJ4O M.*%JB&RU2\_([FMXJJ=52_^Z=F!*"SLY.2XE\NS"(VJV/C&_+E\0H?%]+AC# M)*!<*DJ$%/X1;/P0V74+IO>^0.'RA,8BRFC#;N6-".M01D=XG/'01R=Z/DO9 M$\JA/JF=7R40_@>_:"Z0UA!*\MOZVMDO:C)4K88D;@X07&ABL![GP(Y`U4]C M%1!Y5_6[7E9_$[:HKZ2]\3*\E`:RQ9/:A#[H]4L0RB.[1`6^XX([3QBS`/>3 M\6"\6B[-=-FP0$=)EE_7-\O64E!.A5]U=_EH/[LBA;;9L)VH*UMQ1"V8]8?# M<6F+0BNI:LVD]+DP*=79))(US*:PW5'L.P&DC%;15B.&J!#B1(A2U**'K%"E M%8V_>;N]QS+!TGPS3,O/I"QDM-3%\D*Z=@7T3T9)QXR@QGUBR^,_U\S"Q#'& M#RLMN#D15";ZWD\IF"_Q*+>[#[Z1,5Q`TL)@_#7!O$)9X)S8(F"F0D#08ZE2 MK'"/>Y(9Z?/5"[",IR49-8B)-/0.'GB$3-L=N+'H9+Y/KO;6M>Z/EFO]&I4\ M_I'GNC>#2K7!/:?:VGMZB` M;MWA5AZI\F"[NM2CSX]I![$?XR6KMX8BP_WY2DOV]O:UGJZM)7<`%5U[5G6UM< M@+\"`M2=,$KGXY`U]#+<(Z"5))96L.:SJC'[YXR^=`*U[:42@)-2 M-,`,>@"EUF7^$3Z5XE'Y=M3O>=R7M;ZL91[`_]2CLP7.MR^^?_E<0S,?!Z\! M7E9S>;I0+BF(YWAZSEQ&HA1M)X6N!E5-)*,PUEP%K9[Y8@JQ2MNU7(B= MTP@(_O[40;#Z*&JBS\&/A8Y.$_B2?1$@BVVCQ/#Y^-884T:1<3J)&+:`:,WS MF47OCQ8'>S5XY#?'M6+:$4]&-U<:$UY08.4_%`^+W44==3<82Z@[:]B7:SR3 M;J?RSOI;C*51*;$W,GVU?"3:K!+%U`/F/P66@E M#WGF$^!.3.ZAQ7QV($YEM.ERRUB\?BQ37(9"/?'LT?8N,BQ-"AT=-R#'[&JU MLL2`];ITY9U.;KR&IT,-1$1,4%9X-'>3AQ2-P(2+-,;G4#WRH\7FSM/]O+-< MNDSE)N!P0$($R1&SO9=OV9&UFKHA@EPK$X*$:AUHC[R=!4UJS@F-(>[1[1>: M@Q;1&'$/3&!I57K]#&;+F4%N&"&=I4D&O)V$$XO2L%=;WO2J'(O;L'RCO0#E M"4':7S'XPD#./8<266(`1R)QILEX/YW]:QYJCW&T`& M;>#YV`Q&8%*7ES5!R;(/,UF[#89U"BRZ;,H*!K3P\/%1W!FC/S'F@L8#66X;W7#I*A][3JAMCBU'J@P@TH60M?7SK48*170+)^=E M.BR6`YX9JYZ=1?U7&83\2C-V;"I^K8)T04@CDI_'1Y^PN.O"QDH7LP:LHS8L M\B416S&JO25I+>W`SD6;*/O-/8O[-!P[S:@1=A[M[E23*OOO?\,Y8OW#*".O ME]QD#)YG2[?>#I[H7@Z#>H\A%`I!EDE[H1GQ2%A=RFE[3HSS0O,)8IPC_ M63:X.--2T5,I;$9;"=(7R83]55A5E5PX^?L55<1"X!&-&8H[MM]C1S7$$XQEY\[ MTX.S,R"U"^9X]YW6[^"0=-:Z9V2*U*[.C?W1&%="E*55N>DV.YI%Y&4O*-M6 MC.@6G/!WR'ZFKB;*L%N3$L#(?`U3+D-A3*#:Z%C\F[W7J0!QY45;3'G$UAPE M!O908G=&TUH%\PFS97U*@_(M0;!I"[WNIUK9";R MA2?IZX_:N6*(M`"L+N&<=%'&Q9',*&?K/1L$YB"6.\G"; M[YZ]2+-M"L41_#L*G2"TW"*3Z7'-IKA&2T("WGK9E31OV2Q/8V_P3^TK!%`[ MSMT+L*ZY44EGZ`[5`GLRZ^'\DED(T%\\%*2MK@>^Q([T%A<'7W#30498PY@W M)68)':=TC1_5K+A0JOER\-'FJE4FB#YP_7@LQRX[8GF1SB]A^=XH`.`(XO-+ MF=]N=O[[ZO1#9(3"#9#L<@A.FX>IT\UN=4\ZB$EZ^&W6M!UGKLT!32$^A27# M^F476HFYACH]3;I\[NHC3=KQMA"UNF1.X\65I[55*V1R18Z0YGGIEAW:4C#5 MM,3'Z(7F/@IU#X')YE!@3SO(CVJ'A:SPVE9DO63&V3;CP5#D928%CQ+LNH)* MFOQQ69Q=,XEUEK-:A!K!0IDVR)UM0K\BKL+& MW8\K\PTC!K*URLO&1T%4'N87],'&,:&U9L:J`EV$%7[[-12F()SH.'_5PQ&A M%1MXK,]9$!/A!DQ_*]P_T8Y7SS;7C]HW+(7O<,6=4?Q<=GDB0M2Z-NL\U6DYV679TFB-$STP\MFEE=^&PE&PK'X-$1+I[K&N\G"] M]MYRZ2B:QI5)&3^K[&1FI0>NCOZ2\$P=B=U>I8OX72A!FY7GA`@^I(1-:!=K M-5G,;ONN)E:W8)9=,@3'VW_C1&V8B%.%'U2K[?8]ZA.;AZMAVX?@; MZ4"*TG5[&QW6D;PO/FASF/$>WIY9]=N_@R_R3:T8#5M]!>AR8ZM/:HP0G>*M MTP3T1F/SUQ!09VHUM'GOHER%F/W@=)N,+'PH]W=#>:A6.1H9I:P-E0-K-'V M`92,-2`(Z'_7QT9!S6QA09YAS+$>5A8D9<\',\NXYD@./8P^I?DG_YQ]-H?G M;#!.C;LF8S/L\F*F9^=`0:`KYOS+2TNQ,D6ETT8=Q$DJB<"VIL1-82#,4H&S MS"FI@*F^'RI5R*M[?8*,A/K(IFLN+/]7LNU)>C7E_`*ND.8ZP):M(BV.R,JQ M"_98O;>Z)>@D>1IU"X$"&*O[L+9:3S$"7_VA`)(U]$H2*'Q($B35LO"O3+(Q MV"R#,1-$V:[*\9BO`"S01IH\Q:@U&WCEF/:_'%6-3P5.DN\9LK;2O7;DK9-` MBMQ\"NUJHV(!N+`4<91/X"-_.+OZ<'-TS7A.R[=DJ@+8?"F,[W$@`.86VTX< MC.3`[^;I+-@*O4WJ)R/!#IP4DMU>;M9K16\FCH!B&@#PB>UX,,PAE88"Y3 M#C$H>]L!]!T;K53+P[Y%7#9[IFGQO*(_>0]K9[%H`RZ4,-5[_F+EZQ#/=ENZ M/>ABIY1]NNT,K3=#VV6P0XS1SEC\IE&-Z\`5R`-U*>HS-@3G$Z5T>5W7ZQ2= M5[]0^!5T?';]KAJFEM_D%0?IZ.NK*P>$C(@-F_P%+0)[HY^[L_2E?N\\VZ/! MNK18"]ANC7X^R7RRIOI!YF?[)8@J4M_,D\N][ZR9:GG'^B:#B.VF1$;A&5ATHCW_U)M MYX-FRI5LM58B*+JZ<[JF#-LAHZ0;6_.]?,F7$6CJZ6RBZD_K)(T#X"4D3,SO MZ!]$D73I[D!\1;BU[JH1F0:6@\+EME;,JSN<"^E3\*JHHQFYS:![=A@W]A#FNN/(1!4NU7::8W*@G MF0+.01`H"T=/25<``6%RM;#+Z[+37U-L."VE$WO'^499V#73)8GRO*WYF1HD M\0X$5<-MCDWFO)?*<),5D((!J+-&TLZ*N\EBMFA#W;V_NKIC MYV<*&P3ORD`56I[._D;<#XN4?4PG6T8@(H9+G"I,YJ-; M75"EL-5%["<9>OK+!YPJQE%ZU(6%1YW4$0XQ=/$PR2L1" M(&0H,9+A_'?@.H?!'2Y(J4?18;ZQ!ID%H0^*D8PF+*>SC\=07.D[TY$;ZJ8G M.Y-L&UC'UD5K3OY$:QA22SM MA=_>I)@0*,B60[*P]!#`$-P(VZ/O8_XA):!4MI\HV*#QAR7J'F*^R4RF5$"! MLYH/*7SPAY%?2FYK#T')9H^U6^DLYV@(1<^:]=(N1P38IURY(YX2AL M2>1%S;.^^D"#)*I-8+MTNM::MP9LA\$")5C4#K.8.PMQ'Q+ERB(Q"-8WC=D4 ML%"#?,),D.7;#ERU1U@X/P)NQ;>L7P@H2GL3F>!N19HEJMD!N"UVQ)]$0?U! M10@55&'OY&_8LY*X"`.W:T3EN.IH/B"TK">239`:.8HLPJ6]5*NQ#D8]9WPS M7JD>X'&N[CD]^F0H,N]7DMR;SM%#^^-Q4$4;,$BL',?G_]5!:E[ M=F'4145J193%-E7GB7AW@$`(C`/H2(30R+_R2EQIKS\Y\B79_3,Z&IY%@).@ M5=``XN'B9@@^YR&3?::W4XCU1^[NXIT6)QD5POX1F]6P>$LT0:RCYV^20JLD M^[!TR2OH[%4D.?[\I[N__/E/M^=_^;/^Y^XOST5RXS_25K6QF&A58$;`=I^S MF--]<;%"TI@Y`]PF/48\+?-Q_`"))<2M*I25EJL"1)-05, M.M=W3I?%Q"0!9A'M]",@"$HL^K[].?-\MOM9(F^+>1B:])0+?ZGN[,"TG&CR MV-[JAQY,#8`XV.TV.8G>Y`-$@&6\@S=R?&M6YM(XY@]9HF7C#14JGX)K,C=W MQUIH*9B#JMVE?IG61CQ!5]P>U4\C#=:1Z+N1R2BF62]Q6P>@Z80SVSM6HH*V M$""R^8].?.,O]C^V0MP:8\;AW\?8AV&B4>392(`(;R;+`9/48@C9H0PWV7Y5 M$.3+KU1'4[(2V1;4>8!]"@G*(F@*41P./):%CMS(WY`6X=XP_K=7EU+,O;V6 M:$OG/I@C//OI+A_L5.T;,/8GA@**IXD_1PIOJ7F6K' M1-Z2Y/BWYSUT*RK&#R]#J:!'2/1AFXY__VK\AVVZPRGY"[2-?P3'"9\)U>,' M2AQIVMP8/Y[AL1[MK;T&D@7+3'25-J8RT+3SOX8X/KNR+F2;H!^4OA1>Z$[J M;5:$QQW;G7Q:^(U4/QY2XR5F%"L6W>Y#3./`5%XQ\VT]\K$)!<_#DN2;%6V7;S,]>2W8;M"?2[K$B M6RK2-36Z4]@"T$KS&PD92*8/D&T9E MKN&R?+K6U2^V'"W8K`2.ZN+4UHB(?`R>&F[C-/PKP)XRM=J7C2U+3[VHPF%* MP*.N*RS/=8=JOLH1ZKYUH+A//<&NM9W'+/)J94<)Y+[)%XA^D\/WW<2`93W/ M&GY/[)V//?X:#)Y_RM)\_,CS'%OY)'!P<0_V')`?/_8#>`EHIL8T%)S^E&"4C&@`(5$.X.7."S]GV$BG5Q=7'S!H%3/$.)0AN?8IEBCW^\I;)M+F M.F"9WUDK5#=`)"8V2%X<33J47_K.(`N,B/;9/=%IL8J)?A",&%6[*6^8?'X. M"_5=0K5)8LFD\V47"`9J`)4`X^ELP->OA*:J'Y!EPII_)Y4-L4_M'L9?3"'7`A@$9"(?PO5P\JU5-178I4B63.J6]IO^9=G\UBR%H/G.?`(-_%18"Z\5+<63UT.=.Q=OI?@)W&(RH8J M4LPJ0FW\%5>*'S)B,^YR`AS")9R5?!\^)4J9_HWMNF^I\?(XB+;FO)XC7$26 MU@(YN#Z%NDAR M5UYL(XT.2-\0AT!G@T5%K4%_"7[L;%*6YV@'MN4_(1"4XE254.W,YRIX&88U M&(02&]G2MGI;8R?2A8)F"9>9TJ"XNF^7BP$T0D(Y2^B%'BUV\K^'^9+_'R%J MW-]OP4D;G(G+[Y+Q:R$B4HH^%$LWW'U"'D&9&,AWN!'$?4RHH-V5A0@M\5NR MME`A`]W05N0*-4@FJF`GB\Z7V%Q@5'A^:.HAV>'SV7O]`N-/O9-P'`4P!9"X!%"P2"5R M0%UIW\XSW5CCRK8!6#S>:]K$W+/X_F19,/D'R=)>AT%HDJ,2L0NRTL^V$]?37G MO(]@"&LYY@!?68_<@S-)1,/]@3,38^I!Z7A--\Y5"CUF/<*U:*I7++!6F5P0@)YZ*DW:<+J/="SWO$RSYQ,?SUY M#LEUFEH))J7[RKOO]R/-?N\&IBD_['T`PU;7`&:CX-DL+?7KGD.GL28"&F_N M);M[(Z:L1O7GL]D\%X(_GBS5CJ-$*J+AXO8L"2D%N_<>HJV^F5?!^QCDG:YJ M4;F$(?R+6$RK3Z"\8\(_5N@N0^@J#)8FPHA/&VOS=TC=A\B\J@]2="7"F4.U M_0>+N50?/!3.VMB$1+\_1[B4L_B%$IER!Y>(YGG?>9E/C%)>:\K MM>/"A;%H."0W<_;CU07>V>U_FZVY]VSBF<\:A=NNKFF75_O9]`=>7D;N/.I+ M,92/J,)T)AY;^QE502>ZWQAY_++$/N2.(G1P#D-7R"H_6A%+N?%X8\Q+2(R: MB"O&Q#DTMKM?ZXAN=2"L@JO9@F&\>1I2_+5C03;WO2]HBZ1%F*[1`FZ6U@6N M)T(GD1,DH3A(MPIJNXME\=,(A/F;_-4.1+L_U"G!4%U/J9<8DHQ[AR41K^3^ MZZC`$MDF7\4`&08_'^WN+NOT%HPD=WRGC!M[0QK5" M`)3H!$%=_'GE.S%&T@BBAP+000EB`BFXJ#!CZ:H72#/X'I%Y+)()^#"$Z?KH M(K<%`*JMKU2L18C75X258ZHP5BICGC95D"YGT#F;QB-L'*S/ M7AY$F"^-W3ALN&'VEK0OX9IG=7##C^?4FBNU9=0H^JWBG?:=NKJ5E5>[3IE+91Y_42L6D%T23 MR9Y]BU'R;>N70B=%?P;Q:D]\!()$VX>UC29',*Q;)J$J`LY0K8@ MMT+^*::Y(C/A\OF(H$J&W;*"8M"1E`45L[@/4XAXXY_1A!R-58=U(F7Y6",O MSY8TXI)<(V?2:P*,A9=TQ ML4.B>?VVI?O5,)?>]XGCD!B-0)@@[IE*2SC;51OQ5'"7Q*YO4D5*B39+=)(W M2:5XY!+M0_2"BZ)T@IVOM)#%EU``+8>HU6\=MOE9289"&)%6./O%F3=]`L6( M)\-C-_PK,QY#JC]>HX?8#TTJEZ?OG8:`6N*`[+22,H#3'@HM!A$E48B63O]5KOJU4J>FD9RD[YG!.=*6WY[7?4**)^8;;FRY8]!7;,$WZ MI+_U6'U%Q\I?Z-GJUZ83M>PR+<]XGQ/X M2`6;$<$/:,ND$KZ?)%4Z&QY3]%23=J(4[]R6PT!"S"$OQ%N:$`.>#L-:,;.J MV15.DEQP^;DP?)1NM1770;.YQ`LA<\Q\,#T/:24;IQ@^(H!X\>KFL=2I[:54 M[I&:_=/QG)L`&W`!I[_[63C3Z\/S#0C/Q(-4UM!'MIM&+X6>1*%RPBS&3,JW M)T@\Z/NSQ(P7=T8;G`P,4U(UU#:?;FXN3$.!8/V,2/#>>C4'+5K9^S`\D3A1J/(PM0M>* M8^NJ7"TA$=[33> M)HX(F8L7J5W$6'&Y)C6,Y!W5>@4)2]OEP.K41C@%+;A17:YB6QOHA3V3*X&C MDKZ,&=A4?UO&BQPP9H02C)$T`*Z%=BHDWOK9\'%X3+NM^6Z8'MFK[_ M\XI4%R0B@H`*_5]3+'[R*2FP/#+% MOL7W;][(X0G9#4E,/BDJ`RT3[,:AI1KENOP,*Z+_51EW<\U(":D="`W8%7;)3N51H``M"Q7 MJR&5&='NOC!R08FT2XDM":+I`>BWR`OG^]?:T]EG(F4I%\E-P46=/:V]YFEO M;G2LS552`06\P$GL(A6CD+V%20XGJH%O^`J25M'EQY/37X\/408("E77Y1@N M>_2I^AP*R5$(FXYM+@Q#=A6G*(>Q?V,DIC02'1U,KF9= M>09&/+>U20P)WY'!"I0(8?FA(J-.5\7FWAO090>P3-<\OM458E<,%Z@.[%2Z M`E\,<5!=L0EZT,_ZL[A&5."9IZ)+QGM#/C**K).N]TD(F[0\]F"IY!:A/^'C M4@U@P$$WA:,;'9=$J.20$8E<5"J\X?3`B:0E9O@'[T74/S")F40VSEJ"QHS& M6#O6KNIIH[OA3B>F@T0B'%=$N3FC+=MPT<[ID1N*\$A51"F2FC]+E"F%7&3S M"QXUEPUGQ6<%V$.*0!XH/HR/P_&#H2Z)\Q*!'02_;\JG++BW<71F\'N`@XBZ M5#7H.!4U0P/>OM0[GF"]X!BIDFLM2186Z&8)3$HEF^GKHON%% MY(H;`%VMAT5J=0LORN5K49KIZ^C>L!&&/L5EYIT%B)]+<1+EMR3!&W9)YUJX M.L@[#7E%0;`.FZM1*(9-9;T&($;?Q%Y*P*!>`V7"MNI+3J,S^ MNJ&N[(JZH7R&4SQ1'/&"]-.I1*VEDR819JC'^GH70&^]B`\"9TOSDEEG)6FA M9RD]YK$\>'N$%CA+Z97N$<)-032ZK'',Y3D"U\32Q]@V$D`2V]_,,/`81VNB M.TUZ\09I:3!;%XQ*?V,.OCS2$FW1;?1GK1`$@KLJ[68DW$-!17PI3R4]R<`% M;AK+RZI[P1S/U$^9_/->]5M2<6LL9F@74M_ MD#G*#-?GP>YHT-&GG(C\6H69!@;MN\1+S9QOF__1![Z1QIK"WM>'QT+>`*_D M*!4N;P$QA&,38EEZ[@J*16.BD+IHW')W(-WQ-$905JM^805U)2YTZRR)2E3E M8@HA."@7+(0(P5;H5!JFT`VH;RLN/*&Q^6Y3)PD12P&`$!C3%-Y.Z-@2`C=;>=EU>N*,L?UVBL-L"A$ M57!`F^:CN@ZS!2$NG=*D$*\1Z9;TCB.,L$+(O@MB,>\\)DY:^O)6^HP6-+6Y MF="75[Q'+>;O(8($?&'ST*1J`LDWC/Y[\7Z1=-MN%[?FY0MY\T*JM2(4EU1C MWX)'KH>:I!8%&T4Z)$.B<;J4?FS1+#5I(92[F0LFI'+$X7H)C?%,GMQ"/K'B3(8?UKI18=%N'I_'?TO[MI;SVI?D&1:LLOQ,_?=; M*0_XF`"+!Z[TR1$*KC4[24)ZCH$9>")SYB$J&.#OP]8$CPOMKI8*,!G MLRP^R"TE#)`F$/G[88=?)W!#CMVWW=:!S>[3,7.M4-]8Q<[1(^P.RG2/9RS+ M!"I1@!`J/QGWQ?LS"*;RT!,7P(,"+M^@-J3^$7]X M_DN:1/!A+.!A60E^AY!?;RGJ(2@J4+[4L!.*Y'&0(48=BL M-2RO*3`P(8P_0RPN_\D!,8CG$U?YA>G1@G!Z$D7+2-4]`5ZRU-#(I``'!6MS M)2]:$#V`[T(P2!?G.LL&.^'JN]$!&\1&2?T:89&*/H#+,\/[ZTI/#OF,/X]Z]MU0^8[EQF_H?]P1/"<=N MS%6E>)3R&I3@\AMW\I2(@C2N^7PZBS^8W8#)CH<_6^R3ORZN4-J_RY\CAF-0 M1]['N(9P&9(B_^QVZ6XNB[3+FN#B!+'LHB9&O6J^_QCL!I6VG4OWCIF%EI&P MQ+B5FJQ+`#BR)\JY6X2LWB_@`=CBAK'&QKA^<2":6^`*L&X9Y+ZG,PE.M/C9 MX.MC#OPV<&7W)XMB9$JD3`O#/F[7&Q&8A2,&T3Z>'4/(59Y$8I;S!K#(0<14 M[K_E6OY)?"7:72R*4F>0+7U>B">&2609Y(U"$']F?^JJQ#+LX3_C@^45\_)Z MQQVP(LEXS6?V^"$G25LR0G!CR-=A]&<$TKH$!:\:G-<0IE62TLSX:^-SK$BX M/XDK5Z]0*%+ZXB,'X8<0P'K\\^31&QE+'=WUJ`WP MA'_Q*PR1^+_,N&1@S;U+[T_?G)XZ+$PIOTZ!\GK*(]S.G`P/P0E.3GP#(+A% M7GLW?;CX**O#U!=6D=_:)U"JH$]@(=YZI3?BD.FIZ^3X4O&.5WKS.9X9N4@.DV>738>G5/@(--)`(4CY;JQ7[0 M7*7*X5.YW%]B)ZG+18N:5!:_MG?V0($>-)W*I1-R&ML^T)BX[`U13%K,Y]RT.9KG_,7143_K*KEW6\=93N-#P9XE$HA:5 M-]3)1PH,U2U@18T\^<',CA#YL@0JAL$O#-OWT4H*]H$,0(=&0#BYK5M=.G]# M(J7+RS8?"=$P$1KZM>MVS%M_`UKD,SQT#$(`BGAT[16GZH"X8IE(Q2X#= ML*A[/3?\UI<\4XP?`#("Y:]YPNKVB[F^+J]X1)13>C.D@U;_&$^CP-UU0W8S M1IQR"H_]Z8L^0O,A,COS$"B;!,;Z[&AOFT_BPC!(RZ,R8[4>Q>;$D^O!+RR_ MZ_-D9J[>OLUHYWB(=)-@JI089,/E-:[YD""FV,"Z):/"$=_HK<]>CL)?LR8R M20\IUQL]$9\Y\R!J_V1;XH'1,LJI(K*M@C548-##VB\UNEBZ8M\WZJS9_NNF MK_57?:Y&HY*M1^7V!*EO0&YT4"\QZZ]AV>["0<&>HJ!ZJ2WA'^@0-[T[L+=? M@&"'S#2P\$7,\A(%=WM4'KU0/+>RGW[&G4)#P7)1Y<?VH:43UL[RDY__JT_D,*>QS;>U>*>A+]"'EN M3FCUD+V?O0-1_?O,R-*T()QR(>ACTJ68,7CVT%'KX7M_[M[A7\BP%_\4.U(2 M5WH684`43-T/B"UE*]5Y<6QZ[02S-4[5O6T^.,.J6]20S MM&H71^].S9C[C_H+DT##G_P[.17P5OB"O+Z@+%$H<7!RW_\K6IS'2[BC=;(( MYWYT@C[Z<4(_G+Z5YX4T<6[_.DN4XR!1?!;:EVXSR]M2)C5G..B?@6/\%#M" M/JO!,R^+&'KW4'[T$MF/8OV\=\>'?3428>0OO2/+G1[4.^V==M\:G$[AK1_9 M&/U[^XY1SH!M*BDPW]`>!]0WX0I&S2<]6\6,7-&Z*<:06EBE_GBNZ)[,BTN%S8?B5%JKW<>P)W;(5,!CM M,U"#`(@V1.L;TAQ)'<*4M,VU(/'TP'TO=QQ^1AB?S':%Z&U5WB_(&7LCEP!. MQ=P^;KES`T-7&%)!L^V,E#&NWB63]J"3KM]/0X;6EK,<],S2V@NGD>5D?#5A M)J!!R7277LR1"4A;H)J]HA>=:O5MQ_WZ5"88MYS)5'YE"'V@A2FR#U<_IC2I M]>0)*,SLE&9MG^M%]YX^Z1;/-:6`M^[JK&=H?PA7#9D$D'=@0_4H$`1X@5B$ M,^UF5ZK6%JZQ;\>7EHZ^][SSGM\V+7KK1Z`-*(6RU`0&%``R-C"6H,\E:2C1 MG;/#^+T#!^+DF5NVZ\G/SSKW>E*8;^^FO*:H(JT6/RU=8*.*H0P>%)T.`!<4 M6.9:[D:Z?CMH4U%#VWYXN2@,"S%`X*=(3$18^J[ M'=T#_!-1\'#SR$7?./_0T6J0S$*"L$7`*3\R+XV\N!!=/R$,O2\P&:4,_/]# M"C=Z$\JD!4R>_+G>+^[]I&FV2K_+/[;Z8I1_;+UD6/RQO>8AD1IL0'6T)1&U9;&E"L=0MLEI[ZMB?6H;@W$3W)#&3S`;EIXY`]![6 MW-S<[+9F$U0HH8W6;UN#"Z5OXW(8T*`HV\MQ)`_DZZH!+!U]@Y+,'10U>6*W MYY;3T6X31G(S/DA75`B6Z%.;'U864WKK1:*`K7^/.A/5:_YR@V?(QXUG;UT] M\"@.L-RN?#Q&*--,UO/();>7KGOEX>HFONN9]%!,"#40_?RH?:FZ!1BT$!9B MP7T8TMWDQ8!XS(DK[GYV-)]-!QCF(0H@LZ_(L6V'$]QR/[$-S/(&!J9[*Y$2 M,U/@X*LE#Y9[!Z\:H+YMN1O@#=))?-LV0]QV\&M,_D$%LWNY"P;?9^IF]J2" MM`U)!?72^0NRTG:Q'"IUX/;[U\NEU=."A*MD%>^V*4(^3&5Z]>(3 M^H;Z3I*GVU)93\*655,E+S]-&?&2*Z,"E*?MIRFH%D4M7A_1W?,400@4G1Z= MS>^XRWM;O5=3S:"/ET.[3S(E/J`K7.UG5:E(NR/`(U-"[7U:X.J?KF<"`H8$ M6RSVU'OK`['B,9?=\17]R'BQG1LB.J6,!BJ]YRK+E7=AD;+Q3?G\*JLK))BV M<4]N7QZ3CV%G88!9[0/4]_`%\8@:"&$AY9 MR3Z#+3T)+Q6'1<3OM/TL\)W#$#6 MO*$,D`_`IW^Y>.J!P?&3'P,OKE]$#BU:3"C.`FH!;?'WFO`G0Q M/6P@+KQ!.HLC(YT3':">!"0>TS):^Y[BLG-HV>4\5E5K"6#F$]Z.9E.Z9ZW"PP&YQJ; MRN^^R/AX9#D0?S3W0AL'@DL+Q)">K"/4&I(\_U&`.^N*>+:N<>O\/D$!, M6Y$L;/G0?3C"&4DO8KDQAU^-Q.7.RO!6K\)QZ'7ZR&12(U,RB$7<9TKW4?N, MK28Z2?7?ZG/I#\HNQM?#*6_K;[;93W.CZ(K]LN_M3_.?)F]8:KVYUE)55@FW<>3:P&[`F)9_9>1'F;VQXXM(O#FH]<>RT.;?P[ M8T+_%773=-_J$IX4-FYQ,=,M,V1E$8=&8/@236O>1X._HCL063NWRO15B_S+ M6Q,Y\I6"BFXH@2&P5_?RH@O2H#%7%&UH)Y$_,'9(QCN/3BS* M&'1,0DR_AB.*VMH'[V<3?H]*;DHSV?RNWW>D[+ZZ_`8`,[?M90GASN>9\_1A M1\%EF_ES8T95'H@T\LP+G;\,C80)87E7)%+)E2634E_]=@W7CS]X*LW0)9R1 MZVFULG"EV'FI9N$/RW/Q*SQ04L:#[_M^LC[^5[=YM[22'Y.##W?#/[RO^[G! M>]W&W6YH7+=XN%O8:NW[@?3.2]T-FF-ZU\/!2.RYT-SCNJ%,^'%AW MW\C]0/G'UKT;T'?3Q!\.YCOOXWY`_D/+WA7BVUDO#PGKK7=P7U"^TX)W@V]M MUNYJY3T\D;O=T[#U_'"W,+KN_+9`,$` MQ\Y6/9]26W'ZR9^KSF947Y!LO/Z=)A@M]TJVXAOE:_`W=_@5S)VQS@"&/PXL`-3S?N:ZOU__M M-!>=.'\J//I-?\Z`R[A8<-#5GE,6/M-W\V,(%>!4"[$W'&0IO"ND$3Z,ER9_ M]OYPL:N6(5%ZH:DX3G!T@6<+=_F06D1S*T-10-6HKZ\=--DJ,C&PA6_*P5IZ M^?J\6$9;1^;T#CVEP?R^CYUDT,`*[^-Q"*R/>;U\[$5C;(P:GWMCE<^+;Y2^ M](8^AF;X@:&$1S<>(R9'Y?JK2'YH%X==MYM3JT,QKEQU?N76:::^T8&C1,>V M?'S6C=8*S/">*XK=L=<=IN9U*TO9&0'6KB>4DS(#H!6G+6M>!Q#H1$6C=VM'W_"/6W'*V>HS?>XME.(UTWU+BZ/E MFFF5V1/W]IKIN*N18'$J`NG*9R#7DMH.^"H;VMP2Q*$LT81`C:A.'C/BTK=Y MZV$'_4&MP(%!,8)%H[I%F8']2[T!H6EJ-9,+O`>8?HW&[-='(#U4).@>"2M4\(X(R@_G[Q33P0]=29Z M:?'SLIZ'M1.VUCN8TF]"Y0J<[VIC_;B$FQ1/\E]KTF"D679J*%_`5/OZ_.AE M/0I$M(-Y[Y[88"6O5,X$*XH/00V,%]G=I3VS$$!`)ZY?JCY!#C[&0)9%F-L9;1/07RLEX:)&$ MR=0@RA.C;%*>`=N`!.T(6FBNCV!#!&$C/0BFQ3LJK8#+\,$TW\7JJQ?P\3%=/8 MPBR>75^KE]DZ-`6_LM9UIF2'E7NEQ-A(Y>@%VH0TE(C3KB!O]#F9A>XH\3C% M\7LW0>,K;_0`OEJW]I',P&>3_8F>DO5!(Q^GFU96&IE,7@T^D'OIC!LN8-<8 M<2M?R\AZ$0"&=Y:-XP]JY@D0<9X0+!>"UW6T5NG#JA^;=;G0'?$G+C-P@&),^W1)GHCHDG3WQMUP;MC\I9<4((\AS M9>`!QUAGMA\TF>`@X46IGG^UN4D/MZ4+7EO)E`F9TI??&T- M#TJFUV]\-!.$"U';H@"ACI<7CES7Z%;G:A](9MYC]7G9;IM!VAU?3>*)U:%* M.8E+8;IQ36XZ:!@GTR/=NRM2$K&E`M1G1+Y&OQNE9K4G-T)BW>*VK$L<'76M M97,'V36_EHX>"P69)9WB@N=LE>?G]!TJ@Q`WO,"IUV1=&SU7;7CF5U*D*$>V MM%"[(.R;:^J"IZ:1--R2UL4P%:V6>X!=-/LF/WW\_/F_A'VH0_/YBHKGSG.U ME+!9D-?(FZC#A:L85Z^R3G,39@$+XRR<3A?:1UT=ZPW+]VT6\]+.]VKM$-YV M!?BRW3;>6"189TKN`PL#%8>]HX%*,T,U#!6'[OQ7/:75WG59#_^G7K"?%T\? MQP?&QW'`GB"L+WD>GM7&@,_U46)#:WMBLE4SUO4][5^L]PSZJ@\SX3O>A:9[ M+KEB0Q%LBU<7!_?G3H M`"T@97W1WW=L@>ME^0JP@F>/T2/43MJZY]27L?>&Y0BU_#]^&+@&R6&!E_)* MR^^:'_*UIZ$5BEJK)8LX!4Q<-(M(Y#7\.,1&1L7]!=6 M0TWJN7[3J4*]E,H51\RMK-JW'@;Q5N5ME[96N7'N.KE M\VEB/^OR+:,!)3M6ZW.]H7-Y:UEY(`/QZ]TV7.IT!*HWL!?>NZQ_/^M^4PUA MIRG//9Y@;VE@!II MZ-`9U/'8W'ZN:*_W83""I>!G&GBIHVO\G];KS__V/P(```#__P,`4$L#!!0` M!@`(````(0!&'O^W+0,``-0)```8````>&PO=V]R:W-H965T&ULG%9=;YLP%'V?M/^`>"_?$!(EJ1JJ;I4V:9KV\>R`"58!(]MIVG^_:YO2 MV*FRM'D(8)][OUYT_+`V4/O,%8.,#0\Y7;"#$L?)^7#>X0]^B`>]BI*>N0 M@$>V\_G`,*I44-?Z41!D?H=([VJ&!;N$@]8U*?$M+?<=[H4F8;A%`O3SA@S\ MA:TK+Z'K$'O8#U#ZZZ4RZ`_!!WYT[_"& M'KXP4GTC/0:WH4ZR`EM*'R3TOI)+$.R?1-^I"OQ@3H5KM&_%3WKXBLFN$5#N M%#*2B2VJYUO,2W`4:+PHE4PE;4$`?#L=D:T!CJ`G=3V02C0K-\Z\=!;$(<"= M+>;BCDA*URGW7-#NKP:%(Y4FB482N(XD(=Q>&!R/P7"=@KTH3\,T^[\$7Z>C MW+E%`JV7C!X<:#D0S`(#_(FC>#1^S7*($OC;*)7:6PT9*9*)/,JCA8, M`6#,^P7((##SR('8LF"C(E&8AYDJ=)/'$8TN!\7"Y-@DW74EN:AL#/3^IM:><0AK3,E'99 M]\L@R[WYE+GN+`W1[KTVM=HKWMXS9,&Q.7;L,EDRR)0U"RQ9&I*JHH:!^IB( MXAS"D"CGXKO?&S+(DFBYL]$0+3%.@B"Q#FUQ!F`(G']$H`RR!-IG5D-&@7&> M9I;)A0F8S8[ZUQ`(T^X#%JHH2^+KN=/=-V+&.B>Y;:&Q'T7Y:_=J@7J(ZC'1 M8;;#!6Y;[I1T+P=D!.TSK>KAO0D7\#*%H6FM%S#4U;H_;BKK!T$']?;>4@'35-TV\.\)PVLZ\`!<4RI>'N3&PO=V]R:W-H M965T&ULG%G;CMLV$'TOT'\0]!Y;O$HRUAM$"M(&:(&BZ.59 M*\MK(;9E2-IL\O<=BEQ1,XIO?5E?=#@^/#.<0W(?WG\[[(.O5=O5S7$=LD44 M!M6Q;#;U\7D=_OW7IW=)&'1]<=P4^^98K^?_SYIX?7IOW2[:JJ#R#" ML5N'N[X_K9;+KMQ5AZ);-*?J"$^V37LH>OC8/B^[4UL5FV'08;_D4:27AZ(^ MAC;"JKTE1K/=UF7UL2E?#M6QMT'::E_TP+_;U:?N+=JAO"7EZGW=?Q^"AL&A7'U^/C9M\;2'>7]CLBC?8@\?9N$/==DV7;/M%Q!N:8G. MYYPNTR5$>GS8U#`#(WO05MMU^(&M/#(-`_=?7:3=X'W:YY_:6M-[_5 MQPK4ACR9##PUS1<#_;PQ7\'@Y6STIR$#?[3!IMH6+_O^S^;UUZI^WO60;@4S M,A-;;;Y_K+H2%(4P"S[0*)L]$("_P:$VI0&*%-^&U]=ZT^_6H=`+%4>"`3QX MJKK^4VU"AD'YTO7-X5\+8H;4&(2[(/#J@C!X>^-@X0;#ZSAXP1/%E+Y.86FG M,ZCSL>B+QX>V>0V@Y(!P=RI,`;,51#:R"!#WQ[+`5,R8#V;0,!30'>3RZR-/ M'Y9?0?[203(+BDR2$)A`9B') MD&2I&9,ZP8@<(1(M4NXG@2C".IE2O%QB!DRH2?S#F86H@9J(F"^>(;OY]#%/ M4C\:D=+WD#)@0LK/U=:4A5A2H)>4,5D9.4(D6B?,(Q`U6#RWZV7`A)HF>EF( MTTMR'9'UD".`X#KU]8J(&4^\NV>8081@3`A:B"7(8AZ16LSQ?MH])2AQ%B[$451QKS\"NTN&GUZ$%:!DE?D%ABJ8W MWUUTQEY)>B41*7,8RR!6C%1ECIZS2)YK;\STZ@G#*_FUG1V)YY>;$\]BG'@\ M%;Z'.?&F`,VA"8XK"HM'W.$*M;DM3`K'4;,82XTG0I!FDS,$T.QL7HDKW+@! MF=N#).)D9G<'N;<46:3C&<4I((WY.?'NL@@V]PCI2]J)-[4`%B>"(G(7Q7&7 MXJQ'L+M,8D#CIB*)*IG#N*(3<0H>-E:5*[NI42@=,9&>ZWG$*JX4GFWP4-3C M?D22U9@QBX'J&C%$WOPB!*^+NZR"S;U"4J]P&+X=RR MY7T00":P@QESCY3CQ#$N)W9`8VK*5XQ=%`[C2EXG M<#X>?]H*AQ$*;:TP.>(55\C-/4+Y63MR%F/)03.;)95/`0F/8^]SF)KIV#>; M!+?]'6+[8J^6F-Q='L'G'D$78N8P-JT2 M:EW1(W:.(8G2B?+J8GIWN02W[1TEUL_;)=9B('F^,DFKSEV<,QA,\"Z?X'.? M4+01.PSZ<=I/+ED)ID=\PFQ28JB>*S4X]PLU:\C(#&0446K*"PRIIC#F!:`:GQE%F3(\XQFT;/3$_8U`.F<-8FN\$ M[)-I)6*$EE)XW\,D31N?=,`;29I11$N_$IV6%O-&4G%%>F4N$(*Q..9^U6&6 M=YF(F)L(/85E#N/8I6D"Q]PQC<,$<@QA40Q[`Z\SYF=Z^D3%R\M$ CS3B MS&$LOQ0.V(C-Z9X[B>:4,C@^MI,Q-Z5J1_NG#'D MASMG>X-M[V@/5?MG3TT/5]G#VQW\ZZ*" M.])H`>!MT_1O'\RE^_C/D,?_````__\#`%!+`P04``8`"````"$`^V*E;90& M``"G&P``$P```'AL+W1H96UE+W1H96UE,2YX;6SL64]OVS84OP_8=R!T;VTG MMAL'=8K8L9NM31O$;H<>:9F66%.B0-))?1O:XX`!P[IAEP&[[3!L*]`"NW2? M)EN'K0/Z%?9(2K(8RTO2!AO6U8=$(G]\_]_C(W7UVH.(H4,B).5QVZM=KGJ( MQ#X?TSAH>W>&_4L;'I(*QV/,>$S:WIQ([]K6^^]=Q9LJ)!%!L#Z6F[CMA4HE MFY6*]&$8R\L\(3',3;B(L()7$53&`A\!W8A5UJK59B7"-/90C",@>WLRH3Y! M0TW2V\J(]QB\QDKJ`9^)@29-G!4&.Y[6-$+.99<)=(A9VP,^8WXT)`^4AQB6 M"B;:7M7\O,K6U0K>3!`6#?!TVM+$6:]?Y&K9/1+(#LXS+M;K51K;OX`OWU)9E;G4ZG MT4IEL40-R#[6E_`;U69]>\W!&Y#%-Y;P]?O/R\1?E M>%G$__K#)[_\_'DY$#)H(=&++Y_\]NS)BZ\^_?V[QR7P;8%'1?B01D2B6^0( M'?`(=#.&<24G(W&^%<,04V<%#H%V">F>"AW@K3EF9;@.<8UW5T#Q*`->G]UW M9!V$8J9H"><;8>0`]SAG'2Y*#7!#\RI8>#B+@W+F8E;$'6!\6,:[BV/'M;U9 M`E4S"TK']MV0.&+N,QPK')"8**3G^)20$NWN4>K8=8_Z@DL^4>@>11U,2TTR MI",GD!:+=FD$?IF7Z0RN=FRS=Q=U."O3>H<],9&R;,UM`?H6G'X#0[TJ=?L>FT1.[P:3?$45*&'=`X+&(_D%,(48SVN2J#[W$W0_0[^`''*]U] MEQ+'W:<7@CLT<$1:!(B>F8D27UXGW(G?P9Q-,#%5!DJZ4ZDC&O]=V684ZK;E M\*YLM[UMV,3*DF?W1+%>A?L/EN@=/(OW"63%\A;UKD*_J]#>6U^A5^7RQ=?E M12F&*JT;$MMKF\X[6MEX3RAC`S5GY*8TO;>$#6C\S210*:D`XD2+N&\:(9+:6L\]/[*GC8;^AQB M*X?$:H^/[?"Z'LZ.&SD9(U5@SK09HW5-X*S,UJ^D1$&WUV%6TT*=F5O-B&:* MHL,M5UF;V)S+P>2Y:C"86Q,Z&P3]$%BY"<=^S1K..YB1L;:[]5'F%N.%BW21 M#/&8I#[2>B_[J&:+T5';:S76&A[R<=+V)G!4ALZ%8JNU'N_*J8E+\@58IA_#]31>\G<`6Q/M8>\.%V6&"D,Z7M<:%" M#E4H":G?%]`XF-H!T0)7O#`-005WU.:_((?ZO\TY2\.D-9PDU0$-D*"P'ZE0 M$+(/994FRE)")J(*X,K%BC\@A84-=`YMZ;_=0"*%NJDE:!@SN M9/RY[VD&C0+=Y!3SS:ED^=YK<^"?[GQL,H-2;ATV#4UF_US$O#U8[*IVO5F> M[;U%1?3$HLVJ9UD!S`I;02M-^]<4X9Q;K:U82QJO-3+AP(O+&L-@WA`E<)&$ M]!_8_ZCPF?W@H3?4(3^`VHK@^X4F!F$#47W)-AY(%T@[.(+&R0[:8-*DK&G3 MUDE;+=NL+[C3S?F>,+:6["S^/J>Q\^;,9>?DXD4:.[6P8VL[MM+4X-F3*0I# MD^P@8QQCOI05/V;QT7UP]`Y\-I@Q)4TPP:&PO=V]R:W-H965T M'Y]KWXO7W]Z+W'HC-[&A=Q!QNZ[W-JIK$J0PJ$%A50;+,\XQ^2%%E%LOJQ+VD= M;W.8]SN>Q M17B)[,U:&O1?1DZL\[_%#O3T9YVE/[.2@-N0)Y&!+:6O`OHC%8\@V.Y%O\@, M_%5;*=G%QYS_34_?2;8_<$BW!S,2$UNE'\^$)>`HT$RFGF!*:`X"X&H5F5@: MX$C\+G]/6?/$(B]NPP.^993I6BJVF)5UZCGF\6=?T9,'2`^&LBL5"QBL@OFX+^"&P M3P(I!=UQ#670.N2AS<2M-4P).C%V1H M`885V?7:\6;Z2*$"P;5-B*&2[BFS_^,/A'4,]&0$"K0D(E#"$TD[)_'311!/1/GND^A M`G5%@M,+'13U03?,%"VP4QK&)5L$]70N=0FA`NDZ?4<'17W0#9W+S^@40:9. M_U(-5$E1H,5)[FDSBEG8H!9JQ[B^(_\, M#PW0P@!IRQ*+LOQPOF543ZQ1[,(&==TJ50\'(;I04<,U.A/+E$/<\S5E\C58'@VD[[EE2C^]RQ\UK;\N=9ZYL:2"R5W@%1Y]^8WI-[O0.I@ MI#[Y"U+O243RG%D)/8I#SQ2V9ONT/9`]N>*KVG@>35?PS2H^V=L7<$ZJXCWY M%=?[K&163G9`Z4SFL%MJ==)2-YQ6\J"QI1Q.2/+?`YR("7RU.Q,`[RCEYQLQ M0'O&WOP&``#__P,`4$L#!!0`!@`(````(0",<^K>@@4``.88```9````>&PO M=V]R:W-H965T:=T#<-^"0A"1*LE4. MGMG2'FDTFL,U)4Z"&G`$]+#??I990+!I;=J+IC&??[Q^+YN%N_OVGE^M5U96 M&2_V-IFYML6*E!^SXKRW__F;/JQMJZJ3XIA<><'V]D]6V=\.O_ZR>^/E3I'+D_+YY?:0\OP& M$D_9-:M_-J*VE:?;[^>"E\G3%>)^)XLD[;2;+R/Y/$M+7O%3/0,Y!P1];\_AQMFQONQM;S5;^JY'`+>>6%73 M3$C:5OI2U3S_#R'22J&(UXK`9RM"YE\66;0B\'D7\8F[\?SI(P&R"0<^[R)? M#6?5BL#G763B2!STMYFN**F3PZ[D;Q:L`7"PNB5B19$M"'?SA*[V,_?9Q,&, M"9%'H;*W?=N".:D@VUX/Q/76.^<54B1MH6`,^4L9"3M$)(00CKJ&@;#<)>Z( MK@O%AB83'`BRCQ12:1CIQYG8!21@$5"G&F`#:/<1SN6!A%V7.^&O/9F)C"KQ M!RHK682.$8_TB!0R)/[TD`4LA8P-PY!A4C?]G9H)"M5>T91>L=J+#AJD" M38]`P+!1#.8(5H<\W@`9^-W/HYJ#1B(R$K&1H#I"<@"VC*$#8H%ZL!WKTU=T M:C;//DI?-0*19;M8W?9'=BM$",;:ZRAN15-DXB&T6G]X*SID2#><^Z`E3V"C M&GJB]T+`LA?$7=R%FS0.$-($&B+1^N4M<82R79%1)3825$=()L!N.S1A6F*( M3B,S[KL'FH&0S@PD-DWR+&=$30JC0&PDJ(Z0?!`EX^`)ID\&`8_B5W;R`"%= M_$BLF_A7*\]KLD%)AB&CI%L\O";Z;Z`\51BJ&X5DP$8V8%HBB$[R7@FK0GE< M!0CIC#`2D9&(C035$9(5!';&83((+Q:PL^B3HNDURHJ%/)]!2RUPQY0OAOW% MSW?*'FG*([E_W%_\M#_5(K(+H@0:+`GA`H%JWV0#5DY07O2[/>2$LK8#@M0P M*8!2:I3P`TH1BLQ(;$:H%I%=$763XLJ$W,!J2S'%EZ3X1>7U]4S` M>DW.A*7R#`O$*S^XA84"F8V,P,M:([0*<7L#C0+5(K(3HO8:.&'(!*S4%`>4 M9`\(4JT#\8/RB`W;ZYH`(H-$;):@6D3V0-1=`P^F51,$J[6A%_Y:F>V@A32A MAF8D,B.Q&:%:1#9$U&$#0PQ)@54;;%_],]1?CYX6NM(.7ZN)$8G,2&Q&J!:1 MC1!5V'0CL&:3,V+TH$`(M\GVE4JM@T.BJ_X:MZ(6T>K$9AW:(OB2-QZ/9(>H MIZ;;T=#R8\/?J+ME"]VK".7%)&P!S0J*3!JQ64,<#(M=^Z-QH`5X[(OGB#DK MSRQDUVMEI?Q%'.FNH`CJ6_OCYD=/'*8I[0'9PIG?N#TB6SC8&[>'\RV<.(W; MX_D6SI3&[72^A:,E:'?Z&\,I\RTYLS^2\IP5E75E)QBR.Q.'N26>4^.7FM^: MT]$G7L/YU*J]5>G@G&,1K;6$`F,W^_U707 M4-WM6[1^"/'Q.57TH?I&/W_Y<3P,OF=EE1>GM6$.Q\8@.Z7%-C^]K8V___*? M%L:@JI/3-CD4IVQM_,PJX\O+K[\\?Q3EMVJ?9?4`(IRJM;&OZ_-J-*K2?79, MJF%QSD[PRZXHCTD-7\NW474NLV3;B(Z'T60\MD;')#\9/,*JO"=&L=OE:>86 MZ?LQ.]4\2)D=DAKNO]KGYPJC'=-[PAV3\MO[^2DMCF<(\9H?\OIG$]08'--5 M]'8JRN3U`.W^82'\WU(]_6^[4QM89S>SPU@3YXS:K:SUE(8Y"^5W5Q M_)>33!&*!YF(('#%(./A;#*W%TV4*\JI4,)5*.=#VQPOIS9DOZ*;"1U<'\P( M<9L&P_6AC);0P?7!C+90PO6AC-!%FSN%ZX,9ET()UXFO)TDSIY>2Z+CP'T>:B8ZIRP$<1JEIT``9 M@4@&8@XTW6<$3K5V0=?Y/^QB89A=>$<;!+I&3&@C'&2@Q$6@D]@6U7A(08V/ M0*>1T@3(0$F(0">1TT1(04W,`?"PK8:IV=X:\1,&%.*G?CS$*F-L&/EZ<2W; M;@,W!;/A'!APVMQRC2$#;]=%X*+$0P9*?`0N2@)DH"1$X*(D0@9*8@1T$F(C M-)?8R'KQ#(;.ZW8RU=J`A]5:92W&DIV43U85<@:P*B>I"KDA6Q41E6?(=$G?!2.+N=5<96W9U1@W;<,Z\<74^ MMW3V.)S3,[4OLA8+G+?"+29PID44A$^DR1+(H1 MZ+IGUVIB)TR[#]C)V-1.F*KE`N4D[J>VTAS.Z+G9EYAZ,V6-3S13744'LB:\ MK8ED38S`32O9?DM>#DUA672]RS,5G9?`TNYA\8F)DV#<:4=;B>$@`\=_%X&+ M$@\9*/$1N"@)D(&2$(&+D@@9*(D1T$E(:<+2]A-^,A4M41B@:6_><([H\3-M M[3B0^LY2F=8B M3Y'Y--OL0LWRV%VV4))=<%:6Q6W^V\ZRS4+?6;8'N#UUF7R/`8G;:H?*K2/I5`4854I2V!2%'%+=(UOIN3R3QFLOV"[.[M M'58CDP?<)>V&&T&Z[JZ\@7&IRM36H2=(W4/QJ4RHE(%!SA92F7;#$BG)XA:Y M[2_;/Z)))^ M#/?NBN232%/M;!#<%2DDD4QY(]O,Z=%=D6+!TB]1:7=@>Q/Y<=TQV/`M37^P ML'L4.:^IR.AL:Z*N2ID*]"@0J%*A2I$#N9 M$O<*-\$MXR=-_%7^,2O?,B<['*I!6KRS4Z0EO%EJ43SALN&(JWGE+/T"5N#A ME_0+G(I]G;"*DO"-N8+W\"KNFRMXE:[BF\D*WE^KN#M9P3MJ%?+A M9`4OFP$?M3<$AV3GY"W[/2G?\E,U.&0[:/YXR,ZE2G[,QK_4Q;DY['@M:C@> M:_[=PW%H!F<,XR&0=T51XQ>6H#U@??D/``#__P,`4$L#!!0`!@`(````(0"F M8=Y6&A(``(AH```9````>&PO=V]R:W-H965TMYVV`>`F`;,G4QW_]^?QT]7;Y^N M__=_\@^KZZO#\>[EX>YI_[+[=/W7[G#]K\___,?'7_O7WP_?=[OCE7:Y-A\WI)COW7KX_WN^W^_N?S[N5HDKSNGNZ.JO^'[X\_#I#M^?Z2 M=,]WK[___/'A?O_\0Z7X\OCT>/SKE/3ZZOE^4WU[V;_>?7E2Q_UG$-W=0^[3 M?UCZY\?[U_UA__5XH]+=FH[R8U[?KF]5IL\?'Q[5$>AAOWK=??UT_5NPZ>/H M^O;SQ],`_=_C[M=A\.^KP_?]K^+U\:%]?-FIT58^:0>^[/>_:[1ZT"$EOF7J M_.3`OU^O'G9?[WX^'?^S_U7N'K]]/RJ[8W5$^L`V#W]M=X=[-:(JS4T8ZTSW M^R?5`?7WU?.C/C74B-S]>?KYZ_'A^/W3]7QQ$R]G\T#A5U]VAV/^J%->7]W_ M/!SWS_]OH,"F,DE"FT3]A"3J0"8$3NC4JZ?#5#^M;GF);&%EZB<W>\^_SQ=?_K2JU"ZC@//^[TFA9L=#:8*L9.G#R^N:,FC<[RFT[S MZ5H9K*;%04WX/SX'LUGP\?8/-4OO+91P:!F[2`J(GI,Z\98&,AK((3!HVDU: M``%)2QJH:*"&P#GI!6V4`NJ#.F;_#!9U&NP`]2B!P M/HS0/8@4")!L(7"6+!>N)@,$-#D$SAK23`$$2$H(G"6TF0H0T-0FH,803[)5 MN';[UH!HP,S)>=B.,:3#'6=HFAX0U3_'3#6-_PXS=1K'3`B<#TW-,=+O%"`8 MM"T$IE090*#*(3"E*@`"50F!*54%$*AJ$QC:RH^KH:J6!CH(3#7>`Z0:=SQ3 M*Q_S+%+[XO@5`ZQZ6J6N#08GI.HY6282`ZF_\:REBQX0,");"'@E&1`@R2'@ ME11`@*2$@%=2`0&2&@)>22,2K4AT(M$#H3KFV*@<8S8&2WV1)SBIA9^NU8Q& MDY23D;NV)`92;2-$G00"!FP+`:\D`P(DN0FL3IOHARASVNUK% M'"=^)@::./04"+!O"X&S,R1I!@1(".JCNGI\AX]:Q7PD5RR)@:9\!`)&:PL![VAE0(`DA\!9HA:1 M)7$2(%"5$#BKR`E3`0&2&@)>22,2K4AT(M$#H3KF+,.ZCD)O*N09J57,R94[ M?(F!S%P)0KTTJC\NDQKF5%\P-Q$0\(Y7!@0,<7Y!.P45E1#PME,!`>W4$/!* M&I%H1:(SA!VUN3HK^:CUD(6:J6ZBWV&F5K%+(W*QGAAH:EH"`>.UA8!WO#(@ M0))#P"LI@`!)"0&OI`(")#4$O))&)%J1Z$2B!T)US)F3NK3Q#A]/,CHK`S+C M$DN9$VP=K")Z6V*!P9QT)$&X6-"D&=/DKF8VGX=D>2B8IG0U\_4JHLLKT]08 M\9LI(ZV,=#+2(\(,U<6$X2H[?;T3F-K#\!)W,2?#EUC(7HH$P9(`J06&/IJ\ M5A)'(1G>C$ERIY4HBD-RH5TP2>E(8N4[64HJ)JDQ,F&BZ?O$`M3*63H9Z1%A M)NHBPAM,-#4'UT0R%(FN0*JUUSCR(0R"%9N-AABZZ&KB*"93/+-9SYK<;2?2 M-QCN1EPP3>EJXD6\)'VKF*;&R(21<$!>I)6S=#+2(\*,U)6%H9&ZD"I?\^B: M+[GH641D.B06LH8N9@LV*TV6LS=;5[*>Q>3F,+/`69*[DF`>S(DU!=.41+.* MUN3*NV*:&B->KQH9:66DDY$>$6:G6A,<.X7%5>/N+KF(V+PT4&3N[.5Y&S)%B.ZH*YJ`21CAJ^K[I^N='.,G!0K6L(H\'50E!@Y*=8+PTL1@9-_BQ&O*$,$1#E&O*("$1"5 M&/&**D1`5&/$*VIDI)613D9Z1%3OW%L173=XAZNFW#"#.%R3HFAJ@>&D="2K)E*>"L5D]08F3#1]%U=`^'%!-LW M1:0C?5M'9"7KL2?4PI"6>J8M/.'NQ:M:5\G5:6*IU?)T^3J[">A-B`4&'C() M75F9)&<2TDK!)"63D%8J)JDQXC6HD9%61CJ+>`>MQQS,P[=5=\*1ZLZ";HT6 MLM-P/:=`:H&AA4YU1[T7269NQB2YU$K!)*4CT>]XDE8J)JDQ,F&A7-V1LW1N MWZ*83HP>F$*,ZC2O_@EY0):&![!7J M;!F3LSVUP-#"H609K&D%*&.27&JE8)+2D8RT4C%)C9'S`9,SMI&15D8ZB]A! M6Z_HI_%ZS,$LU+6(-UAH2A=#"]5N2/:4)#04SJF8E&92"PP])!)::4UL;N4L'>U;O%P[?\@@]YB26:IK)F^PU)18 MAI8N%F0)2/1GA":+.Q88.CJ4C%5=,J;)I68*)BD=R5@S%=/4KF:LN(.:"4O- M\4VXWLE9>D28B^\K[H2F;#-T4TU0LH8FEK(3E%PZI_;5H9W7VNN\KI?;U ME:H1X'JTIN\D;9TLP4Q=5KIILHO2Y$Z:F'6FN"A+Z609Z4QU49K:4A-3LI&1 M5D8ZBQ@+%NN(6-#;U[T6.#6%<*Q2)'^\]B1C5\1DITTLA5LQK=^E``AGBRDX MG=.0=K*+TN1`P6TR[4T!P&1O2J`P#>E-!+.>X)I)6S=-`=T]_E MC?F$$?Z]S#Z0F]$>%+X#<$\@72X9;OCZ?8`+3B!397&WBI!6IT)#F5,]B&-R MJJ?V]>%F(59O,B;*A68*IB@Q^@WQIF?\KOE)QG]5%E(-O?$4A-G=(H(#-L6(]YARQ`!48X1KZA`!$0E1KRB M"A$0U1CQBAH9:66DDY$>$=4[9Y;.WU:S.N'N\KY8D'4NL9"9G&&X6I!-/+7` M8':ZDF5$+Q\R)LE="6^E8)+2E?!6*B:I,3)AHERSDK-T;M]6LS59-GK,P2Q4 M:Z4S,:=+QW.-NQ8&LY`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`BV5&/&**D1`5&/$*VIDI)613D9Z1*BKT?LJ M."<9NU(E-Q.)I29VC101&+8M1KS#EB$"HAPC7E&!"(A*C'A%%2(@JFW$[!H? MX->\R7U6XU`>J'6AT^_U\]_G[+`+WE[VB*A>.I6WV26F:P[&+$>S@9(C#H^05-%4Q58L3;5(4(-%5CQ"MJ9*25D(=MPSSPF#G&/&* M"D1`5&+$*ZH0`5&-$:^HD9%61CH9Z1%AKM**SV5OCT2F\N-NL?SY-8::=!40 M&+:M33TARA`!48X1[U@7B("HQ(A75"$"HAHC7E$C(ZV,=#+2(Z)ZYR[":O38 M7+WH:3:15M)UF/XN6&*I"8]21&#DMACQCER&"(AR&X&];W3-*BSDO*/,'VJ# MR?6OJY'=L[HH18TIO(?0R$@K(YV,](@P\VGUZ,(=F%>1U%4SJ;PF^IU3=7Y, M.@\(F+B511DB(,IM!&N.I'I6,$5)%?13&Q63U!B9,!0.QXNT,-IO6E"W=>4P^2=EY#34Y30MA%$O,.6(0*B'"-> M48$(B$J,>$45(B"J,>(5-3+2RD@G(STBJG>NJV/UILMVWK&2$]]Y#35I+"`P MD14[YQY'8\5K6173S+ZL2-VGV2I*5<1@6';8L0[ M;!DB(,HQXA45B("HQ(A75"$"HAHC7E$C(ZV,=#+2(Z)ZY[HZ5JRZ:+6.S:=M MW.G*5FM+31H+']N!D=O*H@P1$.4V8I_]:1_31J[U"H#4>HR5<7Z?!)1YV,CH M<_(J8"8SU9::./Q&1EH9Z62D1X2=`[J*-+RZGEZG8XVK1YZ;)_;K!XTG/)3R MT):',A[*>:C@H9*'*AZJ>:CAH9:'.A[JG9`[AW0%9SA^^CI6/Y;CC<^!CTTE M:#BCV+F96$@_2PG/8'VRNT7,](S!!-GR4,9#.0\5/%3R4,5#-0\U/-3R4,=# MO1-RAU_-KK]E^'4>M_##?B\B4=^\<3KYW>&G3WM*S]AY^%$)H8Q3.0\5/%3R M4,5#-0\U/-3R4,=#^AM'[''CZF&^0<1\(<+S[O7;+MT]/1VN[O<_];>#J%_. M_OP1P_:K2^)0?7=)J!^Q3UY1I[5Z93[Z2@3?=T(T^7RCGJ+.#Q3GTAS%@\"3?I6#^3^28=Z\\VW&1C_':^R<;X/-RHKR90 M_;G%`U#?`_/C[MNNNWO]]OARN'K:?55GPNQ&?P7+J_DF&?.?X_['Z=LSONR/ MZAM@3O_\KK[Q9Z?V$O69GNNKK_O]$?ZC&\#O$/K\7P$```#__P,`4$L#!!0` M!@`(````(0`.8`C2C04``+$4```9````>&PO=V]R:W-H965T`A;I=F\>N.R\MJRV.M,K;!3O3 M&I[L65/E'=PV!ZL]-S3?"5)ULAS;#JPJ+VL3+2R;.3;8?E\6=,N*UXK6'1II MZ"GOP/_V6)[;P5I5S#%7YL/(':+; M$^':$PE9A,2.W1#>?H?H]42X?NV-8%;HA>NL-UH8+Q'^;=[EFU7#+@;4-$2D M/>>\0\@2C`UQ1Y_'3'R4",@`-_+(K0A;$.,6JN=M$\?ARGJ#C!<])D%,:!HC MAJB(=$#P]'*S6WTADQ8L$#"J@(SI*ERHP=O5,SC-2:K3KJUZE"!$]ME1$>F` M&'T>%JXRPT#E9`.$-X2L`LI'5G'?>PZ&*I?"&<>1^J($,5!<8\A]%9$.B-'] M8>%#2C8@=._A-?.]Y^"U"8&X>C;Q'C&1*"?7#HAGZP6#"$_L!Z)@9(IG^T'D MN:K@3*(HL8?:G^\]!^O>Q^J+$L3XPOO`LR,]\OA<\ETF$-N+/"V;F<107`^^ MXCH'JZX'ME[UB$'7'6ADEV@5G")"A>TXR0L6O& ME:MEO?E'B-XWA,]"26A%TP:AB`(?8&YX0=:L:<]0O9?YD1Q2$)]=,@<50&?AY*"V'$E34&T^9'T)`PUW$G!8<(.6$R)XIC.]"VE(S_]H'-57!4!7R.SE>`4U=1 M0"8-(P]O)X#J<;4-."72].X_S662ZQ/?TTLYDTFJ!CY%YVO`F:MJT&*<$`3U M+1R&@28R[0%R$F1*Y$;Z]VA#?VL=Y2&S]4SB]P@;AV^E2IBRIDF[,ZNN9P.S?UPX. M;]G9R5:9]"!%$G2SNE^F5]15$5H'XK#$SWKX_H-+J`C/;O#PH*+-@:;T=&J- M@KWR#Y:/#("6\Z=A;G`L^L@Z,B M\>\1C@8I'$G8"P#O&>N&&Y!AC8>-F_\!``#__P,`4$L#!!0`!@`(````(0"7 M;+6CQ`,``)P-```8````>&PO=V]R:W-H965T&ULE)==;ZLX M$(;O5]K_@+@O8`CY4DC54'7W2+O2ZGQ>.^`DJ(!9[#3MOS\SF!!LDHK<)"%Y M>.?US-A,5H_O16Z]L5IDO(QLXGBVQYK8E)"U3FO.21?8' M$_;C^L\_5B=>OXH#8]("A5)$]D'*:NFZ(CFP@@J'5ZR$7W:\+JB$RWKOBJIF M-&UN*G+7][RI6]"LM)7"LAZCP7>[+&'//#D6K)1*I&8YE>!?'+)*G-6*9(Q< M0>O78_60\*("B6V69_*C$;6M(EE^V9>\IML!!$-@$'$_^3)2A?3POD`]DGA"-[!H6+;`&U>5M[*_<-LI^TQ$81\-H11"?B,X$%!`^= M$",(HQ&L%SK;J"_Z<7TC[I`(.D(S`EGH&\&&":!7/\\,W@1<;]V33ETY M5,2D1X0Z$7]&:`Y!I._P[PQA MW=E9PCKSHC9Z`KI6R-FIP^1&]Y@0XW/&L*&-Z/5 M-PK1O%UZO>G&>(C<\(8/S]'G`\*&-W,;*$3S=HFLO`V1"Z%UV^(>;P@;WLR- MH!#-FYFW(7+#&X$C8WSB&MIP9VS"3M[US,#1S?3G[F-6T;S9VRF^`ISR]]=3PZ8?P?^C$VZ:9EIT_T3 M,C<;%(=H%.DOP#2G9E\UR16LWK.8Y;FP$G[$69:`=/=M-YP_J:FY^P'&W(KN MV;^TWF>EL'*V@UL]!T?26@W*ZD+RJID3MUS"@-M\/,"_(`9SE^<`O.--,7D]Q$KPW\!Y$_1ILD M3N-=]@!R-5Y1VN9.K5,#I:?';00M8+>]DH2[;O79<'RC6:T]/>8WZ*\H_$P+ MWROI/OX<)='6BTXAW&WPB3GP$L=O+'2R90@*UTAI-W=@E52VX2YX/V1^_#D. MH]=]!G9;T"+6,&?[>#N8Z6.A@J8.5#M8Z\`N@!O9(CV#\ M?(5'3(9YA'>WAT"99I8MZV,$%AGH8*@#5P(7-"%H0L"5D1LB;$+Y*2:?``^`K3F`Q,EM`UI"&VI8V; MG@BZYIH,D:X1,B3$)61$R)B0"2%30F:$>(3,"5D0LB1D1*DQ7<*;$70%S&*#&0I-2#-=J=LY%`&H9$N(2-" MQH1,")ERTLQW6/FB929B5!4]6:I017W.F,L@K.*"D"4A*T+6A/B<\"J6?(/U MV@7?'MA>)=M'F[=>#',J.)=!6&Q!R)*0%2%K0GQ! M^-:]N!R$53IU#?;*PK3O\3DW[78'F6#904Y,>2_Z'.1G$'QE+H"=K_7-NM'4 M!IR\CO?%Y03.%9",=-&Q+,0V$""J]8>)O(X24R(ZTT4]64B(:C6=R^LHNB"B M2UUT)0M=KNE:7D=1ORA:&H2P5:=V6FH0HI\7!B$<3.`H9"IE#SDI>,A!P4-9 MIM#!&]H]'\H@;(E+R(B0,2$30J:$S`CQ")D3LB!D2K=G4 MDTTQ0"6;(5+)/$17D\TQ2B2KFQVM:0N,4-F6B%2V%:*KV=88!;L#>;LMNUV^ MW3Y&PBBO,LX1E3.2WB3NZM6,2YIQA?(JXQJ1&)8=LZF->!]U.LR=!:E[M M-K<]I=FIMMYO!,ISYI;U151IXN%1IFK.$*/4(\1%I,;>")$:>V-$2FN"2&E- M$2FM&2*EY2%26G-$2FN!2&DM$2FM%2*EM4:DM'Q$N5;9(W:(\.M#6QQ%J*=4 MC[U$8`^"TM!NJPE&N":B5+T&*+N8\GPS"T"<[%_*J+C!"I M9..;DDU$E%7/DW4ZVJ0R16&5:X9(Y?)NRC7'7*)A[::V]%Z@LDJV1*22K6Y* MMBXG,PU3FWK9&]3P'QX.:643O[.WG?GJ6F+^*K;7 M=."L"F8'G5N.GZ]8-#[H.+#2I/$#H^ZPY1V]`HLWAZW6Z!58BSEL\46OP-+* M86LI>@5>'3_G/5FK5X^]4KX0WS,=./6F.KV&`R>KE#\WG6>XL?2"UW+@).(" MMQW8ZU+NMQS8\5(^:#O#]@4^;CNP':3Q7MN!'1WEJ[8#FS+*>RVG=REOO^7T M+_%!RX%#(*HSL!TX9J!\VG+@L('R6= ML)ZO3!+^4I[_R,0&_R7.X&4ZK&SAK1W\\T0(QV-U=@JPB^,,?T#BFOQWC*=_ M````__\#`%!+`P04``8`"````"$`AEJD!=HZ```R/@$`&0```'AL+W=O2I=_7;/\#C>\C5F9EUD76TMA4WN)^ MR]S=9S;%;M%:%&4D^_;OUY'P$P[@1$5FL?DRU'SM.$#$<2`0CJBJ/_WWOS[^ M]NH?[S]_^?#I]Y]>+WZX>?WJ_>_O/OWRX?>__O3Z_YSV__7P^M67KV]__^7M M;Y]^?__3ZW^___+ZOW_^W__K3__\]/EO7WY]__[K*U'X_;S^]^_O'][]_]2*?W__V]JN,_\NO'_[X M`K6/[ZZ1^_CV\]_^_L=_O?OT\0^1^/.'WSY\_?=9]/6KC^]^S/_Z^Z?/;__\ MFUSWOQ:KM^^@??Y_2/[CAW>?/WWY])>O/XC<&S]0ON;'-X]O1.GG/_WR0:[` MW?97G]__Y:?7_[/X\;18/;Q^\_.?SG?H_WYX_\\OP7^_^O+KIW\>/G_XI?KP M^WNYW6*4L^#/GS[]S87FOS@DC=]0Z_W9@N[SJU_>_^7MWW_[.GSZ9_;^PU]_ M_2I^K^62W)7]^,N_M^^_O)-;*C(_+-=.Z=VGWV0`\G]???S@KNX?[^=[OM*'\ MJPWE'LR,]E[C9>I@M-=0MX[_[#+G"U7-\_G%-H;IA(@(5EP)47"-==JFNO]U?> M5?B^"(S_8?FP7JPOY>L"*;"P'+@RV19(`_;C=HRQ57?Y\!BO MNKLQ"#-Q3^1`)".2$RF(E$0J(C61ADA+I"/2$QD\6?FB0KB_=!4A?DOXP;U$ M?_WUP[N_/7WR98")F74K;P/^'<&)Q!81V2@)+/+D[N[\4K%:/"QO$GO&@-$> M(@R.#)A#WRVCAKS^G3'W+C+^TMG4KL#Y&- MDL`?3];RS[AQ6=TF&Y?=ZY,G=.=7.Z7&@F&PDH?1#;'\^!D&Z(.F28JJ1 MA-+)Q*_'($@W)-U23#>20'J5O.GV8Q"D!T\FS'4%GEEWKYI\9Y78748;H,!? M12M?'W1/OQVC/5#@)VMEB#*MG%$!9%HE:U6(TN2R8]/XU2JMF6A0Z!2"I#$&6'SFC`LBD2I*J M$&12-:,&R*1:DNH09%(]HP%HPAGW_ATZX[:)E\LEKNZ<.J1(UMMQ:JQ6R=38 M:$.IB&)J;('"U[;E;5)9V2%JZ?XMGM_N73_,H@OS6TL#EK1/[C#"+;[A4V>Q2)XZ&T3=C19O M@:RXNE/DLGBT9;5*$FJ/AF&^DGD'1%F/&9#UF%N/KD)_EZ9`@2:/X[A+(!.N M@$RX-N'P4I*21H.&LY?2(LIZ[("LQWZZQ^3F#6CX7(]Q=K@"0I@=?HUYX5N. MJ_VE2XZB2I)!%M"ZL)3X<0>74D'>>JR!PAZ7:1VLL1ZQ$K=`=D$=M$R^!_)W:OV0 M7,H`E8EEPA4KTD18K"T1KMR[:0#F>P'U/06P:=V=YR1$G:!8^8Y#VWL!XMBAXQ):(L!2O(SPZB1I2_Y,7J M;IDL6@VD[9);(.NM@\YL;SVB<(,7-XEW`Z0G)KZKL,PEU943WQ=J9#>+R?KD M/@J0K+J/C%C3OF&,0L.M-03:,=HS.C#*&.6,"D8EHXI1S:AAU#+J&/6,!D9' M1J<(Q2N&S.C(W`N;/Q>>O'DKLNK(QBT3+LK0EM&.T9[1@5'&*&=4,"H958QJ M1@VCEE''J&\<(J@#24*'NT5A><(')49L@W.ZC;9%^06!?F" MY4N.J@R%\LDNJ[8HR#;XF."58\=*>R!+P`-)90BR9,@9%4`F59)4A2"3JADU0";5DE2'()/J M&0U`$S:XRDNXXEVPP1=J@OOYM/0HW`ORT8X&A:#:R-.Z?HDH&T0%-#N(&E'^DI>/\D,;\1ER@PB[Y!;(>NN`9GOK M$84;?/.8W.`!$5RZ6::EFPOSFTLT9X6+1SN(LE>'+9"5,G>*XJ.=],5QCX9A MOE+=[8`HZS$#LAYSH(=S77&Q7"1I7R#`-L\ED"E70*9<*TJN)9%OT'#V6EI$ M68\=D/783_>8O'8/:/A0L'`M%>2M MQQHH[)$/=ZQ'K,4MD%U0!RV3[X'\K5H\I!_^#)#AE<(E,J7"RT]WSC)Q+BB2 M30BN9@-D";\%LH3?*9)_T'"/*)NN!R#3RH!,*U'V(3TXVD,ZF,)`=F;X\%^MDZ@" M\O.S&E$VB`KRLX.H$>4O>7DO>X1DBP!IN^06R'KKH#/;6X\HO<'+U7WR(!H@ M/3'QOT^1ZY:+7$!6XM@PVC+:,=HS.C#*&.6,"D8EHXI1S:AAU#+J&/6,!D9' M1J<(Q#!PZW22!8+0QJ)LFM%/"6PM"NO;CM&>T8%1QBAG5#`J M&56,:D8-HY91QZAG-"B:*#NZU7/"MQ<>#)Q5$M><<(0V&C6>`M#"N+4(<\SK MA`<#''5@E#'*&16,2D85HYI1PZAEU#'J&0V*IAQ+JU?I42EMK8HR#MXI7UI3.4:EY/MX0V0/;4W"H*3@%VC/9`MGLX ML%:&*-N-YXP*(-,J6:M"E*2Q[;32=X[:HG"G&R"3;UF^0Y0-M66V42/'2;@4=`VPM"K=BQVC/Z,`H8Y0S*AB5C"I&-:.& M4D:XY,U7#F]]^2,HWC\I"F<$ MGPQHD-W.+2OM&.V![!X<2"I#D-V#G%$!9%(E254(,JF:40-D4BU)=0@RJ9[1 M`,3.R/,I=L87[2[]'..Y63Q1@.+7_N35<:-1X6L_T&SA>H>H\-UUM4X^?]\C M:O9%_(`H>V)D0+.#R!'EJ^>WJW7ZD[(%(NQ%O`2RWBJ@V=YJ1,67G'QCW2!J M]I);1-D@.J#90?2(B@>1;-\&1#TWB.A1NI(>H]7@FPK%9Y4D!9UP>KQ`/P2@ M#>6T#,_-K2*I:P#M@,(K6JV3?>4>6F'2\_$"HJS'#/+68P[DD^ON/OV!J0(R M5A[KLT=`F^P'(YED&9%HYD&D50*95`IE6!61: M-9!I-4"FU0*95@=D6CV0:0U`9ZW8(_&;IG&X([ZJ@+QR*LDT]LA]:!"\"21+ MSD8;1M/8-UQ%*9:>\.RTX3KZF;"[Y-1W#_E(*SWU/2#*)DBF:'X0.0:AG]`O MEG?)D[*`M"5J"62]55?U5J.WZ)+7]"31^SY[R2T/HKMJ$/WD(.Z22O8`^><& M$:>@JR6%^\IO*YVLG$R2@XIL_GO^.(JF%0Z$GA[%OWZ68M:+*U1.C#5#HFF_X?`5Z MIXW" M^`Y=&P9UZKVBL-S,49DAF\?\';I%87]7L'S)496A4#YY+:@M"O(-R[<WJ` MO&EEB#*MG%$!9%HE:U6(DF4_V&0F+RVU16'T#9#)MRS?(V1-LX[:J$F2;_JV2^0+TSJ)P<_:,#HPR1CFC@E')J&)4,VH8 MM8PZ1CVC`8B+:>Z5(C)MOLQY#H_-4128HR0PAYOM&.V!+`$/))4AR/K+&15` M)E625(4@DZH9-4`FU9)4AR"3ZAD-0!,VI/6E"S;XJE%8;5YK(2E:&Y(WE8T& MAV!D0+.#R!&EU>:'1?K95X$(*_240-9;!33;6XVH^)*3[U<; M1,U>(Z`U%/O6-%^5OJC:?59*UV@E?K#9K MP[!,I2BL-@.%5[2Z2T\WH!4F/5>;$655H@SRMI?*@;3:O$X_\BL@$]2?@$RY M@HPIUT#AM7"U&5HFWP*9?`_[S,I+\PJ!T MLP5D5[E1%*U)OF%8;4:4/5WV0#;9#T`VSS(@NV,YD&D50*95`IE6!61:-9!I M-4"FU0*95@=D6CV0:0U`9ZW8(U>?F?/HJM>8]5CEP9;U2=&%:C.B+#>WBMQV MT%9_JC9KE-NMC%'RMW'B[W?WD(^T^$GB1Q^L)=E5@\@Q"*TV2__)DEK8`'!C M2B"[Y.JJWFKT%E\R/4GT8F8ON>5!=%<-HI\>1/*B/D#^N4'$*7BIUG7=AWKK ML=AE&7&??L3^A*CP>9F8MK$8F+9EM&.T9W1@E#'*&16,2D85HYI1PZAEU#'J M&0V,CHQ.$8K=GJJ3N;WJ"__JQ)H+94"AMZO[Y`1J8U'FKFK9(KKCJ#VC`Z., M4EI3K6O#:,MH MQVC/Z,`H8Y0S*AB5C"I&-:.&4^G]\G6K;`HR)>L53&J M%D/SP>_P&<[0HR)\4367%5!W0_;+8 M%^ZM[K@PR&@#9.YN%;EOTH*T2,J'.XO"->V!PK2@060YW>23[,K MPU4O]&>59&%PPA':("K,`!_E/F\+_$A>4G?:4*)PD7L@NSL'R%M4QE&Y(OD6 M&UH%HY(;5HQJ19'=XP5!OD5#&U<'9*/O66M0%`SUR.@4:<7>?I^"VAT7U!39 M%6V46!%I:\W,6OKQF9U%X7[M&1T898QR1@6CDE'%J&;4,&H9=8QZ1@.C(Z,3 M$!_AW+FRS?4O3N?P:#(^*0HM]*6@T$)/@F.S'2OM@>S,ZD#B&0?E0#:$@E$) M9.H5HUJ1C;U!D*FWC#H@4^]):D"021T9G8`FS$HK5O-ON;+]35;.)R!Y'0J6 MR:2,MM&HL*8-%#Y]^)P-43+13?XA^0ICCRA9X<8H/O?0*/F]$YC0F34$RH%F MQU4@*AY7LN_`0;(*M5;(/OM*#M% MP6]'V2/*4N8`9/,R`[*H',CD"T6!?(DH:U@QJH%L]`V0R;>*`OD.42;?`YG6 M`&1:1]8Z(>JL%3N65LK\^>FE,_L[KI@!16O)0[+IWFA4M)9XK?!\#%%^(JR6 MC\LD+?>(L(EPL`%@)F8*T8UD,W&!LAZ;(&>^1LD M'?YWZZL',N$!R(2/0'KC;A^6R3O("1%GZ3@57%$L?/:[5%@%?[3CNBV[EM;L MH?9TYU%\!O>0;,8WB++DWBH*C]*!PN5HE9YW[:$5YN+$(\6/RU7]QP?/ZB&Y M8=E56CG&95X40+J:/Z8/OM*4D;"5(F=2,*3D9;]&0WF@CU%T>0WZMR&U0.'= MHTSO(!^N/&JAF3-`R^2/0/YWBJ4.GR+=*/7N+]4'KZLCG67B[2B07* MPD4$2%?)B3\Q!QU+FP,:VM5!Q2ZX!S+A`2HF?`3"$X?^',\).F?I.%FF"X66+%=.>RK1 M/=TKLLO9*(JFO8\*=QZ(LF3?*Y+5"_?\P%$9D$VO',CN5@%D\J6B0+Y"E&G5 M0)9]#9#)MT`FWP&95@]D6@.0:1V!3.L$-#'M);EIVK_XIT7OG4JR?GN43/OT M#54;!I_.;!5=^'Y'H^+O=Q[3-U2-\\_;@T8%>_A,D?PJ3:1.KFA^7(5& M)>-*WU`U:GY<%0^B!K*IW2B:'U>K4?)AC?L%JXO5S2*QHH.T77(/9+T-5_5V MC'N[N[M-W@).4#YW%B\MLIF?3<@KEQ8GDV2D(ILJFWM"6T8[1GM&!T89HYQ1 MP:AD5#&J&36,6D8=HY[1P.C(Z!2AV,FT)/F-7P;<4]'QB=$&R-S=`LG#PF9_ M^JNH=Q:%J;YG=&"4,H9#8R.C$Z*)LX*W=]SFYVG MU^T7N;1Y%HYF[@8H]-8WE"+7^8\)+OC+`&TD$>;KV`CHP%$9HYQ1P:AD5#&J M&36,6D8=HY[1P.C(Z*1HRM>T$NAG[8NW=EPAO">T`0J-]5%N[SE.6OXR0!M* M%)S<,SHPRA2%7P985-AC4L`M+`H]EJQ5*0H^`Z@YJC&ML,>D6-!:%'KL6*M7 M%/0X&#)Y_C+`HB!_4C25%6FU<;X^?,]51D8;(#-QJ^C"!P`6A:'O&1T894"V M@J_(;L.`(),Z,CH!39CEZE>A6=<= MWCUH<$*]N%F7EA&7'AR3+B4?@A MP(,B>Q7;`MGQ]TY14(;;(\IJ4@<@FY\9D$7E0"9?*`KD2T19PPK(Y&L@BVJ` M3+Y5%,AWB+*&/9#=B0'(M(ZL=4+462MVS-6P0L>N7$MK.@189SU0.,_ISAT1Y94?%K>I`R=$G*7C7)@JN;WX M2X`'+K@I2JKYR=JV091E]U91>(@')(O":-;J,7GCVD,K3,:)9XH?JLRZ0(N^ M!+A**\>XS.4"R'MQ2S_Z7YHR'A05VL1#2E[N:VMH`Z?+:Z!E0VJ!PKM'J=Z9 M/,;5`YDY`[1,_@@4RJ\>D]&?H/6<.7%27JH47E?1?^!2(9`ML!M%T>KD&X:' MA8BR+=T>R.;K`'GY$TJN M,CSUMTJA8VES@([=K(RCP4M&T1M#3&/&T39(%J@ MYQ]&_IX$QYD]E.UF#I`QY2.0WDS^JVXGZ$QL3-*:X;=5DA^XE@AD!FX41?/> M-XSFO2++]CT:VLPY`%E4!F11.9#=K0+(&I9`UK`"LJ@:R*(:()-O@:QA!V0- M>R#+H@'(M(Y`IG4".FO%\U[6>=IBOK@D^.!4DAVG1\F\3TZF-]HP_$A`433O MO9;[$US!MB+](@!:$CQ&T7/W`'F[AYDUQ$S,$66WM0"*!Y$>_YO6S"`J:-D@ M:FN(032(LD&T0'[23IWULTX/%*X'>D=-^AA+3QSL0X:7@\?O4WL\R\19!!0L M!XK"Y0#(KF8'9)-@#V03Z@!D41F01>5`)E\`6<,2R!I60!95`UE4`V3R+9`U M[("L80]D630`F=81R+1.0&>M:#EXE*K$?[X8_N&LDG4J-++>:HYJ M$&6]M4#A):]ODA6P,ZV9Q:='5+`<0-YZ/`+%/2;+W0E:S]WD.+FF2J/AL^:Z MMX5'+I4"ARB78`LJ@,R*)R(),O@*QA"60-*R"+ MJH$LJ@$R^1;(&G9`UK`'LJ0;@$SK"&1:)Z"S5NRD9,5W6":<2K),>!3M&M8W M:*YC^5VVE4]`G?^B:M>6O4_"=\!XT*JH*9HF`OGBN:'U>A4?B$ M[_'^)ED92Y:N%`4#J#FJ430_@%:C=`"/=[>TM.@MMQG6HS-S8;BJLR,Z"\LH MZYNDXG32J&==B!/2%=O22NDW+"V^9A><@3T]*K*ILF&T9;1CM&=T8)0QRAD5 MC$I&%:.:4<.H9=0QZAD-C(Z,3A&*G9RJH[3$A?UHHF)*'-HR*;HUM%[A/6T4G^ULRBS$FO)0V!#AR5*0J_-5/D M?N%2T&.2.X5%0;YDK8JC:D.A?%*];2P*\BW+=QS5&S)Y^K!LL"C('Q5-?%CV M.%52_(9?.7/62;8)5&?<("K,`1_E?B%*X$CRM-]I0XG"->T9'1AEBOR5OWOU M^:?7N2+YKB?L,3G_*"P*/9:L57%4;2B43[8*C45!OF7YCJ-Z1@.C8Z05S_E+ M5<'KEFXN"CX2V@"%=OLH]SM2`KN3;<5.&TH4[LX>R#+@P"A3%-GM>PS^K$:! M*#MD+H%L_UTI"K[_JA%E#1M&+9!I=:S5(\JT!D9'H+-6;*2K#GV'Q=O))!/7 M([O3FT=/;+G=*HDF$7]+9E'FH_9G.7'@J(Q1SJA@5#*J&-6,&D8MHXY1SVA@ M=`3BA_#B)BW,S7_RX>-CQ\`"RX`"SX""!_5N@NU'9JEY`+,>,B"_L?!KZ\@L MKIA@YB\E^$$M;8\7D<6"8 MK^(RQ>4CFQV%&*]-P_W=^B;9#DDNC#W8[:`S`4D/#;-E5?)#F?PSWDFZ'9(R M&J:WXY96*LD@#;';(1FDS'J4%%(F_SS?HV25AL67GNP")-$T+'PK?B+ M&U<;"Y?\2[GG:VEQ[FE]S6:*))HR*Q)L1V:?1."8H:DD;:UFH.D$?4A M:41QDD;*K`_)&<^"/B1!J*UD@S(;LV0#Z8GUI"=>DYYX37KB->F)L:0G+H9Z MB66N)!-:=MW788L;7\J)K5,6+ANK].LD<=.'Q*X]V)P2SVDDXOG$2.B;&DD#DI,T4&935-*`NI`TF.B"_FZU M9,;8QZDR2Z5,&[[IAG<<,UO)'9(T%2QL?%BY*R M:%%29KLV21)EEEJ2)!0GRPW%B?W*K`^QG]J*U]16O%86K2VD)UZ3GAA+>F(L MZ8FQI"?&DIY8&>HE5KIB&#]B["=&KWJC7]Q0R>X)+%D/DEV,F.N;AB?"8.&1 M\,ADN1L?):MU,N_$;Y6;G=F2`CXLV"E("HQ-,4\D!30N2@%EX4BFGC@D)UFA MS!8_60&H"\F*B2ZFGCAC%W9/PAW@^;U*9HLSZD,6" MVLIB06TE+91%BP7I25J0GBP6I">&DYX83GIB..F)NZ%>8J6KAJ6+Q8M/;A8W M5.P3)SV+%HOU(OD8018+#;/Y(YL'S^;//\5O'Q:?#*=__4_6#Q_V[*'D>4K) M^N'#XO7#L_!P&''S@Y-$F1K M)PNV))RJVZ23A*,>)>&NZ5%R4'L,=VSK15+#E[3T8<_ZDF2J+/^SF7KMHN-T MTGVN,IOHDI?$)"^)21(2DXPC)NE%3!8=8K+H$)-<(B:+#C')$F*2)<0D)8A) M#A"3'"`F.4!,#"+LU#B+[/-&&>>;P,6/'S3 MK\=W01AV%?L)=IA@V03+)U@QPH(U$ZR=8-T$ZR?8,,&.8!/'B@MW M,#`[>Z_;E)YE4G-]S2PHC8BYRB)S/9-?H>-_1/B+C%QU[/PVP&P"Q\/!&'H0@PG.3'< ML^`WQXCA([,%:76?5,PE!\8P="$Y0%U(#E"2%K[I9%JX M$A;20HJ`K[YY.?>U,.D*_3XM%L0D+Y1%>>'9A6\)T#3\F&""25Z,';A^P(T#3\P&)EE MGJ2`RAF3%/`L3@%E=JHB?A,3OZFM^.V9I`],$[^IK9A+3,PE/3&7],1<:BOF M$A-S0[W$7%>!FC/WVH7?5[)B=[6Z-=X!,=[67W9JV#.<9G>3)0WT,P_V4 M99^8>$M,O"4F#W5BXBTQ\9:8>$M,O"4FWA(3;XF)M\3$6V+B+3'Q5MG$H?;" ME8-";R\<+)[CTVV9EI1"#SV*//0H<%\,(R:&*;,))89Y%LU%"A._2$[\(B9^ M45OQRS,;L=A%3<4N8F(7R8E=J9RX14W%+6+B5BB7S$17W@G=NO),<>'+0L&] M?UJ`R1-[?':M%\DYC6\/\,<5*#H&2DI"8K2%AS2:%05@I":7,ZEN24,KL>$IZXBGIB:>D)P:2GE@6ZB66N4),:-FURX,6 M<&Q]E>5!6;@\3'QRH&%1P1[,MC7BII>3G^2RZ;5._U:3&*QAL[-0/!\'A[P2 MS\>F8.*Y,AN)>*XL',G$`1#";"I*&FC3:/)3%Y(&$UW0;S"1S-"PV8N59*%> M)5FH5TF6B5[7B^1E1/+G0J]Q2HFQG%(O_^3@+)-L&Y1%IP:T1&T6"+.YMP6+ MCA@U3G_[Q'J=_N;S/5H%)?X#F*P`EI<3GQQ@$'+OGG\ZY*-:F&\85^0R?W)@ M/2!]*\@%IZLU6'#ISZEI(PRLV8W,MOT29)HG,U[21)E%I>- MS.+$?NJC&)FU+4=F;<5K;6MC%J])3[RFL8BQRDQ/C"4],9;TQ%C2$RM#O60] M<(4@?L2\]$5_Z>M)T69!6;(>))4.,=VI("JF3V2`F-3I)FD@,99FDD**`M',O'$83G)"NW"IJ=D!74A63'1Q<03 M!W*S%RNY0[U*[E"ODCN3O2:.23JIW'.])ADFMXDR[%L6"Z>3+A;*HL7"LWBQ M4&8N2CXILXDLR:/,)IYD"L5)IE"<9(HRZT,RA=K*8D%M)2V4639*6I">I`7I MR6)!>F(XZ8GAI">&DYZX&^HE5KJ:4KA87'B%<+M#LLRS:%58\[<%VC1>%;2I M[?C%1<^BY_V:/R2`W',IJQ\2F!I6`/%:>[4<$Z]I).+UU$CXO11-9TS!_S6:J4\$$&(7(`E"\I(@)"\)XEER>Y-%5W)&FSYW44D:N?+5 M2])(RUWAZXS+']HF>!;/?&4V*R5GE$4S7UDT\RE.LH'B)!N461^2#=169CZU M%9^513.?],1GTI.93WIB+.F)L:0GQI*>N!CJ)9:Y&E9HF3\4>O$V@=?53.&V820;8)O&F\3E,DJ-LJM%TEE1E9Z[?6YC,6"H&IFCZ3` MV!2+A*2`QD4IH$R_ZIWXE35H%NS@)2-4WBY4G@4D+QFA++[0Y&$M2:)RLQ4.]2MY0KY(WD[TF/VH@J72AUR2[7-5J+KNN?9_PU:]X%ZK,5K_-8JE5,G-5 M[]%?)2+Z-8\`**?FFS#J4?+NF M0TE![3"LZ:R7O`D9>YV^\B11Q;TQ45VQ)GVB7;OF.)WTM<0S^2-`N'Y)2V*2 MEL0D!XG)PXJ89!MV-E>]TO4+GPSG)NF/BIS!X#F\6(W!=I_Y4L$5O[GRT5UTL[ MBTO&ZLHS6#/'5'3_<6FLOJX3K9*R&7+Y&(T5Z#S69,60L>)_#L=JAW_)6-V[ M?SI6^;;JXE!]S2`>JF?14('.0TVFN`P5_W,X5*N()T-U+[+A4"_=3?_B&P]1 MF3VQQ7IB,C!BNPFVGV"'"99-L'R"%1.LG!*LG6#/!V@G63;!^@@T3[#C! M3C%+;'3OEJ&-?J%^^>?%M_XE-?97F4P!>UM8)F\+8OD8A@5=+"Q$- M+;\TXE,+3QFV>N?YN,9RXQF:;*S'/QU[/D2]+D M(2B6CV&8X6*Y9\'G@6(Y=2&6C\P6D=6]/4'/M03)@C$,74@64!>2!10G63"R ML(MDG9+$&,/0A20&=2&)07&2&".S+N3D*/ZC2Y(K8QBZD%P)NTARP+TJ?I<< M\.^<<0X0DQQ0%N6`9TD.)+L+R8$Q#)!9G`/4A>3`R.SNK=(OAR4'QC!T M(3E`74@.4)SDP,C"+I*"C^3`&(8N)`>H"\D!BI,<(":&$Q/#0[W$*K.JC7A+ M>N(MM14CB8F1I"=&DIX826W%2&)B9*B7&.E>N.:,O/(%^=:_N,5.>F8%?3'2 M(WL9D*5;6X:;LXFOA"T,"2_3=FP*)DLW,?&1F/A(3'PD)CX2$Q^)B8_$Q$=B MXB,Q\9&8^$A,?%0V\46PY'+LXX7-U#D^V4PI"_U2%/K%+7?R)Q.D]TAM/S+[ MPN\`9G(94)`X^00K1F9R)9C)54"!7#W!FI&97`MFHJ3A#3)PA M.7$FE1-GJ*DX0TR<(3EQ)I439ZBI.$-,G`GEXK7/_7VE0^W\$J)K9Y.7?B&L@E>QEQ4L.D+C&&41E8 MS-4P>SZ)N\JL5W%WLEZ MW+8-A-%7R?0%(E&49&':S)BD+I2H"VF]@-LJ::=IW7'OW+$GK@OV2+Z7 M7?3A>:.Q:7^0>RSI< MNR=.^[]M?2KMDQR\44=CNQE_#F/X'$2K;3B MVUX=33X?I@9Z?]@E+'!W7\.E5MS=RT;M\R2)7[3&^^<:7R,,[SOU>-^IQ_N] MC#]G:\?Q[@<$1*_NFXTB1OK#+HTB1OH:+HTB1GH9?ZYJC6YM"9M>W==JC2+) M$A_?BJ0W7A]S#Q%=(3$!=++;":"7708L$T`ONYD`.MGM!-`?=S,!.'U$A--' M1#A]A(#31P@X?82`TT<(.'WXV^G#N4X?SG7Z<*[3AR>O]45NLUQ%[+;OWGEQ MF/9ID$N8X;5>=C,!Q(^M,P%TA]U.`)W,)DSCZ_L?#L&F? ME+D)/Y>H(=:-DQ(>3$1!.QJ3A9`2$D^%])\/? M3H:_G0Q_.QG.=3(\Z60/0G:\E47NM72*=^_WKU6E75[F]D:BEW';4J M+C\?]CKN<+F3X7(GP^5.ALN=#)<[&2YW,ESN9+C//_V0L5@2VA43/.-8.H41@Y+=&6L_K1J5NQ]/PKU&&>@X M;B\7HD+9F+K&LJHQ-8U51=DT#,\5EZ`C9#T/K5]G:H1DG;1LEXQ1@8P\!(4(P@'P:B6K'[8;B7%@YIE+`OHTGR>+S0 M/N<8V7R?AGOV+O,-S:P'A)P$Y22TV69?QO*\-(0,IF+IP#JNO5Z(C*#C!M9Q MBM%Q`^LXQ>BX@76<8K;01CG6L[PMM@!C3`T;2^`;4Z%D*W"AS=Q[G;82%]H, MOF>V(F?]HG3:.F3@1S%;CZ1?9!MLGU@?H2JT]-#K"1,35!P%)C2B?O22?$O&2\,)[@(\EX2SPA MYB7C;?$D\*/JHS\3ZT_5!MC(F&H#+#6F=&9\,(^X[C[T$\U+N3%^U$2+WP?F M(S7WP(;&5#E";&!QIAAF)&:+LA,S$K-%,>I++`95O\!&QE2_P%)C2B>[GP7; M-,E'+IN@!=L[R1/V0@NV7Y(G;'86;-LD3]BTB#+ZC#&P,P8[\?A2?*%S@$`G;_"W-I6T'OV(YOJ@P3M=2V M0)OM$>;+L#-@L*W"/&&#P&`[AGE20FP70$\.TVDX3%4,U9!:D@;R(,D1;8]F MOMWT#J*\L)O.(*JO%VA;2+*$+"5905:2E)"UM*W$MK6TK<2VM=263<>48C(.\XGJT1*REF0'V4O20!XD M*2=<)G1?DHQ:6DZX2)!6;VC/1I(*4DFRA6PEV4'V$S4?[+!M+VW;8=M>:CN. MN87MOGH:M2>CGDR6R2&Y)`5D+FTKL&TN;2NP;2ZU+="VD&0)64JR@JPD*2%K M;=L8J\>J1U>04I(*LI7D`*DER>CK3/9U#LDE*2`/W2=C(_\4$\X8LLR>)-%> MYH$.D%J2!M)(4J3<>/-.G)BKQEQ$\1J<)RM(*4D%V4IR@-22K+"ME+:M(6M) M-I"-)!5D*S-H5[[_L@A^22%)":Q2=?IDBYF9=E&LHT MDF38EDG;^85Y8LD*2";"4Y0&I)"E)`'N_RVHH$GW;/!$1GC!6DE*2";"4Y0&I)5MA62MO6D+4D&\A&D@JRY9-! MOCU5,H*H?MM19B=)EI!XZ1Z(B_H@A^22%)"Z6VZ/RA0)9W19IJ%,(TF&;9FT M+8?DDA20N20+R$*2)60IR9Z;*9E".E@B79VU&](E$I#,H8BZ0.+M9/(HRFV\ M9TR>6!'>&"8+K@CO_E*/(BOF=VG:FMLR"38S4IFJE14G!'4UP^XJF*5*[&:6 M\Q&AF7'F53>R.>==)2\L8R#T%)SQU/$-UV1*GG$=*0W*N8R4H.#,*<%B1B95 MM6TY(XW:@O?GX?#EPX]_/WXZ;1^?/_W^UY=WGT\?6<07IS_;?_YV>OSU]&P'\-#-QZ>GE]?_,.#?__OT_$>[4/KA M/P```/__`P!02P,$%``&``@````A`+[=O(^?"```NR<``!D```!X;"]W;W)K M&ULK)K;;N,V$(;O"_0=#-^O;T0%%L MVVO%5A)A;LK/+B M?#MT1I/A(#OOBT-^?KH=_OTY^+0:#JHZ/1_28W'.;H??LVKXV]VOO]R\%N67 MZCG+Z@%Y.%>WP^>ZOFS&XVK_G)W2:E1-COL^\8O]RRLZU<%)FQ[2F^Z^>\TNEO)WV'W%W M2LLO+Y=/^^)T(1*,:_'ZS%YNKLYY!0!IWU09H^WPWMGDTPGP_'=39.@?_+LM=+^ M/ZB>B]>PS`^_Y^>,LDUUX@H\%,47-HT/C&CR&&8'307^+`>'[#%].=9_%:]1 MEC\]UU3N.47$@6T.W[VLVE-&R>#7P;!#8(;1#9(+9!HH$QI:7-#0G_9^2&W7!N5%1; M!;1D68E0%FJ*9P/?!H$-0AM$-HAMD&C`2`0MWI^1"'9S.Z1_-9',S,BWPL:A MDK1&<]-DUYJTV0'B`PF`A$`B(#&01"=&DFBG^AE)8C>T&*D4;0)P*4FCM[+4 MFK19`N(#"8"$0"(@,9!$)T:6:%O^&5EB-TV65'1;2?24N#-;.JV1FN8!\8$$ M0$(@$9`82*(3(RGTS6,DI?][7NVU;&W&+HGX^N:-+G]C;D:OD"8`1!XB'U&` M*$04(8H1)08R8Z9*&3&S$NB)ZMI]@/L$2PH*F5I865KHK%HQ(/(1!8A"1!&B M&%%B(#,_W(E]?$O@;L%.@T2Z)@!Y:F)GY2,*$(6((D0QHL1`9LS<6>DQLR86 M/Z`)V:&Y7AKTKJQYP-HY@#Q$/J(`48@H0A0C2@QDQLPMDQXS:V+]`YJ0K9>>#(F, M?6(^L3716JEJ>WP0PXM-7S.``K0*$46(8D2)@EY^<=33AY4M4A7CFON)CY.#!"%B")$,:)$ MHIDX7#9.LNP>4^1GM*1E4S_G^R_;@A=1[RG?E([SFB#O7?9BMIZ(=@IUPO MK4P)U"EKYPHR:_L43Y&E.$&=.-;IF-\9="F2EQ*_`_##?ZBL6L>1(JUC*_=Q M9Z`<)Q+1SDK(6&VNW9W::E()>WOG:=Q821(MJIXD0?0DR3:6/CHQ3:V`?'0> M(`H118AB1(E"/WE%2B+:>LZ5*B[6J30FU>+E96XFK-;;3]05NMV8JA0 MYRM2J/,5HZ]$636^S)BYQ=37S0=E)#O33KU;BK!)ARDC2PT[:67(2$RDC4\I MRU=64C.3U=JJ8J`L=,U(/[IFP'6L)DJ!S.:NU6@FRJ)'(-QOZLEZ9ZW)]E1/ MDD!4#Q7KSI6H*ZJG4%=47R)#('*B+A#P%:&O&'TERJI'(-QO7A&S;$_UF"4R MA6$?$KO"RA"&1+HP)%+56RVMZ@7*CRX,NL[;N MD-]):;9X31?B'1/QD_\I*Y^R778\5H-]\<+OC]"$NYL6BY=;MLYJPX]:M"_` MB$LCS8*"D2F--)>%D1F--.T&C,QII-E_8&1!(XW:8&1)(XWH[!&:TCN#)O3: M4Y"],:XW=%3?%_N$KMS4Q[ZR0V\#B=,@:\1SW0TWC^C-SQMJ5B]]E2J7O^SS3WI`6]I2Q7L+2#5K[]\Z\U6K!(K(?3D MO.'G0[R&1R/\2-LSXDXH(7USZ'F7(NP;H0&ULG)E=;ZM&$(;O*_4_(.Z/ M,0OX2[:/DD9IC]1*5=5S>DWPVD8!U@(2)_^^,[.$L,NN@7.3Q.N9>7GWX_%D MO?WZEF?.*R^K5!0[UY_-78<7B3BDQ6GG?O_W\>U`A:+:N>>ZOFP\KTK./(^KF;CP`MXYBC*/:WA9GKSJ4O+X M0$EYYK'Y?.'E<5JXLL*F'%-#'(]IPA]$\I+SHI9%2I[%-3Q_=4XOU4>U/!E3 M+H_+YY?+ET3D%RCQE&9I_4Y%72=/-M].A2CCIPQ\O_EAG'S4IA>]\GF:E*(2 MQWH&Y3SYH'W/:V_M0:7]]I""`YQVI^3'G7OG;^ZCP/7V6YJ@'RF_5IV_G>HL MKK^7Z>'/M.`PV[!.N`)/0CQCZ+<##D&RU\M^I!7XNW0._!B_9/4_XOH'3T_G M&I8[`D=H;'-X?^!5`C,*968LPDJ)R.`!X*>3I[@U8$;B-_I]30_U>><&"]=Y MXE7]F&(IUTE>JEKD_\DW_::$3&9-,OQNDV?1XCK>;TMQ M=6"S@&1UB7'K^1LH;#8"#C#V#H-W[M)UX%DKF/W7/8M66^\59BQI8NYE#/QL M8_PVP@/15AG4QBMC,"KCE.*CW,N!K@PSRP139#`8UJ3S\"Q:MW6ELHP).S%1 M&Z$8A)#Q!C$8U@!LM?/6GUL9-$(:]L-X:0PFZ79RY4A7ARWF9I.P?<T%\U0%.:)ZL6Q[']@VW@Q%JUK-4-^.CR>\,TWH)UB#W.V5H31-0K)"]1.8 M]QF>C*[J@%B#!_8)#"H`NZBWU7R-$&/]2`Y`V?;84"64Z)SA16CQ`U$3_&"T M-GERR.!'._SHQU\/GAS\&-,EY)#JQP([?Q((*%KS8T.!;V#!&#]]%%`E?7T6 MEO69!`._3X-FR+`^!AX$]B:B_>SMX\`W\6!I]L,F\8"BU?5IAOI^F(D'P2`/ M*$V3,/'@L[]0/ES9)!Y0M"8F$6'P8^`!0QK>1@[K\Z`94L_/9SNA^L'CW*'J M@)@\_%WX,#ED\&/@`5L-\@![2HT'S9#B9VGI"]@D'E"TMCXV'C`3#X)A/WT> M4"6-!TM+;\`F\8"B-3^V]H`9>#!F??H\H$JZ'TM_@`=T_'ZC:-5/,]3?;X&! M!XO!XT-9FH(!!TM+>Q!,P@%%:V(V'`0&'(QJ12E1$Y&,4`^0I4$(\#R/!@)% M:V(V(.!9Z5:FAF?$"O6!0)7T#6=I$/`?W:[J;UI2F29B88&D2PDE,H&A-S,:$T,`$ M-KSC*$V3D)@`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`LX%O@\`&H0TB&\0V2&R0VB"S06Z#P@9E"UQ1>IH<43%\1(Z4 M1N4(9W<*T$J:E1!$X)"Y#18V6-K`LX%O@\`&H0TB&\0V2&R0VB"S06Z#P@9E M"Q@)H3GF(Q*B-'0!-(KFVLS`M(YQ:&@TE675U:P):;(DR$*0I2">(+X@@2"A M()$@L2")(*D@F2"Y((4@99L82:-9_B.2IC0T6=+0:!(BISH=="IK34B3-4$6 M@BP%\03Q!0D$"06)!(D%201)!(+T@@2"A()$@L2")(*D@F2"Y((4C9)D:2:.UC M)*G[;@!K!15MYD*3>I6O+OPS0>:"+`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`= M:5`WO>TTU.L3KIWS+G/ZUIE[,75J-*07OH"-Q6:KCFIR,=?'M=*SD&@)Q.?& M0X.-RD<0]RJ0*`1B5214,8)8E4B4`K$J$ZH<0:PJ)"J!.C)&%ZZ3&3MSME,: MZR)6(^[83'T904$\=.>:&.D1IB6B^$1X0N4CB-L+)`J!6!4)58P@5B42I4"L MRH0J1Q"K"HE*H([TJ/OD?UY0^FZ;>S%57^ZHA-&*M2DHIV]=9V8Z:L!+MKE& M](TL'SAPK0W34O MF"'4W%H$Q*W%\)QL+4&4;JT_&O6ME4P*-S>7`7%S.40GFRL010EK,C486Z>S MA)XN-*TH7@B95TMU8W]J5)U9]'I_H#VL:D3K(%P.9XY&?&LY!^*EZ4(CET_/ M$E'CQN4!L9([4' M8.?([;_W4JIW$MHITJA=^8.Q-8)GZHM3M1SB?,PUJI_%J&Y(%T!U*;CN[?7` M^K9G"1&7@@?$;A\BOC8$0'#?W%Y;NW4A1.R.@-@=0\3N!`CNVZ%C[6.D$+$[ M`V)W#A&["Z#:35^DN*YU3DJ(*K>9=;6#8&?=^4>WE_6>1.L2.U63OLHM76E; M1X0NWP@=@5` M[`J!V!4!L2L&8E<"Q*X4B%T9$+MR('850.PJ@>0,,.C<8&KEZ*Q;J,IBI:C> M#QK12ZOJ[:\']8$#'JYS(+Z2+31J7ZT1Q2/``V*7#\2N0+I"1+$K`F)7#,2N M1+I21+$K`V)7#L2N0KI*1%4NL[+4AHR8MUM9.[.RQ+[.=*`1]W^F$8TAKJPZ MBCH(M$`4C[HE$(]@#XA=/A"[`B!VA4#LBH#8%0.Q*P%B5PK$K@R(73D0NPH@ M=I5`'96E-F':.3J]1S30VSBMI9-&QH53WC0ABH?7'(B6PEQ[XL*)J-L_O6E" M!`\ \X%.MA8@JFZMZZ8)$=Q:!,2MQ4`G6TL0I5OKNFE""#>7`7%S.=#) MY@H=11-4ZX2+FR:XSKMXTFW:>X:/"K=F8(WX`\X&-3)*62,>Y@M$\3!?`G') M>$!<,CX0NP(@=H5`[(J`V!4#L2L!8E<*Q*X,B%TY$+L*(':50!VEK#:)WE'* M8D]IJFI8KH&M&XP9HGC\S8'X2K'0R+@::CVGVL.![/*!V!5(5X@H=D5`[(J! MV)5(5XHH=F5`[,J!V%5(5XFHRF5>#3]DUXK6(**".G:M!F/KUFVF#S2*JCYP MQ)/Y0D>-U->K/^[=_M#2+*'AH>P!\5#VH6%S`$2%W)KMK95["!?K(R#6QW"Q M/@&J.W[='UNC-H6&S1D0FW-HV%P`G>QX"5='6=*D;)2EO?U_YBI(::RILT8T MY+"^F0TTXG$[!^)QN]#(J$U](->`AP/9Y0.Q*Y"N$%'LBH#8%0.Q*Y&N%%'L MRH#8E0.QJY"N$E$=M?DA^TH#N:\$U+Z8NF)'64<9M5F[_F)'61_HUMLJP]O1 MC77SO82:A[T'Q,/>A\<(./6(ME:#,_)UA)$Z=8^F<'-S&1!_N!RBD\T5B*(YD>3B073X0NP+I"A'%K@B(73$0NQ+I2A'%K@R( M73D0NPKI*A$E*U\MAHTKUQI)9[K:Q;$]1,'TB+`URAYQK1"]`"J/Z$ M-S2-6S/O$AZN!0^(U3X\K`Z`:K4SO.&IJMIV#J%A$ M!\0%X0/QZ0F`V!4"L2L"8E<,Q*X$B%TI$+LR(';E0.PJ@-A5`G44IKWO9%\; MS]K1=>5VE$9685K#?H8H'HASC>A['"[,6C_2RRO''=Y:\_H2(C[*`V*W+]V! M1MKMNF-W:+E#B-@=`;$[EN[$=`\=U[VQOLI,(6)W!L3N7+H+T]T]'=>GC2ZZ M=";-Z9C68,;5MLKZ/_DF3RV0K<41D'E!MD[`3$<9=5N[_F+-K0]TK_%-GC7I M+V'F`O*`N(!\:$ZN2@-$H3'Q31[,W%@$Q(W%T)QL+$$4&AM8WX.D,'-C&1`W MED-SLK$"4>9ZV]H/4+]QH-*K]B2;R^Q`?)-7_XQ!_??.+YO]U\UL\_Q\N%CO MOJN?**@RU>#Z]Q.FHTE9W3;;_'I25N/?YC>3LEIBVOQV4MZJ86YQ>HAKLJ`G MF.0[]$S61#V$)=^A1ZPFZIDJ^0X],351CTC)=^AW(#Y7>Q56^U/Z?8AJ:K;Y M8%)VQKOT>Q)=_N'D,^5`-CP=3LHN/G<&U-6N)N:.2Z>DJQ%Z[I-.2=<[]!@G MG9*N=^BI3&JGZQUZO)':Z>H;/:U([72]0P\?4CM=[]"SA-1.USOQ>%)4,YQU MBNEA?3JBJ@?KG7),2>EZ@YY;IRYWY8L>/*H4>_J0-=[TS' MDVEG!V;CR:SSC?EX0G]T(M-/?SQ!_>KZ+.%XHOZH01X2C2=1_<95 M5E\WR6K_=?MZN'C>/%*]UH_S[.L?'='/]N@_(/BR.]*/A=!*G'[`@'X<9D-_ M0MA7?V7PN-L=\3_4\E7S&ULK)W9LALWLK7O M_XC_'12Z/];F3"ILG[`X57&>ISNUO-U6M"4Y)+G=_?8GB\A5">0J<5.R;[SE MCXD%%#*!0B7`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`+R5PNTOFO66YWNM>DW"HKL]9KE M[WTUM;6`_-4"3;N\&Q5UM)S\O:\B&9;7ELG?K[NDGA:4O_?55)-("XXO0BXX M];Z+JI4A(_^XLS($2,TBY$Y?U1`6Q3_NK`V!4;/(N//2$!G%"+JS,L1&S8+C MWDM#>-3NCH\:`J3XQ]=Y#1%2NSM$9-H*(5+\0RN[\]+JB)'ZW5ZKPVO%/[ZR M-KBMF++@MH?O.K6'7J,CZ,8(K<-]Q3]0M++(BS!Q7N?AP>O/KW_\_N.'/Y_) MW4TN]=/OKXM[9>UEH8(9.-1:SLE?FI)E+BY4?BID?G@ND2"S[2>YD?S[Q\9# MZ_L7_Y:Y_XW:O&*;6FK1AT4QT1>R`P^&'HP\&'N0>9![,/%@ZL',@[D'"P^6 M'JP\6'NP\6#KPG#PX>W")P`L)DS)69/K[.V*ED"EB!5Y^!6#! M4W>!`0L4&7@P]&#DP=B#S(/<@XD'4P]F'LP]6'BP]&#EP=J#C0=;#W8>[#TX M>'#TX.3!V8-+!)+`D&GR[PB,0N:'Y_+?:!)IIY'P*M@4=_'2R,TS_=*DC!8B M0R(C(F,B&9&R('(DR([(D< MB!R)G(BR(+(DLB*R)K(ALB6R([(GR([(DQ36:6PHB68/(@,B0R(C(F,B&9&< MR(3(E,B,R)S(@LB2R(K(FLB&R);(CLB>R('(D!O?28L/2"!/.*)#F-6M_3<&,R28K M221=:T8=5Y&%#\16YR!B:%;1&BF(GLU5F*)9WB9GX.*'&W6L7N#J@9ML&*1>:PR(*(5H1&0-$`5B1_ M<)$9K(J6E_G:6B.='7*S0L$)D,E/%6#/:`%VU4D<6:2S.>9LC=Q]^_Y(C)4=?>C)DPR33@):]*K(.XA`C?27- MTF:@I/A3]GV]X?I^:%80'S$:,\H8Y8PFC*:,9HSFC!:,EHQ6C-:,-D!7UZ9. M*_)&WFD2^56C+7:2IIO,):^*K;AB!,K,7CJ@47-YQKY:R>81'#``DE%7%JPW MW"UD"*MZN%EW&W6_$3*"2:/4'@-9=1G0S>IR6(7JZJVFNP%,8&"538&LLAG0 MS_0,%XO%6$`W74"@6MQC40.JK;Z+AXW\#D>C6I[\55B>^?\'EA[N[4 MBN)+D?&=WMCZQ?9[X7.+[`&0W<6&0#IP:]U6K^=ND2/8V-@=`YEX!F3B.5`0 MK[6[3;?TF<#"I*=`)CT#,NDYD/C+G%YWR_\%K)Z8`ZBG5BAH-:Z!T%.]5J?C MZMO`IF+$%\F>>,0_X77-#<4C/:!TI/NU9+\X0>%'NB(+X"&L0@`WVIW&`XUT M+67#<8Q2-APS(-/.@72DMUHNG"8P,.4ID"G/@$QYKB@=Z'4WHR]0,!X=%0.= M^FF%@E;C&@C]U.WZ?MK`I&*@%ZF:V.7%@_@=D[QF>&+7*XHOJ5%W_=HO3L#X M`:_(PG@(JQ#GN#^Z^-8*)# M#\@->C=6^\5!)C_H%5DP#V$5@KG>:=8>W'0\@HD-S3&0#NJG%=>X!D(_-5K^OK*!2<6@EQ8D MKG]BGB_,W=U=47PIC;H;H_WBN<$/=D46Q4-8A2ANUQH-IS."A0W),9`-R0S( MI'.@>$C6V>W:)I.?HJ#)SX!,?@X4RS?JM*@KY6T54.%VZJL5Y*W&-9#VU4.S M[>XL&UCP@"\.]R5>#U.]/>L%K"*(Z8B%D)_1CVU0D&K<0UD/=5LN\O9P*9B M5G@JPW??K,`)OKHF^.2YI0SWAE\.PLBB?:`HF12"5"-<8;W7=,$^@HR-W#&0 M*6>LG`,52>=__]AVNA.(F.X4R'1G$#&?S(%B_S;\U2^@%8^7BBC0CK0:5Y"W M&M=`&M(/?I=I8Y7)L$L>]HNCVW_'A%#(N`E!D?5?_UI9^L0/9%G]37:O;I;A$\@;;5-@:RVV5VUS5%;DM3S?;"`?-)3 ME..%E35B=5!>_JK(J** M6+.([S,:,!HR&C$:,\H8Y8PFC*:,9HSFC!:,EHQ6C-:,-HRVC':,]HP.C(Z, M3HS.C"X)2F.G2$]Q[.!K.'=_(:;X+HV?E0(JCW&T&RZD^RADX34P%*TX?`I_ M:%8(U9&B>)>?K3)#D;R_S>9F!?D)RT_9:F;HAOS0WB7SJ_R))]7?X/R2[DLDCH'B?OZY6L<-+%%^3>_`<6<*H)!QR\F` M;!W0KP=BJ]R!DN(`0_EDR,172:G/7VLXUHL=1*0>*9T`&7#^VH591\&0#=/'0QA%1Y%V^U&VV^I MCF!B#TUC((O\#.AF=3FL0G7RA.&6"A,86&53(*ML!G2SLCFLY($HZCKWD+&` M5?SXSP_VL+)&K(!N-F(-*^W@1J]%^SXPX2=)2:QP&!7FMS`-D.RA`H[&?T)(ON=XU',+$GMS&0:6=`IIT#!>U6M^U6 M/1,8F/(4R)1G0*8\5U3T7A0-K@<6*!@/MXIHT-ZT&EU\"*L0Q?5:[^&A MYSPS@HT-W3&0C9H,R,1S(`P1?VN?P,"4IT"F/`,RY3E0.@.X.6M#WA=$W9V1W\52.@=)S[X=F'E<7O M`,CB=P@4XK?1ZW7]D]T()C8:QT"FG0&9=@X4M&NU!_DX]\<'%R@8#XZ*<:Z]:36N4-!J7`.%:VD^/#2[;K=Z`Y.*<5ZDZV*7WW>H MHQ&R?,EX5Q1?$A_JT(+)>`\%9=\!L_X05B&,&UU9<;B9<@03&Y1C(!LB&9!I MYT!ZJ*/I^FJ"STUX"F3",R`3G@/)Y=@,W_1;>[`2UY96%9[7/K$:5RAH-:Z! MM)M:W5:#9G@5JACL1=+M&SQ?%',W]X#0@4@KG>Z?3\ M0<`13&QHCH%,.P,R[5R1#,TBPUSSNZX3%#'A*9`)SX!,>&["YM.&7\@N4#`> M(!6>IVY:H:#5N`9"-]5DC/A[NPI5C'F?C'MBFN><6T-1?"E\ID.MDK$>"B9C M79'>?N5,AXOA$71L1(Z!;'QD0#8^>' M!:R>&/#:"U;C"@6MQC60]M5#W:^"-K"H&.]%UHK'^U=F9!J:^XKO^0&EPY_. M=&C!9&T?"LHBU"9^13JC]9H\^K4V&Z1CELX41=(Y4)"N=?RJ9`(94YX"Q<.? M&CV'PBB.F(A:T$5;C"@6MQC60 M]E17]C_JKKX-;"IF!7'6S6BX*T_;*%1<,`24S@IN3/2U7#(IA'+1R!VJE3RW M%/?M.A_PA8R-W#&0C:,,,M9W.5`XT^$>S";0,-DID,G.H&&RC>&905"QTK8]\P2&L=%^[UZHU6V[=/8*XC>@QD(VO#$HW MZ\MA%>JKM3LM-^`FD+;:ID!6VPPZ-VN;PTI6"&4?-)IND;2`?!QS/*7`RAJQ M@OS-1JQAI5W<;;>[_BM)&XCS+-.L2B1^_3WG*N,"*Z3"HOV:/JQL>`P8#1F- M&(T998QR1A-&4T8S1G-&"T9+1BM&:T8;1EM&.T9[1@=&1T8G1F=&EP0EZY6F MST1^X_L?KCHN>#1K*3$4C2R7:>BC8!Q/9<%RY&X__38+%Y%D`=%G-&`T9#1B-&:4,T8[1D=&!T9G1B=&5T2 ME,93D4F,X^F).2`(JCV7SV_6: M6LC":V`H>B"C8]EFA8EJI$@R$$!CMLH,1?+^?$1N5M":)/)I#Q;I.?1@\9:S MT(-?N:M2?#7&KQ,#BL^YPBKNL&!5W%7L";;F9O:A%A0K7-$(*.XP;83)9["* MY>E@<&Y6D)\`7>63#FO%Z<:J#D.^\?9T=95)5]:*;&>JKR0Z3VK%K+_X/*E9 MX8)&C,:,,D8YHPD0G]ML%=FL.)J>Z(3"W'5"0'$G!!)W`A4;7BM.E$9`%C1C M12:5P]52),%K(\!G?_MJ%:>6@:0SRH+\ MWC%8Z>Y*0UZ+Y39X1S"Q7.\8R$97!G2SNAQ6J$Z^R^SV3"8PX2QK*\YLW-&9 MG-FX*OACFGYOL0\KVY(8`-D1A2&0'K'J=N25(RZU-H*-[;",@4P\`S+Q'`CB M<@24CG#!YBJ>SD'%<_-7##-]S(ZC3E$:=2XR^JU@E42=(IMDA[`*/N]T&S7? MXR.8Q"%&VAFL3#L'*K6[W$TJ5!%/Q3-GW$W?=&^3+W32)!50NC?HWZO4UX+Q MYJ"B>',02$=,J]&BHV(0BJ-,6Q!'64"1=NZTY94Y'1J-*E019/'SW%^XT?'C M7$N174]?41)IP2K>5(>53>`CH#BRM&`\>9%6CH*F-0&JB*3B&2&.I">F>7VD MB`=<0!(RN"7W96E4!%82'XKDSZTY7:W"Y-%HB5_]6;`1Q*V/QT!QS-Q37XZ" MJ$\F]:Z;"2>PJ8BC>(U^QZS.2_&6(KN6OJ(D7H)5$B^*S,"&M M'`5-:P)4$2_%4O0KXD57KG&\!)1.,?[(3[^E5N;2`9#=;(9`ZK^JM\O!Q+IX M#&3:&9!IYT#0YC>R36#"H=&N6DL__?V,:[%DL?<*2/JC'#A\>%>MXJ@!LGO. M$"C,R)5O9(-)%$5`410!F78.I-H5KS&;P(2CJEVL>^.H*NYG=W07+9=?797\ M.JGN3[S"RB)@`&01,`0*$5#Y&C.81-$%9-H9D&GG0-#F5W]-8%(177YM_DVW M_S8OV8'28',S8E^MDF`+6K("QDU@J%:RUKN^E:7BC6#0B6,MZ$32&71,.@=2 M:7Z!UB213E:8;;\4]WUWWU/N5<:-U+!JCV^$:A7?"($L%H:*)-[1>2-8Q7&E M\G%<*3*MG+4FB5;:%\4"TP^[^/#'74?,VF&9&J>8@)(X\D=Q^FH5.7N@Z(E3 M1;`JWY91\5HIB,?!Q0MS*,DGY>Q*CYHYK*P^>CG3)*DO[>5B(8I>EE"@1-2= M$1?6LTDW*[)IN-\F-&`T9#1B-&:4,4=NM-R9VJ%906K$:,PH8Y0SFBB2EZQ#?@JKDLQ`TI:Z MQ?+.6Y`%)"N?ZYKJ*'Q)K:Z%X[M)"\LMZ,,J"E9%R38S[0,/S0I:(Z`H6%D^ M@Y4\5=A8:+DSD;E907X"9/)3EI_!*I:GUL_-"O(+()-?LOP*5K&\9+W2)>[: MK""_`3+Y+G:0X]^C0(64;((R,9H!G2SMAQ6X2T6].I:?&Q5 M38&LJAG0S:KFL-*<>Z?9ZKF%\@(F5MT2R*I;`=VL;@TKZT=WG&D#"ZMM"V2U M[8!NUK:'E5Z^$2QL#3L&,ND, MR*1S17*)U]Q^V^^]HX@)3X%,>`9DPG.@T.9:NT=OM%O`Q+270*:]`C+M-9!N MN?3\"V`V,##E+9`I[X!,>0^DRO+"ZIY;4QY@8MI'(-,^`9GV&2AH-]K^QQ4O M,+@JIV$9I_>+L'QB8N8\?D=1,C'[%S_TU2J9F$/!>,L:5CJ>>YW6@SN5,X*) MC>HH@)SX!,>`X4&BTOO6EW:(8E[25*F?8* MR+370$&[77MP7XS>P,!:O04RY1V0*>^!5+G3JG7=3'V`B6D?@4S[!&3:9Z"@ MW7GP[^&[P."JG,:CK`V2Y_PGXK$P=PN%@-+IDJU(F^S?D+1!"=/=`IGN#LAT]T`Z?F52"-HV;@=`]FXS8!LW.9`-^4GL#+Y*9#)SX!,?@X4I@5YXQ2_;@DFIKT$ M,NT5D&FO@8)VK=[R9[0VL##I+9!)[X!,>@_TY68?8&+:1R#3/@&9]AGHB\V^ MP.(JG8:HWZ>Y,T1YOZ83D)LRW4JP#RL;<0,@&W%#H#"8Y4?>.FYJ&\'"!O,8 MR*0S()/.%6'^\4O5"8J8\!3(A&=`)CP'TCE37L'HG_X6,#'M)9!IKX!,>PV$ M^;CMYK8-#$QY"V3*.R!3W@.I0^HHRB=,=VF25^MDADS%$QF3$48O$T?-2/HV-@=`]G8S8!L M[.9`84'9>G!3^@2?F_`4R(1G0"8\!PIMKLNA;UI/ZE69]!*%3'H%9-)KH-#F M!OUD,#XWX2V0">^`3'@/%-KO^O];; MH(3I;H%,=P=DNGN@T.).V[]2]P`#4SX"F?()R)3/BM!B-^8O*''536*Q^[?L M`5U5TM`$DM@KUX3^I[?Z:A1/EHKBXYA`-]=_(VC90!X#V4#.H&79_ASHIOP$ M6B8_!3+Y&;1,?@X4Y@EY#D_C?P$5$UX"F?`**B:\!@K"3G8##9/=`IGL#AHF MNP?Z0GL/4#'A(Y`)GZ!BPF>@RO9>H'&534-4LI\T7=;^RKODNH6B"]>`TIG4 M3>E]+2?Y*.SO#!057TTMPYS3^&HE7_VY)AT;\J)YYZ\1M&WHCX&LNNRNZO*T MNGK;_S#R!,I6V13(*IO=5=D\K:S6D%]^]+]FNH"XU;<$LOI6=]6W3NN35Z+Z MQ^<-I*VV+9#5MKNKMGU:6TU^&$(N+QW!!XA;?4<@J^]T5WWGM+Y&YZ'KGE,N MD+[6E@Z4JEVM^$ST?5ND7=W2LJ'["LB6/WU&`T9#1B-&8T89HYS1A-&4T8S1 MG-&"T9+1BM&:T8;1EM&.T9[1@=&1T8G1F=$E06GL5.T#Q;%SUUF0+F\+*;)@ MZBN)=M=!)(U43J)\<,ZL,/N.&(T998QR1A-%T7&T*:S*Z7X&DK;4/0/.S0HM M73!:,EHQ6C/:*(I:NH55V=(=2-Q2/CAG5FCI@=&1T8G1F=%%4<7!N:ZLMOBF M_M4_`GZ5<7?R0OF'Y^7!.?[I1A2RV6R@J/A6G$6@G^B'9H7>&BF*#F^-V2HS M%,FWW<9&;E:0GRB*CIY-%45'SV96,)+WK9^;%>07BJ+6+]EJ92B2]ZU?FQ7D M-XJBUF\51:W?6<%(WK=^;U:0/RB*6G]DJY.A2-ZW_FQ6D+\HJC@XU_6[0=]T MS/BJXF(W;/_$!^=@%0=KL'KBX)P6C-_/`F3K]#'+9["R$\0YHPF0:4U9:P8K M:7$YKNBT8[1D=&!T9G1B=&5V`^/Q;MVJ/YNGS M;]=B+GATVR:Y<=+Y-RV8Y'ET<^?FT:8A"H;\;;,MI\3/GL#":IL"66TSH)NUS6&E%U?SATH6,+#*ED!6V0KH9F5K M6(7L2XM.$.%SJVL+9'7M@&[6M8>57ICL]7?<$OD`$ZON"&35G8!N5G>&E7JM MU?+?#[G`XEI;.JT66Q9^6I4TZA,'CKIAIR,^_Z8HS2#1^3=866)@`&3IW"%0 M2!3+::,>9>-A8DF',9!I9T"FG0,%[5I'<@QI/F,""Y.>`IGT#,BDYT!!NEGW M+R]8P,"4ET"FO`(RY;4BS6_[MXQN4,)TMT"FNP,RW3T0.EI^?\#=U`XP,>TC MD&F?@$S[#(2.II\=NL#B*IV&IWJWL%N9N8E:43,QT_DT+)A-S*!CO M5L(J#+!:O=&5+%@:-"/8V(`>`]F`SH!L-9L#Z>A]H-V_"2Q,>@IDTC,@DYX# M!>ENK>6=NX"%22^!3'H%9-)KH"#=;/N37!L8F/(6R)1W0*:\!]+.;M3D)N3V M>27;A?8'&53F*RY[>*;L?DU3R-247I%.E[K@\K M&UT#(!M=0R`=7?5VK^=#$B8V;1M?EZB`9GP M'"@TND/OX5O`P)270*:\`C+EM2)MR#M9MEE]:=X M#S`Q[2.0:9^`3/NL2-O<;/E01)&KCZG>,)#$QY"F3*,R!3 MG@/IC-!N=?VW!Q8P,>TED&FO@$Q[#:3:\O45-T0WL##I+9!)[X!,>@^D'=+J M-/P)I@-,3/L(9-HG(-,^`VFSFSV_9WN!Q54ZC09DRG.@H-PL=DW31<<"%B:]!#+I%9!)KQ5AZJF[K^=L4,2$MT`FO`,RX3U0 M:+/L!,N[(]-&'V!BVD<@TSX!F?892'M:?BTK5;[`X*J09DRG.@F\=$%K`R^260R:^`3'X-=%-^`RN3WP*9_`[(Y/=`7^SR`RQ, M^@ADTB<@DSX#?:G++S"X*J=A6;4+=,=L&;9XXJ?O7D#I;$DGX6!EXVP`9.-L M"!3&6:?N\S(C&-@('@.9<@9DRKDBG7;D1R?3`3Q!$1.>`IGP#,B$YR8$.^%K9HD4A4E$RDM.(-1,H\&%!^,4W5]3Z%\"\N= M%1FI0=W&]!C(QG0&&=L!R(%"MM!GL280,=TID.G.(&*Z_)/@`3*F?`0RY1-D3/D, M%!I&XO*OG(;KE7L[V-)ZI2B=39VS^C"R$3A0],1I.+72 MTW#U=K=#)]1&$+<1/P:R^K*[ZLO3^N2KYOYG[2>0MMJF0%;;[*[:YFEMS8?V M@]\G6T#;JEL"676KNZI;I]5)9_IDT0;25ML6R&K;W57;/JU-5N0-^7Y'.MH. M$+?ZCD!6W^FN^LYI?3+#43+F`NUK=>E0J=KEBJ?P^\[#]72+RT;O*R!;!?49 M#1@-&8T8C1EEC')&$T931C-&8GGWECS7V>*,(*-[4HNQ%WZPP*P\8#1F-&(T998QR1A-&4T8S M1G-&"T9+1BM&:T8;1EM&.T9[1@=&1T8G1F=&EP2E\53LJL2W[2<>P`MSEZE4 M%,\YA`8]0D-&(T9C1AFCG-&$T931C-&P185;%G!5A5L7<$V%6Q;P785;%_!#A7L6,%.%>Q8 MA`\Q"1]B$C[$)'R(2?@0D_`A)N%#3,*'F(0/,0D?8A(^Q"1\B$GX$)/P(2;A M$S,7/E7;'-^P/*H]\,9'!9-I2>TL7B2NRK)1TJOK4OD2:J499C0)-6(2:L0D MU(A)J!&34`LL.NDLH:9VUF0)M;)LU&3_RUP2?:49FBS11TRBCYA$'S&)/F(2 M?8%5'&^6@VAN!1+F@*)3Q24*+SF6%^RX/*@X6`M9 M3E<3EQ&A45IQ$3 MI\5R;O3Y/.3M9__:`R<<2R:/]Y&WW*0CW@I%XWVCDLEJKBS*7U$OS<*.A+RM M,4WKBCM5V_8Z9!A2?>)/93?K$Q>KF6X;=_W9('$X52@.IPK%X_=4*$&@9N$" M:W0XN32P"Y2(H/HD).ZI3Z)$S<(%-FI-=UA"8D8M>)='MIJ>F+'O^CYND/'C M/J0DT\T=CB2ULI2]3-B!1;]F*@-?F6Z1M5U"0<)&A6P[0,*&Q"5L2%QB)!%O M]5PK)41(7$*$Q"5$2%SB(1&O^;=!R@Q!XA(/)"[Q0.+B_$2\U7-;\>+[6-S- M%T4.[^^X6VLN,-JXD"-XX0YNWI!)([!TTE!F:W)QM3*[%XAWE=F8$>^2GGB7 M],2[I"<.)3UQ*.F)0TE/'$IZXD/2$Q^2GOB0],2'I"=NB_52MQ4_HWK3;?<- MV:N,&[+*9,ABI=2O@<4#5-D3^Z\H*C\97ZPO6_X$]@@&=8N2<0)+*(*IR6S"F=@MRN&F5Y@ MH]-T$]4&%J%"%S=%FN5O&.[R,.KW#&I@-HPE<-3.V*""#2N8!`:5E<`@)H%! M3**`F/B=F/B=F/B=F#B9F/B5F/B5F/B5V+J"B=O(;EO!=A5L7\$.%>Q8P4X5 M[%S!+BES857D=SBLOGXS0=;Y'%>!R>^\1A.2VAF3N"K+1FM/3M&9&>0DU,JB M8!)JQ"34B$FH$9-0"RQ)T<'.FBRA5I:-FLPI.C-#\R3ZRJ)@$GW$)/J(K2N8 M1%^PJTK1U8H,#[Q;D[6$?Z*_\V83$D52$5K\JG:5_N%YZENULXX2WVJ221Y\ M[+F"4W1FABK$MV51,/$M,?$M,?$M,?&MLCA%ITQ&,.H0WY9E;S199I;2#$7% MM\3$M\3$M\3$M\3$M\HJ4G2U(I%#OOTK1[SDBT858S@P<[W<&@*R!9YX6=&7 M4W1F@=X2!VM]MF`1!WMQ\:\7=^D'\79I`7'Q-HG+3<.+B[/+HE]*T9D%Q,7/ M)"Y^]N+B9B_N6BY.+RT@+DZ/Q=UT721]R.E?_4(<>3M9A:<#2SQ=FD4C@5-T MK";K@K(H+DS\34S\34P<3DQ<3$Q<3$Q<3$Q\3$Q&+S'Q*C'Q*C%Q*S%Q)#%Q MI+**%%VM2`1Y1]Z1HKN6\^O^D%22VT`YPS;\3MQ&1<5MQ,1M)"=N\W+B-2HJ7B,F7B,Y\9J7$Z=147$:,7%:+.=&7Y&) MB9WV1(JN%C(W4?^^JH')$V+D+??@+][2I(_=JV2252:KS;)H18H.9IHR:_@7 M,(L_52A^'`>S"L6A]U0H/E8S36$]^*\&BL>I0O&X,JM07'Y/A1(%285U60&E M64B)":I08H(JE*"XIT*)DZ3"9L^?9I6HB2MT45/D<.*H^<9%6$@%I<&DZ2&9 M9\J(:/B70$@PJ9D]LTHP!99DZHFA>VJ5L*):):RH5HFAJEK]2RXDD.ZI56*+:I78HEHED"IK=6>C M)9J>J-4%6)%MNA5@=^[;U4+6*HTP99;CD7`*+,D$@MDZ6FXE:F>W'(D=9NE;I/^ MN^VV^Q[.KC)N1:`LR02"Q9.`LMN)JV%-S;Z<"82V1?7/W[_[O'C/Q_[C[_]]NG9FP]_O)?9NB8_!Q3Q9Q\??_GA^:M>]V5QW%B6 MX&4)?-*33Z[^\I_(@<"7E^)48$4I.>U5?'8=E52N5GP6GJ3]9\W.RTOS>CK# M?])NO;RTKPM+^J0MGURCE3X1-?EY]XKV=>LOB]?75GS2DS)RD+_BDZ8TNUEY M14U1:U:J-1ORR74.\VUK-N63ZXQ'G\B5AO>MH$@C/X5U!]0P"0A6E4\V([CW"_<^T;50%$O02%2_W[/ M$+4/[.F+!3J9G?&,O9Z-5U\XFR(B-D^PLV!FQ[.B2!R,Q1K`ZPLV!F1T]1)`[&>,L8=6?C7'[NG%_4G0V3RJ+N M:K<..PXV)KF.NK-G*Q^37$?=E1%+U%T9N8ZZ*T,L-X52:>X-S=P4@J4Y03HW MA4AI3M#&97HQ4O=[V'BUR4;IV>"JC&K_+U-1; MW`:!Z10BO3E!03J%5F].$)).(=F;$_2D4ZA%&^E"S.9SCZZ#7V_/;>KSTQ2_ MSBVD3_&0",\).NODV@BZYEQ?1DJB+C6V"E(I0?<[A:IW'D'=[T+L3)'\3HV2 M*W)PW;/.Z^K\)%UK=FZPN5%R"[E5<@>Y5S]W^+E7FSDVID'7[KD6,E)2]_I4P7K&*62EY`IR MKZ0NN'8.NQW>]9EEIY]*EE%YU!6D4E)#!AV+K>Z0:[5IL&F4#"%#)2UDI'Y: M_(S49HS-6,F\Z*5Y85$O(`LE2\CJL/!\E[=E<0ZQ7G]94!\=;GY3(E@IA%,B6"FHZV97'096M/9K;0A+`F@U,$J M2*6DA@PTZ)J@!QIT3=`#':UAM$;)$#)4TD)&&L&4."0H6/!(4++FKS3NM9W2>XH/%",2\#YG7%+3<:N:$OCB:/7'"2@EB3L8\ M)A1,>$HH*)GP%53,]PIJIB"+E^XT6GR)EU5*+/J$-#P&#N#XW_W_>O'IY>%I M,WO8/3W_>CWZL7GD6Z&3C_$KT;OGIWCG[^``??MQN]W__8?8]_KW=?7_[YNGB#P```/__`P!02P,$%``&``@````A M`'&'IS^-&@``M*8``!D```!X;"]W;W)K&ULK-U; M<]/8MK#A^UVU_T,J]QOP(0E)`;L:6^?S\;M.0X!4`Z&2].JU_OV>LC4\-._?U]>GBV8O3DYNO[^[>WW[] M^/JT:_W_>7EZ\O!X_?7]]>>[KS>O3_]S\W#ZOV_^^[]>_7-W_]?#IYN;QQ.3 MX>O#Z]-/CX_?KIX_?WCWZ>;+]<.SNV\W7\V6#W?W7ZX?S?_>?WS^\.W^YOK] M;J3XL_;S[>/_]DE/3WY\NXJ^OCU M[O[ZS\_F]_[W8GW]3G+O_@?IO]R^N[][N/OP^,RD>[X_4/[.E\\OGYM,;UZ] MOS6_P=#M)_;7KH/[VYI^'R;]/'C[=_1/ MF-XVXS2,P)]W=W\-H='[@[+_QN#AH,Z)%F.2Y@?HX[G#^[6+RX7)G^/G:T9NON5[XX[+%);"^F^8?!_LK%S.3[SCZN?GCG-I%L6NM>$?XRX7SQ;K%^?#%#W2UM+T^WY''0#SJQ[; M0_I_J?T_/SF>[]?1;EENKQ^OW[RZO_OGQ)SK3%,/WZZ',^?B:L@B"W+?ZF&) M?F^%FE4U9/EC2//ZU'2O67P/YK3RKS>+R[-7S_]E3@7OQIBW,S%VQ$8BAL4Z MI-VZX+G@NQ"X$+H0N1"[D+B0NI"YD+M0N%"Z4+E0N]"XT+K0N=!/X+D9XL,X MFZ']'>,\I!G&64;HK8`._-(95(F07;8N>"[X+@0NA"Y$+L0N)"ZD+F0NY"X4 M+I0N5"[4+C0NM"YT+O03L`;5G$1_QZ`.:5Z?FO].%N^Y/8IO]S'#2\,AR%G? MFT/(8:0A'L2'!)`0$D%B2`))(1DDAQ20$E)!:D@#:2$=I)^*-?CF.N)W#/Z0 MQIS\S10[#"Q/W6/0L=$_A!Q&'^)!?$@`"2$1)(8DD!2207)(`2DA%:2&-)`6 MTD'ZJ5BC;RXE?L?H#VEVHR^C]G:4Z5`O+B_LL\'F$"2[;2$>Q(<$D!`206)( M`DDA&22'%)`24D%J2`-I(1VDGXHUV.8JT!KL^7=+H1YJN;=!6=M0HC^23`E)(BD@Q*2&EI(R4DPI22:I(-:DA MM:2.U%MDC^M0%)F.ZZ^N[;&XLCR\,7H[?#!AYH!U1;U\L7#7]B%*US;(TUP2 MY9,"4DB*2#$I(:6DC)23"E))JD@UJ2&UI([46V3/@:$T,IT#/WC='BLITZ&> M%E=VGS=L%J`MR2/YI(`4DB)23$I(*2DCY:2"5)(J4DUJ2"VI(_46V>,Z5$&F MX_JK:WNLIDP'_%!@T7?+RQ?NYQ7#)Y+#JX">S+OVVEW;ARA9M=OAIAUW M#H!\1@6DD!218E)"2DD9*2<5I))4D6I20VI)':FWR)H#PQU/UAPXOK9WX78M M34A/T!O2EN21?%)`"DD1*28EI)24D7)202I)%:DF-:26U)%ZB^QQ_4VUM.$. MMV$]3M;V2,[[;??6$HTZK&V21_))`2DD1:28E)!24D;*206I)%6DFM206E)' MZBVRY\#3:FG#O83N4*-PMI$H7>Y;DD?R20$I)$6DF)204E)&RDD%J215I)K4 MD%I21^HMLL=UJ%NYK]OG3_^T:[FO?UEK>R3[FMRYLVPC.T[GP&%'6>X>HWQ2 M0`I)$2DF):24E)%R4D$J216I)C6DEM21>HOL.?"T6MJ2M30A'<0-:4OR2#XI M((6DB!23$E)*RD@YJ2"5I(I4DQI22^I(O47VN/ZF6MIPX[I[,C]4R:;7Y.Y] M8K*C3HLMR2/YI(`4DB)23$I(*2DCY:2"5)(J4DUJ2"VI(_46V7-@J'%-S^\_ MN"8?2V+32S14R39+T);DD7Q20`I)$2DF):24E)%R4D$J216I)C6DEM21>HOL M<9VKI0TEU2?>I;)D+4W(?MUV[RK3*'F1WI(\DD\*2"$I(L6DA)22,E).*D@E MJ2+5I(;4DCI2;Y$]!X8:UQ/6]E@2FZYM5,DV2]"6Y)%\4D`*21$I)B6DE)21 M(GMMQ?N?6D:)0MY2_)(/BD@A:2(%),24DK*2#FI()6DBE23&E)+ MZDB]1?8<>%HM;<5:FM!T;:.\MF641_))`2DD1:28E)!24D;*206I)%6DFM20 M6E)'ZBVRQW6NEO8+U^0KUM*$[+7MWI>F4;JV64MCE$\*2"$I(L6DA)22,E). M*D@EJ2+5I(;4DCI2;Y$]!YY62UNQEB8T7=MCE-*641[))P6DD!218E)"2DD9 M*2<5I))4D6I20VI)':FWR![7WU1+6[&6)F2O;?>^-(W2M7THP@EYC/))`2DD M1:28E)!24D;*206I)%6DFM206E)'ZBVRY\#3:FDKUM*$="%O2%N21_))`2DD M1:28E)!24D;*206I)%6DFM206E)'ZBVRQW6NEC9%HM;<5:FM!T M;;.6QBB/Y),"4DB*2#$I(:6DC)23"E))JD@UJ2&UI([46V2/ZV^JI:U82Q.R MU[9[7YI&Z=H><^E,\1CEDP)22(I(,2DAI:2,E),*4DFJ2#6I(;6DCM1;9,V! M]=-J:;MPNY8FI".V(6U)'LDG!:20%)%B4D)*21DI)Q6DDE21:E)#:DD=J;?( M'E>S\JP:Z2_6R==#'F?`1[+7MGM?FNRHTV)+\D@^*2"%I(@4DQ)22LI(.:D@ ME:2*5),:4DOJ2+U%]AQX6BUMS5J:D`[BAK0E>22?%)!"4D2*20DI)66DG%20 M2E)%JDD-J25UI-XB>USG:FF_<$T^?-+EKNU#26QR[\K"O2]-=M1IL25Y))\4 MD$)21(I)"2DE9:2<5)!*4D6J20VI)76DWB)[#CRMEK9F+4U(!W%#VI(\DD\* M2"$I(L6DA)22,E).*D@EJ2+5I(;4DCI2;Y$]KK^IEK9F+4W(?MUV[TO3J,,U M.+PY_[6RY<.]+TRA=V_M<9D9P!!VTD2N?`=J2ADJ^O[DOG[C5/ MH^0,X(]DRH1"`=.'NN,TO7,#3:11DBMF^H3I4XFRSE]+YW.^3*,D?2ZD1U\P M?2E1=GKG;4VE49*^%M+T#=.W(SE][Z3O-$K2]U9Z>SZY=;E?K,V>L6!'V@A- MY]-^1_,[R=%Z8]2$_)&LR3.VJ+E"W7$Z>9P[-"*-DA9CID]&FOQ]H52B[-%U M/DC*-$K2YT(ZN@73EQ(U3;]8.=?-E49)^EI(TS=,WXYD3YZ5L[(ZC9+TO97> MGCQSQ;]?>!-QQN(?:2.D`[X=:3)3/)(_DC5Y#K5%^35#[AB18N9*1K)FRC[] M4`Z?G"2=CR4RR:6_4"ZD0UDP?2E1=GK,E,-!R.]8RXZ:OF'Z=B1[IBR=B[Q. MHR1];Z6W9XI;(OS5TPQKAV>@C9!V['8D:Z;L=YR0/T99,V5,K[E"YHI(,7,E M(UDS99_>F2E.D3N37'H0N9`.9<'TI439,\49RDJC9"AK(4W?,'T[DCU35LX) MM],H2=];Z>V9,E]T?#9\_=;CI]MW?[V],TO*_#XS#UJLS%<:[?[2T!]G+#F2 M-D+:K=N1S(?4R1_)FB=CBYHKY(X1*6:N9"1KGNS3FP]BY+@RV5$I%])1 M*YBKE"CS`JIGIY5S"5=IE+18"VGZANG;D29=V)%Z*Y<]`]R2X_YP*XM:3Q)HQ/&%]I_Z^'P[6NJ9^5U?KE;KLQ?NUQ3X M$J+7I8&0Y@Z%-'K&$:.Y$2'.G0IH[$_I^[EQ"-'_GSB5$C[L0TMRED.:NA(Z>(FJ)TO2-D*9OA31])W0T?2]1 M,V>@H7SI%O)7+_1=SD^]SST?LCCS:D_.B1Y:R!/: MC\_JY>79TGES[TLB78&!D.8.)9'FCH3VN=?F$GWEOB)*(LV="&GN5!)I[DS( M5,"^?_+()9>F+X0T?2FY-'TE]/U#KR61YFZ$-'<)O]Q75R\OS]843XTMR7;B!D"[<4#(=;2^2J+&]\\L+\S7@]M\M MCB6YMI<(:7NI9#K:7B91\OLMSE;NU6`NR;6]0DC;*R73T?8JB=JW-[?4:LFM MS35"VEPKB8XVUTF4J;9,!MGIT%[2[UJTI[!)SRE\IJ=&F<,_N&@;TCCGQCV9 MHG:Y;+'>ZAM3D]9/QC7?2G4 M.A_MR3PV.)PPUHOS%5[O]A'6N6@D/?EZYR-IR<`7TH41".ED"(4T5R2DN6(A MS94(::Y42'-E0IHK%])O^8)A9OST?Z[=FE`XG%E1])$@GZ%9()Z@WDK6@Q^PZV0/947.%0IHK8JY8 MHC17(J2Y4B'-E3%7+E&:JQ#27*60YJJ8JY8HS=4(::Y62'-US-5+U"Z7/=)/ M*^">H_+Z5LBZP%BYI9\QREK4^US#'\@^3)$E2C^RX_X"[N7RY4OGTM.7"%T2 M@9`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`+::O%[-]O3!]O9CMZX7I:_/0VLRQ#66/Q97?\S.\6&H9N+?#HMBSH=E-.-_K*_^F#V=FR=839_/=;IY8,,<[%RW M;\\N3'?-=;RY0=]TU]P6<[^]Z:ZY+>;V>=-=J^'9&6XQ#_F:;'.=:9[@-%OFNM,\L6>VS'6H>4++;)F;Q.8Q';-E[@C, ML\Y7PY-$/#;SR//5\$`1MY@GGTWOS!VU>:S5;)D[:O,8H]DR=]3FL36S9>ZH MS;-+9LO<$9@'P*^&9ZEX;.8Y\*OAD2IN,8^#F]&>.VKSK*_9,G?4J3GJX9S:;)GK`_.LK-DRUP?FV4BS9:X/S--P9LONV)X? MSMH/;UY]N_YXDUW??[S]^G#R^>:#N3C??X>/?% M7-*?GGRZN7Y_8QZ_>3'(PG!!)18,]0ZIOX5!%(1A_4FPK>6,]B>8UM9"_J41K M3FR2W4(GJ=YLVSNF9`L4:U$+>^Q(,9(L?2X;I>FZ!M^'**'LQ-TM+NBE8%H9 M5=@`Z(A/]-+SC,P(,"WFN0`'KNQ(\R+#RRA]G&*RF'?U^2WXW@Q^(U.I_6;')VX8%!1H@GCLF)BJ(0%X(BG<9$!!Z*%[[T5NJPR/DB"^'T?C">#1FAN[ M$HX3([8U5LD_'A6]<'F6^(4%WB>623">AJ/H_R3$9]09?**6+N9:[1$,#4B: MEKH1C%(@ONX(K#CLTH$S/,4(TPRP(RO*P/D=H,.##T` M6Z]UNZBM!]T@#4-UN[0#=])]<7UDJ!/-1M=-3MZCY,#G2CZ2=*=O.!PP8T,# M[L`EX2R`Q/X]H6[?N8*/G'M)WGCQ!]^?"\EUR3_QNC:(J:T[U#%,>A_M[YME M[))^&T_293>DI/\`]T!+2_Z-ZE(T!M6\`,HPF((5[6\2O["JA<3A,E`6+H#N M9P47/H=A#YWO0BE[6H`PZ?]"%G\!``#__P,`4$L#!!0`!@`(````(0`1K\^A M"`@``/HE```8````>&PO=V]R:W-H965T&ULK%K;;MM&$'TO MT'\0]!Y)O%BR#-N!+2)M@18HBEZ>:8FRB$BB0-)Q\O<]0^YE9GXNCL MS/+LV=FSR\OMQZ^'_>A+43=E=;P;1Y/9>%0[HFA'Z.'8W(UW;7NZF4Z;]:XXY,VD.A5' MM&RK^I"W^%D_3YM37>2;+NFPG\:SV7QZR,OCN._AIGY+']5V6ZZ+K%J_'(IC MVW=2%_N\!?]F5YX:W=MA_9;N#GG]^>7T85T=3NCBJ=R7[;>NT_'HL+[Y[?E8 MU?G3'N/^&J7Y6O?=_?"Z/Y3KNFJJ;3M!=].>J#_FY70Y14_WMYL2(R#91W6Q MO1L_1#=9NAQ/[V\[@?XMB]>&_7_4[*K77^IR\WMY+*`VYHEFX*FJ/E/H;QN" MD#SULC]U,_!G/=H4V_QEW_Y5O?Y:E,^[%M-]A1'1P&XVW[*B64-1=#.)KZBG M=;4'`?P[.I14&E`D_]K]?2TW[>YNG,PG5XM9$B%\]%0T[:>2NAR/UB]-6QW^ MZX,BU57?2:PZP5_5270U2>.KQ777RYG,1&7BK\J,)XMHMDP6N/J9O%3EX>]@ MVM->@D[1+&_S^]NZ>AVA3#'(YI13T4]2` M'47L,-01.B5C@&"(N749)JCS<(5J%2D)M2A43"6#QSXF@C)&ZBL9LC(AAB5' M!$W,N$N3%M+`V:=>4#_0PG#RIU\%G2-N0@QQC@CB(/D#B%,O'7%]P4>%<);1 MW!78!.FTC"."YUSR/#__%"SI**1W'EH2*P_)."*NC>7H:12C"`?.+G4C62E$ MBC1WJM`$&9$X(HC2OLP\Z+Q(%"SI*(2)Y"$91\2UE_+:Y']Q-%PDZD:R4H@4 M:>&(9(*,2!P11(G4VU7JHB4A#3&=?"@3D"2`H7`"W58Q0^4/K"?R+D:]TE%6P$Q`D@`Y*"/0JS5\'=+N MY4ZD,6;@ M.W0M*D_FU(Q-<[DB5RX39>7BD&1+[LO87I!+>37GQ.U;R>5!6<0A28!+T'=6EW)E3,X;-Y7+/C9&)LG)Q2+"E/9JS/2]7%RV=7D-VY:U\*!.0)!!R M^N7PZHI]I]>0#K+Z+=JK+MWH=917,!"3E(EMUY(KH''&A MSBG-8=)#J=D:5Z0Z!6$%V5N1A7-^SU04QL&"[/E5LB4/=MG2TKG`5EDWG\L> MXFQ5T`6V.H^SM0=)R98\V&&[O$Q6.3XB354$7R.H\1O;:GF($ M67K4P,F>)]E%RY6E(;N@5SZ4"4@2".T@M&H&6F+B[R`:$I9X[9Y/;)2Q1`%) MMH-VD,3?033$Y?)W$!$E"01VD"A!=0V5R]]!$K,1\+IQSRZU&[!J2E(5I=[/J&IH6W&#B`3D&1+ M_LW87EB,:D_@G!1DK[9*/"@3D"1`GLP(T.F7EN[0XE(;`&>F(*F6>SQ)3)0M M+@Y)LN3)C.P%M93/UZM+EH:O8:86CZ4"4@2P&`X`5(KQ>H86%LI=>,P4Y!4RY[2 M^MM`G6CY9P*29`?Y?.K[O(;LU58^E`E($@CY_#O4\FT^-6[-;=Z>$I5:)LK4 MEDUT;3X=9/-=M#.#GJ>O=)05,!.05(MP/GE*4,WM&9=Q:Z;6TI[4 M%5D39=7B4$^V?P7>O[`]%/5SL2KV^V:TKE[H]39JX?[6P/V[]\RP(MW2M2K^4:+=?!G"5:NM?_;DZ"'.R\@>LDR,'. M%VA)9^BM^Q[`[2VESPRZU>*UQ&CIBL5K2="2A*Z3(`]H1RH#3>R81:H#3>>?@M^$+F(=P7 M$@+QCS3-(9Q*,X`_I#,0L!B<1CA2=U_N]/_:*L3S@_X_J9J\(%T&``#D M&@``&````'AL+W=O M@&W,I=7ITTIWX4#X^Y:H# M^/'#]_KH?"O;KFI.&Y>L?=MT?7[:YL?F5&[<'V7G M?GCZ]9?'MZ9]Z0YEV3L0X=1MW$/?GQ\\KRL.99UWZ^9^'>'ZMR- MT>KBEG!UWKZ\GE=%4Y\AQ'-UK/H?0U#7J8N'+_M3T^;/1UCW=Q+DQ1A[^#() M7U=%VW3-KE]#.`^)3M><>(D'D9X>MQ6L0,CNM.5NXWXD#QF+7>_I<1#HWZI\ MZ[3_G>[0O/W65ML_JE,):D.>1`:>F^9%0+]LQ4]PL3>Y^O.0@3];9UON\M=C M_U?S]GM9[0\]I)O#BL3"'K8_/I5=`8I"F#7E(E+1'($`?#IU);8&*))_'_Z^ M5=O^L'%9N.:1SPC`G>>RZS]7(J3K%*]=W]3_(8C(4!B$RB`,V,MQ^&GY8@^) M#.OZE/?YTV/;O#FP66"J[IR+K4<>(."X()S^LL2Y%<+21)"/(LH0"\AWD)9O M3X211^\;2%E(3(J8R'44QD1D(T)D`.A=.,+J;(X,4G==])&2N,BDQ'QSOG0* MH28BFR*B\`(Q.()V.L=E;@(,J=>E8-;4*6("#<,O,P^B9TL(@QL$N9V;`&]< M6+A*DV\+AY@8$^US[@<6-1VP"@&AN!O,8-/KS,3N"V;+:U&;R@DG3M MEGD)L,W+4B1%3("\`DO13!]=457;]2Q44V-U5E0[92Q""W%4W4 M])A,'$9)5RP*E.0&O<2DMRR9`-NT5"J0%F*05LRLT4P?525D,"+0QW3%EBD- M:)M3?-D>R$F"I!@!CP(KT9F)8"0.U18TV5GN\`X[[-]F6TML=@A:JDRR!#'Y MB?ZL[;=W^&$WUUL;FXB'F+$X;,FNN[[54JPIYLJ9(R2H'>YQ(`VF1';H5()DGX?QI:+9.8X MB=2XR4QTZYO;"!5HFYF5KU2"9+YH3$$7*Z4FA/MQ2.;XW>42%/L[?%YN:DE@ M39Y*T)*_+D),_2RG6*Y8>LTAU)Z1FPY!XW[W><`G'4\&&C4F,:5$.8W)\"ZC M$`_9DPRKW$B&"))[S[;A3,:0PWR.UUTV0:;8_917T*E7$&W]4CW=#,(@"4)K!V0R#+*,HCA.5(V9N;W++^@5O^"VUTK0 MF%N[<`VK2*)8XVXRN\LIZ!6GX.KV0NJ&(&1&)X\2,H8LB=!G2RNTQC0%O/_/9]2"I!2ZUO M$6*DF%G6<:..5RR$J^TM=400IEK=``^#V3#OQAUK.`@3U>%-@G=Y!T/O@)F5 M=]C&E4K0##&,@,3"D+%$%9=)["[38%=,@ULM(Y4@N?LIB2:682)(!+9\*6Z3 MG648-^;UBG%PVS@8@I98Z@BX4?9CKXCR?1!R!A? M@3V3<,9&V$_9R'"5U6NT&62-Z#;"&`VUW28+14<0GT8AG4NYY2,W:GG%3[3W M))(F@O!-*`MH:+\J%:<1XI8#$3PB0:C:*F8<#QOPI7Q=MOLR*X_'SBF:5W&0 M0.!UW.57/.1(X9!C.!'P+@-PQG#.]^77O-U7I\XYECNXU%]'L-]:/*7`+WUS M'MZ)/S<]G"X,_Q[@-*F$=_C^&L"[ING'+^(M_.5\ZNE_````__\#`%!+`P04 M``8`"````"$`]*7E4/T%``"R&0``&````'AL+W=O\^\[ MQI#@"6MH7Y;$\\TP_F8\GIT\??E>GK5W5C=%==GJ=$UTC5WR:E]]T81I.?6)DU MZ^K*+B`Y5'69M?"U/AK-M6;9OE,JSX9)B&N467'1A85-O<1&=3@4.8NJ_*UD MEU88J=DY:\'_YE1B_=$9U;4RWWP[7JHZ M>SG#OK]3.\L'V]V7!_-ED==54QW:-9@SA*./>PZ,P`!+ST_[`G;`:==J=MCJ M7^DFI8%N/#]U!/U=L(]F]%EK3M5'6A?[7XL+`[8A3CP"+U7URJ'?]GP)E(T' M[:2+P.^UMF>'[.W<_E%]_,**XZF%<#NP([ZQS?Y'Q)H<&`4S:]/AEO+J#`[` M7ZTL>&H`(]GW[OE1[-O35K?,1BP)<>V%-FQ3O1'37JQL]\XMNM[R\GP>BOP M[*T$Y8!*'V"B,NS&`4LLQ`Y0,T1BQHL0. M'!3"6$+8/G4MV8M$`@0!,?U[]#J64X&`RG#;RST.$D,`6!:1"(3316KE$L>Y$R`H4@`DAJ"`C1GBI<2"VT9]$K@28LI$ M40P%QNX\1"SN%+)((8N%K-\U)3[QT%L3A7:JTI8X@4(_YD3-!0=C+G`5%1CA M-YP:@M-J-P8XIF\%Z&1&`C#)9JR0)0I9.LAF3Q&4_^5\<##F`R5G*#"3N]D) M61]CSW]@8BRWB6,BKF.%[62LN[)LVT?U+1V49RGA??+H!E:G"`=C2E#=#`5F MFA(A$Y18A*""&BE48X4L49>6UTT(\F2A5PQXTG3$J8:02QKUPJ+$F MQ3=\HE)/5>HR,[Q+6WR"J.CIY.X%]8]A#^K/B4T>VQ<)05W']PDJ39$$6;FV M;2%$+".HZ]L6JM8)@A#?L?#]F/:8Z427J>+]WW*J1+IY)JI[B6R$$L]V*4KU5,)XMNU8]]#+3/'&<#E3HHV4 MF,(W'XZ86EB81%+I$NNJ-?N3RJU@WOJ=X!893Z1M%=FX`7(?GI3G[IO96IXO[B< M&M%=RJF"#G](AQ94OD+[8R6$8NDN) MD(?FAPX-Z"0A"F&DTHQ[H:`2&E\7!2)1::>2MJ0LYP?O&4=T+"PIHM.4:'GL M=89V=)(6A3"B"F'<"P4M%&H*&D2HE-//E656>)4F+#0FZ%,#?F M54>,::S)/F>,X'T.W-_RWB+)R,HR`PO=NC%".*:#_]F6$4'@!P1!^(S[[FM@ M49?>RZ/@28RPQ7BS9/61[=CYW&AY]<;'TR[,#VZK8G0>T@V,V6!DC=9W=`/3 MML?UB&Y@Z/:X'M,-S-X>UQ.Z@1'T&AR]5"[/R[N,)?AMA,"`D:P`?JJH=OL"+C=NO+<__ M`@``__\#`%!+`P04``8`"````"$`#6/3N=,#```V#```&````'AL+W=OAKK[6'8%N@T_<@3VEKQSZI>*W(-F] MRWX1#OPY6!4Y%.=F_(M>?B?U\32"W2$HXL)6U4=&6`D=!9J%%W*FDC90`/RU MVIJ/!G2D>!?_+W4UGC:VOUR$$?(QP*T]8>-+S2EMJSRSD;;_21"^4DD2[TH" M&5<2#+<>)[NR$*$K*\9BNQ[HQ8)A@4>QON"CAU=`.`F2CY\E?D\A2.,DGSF+ MX(+B&=CRML5HN7;?H)7E%;.3F,BV9DP4ZI!T@O#&<=YLNG'+P7I*/B&X:R!I MU@4=,77Y8/>WC9ID\"1=AH_TY^WN(9Z.2.\1D=&*[!YBD.3W"(5$$^K?"PV^ M.Y&34)X$LZ=X@5&DZ]A)3*!@3+N>(K*GB/P10M,)A:B&/C:2@S-8Q, M)R4F%M,:A*%G6)"J<>SYYK!F6AR%(0KT!N8JP%D"XM8_31FXI2KCK^#S4>5) MIH.Q7L!.8J",N0NW"L3[E3Y%9$\1^2.$IG/Y,SIYDNED8NB4F%`Z&83(."-2 M->XD,<8&0:8"X@`E1CQ7XPY&,8K\N01-(IQNJI6/AY2##6G8'%*)D=(%[B_%U>#Z:/,G495BRDQA9=Q@;1T\JHY-J M+\3&NYFI``R.S6Z(L<[5L(,]G-RD:_*2GY''DTQY1GT[B;E.I`\3HQ>8JG$' MP[?2-QJ4J8C8"Y2!DQ+5.$A$WO(VM)I&6(..\\&:`H,@T!(ZC)#)F@*]QO,_R(0Z.$71A[J)4*-NASN\@AT#5@7C?L;71K'XS0'8VOKB2/XHAF/=,:LA M!Z!$BPA.NT'N??)BI+W8&/9TA'U-_#S!?DY@>T$+`!\H':<+OJ/,&__V?P`` M`/__`P!02P,$%``&``@````A`-$RCT_J#@``A4<``!D```!X;"]W;W)K&ULK)S;C(LTC6[.ZU M8LNQ:FS+)2G)S-MO@\#/)M"T(N_D)G(^-?XFV$`#;$CZ]-N?+\\7WS?[PW;W M>MOI7EYW+C:O][N'[>O7V\Z_?U_\:]RY.!S7KP_KY]WKYK;SU^;0^>WNG__X M]&.W_^/PM-D<+TCA]7#;>3H>W_RKJ\/]T^9E?;CZ9W'W?YE?:3_[K]> M'=[VF_5#U>CE^O:RWKQVMX._/T=@]/F[O-[/=_;>7S>M1B^PWS^LC M7?_A:?MV@-K+_3ER+^O]']_>_G6_>WDCB2_;Y^WQKTJT<_%R[X=?7W?[]9=G MZO>?W?[Z'MK5?X3\R_9^OSOL'H^7)'>E+U3V^>;JYHJ4[CX];*D'ZK9?[#>/ MMYW/7;_L]3I7=Y^J&_2?[>;'H?'WQ>%I]V.YWSXDV]<-W6V*DXK`E]WN#V4: M/BA$C:]$ZT45@7Q_\;!Y7'][/I:['\%F^_7I2.$>4(]4Q_R'OV:;PSW=49*Y M]`9*Z7[W3!=`_UZ\;-70H#NR_K-Z_;%].#[==GK#R\'HNM:4BOIF'7NQQUKV]Z(_)^HF'?-*17 MT_"\=J1:=9=>X?#ZLMN_'JK>GO`W-.WHM?;GC0?=P<\:CDQ#>H7#\ZZ4)FAU MI?1:>SSGSMR8=O0*AV?UL$M#3X\$-09UE+W+L_K8K0<1_0&GY_6RBZ&C_JB] MGM//+L:.^L.T')\U=KH8/.J/VN=Y/<7X45/L@SW%$.HVQ]!9/<48ZO(@.K.G M&$3=YB@ZU=,KG1ZJ;#-;']=WG_:['Q>4PBFRA[>U6A"ZOE)#GM%SILX\[R4> MRCA*Y;.2N>U0/RBG'"A;?K\;]6\^77VG#'=O;";2IFM;3&&ATIF2G;E@[H*% M"Y8N"%P0NB!R0>R"Q`6I"S(7K%R0NZ!P0=D`5Q2>.D8TA7Y%C)2,BA'N[@2` M@^8Y`8$%FLQ<,'?!P@5+%P0N"%T0N2!V0>*"U`69"U8NR%U0N*!L`"L@E)E^ M14"4#*W+C4DSZ(WL"$RTC:" M+`19"A(($@H2"1(+D@B2"I()LA(D%Z00I&P2*VJT'HNH]6@G\\'U2O=VJ1ZRCD_;^S\F._V,UQ*0'NW2]-Y-B=CQT,2K M=PI3%\PTZ-.%U5EPT'>RX+PVPNQ9"+(4)!`D%"02)!8D$205)!-D)4@N2"%( MJ0D]/%!/K0#1COID@'[?O=&M_]GN6JG8$1)D*LA,DU%SI1KTG2WWO#:J8R3( M4I!`D%"02)-A5>:H!EHL;)*:-(=1SUY,T]H(EY@)LA(D%Z00I-2DKRLQS1TW M/62?#-M9\TJ)V%$39"K(3!-G9CG[\GEMA%NR$&0I2"!(*$AD2"-JFM"&![Z2 MNE4S:GTG:K41FF6"K`3)!2D$*0V145.E#ADV*GN9;(C)=GYJK!3M&!K$MV-J M2+^^03.04?4D[%UWG9LS9P/>*4S:`<":%5["JA7.06MBYXH(-(%Q:PE8Z5<]!,L(#7O`0XI8%CRJ! M6/$J&2>L2OFVTPRK)M9.W^LYES^34G.)%A(M)0HD"B6*)(HE2B1*)>P\G3:]*Z=R;:`077N8G*D MOJ2&LP!6)YV%L#+.;@;.&AO!@)W%0-RS!.BDLQ16_:IG7==7AO?9UPJ(?>5` M)WT5L-*^O*[3KQ+O5[[L[*J>PC\P0,Q#>W.`:*0.7>HX#_I#>VLP5?5YE6N' M]3(Q`^+JY!QH7-VSWLW8&2X+&-S4,DL@5@Z`6#D$,LKCOJ,.#;.TFB0 M/>N=0N54G9RHH/)XG0'Q<_TTR`V&,*9'ET2X09K$YZ7,&*/>9`[+$`LCTZCWHEK-[S M:`\;57/XP+`Q)8IF+M#(S@5NYINJ4S,W%QC$PW]NK,R\\MR;N8`*SZLE$,^K M`(B%0R"="KJ#@3.L(QBP<@S$R@D0*Z<&J5IE/88'`V<,9VC8G%MBI*]@Q1YS M(/98M'GT>B)3F+O;DBE4%:,9\O^KFJ0.,]T$8E"SDX.!DQNGIJ&50'3#`8^J MN;$:V$/=2>`+:+TWU,W>0&;1.=F4%*_:80YX]%D`G/9;0>L^CG2=4#>74H#GSB4R78FCSBJ?`B3J- M5IF!]\13()X',R">!W.#:.9!:P$KGL5+(-8*@%@KE%H1K%@K!F*M!(BU4JF5 MP8JU5D"LE0.Q5B&U2EBU3&R:>"=C=%8Y2^WZW8EMD#VQG0DR-0T;TVQF4*\Y M$%N>![1\;UCMID8#L4W0[WL\\Y;25W"6KQ!6JDCP_:[7[SN]B*#,SF(@'F@) M9$YV+(45I>+&VN!T+X/\>_.P2F(K6/%%Y)`_>1$%K.R+<#9&)>3?NP@K&5"( M3P^T\Y)!)6/O00UJ)@,@GB@S()XH_GPPJ%2=$2MBJT1@C+JS,0*PQ M-W3/C=BJ3N`2+24*)`HEBB2*)4HD2B7*)%I)E$M42%0:1-MTZK8]K]P"FKLS M.W->B0K9Q!-H"L3/%S.#QKPZSX&:.4:<+BW8"I%<2A1(%$H4&=0\4#)HP#,F M04.^U!3(OE1W)\Y6N-251+E$A42E02T'2[16_8K9IU2B_I.T6C!5K@[2XD"B4*)(H/TW:D6L=B@QJ4F:,B7F@+9E^H\ M1V1LA4M=291+5$A4&M062!I-,HW^G;,F3RDZ0=6(Q_+45JK89^JFM;??[A1)1`WLAI9^QF-AM3/>B+*\R:C1588W7.)%A(M M)0HD"B6*)(HE2B1*)0#8=!UE&8)P#/(>KYTJ_538T5;7DR)&=#)DY(YK/01 M4-\;.YEA`0->@Y9`["P`.NDLA)5V-A@.G2>M"`;L+`9B9PG026KWS9`\2M'?UDGLH:D5?7B#AGRO,F M6/&B,`/BU60.I$O!HYL;9P5:P(`'_Q*(E0,@5@Z!C/+0/1:*8,#*,1`K)T"L MG!IDZN(]MS:9H0D+KX!8.`=BX<(1OG8&4(DFE;`=5%64^<"LUS4<:]8;9,]Z MIQXSI;ROLK8UZPUJ;H4,:BZJ@Z%S,K*`%NV.>>D5YTVPXAD2`+''$,CVZ.RG M(UB=]!C#BCTF0.PQ!;(].KDL@]5)CRM8L<<=Z$AC)3]&A=L4+N5C7.*DM7*LY(4,*$FIV4YTVF83.!&-0\;P*RA[JSQBV@ M]=Y0U^=-L.+)%4">=YHAD/G\ACN"(ZCPVAT#L7`"%19.@>RN.'DU@];)KJQ@ MQ1YSR+/'`LCVZ-2Y2VB]Y]'.$[^F%-83=:^)090_L(V<`O$\F`'Q/)@;1`,= M#1>PXEF\!&*M`(BU0JD5P8JU8B#62H!8*Y5:&:Q8:P7$6CD0:Q52JX15R\2F M2/Z"B:U4G(EMD#VQG1$\I:_ENSL#@WYRW@0K?0;4'?>'/(G+Z*`E741(Z?XKWY4H8K>>Q>ALX'^W03]3>:7S?[K9KIY?CY7[;:]^@G M(=KT^_YGZI5T/.G[954%4<55^0X5 MRGU58Y7O4+V<;E1;!ZD`2^^TM:&*-]V3MG=F7<]7G\.5?NA3MK[Z6*U\ASXT MZZM/RR\0Q_TIWO3]@Y]4I_N3=L[]%%[NC=M M[TR[=&]T;=WQ,QOY197E'3X9^Y.V*YZ.??K*BNS[;.S3-X!:^(U/WS&1/!K[ M]$T3R>.Q'[?Q9.P7;?K)C5]4]E=U!^A'4-[67S?I>O]U^WJX>-X\4D*XKKXA ML-<_HZ+_&ULK)U;D]LV]NW?3]7Y#BZ__^/6I;O5JB3_2DNB M>+_UY3Q[G,[$-;&=LCV3F6]_-D0L;@`+3;$]?HEG?MQ8FR06('(#+?WXO__^ M\,>K?SU]_O+^T\>?7B]^N'C]ZNGCNT^_OO_X]Y]>/]PG_[-Y_>K+U[/3S^]_L_3E]?_^_/__3\__O7I\S^^_/[T]/65*'S\\M/KW[]^_7/[YLV7 M=[\_?7C[Y8=/?SY]E"._??K\X>U7^;^?__[FRY^?G][^>FKTX8\WRXN+JSH_'IM]_>OWO:?WKWSP]/'[\.(I^?_GC[5<[_R^_O__P"M0_O MYLA]>/OY'__\\W_>??KPITC\[?T?[[_^YR3Z^M6'=]OL[Q\_?7[[MS_DNO^] M6+]]!^W3_R'Y#^_???[TY=-O7W\0N3?#B?(UW[RY>2-*/__XZWNY`G/;7WU^ M^NVGU[\LMH^+Y?7K-S__>+I#C^^?_OKB_.]77W[_]-?Q\_M?R_9 M+OC;IT__,*'9KP9)XS?4.CEU0?OYU:]/O[W]YQ]?^T]_I4_O__[[5^GO2[DD MG+U^2]D7S]ZMT_OWS]].'_#4$+*S6(+*V(_`N1JQ>+ MK*R(_`N1BQ^N%Q''I] MWE4N1D_)_WC9=2[@)/,_7G:E"_C'_(\79H6#%FJAF9<*"YDA]\*D,-%"7333 MMPOXR/P/FW6YGMFML-)"O33S6N&EA9II-6^$+N$E\S]>UJU+F,G\#URKF&-B M6"]A(O,_;)/)2WPSS(FG*7;_]NO;GW_\_.FO5_+!)2F__/G6?`PNMD8,D^N0 M?)QNGYMM99HU*K\8F9]>2U_)1/I%/B/^]?/J>OGCFW_)M/[.QMQRS,*/V"'" MS.%&=A^"0PB2$!Q#D(8@"T$>@B($90BJ$-0A:$+0AJ`+01^"NQ#"-=//:S=.WWZ&G6]D9/(7BXT=RU.W#9KJ_3%D['TB!R()D2.1E$A&)"=2$"F) M5$1J(@V1EDA'I"=R1^2>R`.11Y=XO2\/8]^C]XW,J??1:[>6N%V]NEX'0WT, M0K,]D0.1A,B12$HD(Y(3*8B41"HB-9&&2$ND(](3N2-R3^2!R*-+O,Z6QV>O ML^-OOG@6,]%^GUHRO-&:!ZL=D3V1`Y&$R)%(2B0CDA,IB)1$*B(UD89(2Z0C MTA.Y(W)/Y('(HTN\#I0'8Z\#O_$IV\CX/6N)/UK##^8Q:!RM1`Y$$B)'(BF1 MC$A.I"!2$JF(U$0:(BV1CDA/Y([(/9$'(H\N\3I;WCJ]SIX>K2;:[U-+G-%* M9$_D0"0A2#RZ!*O`^7EW^O` M;QRM1L;O64O\T7H5?+:.0>-H)7(@DA`Y$DF)9$1R(@61DDA%I";2$&F)=$1Z M(G=$[HD\$'ETB=?9I@CH]?;T<#V%^[T*Y`Q81GM&!T8)HR.CE%'&*&=4,"H9 M58QJ1@VCEE''J&=TQ^B>T0.C1P_Y_2JCS.M7,XI7TMDOK6P9G:##+?+'\74P MCLV[LFFHMM@S.C!*&!T9I8PR1CFC@E')J&)4,VH8M8PZ1CVC.T;WC!X8/7K( M]X`IG+C5S3-C>ZBSR+LPIMY;\U[L=^*.T9[1@5'"Z,@H990QRAD5C$I&%:.: M4<.H9=0QZAG=,;IG],!(%A6=>^_WJRF*N/WZK6/;%E?<#A_K+6X]9!..[3$* M3MF;-1G?*0=&":,CHY11QBAG5#`J&56,:D8-HY91QZAG=,?HGM$#HTT8%1PNC(*&64,H9W3&Z9_3`Z-%#?K^:*HC;KV9LZ_+X_!4I6TUQ.WPLL+AC^R89V^%B.<<;VYB(W-YH]P;!-*..K(*&64,H9 MW3&Z9_3`Z-%#?K^:"HO;K]\ZMFVEQNWP`5U>C>]E.[-!Q^_=O2)W!@BVF!PT M"C-`8M'ZM`OQY*D_T8'1HE% M;N]R5&J1U[NK3;"5)=,HW)^>O-^[IGKU'8:SV=,6?%1;Y/4NU\K04#O\P"BQR.M=TDIM5-"[X=C5 M*-R?G.4+BZ3HA*A2&[JW/WCVJ#0*#6N6;UB^5>3(+X/7EDZC(-][\G[OFM(* M]^X/YCWKZ^_OW_WC]I-,=YHE?S'[!<.^'9#7MS9*;]C>-EP/ MN[7-@O2!40+DS,O(J%JI15=2?AGGY=4FV+"0:13N3L[R!6];GZDZ377D_:<_G^M(V?T^]J0M7CD?NLL! M*=E9LAZ-O[?$%.J<"PK&U4&C<$$)HR.CE%'&*&=4,"H958QJ1@VCEE''J`0$2(?FD:12!&F[C%$. MI%(%294(4JF*40VD4@U)M0A2J8Y1#Q3I%E/2<<=29/)SQXRM`&FZ6SEJ)D0E M.TO<;J!F!QODO,XF0'K!1Y)*$:3Y,D8YD$H5)%4B2*4J1C602C4DU2)(I3I& M/5"D&TQ1QNT&\R(A'Q6QSR)1&:5JO@J6MGH^11"-/3 M'D@^`,>&RU7P,'Y`U'(8A-?KS2)8)T@0LAJUCT":+@6:3)L^)X9 MQ[8`Y!IG0,:CX[6OPL[=R=^\G4:[OI;N@72#_`%HF*HWZ\WJ.IBK$X3<."XA M[111JIU99*YQ/,]E:/`<#56^`-)3+X%4O@+"J5\M5L%39XT0U6Z`5+L%4NT. M:-"6%^G@;:5'P$G9[V=3QG'[^4S_VJJ/V[\6>1,#?X0.4=[$8)$^?QZ6%@W# M`NDXAW0Y+GWB(H,9U/B>4$WVXJ0V\T#\H?Q,GC>WBUME/IU#Z1^/0`-?EU= M;387P5R8($3'PA%(M5,@U,[7FJ?`$ME2^!5+X">O[4:X2H=@.DVBV0 M:G<639]ZCX8\EDU#KY/-A[V!TV/ZU,RO&0')71KGPM4R>`_4RA=`*E\"J7P%]/RIUPA1[09( MM5L@U>Z`)D^]1Q2/Z)5\_G]+9YMF06`^D%CX`V4^B MZ]7E,IR_$:+#XPBDVBF0:F<6F5LRFI(_H-%0Y0L@E2^!5+X">O[4:X2H=@.D MVBV0:G<639]ZCX:1D6W*/O.G[Y6M$CG3-Y`_HH-'[)V-\D;TH"7E+SS1'Q`U M#(NKB_554*5($*&CX@BDHR(%4ND,:')4Y(A2^0)(Y4L@E:^`GCWS&A$JW0"I M=`NDTAW0Y)GWB(J,YUCQR?R]M'ENGEU%7''MR2)_>*^"*7B'*/7QWB)QI?;\ M("]78?XJ>;U=04D)__\Q%%# M2^4;()5OH:7R'="D?`^MR.`6RWB#>UCLTYZ?5W9<&9E@9K?(&_1AC71G&WJ# M?FCH#7J+;/]<+1;KJV#Z2*"D@^<(I(,G!=);F`$-XI>+ZXMUL)R6(T2U"R#5 M+H%4NP*R)WZQO%F$#R`U8E2\`5+Q%DC%.Z!!//+FA8#(@#>U*W=.#[M]UK+! MRJ@$O3X@?\#3LYL-4FOOK90WWHVIBN`-%T)HT8'1@FC(Z.44<8H9U0P*AE5C&I&#:.64<>H9W3' MZ)[1`Z-'#WEUW94I<+V@7TUX\!A!:'<2E2CMZKTB'?.K3?"8<-`HS)F)1>YF M$XY*+?(VF_!&,8V"?,[R!*:13D>T_> MZU>Y7R_IUU.XWZ^,=D!.OS(Z,$HLDG]PZD>.2BWR.I'W@VD4M'*+Y!^@PB+' M@J4VU+O,^\$T"EJU1?(/4&.1(]]J0Y6G%99.HZ#56R3_"/([,:S=34^Z:Z[9 M,=H!N9UH&RHZ<%1BT7">PY9-CDHM"CHQ*/QD&H7;D+-\P?*E-G3O=!H%^=Z3]SLQK,E]T_O;FDMUC'9`VI%[B]QM7XP2(+7X MD;52B\YL^](HW)V_)^1YJBEOM1 M&7;DO"?IM9$)IMH!:1EV9X.<+2S:S+V@8%P=-`H7E#`Z,DH998QR1@6CDE'% MJ&;4,&H9=8QZ(-[8LI87*Z_3SDRA)CSHG`&YG3,0MW.HV>&4V%-*@'0GS]$B ME4H1I/DR1CF02A4D52)(I2I&-9!*-235(DBE.D8]4*0;3/W''3MGNF$H%[FO M#V8SDNF9X>5EO;@*MT7L;(3>RSW:Z%D?&"5`>@..))4B2*4R1CF02A4D52)( MI2I&-9!*-235(DBE.D8]4*1;3(WB!=UBBT::[G9MJQSCH]'.$K<;J-G!!CD= MG`#I!1])*D60GD'&*`=2J8*D2@2I5,6H!E*IAJ1:!*E4QZ@'BG2#O+=[W6`^ M64ROG1DEIIDWQ=RN+?(K^>$:K8URRWI`\B0X49-!U%"-E2%X&=9C$X1HV>L( MI`\7*=!DN@Q1SZ?+$:+I"B!-5P)-IJL0)9.YVH3@"R3UP7%^OP MC^<2A.A8.`*I=@JDVIE%9X8Q&JI\`:3R)9#*5T#/GWJ-$-5N@%2[!5+MSJ+I M4^_1D,?RI7PDT(?]^3G[U"SH;*,DR!_3P7RULPW=,0VDUCT`#>-B=;FY#!?0 M$H3HL#@"Z;!(@50[`YH<%CFB5+X`4OD22.4KH.=/O4:(:C=`JMT"J78'-'GJ M/:(B(SI6_)G1V5SMN1Q0,+*#AY,=HM3">R"U\`'(?A)=+U:;H)"0($2'QQ%( MM5,@U.1JJ?`&D\B60RE=`SY]ZC1#5;H!4NP52[-/N.]O0V3.SM\C=C0,TW+_UQ2;<+I!`1X?($4B'2`H=O7\9 MT+/2.714N@!2Z1(Z*ET!B9/'-Q#:MEM#2^4;()5OH:7R'="D?`^MR.`V]2>W M5/)MU=]+6\;24L$MD#?HPU+USD9Y@W[0O,[CO;$+OO M-E=7FT6X^P[B.IB.0#J84BCYGY?!C)(A:MB>=K61#:!!2`YM35<`:;H20I/I M*D39W7?QN6*X4>[N.\[70FDR7X\+0578<%O>+IX\?>EGW3\#@=R%R!6F^!38*=1V"^P9W1@E#`Z M,DH998QR1@6CDE'%J&;4,&H9=8QZ1G>,[AD],'KTD.^!L!XX/;:O;-'/>8$` M/>1[P)317`^<&=M#U_MWZ7"C$TSFA'97%KD=/J"@PX-2 MZ\$VE"A<4V*1U^$DGVI&]Y8%*\>91D$^9_F"HTI%COQ%X*=*HR!?LWS#4:TB M1_XF6!+M-`KRO2?O=_BYHMRLFOX5U^08[8#<[AX:FJ<+9WP'-?N#;2A1N*+$ M(J^[[4FH?(HHW;&:,3..J,EK&/9*'>I!,A]D.:_,D>4 M7>%:704:A5`JE4" MJ5;%6C6B5*L!4JT62+4ZUNH1Q6L2U['ZEEG!.3/$N9QU4I*>>/7E.,ZNARAO MD%ND/CX@2HXX\WKPRI$@ZCD?#W_"CB@=.2F09LR`W(PTK>2(TH%9`*E\":3R M%9`KOP[?H6I$35Y0@RC-V`)IQ@[(SQB\%/:(>BZC/Q6\K"!FMD"$'AE0,!4$ M+_<[V]#=!`FD;C]8=&XJL!EU,!VAI8,I!5+Y;)9\CH8J7P"I?`FD\M4L^1H- M5;X!4OD62.6[6?(]&D:F@WB-3+>US'J#OJ9RV"V0/TL$S^0[&^7-$H.6;,[& M(]7!1IDMG>,L06,V@9:.V2.0CJ`46BJ?`4W*Y]!2^0)(Y4MHJ7P%-"E?0TOE M&R"5;Z&E\AW0I'P/K9.\/]A-GI*W%@7S0?`BLT.4 M6GYOD?E+*Z?K@P^(@XV2S9_F2^KX2QD3*.OX.@)ILG16L@S)+IY[]QLNWWF9 M*#A7.2M7A5SVPNCKXFHHZX4U0'IA[:QDG9\L\CUM/:0C\\BY2MR\FLXUE^*` M]`IW%GFSQM#0>X&P2-\&$S34078$TD&6`NF';`:D6CF0:A5`JE4"J58%I%HU MD&HU0*K5`JE6!Z1:/5!DI,L@HI%^[6QAG#?7&Y7@B7!`_NA>T-NYC5)?[J\' M=&YT#U'F#_&<.2!XPDFLEC/LCD":,9V5,;-1TQESR*LS"R#-6,[*6,W*6$-> M,S9`FK&=E;&;E;&'/(_X35@0_+8J[DG&MQ.0^GS':,_HP"AA=&24,LH8Y8P* M1B6CBE'-J&'4,NH8]8SN&-TS>F#TZ"'O.6'SG:I[)YV@PX?JGK/`ND.4>F!O M4;"X%M0\#AJ%Q\?$(G>UA>5313K+R-=B^(NUF49!/F?Y@J-*12K/JZD:!?F: MY1N.:A6I/*^F:A3D>T_>[_!86?`;MKUMN$[(:`?D=OC0,.CPH)YTL`W=U52+ MO`ZW)Z'RJ69T;UGPL9)I%&Y9SO(%1Y6*'/FP$E!I%.1KEF\XJE7DR--JJD9! MOO?D_0XW]3MZ$WCI\\'&J`3CF]`.4=H?>XO.K*9J%*XHLNPB)W-151JE4QJH%4JV&M%E&JU3'J@4Y:?J_)B]]DK\U[\MX8F:#; M!J2O<3L;I$^;>VVF-N355(W23J-\1XY*&66,B!> M3=V\K,)V"@\ZQQ;=Y-EX?"A>A]_6O[,-W36TW%<V'T)V`U`C19`Z3)6J#)9!VB M[&HJ_^U5CPA^6]O$*W,OWG5^T@F\,Y38SJRFVH;N:BJC`Z/$(O=-#$C?4E(@ M+69F%KFKJ8C2-YX"2+5*(-6J6*M&E&HU0*K5`JE6QUH]HB+O1;%ZVOG5U`T7 MS8"\(4ZKJ3;*&^*V`J6??@=$R:SKC/K@82=!E'K_"*3>3X%4/@.:E,\1I?(% MD,J70"I?`4W*UXA2^09(Y5L@E>^`7/GU(GBSZ!$ECQ9Z"Y];3=V$];#IU=13 M>#!(;?E*YODQ':^FVH;N$@J0&OA@D;CP]!,F064F00L=&$<@'1@ID.IFJJOG M2(7Y'`U5O@!2^1)(Y2N5CYUVC1:JVP"I;@NDNAV073^]65T'*U,](B+#VQ2C MW(?D,QT[U*Z<5]O;C47^L`[73VV4-ZR'AFZ-$U&^R2_"4MCTQXYA?N#WR*_HGH1N'2'*'7['DC=?K#HS/HI&NI@.@*I M?`JD\MDL^1P-5;X`4OD22.6K6?(U&JI\`Z3R+9#*=[/D>S3DZ>!&'@"]Z2"L M@LZJJ9]4`@<884'^+!&NG]J&[BQAD;M^"N1:G,9L`BT=LT<@'4$IM/2M,`.: ME,^AI?(%D,J7T%+Y"FA2OH:6RC=`*M]"2^4[H$GY'EHG>7^P1\MD_\WZZ0T7 MS"P*YH-P_111:OF]16=66&S4\^NG4-;Q=0329.FL9!F2/;=^"F'-50!IKG)6 MK@JYGET_A;(F:X`T63LK6>Q(@'61'(!UD*9!^R&9`JI4#J58!I%HED&I50*I5`ZE6`Z1: M+9!J=4"JU0-%1KI,$=1'+UX_O3$J01<-R!_=X1?O[&Q#]U'?HG.C>Y"?7LU, M(*\^.0+I2$AG9)M'5`_T6YO+%*?[QCM&1T8)8R.C%)&&:.<4<&H9%0QJADU MC%I&':.>T1VC>T8/C!X]Y/?W=ZKGW0S%._>-TB+Y2UB4UW>(4@_L$25/%V-! M@?\:5:.@E5CDKJ^P?*I(Y>7'/8+U4XV"?,[R!4>5BE2>EF7XB^13GY5;85S?D)VJ8LWRA6KBQI2*W1P+Y2J/0L&;YAJ-: M18Y\N/K;:13D>Y:_XZA[18Y\N/K[H%&0?_3D?3^%%F^Q0M?1FIP%Y M;K)1KIMLE#R'.K-34(8YW(Q1N*+$(L]-))\B2J?(C%$.I`^-A47NZB^B5*MB M5`.I5L-:+:)4JV/4`ZG6'6O=(TJU'A@]`IVT?`>8HIU;V@P=,/.)9*C]>1:P MY4#G\VD@^MR]OQF;J0%X)5FCU`!C0Z`C1Z6,,D8YHX)1R:AB5#-J&+6,.D8] MHSM&]XP>&#T"G6SB&6!Q\;+"Y1#OO\N,3'IE',CK15BZ1)C[#CHR=\KGI>DQ MS"[AWEP&XLD8H>^#QY'I&$I'-IDP&\/D/6J\)*J?Y6.89BU&IEG+D4UFK<:P M9U;%ZS%`\S4CTWSMR";S=6/8<%M7R_`/J/LQ0A/>C4P3WH]L,N'#DO+Y< M!K/]XQAQ2AA85<0CD]6+E\<7%T8H]/#`SBR0HZF[0AYAAP@3BPXIW$7RD>F[ MJ%C4QFG-6OPX,'>=',S1$_/9MJHGYB,]<1KIB;ELG/.J/#+5$W.1GCB)],0[ MI"?>L4SUQ#ND)T8A/;&&JQ=8(U:1/;\"O[C@NNO(O-F,UN`1YL]F@YQ;4AOC M)F<2,8=MJ@--YB_+=*").2B%F,.RR10R65$*\0NE$+]0"O'+G!1B(4HA\Q.E M$`M1"K'0G!3B*DHAKJ(4XBI*(:Z*I%@O@A46,=J8PIG\GUOV7UR8.JK[##6] M]#?$A[./K<5.K_RCJ5L/')G.%C+[#')GUO\0YDP@XCE[)CI`Q7.6:0KQW)P4 MXCG;5.<4\1RE$,]1"O'%V(U2B-THA=B-4HC=(BGHWHG=QA03]TX<2%G%@915'!C+&OY\H-CP3-;` MF6$M^]RLQT7KQ<7`_$40VO(PANF4M!^93DGBS$'N[*QGL^J4)+.>99I"9CW+ M-(78<$X*F?4HA=B04H@-*878<$X*L2&E$!M2"K$AI1`;SDDA-J04XCE*(9ZC M%.*Y.2G$6R1#5V705E"[%=U;.F_XHA?B.4HCOYJ00WU$*\1VE M$-]1"O'=G!3B.THAOJ,4XCM*(;Z;DT)\YZ8(?&?*R^Y'[JDD]M]L[EA@5=VMD2F M4V)'TQ'ND)[,AZ8G12$^,1GKB M*M(3(Y&>&(GTQ$BD)ZXA/?$)Z8E/2$]\0GIB"M(3&[AZ@0WDHXYL\.)]+(L+ M(Q.^7@PLF,B"02'&L&'ZA+4'.SN1#4VGYQ6QC\V@=A3[4%:QS\"FLXJCYF05 MDU%6,1EE%9/-R2J^FY-5K$A9Q8J45:PX)ZNXC:8'$*<6&-,JV\!O-_&"4-3<0NE$+>,&R<,3<5`E$(,-,HA3@PT,DW!^VZ<,#053U$*\=0HASCQU,@T!>^] M<<+05&SFI@AL9LK"W\5F0WW972Y?R/\)K"1GCB*VHI]B(E]2$_L0WIB'VK;19AXA?3$*Z0G7B$]^9@C)L9P]0)CF`+M ME#%FOLLMAD*O[PQ;_!W-(K//@/0-32:?L:4:GC?L.&&PGDP^8U,P>?PA)KX@ M)KX@)KX@)KX@)KX@)KX@)KX@)KX@)KX@)KX@)KX@)KX@)KX@)KX@)KZP++*% MQ^P`]7QQIA1_B@^?=H="K/^W9\O@8T4\8>NU.AK%%);)!Z=3FPR^14D^D6R8 MW6NR"-?!Q"(VPGW_!].$8I$Y"<4U7L+%M=Q"OU(C)J*,8B++-*.8:$Y&\94- M>W;[#@+T"L5DE$],-B>?^,Z&V5U1%Y=7P5T7&]H0S2@VI(QBPSD9Q9E>QM7Z M*G"(^-1-&,Q?INC*\]F*U@3EZ,H79.-43=Y&>N(OTQ$JD M)]XA/?$.Z8EW2$^,0GIB#57"`CN:2NJWV'&HP/IVM%59F1='__`/9"P6 M-DPG$K&C93J1B!T'=FZ1&TUU+A`[4@JQ(Z40.\Y)(7:T336%>(]2B/HQ1B-$HA1J,48K1(BO4R>%$6HXTIU`'N5IC` M>Z;\Q?7E.GB.%8>Y\KZ=I'-?9*=3?/!R8)F_Q',1 MG,5N@3!W"@-SIS#+O"ELO:0=_6@JUS9.G.ZPL3O($*99T_%,-&L&%F0--GWD M").'O(FLQ1BF63;WMVX@[\_B',)T\CJ.%V)!2B.40GQGF:80WU$* M\=V<%.([2B&^HQ3B.THAOIN30GSGI@A\9ZJZY+O_:E.9["/DN<\R;^X+=T2) M!XLSVPJ@[;F$\=2/G'LG'QB8AOV_*8RB&M"\2\E%/_. M22B6]A+&-I5!_)0P<+.8A-W\\DUE2Z,3/FL.3*91?"Z+7RW3J4`^JRW39Q(Q MY\#DF01M98*T<3I[B1U)3^Q(>N(]TA.CD9X8C?3$:*0GKB(]F?I(3XQ$>F(D MTA/7D)[,5F4],=V(>RBGWF9!5'SK6)&RBA4IJUAQ3E9QYYRL8EC**H:EK&+8.5G%PW.RBJW=K(&M39DZM/7B M&V:WH=SM%6;DL>_D=7W2$Q,3D]F-F,QNQ,2>Q,2>Q,2>Q,2+Q,1XQ,1XQ,1X MQ,1EQ,12Q,12Q,12Q,0_Q,0LQ,0LQ,0LQ,09Q,0&+@ML8,K#;(.7KU8MASJS M[P/+Y$UE?*I9ASO)Q1IC&#[0Q!K$Q!K$Q!K$Q!K$Q!K$Q!K$Q!K$Q!K$Q!K$ MQ!K$Q!K$Q!K$Q!K$Q!K$Q!K$Q!K$Q!K$Q!K$Q!HN&ZSQYLOO3T]?]V^_OOWY MQP]/G__^M'OZXX\OK]Y]^N='Z<6E_'VZPU]]?OKMI]>W8K'MR6?2@V.;\=BU M.79ZA`F/7:VVC\/&&CJREB.G71ETY%*.G!ZDQ+#R[*TET%N2>R@Z+V!&Y/[*F'3MB.O;T2$IY3+?&>U5. M.J8E#:+QB<7-G$3D'&ZERZ+QTF&Q\_IEO?WEF7$C'1D]6^G&6"]*.7^Q ME?I][*SDV-(IGJ>23=FG;RGUB[G3DF_XD=DU%F-*/7(,>6YECL M&N38RAR+:=[=7&W-%X;Q6NY4AL'I+O&9,C,37YMD*9BF)' MY-N]I$ULEI+O9]R:[TKC,Y"O:=R:KTSC(_)MC5OS78RQ(]=R)';6\DUK3K++?F>^183;[5XC?PFU];\&A4?N=W()"V_7!,Y(F=P&U7;R9%=],A> MCARB9[V7^W:(GO5>SMI\B1^?02)JYKO\^,A1CARC1^0[1Z478MJ24>U!=Q9SX_]FV MVYV$82B,X[=BO`%U5A*-XW6;BUW@!&0^#*#)-Z^?R'Z`9YODI^>\W3N MC+".,&."9W*"9TRP/&X#U08I(S)*24B6"1()LDR02)!EM99JK12'>-G'T2HF44BJDDF*16J:VI*YE:DOJ6E9KJ-9(L>;NH3Y^C>'D M M2D"BE(1D*27K*66""JFD6*26TB"-E!9II3C$RR.ZN&%*V/`]/P:V8$K8/%/" ME+"?-A" M_0U3(OMT].FD]$@O)2!19@MDBS);(%N4V4+!>2W[E/0II51()<4BM90&::2T M2"O%(5ZNU+%2+U?J6*F7*W6LU!_[7/W_Z[[FCY_+S2HN=YOMQ]?%VVK-K\OL'FRGJ;]WPM.@*OO M:?=ZN#TZ_P$``/__`P!02P,$%``&``@````A`(7X]H'Q#P``G$X``!D```!X M;"]W;W)K&ULK)S;7[M:VSK(HS M%4D\GUFSN]>*+2>JV)9+4I*9M]\&B9]-H&FN/).;R/G8^!M`XPQ1'W[[X_GI MXL?V<-SM7^XN!U-B\/FZ?]R_;N\L_M M\?*WC__\QX>?^\.WX]?M]G1!"B_'N\NOI]/KXOKZ>/]U^[PY7NU?MR_TY'%_ M>-ZGZZ'M[<3*^?-[N7RUIA<3A'8__XN+O?KO?WWY^W M+Z=:Y+!]VIPH_\>ON]=J<_*]'+B^?[ M1?#E97_8?'ZB' M'95`5?O%8?MX=_EIL"A'L\OKCQ^J"OK/;OOSV/K[XOAU_],[[![BW;__IDR#!X4H\;5([581R`\7#]O'S?>G4[G_Z6]W7[Z>*-P3*I$JV.+A MS_7V>$\U2C)7PXE2NM\_40;HWXOGG6H:5".;/ZK/G[N'T]>[R^'P:CB?#"93 MLK_XO#V>W)W2O+RX_WX\[9__6UL-M%:M,M0J]*E51M.KR>QF-%`B/0E'.B%] MZH2#X=5L<',[FO4G'.N$](E\GY6.5*ORTB<<`;4?]H5/.SVH#`S0>]4?C\ZQHJJY55U*K`9U9 M4C2A0;L-G552M*$!-Z(S2XI&-&BWHKZ27M?C0S7GS<E7!$3)W%W2OZU.,S,CL*QMU$C,1J;)JC%IHB2( M(X@KB">(+T@@2"A()$@L2")(*D@F2"Y((4C9)D;0:%+X%4%3,C184M/@@(BA M3AOU1:TQ::(FB".(*X@GB"](($@H2"1(+$@B2"I()D@N2"%(V29&U&@^_A51 M4S)5U%#;2TV,$(WF5M=JC)!L+8@CB"N()X@O2"!(*$@D2"Q((D@J2"9(+D@A M2-DF1I!HY6,$J7N7@K6"LC9CH4F]^5`3_TJ0M2".(*X@GB"^(($@H2"1(+$@ MB2"I()D@N2"%(&6;&!5/"RZCXM7J;43K_'>NWI2,&1%-S-YQ:_6.QJCI'8(X M@KB">(+X@@2"A()$@L2")(*D@F2"Y((4@I1M8@2)5M5&D/I[A[(V8Z%)JW<( MLA;$$<05Q!/$%R00)!0D$B06)!$D%203)!>D$*1L$Z/B::ML5'R]M[E21Q"G MK[O[;\L]=1=JXAT!&=$>IM[9*!$S'C49-NOHE0W6-1A3M^4UPOC&[#U.8X3> MXPKB">(+$@@2"A()$@N2")(*D@F2"U((4M:$]MA44B-`ZFRB-T*_[U_?BA"= M0"%$E8P9(XE6$JTUFAF+N;&U*W78JHF41)Y$OD2!1*%&T^I`L&ISD;2*&;7; MU,AL4PE;(:NI1)E$N42%1*5&X_KLLKU%51N4WDB>U=1+U$@40C4#J3(?0PK<2!$I[YZS$2//'\`55LE,X)+C5I#J";CIKAKD%EUFC2\&5A5Y+`! MZL/5J!YIJJ[DP:H1]D$:8:L3!6P`X5`*1[!JA&.01MC*<<(&$$ZE<`:K1C@' M:82M'!=L`.'2$#8'7;5#%A&>\+2($'=,B^U!5V^T.8A+=6)+D6:RTD1EIID) MAR,K^VNV0O8=B5R)/(E\B0*)0HDBB6*)$HE2B3*)W7/(U8RH<1IPLD"H%8*A)2 M,8Q8*I$H!6*I3$CE,&*I0J(2J",,:@_\CC#H+3.[6ZJK!C4&-U=E<&(R:>'I`[,P'ZG46P$H[NYU8 M,VX(`W86`;&S&*C760*K<56R@>TKQ7/VE0&QKQRHUUS`N$-1"?\#M`\ZK.1K=SJ[FX M,+AMM0:A[,.*E0,@K3RW6W`(`U:.@#C/,1`K)QK1,8:Z1AJ,K5DT11(6SH!8 M.`=BX<(2GEA56B)))6P&5>WMWQ%4?130#JI&9J^W#OM7ZB)0!97;ZQJ(=_\. M$(W5S4`P&5M'ERZL:$YNK(:WUFC@P8H]^D#L,0`R/5K'02&L>CU&L&*/,1![ M3(`,CQ-K"YW"JM=C!BOVF`.QQP+(]&CM!4M8O>71;#;J9.(=S48?9+2;38W, ML<`>^5;JWM8>"S3BYN]H*]VOAG9ENE#A?N4!<;_R@5@X`*J'@L%D8C7K$`:L M'`&Q<@S$RHE&ZD2S:<.3B=6&4R1L]RW1TC-8L<<0E4/\5AK-&HW1+D?@-6T6DW-)O8R`<*\:O:`V)R/CZ/QV.[F4&9G$1`[BR'3ZRR!%:U66W.#5;P4\F_UPVH0RV#% MF<@AWYN)`E9F)JR%40GYMS)A#@:=!W#O/IX9RE,WC8S!H+9J[R)@Q1W%T<@8 M#'1"[G0>$G*G\X%8*Y!:(:Q8*P)BK1B(M1*IE<**M3(@ULJ!6*N06B6L.@8# MBN0O&`R4BC48U(BGFY6:?LF(#U;6($:;FUI+8X>M,&"X$GD2^1(%$H4211+% M$B42I1)E$N42%1*5&M'^G(IM]BOJR;TQ.W.253)6T`1:#37B_<5:HSG'U@$B M8Q["[.LGEZT024\B7Z)`HE"C]EV31A/N,3$2"53N0M=6<)S%'6\W-(QOKT,AE*]2.)Y$O M42!1J%%=._6EH49TM0/Y&`DYJPF0F55K'Y&R%;0RB7*)"HE*C;H"J4Z:Q&;I M[]PUT40F>F>-N"VOM%%[2*UMYEQUCC::UZ=0\OK)A2N>0SP@5O:!>/()A++5 MBT*D8>4(B)5C(%9.A+((JZX>5LX@P\HY$"L70MG*.N?79F[XC/''?E MF=I0GY:U-S1+U$@42A1)%$L42)1*E$F42Y1 M(5&IT;!CB:,.D-I]L_^^:5B?-[5/+#1J=[S:B*M]K6UF\U8D:J,9ST`[R@'B[Y0/U M.@M@53N;3*?63BN$`3N+@-A9#-3K+(%5?68U&EJ^4CQG7QD0^\J!>GT5L*I] MT6MKYG5@B>>5+Z.!J+/1=S20RMQ<]6BDINE6`[%RL((53PIK()Y-'*#Z*'AV M>VO-0"X,N/%[0*SL`[%R`*25I_:U4`@#5HZ`6#D&8N5$(_JH3BWLL\D425@X M`V+A'(B%"XWHHQ*^L1I0B225L!E4:BWO":HRMX*JD=GKK?.8U:BV:O=ZH-92 M"*@]J4ZFULV("RO:KS;-2)S">[#B'N(#L<<`R/1HK:=#6/5ZC&#%'F,@]I@` MF1ZML2R%5:_'#%;L,0=BCP60Z='J+R6LWO)H-AO[Z*A_SA[)(R*-S+%`W#?! MBIO_&HB;OZ.1;OX3L:]%$NY7'A`+^T`L'`#IJ^>;F16F$`:L'`&Q<@S$RHE& MJF,V;7@RM>;*%`G;?4NT]`Q6[#$'8H]%ET=YWX2$'2,%-0QCI+!7UV?MA4=* MQ1I`-&H74MXWZ83&`%(G;-\W:2OSOFEJS3`NM"A]4_FB6CU8<>?R(<\KS0!( M?W_#;L$A5'CNCH!8.(8*"R=`9J^UQM446KU%R6#%'G/(L\<"R/1HG7.7T'K+ MHSE.D%9OHSEO2Z9N'NQ64R,:/["S6FDKVB`"K8&X'S@:4<^#E0LK[L4>$&OY M0*P52*T05JP5`;%6#,1:B=1*8<5:&1!KY4"L54BM$E8='5N=,K47_G^M8RL5 MJV-K9'9LJP6O1K65T;%KI++,_5-\_TPGI(_JVSMS^Y4Z%\K<]3P@#KX/F5YG M`:QJ9U/:$)CKYA#*["P"8FKK86Z%9&>(WH2=3ZABZZ%NB.1 M:>B^BRJP*[]T@4)/NM+0C1755=>3]6"\4-^CEW[H6_(+];5X^82^]+Y0WW*7 M3^@[[`OUI77YA*Z&*6]=85E2WI:=>:.KRH6ZY>I2&R_6G4_HXG*A;A=E&KH) MHR==:N7@AEI85Q.C-WVH=KH:&;VJ0[73]83>M:':Z7I"+\M0[70]H9=1Z$E7 M[:QO%T6U`K/;(.5YV9EG>IEPH=Y#DS5`[Q12GJMYW5*CE]3H25<:>@5PH=X> MDVKT)N`BZGQ"+P12:;K\T!MF]*12NVZR0+\-]KKYLDTVAR^[E^/%T_:1AJ&; MZIV?0_WK8O5_3OJ%R\_[$_TH&*T!Z%?@MO2.QXUZ!^QQOS_A/Y3=Z^9W MY3[^#P``__\#`%!+`P04``8`"````"$`],MR0Y4&```$&@``&0```'AL+W=O M\#VT-U-M2_'YU=U[5 M17E=&]9X8HSR:U8>BNO3VOCK6_AE88SJ)KT>TG-YS=?&S[PVOFY^_67U6E;/ M]2G/FQ$H7.NU<6J:FV>:=7;*+VD]+F_Y%>XC+K6Y6GA[;1Y6S: MD\G`*7O41C?)X++)\5V8OE_S:<)$J/Z<-O']]*FXUJEVRC\A=TNKY MY?8E*R\WD'@LSD7SLQ4U1I?,BY^N994^GJ'?/ZQ9FJ%V^X/(7XJL*NORV(Q! MSN0O2ON\-)9 MS1$J6MICUYHLIZP+;[2#NVWGX2K:+:2^O]%P+AJZ7<./ MOBK,N_:1<+WK59>B'5SO>U4+4HJ/,,LM,7AO^VKR'&E3;I0 M!/4M9:N"Y3%=3#;N5)=^_Y5]D'9,Y8')K`WP#O*JABGS?>-.[97Y'=(\$S$^ MC;'4B"U&L)QFLCL=!#H(=;#70:2#6`>)!$RPI?,&4O\SO&$RS!OLE8^@-TNS M:HL1V&2G@T`'H0[V.HAT$.L@D8!B!$S?SS""R#S&`N&I,LD M1PW9=B&=.X0$A(2$[`F)"(D)262BF`0KU6>8Q&1@,L)0=`:XTZEJ@2^"WG*I M"^E<(B0@)"1D3TA$2$Q((A/%)5B7B4M36'?N7&^83.L2]LX71+;$=O0%I@O" M9CM"`D)"0O:$1(3$A"0R44R!O44-NB#,D)"0/2$1 M(3$A"2_Y,7:0%9,8:OE&S`342TA9"N(9`DG M,_8DW+=M1UML@BZHLX20/2$1(3$AB2#4$BB)J"50?@I'OI4WZ.L]]C!!U1Y. M[&Y7WG(PZ\!.`+_\X43J-61['71J&O$:B00UD3!VT:2!RHX3%S6AG5&X$D<<$%JZ9P)%L`B>R":19P$H752E$).6%0+U4A$']\V** M$D0#'6;%F[Z,L)WUG8[SF@_J#1P@G]4>K`>0>-*JH&7_5D39[>05U3IO:(,# M?<.I5KX%V-!NYY4S6^H3*\2(:?=.>T3]TR)$;SXMQBC^-,M=+A9J+95@1/LT M-8=8K2=;^HZ5HC24K>1(?*:W.[,ET+SKW`Y1_XD0"`3CA\,28M2R0WM$O5:$ MJ->*J5:"4:V6VF=6N#&@BD)(B(DA.$:$54*Z9:"48-)`@K[N[HLZ@%Y<002$V,N3HM MMQ:/4A)#H'[T`HS"T5NXVNB%&"$G!I&.,*J7CA'ARF%/M24PP8B!Q&#%WATF MB6I1-HDC)3$$DA-#(#DQ.%(20T3)B4&T(HMHQ0))6@E&J^;NZ#,O_F#U MQ17.AT/5@8W'U1.#1RF)(5`_>H'0LL7H+>:+B:H38H2<&$0ZPJA>.D;$I6UK MJ;TA.QQNIZN4%_RPEY^\7?+J*=_FYW,]RLH7=I`+#3:K#O-39G_NP7<4>*/Q MG37Q6"DT=,?R6/E![T!Q`6V&[L!9]D,[`MI3?';&/:#DVQZ<$M$G^%,/3D8H M?YAY#]`[>L.?>7!(,,`=#[Z3![CK^4,Z6]>#[QH:OW,]^`8;X`L//D0H3UP/ M/DU.K`SRP8.WV'TX=05_MJ2PW?[A'WB',NRP1_L`=W?;S;_`@``__\#`%!+`P04 M``8`"````"$`/8KEVRL.```&0P``&0```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`!FL;A#:(;!#;(+%!:H/,!KD-BAKH4GJJ'-'@_Q4Y4AJ5(YS=&0`GK6\E M!!%HLK#!T@8K&W@V\&T0V&!M@]`&D0UB&R0V2&V0V2"W05$#C830W/(K$J(T M=&&K%4U_?-?,P$S'.#0TJLH:-D/F54B5)4&6@JP$\03Q!0D$60L2"A()$@N2 M")(*D@F2"U+422-I-+O_BJ0I#4V6-#2JA(Q<*R4S$W0I:U5(E35!EH*L!/$$ M\04)!%D+$@H2"1(+D@B2"I()D@M2U$DC:W0I%EES:4GQSNN3TI19P]F>&5)/ MT!:'90I"E("M!/$%\00)!UH*$@D2"Q((D@J2"9(+D@A1UTD@2K7D: M26I?Y6.MH**;N3!$K^+5A7\NR$*0I2`K03Q!?$$"0=:"A()$@L2")(*D@F2" MY((4==(X\;3@:ISX_W/UIC3-C&@RO*L6"W,3PSE:5(1GPOYXTKPX+:L@5-!* M$$\07Y!`D+4F@_(^M%PMAB(FJDCM$(?6(B>N@G"(B2"I()D@N2"%)OH0&WFC MA79+WFY'5&'GI_WVC]E!W^2V%))+JVN]YE:29M8TJ6?-Q-2RILE`]82E>G_H M6EFK@G!*5H)X@OB"!(*L#:EE31-:X:"OJ&IUX1#C*@C-$D%203)!_,FMWMTC:[X:S"H3L["@%%YD]7O.=9= MUK)Z'>=EI0G=U()XMM2O&JD[-Y):XR&H7H=B+:2A+8VJ1D9J'6EO0UK4I8TB5#L3,I]#KD(DM*4*:6,&95AJFEDTJ)9&0VIYY&:U M43[I687(47@_*XD\B7R)`HG6$H4211+%$B42I1)E$N42%4#EF&TFC0JLD;2? M)$>%6\G1J)X<3>K)$S*V<[<7_-AS-16*V61R=R0>GI$LZ4)HB/FJIZ^.U^,!SVK>7U"FJWRK,'Q+WY\%SL+4"4 M[LWINR-KYV4--?<6`G%O$3P7>XL197KK#8<]:PV3P,W=I4#<70;1Q>YR1-'= M7I6I_L0ZG07T5"JU*%ZP-:^6ZI;]TJBZLNB5QKJ*:D3K(%3O7'ULHN8!OFE< M`/&F\](@VL-!PQ6B)A7R@-CE`[$KD*XUHM@5`K$K`F)7+%T)HMB5`K$K`V)7 M+ET%HDI7,T?J[M[.D=M[[Z74[!'4*]^@>N7W)]8(GJL/K%36.!\+@ZCRD:(E MD"X%UQW?]:V]LA5$7`H>$+M]B-@=`,$]&M^-F\O@-43L#H'8'4'$[A@([O'` ML78H$HC8G0*Q.X.(W3F0=M,'MJZ]?UA`5+J;65=[`W;6G;]S,^F8_8?Z"-"( MBK0^5UA3YMPT;-2MV;EH#!TY]^NH8:^<^WNW]FWC"F8N(`^("\@W:'"QL\!$ M59W94_$:9NXL!.+.HJLZB^W.7&L!FL#,G:5`W%EV56!?2-LS3Y MT;RO]C#$Z'K_K:W>"JDMT6;J,V)U*>`W/C>H,8/HJ#YOZBP1Q06T`N+*\X"X M\GP@=@5`[%H#L2L$8E<$Q*X8B%T)$+M2('9E0.S*@=A5`+7,`)3)BSFZ;L6G M+-:E6:,AW;#65@BCYI0ZIPR*J[5!?"5;FJC&U=I$\0CPI,L'8E<@76M$L2L$ MXC**@-@52U>"*':E0.S*@-B52U>!J-+5F+=IE%_.VG4KJE+33!L0'__<(/J! M"_$"B$?=$HA'W0J(1[`'Q"X?B%T!$+O60.P*@=@5`;$K!F)7`L2N%(A=&1"[ M;H\AY1&6[E0F_V-"Z<\J;)-*Q?.('HRLBU)RZS#[0Q=X"1.G>VFZ:$,&]A4#<6P1TL;<84::WMILFA'!W*1!WEP%= M["XW4>HC83[AXJ8)+IJZ:E$_N'CV[;VMGPP?N8E5&IH728-HT'(IZX9T;$!+ M1/$P7P%QR7A`[/*!V!4`L6L-Q*X0B%T1$+MB('8E0.Q*@=B5`;$K!V)7`=12 MRFI'J+Z0^4DNQ#;3K*]1HY3[$^L&8XXH'G\+(+Y2+`VJ7PT1Q6/9`V*7#\2N M0+K6B&)7",2N"(A=L70EB&)7"L2N#(A=N705B"I=S:LA[6@TTJ,_@'[GO6M? M6:P)V*!FP5JW;G/3L%%4NN&0[X*6)FJH/CG]=N_V!I9F!0T/90^(A[(/#9L# M(.J3IQ7[)G`-%^M#(-9'<+$^!M('?M>S1VT"#9M3(#9GT+`Y![IXX`5<+66I MMGKJ96GG_&K++!V)7 M(%UK1+$K!&)7!,2N6+H21+$K!6)7!L2N7+H*1+74YB_95Z+%C:C-EGTE5^PH MFX:-VM0-?[*C;!JZ>EME,!Z.K)OO%=0\[#T@'O8^/,TQ;FU^!(C2O;4NCO11 MTR2(RW0H>XO@N=A;C"C3F^/<]:S]W01N[BX%XC>7072QNQQ1]`YX?I*+H^H- MUJ-^M#BBY=BOJ'REL:9\C6A`XSS/^P9Q52R`N"J6!C4JWS3D"O/0D%T^$+L" MZ5HCBETA$+LB(';%TI4@BETI$+LR(';ETE4@JJ7R[=V?GRR:Y"Y/O]KEX2'A M]JPZG)NH1HG+C1]$]?7EMVWK&"$\YCT@'O,^$*\E`R"X6[:.$<+N$(C=$1"[ M8R"X6[:.$<+N%(C=&1"[*!5RRIM4- M[L6D7[?B*C7->1>(W]+M_YY.\TFB-`+/) M5+\?ICM9:T_?-&S4K6[XDS6W:4C?L56WR/1)GK4J7<',!>0!<0'YT%Q?ZBP_D[W;#@MRL6SS>^F M13G^+;YPW*EZ"HNF!NL5>L9JJAZJDJ_0(U-3]8R4?(6>@)JJ1Y[D*_1=\T_E MWH/5RXR^@UY.M3;O3XO6>)>^L][F'TP_T3F5'<\&TZ*=DK97Z+%,.B5MK]!3EM1/VROTN"+UTW;,]/0A]=/V"CU,2/VT MO4+/!E(_;:]$HVE>WD58[S,:3_-QRQDK1M.BC2\F4WJP7)YA?S*E9\,ECR93 M>KQ;\FPRS=OX;#2=M?4['TWG;7PQFM(W0J1_,9[2=PXD7X^F],T#RKIYWCU2N>FG<8[Z[QB81W/,T_Z?#V?Z.P0T6]-W MI^GO3>SHVTL]]96`Q\/AC/]0Q]WJ+UC<_P\``/__`P!02P,$%``&``@````A M`"0!&F%8,@``\@,!`!D```!X;"]W;W)K&ULK)W9 MDAPWDK7O?[/_'6B\'[%R7TS2F"JWB,A]7^[85*E%:Y&4D>SNF;W[CZ^]0O_S/1J??OOM_;NGX:=W__SP M]/&K%_G\],?;K]+^+[^___,+U#Z\NT?NP]O/__CGG__U[M.'/T7B;^__>/_U M?Z^BKU]]>-?/__[QT^>W?_M#[OM_:LVW[Z!]_3\D_^']N\^?OGSZ[>L/(O?& M-Y3ON?>F]T:4?O[QU_=R!Z[;7WU^^NVGU[_4^I=:K?GZS<\_7GOH\/[IWU^B M_W[UY?=/_YY\?O_K[/W')^EN<91SP=\^??J',\U_=4@*OZ'2XZL+5I]?_?KT MV]M__O%U\^G?V=/[O__^5?S=DEMR=];_]7^'3U_>29>*S`_UEE-Z]^D/:8#\ M[ZL/[UUL2)>\_9^?7M>EXO>_?OW]I]>-]@^MSD.C)N:O_O;TY>OXO9-\_>K= M/[]\_?3AZ(UJ0JR%@W'^\M%:$C(PJE)7_NA%C;CCX M=KX\6FH(%_.D](G1J4>SWE45-'U+C_>-$]UA$] M]9?[L0X_NO]X6:WPIYNA0LE:]X=:\Z'MR(U(J,.;[C_N\\D;/U]>I]_AVZ]O M?_[Q\Z=_OY*'FMSZES_?ND=DK>_D,/'ZZLNI^%LSL4S!3N47)_/3:PD1F62_ MR//C7S]W&IT?W_Q+IOQWP>:1;6JIQ0`6;GYWLD,+1A:,+9A8D%F06U!8,+5@ M9L'<@H4%2PM6%JPMV%BPM6!GP=Z"@P5'"TX6G"VX1."-A$D9*S(__A6QXF1< MK,#+CP`:/'43&+!`D:$%(PO&%DPLR"S(+2@LF%HPLV!NP<*"I04K"]86;"S8 M6K"S8&_!P8*C!2<+SA9<(I`$ADR;?T5@.!E9N$632..AG4;"H[=QC_ERIFFE M)H/2I(P6(B,B8R(3(AF1G$A!9$ID1F1.9$%D261%9$UD0V1+9$=D3^1`Y$CD M1.1,Y!*3)(CD^?E7!)&3D8>9A&H9()U&-PV1QV!T*XI*DS**B(R(C(E,B&1$ MR('(D8)$$CZ]XD:*JS#ECK.NLT-@+QV02WTVW7EZ@)V60EB:1KYF4L+XT@79#TE&QF);DA/2^-(+T@Z279K$H22YO% MW[HT@O0FEDZ<+4F)O\+93B9UMB?B;+1A$&PB[Y8DOAD3%*/2"$)C3V+ODDU6 MDEC:O%'EI1&D"Y*>DLVL)#>DYZ41I!Q-*)=R6! M5.'='UQ"]NOO[]_]X_&3SP=7S/4-&:4^K>%$4M]Z$OLVV$2^]:3I\]3N<3`B M,@XD&J:DDY6EM$L:M48Z`^2E$;JD(.DI2<_*4K%T,Y6>ET:07I#TDJ175&I- M9!/K)%YS&=^;;MM]^E,<\FPZRLFDCKLJNPT"W,P@D.NN1D@WE<6T6^H-T^.C M4$Y>,2`U9C1AE#'*&16,IHQFC.:,%HR6C%:,UHPV0->P3ITF_B"G2?A_8_<& M@\N]Q%LG!23Q4;Z]-6HF!S`(!27/"P<,@:1\6;#>,`^'$:SJ_C'<;=0?C,D8 M)HU2>P*DU65`-ZO+8>6KJ[>:9GXO8*"538&TLAG0S`:GT/"#7?5$7F.7C`@7C\581 M#J$[M<85"FJ-:R!T5+?1,?&^@;Q+`A4I/@51Z!J32I7%>X/60]8F][E$ZTNVR<>#V6-U\H`$\!-(`'@'Y`&ZT.Y1]'L-$ MA^,$2+4S(-7.@<)(ES,%:6`6,%#E*9`JSX!4>1Y0.M#K9D9?H&`\.BI\3OVT M0D&M<0V$?NIV;99^`Y.*@>Z2,+'+W2OV'9.\*V86=`'%M]2HFWX=N%USYWH- MXR&0AO$(R(=Q0X:[3>V-8:*#<@*DVAF0:N=`S>L#1.9XZ_G00A6>HH@*SX!4 M>`XD3BO'<:-N%C0+6#TSVJF;5BBH-:Z!0CN9L-3"H&N\NZ?(?G0[(F M'O0>F4%OGLH#=]3!#OJ`-)A'L/+!7.\T:P]F.A[#1(?F!$B'9@:DVCE0&/2- MAFEB`0-5G@*I\@Q(E>+!M85`QXEYN)O>ZG^A>F8-S9(3OS>Y2._X:9B0:A8/+0]P4;>H.C M8-4(4UJOQ:O[4)L.T@E+9]!1Z1S(2]<[#V9\%I!1Y2E0//RIT7,HQW-ZHV'6 M70MHQ6.F(@["[6F-*\CKO:R!_+TT)3-GHFZCM;JVEP90'-1:&@=WYG2< MC%D"!!3?8:-AYN^!>R6PLT)`>HI6/8Z,"=`.G`S8!4/`<* M42;*9NHJ8*'24R"5G@&I]!PHF1-LSFH!JSAB*F*!>FJ%@EKC&DA[2@[(IHN: M#6QX5G"G\VY&PUV)V:M*&@P!I;."70["2*-]&%`\*0#Y.ZSWFB;8QY#1D3L! M4N4,,MIW.9!+,?_KY[;1+2"BNE,@U9U!1'7G0+%_&PUS]PMHQ>.%HP!66N,* M\EKC&BB$](/=/]I`YGHOR80@K]JW0^"^">$J8V+`*0O2_AL$*VE-F2P$TKL9 M`6DR>`RD(W("I%H9D&KE0*I5`*G6%$BU9D"J-0=2K060:BV!5&L%I%IK(-7: M`%4,TZID7#QIWS=,.3=7K\K-F8EV`",-P6%`S21V*<,;K%HN/?BOGYOMFBQ8 MS"@80UR#9`*D]65WU9>G]37:O;I]R$-::YL":6VSNVJ;H[8DJ6?[8`'YI*,?9FA;D[_=XY])V/&?D`:\0-WGMM9*1HR M&C$:,YHPRACEC`I&4T8S1G-&"T9+1BM&:T8;1EM&.T9[1@=&1T8G1F=&EP2E MSPU9XU3$#L[*WWU8W1W5M\'C47E`H]TP(3U`H3B6@DZ\)\)'-+C@.*!X&Y^M M,D7Z'M>PC]EQ3OZ\,J=G@HF#B\9EX\1UQP'%#B\%(+=YYIP;C+ MS.M,KE8H6+#\E*UFBF[(S]4*\@N67[+52I'*\PD.M8+\)I%/'>Y24^QP?7.\ M;Q'B$URR^80J']U?ND@$).X.5K&[/8H/)K$E#TW,E@)5[79"T= MYE`K-+4`4ODIR\]@EXP$+?[6/8]'^M0*W3.F-&$4<8H9U0PFC*:,9HS M6C!:,EHQ6C/:`/&QCKK+#%FG/7^LXUK,+,U\CLDE!4H'4#9\$`HF;VHA.15/ MN'RL`P7]JVB[W6C;+=4Q3/2E:0*DD9\!W:PNAY6O3MXPS%*A@(%6-@72RF9` M-RN;PTJ6&E'7F9>,!:QDO5M:5;S8A][41JQ0\&8CUK`*'=SHM6C?!R85;Y+B M=0JCYW?\ZJZ8"2./W/.BO$L^UA$*RF2$<3P$TAV4$9#?S^A)%MWN&H]AHF]N M$R#5SH!4.P?RVJUNVZQZ"ABH\A1(E6=`JCP/*-WWL=L7"Q2,AUM%-(3>U!I7 M**@UKH%"/]5KLB]N>L8S8]CHT)T`Z:C)@%0\!\(0L8_V`@:J/`52Y1F0*L^!TAG`S#D+ M6-V>`6"E-:Z`M,8U$#JJ4VO63$=M8,/C71*I+W*Z,S=.]R@=YW9X#J[UI(^V8UAHJ-Q`J1C(P-2[1S(:]=J#^9-H("!*D^!5'D&I,KS M@%PGZTQGCP\N4#`>'#S.8:4UKH"TQC60OY?FPT.S:W:K-S"I&.=5R4+7^&?& M.V<'91_N&@WQ+?&ACF"5C'=?4!*:F/5'L/)AW.C*BL-L4XQAHH-R`J1#)`-2 M[1PH'.IHFKXJ<%V%IT`J/`-2X3E0,MJ;=FL/5L^,]M`G6N,*!;7&-5#HIE:W M9?]R?P.3BL'N,FQVC7B'YUTQ,^@],H/>].N@$:PTF(=`&LPC(!_,]4ZG9P\" MCF&B0W,"I-H9D&KG`ZZ%BBBPE,@%9X!J?!,Q;][^%R@8#Y"* M,4_=M$)!K7$-A&ZJR1@QSW:85(QYE_R*/?_,6'?FQN,!Q;?"9SH:WBH9ZP%I M$(]@%1Z__ZXS'0VG8H+! MHW3XTYF.4#!>VP=^+V6S%INB#9Z31[]H38=I!.6SE@Z!_+2M8Y=E120 M4>4I4#S\0PNUT7,HQQYN-$T&9P&M>,Q4#/]P>UKC"O):XQK(WTOSH=LRD\U& M:Y.^31(Z#9<:LW$0;P_>E]"YRIA`"'FX^`[Y3$PJ9@5GDOOW96G;7!V+Z!T5C!C8@`CC?9A M0,FDX-7#I%#G`[Z0T9$[`5+EC)5S('^FP[R8%=!0V2F0RLZ@H2Z9`\7N;=@8 M6T`K'BX50>!O/IHW5Y#7&M=`/@CJ7?LW#QNMC.:#JEQA33[!)\\K]]>6F`[N M_]/+1L@91EE[H/A>[>[W(!@E,X.7`I:<3P1&G/!":.,4T8'1D=&)T9G1)4%IC,CJ/8F1[WVH.1T3/!Z5YROY M`UC-4"B.I1+IPY'/5W+!<4#R^,;<-6&K3%$D;SS4K0Y#XN"9Z*#8Z03.GUT59(\\Z@1O%'<"%1N%8E%WCH$T:"8!J50& M(ZTO9U0`5=RPS2(]<\.<(FH&)&_O.@)L&F<0K.(<$5"\*.*39K`*:5)YS;/G M/,8PT:3-!$A'5P9TL[H<5JA._BC1)#\+F'!2UOVE3#*TGNG,D/!0WSU>%21Z MXO$N?_>=;A$.8*79S"&0[C6.@,)9B6Y'OAU@WI''L-%4Z01(Q3,@%<^!("YG MN>@L!FRNXLDO#.Y[ MT+7X=0Y([V<04!)IOF"\.P8KG<#'0'%DA8)Q9)%6CH*J50!51-++WD5:_"X2 MD,Q,>"0/@-2'0R!YP)4/`Y[38>4GCT9+_&H/=8QAHWT\`=+Z,J";]>6P0GTR MJ7?-3%C`IB*.W)HX'H7/3%9A"1W-ZJV`]%X&`27QXJV2>`E(?3Q&P3A>@E4< M+Z25HZ!J%4`5\>*6HB^XY[!RC>_9H_1)9O?N!_)7H]>)2%TZ!-*'S0@H^*_J M,U$PT2Z>`*EV!J3:.1"T^=-*!4PJ0J-J+?W\6:P6KYV!DN<9?5HI6"51$Q;= M.FN.8.5GY,I/*\$DCJ(@%$<1:>'6_5I'^C$L>9U M(ND,.BJ=`P5I_A).D4BG*TRWMK:A]AT/?R=CUDX>)0_"@.(X"TAC8=3R2*8' M=-XX(#G.#S0!4JT,2+5RUBI@Q7'4MJOM[XJCJTK:%4!R8^73OF'WU`?!*G+V M,*!GC@?`JORS]XKOPT`\"BX@[><,2O)4+!M*RY(<5EH??66E@#A/;NWG%NOW M+3>O,M=NUJ9V[#GT1UA)G>4-V>TIM4%P#1F-&(T931AEC')&!:,IHQFC.:,% MHR6C%:,UHPVC+:,=HSVC`Z,CHQ.C,Z-+@I(9K>U>`7A&>_'VU%7'C&/_=N&^ M$UQ&DWR6SV0=4%!7&D-&(T9C1A-&&:.<4<%HRFC&:,YHP6C):,5HS6C#:,MH MQVC/Z,#HR.C$Z,SHDJ`TGE[V2MCF5T(@#8@!HR&C$:,QHPFCC%'.J&`T931C M-&>T8+1DM&*T9K1AM&6T8[1G=&!T9'1B=&9T25`:(^XUDN><%ZY`V_YE-,IM M/P8DZS<\FP8!Z>OI$$3>0LIIJ=$R!^A&:@6I,:,)HXQ1SJ@(2+YY`?DIK$HR M`TE;:A;4<[6"U(+1DM&*T9K1)J"HI5M8E2W=@<0MK=GOBN[5"BT],#HR.C$Z M,[H$Y%N:!IS-.]BEZIV+*,Y'M#V2MZWK6=.*WP,*%M$G)(8HE"QP[7[E2*W0 M6^.`9+4(-&&K3%$4X#63[<_5"EI%0-%NZS2@J/4S+1C+FV7B7*T@OP@H:OV2 MK5:*8GG3^K5:07X34-3Z;4!1ZW=:,)8WK=^K%>0/`46M/[+525$L;UI_5BO( M7P+RK4^#UZ5+_O/9TJF8]9E'$KMHQ:`=K/39.PS([?R6TR7M%8_4"EICH#A8 M23Z#52PON:5TD9BK%>0+()6?!A2Y>P:K6)Y:/UF:AO(")5K<$TNI60#>K6\-*^]$<9MW`0FO;`FEM.Z"; MM>UA%6Y._J2P9YX[!YAH=4<@K>X$=+.Z,ZS*F[.>N\#B6ELZK;HDKUT#/+\C MU';%S$CP*-WBH%]4"@6C;8@AD*X61D!^&Z+7DV^NI\_M,2RB3#10E(D&4ND\ M(+G%:_Z_;??G442%IT`J/`-2X3F0;W.MW://5RU@HMI+(-5>`:GV&BALR_1L MKFL#`U7>`JGR#DB5]T!!6;Y.VS-KR@-,5/L(I-HG(-4^`WGM1MO^DMH%!E?E M)"P[=@O@]L1\-4_#$2B9F.U?>0^"53PQ`^E*=004QG.OTWHP)W?&,-'Q/`'2 M\9P!J78.Y.?<'L4CKJOP%$B%9T`J/`?RC98O7+0[=H:%B6HO@51[!:3::R"O MW:X]F-SK!@:JO`52Y1V0*N^!@G*G5>N:F?H`$]4^`JGV"4BUST!>N_-@/[IU M@<%5.8U'F8&3:?*9>'3F)AX]2J='.E_0"58ZL(9`.K!&0&'0-ENV_\>PT#$[ M`5+I#$BE\X#"]&C?[0N44-TID.K.@%1W#N2;7&MV[+&R!2Q4>@FDTBL@E5X' M%)ILO^NW00G5W0*I[@Y(=?=`8?J2#\28*#_`0J6/0"I]`E+IJWXV`^LTNU*^\B&E8[; M"9".VPQ(QVT.=%.^@)7*3X%4?@:D\G,@/RW(YV7XVRHP4>TED&JO@%1[#>2U M:_66/<>U@85*;X%4>@>DTGN@;S?[`!/5/@*I]@E(M<]`WVSV!197Z31$[3[- M?8=F.KQ?$Y"9,DU8#6"E(VX(I"-N!.0'LQS[Z)AESA@6.I@G0"J=`:ET'A#F M'[M4+5!$A:=`*CP#4N$Y4)@SY7MK]NUO`1/57@*I]@I(M==`F(_;9F[;P$"5 MMT"JO`-2Y3U04&ZW:_8,[`$FJGT$4NT3D&J?@8)VS_YX[04&5^4T+.W6T#-/ M<-X#Z@24SIAFTV00K)(9TQ=,9LR`,'B;-FK&T-&Q.P'2L9L!Z=C-@?R"LO5@ MIO0"UU5X"J3",R`5G@/Y-M?E8#BM)\-=J?02A51Z!:32:R#?Y@;]/BBNJ_`6 M2(5W0"J\!_)M;O.1K`,L5/H(I-(G()4^`_DV=SLFTW_!]:MP&HJ2:$H6DW?. MD*Z8651ZE,Z0]$DL]X/V4C!^YP;2L34"\F.K6;0FDRBL@55X'A!G=O.MM4$)U MMT"JNP-2W3V0;W&G;;^?>8"!*A^!5/D$I,KG@-!B,^8O*''536/1;9S8_$^< M5K_K3S8Z8?LE7E\&E,R6IEV#4"Z9+'VY^,AFL'*GOW6CR.98Q]#2@3P!TH&< M04M;F@/=E"^@I?)3()6?04OEYT!^GI#W\#23M8"*"B^!5'@%%15>`WEA([N! MALIN@51V!PV5W0-]H[T'J*CP$4B%3U!1X3-097LOT+C*IB%:N?/SGWPXJE/N MYF#CZ3&@="8U4_H`1CH6AP&Y/QV+8M,4'`4K.9A_33K*7RC;8R%C:.O0GP!I M==E=U>5I=?6V_174`LI:V11(*YO=5=D\K:S6D)]YLS]=N("XUK<$TOI6=]6W M3NN3[Q_:U^<-I+6V+9#6MKNKMGU:6TV^`B^WEX[@`\2UOB.0UG>ZJ[YS6E^C M\]`U[RD72%]K2P=*U:Y6/)??=QBE$[:T=.@^`NGR9\!HR&C$:,QHPBACE#,J M&$T9S1C-&2T8+1FM&*T9;1AM&>T8[1D=&!T9G1B=&5T2E,:.3&!_P3K`J9@E MJD<:3(..)]'N.H@\^LM)E`_.J15F[3&C":.,4F9T`;IJ)0_H;M7.S\L7=U<9$W1A0Z>,DT$PBI[06BSR(YU_4RMTSIC1 MA%'&*&=4,)HRFC&:,UHP6C):,5HSVC#:,MHQVC,Z,#HR.C$Z,[H`74,N#::J M/9KGS[]U>8\&*'EPVMS,(%C%>1X@F,=RMAY0=8K=[H2A8L#9HQ;'1`3X!T0&=`NIK-@<+H?:#=OP(6*CT% M4ND9D$K/@;QTM]:RSEW`0J670"J]`E+I-9"7;K;M2:X-#%1Y"Z3*.R!5W@.% MSF[4Y"%D]DT.L%'Q(Y"*GX!4_`P4.EO.)9MPO\#B*IW&I-N9>4%,.G.STO0H MG2)MSPVZP4I'UQ!(1]<(*(RN>KO7HY`,0CIR)RBEVAF0:N`TQ4^PBDVB<@U3X'%-K<;%$HQOY+0[%J2TATGGMJ\[Y/-Z!T MFC3C;1"LDFG2%TRFR8#\X.K56@VC,X:.CML)D([;#$C';0[DI1M=NW-F0F2S.P![#2D38$TI$V`@JCN%=OVB^TC&&BHW@"I-H9D&KG0%Z[7;<_35#` M0)6G0*H\`U+E.9!7;KI=TW31L8"%2B^!5'H%I-+K@##UU,V?YVQ01(6W0"J\ M`U+A/9!OL_Q!EWQ?,FWT`2:J?012[1.0:I^!0D_+3^.DRA<87)73L)3Y[27/ M;F=NGMT!I1.E:<&@ZZV2B3(@'6`C6/D!UN:?%QS#0L?N!$C';@:DTCF0EZX] MV./@!0Q4>0JDRC,@59X#W3PFLH"5RB^!5'X%I/)KH)OR&UBI_!9(Y7=`*K\' M^F:7'V"ATD<@E3X!J?09Z%M=?H'!53D)RU[5+M#SL^6U6!J>`:6S)9V$@Y6. MLR&0CK,1D!]GG;K-RXQAH"-X`J3*&9`JYP&%:4=^82X=P`6*J/`42(5G0"H\ M5^$XFV8>%@L45/DED,JO@%1^?9?\!@55?@ND\CL@E=\#?:O##S!0Y2.0*I^` M5/D5J?_*FY_0WK`M):VQ1(:YO=5=L\K:WYT'ZP M^V0+:&MU2R"M;G57=>NT.NE,FRS:0%IKVP)I;;N[:MNGMOF7:*W>]]-G:L>O*1UC%6Q4T M8H*2+IZ&6@Q;IB-&8T831AFCG%'!:,IHQFC.:,%HR6C%:,UHPVC+:,=HS^C` MZ,CHQ.C,Z)*@-+ZJ]H[DK--+?X"MQYM)0'$T-=KF\3Y0*P3/D-&(T9C1A%'& M*&=4,)HRFC&:,UHP6C):,5HSVC#:,MHQVC,Z,#HR.C$Z,[HD*(TGM_-R?X*] M%W9X=%7Q"*03S(#1D-&(T9C1A%'&*&=4,)HRFC&:,UHP6C):,5HSVC#:,MHQ MVC,Z,#HR.C$Z,[HD*(T1EQ./8\2_EKQ\SO&Y]6311VC0"TCC:0@DBT8]M]$U M^;.16F%F&C.:,,H8Y8R*@**#A5-8:5-G0$E3[4_ES-4*35TP6C):,5HSV@14 M<8JPY[8+V)4O_%CI5<6\888]#9T8!K#2WAD&Y'Y;3!UI]V!&:H7>&3.:,,H8 MY8P*('U9F@84G1"=P>IF4^=JA:8N&"T9K1BM&6V`KDU-QV15SO\_^F7['F\' M!!3[U!M%I_2"C?QZFOLS(_E>A4DKC-0`731&57HN<0*K\D!@!E(*F_?57`T@ M7+#P%%:E\`RD%#8MGJL!A!"Q<^21ML$U0!6T9@$BIP^JF#CDD4#$4SE,J!( M+J]@1P18E4[DEF,JM@"*Y=07;E*S*:2X_&H^UVT>?)"<@ M]M99@24Y5OMI+?&6-XNSK"632_I8M'MXXL%0U.?OY-MF:1)$W!D,-#,X*9D^ M[<2?P>YF?>+B8!8V6;IV)UT<3A6*PP/3"L7C@$C$:_;;:3)#D+C$`XE+/)"X.#\1;_7,QI7X/A9/'LUR:OH9 MW]_W;/8ZUODA8:?>$%=[EDX:@>GR6F:(P'1Z%.\&IF-&O$MZXEW2$^^2GCB4 M],2AI"<.)3UQ*.F)#TE/?$AZXD/2$Q^2GK@MUC-NJTZ>O?#M1S;X*V9_SV3W M`FLC\5I@R0#U[)G="A25GSUUJ^J6/:\H7@W:&B7B5:I/O'I/?>)H;X;MD6;7 MI)'%[52AN)TJ%+??4Z%$0JC0WV#=/EHD+*@^"0NJ3\+BGOHD4D)]_FL(C4[3 M3%02-W&%)FYLDLQ.]?<.=\Z>R=%&'TPZC"5PB,G,3DR&.S$)#&(2&,0D,(A) M%!`3OQ,3OQ,3OQ,3)Q,3OQ(3OQ(3OQ(3)Q(3MQ';5K!=!=M7L$,%.U:P4P4[ M5[!+RDQ8N4P7KR!>G%>K/824F;ZH/X+);V5%$U*P4R9Q59:-EF:46XO,(">A M5A8%DU`C)J%&3$*-F(2:9W&S.S)1,GL^ZFJ0<6V2&YDGT4;42?<0D^HA) M]!&3Z/.L(M-6>_A+4FU>QBX1?+(M]6U(P"6^]>R9=!NJ$#-TE/BV+`HFOB4F MOB4FOB4FO@U,WPID&O$L]6U9-O:M>>>5F:4T0_/$M\3$M\3$M\3$M\3$MX%Q M\JWV\)=GW[RD];//MNFPED<#)>!*5*:=S*--GA.AD!Y2$@=[%GW001QLQ<6_ M9=&0WC.N$&^7%G"%>)O$Q=M67)X99='JW*'XN;2`N/B9Q,7/5ES<7!:M;KDX MO;2`N#@]%C?3]5^3D),3Z17+1TK)16;12*"<7&2&FQ!_4PWB;V+B;V+B<&+B M8F+B8F+B8F+B8V+B56+B56+B56+B5F+B2&+BR,`JLCVU[TS17RI_9+HB:N M,)VS)>+2J+%O;G=]-45NLB*8/$O/*]H_F99@"F:ZN))@\BQ*I,G8#TRR%V6` M->Q?6TCX!+DXA.OV#RIEAJ!:):*H5@F?REK-SKK$T#VU2EA1K1)65*O$4%6M M]D_")9#NJ55BBVJ5V*):)9`J:S4G"26:GJG5!)C+-F%:JLGBP0;8G:F!FL]: M2>5XC#_6P#3'(^$4LELZ!0GH2**0G44%Z M$@*D)R%`>A("I"?^)CUQ+NF)W.><'GC%*OA3R2 M/A+%:X$EDX!GSV4"0]%O9P*AK5$BPY_J$Z_>4Y\XVIO=R`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`^^]]WO M:',9^=WWOOLY;;Z2R96\LA[Y(7*Y4E6FD#+NU\99;2I7W(^.\Y697)E7UB._ M2"Y7JLH\2IG'RBL#N3*HO#*4*Z/*>N1WV^5*53UC*>-^G)U;/9$KD\HKPZ;T MCM_M,JN*8;/3'\E19E;+Y$I>>678;DI?5RT]9W)E77EE)U?.E5>&=7D"UJM: M\-AL]O^/K7-;;1"(HNBOA/Y`B@A#I.1!1QV-M_H'EIH+O1B,T-_O5FD?9+W% MLS+[;"5CML.0A.LOZVY<1R(1$BL2^^3-^KK6.";1F`1)*I(B<2(9]G'JD^&8 M7&-R))7G!]7ZST&;,ZU%:B2-R*M'9]IXFHWKOIR-6N-I-J):*[46B9-:AFI. M:AF.R:66(SF)G)`4(B6>3R$')3HHY*!$M=8H/,&G6MENCI)`0O4/42L2B9!8 MD1@]6WF.T;.5YQC5$JDE2%*1%(D3R=!!88*29E6A($AIKS@H(,)UJ4Q04;TV M04WU1M.9^C:*F=2WF1\EH&]J@I3J3K*OJ3O%!U()S>*?-#W9!3BH1X: M15&H1T9!%.I6-U;R:17>R:<]*-2#3F*"9*GO_R?SX_AR[RY]V8V7V_=C]]F? MM23SO&SJ&V^7>3UV/9B&NY9JGG9OPS0-7\O+:]^]]^/\!NTB.@_#]'>@+X#] MSS!^+,L^QU\```#__P,`4$L#!!0`!@`(````(0#OT_MX?2X``"G\```9````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`>- MR@*!8_[CA>>*&#))`K?SSA5!M'"C:$[T+1!%YC_@\VQ>/"P02>8_7GBJB*6% M$TRS3G6)6#+_,3H=9X6)\%TBE,Q_V)Z;6?&[1"B9_QA]3B7IFV$J.\V,^W=? MW_WTX^?'OU_)_49P^!(<0'$.0A"`-01:"/`1% M",H05"&H0]"$H`U!%X(^!#(,J=X/O,:A&1IYEG.1=78;).]B8N]^8X>?!0(\FXT@K*W"ER[Q)O\.5V_CT&W\C(Y"\A-@[L MY7KM#^VU-9H:_=%D''U%#HH<%4D4217)%,D5*10I%:D4J15I%&D5Z13I%;E1 MY%:1.T7N7>*-OCR1?8_1-S*GT<>H75OB#O5J<^;'PVXT0K>](@=%CHHDBJ2* M9(KDBA2*E(I4BM2*-(JTBG2*](K<*'*KR)TB]R[Q!EL>HKW!CK^PXEG,6/MC M:LGP(FH>K':*[!4Y*')4)%$D5213)%>D4*14I%*D5J11I%6D4Z17Y$:16T7N M%+EWB3>`\F#L#>`W/F4;&7]D!W)^,3Z0[:P-QWH_$L[PJTWPZ'T8C9#1QX&L M3R65T]-XHFS2@5RX-X_E,GATR$8C2.=*NE#2Y=C+/>K@D:,:C2!=*^E&2;>E/<=UH!.G>E?9&5]XVO\?H&AE_=`?BCJZU<497D8,BQX&X0ZELTH%X M0[G:!,_RV6B$BY(KZ4))EV,O7N_5YL*_WM5H!.E:23=*NAT)I9>K(+:[T0C2 MO2OM#:6\_7^/H30R_E`.Q!U*:^,,I2('18X#<8=2V:0#"88RS,K1"!GGE1TDW&D&Z=Z6]H32UO/0[$VCW!<>XO60R'9W'0/&AV! MG%E6:Z467:"CANZ4+\](Y.9"WCW_*"#U;HC(RP4@.:#F.VN[DZ^WK]4CVEG@O M2,M5D$T'6N&$CAHE&J4:91KE&A4:E1I5&M4:-1JU&G4:]4"G(/>SS]0LW,)B M),MDQ6-,LZ'$(5<9U^_:7'$S7IM3.7&]V"R#>69G+=S!4C('R%#Y",343)14 M"B/VRS3*@2A5**D21I2J-*J!*-4HJ19&E.HTZH$BPV+*"2\8%EM]H+MKLP0A MPT*RL\0=!M7M8(WDR##`1R"><**D4ABQ7Z91#D2I0DF5,*)4I5$-1*E&2;4P MHE2G40\4&0;S7N\.@WDAD%O%$TN18Y;8<@#=7IM5'9,EKC>+C7]+/L)D-6HG0'27`DVZRV#UM+L< M)G17`-%="33IKH*57$/G&@07KX85/39`]-@"37KL8#7IL8?5R:,_K9H:01@X M*WE&>69Z-=V">]^`S*KS>.ZK<'!W9N7/9#M?,/=`7`0X``U3]6:]65T&<_41 M)E=.E"CM%%;4SBPRYS@>YS(,\!P=*5\`\=!+(,I70#CTB\4J>.:L84+M!HC: M+1"U.Z!!6UZ,@Q>3'@8G97^<32G!'>=GQM=6'MR)P2)O8M"WT,'*FQ@LXK/L MP:SBFB@8TG*YN#J_O`S.Y0@;9DD"Q"Q)@2B>`4VF1`XKRA=`E"^!*%\!31Q[ M#1N*-T`4;X$HW@%-'GL/JT@ZFYK""X;9%B7<81Z0G\;+X'E[9Q;3PS2VB/%Z M@-40KZN+S>8LF`N/,&$N)$#,A12(VIE%SZ6Q/2C*%]"B?`E$^0KHZ4.O84+M M!HC:+1"U.XNF#[U'QT@NFVJ#.\CF9C]CSK9E"W>P+?)S.G@/W)G=#V:P&;I[ M((;N`6C(B]7Z?`+,]LBAO`!5O9. M=+DZ7ZKYV_9B>B3HQ?1(@:B=632='CDZ4KX`HGP)1/D*Z.E#KV%"[0:(VBT0 MM3N+I@^]1T>=V6;+CS?8TW?ID[D_R$!R\<>GF]4R>,3>62OY9WQ\!V+H'H"& MM+@X6U\$58HC+)@5"1"E4R!*9T"369'#BO(%$.5+(,I70$\>>0T+2C=`E&Z! M*-T!31YY#RN=STMYGO>&>)B\7UA%/*D$(V^$99;VGK]7P12\LQW=YV^+5CS) M`]!P_=;+95@W/4*'*9(`,452Z%`Z`WI2.H<.I0L@2I?0H70%),6",?;5DWT- M+1GU=VE(?F<&8'\I(^K)'NK)6$)I-^ MT))C!CK`RH[/Q6(AVTF#-W38,'D2((JG0!3/@`;Q\\7EV3I8)LMA0NT"B-HE M$+4K('O@9\NK1?@`4L.&X@T0Q5L@BG=`@WCDS0L&D80WM:OP!KXXY[#/6C98 MJ@K8M45^PH?/;C!B:.\M\O)]4%\-I[--#)9+GUA$9F43,7-#:-G MPF4HT'GA8A'GR)T\19[F):*]1@>-CAHE&J4:91KE&A4:E1I5&M4:-1JU&G4: M]1K=:'2KT9U&]Q[RZKI+"9F7C*LQ#^XD"NU.HF+ECJNU@,8 MK2#?>_+^N)I2V0ORU1;RG-K>4J$=D#NNUHKHH*V.%GF#J#JFULH;1+WEBU:X M#+F6+RQR0K!D1UYEO>V+5I"OM7RCY5MVI+Q:8>EH!?G>D_<'T93`7C"(QCQ( M3H5V2XLX8GN-#AH=+?(&46FEUBH81)6)0T>QPF7(M7RA#Z*,R2_#*D5%*\C7 M6K[1\BT[.H,8%B\Z6D&^]^2]032/%-X@AJ_ML][?3BK^V&JT`W+&UB)WVY=& M1R`^"2=:*[7HF6U?M,+5R;5\H>5+W;'2J-9:C=9JV=$9R+"DT=$*A]I[\OY` MQBIO[HOXO"=I>6\.L]0B)L/.$F<+"[NY)Q3DU8%6.*&C1HE&J4:91KE&A4:E M1I5&M4:-1JU&G48]D-[8(B4)/_NFGUM/YD&:V1K7.%/MK)$[.*JF=M!*1R#N MY$F45`HC!D.F40Y$J4))E3"B5*51#42I1DFU,*)4IU$/%!F&L(CUS##H:M7* MHN'E9;VX"+=%[*R%.RQ*Y@`9GL@1B!<@45(IC-@OTR@'HE2AI$H84:K2J`:B M5*.D6AA1JM.H!XH,BZE1S'_`,$6?X`'#(A[`SA)W&%2W@U8Z`O&$$R65PHC^ M,HUR($H52JJ$$:4JC6H@2C5*JH41I3J->J#(,,1J-,_OOI/JFAH.B^3Q:BRM MZ-UWMJ-;U@-RW\_T[CM8#=582<'SL!Y[A`G+7@D0'RY2H$EW&:R>=I?#A.X* M(+HK@2;=5;#R:W'!`G<-*WIL@.BQ!9KTV,%JTF,/*UW<6X55F7D[.4[=@KO< M4(HQ!2`&CMI]9SM*.0&/%WL@KF(?@(:I^FJY6%T$Q=@C3%C62H"HG0)1.[/( M/*6-QZG6Z')TI'P!1/D2B/(5D#WTQ>8J_-/C&B;4;H"HW0)1NP,:M)?KL#S1 MPT!7WU8OJ]*A'40HZP898D M0,R2%(CO*QG09$KDL*)\`43Y$HCR%=#$L=>PH7@#1/$6B.(=T.2Q]["*I+.I MB;S@=JPJ-->K`?EIK';?P8KQN@=BO!Z`[!/7V=DZ_!NY(TR8"PD0M5,@:F<6 M/9?&]FPH7T"+\B40Y2N@IP^]A@FU&R!JMT#4[BR:/O0>'2.Y;$H?[B#/G+.' MBHE;45]9Y.=TL$JRLU9>3@\=O9RV:,B+U?GF/%Q`.T*(:9$`,2U2(*9%!C29 M%CFL*%\`4;X$HGP%]/2AUS"A=@-$[1:(VAW0Y*'WL-(9+<6R;QGL4S=_`K-M^>?5WK4I2UT!>TH>EZIVU\I)^ MT')OX["RX[.15_2E2GO;C M./BQ,IW:?6<[>BD_=#2E1.>R!1E^L!VE;G3:?;>YN-@LPMUW$&$Y>R%_ M`A+,QD?H,#<3('I+@2:]9=9J^LD[AQ8]%D#T6`)->JQF>:RA18\-$#VV0),> M.U@]>45[6$0F)9'V[D+/O%D8\^!V8Q'GR-U:H;U&!XV.&B4:I1IE&N4:%1J5 M&E4:U1HU&K4:=1KU&MUH=*O1G4;W'O*V%*S#@M^P-P3?49_]M>.33C#@MCCH M+D"L-L%=8(>.#(N]1@>-CAHE&J4:91KE&A4:E1I5&M4:-1JU&G4:]1K=:'2K MT9U&]Q[R8\!4WO2+QX]Y,>`*0:Z$\/T3?_\@?UU@-\5MR6U<1SQ7:`;D# M/ECY6W2O@E+.P79TMN@>+9(*.":%1,NG1+P1R4X1OR:1T0I:N98OM%5)1/E% M^.=U%:T@7VOY1ENU1)1?707[%SI:0;[WY/T!-P4W-Y&_\2GO?"C1[3]X?<*DG1`;\A:L$YT8EF-`5VL&*X[&W MR-^F'18%#[3"&1TM,@DK6T)?708SRQ$&K(PF0(SW%&C260:K=?R/SG.TTU5@\^];; MKZZJG:3?OKYPZ\?KLZ!2NJ,5DG:OT4&CHT7RMT7HF`"Q_)@"<2=#9I'44]$Q MAQ6U"B!JE4#4JK16#2MJ-4#4:H&HU6FM'E:ZZ'D>*XZ9$O$S*6X+7TZM_*04 MI/CZ3+WR#AV]%+>(-]>#U3)_<.^4SX.'G2.L&/L)$,5O(DR4MXQ<=1_ZX>&?VQ M"H;(OSX?D+?2NCZCN]-WU7>P8@#O@1C`!XNF%RJ.Z,C\2(`HGP)1/ILEGZ,C MY0L@RI=`E*]FR=?H2/D&B/(M$.4[(+O"H;=]][#0R7X1%KRFA_ED[C\;`[GW M\77XS8B=M7*3'(AQ?`#RXSAXY3C"ZJDX'GZD!%;,G!2('C,@UZ/>UPXK)F8! M1/D2B/(5D"N_#M^A:EA-GE`#*WIL@>BQ`_(]!O-D#ZNG/'I3P84\(W@/Z,_$ MB#$/8F1`P500O-SO3G[\;PP#,=H/%CTS%:`CDRD!8C*E0)3/9LGGZ$CY`HCR M)1#EJUGR-3I2O@&B?`M$^6Z6?(^.D>D@7B/CN]BL;3>FX!%&@$7^+!$\D^]L M1V^6&#I*E0VB=Y/UDERG!2_;34_M_LP_'U$/":!A0,!^$ M[WZVH[L+RR*S@.,,?7"#.%@K>7L];H:BC360-$9^TL9YWO+/(AJ![2D7E$PD]'D?/QO'DU M'?."%X:.13S#G;7R9HW!RMVB"2O6?HY`3+($B$F6`O$FFP%1*P>B5@%$K1*( M6A40M6H@:C5`U&J!J-4!4:L'BF1ZK.YVZ8S1O+E>E<&N+VS93?X9DW2]"-_. M8<6XW%OT7'8/\F8!;Y17CVQ'R#-.$B!Z3&=YS*S5M,<<\O18`-%C.%PHO+&*<[S3::W30Z*A1 MHE&J4:91KE&A4:E1I5&M4:-1JU&G4:_1C4:W&MUI=.\A?[R_4W7O0E?W--H! M,0;V%IDGF7$:D%WW_G+G@59X?#Q:Y*ZV:/F4R)4/GC0R6D$^U_*%MBJ)**]7 M4VD%^5K+-]JJ):*\7DVE%>1[3]X?\%A9\!N6SR]TG5"C'9`[X$/'8,"#>M+! M=A0KG-/1(F_`[4%0/J5']Y(%+\X9K2"?:_E"6Y5$CGQ8":AH!?E:RS?:JB5R MY-5J*JT@WWOR_H";^MW4NMR\YP.C$E0#%-I=6,3QV%MDGC&=_`[^Q.)`*YS1 MT2)ON)5\"BNN6F8:Y4!\["HL.>C455G;1 M47U#XP@#OK(D0(SW%&C260:KIU93T4Y?!1!]E4"3OBI8V1-3?V-2PX#.&B`Z M:X$FG76PLJNI^H\[>ECHM[5+4P?3L_&+=Z:>=(+8&4ILYDUQ#`&]FFH[BA62 M=J_10:.C1>YJ*A#?4E(@%C,SB]S55%CQC:<`HE8)1*U*:]6PHE8#1*T6B%J= MUNIAI=^++F/UM.=74T_=@F&R=30OQ=5JJNWHI;BMMO'F>H"5.^3Z'1I6C/T$ MB+&?`E$^`YJ4SV%%^0*(\B40Y2N@2?D:5I1O@"C?`E&^`W+EUXO@S:*'E?M\ MLGQJ-?52M+SLG5Y".9D'HV\4@I^)T:NIMJ-;,@5B`!\LDB@T]='PK]V/Z,'$ M2("8&"D0=3/JIMBE#LM/S.P0^W*W:1F?H;WQ@DK/W*# M5Z0CK)Z*W&']%%;,E12(N9(!N1XC0VX/E:E8H"/E2R#*5T"N_'H1G%`-J\D3 M:F!%CRT0/79`OL=@.'I8/>71?R0/2V//Q(@N@5T.*%@O":)T!RM&^QZ(T7ZP MZ)GU4W1D,B5`E$^!*)_-DL_1D?(%$.5+(,I7L^1K=*1\`T3Y%HCRW2SY'ATC MTT&\*L8JZ*QWYDM=$P/R9XEP_=1:>;/$H.6NGUJK9]9/H<6<38"802FT^%:8 M`;D9%)D2AN-R_E"\T/(EM"A?`4W*U]#BT3=`//H66I3O@";E>VB=Y/UDCY;) M_IOUTTM=,+,HF`_"]5-8,>3W%CVSPF*MGEX_A3+S*P&BLW26LPS.GEH_A3!] M%4#T5<[R5<'7D^NG4*:S!HC.VEG..M]9;/T4TI%Y1/+<>ZSXQBJ.D0F>(RWB M&>XN!^3-&A;QQGB`%=__CD!,L@2(298"42L#HE8.1*T"B%HE$+4J(&K50-1J M@*C5`E&K`Z)6#Z0S?1.KM+UX_?2DX@^117YVAU_VV,&*<;FWZ)GLME;3JYE' MR#-.$B!Z3&=YS&9YS"%/CP40/9:S/%:S/-:0I\<&B![;61Z[61Y[R)\\>O>- MC92.OD/&GV2"<#+*@ACG.U@1[34Z:'34*-$HU2C3*->HT*C4J-*HUJC1J-6H MTZC7Z$:C6XWN-+KWD#_>WZF>MQF*=^X;I46R5H]*W0Y6[H#;JI_\,U;]]/HI MM/B$=+3(75_1\BD1Y>77`_SEV8Q6.-1-%DK-YJLE8RG,SL%99B#E9PHM:=1O=`)RT_`DS1SBUM?ML[ MR,;6-WD'N;:(9&<)G[OW[,8`T"O)M&(`*'^)MDHURC3*-2HT*C6J-*HU:C1J M->HTZC6ZT>A6HSN-[H%.8>('P,OJEAM=MP22M\DQB]>+L&YIK=SW3R!WMM>K MTK"RB[=7YX'R$0:<'Q(@YDX*-.DL@Y5,)N.YZ+(6K.BQ`*+'$FC28P6K)];! M:[335P-$7RW0I*\.5L.E7"W#/Y?N84!G-T!T=@LTZ>P.5H.SR_-E,*_?P^#D MS(_)>('UY8\YNL2Z&=`SR^"TPHRSU^B@T=$B=QDYA%7E5CI58GU]2 MW^@Z*I`W/ZDE=6OES4^#EKOV!JO)^>$(*Z91`L0T2H'X0)0!3YA<%+V[E9788EX.HA.YGX0`?DS5'"_W%DK=X8"8I8<@/PL"5:- MCK!Z*DN&W0&P8EZF0/28`;D>]3,3K)CV!1#E2R#*5T"3\C6L*-\`4;X%HGP' MY,JOPP]Z][":O%XWL*+'6R!ZO`/R/(:_%G8/JZ<\^B$HCV(OF,>NC'D0@@/R MER/.@D?MG>WHSF-`S*6#1<_,8^C(5$V`F*HI$.6S6?(Y.E*^`*)\"43Y:I9\ MC8Z4;X`HWP)1OILEWZ,CY6^`*'\+1/F[6?+WZ'B2]R/)%(S=.V)8#YBUM^%J M*#N[]6H@?XX+]S98*V^.&[33_`9$+3`?;?;)VX,HK!;#8@?S8+/V.YLQV]V6SH^,SBJNV(K1.;<`O^$9R'7REZA[*)V=^V$J\Z[!U_HYZWE^^ M7AF9(%8MX@GNK)4W"PY6[KLHK%A//0(QJQ,@9G4*Q&>2#(A:.1"U"B!JE4#4 MJH"H50-1JP&B5@M$K0Z(6CT0M6Z`J'4+1*T[(&K=`YVT_/&.U<5?O._C2I6I MKRT*IJ8@ZG>P8HCO+9J>+0[6ZIE]'Y!GS"5`])C.\IC-\IA#GAX+('HL9WFL M9GFL(4^/#1`]MK,\=K,\]I"GQQL@>KR=Y?%NEL=[R)\\^O$;EO7#Y[B9\Y4N M]U]9Q,S::;37Z*#14:-$HU2C3*-'^GDOF5+IEKM`-B#.PM"OYP.YC7#K1"8?UHD;N6J^53(J?.IG::T`KR MN98OM%5)1'F]TX16D*^U?*.M6B+*ZYTFM()\K^5OM-4M$>7U3A-:0?[>D_?C M*59^_X8/`5SI>KQ&.R`WGH:.03R%.TUL1W>GB45>/-F#H'Q*C^XE"[:"9+3" M)RU_HZUNB1QYM=.$5I"_]^3] M>`HK[>']:%Y=8:BV>W4%A797%G&X]Q8]\YT!6N&,CA9YT:3D4UAQ%T:F40[$ MQ]3"(G>G":RH56E4`U&KT5HMK*C5:=0#4>M&:]W"BEIW&MT#G;2\"%BF:0FE^&6P=U" M8L)6N1GI$A26R3]C5[T+932S>R<6X0+1<;3@BZF$B'(H(3+'H42--1L<+BX7 MBV!!2(+(FM"C!)'R*$$TQZ/$E35[:BO*:$!_$F3*GP39''\2=]9L.,/EV?E% M\.4E"4-K0H\2ALJCA.$PH/0D4I2>A MX>H%H1$K:C^_665QIDO7(_.GLB#W92JS)6YO*K.,#SX2"99)_="9WH('70D. M:\9$D\E+N9#@4"XD."(NUN$OH\ML-;IPCL3YEL)IS5E"2'F5$%)>)80B7M4J MC435Z!49(U&E7$A4*1<251$7ZL0DT$87$R\2NPIKQ)[$:_JQ"0<1Z]R M8D$XFF)Q.%/-"4=;BN9CU/7BS!:>_0TN0>%61N& MF3.W2#@J%Q*.RH6$XQP7$HZV*Z<;B3WE0F)/N9#8F^-"8D^YD-A3+B3VE`N) MO3DN)/:4"PDTY4("3;F00(NX6"^#J4$";701#^\@]L+"^?1NF,69+I&/S)L" MU8]*P,Q=)AF9-P4.+N1716*?%)&YS[9[]:,7B7VE%>)O8A7 M=2^2V!N].C=9Y4)B3[F0V(NX6"^##6L2@J,+)]'"IP>)2N55HE)YE:B,>0W? MZ20RG_$:!&M8A'\N6'6Q?7%FF1LV:[41"V;^W#=T==>(1SN9PR M%P\CDX?4R;@;CL1_SK.,+F1&')CC0N+.LDD7$G?*A<2=A!*DUD_O(TWD@06H])4CG>)6X';W&=W#!P#E+B5CE3R)VCC\) M8FOVY"XN6#@.)7Z50XG?.0XEI#V'D9U=((0MDVD43T*[ M!1@GM/W(W`=+:R M#>;H-2.C7CLRZG5@CEX/YNC=C(QZMR.CWAV8HWJ6*)M;,F\@L>VXB@]GDO"+AXY:S[1L'&,-,PF>PF_8J$67- M)KU*D"FO$F26T:L$V1RO$G=SO$HH*J\2BLJKA.(KQ+`UF_0J8>UZ'<+ZS9??'QZ^[M]]???3CQ\?/O_VL'OXXX\OK]X__O5) M8G`A?VWK\%>?'WY]^_KZ8GM_2JK1WO*E-`S;HL.6]>7V?GU*.M6RD9:-F;J" MEI_75]N?S1'KIFMINI<=C9&6\[/MO>QBC+4LI"6J=F'.)WI"&^DCG^G1:K(% M9FL6K76+/->>;>5.$ST&60S8RM/$J5`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`K&#NF:XFN:,-. M@BO:L)?8BC8<);2B#8E$5K0AE<"*G5XJDTCL]%+SXAHY/5EID=`YG=Z;,:J^ M_/3CG^]^>ZC>??[MPZG9=#/'WXS?UOUJW\\ M?OWZ^/'TG[\_O/OEX;,QD$TGOSX^?L7_D4A_\_?CYW^>RF@__7\!````__\# M`%!+`P04``8`"````"$`A;-LOBP\```!1@$`&0```'AL+W=O2I=_7;/\#C>\M5F9EUD4F:6PJ+W&_9N[N,YNB M6K0611G)OOW[<23\A`,X49E97+T,>SXY#A!Q'`B$(ZKJA__Z]\??7OWS_>GSW__\NO[]U]?B<+O7WY\_>O7KW]\_^;-EW>_OO_X M]LMWG_YX_[O\EU\^??[X]JO\OY__]N;+'Y_?O_WYU.CC;V^6-S=W;SZ^_?#[ M:Z_P_>=K-#[]\LN'=^^WG][]X^/[W[]ZD<_O?WO[5<;_Y=KCN^^+O_W^Z?/;O_XFU_WOQ>KM M.VB?_A^2__CAW>=/7S[]\O4[D7OC!\K7_/CF\8TH_?3#SQ_D"MQM?_7Y_2\_ MOO[OQ??'Q7KY^LU//YSNT/_]\/Y?7X+__>K+KY_^E7W^\'/]X??WBD=?_CYZZ\_ MOKZ]^VY]?W.[D/!7?WW_Y>O^@Y-\_>K=/[Y\_?3Q__F@A4IYD5L5D7\A\MUB M=7/G),XT6VDS^1?-7MZW='&Z`/E711Z_>UBO5W`MZ[_V$7N%JN[Q].*71NF$B`A67`E1<(UUVJ:Z_W5]Y5^+X(C/]N M^;!>K"_EZP(IL+`Y.426>#^QSDOW_B9?5HHMF^_OOWIA\^? M_O5*EE_)@2]_O'6+^>)[)X(EPCLS+1K/K1FR6#B5_W8R/[Z66R#+P1=9Z?[Y MT^KV]H",&3B[*O/PS7'0RSD7<_R<`LW696(8(--FF8)>" M?0JR%.0I*%)0IJ!*09V")@5M"KH4]"D84C"FX)""8P`BRV1%),MN90+./YLQ MSUPK>0I'\VP56_+D8]SJ/DW&=1RRF4(FVXCLB.R)9$1R(@61DDA%I";2$&F) M=$1Z(@.1D=S,E9./*D)+1Q M=9M.T2D(S;9$=D3V1#(B.9&"2$FD(E(3:8BT1#HB/9&!R$CD0.08DLA(V4Q+/L+GD03D'3+".R([(GDA')B11$2B(5D9I( M0Z0ETA'IB0Q$1B('(L>01$:ZJE'X)G%^EKGHV"\EP2PCLB6R([(GDA')B11$ M2B(5D9I(0Z0ETA'IB0Q$1B('(L>01.;(BV5DSC?.,B<3NT9DH\1\W$XQMK=9 M/CS&,W$W!6$F[HED1'(B!9&22$6D)M(0:8ET1'HB`Y'1DY4OW85O<:Z4,^/2 M=ZY6]?77#^_^_O3)5]MFIM:MO'3KJ[A3B4TZ"4=H`Q38I.CNSK^_+QZ6-XE' M%C&9Q"ACE#,J&)6,*D8UHX91RZACU#,:&(V*YAR3I\M9QXZ?_I#[?NFMSKVK MI981VB`JM,Q'K26E@M>&^]2V*M?*W>[41W&A6@/5#HKR\/I]K,0T^.D*:GGK[&FQ5/[N!`YI2D_G3?5ZNT M?JE!H5^DM-,@R3`S1Z,L)S.2RKE=P:@$,JF*I&H$V1`:1BV0274DU2/(I`9& M(]",,^Y%.W3&+8*72Y>N*!8O<4]`T>-KE9P;;#1*3B=P][=`\A2;O%VF)90= MHI9^0[-Z6"2/KCTB;B?I#,AZRX'.]E8@2A)C&M-JE11G2T3)PC%%+1^32ZX0 M98.H@_PJ;-8)$^=#:+N)HNW0';0L5/DLGBR9;5*:G)[ M-`SSE2E+X:-'P[*5T MB+(>>R#K<9CO,;EY(QH^UV.<':[,$&:'7V->NM'28D68-(K"42R6R239N,-< MEUHV([:*_.<:IQWS#FAU6E\>;Y*YOH>*3;4,R(1SJ-@@"Z!X*4D&64+KPE)" MEU)#WGIL@,(>E[>4-*IE%]1A$'9!/;1,?@#R=VK]D%S*")699<*5--)$6*PM M$:[8AO-"J:K+[A;9S.R8JTTX:W;A?I/EBX3W>'>TA;PF=`YGX.G;.] M%8B2IU;PB$G>=DO(7YC4_OJ"2ZXA?W80#:+\)2]6=\MDT6IM`,CN#L@NN8?. MV=X&1.$&+VX2[T9(\\27:SN?5-=-_)-,G%6*[B,CUNF^P:)P'[:,=HSVC#)& M.:."4,,D8YHX)1R:AB5#-J&+6,.D8] MHX'1J&BF8KET%2KVS?9/5SV;3RK)!'3"$=H@*G3-1YTY4]!&$H%U=L\H8Y0S M*AB5C"I&-:.&4N?/`YF3I3L"C(CXKF_)XKIX5O.-?-4*ZNN<)(G`$;H-!N'Q4<(.PT*D![(-L"9JR5 M(\K*CP6C$LBT*M:J$27#"[;+R2ZML2CIKV$%E>6GI4?V!-LH"6K42MR1QW1S^$S!HG!S]HPR1CFC@E')J&)4 M,VH8M8PZ1CVC@=$(Q)7KI:M?A*9=V';Z_Q.-YR/=A!EKPY;("ME[A2Y?R:M5?KBN$?#,%_Y:`=1UF,.9#T6 M0`^GNN)BN4B.]TH$6%FV`C+E&LB4&T7NG^!:$OD6#<]>2XZ? MH,?DM7M$P^=ZC+9.MY)Y47I\T]G.227)&B[0"Y[^K^ M^=/R(3U@ M91?4`9E\#RV3'X#\K5H\I!_^C)"962GFJTI6G;AN%WT[U8;P&'E2)"L(T`;( M$GX+9`F_4R09C89[1-ETS8!,*P/'[Z:TO!(5;!*!PNO+ICD9%T]5K73C=T89ZNO-P M^Y`>'.TA;1F?`9G[.73BV9,\>PM$Q8<*250)^0NSVE]?<,DUY,\.HD&4/V]9 MWLL>(=DBV`"0W1V077(/G;.]#8CRO3TL5_?)@VB$],S$%^FS277EQ'D8#HU'13-GQ]E(!ZZJRXTDEF8!4TMIHU'0*L%HG"^/6(LPQKQ,>#'!4QBAG M5#`J&56,:D8-HY91QZAG-#`:%N6T$914-_?&K*Y M)Q]-Q$^8G47!R;VB\&"`HW)#H7QZ,&!1D"]9ON*HVE`HG[S4-A8%^9;E.X[J M#07R=#!@49`?%A;&=G MGH6UNIR!+.CH&V%H4;L6.T9Y1QBAG5#`J&56,:D8-HY91 MQZAG-#`:@;CP*=,O=NU\R>H4'KNC*'!'25!_YF8[1GL@R\",I'($67\%HQ+( MI"J2JA%D4@VC%LBD.I+J$612`Z,1:,:&M#1TP08M^%AW3RN/PH,Q/AG0H-`9 M4MII4/#&N@>R>Y"15(X@&U3!J`0RJ8JD:@295,.H!3*ICJ1Z!)G4P&@$FG%F MKE+CRGX7'.+*S$J1K%U64:23`8T*WH&W0&+5U)!_Z`-1\LXW1:W6R9?,>T2= M?1'/$&5/C!SH["`*1/GJ^:V4FY.#ZQ(15GNH@*RW&NAL;PVBXDM.-F8MHLY> MI2N7!TD?;6\O;%'Z54;H)-*LE8[X?0G M1^B'`+2A'"?CN;E5)`5-H!U0>$6K=;*OW$,K3'H^7D"4]9A#WGHL@'QRW=VG M$C-4%*R!3KB%CR@U0>"U<*(:6R7=`)M]#R^0'H%!^=9?,C!%:S]VJ.$5< M:2=-D9>_$ZV<3)(CBNPJ-QH5K4D^2KZ;M(109$^7/1K:9,^`;)[E0*95`)E6 M"61:%9!IU4"FU0"95@MD6AV0:?5`IC4`F=8(=-**/9JO$+UT&E,QZ$G>0V@: M( M.`4O%;NN*YVLJ+3U!&238\-HRVC':,\H8Y0S*AB5C"I&-:.&45RR?,51M:%0/GDM:"P*\BW+=QS5&PKD MJ=QL49`?%5]?R5G[6M>MV-B>9 MQ#:G['Y]"JYHHT&VZ=]:,[LY5(#>612D]HPR1CFC@E')J&)4,VH8M8PZ1CVC M@=$(Q,4T^=`L-NU\$>T4GICCBVBA.9Z$YG@2%#!WK+0'L@3,%)E4CB#KKV!4 M`IE415(U@DRJ8=0"F51'4CV"3&I@-`+-V.#*0&'QX((-+CRQP2.YT<':D+RI M;-8^R&[G5DGD#(GO$67W(".I'$%V#PI&)9!)5215(\BD&D8MD$EU)-4CR*0& M1B/0C#.NAA(Z<]UWZ&NMV5BW3T"RF0@L2MZA-QH55G:`SE8]=XB2CDT^?47? M(TH\GJ*X^HV#D0&<'42!*J\T/B_2SKQ(15NBI@*RW&NAL;PVBXDM.OE]M M$77VDCM$V2!ZH+.#&!`5#R+YJF1$U'.#B-Y0UJZJP3GWPC+52259)&;*5/Q9 MLC8,J\V*PFHS4'A%J[OT=`-:8=+/Y)N.RZI$.>1M7U8`:;5YG7[D5UIG>+I7 M0*9<0\:4&Z#P6KC:#"TK;W5`)M]#R^0'H%!^=9?4LD9H/7>KXA3Y<\I(:RXC M`=E5;A1%:Y)O&%:;$65/ESV03?8,R.99#F1WK``RK1+(M"H@TZJ!3*L!,JT6 MR+0Z(-/J@4QK`#*M$>BD%7LT7R!ZZ33F\M#:H^AG4KC:C"C+S:TB]^9EJS]5 MFS7*[?2G*/D[5?'757O(1UI4;4:4#2*_:A`%!J'59ND_65)+2%NB5D#66WU5 M;PUZBR^9GB1ZW\]>#Z*\:Q#`_B.1%?83\O*=S(N=JT5V>38 M,-HRVC':,\H8Y8P*1B6CBE'-J&'4,NH8]8P&1B.C`Z-CA&(GQ6_:$[C?:?C" MO^[BBECIJX.B<)^SND\.0S=H:(9O&>T8[1EEC')&!:.24<6H9M0P:AEUC'I& M`Z.1T8'1,4*1NU(AC-T]__YW"H^W=D!FSX;1EM&.T9Y1QBAG5#`J&56,:D8- MHY91QZAG-#`:&1T8'2,4.R:SA>:C^PKIA?/QSNDD5BJ*YV-RVKM!0S-\RVC' M:,\H8Y0S*AB5C"I&-:.&4!=A:%5]0]HXQ1SJA@5#*J&-6,&D8MHXY1 MSVA@-#(Z,#HJFCD1NG/EM'`^?M,/()Q4$F^=<(0VB`J]]5'3F2W_/1)M%)[9 M,LH8Y8P*1B6CBE'-J&'4,NH8]8P&1B.C`Z.CHCE?YRI=+_]H[L[7CX(J]A.C M#5!HK&]X'S]JD[+Y3AM*E$U:WU#V!T`9HJSDFRL*H@I$R0)B+]?WZ;NM14&^ M8JV:4:-(=IIHV$(KOL:D^M19%!KV+#^P_(B&X07)+YJ(JP4'BX+\4=%<5LP7 MMUZ^EG-U2R8HS7=%YNY6H]PWZ(%)2:E^9U&XICU0F!;48\Y1A2+WPSQ!CTDU MM;0H]%BQ5LVH411\U-`B*K[&I,K3611Z[('L&@>6'Q7)!:'A@=$QTHJ?YW]* M\7]BM`$*,\`W=!^)!WXD!:&=-I0H7.0>R.Y.!GF+RCFJ4"0_&`2M MDE'%#6M&C:+([NF"(-^AH8VK![+1#ZPU*@J&>F!TC+1B;_^E M=VF9ZL*+$U>C3@K1QQY*0@NIV4Z#@BW`'LC.AS,2SSFH`+(L*AE50*9>,VH4 MV=A;!)EZQZ@',O6!I$8$F=2!T1&(S;I_6=7I%![ME9^`Q(]@F4Q*UAN-"L^/ M@,*G#_\$%:*BL]6'I#*Y1U2X`^$S1HV27\F$"9U;0Z`"Z.RX2D3%XTKV/!6B MSHZKMB@,H@&R5;@%.CNN#E'^A'1QNU@D&\L>$7;R-0!9;R/0V=X.B(KO0K)Y M/B+JN;L0/1G<1CQZSSN_?)S"DXQT"J)X-9+^):*L$Y+8_9TO5TKRA:2QZ23?=&HZ*UQ#<,SZ(1Y2?":OFX M3-)RCPB;")D-`*F308Z(.$G'J2!3G%)A%?R!G*L^V[UW*LF<]B@^ M[WY(-N,;;1A-<]\P_&Q%H]SO@[(G5GJVO(=6F(LSCQ25EVP/M)(;EE^E56!< MYD4)I*OY8_K@JTP9"5LKE#A\CW3CU9.I1ZKV\CG3O9)+<4V37LM&H:`GR4=$2 MI,BV?GLTM%F9`5E4#F11!9#=JA+(&E9`UK!FU`#9.M`"F7P'9/(]D,D/0*8U M`IG6` M_ES3S)]SA(ZE308=NUDY1Q6(LOM7`H63COXB8&5:9^9T;5%8,AH@VQ2TZ-$& MT0'YJ4E_8:Z'BEWP`&3"(U1,^`"$)P[]Z:LC=$[2<;*XVEJZ^?B&:4\ENB?W M)YE<`MGE;!1%T]Y'1=->D27[7AO*>QCN>08MB\J!;'H50':W2B!K6"D*Y&M$ MF58#9-G7`IE\!V3R/9!I#4"F-0*9U@'(M(Y`,]/^3RGWW7.Y3U$R[>D-U3>, MIKT6S*(M`'TKI_+QMW*/](;JM=RKT///VTRU@CU\CM%;ZA2*SG_#5\Z/B]Y0 MKQE7S8-H@&QJMU>-J\.X_&=]B]7-(K&BA[1=\@!DO8U7]7:(>[N[NTW>`HY0 M/G46+RU_3HWRGFN40#95-HRVC':,]HPR1CFC@E')J&)4,VH8M8PZ1CVC@='( MZ,#H&*'829G!,P^)%Y\FW3N=9'-(:(,H5V%M&&Z#`6T5R MCG7:"2[XRP"+F'QEE#'*&16,2D85HYI1PZAEU#'J&0V,1D8'1D=%<[ZFE<#4 MU^N^7'[PY<#@6.")T08H--8W=(6O:=*N[I/GQTX;2I29.S4$RC@J5Q1^&6!1 M88])`;>T*,A7K%4K"CX#:#BJ-:VPQZ18T%D4>NQ9:U`4]#@:,GG^,L"B(']4 M-)<5KM07;OC/5QD?M*085!D9;8#,Q*VB"Q\`6!2&OF>4,1T8'1,=**'ML/KF(4 M6ITN`%=5$T\JR<+N2U'!DK!!5)@!/NK"!P#:,/P``,BT,D8YD-W#`LB2M614 M`5G#6E%P\QN.:H%,OF/4`YG\H"B0'Q%EIR`'1D>@DU;LK:N-G?/VRL5=:W-V M24\/6G6;UN.-$GL+W2J1!+!UB3\`L"@D_IY1QBAG5#`J&56,:D8-HY91QZAG M-#`:&1T8'8'X3/DAK=]=6*&Y4'=2B#X`4!):2,UV&A1,ZSV0I6E&XCD'%4"6 M5R6C"LC4:T76KN&@%LBB.D8]D*D/BNPVC`@RJ0.C(]",6:Y8E<[#RX=W#UH< MLVZ?@,)JR>HQV2YM-"HLH0&%3R'^$`!1,KMM-Y;^L.$>46&AE(XU,HT*2GNY M-<1<+X#.CJM$5#RNY&2J0M39<=4:%8RKL8885PMT=EP=HO3H:"%_"BG^(+-' M1%#6`[*U?P0ZV]L!4?%=2':N1T0]=Q?B)X2K3(69>6$9\86L8/(_/7@DA3_< MNPV0U9&V0';\O5,4E.'VB+*:5`9D\CF0115`)E\J"N0K1%G#&LCD&R"+:H%, MOE,4R/>(LH8#D-V)$47XBW#^LZ4\O(<(F0F8#0.KD'%4`V4:O!`HG`AV/5HBR'FM%T=S7B[&H M%@VMQP[(7Q__<;@>`28S`(7SG.[<`5%>^6%QFSIP1,1).LX%5Q<+9Z_;N[_X M2X`'JJX]*4JJ^>*7ZH+MWM^?20 M:.57:148E[E<`GDO;NG7;%2FC(RMT28>4O)RWUA#&SA=7@LM&U('%-X]2O7> MY#&N`@4'[UF(S^"*WGS(F2\O%2I?"ZEXZ33/Q&"60+[$91N#H! MV57N@&Q+MP>R^9H!650.9%$%D,F70-:P`K*&-9!%-4`6U0*9?`=D#7L@:S@` M!:L-D&D=@$SK"'32BIV4[0@M+R_^1N#1J21&>I0L+TE)9*,-P\-"1>'R`J3K MY\S?!8:.I4V&1G:S(0.;TP>TYIA6DBZ M-PQW)8BR;-\#V2_93?,^_-SCJI+@HU-)YKU'R;Q/3J8WVC":][YA M-.\5R3^V%:`O`J#UW)/KW:O//[[.-"K8S.?6$#.Q0)3=UA(H'D1Z_&]:-E1Z M^-?0,B,;:XA!M(BR071`?M+.G?6SS@`4K@=TDP^Q],S!/F1FE@/9G)]-HBN7 M`R>39)&B<#GP*%H.%-F-VCTJLDFP![()E0%95`YD4060R9=`UK`"LH8UD$4U M0!;5`IE\!V0->R!K.`!9%HU`IG4`,JTCT$DK7@[24F.ZL%^W'%`I\>G1HW@Y M>*1M@$99IFZU8;0<^*CX>^/T+]COT>.%Y4"U[![FUA`SL>!!E$#Z8+Y[3']K M<,4Z-1I9;PU'M8@R$SN@ MN\EQ<_X=MI5/1IX?HF^7F8O49=^+10HZ*-A([> MTK"X:EPEQJ6?\#W>WR0K8Z412Y.N>0`-1[6*SM^83J/D]V6Z;VX>[VYI::%+ M&]"9N3!>U=D!G85EE/5-4G$Z:M2S+L0)Z8IM:77L&Y867[,+:]Z/BFRJ;!AM M&>T8[1EEC')&!:.24<6H9M0P:AEUC'I&`Z.1T8'1,4*QD_(H.>OD=3L0IY)L M)3VR`[;-HR>VXFU!Y$$QO6BL;Y)3EYU%88.P9Y0QRAD5C$I&%:.:4<.H9=0Q MZAD-C$9&!T7R.Q/E3D0V+F[^G-*@UXF=G&&;B=D\W8*YGXR9[.0/SH*PR<\9 MELVP'"S\Z`S,_6K"H-LDB\H@#-U68(%<#19\!M8$+.PBJ>6V01BZZ,""+GJP MH(LA8-8%?6HV!F'HX@`V\['9XF:NSO@-OW/3"Z5Y0>5'R0ME45YXYG[S66!0 ML@W8H:F$X=+V,TSR8I)#G.2%9_X6G"H/!9A\]1-VFYQH2%[XIL''09(7)"=Y M07&2%Q,+NT@V$Y(74QA&+'E!74A>4)SD!3%)`F*2!*%>LC9<*A]>M<8O;KA\ M.,,D!30N2@'/W*]'"U(@V8-("DQAN%&2`LHL+20%B$D*>!:G@#([@Q:_B8G? MU%;\]BS("_&;VHJYQ,1$M, MO"4FWA(3;XF)M\3$6V5S#W5750N]/?\)R>+&5^'"_318Y*$/BSRDEC(9B( MB5NA7#(376WK)6[Y6ECLEK)P+[.^29Y9,@M]6%AMF9@\!Z8EEC]#F\)\(>U6 M-@_)Z[Z8K.I6U!"3IX%A]HK+%"P^1N3H-=WR0;*LF%J0<+X_+^ M%&8E%\F/:P8B*:-A>CMN:>&2#)H&@4N7#%)F/4H*7=.C9)6&Q9>>[!DDT:9> MYR\]R3U7:WM)[OG:7)Q[6J^SN2V)ILR*#K+-5V:?6-9T(M(3KTE/O"8]\9KTQ%C2 M$Q=#O<0R5^()+7-%/;FX"[]V9G'C2T.Q=4C MY-?`H)5DDK8**YDK^D8-85*\/6.5Y)NJV;@DWR86-+U-GK^2;S0XR;=I27-2%)-GE MM=W%C=-)7RB4V2-!4L:S>"^CS)8"21EEM@F4)%%F%DJ24)PL-Q0G]BNS/L1^ M:BM>4UOQ6EFTMI">>$UZ8BSIB;&D)\:2GAA+>F)EJ!=;N9@K"K[X*[/%229Q M4EFR'B2[F`V:1NN!-@V/F!$7GS&ODWFW1]CYF9TA+-@IY&#!B4X!%HRDG%CT M4.,5`-=OF5RC:7"Q#5C013NQL(N9)XYU$2P4Z4^,]%`+>AW`@E['B46]WB4G MS`>$/7N+DPQS5:=T$_,-BX4K'J2+!9C=8LDG'QL/$;'QB..F) MN\I.>HF5KL9TSLKKJH2R+V4G/8L6B_4B23TQ5\-LX[X%.W^>*G[[IO%)<_J7 M.V7]\&'/'G+Z;]80%J\?.CC+1LD*S\X/3A)E;G#\LGO5X"2=="!VER2=KAF( M9)@.1,^];Q_ODP5;$D[5[3(EX:A'2;AK>I0>=F;L??%O^UFL7!"J;_$ MQ%]EYKGX.['@X9M^C2Z63V'8?8OEQ,1R8F(Y,;&7$ MQ')B8CDQL9R86$Y,+/=L[DC2G3[.V/O"ORDJOQ=ZQEQB8JZRR%S/Y+?R^5]Y MLUHGI\5B[!02&$M,C"4FQA(38XF)L<3$6&)B+#$QEI@82TR,)2;&$A-CB8FQ MQ,18SV:-=;6N8N.M9<*`O[GIVZ1,$"T,78CC)B>&3'.+$\(G9@K2Z3RKFD@-3&)I*#E`7 MD@,4)SDP,>MBYA,$"T,7DA:^Z6Q:N!(6I\4W+.>^%A;G!3')"V517GAVZ1,$ M;1I]@L!,\F*2PRV0O/`L.G]6YG;=4X5T=9^\ULI"0".6O"`YR0N*D[R86-A% MLJ^3O)C",&+)"^I"\H+B)"^(R=I`3)(@U$N>Z:[>Q$GPXD7?EZWB%"`F*:`L M2@'/+GV"H$TE##=*E@9M:BN2I``Q20'/XA109B<>XC2?I@+.(W MM15SB8FYI"?FDIZ82VW%7&)B;JB7F.LJ4.?,O7;A]Y6LV%VM;DUW0,SUR-9N MV:UIRW">T4F>/-2G,-Q/\9:8>$M,O"4FRSXQ\9:8>$M,O"4FWA(3;XF)M\3$ M6V+B+3'QEIAXJ^R4H[&W4FF)O;WP"<(I/MES*[/9LUDH"CWDECN$!1FQGYA- MJ`S,>LB!9+\"KXN)65PYPZJ)6=L:S$;<``6C:V=8-S&3Z\%,;@`*Y,89=IC8 M22YQRY5WTIEXQ9FB_&0GO2F!26Y,SZ[U(CFG$2=]4W$/]WD[L7@ZTAX;3?TQ MQ4J.*9*2D)BMZK8:B]DZ6"M1B-L4)VXKDW^F"Z`/(B0!-$S>6*:PF4\1$";O MLE,8'79*FJB:W0[)DVL&(JFC8?HIPO)^E>SN)),TQ&Z'9!+U**ET38^275&/ MRU5ZGB>Y%G:8Y)JKV82Y=FEE\#6>(+V?%DO/I#"(Y)&$4F;U+4DH9?8Y@*P- MG@5%.DD7C;/4D'119GU(NE"N(I MZ8FGI">>DIX82'IB6:B76.8*,:%E5WYRL-0"CJV;8IVR<'F8^>1`P^+EP3>5 MW(+KXJ:R:!:F?_M)#-8P^>?Y62B>^S!YKJ$'\7QJ"B:>*[.1B.?*PI',?'*` M,)N*D@;:-)K\U(6DP4P7]!M1)#,T3/YY_F(E633,>I5D4687)LFB++RP]2)Y M&9'\T3#Y9[;7)*5$C5+JY9\K!>>!>=?DF'* M_/*Z7J>_25V22Y4L:R23M%58P)[YY,":SM\T_20=:F:+Y)OV$-UO/G"T'I"^ MDF\Z8+MT6794SKJ0?+NF"\DWE;/KE^2B+B2YJ`M)+F7/W5W)JU`]22)75$K7 MI6\X172IDA9\P>RB)&5\7+PH*;/[)BFCS'9IDB3*;-Y+DE"<+#<4)\N-,NM# M[*>V\HBAMN*U,IOEXC7IB=>D)\:2GAA+>F(LZ8FQI"=6AGJ)E:X0E%KY\D\. MY#2;G?3,=3XM3*N'I-(AYFJ830I9#SR+UP-EX;Q;W25'4^*WRH7/.=KW20JH MFMDC*3`UQ925%-"X*`64A2.9>^*0G&2%,KM8R0KJ0K)BIHNY)\[4A=UBNEC) M'>I5&DYX8 M3GIB..F)NZ%>8J6K*8567GJ%\#6H^!7"LVA56/.W!4L-LXDBJX(RV_&+BYZY M=^9ID5GSAP1H>FE5F-2P`HC7VJOEF'A-(Q&OI[;!2/BK`30].Q+)".W!KE\R M@GJ5C%#V<#H:6\Q](H`0NP!)$)*7!"%Y21#/DMN;++J2,]KTN8M*TDC"7I1& M+CZM42FSBY(GB6?QS%=FLU)R1EDT\Y5%,Y_B)!LH3K)!F?4AV4!M9>936_%9 M633S24]\)CV9^:0GQI*>&$MZ8BSIB8NA7FR92X#(LF_ZC1:+DTSBI+)H05C1 MK[Y!4WGV8&INP:)M@LI%7R:N%TEE9H^F[I*G=8.>G!G"1!2]YF#2%*P`"T92 M3LQOL9#?%A0L% MXL*%`LSB)$O"2IR^3H)9'Y(E&F=MJXE9'Y(6-&9)"V6F)VE!>I(#RDQ/#"<] M,9STQ'#2$W=#O<1*5\TZ9^5U7R7*#QJPDUHH"]\GULOD1S#$7`VS3):%PK/S M'_Z)WSXL_BIQ245N]'!I[?!J\=JA@[-LE+7CFL%)HLP.+OEA0,F=J8]HG<69;9$BYT^S/\U]+\D2X0XB_]LDW"]M+.X9*RN/$-CE:?3Q;&Z MAFGN>1:-%79,60L>(_AV.UP[]DK.[=/QVK?%MU<:B^9A#?5L^BH0*= MAII,<1DJ_G,X5*N()T-U+[+A4"\Y[U]\XR$JLR>L6$],!D9,9C(QF7$Q')B8CDQL9R86$Y,+"1$/++\U< M%Y^N@\JBF4M,;"0F-A(3&XF)C<3$1F)B(S&QD9C82$QL)"8V$A,;B8F-Q,1& M8F(C,;&1F-A(3&P,66RC?%<7V_BM,_@KL@ M##-\#R:J8!E8\(E?'C!;1%;W]@35MS\>78FF01<56-!%';"PBV2=:H(PC+@% M"[KHP((N^H!9%_(]2?Q'G(8@#%V,8+Z+)`?[;[VEDODEVU M?UA2'TS/8+[&8*8!#IT_M'5E$=+9$-+Y0TCG#R%=681T-H2\]A<(:0NNUX3\ MS@7RJ%ZXW5ZXM:U_E(>0M:E?##!T-R4)MFYR)MX2[@]K`Y[+MBO:VKALG0T= MG0T=G0T=G0T=G0T=G0T=G0T=G0T=G0T=G0T=G0T=&YMXQW04KH3_,Q@]?,Y^ M^6]Y>?Y\^9.>C?Y!\OW3Q^HV=3>HC@]OMO5R]D:O=H7;=C!ZU:8KI1E3G0UQ M&EM_\2!.Z`YM7%&T<3:T<>[0)G2'-*XHTC@;TCAW2!.Z0QE7%&6<#66NW057 MF"V\KZ^PMY2I%^I7_[+TED)U?N)6 MH<;&/+D;Q?SOE`Y&]6$WSR1:6W]S0[;F.,+JRETPET')YC#&A>XP\7RK/:R_ M/Z%N4[2O%75EK7U"JQH[$/Q[:B4&FL/Z6@D"5RM!T-CJ)V@#OM,2U$A,=#6V MT4Y,./<$A7-/4#2VVZX,YNW$25>%[LH@="R[<1TZ;X5,DPWIKV`NZMK&J-R> M%/?'QM8G[!EP&UN?9R8^:MO54P>"H3FN?^K`@.O\H;SSA_+.'S([?VCJ_*&I M\X>FSA\B.G^(Z/PAHO.'B,X?BEW["^2QK,.U//5ZY(>GITWRXD:UQG9]H2=Q M,#]'R/JPVPN]MB6].X1L;-?1F<3!DU:T;=R]=:&[6I';U8K"V2OG=^W"10>NT9`&K;[0#0V&X&@,9V,P#4MML!H#GN9@!P_H@( MYX^(>/$'#^"`'GCQ!P_M#;^4-D(_3/@:-^UQKY_ZMCNLKG$\ M#G_?;M<><57AOK/UIWAH;:]7>.P.N^WKX#1/[6'V+8Q.DNN)5A!]ECCY/PP: M29.4N1XT6EL_;R/6FN-Z6REL!)8[;B9L&.0WUG M0V]G0V]G0V]G0UQG0TEGNQ>V\ZTMD-?2*5[>'W]6Q4S`I;]:&\WL(BT9!M-5 M)&^*WDCN;$CN;$CN;$CN;$CN;$CN;$CN;$CN;$CN;$CN;$CN;$CN;$CN;$CN M;$CN;$CN;$A^;:LE?__\Z^7R4CZ\/'SZ^,?EZ>NEN'S[]OSN\^._+*423P9, MH#K[NZ?+EW_^E/.P)*N>F#`B.I8,8,2@9+&QZF(/RXTGV7E<;;H:D@\0?DA( M^1L,\<$PHELDQ"5]4_N!+6 ME$;9N=[-Q1&Z,)4]F-*!]2XA89F$:E3+:+)L,3T@SY\3D><1T]KZ5A_6'-/: M^CN5`6%AEV15@L;W&'.T)&-2IMK,?"O)F&`IQMPIR9@L*78WR.YD;%E$JKZA M,^7Q1(Z*F[M1=OV2ZJW.`#8RI<`&QM3YP";&%/GD`\&(^*ZWMPDT)8-VD&:FU13'J2XE!V2^PL3'5+["),>63W;5M M/./GDKP.[+(=<8U)=C1VTHP=MB/.79;CYQ.&5D[?.R*[=_"#,;XM[#X^0EO) MV#5^1.Q*1CM-/\GP.3"?:ER"Q<94O[##N8V?DK'3><2U*1GMM+&`'Q[TYP<; M&%-M@<7&5%OX1\RM-CY4*?:0MY%<,OM50E-!M1)F([EL)=M))>,_>?MSB@9^]!'C!*2H9"-NK*=A\D@.TQ4C!TA1TE.D'M)SI"S).6$ MBWRBXK6<,(&,% MI)"DA-R/U;563ACP9)DS9,(.4IR@MQ+2R3`$I)"DA4]FVDK9-9=M*VC:5WF9XFTDRA\PE64`6DBPA*]VVA+A.U+BS M@"PEV4"VDAP@1TER^CJ7?5U`"DE*R'W]6ELPURQ3[ABRS'Y$7).>]V/O`7*4 MY`0Y25*2S#K*7%:9,%+(3-8"LI1D`]E*6;H M28ZW_&^\$8F2E)292C*#S"290^:2+"!+25:0E21KR%J2#60K\]-ES"*4;2I\ M'RP@2TDVD*TD!\A1DIR^SF5?%Y`CW[7S+2B&*43K0X*4!Y6^S#X>9?OZ_8!@ MC#]`CI*<("=)RI@6U%LK!-[*&+79$L:W8`%92K*!;"4Y0(Z2+&C;4K9M!5E) MLH:L)=E`MFQ@YEN]B9DCR3([RNPDR>,XR^O'RD'O%)!"DA)R9&M'WX(RYEXO MRYPH%"$S2]ZE(N^[J^KYT\>_'KY>M@]/7W_[\_G= MM\L7GJ5&U'O_BW9N?WOW\^/+R^$?UYZ^7AU\N3W8`K_5^ M>7Q\:?^A&]__^_'I]^IY[:?_`0``__\#`%!+`P04``8`"````"$`[O/*M70. M```*1```&0```'AL+W=O]/%#&BU"2[MI_@)RAZKAUC)M8D,:7.S-[__JR&?EET+^(D^^1FDGE8 M_330JYNF@7SYXZ_GIZN?N^-I?WBYK3C7M3J\[&XK?^].E3_N_OVO+[\.Q^^GQ]WN?$6&E]-MY?%\?O6KU=/V\ M.5T?7GG.F_QV_5T^MQM[E/"ST_5>NU6K/ZO-F_5#*#?WR/X_#P ML-_N>H?MC^?=RSF3''=/FS/M_^EQ_WJ"[7G['MWSYOC]Q^M_MH?G5U)\W3_M MSW^GTLK5\]8/O[TK M[2J9[K[<[^D(U&F_.NX>;BM_.OZZ[E6J=U_2$[3>[WZ="K]?G1X/OX;'_?UD M_[*CLTWMI%K@Z^'P786&]PI1X:HH/4A;(#I>W>\>-C^>SHO#KV"W__9XIN:^ MH2-2!^;?_]W;G;9T1DES7;]1INWAB7:`_KUZWJO4H#.R^2O]^6M_?WZ\K=3; ME:NON]-YL%>JRM7VQ^E\>/YOMM'1BJQP71>FG[JPV[R^\6JN0W6]5]+0$OJ) M/7AW6UZM/<7#MMQ<=+H%UW2J;^O:!-%Z9>\ M4J=1:ZHS=JE.#P7I%UVP]:XJZY13Z4E2O^B2WO4[JJPC-]0ONB#MM=S):I93 M:8KV-N?-W9?CX=<5]7LJ=WK=J%'$\>MTEI&RE=)46?Y4FML*'3+<2B]\J`;,Z2;A^0M+4A?D($@0T$" M04)!1H*,!9D(,A5D)LA38E/7G;;5U?,@%.L)TA=D(,A0D$"0 M4)"1(&-!)H),!9D),AEJPFW=RXA+-V#Y"%^O6Y/S?AZ$'CW(2".] MMTUGXT.A#O)21;5U\0CS(*A'0CT6ZHF.,<:ANFN.0],\".J94,^%.LI+%??: M,]5Q'@3U0JB70IUDQ#K7EGJ5!T&]+JJ-Q%%K0)]P>Z8T9N((TM6DD#@9H8/! M?O8%&62DF"7"$^2EBN?;NDT(\R!4-A+JL5!/=(R9)0VS*:=Y$-0SH9X+=927 MXKUVW):ICO,@J!="O13J)"-FEMASKE4>!/6ZJ#:RA):#/B-+E,;,$D&ZFA2R M)"/%+!%DD)%BE@A/($J%@HR$9RP\$QUCIH1UKS+-@W!R9T(]%^HH+\4I4:_; M*9$'0;T0ZJ50)QDQ4Z)N3;M6>1#4ZZ+:2`F'5I(^(R=2CYD4$G6!"FFA43$O M)!IH5,P,Z0IDP5"BD72-I6N"*#,_K-O=*4?A5,^`^((XE_H(4:;>:LB8HZ!? M`+%^*?6)1F:>N-98NN(HZ->&WLP4VM623+E6*ZSGQ_WV>^=`\P8**IEUNK34 MIQ<`E<7*$X&Z:OU`117S)$-NFZ\R.JJ`!AH9>2)<@2P82C22KK%&]`,G;(*H M>HZF$LV`N-7F&M$/N")$%6^RZ_;Z:,Q1*+@`8OU2(_J!J$2CPOE:2;36*#N% M9@:H]24YR^`,2`ZO;V4`K8GG*9`M4]%2`O:LHY85J+V9=#5IY#$]3=0/GI^Z MUDROSU&0#R0:2A1(%$HTDF@LT42BJ40SB>8211+%$BTD6DJ42+22:`V4/F,R M$T`M,A43H*2K%QM:KTEQLW;4\Q;5L5OIVG_#:=DW&%T=46QXH>E#P^8!4/9D M3-V\#H4J0!"7"R4:`;%J+%03!+%J*M$,B%5SH8H0Q*I8H@40JY9"E2"(52N) MUD"IRFQAM9#T@1;6ZTY<7LQB"=%0SSZ">HQ$_M>P#99ML]0PB[YT#LCH#8'6ODTHWCI9S2 M)Y/U2[A8GP"Q?O4N_1H%4[V90&J-[`,)E"VI%:XR'45/C*!="GN?4.4XMX7`+$[!,K<7J/IR002[C%*L7L"Q.XIT-ON M&4)XO^=`[(Z`V!T#71PB%HAB_1*(]0D0ZU=`%_5K1)6,0&KYK)A`:A'>K?%= MSOON<[-%.".O,F0-3-8M?Y>FQNFM$/>2GD8N'V0?*&L?M]6^J5LW]P.(N`<. M@=@=0,3N$"AS-VB*;M]EC2!B]QB(W1.(V#T%HBG]VX/'#"[6SX%8'\'%^ACH M[5U?0,3N)1"[$XC8O0*ZN.MKN%*].3"I-3@[KQQZR8Y.A5H^PXV8F64%774S__/.J;>;#<^*&4#.'7<( MQ/4%[ZHO1)2NK]GVZ/4ZP:`[%K`L2NJ73-$,6N.1"[(B!VQ=*U0!2[ED#L2H#8M9*N-:)2E]G> M--.W6-C`F&:R_]Z"@:63`J]X"HNQ>N/=;DH8^H;`+7JK=: MUF+,`!'<)89`7%L`=+&V$%&ZMIMVVWHG980(KFT,Q+5-@"[6-D74F[7-$,&U MS8&XM@CH8FTQHLP9@35Y6B"*:UP"<8T)T,4:5XBZ6.,:46F-9G)2P8\DIPJW MKC89,H:ANFLO_=1U%/>K'A#WJS[0A:4?A'"?'0*Q.P!B=PBDW:U6NV4M+XP0 MPNXQ$+LG0.R>`KWMGB&$W7,@=D=`[(XU^LW2#PJR?@G$^@2(]:MWZ=3""U:%E,H'^T]$,3'#$PZ=50.K#"<8NIL([B M7M+3KN+2#U#6/J5+/SJ$/O_#Y7<(Q.X`(CZ!(5#F;KAMIV4US@@B=H^!V#V! MB-U3H(OK)S.X6#\'8GT$%^MCH+=W?0$1NY=`[$X@8O<*Z.*NK^%*]69>J658 M.Z_^KZ4?^@Y5Y)A&QM@EEGYT06-FEA7\S=*/+HBE']>AI1AKS!E`SAUW",0= M-X#)[*66*T247HJAN9G7MM:Q1I!S?6,@KF\"T\7ZIHC2]3G-6K-F36MGD'-] MK[>&'^A3YQJ$;^QQGWTEW&CY]CT(CC\UO?/IT MH80W?7HC7O*>T_#56P!R"SWC]]5#?;F%'MG[ZAF]W$)/X'WUR%UNH0?JOGJ" M+K?0%]]_IK,#^TCH2_!T>+!YG;X0+_%T7)^^SRKQ-\B?3H`LT=JC"LIJH+>@ M:%_+ZN@Y+IVMLEKHK1:R[A;9_>;2WA3HWV*>T3UHFD=]YH2UG=,\]7 M;^5)V=SSU;MYK=3NGJ>92\91L&GJ]>ZI0EAIX_+-T0>#Y]2B(+!"V?/AXHX6V?WB`O MX73@ZO7ALBT.;4EWJIKG&_TEAM?-M]UT<_RV?SE=/>T>:'C,GAH>L[_EH!\A MZG&PO=V]R:W-H965TR,IU">(4[8IN!39@&'9Y5FPY%FI; MAJ0T[=^/E%+/=I(F?4EBFCR'AZ3$+*^?RX(\26.5KF+*!Q$ELDITJJI-3'__ MNK_Z1(EUHDI%H2L9TQ=IZ?7JXX?E3IM'FTOI""!4-J:Y<_6",9ODLA1VH&M9 MP9M,FU(X>#0;9FLC1>J#RH(-HVC*2J$J&A`6YA(,G64JD7QN=Y],2K]IBH)U88^80?66C^BZT.*)@AF!]'WO@,_#$EE)K:%^ZEW7Z7: MY`[:/0%%*&R1OMQ)FT!%`68P]&DDNH`$X).4"D<#*B*>_?=.I2Z/Z7!.R5I: M=Z\0BI)D:YTN_X:7')-I@H?[8/C>!X^F@\DL&G'@.@/"0B)>UYUP8K4T>D=@ M6(#2U@)'CR\`^+@02`)];]`YIC-*(%<+U7]:S:+YDCU!Q9*]SVWP@<_&AS<> M#$@;9F"[G!F=D1GK@:G&G2.*7PVR<]XU.`&YN`S;OE,&H^. M0'"Y7"`Z0P]`UG_J@]H&IPNH81XNIT9G3]T4-UC:/#-^HHO3]S"AW>Y]J9#,1P/=ZM(J&9V5HR/ZC&$6Z(K M9WQ"SKLN"CQ!O=+M34?D].X&E#.^T91_/!>448V",)IFZ'IKT.A3T9]DDIS49^ED5A2:*WN`.' ML"$::[.?;WS9^O;QXB;L;=:\@;U9BXW\+LQ&5984,@/,:(#S9L+F#0].UY`Z M+$#M8'/ZGSG\0Y*P)2*4GFGM7A^@8:SYS[7Z!P``__\#`%!+`P04``8`"``` M`"$`+D4[?KH,```L10``&0```'AL+W=O#@['Y=OC\G7WMKX;_K4^#'^___>_;G_N]M\.+^OU<4`1W@YWPY?C M\7T^&AU6+^OM\G"Q>U^_4GC:KM;-;?=^NWXY-D/WZ=7FD_3^\;-X/'&V[^DBX[7+_[?O[ M;ZO=]IU"?-V\;HY_U4&'@^UJ'CZ_[?;+KZ]TW']:D^6*8]?_@?#;S6J_.^R> MCA<4;M3L*![SS>AF1)'N;Q\W=`2BVP?[]=/=\(LUK\:3X>C^MNZ@_V[6/P^= MWP>'E]U/?[]Y3#9O:^IMRI/(P-?=[INH&CX*HHU'L+579Z#8#Q[73\OOK\=J M]S-8;YY?CI3N*1V1.+#YXU_.^K"B'J4P%_941%KM7FD'Z-_!=B.&!O7(\L_Z MY\_-X_'E;FC;%]/9Y=BBZH.OZ\/1VXB0P\'J^^&XV_ZOJ63)4$T06P:AGS+( M^.KL(&,9A'[V!#G1^D1N2#_EAM>J\1/;T?'5ATX_N4'K8F9=WHQG1"QB8D]GUW6?G=AP)C>DG]QBIY].;$BSM=Y5^GG6(=[([>BGW,Z>7=C7 M4VMZ)=)[HD6+1F(S,,20;)+^P:.TVC%%OYQWG!:/)/'+64=J\?`1OW"C'TNG MQ0-(_'+FH?(8$E..6_U82BT>1>*7\PZ5AY'5&42)8:2:>S.FK.%_7I MQUD>E_>W^]W/`9W3*;>']Z7XA+#F(AJ?>)HQU9Z*_M^9B$Y!(LH7$>9N2`=" M)YD#G3Y_W$]G]NWH!YWR5K+.`]:Q]!H+KB'.;R*L8X)K@F>";T)@0FA"9$)L M0F)":D)F0FY"84)I0M6!$:6GS1%-HL_(D0@C!/'!-<$ MSP3?A,"$T(3(A-B$Q(34A,R$W(3"A-*$J@-:0NC<]!D)$6'NAO1O9]*,]2GQ MT-01YV)52:^R:*NT60)Q03P0'R0`"4$BD!@D`4E!,I`[M!RE:BF838VJUE7@S!\0%\4!\D``D!(E`8I`$)`7) M0'*0`J0$J;JB)8DN?;0D]=^U\+6"J*WG0DIS-R(^^!<@#H@+XH'X(`%("!*! MQ"`)2`J2@>0@!4@)4G5%ZWBZX-(Z7ER]C>E*_\RK-Q%&SX@4?79,C=G15FIG M!X@+XH'X(`%("!*!Q"`)2`J2@>0@!4@)4G5%2Q)=56M).CT[1&T]%U(ZLP/$ M`7%!/!`?)``)02*0&"0!24$RD!RD`"E!JJYH'4^WRUK'_\-[&Q%&SX@4?79< M&;.CK=3.#A`7Q`/Q00*0$"0"B4$2D!0D`\E!"I`2I.J*EB2Q0O$96:KCZ&F2 M=-69.5Q+D5%Z(=;CCRV;U[6%'GT]4J><,.*9% M`[F4(*(8B6Q(2Z2LI7K'$3=)M.&$/BW;2W-[:MQ0N:H6]XZ'Y",%2"%2Q-1- M).QJPK5.[FJJ:O&N9D@Y4H%4(E5,S=:K00L;6!CF(2J M`D>),'#,M=K`"4L;V-CC5%7@P!D&SKE6&[A@:0,;>URJ"ARXT@+K4U7<)N.Z MGYJJG.*>J4I+SNU2TT@W M.;"9*S?3,B%K=6>9&2K`[4*DB$F%BB6IO4JXDCJ8%"EC4J%R"%5P)16J1*J8 M>M(@[H.[:>"[KE^D0]X^JV8?Q.,&<5:DBZ/V$VLZF^F7'@M9RU8?*0X3?;*T M&]ICX_[,Y5IV??:T9I:Y3N5QC7$[Q7PFU5K`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`]\[&5 MC8M*3/H<,FZ,%JJ6FD,REDJEB[4\)!\I0`J1(J08*4%*D3*D'*E`*I$JC?2\ MT37R.7-(5#?FD"35RPL;R$%RD3PD'RE`"I$BI!@I04J1,J0;MU]\#LD5HFYZ)'7G$)`C;A+TRSL7R4/RD0*D M$"E"BI$2I!0I0\J1"J02J=)(SX6XJ>_F0BSD3:CCSOT<:A8'.LNC#[2P(KN_ M.X>,^_R%JL43QD%RD3PD'RE`"I$BI!@I04J1,J0DH\4((5($5*,E""E2!E2CE0@E4B51GHNQ**!.8?^R?U0 ML_B@S2%)^K6K)BW@\Q=3Z'D!PD%\E#\I$"I!`I0HJ1$J04*4/*D0JD M$JG22,_%)ZTIC'%-@4F;0^:"]4+54G,(UQ2PEH?D(P5((5*$%",E2"E2AI0C M%4@E4J61GC=Q^W_&')*K!9W[H3$L("R0'"07R4/RD0*D$"E"BI$2I!0I0\J1 M"J02J=)(ST7?FH(X_9UY/T1?E(83G21]#AG/=1>\H3H=.D@NDH?D(P5((5*$ M%",E2"E2AI0C%4@EDOCZN;K>:O+6?)V\^3[G=KU_7B_6KZ^'P6KW77Q5G.YD M[V];;K['_C`67V2O^Q=*;"JIYQ64C*FD?LX))1,JJ1^*FB7V="[NO.E<""57 M5%(_5H.2&974WT^$DFLJN>Z-=D,E]:,TU;_5C7++%H&WK"T[=OM`T] M0^@KH7ZC%>V^$NHW6C/M*Z%^HQ6\OA+J-UHCZBFA@EZG[NSM3>K,WKZDKNSM M2>K(WGZD+NGK$<<:S\5+:KBGCC69BQ?#L"2@$O&>%Y;06UQS\=H6EM!+6=1. M7PG]Y84OO;U+">G/!W5M3PL/8A#W^)?)_$OO$*:WK6F7^@8#O;Y+)7V-5[2- M>*\6#Y!>9:7NZMLQ>A>5NJNOA%XFI>[J*Z&W06D/^DH>:`\>>O=@026+WA)Z M!9[VH.](Z9UJ*ND['GIC?2Y>=L8CI1?7YW%3,FIG'OVMBO?E\SI=[I\W;X?! MZ_J)3E"7]=M.^^:O733_.AKZ13G^59$W?";L4KQ\_[79' M_@\U/6K_SLG]WP```/__`P!02P,$%``&``@````A`&`C<3U7+@``U08!`!D` M``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`/`?]]\_FB\@2%Y_Y_SOW]^_/GQMQ_>MMO? M]5M7@TX?*O^\>WC,/QK)MV\^_/'P>/]Y7P>UK%0MTK8B^->*=)+O>OVK3@MM MOE2D8T7PKQ6!22\TVK7Q^/?;&\7AG;N/?ZU(N_]=^[K7ZB7FT"\TG]B:^-?6 MO!S?M_'X]Y4M81C.QXA_I24]0Q>.<&#KX=]7MMB"#6M7&#_69[S_7;?=ZU^? MS^B%1EN-H=0,+QW2EEC`_`\YY+8:Z5*SXH:6VN'R^3`72=U'/8,O/E`YF2WG M;+[P0.5LMO1TOG1HY82V]:R\](C;V<*=/WC^]__/[K_9]O3#!Z3Z?__8&[2_?_=O9.]@D\8K,/O?X14C8[PB9_E6@)HGL,Y0(J1*&H(L!'D(1B$H0E"& MH`K!.`23$$Q#,`O!/`2+$"Q#L`K!.@2;$&Q#L`O!/@2'$!Q#<'*`9PSZ@?X>)C`QN9K"J&H1N13;H MDHN:D,9%1#(B.9$1D8)(2:0B,B8R(3(E,B,R)[(@LB2R(K(FLB&R);(CLB=R M('(D:]GFGB"P0RUS71 MOC1#(B.9$1D8)( M2:0B,B8R(3(E,B,R)[(@LB2R(K(FLB&R);(CLB=R('(D':Q'O7(MQK+G MFLOIXQSNNT.0DT`8I8PR1CFC$:."4T8+1DM&*T9K1A MM&6T8[1G=&!T9'3RD.\17/F>1[YQ7F*638+4(LC/+?T@MVA4DUP898QR1B-& M!:.24<5HS&C":,IHQFC.:,%HR6C%:,UHPVC+:,=HS^C`Z,CHY"'?3V8ASUWU M?R;GU.M^6%.1LW]KUE>,D]R<0RCEJ(Q1SFC$J&!4,JH8C1E-&$T9S1C-&2T8 M+1FM&*T9;1AM&>T8[1D=&!T9X?V[S.[D.6.3HV\T7&7N^R;L1IU\2CKC$ZP6IZ= M#_*'MXC2T6DJ"AIQ5,&H9%0)BHR.66LA]V#C@QV7,-&W::[J9#^^:5D^ZH5+-EE&B#CD5N$?P2-)*HAA9!&.!C[4@-$I;(( M_P#Y5YM9DJ#QZJF;9,`B;L+[X\9.=F5#A^2V52,E0TO<06JJ.6;J!!W*;#VD M#.E0SFC$J&!4,JH$10;'/'K+X)A9TC.#8)_4]3AOS5X$^$+)T!)W$*A:9H.\ M'MLHUQLU4JF"ZY6,*D&1#IM'S%=TV#Z1:O=NS0X*DT_QV-&DA][@.IS6U5'8 M,R%G-+45V^Y\L-T)5JHRB6J?KZK.5=+J7@4O\W.).6_P.B>MD2!MKQ!TL;U2 MHNKVNE>]Y+H;V+.2F'-[_L5E'K[GIZ/0I$U1W,>E>70>#GMN(]J`Y6R-!*EV(CDJ7@FKIUE7WNALX MH1*AL[8W>&9#S<7!>UEF.LO`D,[H"<)8-*.77%T%HV>C\$_C44':Q4Q0W<7V M8-#OM((%DEQB'$,*4O%"D(J7@FKQSJ#7&@R"DU-)#+O/7$K>`%[.7N?P8*", M`K*7YIRAC<*.'1T5&Z4;*S(;A34HB"7"^05B%1JE4*4JU*4.34 MNW-H<^.2%<%GAH.GS-@F:RW@7BO!9'@H47HF4T%Z)C.+/%=8>=<5%JE6P5HE M:U42%7&%F7J^PA5VUNNZPB+?%<&=8-BNHSQ76*1G,I,H>U5?)9UKRABVENL2 MTBY$2+5+0;5V-[GN=()S54E(Q#5F$NL.TS?=KLQ-R[2JZ""?'0 M5O122UW1O5W9J`YK_8@.%\CB7*M1BV6\1:#4U:)UE,M^O1H%R*DVJ6@6KN;M+O7Y%DK%/&LF0-?\NP+9PDT![]MUPCG5>YA M0T'JEU20F^;JBEZ:LUINFK-(M0K6*BURM"J)BJ2YU\W>VSQ[%^1;)IBS#6V4 MTA54(W-I M.[DF,/[05H2-Q2BI(-<5M99S)G.)NX-Q^4Y MP#G<3]^"<&S.,`3)=&BC7%<(TC.9";+SY:0?W`5R"7`\(D@G6X4@52X%U"#K M)8%0+B&.V49[!:BWW3F6C>I@N-69M=X*[=2Y:KLMX&BY:>JBE(%<^:87W*Y5W M#L*9?GB3`3.5:8;5W`S/TZZ_,ADX*P;7L)U5^ZDLN$2&MJ*;RBR"*R2[98+J M*RWI=MH=NHIM#JR0XR$H.,F)0,T<6@S8C^>K%S$X] MU?:N;XNT/T,;Y=FQCL+CJ8Z517KGRJ6BZST;Y68XTBJEHFI5@B(YS4QDW;%X M)NW7\UZOSS7R[WXM2OLV2D]KVK%(\TXFJ,X[[01IIQ-`=_)]@-4V\E,1'3F+FE.U#?]-33J6>HWOA9Y&>UX$H9VHJ>C>J*7E:S MJ)XC]_K])#@/N>BXKJHK.=*%C7*D2T&U]'7G.ERMK3QI/W692>REL7O9[+M3 MSX6]P;/38V?V;:.\Y&2CU`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`CN6<*>EWIF5FBEI!TMH&8OGC$:,"D8EHTH0[XG'NQ)_<"XGXW-X M,`CUVI??OV#M;6CKN>-25W-F`QF+YX+T1&0-> MK\'.L=`(-7$[3-4R6\T9@UR0V^%0JI`@M\.D7DE4I,-F!2"\(LS*U3,=MPL' MVNRMV8A@YO5(M$VJ3-K!Y3JT4>[;&T'NS(__($*BT(HC'Z297*(P!$T4;X>4 M*'UU5@BZ>!"E1+D'07LN*HGBESH]\WS\#:-M'ZO=T:Z1_\ZZ';SR&I[;0U;2 MMW^I('W[DUEDSGHS:$D[W$DB%=WS&QE:>US:8B$5M<526S1O$8(,6$D%?H6- M/]F+C=\K_\[DK!)D+OM0ZG8N:>L;@?/M:6@K>N:M*R*CR.TGLU'&!*7.1][2<+4QV9F(/50^B>-%!E#8J M.`BRO)5_ZB#\,LH8Y8Q&C`I&):.*T9C1A-&4T8S1G-&"T9+1BM&:T8;1EM&. MT9[1@=&1TT8'1D=&)P_Y'C&+(']'SJ'%E-O$(C_G!"L10XV2 M!\.44<8H9S1B5#`J&56,QHPFC*:,9HSFC!:,EHQ6C-:,-HRVC':,]HP.C(Z, M3A[R_81G:\]/S\QS3'APJ[+(S3F$TH10QBAG-&)4,"H958S&C":,IHQFC.:, M%HR6C%:,UHPVC+:,=HSVC`Z,CHQ.'O(]8M:^PIQCODCTRF>KI%Y#<]:";P7Y M.2=<[M,HS3E62UV7<53.:,2H8%0RJAB-&4T831G-&,T9+1@M&:T8K1EM&&T9 M[1CM&1T8'1F=/.3[*5SM?";GV#5,9X$ML4C/_I!1RBACE#,:,2H8E8PJ1F-& M$T931C-&`V94^9O6D!->0[8(KZHDFPPE M2N]AJ2!WHT'[.GAOE&F4:.6,1HP*1B6CRB+\Q9/(CR5*#W4BR#O4\!NK4XT2 MK1FC.:,%HR6CE47UH7JGLA\NWX:ODEZTN>JLXC_M6.2>2(G2T4DM,AM.FS=T M[5ZP?)=IE(Q.SFC$J&!4,JH$.2?2(F>/\D2B+A[J5*/D4&>,YHP6C):,5H+. MA^J?2-RE:1[PE][7]HUB<%)KI!/,H0UR]K8(:39L!0LCF0;($.72E+/31:*: MBZL0T@@'-BDU0(0K%AY+5",\$=((!T<\U0`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`X,H"Y-!:E+,T'(!9H$NN$6,HE"CFVB>&ND1&F+A2!M ML13DMQCN%Y.HBRV.)4I;G`C2%J>"_!:#!#63J(LMSB5*6UP(TA:7@OP6@]G1 M2J*>:M'/^V;-R;6-F1T]OX\9'T&A26Z-_$V)W>#:&-J*[LY:07HA9!;Y.VO# M/)=+1=>P$?O8X])+KY"*VF(9;S%8M*NDXL46QQ*E+4X$:8O3>(O!?7(F%2^V M.)1=JCY+12UH<DF+ZE&> MLE%Z1:7]&F'SM#[*U0@;[\U^_&M\5B[(&+FMA*^O2J61()4N6+JTR$IC;M2Z MHBF,/4;5'K/VA+6GOG;DL&>BH])S07K8"Y9>^M*QPUZ)T%G;.__7SZVJO>Q1 M_2SCGW1!>C,=,DH998QR1B-&!:.24<5HS&C":,IHQFC.:,%HR6C%:,UHPVC+ M:,=HS^C`Z,CHY"'?.]&%/#S`O'(3P34OWPE"27-G2'K!U3C4*+G24T89HYS1 MB%'!J&14,1HSFC":,IHQFC-:,%HR6C%:,]HPVC+:,=HS.C`Z,CIYR/=3N&QX M^7GJFI<'!;DYQT8I2CDJ8Y0S&C$J&)6,*D9C1A-&4T8S1G-&"T9+1BM&:T8; M1EM&.T9[1@=&1T8G#_D>P5R1YRO?D'.,3G##LLC/.<'L8GC=1&G.(91Q5,YH MQ*A@5#*J&(T931A-&V,8B33##:T(IHXQ1SFC$J&!4,JH8C1E-&$T9S1C-&2T8+1FM&*T9 M;1AM&>T8[1D=&!T9G3SD>R1L&N?.<8$5BJ%&:;TB0?K0.F4T$Z12G-&( M4<&H9%19Y.Y6DB@]U(D@]U"37K"R.M4H.=09HSFC!:,EHY5%SJ&N)4H/=2/( M/50:U:U&R:'N&.T9'1@=&9TLBFRLNC;KA>'[B);S"QTO6E`^JP0SHWHATMFH M.Y0H'9W4(FRL.G_KGG^460-D8')&(T8%HY)1)4B7E\<6N7NJ)*HYRF#5=:H! MI1KBYRCW$C44T>YU0`YRAVC/:,#HR.CDZ#S4?JIS2R< M7C+9"]<9Z_57QU*WUW9)MEGM'5KBW@_K&&R)D6YG-LA!N47NEB"2*KA>R:AB MJ3%)3;C>E-&,I>8DM>!Z2T8KEEJ3U(;K;1GM6&I/4@>N=V1T\J0\TYC?`?!, M<_GA[!SNIR"+W,R;],+WZS;(\0LK98QR03HG&)%4(4%JO9)1)4BEQB0UD2"5 MFC*:"5*I.4DM)$BEEHQ6@E1J35(;"5*I+:.=()7:D]1!@E3JR.@DZ"SE^R5< MD'[&+[SN/+`(^:*9`"7A3[T-;93[#E20WM@R07;;4*\]")[K7`^Z@PD0GNQ M%Z32!T$J?;1(>A&*H7OH'-4OBE:=Z+GB4&1B7PM47^403'.K05O<1< M5W0WI]@H?&G2F*]WU>\%8YF+CB:#D2!-!H7HZ.VJ%%0G@W"F48D(CNE28JX/ MV>G%1'2UJ:D@VXO!=3\8C9FV)K/>N2#MQ4)T5'HIR/8B>*A>BW58F. M7H8U`C+S%:I!=G*E%Z<686>8G15M0+?205 M5:L0I%HE:U42I5IC0:HU$:1:4]::291JS06IUD*0:BU9:R51JK46I%H;0:JU M9:V=1*G67I!J'02IUI&U3A)UUO*]$WO=87[UYYG'=GZ[,;#(SX3A=C&-DK27 M,LHL:M>/BCW\M8__9RRY!.B%-Q*D%UXA2)\42T%V0N++5E+ZU&5GTV#=4R>; M3Z2BMC055/T8'1 MD=')0[Y'D)8B#\6OWC\R,#K!8[%%WIZU)%B#&DI%M5C**&.4,QHQ*AB5C"I& M8T831E-&,T9S1@M&2T8K1FM&&T9;1CM&>T8'1D=&)P]Y?L(4.C#4Y:13Q_O& M:9AZ8AAA:81E$99'V"C"B@@K(ZR*L'&$32)L&F&S")M'V"+"EA&VBK!UA&TB M;!MANPC;1]@APHX1=O)98)_P-`SJ@J?$8//2`X^"^5@ M,ZH*FQ&#S4@.-@OEX#*J"I<1@\M+^<],I7L5O7=5,7S_`.#72$PW? M4$WXAAA\8YGGFU`.OJ&J\`TQ^(;DX)M0#KZAJO`-,?B&Y.";4`Z^H:KP#3'X MAN3@FU`.OJ&J\`TQ^(;DX)M0#KZAJO`-,?C&E0M\$U_8?_5S'?[,.)*=B,%1 MEGEWO29.LQAM+H7+FC!9^X++B"$[$8/-B,%FQ&"SFCF[86$S&Z>'#)\U=?60 M>>NN$R:'#.LU587!>L3@/6+P'C%XKV;.(<-[-DX/&>9KZNHATRC#CTV8'![\ M2`Q^)`9#$H,AB<&0-8MLY&U=F67NO_SVO98)'Q?K%71GXR7L:)D.%#) MS>M$R!C!B4TM87`B,3B1&)Q(#$ZT3)2@]]".=B-JL)@Q&`PDH/!0CGXBZK"7\3@+Y*#OT(YV(NJPE#$ M8"B2@Z%".?B)JL)/Q.`G5R[PT^L6UUM7O+HNS/--'>;YAFK"-\3@&\L\WX1R M\`U5A6^(P37%\-@G>M\&+3HMR*X$62AQE)'F:T+-X;&+/1OM`; M>)6:@UFI.9C5,MN;?C=\Y0OO-BU*;^!=DH=Y21[FM^-YN MO7+M_QP?3.8L\S<)]X-].<.6A.DK_[1A^LX_:YCL$T["%U!Y$Z(;"D8-4_FB M82I?"GMB?VHEY?C>4WS\ZA?G39@V-VF8-C=MF.P73L*/0,V:$.W-O&$JOVB8 MRB^%26\"-ZRD_')OUDV8-K=IF#:W;9CM3;\]"%+8K@G1WNP;IO*'AJG\49CT M)I@^GZ3\R=X$WC8+R7_]^063YO`]:4N89Y)^D`!A^;JJE\XM5C>LCIEA-_-@^4;[9)?-JSN3?A%05C>ZF"%SKG5!N<&EJ?F8'EJ#I:W MK.Y-TNYQ-8WBQ^7[+\"Q^9 M\&#.GJ^9NX.N9>//DMY2F--?^)+T8$+2@PE)#R:LF:,'UY$> M7$=ZY>H&MS&KW)5N]Z.\P6BU:2+]MF)=)D^`^ADQ:5_4S:2A^]('KZS[(G-KC"A%<(_3R:G4:NN#)'QI MV84-R!+C]`<^)7WXE/3A4\N>Z`],:X7PS]/]@8]MF/8'/K;:VA_XV+(+&Y$E MQND/?$WZ\#7IP]>6/=$?F-P*X9]H?P+?F]7Z2[Y_:3JE-P$POF7Z6`>7$TLC M#.F4XC!!(`9;$X.MB<'6Q.!D8K`M,:138K`M,:138K`I,=B4&&Q*#,XD!AL2 M@PV)P8;$D$Z)P7;$8#MBL!TQ.,UE@:W,FCO;ZO5O>LS'7((M?"W+NI[#^^&? M;#IA,F>!U>R[`)V5P6K$8#5BL!HQ6(T8K$8,5B,&JQ&#U8C!:L1@-6*P&C%8 MC1BL1@Q6(P:K$8/5B,%JQ&`U8K`:,5B-&*Q&#%9S66`UL[SN6NV9M:M6O1R/ MN8#8`IG*,B]3$8-]B,$^Q&`?8K`/,=B'&.Q##/8A!OL0@WV(P3[$8!]BL`\Q MV(<8[$,,]B$&^Q"#?8C!/L1@'V*P#S'8AQCL0PSV<5E@'[.:[MK'[.W#+/2U MW^3%9Z0CF

!? M7%V8GZEH.4W#-%,Q@]5L$VI36(T8K$8,5B,&JQ&#U8C!:L1@-6*P&C%8C1BL M1@Q6(P:K$8/5B,%JQ&`U8K`:,5B-&*Q&#%8C!JL1@]5<%EC-+.FZ5GLN4]5+ MP+ZC:H8?E1*K#%OX:V9SCW08,A4QV(<8[$,,]B$&^Q"#?8C!/L1@'V*P#S'8 MAQCL0PSV(0;[$(-]B,$^Q&`?8K`/,=B'&.Q##/8A!OL0@WV(P3XN"^QC%DM= M^WSK7W9A+9?F5):9'RMKGOZ2?K#Q`U:KJ_I6(P:K$8/5B,%JQ&`U8K`:,5B- M&*Q&#%8C!JL1@]6(P6K$8#5BL!HQ6(T8K$8,5B,&JQ&#U8C!:L1@-6*P&C%8 MS66UU=X]_'9W]YB^?WS_X_>?[[[^>C>\^_3IX_ M_/#V%I:].?L6"8G+.J;LO())9:T$95CMB-5K]4W9.. M5*]]A3+,X&+MM5NF['Q?#>L-((D_UXW5NC**^'O=:)E1Q!_/1N9LO/VQ/`HKW$H^#&G2*UK'`A^EB=6@L/`C['$2G#:\+,:L1(< M'GY,(5(RP&G!G\E'2A*H)5&U!&I)5"U!5V&WF!ILDT1=D\`T2=0S"8XMB1Y; M%W6ZT3I=U.E&Z_10THN7P"N]J%<2G)\D>GX2G)\D>GZ,\6(CT#K;+EIB3!?5 M:ITOTEB=#IKI1-OIHDXWYH^?6C<_Q?BM:3[6!H2B\3!&S!<_=6]^>B)KP#!1 MO\`N<;=@<&-'A-,>/>LXM;$SBWV?US?G7F_-^7BXS M>W5OEOA/Y/C,QMN;\TY;KF=VT=ZB;/L3*T(>^Z4.L#.WUC&;L?*(L,66Q_JU,/?PG M5H;]HKT;_"=6AN/LF6.)M8>RQ)3%ZMV:>OA/K`Q[AWLW^$^L#.>A9\8ZUA[* M$E,6JU>9>OA/K`R[>WLW^$^L#)I=<]YCUPW.>]>T%RO#6'?->8^5X;QWS7F( ME6',NN:\Q\IPWKMF/&-E&,J..L#,?9 M,<<9*\-Q=LQQQLK2P=6-^6(X7V'X'OB-^0`XE^#SWC?F>]Y<@J]UWYC/_*X%T&%-+ MKP`Z^(F2&_/C$5QR>XT4@Q\JXI()2LS/-G$) M?I0)[<1*\!M+.`NQ$OQD$L8Z5H*?*8)#8F$<&RQ$OPF$(XM M5H*?^,&QQ4K2?OLFJ_]8+)@M%R@IHR43E$RC)0N4+*,E:1]IJQ_+%`5*RFC) M!"73:,D")%.JMH2=IOH:>Q M&5Z!DC):,D')-%JR0,DR6I+VH-:+M9/V<$[KW=3A.45)&2U)>S@_V,S-CB]0 M4D9+;C$&M]$Q&*)D&"U)45)&QSK%6)?1.K<)IL9);&Z$1ONV:"'KV[=S$Q MQ?K:][1A1NVG MQI3+(-!1RG.F1[+D!?R22)4S`U_5+M"EXBRVB_(LH&$X"W(F"M]E6*HA.622 MB(C?RVB?\\*X)(IGS,#^=2I*_9HMCX:DRYEZW)=7D/BL1?Q,%AVK#.>$);*5\1.C7&$.P..BL M?K`G\$-Y,4_8/C,_Y>$+%[O4P'%/01$*6\8O]UQ'4%%(,W+;B&0&&X!7+Q=X M-:`B[-F^'T1LTK5/IR-Z/273&>"]+=?F06!.WXOVVLC\KT,1W%65A1ZSP/LQ MRW@VFL[#,3F?)'`[L@+OF6&;E9('#VX-4.J2X1TD2TC_! M7C4.W#:[7Y.;FN\CIFAYG4,-,*T1`(D.$"$0QG`+)JU.W:.M``:KA4PZD1 M;*FKXKI(G6=.%OTB9Y:%_NASOI^Z2RZ1>9\HDU^.Z'YBJ M9B%=0YC3ERH1P_V;%O/!*[#&0I;Y3$[HN:C] M2;?_CZ$>/2T'&-P_I.L&QU!3T0G3)A?9@46WRG?*$,C_.H)=V"+I\X19_QG1 MBSS!HIMDQU#WC&B/)U!TD/?OG%W6HNCSA+>G7^.Q2B_R!(MND9WR!-KC">/P MO)ZN)]A,8/CUISE]&R2:>K"E:YU[IGB(;NEQH9[SZ?&$V7DY74O`^1)(FW+: M`X&;GMUPF7.UXY]XEFDODGN&PO M=V]R:W-H965T?'__ZO]W\>'G][^KK?/Y^(PL/3A].OS\_?-V=G3[=?]_S^?GY^NS^YN[AM%?8/+Y&X_#Y M\]WM?G>X_?U^__#UKY.YO'G_[_?L_;@_WWT7B MU[MO=\__[D1/3^YO-\F7A\/CS:_?9-Q_S98WM]#N_H?D[^]N'P]/A\_/[T3N MK.\HC_GJ[.I,E#Z^_W0G(S#3?O*X__SA])?9IEU=GIY]?-]-T/_>[?]\&OW[ MY.GKX<_H\>Y3?O>PE]D6/QD/_'HX_&9,DT\&2>,S:AUV'J@?3S[M/]_\_NVY M/?P9[^^^?'T6=Z]D1&9@FT__WNV?;F5&1>;=?&64;@_?I`/RWY/[.Q,:,B,W M?W4__[S[]/SUP^EB_6XY7UUSU=J,_4C+M6TI/VW+BW>SY?E+S2YL,_GYMA%*MG8]E9]O&N&5;2<_ MWSC"F41B'Q@F)'N?OVJ,LR&BY!]O&^4,863^\:9QSA`[YA]O'2G"9Z;Q\[J1 M(GY,OKUQI`B@F4;0ZV)VAA@R_[`WG:W>7:Y6R_7E"_$^0QB9?]BVQT9ZUJ\5 MW=*SNWF^^?C^\?#GB:SGXMFG[S?FZ3#;&"TL.GW&#,O0CU8A67Z,RB]&YL.I MC$/6ER=9.O_XN+Y8OS_[0Y:[6VMSS38SUV(+"[.V&=F=#P(?A#Z(?!#[(/%! MZH/,![D/"A^4/JA\4/N@\4$[`F?BGL%'DD)_AX^,C/$19O<:0)TV]QP""S39 M^2#P0>B#R`>Q#Q(?I#[(?)#[H/!!Z8/*![4/&A^T(^`X1%:FO\,A1D8>TD[2 M7+@>N.YMS$H\9-;*-=D.)H.7B`1$0B(1D9A(0B0EDA')B11$2B(5D9I(0Z0= M$\=I\DCX.YQF9&2QE-`8',)+G34ZYK7!9/`:D8!(2"0B$A-)B*1$,B(YD8)( M2:0B4A-IB+1CXGA-GL=_A]>,3.=DQ&`W9020@$A*)B,1$$B(ID8Q(3J0@4A*IB-1$&B+MF#A.DEVUXZ3CV6&L M75]8,LH.(CLB`9&02$0D)I(028ED1'(B!9&22$6D)M(0:>8^N M9#""=$K2&4GG0RN5IEX7@Q&DR[&TXP)3>YCPP3MSO'W^>G?[V_6AKTA-),5" MSI'V=&E47!=TPA].QSZP2/;*Z-?.HN6Z.Y+.SV=+SP%J@#8AT,@%K!S#:E#V M7)NH`913(%7.6#F'U8^4"S6`<@G4%QC'9T=S!WHT M'V9[V]WKP^ER(#M+W-WRW#OV!VJ%`86,(D8QHX11RBACE#,J&)5`7?W5C71S M6/0K*4L)\XG(EI+D$-K]&5-F"&._-K-EYEJ22H\8E^=NY&ZMU5R#:0<3&`E6RY!ZOUI>>3$%9RG!JLYE=>D$>PTD[$0$<[D<#*[817?DAA=;03 M&:RT$SG0T4X4L'([X8VQA-6/.N%&@3E^CJ/@!>\;B0A@H#8FDJH6,W7 M`]H!:34GL&BATQ#"ZFIH&`&I5@RD6@EKI;!2K0Q(M7(@U2I8JX15I^7.GSD( MCN>O?V:_]7EA5+QIMH3.$RF(T M[20<0T6%$Z!>>.TOE"D+9T#:XQPJ*EP`6>%+;[-00J7KL>L0<^@[YI!7/C_L MV5'[=&U*[6:NQX%ND0;4#E8:4(%%3J#;AAJ<$1JJ5@RD6@EKI;!2K0Q(M7(@ MU2I8JX351*";,]VQ>7W=QLB>#,?3:I$;Z-Y#8&L^K/`#O4<+B51=\?GI8:WD MQV"UOJ0,L/*R<`U6$T\/:Z6Q&]M^'>]$`BNW$U[I-,48CW8B@Y5V(H?\T9DH M8.5V@C+KA9EPD\V<(8\%Q2N3S1Y%QU$Q/IUVF^JM^=3)+)+C[3*A@*U"1A&C MF%'"*&64,G*^^45*@5I$I&%:.:4<.HM:COJ>M&4P$8IU3GQO4[V8QU MM1T\K5Y?Z)D;1<^E/=)EP/Z;@36"6Q4J<-#8$BMHH9)8Q21AFCG%'!J&14,:H9-8Q:BZ:<9@H!XX1[ MP3E]W4`*&)BLZWF/E&PM&3N'F@76:*04`ND"%I%4#".]7\(H!5*IC*1R&*E4 MP:@$4JF*I&H8J53#J`7JI-QUSQSFQVXPZY[9`K[@CKX&,)K$Z[E%LF?0/+CR M%J^MM9*%&'[<672I)]*`48B&HT($D&K%0$>+90FLQH>B]<+K:@HK":%A0'3P MRV"EG<@M&@VH8%2BH0ZH`E*M&NCH@!I8.0.Z]`Z1+:Q^-"`W,$P98AP8+P1$ M7[5P`L(6,C1^MU(@,<_$H5 MS+?=_=S2(=#1.`Q@U=?FEEY),L1E#?D(2$,^!M*S20*D09("J58&I%HYT-%N M%[#JNWWE;4I+7-9;54!ZJQI(N]T`:;=;H$[+33A3L'A#PMGZAB[\U_,>F3@: M%JRU/YHMK#0^=T`:GX%%YDDP:"V6?FT,#L0;2.S9Z1_2^A=5$/IL:QQM<;4LB M8U=;-.[Z^LK+M^V\MW(>MA9IE`:P5UZ5-835CQX>_0?\L-*\B('TC@F0 MYD4*I#F6`:E6#J1:!9#;>R]02U@=[7T%*[UC#:1W;("T]RW01%:+AQQ7]TNW MGDU>51N?&Q7O+-DC+]F]1_[6-I15!V&YLVBA(PJ`QK.S]+1[+9? M>L<8#35=$MQ19SJ%U3C922M'0^U]`33N_?K*+UZKO"X)U/L*5MK[&DA[W^". MVOL65ISL9@FE"'C[Z;23<4,`2&=L:]$XXX%TQ@(@C>`02/,O`M)1QD"JE0"I M5@JD6AF0:N5`JE4`J58)I%H5D&K50*K5`*E6"\19*LG`/GKYA8>NF><3H]1] M$JAAMK[RZ]ZVX3@M@33,`HNDVTC>$%;J\@A(0S8&4JU$M;1?E.(I&AY-\0Q6 M>L<<2.]8Z!W1^Q)6VOL*2+5J(-5J5$M[?W'N'=A:-/Q1[YWMUL)47U[_#.[, M/5?W]1LI#6.`6VOEI%]O)=4K6`6PTM`,@33,(R#U?@RD6@F0:J5`JI4!J58. MI%H%D&J50*I5`:E6#:1:#9!JM4`3Z2=+M^,+\Y!N0\)"_. M_>..;>ADHVVH,1A8*R<;K95&0,1:,1KJ["1`YK7`/S[.O$!.(:*Z&9#F20ZD M?2R@J[XI8:5:%9!JU6BH?6R`^CXNO%>)6HATNFYFR5:,O/D3#SPCX[G3(AW+ MUGRZ;M9;'?$.2,<2`&DTAD`:V1&0:L5`JI4`J58*I%H9D&KE0*I5`*E6":1: M%9!JU4"JU0"I5@LTD7&F$#->_7YJ6[KHRSGC`H-%7L9Y)^HMK#0"=T`:S8%% M3L;9`I)&0(2&JA5;M'0>!/[K'XFU6HV/N/3Z1PIY1\L_2F:PTD[D0#J@PJ+1 M@$I8Z8`J(-6J+3H^H,9:'1]0"_D?#B%A9I!&\9[1@%C$)& M$:.84<(H990QRAD5C$I&%:.:4<.H=9#K([]P9')9/G%YZUL<"ZXH670A5X8J MD'Q]@O?ZKEIAB[-C%#`*&46,8D8)HY11QBAG5#`J&56,:D8-H]9!KM],*6:\ M!A^OL"]LR6=4!0(:YY"U4K1CJX!1R"AB%#-*&*6,,D8YHX)1R:AB5#-J&+4. MIL6B<0GZXMPOU2T&*\TA0@%;A8PB1C&CA%'**&.4 M,RH8E8PJ1C6CAE'K(,=O\LM%KM^.YU!G[KH'2!-FRVC'*&`4,HH8Q8P21BFC MC%'.J&!4,JH8U8P:1JV#7%],%5'&>X57E3J7?0%EO*>T2!>^K26ZU=V!R*YB M>%+QBU!JA2P+&46,8D8)H]2B_FV'KB">P6HX_><@3D_I12BU0D]+1A6CFE'# MJ+5HXKV,I5\7Z783_Y\7H3I%+^EL4628E:TU&GNTMQE>A%JNO(\D`MM&+#!' M(:.(4A&$6,8D8)HY11QBAG5#`J&56,:D8-H]:B M*:?YY9(7'F%<%EG:&LC(.3T9.X>:!;;9R,TAD+ZR$5FD4C&,=#U.&*5`*I61 M5`XCE2H8E4`J59%4#2.5:ABU0)V4^_2:KHB\]"*4^9#`V_`!R?9M>!2MZ44H M:S4N7%DT>F\H8!2BH1:((B`M$,5`XUTG_?YD`BL)CJ&K%^?>.IO"2O)[L**/ MSC)8:2=RBT8#*AB5:*@#JH!4JP8Z.J`&5NZ`O$^#6UC]:$!N8)A"Q7A1?2$_ M;5U#X_!:?F6[JU%J_&Z!]-&ULVCTPE'`*$1#K1=%0*H5`VGM*;%H5'M*8:5: M&9!JY1:-^E4P*M%0M2H@U:J!M%^-1:-^M;#JM%Q?3)4ZI.D+;RLNN;(!Y":I M_\F`M7*2M-A63$)UV`:N^VS/_ES9+7-=[54!ZKQI(^]T`:;];H$[+]?+;"B/R&Q*T!/?( MJ4+SFU"VX?AS'R`-T,`B$V6#P^4[#=T:6(B&XWBB-3*"E:9$#*1W3/2.V->F ML-+TRH!4*P=2K4*UM/<7YU[O2S0\VOL*5GK'&DCOV.@=T?L65A,)+7=\R^)J MS+VCA$7CKO.;4*9R[GU,!*11&@"-GQ[KN5>J"6'UHZ='_R84K#0O8B"]8P*D M>9$":8YE0*J5`ZE6`>3TW@_4$E9'>U_!2N]8`^D=&R#M?0O$66T^EG!LGLAOH65!N_.(GEM`)$:`(UGAUZ3"*$UCCE.=ECI'6,@ M39<$=]293F$U2G8@U-[BC]KZ%%2?[ M2AX^%`'C`M'KCJ>=C!<"1EF0SMC66HT?W4`Z8P&01G`(I/D7`>DH8R#52H!4 M*P52K0Q(M7(@U2J`5*L$4JT*2+5J(-5J@%2K!9K(TJGRC]DO']_URE=*^`NS M15Y:^F]"P4K#;`>D8198--HDAK!2ET=`JA4#J5:B6N,GHO>Z8(J&1Y,D@Y7> M,0?2.Q9Z1ZPS):RT]Q60:M5`JM6HEO9^O?#VK2T:_JCWSG9K)^EGD8YFVXFZ[V4`:6@&0!J:(9"&>02D81X#J58"I%HID&IE0*J5`ZE6`:1: M)9!J54"J50.I5@.D6BW01/K)P]OQA7E(OOE-J)51\5S4(R<;^4THVW"\(P;2 M&`PLDG'GA<8UI9I&/96N0\\'JK\;N'L-)H M#($TLB,@G;T82.JS&JH^NE)?G/MO0L%*(W`'I-$<6.1DG)77"(C04+5BB\RN?#B\ M7ITI//Y'+7(I:6:01O&6T8Q0P"AE%C&)&":.44<8H9U0P*AE5 MC&I&#:/60:Z/_,)1__G7F]_BD+^,0\_/'KWP)I1M*%;8Z>T8!8Q"1A&CF%'" M*&64,3T?NO_?E#_1SSN]X]?]MO]MV]/)[>' MW\W?!I(&']\/N/_#1=>K"_G+1=W\TI5+_$TC_XHTF6PA#;IO5_'M9])`OC5) M?$A7I(E\+\_4E2NYTJU=?IO%>F/>WN,V4O+?F!H_7Y&B^\94V?F*_.&F7[J/ M%OR[R!]TZA80G\\W[:3]0CHUI;_<_"+SSC>^7F[:[H'JWV`ELSYE+Z.>&L!N MN91!3RG)!XL;\TDBWUL^)Y3IF+HB'_MMS.=\W&:W7,E]IGHF'TN)VM25W5S: MR!:9U>37P3?F][_YBKQY(KV>FGIYTT/Z-G5EMYS+E2FW[)8+N3+EF.N%!*6\ M3,@]N%Y(4,JK;5-7)"CEY:F)*\MS<6>WC?+\N9LO9`ZF>B#?@+%))J_(%UK( M[$RUD>^GV)@OI.`>R-<^R'VF/"??GR!J4U?*JXWY>N`)L=EL8[[B=N+*_%PZ M/=5&OI%(NC9U93<7Q_6;9IH<<9Q\IPG?)[[:R-=43_"9W'^RS^G5QGR+,C?) MKC;FNY3Y0GZUD>^KGN!R#_--RGSE^FIS/7EA>[793E[876WDF[Q92;Y^>A-, MM@BO-N9[IKE)=+6)^@MGPS3*WWC[?O-E7]P\?KE[>#KYMO\LZWS_BSZ/_5^) ML[_U8[_)^=?#L_QQ-SG*RE]SDK_FMY>_IW!NOI/I\^'PC/^1.Y\-?Q_PXW\$ M````__\#`%!+`P04``8`"````"$`:JH;LC(!``!``@``$0`(`61O8U!R;W!S M+V-O&UL(*($`2B@``$````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M````G)%12\,P%(7?!?]#R7N;M!49H*;S&Y:X--&I)HMW]OUG5U MHD]"7L(Y]\NY)]5RI[OD$YQ7O:E1GA&4@!&]5*:IT=-FE2Y0X@,WDG>]@1KM MP:,EN[RHA*6B=_#@>@LN*/!))!E/A:U1&X*E&'O1@N8^BPX3Q6WO-`_QZAIL MN7CG#>""D&NL(7#)`\<'8&IG(IJ04LQ(^^&Z$2`%A@XTF.!QGN7XVQO`:?_G MP*B<.;4*>QMWFN*>LZ4XBK-[Y]5L'(8A&\HQ1LR?XY?U_>.X:JK,H2L!B!WZ MZ;@/ZUCE5H&\V;/=F^L2[]L*_]8J*<9T5#C@`602WZ/'="?EN;R]VZP0*TA^ ME9)%/)N"T**D.7FM\,DUS;,9J*<`_R:>`&S,_?//V1<```#__P,`4$L#!!0` M!@`(````(0#_GNO&2@,``&D+```0``@!9&]C4')O<',O87!P+GAM;""B!`$H MH``!```````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M```````````````````````````````````````````````````````````` M`````````````````````````````````````````````)Q6WV_:,!!^G[3_ M`>6]#>W0M%4A%83TAT0!-=`]6B8YP&JP,]MAL+]^EZ30I'-=3K`8Y$PONX[B_G-V0^GHS3E"4T%A[YS`.5<^U^_ M>#,I,I":@>J@"Z[ZSD;K[,IU5;R!+57G>,WQ9B7DEFK\*=>N6*U8#",1YUO@ MVKWL=K^[L-?`$TC.LI-#I_)XM=.?=9J(N."GGN:'#`G[WB#+4A93C5GZ#RR6 M0HF5[H3[&%+/K5]ZR"Z".)=,'_RNY]9_>E%,4PC0L;^BJ0+/?3WP[H`619M1 M)I7O[?35#F(M9$>QOUBV2Z>SI`H*.GUG1R6C7".M`E;]*+_33&GI_Q+R66T` MM/)*B8X$63XYSI%-1T-:-2&RCW?M8YERPJ MQA6AHXH$>X.$7&.]R#VOU&:BSOR40S"=1-/Q_6@P#T=D.!@/)D%(HKLPG$=D MP3]A8*Q`;#,)&^"*[0#;-!9;<^@A<%@Q368IY>;@E3&9 MTWU+IF6"CZ!`8A;&6LR0,,NW9(2AL&`\/I`7O!%>%FHCT@2G-`E_Y_C2S#B- MS8(CYT`"FC%-<;*=A&Y*CNR7^/2-]S7E;;`6/6TF-5EML!9U;2;M(A=6QC0; M0MM\U_6VX1JRVX#MZK>2M4\!\Q0\+;&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"+0`4``8` M"````"$`[6?[RRX$``!?#@``#P````````````````#B"@``>&PO=V]R:V)O M;VLN>&UL4$L!`BT`%``&``@````A`/V=_"DC!P``41X``!@````````````` M````/0\``'AL+W=O&UL4$L!`BT`%``&``@````A`)Q`.3NL!```1!,``!D````` M````````````C3(``'AL+W=O&PO=V]R M:W-H965T&UL M4$L!`BT`%``&``@````A`%$&XSYD!0``-Q<``!D`````````````````NU0` M`'AL+W=O&PO=V]R:W-H965T+P4``&T6```9```````````` M`````,MB``!X;"]W;W)K&UL4$L!`BT`%``&``@` M```A`)W<1:V*)```X\,``!D`````````````````,6@``'AL+W=O&UL4$L!`BT`%``&``@````A`)W]&9U$$@`` M1Y8``!D`````````````````%Z8``'AL+W=O&PO=V]R:W-H965T&UL4$L!`BT`%``&``@````A`(_2X8.I!0``(AH``!D````````` M````````U-```'AL+W=O&PO&PO=V]R:W-H965T&UL4$L!`BT`%``&``@````A M`/MBI6V4!@``IQL``!,`````````````````_H(!`'AL+W1H96UE+W1H96UE M,2YX;6Q02P$"+0`4``8`"````"$`O1R>V0H$``"H#P``&0`````````````` M``##B0$`>&PO=V]R:W-H965T@@4``.88```9``````````````````2.`0!X;"]W;W)K&UL4$L!`BT`%``&``@````A`/,R4GS*!@``I1T``!D````` M````````````O9,!`'AL+W=O5AH2``"(:```&0````````````````"^F@$`>&PO=V]R M:W-H965T&UL M4$L!`BT`%``&``@````A`)=LM:/$`P``G`T``!@`````````````````T[(! M`'AL+W=O&UL4$L!`BT`%``&``@````A`(9:I`7:.@``,CX!`!D````````````` M````W;X!`'AL+W=O&PO=V]R:W-H965T M&UL4$L!`BT` M%``&``@````A`**W`%2H#@``LT8``!D`````````````````(@@"`'AL+W=O M&PO=V]R:W-H965T&UL4$L!`BT`%``&``@````A`+BB MND&)`@``AP8``!@`````````````````TV4"`'AL+W=O(%T&``#D&@``&`````````````````#0<`(`>&PO=V]R:W-H965T M&UL4$L!`BT`%``&``@````A`/2EY5#]!0``LAD``!@````` M````````````8W<"`'AL+W=O&PO=V]R:W-H965T`0`9`````````````````,"0`@!X M;"]W;W)K&UL4$L!`BT`%``&``@````A`(7X]H'Q M#P``G$X``!D`````````````````=,0"`'AL+W=O&PO=V]R:W-H965T&UL4$L!`BT`%``&``@````A`"0!&F%8,@``\@,!`!D````` M````````````RND"`'AL+W=O'TN```I_```&0````````````````!9'`,`>&PO=V]R M:W-H965T&UL M4$L!`BT`%``&``@````A`.[SRK5T#@``"D0``!D`````````````````<(<# M`'AL+W=O[; M]Q4#``"X"0``&0`````````````````;E@,`>&PO=V]R:W-H965T9`P!X;"]W;W)K&UL4$L!`BT`%``&``@` M```A`&`C<3U7+@``U08!`!D`````````````````6*8#`'AL+W=OCauses of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]                 Change in loss reserves     $ (42,637,000) [1] $ (5,850,000) [1]         Increase in accrual for probable rescission related settlements     20,000,000           Historical average period for uncured default to develop into paid claim     12 months           Premium refund liability, expected claim payments 127,000,000   127,000,000         131,000,000 Primary Default Inventory [Roll Forward]                 Default inventory at the beginning of period 91,842 126,610 103,328 139,845         New Notices 21,178 25,425 44,524 53,289         Cures (21,182) (25,450) (48,500) (56,572)         Paids (including those charged to a deductible or captive) (6,068) (9,051) (13,132) (18,496)         Rescissions and denials (354) (429) (804) (961)         Default inventory at end of period 85,416 117,105 85,416 117,105 139,845       Pool insurance notice inventory [Abstract]                 Pool insurance notice inventory (in number of loans) 5,271 7,006 5,271 7,006       6,563 Aging of the Primary Default Inventory [Abstract]                 3 months or less 15,297 18,760 15,297 18,760       18,941 3 months or less (in hundredths) 18.00% 16.00% 18.00% 16.00%       18.00% 4 - 11 months 19,362 26,377 19,362 26,377       24,514 4 - 11 months (in hundredths) 23.00% 23.00% 23.00% 23.00%       24.00% 12 months or more 50,757 71,968 50,757 71,968       59,873 12 months or more (in hundredths) 59.00% 61.00% 59.00% 61.00%       58.00% Total primary default inventory 85,416 117,105 85,416 117,105 139,845       Total primary default inventory (in hundredths) 100.00% 100.00% 100.00% 100.00%       100.00% Primary claims received inventory included in ending default inventory 5,398 [2] 10,637 [2] 5,398 [2] 10,637 [2]       6,948 [2] Primary claims received inventory included in ending default inventory (in hundredths) 6.00% [2] 9.00% [2] 6.00% [2] 9.00% [2]       7.00% [2] Number of rescindable loans affected by Company's decision to voluntarily suspend rescissions 1,558   1,558           Number of payments delinquent [Abstract]                 3 payments or less 22,867 27,498 22,867 27,498       28,095 3 payments or less (in hundredths) 27.00% 24.00% 27.00% 24.00%       27.00% 4 - 11 payments 19,666 27,299 19,666 27,299       24,605 4 - 11 payments (in hundredths) 23.00% 23.00% 23.00% 23.00%       24.00% 12 payments or more 42,883 62,308 42,883 62,308       50,628 12 payments or more (in hundredths) 50.00% 53.00% 50.00% 53.00%       49.00% Total primary default inventory 85,416 117,105 85,416 117,105 139,845       Total primary default inventory (in hundredths) 100.00% 100.00% 100.00% 100.00%       100.00% Estimated Rescission Reduction - Loss Reserve [Roll Forward]                 Estimated rescission reduction - losses incurred         (200,000,000) 200,000,000 2,500,000,000   Premium refund liability, expected future rescissions 13,000,000   13,000,000         15,000,000
Increase (Decrease) in Estimated Claim Rate On primary Defaults [Member]
                Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]                 Change in loss reserves     (25,000,000) [1] 0 [1]         Percentage of prior year default inventory resolved (in hundredths)     40.00% 37.00%        
Increase (Decrease) in Estimated Severity, Primary Defaults [Member]
                Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]                 Change in loss reserves     (8,000,000) [1] 1,000,000 [1]        
Change In Estimates Related to Pool Reserves, LAE Reserves and Reinsurance [Member]
                Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]                 Change in loss reserves     $ (10,000,000) [1] $ (7,000,000) [1]        
[1] A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves.
[2] Our claims received inventory includes suspended rescissions, as we have voluntarily suspended rescissions of coverage related to certain loans that we believed would be included in a potential resolution. As of June 30, 2014, rescissions of coverage on approximately 1,558 loans had been voluntarily suspended.
XML 19 R33.htm IDEA: XBRL DOCUMENT v2.4.0.8
Nature of Business and Basis of Presentation (Details) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Dec. 31, 2013
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Nature of Business and Basis of Presentation [Abstract]          
(Increase) decrease in restricted cash   $ 42,900,000 $ (60,300,000) $ (237,000) $ 60,333,000
PMIERs effective days after publication 180 days        
Mortgage Insurers transition period 2 years        
Period for submission of transition plan to GSE 90 days        
Holding company cash and investments 515,000,000     515,000,000  
Assets of regulated insurance affiliates of MGIC 100,000,000     100,000,000  
Restricted cash and cash equivalents $ 17,203,000 $ 17,440,000   $ 17,203,000  
XML 20 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; word-wrap: break-word; } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 21 R25.htm IDEA: XBRL DOCUMENT v2.4.0.8
Earnings (Loss) per Share (Tables)
 6 Months Ended
Jun. 30, 2014
Earnings (Loss) per Share [Abstract]  
Calculation of earnings (loss) per share
The following includes a reconciliation of the weighted average number of shares; however for the three months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 126.5 million, respectively, and for the six months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 100.3 million, respectively, were not included because they were anti-dilutive.

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
 
(In thousands, except per share data)
 
 
 
  
  
  
 
Basic earnings per share:
 
  
  
  
 
 
 
  
  
  
 
Net income (loss)
 
$
45,522
  
$
12,375
  
$
105,504
  
$
(60,555
)
 
                
Weighted average common shares outstanding
  
338,626
   
337,868
   
338,419
   
285,336
 
Basic income (loss) per share
 
$
0.13
  
$
0.04
  
$
0.31
  
$
(0.21
)
 
                
Diluted earnings per share:
                
 
                
Net income (loss)
 
$
45,522
  
$
12,375
  
$
105,504
  
$
(60,555
)
 
                
Effect of dilutive securities:
                
2% Convertible Senior Notes
  
3,049
   
-
   
6,098
   
-
 
 
                
Net income (loss) plus assumed conversions
 
$
48,571
  
$
12,375
  
$
111,602
  
$
(60,555
)
 
                
Weighted-average shares - Basic
  
338,626
   
337,868
   
338,419
   
285,336
 
Common stock equivalents
  
74,855
   
1,473
   
74,955
   
-
 
 
                
Weighted-average shares - Diluted
  
413,481
   
339,341
   
413,374
   
285,336
 
Diluted income (loss) per share
 
$
0.12
  
$
0.04
  
$
0.27
  
$
(0.21
)
XML 22 R42.htm IDEA: XBRL DOCUMENT v2.4.0.8
Other Comprehensive Income (Details) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Dec. 31, 2013
Other comprehensive income (before tax) [Abstract]          
Change in unrealized gains and losses on investments $ 44,818 $ (99,092) $ 84,479 $ (109,631)  
Benefit plan adjustments (1,980)   (3,466)    
Unrealized foreign currency translation adjustment 904 (19,255) 2,835 (18,769)  
Other comprehensive income (loss) 43,742 (118,347) 83,848 (128,400)  
Other comprehensive income (tax) [Abstract]          
Change in unrealized gains and losses on investments (15,634) 34,520 (29,505) 38,112  
Benefit plan adjustments 693   1,213    
Unrealized foreign currency translation adjustment (317) 6,743 (995) 6,573  
Other comprehensive income (loss) (15,258) 41,263 (29,287) 44,685  
Other comprehensive income (valuation allowance) [Abstract]          
Change in unrealized investment gains and losses, net 15,317 (33,547) 29,125 (36,554)  
Benefit plan adjustments (693)   (1,213)    
Other comprehensive income foreign currency translation valuation allowance 0 0 0 0  
Other comprehensive income (loss) 14,624 (33,547) 27,912 (36,554)  
Other comprehensive income (net of tax) [Abstract]          
Change in unrealized investment gains and losses on investments 44,501 (98,119) 84,099 (108,073)  
Benefit plan adjustments (1,980)   (3,466)    
Unrealized foreign currency translation adjustment 587 (12,512) 1,840 (12,196)  
Other comprehensive income (loss) 43,108 (110,631) 82,473 (120,269)  
Accumulated Other Comprehensive Income Loss [Line Items]          
Balance at beginning of period, before tax (37,110) (7,569) (77,216) 2,484  
Other comprehensive income (loss) before reclassifications 43,826 (116,193) 81,383 (122,868)  
Amounts reclassified from accumulated other comprehensive income (loss) 84 2,154 (2,465) 5,532  
Net current period other comprehensive income (loss) 43,742 (118,347) 83,848 (128,400)  
Balance at end of period, before tax 6,632 (125,916) 6,632 (125,916)  
Tax effect (41,885) [1] (42,516) [1] (41,885) [1] (42,516) [1] (40,510) [1]
Total accumulated other comprehensive income (loss), net of tax (35,253) (168,432) (35,253) (168,432) (117,726)
Tax Effect due to valuation allowance (in hundredths)     35.00%    
Unrealized gains and losses on available-for-sale securities [Member]
          
Other comprehensive income (before tax) [Abstract]          
Other comprehensive income (loss) 44,818 (99,092) 84,479 (109,631)  
Accumulated Other Comprehensive Income Loss [Line Items]          
Balance at beginning of period, before tax (44,973) 31,002 (84,634) 41,541  
Other comprehensive income (loss) before reclassifications 42,922 (96,938) 78,548 (104,099)  
Amounts reclassified from accumulated other comprehensive income (loss) (1,896) [2] 2,154 [2] (5,931) [2] 5,532 [2]  
Net current period other comprehensive income (loss) 44,818 (99,092) 84,479 (109,631)  
Balance at end of period, before tax (155) (68,090) (155) (68,090)  
Tax effect (64,436) [1] (65,082) [1] (64,436) [1] (65,082) [1] (64,056) [1]
Total accumulated other comprehensive income (loss), net of tax (64,591) (133,172) (64,591) (133,172) (148,690)
Defined benefit plans [Member]
          
Other comprehensive income (before tax) [Abstract]          
Other comprehensive income (loss) (1,980) 0 (3,466) 0  
Accumulated Other Comprehensive Income Loss [Line Items]          
Balance at beginning of period, before tax (5,252) (71,804) (3,766) (71,804)  
Other comprehensive income (loss) before reclassifications 0 0 0 0  
Amounts reclassified from accumulated other comprehensive income (loss) 1,980 [3] 0 3,466 [3] 0  
Net current period other comprehensive income (loss) (1,980) 0 (3,466) 0  
Balance at end of period, before tax (7,232) (71,804) (7,232) (71,804)  
Tax effect 26,940 [1] 26,940 [1] 26,940 [1] 26,940 [1] 26,940 [1]
Total accumulated other comprehensive income (loss), net of tax 19,708 (44,864) 19,708 (44,864) 23,174
Foreign currency translation [Member]
          
Other comprehensive income (before tax) [Abstract]          
Other comprehensive income (loss) 904 (19,255) 2,835 (18,769)  
Accumulated Other Comprehensive Income Loss [Line Items]          
Balance at beginning of period, before tax 13,115 33,233 11,184 32,747  
Other comprehensive income (loss) before reclassifications 904 (19,255) 2,835 (18,769)  
Amounts reclassified from accumulated other comprehensive income (loss) 0 0 0 0  
Net current period other comprehensive income (loss) 904 (19,255) 2,835 (18,769)  
Balance at end of period, before tax 14,019 13,978 14,019 13,978  
Tax effect (4,389) [1] (4,374) [1] (4,389) [1] (4,374) [1] (3,394) [1]
Total accumulated other comprehensive income (loss), net of tax $ 9,630 $ 9,604 $ 9,630 $ 9,604 $ 7,790
[1] Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation allowance.
[2] During the three and six months ended June 30, 2014, net unrealized losses of ($1.9) million and ($5.9) million, respectively, were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. During the three and six months ended June 30, 2013, net unrealized gains of $2.2 million and $5.5 million, respectively were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net.
[3] During the three and six months ended June 30, 2014, other comprehensive income related to benefit plans of $2.0 million and $3.5 million, respectively, was reclassified to the Consolidated Statement of Operations and included in Underwriting and other expenses, net.
XML 23 R37.htm IDEA: XBRL DOCUMENT v2.4.0.8
Earnings (Loss) per Share (Details) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Basic earnings per share [Abstract]        
Net income (loss) $ 45,522 $ 12,375 $ 105,504 $ (60,555)
Weighted average common shares outstanding (in shares) 338,626,000 337,868,000 338,419,000 285,336,000
Basic income (loss) per share (in dollars per share) $ 0.13 $ 0.04 $ 0.31 $ (0.21)
Diluted earnings per share [Abstract]        
Net income (loss) 45,522 12,375 105,504 (60,555)
Effect of dilutive securities [Abstract]        
2% Convertible Senior Notes 3,049 0 6,098 0
Net income (loss) plus assumed conversions $ 48,571 $ 12,375 $ 111,602 $ (60,555)
Weighted-average shares - Basic (in shares) 338,626,000 337,868,000 338,419,000 285,336,000
Common stock equivalents (in shares) 74,855,000 1,473,000 74,955,000 0
Weighted-average shares - Diluted (in shares) 413,481,000 339,341,000 413,374,000 285,336,000
Diluted income (loss) per share (in dollars per share) $ 0.12 $ 0.04 $ 0.27 $ (0.21)
Participating Securities [Member]
        
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]        
Anti-dilutive securities excluded from EPS calculation (in shares)       200,000
Participating securities included weighted average number of common shares outstanding 100,000 100,000 100,000  
Common Stock Equivalents [Member]
        
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]        
Anti-dilutive securities excluded from EPS calculation (in shares) 54,500,000 126,500,000 54,500,000 100,300,000
XML 24 R47.htm IDEA: XBRL DOCUMENT v2.4.0.8
Premium Deficiency Reserve (Details) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Dec. 31, 2013
Premium Deficiency Reserve [Abstract]          
Present value of expected future paid losses and expenses, net of expected future premium $ (591,000,000) $ (749,000,000) $ (591,000,000) $ (749,000,000) $ (669,000,000)
Established loss reserves 556,000,000 688,000,000 556,000,000 688,000,000 621,000,000
Net deficiency (35,455,000) (61,000,000) (35,455,000) (61,000,000)  
Change in premium deficiency reserve 8,000,000 11,000,000 13,000,000 13,000,000  
Premium Deficiency Reserve [Roll Forward]          
Premium Deficiency Reserve at beginning of period (43,000,000) (72,000,000) (48,461,000) (74,000,000)  
Paid claims and loss adjustment expenses 44,000,000 63,000,000 92,000,000 121,000,000  
Decrease in loss reserves (23,000,000) (48,000,000) (65,000,000) (78,000,000)  
Premium earned (21,000,000) (25,000,000) (42,000,000) (48,000,000)  
Effects of present valuing on future premiums, losses and expenses (2,000,000) (2,000,000) (5,000,000) (1,000,000)  
Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized (2,000,000) (12,000,000) (20,000,000) (6,000,000)  
Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses expenses and discount rate 10,000,000 [1] 23,000,000 [1] 33,000,000 [1] 19,000,000 [1]  
Premium Deficiency Reserve at end of period $ (35,455,000) $ (61,000,000) $ (35,455,000) $ (61,000,000)  
[1] A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.
XML 25 R9.htm IDEA: XBRL DOCUMENT v2.4.0.8
New Accounting Guidance
 6 Months Ended
Jun. 30, 2014
New Accounting Guidance [Abstract]  
New Accounting Guidance
Note 2 - New Accounting Guidance

In July 2013, the FASB issued an update to the accounting standard regarding income taxes. This update provides guidance concerning the balance sheet presentation of an unrecognized tax benefit when a net operating loss carryforward or a tax credit carryforward (the “Carryforwards”) is available. This accounting standard requires an entity to net its liability related to unrecognized tax benefits against the related deferred tax assets for the Carryforwards. A gross presentation will be required when the Carryforwards are not available under the tax law of the applicable jurisdiction or when the Carryforwards would not be used by the entity to settle any additional income taxes resulting from disallowance of the uncertain tax position. This update is effective for fiscal years and interim periods within such years beginning after December 15, 2013. We are currently in compliance with this new guidance.  It did not have a significant impact on our consolidated financial statements and disclosures.
ZIP 26 0001140361-14-031504-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001140361-14-031504-xbrl.zip M4$L#!!0````(`*V!"$6LC4H*"@0"``W)+P`0`!P`;71G+3(P,30P-C,P+GAM M;%54"0`#9B_E4V8OY5-U>`L``00E#@``!#D!``#L_6MSXT:2+PZ_WXC]#K5: M>X\Z`E+CQEO;[7_(??%J3K?5VU+//"1 M`(E+`4S'>$R10%TR?YF5F565^?/_]WWJDB<:,,?WWEYHU^H%H9[MCQSO\>U% MQ*XL9CO.Q?_WR[__V\__<77U&_5H8(5T1(9S\MYAMNNS**#DWG>C$%I@Y,O7 MNX^WGSX0_;I[K5^KY)T_FP?.XR0DVF#0(5=$5S6#/$S\*?,]\I5&(?1-;FR; MNA&[)C>N2\3CC`24T>")CJZOKGCOWX>!2V"P'GO#/SIO+R9A.'OS^O7S\_,U M_^;:#QY?ZZIJO'8\%EJ>32^2YUW'^V//X_SGH<66CW_?>O[9$$_##`:OQ:_+ M1YFSZT%H5GO]__O\Z=Z>T*EUM3D>WOUH]6)Z--W7\8^+1QWFF[K6VS?9^(GE M"]X39>%ZVXS:UX_^T^OXM]><`U>J=F5HBY>`SX^6-5N^-;;84/20_,!?,==? M&5%G=R?PPX['HS!X<0Z#U_#KXD$OFNY^[4=>&,QW3R+Y<0>I["@(0$!>>B_YE;^HK[_H68[-=K\E?N*O:.NO,,?> M_0+\L.OQ['Z!_[*#B]/P"?F9"](;)D3D*QT3(5AO.+O>7C!G.G.YO(CO)@$=O[V`SJ\6?5U_9Z,+ M\CIN1Z@#X*<7TN\A<49O+VSQG*9JH;\<)]\MOW5&_/NQ0P,B MQD77)K,@SKO;_WOQBPK_]'M=T^C]_'KSY457KW?TE?0T`RCZH\W^@3Q!^![T MZR\+VJO:HI75;QLO46^4>J5[9:BKCD>I%Q;?IKI>?)70;C\Y>X"#)A`Q1EF8 MT*,'\%TVGOQ2!#T,36\>/8PKT$KET*,Y0K:.C[2\%(H/U4S4C]$8RJRI'UCW MS)SJQRA3_9B-U^9YR5FB-C>6BV-ST9EW<2P1G3I?#/YQ'T)[4YC0AS\CF-,[ M?SKS/?B3W7QWV#_@SZGOW8>^_<=G.AW2H`:BKVA)'_E`EU\G/XQ@&-]GKF,[ M83Q&,G+@N=@W3'R!-WNG>?'+XK&M^?[\>F<7JZ&]WC6VD_2[7MYZEX7E7VEH M.1X=?;`"#_QI=A9\WSWI\V/^0T`M%@7S\Y'X'3,^/[;?C$8.CX19[A?+&=UZ M[ZR9$UKN60!@[]S/$`JV'4TCEX=+[\()#?C/`9UPXC[16\_VI_0\8)&5#NV" MR(:-C;:";+:"Q`[%1O`2L2,U=N2*U.;3.VBOU&ROM$8+88`#=4].W8,&LIP& MLL0Z*1_"4"A<"M!6DMQ5J7B`PKGF>BP1JA@9HAEH7#XPQUAEC+'%9P.TN M>9>%FF4>V7Z6THZJOEY57ZLIB"&B5K%<;V("E%*O>S4ED4)59H"Z./;4&*1L MG`?2U-SG@=;@5>@I,F%5??*]QY`&T_=T&#[,9S11K-X3#4)GZ-+[:.@'(\?C M?B9_IMF*=M=LT_KUP+3;95_%0;9#`#@CIM?*Z-)W7@]*.O4"XNJJK;>3]-'Q\DW7FYRCS"`59H%#ZD1U.C5MH-8CXD`40UFD`3W;B>>Z& MS3VUHZ`-ML$V)6)TO$2.0V@H;HG:(G&[@)AM>6H^P)IAAY09T!.,1HV#&J<9 M5A"ZOFU=`W]0S:QF@;-U'?Y5XO,ZU%6TP66PP MN34.VF`EV4%UFG]GH.]RKYP8LT!?-.]ZB;H-U\GD;#;:4[+84W+EF+0B9^T)N-H&PS7V%J#PEJ4"RE7ZXX`1@&`L-H[QEX!$8S@5'ZO<`3 M@*$A,+2S!\8'%CI3L&[NQLNGEA_>.\QV?18%#<_4F!6C2+NB<;(6@>5JC M>2J+%?+%BG\Z#RSP$.SZC%$GH)TABYU1^C5QM#/::F?(`AU<3EK%^O7CKTW, M#BC3:5!]2<[FI.5<(Z>>GYQZ:>14!TMR:HTDISK(3TZM`G+"IZ8D23V1G/R5 MLK:?M8:C4]-D0B=/4YN04VTF.=7\Y%0K$?9&DO,X8:_NGH<3.H\6KSW&TY!' M<6KU+]"CXSVN?EM>>&/L'30(OU'/=BC[=?X[O!2`K['Z>IZ<5HB\,)@_`S7! MZ0"7M>&&]BXZK7RN%PAVR,;.-8#,M%^EC_## M[706^#,.`EN<['J\\48?_8`F02J.ER?HCC?YF08-K^^25V0*(=;9R%15N^#K M1[UO8'PCQXV`]%1(7\=NL M`$=U^$4+N!T6L%P(KM*"0`2W`\&RV1#51=$0P>U`L%QQM!BWGZU_^@&_LL[N MQOQ"^HTWBFMX;]FQP

ZC0KFV"^"1R=GA,IS2P'.Z($N!Y3K_HJ-/ON7=#=UDY^W\ M\'*0%NV"2K[EYRME,:-0P20O9*;(.2]+W^[Y-C_\X8V^^"Y\;UON?30<.4\. M.T,EDXT<[=(S^0"#>J9)>D::Y>F&,1J>.5#VT."ZG0KN4E M;UP68RARQU"D@+D[\>B"X__2G_\5V+4'6^7H4Z34:?)M6(>CRX,L$L=8)<8<\=;:>AIRNYI MMF/M1(NM619;._0;;BA)LZ$DL4X[%EUX`+/&`Y@2X^G8-1+Q)`N>VK'Z871? MONB^7)KJ6&3A^8MFG+]H!]KP_$53SE^T`V\8B6U2)%8NS!U_Q@PC%3)&*F3S M!-;S<=]'TZD5S._&M]X392&?-OMUSBD>FVG.=SKZS`N_-5AK\1S!^^>9LL1V M3;@NK215%NQUK82XD14WLND;+8^^V53NJZ>2%]N/I(PD:(ZE),M:AMB2'5M2 MK7^DJK60"S>HDZ3627)A*ZS#_1)^K&&FGQVZTWBT(F?M!BFN'&H=!@F>B8TG@O M$_00-DN-PDJUGUEEGHH3!$'/*0AXE^3DNR15BZ;>Q@P<)P,_[PJP?LR>/]F: M*P=MT?\96(1"<)+V;^5N;X4ZME3X2[$)W1#@&PC\JA%6M4@:"/P"S)YVGV%L MB^4CU]'**M/`5BH*+5P#VB,!RQ9@/QGQDC/G('.S,:_7C1;23+J*A MQ=],;8^W2$JY18)K@`QK0%YQP#6@46M`*S>[3EX#\AH^;3+T*[0L2A7"]A]F MJ-S4::%N;\MFE@3Y+QIBT.0-8V*VGB.R]4@:4FV6&5/#YA5&[#%BWP+@YS5L MT'Z7SZ*1Q'Z7V4U%4P9-F698[95#O?5YJ-MBUDB7'KNE`M'*0PEM$0(I:JTT M)'Z3-S;?XHLH==SXD'0KXY MF.N)>%E%_D"HM)=59!:%O%Y"NT*C;3G#4V^IF)9"O86G>-I\0K,^!UAFT.>W M]_&4?BM.Z;?2\J_\P`/F9VN`X2]K?K8VG?S!P"@&1ELM$/FWRW"?6%I_6+9] M8IF!CQY"6\]*R%6DKJ7B@(91:PPCO!R#.P1G%:C"%T`>0V/Y!'Z`\ MY[?=/L#9[!*TXW>>#:CJ(M7A/J4;Z2KEIH'&'ZE(;90FCZ%!X6Q8/3C3HXWYMX01R/?IV+%21M:J@V;?NT>IN_+:?BS_#H M5^7F49MP7\E^NJ2"V"S3IX:X#UX"P4L@LHI#Y9X`7@1OS45PO!551'BTQ1NN M%88B<1]8*B'`5:&E(2*LKX6'@_%P\'FXRK%O@'9,6PR&-EG-;0H>ML5,EB1& M+G.TY)QCY&W9&Y($YC)KWTOSE/"TI+&E6J4 MI/WT36,`F2X)T_42+<`#DG[K/5$6\HFTG]];FVB^DF M6OB2&GMF?9*.%H"\%D!MF@#5?QLUP0%?`-V^UECXA\(ZR.K6!',.L1J=.3F< MN3+C>1C$E=2N+W7?$NWZ9MKU-9IX:->?H29`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`4[M5M[=6=@M*8H>+;=3[6/O"-*$:7RQ>R+M`L0I>U!:7M7?+1>S]!ZE@%@^-RS+%54HTL9%+)\AEN6QA-4>S_O1L"0Y:J^TU!9J;[%.-8@R:7@! M;?*JRDUREKGL_^Y[MA5:(*O^;.+8'YY@EDE-*#N@%J/O:?S?6^_#]QFU0SIZ MYUK.]"L,J-D*[Z69QS5D,D\?E]\MYSTSIK[2^'R1_\7WW:^4T>")LD\677R\ M\49?*2B3*+`\^ZS@=@QET$$_2;NQT)ERFM_3)^@[G'\)X.]@#F:*%;E-+XR7 M6]EEH@;JON,1A[JO\;I/+B0>O0JC92>192?7>GH*IG`];<9Z*A?BTNMI4[(% M%[`H&"6Y^YL"_(D^6NX',3,AMY_]('RT'NEOD06K:3B_72RKBRJ:@/IF2NJ( M.F\V9AL+9_8IHS@B:N1%395GT+<`\.C8M]Z(3CUQ&KNU3-\[S68S.H(Y"2Y_ M4]7-978*1DL4T%^2\4^L@+)%4XO?TLWSMEYJ6W^A;8?YIJ[UWGR[?W]LT\9& MT[R"ZVA+4?(W?H^F%%CG!YNXR#R>-(%WMYCJ[CWU_*GC[>_P$'$W>]QN=/%K M:MY9R&;NY?8,/A[+D,X++7-9^B)0>6S+W3TM\]L@EC<_MNG>GJ8_6<\LV.]@W9-_RCFQ74_>T^]5YG!Q+".TE!<,;_DL4.&SDV%RQ9FO_ M/ZZN;D"CCKA6)1]=Z_'J*OZ!*_+E+_P'DBB^KW2\TQZ^^&5LN9P/6V\N>WH7 M!8'HQV&VY9+_1ZV`?/!&A)M8Z7Z3Y^+'^%,?8C/L\!"N%KM]^YI9CN>];T=B MXK%`[1S+XIGXD]^L/SGSUR#USS/3HBMXQ%-$B/ M*'Z8/_M_^:.+)^,'#X_L_W$5>;"=S:']U7^1\'MLT8YQ)$\N'XR?RTV7W%\I8\."[E137ZWIG1[ M/*L'^.^'!_3YM]MWY/;WOWZX?_C\X?<'\N[NZY?T:-;;VV(:$#``0>=VWW?R M?^D.`B6/B"?@@<,C2ANP+S:S-1!_.O5!J$+?_D,A]\).('=1R$V^$3!WQ[C$ M&^*%^/'4TSL&V3.T"\*UJOA.F(%D1&UG"BKQ[04,VS#ZG"2;HEI741M-O#B01&D>&$K\5,;!_(^^:RBI)K8'\S"? M[=37_/O#'6KJU?^L=\G?6RV-3Y;C6D.77HW]X(I9+@7%;,,B&SJ4*2!N\15J MPF]-\R\^?+?=2$!$G.$BX<3RR`.=R8_=J1ZW7`ZFG`7H$[T.MW0-1^?EWB"%M* MYXU]S`-TUL!30D(?26@S!Z$[IHYT/E)Q:#D4A];7-5D(+3H@JV07A.>X()>\ MJU*`Y1Y"=?CB`_14\Y!JQQ@DI40.R``EC)Y6("%L.XA@ M@LXRL0E\M/V5.9Q*<<$?7"5`N16/?:4V=9YXW]O\/<15@+^A=;L;.3O<>3_?TN!13')"@_8S;W!E@R=!8&+RP:YG\"#KFK63.#DO@T9 MQA=NR(Q?PI&%LEER5QW0$J;9[YX9C8LO$7Q@K36T7MTD3EF#CV!&,6)Y(^(* M,YR`IK"V+4JV-,-DX42VU'Z'S`'`>^U:6TINE))H\0`WNF9GH)WC$EI@0N5# M2^BVG=]J]5Y"^L<#09!!3^VWR[_($F.[TKI]T]!1DYYLQ16SKAE@9=3"C2$/ MW-#:N?&K&`:,8D>LK@8[HV]VC:.,OM4\"F!(F6O;'H+K57G@AMXS>[53N90% M;@]Y37[&OU(OL:-WCM(M;0!S3FH?#V;04UJG=BI+JL-SJI0B=+BI=`#W&](R+A+9NZF67J1D_3C@J+ MMD*E5N70&(9NU&](5&U`Y_14"C"@>UK_N'WR1M,Y)XQ;0^?:M$9%.U::,>@= MM9_2!BI7MB_(CVW6O_I+Z^35L!7>5X\[E]!P)5[U@2KBZ]'"8G6[?2[W8UMF(-=E3CH+`$U#4:L;P97 ML@\Z%@KH>3H#O@CK;@UZOH">O08])X$>7T->O2R_2]EA#_X+(Q+WDX<6HZ-W MJ0%\I3`HYH3TG@9/CDWCF[I?J>T_>J*5OUIN=/`:;G;!?PFSESG@O MTQX"D9%C3IB`DC1)!3/>T>4;;#!.KFZ;PZ&1*O.K*II7S<2*V-0JZ?4L%8*K*8@!X;!_Z4?/AR#_QQ[2C9*;H$?L7)2E\M%OXXK,!) M\V2Y?.`O,Q+Z7'2YRHKQ(>GP(_3')Q2%HJN[\6(E@)F(*=],_<@+#^6&^L>) MO?PZW]W`IIV0FO`N5J]E4>.)0CIF9S-12!'D*)*A7ZP@!!-B9L59"C,$Z$MA MZ*;XEBF MS2DI1TM?1!FC.Q+5B6^/VCGI=.&YS7,0HKGC^LRRQ=0Q>@/--`_T&4WI:$>G M_.LO`9TZT93]#8@94N_$;)SFYH7]G9T4-+2<>14-K;JAY4M%V.]7.+2<:3_5 MOIYK;/O3^[V#P3A>Y$=K.?[XIBWYXC/ANBCD$X4_X]22S]0%9?L9WIK`VQ\M M)R#"M7DQ%>!'/[A?R\.WZG'5(>]OT1WO3*1O%%W%/?%^7G+7,QR-,-1!YX5< MJ<4.KW*JO_-='A(*EBW`TW=#UWD4&G?/.E81>^(+-Y^M?_H!3Y#,[L;OZ3"\ M\4:Q,[^U-J5GPR>3FDLFE[ZKZH,7T@\WG--IKOIC\NWZ_EJDLJ?Q::\OO@N- M\?3:]]&0%R-A4O`_MF>R\O_;?3PC^'TYG_1TLN6H&0PZW59"X"ME<=$EX/(T MJ85U-;3L/Z"Y+`?ZI.1Y:E*+^EZ_BBGMCP?LC:NVA-_";%PP.$M`2$H&BUD< MQ5(=_(T7,D(WG+.R+]OY.'SZLFT`J]NIL[F[30.;J^R%>B._-ERB5W,Z26-W M-6/S%$M+F)[LMS66P9M?X@(LE[CF\ZJ.7X#YL>/-C)HM8>VW>[(\@<#]I]_\ M)QIX(G-^W=S-ZS,MY@%/K&:1C;_J8#,7"+)7+N$]A;UFMS/HM3,:4B?O#GDM MW7ZOJ_=;27:.U'2HP>$U'T=D."?CY(8SXQ`5GQZ78*U_P%R'0X*H:K83`.S_@9=)"2@08 M&BO8RWDH@'U!`,"@I399 M,X+,>=5Y(4%F;:"+PU@MY'I#MH/SL;VH[>"!UMFLF%`OV\7B^]D*EU^(>NSW MSG?R,`G\Z'%"'B@P_H9S4B#BG<]"D&+FO%RZ=VLFO)-5'S?CD`8?G2>:]``= M\$[9L@_1Q3$GJGI]0]O,X5_DH)9$76+Q[&FQSR]>7P,**RE(F<) M/;6ZEEGP>WI'DKM3;*]H5.(9SLEEV9?.M$"NONUE_LA;6U7>^ MHVPFG7[6H[.9,*\6#E6_M5LV9T[9YI6`(76$*;*R)'5"O[*0E*[&Q>WKYDOM M7D;93"K*XS#Z_:*/L+5-CHY?=(Z7HX$D!D&]$9KR.51(M*;X4Z#MM-Z.7Y!. MM=XTU93!6FC,JG2L0$EY+>(83M5R$JML.3KE5)9N#OI%!Z2/84R5!SG*YL=Q MASID",_)R(5C=5;]Q\;;%0DX5AJ.CP08_:(W2,\K9'TLQXH(6>N;B2XP:%V) M)5!`T%KK&3T9F"<+]0_M/IJ=?M&'>=KLU!_O+19SST\W!A)P2VI'Y/@]LQ,< MD:K7^M\"?L@E=>B%E_8I3XQ2&7-%SZN.>;_+FB22G%/:3(9TZK0.4;VJA;H: M+A1S0K#?S7I;JB`FE!;&JH;J106I-#-KV+>M=*\G.*AEMCH+HGNA:W`UM#YI MA>UD/GIZ)EJ]AA-!&J`\J_U9$!>*WT"JRI8Y=7NH6BK+93?6LF.J&4;%:V=U MT;EJ0%_(<=&>GG57M"`N5(/F0^'B[B"S$UDD^AK@%AX#HFZO:CM8?EFN_N@W M(+IB3!>Q!U@-JH_:X:O8^*I/0^3#ZC'76+O]3M9-ZQ9@LX+=Y\VRNF63L[C- MYFJ(>L*A\DXGZ\'+-@47JCM'I)E5@[?(H\55.;3''QSN&EK63<:FV/39JHWW M.A5'P67`574'TK5N/_,1VM:L.I5EK-0V*]2<3ZROZHM\I5"YB.0)R_UG\8,T M1Y*DOC=K=-6B,D6^M/U?`FNK.#TKU6G9HHYL5,BCRAB1[Q`9/%O<:=<*R5G= M<67Y+BIG]B@EXI<,*JK2:Q5Z444PD#UG@:9W^D7=S:Z0G_)<6Y4YL^)F:?0F<%8F-Z..'$H] M-?/%&*FX5L_U3-FO8W:[#52N\ED[K76G2]7-0:]L?GYTO@.9IZFB"]:RO(+ML_`0M=?U]UJ% M`E&8X:A+,V97T[K]_?;TH8[KFV&6K75S8/8[YOZ06N89'I#)U/DBLG5"B\-! M(4-QR(@\6-\K.FG(NY7@I"%Q1F\O;D,ZO=)RN7`9)U8.ARHZQ%TDBT[8"%JQ M2,^W*50KCZH\\EBL+)WH>:W8E2OF7"NS2N=!AA5A13XIR M9KX=PIJ17G6NNV(#;T7L`*98U\FU'5@SY^K?8XD<_#IIG+F19/T>DC@95?J@KQ9^[Y5'2K/+4' MJ^:X8EXK<\K-RE>D^!QSA3S%$2W'??*SY4CY>4=2'-&S)R')RY#W$26.1WR/ MDCFU`N('Q*5YCI?R:7]>GH7ZFQ-.'._.H_\/&OMH.<%?+1=Z..K,EM'5M*R: M(UB?BLWT$^H0TJ._0X**"SUWPR?<>:2#](4)-'125MN#`W/=SK#8. MY#P1;9J%Y5`YB5[5W3:N"M+'WS[N%E7S_"2.5'_!IBK.5)3I[LRY4]_E;Z,G MQ1)0:5*3JF3GE"0G'5,*OE1Y>;EH-IE,1[0.@$.'+"H9"DT>F9G4)25LG>2E?.W M^@W`,IE\^J:?#CJXK9RN+J"8C\?5[5'UM4YA=2WDXJ[$>KJZG6$P>=O)7=FU M=",/SLC%XMHCJO=Z MW<)2IA5G8\J4Z.,JG;?4*Y/51*OJ0F8O^UWO9C%6/BFMX%)' M8:5AY>)E,ZWM&HY\F+K>3EN[(3L1-66&Z';ZF:NI-(OO=1I4ASQ;0]6T3E'' MX[*1_1C*'+?-TN]V^YF=MF+'E[&PF&GV3AE?:1I%$J5@=/H=(ZM2V$6@(@RH M.FP@O3_(:M'NFG95MH8,P;F^V1<0.9I89<4_Y`AAZ#W-Z&?=:ZY7Q]1T!,+L MF9DS/.XB4'4A5`FBH&"<9[[$*)5FJL&1&>B:T3UE]2KR,$6=YR&T0:>7.>?/ MBR)6Y_2/2MNB:6;FI,R5&2\5A%FY3W'"M(N+9M86D`3;#9R/$VA0Z*GC&@\. M=XU!YZ3%M?@#NK7?A.BJ9O<4@ZPR>[668U1ZS\A>R;)ZT:GN;A28I7WME.6C M5.NANJLENM;33"WKGD#%"TI5AY",;K^OGK*@U`Z!8RRH/BP?^BFJC0FZ]610RA7RB3]0EVHH.= M\Z*V65_>(VB;;U[C1D)>O=$V)UV:L_(%@+^92ZKLNV@UWQBJ=(.MD$M'76KI?6%C\OZD+6R'Q_PJ"'G6> M`ZUP?2OBB%Y;#.W*B2_-Q?=,"UP%-P0J]2]K\.8S1DTJO6%^1MJ_.'W3S'V= MVJ.&1T7%FQF_JL&/J3\F6X-&D56+UV^4'ZJ5IPUZ)QD-A;DRS13PNA>S$V-P M;8MI%%.NM:SC.)LGG1KJ7>9E2JW>96D"TDQGLY@D-5I_<-)-M)/1WS:]5:N( M9%=8DMF)51S--/53SK.=L*G03.>RADV%H]S)9N[)'^5.EJL7)+_KU(@;?A5< M`3XE8=$Q)P].35A4GU!7;I+)(M12+3B'X-4WU)*NYE>UUU&Y:JLE2G;:+?%F MKM*UK"&E^;E213,;?TL\I5V:>V6_GJC<:9Y8)H`W.2I72UJF$].''7&EOYGJ MZ`C:=K2>:K9G9Z8&X[!? M=]RY\@6VEB0N%27NJU+NR\I]6NYM\LI5[%&V\D#72KKN+)6%=C!#Q$DN0W8_ M3K+-R@I0H;L2RW9P+";6EHSNQ M:EYVZZF>$&7E5E;UIZ*6C^PN[RN(_]D*EU_\/VH%Y.'9)P^3P(\>)^2C\P3< MN^'^K-!0[WP6@I@PAV4G/.]EU3'G@'O%>V[$-T<50AWWZO9PZR M)F<]8E1+LKZ/*+'X&V0,#Y(Y?Y*$"\UQDHK],9"=8KNE!HLJMK+ZK;4SI[B2TI6I]FJ+/-<.Z.J MDI&#E>,'!JP%3:&:)-JGNIK41K]C#K*FO:R=/1+Z-?D6BN*RB?6,YDB53(N& MS`6+:V=4==M75>G&(C:I>MW,M95JYV"1E^*JL\R.O_K6[75$`<-F<*<)\E5] MF?N>KC;&K"ZN4%=5'#K^[*UFF)K:F+5+!L[DTWLG%$H;0&=-88P<2U)>N^_X M)0FZ&O35Q@0_Y=]TR.L-%W&=M3O0!UG/ZA;.PJV#3/'IG`?JB2--K(0C3(M# M,*>?6S([1B?7,8PL(]EQ5JF8@TG%G$8RS8&:>;LCRRB.1LJS$T[\"+2LXSW" ML\E/<_(>1**:4,KZ]/X6CR<>SF(T?##2[13G*824=X[EL[/X$$O%?*PV/"\C M`\O9.*Z/F<7Y(A6SKZ+:S65Q;*=95*3_D<$\JL3'T+5^9S#(:G'L M-J6.HV4Y6FH_7>LY\=?K"0^@<@H7O9`72]N35VG-R)S1OCBJEF;M%JD0BML< M'`S4K!Y8<32N*I!0))Z+2;AMZ`,]:["@\9BN:<.[;QB9HPK%T;@X0ZY(17&* ME=8S,EMIQ9&QB`.61:+RN$.4=2C5ZG8,BZ1O$;N"QL"LP?PJ]`!8D3)_TA'3 MOJ%GWLAKKBE;><`)3-F:-((T2]$QJ7:ZFM;M5P_'JM;RJK;GC<&@G[EB>7%D M+))*AY`RZ&AF)VL8L$GF2A5W/@9F8\&1\;ZWV36J#X&5K7_SJ8]C]._`['+DQZ-2@'2IT=*N[2]GM&MW,*1:/HN76GO#O,%/R\$S=)PJJP0LG!9_.XINC MCG?GB01.!5A-AMG7CC\EL7LD)6VH5Q14R+@9W=S8PS$3K):EM1Y]:?H:+#M[ M*S\,T\"M%MEY6/=IT<9OLY_$X-6A9]^+\S,NTS.N,C86G<'RQ"QG_7A+O,CL ME;F/@_T6\%L/7Q=W('ZS'"\'F<3;BY?%N]N6K:JI6NB+3QELKT'F*]O;?4LT M9S/'G`U5SWK:1^(YF\LY9\*^H;9BSEJ..>N:EM5>.7[.6W'Y[!/>7`F.4FH@ M[ED%>+,_&::89VY[/XN'X4;YF M)P^>J&P[`\WLK7/KQ:[*'WD>E:EW5',CQ%G;R/,I`:/3'_1464:>2V7WS'PJ7VC@^"-RZ]D\ED7)Y7L:?]K*BW3"J,W56U1PR900S^.5:>>>@9YB#!E9M=R/)NE23R+1"]C2S:YXR M!SH"RW,6T*D331EY!C,@I)Y"/!KR#=Y9X(/^A*%-IP[CNZ5;4^/O?TE>_UO\ M]HG"KO4&_0T=MZ.3JF>09_77-&/C&FK],\BWENI]?<.&E&$&>1;*C@G&8]X9 M+'XE'ZS`HZ.]PXP?.764:G^P!^MQ'\4/,J=`FIOW./<.4F12>*2>S?V72\\/ M*>EL&P\<"Z'8_N7*:NV=;"O2=^:\\1SW[4481/2"O"YQ`+LYN6<`TZGO$1;Z M]A\*F5D!>1(*_M+QR(CO&@6,S&A`V,0*=IA5XNU[_O(7*[@+Q.&5D=#:8-S< M\W>R4,A(<_'V]X_`QA3_#O=1XVQVD+N4V9!+'HJ-Y[":F!+/!'R8*)SX@8C, M:`K`G__[T^+'Y&B#**'"38"D<(IAPF-F;_F8'X4LA-\!6XMR*X;15SI==5EK MQ3!Z2J_3WT>Y$PPU4($;)11MF8)Y>#^)M]XQ0H9+?Q*QDX MJ>4;;KKYJD:]@\BEC3H%N#PCOUF]=@S--77QSY[AK_JH>@I9&"#Y%':8'^M3 MZ(J:JX7-(*UT\DSA+O7>47)@]#O=`W-(]5'])#*I(*,'VOBH28!K,*$>XQN= MMQ[X`6`^\)C<*W[V2K@(#]9WA=R$8>`,HY"'JDGH$UC-P3[;,:]5'F]1Z_<& MO:W5-,/\O"<:A`X?-:.>XP>$.T4+WVB[QE_J!7'PY!CSJF]VMK7V6K/EC2^+ M97SD^/X9B?&-Z!`X'P79!GD?#?T`5")W2XX>L-$?=#8R%.SIHL+!9S*VCQM\ M>L6:!0YXYS/+)=;4CT#LTC-+MQ`?EGKI&!/_\=9CX+-SW_^C9?/S.M#<"R>> M/_G>8TB#*7^-GTM*3@B^./3#IXXZ,34VL/?2L/*3HIC9Q\>Q#LT^VXR[W`_8 MDK;B9GP?ZXS?AG"F@[W?Z M3+[Z4\O[/PH1WRA@1@?.^"+_WH,?]K58NH9LM[%5A^[ M.WFFSN,D?$.&OCOZB?`I75FN\^B]`:.3A>.1PN:U:Q)+`D;\0^?: MZ'5^7%]ATY/@:^WO_I/`GU`?8KC1"P.78FXW(?E+Y`$W5&45P7]/[7@.AJ;$ ML?EG2B;6:"T2]4-7OU8)C,!U?$^\]D-?OQXLOE$(^!LS:H?@I[ISA?O4N\C' M2>9XZU2[!I^C*"@)^LIV_\MF:$TW,?3D!C0^`6O9$G/"_)@^BU;4Y\SVP$65VX`QA*M"B M'P7D1O1`OM*9'XCA?/2#*7#[ZO_RR[1\/'K_(E;;Q1[ MD@H9"3UOB9?O[-`7<^_PP:@`I2$-GRGU2!0?#11Y`WZUO#\4\KNX,`92&%EOD+G,P>N1N/'9L&_X>1=US7PQ_\9ORNGDW1<6`X\ M/F\F1NTLF!R(RS+3Q=T9WI#HS8>G@G5:I!EV+:OPWML3.HI/R+T186KZL M%HP?R8NNV>;"P74)D*G7ZC4#K/8ESS>M2;%$["%8LE0LZ+2EO/G+OQ>KO67E MP$-ZMHFF7A!-X4L>)\<$3#.A//U9HF1#KE0=,(OYE<#X%7XZ*]&+L>H$VK%H M^$\0:2Z`UHCWRS6*6,%[YK6I];N+C2E^#.0'<2!@FYFB,UAD8$+\1ZY6?#&L M-?7+ERWH$60`I)H](@;^AP7B]>3[_>\3\$IX2>*UN#[ MESC^^GX9?U52*FQ(7?_Y.O:4^":]Y=E4&"HQ1X>4MV8M+W9"/TL-2>-3[80G M6A`TY0MU8-DAGR0L^`LC:$D'`62.OJ*@*5"X26S9[!HAFGQB8K"9C9S[:#9S M*6)J'7%(/?8.QG-G37;*I]I)68;MR6MNKI]R3I9R:FP3/K7W;1% M(/1PPK:,]HBT)%B:!'H.DV`5MY7?*"A%PV2S-)2=ID9'5?>:&OL8D9@:(F(> M:PKH(3E))4P0,$@3]?0W[IC:%.S?D3C^#,N33>F([5BLS+Z9`GA\.1R@'-EB MX8@`U@$_29]NFCY[3](F1%1L_2Q6S[;FNVA4K MH5BZ:>I]19!(@;&[E(%D6H'KT&#-4P>%#)H**)N8*'1T3=84\Y>%S7CDKB5\ M&;[L\80+_-+HTHKA"Z.=/G[)E\*%NH/.7PK8"!FJ'^N&@.H.^"N\[9LFW&):H]]4QJ0#'PO)T@83]E3;M'L]Z*1-TP5Y%H!;?Q]Z^F%PK1HLI M*SLTGAM\Y/,+Z(C2*1<'@0&N>881`\L4-*L0U!0NUEODJQ,'1-R"4";BBAHH M?O[*S`K"#?,7!$D0/.49BK>GL8D=0W(EV.I*L'LS_OH!74F_QPML6MW`OWS4E%]\3XX[;HGG M:I2<0&DMF_QH;.C;E1J$UU*-K`AUO;:2U6-W"9M1ZZHM,OLV]$=;_$K*%>\! M]S*V)#1]8=FB8WF48ZFO.Y:=U$Y5M@BWL$+@5?&^YQ-V.-2^[#-3#PUP50<_ M[EI(-_?Y%T<+7W)>NX;\SNLI$>W^X'I_3'N=C.5$X@[P9NG/=@URR:&Y8):N M_K0Z';K\4OOIU8:3QDWRU#'2@&N@Y'0IM[&YG3%>-\$X!<>14#M+PXV;='3$ M#1IIP;_I6*A''I,'$8'_H4A$O-D5OVO/.T MEA86=FQ]@B\8^SW""TE^3S9+1,YU846FO=)-*D$'B[#`K@G'J5022G&K?L;- M=N[*V*XP8F`&L!:/!$XV[=J#MJ3L\B'")L]^Y(X`3$_2(QR>,O+Z/" M."E-"):"*#2Y+M2X&-\H`'<2?SD#WCS:T M1!R[B/^,X2;6AF:PO13&W*W%$>/U57B&N^F=`$591;02/SPA]^+!.("T_5KH M@\4MA'=C#[&_.H@`>L[BP941)>/`G\:6_494EPON*@*\[ILN0K4B+KPZZQ![ MC8\1OUV]/N5M,8CH#MG:L?/96YD=L:TOCDA-P>4@0HM[0D;YTKQML4(GZ[CC MPUW@F<-9"+`8M0BUP#?KBC\6]M2*R"D0#1G],^(=EP*7`[H#E/.--U_)[B+2 MMEH)A&H:QN059WU6*7QB5>^SM*.9.F-REN(9>^$I$#;"#Q^E-MOSGV1+Y+HO M?.+^">[W+@.W]<&@OZV%(3?-9P_XX;O""(P/;(:)CN5'1+C\P7_+B$RFQB![ M>#(UU()CE!(JK0V?4HAIO'"Y\_2N3\D'FM2>J2TY>/AR.)H;Z^B9EBAR`2'\Z*3.*PJNO0B$^#;P8)V5Y.;$VFQ:9R:E*[UAJA^[;T MU]3Z@_(#Z'P[)K5;M8`W=+G8T1,TBC=L&+^0OCCX\B*IX^VR9^X.B[TL;H9M M#%1:V7\Q<)O"8G):.67GQL>5C4YAYY6KGON>.S'U+=W[!K4(!=^XKMB0E3J4 MNV_)V-BH=NBST[HW#R1MA0*W:'P?+3B-,'*/SV8NB' MH3]=]BM4EVVY"P:$_NPGDHSW*G[V#=%GW]?NG^T'^>MPE+_?^.=]7:_WM]:' M[7.20B?ZP?9Y4)T&R^;_,[YXRKL!5>TZ&Q?@;,J56REW[T2;7P#'(EW9?AIZ M_G-@S=Y>Q/^]*(*F:]-TZ7BWZD).9O:P>42*\!(II$1=*;I"P!P'&/`A0GK% M=2^0/Z:,;"CZG\@/19I8L)C%BE0VEF[BTV6?K>`/"I9;V=UQ$^]6%'_BA89+ MGQPO'L;(Y2<*%B+17J',M%%F[J$7<9_4VW7KO-A=#G&HL?1>AO#'DS`>R^[J MUIM%(2N[ET0`=13`,JR<@_.N4`!+!^PWSV^I=!CR2\?KE$-YI&M9C1>970"U M?F9*;@Z_E/A'6E8OQ0U\/V*6-V+EHJ->()1"R=0T%I&OM6C0R^&O:I"G'PV\ MPV.N%@U()"02$@F))!.1FK5"?7*LH>.**IYO<#5"\4`B(9&02.TA4@&KT6*' MUU1__(D,+?N/QX"?E+X":OG!&_*?MDWI>%SEHI7.WU#DHK7+B>%MS MS#.,$J)"/Q1*TO3LQ)&*Y?0&]4ROJRF#CE&MC-8#+$3S&:#95`8]1#.B&=&, M:$8T2X7F*P0R`AF!7`N0*_![Q^*?*OW>O9DFEUF_JW&&UV9?GV17,(Q,(E@B M&$2;AMGA-\FD$L22:%\[PQ%W*]R9JJ%T.X@[Q!WB#G'7?MS)9>HBXA!Q$B*N ME9N*!YPK_^XA3;2PB7S:#&H,F^08J15C%Z`^4 MCJZ7*O_9;C;7PS)$^3F@W.SKBFJ4>V(.48XH;W.('/&-^$8MCBA'E*,6KVKW MI5,.8QVB8DF"+`H0"=)(`=0<]Q52[*$`H0"A` M1ZU`6D5]R]Y+Z(HQE:=5#'EPNMEU']"OK$' M]>41%[S#@=!`:"`TI"!/[3Q!:,A*GMIY@M!HSNT]Z2[JE54DJ'Y7$3U66(#1D)4_M/$%HR$J>VGF"T,#H^-$F.)8\:\X!,NE.A_5UI=_' MLCJ(YG:@N:,,!AJB&=&,:$8T(YIE0G,#\^TAD!'(K0!R*[>>L.19,V)$)8@@ MECQ#W-6"NWY?&?3[B#O$'>(.<==ZW,EEZB+B$'$2(JZ5FXI8\JP99V!+$$$L M>8:XJP-WW7Y'Z>KE)FJ4A/:U,QQQA[A#W.$^`B(.$2%)<]>AQ;0>OE7:FZIC\.`O'[AD5)B(_^,6.B,YTDP9$+) MV'("3LZ($G],_"A8/SMN>2/RXL'R9XN1$0UI,'4\.B(1`QJ3&2#,L=TYL9XL MQ^4D(&%@C2AQO+$?3*W0\3W1;#CQ&07.BFX"2FS?8PX`%UKZ1)^H2S28@!T% M(E,M$5TQ.W"&\+OCB1&0/HD9T=:E:SP+'Y-S`KF`N%N:3>A>^8`QRR`A@L"X-(]"_FO='+ MSJGKI4Y=9CRF`::\#+U-7";';]ZOT]4'*#X*Q+$%?R>^RU4!D'PZL[RY0C[_ M=ON.W$)++.2$@E:#F1^(EQ31#2"4O^P`^U@T!#XY5@!LN28W(>^6$D,5E4U, MA3Q3,K%&Q)K-`O^[`UBG(`<_=+0.`>*X'/C`/MMB$]&PL^P41AON&MVU`*E' M0Q)Y`062_0L0X/J,<81YN]Y(-4I@&N'8AVYA7$",C5'IU_WEJ*R-F<3]3OV1 M,W:@QU$4TX.3`9">J4^%T.^V&\7/+68L/M`_(P=$CD];$3)F7)MD3JV`;8]C M:U5(/O_\.F)7CY8U>\-#N>\=9@-5@.T/`*U?7=_^XY=__S="?OZ/JZM;#X3( MA%Q5^(>S0V\[(K;-.3OGT5A MF_^]NHH[2X_H=BGSJ?;>+8?PA8]`XV/BLO"5CM]>V'R^:M=0__')]QZYTN'M M/,QG].:[P_Z1:B8>E1C4^XB*`?'QQ*.Y`*0X<8O?5-6X`,UA`\M=]O9"O_BE M>SWHK),NTT"+(>;&R;BP/@*F1L*?.4@Y[>(7S;BNC7*U$BL3@71!(-,\A4)B MEJM7%/*5CNAT)O2.>%0A7VA@PT_6(RU<3%>=B;Y6/>T@FZ9JH5^&N)IIFM[^ M_A&H^A)%7QQO$?0\4E)+I&$&B2V4>+T['F39L:29H9J&%HA--/3-+OJ`,EZ'>$LOD2Y%P:[I-M]**;O M+"8!=D.LXB;@28%Y&TY8\4OL8A1?H;-X`'NA5[K0JM>J_A(!]XWU!"H>B;TR M*'>4J`+)!N63;`UL2PJM??L^3D35*8^`ZPT(\JVCC7]%\*0F250NVH>E9M&*S!+LL6/G4\L-J>-FHTQT`=;KE4F=38K1JR;5+8K1L MU-$UT"]&TZASLC[)2!VM"\@QJZ6.7C]U]$S4,8V!UB]9L*JE19%JIS,8]`;[ M@C,2K$FYE$R^-4D?=,U>R6M2\7;*R5JW+CNE3'5R,E$RJI.^KAKY5J+/5LAW MW>=D!$);B%>U:/$]]T%*BH/_HL/;5ZIYI;X8\DX/(\-LBYI@*FB=-^+P"\\' M?Z5V3IO4`7]NMQ-8'$-+\.\X73I7FE8ZKQ"U_$\S>KQ]_!T^G6/WR?48_M@KZ9AO[!&$)OT\_) MU[]$,S>6,S>RS'S0V33B&SOS#75W8.:&.FC-S-.'$3+,O-O1BYGYXD5^J#8* M+,^FQVD*\%K\UO*=Y2OYY\$/KZBJJ6\=7SG85RWS.0@OF,_`B.,]1TYG4TN` M%EBY"^&:4[`Q$J3L,5*D*&H9^=/MOP8.1A M!NJS4GA4LC[3]-[Y29`FIP2!.MO<;3]?"2J.1R5+D+X=+SB%:CSIJ4I*\`;9W;W!X-#V M9W:"%V*Q5`;E8HWL0QYD(V#;&/O$&/1;H"<:9(STNF:3](2TSGC#J"BK@WAH M"T@F*LH:]3340^[%3BKN]B_X/1R;WQ?\2L,H\$BB3Y-;$H42>]%5W-.=T'EQ M-\U1`UKWD'O]\BP+X429:UY-#"K;'=AKD MV'=4XY#EPR)JF=K1#,8J628^L_J)^ M^(Y')D[,`FAV59_,%U2V4B=PMJFY>B5]4N?&&]W8-I^?[_U.#SK>AZ;7[>J; M>CI3OW5,+6=BB%YGZ[AGWJGQPFBSQ7&SK_0Q*/+-E--'F3\+WJ'A#Y9RW5S MVJ&K`_.2,8 MXV-"#XX:FP8>?XTW/+1<\36;4-`E(/F,K\D+8>;C\$`;^(^>*'P'/9!ALLH] M3RBH,E$:SY]17IX.FN25\8AM!<%\[`?/?)1@NUCB/3NY$Y?^\9(/(54Y\5WJ M1Y8JE_@*"+.J^YA,<3=-A'CRZH0$)L*S;P$%^1AY\4#7L8:.R[\,J"N2;\&/ M+TT0VGCDISU#0:?%"Z-%AA+^I!6OTDGY2;(V^FMR0QX#3HXUHCX[K@L]+`8Z MBLFX];:HG<0),LLB?)4T,*ZD%@VAK#L^0]M8790K2.*&-H7)._T;C.9P3<\T)W M+NI`^E,@G1@P;Q.&#(/Q0)H7TG*]JC)+;D.88DRUB05#M0@#L7;&0'JP_9SI MS++#14E($#+FN\Y(0`8L(6B+EYYC/)U_O`SR>8U6IEJF,HM'+!++E4C_\<5* MGENKD>-&G!GWJ_JGIR4<2QL76VV7-,)\!EY7'?37C:"JQIG/6JN'DGG2Z@$R M!EDI^1X4H!UN#XE_^P5L+">:LK_!.R'U3D2@;O;,_L8=F5W=%#*T?`3334W? M(EEY0\LC%6:_8QJ;<5/LG?>:E:(FK5 M;GGIB\?A:?'PLJKM&5G=*_NZNU;I>DE*<:?HE:B9*H@DJZU]!RORT&*.33Y\ MN>?V!OP!ZW)23#(F!#>Z06/R.D%>)$P',&'`/IC"4Z(@+(.%/11V)LQ=`LC+K`,O\TL7O;>F<56<*IR.+2B7NO+,L\+4Y$YWPDT'4[`^`&[;K16=-D` M>\:VP"[CC\Z3TM&PTE^-$ETJ\B.#D<9-C8#R@L_0`C=RN?E]3;[L'8RV'(QH M&$PZ/@51UIRW=PPYEM,*)P&EPK;9.T%3/++^TLO4`'-Q/@,KRW7G"A$D@">* MXB29N1%;_AQR"4]5QT[8G-"(+(S9^#DKL=1A*J(HZ8(YL36[J'9NIU;B$1V& MUP1R6L;:Z&'"_B;R3>%X]VA-S> M%]7MU\G$#=TH+L@5P\\"*QZ$R.,Q*)8X@HF`Q`-,;'X^".X#O$@@:PN;`K/\ MZT0X1O&`>1_`0SN)D<3US<<^]Q@2%S:6)(MP=PSL9==9JWB^A[DQ5W\B$_^9 MPH]9@16C4,C;B].#UCOF]:IX/']#T[NK;Q3N!LUB[X7C,PWL##)P1.^J>FV\ MU+N0:.ZA+*7Z@";9\CNRZ>S%QU!XG39UW1E'C/?X]@)6;OXW`W=H\7A/)_>S'TP]"?+OL5X@?06ZP-H3_;N:ZFUP^7 MCL-EV(G_\88,^)#%,PXPTX-OK@;+%7KI)F[Y<>$H_PCCGWUH$/?S("3UQ$,_]//3\Y\":O;V(_YN;\%LH.\AE!,UN=MV#>D7(;//X=4HI'JD> M2:+.EZP&%J\QMSREMZ?K+*#6,U-7S%,N1'.SH%0D[:)MZ1KIS#EJ($=;QE&4 MT;9Q5'X9+6!1KV;]S@X:SM4RHT\V?.13*ENCEX@Y2"0D$A*I2;KPL(FRM:JKU[U.63MV)X0F?Q5Q?;K8 MLULN86]*==K7B-%P]+TPM^IMPX"W[C\?`C[S1%9#0#\"(MVU*QV/I3'1^BRLY67_)3_@<""R= MN'ZE":5EH%-Q5L(+/A4,B(S\:.C2753,,=)B.2K:_*%05N0D@+CNM*3`H!X* MF!VEH^N56ECFSOAX/9A%Z4'I.8$"FJX8O0Y*#TH/2L\1TJ/"XJ-6N]V.XH/B MTQ+QN>RJ2J?3M-6G!$+L8+0D)4\M?,$H2$K>6KG"4*C&O)@6'XM+/^WS1NG+UXBQGA] MS8YR$[TSP^@K7;W;,.\,@QN(\[PX[RG];A]QCCAO.<[[BJD-$.>(\U;C7.]W M%,-HB]U2E\^S(R8L@\\3WQ98.XRTNC)0MYM3DH]?@KHHD;L-V=LJFP+J=<67 M=H]2024A%F4'9>ZTT3GA+(4/-I MI!WQ@1W"65P2>6KG"4)#5O+4SA.$AJSDJ9TG"(UJ MR%-K%I^&AN_?)VG_:TKW4_\9/3PJ>'S^$CEB"@@EA!)"":&$4$(H20@E#-"A M/]5,?PJA@=!`:"`T$!H(#6D"=,T,LY6;L*]VXUZ&3?)B3TM(=Q2B@JQZDGB- MB.;VH[F"+'>(9D1S56BN(.L$SMD/AC,N)')ITG"HW:4>"$#F7%GI5LGH_5_B,CDI"G M=IX@-&0E3^T\06C(2I[:>8+0J(8\9>2FTIN;CU?_D;SS/3'+H4O)/?4E)ZV2H^F*5VUW.O#*#XH/BT5GRINQ!4O/B40HN9KSK:Z"M=O=PBWY+0OG:&(^[2N.LI_6ZY9SHEH7WM#$?L[ M4ROW/H@DM*^=X8B[%>[T?D^!R/Q[3\(_3-R M@`[P2.T7$TMR_XH_\"_%0*7(U].IB.2HWQ9CC:7JTS,@6*8B'/$>;MQSO6YT2NW:!SB''%>-\ZK.+!2'/\=90=EYRC9*;FZ,R@ M[*#L')%W!82G`9%`2;*NO`XM8./RK_3SR>>?7T?LZM&R9F\^6($'\V9?:'#/ M/;4'F/*OKF__\X M31M(`-U]I>.W%[:N:J9JJEKHBT]=0[T@D>?$OWY35>."C*CM3"V7O;W0+WX! M,]YX>1JB@QJF8*A:,@7C\!2N.*IEG(.9?0[<(I1O"N:2#9F09&3FPN)7`C\3 M\;NRV,P]--)%B.3$L>J]E\>:=%'F:`L$1R6C+4X<*QAN7@6HYQBM*%O,JQ7? MQO+W8'TG7ZV0DJ\4AF$[KF.%CN\IQ`K)1PH6@N62^]`*H]`/YILO*7S2-H45 M;'.FBV[B%^!Y_OAZ%S=ATOZR^;6'\PF(F:;*[>\?A3AW4G0Y?4`;-&2\]O-7 MZG@L"BS/IN3O#WRY)7SE)&+I_-_=5&%WX]1KXJ7E:GMPTK_LLB>6YL.F];`9 MV=VT/DH/'_\S8J$SGL<=W1`63:<6P`@H%TXHHLF9N+;"X`A_YO-+'OQ=S8Z'F+5PL)4 MU1]7;#IVBZ&:$^,'732PCX%0T%XWMUU^\&)#Z5#F:HX&<3_W`+[/,?@^=.=T4W'E[N.@NH]F3V/R];J/._+RCW/V:!73J1%-&G@,G#*FG$(\*UVX6^&,G!)9/IP[C19@* M-=EJO\PCPWY`L1M#TNWZ=$QE4+)U*LGV***Y_6C6>LJ@W\#\E!4L<#N.'I?H M[=>>]AJS;\M*GMIY@M!H7&+V9EOMU`H\.D*C7?)$`&58UZK2'S30'D'8-1IV MFJET2C[+AV8PVCIHZR`T$!H2*#6IS6!^!A6Z<#P["H*"\_'4OMRCU;%F=?1[ M#;0Z$';-AEU/T8T&[F"@L8L633,M&H0&0@.-W6UCU_$>4U'=8JL+U;[6H\F1 M,CGZ2K>O-L_D0-@U&G:ZH@W*36]0MJ&;Z];TP0M=RTMC'RTG('^UW(B2S]2" M9^/K30J_=Q<%`=?+_,[2[[X7++\X?*.,MRH:O6&,ANS&&WURK*'C.J%#6=+/ MZ,Y;]@$/I'O@EUK9>=Q`6ZR20DK>$$.[[BVZ?YA0,K,"#D3@#N?"F#,K_C.Y MG#:BPY!?B=R^9?:>VG0ZI`$TJ:Q?.7,\<5,MOC5VUO?/&GVIY]2;:2\>QR]# M_WZQ$BU3J@YNZ&6>1G'RP0\MEXAE8X=**+0K!,QQ@'F>."&]XKH7R!]31C84 M_4_D\PP#7P+'%ALO-HNVBU87G M`8L%4$XXEB*!A=A15E>N:%MZO;3_N3-50NAW$'>(.<8>X:S_NY#)U M$7&(.`D1U\I-Q0/.E7Y@+6I]V*3%N0@ZJBJ=7>SOI+)#RN^XC?.G8\B^>B>$^'U`NCH.!#GON( M4VTL(E\V@QJ#)OD&*D58Q>@/E(ZNERK_V6XVU\,R1/DYH-SLZXIJR%"^'5&. M*&^F%8?X1GRC%D>4(\I1BU>U^[DY6C.#@UYSK0#1;YQK%!SSK81WA2H`\[`" M*"F"]8)Q%%,;;J MI(HI%UXOH_X3\HT]J"^/N.`=#H0&0@.A(05Y:N<)0D-6\M3.$X1&VGF"T)"5/+7S!*$A*WEJYPE"0U;RU,X3A`9&QX\VP;'D M67,.D$EW.JRO*_T^EM5!-+<#S1UE,-`0S8AF1#.B&=$L$YH;F&\/@8Q`;@60 M6[GUA"7/FA$C*D$$L>09XJX6W/7[RJ#?1]PA[A!WB+O6XTXN4Q<1AXB3$'&M MW%3$DF?-.`-;@@ABR3/$71VXZ_8[2E&(.\0=X@[W$1!QB#BI M$8H-PC$"A`*$"M M%2#@O=)5310@%"`4H&:$0%!\4'Q:(CXM+'GV.K2`ULN_TG-+/O_\.F)7CY8U M>_/1:P M!][=`TSJ5]>W__CEW_^-D)__X^J*-TU$VPI)6II2+X3)AA/RS?.'P(4G_BJY M]691R`ATXGLV]&V%CN\I9-DI$=TH1(R1/`26Q\8T8/!>Z)-/](FZQ+BZ]9XH M"WD/C/S]LRC]\+]75_%HMF:;&L_?8#CIT<2#61_+U[7YBF$L1\$'(<9@$'B% M\_8K';^]L'55,U5-U4)??.H:ZC^6W?\Z%VV\]O;@R+GY1=W"PE#G5QS<$[2?>9,0?DV_7]]?DGI.)$D8(!ME%W5AJ\$.\1E'?S=T/0(QP3N[Y M2\*HD(6UV1?G>`JK&2!CI69L=OV,C&V((9V=I6A(-X&;61=5Y&:;#.?L*RX: MSLTWG+-J;#2<&V=?957?:%_M8NP[/YCY`1=:?AI,2@9GE=WE5/A,D,_-4<_9 MEV)4SPU3S]FCTZB>6VAB9V4^FM@-]9ZSLQB]Y^997EE-:[2\VJK"LV,`57@: M#$H*#7X4>VV9E^TD8.[,@IL8P\BR,%2F06VR2?(Y.!NLVVN=ATCDP,138BK MMN#T4:7,OK=[.=C(2&BES*HKJO62 MQ)5\'DA3.Z;1"BFKV-%Y2;[*.INGF=U6L$DV^2HY3*P-.D:O%8R3:A5KX'F< M;O1;P:A:`RBG+F'R14S.=R5K M8'3[_#1B>3+#FFWQM!O&Y8IWCC2S'6YYP[A<\9DLPQRT@LNR MN8@EWW?K&1H&I6O0K/F#TNU0HE(ZB%5LJ6O=?K\B#?DE"NR)Q6I49LL15!_S MTGH=L[2@UW)>.V@MK7FPCQDMN)NUCR?RX;_\;6;-Z):V5.RC=<4++5:S=$JB@:>6&T3?1FYL-](0;NXUF9;Y@U7O M0^&26WGNU&(]`@CD>H%7CP>,R# M@,):%<(/%B.NSSA)'(\W2$<*\6A8FQ[ZS7*\3S"@Q0`L+"N4O?7HSA M^:NQ-77<^1OR?QZ<*0#J=_I,OOI3R_L_"A'?*`1(Y(Q_(N)IYOR+OB&:.@M_ MNOBOQ_"G72VFGB'K76SUL=4)'_^5!=K*>T/^&;'0&<_CCO81U1+T>8&J7$1B M<0HG%!YW7?\92,=E"%3A7R*/$D-5"">2$++WU!8H(X8FOC7>\#F^ADFFYKOX M.`S(Z\7G%QX)Q3UHF[KNS!J-H.>W%^J%^)O-+'OQ=S;Z'6+1LS,*)_Q5]<<5 M>\)@^6G$20*T?7LQ],/0GR[[?:*!T)(+TH?^[">2C/$@V:MF[8'VGR>@HJ^X:`)?8LK(QM__B7QN M!'P)'%M8`&2']BE]$#=VZ#Q1\MD*_J")&JYC&+=;N';YPQ#-X+R1T8$?4@_6XSJ4J-2-<1Z6TS&M(@KP-9:UF#:EE)ZA8J M0WZA>IWR)8[T*M*@+L\#R"ZWFIF9DIO#+Q\8MQXXK7[$P"]EY:*C7B"40LF\ MKB@,)>(?UD("8K+1+A>_&GAF7U9V"I=$D$$B(9&02$W5T#(LU>UA#A()B81$ M:I(N7&RM=/0?P7.W[#\>`S_R1E=`+3\`Y]VV*1V/I3-JQ4[_0R`VQN;0WO+, M#=_I\G><"GCT8?:>2.9K)W<9Q._\>>N1>C:\7*3V7VY992!K<:&>;8KF&$:Q MW!5M_E`H2=.S"YS'R6IZ@WJF9_9,I:_UJU4)]2`+X8QP1C@CG!L$YRL$,@(9 M@5P+D"OP3,;B'^D\DUU'DMGJ2/)L>229I0[N5NAYK)&M/I50P3`RR6Z)*!)M M]LV^8O14J22X)-K7SG#$G:QK!B*N_8CKFUU%,P:(.\1=I;C3%=W0FH>Z\XW= MK](CC7AZI%7P_LSC[S7*:-D>K*YH@X[2Z\DEIQB2:3_RY+*#$7'M1QSJ.D0> MZCJ,$Q^P@L6UOBL^7CJJQP9&/[52/]7H]I6^VI5*1C$^TG[::WF,#JKE3JKAME3S(%8>H;2T>7:,L202?MQ M)]<:@8AK/^)0TR'N4--ARZ5D@#>/M?8`&[ON6ELWI@5+BM/FM75_,$=[,0/'[]3MSQ&$L`A-Y..>E M2BBT2!A/=2<^K9+>%6LR[R-GM6[FP5H#LOC#^08JA<=LZHJNEWN?.UON_GHX MAB!'D"/()<4.@EP>JP_QC?A&?&/`_Y!7H_7WN#4/?FBYF!#D7.(0IM+5-,7L M8K)A1%ZUR.MH/44U>X@[Q%W%&D_5!XJ&Y\`1>94GI)$M01[&_?/'_3_\&3GA MO"SC&/WD<_"3#475RM4$&`M"C->=#K9;LHV%&$>,8[P3\8WX+LU.*?E^2+,B M^INC-3,X,7*'^1WOB;*P_'-)YF'M4%(0X`6A@P&1D1\-77JBTUR"T!5;1"LG M`:0(E/!-"5,Q>]4>!S&/43XEP18%"`7HI+V5@=(SRMU;0?%!\6FI^%2S180" MA`+44@'2E4Y';XGPG&\JI*\47$0J:J82R_XS<@(Z(I?:JT+A77M2A-PA!NDU MAG1A)$U5^JHIUX//DC1";NF[B'[V]4"_$WVQFV8N_LY%^D_*;CL5B_JKZXXJS MA1X0O,A,@L*WL@\J!.`SD!0ZT7-#Z>`^<.E^H`V.'@WB?CY:3D#^:KD1E6"G MMXI3"KE8>VAQF3@AO>*R!7R)*2,;?_\G\D-PV[\$CLV35'@[M$?I8[BQ0^>) MDL]6\`<-&<^/0>H8QJTH?Z!-UR:$H"HI;,\7M'KYQQC!X M+R1WX836@_2[(3SP)(R!6V\6;9_NJ!#I.B*]]4BO`U[?/'^%\EJ6D[HERY!? ML@K8/*G&"\@NO)J9F9*;PR\?&+<>"2=^Q"QOQ,I%!P(AN^>W<_02,0>)A$1" M(C55%\IP5(`/)>(?WE.;3H?@]AB:0G15BS/K1H=9@+!!V4(B(9&D(1):K!(S M!XF$1$(B-4D72GQ12^9G5GL_ET2?Z=8 MSNA\2BQH/4TQM8Y4FQ@]%,K]5--557,?EJ@(AK/^)0TR'N4--A%/A`%F/FB,0_ MEDNF?A`^6H^T5G,8G=5*G56CTURZ5D@#>/M?8`&[ON6ELWI@5+BM/FM75?0!GIQ#V&&H!!'79L2AHD/8 MH:*K*B:\LV9",P/%[]?OS!&'L0A,Y.&E>LR;R/G-6Z MF0=KK\CB#^<;J!0>LZDJ_8K+Q>^N95(/QQ#D"'($N:3809#+8_4AOA'?B&\, M^!_R:K3^'K?FP0\M%Q."G$L/^W_X,W+">5G&,?K)Y^`GZTI_4&Z" M5HP%(<;KQGBG5^YJAQA'C&.\$_&-^"X+WX:NM03A93@Q9@8G1NXPO^,]41:6 M?R[)/*P=2@H"O"!T,"`R\J.A2T]TFDL0NF*+:.4D@!2!$KXIT57ZVJ!2Y6,> MHWQ*@BT*$`K027LKAJ*6G/@:Q0?%IZ7B4\T6$0H0"E!+!4A7>B47(*M.>,XW M%=)7"BXB%353B67_&3D!'9%+[56A\*X]*4+N$(/T&D.Z,))F*'I?KO,6)0$+ MT=Q^-,MU=1.!C$!&(".0SQG(3;4O4J[%Z]`"5V[Y5VH:BX_KC>QXH&S'030F;4!I>;[%]Q^>? M7T?LZM&R9F\^6D[P5\N-:-S19VJQ"(9_YWWEY_D"<"E_M9C#'F#RO[J^_<]_V[#VCIDYB+?5W3?B(IDB9\V+D3F?HX#,CK%V2D%-ROS>#6`[3; M?C`2X'MVP@D9\QD\B1D\1H[X`?`.4C&;N8X0"@K]NZ[_#,!*/SUQ:&`%]F3. MD2\"/"3TR32F0OI!+BY6+!.6-R*N8PT=5QP[?2,KG3[1)^H2;8W5_Q/Y7,QG M@6-#JWQ2<G\:)SQYM%\`-T"`W!E.`+VXU&T`XH>`NZ^79]?TT>`D'Q M.;E?Y?'@9$ZEN"/^.'YVE<,#1#H,\986JX13>]>4JH"B'P`*:L3BY9&K`X$X,O5'U&5<7\#<[(CG9XQ;7FD-P.Q+?641'_VP^$PC MS[&=&6\#J&0O*\D/?6]TSF@VUM#\UP73&`$5#Z`"^R?PIREFAM2>>,Z?$15P MC$TEWZ,3&* M^+`6J],\`\:6@]M$5FQ7SL`8<*(I":WOQ`8#S0G3AY6NR1U,Q?.]J_%F/TMQ M!$.4,2`=T-QBRTY3"9NX<>FPD`M+D,>BC;L`ZW4E<-!%3$-8Z4%-0(N(<3F(X?")7'36Q&Z'=HRJ'<7K%&'*TT-L"YJ2MF`O^_6UREL"0>?!";D`93 MQ]NEXE*\M)XL4.^`_2N8WA6?/,?HPAC@*FJAV1:J<8!W@S)@%_A.L.2/.OL78Y@F+.(-6ZCV1+7!K M+&"X3Z@GS+[T?`+!^L"'U@&4H(!3<$Y6E]U3`%,IH$\.4)L_LYA$2LUP8DQI M./%'X*H^\LX2DNR;/']I2`&)3S2&/[P`O<_`.8OMGA'],TH&RL6*&[3)+,5J M"I10"'7$(KJD")M1F^LV@*'E,?X<5SV+A5+D4UN(EY]Z3:Q_?'#K$!`&^6*9 M3U0&C,D578^BV%Q3R-SA7JBPQF!%M$-.^,3&##CIN.#!+&!((\[A&Q@!2!`P M$GI++\L)!GB^MT/$BS4<_V8(HCCA=(F'`2*P](!%A_`%5VI#:$T\'OA_T.#U M"+03T$W8'4R)"0,(`Q5I\2;"9Y\P`;S$FE%2_:P(!-\Z_'%_/!:+!E``U@68 M--<.'(JI<8H_9Q%8P>!CCU:&$KS!*`=:_*,=KVW7Y#8FS-0"O(-K)#Q">&_D MC$4'G*#"D?&6]^:`)WP$PMQRW2V#AS]-+>AG*4=TN69>D\_Q8#B58`A^P(3D M]#U0K`OF"A1>KVP.L%P%UH1?'_ANW"NH`MY!-IPD"TZ\'L<*A?L[ MRPA*LE#&XBVDV@=<"&\TAA$'`\"(_Y2>&">)X*@-YNLC1X+X!A8Y(7*BTLV3 M6!"GL-S'BTW";_%#0BLQ8_X0P).+_(IM?'$*N#'"ET$KT4E<73UZ<6MKK$P3 MC?O4HY$3BR8?*A=9D(?`%9K384*A)516`RVD2< M."&]XJ()?(DI(QM_D\#9EWCI`(NM*H6<'L1-')3[G$35N!JN8QBWR\A?LIU4 MQR`N$^_SP'$YE+=FRMM]*C`7;UW6`;*[55`A]L%J1+J.2&^;T9`&>1W(^I:* M:M>SDM0M5(;\0E7``?DTJ,OS`+++K69FIN3F\,L'QBT/__H1`[^4E8N.>H$@ MPQ4(/I2(?U@+"8C)1CL/'%4"S^S+RD[AD@@R2"0D$A*IJ1I:AJ6Z/&, M<$8X(YP;=3<8@8Q`/A\@GV_&H;L=SH>XE1'[&ORX>7RN@T5#&++#S^16Z7G( MF"Z@QH(Y9=_K[YM]Q>@U\&(_XJ[1N)-KS4#$M1]Q?;.K:$:Y^:XEH7WM#$?< MI1-UZD:Y)1ZDK>;0S-C]N^5->RS1?#9E([5!1^GUY))3#,FT'WERV<&(N/8C M#G4=(@]U'<:)#UC!XEK?%1\O'=5C`Z.?6FTAPFY?Z:M=J604XR/MQYU=7(L$(J[]B$--A[A#38?AX`.'(J93&MC26,/HNE9[B*EG*!U=KBU##)FT M'W=RK1&(N/8C#C4=X@XU'0:'#UC#+J\)QDO0\0(EKF]YZ:P>&!5NJ\_:516S M:T@EJA@J:3_LY%H<$''M1QPJ.H0=*KJJ8L([9]Y*S6S3Q8:T`6?SC?0*7PF$U=T?5R[W-GR]U?#\<0 MY`AR!+FDV$&0RV/U(;X1WXAO#/@?\FJT_AZWYL$/+1<3@IQ+',)4NIJFF%U, M-HS(JQ9Y':VGJ&8/<8>XJUCCJ?I`T?`<."*O\H0TLB7(P[A__KC_AS\C)YR7 M91RCGWP.?K*AJ%JYF@!C08CQNM/!=DNVL1#CB'&,=R*^$=^EV2DEWP]I5D1_ M<[1F!B=&[C"_XSU1%I9_+LD\K!U*"@*\('0P(#+RHZ%+3W2:2Q"Z8HMHY22` M%($2OBEA*F:OVN,@YC'*IR38H@"A`)VTMS)0>D:Y>RLH/B@^+16?:K:(4(!0 M@%HJ0+K2Z>@M$9[S387TE8*+2$7-5&+9?T9.0$?D4GM5*+QK3XJ0.\0@O<:0 M+HRDJ4I?-:7:^2X)6(CF]J-9KJN;"&0$,@(9@7S.0&ZJ?9%R+5Z'%KARR[]2 MTUA\7&]DQP-\GKP18E/73?RCMQ?JA?B;S2Q[\79(*;X?V*'T,-W;H/%'R MV0K^H"'C^3%('<.X%65.@(U$U/QCM0SB\A-]HBXY%$5!<6NFN-W#-\X8!N^% MY"Z$!YZ$,7#KS:+MTQT5(EU'I+<>Z77`ZYOGKU!>RW)2MV09\DM6 M`9LGU7@!V857,S-3A`(&3W_':.7B+F()&02$BD MINI"&8X*\*%$_,-[:M/I$-P>0U.(KFIQ9MWH,`L0-BA;2"0DDC1$0HM58N8@ MD9!(2*0FZ4*)+TKN,VR_7=]?DX>`6BP*TDE?B.6-TI60B#\FXME5JG<`0C#S M@^1W_KSU2#T;TRD6RUT9#KB47J3$&"@=S%B&<$8X(YP1SI+!6:YSM`AD!/+Y M`/E\;^?=[7`^Q%V]V->8^:X3'W9CT1"&[+"*"[;*>+2^Q665![JF&%VYTFGC ME8[VXTZN-0,1UW[$#;2^,C`;>-T'<==HW.F*JU''&HZQ!UJ.HP"'\ABS!R1^,=R MR=0/PD?KD=9J#J.S6JFS:G3Z2J?D6AB2T+YVAB/N9%TD$''M1QQJ.L0=:CH, M!Q\X%#&=TL"6QAI&U[7:0TP]33'Z#3S&A+AK-.[D6B,0<>U''&HZQ!UJ.@P. M'["&7=<*:0!O_PLL8->WO'16#XP*M]5G[:J*/L"35B0I!SB4.82K]K*`,=(V"(O(H#KWU5,U0EI9$N0AW'__''_#W]&3C@ORSA&/_D<_&1=Z0_*3="* ML2#$>-T8[_3*7>T0XXAQC'';T+66(+P,)\;,X,3('>9WO"?*PO+/ M)9F'M4-)08`7A`X&1$9^-'3IB4YS"4)7;!&MG`20(E#"-R6Z2E\;5*I\S&.4 M3TFP10%"`3II;\50U)(37Z/XH/BT5'RJV2)"`4(!:JD`Z4JOY`)DU0G/^:9" M^DK!1:2B9BJQ[#\C)Z`CM2=%R!UBD%YC2!=&T@Q%[\MUWJ(D8"&: MVX]FN:YN(I`1R`AD!/(Y`[FI]D7*M7@=6N#*+?]*36/Q<;V1'0^4[3B(N8#Y M3W;Z!>$$"/`X(;9K.5-H(PQ=RC>6%/(\<>P)<1B94'?$+\<39KE4X=\$=.8' M(;SM>.0NG-"`B&I-$B)[7MB:Q1Z&JT(,+1)]MX0#-*GOG_>3X)`\MC8QH`_<;IU`1#&CY3ZI%/](FZ1".6 M-TH^ZV0$#WF/@MIC)V`A8=<8@W%Y((L\?0KM/7.@`?+,(7KZ,26*\ M4H@%R`3LV8[KB$1GG!*<0D,*GK/'&^,DI!X/09`$CDQ`FS\%HD"I>")%2W@8 MQO67R*/$4)68KOP13E@N"A9_WW7]9_;F%`T@U`BQJ>LF$9*W%^J%^)O-+'OQ M=S:>;+)DDR,+#:BJ/ZYT>Z%'A"\RDZ#PPRP'30+0]$!2Z$0_;(-,G)!><08` MI>,%*,-QD-+#03:H9QK$_=RMDOIQL'^[OK\F54ES>ASW?%5A0C*^`!4$.>L9 M2#2$;AQV.,UA)6=@JCB_E0OR11]^JA3MR1G^6G"5\=X`HJIQJ(K/5-4!JMNL MY[@058U#E?"V/L3>5AW8NDD\/.F!58-'!E]IW;"5-U_UK$AD!]_>S%=@38FBQJUFHNU3[;=[V'?*0\`2' MT>M+%5'%&_((9DFOL2"4$7NH-QK$0AF!'-%T],T16MB/=:7'(REWY;/ M;6O0D=`XQ!502]0#>AUYBX_DT7(\1BY=GS'*7FWM897,U`IO\=9XB*36JF$G M=([LEGR6R&YD=_/9W>ZXW][K_+>>[4:C^"`5M0)^1"7>1%^>L+(8B==F>,2. M@H".%.+1\,P#@RW.-BC7Z5[T$A%QB#A$'"(.$==DQ%UJBM:1.&15PI3W[>V? M[^7H+U%@3RQ6:6T,&6\K8:5ZF6X4(>(0<;)3O796(^(0<8BXVB[K:HK1E99!PO])-D,0>`@4YYPF#`,AXA!QB#A$'"(.$=>X*/IU'5/I6=)(?BHEW%KR\5(]F`SE`DN*`910+K#L*('\ MY0++IH"NZ$:UA>:/*A=8$F11>%!X)$YNAZ*#HM-2T=&53D='X4'A0>$YXAZ' MJO35!A1YKFS;*_\.UXXAX;G*&O:!LXX#CX\C-!`:"`V$!D*CM=#`^/E:_/QF M"J,41W]"D?MXE41Q.^%B4@!T1=JX$NB^"J!A&#C#**[:&?IQT=N)Y3WRJJ0D ME5XYZ=;W%J5.6>BX;EQ2%T/[Z"7*ZB56NZN(X144'!0<%!P4'!0<%!P4'!2< M,Q2 M;/JJ"PJHZH\K7A=Z%Z>B+8B3RS8?BDA-G)!><08`I6-49CAX67I\(5TC]VX( MWUFAXWN,1Q"^7=]?UU-TGE>/C@M"?`$J"'+6,Y!H"-TXC%.D4G6#E#*VI'`>#Z4)XZ1%7C4!67G*L#5+?>$V7A%+Y!5+4-55\I@.H#X^MB M+=BZL4%9!G0D/;`*V`ZJQM[,CETM7WG.2G%Y>>N1<.)'#&PU=B#56M&[AS(> MD9)A"S!UA>8]M>ET2`-B:&*OKA]M7EH?LG'6+IN^3RW!ATSC*-8H/*%S9+?DLT1V([N;S^YVA_ZT M_IYU^7;7.7^^CQ[0F1^$\(/%4G<"HB"@(X5X-#SSP*`LEV]*,*[ERNJ+7B(B M#A&'B$/$(>*:C+A+73&TKKRP*V'*6'IJE\7])0KLB<4JK3A;F2M:^S"DN&E@ MR!6:+HGLM?,:(2>K08.(:S_B4,DAY*I.R3=0C)YR*66X-EL,T[AERV.<:WZRTIZWBA M7TI!V=J]873*9;6;,`R$B$/$(>(0<8@X1%SCHMS[2O$V+/2]LH/]2.17+\,2 MQM+%6+JX.:6+$=_2#13QC?A&?".^$=^RD`SQ71N^L3342WGAL/X2)O67,JF_ MKN@&UH='X4'AD3"]'8H.BDY+14=7.IUR#V^A\*#PM%1X-%7IJ^4FHZRE'%.% MESMV#`G/5=:P#]SD2M@(#80&0@.A@=!`:&#\O/CX^)V MRL6Q'Y!P0E>D96]TAYLZGT MRDFGOD*Y^V/OJ8^Q=V93UTTF\?9"O1!_LYEE+_[.QHI-3FSZ MJ8OYJ^J/*TX7>@]G%W[2?$C*O&;WCTO:OSBY\/.A<-;$">D5YR"P*@9UAE.; MI0?WIN)[$%Z""(&<]`XF&T(W#.$4J MU598Z[Q\YK[S@YD?\$KG[^DPK`=?U(X"P/>A9'>(KL:AZ\.?D1/.$56(JB)9 M&]=#K`-4M]X39>$4OD%4M0U57RF`Z@/C5EL]4&Y6?(G6[Z[,5V!-B:&(7 MN,I4;3*>_9`^1"C=]4]=&70DSOQXS@>9$,QR!;,1R`CDBJ97]N4^A#)"N2HH M*WJOCV!&,+IL]:/E>(Q< MQD>L7[VIF*D5GLJI,1ULK3E@3^@QN]W:%UM]CAMWN MNC;'3Y8%=.8'(?Q@L=05NR@(Z$@A'@W/?#]#EKNL&*M%Q"'BFD#UVEF-B$/$ M(>(0<8BX\T#56ZE=A M#*7B&(K9E4H6Q,`WX",_3))_I$75)E0@D,`F'8$<..B#A$'"(.$8>(0\3)2O7: M68V(:S3BRJ@UIZ?J7C1L=V_E>?F1*#E7AN^UCU[5AD`.IEV5)5:3;Z!21'.J M+>>Q.WMK/V9>6IYU[SCB'A!8\:S@=E'0?>8T-H(#00&@@-A`9" M`Z%Q;M#`+EK2F^\1"SZ$#"CBN"Z94'>$FZ08 M-I`V;(#[/"@X*#@H."@X*#@H."@X*#@H."@X*#@H./()3BK@\UI$))9_I>:6 M^C@,R.L#C\2!#9NZ;C*-MQ?JA?B;S2Q[\7L]B@8X#22%3O3#$=R)$](KS@"@=(S*#'<_2H_'V=0+:1#W$[ZS0 M\3W&(V[?KN^OR0Z8E3Z.^]`*:5PY]PM009"SGH%$0^C&89PBE:J;W5=>JKBL ME0OR1=]TJA3M[_Q@Y@>`-/*>#L-Z\$7M*`!\'\IZC^AJ'+H^_!DYX1Q1A:@J MDK4/8A.L#E#=>D^4A5/X!E'5-E1]I0"J#XQ;7;5@Z\8&91G0D?3`*F!SOAIO M)CMVM7YF2FX.OW1<7-YZ))SX$0-/@!U(SE[T60X9SS++<"`C=4?\/;7I=$@# M8FCB",2!6QZM/_$D?9A/NCP2_&Z07!7:\/@>@OG(Z6D]1=-,1#.BN0UH+OO& M,T(9H5S1]'15Z70[B&9$5'S`(Z\X,0?K#8TDJ#AQ;;W1M6FD(\&I[Y1H0]OG7MU;;J6N%891J@VC&.9`*G&L,XB"6&XVEK6N MTN\CG!'.K8"S7`XA[JFT'W&78)[K1E]>W*$"13CG@/-`&73EE@I/ M7^F9;5EYZKDWO6-(>,&CAO-!6<>!5]D0&@@-A`9"`Z&!T$!HG!LT<$MR;4OR M9@JC%*>%0U&6>U6@8[N8Q]@/2#BA*](RYSN9PE@GC%"//[VVJTFL,`R<811: MX/M!\_Q=8D\L[Y'R9E-UOY-.?8]8\"%D0!C'=4S7TB1\%Q/&> M*`NGU`L)+[8Z]EW')U9`UP(YO_LA)3T2DZBO:]I/R\^Z^M/ML@EVO?P:'OF8 M:0`C.@QW=VB\U.%[>"7=TQ;0DL\_OX[8U:-ES=[PH?R5C^3]:B`/0,-?7=_^ MXY=__S="?OZ/JRLQ8/&80F[B>-)G:O&'1SS$])7RVK,`.O*KQ1Q@QC?/'P)# MGD28ZM:;12%_QO=LQW4LS@7R]P?Q&^^*B+[^]^HJ[FYK9'&'B_[NO&5OHK-T M5Z*G]8Z6V'KJF:JFJJ%OOC4-=2+7W9!<8F\3>!MXFX3N*4' M)=?`_=$/%G&^Z8(O5I@&>L0X>QB\ZHQ!:P"HHS2/'$XY1BZ3_`:O%&(!'-/!2%"*F'M]QUB!U0)("IWHAS>#)DY(KS@#@-+QRI;A&EGI4F2#;J9!W,_= M$+X36&<<[-^N[Z])54M5>ASW(:P"<9WO+T`%0I!['C6`:J4K8VH:AFJ MOE(`U0?&U\5:L'5C@[($FUIZ8!5P$J,:>S,[=C4S,R4WAU\Z+BYO/?!T_(B! MK<8.9.(O^N!.90?7.WJC3M^D$@)\M@)[0@PM=C4+=9=J3W#9ODBN=&%:73%Z MGE[D"N*GD(9@3SD=/3-$4S>LU#\TL.QM)OR^>V M-2DGN`AQ+0[:OTZ=N7^T'(^1R_CH_:NM/:R2F5IA]K\:;_/4>H5'IGL[R&YD M-[(;V7U.<3^MOV==OMUUOXYOH@>4G]_B)V)8ZBY>%`1TI!"/AF<>&,0"/#+9 MU8@X1)SL5*^=U8@X1!PBKB[$76J*UI$X9%7"E"NJ2_Z2R2UI).Q+%-@3BQTZ MQH=I8RI*&]/ZU043%2'B$'&(.$0<(J[)B-,TQ>C*94%C='FOJ7MON96:N>C2 M5NS2FG*)8YT.+6*YT5B6RYS!@&#[$8?:$['<'BRK2L<\D!+WC.!\OM'MA\#R MV)@&_+1(Z),D,PJ&NMOJE,ME-V$8"!&'B$/$(>(0<8BXQD6Y=R;S:&;H>V4' M^Y&H:E*&);R/7E)DU%UEOI'%=2O"5(V M!71%-\K-T%5(79"2((O"@\(C<7([%!T4G9:*CJYT.CH*#PH/"L\1]SA4I:\> M<",:(SWU7.[8,20\5UG#/G#6<>#Q<80&0@.A@=!`:+06&A@_7XN?WTQAE.+H M3RAR'Z^2*&XG7$P*@*Y(&U<"W56]\BKDI)4>N6D M6]];E#IEH>.Z9$+=$8;VT4N4UDML0+EO#*^@X*#@H."@X*#@H."@X*#@-%MP M4@[L:^%8+?]:KYR[^#@,R.L#C\3^F4U=-YG&VPOU0OS-9I:]^#L;,S9YL>FK M+BB@JC^N>%WH79R*MB!.+MM\*"(U<4)ZQ1D`E(Y1F>'@9>GQA72-W+LA?&>% MCN\Q'D'X=GU_74_1>5X].BX(\06H(,A9ST"B(73C,$Z12M4-5BHOG[D?_HR< M<%X/KJ@=!8#K0WGJ$%6-0U5<GEGEGN:78$,X*YHNEIAJ+WU>:A^24?8^FZY?/<&G3,,(YR+8[[O4Z= M_'NT'(^1R_@`X*LW%3.UPCWC&M,5UIJC\(3.D=V2SQ+9C>QN/KO;'?K3^GO6 MY=M=Y_SY/GI`9WX0P@\62]T)B(*`CA3BT?#,`X.R7+XIP;B6*ZLO>HF(.$0< M(@X1AXAK,N(N=<70NO+"KH0I8^FI71;WERBP)Q:KM.)L9:YH[<.0XJ:!(5=H MNB2RU\YKA)RL!@TBKOV(0R6'D*LZ)=]`,7IR52/&^/)>8_?>DK..%?BD% M96OWAM$IE]5NPC`0(@X1AXA#Q"'B$'&-BW+O*\7;L-#WR@[V(Y%?O0Q+&$L7 M8^GBYI0N1GQ+-U#$-^(;\8WX1GS+0C+$=VWXQM)0+^6%P_I+F-1?RJ3^NJ(; M6!\>A0>%1\+T=B@Z*#HM%1U=Z73*/;R%PH/"TU+AT52EKY:;C+*6K-(K;*1?' M?D#""5V1ECG?R13&.F&$>OSIM1`\L<(P<(917+@S]/F[Q)Y8WB/ES:;2*R>= M^AZQX$/(@#".ZY()=4<8V$E%P4'!0<%!P4'!0<%!P4'!0<*05 MG)3[^EHX5LN_UHOG[H^]IS[&WIE-73>9Q-L+]4+\S6:6O?@[&RLV.;'IIR[F MKZH_KCA=Z#V<7?A)\R$I\YK=/RYI_^+DPL^'PED3)Z17G(/`JAC4&4YMEAZ< M2%?9O1O"=U;H^![CX8=OU_?7]92MY_6GXWH27X`*@ISU#"0:0C<.XQ2I5%MA MK?/RF?O.#V9^P"N=OZ?#L!Y\43L*`-^'DMTANAJ'K@]_1DXX1U0AJHID;5P/ ML0Y0W7I/E(53^`91U394?:4`J@^,6UVU8.O&!F49T)'TP"I@I[*:TUC9L:OU M<]6.K127E[<>"2=^Q,`38`>R`!:]L5W9Z3U3;51^BM3MKL]68$^(H8E=X"I3 MMV9?[$,H(Y:J@K.B] M/H(9P=P&,/>4CE[NW;=*SW8OXP]FKO!#@XYQQZ':Q8'JUZFSU8^6XS%R&1^Q M?O6F8J96>"JGQG2PM>:`/:%S9+?DLT1V([N1W#0\\_T,6>ZR8JP6$8>(:P+5:V(0\0AXA!QB#A$7/&(&R@=0RZ7#3?0]OI6]Y9;J5^%,92* M8RAF5RIQK#."@EAN-);ELF8P`HV(0\0AXG"]QO4:L;P3RSW%.)0WX(S0?+[[ M=P^!Y;$Q#?@)S-`GG^@3=4F5"24P"(1A1PP[(N(0<8@X1!PB#A$G*]5K9S4B MKM&(*Z/6G)ZJ>]&PW;V5Y^5'HN1<&;[7/GI5&P(YF'95EEA-OH%*$7;3Q==+]=# MQTJ>6,DS5R;_OE9NUF@L@XO"TU+A:4L97!0<%)Q**5!VI0(4'12=MHJ.HADZ M"@\*#PI/?@KTE9[9EI6GGGO-.X:$%SQJ.!^4=1QXCPVA@=!`:"`T$!H(#83& MN4$#MR37MB1OIC!*<5HX%#7.5M4SMBMMC/V`A!,*_P:4DBD,7NIZFE);[Y'+/@0,J"(X[ID0MT1;I)BV$#: ML`'N\Z#@H."@X*#@H."@X*#@H."@X*#@H."@X,@G.*F`SVL1D5C^E9I;ZN,P M(*\//!('-FSJNLDTWEZH%^)O-K/LQ=_9F+')B\W8SH("JOKCBM>%7G>O:#?W MY:[W*!K@-)`4.M$/1W`G3DBO.`.`TC$J,]S]*#T>9U,OI$'@82#:$;AW&*5*IN=E]YJ>*R5B[( M%WW3J5*TO_.#F1\`TLA[.@SKP1>UHP#P?2CK/:*K<>CZ\&?DA'-$%:*J2-8^ MB$VP.D!UZSU1%D[A&T15VU#UE0*H/C!N==6"K1L;E&5`1](#JX#-^6J\F>S8 MU?J9*;DY_-)Q<7GKD7#B1PP\`78@.7O19SED/,LLPX&,U!WQ]]2FTR$-B*&) M(Q`';GFT_L23]&$^Z?)(\+M!P;SPAE MA')%T]-5I=/M()H1S6U`LZ&878D+6>7UF)>!"#-7'*)!5QCBF.WB3L'KU/6" M1\OQ&+F,;QF\>E,Q4RL\7U-C]81:2R:CV-WN?0NM MO\<,N]UU990?,0OHS`]"^,%B2RL-'EIL=V]8:0KQ:'CF&QVR7.TNP;N2J\P4 MA@G:C[A+79FNQC-H3$8?:$[4G8OE,M&<%_F2-4?W3_QLL!,[<,X@RNIDE"]=E8CXA!QB#A$'"(.$8>(0\25$510#+7W5ON96Z5AA&J3:,8I@#J<2QSB`*8KG96-:Z2K^/ M<$8XMP+.,:R+B$'&(.$0<(@X1)SG5:VNAFX%!X6BH\?:5G MMF7EJ>?>](XAX06/&LX'91T'7F5#:"`T$!H(#80&0@.A<6[0P"W)M2W)FRF, M4IP6#D59[E6!CNUB'F,_(.&$KDC+G.]D"F.=,$(]_O3:KB:QPC!PAE%H@>\' MS?-WB3VQO$?*FTW5_4XZ]3UBP8>0`6$V_TO';"YL'6S3=T/ZQ;/W7^?+C?SLTL`)[,A=WS&^^.^P?,$SQ M4SS&"P*3BEOZIJKZ!1E1VYE:+GM[<65<_&+T!QU=!_#OH/1IDSB&PKSKF,0* M$=P#$4@NSU=.-@=;O(O)+ M8$`[D*\UC_!:(PDO-YT_L!!H%]*[\?*IY8?W#K-=GX^G52JG>IU_\F*;4>?W M==4PY&=`]:KG9`:@ZBF>SD6J'JF07Y\GE8O^LGE2:861M#,%DH)7'DY(VO-- MU`E9=WX5LNR2B#X5(ISIN,FK#W]&3C@G]_P9,=3#S$D-XF\PABWGFZT/8'W& MHN\8!5L+-&!U;8$6S[YS+<9BP1!#78TT&X-T;3=W"IK%^;%)W[2CD$U+-MV" M,F0A;U!B.4H-,B-O>OTV,">]0OAC\NWZ_IK7O'1QH-=C#43FWH=W6R#=$ED M?9AH)+9F@3O`RF(6N$&GUP;>RJ4O#TGAD?I2TS2C%=R2PP\X8$#F]0/TGMF* MU4P*YASRHG,S1^UT.VW@CH26_"%>G6+):SU-:X54260C'E)\:",VQD8\9&@4 M8R,:[0APR64C'I+"8VU$0^?,:CZWI#!##LE7;C.D.QBT@3D-4Y.'+)1"U*2A M&:T0/+G4Y"'6':DF#;/;BL"^)%IRX_S`J5JRTWGAS$"SF".1S7^(1>=L\\NE M\(P#G#I2X?5[9BN8)87".\2CW$<(P&IO`W,D4GB'6(0*3Q:%=VAI.M815OMJ M*R*'$D9\#PG7>9_=:)AS?(B9Q<00^UHK5&?#>'M(MQ;#6_#0*^(M3>C\SI]. M'2:&N$53*J:3>F('5315"_T%?0XM)/WN9D1UJXNB1V@L1VAD&*&N#7I9!_@[ M0'F9VLY9VJGDT7)@')=QLKM78@IW#P^W/.W=ZBEV]='Y#N]]ML)#:]!OT-XG M:.S.2UOLV_,TT_/\QWTTG5K!_&Z<>NG7^<-\1N,[-KSW5>?9[(#^8!V=.T=6 M%'V.I$(>;AN;YPSDFY"Y9&L6`=N\(5+J?`H&\(8J*07`>E=Z=N?1IWH#Y-', MHWW-?J>Z"6VYV/R:Y+*1!'XG:V4MCU;>=*573R4O9H)Y9U`AS*NA8JZUK2@J M5K@V%*Y+S;)UJ=%5VP6RG#0K!F1:M[D+=D[==A3(-+/?-I3ELG**0EF>997_ M2B[Y[Z\XA;[26138$XM1[J:+P-FMQ\(@XF^]3(35:W=C_M+JG1.-GJO^QLGM M+'W6-[E\'DE!T[JW7#&A-)1!.%Z>$'_A;KQZG$M2:;;UT9CF!D-M/8G%(:_PMEV?U])JZ M/E%04C-YH8,ZYI"/);+.(8^/0W.X]6Q_2A>2/0[\*7D'?3M>Q./U M=S,:)+'Y(1W[`26)_"U,,H`&MJ@B6N)#^@@#6HUG-9Q?Q6CBYT2'GQW/!VF?+YJ\\4;K MK<0#C\=='.(UM6=LV*85#AZY6(S,F]VNJ2(396-BO@54,XP-_P:9*`43\ZQ< M5YV^N1&=KY&+T!C0?48]\`LO?Z4>'3OAJ]W$A4>3)Y/G3MZ!U`<[R+#53:E# MSJ=%-4W;M1)6.^1\.D/<':F=R/GVSC?E?2^;(J`:Z-^V^4!/3)@3=Y M%3Z/TA&OR`=ZSAJZ#IL0"V`UI@$_IA@",BQQ(.?)ZPD/+1\^[X"1CNC;DBYRFO?&A]%Z>55ET[ M@J.+EV?4YHDD?3M^TQ:!CG'$+V]7%PKA39#YQ'XS'P M2/!RK<;D"P#F#\T"/SZ!)2!UF:;8JQ3)8%#/%C"&5[_D3;`W1Y#DA^(K*S(*J,&]:8*EE:% MZDV&.7=KI(<7.-HZC**-MXZC\,EK`HE[-^IT=-)J9"S658N+R MEOOQ?L0L;\1>E8H.!$(^[;$U>HF8@T1"(B&1FJ0+%Z'+CEYY`>0=E8@SAR_Y M_MHJQKR(+[]:;//OB$P7ZJ/74N"[W=6[I2O-K?44K:=7*^[U``O1W'XTFXJ) M8$8PMP3,JJ(/$,V(YE:@^9);&EI?7CB7,.=](:6R]N\.N3IC\8]TKLZ[?>=M M"I6,?41[`2=K-"M.`QT,D.<&M!0#S:1N2H1AHFZZBMJ180\G#\LJUD$H/-(- M5`[A,12S7Z[EB;*#LM-2V>DKIEFNG8O"@\+32N'1!HIN]AHF.W+M6^T8TOGN M!Y4SC/SQE#WCP`@>0@.A@=!`:"`T6@N-,H+=9G.#W5_6[HVF+XJ6ZC.9LOE, M,"`R\J.A2^5S7XO=CLM)`#F<$"@P&*HH.B@Z*SC'K M3M^L=N,6A0>%IR7"HRN:/FB)\*2\QM*:FQ"E?[L;/2>]>#_;/JKJ:]:U:A'UKNSME8HFK@]E#>4UN41""& MIJS&]3UG M&DV3='-;3+LF-]Z<1!Z\'-?M6&^;)Y)C]H2.(C=)9?=]YL!W`&61M,T;)9G= MR)Q:`8,F]<$R_9FN@M3LX=*+1*Z=R[RC2*@LF%F<^O21>K:31)\BV;6L2,#J M@>A^I4^4YZV[I\&3`V)[N4BHJ*L_W7Z]7_ZE_?1*8,BE/`4?_0[C\%;%07FN MNS$=B7R#J31W`0VCP&-+3;6``!@`*PBH/8%JA[$(6@:AF?D\)1_/?,A8G+J6 MOQ]Y,\L9Q1$^!3J)$\B*5V<49B(*Y@34M<(8AWQ((2BRN#A,DI%N#-KI:M%U M,E#>@A`:D:3/2I>G/\/BC]4C3 MM6D`(:/(@6?3Y/WZX?/M.Y:F<*Q3@>S0^@CL!C$5OBHX(1DYW.H(R9"Z#O!, M?*\(RCQ9@>-'?/(6`WZ(?(03:[1**@FML&@\=@">,):5,DG6(C&.71,#*HYX M+L-8E.-LAS&5%ID:8Q+&PWZ1*Z^M6ZVK6Q:/$:6$.X!197P1U1&!*Q*I3(-10J;EI>L8K:YC@.$2V7B3 M!0(>'L8/B"2X++)MT&6QIEQJ@L26YREUDSRQ$8B,$+R45*]KCV20L6FX'"A, M\S&VPISIS.*94V-.Q7E4^?>"T_"TL'ZA&Y;*S2N4O6VQB5C7.+R!K5'H!W.> MI]<1,.9Y=OFR[0BC7%0&YP/^[?X#^;B$PU?Z9^3$Q:N9T!9BX&!]@HG'A8:2 M.-WR6K;EU$KVNR5R\,+(?HV8XW&*I9]\%P_F"CH%M;):[V0UD'A'O+%"@PI_ M$S`&.T&LZ7S)2Z^3G#')>L1/.M5Z?G%+&+IY.X=5TMBV>-*-&7E,#*+`A;%;LE*5F#F MX\B-T6L-F>@BW1]/N!PGCP:E$^>%)@(IG#&""?CD^"\I\%42+<+".9TL\PM6T3B-?+(P M+V8JJPRE6+QBE=`=>-K<<;\W@ MWFDK[PXQ+5VB1>\_Z-T-!X-_H^T.-2E+[*74[](^VHH3)Y]W%(+84;9A60WB M\C8)N[WBPX\#<##A;Q[`G7/S"[#6B::[J_DMWEV\>>LMWEN\=GJ9Q:M.?[!5 M^.1PK_5.,%?=TD&WLU4F1>X)YBSAH_>W"OC(/K]<=::TSE:9J1SS6SQ-+A?/ M\_H#Y"91&:EH3E)GY"NH&>>)QT$.SS9I9=5(W,:JB5/!J\,S!R9_<`RRDB(? MS#L#O5!*K"(\H/[%^"X3BV979:&-GE*UK[[$;P/D>,''Y=?%0:#;/Z2?\XQ& M#A+DU'!:KRP2[)*']XM*/5]\U['G(!_@1K.XDLL[L.NWBXIN#6?11-Q"J@'Q M_HF(&!S4A_N[EV_^^>"@:891*@%^#?P_:'#UGGOU`2C!V(A=`8B1RP1D[%7& M93%N,FXQ:3#5WJ*UTXV!0:_?/63M9!Y+H^B43X:V:KJ51:.E,*6KF&47H)0" M.[G`84:92759X^3RVDEF5I608WJ?%B7'Q(>;981Z68OP*P7W_RF#<<0;N/%& MXC_+9I)6DD9.I(#1!R^G=X`&&88A-TWR0=[L]#K&H;6R`)I\I8X'[K\(Q8.6 M\'F!ODPV<^K%U'LG&XR&KA^8].Z.ZYYG7K]7'70.N03'313\2'$J(3WAA6]Y M>+;)VZF7%^^>O&AM%WS-W+Z>2(.W6X'E5%[$7F"8%- METQ(TPWMP(1,4>'ZJ/F\H#.V@H3YXX.GJH=.+V]PMXY)Y:PY;?0.6NMY9[4< M6IZ8WN*EXH)9`Z-[2$=L=UK7W'+:(QW]H#FR9VZ?XG-XCB="<"-%G/^]],0! M#7U7/$X\]LZUG"G[$O"C(^$<9#:RW'#.[5EG<=[EQ"+SI@;_VYQ6QKZKGUS. MK85!5^]MA0(DGEPN[Z>KF_TM1T#:R>53)'K7Z)E;0>&\D[M=;%\GAS"2B1D[ MYA4_F/B%[^GPU`"480ZT3>-OJX^R!II+`?2,+1&I:*`YA;DW,#?A7ME`J*?Q_W<\#6%%O2NZ;(AY%G;O?4<_Q`'%1DY$JPK+1:Y)%<3)XYFWH68DD=9B^6486C'\VO;=:Q6\O+P[2O`,<=)) M4K6;FP+'JMWNQ2^U03G3)/-"6<_$U9NI#X035SG]Y`;=V'("<8N7BB.5(XY> MQCN/+TH,8RL\L.R0WQ";\N/^8!YO3WAQGH:!;=!*_F772=SEP=O-<[>;QVXWS^V6GLULZVROE9OJFW?>E)?XH,2W M<"?^,[_VX_K/UV*3380/DV=X>\^.ZY*1,Q[3(+[%MZ,MP6UJ6Q$8NJ!7`O^9 M7\KC]]C$S15^"%:D:.`G=6T+VO/%!2"0#N(/W>2D>WR=@?_$_^M'X<:C8ALP M==%L>>>+_)IT/14D`H7S_%'CKV2Z^16*!\MS!(8XSI/G+?PQUS0UW68N*'%".'.7(;#Y@+-@4]=-,DS9!WO='\L7Q1S)A8LY3[(\K[XFD1OW!5_ MZ4Y'F4G?RRB&FSEY>NFL3Q[1=<1+1\VEN.WK1PPL*':@W$B) M69$1*(D"LO%;)&" M;LQS+XB,%A6N:R6E.I8D][-TV80UI=_K*>9`KK+M)5&_=I8C\M:0-]`572VW MBH+T=1^;Y_?$J\5J<5BN%R'U*E\N9+0;92DA5H+0]OJ&HG7*+1PN">UK9SCB M;AUW?-(;\$=#'`[JK*5J_@7M8:!6CZ=-,TP>A@="0RBJ6(;Q]D[X4N+H` M>.8F>HL/,1C=GF*HW>89'HB[AN.NK_2;B+OS/3KSE9>PY?6O^'WV%^^*HS$N MA<55ALAV!LI`E>`.T/IZ`W<%JKKD*6DGL:[_:FF"ETXCCB*5I+A5?Q1-"D&*H4- MV=44PVC`>E,WR@0&1D1\-7=KV9"\Y"2"%264J74U3NOU.I5:5*;'K@`*$ M`I1;@,R*[SJ6)T"I%?RU2"B^_&M'IL-TI8#C<_>GJB4L&XFK?@_C1/>?K>`/ M&F0'O87CCC5:=QGVNNH0?D_Z2[N+>5GVUJBJ!>/Z9'0W`@-K MA0IX00O2(S&X^KJF_412I-U$4;;L]J78<0?**R@$1(J6Z_`P`LP\.H&SG*Z9`8MCGW7\;<,0/'N>VJ+FAS$T,2WQE85AN/HM50Z M<:G)*G/^:VJ92?]E,^[Y4%J>Z/^@A=.:K.N8W3\LW;(^+T3])E:0.N#T;;5J MU='];WRE1#@CG-L!YZ0P\:56;G4#Q#266I$+307$\JO9>D]>.),>V`B=(TKN.=VM^3NS=L-`*$S=HYKN. MF"IAT1"&[+#"K[#4?FZSL<='2Y#@OJDJ>K>!B2T0=XW&G:8I/76`L$/850J[ M2T/I2A9Q*7O*55KUB.:*%^^^8O3DBKE4=K&DF7L0[Y+=`TI&_#PL)J*J7TK+ MCXMJ_8XRP3"\BK]'(T[I*WY0KKPW"KOVPN^PI:E3*TX11;DP,CJXP)@9'W-4(Y2QL@+&L+&R M`GK$6%FA?H8C[E*VMF1;G8BY]F/N4M.5CF253C&8C7`^=NG&XC1-"V5C<9JS M]H^Q.`WBKI[`MF$T,"J#J<ZBXU9:#)=>L28]N(YJ/7[C,N\-7,V/:["FMY MU>Z2HF=<:JFYU:/<^A=8_6(P8D\B<2:2CFLJ^DE"_=I8C\M(7M)1^!S?&$'85 M;U,8/47%G0J$.0T:M' M:"`T$!H(#80&0D/:,+$I=Y@XPP$-QWNB+.3'U!?H]K3E*;$P3H4(!2@?,=CRJX3C]*#TM-2 MZ1&G?/KE9C$]_^B&S' MK/A0(O[A/;7I=$@#8F@*T54MONX?[>)/X9N/![4AP!#X#9WHN>%_<.>N=([8 M0'(:Q/W<\-RR/.75#LR7WOD[GX42;`A6<0SD?!#U6^`S1NJ`TSFP/D3S!O>O-0.N"B(Z<9A^J/E!+5@ZJ^6&U'IX53`CE8U MIW:R(U8S,U-R<_BE@^+RUB/AQ(^8Y8U8NB!(?,U\GQ?V[?K^FCS`^L.B M('WGA0"/TGEQB3\FXME5>BX`73#S@^1W_KSU2#T;;ZE+'[*2[O)#0NM,'%^9K[KB*D2%@UAR`ZKN#Y(21OVDIPKDFY/?&#HRD"7RP4,QQ*^7MQ!*D5%>T@:JH`[G,'8R-MA]Y7<70&EA&"E'7:-1= MZJ8R&$B,NX8;V0CGJI?OGJ:86@.7[_.-XVOO*@X'2 M-^0Z?H`1Q?;C3E,T5>)X(J*NE:B[-#MRV=<8Q$8L'WLK6U45LU]N\5H,8A=J M77^ES.'?.99+^`7;1^N1UFILHTM-*_6.]UU,&,I]9 MQ!AC*W&G&7+=?D/,M1]SEUVE*UE<`2/;B.:C5VY-,?H2;]1@9'O;UG9=*Z2! M%2#0;^XK7YQ%T2UB6XQPJ[1L+M"Q"'BJHUG:XHJ<\ZIAIO8B.9J MEVU5T9MXL:J,JG*ZW%7E]IG=[]?O0A*'L0C,[^$@*`ZLIT(\BE&Z@4(->47LDI?1#CB/&:MPKTDO/.%0]QZ5T; ME)QSD!Q35?J=MBP/[=ZJR%")&]/(G$FHPU0&9E_IF'+M)V+(N/W(T[I*#T_> M(^PJWZE0>7H[4U[@26_0UPXDQ'-Z`>]W#66@XW9%T[&\+*L;O?!S M\,)U9:"6>](58[2(\9KS$R.^$=\MQO>E7FXP!K<@4'!:*3BZTA^4Z].Z$Z22Q,=0@%"`3MP4ZI0;RD3I0>EIJ?3$>UO] MT5N0O*7R*/$4!6BJYHI:@:_IS:=#FE`#$U\:R@DG-"`DF?^?YY/?/[G53BQ MO*N03GG]LV!.G.G,<@+A(;H^8\"<@-H<,R-P'N-7B.U/9P&=4(\Y3Q2^AK_I M]8[AE>+X_C-BH3.>[R1QY=U#1[RQ0M%^%P7+^U4K?YV16>"`NP\M`?V!\BSD MA:*!'SN=>L*B&?\#`$U\:/`&ALW3)U@>B/G4L1V7YRF+ALP9.<#V:_(P<5CJ M=?A#<-EA\!STDWI_==-+P(S1J9/^;K7]J@!T`">,IR2&8?3-'QE[JGQ8?5^%#];;$+HGY$# M7?$6K\D]?8(/\RO*%1N9T<#F@T[&E9KE&BEX!R-R+TVOY=T$GPP0GN`)9"9&3R02G`2"P+\Q/_K1^'&H['H4\]R>7_7*Z5(?DVZ MG@H2I:OO<'J]G+=0_&SOS[H"G?M/SHARR>6"Y/@CQR;)FY+=2#6TJELSX6 MHKB?FX4"KFH)2'?^#A2:7#M5%9]5.!^0Y7*\V.H71*KJ&&-^\1Y36CW!PH:@^O M$)_B,^T8$OHE==N'>\8AHPF'T$!H2+5M4)M2DS%"VKY-NK*G![8SMRRP]#4" MNC6`[FJ*UF_@'A9:Q6CZ--/T06@@-*2RBF4(;]^D+P764K!$1HNFQ8<8C&Y/ M,52YZD:@)7T.N.LK_2;B[GR/SGRES.'?.?P^^XMWQ=$8E\+B*D-D.X/2T^%+ M0OO:&8ZX2^'.Y.=[S_3H3#/=B'?^=$H#6YJ5`HV[:C.']TQ%4^4Z9(E.Q3G@ MSE`Z>@.WA>HZ9"FII_%N?ZJI0A>.(XZB59N,](2C:%(,5`H;LJLIAM&`\Y85 M)<)&D+<2Y*IB=AM0[$ABYZFVC66T%(\:AXS&'$(#H5%7&:IFV?EQ%:K-1+RE MFO=8:P!K#>2J-=#5-*7;QQHZ*$`H0$<+D%GQ76P$>!P*X_C-[LX-Q!SF[ M%!J1S;[2G/6:>FK2^A<#U;OTSPY=ECW+?#D^_,M#+SY/L61YMS]1D)>'"0B1 MII//'-T'XO"51)JJ")2>"8.7;.6Y8'\#/0F_((?;Q&'A;DO/TA-C)(?Y+$_\ M@P_E8-D2.=8N+!O1[+(1HH1!/JJ$9YQ#OK,942'\T!W./+296.BCIKME5V)D[O-^JDR+?K^VOR$(AM MEOEF9>)T%6)_3,2SJ1+DBZ+@XG?^O/5(/1NOJA;+W1+VNZ7;S-9492#9M2:\ M`(MH/OJV%"(9D=P&)!L]4^D,$,X(YU;`69@9#$ M M[RM!@`<#9=!I8.)!A%VC8=?MRE55'#'7?LQIW8%B&*CK$'<5Y^%2!F8#LW`A MZIJ-.M!V^D"N[3G$7?MQ9RA=M=S\`-+F(FGF89)WR8$02D9T&&+N<@EDM/0@ M]*"G=-1RZRG=7@.W*!!WC<9=5]%4N;Q^ M1-T9H*[74;0^GI9!W%6+NYZB=N7R^O$8`):VQ+A67RR#!<'#[8:?A M#@1"KF+(F4I/L@/C"+OVP\Y$38>0JWBO=:#H:-,A["J&74>N71SU%:KZ025@P&(^(0<8BX@@UAO:\8)AYH0MQ5?/U55SK]I\6UZZ0D2%KC_&ZBJ.$2NRN6$8(FX_[#JJ7$8)8J[]F-/[BJK*994@[-H/ M.Z,GE]^/F&L_YKJJ8G9QXQ]A5RWL^CV\W-^@7?_WZXG\B,-8!,[_<`Z#""BT M2!@O""D^K4I#XCF`UH;M3$7ORF4@8["X_:B3RSQ&Q+4?<89B:G+5UD+4M1]U MDIW$1LBU'W(]I=N7:W,'4==^U)ER[>U4MO4_LT8CQWN\BI]]0_39]Z:>!_CP M9^2$\[(._^\C5+4AM*$?C&BP',A_JN(?/B#"?-<921/KRS=0*:*!Y=[OWHDA M29B%^$9\([[E@PWB.V=)!$0X(KS%"$=\([[;C&_4X(CP=B.\+?@N(_QD9@@_ MU7@R1>OOB3\]^*'E$L=[HBSDAT[(S`_",8#0+S4091Y6$B4%<5^0/1@0&?G1 MT*4GQCU+D+T?"F5%3@)($>CN&JHRZ%2K@\QC=%!)H$7Q0?$YJ>)]5R\W310* M#PI/2X5'4PQ54[0."A`*$`K0,8<`3<4LN40!2@]*3TNE1U,&AJYH6KD7?E"` M4(!:*D!&3U'[Y>:AJTYZ4N'+UZ$%!%_^E9I;ZN,P(*\//"*:(39UW60:;R_4 M"_$WFUGVXN]L'-EDR&:D;,YPG9)E'JP[J&V`TT!2Z*2; M&6%BG@>W"TJ/*MO4"VD0]_.),D8>)I9'-)U\AD8G!\XL5K(W4,6NUIDP>,E6 MX@?DMX#R=%7(X39Q6&SZ2,_2$[?J#O.YVFVX?:?`^5`B_N$]M>ET2`-B:`K1 M52V^R13M6L)K!+^>&P]RX?^CY6QIM"KZ_:OE1E1ZN4,TY>/J-P_6R#B=XR>? ML4-7.)##C>,PZ@M$$^H+Y##J"T03ZHO2/3?N,5<3Q\L!HNPHVAQ^Z0"YO/5( M./$C9GDC]JI4=%0/A(;>Z_YV?7]-'D!P612DKW<3X%$ZX3OQQT0\N\K[!J`+ M9GZ0_,Z?MQZI9V-1^!(VAXK='I/NU+[9[2B#)N:*1#@CG'><8S6505]%-".: MVX!F4]%4N3*5(9@1S$=.KV/*E5T4H8Q0/E8O]U1%[36PK#K"&>&\PVCN*!V] M@]!2C)U>T!6'7?MB9BJYC*FU$7=6++$(.(5KG)022A?.WL1M2MY134!DI?E:M^&R*O_[VF`&\9H>,7'2T?UN/X8GZLV/J=W04;E\L`P+MQ^W!E]/&."F*L6 MJ2U^OX8GJLT/#?0E(XAET&,4>'VP\Y0^GVY;&)$7?M1IW<[ M2E^7*^B$N#L#W&F**EE\'6'7?M@9G9YB=!%WB+OJM_Q[#5QESW?+_YT_G=+` MEB8(@#&[:F/%`UTQS0;>T$'<-1IW744W!H@Z1%VU.Q0&>&.X,8:PJQAV.JHZ MQ%RUF-.-CM(Q4-(0\0AXEJ,.#3H$'9HT.&6 M_R&/__UZ8C_B,!:!YS^HDM6'0PCQ>U' MG3[`8R>(N6HQ)Y=3AHA#Q"'B$'%HS2'JFHZZ1EISY[OK_^'/R`GGK;KG/_2# M$0VNXC^A&U7\0_39=\)\UQD5%4XK:!N$78-AVVYXA:,'`ERTF,R$6%F_&J3_-P6T3D96:-1H[WN.25.?LN M\Y$,K;\G'O/@AY9+'.^)LI"?MB`S/PC'`#B_T,#,/I)5&\!\005^GV>TI7+]>CW@E22>+N*$`H0*?X]*;2Z9>[7*/T MH/2T5'I,M:NH!HH/B@^*SU$Y<$LO`XG2@]+34NGAJ:,,I5MR4E44(!2@E@J0 MIFI*V77_JA.?5`#S=6@!Q9=_I>:V^+C>R/H#I80?_QFQT!G/-\*-ZB+:^`V^ M"$@XH<2.@H"'&Q\C9V1Y-B46&:6NA\V),YU93B!"D@Z#W^B4CH@/K_+W+0\Z MF,[\P`K@R3%YIH0ZXC?'"ZDW(J$/+;FNZ&K1I$)\^%TT-_4#2ESG#^K.X]8\ M/^0?0M[2LP,O#BD)Z)^1$]#=C<$#_-(:/&3SFVISWC:\._)%4_3[C-HA?Q%X MZ_*/ML4F9.SZSXRP:#QV;(?/#!Y(&A"-6SP3KLB&8_LL!(@P&*L_7NOXFKR' M_WJ/A%KV9/%C.`DHO`X39\YWF)T73A@!.D!+?XD\2@Q5(;JJF>(1^&#PMV#T MS_S_/#^FZQ6GQ%6*KDL.,'(90ZFOZ^I/=P\/M\L_M9]>B2D\>GS M'"/_2^7'E0A)U)T-W=#@(M'S;R_4"V(#]!/UMOR;S2Q[\7UD#$6WZ\E;$W MWG35JS=9$+C)UR0`(I^/YG.UFQ/(9Y1GY#/*4M M=^O]B(&?SUZ5RF4I&2K#)=3?]T5B5D39&9)9/;X==BGH?'196FY+KN0$'Y(. M28>D:Q#I"EXM),MFL/?X_$?G.RPA4RML33:#DVY=%,N9$O:OI;M#8W3E2E_2 MILM?".6*;S+VL>(X@KDE8-:["&6$OP^6A"P%T/:,0T;O&Z&!T$!H(#00&@@-:<.YYG'A MW!+M(TQ5(,T^3!-3%73T:N.SF.4#1:]SZ'Z]Z7O8H/;I]^W[L$*AP(MJ/DR#50.22G8S8MGQ-*#DJ.#)*C*7V] MVCL/*#O20A)E)Z?LZ%JUY;0;)SN8^*?VB`SF:>SH,;[S19ROX@XHVXH)5]\MZ5?#C.YBIY7@/@<4G=L,8#=E[ MA]FNSZ*`/L#4?G5]^X]?_OW?"/GY/ZZN/M%'RR6?K3"D`1,WWMX!I^!5ZMG0 M(OD[?X6(=_[WZBI^;3$X\6[R*N\Z_>*R)V+#U_#'5SI^>V'S&\RJIFJA+SYU M#?7BEUW0R9QW:!-HI9S>$L\_4RX3'#ONQI[1/R,6.N-YW/?O?DA)A\1`Z.N: M]A/Y!,QYM$+'][8)O`F!;+F?2CF7MC:-7^G8#R@(R!R&2BQBNY8S5<@S)0%] M0Y^,*,!BZGA4/&G-9H$_"QPKI!YEC/AC M\;5HE5A3D*?PFMRX+O_!CP+B>`!7R[-A!+[K""1"`T_.B#=GA7P<-O0=T%$$ MS_@!=.?-%\,D3MQZ/"H*/SI<4X0`Q>G,G8,XAQ/BA#"*H9LPAA&0:'AR1]]S M!;ZQW8C+DV@VH"!V`14W1F&BTYB[5+S+KXZ2X9S,:`#TF_)7`FHQWQ-)NL2O MTQ4:Z!@>XN,(%.!<0.AW0(U+%1@P#`S:A\'.HH!%,0\X1Q)!YE,>6MX?030+ M[3GTX3IT#..$IT)@,+P'[/9H<$W^QBD%A&61/8GI);H&.@M:,?AA"$,*Z8A/ M)F)+Y.KJ3Z!70)FX0OU<+[\'1-]ZA-]1%[SG)!D[`0O)Q'+'O&$NV@I)OYPP M:B1H9($VMAX7S)]9P!R@F$#(=V<*E(31=Z[[/XK6N]?ZCPJ\SF84!OX$OUWS MWKG>YO-05C#:G@GSIS04$A`S$![T61AK.?I]1CU^K#+&!0R)BF'L!I\2D\]B M,,=_6<$H_0@@P8F@=\Y`8+OCCZ"',8`_A?`1QP?O-KY:S.<3N:&0E\"?+HU@MI37M%%B15J.QWIN`_,1ZB*]'G$:`)M"]HQC& M'#^^M^SEFGP!2`;\,5U5^TK\,&."X!P%J7?X\T!N$`4!/(MP802=[8(=*F0'S1C^9?H[8>.NOHUK1;) M)0R-6J"E;(M1)1G6(U\K$NW'EEHAAI(?N:.8U-01*OK/>FP%B58V62T.MBE=A8ZY4654+].`J;#GWR">X`*P(D" MOC"^#-;KSD(^$AD?Q#!5K_7U'S1UL7;%J%PMRIRN0S`+QTZ8XBC70$)0$LK' M2RM?@I\IF#,6$]\ZTYEEQZ_!"O<8"S4?^F)V\4IO\P^K>1*+"PVO]>M[*[,- M?H?E;J47XAX3%<-%_CE%-"%"Z\IL.0G'VVB0+U&+]1EHN$:<442Y%`!5A\)& M3+4'OEOHQG:F!2J*KE;0C6$LI'?)QHG%#5["@/'.&!Q?:&%!J=6$8Q;$#(Y9 MI"W5Z&ZE=DWNUHG%53N8`A-_!+[PXYRWYP>P6,#0V!H;A*(?1R%71^F!2?T("XG#0C_@CKL[5UY\+B7FSG2Q:H!%0YXL^,1MM"$-G_G/W.82 M9`-*1+"LI1&1&@B)QR\,F/0<%(XZ*U&3"Q?&CT)P*RC_TUU:]DJ*=]R\3U@T MAGY]KLELH7M3*YPU'G,[:L6:?6JE/+7P\M9M)=W?QB1-[$SP@M@L6B#I16M' MR"4X2_`'IR3U'KDM`8"&U^TH@0A?%N!_X!Q,9Z*5F#^BNZ0;0`PW)(.$LSZC MZ1:6!MF3[\(:"LB"OE@$ZZ\W6@/C,X<;>&-/\>-#NFS32H%BH57`5OD(4QTY ME'RV;+"4GQS&Q1%0L[*]A9`+RW@*U`*+F4=XQ#,S8=L)G?P$N.4NR$[]`[(7;W]#BQ!DZ7&^*U5%DL(HM.4X][@VE(T*4GR<.S-!AY!VWF(+YLS.B0OP32'!%3EW_.;9M M1*\SL2R_K+R3IX&4PT>%C8E=_JG\8!WCU30<.2+13$)/_#I+JD'IG:4 M,$^TOO0;EQ;\IJTKK;<$.@#`PB$8Q4$3(?+ZV%&"^5/`_T"#4+ M(KCTHD:Q1\QCGD`YFU(>U0&V?%M&?U8N_]9C21=<"O9JI(7@#\5:&I)HQI\* M11YL[B&E?5B7BIZYLQ_+!@>M$\;S%E;((C9P&9HZZ$6\/096_A/%ZRED`;\O?2FGRI?O"-?S8 M\<"J<83](AQS(/8L`K.+6W3_?_;^O;EM),D;A?_?B/T.M7JFSR-'0#)NO'5/ M=X3:=L]X7W?;KZV>B1,3&Q,06)0P#0(<7"QK/_W)K`)`\"82%`$4P.S869,B M+E69O\S*RLH+<%+6%P3&E1=`X7S:`'3)<@I@+F+.>"6*'_`TA(MRV;CY\H;9 M`_W*U%'GE>QK80Z*-4)P?/VEY=XK=C@H$!H:9%B?T6%^`'=*!K8&.XU MNRPY=-_\]4/)C2LK'.):#.8G8!^HJ+&?G4!L@6]@/015H+'?KF^NQ=('['4Y MR(9P)FU_)?M2'`1\^+3RYI]O?KLI>Y`%,T/?+]P7<%79%N2;..Z,BMGQ9]>NGF=%F*ODN0N,2D$(!'7K\K> M[GQ-6/7QPHXSG[J8-6[^P*00JX#_E!%!6R&5.)/#TOAX,RX3H')PT9$&D[!? MI"M:C,;QYR'8;G\:Z?K2%[7@`5<& M<;XJ"==C>2B[/)O+=4IZ#)5=78!Y-V#H^L)=J$G^"#-7R+/8A\#V`+>DSYBH M(!4"(RA#FCP0GO4L-S=EKI>6*T?`)N*^V.G"DW!D MQ9GEZ(>XO/HL(ES#0?;9)6Z`YP(YT@(K@?NF&'595(73AQ6_R0GA1"1/X\SC M"Y-RP0:2]EENS,M[0["S`#U^^2$X_)+1O.)G_@V>F^G2S$,K)#E;0/$H3$Y[ MFF_?^.H&KOP(O+NDF^%Y>+8GST0%#I>F@I1)]'PBL.%9Q6EA_F@Y'7RC<)9' ML+N*)#?*L@"B"9N?H'Q2$)2+HE2/(B\7!,AJ7F+!ZS+$;RV M/#9`\AU?D0-A4#ER8%+NZ!,;J]6!R%VN M$SQ)KA:OS%1ZO/2QXO+ANNC%/O,;_OW!DPHIXKD-%X0H/MFR6EA]6XB_ M9:9+$ZFTL\OF&&\97VY#GJ5739RXNAC_)45X:;HOO>NM+' M:7&ROUTLK]G24R-.BS-?32%\N\0Y@\>ZERQ>V1#G;!:"[@EC5085S?"3,*.^ M>O=A%*8QJCQ1N#T1&BI?W#>=/)W<'R*R9W[XN(R#0B4'>I-O;OT<<=8K0Y_` M2D-)G.<'9:O/R$4CC0LGQS+VJO"&YN?ZI>.W%4.DK#*TPD(0)\";H_V*&P2! M-W2Q9LI%^BUQW$L'?NP!U9Q((@]W"F*0V;SFSK_`'L2#.SG6O^.XOR0PBD2^ M&$RJ()8NIXYR_.\Y(Y?;_NV.'+F%QL4\3K=Y!99\%%^S8($B5D?N5C-CMA#\ M_)`V/YQU,,#IJR?E;"H#2=':74;Z%([7#3S*!5D>OK`Y#*UD[<88*>+WE(A&Q"(^7$78K1YI"-$(TL7`5+'R(ZX>T2^6^U.=K M7L;-^:U[SZ0-O7X`;Y:4?.&R+1U"Y80HN<6SS=#J2B?6[=*!L;\:.>;ET2-* MF^XKO$&4;Y!=N'2B+/)$+*G9L4H.>$_LSF/A@172]>\TXZX(T%QW=:A*C3

2<198&]A\V4GA7D<+MI&OZZX MU/CJE@<7:6V7'[/DB4#7%5X/2L8O>\!PD4B\*\DP/-SD)6.GN.8SAY_>"?.3 M?5D.]A/*S52$F=RXB;8\SP,-,1?;I#\"C/R!U?'SNR^?;I;+%QY=NMO>](OC M1>P-0`>TU>?"\;[OZ;^\^7QSO>E=*=%5>@[C.#LH6:%-QA]XHXRO$F/%S;E8 MWH57!*CYT4W"S'ELR7=ES\]F!!>#)@%]#_2+20/)5P'O^M3@)O*;LIK8Q M9-D'JP*I(+V@RZG@\:W0([G/3[3#Q+OR4]SRHX;:3@K@N9A`3WZ65IAZ+$C% M_1AW@;%D2]CF@,H-:V!;'F%68#P+-1-[3R<2NET:H1*%0"]!ZFOV<]FU5'8% M&5J&\"2\Y\*6%6H<_;BP6&Z7)FGSSC>EIIBFY)4(,Y&VKB-W6\DC1XV=2ZZV M=':+1:%,/O@1(TN%G.6C^?WZRS5[Z\5)Y($%`&MT),[3Q6%1$>T@UD4IL*4U M?]6W)":)&P@TM6?P&)Q0N$!I2`.TRU"M+A8<`W!0(8L%&8$7YZMO'ODO7B9G M40S3==(X7C;3DHH^\^`_AWYCGUK(DL7BN#%B(./P]TWHPG@QPRX.+6!#Y,0J#^VDH M7(8B_A3W0L(8*&V`LGT1((/[LT)&A`Y%"F=J-;.AAV5VBANQS/F7NK&&"9^OZRT*);\F-9M2F6_B M-D_BO&`*TX^>I-8H#1;=X6B73;/(L/*@UK;D.W\<.:P$(G[E>GG0N"4K1JD0L_6/Y/KC5>A%$LQ/,F MO<=8S]*1M]Q*RL>A2<@3#\^5EJ0%QMI_&CR8*X<\@2:21[V%"X><<4&]640J\SKRR(^D;K" M4Y.]&]F1)6/DZ-9=&GLBOSSSG8J$\6)+SC%'"':RL0PVAT>)G8ZW?(N`L#RK+KE015AP M<3*6G;+`3$6&=Y*%KI5#DF#KDB64".9DNE,XN84_NO!N8]X/QXA:>>H)VW$1 MM!&[X0*SP-,L/@0%9\OF2>:4"KE:47+X%A'.Z^U\EQ>M;))R(_DYR[R38I(I M\]+6%=55Q!]`8WFXF9QR/,?@95[A=GU=;$IJ+#\A*3$WRY@`^8/=D"_VX^A) MS\)9]T62.:X\(D?R(?2E?P(X+G0P>MWSFTO)<45(1NGT1+)38$9@ M7=!E;?P"DLLSMOL(_4IW4>A@%-0"UY$XC/#S;^!)>1E9QL1E^I;QA6A;I&QA6@;/*WDJSER6Q>6 M4H)61/R:_<7[FD4?99FBY=O7$]SNGJ1:*?PYZWM1'/LRGN$>K"]XS%,.?T'4 MU=H`@*G8FWJ"X"4W=PEJ#Z)B"$<`)QU$.)LV5]S7[LL:QXC=8`F&+ M'\H*+UGF6"*.JG)WWU+OEY(@8"L;$G:_CB=`F=-UNN4.3 M6U)WF2N\S]V"!B#L$?VGD@-#[,.SG8_$Q4J@@`"G?*M(*%QWG19G<_)P[2H) MK[`>PM-J:&F>420PFF11)Z[PUQ=&'68,20/Y\8%G@I8-3WBZY%$UXB3+J]XV7/U2V>J*:`X\V=C_`C_9)Y MG-X7V/^("H?GL8O24D87ID5BS05N3EXS8:W/8]% M!)7C@\K<2,$"!(N5NHP5)Y'!%,+1L.-E`D!2,#'F-#NS?LK#UU;C*94]-_Q[ MELHO9EGLV=!&FWEH[2&"-3P*QB2H3(+0BZ;E\@V+JT@/SL).\S!$"?#5',.2 MT8+;L15-5I;/F3=-W4S19JNGK1N7?[S"0RT\&LIRZ>1"F%\-ZB%=BTD5*S'< ML@(_KRBQ)<+:(H9KL4!Z+6<'/^5(YLDIZ?U4AYM,RS).12Q-JJ"0A/1JO4]^9>DAU:+++E M0NBL)Z%T5VHJX=_%4I_O#,I$+O/`68O2QY:%\V!YWB<&)?<'^0%CZ4AB?I9! MF#^]I8\*Y])Y>7#J8& MR@T27E\D'&71?R51$$D]PF`JQ2>`#2>/V7>>$,+?XZ*.4G8HBEEE6?Y+%A&9 MGYZ5*VAE-2`\6=<"1[=R(HHB50QD2Y1]U9-0,*@RGU7V5.$^%]Z-M0=GL75; M3GV`W'EIG4R5R2-]:6R`V`P-$(ID*$DA`RN+#8YN\Z6LO!Q>8C_)%9? M>0PKO%69X8A+0J;N9:[I&&#;(;>7>E0]W- MJ,?RHKJ212I)(\0:]:)DX`L1E@R9_7B+`RM M*#F7![D6(5=X/(#>NI7[UJI[\.U7E1:%3/^4UFFA#L0IBG"HE?(<_"PB6<"G M_+@I=[UE`1(7ER)!F>(4`?>O\9XAK64#%C/.4H)*(\SJ#F0;^&F9HOE>IG". MH]V&I[,%_;S9LNI&L<6182UH.H?KD]U@XR.>5>3I`'.>:'GRG90$D3/N@#T< M/\B,.ZR-)*-.<=N<%0F&%S:&)0H&R M+B>N-BN17?($&0^15HI[26.Y1&%,=`(;.'#S,UP7-[?2(;P<['9&YE/(XP7S MP$QFNQ8LO%9*SMQ>24X&Y2.=R],3 M;Q$\4E8/?>&Z08C-^LT'E4A>%F/.XL=S7ZJL[[Q1=GEY%3SR"^Y+,QM:7K]1<=DR M3,NX8&B6BK_]KNOFA=!-<[`_?[RXLBY^&@SAN@G6!"\-?L^+ZAZWK`^]9]S6 M:&+8]HO'_=GVL3NFS'7'\/1+CC(5,698'DH:B\YCD:R.?N&U3^0/FSL;?E MPSX262-[^\IY])`Z23:K(-LA4F0/37N\?;5_.=ED$7&QQWKYO.6?/\&5XK'_ M+S[UI;,?3T;&:+<*><'`VJ1!-<$9XJ*QW80_%0W>(#I`*)`*IR1"]EQ\VTN1 M,#"LT8DQ#A!8KT-YZ\G&R_R3R!RH:5-1D8D\G@A<2! MMRM-B4/,:7,R&5G&L.^4.,@`-0:V\5+-J3HE#M,;L(I:N[=8U2GQ6^&AE2F? MQ3GGU1N1M'HCSW'?Y(FB6;E1F4CXCU]%1-'_7'W*XKE*K;2*W]:)!7OYI9_M M20Y1IH9/8:*;QS3Y$N,4-WP,,$%TD4M/%*;I+$KV`#V8&"N[@=6GGZJ05G% MH`Y1M;`NC0;U#ZJ:M63H@X%N-T&J*H;LU1"&=1RM;EPWG:E5#VQHD? ML(J)S,R[>V*7O\LR6%@06`3ZR>(CV6GUELGB$_('_/R$=[\/BEN7=[X4I(8. M!L-DN#ZM`]^NR)RKJ0L+KK(V-.N)9YRE^1TSX^+6D\WXRC1&P]$A,][R;D5F M7`W7!EPU'FQ(ZXFG_%$&]QPSY>+6TXGR0!\/C9G3K8I3?E`4EO&PJMF%9&UIX_1VUC[B*?6H:QEAO M><35C%=3'X^MUD=<1::M"5#YX!%_X0&ZN#&&)KX2]<[$]@6//F!_%&OL`R;- M,'.WC85W?G*>,`T6[Q>W+]N/;W=)_+.X\N>GXN-?/1"WR'UX$J\41E?QFQR- M^,$\R/(J3__Y$58EA74R4@B/W4M(8?6&%"]&1=ND,-0AA7$0*8;V9+2FV%Y& MD78(\"XK__EQ5ERUY1WM4*0^)?IBS=&,$OWDM(H->+WXZ3#N&Y-!K=P_G89X M,?;J)UUCL.4'FX[\W:]83L21 M:0HS]G.YULS/.&+\ZR>,(LTZCVS,(+IW@JP%#!:'"GUO*K[-[=XP_;0N]+R+MUP/MU^/LUP/U+^H(YA?7/XJ\S^_97>A/M\?W M8V7`>R^XBN2%EG$]RD8%ONGB556I[+W.YX?*5B\K9PLLRH$4/P:)4G$SK M+55&T63[G65IG%)=M1T5AXHLOF7*-N99YIE,6^Y(PF6MD&4JC4@Y#43Z^Y>D MZ.@-U]YCT89`%C7'=*X0@_I$0CMZE,ISQ2YD*Y.5&558RJ?(W%QVCIGRF2/3 M]K`!_".;8D):WM`3(`>CEY7DEQ5.E&Y>AUE(F+0F\"4KYCGI5!#4+=07GVYO M`Y15C-T%X3P1_!%@[#]=`:5$0[:M)7466.TEZU*_+8D.V1"E>5O:D/V"I3H, M_>K_ST1UPR+5-$MY_I+UXLJ35;[)JCFB:&/6!Z>,@2_O5O$NB^UA4N>\U(!5 M]()<[210JG:=]],J%;`+IGD[C33B\3)G#P:)].U>A?'/S::,Q7\S++(L?\G[)$7>F69&SHDAI0>[]O,?)80Y%UB08 M"T9GR9(8,L=DC=CUAE!63KAIWE[J)@BP&IHLMH]"E3/V_R>R.=-2%^[21!^Y M5L[L*K=72Z/UMINE7].5A+"B]>G%:6Q%2%E&7&*\"%XMTCQCW/LSV5A87A#@)*#M:DP M/EEFZKI1*DI(!AP+LF-V)@(-C%`_K]^V(\%:UF;:DF&]+->6S07 M/GEYW;6:)'F=75DNXKGQY?HGJ\V,N9I9D?9LQ%CL,M,]^9.*TC%W?-FO;UTN MMW5JLVLMV"(?@`_[GF'Y,<^M;`$V4]KE!`-]DU58NQ+M3545;]F@`\MS:^5B M%[CP+)N$+8TO3%'&RN!%)1C$E*PX+IK/9YGC.&.-8;VD92\ZO&6]/A?C,"0O M"YXLEZ++NOSEI;+A0O_QSZ%8;3QK)^+1TFM]W7YL-S2QW8U,K`;-6RQ M-Q>W"39AV7713#2CM;_D459*/DMIS]IZ^4Z@[)+U$2LLPSR-E;HPHK]3]!6K M+.;:4L(4/^5EZ?X:IJ+"D-R38\\[#/);L:U^^>LOY>;FK[1EZ3I9"OI3Y'W% M!:G8E+W/"/FNA.+/*S`J/3Y[QJ_OWWW>TEL97RXD*:LFC378TCM03\"M19KD M14_*#T$C\PN:D$+-CS,M+^O@E"_+10D+S<8KQMX*Y+>7V5LO?8YP6M:N+D]V M=8OF8HR M4W*I%24=Q'O$5D\(ORAABN5=5NJX9ZKEL62#B=U^=94FU6DPRE($,_5L+ M-S)CK+.I\U0N-3+-FOS)JH9"^$2-$R_(>G2)VI'K\B"%5.I.?,*J9&^T5LMZ M@HA=<;H0J^ICN%'U9/VA!8HSW;9#`C<&)]IH2FM9VIBKHWN[;`RZ<:6V16JE M5(-M+LO\'#*BQWPONH+Z\MNP+"&00Y2,]7PLBQQDM?"=I2\`%C)1PULTHO)$ MO?<&.H#T!Q-IJ7U+?OTR&+FQ=*+*@$0--F`VQ*+4U'W7KA29D6S M'ZU8Q[)7SL,`NRTLZRBO:5&X[3X25;.>8ZLD;*$?LZ+GP;+'T-I\M96+\[D7 M%8@ROZ(P=9(T7NWZRD6/6&EDK#6K$!;FFK52S!>'B+X]$+NO+?L<2<]6,)P\<0. M,.]'D^UXT1N,?6!$!]:%DT1>WM=/-E$4&YP4F_/*!ILPDGM1WCUS<>865-Z+ M;+OY)15`&BUWB>5V)Z76T&4&_34O'?E8](*51)"-9&23D_+8\I=DNZ>=[T`? MI9.Y7[2B#MH=OT]WM)0I/RCKA(6+93C%*IR'3`LVW!GJ12/TJ?2)%S24PR_` M(K;'`,3IWBY/2HAV77W9-M6#8-5THWB:L2R?)K,9'[(ZG[E75W0[WU+*5Q/; M\*@HN2]DK=1?)'/*.846$;7-93T\44K.NTOS(IHH+M?L%UEO%I8PGK62S$3K M/MMFE)K\S&:PO8[8NVJ%#9WSJ3$GB:5K;2RIT+ M,L-&T'2II;*5&+TM)95:(I$LMIF]7U28S@K1(8[7M6T^K[)0WV1U1W'3IZW` M&TVEC?VP*#VZ+`$ONUO)';Q6"^Z`'JNCDL3)"]P6K7:<8A[KK;Y>`T:PW.;4 MPQJE:`SRNZ30MZ@W9&ZDI%FAK_ M_,)Q.3SD=3+=O/+Y$7UYFH/)6;S_*U:>AB4_)U$2+I:#PG>Q[`?A8U^A^]@Z M=@P','WKN+:>`62#==(DS%S_R\XL\H1,-'K*U<\T7"R=0^O*::42I[BY2-H6 M%=_796>7<22JJ()-(-OBK6M1K6R'B-X"1>/>9VW=K+-)/L!UZK]>PN:U`/8> M^X$DX]PDX^^\.+\,[[(:Q1L&A/`+X'J"I_*972"/4M;1O\<&RON18(>@)*\Z M+O8PN-S>96=`R\9,Z"X0ALT#$!3+DX',&4PD4"101PM4R=C&H*%8;M,WS4:YVXS9--W>AEG$ M9;C89EPTWI3;7[&=?(2EX4&$ZVG+_I[9J88F`K8P."0048&BC9R($0E+G6=P M( MC1!,F%Z8B!C=K&UEWIE'#G#*L_TF:LD(NV*E7/;G6_XY,X5+IJ_HNR%;\3C9 MIE(X)^\R;[2`#0;VKN\AI1]5/#N_YME-IY8U+'Y:VWT^!VA--MNJ\IJS#*N0 M_D%!JYU.PK439A$HAYTO]X`4_=5XM(N]KU9[BOQ0ZKB%W1JU33?(2J]"X5_< MB*(1/^5-87=KMLS?GBZF^2%4Q&?8+J_<9<%W[.,"%`,"N7'1;F7NN%&( M[6+"N>G\69Z)9P?-BS2"=V1=W_#0&W!] M!VIU-1RM.+4I=3CVG\I*_&OHI[([.((Z`+87K="S%C(*AY//T/;?X>':4!5X M.!/Z,D<@FLH8_;R33HF\B$)!8FWM@?F>/'].V;LFN+=[+.NW"KV<=J3D!W("%7Z-0T\`5C2B_"!GI>.L>VWJM=A;(?F.SP6%K\9ZC$\L.B:0L-:PE/O&5S3KEP+[*HQ(W8O2P`\J\WRT4^,VYY\(!:0*P@()!H`:L+ M+.P'M,RQ*?6!%3$GPK^4LQ0H+?,(![LZ!WTI[LFBN*]+(5$M4^#E292?N=@) M+'=("O)4_A&;S08P^B(C]4W1V6QM"J4,,M$MK'"][TM.`5&6S;6$Y,>9AI$- MH$/97&M1RB!M&_^'RE>+6O> M]N_4B1*I!V47\K43[J%^;15'W*(AG.^XTB>+:8+A8Y;U%O"UI#<,MBQWXA,= MD+E,2D2?-: M8S\[P1^EW#Z-_79]:WLO*N)^#`I:QD#$HH2S6&]+\,N7JYVK5:ELLR@W'JZTK>O:PB57\_0NQ@P'H`3N M1]752G_/(KWR8(XLL7EE[$6:?A$_+CCN8>J0C^U*UT>^V5KPU-4DBA(7'X7! MAQ5O(_Z`.0A?,5]%EMW%PABO1(UZ'/"M\VVCQ@7>O'+OLL`MW/5Q=IMU43R^ M"M^58#:>Q<^G/V6,3J8.@>.J-O$ MJP*N]=XU9TZ\JB7U!Q4D\RS(5VGE'8[L5LE7>`.O8#=^%OAH<12'3.RC)[LLS'S`.^0K-GN\`\-XJ?.5"5G\*&'MF'ZY?BK4K,LY(Q M;8WMP_<**LVS\J9O;*_7H^S,3"ONW\>6??@6X$0S_3V(N.-COAL3E?N$8RR/ M80B6V5=+K1)N-5`/(JDYM@Y?AKI(4;MIBD[TPTW#$Q'T+9^)\/P[ M'L"G1!0Q.+W@'TG);'`_R[%]PJ%5I.B5,1DWOKHT"-)JC>I.`M(K8SRJX*;M M$$Z/)N;+<7JV1L&:$=6L47`UF>B3QK<3S4#Y2+)V#S@\ MZSW#D:;#*=2#;8^-QC?A"A'_Z/7P)+K9T"=5SKN[:+L=J:-?8KM-S,%+-FW/ MDF=9TOJEASBRL,]-L'VJ)SJ/'XQ?=B![V"`[0KJJSBQS4.&%8Q6Z0(_^"`S^EG76FM*^V=G6?]E5ZPBO)@J.:RZO-A[W61ML< M.GICLVM\!S'-D"<^RK'N%G.(TNA)#056C3?YV/NBPI07G:/W1B\2';"[C,GA M_H`&F??)\:97&/^?I99U2GJ6=1-Q&N^#+->M!W*DB"E0C1T],044$XF*&JM7 M(J'6TEZ-$WU8VI70.ATU2Y7`J')VR;:(SDOYAE<,WZ&Q3[*3C'"@R\L_A=B8 M*LDJ<[#L7(:)@YG*(9[9XV'$XJK59Y>/?$X`3=,X/`"]RKCZ0\XJCM_AI!%J MBKJ6MWR.+2]AZ7D_7SA>)"CU01SG:*76F$C?K!`X6`S;N"&9<"<\\DC;Y0TW MB:R5GA?&^N1$N_3&+0RI&-%R0'(\I=%DCWX?''0ZD%U='L=M*$?Q0C_S.I,: M'S^Q=#]+JPD?L;03+*VR/!%+.\#2:@9=3UCZF;OA?2""*8"[N3]!)$J?@DW+ MQ[\/\H?_QEL6IQV#ZA5!&P7S.1"TT37\'`C:J)V[CZ`_EX(CRXWG:]F?+3?M MITKZJQ;$_Y*!JDRQ*DM(M;#1DU!LF^FTEF*;V5`;5??*UE5;\8\;@U(TCVTT M'E1.#-T]MY-SKTZZ5\ZW'!H5'#V-DTI]H+<=_VOKDZIY1@WR[]29!TTPIN'L MC@:Y45/<=A/+0J,9N#U9"RI64S"L,:T$+R)WFVDXYL2LFJ37$YA7/H4UQT.% MK#J.G)*OJ$-''>H72YPT3 M[52)6J>4VQ93LQJF_BG2LTZ)Y?83LAIFP)N7EHMH$/=OZBD0<8X*1YVR$"U2 M/Q0[$O?$^>U-JJ.39;0KO42WJZ.4*&+3,,5/D*K;X+I06W+NN1E#RA5L.#/8 M*Y*33DMR^_69&O#-'."0S;W?JSW#9):XX&7)Q[S20^RX4]1?*J>DGRY0M5)\ MP`L&>B;DK]A-J4H,'1'_M)D=54Y[B/;[]4XUYVBE$)B&R/]L&[83T/N0Y>ID MFKU:>X%*0^L/3:L>'%7IXW2V)*UVL%2ES/V9DK3RP5.EXO6G(^H+B_:4R?S; M4=W$CT@F/-&9Q!N%5Z_X30Y&_&`>XL=CWO3'B_<)GU^96_RO.T=[+'6L M4U%'J,:74,>J2!T;])5E;EN[3DXD0QD(&16)-&@`0B<3L!=#J*J`#4]&G1/` MXN!1CP#X^GB;"ZZ5P1]@$Y4&/^Z@U+X8EU6E=M(EQ?]BG591\8.D'(]_:0K] M%@:N$S\41M"[;PLP./CV>-CL8GEM=N4+33E[,-JV2=GVIMI'7LVFMHSQ<(MK M]("11\#J(.5;!YK-YF6;%U/?5F%'/OH48ZEFJ]M;X'FJL52SM,V1L05KIQM+ M%?C`_O)0NOB><^?YPIFV=3P?EK\?Y2D`LHR'6P93>NX)1W2(X\`<#4QCBRML M]XC28,JC1_0X!O?"5Q4N0..*;UP*(:C[8$<%O=]+-^]6:U4DT#+-;8EY6U[4 M]#RJ28P]&.I;=MH*S*.:%AKIYC9'E`+SJ*8U)M;62B+[Y]&`C_>HLL);G!S/ MYOOE+M3ZRGL?[`1^Z3B)0T<*`?&F6>FIY0B+.'1"Z7E)I=[SX$V]<;)U"UU3 MJ2SG++VG2"UK&0=UI9KUD-LOS%9HF=&U9"_TD,LO30IJ6Z_7FR340X:_>4FV M8\OTNTRH5:=;-"['UOR5:U%"4> MUYT]T2KW0="KA")7(5M^H/#$9F'$?@\6L,ZR-[[CS66Z9?9QJ319YE[5\I^$ MB;%&KT_.$UZ+&2K2(&*\0-Z M>Q1XR^\V5&6%`>#M+^2_:8Q-TS@:!#@"U0A0L:^T/K`'.U1@50*L[$`VIG5` MM'^\C+*YA2G][.,F9-_\?OI__.2'J?<5]BQ//O_Q8@;77\V<_?<_^[ZTW MYS&LW(_L+_N4]^V/;$TC5L M]14;[]C^DD?NW3\DW[.[T)_^P'!*5X[OW0??,]2JWNQ)OOLWK$M@Z.QJ=4.' M0WH-8RH-+_]X%['7^>>U2TXV@YW#O7W@\##?#Q_Q1%>:08LH_.I-X8'`:.$E MEGLTM)T",*$6\,APZKE%#547L"#63KQ^(7$";TX7"U^@`V/1O@'D$K3)2CM> M<9HLS+;%ZE9XI3CK]\>1+O\HIR2F#OB#I^.V\BZ,ICSZ\0*DR^6^OW"F4YA^ M\3U>.&[^_3`.[(/IHS=-'KYG$_V[)4*3J/@T95^S$=Z%21+.B]=^Y6#"N8Z? M\RX)%S^P;+A7\MKOF;GX5KS!-O,W.//%#__'&.J2.,GTR)=ESS5*`U]]F!LB MO>!IAGU1ZE[!4+ZI*PK4* ML)WTJ0=LPRYCK>P+_%)6DTTM`>7!O"M4\^>E!MZZ9JF`^\:U6J>!MM71W`;( M<@.Q2Y#J@5)]EC(51*N0!K/+TH!;CBX!D/A\-)\MXO-9\)GD^3SXW"EY/H7A M<`(;8;DQ'U3B?J.\O7P?L.0A3&/8"\6O:N5RYQE:<;[UZXF-B:C)/B(=D8Y( MUR'2G5C?LCO'_>,^"M-@>@6$"R.P:%R7\]FL_K5.3GSN1/=><(5?OF<3?*:X MQ@NFL!1^SZXF^J9EZO8;RBQA:AZ(D,/<7S).!26`F,/AW,"& M8B;^4VY#\1Y=;3Q.FMY1K)"C/6%O8!@'266-Z!#/M+3)>*"47-9$^=;93:@K MHVYL$^H(=I%'`PD#D M$F1='L[F3E@^>_?Z9^Z&]X'H5H^IT8Z;I$[D.;YH4T_N]KZZ`\R! M6L)/+JC^8\[0!HIM;0EU_4?=I=+>]H[;[(3E1EE[I2Z0V\Q![Y!?_V:.)0W_ MUQ&E&\,96T1>&.%SZPF:WY-^V>#^=V]"IBH;]6H#56,K;YN*I9>JMK\GR5%N MH$I(CF'6NR$YO>`TEIJO+'`(X14/+8;#>@.>:74@V2'9.5/9:>?D9`LVR>'1 MML/CF7&HZ)D@:!`T"!H$#8(&04-95[?=75?W;[LJ[=>Z$[-5VXG!@-@T3.]\ MKIYA?]I,[XH$4&*+-QJ,&]W?V0H[`$ET2'0JY<[:=K/>$IZ>",^EJ0U' MS1[:OEQZ.N>6)Z$DH:PFE&;#!=D[)Y3D[R?W3#?=,P0-@@9!@Z!!T"!H*.OO M[WI[M6ZW4/WB?>M.`]7V8=EPFZB:MJ0'ALKM&$.!_,-;%!TWG@UUVJAD4,/7 M$S4Z)MGHG6Q0C]K*X"#3J4U!52:HNU$Q;;_99C::&OFAP!"J04*U\;0.T983 M.0FB!%'2HNT/@2#:92VJ7+/(%QZIND^,EZDZ<=C1YI MM'EN4=^Y%;&+V$7L(G;UAEWGVT>$VG%W)V16N7A86S/'"M>[I[:O!.;#IS?0 MAL,)@9G`W`HLVHN`JT(W5MG-F&NA#E=K0U<&\?0'7*C4SON,VV2:>C:P!@H M):K=*LG2.HX(SJMPUD?U5C0G.!.$G-U3_,6?!=D"M""]"7?]1=VD:"GO<.VZU$Y8;92VU MY$ZH)7<5EE+KR*:3CUO9S-O#>D\-.M\XDB1'N8$J(3GFH&L=5ZDE-R&\TMI@ M:99)JP.M#B0[Q\E.RP6(5)<=]>O)D,.C(8='QRJJ$S0(&@0-@@9!@Z"AK*N; M6G)7-*"I"R-U8:Q``4,;6]24FX2'A.<("@RUP;#>>@HD/"0\/16>RX%F&O5& M8'>^_R\))0EEPY$4FFW7FRS=>:$L;7-?)P[PL?BVVH'J>1]]79O4?Z5QXLV> MY#3^SIF;1A%L3/TG`!VP+F%>D/!@"KMMV,G^P9D3/,&F-$@B[R[%H*P8?TD> MN$BYCMDTC8!9#!M17&_0)/O\Y]=I?'7O.(OOL\9U-\%4M.E:[=*5-\QZZ\6N M'\9IQ&]AW#_[H?O'3__Y'XS]^;^NKC[!I5XZC]G?(R^!<6HP[>3J2OY>O"6[ M*+L&]]DX`WC89S[[\<+%E@2ZK1M)*#X-+?V"I8$G?_U=U\T+-N6N-W?\^,>+ M*^OB)],:#DT3A+,TDXUWG'R,=C%&^Y`Q&I8U'C0_1J/"&&T++FM\C%8QQD-X M;8\'QA&\?N=$`9^*(6KL4Q0N0+L]B0:-;YPX=?SD:=?(Y9UP7WX72$=^SXOG M8H^MX=:Y//?6UF97$?'ZR!YW:G:59,4T1O:H.[.KJE%'\-^+9\%/VF7L!K,A.X'*6W[UE]'AMZ=("@\<,V];-X0:I=[R@[O$>`@UK:-I6 M]?&&8*E.8S:+PCE[$P;"*@:&L+?\;LMB)Z_^!2XN78N7OGRE&$[6Y7'GRQH8 M?C5E>=IAE__PA0>8@/!;F(")?07F+F(U=?:/7_G\CD?_9. M`D8_+`'AC,V\;WR:_\7C6V1L^?1?BZN$8#RAS1\+Y>[[\*&%TY[.+2LR;J=O^>5C4_I)%I0C:FLJ;D]B@JY M\XRBJC*E&%!95181R<]A^R0KKF6,UNV;:B-H>\+5T#DRQA-KMQJN-.&_AG.< MX@QS`G$GP_^=>@O43!H6Z=@R4;&1^.0[00*JZUU^]7:/Q@&[E[&UL:W>_8HF M1GV(@0KF](:#Z(!1?^:.+\J?_,7Q`G;Y(8SC5UAR\3W8"G$BE@/VCUOD&4-_ M'1,.NPV+*'\*/@0?\3$HW2_N+IQ]>W'VTS;_:.$.7?>&KCM#U[VIM8<%Y1[7 MU3B@XM6W#UQ4EHER.GL%8=@]4"MFEUAJA@/5$30?;V_?(_G1!5NZW24.X$>_L0 M<2Y_/@L,^^=.]6,2EKIR=F292M+IGEY9MNEQ-E2-:EY3;D2DWP M$>F(=$2Z#I&NWTVJC/$S*\DO:\=O-:T(7>D5<5K.U)".H5RNA354N/\$M14G M*%?*(I^HU4^!P$Q@/A;,9KTYW01E@G)3)H9FV/56]Z@%S&W5S*^Q?<&+MAH8 MMY4\P9/<.O8:1]1RK:E:UNEKN2HQ4"5:9QC##E3ZKHE=A/!S0/A@HM@)*2&< M$'YB'=Z!0O:$<%5(UD&$#R;-UE.K#^'MG(QL&=+Y'DFHTKY:G3*^Y$HB:!`T M"!I*D*=UGA`TNNO./:0N_!9CM4;[Z(C*F\W:_2^IO%FWW:]^Y*/J M-)N"T/4J!XK%:BFK\+K.YTY5LR`^DSP3G_LCSU2=AJK3]*8ZS?8ZP524IF[, M$>F(=$2Z#I'NC(O2_$4L%+`L8),(*DFC^*&7G8;E.Y]#NG> MEZ.&`[=?GN]=`Q7V.-M))S;F&T/_NA^\=/__D?C/WYOZZN/G/7=^+8F\&,$R\,V"P* MY^S&==-YZCL)G[*/R0./V)MPOHCX`P]B[RMG[P,WG'.-O4FC"'/A/@$?PJG& M[O@LC#B[=;Y=O>4S+X#;[W@`GQ*V\)T@9O_XE<_O>/0_5U=R!,NAKP[C%QA% M:1!B#"M#D"/(WB]?_[-X.;R;N8`?F.EG/OOQPL4\:-W6C204GX:6_L\O"3P4 MJ2*;>.&#PP")=//-B_]9>F\VB9_E'#[A%&ZF_THE2>54+E@:>/)5O^NZ><&F MW/7FCA__>'%E73!O^N/%>WC9E65<_&1,QBA(98Z=<-KU\_3WH$B$E-F/F/3H M%Q%GSE?'\Q%F5W#'%<:?E=JC=8WUO_%D.=VE'.6R59'YYL5/5\9X,NPR]U62 M:*M@J]6P1/_4709V4'PMW3B.SZ<57V#[8&"979;>7^`#6"G,%9>X3RR)`/N^ M?$G'=//MHG9=--I@;G$78%_\9-G# M3MN!;3)MC[A MZ60X[>9ST'TS4$'M>[0U>([:MX/">S1_3RN\0S!*!Q/+(.E50S4K+;T@62F, MS^4,WA!^Y1'*E)"PWX.%XTV9S.[?)'5Q8_F^CX&\*RL)L"D@!WAV1B.X:!6Z M![RKK2E9AFD9>Z8TM/7Q^A91X2F9!TS)T.VQ/>[.G`YQ?(VM\:2N*7TZ8D*? M7H8Z8)%Y(.H^M3J90[3":&",3C*7?V`\`A,!"5O6C^*Z(FIAKW?HIVV1)0>W M)5J/0ZFEN(NX_I%CR`R&EOAK*:6X)'FS)_GNW\*$,YO).)&Q:1@_L!)9U@-" M#NL$54N5FI51OP_8S2+R?(:RH;%'SD1%:U$].0F9P_Z=AHG#X@<'[(NH!`?G M/N)B$6>/7O(`%V+LS(*%,X"C,YMYOB>LF.P6'L4L>7`2AH\)PH2YSB)!BV;Y M^S6[?>!Q^2\,!C9W8'!/[,&!:QT6P0H>W.-+;E@8@=F3P%C9W1/[-0RG3P7I M1S_$3!J#(3SE"X^^>BY836!W!%,GFDH>X?_8IS",5F[[+-^0W1.+MX3)`P[. MBW<0P%DL?+2=@5X!L&!YR2,8U0D/<)R/G.>4-C1!;&&6O^6N,&>8)?\Z8)>" MG"Z/$K!A&?_F^FD,5DM6M%K(:PRO$.9=;M9KD@=@K_!'QP>R\;F7SH'@P)+[ MAXV7C#4&G'A\\-P'E@!,X,+R=("DI6X";,]?L)W4\$2' M6?IW95AJ.0)-^+O+,>P+Z#2?>S$2CCDQH-KW\5\'!ANB0VKY\S4`93GR'4(` MG)M.>3!%FH9B=/NE0J)]B8RXYO#RV)GGQ,.O@#6^$#P6+\<_W0'V`A['SX]5,,5>9?7JNJ76_$T/..43AL>ZO82]!))>>Z48JSWL1J1A_1%1`>^R=[=&TP&*0O M8`Z/_9-Y;>=_T)8!BQ%'L4-UZS]I&=D]H43\="I`7JQ:IOZ#W'?"CHDG809@W`L`&1,H+=TDP_BX^,] M&"]_!P>3RB,8*&!(P=`]0CKAA@.#P,>,F M.M@$3N/ES)1E[7LI'`LG!OGZ]2_OW\`4849^'++P+I$+PYIAAA,2:Z2S[1>@ M&?Q[GTEL4D:.6!66=F"QROA<")E<`,*Y'`8P[:LWA5G-`2WWSCUGI9<#SQ9. M)`0?%1#HI<0O69[XT#?`YG0.C_T%1"]P0<>P3Q'8XZX0PY]A/$[*+DM*[LTO MGWXN*;=7;.K%;@H0$]I0F/*#%5.^=.\'+_'NI8`CX.#=:#+R`!>VTC,S"L,E M2_PEHF-F*#3LZE2%J*%NF!:K[U.F9`0"T1[)K9$G869N94>QT"]EBQ=W^"$> MPTDEAW_CW[Q86+O//PI9!:N1<(0)E09VP!-HT5CBPG7#:"H-&LD.8/R21QI* M2\XZ1RQ"Q>M*X(FEL`DS1PA@9GI%:7`5SF;*2A2^"!]VTNR(-SE]XQ)8T=[;4 MW@G=D",*/GGQ'V(<:%@O!P*0$*#W8FE@AJCOQ0$JR&3TE"^(XFU:,=+5E\.] MT")NZ>R&LDFJ15F9/DZ'(I\2ZD3D">\NYD54%X: MY.Y3&AF2:`]<6"];QHC/Q"N*LQ0DV<)Y*E%(+EC24"_+57DI!`*NK'7P0?K^ M<;^P!02P-OYI8"Y-OF3-M)2F'5Z6L0]-M"JDX^&S(P\(HW3U"<[AKA+``K,]SJPF-@T4AP7T>T&8*)@@\#:`#TU^S MDJW"2&:KMO':JY'YV_@@7K1\71`6?SDC;CLQD@*%_CMJZA<;Y[`O[#UD027VA([QN0630T1H4VW0)TZ2M: M+'#%!64*IN>1JV&17"?W9DTVCS?T4W2/;Z8&]GPYOI7UPQ<)&&Q:>33?M MC;S/=LK4MU1.9_GJ_P8/$Y5%"YFO36,`3>7RT=JQP4I.M]4J:U+.K M]ND-;&U2LW6J2(E60G/_T6R,M,EXW#TT-[#`-5L\MY6B:XI4H7M973-U:D'7 M1)[6>4+0:(8\9+6OQ':1T:YX%?XZK&M=&T\Z:(\0[#H-.\/6!C7WPB,SF&P= MLG4(&@0-!92:TF;P6CH#&;L]MCK&HPY:'02[;L-NI)E6!T\PR-@EBZ:;%@U! M@Z!!QNZFL;N:XA^3I=M;DV.L#<=Z]TP.@EVG86=JQF34/=0=W8IJLWI3J034 M(HWX@.>JPQE M6<8_/X3!/=91P(MOGQ9\XKF9R,NVSJ=:1P9C9%KKY<:VO::VX58KVVX:H^%Z1;$]PP6X>&XBB@O$ M#[*.$7[`G&00&[QQ<^3Y/6_@RIM`_/-N>?U-\L:)HB>P`_[F^"D_JC(:T%U? MKY=8Z:VMSO"@0G8CVUX7@>-F6"Y,.A7IW%O`)BM(O'.B`.Z/UTIIN]X6.3E@ M#E>&/K*'&S7L]KVKYI$?U-]@,AE/-A!V\,`_\Z\\2+<5"I1_?Z$8V\.A9:P7 M;91//GX(%?NE#*WQZ8ZXQ?W@4]3GW^<;:ESBP]9;3?9A\*-.[.W/Z915G_%7:%I M5A8BS\N6A5I0CQ^:H2WJ#F!B-Q8'BK]?M[K.)$6[NWFOAMWE-,E;@5=5DKE9 M)_)P*LI@JQMF>LQ4VEK#;4QO)4U&TD M7/4,5[_)>/\NK`8]K!%0P72>>].ISYL%Q]G4BU#A)LC/%S@38/6.D3BZ"FS[<47);7/?=0G--R[QP* M2=BV-C8H<9/0W`LT7QH#;:ARC'P-<]ZSI2(I(2E9C^H<:);1P?@Z0C.A>:L% M,]`[F(W7P,YF2UJ4$CN;GT5/D@1;S6"KB+RU=).[%TK%:0HIF6&F311+)*A[ MRDW:983F1ED[G-1;%%T1NK?.;,)<28,J#3K2GX1EL@:.1'-=D9!=/?CX?7G< M@5&&\`PF2NH$[A-+(B>(_:P36[%S.*FJ>(Z4S7H2]D;YJ.)GJ390)=P&$UV% M$.EVV$4(/P>$7];MY#T]Q)4W(TERSD%RKCHF-K0R$+XK5>L>=VUA4.L09S);8:\#20])3\6H?W-0;Q++Z<6G<[YN MDDJ2RFI=4H9FLV>LM*:1]/1$>L`B-/2N+6DO*HQ=HN#.\I%X'5)S"ZD'UX:] MV,PF;_833@G'E(]U7ZW)G6<(5(RRS7I,W2Y&^<7[1J4HJ13EH6#O>O$Q*D79 M6]92*LK8H1=G&ZD25*/L**ZI$V9%*E(T43SS+,I0J`*$_]>>(2$0D(E)7 M=6$G`E&H)"])%A&)B-05(E%)7BK)VZ/38>6.?L>V9H\FS4H\E66ETG3= M*$UG:F.K7C\8E5\DC+=\)#*9=`WBRAN2)#GG(#E4F)?PW6=\&]K8KKDI_'H M?[/A;D-4FI>DDJ3RV4/6D38QJ-P\20])SS$6H:G9HWJ#_M0KS9M_W%?1%J=/ M!6M7BF(-NEQ,]O8AXERI1RITT7DXFFCZI]Z!>-992[4R2DFK3LVQM8-:;-:=(X`JAN?]H MOK0L;6#7&S&I&DM)YY.45+6,QIIA*%QBMF$I::M658WUN7:GK]:@ MQ$#5J)=G3#1ST(%2/MVJ"4G"`\7_]*BV5+#AT'.:@)&@0-@@9!@Z#16VBT50>K M12]UI^M@-;O3>4G5@[H-?/6K'M2_US/&FE7SP?1)ZAYTV]M-8DEB68$"MJ&9 MPPX4(VG(STC20]*C6+`5K6DDE225%4U-71M:!HGE@><*^RMW[3P)H+I=;=;' M,.PNUP;[XGVCRF!4&>Q0L'>]&`Q5!NLM:ZDR6&]96U0&8VTL3U0:K*^XHM)@ M;1:8JF@X-XH,JC36(!#Z4TR#B$1$(B)U51=V(IZ$ZHN19!&1B$A=(1+5%Z/Z M8E1%H\Z#5GU2^T&K:CRE8C,D)A4+C&&M&86K\)US)@:AN7K,VU`;#&QUX4PZ MOPLD[;N4&/I8TVMN\Z@:3ZG"&%48HP(;%;10_9&P8VTTK+?,8><+;)#P*#=0 M)80'S-R&VS13!2;".%48(WP3OD]G`)F:,1EV#.4=W)I1A3%%7+!G51"&H$'0 M(&@0-`@:!`VJ,$85QJCLPUF7?3#'FJW7V\FM\V4?2"Q)+)NM,&9KPW&S36ZH MPAA)3T^DIXEH*UK32"I)*BN:FKIF-AQ8T3FQ/*C"6/[YSZ_3^.K><1;??W$? M^#3U^=[R1-&7['?@X7C3=D;W_'F,D$F^WA3 M1%^Q=]\6,!#._B%>S_#]3`S@?ZZNY!BV3$`,X^,L'T0^A/=!\?Y?PDB^7;[Q M)L@_%&_.7EQ,&/;C`<+@,Y_]>.&:NF'KAFXDH?@TM/2+G[8Q^N#2:NNPJ-TG M@?/T9D_R1;\14>[P7B^\R+XH3% MWC@4^"0NGGG:&`ZV8J=>&E0HA)QX

=$RZZ?E@$G[$TRR*"/T=/L+C,G-2G M^BRJ>[+52T(VZSUW58V=E*9/$J)2_I.R(8I[UDQ%HQ%73G"V+9\Q[,(B/--I M=_&LZ:18D8`6]0YCQTH)<;<"(5J'$"%YR5JU"ND=1/6ZR[IT;%NW++N9KTIX M]NR+U2D)V2(,_>(`6V,?;MXMC[/QN#KB7A"GT?Z&'_4G.]=DWYX^V5F)@2IA MS%X:S<:^'Y7HW*T](`G.60A.LQU\.RALFCE^.4EL_`JQ5!5&H M,H4J5]%M=K-Q(IV+4B:))(EL5B*;+4?4.8&LU)C)/PLDAJ(R!*`Q*?V0/WCA.T&\ M$0-W3%I%IOIDF.-%INZ+!(O&$BXFM>5;Y&^PS>].9AV4C_B,TL!WA!-5[(6J M6"#T[4/$N;()%7O84+?W?(DJOZX0OXI@ZW3JSB>I(X4"_%)6DTV9'N7!O"M4 M\^>E!OZ$FE=%W#>NU3H--%EWZ=/JZMH&R#+KJE.0ZH%2/?#XX7QRG53(7JM! MIQ&?%3QA9^Q(;8;DQ'ZB=;)H\A&D,>Z&FLTV[QM"C0S+[ MF1)6H]XETA'IB'1]T;<=BOO]PJ.OGLO%D4I-BP$EH?4U"AW,"&0M$<@_?H:N-QTO2.@C)^&XV# MM;1)S;TQ%*%\Z^PFU)51-[8)=82ZAJL;V/6>^BI"]]:939@K;^#J3;91MJ9& M-]WHF"DBNC1$/$FC0-1Q\IV`.7',S[[^H2HM76L0T\N!9@[J3<)7S=UP[K4* M^XUFW5++UB$T$YJ/KBJD&4.%CR<)S83F"FB>F/46R>H2EL_7O?Z9N^%]`.^> MBM1HQTU2)_(<7Z3*D[N]K^X`IM+>]XS8[ M8;E1UJK5I*$Q%_Z^'/0.^?5OYB%,\'^=!*MG%+6IXKJ"YJEJ[UE4[;5-Q=)+ M5=O?D^0H-U`E),&@Q'-8;\$RK`\D.RZZNG_;56F_UIW8`2UHFMW@ MO*0%3;MH05,W!4:#>GLFGZ0'34,.0!(=$IU*N;.VW:SWG(2'A*W*#IN/!OJM%')H(:O M)VIT3++1.]F@'K65P4&F4YN"JDQ0=Z-BVGZSS6PT-?)#@2%4@X1JXVD=HBTG MS2K4@>]\9/U)D\[&CW2 M://SJ#;O.MX\(M>/N3LBLOQS+5VB\2F@G-1RMG;6RKU97W_`I- MJ;#9H);<9^D2&-B&4L)/;JC^8\Z"[8!:$5Z$NOZC[M(T%/:X=]QJ)RPWREIJ MR9U02^XJ+*76D4TG'[>RF;>']9X:=+YQ)$F.<@-50G+,0=3(8='0PZ/CE54)V@0-`@:!`V"!D%#652N:$!3%T;JPEB!`H8VMJ@I-PD/"<\1%!AJ@V&]]11(>$AX>BH\EP/--.J- MP.Y\_U\22A+*AB,I--NN-UFZ\T)9VN:^3AS@8_&M?'WV^<^OT_CJWG$6WW]Q M'_@T]?G'&6P,L^91;V`W&-_B,VZ!`#_[H?O'3__Y'XS]^;^NKFY<-YVGOH.) MT*%H>N6&\T7$'[`YW%?.O`"^0JOKJ[D?9LO*SU&M,YZ4W[(>_&,#_"$ MU4'`JP)DR6<^^_'"Q2X4NJ$;22@^#2W]XJ=M1"]HO$[B]4WU.HMJW[G_*XT3 M;_8D7W0;8BL]YS#R8@L^]\$)[N%E7G#@71K^ZZ<(<^;,`;A)S"+N^DX<>S,/ M;IU%X?S9^YV(9\^`JSVLI\^9P!J[XW[X>+T.MT8(M_O`J?0Q&Z70?3]>Z!?, MY;Z?R7SQ/5XX;O[]L&'O@U2N+G2]5''_I0=R`[WQ\OW7^B$-/Y1MYUEM7?;:;>F]G,Q&PTB_=G0D8KP-_?+U8.7\"O4-X`; MR;9#0C$.;4I4FP'R>Q!Q>!6F)=X[7A"+A:A&Z1`O15,"KL+.LU\=ST=-OA%Q M?^IWSL+H*G9@R8BYFT9>XG&E.FH>!LA3B6'Y=:O+:K?H44%`.R"+;\%4#T`0 M\S.N$^UBT$2@1CX(E.H>\*@ M-`2/ZG=8&[#$?EPE#C?8X*9W.\Q&]X^*=!HDM)1USY%@J=W0;=+&;\^I$[@.S#.G"U6"C/H/- M"DN<;_6MB5VIX5>#P=Y8CYS#"%W##"]M6YNT5JNIM6F?)A1ETP(Z<"YM+T$D MTGT6Z8%6=[&#[DET^Q.F!9FD]Y`T!4LS6NL,T#2\"-;G`NM+:P2XIC+4#6Y4 MVRFFL!-A9YO^^F**-*_N3TRDP_9)N_"JV%)(..X?CEL>&>E>PFQ3M2D((]W! M2,L5*I0["/FX+SDH/P]9IJ"X(JJJGO8FG=JUMBM*=6^U;%.;F&K[/)LRH^FX M@61$J98"+X8`^>Y)%$XK"A.]K?0W\K"?/?AL2QN;]1;3J87Z361F=JB=XLW. M=/<#$^[EEN6D.Y/]R14-;KE/D.ES2H?!23-%CG(AU'&L9FCC2;.%N0Y)&NI^ M,[2]LUY%0'O3OJRWN^=YHG$M3!:."!)X$ MOF;_4U<6JM9JS2AE^2MR*MA-01IWH%%18X>4QW@4=AV1J"2:Y)=KZ;C@5`M) MD[TMG1HZ7F3TD4I0*MS"3I2L1Q*KZ. M$-3/!^JVI8WL>C-&NW4GZKY5*!4*'FEU5U[=9*;W<*\I.-PW?L7E3H. MM^B9'%0L[7ABLZ0\P5>MV,@-G0"HXZ0A6>VHK(XTTZKH<&E66JEJ&0GD&0DD MV'&Z,:G5`ZK.JD'"0<)1A0A#;5AUL5*L3-WK!+LP%]]6VVUN>^)", MB3]>Z!?,Y;Z?'6P4W[$E:?[],":L\V!]/YJ30B_WK>MY__)QCY6 M*+=?_.)]8[_"LQYB]BZ8\ND6`-8^AA6/ADKG@`<@H8G`U`X*16TME'=AJ(Z5 MY_<@XO"J_^53=N]X0B=+;_G,"T"0[G@`GY+:Q6CA._MJ MXZK(])I4]JHEV2V2]$L.?@DC#B_*4CS]3;K=>X;&P7/Y?N`)0]A&H/%NR^]K$;')`'F.(VD4%OKD^KY MM3+Q39LWI[1DB)/$2;7G2$I-H95)C2XUI2BTM]SE\SL>,N)5$WY71N,/%6D.L0Q M8J=`3DLSO#K,V-J%5\6T!N&8<$PX)ASW@%>$D7/#2"]/3C[N*^&;GYXL>VZZ M(F9K3PSC.>QGVY6FNG=@H[$VL.LMP=N^/X5`W-C1K;'42?V?15H3-G>C>"Z[P"^`$GRFN\8(I#^`O5_@G M,92;.8PRB4N;$#YELRB<,\=UTWGJ.PE7K!U)LUZ!LVJF>[CO\+0G<0-M8BG6 M^KTE4C0@2<\6.FL+`<3]TW.?5%?]'+,TN^9@MUJPVV8WI;94C%+]!DC%D(I1 MPA761?6B[EY`D3/$;@+]TH3%M%ZO5A^T=#NGI5L02D>4:CCXE#KP;YQ(+Q]* M+XE$@.X.KPC0!.C.\XHP=/B_V*:M5#%99,2!YK5[PH)-G0,H?+I`:(#70'350?TBFXO@B&_5\ MP#ZVM''-*2R-HIW.5,@;TW%O#+F@"=#$*P(T`;H_O"*,G!M&SN=,I519>J4; M8&U5I6E_>C[[TTMCT$%?#'EDN\`E4@)=40(CS:RYCS2I`5(#I`;45@-@4NH& MQ5.0Y7L6:!]JPRZN>70P0RZ=GKITR(]-@"9>$:`)T/WA%6'DW#!R/@\8Z8%:L6\.M8FM=T\-4#J;HN0D M>:UWW;8U:]S!XY)N+MLD1#T5(D,;CRD$:9\4-7V\TY8'J%6_3^O>'M5\/*V[ ML_M,$(*G2MP@>!(\%>,&\;XOO&^G77QK>2D!3U@X.WE>BF);0!MV5M,PO?/Y M"_>`-6PE_G12PEZM)$^TH57O0:8Z&"79(-FH5@1SH)F#BBUA&S1*2UO5 MUXD#9"R^E4:[-_.C]%$\)./6CQ?Z!7.Y[V=',L7W>.&X^??#J+U.[/4]:TX$ M'?;+!3-K"DB\GHR_6T',\\2I\W#4_&Z_I@$8`+WAE<;@8,4KJ+#WB+%V[X/+ M@X1'6?CE0\0Y^Q6>]A"S=\&43U?\$/5V7:Y\IKB7,?7'S785IN;^1?C!2_@5 M*A%`F>2H:FC]/8@X_/E_`:7WCA?$S`FF;(O:K'T@6',?[@P#YGQU/!^U\T;C MO";&,0NCJ]B!I2'F;AIYB&!#X MS@A\MV'B^!WC^$D/-YNT4>O?-65O:A1"E^\#ECR$:0P&YK[F2C5ZX0@V1ZLF MG-K&7)3EXW$L*S^Y([,D3I(H$`$[MB8<6,>HOE`I-G>B>R^XPB_?LPD^4USC M!5-8M+]G5_BG]7BJ7YW(?6"6(1V9M17Z7>&,$L49#AO):7E6P]G4LP=/+RE?ZS`QJA0RZS=M2/I:E+[+D:&-=5MIB-4P[=,FAI+$G)'$6)9F M6O4>XJJCDPG99X3LRY$V&-9;.$!!OC:6W;QSWU=[!.`.RJZ'E#4ML;6]_U"! M>GX`S4/])`0Y;*O1RZFK^/ZSQB*I(F(_L;]?[#]K7_C'Y(%'S`WGBX@_\"#V MOG+F!?"=LTL,8'R5N\0C[OI.''LSF#M&R^R)U3J3;5E#!8S;VC]-AMK$:B]3 M4,$-%'G(2?R:PN%&M'A/4:`"SPE]FPU+)YI9<\_2WBI_@K;:T#:&FC%1^\RC M@Y[A`[+B6J^H=/C6Z&8.HTSBTLZ'3]DL"N?,<=UTGOI.`G\(]VV@3JI/]H?P MO\0?_]((_B/JBE<:,6M_R(=[/$Y>M5XS!A7#&EZ:H?`R;E5F5CWCJ67]:)8/ M1_JX&C:-7BR*+4+OA36]6V)(Q0TBJ8/6,*+TX`C`!&`"<%-&60-II$>SJ<5- M8+,]KX_;1Y&SY@5#440.:J+[8:D$Y( MUD](?N-)5KTI80MX6MBOXY!3%SBJ;=M6]UA5V6U?3B::/JDWM;HGSOBVMB^' MXE5%+I$JZ(XJJ#CL`<:.SMHM%H)=)U0= MN[3#6A>VMC%1JWMA6UO5X5C3)Q5[>SXGHR]D=,TMM;M?182D\YRD\Y@BLTI+ M)T&?H']8\WA+FXR4*PES4G22+)`L''B>8`ZTB3%4=AVHU&,:/MY%[/6>2ZC+ M=,,GD'L="^[Q_=+VG^/5OF,O=U3[XGU;:3.]!8:UCX$Z6_=1-*BS-76VWI^# M2IVMM\A-IU<4ZFQ]-`;:U=:=1AUUMB;P46?KA@W75FS4QG9JC4*(.ENK"9N^ M=J,]CF74V5K).9(H$`%[M29TJ)M'*9[I+7?Y_(Y'>7-KDYI;4TO%E\_0-K2! M7;'\J2*1CB^Q,JAU!TF?`M)'S:UIO2*)J=3*A<9CCUU%9I;W1^/;5/7EBWWMKD6UIL-S\#5?+[!]K`ZF"W M"06[VM5?B:%[;%+>T**"Y'7SB[I8=&?=58=PA'7".F%=9:SWS'"DMN!M>WDZ M[F]2OQ$:@M.N^UVRS#K M$VUHT1'`Z8\`J"\XZ8).Z0+R,M.Z=RY8;R*:D)8]$J0S$"1SK-EZQ6YK9RA) MU!>G*Z0*36#VW4))(Z(R%,D^HCF!!,""9=*-*DP@F&XGW!J4I&0_O" M8YIP-\P!Y7TI"I\6J(E^=4:BC!RJ6?:V6W*H`J`(VAULITVUP/H-P>.Z6/=; MO9*CF[;QO=C&DZ.;,$WL4H$Y!!/EB:0"G!D87?ZR&)WP'[`$Q;.3AZP_QSY5-G8P9C8-$SO?*[D9N:T+=HKTD"9W:UA M69HQ:O:(Q.[@]O9$(MJA(Y*3<(F4#"F9'RYM6QL/F_5%G[&.(0DE":U(A(DV MK#F_2?'5A02)!.DT]O1PK-D--]_HXEI7\B&\3AS@9_&M='WIXUW$7N^X)!]S MF0+_2N/$FSTMYR;>P5SN^QGU?KS0+\3W>.&XQ7?L"OGCQ=LOGW[YX,7)+=YT M<2!-UDFR[E[(V:'KWY6&5?*?;,?*J;P;SQVX&6-\XHHH96A^U?"`MO$P'Z63 M)J$(@9#Z9\NN*)L:4G)@TB#D__7_@5 MRS[#`,,9N_R3<3UYQ6#@OA<&XEF7?QJ4_J2QB,<+[B;>5^X_:>R11WRUA6@2 MBL&\"0-QDBVZB'Y)X)\Y%J&&=WQ<\,A)X%FQ>+X7N'Z*8_0"]CD?D1=\Y7$B M[KAWO"`60[YFU2=K;4Q6/`_'\2?SVER9*4QTL'V>S4[S2/5`LE^;[)L]DOUG MZK]'7#;]!6S?\8#/O(0M?*>0%GU56JQ=T@):P8E/)RV_PRRBQ\A+<*[XHYP! M_[:`T7.2&45EQE)39DH9%=,0WA*$"7,6BRC\YLT!C\P:?,>F*4?$.EF';'EF MD8N$O`5N^.IE`/WJ1%Z8QEF#A3B_/4PC<1]8M*F`-E#)#Q_Q<.2E<#WI^4Y! MJY4C'OMZD)_H[(XH:FU(MV'B^(''Z5$,19KM?_8P[`?9O0%)XB;G_?/[!2_@5,@`H+;>; M!P1BUGZ\ZL(*R"/YGM_7S51<[IH2NO)`\AT!Z*ROCN2?.OJX4="_A54U`,3G)F<;.!-F+B&K9\CZ M)8PX_#'K@.4^M0*M)`)H^<(`)(#U#&#"#%6>JR>(46O&!#P<.(9=E9*-XN+R M/>XH8$\(]MN^AGJG#FP\.RP5HI)FM M=5M03XLV8/IOB;.OSUNRA]0UI:Q4Y7@#PSA(VAK*K56$/*WSA*"A*GE:YPE! M0U7RM,X3@D8SY*F]%8$RKM%RBP&CP?*PC6X]7E(;5N&!JK&+&MJ:/E"J*JQZ M6RL2'N4&JH3PJ%>+OU&.$27EF9-E*J_3PL$R4Y'9,?6M8'1M16"'-?D M9R`_`[F@"!H$#8*&`N1IG2<$C>XZKFTE'=?/Q_2V46Q>A;W,894QVS'A52J+ MV=)NSK#'VG#2['9N3TU,];9S))8DELUZX;'Q@U)%GUOUPI/TD/14H,!(&W5N M12/A(>%10G@N#0/DQVPV?*)S%N$IZKFN%I.\,JQ2A4O_H*KJM=2XS%#PBK58 MF72IA%CIXUJYTBVYRG]^G<97]XZS^/Z+^\"GJ<\_SFZ613D_8DW.-^62G.]% M1,?V$/XR.%'>&I4JCJ] MN]JTJ%\IRJT"V^$RF#,2G?\[]0![/(/PP%Y6DA9W&.9P=VUIO"!___.UKH]] MNZY?6\_6NT12Y>-9J[*A3%*3KH/D"ZI4@TUQR0$/!)4W5[!3S M5`O1:!8TNM/J5Q56-3EJ$4=[QE&2T;YQ5'T9[6$-R`I5DG=MV9HID:PQ_LWE MBV3IWV%3)W&H)2@:ZPA8#$8F(1$3JE(&N?!;0 MX2;Z;SS)FP'+0*):37.*`*4(T`H4L`?:P#0;M;`H?IJDIR?28YB:-1J0])#T MD/0<(3TZ+#XZ9;Z1^)#X'%7Z5-<&@ZZM/C40@HIS42V5_M52(6@0-`@:!`V" M!D&#BG.=WBW_]_6,TSQ/4Z2;LC!-XL0)<+;DKV]YH]S%W9EEC;5AYRHKD'.# M<%X5YR-M/!P3S@GG/&<<-YKG)OC@699?;%;VMKS;/$)J[#GD=D" M*\%(RY2!MKWQ:U`7-7*W(V=;=5-`OVXX:?)#M=B*D@ MV2'945%V+(-DAV2'9.>(>"3]VNR:\-1`AI:CD;;X![8(9S/12#6Y513Q[KS, M=:/.X7%-Y&F=)P0-5$#2:(4^K57PZZK[/N@BT5>ZG_1@] M"A4\OGZ)&CX%@A)!B:!$4"(H$904A!(YZ&@_U-EE`N%**!JGJ*[!H)S?U'W'>S&7<3%L[8 M%$,FO:\<'NJFD9=X/#YMK&3W]EC]#QE1A#RM\X2@H2IY6N<)04-5\K3.$X)& M,^2IHS:5V=UZO.9W[$T8B%G>^9Q]X8$71NRW,.'Q20VVYTBF1'FX4OJ2(KNF M:@-5HHR=I>EVL\4:386+-1+&^XCQ*\(WX;O'^!YJ^J39PM*$<<(XZ?#N^)I; M.W:G;7AOMN$$#8(&08.@0=`@:"CKU^UPG[6-;"JV\-.8.7&]#20,4;20]+35^DQ#&VH MUYL^3.)#XM-3\6DB(^[TXE,#(5I.DR-_/;E7E"!/ZSPA:*A*GM9Y0M!0E3RM M\X2@T1U_?3==\W_GR%L^O7)@4LX]E[T$8G;%1*/@!NTSRCIM-CK:&FM#L]XF MWXK0OG6&$^[*N!MIXV&],9V*T+YUAA/N5O6=;=2;#Z(([5MG..%NB3MS/-`L MJX/K;%NYB5M\ABH8RF_"^3P,8"2A^P?C_TX]H`-,]QC@H\@DI<@)YKT'>@?1$A7W\ M6X9$[O2VM_GJG$Z1!XB@0=`@:"A!GM9Y0M#HKFOWD/1$15V[NV,@WF+I8#ZM MU<=[0&A[LYN1EX2VJS%2)?9-MF%I]K@#^8,->0<(Y_W$N65--,LFG!/.^XUS MU.?6J-ZF<81SPGG;.&\B8*4YG%,EEI6M3K:A6:_&PB.YYVE[HT,YO)3#FU-` MOS8H_YUDAV3G*-FIN;LQR0[)3F]EQQR1[)#LD.P<47<%A*<#GD!%JJZ\3AQ@ M8_&M?'WV^<^OT_CJWG$6WW]Q'_@T]?G'V3LG"H`"\2<>?<$]F\C3O0FFV=;N M%I]Y"P3YV0_=/W[ZS_]@[,__=75U`_O#>^R&F3QP-G.\"`F?PE3@3\N^F+`O M9$[`TB#B0,[_A8TB;A#9(HSAYS"XNI+/VQS4[\4='^"&C\'[X"N/DSDF2*P. M"(M](KL^\]F/%ZZI&[9NZ$82BD]#2[_X:1M#"OJODW]]:[S.OMKWW_]*X\2; M/35!,,\7EPGSP(]L";Q)]*3WCD$>O>$MP%?YS";ARL>3,MLUIB']59AJKX?/F[V/]T;J5;Z*%#+7.[[F3#^ M>*%?B._QPG'S[X<1>Q\_^6O#QI.M(VA&S1JP=[6&H*]ML]]&>67-!W MP!)XR?!@/2OHM#=*M7:Q9:^\*Q@/Y_5.0?`H:3XX;_3@#-+UQ@: M8(((Z5:#M#W@FY6QH!;V?P$K;(LU5?M[_X:&G_(R1VBJQM7E1HNU`2KUK MQDNHZARJ2$<1FDA'$:I41A7I*$(3Z:A.[8C1$]%,,G0%X!Z.W/7AUXZ*R_=X<=RIB\O?K+]?L-A+'+$_E4QG@$0OOX)D.'L:( M@S1Q[7T(LP_PZ`M`%RW"*/L=KW?N>>!Z^P2_]VF;I^5N#6?ORAVL&[HVJ;D= MD"(1*(3F_J.YY@`K0C(AN:FJPB-;&TP(S@3G7L!9F!DZH9G0W`HT7H>V*J+$[O8,A>C%M=D>1[Y3+K)Q-M,E"K$T1-I&^=WP2[)>R&PWIS016A>^O,)LR5;)7A1+FN M-X2[_N/.U"8UER)3A/*MLYM05T(=:#MSHM;Q'.&N_[BSM*%>;_L196MR=3.8 MY$T6$,+9E-\EI6B2!C?]*CH#5:GC78>,3D;:0*^W$Y8BM&^=X82[DK-)L5T_ M8:[_F#-'(VTXZN`1!>&NT[@;:H:NUJZ?4'<&J!L--&-,T3*$NV9Q-]+TH5J[ M?@H#>';7?Q/'/+G"\?)I.WM^\LLUZP^V8NF*D+UU7A/D M2I"SM9%B`>,$N_[#SB9-1Y!K^*QUHIEDTQ'L&H;=0*U3'#K??W:G_YG''O[- MXZZKZNY\C_G?A/,YCUQE]O[DJ6LVS=K0K!&=2Q#L&CX* MHXH2A+FF3_UU6QLK5HZ6<'<&N-/L(1W!$NJ:KF4RU(Q1!\]A"7?=QITV,=3* MI:/3_ST.`-_'WK5.WN?;"NNVLS5SJ):!3,[B_J-.+?.8$-=_ MQ%F:;:C56XM0UW_4*1:)39#K/^1&VG"LUN$.H:[_J+/5.MMI[.A_X4RG7G!_ M):_]GIF+;UV-!WCW[]1+GNH*_G^.4,VZT.[":,JC8B#_1Q?_X8!8'/K>5!E? M7[6!*N$-K#>_>RN&%&$6X9OP3?A6#S:$[XHM$0CAA/`>(YSP3?CN,[Y)@Q/" M^XWPON"[#O>3?8#[J<7(%&/\C/_I-DP$IZ?"8VB6;FC&@`2(!(@$Z)@@0%NS:VY10-)#TM-3 MZ3&TB65JAE%OP@\)$`E03P7(&FGZN-XZ=,U)3\E]^3IQ@.#%M]+<2A_O(O9Z MSR7B,.FW\_C"/K#%GW5.84T/7OE@P_:1C@Q?H,5RE9 M9V#=7FT#G`:2PDN&!R-,S'/O<4'M7F67!PF/Y'L^\#AFMP].P`R3_0H/?=@3 ML]C(V4`3IUIGPN""K2R,V%\BCN6JB,-]XK`X]%&>I2\\JMO/YV:/X9Z+`L>A MI/CA+7?Y_(Y'S#(T9NJ&S&1*MRWA+8+?K(P'M?#_B^-M:+0FWOLWQT^Y\G)' M:*K&U=\#6"-E.<.PZ0O"$VD+XC#I"\(3:0O:M^YX8ZY&3]> M!1`=CJ+UX=<.D,OW`4L>PC1V@FG\JE9T-`^$CN9U_W[]Y9K=@N#&:51.[V;` MHW+!=Q;.F+AV6?<-0![Y'_FW`^YY&KC!.`?';-^HHGIF;;'#6GWQUC?KJAKIF*F8,DXNX_[`S--VF+%A"7;.HNR+$$>(( M<82X'B..##J"'1ET=.2_;\?_=K6P'_/B.(6=_]T3#"+B\$068X-(\6G9*I*" M`'KKLQMIIF+=PLE3K_+\[\)HRJ,K^15>HXO_F+GXQN+0]Z:G\B.QAD>JBI//Z*"3 MCZ!+T#74"D%,IUYP7_#*7GQ3.23#&#_CC[D-$\=G7O"5QPE&6[!%&"4S`%QX4L?, M;7A>*0-S7IWU%M!JHC? MG02(!.@E>WI;&XSK7:Y)>DAZ>BH]MC[4=(O$A\2'Q.>H&KBUMX$DZ2'IZ:GT M8.DH2QO67%25!(@$J*<"9.B&5G??O^;$I^3`?)TX0/'B6WENV><_OT[CJWO' M67S_Q7W@T]3G'V>_!Q%W1,V5#V$%[Z_^!:?=PNC_MD/W3]^^L__8.S/ M_W5UE=_+PAF[^>IX/EYV-0NCJ]B!OWY99G1]YFX8N)[OB1HN[!_B@0R?R,0C M_^?J2CYUNJ1NV#NQ.0O%I:.D7 M/VU#5`&@=?RL>U;7\5>[^_9?:9QXLZ?,-_O`F8/%<46!'#>,$XT!9.*8I04/ MV;WC!3%S`JR@$\='>/WWR7G)LBY:B&6.!1\W4F5*#XTQ0\K@!%L M3@N&XX.WJJ-3KOY+DC^SKH-*!33!2\S*JGSO05SM_':!H3R2[[G)Y7^+1-7^ M\C>@HO8@5I`TY+RZ.5U_\%5TJ",\&Y'W#^(,V]2^,5 M8;IGF/X%S/P@ MPS2&S6%)&AC73JLT>P:Q9VEY8V5,SC4O>4F[3J"..&Z9FC`?:9%)O+H\BU&^=Y82\DI$]U,9=;/9" ML.LT["Y'FCY4R\@FUSFA^?CE>S+01J-Z,PG)RWU2,_LFCGERA>/ETW:,;-H* M-YOO.QQIEDY^;,)=PWYL;3!0:V-'J.L_ZBY5QES'S6N">_@WS_$9)MK>._>\55N;=L2-[HBMP42;Z!V,^B+<=1IWAF)'G82Y_F/N MTC"UP5AA7==Q:YO@W.S2;8\T6['>C^3*WA,Q,I_SR%7&V*;]<;-E8$>V9NAJ M'>*3B['_N#,TR^J@5X90UVG471K:Q%`KZY)\VX3FH]=N2QN8:@6.D&][C[7M M^T["(T>6*/-#)RB7AJ&=<5]WQD,T>!3V\Y!_L9>PNR+$$>*:]6B/56Y5WG$# MF[#<[**M:_:0^NDF15'0;KJXWZZF0C(OCE,PON^>8!`1AR>R&.LOBD_+2HRG M-<:?(Z<2[7)>T'U;B8$JL2.W)MJ@YFHGAQ7K;8=C!/)S`+FIC?1F&S<1Q@GC M#1\4V,VVQGPYPI7?V9#@G(/@V*9FFO46WFIN=>CW.84Q?F;/=!LFCD]%9,[% MTV%K0\/0AF.%77?D+^XE\JRA-A[0P1C!KN%C"FNDZ71207#N!YSE^FT/.ZA( MZ;!BQ?!^]^_42Y[J,KII$WX.FW!3F]A]V8,3QI4;J!(8'Q+`">!]!OAEU\[8 ME-^QD-R<@]Q8FF[4FQ/1]P.(+4,BIT';3H-GQJ'BKIZ@0=`@:!`T"!H$#67= MQ+;:;N(#`C2\X"N/$PQ79XLP2F9@DX>U[IELU?9,,"`V#=,[GZNW?3UM>]Z* M!%!B,X;G4O`_J]EH2EMA9QT)$`E0M?"8NOO$D_20]/14>D24S[C>ZF:G%Y_. M.=))*DDJ*QN%]JC9$]SZEK72UO1UX@#-BV^EN94^WD7L]9Y+Q&.8RWT_F\:/ M%_J%^!XO'#?_?AA3UGFRO@O-*:#KWRUY?LP>^[GS$=7"K'`H*7YXRUT^O^,1 MLPR-F;HAT_W3;?PY^>'C7FT(,`1^PTO,RO#?>W)7.T=<(#F/Y'MNL+8LEKS: M@OG:7_XFC!,%#@2;"`,Y'T3])0KCF+4!I]^#B#NR?EL;K_^+X^TK%$=P)CAW M!M5-LT#0>$T\^=V8;]??[EFM[#^Q&E4SGEAP*-R75P6 MSIBX=EF>"T`7+<(H^QVO=^YYX%*6NO(N*^62YX9#2QO::O7`H'`9@O.1T\,\ MT'I=JP1F`G-3>?KF0+D>!Y2GWSF2]EQ*AEAXE/KNJ1;`^=S6Y^.6W4V<.$FV M^5F$OB>FRN+T#H;LQ0WW!ZGIP%Z1N"+ESL0GEJE-3+7V(#71OG6&$^Z6N!MH MXZ%:59`(=?U'W:4QTFQ3+7NE6R%XK>.(X%Q:O$U#LX8*]Y6DDX?-1GSR](!3 MC5LELQ-KD%)3,R:ZID_4,G?(-]I_Y`TUR^A@&RE"7:=1=VG:VF2B,.XZ;F03 MG)M>OD>&9AL=7+[/U\M]$\<\N<+Q\FD[1C9MA9O-5YY,M+&E5O@!>13[CSM# M,W2%_8F$NEZB[M(>J&5?DQ.;L'QL5K:N:_:XWN:UY,0^J77]F<<>_LUS?(8) MMO?./6_5V*8M<:-;8FML:587>[X0[CJ-.\-6:YD@S/4?<\*;/5+KC)V\V03G M8Y?NP5@;6`K#F7S9FR$C\SF/7&6,;=H?-[H_-D2>7&<@OE]]P2#B#@\D<58@%%\6I9B/*TY3EVZSZ)+]Z3V M`@#-M>DFD"LW4"5`;FBCFDOZ$,8)XRT?%9@UUYT[/<25W]J0Y)R#Y-BZ-A[T M97GH]U'%`9VXJ8S,F;@Z;&UBC[6!K=9Y(KF,^X\\8ZB-*/*>8-?X286.Y>UL M=8&GO$'?.I`(S^4%?#RTM(E)QQ5=/ZYX]^_42Y[JLKII%WX.NW!3F^CU1KJ2 MCY8PWG)]8L(WX;O'^+XTZW7&T!$$"4XO!N&AT*!>5R9)#TE/3Z5'GFV-ZTTX/+W\=&[[ M2&))8EGQB&ZHC8UF'9?UK6NEO>GKQ`&:%]]*<\L_KCYD\X)+XQ6[2=A_IP%G MEJXQ4S=LT3/X+7?Y_(Y'S#+$7RV-)0\\XNP1_U\0LA"_7B4/3G"5\#GV/XN> MF#=?.%XD=HA^&,?`G(B[B)DI;![E+#Y._)8",%..'T0.08--[=25O MWQS,!\^Y@V\H]_8'`;Z$.-U`*E-U")0O]\E"_#Q+F*O MGQ,75`5BS)GPH]!>9%KOQPO]@KG<]S-1+[['"\?-OQ]&X'T\S+3$6/]NR;YZ MSNB'WVT%R`O.T7>KG#I]R'M7>E"QP"=XW_!@U2ZHM]<16[M\N4!@'LGW?`$1 M^%6*P#L4@2TXKGT,N=2IY>IM.=9E38ZZ(`AFEP4!-7Z7`$A\/IK/BAW'-I>Z MTIQ.J7\=;10TE^\#,!C#-`:3,-[CBZ@Q,I.0'*X8F8<*C;5(6@0-,C^7??]R,A/+W#3*.+3 MC7@\LCE:L3G4D1\R1PD:W;,7E4C$SG0KQCI_N'E7Z%B,KH]XO.!N@EZ&*9\Y MJ9\`\V#B(@@?&^!-8>9-*F,R9GICS!`T"!IG:>>:H^<:BZ+N#1+VQ)V(C%PE M+)DZ'&OZ4+/&Y-`EW#4<##,<:Y:E<%='"H4Y;)GX%'EA)!:)F%T:5%J-(@,J M5Y:P36U88&Z46*@2ICMYM#21G8'JF0W5$2-4-Y'E-M#4[/''6@XJ/"!TI8AT<$, M>=_I8(:@00!("8VG"D<*-LLIU[B;J!9M0<:4!F>6WQ161D*V%)U2"6 M0UO7!L-ZPQ@4H7WK#"?<+7$WGHPT8U1O41IEMP<="VEY=I7X7"K&EO!H[@6B M!T?,+LW6H^J4.%>G`(`J>N&J5HU``2Z$[W;Q?6EI9A=JL;79RN\,$STZ$36J M1.PW!:E7V]Z!OK$4:VE#%4X)Y2?>3$XT?=BU/":U#J"V#(E.?]KVPZMS=$I' M-`0-.D?99;Y7*-O,@VDK!9O)O]VH26)J0V.DC2VU>NC0R4K_D6=I`V.@V48' MS_3.\&SEN97CDY_N;'9SVB-Y\CVKL$VN/01GI(V&BK6]I0,6`OEI?4&6-IYT M[8!%K5U3:ZX@LA1[$T5/T"!H-&CEV]VU\C\WX1MZCEY*F!0P(#8-4]C9J!>K M<-KNN!4)H(11A2DC`VTP:?8@V59X\T`"1`)4S2DWF6B6WNS&I#X!*JWAKQ/1 M?#G_5II;B8BNSYU(#/1A2>2[B+W>W>-/%@_*PVK;-1D[\DN MU/-%?Y/UI[)$GML#RBS\%;F008E9]>#F!K2-K_DHG30)Y;AN6,#OG<0#ZRA( MYW<\@I=';%'D)3%_M244?)C"JQ(L)L#@.\#:"=PG85.MWI2?R,FJ`PY;A+%W MY'NF?.:Y'M_SGNL7"A`)0B."8*HI".\#`%HINT)CR0-?.1IP[B/.YYB\[<7, MQ3_Y/I]J\*CD`985-DN3-.(`3S[WTCE@8PHP1NS/0$AB@7%HB_"Y-6!J( M4AP9^!-X43SCXM/XAQB0_\WZD':R!<';_*)'7*EP\,>)*/3HST M$F7>10+A"->$]M4U0S*"?!04!()XJ`%`<&//X)L@_3!%QR(MWWQ8\B/E/__D?C/WYOZZNOO``U5@0 MHHJ[Q'^8]>KJ2OY>O$E<])NXQ@59`"1_YC-8ZTW=L/6A!2HG#3SYM]]UW;Q` MVGISQPM5/_G!U@S_7?PK.3I MYIL7__/7>\\M1E4:E!S2\M803G(:]G\@8F[]#8WQP_Y1H3MU[=@>J8`D;F*'F94L=0(2`) MR.N,>ZBOXZM/(+970)4<<;N!M'68XI7BA3_C^\JO>Y94B"/DI5A2WH$61N3, M%V&`JEB@ZB93I(Z/0WP?9`S?#RH0MZO1>&(>0N5GAE\;Q0'5Z3R5]:6D;9?4 M276[H+I]`-4_\\3Q`CY]YT0!O"X^C-SF9#0Y"-5MT+M!A%>C]8L0/AR.E:5X M&>$AVB>HA,$R?("[<`\$%DDX!PL'#917"O%C.>R/..HWY4&_%V,^B#=J,N46 MC&X/V_:5L-S M/VC;L*E8C<3'F8J6;8]'JBKOYM;(:J2NOD;:^L"T3T7F%1'WX!'".2!])8;] MZN4JX+#M]>FE_O#M^.HP#Z;,J03X5`0Z2F9KH\XI=F:GHLQ+-F,#\ M#$;U&)4G(V.S=F1U4IY`Q9^*5M6U^M%4$5<_A/Z41_'_97(T["9)(N\NE8=[ M2<@^.5B<=RLELENS&X]QQD\L8V@,-F5DY7+.8&&(7F9%BW#+QP&3\!C4ZT4E_98V-H=4!EU'?\,9F, M)WHM)#C56F'5L%98L+^L9ZTXH;:H^QS&&`[&PV$MRT5CVJ+)LY$K4*Z#6D3E MA*`Y1%I>!IJA80YK66A/I3#J\%]W0F'4[2M`A3'6:]D(-:8P#I*/4RD,PQB- MS%K,L=/9X_6<<.;U[-MKF_FI<5_;#LS0QP/+5'L+IJ9%A1'([*T7 MNZ#K,8#_'[,$N\>WDSWBKNW!<8*(.Q\7[C6F=W*W^]5I5(^")\V$DS.('ROSJ1 M^R!(CY1'D\SGH@OM`V>+],[W7$PDX2+,`?,_XBS$W;`&ZP2%OR(?5HCO))B( M%GFNN.E/@VMCP`3]<+@XA`48@N+^:_9WD8S"P0*;BJR2112ZG$_%@YT%?/L& M:BCA_A/[TW!H75OY^S7FS!)XS%0FRL!`4X!/]!AY,OD%=`6&](OA%W/A,CLD M2_A9SF!E]#&($I`%5%3`'^&]GHSZ4!PJ&UP%W1VB>G1E*TS_:8W/.4__!`MZ MP51@6N!Z"]C9.G-!/KC`_(Z]"0.1\X4+5I;&(E-4IJG(&C)U4[]>IMABJ`N; MAY@M%,S":)[%P<271B"67$^-V31%)^SR7RHD2"XN82&5ZQJ;",_CL%+IH# M#7EL@@#$A=),'J(PO7_((&`86J97DP>01:#['T+S3;VY%WCQ@TP'\^(_Y.]" MC\H$*YD/)U4K2F,(DNH(@O- M.,P6OF8;OL3YQD+0,_=9BZ6Y\\3NN/@)TY`21]P,L_5AR$F6X(-XV6.8@GC?[7A/GNX&ST1: MW>>WIK%SSU>>XVY_SI3[SA,^QYNA$`HU`N-&Q1-A:BW')+T2#E2(GN0WFH;2K MD4IO06!8"+L*$+%0YC]R)_(]&`$2CP<@4D]QMH8X^:+G!`%H/5>.3QVN/E\_('Q_CU7?\W@MBD0TK M"",6*52F4FF`YH[3N52=,CL/*26ND1`N):?FSQ?CDVOVQ@BOVC#Q^:K6!Y5PEPH$7Z&B?!`T"/@S\!=8_)2">D?3 M]U-A7,%F`*VI60HOE7=?+G.-\3U_,JYM7:1%2V$K7BFN?J6A`OL7EXF\3I%' MF\VH/'\YN\O2Y3G9A?*4FOR5G'X^:02*G#->O\B&K^%LDH+:Y4T+\OTJ,UG6 MIHNXRHH:9`1:XF>%5)01>8=_ M7YW?"@`E%;\M/(0#"&YZ#XQAZ M;@@L24;CSZ`:Q-AE+0@<>SZ;59TC=,`6E2/\'.D"['&\PO'?+PUE,)X_ M16AX)4]OG!A`DSR]SQ/W?\_W.#!&\79\^;YD^+U.DF=]/\R;_GCQ/N'S*VN$ M01CF?N73BWX;L4QCBSD16#=+8AYMWQ3?QV'*_7>4PL)Y@=S`&,@+M5XL>5@B^HHFTF&W>1U%Y>&E_#^M$N##5`8MXZ$-YD3IZU]6O;^^C?(/Z'& M'P]/2>T*8^\%O2OMC'^RAV-K/?RN>7J77@EZJ7@L>U\^\OR45:G,#FB>(7FT M'%GI"=G]^?G.)D[M0W$ZO/C)?,Y@/.3]2LV]`F:P^M]S"K%S:^&IRIY2%N26S>&*YICB?5A_M%#E>DES\[,G'%41G7FU&LFP\^^<`.,B0VPO"?&=CO M`:Q6>)"954*.UP>57Y#A^;AZLL;`MD>K;%Q_[@E'=`B1C.'87!/I9T:$A8[O M`Q$?B#$G640('B"[;I2*$S,P`'B\D=U?OO76^?9S=N/[[/*/@4P8@)]@CYX] MJ_)T!B`EP\'&;"J_694)[T64F+!QP@G?ALE*L)H(UME%!!G@(,,GG-D,SQ'Q M&)F+CS*0Z!N+8"-V(&UNX7%_QZ>]%Z6PW^7/@4N$?^(8/$RL370?\_*=%-I) MG0,G?=2L#'TP/FQ:Q;A1V\GHEQO?#Q]QD=9P^R\+M,,=[":.>:*QPH5PF>^H M7VGL1LQW?4K%,XM'Y@^$YXG'O1%16.\#>?]+C`\1-3]>W:94?;_:Q*BP^Q!Z M6Q_8/:9&M3WLE3$QUQ(J^D6.BBZ4L6V/3T.-OXM,"ICX#38XN.?L-QDS]-;S M4^%2E!;MQU+0X7*3OTZ&_&'9L^2CLB?)!Y6>4W*Q5*+&AN4\LB>#50/UR'&H M3I1G],<6HHS/@2C/JI$-HO2?&L^LMULVR&N]+TY%DRLGHTFVB[YB/SNQYSZW MB][ZZH^SC;?*![U,-"QK/%S+7*_T^O;G6PWUYGA@61V?;Q5<6]9H/!QW>;[5 MUC_`LVU,3CC?=9T&VZ!-=:;EJN[`J>_2(R]F]L2RC4,FOVL`BDV_&N]M`]!N M]VKZ550Y3-\>]XG[=6GVO=/_L-(<<5NV^3RY_QZORD-MSCRKW%S)RA3DRRFC M:DK9WSGC,=91P*3&@MQ,\[R8F$F"RG$4_)18O+9?I+D2F\ MDO#XX>;=2KYCE`6OB<3$+"X%DZKP4`G^/`^CY!X%SP^=(+YFJXC$;(QB\#*A M+1LGBA$.>YGL(AY0;CP8B.9M\,N4^U[P[Q2'+"^2+D[,'BDGB+DB:&KA/.'D MM"S%S,/1+/L@.K',IA"71B(_1K95C$06Q]K@5EVN!SY?7A9G42[*9BIF\3A9 MYEW>W1`9@-ED(I?Z7^GT7H8;R!0;T!BR5%?&@`;J#,$TQ(8YCZLX?8BHQQX3` M=+[(TGLQZ>]K"-+B8"BYXR5[S(XGOT8DS8E=1TW"3=<.NO8"Q/&5Y/ MO_4P0S++WI3B4FY>6V@"F.3'-%I^7:;S.E-@3(SU!B0+LY1M9!=F,SLB1:E, M>$.^"N*#5OV`@4NW(51 M%#ZNE?K(LJK+K3J]E9QNP9>"83D-M;P3:10N\-DY=T7R6JPM$_JE/(N\+(GK M?!1"T\`M(E\N$?4&0$.D?/<[03=PB269(E/XB_%G7>RWR+` M4CC\Q'O"+X39I\LFI7B+O$1FG,K,=I$4*IJTRH)^LGTRAC'@\;]\ M6"PK]10,Y,%7+PH#D5_73EF0U6;F3;\>)706HEM60%00!ZL;>-.L7356G1"Y MP9D\B%3G(-<;7!J*J\VK<3D6*<'>-^!\D#S$3%8V$$5B+%TD/MKB?C0EOS]N MZ5AM,YVUI,=6\A>(Z"F/BG;3S[6?/FFCZ?'./M-?L_'=A4D2SHO7;FV^G`WW M2E[[/3,7WXHW#(;?;34QR_Q%&OR`"P`PZ@J_?,\F."5Q#>AW@/KW[&I2&*L[ M`;C:%Z_]/S)D"%^/Q6"\:3T6 M>IG^+L?#;OF>+R`"OTH1>(02]WS[`W"Q\A9_'@A_SV8YL^R>Q.5 MAP*@U&:Z$3GJ@B"8718$U/A=`B#Q^6@^6UWB\RD43?,ZI?YUM%'07+['701L M6,`DC%_5"A]"RJD5T,9$U&0?D4X5Y+,[Q_WC/@K38'H%A`LC6+1][81.\$&W3:A+4O?0Y'<2?PT3#;!+/_--)25J>782')\7T M)NU,S]+TH:'9NM&:H#>(+0)T_P%M:_I@J(WM>DW^6@#=A(=AV^!FXC_E5KH/ M7'APEU4YT/.+YR1W/F_2';*79*?3%7LWSI6!I\1`#U(,-:)0/',(FF$\4,L1 MT"#'".3G`')#MV'M&_<$Y>>[R_N-)T50`>WT&AN&$A:LJ4TF(\TRAMVS8`EY MG4:>I4T&!J"O7BM)V;U3]6U2(U[R!BT>10ROEYE5SXRC8>361)[6>4+0:(8\ MYVO_?LB"HF5[J>E&/![9'*W8'.K(#YFC!(WNV8M-J59CO%^W8JPS%L'.=2P& MH^?M3T3FC\@XPC9%V/&LE(S4I#(F8Z8WQ@Q!@Z!QEG:N.7I&&>>Y<$_&H3#/+A.R[P4N$C&[-/;$HU-D M@%H#52(RX-(VM:$UJE45G#XRH`9"D/"0\%06GH$V'N@D.\_)3EM+=HL[.VOX MS)+]);U+L#9VV^JF)EOW].I&B8$J8;:;0TL;V1/U]4U-+".4GP/*[:&IV>-Z M-Z?-H9P"D,C[WDWO.T&#H'&6!S,'!"`M'(^"CQ3QCZLC.W1T0M#HGJVH8O`1 MZE<*/"(C1BWRM,X3@@;9MQ1XU/8RW8,`$%,;CNHM6WQ161D*V%)U2"60UO7!L-ZPQ@4H7WK#"?<+7$WGHPT8U1O41IEMP<= M"VEY=I7X7"K&EO!H[@59BY-+L_6H.B7.U2D`H(I>N*I5(U"`"^&[77Q?6IK9 MA5IL==-!Q:C1%C=BG8@:52+VFX+4JVWO0-]8BK6TH0JGA/(3;R8GFC[L6AZ3 M6@=06X9$IS]M^^'5.3JE(QJ"!IVC[#+?*Y1MYL&TE8+-Y-]NU"0QM:$QTL:6 M6CUTZ&2E_\BSM($QT&RC@V=Z9WBV\MS*\V1//F>5=@FUQZ",])& M0\7:WM(!"X'\M+X@2QM/NG;`HM:NJ357$%F*O8FB)V@0-!JT\NWN6OF?F_`- M/4):+Z[[FO//A_I7'B MS9Z6]XL7,Y?[?C;Q'R_T"_$]7CAN\=UWXOC'B[=?/OWRP8N36[SIXD#FKO-V M?=G/*:GKWY6&539JLO=D%^KYHK_)^E-9(L_M`646_HI<_U"P6(!*$103#5%(3W`0"ME%VA ML>2!KQP-./<1YW-,WO9BYN*??)]/-7A4\@#+"INE21IQ@">?>^DO81K!/R`,B1CH(HR26>A[(;N$J_P4@0M#CQ_$N,0'_N_4@S40 MKHY?99(ZYHDR[R*!<(1K0OOJFB$903X*"@)!/-0`(+BSF"<) M#J#\_'4BE\Y?Q)B+"]=?I8G!)@]IO'P-,`''Z\U!)),MXSM60U1834^ZS5W1 M0H@$:2R,35-?;]57_&+\`$^2#`)=B>25JLNY`[JR^"%\C#=T+5R[6?[%Y:"L MISF/W%+=`D%Y^/M2$8/N+86IQZCZLO^KTXRT18WVH`,;4\7%Q\.8L M@L$)`L8<<.XE3PR6C-#UQ%2$*DD>0H!\]JZX]+(X]'<19^K-0$'@,&=1.%\C MD.\Y=YXO7I6(GY9CO>(!:#`G9H^@S/!?7-2OLELS#$G:Q+L)7`P5-)_CB7[I M7B#44)"$T5-I2-+YLCJ$559X\>8`5F>S1L;E#P5!O3A3*T))P@-0*T;\JP=2 M!]]RPB7P_Z=Q3LZ%+@)X/SM?\59(WCARA M7#^6N!(LPQ]`U-T')[CG\5+_^=("\V$&_LHK[I[8/0_O8:?R\"1U]O)6!_7D M/=P5@GKEW\"^@N7GNA7=M/LHHY'7?WBA/LL7I.+7F1?%R%I_AMPP=<-F;@BK M2K8PXR6Q,^>9&Q'O@FLLC>&,<58GW=B"J,R=".Y@TY3CZYV-%30SJ6&L`3QK MU]PUL3I*"L M^JI:VE!,40+#A3">,J$MMC$KV(B];VP.@WB("X0@51`&3.BPF0^K\!)1K<52% ML+;:%48SNJ&NI:=12%R^#Q@\Q,=2)'OJD)PZ1J)1&*@0P?!IS>==ME,OC5^)1MT+@WI;<.[M<.]+1]%1X'T^Z M&VH]_[=_43K*A>!4SU!9M>:J6A9@RD=`=:J@@Y(PVRV3.Y+TC#KMJC53\.L?7=L-QLG2!UH;Z66"7QBMV4,[N2HA0]:1=;4?6[K%IN0J2 MS1?0\C;L0&;_:3-!:EMJ4JL96VMY5RL)K4&(I9@Q[Q1_2?@\WI?^A2FCS^55 M:#!3D19Z'P`*IFSF?`UE?NA*LH;,?=V>)H;$P@PI``2@%5,&@2Y)`G#&3)A2 M_,.^E!:1*[A]`&MOD&D?RZ5W?7;+7_+T$83;P@$=Z_@"!9@NB_E?#ON3J>>! MELN#*.`M3MAQW0B3"Z4&"._$N`!/KA?'>'WN#,3<6U]D+\,LOG#.?@MATH,B MH]0P?EC)+@6AOY=X0F:_@3$#2/+$GF6NJO\Q#1\# MQ,PCYT&6QKEFFE5;BZGE,ID9[Z2IE7.RRXY??,D=K[BWUVFK\A!F(-KPG_T'#\61*BMJ8. M@5`^4#&39)'Z7DQ5O$%D:R="_J8RM5:($HQ()+B).0E27;./\`JI-!P4(3QS M!<"+\61)EEDB)(@^%X-S_N!"^67$S%,R-S)MEV-Z<.)"M*;7,@_5@\,6HP]X+ZF/&L.<*?H2%VF2`>I@?+@=R!$A*\8H M@2ATL)H'.PT+AF[P<\E-M:V!4J+T&E+*:XLT=D21AWR)C3C699"6`JX"[G(% M6CA/4NBP#`(J:US"@*`Q!V!)80'J;5H&;P&[PN*R#$VF%0J#;"EE4_8GPQP5 M"P/^^B?#,O(_K%H5J//E^T0B:QB((0EQAW&5YHV%%"3JA'8HZ="/6&:AN!36 M@;(FQ;>7KOV4U<`H68B9.5B^*5NSW3`0CEHQISO'%]H*9(@GU^S-:J9T::"S M&`,_.3%=``JA+88ZBHLW71,%(3%D6 MA5<`OIZ/0H1FI1B!L-?0Y"PMG^)7D1E?:&'YOB+'?OF&X@58J<'[BO!:FK"! M6(UPZYOZ8/J*%V+U%Q1[&+N?2GOO#HWR.6K.4,@)R%5PGZU/T\R^?'SPL*!` M,2(&!A6/Q&;*$V/'=VIK"=UW:>P%'+;JBL MS_^O7@S=^$K1>D]Q.R6H@> MHXH"5%&`.-K#B@+$49+1\^:H^C)*:>E;=KBJ9%P3D8A(1*0N%3@@74@()B(1 MD3I/I%-V=C0[E17X=N/\SDG8'8>;Q=E:/?W/NE>^HL7,WKJS:R:&-K;-9J6Q M'=*WSF^"72FAW!QJPYJS0A6A?>L,)]R5<*=;FF6J59>#<'<&N+,FL,XJ7/2L M1=M8T61:?.IO,K"L0?.7"MLTFNYE&IHQ4FLYH);N9P"[@68K5@*38-=_V-FV M-C#K/7E7A/2M\YM@MX3=P-+,\:1[L#M?O_`;3*(@IV]?=Z.7:/:.%?;ZUC#G M#<#S@/AMI@1,8&>=0_.=XT9I>R M;`#&E\@&]NX#/$`6]\`Z&]/433S,NL5B$LX"RQ)09?G>^@8NAYH^5-@!W_&U MCM#<+)HGFCY0N%D"H9G07*5LOZ49EEJ6&\&9X'PTG,>:/:FWQFV7X%QWAYR. MG7E\+FIARD)2\+OG^*<]!:&N'6?1M<,:J)#>KK`/A"1'N8&J(3FV66^<`$D. M24X_)6>LTYI#DD.2!K!O)\P-XR19NCUYKX0S@GG;>.RLAN&*@F2-C MH_V0TBV:ROW/LD:".UK6E+OQ3=,(`Q-7.]-@PSW9@04;[CENA'V]X#-N&?_@ MB3PNQ.]W8?B'[#>VVD)%=E_,W^R(/D589\L-<8;S$/MY>7^(=FC8BRR6X\N[ MD*P#8]A8@BE>#IV3N)N*OIS M9KUX\CYQRP8R\IE>L-+A)^M"5^HVEY-M^5[98DFV,L-[XS1>R%8_T=J9ZF9S M3!=DWO&RSGH8#5J^9>K%;AHC@D4?(/$(N+:VCH3U(W-WCXQN[K-J>HC_3YEDY6ZD][E$-1N8_C>E@WDHA$1"(B=:E,Z\;TJ&0U(9B(1$0B(A&1SI-(9]WIKM,-'0M?7%.N M!&KAU6=Q/"ST)%1&)B$1$(B*=%9%.6$O1'"M7K<08/V,06+D9$$9P;TS5 MVGM;0-48:.9DU*S84&#'5ZH$W::03DIM%LJT-:H[)5H3TK?.;8%>&G;J0 M(P5*2*Z`Y*%FC=0Z9R,%>@:P(POTE%Z.YXIV=RW&PS!+01Y8R.FDBP^5-S^' M\N8#71L-ZEW53E_@O-[LNRY@AT!>">34->;$.Q.2F_.0&VT\4B%+EA8'`GEM M(*\W#H<6!Y*;7LK-R-`FPZ[)#BT.!/(J(*?>7RH&'FW!)1VYM.W[?F8<="Q" MT"!H$#0(&@0-@@9!@Z!!T"!HU!;38'N6OV4!S0A;-8S\I(F MA&J,5`DG3E=Z;3;DJ228]Q/FAEYO#N[I,=ZYDRP2G;Z*CJ599K.'6;1$$,YI MB:`E@D2G&Z+3E4[FM$0H0[-.XIR6"`IY(%]S'WW-!`V"!D&#H$'0(&@0-`@: M:I&G=9X0-+H3\J!61,-SG;D^9:$,KN]X\YA%W.7>5SY=AC3`)]=/I^)/C`>X M.=Z,>V"7QJN3;/H.I5Z##Z\N&WM>,="LR;@!66C0D=38F]J<975.U^'[:;JJ ML&+N+0*GTN#4)G;3?0-(S?4124U7LB,U1^"L<`BE#2W5$$IZKHM0JK?TD_)Z MKK39?ITX=SXOOI6N+WV\B]CK'9?4LIO^5QHGWNQI21Q\V$FID^^<\=[:7L(^ MIM'^+7[,XC1>P!X??HQX['IQ[(4!/,F)V2-G#\Y7SKZ&?AHD3@1OWWXU"V?, M#0&0SCV'O_M.`K\G(7,!HHX7,#]TX*+DP4GPF7?<]S@.YC%,_2E\77$W.&P1 M)C!&S_'Q%?#J!%YQS6[$6_X[#3BS=(V9NF%K.\<0PG,6BRC\YLUA+#!L0QL, MQMDX'AQ\*0^VS^MZ@S,K,&XT#9T$ZO^,1TCD(0C)/-'1/ MX(I-WY`+OT^]V0SNFT7A7%RU?,[">9K#A1DD\+>[,(K"1_CU`7`7A`F;.U.. M-43A)2YPUYOR"/`Q!>@$_T[AWFL&0XMY]A(>N##!Y&F!"A&X";C`\8A7.\N' MSYT_T)4EI@%7K0YC&HH79[=F,Q,3O>-N.,<;9RD^W$VC*!_!SDF5W@I36(X; MO\4/X6.0OT%H0)2)\/'Z."58+!WB22[W_2R@Y<<+_4)\CQ>.FW\_##+KB%D' M3.YSU?7OEGIRQ77JYKV;[:-[-Y\,WN+Z1XX+/JZ3_M;Z,P>[3W\K6/XI9_G; M@K_-+NTGMH_V/L[M7T-N(A(1B8A$1%*)2"*"CUX41;6H4M(R(2$8F(1$0B M(G6,2+2J*LP<(A(1B8A$1"(B=8Q(#933430SU%I&L841W!S'IS0"VJEXI4CA M+>6J:IFF-AXVG=#0"NE;YS?!K@0[A2%7PW1/F_#5.H0(R24DCS5]4F_U345( MWSJ_"7:D0$F!]@_)FCUING0`*="SAUV]X3Q=4J#M%`Y6P=-ALRMF&(6[H\%% MALK&-84/\4QCH@V'31=0HFJ%YPX[L]Z0K!>1O>-6.B&Y623;VK#F)B.*D+YU M?A/LE+7228$2DH]W]B1!7I*-\?6)(AN1GD8YDJ8QSR,^$E7 MG^=(I42WLV66D"I.TFH#5<*-:IO:>*Q"XI$:S0<)Y'T$^:#9SH,O![CR6Q.2 MF_.0&VW8F&Z!@CS:@Y@9*6 M",)YZSBG)>+@B(?7HE=W\6VU84S^\9F6WR=SN,D'X,.^9UX"A'17:;K:BQY> MGN*'-[[CS6-,(L*NZ(O(<8%C7!912168UXEW#W^(%N]3YH=Q#&^Z>V+.8A&%W\2-_A/[DWD]8'>>[\/-V,?= MU/4)B;;UI>?%/$E\CNEIS+F/N/@47[._;PP#1ANML/'! M02W#8F"\-P,=`D_(*;6I`_TG;>1T,\2LBB`/2YOBRR'/\:W8#>A4^!2[^ECSBSZF?D0TH MD3K^"B)*`V%R_/BGE3EHB#H'[T*/.@P"J12FB1O..7[UI?#`X[02[T1JH631 M#-X;1O`<-TS]*R."&OF]0VJOVDH5$R:>#Z\`9B- MB@+4/LAO"1:(A%RE;(6\QN[2!"]#_NZ\:E4P$#9<,#S>JI0>'"G!F:P^%%(@ M=:,<%*)3?HT1M@`]`(V0SPRO^$C0*K``D_Y(S->5=H'+&495K7B9_Y#88+*BZ$$]`1JT_%&$D\9?1#]Z^3<4I81PA`1$>H!D`T4X&I_\)+IUGQH8PS8Q!_AW7U!B'Z'T5 M+_Z2#0)X/U\`_L7BM?%@A&BF1X3A(!>-L6GJ/WP4<,@O!851_&;\(%Y>NO:3 MI!N>4(/6!:0_Y093^:9,CA",&-\NV'#G^&)9CQ\X3Z[9FZ4V258Y)T6Q8-`C M*+&$2RIP)PI0M%"+%B*_V#FD#:SN`.7+5M9G%T:$]TFW:+^$:.$#^#)%X=R! M+2,;=^+C\)*I%[MIR53S^;V(+8!5A>,>-)8B`=?`3A1L)_DU`Q4*A.#=]DV2 MEH$(_UC+_,HFF%@-'M$2]#U8S02&2#Q?//E#;,'^I6IX^,X^RT$ MB1@4T#4`E248?RB,/D&A-S!0F!%@!]?C$I)7Z+H+37]^/4_NO_\`.O-SMG>X M!4C\[(?N'S_]YW\P]N?_NKJZN4>*@5A^RD(\WF8A'N_S$`_VCUNQMN&]3-S\ M/U=7\GY\O'C`QUEV>W9W<;.XM7@K"AZB\C.?_7CAHC*"C9R1A.+3T-(O?MJF ME0M&K?-I^ZY[R>=FK4#4\U/N1MR)>;'IVQ4W4[(WIK!IBY`)A7(6^AAW>ELBV?*]4QW(+C/?&*:@) ML52N[PCQA?"WT$]S"\;E4>)XF3$3QJM+:::E\,G<#Q_%(^#:$\KM>>[#"I>E MT"8N]_W,]?CCA7XAOL=@[^7?#QO5/HV0>RUU_;OE6%;"^HH^6^.C^VR=UFOX MR-'KC/Y9?VNBX,&1>X5F1_SOU.ZU^I:IBQH1B8A$1.HPD:@5L,+,(2(1D8A( M1"0B4L>(5%?EV(9J4NQ^]2%L'%9BX_XB+;6[N=`%Q"/YGN(HH2E70OGEZ"&K M%<:'E7]IHG+1FA(B(1D8A(1*2S(E(#)99;+`9FC)\Q"*S<#`@C MN#=NLK][32G!BF0FJY=V/-#,R:A9L6N']*WSFV!7@EV]-7^ZE-=.2.XXDK6) M;:B+9E*@/86=NI`C!4I(KJ1`1\-Z:]\H0OK6^4VP*\&NWL+$75*@[?224L+1 M8;,K9AB9MZ/!-88:"30%#RGL$\T:FDH)//6OZ#_LS'ICQ%Y$]HX;Z83D9I%L M:X.:8[(5(7WK_";8E6&G+N1(@1*2*R!YJ%DCM<[92(&>`>S(`CVEE^.YWO-= MB_$PS%*0!Q9R.NGB\QREE"@&O\Q:4L5%6FV@2CA1![HV&M2[JAV6"*5&;P8" M>2]!/ND8P)7?F9#;/-"VEQ4!:.)#=5,#,RM,FP M:[)#BP.!O`K(A_7&!7=^<6@G\&@++NG(I6W?]S/CH&,1@@9!@Z!!T"!H$#0( M&@0-@@9!H[:8!KO#,0VWV+UP=S>N6OV4MFHNG%WM[M7SX>P:J1).G/%`LVM. M%ML*)4581C`_#Y@;>KTYN*?'>.=.LDAT^BHZEF:9S1YFT1)!.*UXQT*S)N`%9:-"1U-B;VIQE=4[7X?MINJJP8NXM`J?2 MX-0F=M-]`TC-]1%)35>R(S5'X*QP"*4-+=402GJNBU"JM_23\GJNM-E^G3AW M/B^^E:XO?;R+V.L=E]2RF_Y7&B?>[&E)''S82:F3[YSQWMI>PCZFT?XM?LSB M-%[`'A]^C'CL>G'LA0$\R8G9(V_ M^TX"OR''PI M#[;/ZWJ#,RLPWO+YSZ_GR?WW-_=>(\UL`V<]^Z/[Q MTW_^!V-__J^KJ]_2^1V/<.@+YVD.E\9L"M0)_IW"9_8/<1?#VYBX[W^NKN2M M^$)Y+[PQN_-M<>/JRX`J`<+[,Y_]>.$BW71#-Y)0?!I:^L5/VX2I`-LZUM8E M9QVKM3N[5L3S]H&SH"!B5GK4$8QFGF@XG\`5F[XK%WZ?>K,9W#>+PKFX*MAD MAH`L_G871E'X"+\^@%P$8<+FSI1CC5-X"=`W]J8\`OPNF7?-8&@QSU["`Q=XXRS% MA[MI%.4CV#FITEN]%=#!M_@A?`SR-P@-C3(;/EX?IZ2+I4T\R>6^GP7<_'BA M7XCO\<)Q\^^'068?*G.?L*Y_MT3DBFO7S7M+VT?WECX9O,7UCQP-$ES'_:WU M<0YV[RZ52JX:V%(W-&MZG-A^V_LXMW\-PXE(1"0B$A%))2*=X+BTF4#2ZJ"*D+YU?A/L2(&2`NT?DC5[TG1I`U*@9P^[>L-YNJ1`VRELK(*G MPV97S#`*=T>#BPR5M6L*'^*9QD0;#ILN\$35%,\==F:](5DO(GO'K71"O:P(POTE&Z.K4D0W8SR M,,R5,(]Y&/&3KC[/D4J);FS++"%5G*35!JJ$&]4VM?%8A<0C-9HC$LC["/)! MLYT17PYPY;^'\[E@S2X(&08.@0=`@:!`T"!H$#;7(TSI/"!K-D*>. MH`:[NT$-MV'B^&R1M5[?Z$A5JYO25LV#`P-BTS"]\[GJ+IQ=(U7"AS,>:+91 M;^[(5B@IPC*"^7G`W-";C7)X.<8[=Y!%HM-7T;$TJ^%`!UHB".>T1-`20:+3 M#=$Q1II1L3H" M[-*.S/C,9S]>N-@S2S=T(PG%IZ&E7_RTC=P%=??U&U]G3NW>QW^E<>+-GN2+ M;EBT2M3/F4%0V#D#[B$NSBPYS% M@CM1O*TWO.@V[P7P[+F3>&&`!'=Y%&!?^@#F%(0@-3`_?):;1O#)B^&:^<+S MX7VS*)P7?>\CO@BC)(9_7>Y]S7\5K>Z!$E_A,5$LW^?SK]S'"2_?4+R`.6[B M??62_'GP'!BV`W**\IOZ3B1?R%QX[IT8NP_(=>&ZNR>-.?#C/0MAFD@LF`7P M`><\=1+.8'J/#Y[[`(_+1\3N><`C^!$F)L:.[Y2W!$5#]KLT]@(>Q_"4IU@. M1XX!!YU$3A#/8&YXI7PL$N^.)X^#X\!;@,+Y:3@#'%W/@%=[BS_#5^*0!U#_>4>9*S`N?I,!Q4))F$ M%+M>5S*ECW<1>[U-#Y4^2A2ZW/(2$0D M(E*7^KR1+B0$$Y&(2)TGT@G3L0=FIQ('WFZ=H8YU(9&O4$SBM"^=883[IJ-65>$]JTS MG'!7PITU@756K4XB!]&^`=NXQNKH+[&-\:F_R<"R!LU?2E)OME&`H1DCM98# MJHUP!K`;:+:IUFI`L.L_[&Q;&ZC<6XI@UTO8#2S-''>P"=3Y^H7?8!(%.7W[ MNAN]1+-WK+#7MX8YOR(X]Q?.8$[7W*V&X$QP;@K.]E@;U)Q03'`F.#<%Y\%0 M&XS(V""/^B?'F\;LT@MDM:=PG.==4XZ.B9QV<>NUX<>V$@"TG![Y[CG_84A-H?GD/[ MPTMKH$)ZN\(^$)(71JJ"&OQDB5<$]UI>%:32PCF)\'S#O3 M$H1PK@S-NHAS4N<$\S.`>;_4^1%M:JJWBRD:UL!E7L"G[&<>P*>$??*=0`." MPR>QC?#)"Y;>1'[QZ\<6X>L]+[)1I1=AY?!:/+!9'_%U\N1X*>/L](P;H)I>1#[ M^N+\<_-U\5LO=OTPQORC+;_>?//B?XJIKEHB-,EM'N#Q9?;D-=Z'$?N2+A;R$8XO+HK; M`(%5@,!Z,0CDA,5?5Z?[,2I/]EA<#`?#80]@H982."7_3ZH$;-N>$+=/SFU; M36Z;)BQ"W>=V1U3^Z4!0L\JW;'M$L&C*'+1/9@[6#(O18$RHZ-XFH694&&.K M#[!0RV(XI58XK<4P'-5N,7SF7@#SDDTP>33W`M'P-%YI4+N\YK9TR3Y#^_GI M,6_ZX\7[A,^O[`',U3+M);)WO+"60:^WSCUTT,.+GPX<+8J.%[CAG+-+[&SZ MBBW\%(0CCM,YQ_KFP5<>Q>OCA[O>BYL^P"V?X(8;>?V;Y>7[S)Y]RL2T1H." MY@>\KX49K]^R9?]DL4SN')BS01*N?C[)TC>E3'L"Z(=_W\M/T!8L7:,9-M M:Y.QPD30U\)[F7'PI!0Y(UZO;U*)U_WE];J->;Z\EEL`G%W$'W"[])7GR]0_ M\,2*B2.K%=:(6U;ND"M&<<"U=Y']:=M)9''PN*]/^OJY92WQ@>)Z"7,\B/2W MA=C*,M%APMF$R2/%L6D8/[!M-)4D6C]*+'U\IAE]+4&/_TKCQ)L]R4E\3$%V MQ:C=;4B`+0R#7^%_V)XY-YWZO%EP M7+X/L/YB&L->+=Z3-]NY=JRJI0Q^W+VWEH\;*R8:C.\>`C$/GA<2+B.T[JXFB]K+@* M]0K^=%*2*E>4PK:UL:%6661J4TMH/KKRYD`;6FHUGNM6*2*2DOY+"0B)98S4 M%1+2^83F:KU&=;5*X5/#\^=W-GGD_P(C_YTI1H@TO7NADN@-ET37)F.U.HU1 M@7]"\Y&L'4XL=:%,O:U[B;E+I4%'^I.P3-:`0F5O%>^/\NSVX/?E<0=&&<(S MF)M&$0_<)Y9$3A#[,HAIN7,XJ:J@:MSG4(U[TKDR]O5&JW4!.(3P:MV!:G;R M=K[>/$F.<@-50G*N.B8VM#(0OJO@>S#NVL*@UB'*EB&1GZ)M/\4SXR!W+$&# MH$'0(&@0-'H+C;::IRG:97MO)E2M?H$#NI`TNQUY21>2;@6HU='[*C>ILTY'4@Z2'IJ1CU;P[J36(YO?ATSM=-4DE2627+P-:&9K-GK+2F MD?3T1'K`(C3TKBUI+^IV5Z+@SO*1>!U2&O=C,)F_V$TX)QY2/=5^M MR9UG"%2,LLUZ3-TN1OG%^T:E**D4Y:%@[WKQ,2I%V5O64BG*WK*V*$79QNI$ ME2C["BNJ1-F12I2-%$\\RS*4*@"A/_7GB$A$)")25W5A)P)1J"0O2181B8C4 M%2)125XJR=NCTV'ECG['MF:/)LU*/)5G)#37,[U+XFZ2\5A1SJ4T$P6`97EI;*\5)JN&Z7I3&ULU>L'H_*+A/&6 MCT0FDZY!7'E#DB3G'"2'"O,2OON,;T,;V_7V1:'2O.2KH$J*Y)0E:!`T"!H$ M#8)&`^2ATKQ4FI<*L76S$-O8@CU97PJQD?20]#0>_6\VW&V(2O.25))4/GO( M.M(F!I6;)^DAZ3G&(C0U>U1OT)]ZI7GSC_LJVN+TJ6#M2E&L09>+R=X^1)PK M54ZV6I:M#6I0WL>B,F56,IZ7R2 MDJJ6T5@S#(5+S#8L)6W5JJJQ/M>9U:JJ*<_N]-4:E!BH&O7RC(EF#CI0RJ=; M-2%)>,Y!>(;:R%8AE+,=AA'&SP'C'2A71?A6A60=Q/>E86J#AA/).F<`M7-( MM@6@N-MNI@M>BE[G0=K&9W.B^I>E"W M@:]^U8/Z]WK&6+-J/I@^2=V#;GN[22Q)+"M0P#8T<]B!8B0-^1E)>DAZ%`NV MHC6-I)*DLJ*IJ6M#RR"Q//!<87_EKITG`52WJ\WZ&(;=Y=I@7[QO5!F,*H,= M"O:N%X.ARF"]92U5!NLM:XO*8*R-Y8E*@_455U0:K,T"4Q4-YT:1097&&@1" M?XII$)&(2$2DKNK"3L234'TQDBPB$A&I*T2B^F)47XRJ:-1YT*I/:C]H58VG M5&R&Q*1B@3&L-:-P%;YSSL0@-%>/>1MJ@X&M+IQ)YW>!I'V7$D,?:WK-;1Y5 MXRE5&*,*8U1@HX(6JC\2=JR-AO66.>Q\@0T2'N4&JH3P@)G;<)MFJL!$&*<* M8X1OPO?I#"!3,R;#CJ&\@ULSJC"FB`OVK`K"$#0(&@0-@@9!@Z!!%<:HPAB5 M?3CKL@_F6+/U>CNY=;[L`XDEB66S%<9L;3ANMLD-51@CZ>F)]#01;45K&DDE M265%4U/7S(8#*SHGEI4JC,''NXB]WG%)+9MA#*SR9D]R(E\X9[^%"6>&P:1X MCTW#^*'X;.H_O)<[WUOG&X^+/QLXAH@Y;.K%;AK'&+.%=1T>./([*QU2E/&X M5G7ZMV'B^,QQW72>^D["IRS/8,N-H+!(UET;D[#O3=1MOZ"5>A-)[4=$55O*Y5 MR)?%/89=KHIW^Q"!*E*I+EY[L?[-.VM70HJ;0_JS MT2@5X6_NEZL'+^%7J&\`-Y)MAT1W[`UT*`.H#F/C]VVIK#5*AWCI,E76^>IX M/FKRC:BI4[\3+(JKV($E(^9N&GF)Q_SI34*E&&[\]<_Z4EGM?.=G$ MZTG^6I*_!689TX6JP43^L_<1+(-65 MZ.@:#/;&ZID<1N@:9GAIV]JDM8HFK4W[-($GFQ90E30YE4E.(MUAD1YHYJ"M MRG2J2G3[$Z8%F:3W@!D:EF88]496J[,X$*S/!=:7U@AP76\:CVI<;:H\PXZ- MZI8HT:;%5L*"YAY`7#ZN5!R-[*%?EYR#(%Q1515?5TP>G4KK5=4:I[JV6;VL14V^?9 ME!E-QPTD(RV4A:T1`N2[)U$XK2A,]+;2W\C#?O;@LRUM;-9;O;@S9?36,S,[ M5$;O9F>Z^X$)]PT4V]M,KFB_"$J53)]3.@Q.FBERE`NACF,U0QNK50F]-5(T M($F[$=#>M"_K;=1ZGMPGU54_QPQM,FZVK.=)L-MB6O`Q*N?25,&H(($G@5>K M+5%K5&BMUHQ2EK\BIX+=%*1QLY5#Z]-T;7D4FFU<=)QHDE^NI>."4RTD-5'N M9%8BD9/D044&JCA<6@((\NKH+$)3G]%$)W0'1`+^QI.L/%O"%G!A2"=MM-^N M[<#>UL;&6*4]=],`J^_'Y''O;=MF^^$CEU-*I$D$( MBV<-!0+>"8%'O"?>-T^-=NI/U7PJ4"J4O-+JKKTZRLJ+'\'8GYX[/%C_9>Y13*[V3I;=\Y@4@2'<\@$])[6*T\)U]M7%59'I- M*GO5DNP62?HE![^$$8<792D>[E/M@I!$(`B^J!7=/=ZW:\&<.OJN4E M&5X=9FSMPJMB6H-P3#@F'!..>\`KPLBY8:27)R& M\1SVL^U*4]T[L-%8&]CUEN!MWY]"KDR2$67[J[4/`1(/$H\7B(>IC:V*Q5$BD: MD*1G"YVUA0#B_NFY3ZJK?HY9FEUSL%LMV&VSFU);*D:I?@.D8DC%*.$*ZZ)Z M47!?FG"8EJO5ZL/6KJ=T](M"*4C2C4-#),R#E#Q=(#9`:Z(X:J#\D4W%\D8UZ/F`?6]JX MYA261M%.9RKDC>FX-X9FE,>B@+X8\LEW@$BF!KBB!D6;6W$>:U`"I`5(#:JL!,"EU@^(IR/(] M"[0/M6$7USPZF"&73D]=.N3')D`3KPC0!.C^\(HP"I&AC<<4@K1/BIH^WFG+`]2JWZ=U;X]J/I[6W=E])@C! M4R5N$#P)GHIQ@WC?%]ZWTRZ^M;R4@"$K$D"9O>70U@:3B@U3GA/!%^X97[5BL#3D"U7>[4GBJKBX&A-MI"O7 M[;S(YGB>[QPW/S[8=1>)_;ZGC4G@@[[Y8*9 M-04D7D_&WZT@YGGBU'DX:GZW7],`#(#>\$IC<+#B%538>\18N_?!Y4'"HRS\ M\B'BG/T*3WN(V;M@RJ\<+8N8$4[9%;=8^$*RY#W>&`7.^.IZ/VGFC<5X3XYB% MT57LP-(0-O,3C\?,(/`(#.WS#IWN2PC0&`W-?-Y+0\J^%LZMF#IY9F"&C2]7H+ MGKV4KW68&%4*F?6;-B1]+4K?YN>^K/0)P!V770\J:EMC:WG^H0#T_@.:A M?A*"'+;5Z.7457S_66.15!&QG]C?+_:?M2_\8_+`(^:&\T7$'W@0>U\Y\P+X MSMDE!C"^REWB$7=])XZ]&V?)D-M8K67*:C@!HH\ MY"1^3>%P(UJ\IRA0@>>$OLV&I1/-K+EG:6^5/T%;;6@;0\V8J'WFT4'/\`%9 M<:U75#I\:W0SAU$F<6GGPZ=L%H5SYKAN.D]])X$_A/LV4"?5)_M#^%_BCW]I M!/\1=<4KC9BU/^3#/1XGKUJO&8.*80TOS5!X&;\=2R?C3+AR-]7`V; M1B\6Q1:A]\*:WBTQI.(&D=1!:QA1>G`$8`(P`;@IHZR!--*CV=3B)K#9GM?' M[:/(6?."H2@B!S51[F2ZGLA)(M$/'I*.[8Q#_-!5E@!+@#U;#4@G).LG)+_Q M)*O>E+`%/"WLUW'(J0L"=(9")(QUBQ[1)*T1Y):2XFJ\76!G4NH.D3P'IH^;6M%Z1Q%1J;FUJHYH3/M71R83L,T*VJ=ECM5<"Y5). MFO+H-9B(KTY)@!<'Z"F5.W5B(AW7PUK1'05!^9RA3!J/8$(P(9BT;^$IZH2G MEMJ*;(=5W+5=&KJMZ9.):C9=-UQXY)COZDA4D3_JJ4WH:U/[C[71D)0_0;N' MT#9-;3Q4+C.<>FJKM#WJ MK\30/38I;VA10?*Z^45=++JS[JI#.,(Z89VPKC+6>V8X4EOPMKT\'?9EIW3L7K#<134C+'@G2&0B2.=9LO6*WM3.4).H+3IZ< M1CTY72!2ZX.6]>1283ZJ@4ZK`'&H3NX,1EA2=WSKAN@GX2UNS1O6>6='2 M1W)T!G)D:H.:3R?Z($AT9$$.F5XX9.C(@C!-[%*!.003Y8FD`G,()CTXLK`[ M?62Q.V`_X`D+9R!+)=CW!RN*Z6'JP8"684_OA='_%W[%LL\`H#LEQS\II^/\J:_P-MCZM"I%9"%;<32TL]* MB[9)6D`K&/[AI.4WP,)[\:P`<<4?.0;TQP*@IU)F!)4934R92=VHF+@PB^,& MQ%@L//>'-0=^)-K@9S)94N18(^R0S<\L(I'@K\`+SU;(H,^&9[E+/VRPX$>O MNTN/O0<6[9*Q-E#)=E_P<&1?=CWH^4Y,J\P1CWXZB$YT-F<4M0;2HQL8=ME& MY49`KJA)YV-X0%.X64`L/Z-DF`YE`>BL9\.RD9W7RODW`(Z0B7./W3V M<:-,?P6[J@,<'YF<;?`9,W,E9[TQSOKB>A2^##M@F:^ML%;@`6O9S`"4#/;& M&(R9H<*OZ@%RU)HQ`H$61UPB-=-]]LV02Q*I6T226E'@Q9%$DD221.J2+HPOKY2Y65.C29Y@F[J4 MLG844'LG"4%N@XER%:QQGN`NV4CO#;6V"M>W@W,]5>LE.XO`SEKO;-A6G7#) MS9*;#[JTBM)31@+KYL-?$I=L)P#;'9^=]=36NBV(IT4;,/US\NSKBY84D+JF M*RM55[P!,$I)6T-W:P4A3^MK(EE#5/*TOB:2-40E3^MK(EFC&?+4WHI`F-!H MNL6`TF!YV$9=CWUJPPH,J!A>U%#O]0="5845S[62PB,=BY4_7VY04C9Z8CLZ/W>0.G:#B$#US+.(.,,,@0E64.RAF0-`WC6+S(O@RY2ICMF/"BU06LR5O3M%'O>%YL^Y<04U, M\=PY*992+)N-PF/C!Z&*/K<:A9?2(Z6G`@7.>F>=V]&D\$CA$4)XCA4%Y$=M M-GVBJY9HM)GBA:JL*E7:JJ>BTU+D,N^$!:K$R:*"&2^G.E7&G.7>6_ M?IP'3W^YQ=*;E^G*FS>L\.8C8/O9=LT_/_W[OQ'RU_\X.8'O/6KX%!UV_L<- M5L.V''_I,5_^GIHN,#$KGWGKD#O#FI"OK!;AR0D?!2>,AHE&N7%28Z2&N'5P M`/X^,6&M`*![.OWER,12R'VEKP0N^VNH]8_(TK'XK[_U^^H1F5`3Z&[[OQR= M:$>?U//^"'0)1WB7^86D@1;30"M!`T77M+IH`,P*[#.WEG.8=&J9%JO7YE$0 MG&?:(Z;AS\@4V'$[">[X$%?Q"/=\@$MX_0N\O2<3`)7ZPRT4*)I>//PK,H!Z MOI4#]L`?9"!\FR2OD_#]`L;?-.W>_+XCN@6RW@">>E^OP-9GHXZBJ<5HEEI. M11UU$\]FM%2"YV:4TAAM&B<'_&*@M8$^&,1`;QJZ+@@U1=64`@CUD3Y4VH.P MB(;#HT\,O-8@U/O:=AH"A+K6)H1JT2H#A&=ZFQ!J)6AXINX$X;I5@=6]7\#& M!^_&HS0@XZ7])_DG&NV$6>W_70:%6^=W&.*!C?`9!HAM_D(E]BG/N8I]J:*J M]ZNN6"WGCNSY%XIA`O2E[;4VAN=21*2(2!'94M13ER+2H%DK+T;+>VQ"D*?U-9&L M(2IY6E\3R1K=O?V:KJO3L=C.M8\GHI8_HSR"$QW;%K0ZEH6(Q`)4"+MZT+D2 MC[),G>3P*AP^5.L-/TH.EQS>,H>/1F^$PV5@0[HHW711)&M(UI"L(5FC_<"& MWMW`QG<:I++1:XUFR'H.LIY#I5KG@T9-[,Z5NQV]]SCQ*64*Y;_T@S@PYI];S]1^[1%XV)^Y+T[.Y=(>>9E9 MY@Q>6/"<=Y\]@5GL\'EILV1VPPR6AATA`.CG9+[C)"_4MO%?@[UOS@SGB6%O M^/YROL"B2GZ$*I`E+,!T2A[#"3>_`$P[JT8@RP=P+?"=8"D!$]O`7/S`)3.0 M=>H1"FLU9]\!BKR45(0=&QTHD_\4QSSO2F[]3+4YROINK_M6=)&%O.T[[/)E MNDR^S@[X'1 MA+LE6XU]Y"W9-\H'U:[WKT$OT.)((DDB22)U21=VZ,!URKWA(\0BS<8<^V MI*Z1ND;J&@'/V858N+HOV[>>A[Y'WN0!U=\FG%OGKYIR6=M,WFTU8U>D--U. M++<4,BED[U'(#GCA2X@6UMG0BS+:%GO!`HRF;5AQPH8/?TPP7V*.E1NCM)2# MV@&R5%839GJ[>7AZO2>/@MS3[1XGMWA'JBPZ6ZCIBRVO3Y506Z"W^4U3H/=9:5Q=D4 M9.$(P5BC#BTWK/?.N-1RDI7?@)9[SR'@,/V.&IY3=#%%>H[=#586TP6.R4HM]V99N6-:KNYF!EV+_UY/I]3D7>D7 MJ::5[-J)L])\,K]PQT'E<(>2V74E-AV\9+80@(H1FZEWJSI(Q>QNQ6O$D9O# M$[]!V$0*]W2.D!W0?E)-5^L=+-6T5-,"PO8^U70+H7KI4TN?6D8.)6M(UI"L MT3YY6E\3R1K="=**&X_=5A+H,BYAO*7:<^#"GU.;FL%*9>7\PLH>-=TG!_!I M,L=!I@B]F10AR1K-L4;W@NUO.V#3.@MUEI.EDI.LT:22ZTLMUUZS-^GV0-R1J2-21K2-:0K"%,(+%CV9Z'C"[F-U1CW=`P012>W)`@VDNU=7,F M9&+Y)M`G(!ZV0#M69%*%@+")Y.)WCI`=2"F3N6]5'&REWGB"9/`W226I3[O, M;E*?UJ=/M7IK#KWI+$P9797.L(R32-80B3RMKXED#5')T_J:2-;H;G15[VYT M=7L[1^I,:FKDN(V$[;IRNL!NYAIL(OOKPA-2)#<8`"(3=SFVJ7AY.X>M"U^1 M`$($`HZU9F\5[R\Z-1"AW@,PN0'(#4!N`'(#D!M`)S>`E%OU,3!@$>-/J><+ M8\(IB-/(8X,S:_H:+H7R(1F`7)!CASX9@?5,/Y"%ZUOX%W&6\S'U`$DO3`?Q MM^6#5$H$`1<*%C#`W\AQDHGR`4:^0F^#S_W<.0%-7$I[=<>K!OQ9^Z+$X'" M^(N,J>V^G!*$U:&;TGZRH&T!R?)QN0><.C4!QC&KUN>CD!O@P.WJHA8 M[3(^,*EMA^KSEZ/^$?OL+PPS^EP.UE505R&--&^__W.B8`^:GM?0R=GFJ;>8 M.&;4:W98L==LT9EO[>$PDSH!]2*UADK@&Y>H:Y0H`8YWF\A,>"?K^P#ZLE.K M6U>F;R=4B:)WF=*HV]FF4.8YOG,B6]0NB9H<^(GMW?*#NS`9Y M[E6;BR.))(DDB=0E7=AP"XGZSOG'%$9Q6/W\6D[[]\@AV9'SJJ2H-LJ4#>;U MM)G(U*QDU'!*D7,$T0).QV=-%T)J`-=YJ"%^EASK*R.)M"3>1I?4TZRQJU')U)+2=966JY]DU? M86/`8?X=-3RGT9Z&TG-L-HE"K?>BN&C!IR9W`LG*;R8((EFCVUI.,*]>:KGW MPCJE9N"S2R88^G4"),62W3MQ-K7ER?0%/Z@EI@L:O:603NL\U%E6EEI.LD:#6FXHE9P, M)$J_K]-^GV0-R1J2-21K2-:0K"%,(+%CZ:"'C"[F=WA+-_+;D$&ZM9\?MA,\ MI'DHLRYDUD7;A.Q`SIE,CJOB8*LBM)AZ[PS>.2I)?=IE=I/ZM#Y]JIR_$7TJ MHZO2&>ZF,RQ90[*&9`W)&I(U)&L(&UW5NQM=W=[PD3J3FEH];B-ANZZ<+K"; MN0:;R/ZZ\(04R0T&@,C$78YM*E[>SF$KQU.]Q>=&HA0[P&8 MW`#D!B`W`+D!R`V@DQM`RJWZ&!BPB/&GU/.%,>$4Q&GDL06:-7V-KH9\2`8@ M%^38H4]&8#W3#V3A^A;^19SE?$P]0-(+TT'\;?D@E1)!P(6"!0SP-W*<9*)\ M@!$GL!@&>E#@,@4S3#"Q`(#-62NG:_0,__[KQWGP])?0-4L\L]`QNW5^-VS[ M(?`H#3XO[3\?@5*?;=?\\].__QLA?_V/DY.RG>1.3O@K;#9XYY*]3G\Y,M6^HO?UOA*X[*^AUC\B2\?BO_[6[ZM'@+)IS0W; M_^7H9'CT2=>YI(?8%<_7.#Y:C(]6`A]X0GA\E`KX**HB.D)ZC%`9ACM7=\5G M8P>:-`+10S<.CA8*Y[Y,=:*/TD#GSU$+G-6$^4356H.S"@^<#`NT\CRF6Z<39O1HWO/Y[A@4X2/?67C@YQ%DG4?#[ZO?"@9H3XX>&^2 MQ%5%6U*X.H4K*:60PI+$E?1$)7TZ;(;"4:WBVRFY"VL5_\.PEY3<.N0+SS,/ M1_,)'X_`@.0ZQR`*A[J=A@.Q<6X=/DHTR!I,>^K3C*SO!H'0M*AD`+]I6E13 M48,W3HLJ&^(A9420VRQ$(1]V4M_1@Q<)-/P0-I.ROY@N,C5+5S=2MHGM;JCHT^:7%WQ5[>"/DVM[GF\ MZH.^K"ZYX*L[HT31G:.)V%HY"5G===)J<(28`^\@72 M^,6O?7&].*Z_%M//P:U$\&`PR(0/RDW5$D*:HFI*830D>[8C-D*EPCNCT1X( M16[H,W-#W2G;D+0(/<%SN69`ZZT@SB]#E\(=R\8?\U) M_$Z#M>="4=^%1F=Z9O,](#AOB(XEA&#DTG58'L_8IN1AB>E,EF,@[:_H."#__$8Q^>2_TZ0/ MX;IC8(&*^AV!N@EAN@M!^F:\?H9]D\/S.P?G5P;-/0#SZ%XC'+?3*PY%T:;] MQU?7>8()Y@C4X^N"7ORP_#]2H*?[I3^?_$5J@'J%,=;CFDM#)L8 M<^;]`'T=%]-JECY0$JR<"47H+0=7PV1@^^`',"]IAQ6(Y[M@T]U.O^-DO\%< M-\Y5,M-E/!&Z#_ELOBME-TM'G[O!D5SL`&D-=!6"E-TEWP-U,/N+S4Y.R`3T M^L7"LVRB]M5^ZW3ET+$)KI:4`89P-4GJ;_`CZNHP5P]SYCP#DR#)Q'CU]Z1E M./AW-O;M])&/?`4#%_ET>Y+NTYW:OPK5YT88=J)!N8VF1KPW[1=5$&:`WSA^ MX"V9UY`:OT>^QU2X_M<2O8WD09_<3#G6X1MTL@-U\(=DS-3[$':ZNCJ)KIR--4[NR M/`(+1P6!T)71\-`4_^9.K*F%^F,)NSENZK=3\C?79OKXTITO#`<)_4QY3"%S M+AV]&[UZ.PU?#-]+O588;?MTI_V7_DW5(ZU:?N@8E56H+PU_QL[4-X"?'1&? MAH>WPUS"WU,R201%@&/G?'(\:-DN*_-4`%Q0C8Y@[57)O2E['M_'E6Z?*[E2@Z0$==93"IM)T M:=V&$;N%1TW*D*)X#HS*+7!#5;=+X(T/>Q>->AT.^NB&0]4GX8.K6*5MA2#) M/]@DQR`\Y/'%)5\,RPL3Y_",VW;]I4=/DF][P`"+9>#WR%?Z3$'F+>H9GSE[9](Q0\6\<,O:#6BPAVM&G*&.@&K2' M(V;[M+OV`Z!'`#MA_%3.'*6(>:8/SP:I-(RVB+K*H4K[5,[C4*731-7$)*HF ML-C?&<)(/8#"?BI%K="_:IT%:R$;.YIM05D.1X.A.FB?J,W(=24J2[G>F72= ME.MF+,J]6;`;%F4SQL_>Q"QG_#2A)&\=6C>'PA0=XM!\:/=H)KQ`PN;Y'$ZSY?HQ3A!7TRR\_/DIK\9J7%)UM:+J:L^&U8JLM3>&R!11 M?9RAVDB*W?%RI1MICTH('PEF'J5L[7SK!YD#-#,?EQ%$_^]+4/A:OT>0/N3% M\,E/(P*`VKCT^,9/BA9][N'`>(\'I-1^[1%XV)^Y+TX$"2L@"\QBNR^]4/EY M=,'O"_GL";SU!)_Q'@RP5;9LE9]?MPHF>:&VC?\:[/W\"_PAJD"64`.?DL=P MPLTOC-U@5HU`EH]96W,#1/&5%PV`1P*7S*RG&>P*--SL)P109'_%V(4%-E_R MG^*8KU66;82IMM;UC6LEL[4U827"FL=XJ8!]]A>&&7TN!VN1C$7EDOO]GQ/Y M.FA/[3RIW:,;2TW=\C9#OJ6LN>GBBL`DP]+5K!F9"OL\UJ[I,(60>I&B0X'\ MQ@7Q&@51@):.370C?2?K^P!JME.K6T?_J55-)*PJ4?0N\UIF!W\/C-8,3]7& M/HTRQ_&-$YFW?D&GG$.WQ7MW?*#NS`9Y72G:7!Q))$DD2:0NZ<*2O<_%[^V9 MQ.+JZ?"Y1]_8'3FO2EOZ1IFRP5Z^;38O;E8R:NA,EM-VK`6RG9$?6@=L#V M]M"-V>85P.BBF;Z]$WG=Z.GUGCSNM9J'8ZKN<7*MFT$%EFMR7Y"L(95<+>B= MJU+)B4U:;/KRK0 M7?BCK-9YJ+.L+,ZF4!-Y6E^3SK)&'5IN.)!:3K*RU'*MF[["AH##]#MJ>$[1 MQ13I.78W6'&L*D+M!-U*W6J=ASK+RN+L!#(^)AAKU*'E=(%CLE++O5E6[IB6 MJ^MZ;U?CO]?3*34#G]TQ234Y9M=.G)5FQ?F%.PXJA]M(VZP76'BU611WM1J@ M8L1FZMVJRMW.?E/Q&G'DYO#$;Q`VD<(]G2-D![2?5-.5U'2]$72IIJ6:EFI: MZ%"]]*FE3RTCAY(U)&M(UFB?/*VOB62-[@1IQ8W';BL)=!F7,-Y2[3EPX<\I M-BI>J:R<7UC9HZ;[Y&##YP:/3&2*T)M)$9*LT1QK="_8_K8#-JVS4&,+N8W5&/=T#!!%)[.D!U(*9.Y;U4<;*7>>()D\#=)):E/N\QN4I_6IT^U>FL.O>DL3!E=ESM'ZDQJ:N2XC83MNG*ZP&[F M&FPB^^O"$U(D-Q@`(A-W.;:I>'D[AZT+7Y$`0@0"CK5F;Q7O+SHU$*'>`S"Y M`<@-0&X`<@.0&T`G-X"46_4Q,&`1XT^IYPMCPBF(T\AC@S-K^AHNA?(A&8!< MD&.'/AF!]4P_D(7K6_@7<9;S,?4`22],!_&WY8-42@0!%PH6,,#?R'&2B?(! M1IS`8ACH08'+%,PPP<0"`#9GK9QNH@_\.?;(QPTDK,5MS)#X$8"?I'IL<&0V M)M\@F?&18.91RDCF6S_('*"9^>A"T@GY^]*A1.OWB-I7-/)B^.0G12$`J0VK MP5[Y";X//_=PY`4U<2GMUQZL&_%G[HL3@<+XBXRI[;Z<$H35H9O2?K*@;0') M\G&YP&T&XG'F@$>`-V:@?8"3*%!GSKY;VOROF&O"3GPO^4]QCCI-<>PZP`A@ M'M`%5-P=Y!YPZ-0'&,:O6YZ.0&^#`[>JB%CM,CXPJ6V'ZO.7H_X1^^PO##/Z M7`[655!7(8TT;[__U]#)V>:IMY@X9M1K=EBQUVS1F6_MX3"3.@'U M(K6&2N`;EZAKE"@!CG>;R$QX)^O[`/JR4ZM;5Z9O)U2)HG>9US);\7M@M&9X MJC;V:90YCF^W=\H.[,!GGN59N+(XDDB22)U"5=V'`+B?K. M^<<41G%8_?Q:3OOWR"'9D?.JI*@VRI0-YO6TF+$M=(W6-U#4[Z1I=,/9L6-?49!'F',O6&)3;(Y'A@.IO$\ZM\U== M21TM%E-KM8*:2!7U.K'<4LBDD+U'(7O//;L-"^3>-JPX6<2'/R:8\##'WH6U M-"5L_2:1"/U6:S?3*]R3J@&]8;TGCX)<3^L>)\NK>9(UI)([5%$C59%:3D16 MEEJNM0O(XMXUWFH(7Z5RRID1'&:0-VGY-N8QM@Z&&!=G])%0VKM;ER1;YZ'. MLK(XFT)-Y&E]33K+&K47)]`4_J!S*(O[OH8A_S:VD#U_$7_C]2QRYZ5R+$%'# M/9TC9`>TGU33E=1TO5D>4DU+-2W5M.BA^AR0I-,MG6X96I2L(5E#LH90Y&E] M321K=">**V[`]I"MUPTS6!IV]'!N`!>>-=TG!_!I,@E"YA"]F1PBR1K-L48M M89ZF"QJ]I9!.ZSS465:66DZR1H-:;BB5G`PD2K^OTWZ?9`W)&I(U)&M(UI"L M(4P@L6/IH(>,+N9W>$LW\MN00;JUGQ^V$SRD>2BS+F361=N$[$#.F4R.J^)@ MJR*TF'KO#-XY*DE]VF5VD_JT/GVJG+\1?2JCJ](9[J8S+%E#LH9D#<=H-__3@/GOYR3TW7,2W;,C!%XW;Z.>HN?^%,KATDQV?#-AR3^C=. MZ*8D7DKHI#SB5(]`I\^V:_[YZ=__C9"__L?)R:4[7[@.N#JLB%@PH]MR1_[) M!B$X"F'#_/?)"1\)H4R&NIV6@X(`6KAT]W3ZRY&I]A6]K_25P&5_#;7^T:>\ MQ8G78G4I5IV]U:6LW:/$!G36])5/]`BT-*M0%[S(OR\=2K1^CR`%>N!JFG0^ MIA[1%/:5QM)MT@_!-XL%-3Q,XL'A&4.1,;7=E]-5GDK].?;(QSRV2_W)1S*I M;8<2]\M1_XA]]A>&&7TN1\6BA8J$M=__.5FD@V9TY2U]CNHL'0RHZ;!F,^A; M=E5SUP:H1<>,MBH(2GYL.<%[03$Y$>895^I4XME%^/+YQ"`QB8])V0<#IT*=+C:70#/7& MRY/O>404UV"F:/%CFKP9T$F<2(^-JW.*>/2(0X/<%[B[<%`CL_634Q$*T+_Q M'J_'@W.!F[P*'W*7(O(.1&0XK#=I5;3UE"(B1:1J%T9=BDB#9FW.L42-P<;6 M*\MTML"-.(E\-9&G]361K"$J>5I?$\D:S9"G[N(*'8OM7/MX(FKY,\HC.-&Q M;>L=M&HRM0]_6U((0(6PJP>#>LO9'>2Z9$W+)3G\/7#X4.U`]R')X:*0K(L< M/JJW8V]S'"X#&])%Z::+(EE#LH9D#O MVPJ2ME/VNFWUBZSQ==H[ZF&.OO%$R>V4_+^E&QCD869XE-PXY&("MO=D.4]? MFDU>N)VRQ]G3-T[T;.$56;)T+/[K;_V^?@2FO&G-#=O_Y>CF^Y>C3_U3G2-5 M-%%R(YA.Z(1\Y4GJ-XZY]#PZR=SSQ0?X[]'/U:!4TU">:$>?%'UTIH"HA>1? M'_^PP&DQ<%H9X,Y432\%W)WG3JT`+_W.+=^W7`=[PZP2Q<9`!39TMV(31=H@%<_L"-#@@_V]G3[BH%]@S`LVY'W7"H9*2=^&>@ MIFFS'P#=H4P9KAGJ-5#F^Y)=@@:9#)8#U?8'3J^<3`E\)N+[X% M5I?ADYTR?,3;Z2V.]RT<[B8<[2(<[-%]X$-=3A?CAV2@,BPS M7#-A-$Z2O6:.*?((EH]-F+YA4HEF&I-+@H))N&22WQQP!`IXA(VT6;K9$(<1 M&K4_2O/&3A,+2X!2&E4='HX`*1/=S9CHQ6;Y_L:XMLT8WP`BF)S,]HEMI4V` M\@>3Y_8'5UT'=W62[![.6>H;-5`LF77UNQ7,@)W<,2HMII9OG,4R\$FVJ%$/ M/X,YC9A^-GP+]GRVFER#@ZEM+]'R!R_JVO"P]%'T@$_^1NT)%L\)[<5K<#SO M*?`X9FP&P+SFOY86N@'__,9*0OQWKH&0`ADA3@/,X#$K!HCC:(K M)(O<.+"%!EPGO0G.2"$D6>)MLX0N6:(AEK@&'1N\D@<LM7-;T\HJ.@XYPR4KT6,^6SYY\$SSTVP-'],*9 MQ&BFL90<)3FJVNXE.4I:Q.6Y15K$[\F%+K\O21?ZO=F]Y<,KTNY]WWYT61TB M_6AITAXD;"=-6FG2EE<[TJ1]7R9M65='FK3OS:0MSQO2I'V/>TIYET?N*=*& MW8^#I`U;P%$]\JMA.>08(?JP@;-035O_R[Z-]O+P4DR/?*=!\]H'0"?-@RW53-NPYG@==+(T<38R M`5X+7`)S!H9EKUUC"E^^@WVT;T]6M,F0LU*(JG_<&( M4Z["G.TC6?[6$$=RJ.Z.Y/6/A8NL1*:>.\&SW]!1Z^ MCY^]BQXM<]DN`[_*ZB4,./@%@^?99X\=_UP//CQ;]"7OON45C'V!0S-2(DU_9^/^CL/>1J-^ M@T$_XXU1-N07U[MG`Q:YZT>?[L[[5]EKEGM-F$,$,!KL8_6[L%.,KR146*E."$ M#6M/@ID1D!<*"SJQ?+QM2"=;E^_@O%+(#[D8/P+8OP/45Q'0;Y$ISK8Q13FR MQ)S!(J@I+,@E`&03((5A!Z_I5YX/H>BPJ!)@6^YG>K[Z\?[BXJZZ45T%;I7YA;4!?3<>N281HC MRO"$G7-AE.,I1`6ZH?4Y>8T:ZJ9)EG[LGCUUS1_:AV6P ME$7Z2OK&2>J#MD*)I:1P2UEHOR5L>#N-"RU%A9<^OY+$(L('T#]%!DECD@QQ M.XT&X.]_?DW>OIU&[ZXAJ,8(JD7+<1X[NE5G%0IC)<98>2<8]V.,^T48CY+J M0V\`\_YYA'G_O`SF@[>#>A4]^T;8O(*N/@#&V?(A<:@@]#/!%S7(OY:&%S## MV'=M_!:,W\3;[I'E@IG-!FS!Q+;FUFIQM:0<2.C9\\%OG/_'![X/QTU#^AN. M>8]#?L41MTE$&3]='>44)]D9FE0QJ2BD`H2B?@!38LFHA#@KA:+"IV^,.&Y=3ZFY5X%]"M:'(.NHUL-6]`T0[`R<8/:[Z^[IL5T*3OL867]#$_N*)??5?<$?F0'S]4`&#!MSLP%3X:!$Y:=!>QDP*]`DE/MV M]$?J6&*Q'(/.80N4HG_,F*>X[G;)3PZQ>Y^_<3N,WXA>2YW>2>26[09>99[5<,1[C^,OQ/-F9 M`GC#MQ@1%[;AH`3_^G"]7JWXB^L]Q"]B54X=.K>`#^2>K MQDZP'#MA]=@S,5-X*]Z?/O-7LM7;BS5=7M'ZN$;]:HGZU=Y,JR7NU[H@UM@+ MZG^6L$-/7_F,;]./=I6\X$[^@>>6A^W6_ M.T:HICWR0D&B+(XDDB22)%*7=&$4NARHC;=AS6D)6SI\N2FJ/Z:8J)\7F3ZH MC]Y*KV71.N@>MI&R<%V2E;.>66&%@+04NJF1C8,U(0#5`SAT7KZJ%[+ M4\J.E)TW*CNCGJ[7:^=*X9'"\R:%1SGOJ?I9QV1'K'.K')#>[WE0/6!4CZ=L M@4-&\"1K2-:0K"%90[+&FV6-.H+=>G>#W7>9>Z/IBZ*U^DRZ:#X3`$0F[G)L M4_'QU4D@!C.6.WG=;D,*HCW+(5'"L\>%#@_[TO1D:(C16>7?6>D-WMP M*X5'"L\;$1ZUIZCG;T1X4E[C1U;G)OZ41D.^9B,>'!!+J!)%4@Z2JTJ&N&] M4ZN::I'4JJ*DZJ#6A6DNYV&UWBUZFG7)`F_EY#?'B]JO/AF6P]OXAJ7U_VH*@$V(X>1XMWR->EC._0_66Q>;3_)6\OB^ZV`O M2M;/*C7\=QHDT"==2*..I67:IA)K\LO1#4QW,E"./@WU_F"8U!@NC6@]UMPIK%6'^[;98.80KC-EB' MV[^88)UF?+DB375TF(;G>O_-$;4BJQZ2J(,VB/IEFXW1[@:8L@AVIND0_<%S M_?=.WLS5*THOP?@J(CI.CHO$F*'I#[2J-Y#FBJ`Z71??B` M/%$6SV$?\%1&HT'W\"SL-Y7!$SP*<"B4MV<"5-RF#F@"#-5#F`!;"!D"21!* MDD"Y\_%#"NG4:(.F4_^1FW6 M'.M7;*?EX'?D@K^>?FESIETE[7= M?VEW0U55JZQLLA%'X2!<5/*`X:`$_QZYHN.`?#."^`O62O'!(9IX8?*$@'O7R>O[R@-9Q6D(3MA'?QR,0>F9''*2]5`?).!)[%!%A14!FO!B4:N:7C>Z]3U7@QO`F0S[`!V M&H.U4YQ;#NML&F3M_7@`-`,OTZ]?)"]_X^_NY-R`>\K2@5+]"2O.&2,;M6U% M[8EY;FAN&#;QT=3.=G3#8+6%I>2!'4DP,P(R-U[![">3K%J)1@0E%X_'+'=N MZCSB8!<.,#(?ZA%&^F:\?J97NZB2`7@\P[,4'?:8/98\N_#FW3'+C^UF4PG=O MG1O/3UX,W\.6K?`6>VFM'_99W,+]K,B''>!9C)K"K_2L,8ZACX#2=/UC`:9U MXB]<_S#M)29PDK#D&BA]'/A) MXU2*4-&P-\ZF<,L^BPOT4,_.4^0X$$S=)F`%O3)@^:"2@#O;`RB1^E`2<&>K M`#EP6"`SZ9@ZNVJK2UE9C"X%09<.2VCYUX"4O/G!D^Y6#V&)S3I6VO`QL]&8WS M!9[*AS.'E3-P]I&30Y-_TZ`)5X;$Q"]]LN#/LW@'@GJ/=]%8A(\_D(GNARH2N0TD`%L:LF!-O'?J(3^[&C;":RJG>S^?'S-`QO%>6'WC6>,FT M(H^=3:AO>M8"OTF#FGX2'[Q*'BO<"SX]SBBAAF=;2(XI4H-,C%>?&%-P^XD! MPC"VP7LW'`'IF_FMI>W*4](2`)2SO`%^+Q&7P(5`Z$?%&V$#%>DGLZH7-.5ZYP42=,7-LV/#_1 M%!GUD+S"5AOV`?YX)+J5.4EC,=U^*!M%PZ]I.+Y=\`-UTS)LXKXX0(69M8!5 M!<*AG)'`Q0@4TMD"^L,.G$.U'!V(8W^.1[Z-!GZ,QGUT/]/+>-!X0#Y>Y>`V M4Q%`BD%&1>X%0Z(_`R-8!J[WRM0F>"0,;\\P`PMY])]X`Y:P*["9+(3XM>2M M^*7XTFRA@_`I[RIS?'-Y]>+R:B6EU8O/M91K8L^_4.0PO,MLKY0_Q5-F:_K* MY_[N!I0H`\)O)H]41?E/DM#WTEA8@6&O7D1._3GVR,>\N\IUE9_*`(\3+?&/ M-8C)/1[L>$PA\DI3RPU0"H$(JGE0JDN/F=:V\>*CZE2&\)1G^1/+1!T"XUA. M%"#YW?*9!D`-OO1`SY/>9!48JO/=*GG%E@,*P="MKR@G#3L5"XVX3_/QR$:,FK)KQ@ZT: MKL1)X)[$*X4[+RZB.D"2*:?D8L,S+Y:-IQNF1]'NLJ:P7WY@T"R2(U10Z.'/ M3LP+](=)Z<3?]BA?WPF;F)D8Q];ZV,G4R=B63VRT0L"&<;8]GY[@-!$&D`.0 M0,<-@$F>6*)6//+XE2!/@8VQ1HZ088'IT"SQ`VI,(B;S4_*Q<,'4>@WM]H7K MLS,F6"HNP$N]9\H.[`R6!Q$:84QD^8\^XY^E`U8E)N^!)SNWEG/@V\UZ M;ZO^;7T#P,$.6E?DQB'H:??("]C>['B-'7^Z0-)_+=W`X-X(T#/1V"P'VF`2 MS76)0;`*R`)IOW2,Z115,YZWA2^!/@B8F:A*F>4(\PW8+9G*_L MZXR2XCAM5DP]?D0,/)HO(SCY3X/!`$3)MMDMR;'[3$.N9,-,",@.4NLGY;1/ MQORQ4W(3(//#.+XU9IH42+9D7@=_]]GRX=4M&G,"FF'I^RQ+%?#CY.*:#[4$ MV-$1WBSB`0IF8@7Q?L5V.5@>.HGWO7C]`+@I'\UBT^2-PT&E%MMC\/4MD(93 M;MN`V&QX``T\"4H)A\)74LS78ROE@AY;4,>P@U?X8@;>'7/"(B`9QW*7T"<4 M/#,3=_933`4)8L8TF:_FT">V[=NP=[$'V=U83%Z"(0J8@J"0)/0'_\5=/C'8 M$.AIC*,?Y?8"V=T`5H5N548U*I.-I>0;F7Y=M",6S-W>46/`8HQ9"G:BB5R> M#8)">\P=+RAW)C48Q8J8Y`3?P&^)?B-&?,/ MC9MP@@V$0@,W)M/8\$%848(L!W0;%R`CZ&4MU0BAM&6Z#"R\`)FEH>=A\)@S M.\,6X4\(U`,\F#%C`(E!B+QH)]ZF!:8I8R8"P`]=_EA6>^F$G0AA?#H*D?@K M^FIES4.*C]'61NW6S(Q::V"Y,:OEQ/`H?#&9HLF*:#LN:FZ'BA_V63/`U'I"$38GZ6.G, M\F?[#2!""W80D[PY M-R8TLFYPAM1^.D9JT67-VF5$/)(K"Y+<@F865DN28S%JJ0Q,@,1-S0E8>.L3K0=L6$: M96%@B<0EQG?2`.6;Z+%F`)W'X0:YP],"!C&&\(J62W8NVAQ0#FKCC![N*NK=)CD_) M[Z&HK@`8GK"!:`-\_X-P8M3"P<#0P@#CD)M'\!V##@%?Y88H#!?9P\P,!H_O M-0F1WGV[N;Y'ES_M7<,+_"0A87@*W`(& M87J,B%KI[\!)S@9:OW$WW(:=P/&YM\Y7L4`K7RV9O0+NEMIC@XQ!8IP*NS]X MUX`5(^?$FB0*J[S)?TH^4]-8^N$H!M:'81SC%[S8BZ,/I;.Z4QPX;9W[.GCUBL]0"/S+.EP[B M%6[A@)N)-$BV0;:@2^3N5R:/IYB3%GG(J+3Y,;^$B8#0?P8,99"QLG`!Y1^DK&LGYX MN+B+?LAXW10 MD">QN0G[.'CP\6G0.GH,#6<%$R:,3D065",P%#_%@]7XF6?I\`"#@3&&)T;9 M="@?&`1>0Q,@MI;0K&`A)URJ152(G.T7Z:4^33))4VO``OW:,+-1P!>C^(L7 MRJ0C3#%%ZV;5<%W??8R5`"H;]0HV`$YZSDX:'HRC.\'M8G'EC=*F+:JT0<7. MF),8H^7`%V%.%^>/2-8BXB<2&:K3W`TU6\&^5$+.AHN]#R'#@H5R'S+L79IA M-UWF#=^[\,.W,B]5SG)26!KH^@W>K;,D"6NE3*/$U3AA:N`&5,[37W;I*X!N7\.J!*^LRLJW)\N,YTY-75Q5 M97CT"0RZ])W5DI#%E/J^9#(,U,@YEV06)CHJ<:Y*L@^GR<$'N9W^/3T$7@]& M:![=4"PRNWB)Q%AE/3%VR)&L/E^6,](H1:<^6T]\TH&4_,!_#Y4D&$,X%+QF MN9-5?DG@PC%9KBZ;,`ZDW<;3W423I5;O(I[J(KAV)K?3.S9+<59=?`"5,$@] MH.1D=A]RK\M6)5G=AZJ?XA2436*>+ZN)PY&YEW3! MKSACT=/5[^.#PNO:,/TPA?/TBP*A47C&`JC'5%(=N$%OZ;O MP]#@UOYK"7_WB)9\#2K#9B&9Y+0_;R<.;_O[5_$H6O35K?<5!DC9?"50S2G` M9J- M`9S5`F0W42[S52IK&FL$F*C6+_%0CF!9L-P-/.UIWN'T_P6SKP)^'TY]X_PM MGK?HZNP?WUW'-`+##SQW,;/,:QR+[?$1O!&X-TX$+(,50X#*L65JW+P&(6.>46=UP%GC^.=S26V-,@/)$&$:81&=D1<[Q?9.69O7S/ MWOT:O9I!*5+9NUEKZEG:U*DP7?OXE3/EE'WQNTE=JC!,TUN"SX'!OX7GCMG1 M#@;>>48-OP0$"(-Q&-CK\95HJ!OG@@_TQ?7NPF'NXU'"6DX/R1C[U.0`(J@9 M?W=7(-8VI5`*R$VR*3V^4!N/U0#<&;-[P/,ILS_Q]_AKMQZ^5(:;S]<"2X/^ MV>!LZVZU/E/+>.68#>MXG2GGPU''\%J7SISU.A^=:0?'JP0"NX&K]#5-W;X. M]4"GEH)..Q_I@Q:@RRFYD0.=.APJ_1:@T\M`=ZZ,=+45X$I(_VB@1Q'SAM>U M!'"*G>O;O9RUB=I%JM3* MC,Z&VP5.+*1*R8(R4,\+=OB-2!5$;!0U$[+!--SJ(1M%34(HN%OMX7DS-V10 M%++9/*&H>)>*2^KG;Q#Q,D&Z@78`Q/]F^2`*EHDY'\FM,CRZX%>;378U/`H# M8-H:?::VN^"W>!>&%?IL:1(D8U[P(?D)!'@/O_'Q0D%\=*_X8#>;=XKZC:.^WTQKI8HG60]ML@PO@H;=!2V'-6K*'"S$KZ8=HO#%K^RUF_"M M-;SZ,5[](O]TE+AF*\6+B^=M&4LUQC+'-%W#\J2C:/;/XT+-YV46<[`WFEL" MON$]!(^:U'IF^0WE33LF&/Y]^.I^%E^J_P]67X8WMN_'&^86!>4R5D<*91V< M5O"SNHQQ&8LXA3%6(#_7#X-QCCDYQ1QBS+:T\5I(:%=6/-[X`F,\NM=L!&[Y M[7U`N#TJL6U"(9$N=S[XUI`N=0"N[X]T=3MS-]MRQR!;?Q@%KCRLY`E6.9\#Y'8E!5.)KYPMY-#)L=CV<&Y4]GUF84!]5R M>5&'0#7A6(:*,V$G4+:+11+X91I>*N"2%YC]OSZ#P@\O-3Z[]A(T%[MB&UYP MVT22B./NDVF^XBP7X22?7\,I'J[""1[=?R3#/_#1*Q(M+]PS6!'O@P%45@OH M+!M/B7^L'B+0'UU%B;X^U"9=>3H!\:VR/[\!?"M9GHWANP...\KR^7`XK(1< MFRB5,JU4?=@OC-"*@U*955+/U//"V&L^2E5M_YWL_5UY3QMN/]];GZEEO$HR MX$"IZL"TC5TK#G3:Y^?5>QX*) M2F"2>O/"F83O[;TDH_YV_90[JQB(5EM";=!11*MJ-5T][RJBU=3@^7"[]MX9 M4;SN_IU5,RB#'#P=/KPOCZJ*%3DL(&FCK;+ M4FMX5%()ZD!7MZ>`5<,C-RVUXDG!>N+HOI&7`FVP;4(QD2X3?AE433L6'.E2 M,9C!=J&LA'250]Y-H:=JIZY[89\Z^!VR]D3;_8!"$,2F1['72Z^4;<6>V]NE!'M]M#V

9I`O!J3K\^&O2WIYXW!'A5 MWQ8LV8$@@%?S50?#P=F!6"4OP;^J2;::@[^O&:H4F*&;YQ,0XU(VZ)O"N)1_ M57#'J13&KFNG"G_QBI$;DBCAT;@.#_=-]TL2_310SR(/<!0^'[PNX'D`E=6`/F*#KPX?/FH;8VK_5YN';N0VS.$\`D'/RV\/1I]5&2)OJ>`:L]C:K%.JXO#/""79& M.`$0L>X4K(@U7QB6Q\K6ABGT6/'5"VN*\F8*9J9MO<7ZN9_^]6.&&!D*V:X9 MH@(R"\OZ?[(T"2G&O_S#'MM9Q.%M+/QU1#[FDOW",WGI]5^.E--^]*KAF06D M#I_X.#7,X&25Y%A<.!K0=[+0][33CLM7JP MU_.PUX7#7J\'^T$>]@/AL!_4@_TP#_NA<-@/Z\'^+`_[,^&P/ZL'^U$>]B/A ML!_5@_UY'O;GPF%_7@_V2C\/?:4O'/XK(!V.`/GVGH`&7TT6GY)K\BGBV7Q* M34:?DFOU*>*9?4I-=I^2:_@IXEE^2DVFGY)K^RGB&7]*3=:?DFO^*>+9?TI- M!J"2:P$JXIF`2DTVH))K!"KB68%*36:@DFL'*N(9@DI-EJ"::PFJXEF":DV6 MH)IK":KB68)J7;&__."?>):@NK\EQB/AMRP2'O8B"%MH8W-AU[8FK"S- MV+#9V8@_HS38(3JNYAK+JGC&LEI@+*N["DFNL:R*9RRK!<;RS@3(-995\8QE MM02^ M]2-*#.(-L%>:6V_."8C+WP;HS*.M!&7;SQ1XX!UH9Q?.SXY^QD ML&FY7HTFGE>C%7@UVJZBFFNP:>(9;%J!P59,@#*BJHLGJM@O=>EXX!"Q!LYA M@@](R_%/RNGYAXPX'O\T2'VU)I"454\ZD$3>1Q!A!ID?L#>P9WTHBZ0ZLMH: MLFR\4/&H6<4SV*1XFD5S!Y63&T?0Q(LC:`5Q!'U7E9.?1R2>DZP5.,D[$R#7 M1]3$\Q&U`A]Q9P+D^HB:>#ZB5N`C%A.@S*8SJ'73N0`]]62@;B0.O^S#&Q_% MC<1P1XEJAS/U9CD3R\2.PL1@U9F=B>&8KROMQ]A;V'O=>V8-ET%M&F%+W62F M]$@3,"5-BQ:,M(M"S76X-?$<;JW`X1[L*DZY#KU<"Z+D.MRZ>PZT7.-P[$R#7C]/%\^/T`C]N9P+D6I6Z>%:E7F!5[DR` M7*M2%\^JU`NLRIT)D)^@+IXGKQ=X\L4$*&-4Q29F+4;5#7BA)*#>W'(,WKL" M'4R/)M>KC"?P>;DYY1,3O[)M.@$GW`IF>)$G+&:\",L>FQ3]3;2BL)BPSVPT MPWF->V&0\1(]8];5)0P!!#"1'_98!P]WZ9^21W2V4U_SL0`/7IP`1L0!XTZ8 M6!\PY=;B0>D4'&07&\BB!XS^NVGX,P87^X/^:VD]&S;>M_X0VGR35$]9=-]# MZ!BDQW%S#X1PI;W'AU."9)Q,K)B"0!`+77"P$*=XOHL`I,=?)3)><\+N,E@_ M^3B-V>I4W$`-9DL_F086`>'%RU-FD`/?#J:HGNO9Z>)Y=GJ!9S?<50GE>G:Z M>)Z=7N#9%1.@C!(ZJU4)79#CR+7[L.9ZH0(Q9_`XXVAB^/YRON`A+A;A9[$Y M-](_?M1\IQ>'U)G$3"S?=)>@&SS,Q$B[<\>)/_=AQ4M$*>7^7:3=4KY?Z.CM M(ERY?IXNGI^G%_AY9[L*5ZZ?IXOGY^D%?M[.!,CU\W3Q_#R]P,_;E0"#7#]O M()Z?-RCP\XH)4$:]CFI5KX_&#T)98P(R<2G:"P$Q%@O/_6%A0S"B#7XFDR5% M+6K,44FRDXH`W@K/3?DK\,*S%1XF/!N@%L$&X7W\_.AU5J<9W@/+:LG,26+8 MMON")LX.>G*0ZPL/Q/.%!P6^\&A7**9Y'>ZR3Z.?Q0._3YE\59-Z@<&BOYBO&LR,`,<$0E@4 M@7EQE_8$/F;RNS!I(0`8+#PO,^_-=Q3K7O!^*9]X/"\S[G0F0:]X/Q3/O MAP7F_)%YP:8"0"#IYR45$-[H;7S>`QNVW?[ZLX\D3HDE$\(>3B[,W M)Q.$0S*/\/+#29:$$0U2-)\\;B?741+&),DH MFMR3.$L9AV0RNYM^OKG]-'E[]LO9V[,WDRNRV=)HN4HG%^_?_SPYG;Q]<_%N M\K`BZX3@R1W*4E;WY#(,49PE9Y/+.)[DQ9,)10FB3VA^=GK*:X\C_.>O_(_' M($$3)C5.?GU)H@\GJS3=_'I^_OS\?/;\[HS0Y?G;-V\NSO_KR^U]N$+KX#3" M21K@$)U,6/E?D_S'6Q(&::YRC?SED<85@W?GN[JD)?C_3JMBI_RGTXNWI^\N MSEZ2^4DI(O\,J*0J_M(I7^K$K/?^//^Z*\H810K6.[69]2:3PGZ4Q.@.+2;\ M[V]W-SOJ]3(*ST*R/NHAM\&P6/41REVTL\OXJ#:)U< MSO\W2](UPNFGEPW"";I&:1#%"9,OKRO=;M"'DR1:;V)4_;:B:/'A9)TNF;4N M?GKSR[LWW%9_ZUOA>2\5W MW]ZG[,_L:\6LIDP=RAZU_4.HH2R&G?J3#=\-,3' M/8?00LB]G_`?@Y@/">Y7"*7.9)8QK8L:!G&8Q;DVM^S_C0K12XKP?"\&E]I> ME[S2JMJ8A(VJ8C[L([2I7%E3/GI:!,EC/H1B0]]E$&S.N=;G*$Z3ZI?<#J=O M+LIQWM_*G__G,DF8'!7G.'A$\8>3YH]IE'+-JA_/AQ)U1M$ZRM9LZ!*BZ"EX MC-%E>A50NF61\U]!G*&6%N#RI8*`\DW=:^BXI$TS!#2LN+-_-J#1'?*6)`%N@2DVFQU28;+[*4!G""JW8- M):HN-*@:MJ\"AV%))Z6B+PWPSA^WND8+1"F:S]B8+]Q>ABP2)!%7Z8HDG;$6 MK'!I'EUAG]K<2#%)N^MX>!A2PY!F:+Y/,A3SN/WHJAU+H>6K(*HO[Q,(3-63 M^;^>30F%7_R!`L])\"PP^XL/!IY8W&(39/6;4Z8!EW[#L?T5I9V9K+[H;A*K*NH3!@R4DDY=51RJ@9%N M9'3$)K]#$4XRRO,_+'21)T1Y[$JF>!9$AJGU"$$@;4^Y2$ M?ZY(S,0L$\>MYH86+VVD+SZ8XEI5MX<4C0:J1N^2NMQSUCFDP'ZH]KH7`Q.$PVUY7J^;!586:^YL M%Q3SKIF`&JF:2\["QTD=?F(Q(GJ,$=_8V9G3";_NIG2MK]XUIEI^51MV*/U; MJJF)>)\],ODB7,PE5,TH*]EMTFY)GYM7HQ>PJ;M<_-O5=X]P1.A7DG8&ZX(O MU8I%_8MWS2B76]5L#2I@5M77>;/Y_$0Z81;-5V3]S6_G;:OM>N"6._N)[[*L$:7&=ME0"__(T M-IK?8-7:>!&C670N2U^F*8T>LY3OCWT@LX`R3@[B@#LA>H0,%T*\.O_SHC4/ MZ=Y#*0A,-QT30IU1BV7[PWKU1J-65=NVB+1*46IHX,UC^:RD>591-*<1EZC/ M;-HE_$*.7@DI`H2D_AWEWM]@QH^=3Q?[@^?=T3&H;&D735F_FME$,6F#:YCX MEYK/8Y30=P5?ZF,2/WU5+K0Z2K=\TZ.A<+4<]RE?G&,HJA9+T, M1-*Z%4I-,K@1_F"^E"(L.CLL*]!2L%Y@N$45--^OLY82M5=3%$6J911AD>'\ M4=$&!*10PT6[W/)E%"$7'S?6)\Q4ND96%]K?2"@T#4J_K[![?U%W4[:4S`A@O#W<# M#+%(2J2+A`W['E&TXAA$)9)_PX7R`OZD2`'R&WV*G;3M%31MN=+.BG+#IA6^ M86;Z9Y[^P,M2)E&.05&LGG`0%AO.U_2M0\#Z-3Q%RGB7K!`R]"^K6/GM[D&0 MSI9!18E=]RXHX7FCZ[6"M[>0EW\AC<7EC-]@69P1:!\)8#K)3H&8$^['?6!" M[_%B:0,3&,&K\&\NH;P?]7+-%\[^RJT@[F1LR2&WT0K)/<=;3WO`46=>DDY=NRM8!2LX'5`E\6_@VD8=+XPY+Q,(:.H MWQFZ)<5[LLF0VY$;K=>0K_2=X\GEY3BT4*N$50FW;BA7E6KL^Q:4\A:..HT@ MT!'PT#GFT`<\E`^*#7B/35LHR25:@)+[VVWD)8?=!>;Z3,LQO0K2`$2M2\.S M%/QV>\+V?/R;;D&N&#/<1=V?6ST3V(>;EU:5/_RROVY!$CUW@]N+NLL-.Q/0OFZS2C:G$9,17/,?%9HZ%_S6N?K;XEV%^@\:7%6C\<3^ MU;QJ7W3<"L?RQOYB^YBB`LY>W`[#3>8[O6OV_'X)P:/L?KW%-D,TXIF[9E:] MG86P(%6^S"8C'3)/P46<4?(4L1;_N/V6\$-VGR,`"!)^3'#"&("1V"25.5?UO$.;8)MV:46MVX) M0I"ZT.YR&G&AL2$&I&P/F,CXB\9;@X]R;88GI$??W1SA&M1>IOC!M?J7:9-( M7RS]6@R4%(3J@9*0T(L^KSCD08N7?A3H4#TMM`D$`HD*#= M7\)J]N]]G>ZFJ8^4_(E82&?BTSN4OP"Q?TD\F07;_&_(*2QC3M*-;P:1>0HANH1WX%'7=,[\$:>F#^2.(Q<@E[Y7C.%&YK"(0]^8IB,X]>(X- M\XC8CMH*`IS9[7E12[3^&CKNU#(RO+=DS&!M8 M>AOI$"-T1=T5[/P>;VE>V883@.]X?0W(,WFZNR_2I&]]7SAY@Q88T<29CRF> M!=&\N"#&,G\E8F&8RVJR&#^ZC`UUA!Q7L_8*@1[M2;Y&&XK"J&CIVGUEEWA^ M&3+=^+^[20E#JMTUNT+_ECORLW%>"0Z9M,=Q4W)NK*E<_ MX"HN-S88057N`1Q%%254_N'UN*N6,2DW]N7G*VL_&V3I;9A)^U@S9F.#IE/C M.>UWS>2H>N"_^Q,0NRKQ$)ZA>?M9/0-D@SE(X0S@,'X,FYK)*7`!E9=H?>]U M2,YOWL'Y&'=_UT#9JY2S>RU>#7A($0OB,7[,FIO**6I!U5=1]B>O@9OOFH[F MM8D;.)NC)U5E&*6DXTYNN8BIKHV/%/"/7="'5?_;M38B5D][L(BQ!<65)BXF0(1YN=#N16FCW&TS*W2'N\YYEHV@S.N7D/S,+:#0MA9[0=_ MI:5V`U)Q,4GN?=<9>G@F^F!G2;V[9-V0VFO$];,%%%G&M;B\],0,05,,Z"XM MJ74(DE&/$T$@6_1&D*P63RZ%Y$_$LIB9OV?#1O#WJX"BH0>^?^3F0/-+OLR^ M1%^S]2.B;&(6Q1F_NI*+F$RS-$D#S"+\LH5]2^JRO8VI!QL=223MB,B[PQ!F M(S6MVD(RVN%B@RT02#_[-"*&H0P\DAC6[=\>`*$",HWW:68(1.%<5&"%<'D] ML#6VV4$`#)'"D]Q/[8FPH7M"^64%YCJJMYX>C6K6(CXZJ MU<#EA$"8FE+?H+2_M^Z/*%W=LR%>C,K?MM=,S')#,YKSDX=@3[/FK/4M"\X> M1KRF%I>+%-'/T1-Z6%&2+5MP4-XV#J?G_7T[G*'MO7$XO=QC&M-W[15A MIB%7R]600LW08B0A8_C=^A/8RCXXD4I8_[+N1J'!^8#0^2CPQ]#/TLH^>(Y* M6/]>GK"?B\OV9#KDV#LWY,->S_YIR8=G%#^A(O/AWNJ@6IRETR6U^!C:S.'J M)(T.:0='N;G&)IZ#23ZF@;9.U;J*51+2O4N":NGMDII:?KBD43OXY9(:R3U/ MDYM[E!57)^EQOX<8L%1D7WN#^3I*B7L>I>S`Z"`5WC,V&C4AC37\[ M]22G[O/#9PPLZX6CR+UC%'D#6#+>B:-`^#I:%/KA/F;V]L*3U/*.-XW=2,Z[ M&"S+F?59^/G>?09DV:$=12;DF+(V=BLY=LLU_F^'N@S#;)WECP7_3DE2RQ#P M.S\^H@6A_/8XN)W,^.DM".7G8]"P6,NRLQ\P+A@L4X'E\/`52!NM>#[,)=J% M_'J@O<7OU:-=9;]CHKTEQY@Z.C"*P?!\-;@[.*"\.;5>.Z*WO\3+HW-[=[5> MI1#N2T#_9$(]-ED=DTHOWXQO\:Y]E,+\H=A7H+&-7,/(T@>"^MZ MPF.*G%0;942DP\6=`V%(&9ZTQFL$++<2JN.:2#*/^T36;R=R^8MS0)]>PCCC M!ZQS2^1;$]!Z0VA`MS?K#9OCBB++`6MH^X?+&EZU&QVL*8[E;2X5$`T_3@<8 M?^1B7I'UAJ(5PDGTA(KKO8<>=\CDXE;NS@"!I>M/<:A*#_OHB$0R%NL93O!5 M1BE_D.R!!C@I@\/NY@DSRQAR!%@/S'&X0`>%"CF$[1J12B/)[AF4OA+XMS2B M4DL^MC$#-X@/`-(:/J,'LHF=7,)74Z]_@U:5,C/^0_ZL55YJQD87_'$KBK@3 M?D08+:)T%C,'-<.P#5L`I,W8CA[A/:SH$O!F8GCXRG8M":O2,W_62)"DMZ.N M9ENFU,[VOL(JMM;76M6AEQDLFY/TL$PS#6PF0#Z1,ZA8U/^,P_]VJR$7=HCL MTIL!LT[_FO$IM=.18%JO_^!'`&2"\/TE18/&,7GF+]H`AS=R0LT`1D1X:"WW M8U-K?2$L-)JK6?@W3%,HJABQ&1@*-#KK@/I*-:YT%G([LY5`.:G&9T'Z]+N7.T,Y]JI=HNCSXL?9)U.6TWQLAG/-= M,\88S6LU,/6+-TBCL/R5[U>051?-( M'VU-F``Q+F/R/<(=9-"!D2^3L72"GWV.Z)]>-BA,T?P.I1G%4YQKQWP8,'+3 MDTKQKB+]/E`.-M[1L:V2S,-M0%T%;G"**$I2T&!95%@*VV;A[P.H"@,='9I- M6;PY,LDS"P_!"QK\=.1.%.[#.*D6XUI.H"E5-JZTU&">WEU$9`A!E'6V3,H\ M0EVM`KQ$-[Q[SCKOGMJ2E_8P)Q\N/NA:F/2V1L/U)=5Q'S:OQNFRL##!)1%W M=U2JDJ@FJ79G@U.>:@\TY>DU#`]A-R@V'=7MR>.ZM_G9OX3-0H;OAV;!-N_% M/Q-:)`18[YXO".\RZJ7)6UYD3%>VN`'=8+W7;10\1G&4;IF0W_`FB.97<1"M M\X%/\8^VL,7/,U8RGV#F5\RU-]$ZYEK:TQG7X6*/.93(H:S9B$=@N7B$R![#A,`FP+YM[IFKMM7U)[3]N)AC?:45&`E/>EP?M\/$:27C1I^;B5(V^?U`HCNDQS6KVO=\AT*R1.B?`ML,L6% M%83KY48TW6&2BF;$4+2QBAL,`FOV\%2FN29,N>@26U`8MAO M';_BLK6.6?&8`I4,XV3`MNH9^5HJ\2AX3%7\&Y_WU'Z7?SFNKQM7Z\;3#:K] MX>=]VLD[+S=0Q),%^_I*2;7&L[.D7'['V^R9W=8!W5ZC19#%*;_C$3/";7M% M1%VJ6O^0E7*5WI54\,!(]@]!HJ0]K3$E4ZLC(!LPOZ9I&&*M?3-;)N;!_1;. MWN4GTE&'\BG&+'_%Q+!\"&G4P-$1#=&A&CU[PD1$7^7XR^C$-)X3/8+ MH9TU85,Z31`1T(T1(UK]^X81`?^#KR)*9)DA&O+AR1*(C6YY-2;JY8_=8YKJ M!F!@V(O*M??`$P3:&?2L4MM`G&-/;-+;UJOTI]\U11F$@VE?_'IP9F`=9T!3 MU^E/[VT@.YD+E@7YA(2B_=)29P<);O M8#TX^.M_O*[CDQ>09A`EOWXX^_3YPPE(0A3!9/GKAR+[&&0AA!_^X]__[__Y MZS]]_/@;2$`:Y"`Z>=Z>7,$LC%%6I.#D$<5%CBED)_32[39IG"YRD_.?O[YIY./)^>?S[Z:7T],? M/WY\^O'E$TJ7I^>?/Y^=_M?=[6.X`NO@(TRR/$A"\.$$E_\E*W^\16&0ER*W MJK\^IW%#X,OIKBUF"?+7QZ;81_+3Q[/SCU_./KUFT8>:1?)9HI&F^.N@?"T3 MUM[/I^7775%,"')(M\0NR^=GN\+M@C^5?T7Y!ZSDDY-*S2F*P0-8G)#_?W^X MV=5;+V'X*43K4_+A]#$/\B)'Z?8RV,`\B*]`'L`XP^V51/+M!OSZ(8/K30R: MWU8I6/SZ89TOL;;._N7S7[Y\)KKZ9R:E4W6F5D$*5BB.,*RN_Z>`^=:`+38M M=<;N4["&Q?H*+&`(L8MM'RI\Z[,GI*C.Y"W*LII*=KD*DB6X26YA\`QC+/PL MB2[C`*ZS6?3W(LO7(,FO7S<@R0QD,&W03$0[?!LP*$146?E M`G?M"YC?QT%BP`N5BCHS\WP%TDNTWF#_P_:&+Z`24I\Q(45U)K\&,/W_05R` M.Q"049#@,_N>H&<"B^`YQBULBOP!A"@),9[+\49?`*/6+`EGF7LCQ\&.5_8( MV6\!3(@[SI/6CR;>)$G9B&DK_!FPY"6(YT^3UQJ&ETTS.&R M!#`9`5"28]IX?(-&';:8ICJC#P!/LHJ4S++T.:,146?E"CSG^CQT:JLW_@U/ MWU(P7UP4&4Q`EF$57P09S.:+>S*+3W+#OD^1OKW)V1/I6&W.S1J"9O,6;;9H M1(QF+=J<4&B8S5FT.:$1L3=CT69+1-#2D*[-'Y>:T=AH@*D!#3LCHS9'/&)& MPXTV1Q0:>H.--@?MRAKK^]Y6@87=!CO;#%;V%VR.719'+=/QRG"D,ARCS$8G MTW')<$2R.199'(6LC3^V1A[#,<=LM+$USE@:8>RNN:PNM@R'/;,!3W>HTQSD MM%92X,A&(N<@XB,]54',5]ZP/9PHN9."V8M$.P^'$B46XS=@39[XA1Z+D\-.% M%%3J9LQ?!#'I#1Y7`.1[JO?8]@D>[7,8:LVJE5MP(803OK6jQ(*X5[O& M?7"^O4D6*%WK=I9\P<>=(BSR2Z7>YAJ#!":0^-LM_K/3,'C-01+M M.Q_"KE:W8+\]U<[M4*URA@+[+"@-IVZ;EY^3N.6#-],KF6C8B%'8:3LF<5,H MI7I9Z6&+('LNW:S(/BZ#8'-*QK%3$.=9\TLYLGW\?%8'2OUS_?/?=OQA@<$- M_N=NY1D'SR#^]0.[`/8DH@):@=/QQ$'AG]0=PITXK`([<88%NN+L03)+NX+A M7K.A5G>@FF/!(D5KKNJ1A"1[/G\Y&9(ZR=$)C01*\5]U3.)H9OP&\LI/R09+ MSX+4;[7(O6]>VHW'O]ADO=JUM(I>.T9VC;96L?VR'H)+T=:$R/37L,UJ+^,"NJR;[S)L@)$5YC7 M9'D/4HBB<@O\&_A1?AF.E0IUVN.-N(Z76-.15W)4$E.M4?(OWJ*DG.Y=!!F( MB%=@E^CL0TA`AD]``C\L`I,#DY0FS)#%:J*&V4^CPFS?2V9/:!9%I91!?!_` MZ":I#]1+`9[[`CP`/*_+\!+C$:0O,`25Q"1@=5GIJA2^!\I#-5<;SGUS7@+^ MP%H6NX=[AFIG^HN7TU42@)&`J!T',)R=W*.T!$Z>I_"YR,F.DT!]*J_G37G)':2?[52R$K6=FGG8W^K MM/[H$D*MLT6YV3>';YF9=;=Z;:B?B:'RLU_(C640_?HA3\DL@/R`DAR\YM=Q M6>G7#QE8KBF#SAA6K39""7A10J9"LU?(W!/GE>W;G%[6)00XAW<]2'2-CM0D MI**CI-A!!IV2%]O-/=:N.H?(M^_)26 MEQ"V;&_FE*B502WAJY7%XDC9EDK&B^.V61@6ZR(F(3.LQ2/=PU7K-=XN7\]7 M3.B*+M<+R!/WXB#N@5Q#3T#4W,RA@H5?J%8/JY"O,)`22LKF+$K#(["_GO:4 M<(O_/%P\G^#6AYW6=:[*6&I9?(W(4F#LX+Z4';K,VU]VR,M>=+/3FOBNGYUV MF#<;[9"7N+]IIR&YRZMVVF+?V;5EDY!^(]D2D)G7K>W0E[M9;J]F+L611EQK/=H[AH1)3QRV[NY M:]$@(Y:]KJDA/]9*:^>(LRP#.=%!DSH43\!JYXSFR0,)\24Q=KC`-Y2DS9^E MPFX9ETV;-!_0SG([H-M&>\_Y+:'3,G2S04?4>ECPZ*:>IR"4,B* MX='`X/X]_N%O>'G_`M(<+-:\.$+9<<:7OA3WL7C&/,.$ M;,V31CM4^Y-Y4ZK'YA5NU.W46ZRQ[,55+<+538(GY&7*D9UL M/:\0E*K5SBQU;*B54X=3%#)9\.+.D@UQ:>'JUNE:W&P9(TC>?;]L6=&'Z9G- MF6Y?:IK&A8"=\!?;W3]_AR#%V%EM;\$+B"DW`]0J]9U%4&G4NP+V`8PTU64; M\KNK"K+<>+'+1CT/&[)-#6[7JML'JUS=\>X^*&(+F:F%"DINRQW$R;7XMH`W MN(S@)_1HMS`<8X][3<,1^BSQ%T5*O082"$>U MJ$P+Q+!]RE[T&]=9#M=XW3Y?[%BG[(518:!3M;FAI51U:A`R4(P1P-3:]>+* MR(Z_\L7&K.P(SZAHDRC9'Y!H):>&)7FQC:##;<:+JR@T#L^ED7(NC93S8T(* M76SK2#GO(<63$Y,6AU^DD?)%&BE?C@DI=+&M(^5+#RD^G0H,=@BIIP+#?43: MJ<"M!R%I_;WS$,S6Y/J*X-"C7XQQZK$O-A+\16:A'&`P1&NCG$&5=A:QI^;% M3/X!;()M?1>K_5+3[I8=_?/N?EW_L[]F%8@B:"X424 MNGO:;;P5=_:M(#+/%]55O'V1[*8<@NJ2H&\V:_2HCJQ%SU^`V%:65K>@U:QA M3`M](S^%20@W05S-5>>+,NCQ>P:B&W(E"J1K2.XD5ER0HY.'X0!A1*,Y%M"C MX2_,;"A%$EJ:37F1L9;I%GMNL7@A.)/M\ECU1%W;L)Z_V-(5WK2K&I(W3.VJ M-CKVFC_7A$3_&%:AWO0AP3N#M@")\VX2V=&ZE?L4A0!$V5>LOQ:WE'T/B9*[ M(8I3TE]DR`LH/=QP"#9;79\]&E4>0`36F[S!J.0.B;`6M?O@U/(7(GJ":W4= M'.(-='2W2>GSVUT#Y$7)3E_5[PC$)9N.@%?27RO+"RC;$?`(-M:T&G9TA]E: M%^MFR?24!A&>V%X%V_Z9C+A@+2JOH+^FE!9/TI(\>HTAK=[!O`M>)0TI+-@8 MDE/08T/*BB=K2`Z]QI"ZNX\R'DF2_X&PR,O,._4V6OFJ$'E`XH\5#%?[W;7J M<.4NV%Z0YU=`F@[VM=P0IWN^,7&/0>92C7H]C#$/#9BM[LO6WE-Q(L7('S!? MH2+_#;Y@-WN`&7A"UR^`[,%<=2.,N]V9BQ:Z_:#=%CS&MG.%JO6\=AEI4&YU MR[?'%*/O%90:G`KU2OF+&#G!E,^*>L0:R_FTNUIA$X8ULPWOW%6PH`YU#`L;J56K5VGX(0D'G@=0S*)[N>4+UO,UP"2Q7?KX,%Q?TU MN**H\BMB`=7&S+K;HU0S_X[BJ#S@66^"9$L2;<^2J).9N&-FV>*U[.+B_II9 M451),XNI-J%BNMN@5#-_3U(0Q/`?(/H-JX2DZYPG75;8-M>J6VM%L:Z_:#!1 M@B0T%)MH<&)US_,.#S`+6+Z67299F2]D4:)1LUEVJ-3T%R'Z"I!=)J@TT*## MIXA36CX23@GJ!'&,'"'*DT!1W@[I*5\WE\;YE^DDT[A%R9*$CY2YU7%CE-09 MO")-0EIJD5'38O`LC:2$8B-AEYB"3L6+NP!]UJC7_OF%&,8=/X,$UW@4XPH3 M0]`(TNSK5;X'`PL/\A2,;&-:J@8](W,S,*B9V9L',A])5IPJK1[U#B/S>_/2 M\?#[2-,S@6,BL2P\<^[O'5*H>.&RO5@:QG.GG#+#'+.3L*J,3'*695`Z:(;K MV2:%\?GG\\\B^TE5$Z4-'E2;@I55)%OVNSV4J,*4<,M3X$+H_PD M<"(CJSI`&%2]N)O574I0UEOL`M25MO]K+:%`$BLM&@TO)F==QKX%:_H\7%2, M:MIVL?%66QSS#8S+%(QMXF82SB;DQ=3-T,Z#=L#1X4MO M[#=NQW[_C9Q$=1BZ962S$1?<[0JQ"X[8$2_(6]BM5QD?09Y7.^HDS_!ED1([ M5'_2'UTS(;'KOG5(C#8E%QH<6=%*=Z;.:K0:`'0:,YP)T)?Y<0#7Y%5,%+]@ MALACE2',R!C)@H]"C6:U)E/#:W"HRRR/!2G:7DSVNW)LKX)UL`39(RJ6JYSV MFHAT>6J'2RWO-4I4Y97'B`1E%P^)U2&_UZ^;^D%']`*:'*OW*7J![<5P-P!< MKDXWI%M4QVOCZ\@M#P!)ZH9;/%00-&V2V[#[ONF>]$LP!/W9E63I)@VRJ+37 M)E>35=[80KHN4O;T$99E*(1D"Y%$\9?/CI,,RD4U,-V"91#7UZ3)@^Z"/D"+ M%J-O4*3E-8!LZDF_+U%LU462'CP'RK)9&4I,PL3PC"C)O^,E:8KAOPG8$U&% M2ONYJ%0EKW&C);G2C%2*O&%^'2H2;H,?60'QJB>.P1*S=[/>I&A#F@[+0PWR M5,Y7E(+FC6G,Y4OYJL[%]@ZDK#6+9:K-?-465:_!YD9W"G-?6^V[2.53=I?] M/I(!0JFRM7H$9;T&C(J<\C`04#5,RL.XCH!I_D@AX>@!K$&TQ6,F2++^.E=8 M;G?-@%G.:X/*RB=O3`Y%T_PZ5$LVM[*;ON1;L,8M?T/)3;-G_E@\9S""0;J= M9>228Q(%@T3AAE1J+6E3\1HC=G0CCR#M]IPDX:%S0^7@:17D?X"4O$>SQ@N[ MP;5D&Z2X2),E-4&X:6G)%'.RC3K)%]3;&.QSR-^0996F;\<.2WN-$#59M;=B MAW1-TPDYV:NO#AFJ0Z8(3YAWN*SXY^-$LC(=-L+*4T*1FB:T025LQDFFH^IN M]WQQ_0HSPLEEL"'I:UJ!!;-E"D!U9:N#%XV:G1OVDC6]1HJ^#N1AHM2&DP1" M?:#BI79\#Y(@SK>"/H12DM%A=$IZ;7-Y&?6[@@Y-)^ER[G8Q/?,%>1*`<$!V M3_9'#_AW%$/":G^C7Z/J+CN92E6O86"@!85=>Z5&3+/SB%.-UE$+(<`=4'23 M_+\B2/-RAW@0QG"+?N`/`9;J%JXA9>RP2)26P-2`J->PC7-(5BE.F48EJON M-=`,M:$W',LUY"1CT@.(BO*@]B9IPH&B5@!A#RN2I7XT$-5GE#2^D MZR3C$7EBKR`/FY<]48F[[`E=I)C'_IG8%K_`F5S)%@_1>0#I\$ ML$^XN25BD;#70'.F07E,VF3!-"43%;ZSBCI9MS3C;^U%5P5X0NUP]QX^-6K6 MZE.JZ37"]'4@#R&E-CJ9GFR?H9%<[K,%GI*5?!"&2%P:3,I\P_/GOU<9)^^* M++\`S33N*\(3N!<(?C`.TZS0[)VJ&=+T&G$N]*9^SF;8>H/2<2^\#T2EY9?C M%V+=1QLCRYS.QBA#'MT]T3VYQL(_32GC7$^4B^TW\H)N]<),L^M+S4.G6I$% M&T[%4?,H"$!#@Y6L#KA0:^6SDR?OQ:W\_EETR2PC$9JP)./4OU-RS*1WRJ:G M!`&PQ>8BA-D6+2"@T\;QP(22-&]\H-`SYUE&BB"IGB6LN,K]P`_FIV=C4J@B M=:UB])Q,XEY`>*M"(C<3LQ7QI0I+>?H8F=R*)$^W/V`$JM4_8.3@XA?;I=YB M%?/@Z":W"I-.Y=BI@$F%XI30)ZEYKU(%;C/*%/N8F:T MI0^G2(,Z:A'?ES-BN207+E1"?N2,Z+%&GW9R"S%,[,&:A&<_BGW%"P\*09I] M_5I=Z%MXN*88U\;4Y826D?EK!B4S>Y.(^QXD9&S9&*7&&O?Y MKHIDY>*9>3]^,VF-E3SN.D@3Z",;E$ZIE1O-R M!G/]&L8%%HKDQB#KJ"*O@S`:$1KV!_O2S8&B9;+-::,ULJ/YMZ$(LS59#]G5 M=I>F'54W-$?J::SC#[G1=!LAU<7&R7W09K#$&X",L7>\W:35+S] M`4C(!(CJH_+]2\_K->[B"7/9O,BS/"@[]_ZPZ()V,YC:I7U$CN%2ZZXH-#X<$4G8&4%656-S"<]=.;#'$^TWHP?^U2B-9-]P8R0Z>A7E#X& M<4NEK*,'K;K#?0B9NN/-"9C\)&N-Y--Z]D:Z MZF`LN,1-5_>_))OT8^;)YC8,BW41DUNYOZ4HR[XG*0ABPOYOV$P78('((O)5 M'G]J],3(E*5W1)C54J$K-,LRX\6^N8XXP6'+SKE`[*0\)5H;+I#7/_QW$T4WR&TE+D)`?'L$: M+EM_,?!AER@E19,)T:GASHDRC3!JBR,7#RC)\':)T@U*<:=L!&`.%07$4JD< M(T3%ZG*.22H++AY2DF(FR%:MS1T=`-(IJ("O3^$H@<=5DWO0]9MW\5Y3FY%9 M05YCB6&0W*,T7Z`8H@=\:B<%5K"/1,I6I.%KP75.=IYD6+$]$6KPX+Z M:P#3\LER0T`SZ2B"F4+G6($L4ME!0$QAPO1E+-<`KB[=%ZCH[:+?HZS4ECZD MM2D+0:Y!^7A@;ZI61XZ@P98?CXGIBS1;+E.PQ&N#*C>Z=0<1T#=V$R;]M^,L MR668S)F^D#:VX]R"+'M:!V@[ER M*%<.](8=QDL'83J$[OGEV`[1#*E//T#\`BKOWRWYK$_HN*U8F\XQ6GD[KJ.B M[I&G<@P63=]?'-NMVF(U@ZE]MY)JQ=BM!*V\';=24?=(;B5@T?2MR+'=RKX+ MV7>7-^D:GKG!$/+:+UP>]B"R>DMJGH#_!H'&@*%"3/%(DD7L>#"NH;R#'$ZR M.#%]T_/`<2/DS30LQ-,J1<5R]16^E/)H+#8TZ:K&DXCI'BOT555ZF#@3,5.F MKX2.X!!$C%JB)Y#88!7Z;PWO M_H"<@VRKES]5)F2/,%G&H/YM>Q7DP,9L78*JQK2=2_58,:RFSH--Y+DL=9Z. M];Z_)N*@(G?C"7*$-9Q!1/B8_4%)J0=S"1%7C5?X>N9,)&I?H57`_+":%*+; MU8X+KTR%.$1CN\T&:[X>YW)VAO12F:D2--DU/-H$:)I*//SN(3UMVKFOIZQR M.T`V@*]$V]).XAMQ!QW5CKJCR'`27\],Y7:%K#F)+&U+NXMOR4D453OJ+B/= M2;Y,XY2ULZMDS3.LN\-;]`&_@"]`N]6\XF:[2+9F_Y*4K>Q"OA%NLM;N_U6'Y(LB&SZ1I5F>@ M75Q]ZGA65)!5Q(K;;C`Y[GUC&4$%3VC*U5-XE6*,AR^U0:>K"".T*33:P.RG MZ;P\>1?\':5/N)5LOB!^-$LBDI4RW[8<:OB*I&*MV@S2M7QYW5$29$A7(:JX MW+VO*-V<%^^!2'!+?9).N9X\SL9_1E$5,7(@$[Z-*-FL),B\>O#0.M>#U,16Q,W^33Q!(U[T3-\?'W.\4,XPA_9&U,<)MPO`))SL(>0`9C/#8"8/X#J7Y M,E@"*;PHUZM5J5!O2EC258M6_QG]87RH:-' M\)J#)`)1PW5'D^LE##^%:'U:JJ_U$&#S]-&\_3K@%<@#&&1>D?V)6G]OGD]@2O7<.9SF)PL"5T!J4^VKDRP/8X#DDB&9K5.!RC\5Z M':3;V_Z)_R#Z86R&!F$5XS$T6M]%%;EG,6Z96HF,,J.'08V.,22G/WKHP%C< MDYZ6P;7A`0PU0KQ\0NZA]8!!#`EC'`?.+%%KH&V,;EW+T#6 MK>*APQ@+Z,49%#M<:2B@(,I6IJHPGIQ6]=VAN"'H0FW[YSQJPOAQ`->PO*`^ MB=KU^^O76HWS?`72,D$X6),SQG2[[P^8_F2_!;F'<_5:>/=.\7.]%FSGL1/; ME-F+HU2!?OE1_N(J7N8[$Q2<`&T695?$B)C_]=>=D(>'%6OV.JC"TG2\Y;&#S#N.ZF2T:C>?)`_"_%ZU1W`"!>Q[!Z46L+"LU#%)5+@S(K$+'QO@E)3C%'0B3KR8#MF0FK;1;9VNQ5%E MC"US9WAWI6BGKF&1Z?9<\3T;SS2S\=C'L)5L/=;8>L_F\Y[-YSV;SWLVG_=L M/N_9?/R^I_.>S><]FX\5&+UG\WG/YO.>S><]F\][-I_W;#[^8^D]F\][-I_W M;#X^9?,ATJEE\^'6H&;S8=28%J9456`IFP^CJ?=L/M/NH]ZS^;QG\WG/YO.> MS6,[NM52E[.36UEN MO-A>I(:P#MFFGJIIU>V#5:[N>(>XBMA"9FJA@I+;<@=Q38@;-*O1%2$9L* M&YGF.NBA->-73]7B\%P:*>?22#D_)J30Q;:.E/,>4OSK4[Y((^6+-%*^'!-2 MZ&);1\J7'E+\N"SV/4'/&4A?R-JA9!8O,5`2XI5'N4_JV5TRRDJH7/H(I+B5 MNTUFBSH]\M^<^OC=2@LYY.'M`>M9E_>NH*4:2C(2LVD;Y#G3;3/R8_=ZEN'* MF+9;-`%GJ\-4"M8"P(Q[%_EAGU`>Q$WVL.])VDX&R,T$JUZQ5KM*Q>/#M+;: M'*-5A2^_9I7F[G5?X(E2D`VN(KMLPOXPT&KB^-SF`*:8SG#0DL"+`$N+HI%K MY0[=L$/>O@O6Y-_=3]$$TW&]FGLOHE8MBO64!DFV`&EVD^2HVAAPYX2AP"Z$G!?Y?'$P[Z6TYM!].ZV]^Z^9@2;HP!UA#".M MJ1LA%IDFZ^4JX37)RW8=I`G^7'VJLUO?@Q2BZ#J)W/FI!A/VW5>)B7>O=F+. MZ3B[DHR&,?*N^X`F\?A0GF:3;9^QL=I?^P;Z6ZR^L&._7]!DY[V'<&SBZ?05 MFM)Z<0OB(&HX&Z,S.1NCRSA[[Q@LF>L8W/_,D[LN=O0GD132!F6KP2$>)(9T MXHG6U7TH=[/!>.?:T#0R1+9BM4L-7,9!1LL)*2PWO$G4+^?3Y2$K`$7R:K&/ M8MJ=H3X+?L5`&XG;%HY_L<-1,U9[?UHS7MQ38H#86@\OU"_C'DF7+WL=-XV? M=Z\Q;X9]D>7D)3+!CEN!WJT.4@.`3KEE"4NT2;(<#)N3*SH13S1NKJ:I=?Z3^1AL3R%Q+ M[0Y&E8\R.;9Z^UXLZ,3,XFZ3])%P@1>F1#][&7I`M4&J_4RC-JD)PM>B[DR1 M;,:*%VO#/H-?L7TD5'&)9P]XRE@%)[)0[H3V;@9HE?8$_<"E=DT=PS)O7BQO MI<8JY7Y>IT.?*F)UM.&^BVXCS.J25Y+=(6K4*ZK-7Z>*'VV]'&C&VD;2N%?M M)!G^!O+Y0AM__=IJ(-S7/EXD,C1T(#CN6_?BF0YI)QJ&?^I45>T2#Q_`>9"N MD!^"Z;0S;`=1_NMT8BC+(V;"0W780L1#"=D>I\112I6M]2XH.VH\I1:ZC'&C5`BUNF<\8Z*#->0*&>7NV3QNU/49MK.O37-C6K#RP)DK(@VHJAM]28JDFUXT;&TV+XB8H+H`B3X'_E]'"39+/I[43$O`IA"Y2&\ MI"I/`%SJ2E"%EE0+OO5=98Z1N-R:E0>41*4AD+B5)@`@>:%5@<.E/%9N\C:, MQPZ;H'E64JT7[E&6IR"'U87:=HERR?"$);[`G/TY6#OO7MRS3WKW4I]-TB,^ M6]@7`X^AU<$,#.M?+[$\C%3)NM692A15'ZDK<0(D9*R_=E]DD\7JL455UKR8 M5@W9?@3I"PP!X56(7DI9)E0[98\>EVS-'!:$'3Z\F&\->;Q),;Y`/(B3>8)^:T*"!:"4%R5"4E> MU:,'J+3>#@M7'EM>)'@>LCQ;HS2'_RC72?-%ZW$&(7:%-9G0Y=0\>N3*:NVP MP.5PY47`A8CC>SP]3EM3E,L41%`\!U`A(HEF%I$W!FPI78Z)<1:#+A(!RR[I MJH`Y\J_YXA'D>75H3_1P6:1DLZC\4W,K0(VXXD:!+/&C]P*+NO=ADT&6<-G4;8%D7P MEE@TM0S#N8QHL)U'AL:HX5]V04[W&F5%&GM)GT&&>\@PYND.-CT+F+`8S3YNO`ETJ_K62N M=(FB28,LBK4H=""K2,%_?)JH1!&,BDT-N]3#A%-55QF>@E>PBZ9JVK?8"MD) M?P`D@<_!FKEMX$=RV)1DHV??N0R*#&3S!;9% M"@+"3_7_%O-?4?H]V02P$8$IRV"+H,G?Z+*-)N^CFS;&NV?5&C1ND@5*UU6J M`)3>IP@O6//M99`509QO;Q(\GPJ2$'S'2$U_I#`':5;NC_\W"%*1K#U3';K9 MYO;7P9H=:9QPZP)H-,.U!R8G,I;WVPXFF^$; MBJ&=^3BC[V"F,<99D'-O+'M1&./NA4O+L@!V_CG-T(X,"`C M/*-A$6;9WJMS&`O6'QQ$>&!_VE&,&0"XQRUZ$+!PI$)=]0Q[KR:ZNNRJ'H(< M,-+@*];;I<>7KC?2*D;"KY&^_"(DM%/:2[?@8CE,:3[+X9K<^7T$+P`OV;=X M5;,.TFV]IF$]EV!&A@T;23)30Y&.=HQ`)=G@(3J?!U#=*4?W",7-)OUM`)I_ MX@G4`X#-WI$4WDQ(,K"G1W)2.+2@-7U,ZC4^5JZ!^Q2L8;$F)W8A!$FXK=ET M>(3UN`I2L$(Q%CBK\W=6#+?*M-^ M1?N-72X`9"I2(<&O.!60*(BO!1L^?2]VT+L,T^\],$M0H3'.G01%RXLO"TB: M>++[L;IX&%![M^(]N8MJ^I9V3N?J::F5WM M8UZBY`6D.<1]R"-(($J_H1QD5P68;5(8GW\^_\QXLEBMVN[U8MEJ(TW7!,Z* MM"7G6;[]GK`L\:'3'V;93J:,!8G`N`PV,`_BL5?0]:;'?9#FVS*G8A#6(E*7 MTK+%=^],B8K;\L-O!;'K?/&?10JS");-9'_`?/4`LS^?4*WM!U"^M4F[:*]/ MH#E1TB`PDI=*6Q%9T$O;VJ[14;>1I4JK7<-Q%4F@!,- MV561(=>$%TOP':NS,"1;3#!9WA/V8`BROABS)'HLTDU<9!=!3+:66:@RH=6' MFQZM*>'0@K:T`:K7MF$"//K+X;C3O"&AT"$H7S1JG6#,%X_%AI0!8QT*YZDE\O"%&ZJ#$L/8$DR<=-[XS*\?A=L7Q2%J:Y==)-%]4&9`H79U$Z587 MQRT]`>BH2:S3I7&INTC!5IWCX390#,-M?41]C[)*]<_H! M[[!TZV+=0X4]@LVC#A8(3@!;UO6F"C\;#!BF.^,BM&GV;K-A0(Y2HH>A3HD) M@8(MF:Z5.Q3;6;?S<=->XS5GO'SN%LBX0I$10R(UU+5D5UL.U\H M<0M&-)HM$#T:!XU]4-KPL*`3Y8T.O3:;;=K/APZIR$#X:8E>3B,`*\#B?_1Q MBG_ZVRU8!O%UDI.4')38"?K7YM2U_W74B`DS5""1L&W`:#55GM3VF[!X$B]K M\:IY^ONCE$_-HZ.=3R/&3C",A+C<=\Y2NQ3*-T0[-?VUR?`IV#&L0HUVD#,+ M/[R!;QA7\0QW*,V7P1+\5@38@5L9,RY1ND'5Y(,:T:!>L19:I>)83Q[2?`D9 MR-PV=)LXL;(*41?GGG=+&-XD$5@GY2.,`JM+%6XL+2CLFW559.-:5$!(/K]: M_3OYSW.0`?S+_P)02P,$%`````@`K8$(15T.D:8VW@``X$T-`!0`'`!M=&`L``00E#@``!#D!``#M M_6USY+BQ+HI^OQ'G/^#ZG'W=':$>6^JQU[+W7G5"K5:/M4]W2TO2V'?%Q(X= M5!5*HJ>*K"%9ZI9__<$+WXE7(D&B)'VP1UU$9J**SY-()(#$__B_OV\WZ!%G M>9PF__&[XQ_^^#N$DV6ZBI/[__C=/G\7Y3'_Z(SM+=4Q;? M/Q3H^"]_^1-ZAT[^>/P>W3ZDVSQ-T#7>%\0V.ETN\6:?_X!.-QO$FNEUDO_U>Q[_Q^\>BF+WUS_\X=NW;S]\>_]# MFMW_X>2/?SS^P___R^>;Y0/>1N_B)"^B9(E_ATC[O^;LP\_I,BK85VZ)?[_+ M-I6"]W^H;4E;T'^]JYJ]HQ^].SYY]_[XA^_YZG=E%^EC`R-5\^^#]N5W(K_> M7_[`GM9-B:)8H;K^VN370XC_?EFZP==XC>A_?[Z^D$K_Y0^TQ1\27'R.[O"& MF&3BQ=,._\?O\GB[V^#JLX<,K\5Z-EE6JZ&_SE_HKW/\9_KK_)^-YC^X=.^> M8O$V+:(-3#^9OF%?!V;<._T5ZJ=5=?DKY*],>(HG^)5;9MP[?86S.%V=)RO_ M'>^;@NK\31%E$T!E:,S]"_COM:"K&_K19_)7QR[^7N!DA5>59:I;X3N9:>9L MF>9:=[KL:-W0423-A%^'*T3_>_?&X'"C^3_+1 M_S[=DMZ1_Q6?-M%]I8Y]D__XG?!9$1?T"_2>_:';6RK?Z2\94M-]ML0]"X,> M_._-W<;JE^J\:-XUF=+MAIBEP05.WOU\\SL4KV1M%_5'B'[V/_[0]'GX/4^S M[JN)LF75(?*GYDN4+?ZP3,EXN2O>=;[/.DNWLK>0:GZ\\K=@^OZ*.LU0D2*) M[!^F`=W9/LNH71+&19O_PE%&G-='PJH>.G3-RN\H;^:`2IE2*(!J],NPJA1; ME$\1?XSH85HA:Z)X'R>D.X^ M?4RW49ST,"5Z5'ZW[B,'S+8504%5H%.&T$'3!?\$_<(_^U_SXE'X!E+U+]=% M7[M5!;JAY*18^P?>;/Z?)/V6W.`H3Q.\NLCS/?=6KX/$0LD8EU:*'5/RI._IYM]0J;2 M3Y_B#<&KW)D1L$$MU2:'2/"DW&"G/2.1_GV9/0DH(6W28T&OA M3("./EC27%[M;_;Q,M/ MFS0JA*@5/.]@MO/<&;$M;;!X'2I6H[7?OL(J_QRQ!R$@5?1Z4H-?5(325M,N M1@H=A7"HE6H6PU8@4B%V>81HL]" M@*WDA:5F/[`(O-W67?R*-$T;.),0)8LV%\D*?_]_L#@\D+3IALK]-NXQ&<;K=ILE/KX)]2T0,_('.B:#_ M&=]'&S[FG'Z/^X"7/"V_Z>"I`[A[NJ`@+58K`[*H]8)]6`[@Z!?Z^PTK7`KE)W;$MT2MQ/>V'_7<+7\$X&&I(FBGVM*I\Z-UT\9UTH_" M\)6=WS]5_VYBCTA;]9U@(^F(M'64W['OM<_?W4?1CL,-;XJ\^J2/N_+C_WWZ M&,6DIQN\3K,\VN`;O-QG<1'C_*F'BV4O[07"R,)Y?%W->:F:M,__\7\]U+$ M=M]6%UP"D>DW53MSF.43]^ED0.LZ,P_&J$_T_EW")/.QZT@[0?]FX/'Q[Q:U MYG=$]3NJ&S7*CU"E&7'51ZA6CIAV5!#UJ-:/6@9>?0(`7I^#4S@.-^CZ.O'Z,T]:9"_11N&Y:!=E0IBYIY(\]*M_(Q`EX4;D?9D%M1/%1DHS,,#7C^N M6ZD8U$V0W'=COQ)&\[,66,`I"/?48^0 M.M$._\SLS,FV_7:_H0DD%DJ?I=M=AA]PDL>/F/>5>H6ON+ANA;Q:;%L!24,_*UT>D8E0M630I%&@;P<0V] MH4QXVZ;"2V2`+#"=E`(`B0E[HR>`4=H8V\#P/^FZ?IY#[W@T*$HP5'\:'AN)P'L+((/`\;HQM M0P]AKG+12LNP-"6*DE69J:0KKM$PM9/7.07T"] MZ&YNV9#SI@H794-TQUNB'6T:'L%M8"1FN>7+E5+=0(^$[\8]"('TJNG*9_(U M+@J\'6P)'2ENEQ]NB4^3(:@-3CS6BVP#9`BZ*DTS!%02_4)E$1,.QS780A3[;P5KQ9;60V?]![KM!-]&WP<;&\?*V_&_+3^-$V@LVGJ" MG>S6B5%.8=`/`,_0T[GX$&WH/3T_<&LF@G` M9N\:Q.]_E']H5(UP$OU^S(%^JQ7DG?C&&`#P`ZTC]Y6VX8^3U2OPA:]^;N3/ MY/BG7C@>6@='O/WB<4F#0UD\]D`#MP5D0!H$LHA\FT5)OF$7`)IGC`V$AE&A M4@C.(RC,>)H)ZBT:,E^G:/&)X">^3]"2U?Q=/J&BD0@O(6R"$C&=#=^AE,(* M>0EOM1;GX^IJ%=-N19NK*%Y=)&?1+BZBS5E3L*O/4V.!BJ,&`J[\U)H`Y::I M-24OS90LZ--W,>$D?SXS^\S??3KV[?18IY7M,,[04FAL$P^()FW5'(,:_E3: M)V"6^6"GE>_S*91AS>A=ZSFE'<148@9,"F3(JD;0_#:]QO1GC3?X*RY:&=/T M+,H?KK+T,5[AU8>GGW.Z@^IR1Z_4CI/[TV41/[+]:Z=WM&[QLE^:W:>)FK(^ M3#@S';Y3L`["6__4?L63V45+,Z5?5NEF!Q"Z6Z[(8_KADI@A-&6G\E!:Z4=1 M;>"O<[LRC]1)IX-JWW'"6^OZ6U_?)@PW+1E/6#'@NXA\$YK4P$G.IDC7^+=] MG,<%OL'98[S$O)@D_57N$Z;E[]%F/UA;GLB&([:ROQ@+RU3];(/+=G9"J\N`?+4H_N[5O.Y]V3(E[%FST9=%HE M)GB5)KSZ1,!%O]*^8-_H972Q."??A7WI#T]B!8*BO1-8JGRZ3TNN[MQ? MWT`]N?=N*IVX9^N+]O-6@1M4F4#4JZ*6$;I(7)FAE<+YO1%'Z.X)R72%4)-Y M"LZEDX.[-QCX,]H9!WQ_MT,=`C[+]I`#JX5Q[I_A]IP#=20@M]WODTTKQT:_G!^5@@]4*?Z6;@_'K37@;E+>F'>QW0;Q8F1&QPV5[JW=G,O M;JLQX-\=#6S9NYF>"IG[.&+W.*)?>-,@'8(`"%JBBU^6"8$;23TQ^U8"(YRQ MWSC=IOMDL#`$J1,F,JETSAN6\%X$%)-T.N0Q(&G98>[D7>U/6E4R<"<<.;^Z M0$%KE[%J\N>NM@:(;+O`8@@LTZN#J`4..=G_GM. MK=]+CY%RH0[/=+K]8@JN&K?>C@.@CGN(NGG>B)(=)0&!U*R%KFG7!NFNSH=M M/PN0:F)JK+VGMK1G6ZT6UV6FIBS#R3X)`*WB_,C@]Q)`,!^@#>@NHEH5K%LR MN_&GU9([FP-X22I'(7E+\]-?MN-0^+#C#N!V^774^0FNK+;7#046IS>FIT?5:'BPO M:!-^/^;Q"=JR%H%6)#Z+[M_R!3W)'%ZQ!X45>/KY3N&2'OR'/3Q]GXKG^ MKKW&1/O"/5:RK;)RA!IGP2TA;NH(46.(67MU'H!@?D[>(X@+=@=?ZR.^*[Y$ M1;4]4GMS#X1 MEO0,--/MN9-^I\(JV\\QZ:6C!.C,U0!]T%-7B4G8R:OR>QV@7ZXGX++M`_": MG7VO0/-LWG;0ES#\JZQ;?CRJV-I"F3#,>+ZP20N&LVKO`?(@OE6)-2AO.C`" MXS\E?0_08_;"\G;X;>TC+739YO/$NJ;*`HBL3^/YS#L",L>7ZE^TI^N]B7GX MGLP&F&-FXSI\C)Q\B]2.FFS+^Q>@1VK5>_XI(SZU\;#TRMZZ/+NQ5[+4I_5, MQOJ\>2?#'DSCH>PZ,\Y+V=A8L!;M$(RV"78Z:XM.(_TI$DG MBJUXK#U19.OMFI#%5%P2F>C%@1V>SJ#/*9.A;1OG9:1R\2G^3GS.MI7`B>H$ MSI(T#^@TJ9R$62]F0+C5R*T_ISJR!]!`/ZX/Q_?N%7V9 M^#8<'GT#/*3!SB3QT+D"$B#'*-3GD&/LZ9LAQ]CI@?&`^1?N31(6"ZGO*@;J M$W2J<6ACF&KD05Y8#F<\2AUSC5*@N.<:.ZI="^SSVERCS-?:Y*&=IS7*+5V9ELCT?0LC*VR9IWTLX)B M8GM1'T"@GI(\)X^S4)TE%"=`ED@LX`>U8J(Q";."8O2]#M`QMPL#5-\-OB:2 MD15GIZRQ,IM+5O8KJ)I()CWUXY7UEI^53S8C!(A'-D8?E#]6&H3QQ@;?*5RV M![!EQ:B/,Q$=:#M+IQ02]1C/2>_6X0?G=C#YL0?;$Z"'*D%588NDZK($*TW!%N^T%3WF/*% M>MU3%D'3]6;N\H6&_0.KA&9DKU6^L%[_JXH7-O4,0W4W+G@?6]/,!F8.)/WJ'_Z\>C/Q\? M'_WYW__TW^E'[_E'?_GQWX_^]./[N:^&MT64L1-Q2SEW-9B[@,G2T4-CTR6G MQ;:AD'T@YQ9](754B.\.U3`#<^.ZDF#[P^#W@H6P[VMT`.ZQ<-`TN[EZD??A M+:_:`Q:VVJS7*K/`U65GWF\5VMZJB?91^=@S%?[B8PB\!-_RY).88488W7G[ M^'KXAGHL4WM3UKK76)XC=0=;Q]Y$=Z>N\T%5IS<%X(@L'$CE>8W*,5FVPZDJ M;UD5#?PV#HU^Z$*I`=S,(>E1&(<.U9V;I%RC_5T=W0 M(3'EI7)C\#Y7L"(#?ETO^!V]`5S,&^1MO)-!G]J&V-K_YGT/"BJ3CZ;,N_6="P=,;NJ:,PU M5X^>$-5]""ORX5':<<(U)Z?#G("-2]R.R\Y.E8)URK,Z[,^#2Z4*\J7=Q$RH M'L,A[^*<]!R10)DR?3E'CA(P$3DBVWA(N41(X-I7OP=`;IC#BZ+P-<22H5ZA M2T7[>98,Y5V8>=:L[!1XD7O)DN'S*'0/MCQA!A:`@O?.JQ.ZG@;!KEDFNNKN M^"?6B(GM5_R]Z%;A/*S1?GYJ`DQDI^+FH406PBDX5)1AKAPJ;S]?]*'O3HCY M>Y]1B:'!EY3'!_63=H@#SOV!N$_3;Q`1H2?>L2-N_1`/W(6@`"#(MD@3O4`5A6?:+*GJR6S[)@TZY;,4J70WY;,M M'0RWU=(43[!E1-TW8.K[':`G9+7-;0V*0Y M%:GY&;##D4*(6LJ#.",D94`0FLE-K!XBBME='8(5%2]?P(M9SP^3,# MD"3@<4?0G.',690_D.[0_]!(ZY'$7DF17[$K"RZ298:C''_$_+\]_(X1+7\Z M.U%'?MD8`_?8(XRKB&BM;O$5%R@NGZ`WJ_+96[JY?TFT,*:R/W"C;U[&CL)5 MZOZ^N[2VT=)FNKWUB>$--J*,,0R);3+NG%4(9G^TI(X0ET,7-?0KT9GO#)H: MW9)1:RIXAS>VG19G498]Q.%YSXKM^,7O)KHIHJRP'\7$ MMNTI+M+34+L_.-$M6G?X/DX2(A#*_4IVL-'26?%636C<$]?S5VAO*KQ:#4C\ M99\G*Q"XCAN2A(K4@`WH*C#_4+4:6Z'X]=))_CZ"[>Q,73IS3[.=E%\>IL$\5;FI`H_UC]<\_O M%BL3%+=T4680(WG27\=3X/J=W0-PCR"76'QU3NUT?-A<<+5TI!3,VVC*HM:. MUFF&N'[$]?)Y(/^SL5%E(=$OS,S,ESWX8TXZ$5C[_A/85-?7>OD>S\(M?XX3 M?%'@;7\QS*L-#^ZY92,@%UWW*E0WW>_@5*ZZ:]>KNZ:F$+/UC'SVD%*>_+80 MP?Y\=VW.E__N?9_Y?#A>X=55AK?Q?IO_(XN+`B=]%ZQH4GE081-7!RA0:NR_ M_L+]5\*N2%+G5N1FE%Y()K9@3]";)"TP^G'NY+SJW:7FOW6/:8+6':)(M7F" M!-P2D,+`�<5W#8E<_0-_[P""6X8!FT+%W'!5JFVVV]-C6TJ66.H9=%M MB#:D)4J;IN@7WGCN::@%/-+1[Z]'.[UPAX:FMJ;!))S;-K<'`,CC`2)I4W3Y MPA`I&PF\0#*`""'8P6KF1CZ6`&-2*.Q`@J2\XX5VRW.EG&T M^9)FQ7UTCS]$RU_QJCD>*QDP[,3J4<-4S)FD9H8\S#2L#*L9:Z%JT;1&V[+Y MNSO6OEW2.!3N6J(G=7NS?1*;:>@RV<;JA.`%'&;LC$(A][@#W:H]X@*M,@@O M#+K2`<@O=N<>BF*V1,N6;=.DB)-[G"QI:;PX7V[2?)]A24V$4;*M0"-A[]\+T:;1GT2]4V`(;;0RD%>,-#JANKZ?/=TGZ( MG#=GN#F??;)W(JZZ,;.*%=O$XQLE_C3W1@F#]VM&LE&4,B10`'1)DYLB7?YZ M%667V4U!-]>P(P)7.+MYB++!SGISB19]M!(`--+8@*:3F3D=K4RT+'A#E-.6 M1V@7E;7?T9LX02N:$LAR>FX+Y50D`-J9XB,=_0*'--0(]^EH9"L$6DJS)<+G M0\H!YC\Z&CW1R2J9,93I4"6@&9[X98GQ;Y)NZ#258%N10)@%R<*S[)+'0QP# MG5#O*?2$8N/#YB*1+H;?T&K\W,DWGO^(N_H<1?OB(SA#B_RXI>(%2VDT/$,IU!("B=CHE%^P-ROGDJC5D%+=5G#, M:NOU1#"!"4.>#21[T567.S3"XI^$@WWARQ530/8FI$QH"T@(,=09#B].:W>H MX\:PI8P?[9;0'&ET>^7)P(P55WK28KZT!J)P.2-XZ2K>B-^.ACN-D)(_?=WA M<.BR"0=T)!(TE;&HTQ2:1BWE7GDTM&-%I+ZXF$GM<"Q<*HE>O8I+DE>D(5-+ M2LFF@?8YZ41/`[(UB=-D=8V+.,,T\V>RXF0KV9#-7-*=>Z:V@*EH:5;#3"MM M5?%8=$54!K6P9(V8U/E5#BAKJJ3'8#O;LQ(ZPP^DL_$CODB6Z19_Q<7E^C;Z M+B"PIF6+L-*6``25Z+;>FZ2M'*NUI6.A2GK1:4`KQ)(6Z`VM_SW_:*A]TZGU M*QD22R+4)Y)2MU\X0>X6TMEQP-)Q'TP7)9AHL>NW1^@K/[9(6A^ATZ+(XKM] M4=5ZN2(!1E(\)\#)MP(!(&[F#3^RKBF"+D,)O>\&#;(T-J"#*S-S(RG8#:8N MBP><(2$?0XJL3&%AQCNS2$HC;$C#8"*GY!%G14S\*+N)5KR0J6A3,T[8QIEC M`JT>=F_+K:C)))-;M!ZA&YS$:8:^I@7.$;W`F;R*?PMFV5/U:E.+-]'GB:!Y MEQE2?;XP`Q@&*2R,`LQQ%S'L\,US`8@TD!F+D'F#E[I3-_N[-%O%"=V68N(Z MU>V';E36'HX>8@L^W:O2HB%S%#HZ)/J?>^9VV\TIL<@T89_5COC/[\/CF08H M8L[IWZ64?F)1"155=J9`I@\GKK;F#,N><^\#,D!/#XQ`_0@`!,%`1@;:*74( MK0Z>H4,@V&FH2+5%T#-TU#F/CQ,6'_-MZ>]GSQV*7Y<\WC$.A14A3CA3P3[% MS*,:\WC&YWCA"?$2,R-'B"$3_LE#EE43I01'!^G[-AL41@4DAN/`[/3)=FE& M.D/[HCU(;]"VII"RK3.)%-H]3`7TUM1LTLDOZB:41D6(I^!-7GTZX@WU^:00 MZS)*J]\WQ@"#>@-+3@`[;B.,.:<`#ZM#(TP:P$-!;,[`G?;I(LF+;$^W-GR6 M7(B@:57^,-)6C@R2Z(4,<]0F5)Q122X819JG`=7CU[W1U.KG[S)#(M#FA%)G M(&007=JD:"$D`GF13&IQLWS`JST)Z-,U^IPF]^](8+1%/2KD M85PEI'J?4@IHKO,1-)9#/X0K=;H]^A0M\>DVW2?]>:^NF9``[6:@+&@4^Z/" MP(8Y'WJBB_8VX5T6)\MX%VU0Q%J$1`'!:Y7R0/P*5&1H).2,Z&N=E1;:+='J M1BU*>-CH+%8+38=1VY<5@CPH"F4;C>;]I3:_]A#YZAW&*HV!H/X6?R\^$&N_ M*F$_:"7$?:L5*/!KO;;(-RB,J[9DSH"N)*-`2+@?OD`I\(6_M@KYM8`<^CV= M_M`!EFK1V!@)C./2.3:/291,&B#6(BA/.18QDF2*&V3"2:">13M?B(HD+6F1V63^ET\]E MF(6Y[.$CI:/AFU6Q5*%"3EZMW4`X?8U7>+LKJLY=84*9I(CNU0E/K920SPHI M4#9+[7B:&)A;-B>T6M.B>?J70D:&6$,(94!#2@D5OQ%%VJ#YJ&&2L^B^A?:\:=HM<>(1/;% M`VYMY)^?8.8(D08C!B]0%9E(Q.5ABM)>(!2M.G4=%9B7J#=,))D("LFJ%@1E MK,J4/]H:6#7GKE;9@G^*X@J.;&=WP(DD(^!(.6SZ2E5$5NF0LUEO.1!*?XKB M3%0&7]-*LOFO;@6\]Z_4:STET96+4]NQV?[7EBPG)F'L^E"]1,56/\$OKM[I M5PJH-OIU=/I#B**_7[/GX3E@QRC[:0N><.8L7Z*"SJB> M/A(/KW2@HH9"']IM"$J2MFI_`8W`BCE1!L*+ZA.T(A^%Q`CA&Y620O;;JVC1 MEI$S8ZAY1FZL<4:"R*MT$R^?3I>_[>,\IBL49VE>G-(KF^-_L?JZY]]IJ=TA M8\:)USRR%7=FEYU!6,Z-LJUFX@B5B_8#>@)H56I!.Z8&18T>M"2*9D\.C,18 M"O/>^WRWT]3U`F-Z$:9O&.ZA-&ELPGN(O94J]9-QVFS/I5;!HFJ#XH3$F!$A MRB$R5;)!T_1-6;`P-^;<_)LX>>=HN=4\QT5.XV5>SGZS2;_15RVAF8%$CVM* M"2#"*6QXV>!E:M6$@3HMB_IS%%4/PJ";"18$G#-\66+B*81%[-/:F@:`@&D& M8WL`V#MNC0&TCCIO>X0:1)Z^!$1*$Q,^(#EOPF(=)WA5WA?#KHLY35:LXOD5 M&;6R^IZ3=HLF"96+RR(`ZFR&%@B=[MQW[P5P4`C6(8WW`+*S*%6A[A5%]+I7 M7F>_JZ_7K*4RE)(1D%A//4)MX,G/\1+3 MF/Z,^/9XN`7%18G4W9DI`?=O)F;].C2+'MAY,&/%@RS6CK9%.6_,9L.A.2$K MR"F]CBT`=&[&1)_:KYCW*%A'\E,4)SF]R@D+[H?0C,9M[3NXACZVA;7>)G>)^S"W`07*%H6^RBCIRKI16]A.P(1>BS8 M+WFM=I1O*;'A^<#VM!"&G,[;V@5$[[$X_CY"_2&.R?'KYF:_RW=:5,NG_A/` M^N!2`2QLK\MO?)96#(57[9(8D*J>(S\@ZN"! M:]+``'\`N0.)%><4@K+W`?G2&UR0WY#VGGZILWU61/&&_U-62W"\"JEO-%$! M[@/U1OVLV(WMAIUK,U2[:#\)J."A`\B4CL?NI>L;K68CE<]_;[QY'4@&5AR@I)B:.`(.WN&"+/PZ.,@ M%I:/KLXY&CEI46.IE^XV!J=56[W?1(S`DAVM!@J:8_@A,DCXEI44DKT+'87: M(LW>[2 MA,U\TC4B$J@2J4=&AN%PIT6&(%/2W/S%ZXBOUJ1V!2:]",@YT-,[RP*OKG&Q MSY++A"TPL:VF6L>@%Y4Z!94HN$.0&YMD:X'6O)T_T*A;5,\1;T"KY_#'H5'> M`#Y*NIN]5AW5Y5K4--=9GQC%'J=M>L.0`)9.Z@2XI@]>)+B-)X%^T!W6%#&7 ME'_5M).O_H,5@)5H]KPN;U$"5B7KN&(>2*E8'0C42]_Z8K$2$LD*+W M&5IU.G]BV)\9?,=W M&5_C^_V&6GHZBW9Q$6VN\6_[JD.U/M12^,I)`WP=`BGGS?*UOL)7_(V$1>D^*>+D_BI+ M$_+GDG^!KVGQ7[@X7:4[,FBHH@U;':+XPEP'I#+_-_Y'1*=)@O4O5IL:WL(TSQ`5:85$N-Z`&NDQNP1_- M#6O5&TLM?N`^N`7-N_B6ZIL-XN=1EI#1);_"V0V].?Q#E,=+R19%H[;E;Z)I MZPA]I79("I@84E%!+[]@'R%<-FSN<`]FTZ#9:T]'O)TN?Y1B;1X9Z`^&3VQ, MPRM#1DE:2S@U:`W,JIY^G[P2F[)AEDC#HOSPD-@E@X""7XKWI&983U#%,:&- M8%A65Q'0\&O03L*L5CM@3M6:/9PAU-FRH5-7=E$]YG6%WC(>L79AD6?X?A6T M$;X*-6%J$155>GI]`@@L;ZZU,AH[QRWP7%6H0;_0-H@U"LS_CH>0),GLCJ$Y M$\+"6,MD7F`R'_`S#YC`L[;M6(?_[;"?WM"Y2C>;*&O%)C,7;5._3EV<;QG? M:^-Z+TZTUNS-@78LC(+(<861.%FF6XS>;.J1ET>PSQ,[AE[4'#PA><\RBC:; M!9K-_GS-^L"WQJCMC)CJ=:=XA\R2_@O7S_6LYW@&Z9& M(NJX@=3SA8ZAD[7#SM#1`H+GQ'/FJ;(Q$C4GHEG.$2I;/`?(G/B`S$E`8[-A MBM8P-^LM*3M%-M8A#=O-OTK31L&F7VWRKO8)5Y-,*VA90Y5RW^.Q395"M>SB M0A;<)6F!T9_?_O5Y@,AP6+9%T:PSH/4:+^FF#OX*;Z/OUU&!Z44,R3+>E$PT[CMD.(V5[X;0Z$I4]S[XR'N!]4I)?B`K"WKM(5>& M5GMVQ]7C\#I.%M8_[)-5AE?%P]PW)$"B.?4&IYX_<5U0?0V#@G`I1;C^ M3,`^NLY3:4+E>$WYR-YV5]L1B@I4*D2UQK[0$9U(+7$R\VZQL`DJBQB"9.C\ M<4A.SV74%Z1W+R`0AADF`ITH0BT`XJ%4)N"SMJ8F]2Y&JZ1T(/P<5'.-_>E] MAMFN]Q`<@1$@!CPW?64B%JMDAR356YH$@\"#H(DY=P#60UC>AR"_L!:%LVG! M(Q:50PHL&&<=$'[;Q\537'&[ZA3\.@@'2]SF@@.K7%W&@WWY(`K%&;U"!BSZ4)L;AY+@& MRLUS!(HL?'!`ROQA0M.KB^01YP6=C=SLM]LH>S+RH!HIB4N52@$31V+'N]-5 MV[5AETK3P;!-!Q(%_0S>H)J.$@4J?BIM3H=0;[Y>8Q,(GJ+1X`@U`JB4>%&8 M-1Q#8$$[ZRB3%_$V*O#E^E,49W^/-GM<_]'4F!0/-2-$J_'&2M25TA;&0">Z M]G:5U+95MZ"/$7L>"H?'("9U?Y,],EMHZ3#:VOILK*[[Q2NXGR:KSW%T%V_* M\#:B'5U=)M?4.V5Q*].ND MRC5Y,KJXBC*VCP*S$K1KZL[X/],U6N&[F9=E/'(@G0IU7<\(;ZOM/WU]DR!I M#38Y\->]Z1E]W(E)2C6LJM@1JE4QKK>5!;<&=LC$ETQP#I'YSV1=[=JW+=^4[LY[C-HB1?XXS,$(OT,W[$F_>R8,NK ML7[@YP1>A^(C_;+&9&_]HY,B>OV M8E?HQCU^P^#=`WQ@Y[6K\_J&3L!WU([XT#=B"+4M(6YJL&.W"0R9N2-^_1]J MG,[%J].9`N_/U^L\MT#R+)`76/(:2'6L!#A:M_AU$,#GL[]0C1K\' MK7`RW;,MV<_6MXNHX]FY2_#IW[FW#/OV[H/O&+Z?"#JJ%/1U9B?A+ZX\0J_N M9P;8/V?_\TS"RYMH,[A?PY=Z^`"R5!_.2,`Z9!PB_H5[_@3?1P5>310DMKLX MD<-O3"[8G\_&Z7;A[F)JK/4.S5!;CC M]+!]0!"QTX>G^L^_Q3@CJ'EX8N%=^_[X?D1D)-2/*2]DLX'%^2GJNK'$U_967[M:P]GU MYL5=`'5JDAUN@[WVEOO:0O%)8%#WL8=M@CVK7C:LA>(?/SRQ;W*VB?)<';6( MVPT#E7X[N-BDJ]E3."(T8AB!"&3;_+][*K2O0AI>=$4D M$85([_PDX607T)OQ>3"-ZN`652$/L#?:GXG M[YZ7235]0+'_KRM@5%X_ZLT M&HY'5G0S4!^M[_%$7EO7D47U`)$(K+XGG&8),[Q+,WJ7490C>O$(IB>KJ'Z\ M.D()#N7<^S3,\S,2&.+:V]B@L.]IM-!^X_G'#X=LZ^RID/4PAI=9\ MSP1UAFTG=&I]LOVL^1%JD;BULRRLE0\K:&DF5T9O7#]'DJK1374T]N?W`>I% M$L/JB<;B=DN\WBH?:@W.L"3K4*[03"7W"H^,^]OV`+Y.,Q2SJ'%;30&BHE6L M,!"W8`LU^X5.^P*#6DTC%B;5Q0'GC;6U_D#55A%M>V"Z2+N_@@8*:[91MXBU MP[`[$%(JW[B MR!EC09SU<=KU8IB$AM(.NN//6R+:M3_A[>]S2$:#6(3?S1=N0AJ,*^`;]^R3 MTJZ&X+?I!9>8=OHVCM-M6^V@[G?RR;II?_P%_:#]\^^#>Q.+G@--U^@.W\=) M4JWZX61%_[R+-NP>7YHEB)J5PTUKY5"<-N"GY_/X/HG7\3)*"K1O>_&8GZ1_ ML^'%B=X^!Z<-D808`VL?3MLEA6'W'<)S%[[N/H#JV\2^XMA+P!;VG0@'X@', M;D,(W`4<_KS9X`@^A&;8@,W',7R7OH0W3QYY%-_9FC=W^SQ\K.%A?2@L>G&M MF@/[[GV?WZ.JMYFQKW.SOTLS,LV@-0$_XKOB\FX3W[-O(LU`PFCM>U)7K5!> MU*T?7CPH2)>,O">`I<59FCSBK(@IO?[G/HG)K+4M@X@03@J:N@_$%0+A6>0& MX<`D<8%N!H3N#Z+/\[L^?J*!%9DZ$5X];-"R[Z)$+:':;+X@%GZ')0M?$-+X1]\C:0VX1-0"#BM?IM2;@Z%!+R3Z;;+]+@$RYR M.PXPZR5">*.CLK[ZR;-$E2[!X`2K(";^K:X=&_OJ8V-??>S15Q]/Z*N/G7QU M6WKQG_N4AF)76;QD!T/1Z;*('S'Z$F6_XG)#XL6*A&G$G6^J^6_IO(]#=MY] M5&AH)GA]>I8=F['LV+/S/I[(>1^[.>]C0^=]_"Q19>&\[6$5FO-^;^R\WQL[ M[_<>G??["9WW>R?GW9;N!-JBTNBEGWX?LI_N`T##*,&;TA/JO1FAWGOVT^\G M\M/OW?ST>T,__?Y9HLK"3]O#*@@_[5[]@:F1.7=@]?#%8C)/5*X>!@';8)`ZJ3EW= MJQ/P,!VX6FO[*/4H-VG9((='D!09P M*22I>GL,T(01><".I9P]!QC(PJL1.)@U^1-_QZLO4;'/RNT\HO2\JDWEY,1M M7`$NT@JZ@4YA0`ERJ=R"/4+-LU"2HW-1MZJQ/1E2M'$DHU`K)/E4!E1DD\LMOI)9=H:C3?PO5B:^>HKNB0@]_T%/=W2M)HYAE._Z=3BQ72I(VS>IHI"GR\(647VVAF>TLPH))$@ M_S8MH@V]/:`!5!=%AXX62=P_'BYS1O]-IZ[QKKSGY7)-??Y%DA?9GG92ZEGU M(@-'JQ(!(XW+T:5/TAC9^RT^^5NTI M,EGDWH@\;W!J1P=8=(8Q=MQ$&]*[9I9`PDGIH*%H.Q@MA&W!Z"C0/G)\N#6/ MM.1&S:@HDU]#06"AE5J!"R4//R9.P3B(EI M)]7O&W[0VT.,##IA[U@)OMGO$8,'F=;'NZ+,?5:GL;3M"I_&&DK1Q9)]'J81:HMJ>BC MDBR3,2D]:?VN>(B2=P7>[M(LRIY""P5T+SJU>BM=PD@$VE11ZO2'(K`YG\;& M2`"1D9V?TJ?80;75^?7I[01J@-S\G$9F'D:'@;3#WL>G>>&KU>GIL$0MTV*+2.3-9 MJ&O[1'ZDLS0IXF1/YL^7.YSQ$C8?,%UUYNUNH^\X_Q(G*8FMGBZ2`A.8%Z?) MJJOE_+<]>?P%%P_I2A'O3&^Y0^J)+(,XBDGZ:KVMDD9*T[.C>B]UP8E^;OZY)OD*S15WZ^G'_?X23''W""UW$A\A$Z M'MEKZ//+1@,4[\QM>N&CM7DCGEIJ71`1M,O2QY@>"T)O[KA<:)FB<1@347S< M2Y=0WUR9T"78]B4T5V'F#LPH[XO6MM0UV-N@MC2"I9R)5S4+V:7;?%PMV+CZ MANZO1,?',^]BUKU@/=^L.67`&\#YM5"WW>YWLT28L9[N]BS';T]U`.*)ZP^I)KL%]D2HIS307]B9'G0'@C+7: MD`N&CCN.MVF$?@GFND-H:.D&;T=LS9QTS'"4XX^8__2Z:WX<=O&=C7<,]2S>%.U?8M696MZV\"^;(]VI4``6\GM M\)(ZO,X!/_7B/:*:VIL*J)##@KE%$(P>=T#ZL0722@!=U2"=?1^Z?Y#*1Q%/ M*`UK7#E=+K,];BVX\6'Q&B]Q_"BX8M9!@W3,,=``3FRM31_[XD?WPH[Y9EH7 M9;/V,2>>WPF-\N8(4SH`JU>N\P9:96K?8-B7>6#O<70SMN\!\7R*Q(>[-Y7L M6WX9%&="(U_MBFDTO&12&(^14[`BK/&SMV4@7L:&_/`"^'N/;'S/M8&JE0-7X;;<1GTAI8,)J"?/TL.`4NEUQD+#IW_ ML=&K=D7V/0S(*7W$:TR@M+I*-_'RZ73YVS[.8[KR?Y;FHE,:H\2ECD2-NF#G50Q4+JHV)(C)]QF[;F+'FJ.H:8^65"`TIV((,J4;,7_Q.L>A MUJ1V%2:]F`'S'J-X,^/0<)?'[S4-N#!J2:.SEPM^X[#=+_K#"M@_9.FO./N( MHPW.KO&&NOIF)*_&>J/E%6M-TA'30A.X(S&V/[G@Y'1EO@7[+ MRJ0SVJ'=<7%]7T\S=RW$9T5"8[\*(D:!NN0-F@;G+7&SB'Q@;RIL3C#S%%@$ M@:7!'/,BI+V:GC%J/8-T!6E8(TEY8BJY/XMV<1%MY`<6+06E8XI<$)R\,E-^ M%V,T5NU(K%2V.'L@FMC$;8FS@A;=C.@]C/S6MDT43&?\DN*'HW(0^3&N0H*:]_JSJ2BS6H M>:VR.B%P/8YR:J-0F)6/96TLMX1>!G2-!RA8[(8U#%UE>!?%JU9WJT,XVJ%( M+RH=CE2BX,R6&YMD6-*:MZ.Y1MVB?$Z&H=9.-]XB-%H;`$A);;,7JV.W7(N: MX3KK$^/8XRBE-PP)8?EH54&[/6I5DB\+V\9#EQ]PAS6$D2E>D<5+XIC/HOS! M8`8E:JZ8.76;>P@\VP8FFBD)3-I&FP,5;!?8LEY*R.H6:$F:A$90"0PTL:3L M5>E#R+:D+G0<6ID`=5ZG.2)CKH`[EA:1>!'0LYB^N&`O+%_?KQ2@]?8R`>.R M+A.4RK!=1RYT]\X:FW2KD\&]_L_]BBVAT4T*`:LB&"YE6NRJ7TQ4H&7BZBPP MI5G4$X1!79;G"\71Q5CLL1C6"%#US.*PN%Q$E:`:B/B8T/>,3)60$INUGL6+ MU"S*S^G:2*`%(11XT,W)%>_+8"K>D]9.P876)H*AWWR2Q"`$`I7Y(^X"PZU5 M`@M-FS01`#9G'BAH38C5V2:*M_E5ENYP5CR12D)J+.GF^X;-Z%-!= M-";O.AWQ2OKT4HAU&:75/R.)^/5QY4:XC_AN2!UIBYHP@A;.-!GHA"6'3+V: M$F*I1?4`X>J&!C8&O9]]")*_NM3XM^ZC?M"XBW6)KMD1?A7%*PFTVX]ZF.:/ M@,!,E?E`<4NO"7SKY@UN=]$3OY1R&ZUFG^X(7HH`K?T?4PQ3VDJ$ST9Z1F#6 MEW*26"O/XW6,5Q^>Z`5C=&`@X=:7J*!%,9X^1@6^I?,G^3TB[JIJX+NH..PQ'+NAYJ(CNH7I]LT*^)_T:7+E-"7'C181W&&'J/-GH1BZ1JMJ&-NJJJ@ MNR>T;/03GG,#U="+[J"][>X4SN@+K/AUZE>@[G M*KA&#^NC8@N&S&[)+&[I?7-M'*%?^./9ITJRUR8FU?"7EC*%-Y7`OZW'!PX` MT](2[=8@8`GGY_/^I4EC6P#,FPZN.R3-&TE;##T;8(YHH--3=&.5#Q)+=6$= M3`Y(_M[$T#;)]PP:2]"MS.T`@<'*Q1E=[B0U,P(5'6^'=B187:>;..5YD1S] M&XM8__WM[*4B7%"B=X$6,`G$#=)",G?%:;+Z$F6_XH*&H.>_[4E$>E//),C# M,U[_XS:+5G%R?\JJ@)A<=NG7S-`A`YN!(S)HQVR'!CMGX*.KA@X%WG1[K`K& M]?@A@]A_>0.>U`>"6I0X4@_?*F"N^YC<>.GD7#3O3;58L;D[GB1K3"!N`S5& MT!O:HK2#2D.(6WH;ZA6PS\.+Z$.I@W0CA M:E*^"'$31^XC=KL.BT#;36?FF!4\4H>WUV.@B7B'D.;VIL(E MV#3-RB((),D$BK5%9>,A+`.:`_G'J&1VX@^DL\X;FD+.I(\W!>G20[I9D2[S MN5!_`#%L7HT=VN:N]-08L-XE0%?NE>.%F4$E+TU4E'L(6G6V&2OSARC#9>O? M(\S:S\Q'4T2DX]Y:CX0:R0[_C*Q,`$"XH<'0F"OZZ(#0`][Y,X::S.$#8RT4 M-R_>^J!H(7#F4%L?!#I!)\E2]:84Z1Z`">;6`]7;DJ!?N^%!T%@&\3`.L[1Z M)`>S',20X/499]@A5A(]!`-7#4R-X"F!)?2`[FOLMARFAR/R(;U,_>"J>)NA M#)FB(=U@'#41,YPI>1EQ589\#<,&-EW"U]Z`?7'ZX>+SQ>W%^0TZ_?H1W?SM M]/K\;Y>?/YY?W_P>G?_GSQ>W_Q4,FO(:"`VIJQ2"(Z["#/BQ""NSALS5*>K,/D/98VR)#3%/#=^0E' MM18G@Z6/4,K`)`PFNP'8$:+-$6O?V2KT@K"J#^S`P1I"./CT*^`A!(3IDXE'<[73OUPNES!$L9`6.!PPQ M8K?DI%[DM0#Z&X1/^SFAM?UUWZ2L$D5::B)H")4"CS9>):!#&]L)7_[,L3^F M[LS)3%6[C=V1>'J.V)T=O"K[#I-X@)4P6$?[38&(HXN7F+J^#:UC2D@72+(= M!-,2EP>!*;G'&ZM=YO#<>AN$O]-UWB%4>ZK=9H["?H;`(O`U+.?> M>*?0<7_TYIJ,!O&CNBA]V>:5A1I$&I%2!I MW=$Z8]ZZU8]04M?#+OG*7O3`U8H(RT!"UP2>F6`:B\]*#/ M!^G;SJB33@KZ/2"=FT@M@'?KJIW1O;4[$HI_$_3)EX,;F%J4GS`?=[@N3@A; M(!\G@PRUDKM.Z!%Q8,5@^M\H]$R4OGB<':XK0\.>351K!MKVJU0&N/ M,VY_%7=DWGFVLD\^%U*46V&KZXR?[W98#=8!%U-\;(L56X!<60EF>VQ5F)#, M'HM]+JZJJFQ4^RUQ(V0BK8+OC('X924E7]*E.;'[Y/,E'[ M+F7D&H,A@*B(MJ*)!/PP1;0%2GT"W[2(MDQ,!/H0*FBK7I\"\)H*VH+6*K`' M44$[S[L5*6G]^S[8E8WJ"MKB1LX5M$5J02&OLJ"NH"T5Y(.Y@:]^ ME:G-#]\OGRUJWRV?+=<8"`&>>"!V@PORU58D;OL8Y]N8A.FKKWO!_:?CA(6$ MT0N#$DEGSA_!#"V;$\](X8+_32=4RXC.NE95HY#X:(P@*4]MWJN*OSH]@[?L2K\%+X-30A:RRC#T)[F<-CR MX>DKF29F^'+=(KGP1B];01F;%(+0[)*:\LHVG54K]JF5]=GXA'CK,!(@]I!1 MD=/H96K(*M6A)*_&XTF!&8M(1LK>B3*`;`LI0L>A[MF8\R7Z9YK1Z]7RRW5Y,^?@/L[A&&@I M5?YFQE*.[#*T`\DT.Y,JUMEH6MPL'_!JO\%T'G?Z&,4;FN-[MTZS=WE$/FU$ MCA#3R^X6S&GK^K;>X16](8R8M@!+G=Y^E].&"MK\MK(9,M>%8Z:UG#G?@<93 M8TL3<]YXK+73M;`@(_8\B*%2^UY3NW?098Y, MHDT4M=:@>"$;,BG M,U<&%[^9U.`'[8&WW:R#UZ$\]"L&*^\CU&SU?H^?P0N6G-`R?\/N)ZH&*JU. M2FD+H0G56[WGDV?PGB4GC,S?\YPG@DAGSJ+\X2I+'^,57GUX^CG'JXOD4YQ$ MR3).[D^71?RHNCEUO()FW+)6X$X+2Y.@L=]8ZQIFC5&ZH$)HO4F_Y8CB'ZTK M`135$C.?N'%`6`KUS@?4MM35X_^HGH3F(RZ21YP7#C["0(':1R@5^/$1"I,3 M^`B]]1$^0J=TX"/B2B!X'V&",+V/,'SG1CY"HLZBNI*>7.YQ%+J&M@0+U M,*94X(?^"I,3A+9ZZR.<@4[I(+1-*X'@0UL3A.F]@>$[-W(*"ET&SD';D]!\ MA&"^/CHU-CHE-F$J;*K05FX:)O_5"VV;<+8=Y(K28$&Z`1681F6_(+)>X[)= M/D-;B3G?H:W"+!R8]:%M+1AZ:.L%S7:A+2B<#R.T'1W2C@YE)PQAIQJVY*9A MXM;>L%6.6L*`-4AJJ^`S*DZ%B$_'Q:4^!RJ).=\#E<(L''SU`U4M&/I`Y07- M=@,5*)QG'JAX9HA6".0[(T3;WL0MVIO?^BT@-L]T=0+G023JM3MH!%*+YM-R M-\T12C"K*X%YT<7YB21]A_W=-?(?7;#%IMMXL-%&I&M&J'\[72YIP0_"0$+- MA/RYQ+1[K%KF`WGK.+](VFW(RXQW&T7^$4QC324`C<[4<^X#+%6ANJ.F-HP5 M,LA^0TTK]-,^7I')"3V!7S:;>PLX(&93;Z#INQIGY5W7!-37&0]U%#B_BI[H M0==/49RQPCL?XWRY2?-]-AC!S5K7QSLTK9W/>"CUPQ[T,#&E/NVAU["XP0F] MGX^UG?M\A]F;3D>]COY)#Z5@][B'@8W9R%1'Y:P^091E3^LT^Q9EJWYN1M^P M_(54#1W9(U<-21RM%15G-,)L&MID3NBN<[1LMSI"&;[?;Z(,%=%W=!?E\T;ZG))+M.FD4[S?`S*[J,D_A$*A^CF=HJ!#P?A'>=^\N4J922NO><"N4@5_**^I@1R@`Q58`O.ETF\Q MGULM'G!VEFYW&7[`21X_XN:X)IDX7*YOH^]]5VDA4KD_(Q%7EV9@!'R!W,*H MTO^8JEFPEFC9;AK2B6(K<*3C7UZ/\`;2'1(;6YL(DV!+WC8&(0!Y7"&RTQ:5 MZU-O:/.W[&I..MX1F>>-3LFBMB]XSKF0K>KCIS3#\7W"+Z-?/MUF49)O^"!9 MWXYG-ZY8:C08=HPU>O0`AGTP'K3^POU#@N_I]9%CARV[7HUU(C96%C\G&8XV M\;_PBEX+3.70LA1$12.)HEHT7#]C"V5#-S0"2^9.RE"YJ0^SZFL8_)MD@+;L MSP34,QO>2X6HTHA:*EM7=1^%'0#,3\P1X<-\S`PU^*@K4I/O%Z*C-H&OHG8Y28.R6E2E-79-"O.;DS24!@U`MOM#$;_#4W``0]Y$]+ MI!'#^S1,"G4H_X#I;,]NV![(&`S1+1F/+J6V8IN$?L397:JN,6MC=ZR_Z.HY MY$3T$".&%!>^0G,VU^*FS.W9FPJS<+P MHDJS/:O4MR4O'))N]BAT2\.9V7/)S-E\HV`I;Q5L.(;"[CV=A_O'SW\)+$0_ M`)2/#\D1N%^SX*]O=O?S`R:L?F,,/2"Z].&0_,.YF#=&K<$&7V"#0>(K5G#X9<\[_-6O:8HR$09B`7A85F0EB= M$G1LJLVY`'WTOG8E,_VG-+`S\-:E<`B^-J5]%L%Z9)Y'\E8LHGR M/%['2[:7R.%$GEZ5\4$]E2KO1Z3DQB?=5V/8&;!Q1WQ&?C#([<%]R:J"JG:M_Y1?(Z<=I M"!;JM$Q>-\#I=.08M4YU=B8^`6G3D:FF52/Z!%]61':N45B!3VZ,P[EQG!.HTHXT%]R(D,YQ8M.W,E&<4Q_1M*JX>VY.5W\SYRMA1 M<#LLROH]6VC;F^E.$X[IV52,/1DQO!Y^&;SI*3OBB&`(E`WU&*#]X<8QF4D` M*UX*M4R3SW3HU\05S-Q[.MUQ[5Z*]&4?UQZ=U0'"IL_SVM:I(.?O%*XOF*TZ MNF4?9W(#+E74N1D6GLFJJA]"VO=P?,$]F-T@N49)XF>K/J MR:1+TV-ZYG,ZW(O(7DHI>`!/.AICL)-@:VXJ<1QIQ+SQ]< MB!06E3WEH/US.=109\1&P1&+ZP!6_&QQGF3IW:%?$]^'X][3";8Y+G)1$-9]T@Z,R-"&SL01=(H/$IBK._1YL]_ACG2^)%]ED? MY&:-A^&(L#%+[#?L[VK`&'_$Z3O"JS.]\P=L[ MG(D\,)C2MKL&4`I!5^=N^-FX`]4MK2^`,;1H)YC;8NC\.U[N"SH-NFZRS4P9 M^H4K^%\!>!4XA/==$"B^!.[*6?_`MP'U.!ARP@Z\8%V:AIGUD%X1E+8^ZJ_^ MI%F7M*_\'`FQPR'H[)&*/-%S>D>^4[045E0VES++GC=2?K.9E9U)M_D.[3HD M.#N:E&GU(OK^%OU2M0_!?5B@QCSI*7JE5KG/2H%%#K1K@8*@Q1K5I$BS$L%-H$&&8*O3HXLRZ,&E\8=6E ML3[.PH@RNDCXANV#B2XL,6SHVNQ19.[8S'2;^C6;G@9!NTD""[ON^.><65C1 M')9XI9Z?H&(N[LT>4O!.BV*#[I/V(%\]@7`;7!?X=L&.6BV-6ZU+.F;X$2=[ M'`#'>J^A3Y;A[R<`?>E.^NAMR\Z+PL]Q=!=OV.EN$10%C]MX[#R&`&5+(3@R MA[JU\.R+E!C=-!\'@%/1.^J#5?*["A#;:CF`[4#+O-C].5GA[!LM39#<*S:< M*IJUL2QL!H%I@6)P;,MM:#$N$RVQOF\]9MN!TAW.(O8OS%OS@M,!$$'UHON$ MT+P4`3$$$@."2+7.O(M0>O[3>,O@*`V=_8&6&D#V&UG9]+3S;TP?])N)[+56 M&X>$!\7#VATT#FR#K4"CW[YHVX^5LN$>GQ%]F81P05TW>^N"PH-F;$1T7E$L.#PSJK$P`,M@!Q<"8*\+JH:(L?/?4OM[]F>-. MY?T!@3>[7]>EC_G%[J=%D<5W^X(60[Q-KZ*,?`N715USK38KNR9:IUAGTO<# M/.T!UB7G]29#2_KZ)?SV+K[>6U[B]9>W?PW`VP""VW;=R0Y9(]:>]`:L%Z!, M^QR<'^S&XI(J88JO9^@8HR&.:@.S\7_XU<',!$:GY<'\'>Y M*D3OK"Y;'3.1@NKD7+0_F;"2,CV!G_%;PEJ]H4#E_7GU,Z"0?UY^)M0;8>'F M>I;:8))?]K!=87"KL^IV%V5BPRW"%Z1AM\0J7S_*6QP+,7TUW<@%B$N0_ ME0QV9D$[C;$ZL'"8,\ M$==:KGP!%G*.#LG8$OBX;FM9Y6?L="UN]G>L>_/Z`GMPI([OK4MO8Q5M(EO: MG1*=8`.CM54P:)+!KCIL\(36:89^3G91O$)GFRC>\FMCRS\;<53*'U6/KHC$ M2T&V9.3R#^T01J/;])07CI=?77E.GA=/DE')6KXW.EG(`_D!8XL>ZIJ/[8.) M<[#3N;@B/]5#1-!+0E[,/D=YW3`,ZMMC2^`"1KUNL2G3/ M,1"V;0,#>]P@2*5?(NC=AS\`U,\Z].%D%2?WGTF'B...TT1X:$O3JAK*9*U< M22W6"[E+7FU"25&%Y*)\B)JG@9R+T;W0U.K7[Y%'+-`AB4KGG%S0W@:=-Y?) MW>+OQ0?2G5^'9'%2T[!II!IWNHTR#,Q'ESYH"#M>]:*SS6EV#KOA+(5]YP,O M,$ICSTTX]&H^/T(Z&.^W^3_(,%_@Y"L>S!BE#2KN"QJXLGJ@$GZ!3F9"24>Q MT((NT._*9^@;?S@SW^1O+37]G7L<&;3MH%^BR0L0X&9!4O7V**!SF0H"Y1.V M<^-P<2";;XP`PJRSAFZ/B(,^C[($KR2'?DV;B[V?H#DL!08&0",9,UL6Y!"K M&#"%+?[RAL'49#4&@IQ(RI>E9-5`4L$QB979"<<[13S`54;KRQ5/I*-G4;Z/ M-L-%6PN1'O'4(D#D4QGQ%IH8AHE9--WS!K'D8U#."@X!^IJ]+3$&5M(B& M>FL3H1`\+C(Q"`'!=NS$V[+0Z0A5[?GFH%+B>6-3$W5!@S.@R.RGC.Y',HK* MA$W%$5FO*6PTUE'N,1(3V;&(PH;B#=_*Z>K,U4B,WJ\\T)*^!V60U9%2!%@" M[;-SYAHOP"NCER,FEU14Q#"-G3EI1O$%(K2D-D53"B_(Y85#=H)F7\+)9/[Z=G52ZUYW:OI@!C20R M/?XH-7M%%.0\0V-F/)R.&SRU6M1>ZOG`2#YA<,;1O).#=(GQ*O]$?K"S-'DD M8#!.B/8WZEK4/5K1TIHQ4MX>R7GIK:N:HI_/P6X'1X4Q1)7`P(BN4\:K5[FO1S[&X2;N\CS/0V/+]=GZ7:;)C>% M8#.E:7N!>Y*T!W0]0@N>0U.535//(=>QX!^@G'Z"\H>(_!HH)LWG7[\T!8*$ MX=IW)6>O4%3&3(6=*9!G%;0:Y*8,33HCCT2QU%'1X6?9@B`O@E7-FYXK!`VB M6A@,NM?J-#(#5G33V)HS_D[Z`5'5DB*R=(JL\7/%H*1J)#P&YZSCV.X@=3>J M2$F3%K,1%P0G9N*`9#4QZ&M&9&';E,C&*GNTSLM!)MPYCA6P)"RW?=ERSIMH MDKD`\U[,Z1#8%AYZGJ>@NSY_V\>[LBCMD/S:I@W1%4W=22U5#DQ@G1T-6=7B MB[_1@HSI>AV3099N1L-5BP`N2C9ZV:G]2QD032K5(Y5&^VP$NL;1)OX77OT4 MQ0DM?G69M&XRNV4U&27G)$=(EK^>E:0CVRQL>9CXVUM74=)6&UNSRDHA%-=M MT3U1D/,RQ3A_RXO"W]Y>(!(C-ZUF'E+'P"MU?N]=?ELH:=/=VO:T&`=;%QMA M%Q#>Q[];5!*(BI2U@2F(.Q=9,DE$11&3G?D,S;2XEF0FI@'VG.MQUWBYB?(\ M)M$)JU!`X]G3Y7*_W6]H@2-9?>*S?4;K#U_A+$Y7'_`ZS?!M]'TP\GG078^- MH+J=/0M@;\!WWOGHG=I!0=M;G&[3/?526:V:>#,VT8T:Q2C5W34PMTOSP8=T M`ACVO2*@F:[?!.]_:,0&#"H\]&Q25K/`I*N34[JE%R.#=8W1905((C5AZG&BA:?,0.F$+C/'9[2D,\7/MWWY!B; MLMJ7PP%ZGBB+>5N9!H$GW:BSV4OA.?NJ@V]\2O;I^,/G<+^.-WR^]Q!7ZRV" MP/)]=Z1O-Z9#?7DO$V__W"'Z?FJ(O@\Q,+^R#LN'$KJ@_&J"D/QJ=$!ND(`W MM3F*HU?FH3AC)U_/#CT0%Z#$A*3BUVC(T"L[?O9M30--P!2RL3T`7!ZK1XZK MX,<-$$#:AMU.B`PD*RK?&25O,AP1(/.UHA8U[_QY:RKJ*L>+HE7GD"$0TG$OJ\\LM62792969B1<=3[\9H M6[9_=\<$4-[4"PKC?DE[^*2.;[9/5T,5709;V9V3TT46+TF0,-='F-8PWEKCHA%"2]*<';9D?^!&<':R MCT)4"O*:!\2W4=2COWT?IH87"F%W`FO,X$[!!F:$W-9R,EB_;I MI!5_,#=/C=]_.O8-]<:>["+.G6(W@ M5M/%+=6,LO*SN5':^_53]2_71R)OT<5>6PKPY0%F\VJOK,[**/#V06R!'UX99]^,^.8:%Y?2VDZA\-P.3$*V6[]A&>>-%(F9;]&'Z9$- M-L\8:1L8UL?L(I)!::.J1&-H-1GGP;IDIC0MV.><=[5&Y:2(5_%F7Y#>-B/R M^??E9K_"*W[=VW:W+UA1I)&$^@"*A]&PR#*X4)F@.YXBJOA M>F88?$,9[$;H+:WMV+S26UWA6&NF0I5N6M$-,>W!Q?*0'!$'_,#(E,X*`.Q( MI@Y@WR``CWL6[7.<7Z[)V)#A*,>U_P]_[XC(XS)?,2GM>'\Q8\UN*C01_]\SH\\]MFTR,:NK>X7BI_T221S/^D:K-/SU85@2+OO[CN%[#1]S M3Y]]G=EE''<#0FZ'_E590F\J6V]1G*#:'%H31U,6$N*&V"ZY\L_&*"JMACQ- M?D9N2#\-?P9^*(QI_E=RE!H$@1HI,+>LM.-G*FUBTLQ) MZC6Q/%Z:5&?%V&VNK+!@O$1W7!0MB6PHGLD,+$(/8_PF98Y"J4!,>`.;`?!6 M?M^+E+1ZD0%C52)@=)4;\<-5K3TSHFK4="(2[65(P801!B`1,M7L)HRUT=C4'?N$0%%3% MB6I7O$@STV,42U+1X_L8@+?J9\8_1'F\)!.9CS2YCE>&7FJ4EH%WLM0"YI6L M[/KQ1F.Z8.:%[#4OSJ+-D@*Z7#'#U8H9=S=TSH%RJBH4QS,.?4*',QH*,D=C MI5#L8$;T*0#'\G-2W79K=Y6Q@X:!0['0`.9,C&WZ<22VYLVD]P6NU M;+..X@P]TE.O+&O1JJ]!ID91@O:U;GZ)RR[-8^IZ0O$N]C`4>I91N)!Y%6-E M8H]BV9<`O(E\J_!G2;'+4;(6&^P_@Y7!M+(V]4;[OF'7S?9=?38;[C^'4CUS M'+(L=]X+7[C][OO/HB*;(^P'[0)H>?)D&6]B%K*:)E: M=ZHX=LX)%'73)Y`C=9S3X:`4C]U&<\%7A\BX+^F<3S%"/%;?2 MN3NB;IUNXC1\YV0$<$M_90HR>Q>FTFSKU?2]#("/'O:`N'7&-QF/;>*`KK*` M]V6$Q3_MSHHP"!C&W@CA*M-%0C<7DXGMERC[%1>TZ\WW.DU6K:9_PYO5*5M% MYOG?FR(BH11Y7LG#=?[I^8-5:;"2;HF\56AL] M%'?M`%&AHW6#BLQ%VFL5.[>QO0O`+4FN&,H_/'6>*'=4CM`Q<$16.L`\D(55 M/Z['O@-F/L=6;R?E(+VT*S]"=T^]QX%MW!R#1:''&0D-F:NQ4"?V,=;]F<^Y MT!".5IJ]*X1U7:7/*Z&9%,WP=['0,,#Y[4Z&T]<<9MK0L6L7VU:JQV6U>'\ M]W-ONQ6\CE3[._:163?J8K(G.Q\:JRFO,!H3/JPPV7OH"LN..E!DBC0KP3D4 M6-2?!1*;B-],:O)[]A#::=GO^$=WX,N/Z&;OYU> MG__M\O/'\^N;WZ/S__SYXO:_T)N?DVB_BLE,ZBWZI5(5"NV,$"1BHND+EI!3 M)2[DJ]Y>"!3F:P@T/3<\GJ0GLXWTD-9FTG`$-['GB>H6I@U);ZQ11?^SRR]7 MA/_G7V\N_GZ.+KZ2?Y^'3G\KS(D=@2T0I"[!1)'$.9CW(00W0:\M^[1)O\GN M7S!I.G0`@J9P;!\H]T1MF1U#'HO%E:0]O?D;^O3Y\A\WH5-5#@4Q+Y6O3$K" M@92$<1+M\].+QP9-$9?3[[%THJAJVR>8N"T4PT3:O5!,8ZGT^62[DV+D_LKVJUXB?/ZV5FTBXMH0R+BFWVVV^SS#Q'! MW(`M(+I:M';0!<#WT=:A'8%K1W0>PDW_HFZ&EKP=.S*^O\OC51QE3_/["7=( MIAZ0,?0LH]7V78YC_V;T1>GRUXL\W^/5QWU&>\Y*);(*&OE7_(T]&H;?-D*U M=S$3%*.F7Z7:;)BBGHNA-G/"2,[-7N[(#2.KR M^OJD-I'OLM?<8F@T_3L]8EM5N\$L=X:3G&T+-J.L@0(U?94*_%!981+^G/;8 M+HS@N4[IXAK'1(B-/K1H#"VSO"C1YN$A3T\\LX&-2R(NBKCL$6+21_QVHG=W5`%J:SA"7S&[%>-3 MFJUQ7.RSV8]!S,@0V+L M+C4(0\=OC5+OAV*.NGS^>X3Y(E#-K[\&0#"+W4UCMC29[6.RVKP$BR;8X$YI M9CR0JF"M1E*YG'A:%%E\MR^JKR\[BAOR[WL+;7&LW,]7QL:_LUP;^-0U3#WY$"M'2>_).BF MB++"'A7VOK/TF>4RP.&"P-CIZ5$P='(P,#BQA\%YLK('P`^'C_=!14+T_*?Q+%746!HA=1N#4Z*M'CQ# MI+-D1Y2!@MZ4M41.N#,*X7M7I=I6 M3LDUH9P7V@DL39(S4MNVYZ1,EY">(7)2!14M/35OT82I`A5ZTDKM3HE5CQDI MC54PF,KR550$-3+HEW"*)D\&8N,Y'32*9TUS\0J1]"Q:75WRP],M,?LQW4;Q M8$>-8?-JT-$V=^6OQ@!HD&=F2\E5$Q6+LA6_J[YNQZJ-T:;H%]YX;F*:0B$= M][IZ+-1(=LAG9&5&RNUV&[9;/]I<).LTV[)-`I_2["I+=S@KGLZB?!]MBJ>+ MA/@*FB/Y.2&.Y%L6TZU;5UF<9O^%H\RV8NK$9FL7,)599UN%M4%5?IZ99.B^$^VYZFAYTW?V4W_J`O(S5?,5D[+\B\`BX$3]M9JB5$]M9JVTZ%XEI/*LU`!Q!NR:O;E MGXT0*J5>O<^DP'Y9WF>X"GTPL^*S?487BZ>?%X\P##,SMC(\[Z!BT54?:T)3 M=][CZ&+;F44IP$+7@QX[QO`,;O08B6#0X<.B#X`#B/4W/RA7`[>D-WFWP_$R MQXV;>1EQ[$'Y(C\SZ8-P1O,NK-;?-&N^3.L[7V5X&^^WU_@1)WM%4&HC/8PL MS:3A?+:)/>,8[R_<[R;XGE[I8QCC6?3`T(4::UR4GR&"SP2O@O%Q5A`2.RK; M]RIU-B:*)![#O`_3X]E'(&%C&QC*=)]06PK58J@E=X0JP)>B+Q'Q^O%U`LC/ M.=+=EC59V)XG7D&HQRM%B_)'$[9P9+%`)^1V(+EZ%1=E4HO;7F4;7M(*105: MIGD13I4KU;M,C7_\+E<$C=M\D.H*`_+":_T4+420![K:3Z#3&^2-K_>32?4@ M'\@5?ZH7)\.W[IH_06,IOH.XZJ_3(U8N0P7O3@,1NLL&D.!F*CU,)*1&C!'> M"/4!_J;GT^F/C]ZAXZ,?__W?_CO]UWORKY.CDW__2T@^OOMV9108O`\%`UA; M*0%:FKP`!BQ2EZNWQ\IQ"RPW/`!@SPX7!Y*P>`P0Y@QN?T[X7+X,N?N1K>QQ M^:6'CQTAW5<(.;I+=*O`+!195)^B7?GQO"B6OJ/4['?M`KC?L@U?L989L9OA M97J?Q/_"J]OH^P>C36OIMHXK8NV("JB[^BN%#U"$6^'XE+)W#P=#[84[.WWV6ZMK.L0 M1O8E-)]Q^Q`5_TCWF]7%=A:6>., MZ`[2X9C"5.]S+$!CY'8T^@P\CU&/0G,^9M[%S'WX\@\3.(#Q#!=36$K?(%EI M03MK7AD09VYFW+`KGNA^AZMT$Q?Q,MK<[.]6\6.8'E#-IMD=J5\G3RXQJ!8&DPRTQ ME+J\X1Y7C>0[U+6P.!E\P=*-=B9AL'LL!N]-`]Y:`;IYF>"5Y#E]HG?6?.A- ME:,E_?PI?<190CFIJ?.OD%HV&SO(27^XP@ MIN1D*J#L?:T&+=-LEV;E<]H^NL?)D@J'PEH3V*0CWFZ?H@JQ+C.U^GWC$W`4 M,;#D!$XR9OQ\TV"3`JQI]FPA)AT&H#`VI].G*W',7YQN-NDWNAGM(U[C+&,S MI-,\QP4OQ7&1G++990_E8\7+G])>W)&-M@8];$,8V045<4>I;-58>:SD450I MF)?$HV&5PKSJ+M-M-;7)/ZX7,Z`<;!@::QP:X&2PJL50+7>$*DE$1!&3/4(7 MR9*Z:(S>?,3\K[='B*MZF420C'E3,V'.D?$?.+Y_(+[\E`S8)(S^NJ?#]<=X MLR>?\9VJE_LB+T@0%"?WS1FE'B4=M90__V@MCHYDI%T/)[W=>J+R+2Z:NY>Y MT>M/R%!*'N;A;.IV!6`*BH:N.QFIL.U5G/HT'SO`1EO'/G@B!AE[*VE4BB,N MCTH%J#P+T%+1.DK\2AGI$#PO9X(;D"_7@QY_B/)X:3(,ZV15@Z]8]C:?2CUU3[C753ZC')7_3O$&@4^J&KAI/,+)F_9P!G(U&A=@-K^U+B& M+G$YJ@.@`&^/BA7"EV4`R8&>MD;#%PQVFZ'/"]K=:S5:F[0JN*A=IQIE'A3L M)U9@?X?NN(=GU_3^^>U+1K^D0N%TZ)^S5J"DL[+HU"S,TTFK`SVYM!\?(;,W M559%VX,1?D*IT(FH MMPL*/:%^7&"X+>Y9M/?'/[__(XOUR`?_^W.:Y]?EK2ZR^S"5;4#,\[K/%KMUF@A,<;G-@("NA#2 M#0V2P&`<',8/\$JU5D.X8@*G-6(-BY,2%M=!7+7EA@3)8#D."8"#WND]&4@O MUU=93"\Q_(C7T7Y3T)L,$R+_=!O=;:1W0X\1+;^]G:@#ZFT,00^H(VS+*&*M M:D$^VV^BK#WVEN>H(ZJK^L$-\@@_\8HU#()J'":07@4@B54J@6(_$#%43!1!%3(ED2J.7PZ&)='2%!@&C*VJ_,55]$3CA/PC)A*_[G)"+R"4_`2.@ZW6S6:?8MRE;C8.QO9B<&""A MUGC3L)0@X5=+\+`267,A7Q*=30U]MXAMG$W(V&U\#V`I<#*@0*!)K[GP+@GW MIL8[8`A(C,4)7I45+J\(F+[BX@IG<;J*E^6G9VE>?,"DFYC^=;F^P47!KR9C M5V_NLR**-^R?/7;Y45[^]M#*'3P(;%>@0TXOO9,Y'@_&V)ZEHE>W-L$%VI5J MJYJU_$(=HI>Z*]J+^L%N0\-7^H3%KTSNB#RE?6`?X;)`-8^`F1[R=]YTC)6P M6K:Z]@.Z$IFG0?)RLU]QM>N45K"@BPC+=+M+$RKX5T2W#L1+;N:HKKM?_A-_ MWY&>D+YGN-AG"R7=JZT/DW\L,KV*B MBG:YR,@WCWG%'JJ!/F]*P\T:7H*$P=)D7]G(J@<\A/?`[9([:ZT?!<1*<1S*;F MEDJ/)R.&5@QV-?>%%J>(V-V@*OT1DP$5T7L@DF6\B7EU0#+@1J@D%*(<8F'^ M';Z/DZ3<*Q251*409^E M$*BWQ]=Q=]L\^H4^1V6#<(Y3C$*%_D"%%2S`CE3T]'HZ4R&P8@^/DV<,#_TI M"RMX``^C.+^*XM7I75YDT;)?E5/>H#5\]ALX@K>K#M2AB56KT"J26/`':$>> MH%^J9P&`5/*F4J/?=@C.;N,V,(5J8$%YD2SWM.:M$IBR1AUP#ALY`[2O$ABD M,O5JH(JE*K#&Y=._!H98Z2M,C7]P$7+[`EWT2M1YP07TJ"NW8@^/DR$\#AL3 MBJ%V#"8@-YOA.,GW&2WG?8NS;9SPRV?Z.\K4K:IM8[)6+ML`Q#K!-X`IS4C7 M\Q52BZH2/=V?M6F-S.3+[C<%G9:RF>J22F\VS9U`6:,41?<9YGF+(_0M+AY0 MDJ+UOJ#;PLH+W-$2KVCA)3*=7>^3%5].BY*GFCGH;E^@?<),E]U@JT]E$?UZ M.DR+"\R]4TR#LM08$KV-`&*!>K5?I<\/=&&V:*GUCP`MW6S50E_1>GSHR)#M MB1H-#<#(DE_U6Y9NB1_Q37UGF"3*-!JA_;6Q11D+#!40/A!' MR?!P7F]&6)4RG@X_%1,R,P M->`M#3K"\.05AO(#H^`P!,S<7459$2_C741S24U<<\$W.J\DY4'YA6>Z.NQ> M=)>_+;!N!U:#]@0Z(O+1.9FK@+?%3@>T"W^T#+0G,.6V_%5UB/5;OY)\HT-: M4W[FX,P/5U+/$.TZ.E`SE4OTT/>0R`X2;GKIU60T)R'LE9;98RC]RN@1.#Q$ M2@-F7B1]^X)I)\SBFVY;=;Q2M85W25SS1/%$QYBEXVC)+M@-W,S^IN)S5!19 M?+ M1ONNF3'MC3G.[R,US$U1`\KTR].?M@CE.'[ M*%MM<)Y71RK)]]WVXK/9CQ^:<5/M38<4,G*.7$SC[-JZ?9+?9WS1M3*:]H/Q MOVF$?N'-9EZ8@`63W5!KB2;`H;`<<*E#.6_N-!>.A"9-RV^K;NI`!95BZ&'0 MP):,#EI1DT%P*;MP_C`&04GWZ=!TCQ,2]6TV3X/Q-'S'/@LL*$QNW+;VW0WH$26NW08X^I01E%S.0EETE1 MKYZRF<6RK:%<^*'SCGCY4(T[^1';-DJ\.AV,-O$VYA4'C]#Q6UZ-L"[Y4BX< M%=%W5B0E(>,*L50=IB;C`443WVB*H^5#4W*%"JLZQ+M"H\H,+S=1GI,IS9)/ MA*+5/_=Y4>Z+/>$]4C5B7YY;[[91=H%MJGW_MCHN2GL2D9G6=L_K+]Y%&[HO ML*W<[*O-/-B9DS`=P9.NO]**5D[+T(9OMH.,@L:6G'A.QD/6#IV)H!O.G6!^ MX"89'V'QYK9GP,@$Y"D<8X-.N#L1XXZW?(Y0D^P-@(4:X+Z`BW+:5YT_N4A: MN]BO\3*ER7DR&[U,Z&%)?LBH!U\7%>6O-$Z%`]W&&(0.\!SZ(./D:)5\!1Z3 MV?<#T4M"03(AIPLY+%3:I1G+UY53_'+QO0GJ2#"%RLLQFBK_,?XGLS`)I``RL4X M-(^.RZP>S9?5)_HNDO;!(=021Y<)H@K*HYTOEP>2`&T.(KB%<6.M0D9V+GV` M)L1)]XQ@UL(^+8K:'#-]N=B71(QS8-]K7'G%CR#3BFS+&"?+I[(PS%F4/WS: MI-^T4:6I`FE,J5<`RGR=.?_QI&$/S$EOI+`9`M]4BT=OFVM'V/(0>HPV>[;_ MH"Z57!U4;YT\IQFU,DM8KGCA[TO,PD6A=\(*MJ"TV?#'5&^T(1U;/2&< MT\6V.'_`W"Q[R/^H,X)UJK*Z1#VXB-68&E)?90-6G:/2Z9*[*;->3,Y23W&J MJ6E8?@ICU#BIV;*JA2N\'Z$ED4=KHN!E`M\X//6+?.C0U,2F66#Z%P[]!-_3 MQ0[SP-2T![`,($'IE13L+Q/AQD&H7X3/$H#J\YE:2>N0$SI[*;4S7Y!IGZM4 M:WH-*X/Q/09S7R-`CG4VBHFNQNYTI)LX9AR1TM2H$FU(SVRHQ.@DZ36JC/5J0-^Q3 M(%.:])\YTYH'1?[)X65E_0+;,B?G!]@3K-%=2R\\MY#01''70%>A&^B?*E(; MFK2E8U_#B[@QW093&O9*7KH97:^'5R0;V_$/8*\1E<"6(W0UD_SK<.[>]@<_ MRSAH//[\Q#K7_NYVMS#IB$-E#/-"<&@9MHS'(>B5&/'JC)4A.$W8(A/) M>;F1I1^:F$O4Y:`-))SJPFKU@X>(6N;;12 MUZ@@H,IQ0?J,>.V)JN#$$8IR]`T31I+_ECN7WK!J%LMB3VRMHFUTC]^RC449 MYJ6[AGN+2IEJIU%<79Y;2=!ZE;R^15I59RYK9G`KU/`1KP3V/=KN-O@(;?`] M>;#&.'_+O]W=$^D$:HY.T]I@]*;>YIMQ$W-'5A:42$=AME\]5ROO>1N$2M>I& MY;>5-7)@BE@E]."DM")CA4*(K574)9`-JB)52=MHN62C5GO+*@%&]3'W_>4. M6'[G>E.'GX]+,SMV#4Y2T[?:Y8^X?449E38OT`/QRVKU]J`CWK=]+IMYWA)6 M,[M;5TQ(G.I84$#6P&>'1.1'%V[3:[RF.])/6017-N.54XA[KQPZK:URG\3_ MPOVDIC?]5;5]>/TNY<.A>P,]3/CJH+1;RF,6LF5$0J>,&ZFF M(67C(^$1CJRVU1[V@LCF^B-3.@%^>S7:H4W5A=W]?(?0O`+,302^>C:I/S@V M/.LXVA&\LMX!GX=,>\!`ZWR])L;SR_45A6-2_)V>![Q,/K%#@&5O\D%W>M[$ M34GY)L8JEB]/6W0LMY\12K%PM2_YRQ>P$*5MT3GI' M1W.A_YHY5G&$:@H%G*[[&:>O\C$NO9F%/2!!@IMY>-Z0X;X41I=K5(HC)D_K M"G,-U0I<7I881D0)JK2\;&9(1N:YJ.&VP#[>+F2=#[=>P%/DI*'(^`'D9;-$ MLK`_%TL`E_^-(^6JX6F>[[<[&E21\'C#;N:\345]KCI,^OXQSEG"_YK0YKC' MV_DZ8)LT!.S`%/D#L.[.EG:$_@;.>0C8#HU.7!8=N:CI#-]Z4=X]+_'J1TU. M@_KW5=DME)%^'4I&$]X5V"8_O)!K9'($K"_6V1/@7^'@O.*T:5?PKH?E#TH\(BOOG!6 M0KUL7SA+,?R>5[47M"Z%/U%18^BYO+5E]XK&?.[\6@8_E!K,?6\Y#HQC"S#; MUU]VGFO:F9JX`KYN;F>K248T>33R,G#K7/Y^''"G*GX/'=';6X8!L&$$_3(P MZUSM?AQF`2.XSW%T%V_BXNE3FM6GB@8GBGK(MQ,J?QM3(03,K#J[6[*BWC+3HSN-_PO$D?E[*@K.^-)YZWE&;SV/+8ZTHH? M^98I&KL]1+12U+(\B$IK=F0D+%NG)%!CM3JB#3M%2B(Q6A"46#I"WQXP.YU* M6B9I49YHPG4%C_+2=EICEEE8S;],8HGG="S:NE["3+[R$#;6)J$02!AF9\Z= M/"3\JANSPW)GS5'41J#:R?2\42D)N'S!TBW0,K<#N?'(SJH[/.G&HO[4-HPC M>K[!*(FD?($1MA)9L]=H?5YF,\JD7'T->FN_T5=<#-KQ8*^'>P^:F\IF<)K= MZO=`]<-#I33@KBG*`8%:8O'A(,U6%18Q2=L=D;BR4.3FYDZE^2!&ZA61@_)% M4$9:98Y@^QT.JZ'*QT'W:2(^'SME^CI M`_Z(UYBF__X1%P_IOO@I?HR3^^LXQ[?I.4T57JY)BVB_Z5]#X]%"^=Z\6'!P MF![Z`SVO\==%F?_T99'-<[9<.=K@Y+YX8!.=>(M9:N\;M8/BTE!3Y#'EFQJ( M(WO$61'?;6@EKCORB%"-EH!\HOL.5F57T#?>%W3/.H.RF*<;HH2GR:G%%>_4 MS),BGVQ+)X%WUQE[,%8Y96_?(SS7`3)Y\MBWB9T&F4R5FJOZ>BI/,=X7O+H" M1[@>NB]PFWAYZA3D_A./79S8)YR\^H2@?8)DLG9X/@%TT2E.EO$NVIRR?2"7 MZZ]I@?.?<[RZ2#YBTM%M3&]0.6,Q;DYF`G3W]V!YR4%'O9`T2H=33FJ$1?C% MH?&=D*>9QNHL%WQ*\59=>WJE?([V1$6UDWM5*JKOW^$[SP7KV12`7^*9`:.HGD$:H:U)%H_LR!Y^`EF4!N4L$9LB.+-T(JT8^$V/8J)FK+V+.%7 MW<_R$)75/#9I3H7R:,/&QF6S":*Z`7B9;K>$N'E!KS7D9Y3RZHC28Q1O>@3O M*&DE#.F%*JW>D(XLZ6]W/_>F5@,\IC;(Z47?4IDZB-9H]09UF)27UL0XD-,$ ME!+ASP,TLCR.(VH@Y>1GHD[_DLA,0K_!0>S572B"3-XGLRK]_0T*1`\;I: MW^3-(S*)2991_H#>D/:[*"NJ#]Y2_Y'DT9+^=#^@WUVUGOV.GBHBX0\_ND.Z MP>XF:A('+-ZU02],1^EI[#:ZMU3!'%VL&'51K M?*6<`DPA<\XM_@7I`F28#-8AK]RC)]Z[>3[TA@QAY?!,1C'T?QT?_?&/?V1Y MPIG+W(7)+4D\'Q:W(+=6IBN6#/JXSUA$>KG^6[I9L4PENVSW@I@M+Z;H)Q'M M):NLHHVDRR3:W`YXWM':M'26;:F)9R9+(7IO66?][('+5E@,G6"2V_B;ZZD MS@38VIV.$C#Y27N;0&2@&WN'KF!>U,V85 M`18D;)*G2>T-`X'XI`7BMCOON?*6(W\Q()8E7[V#&#``Z]HY(X/L:;*21UVF MS^,Q-L5BPC)ZNBGQ2[T@#;=R[73<[OBN[\Z6^>UK>L MMDBK6KILW)3K!=_NK#4EW8JID621`8L.JV2*[<:ME.@I=ESJ]_D`+LZ=8;V,D7.G^X+H%BV1[0'LNV)%MYG4& MCV,]$K5RR*#`P-1($)WH0,16EQ[VR8IXIN(AGWE%"0Y4LJ(;SJ""+XIAL-M; MV[!;H@)\M[=4K:>"$2-V>ZL%.^4;7G=[PQSO--EZ:805V_,W]<*T#W1P$X*E95OR?!] MR#L$QB$Q=01(E\Y6:BJ2C[`])15`PHE15L%(0$*/1@91(42ET&42[C;*:>$L M"6"FP;-;L&-M#BX$&F4:#-4G'513;\YO,")^/-A]E=.B6A)T38-JV'T2<;JZ MHJ=[J;US>O,@B35NT_)$S7"SA%'S9L>$IKG;&J)2N8>]$R;V%(N)>G%>`(ZO MB<3;+6E)HI_-$UW$H*?#>37*4I+^LSP:WE[76.TSRD]>\8VF2R+2@BY0U@LA MU7'T+*(W3L9Y70@+K^I#Z+M]MDMSOJH9;9;[ZF[)NMQV?81N_FT69HA,[5$S M6-Y42K;6.`TL>`8^U/X+(T,ND.<[,2C>=U4[$<*?'\CD.S/`4.:\1T-K`7BC MAI$]%[2=O%2TR;=L@*$-,BJ),G;/RA=,%X3Z,8CP815Q]!ZZX+^C"CR:$&F7 M0GO8F$4*ZVC99&!8-9CF)B)>/:8^*#WW,"U^::GNI^[!M=.N!J=`&O2]PPRF M0K7F;YP.E.3]LD_1+_SS_W58+U4VY!F^5MB[I]:N-#+;PN1?&7\!T0''TD_[M+2>._G3%8M]97E/-IB6I-\&^EQ MO:&VOMFI0.4NP>!6",9ZA-29IEU7:JFH\K6C[$_KED#&X)%V`1W2<56"B(.: MBR$FAX@@(I*<`WR<;X1?&KXEL<)T`'>;/(\P"#F7'FD>$.@G"J"O"+)/_GCR MQY>&::M>:S0]AI!OT;0 M6,]30V=L5B1UAFK[$_KEOQ&T&J[@`Y)%T$3R8.*H+WAVS:"!@>X MIPA:;G"2"%IM'A#H^@CZ^-]>&J9M(VAP3$\109_NLGA#YT?"Y2];,5W,/!#S MP=F>D`:`5<`%U*XM\OA/PL%*UZS\[O)F#N22*84>?#1V9!12BBU.B>?>;,BT M/"LW8;/)>WJWB>]YB=LW=]'R5_+YW1,B(\'JG@P&VS0K[EDI&C)HL/%E$^.$ M;MKN#`DT+5/,?FA6BXS4_"UV&223J!BCUN@)<"#>6V=@#-2(=QY,H6F+0#PQ M!$PDGM8%)_ZNI27^G$:%1?R(ZR.:;/-=;G1]?0^6?I2+K[]U5@YW(:1C5\`+ M+_GHG>&]DQ#&)-?Y+AO5K6(/7#F;II2WSO<.7N=5OEM8!H),H@ZS"H0GJHFO MV00$N/)F3D<[DML\07H?E+?P<5,Q4+>F\Q/"&Y&AG,0KN4?A\3#9#7H[-$!_ M/-XH#=2[Z5@NO+GZE>5SL-SL=NU@63[%+=YGW2*S)SUW82VGNY5[*.?CFL^^ M%>@)BZUAZUL[A7KXX6=V2IG>Q` MT='-?KN-LJ?+=:N.S(>G6Z+E]'O<+[MGUKA:N-,T=EE-4:H&7\0SL29=7]$+ M2W=11]U9%`5Z7LZ66-9SA=MW$--?C96N)Z\>WZ<9K;]$M&VBJH`!VQ+,NA/_ MJ[X+ M`0^SB&AD9CS4Z8(B;T0QUFIV1'%+6Z)?:-NY%Q:!@25;9`1"%N""XT]9FN?7 MK8IC>>>3SZQD)[V<;;N+XHSVI?SHCHQ5T@+HX M,]T@YUQ0_?')NI.*==UBRT?HOOOIIF%=W+!N\\HZ8T"%RSK`J>$UIJ\GWL3E MO>X?\'V<)'%R3[IPGM!:7Q_X;""_('-3O(WWVX]X'2]CG"R?KLD<)GO$MQ&9 MPM[B[\4'8O?7'L_]&2C?CP\##CX-OCO04UUO/92Y/4\&%^2S_2;*VH=BRUDM MX4G\2,]5E$L#.ZZ5+C.6:E'&]5;E4OG]L>PX,_D77[D\(N++S9X5"21D7*'E M)HJWW*>RM2$;;R"^J2YO0*G,[2VYN!/GX_L M@?QT[2B%B@G1LM98?2+W1+,?$Q^-OQ0"$?WCN+:ZFH.YXWHQ.16`#I:/-0U+ M`G;8W!SKP47@AI]6OB[E@P:8Q/NTJ[Q]F%)<-(G0:AAYUQHEY81FA;M ML/=XT3T\T3V^7/_G/BVB&[H[[R(Y7:W(5&2_[;'%M'ESCY>FN=L],TKET.&: MH3W%-3-Z<3(_K'=X[6H!2L7?J$BYM[TYS$KW!"Z+,F#+<)R0X(WMP:H/N**H MU*_*6,]]R8/LZ*;S!^(G,[PJ M'O*9=YO[0)[\8BXPY$%FE_"JVJ-PD2SW@HHCBA95?DC4PB7J'^H#S_!(34@# M=XG$XK2^+[W$,:W7%,^^(JQZGZG1"^C%V,/&=1`MTP,/ M#IBX=\P%BI8`3?KD!2P2<5`CH>85# M18!LAFV-`,@Y-'.BOOSXZU#:MYL:*A2[`G50L^%]99 MDD9X:D%VE#NJA[H=:\V*T?+F[,@1;V\Y"UXNLWU56[=.\&*ZC6H=Y)18#Z74 MYJ7WHD2I3!T?:K1Z0RG,I%=K8AP^Z417`?D)6!'-BMUQ`YLPIMX]\OU^?UB8077BJGI*$Q+V5#"J%4$L*U6(O!;WR7+YG^#IG^&V,@89* M]J:!8'S2AG'M?I5>_*7`6+XPX!G&@$%:?8G2Y?HVV^?%)S+.GK+K![ZF+?-T M4RV!*(T2+Y//[#0D/S#5HPF4NO(7=5?G0'=7X]"!'U!_9'X!1#W+*K5NY*0I M'ZH,K8FV\EZ+5CH)UY<@E?ZD">7(\ZA`JY3%D0]1S]=D32_H[1F=,WPS!X%@ M%$CA8=AU5*Z:*^\%T\.9F0H2;4)UQ"='25SZ24W0(\(Y8[:]DDV*I'#9YA8' M0_0`,CB&ZH]/UIUH65<.B\.1\)6.,$@+EXZ@U4+T)J]I-4*\NDW+:48]M^A' M\S#*ZBH@;LJ&5+OD5`Y+F:!>#A=?:(^HPZW9OQ6PC*`AZLF$>:-5NO[I[X*3G,#NV6(JQ_ MQ'NFRYAUHA0FY"O*,IY-T8^F4$C_"W4,-P;+>UOY:C5>'3%CNW03+^E]"`E> MQT592X1=%_M4_Q34Q?,SQ]%FDWZCWWKVFB$@/$ZAV=0_$NRBMSG^Z]Z[65T- M4#T/B&[XZ?RDO+KXH8S5FE013 MM^E-O(TW47:VWMW=U'%7?R(!HJO\Q1UU.3@@)\O0LPB(SLB\C[ONQ=>Z9#X_ M*U'??%U'^U&IAX(_YYK0V:>K#ZWP?>Y4/@QL4V#T=#V/D]K*\0#T;4Y>@83, M(+WPQJAC*$J],DH;+H=!*<#[!&[3(MK($Y4_T\2S+A?HI*/\?4?J<'`MHRQ" M#]4NG9`YE/$Z67JOH.+]A7KZ^;C%^IG':3=LID!0Z3J14>HJY^'0ESG(`C+^ M.ED'IPD9;YDL6R="3)J66V#RB"I`7`-B*H)+3,W+",FX.@\EW)).H\U"YIJ< M.@%.#8>E[)=,"DGF:!Y2>*]K-3S1HVBDK&'EH2C+-/6J1E6I\E6;ZM!*4@FV M9FM>I$EU%G5-%D^EICP7F!I75FI83"KM%),Z;$Q8%8O2@\)'82@/)T045NS! M<=('1]OU'$#-)W.P6-5WTH/%T]!ZQG:^-,=V%0.LK*E@F!TV!0)Z7['/(5=B MRP3S0E'Y\%MN/VH=*W^&@[`4/@(FJ5ZSG$Y]*1&IQ)H]HA-\B)89&8O+P7#- M&Z&FU?/!D,$`/A9$<(.Y2+NO(5UF:RR8!L/[T+4%.\B[@LM@P!\++M"=W-'F M/"<#(#Y=_K:/R5OX@NF2TF"/MKI9O?M:ULQI1Y98*?R.::4=^28JA=CB]B&F M2QD%OD^SIW)[,"OKMDZS;;E_]R[=%^S"5KIIF&Y9CDI%U7YDOB9"_LS2_?T# MWT3<6FV=?=^O!ANI^7OL[W<22S0[F50:/4$.:.>LVL`8L+'=K@1$_#FJ&J!? M>)/9KY1S1XETX^EXF$"O?U?W]_Z<9.V[?<77%;<7O:T$VRO=AH*NJQ-&9F"7 MZ:Q,*A<@+#25"W)5NS_L:Q%^P39ZPRMSO@WF\NP1\$F=7JQ@:<%(26<]P<;L M9-@%7TZSL@P#X9-7".O?[[00]E%)Y0N.Z"XO&O_](RX>?D[2.[IUFV[EODAV M^R+OWE!(_K7/,G8M81[G;.&.]O."!Z2KB^0\RNCUA?Q1_C>\69T6O&#,>=*O M[3YO)_I56R;N!,21]DF[[*U"S!S?0GMZ?OI.\3D>+L^"9DU6EV]_*PMYT].? M[`XZ7N;J3>V2Z8'/QD._/4)1%NKTZSD$DKF=V>/TZ!;.Y#TEQ@TG[,RB),,.O<9!C`&SMH5FZ'Y[WK^H< M\;V;+?.(VD?M#B#>@]ZEU$>H[@1BO3CB>S[Y\>2J)_36K:HO1]6FT+^5'K.L MG$AZ].HEYT;HJYML_QP'Z2>]%(V:Y5N$YRY/VA=?=>)C81A:!<1Y04WPO-A7W%_^"*4[\'FED=T)8]0"@71\]S3Y)Y[R)P.I M.!%551ZC1=3J43*N3952K`39H:6FGD_2R,VOP0_ESK[!VY@^JF<>1G>'7^C` MW7]H:2:G+Q*RX_>6>CI"M$_$)1-K;R4IJ*IOJ.E<>6GM$2+]>_6\H7E>_\FI M@W>]P22L1G^#0%-73M\G9!=\\KO%A2A&I6NBNL"ZNQ6'!=BO7C,TK^D_"77P M7A,P,75*:U'>XZLH7IVQ0MG7>+5?T@Y_W./;]&R?%5&\$=6-&B%9OE$K28?A MP<(.=!+%WK3,Y]IJ6I0"O-(Z/[>052)HM6>Y^F5+:N8I^Q@8I4[OM^M7+)14 M+L#:[G08!ID)CK`)A-YC$7QS-7Y?"GPELPG_^'6+T2V-6873!<[DP?0(PT`H M/K%WPF&=R9P.U))@SS^H`4.H\^^[E$:"G\AO=XWS)3\T>D5WHL?+P46:AJW+ MWT/;VH&9&MW0(9&9.1D%3:1[!Y]Q*5)=1U,)H5TEA?+]W3\Q/V)`UV>:ZUN_ MT73>V=\^SQPGWBTB0`,?0C@,622!SKH7?<\.6)$*! M`Y=;)&)@`"[Z,#3F`+$3$XB%%5?`0TX2/\!!SL.]&Q^CI_QT3=##XA0:L-#\ M49S\@R["7[(!B?3BRSXO/M#;0G#\B%>?TNP:/\;X6P_7H#I[]W`XZ@2X-\"I M!]#Q"V2G=+<)N-MH72JP(LI01+65,Q$V*?G&%)8[/])*)=K2BJ]W[%HAII7M M7NH):>(+!YS4]R\>`.AK"-P$O=L#I#?>67GL@Y:OK#3`V"'0 M$K`NRN?H6[Z/B_QTL\'W<7)_L=UEZ0YG=$DJH\6M3A-J&R\W+/XY)5U[C(L8 MYQ^>OM!;3,1%4X"UEN\$3*N#4P/J`YA;`^Z/S+&!FEE4VNCMN$P=BDM][))" MII`MTZ\;E2BJ==+*6U_.KV^"J9`!#??4']:Z[@W(0N7@8#L,/9NJ>O8?\1HGJRCINS1'+;T9D[46@#C,TJ:O6=&X;N@B MKC%:V35(21UF;2JOE#`=W0N/DC1YU]3SS6N==`/1JM(:R+QG+$13,+R(@RA+ MA?VP:51_YN$-Z(QEI'T/C.G,2OIT(0Q!6H:\=()HIAG3,\0M4>Y@&'(WK&,W M/##E1,,4_5CRTIDBR=?/QQ0/^?UN+X26;Q^BXA\XPQ_CG-:8QOUJ;Q"JE+&I MJ2IP+V)F>)HHU:HO=N[$0K4F7I4X$A+'1@7Z1K2A5:6NJEV])*]D]GV=(!!6 M.AQ[*)DX'3.M:L]CT[,9&>8QGK7KA"]N*2-;"V*],FD`F?"H!)A;.MM$>7[* M\O5GZ7:WB>*D8%]G*N3@)_PBX_S1143+0R-PDRX?9EV=ETA^=)!<^(PW-9 MPW/_`N$IF?[Y@B?@Y(Z>OSM+$WJQ&TZ63V?Q8[RYPDFT*9[ZJZ3ZEM7*IZJE MRVJF7"_TQ$IO2KKVJ)%LW]47\?IU;(-$3#F4).6^"+9/FUW25U_-0V=!45)= MX+/#=-]_PC+_*5I2*^0S9B;@6_M,,)1:O>S>"J%M[!!HQPR!6U@:B2(:%S0=D;/!3.2$=X= M,_[&\O[$4SV>RUJ+Q_1A:SC@]W5['MLEY@SQ+Y069&?"&GBE+UM,!M4;4?*A M+RCAA%B_7T3Y&(QE=ARP)!J4&W15+9\;N,Q&:`=T@8[4(@-P,WM#8PX8$R[_ M/C=(F0W@#I`"',@OR=0M^XSOH\U5EBXQN[97MGG9J&WYG35M'1BAU`SF;HVL MR(A@(+Q@;1!KA%JM@LECF;WLU/:=="FAE*L(8:(0U.GU!!\1S:BV,`@WQF`JL/`>H2%RD&U;<@D^E:KBP M4VMF%&).GCUB)'&F&V(`8\NJB%">;A[QZL-34Q]`%F%:2#2K_WH)MP56G7[( M=7]36XI553,5B[.J+AQO2I=\FNH7X82A-HA(Q[VRP4*J3KJUBFIH"(I17PAG M[UFP=KF^2&@U5+SB94W;UB_75^DF7L:#PEECQL3H#N,$;;GV9O]JF\I$C#$VID:8-*^N7A7#*<30ET MM\G&&(MP7"7S'VFA#O@3*FINGFYKJ)*7M[D M(OG/?905;&?>(,S\>4=K"-![Q#[')`3HD0I6:?D[0REUAHA[3#X MZ1:%P_4#0LXG:CO;;A(SO,BWM+,8"LY MW:.]8>OR5]2V=G`^&MW0(;N9.9FW,)%F079S:PF];*]JVDG1EM>9[++TCEU\ MVCJ*$U47*LR=O#6%26K]+KO\U`A6Q#/2[Q>+("&HH1T'%![3#35K5HT5O1Z[HF8H*5O/THD")79TAGZMXAK9-,KI&JMJK=R2RX_6HV0', MY[!^9XPV09+7!@7R_*Y.BRBW:V9Y0K"#K]69&H6"^7%_T:*-\`-8L/"-8X-U M.5]`AARBHN_Q=K^M;GLYO4L?<34R7F7I8YRW_&\U-MG(5(.2F8P+04TL@`]# M%D:EQ#36P08>NL]Q24>4+9=K[G*+J"0;9>Y(*%B'@W3VP97,/P_:,[FF%BE"[)\&&I"Y"M5I9]#S=C.F/*<7O=BWI*+1B;:G6\ M+DW*3LFM&HWL]HL-.S6W:YV:R_"&"=$"-3S5OHN>6"V:ZB:ZP`:U<2B7^)?1 M8%.['2NU,G'=Z+[Q^*VY3E?Y+5&0G\L^B^3V)XQ>6;@%3LX*#@N@$= MAH/W3.:[@`VQ_!$)T7%9R9'5^<:_[3&_+H)FCC:8E5Y-[^K*D/1K5T_YY6;% M$THS7EDRVK!=,)UG;`L,K>4:)4_OHAV=[Q,WR9J6527YBLDPV-]&3_0BS[LL MW9/O0-TI_TIEY7ZF\?=D3D"_(>U2QK\C><2_Y,Q3`0^$3'U2H>MXX6Q47ABZ MU\'X$I"Y!'R7IO$B9)91*F2EGAJ5]+7?,7X/F=U064K>5^Y:0>^PR.LV58'M M"^3^5?B>34/BDU<2STABR=0G=!+#5A!1U*G_@FEIO)XCL!$QND&D$O%V2P,W M`#WYL+`Y[HJ&EHK%*QJWSF[CI,H(3/U#16/^<83MHU^ORG8?BDZQ>`P M/D+X^W*S9Q=G%]%W,GIL,%YJ^NXPV'H^[1&0=$P)5MQYO:A4,2J,ZJ2#J,3I?*Q!`]@![U M(#LE+7,,9F-1U_Z-2ETH+I71HV)<&ULB6#?ZV"#+%=+]E5_.KV]>A];&I<&2 M+?6$]5YE:`CU=?UHN+Z&X!U@BN=#]L:[7SB& M3,F>OL4KS&?U6#RAUC2K)M'29BZ3!(E2\,FRVHYT2J`26[2>ECDQ0M$LSBEU M*2_JY2H^.ZB9S@;S+S]=G)$QF]ZJF\1X=<3(OF37`NSYB0#RX.D(/4:;>(6V M:5;C3W!%@'JM0<`+WYA42BGE,H-7K"*LPD M5F-@#$J/NS`MGP63W@<_H-ONZ71*E;W:^!TNE+D_2Z M$$C=+W&O@"N3B(R,J?NUH7I>3-TO&1'<"I0H8`A2GZ2GW[$^B;"W07!WSKI? MDN[X9VVW[M?ENJQ2CBI]Z")!I494J>P5QV5:$5.+/A]LT:_)N`E;],L[.6G*UO]O$RT[X6DT4S"6J68")A(LCTNL'C]^-34H]B*$&%GDG]>V7*]*. MA]%L?69'EXSO,,WGLL30U9>+\VOZR3+=5JLU,5W"H:K1KM%-W0I=M=G07/!V M[I#;`E+IJ'?>X[5>N":MJ1W_^(6)88Y+O++]36^W[/#T1=5;OATO8XW])Q3_RB^C4CY2YB).%#*Q`#TF&!A M4T8M8Q6].WXB)D?_RBK)5E(_JF5I"[9&P$:0\D3,/N='X.-DF>$HQZS%[W-T M^AC%&U98DG=KYD'""F;I.!ATB6HB73'5W-($J`89*6R,N>*9C!6\*&VL>B*Q9,:B\;N]/EB4C(Q]H%)V(MQXI3N MC+BAZ]AEC;M;8I/O3;LB^+A-?QI;\YRUY^>( MH\W56O3MO]("/";B MO=DR+5)QQ#?3M3.BHM&$SY,[^^2(D=;>>%HZCF[&>^*E>LIA!7VJ-\1?X]_V M<1;$70S&,$OMH="KLZ.1K$OI&%GPC&:8XFV&AEQP3$NP55"LVG4&"-;R^6%, M5B<-$&2`OO\V^EX74/V`$[R.BUN:1;O%WXL/1,VO/9@:MR^_O4%[!\)HM4/[ M?U.#,N*8R2_(9V3VR:NHE096>SY$!-M-NDWED2X MP\MHGV/>8/G`%N[C!"WCC/Q<><&EV>C#VN6=5O_6MD M`G)#EK%!)^B=2*'W''$F2B3!&!UUZ5TD?Z]& MQ]-J<#R]RPM:@+N'7CUO68*D/CXM2$>D:Y;7=F1,!3AC5N`]3S)CY#I4V MG>?0]V0&RG@--DV,0Y-%'6@VTJ)P\^6RP#*^]$D#/[&ESBID[L.E#]!T(''E M69U!WB<\8@12O#,)S[GI()E-.F3"A-$DJ/CQ]%1 MXT2QXGP1(EA<*(L&;],BVK26I^8W!3"M76`XT!1W%#X[+&8M/,E]EH MUWDY^YX&0&6O4>B8SO@F\;%RV%?R3T#?5QYJ@14^$2$K,BS):,=/3JI6(F^C M[SU.VPM6U1DL!%V.$1N;`:_48&M9>J;83M'BM#F#$GVG%SZ3EKBU2Y(Z@27; MLDOP*]7'!W,49[+&6NJ"@=QS96$=]*-G2ZF0PARG=8&T2!N"TC$,+M+IM M7D3J9:!65MG!,VP=JSQ8V1J5PU&6?+`V#X/ATK*E&$>/\C?.DL6 M:.K%&NV:Z=X8Q)G-]$PUZV9Y=CVTRRV'?%)1_7"8*D)456HI>MP5@SG MY)EE2F4.HOE9B;3I@?^S!K:]\4DW$@!_D`Q4K_QQ7.><@S^P==7J"N9E1O2B MWCV8_PUO5A?)3_1.]X1^<(.W\7WK7]4.MQY+894*+AYR40IT/<+X+GBHYP;7 M*Y/;$1R-""X>*LH+\**$73U;+J\TVUC+N@E1AM$#,46WNS;JV>[6G%A\U_HL MF.,/P%P0W),`@T3Y-0GC]8NN27#M;1#T!;][R+T[_HD[N'NH5(=:^A!52"\A M:E2BKL[6*8U78AIA[#"8"7?QD%L_?%T\Y-XK_PP=7#PD&DFM!]!P[QT*D;8& M]PZ%1%M/4XG3/3TRO8FCY"K-BG6ZB=-KNH9P&D6*N8*!E&`RH)0"\DD*&S[# M>;U9$Z>BTZ(-R!L%:%=I0!E;$#X]/:47EZ4)$JV] M:7`/'@<;V`-`_'%_G-0`/-@!T`]:#2)/6+AZNDA;-C*>I1EYR\2^4P)+H<4B M8R74XCF0%MB<(RI]9Q4'D>O_QPR.3X(8C_7(W$\-3)&44W/!#%*OTB&DG" M#33G(8Y#+L4/<2;/EHQ*EHS*E4PP99PG4P*2*`'(D[R0-,FX>:=KDL1NTCE1 MBF3B#`E,@L0^/Q+NJ.4#I4[)$7N80IXZK"[_I7=G19O6T/81WQ5?HJ+\US_B MXN&&N)L-+C][^DCZ\RF*,[H;J4\'8*W5>44HK2ZG96#Z`'[2$;1;TA,V@%;( MN!GG*"[P%F5X1W[Q,K="]\318E=KTIIML&>^9D7TMV+B(T1/3]ZG&:M\D."8 M[1N.>"#]KDC?;4N[*"$C*V'2BN[9;\M_>XC)$,JN]HI0SOJ*:B%Z0]C9H7KB-UQ`%6=,N!.3<#6 MDZKF9&_@Y;=?BL;+5QX:HNE0>#CQ>8*S*'\X_VT?DY"/?CAF[56LP6;=M:_! M=T*\:V^6]59A%YSRX`*-0.NL1#/"M>J`,E^VD+3)@LLQ,B(!WE5FE?P6]6-Z M?DRWG"JV#(N`!/!;IFT1X1P MD\W3$L-E:124&("QHUM$>[I-LX(F"<_2O'_/I`?-((GJGN;9)L.=?H25L!9U MS<^L>&A)E[B>/E7-KF]A-XRWRF+$S6WFRV6&Z6LX0A'_-A'_US+=;/"2EO"-?E>Y[R)Y03.+U..,&,KQ,[Y/R:AF$HXS> MCDY<\0;G=)7Z"94UHN)'_(Y7V6KW[XC^!"N\CA.\>GO$5K5;&?\'O"*C`.DX M+:/8NY']",5KJO^@$_1B[P&2=9#2%C+QT#$"DWP0]#LDOQ3A9EV1.9RG^+LE5^NBEPEK"(\$N45T]E\@4X2ZJB#X#[#J_T2H_6>`)FU8P_*"IW[9$7F53B)EJRL M.E&RB;[Q[;+[G%^/PM8;]D5U)U[4?#.TY5^-RLU=I7,D`5)G5/9*F]DIJBN9 MC;$_+0MA"FJ.LPO(/UHN4\DG";Y?&KQEI2\GP[=C84M[@Z`W&X\S#XAS$JU^ MI>DM!=;-G?M+`[^L;N5DX`<,+"\28FW+XJ%K?$^LDH[P,IG$UOGWB+QF]C`_ MO:.;YY?]?/]H^?*W&R'OP'MK:V!#VVC+,M*/5+AHR9'8KQ2LXCU^L4XCBWZI MI/_7O"0?#[,4XLUWB6ZMJZ+ZV$Y`D?V7H49K6*J:5H6%S"5WQ./0*(*^E,V^6B&CGUR? M?[DX0W&>[^<^(0*!ZQ048%W7XZ"TJ-ZVNMT#,;3-1=X-J.F M"9X&W#9\W3(2*\2'=-7:F@+`P..8@35GZ/;&)AUNGS,>M:,*)"`A"S9&3]03 M7B8767Z:YSC/Z3^O,;MR\#:]QMMX>4&]20_:UG+5X2!S.9<-WZ96P`\"61J6 M[NVVTL-&D*BY"9D>`>(*"/M6#%_TLY^3F*[8L9`D1Q_Q+LKXC7Q$YC;#4;[/ MGLB0PJ^:+64NKF]05'<`E>-..*.,/0Y3!XCT=GN;JJCW>-O9G(H`,"=];"V" M0)^>ZBF1?IDPL#8BJ)1!MREB4HB)O02\RL[M>`6LXQD=&U.@)W-L#8,`]Z1] M=7W'6=LZX)>`9]EQ&Z]X!EU0J_/Y.YSDU6USY]_+DP-G#P10^"+YB-M5J5_=_(A\5IUZ8398[^CQE(X.*BRXNOF(GE`OHCAAXBD]"D-; MEA:)%;;Q@%W\3%Q/$2=[VK#Z@GX_>5)`/7-DB587T-P%4!K M^8"]\>XDV)H_8QO==%)J0]4MM;4^Q!72(_&52B80W$W085-2NF4@1$ZZA?%@ MW8`,\4$[Y9V;]-`(X=@N2Q_CG'+L33GHOJTV;@N&U%?Z&4#I$.@'>:"?33`O MUV0*V4QV>IQ5MJD.V8O;N!PU$VD$/_BN,"(]_R65$>18>U-SNC5VG^RB>-5: MC2=@B#;LR%=O7A]."E4-@=3PC?7.88F:UR>JY+I\8`KF1+%*NS6:CMO9GXL? MKG^X^:&5N#QD.,C.SH["@^-Y5IE:R-!":<0:%YVLX&CW$DQRT`U*LB.>HZ`$ M.*P:#>47K"@(7ETDE[2\QUFZW67X@40&\6.Y':B'6&"MY6\&IM6!AT!]@`X/ M8+LEHSJD%1:"V&7:^!:,;U%5I8:7D&$59]@QGMI,F7R;.12!)D'J#8%=GP1D MH/)BH/T-@[D@01AP?R;@+`GTS%-HJ-))&S.MJ*.VG+&^4M00:H?"4;C5@T=HAM9D_D&`V$64*_2S2;*JM1> MAI>8O/$5O2Z0!MBD=[0T$YU\XVCY@'(JS(HX,L4HIYKY7'M%5Z[SE!?.I;+\ M69%%21ZQXH\S1]>&($IM7W67O&JYBI,FVKWB%"0@-3,S'J$D?&3U_WIXH\5# M24NZBX(#\GGA2A+`00'++=S2ZX=,+YI9&P^P$T.`L;K?W%/FS:$M4-PVF:H8%%-)1+ZO''JUPS2!3,V!GGP@X'Z(<5TS]M-]L1,&W MMEUUMDG>SF5CO$PK^-DEC2'IOG>E'-^-6K"UJ5W9LAQ=:%#-2ZY'?#PIJ4.+ MOB=Q$9/I]A,/P#=\8:N6C]":&&F"\>X51YW0G%N9' M9V@4;$[ZL`DR:H9!C^Q$CA-Z(!?I>2!.->>E35K#]JJ,+2[*1_U%>#NI:I'= M5,HERV]F`WR1W,JL-$UOH87%"\E^>T?H0D9VQIA<,\83;/$X@J7HF,YA!)'W MHHQ6/#'WJKN4PE?&9:M32R8>YM-'Z?";" M0/"7)J[&@E"7T[+1*\]WV?=N5H9Z2L^.Z88_;DK2NFTZ4CVHI8CC@]XQ7([R M3-DKL838"9-9CFN$SO9!UQ!!>N./82==AH$->#1\;L94WKFY5RP#8Z%LQ3,0 M%@+F@_IYI\L$WY)PY\%DO4?85K+FTVL+F`SM:/:]]B,R9IH3'3_QK!CU)@E:*$'6.MB,FR],*=/O$MI?%(:&5T:B6+!(14*(6*)\3G`Q7 MC,;A"7;E:*#>Y^J1T-AH7.E7D7I^+[#U)#>,&:XKC<,88#SQ,"WA:="R_*[*E@[D4.B%CB/TIF2\T$GRO=K-A]5HWY9CMU[3 MZ^YWX8_T)K!(K=Y?ES$*H8HO6KW^,`3A5K0SV M(&C:O/S&^N8.5-`IAQ[!#>W)6&$DSL;RUIR)/3E"M%+!8!L'K6RR(B,V6QN/ M:)W2)U3$6R:?9E4U)?9)1)7E!%]WF)[7HQ52T.GRMWV3K$AH9L$S@$'"`5-#+M`E@4'33#(]8XUGGI3YP)DD5H`$&N"NC%8J MF=?B6\;1YO);0KS`0[R[)9(YG1CB[6C%**\V:'/7=$QO? M^#!V1/\9%SG>K!$;Z>XQ*S3P+2X>Z.DJPFNCRX'/'$&96'JAP7"76Q.VGM;W`!Z&H#3@-R^ M"=(9W^ZBM?&3'[,5^HBBTF?$WE>*!EFQ: M\+!/5N1Y\3#WQI.0:2HK`A0@32$7D,H@^#19G;,:,Q?).LVVO"B1^!"_C4BU MI&0DXI*I-3``E_"W,"9-VQKK6%1-673-&Z-6ZV!.]%OA(AWYWGK970/Q.LUK M;@KL2`:96^Y)TZ>S:!<7T496%4/3K#I&(6WFLD=4HA1N8[7&@'1#IU)N43]& MY?-@:*!]FZG%+]_;$"D1J;(GS6_R]^+`1'"BR MD>D#7BT#@7Z5!?!30!9&M>S0ZN#7NI,6&4:K.%]NTGS/-RD^I-]:M>5^3U5-\/M-D9.V M.2U$1W/3;#7MCD6GM%!\MHT+N@$SJCM.VI0]KRRQ/9HTV<2:$(Z3SU?IEH1+ M&U87L]JIF>$-?HS(R)C7WH"FHHC*.&>W6,Y]C,@*]'V_8(I)B8]0B0\J, MRQ-!B/2.$O&>:Q:`= MNY;4RF7/8QF-L#WXEJ9E>YKM-#2N^4T(Z(T[[.FPDQ-`V"8O;AV]@"@ M2W?FZM'*QIM*[+DC5+9AUQM$W<(@"T-P09"E40"@GKP"5?HZIP(J8*CSE568 MN5S_SST9+%E@WT_H31>0?EKC5'@0%-[<]!A MT>@>R-@[4F&O:M\_V]+\XM5R&S8)C+8D2+J/V.UR=!F0'5S:1C'YDL0/1/4. M\B;T:O).RW*=G=WP3.^6*\\\=8(S]";-:/P5;V-ZF]461]3,6W8]74;7%&FZ MBTJ).D+(7\3)GFG^EL4%^5;X&[K;YW&"\_P'=/M`R['DZ!XG.&,56;(Z%Y;2 MB5O$.O.N2-\UG:U_K)DC00=^I1"([_HT>UV5>QO;B\FI#A)`CC<-2W(25GZ5 M,)R=PV`DI!0:XG[F=-M M324L)/LUM:]-O7=3)"[;QZDP!9DJ;SA,ISRL#.8=/8UY4<]?=R3N9K3GUQ3' MR7UK=GM:GP,]+7Z"F=QNA)DU_T::B7D?1ER3"_YZ9:/M+_7GJJR6!X- ML_GR(%Z@NJK]I_6.V&5I%=6*45K;K6Y?9_M-B[R=.&N=B3YJ[:#%R:KZL]EK MNV,]"V"=PC,KTRGQ/\S@^;'93OKY_%;!.ARP91J_79S'U52+0>V)>>5GC%V+ MU*T4E3_A'N35@8#B^7EY$/15?[[L=CUGHFA1_JK"%@ZN2Z`/>IXD-R'S%3*) MWK:GNIY3:XL<^4<>LV/?;[Y<7;UM*BS=/76G+N5Y.;8RS<[3S3S#4+WZU.A= M=7DG:%P11JH''D<@X:]"MR6"2,!YVNR:JZ!!@'*H[UX2CMF_?+<`2*(4,G)1 MF+`$PQKK-]^:KTS:=WZ2.^S#[@3?JMZL(UOM]OJ/*G+]RM M2X9&=X6]D=1%(0!EQIOW-4X[]TC'1T<#[2B`C.K\L'MG;.\>3&@B`MJHW$]# M6M']?-_2K'B@)^G+XPU'Y2:;>YPLZ?:9'&>/F)=M1"PAV=QH4#[,V9:=?8*C MC,XP=AG>QOMM_A9]HQMNZ)>BZN_HURK%2H>3U5^N#F3ZZ=508Q0`#J8^6"#V M?^-U]]VE:R]G=Q>@X9A[5_PZBDZP)W$)/8(JR/G*/"6@PJ8>3'3KU@B%=<,,MN\E[JG6J1T7F\U7C$-?TW'%E_&ZZUB`0:^`NBUC M:@\#&AAS@-G)2X69\2+>6)@!1@5?[N/E1;+"VX0,1V=I1D88-C)^P70?=@^D M9HW+;ZUK[$`4M6KHB,#(FHPG!L*+TR1EEYV4%Z64R;@X9VDTTL4-7AVA%8D1 ME\7FB0;Y<5+]J[HW!>VBC!X_0S2VV.=[PC4BO.*3@S4KD^ MA20F^O+3Q1FJ6Z%6,_0+;SCS@0)H5$G"(2A8^2@&_;$\BWL;?3]E5>E.R]IU M/62:"_0/Y"@$(([C2-5#CUK&%K4'TA#15M\*K?7D,+R+393H,\5K0>$M11\L5LA+1.*&E<.]P M\0WCA$F66]62=FG#3DWH.%G&9.#)RY9D4$WOD[A:H>*%#\E`%$=W\89\S*\; M>\3)OKR'#'_?X23'\Q-:\J-4YTC M;E5+1)HBWA95C9\GZ'1GVX!0!U3=66G#2VEGK44W]'6*.@OJP-8>^WFB3U?C M&0A]D%/XLLK)3_LHBQ)ZY4RY(5<[G;<6K*;V%H(N4PMC,^!3?EO+THF'G:+7 M5,#S2P78DRQU@7]O+F>LHY[765J=C-\P:01KDS#,INF%JAA5)8%JD1!S#1/! M5I:#\(Q;P-Q$5;'D*GIBM1,^8B+QVYY>`BZ4IO M2E?81Z>A5OH%1J\$%!JSU=] M4_LNV#-4K5%PO\XFC9*UG4^\P'> M.AKT!7C(.Q5Y./"11P,753`@C0Z-VU=W*.K;NUS#I=,.'>>9&I3>NV4D/SJ& MF_MR0V-PI"/>7^]B+9UH?:&6F0W?*(2YM-#4DA/^Z"6%,H0=M6XT>XY@D]U% M"(HVQ[L'34S8[;!/BV@C"TZ,S3EAC@0>M[07BOEI4%&('_3)+A$$19^G&YF) M[33[+QQE?>O7!,J;1UI_ZV_UV^M'%:YZ!#GK.P%UA;6W:SY76H[KAA3F#*Z]?F>.*E)"8`YI` M8T6^KO&:6/ADTTS2V`Y]HLS4M MGW[::6+AZC+*LB>Z.[2L+5==Q8CS@LRPBM(E\/)N%)%WM*P%-4"<`(E)<:F] M##VKA/K<(P*5.2.A/8XV5-!-:2[O3H1THH6=M$PCG+,G')$KDUL?#GHYD M^'TI\)4F`7WC%W`_YT6RS.AN\XOD=+G,]M'F4YI=9>E==+?!9%A:-DYJ',&98I'$2Z3F*LQLICN/5H)K:`C(6N'?#!D^,64>BM MW_9$>>6)9#2=DRB`X^SI/9DFL"FH:.5%_QE[]4",%=8U0&W.>-R[=?L.;1_PE M38J'_#+[DF:&&YCDOO0 MM?O666Z&Z4=;9H#N6]P2$\K"+;/G8FQAJ-Y'H$:(T7:"H0K-M@*9S:GP[W-+ ME=PB"/);6ZP&@\\1XC+H2XUF*O82\&JW^PH(L%YV8XE-06X:MS8,`MR3WRV. M3WI^]B4@TVYG%A`R_>_S-@N.S$(A'S2:*,P9%]3(0YC#W*=M2!#KP$*#?5]! M@^\0861`H!O^#QT:=F.X`3:\C,^3[)$>.?*:[8<^=)S8C:@&.!F.ED`X>6^# M$UX+_CQ9C<#*^W%8>?^[Q<<^.@*K3N\.E_?0<'GO"RX_VL/EIHBR8@1@?AP' MF!\E@&&9$GP?)TF9)'T>T/D1&CH_^D]CTFH+U72`'@`US&+*Q#1)S*&8AQEQ MW\A4*4R)7=OIL%`-7`*3E==HYM7LW/4!YB^E`-1,NE7@,)MR]S7H9MQBBQ/A MWFOJ4F80`O&:Q*4`Q<\?IY992PB@^LE9BBQ-D;*4V84`+*MH\=(0:9FMA$#D M)#7,CD^:LA@T23JBB)E>A;:*F4J%ET(T-EM#DE6"7Z^>VCG]+LYV2Y)R^]C&UOTX_X$6_2W06)(*ZBF!_-Z=$*1EGY M^[HJJB5\WO7^,T?41V0UJ5+ MDK1`S!IEQHH;(N$J/7E#/%)<'K.;.0`%0G<*C;&N/W+36WDFB-[-2D"0D!6F M&_ZH1\+81DF/@HQJ>ZZH)ER?70VW7JDE1$^8W'(+?-WM0X;`,+WQQ[&35X[Y MX9@DG@Z%8X`Q]GE9$V/5/G577G7[.1,`0ENQYN&Y0@) M8FM!U$BB6O0(46%42J-?J#PJ%,VP;'PX%#>/"MJ!'IC=FIHX#!Y;'$KNGJ#R; M@&M6Q]M=61"`K\RGCW%>7=2\8?)DML@5U,OWAQ#;":!ER&KQ2[I*8;6@2!L^=&*U3SJ>.T7H@?AFH'1F'N<+6;]S5M35EO#6T#`/?$QU\ M27SU(O$[,H9RQ:__8]LLC4Z-F0C]J+D.@^H]SP;(,-KX+-&CV?ZLM#XI M#7R>(M&8A2.`^K8Q*:Y?%JSMCIB`X]K+<1.%O0D.G6BLP^'[I,&W%,PT+MOL M5WQRC),571^H MPXG@K[*=@`%V<:5'"GB),'5&)P@S3;H`3`420QR%WJ@/'\QTSACM<+#]2_#(@ZGQ<>!Q$)[NX]=.^ MV&>M>X3L+F^52AM=X"J0]G:MY<`6?!INC/EQEUR*M8%>Z+IF)EJ[+.:^"6\L M$(UNQE2BP^9RS($BLPLR)?:G9<,$%[U*[0+RP.S"UR&^7QJ\1UW^"HEOUU28 MM4&[.N@X4R7!1AD'1/G)*\KMWOE<*/>0!&,6DA6]`/(SS9ZGLW2[ MBY*GFX]XR?:EWZ9_3S/-TL\]W.%G)8SUO^GLI-4#]`/,XL-[X2M!! M=U`W*82UUTI^9(WB,NT7E:K1W1,JE?^>YD:X>LJZQ\8`RKD%\M_E0T"1J3_: MI!,@53RO!3/5G_X"?X?0^`^:J03OV:3,/_9!_6`BF<,DO2;A>ABL![Q<5YZ4 M^_$V/3ZN/AY1?EDCKUUDE,I[R5Q+K$VWY*CN@'T:6Z7/5[WE[HZU.EU>[EEC M53C;&]:J!H%$+_80UN;3#5!EFE67J-(GUY5]F)I+GMU<`/:NO9//BV7BGU@>]) MMIQU[(^+",?%@5.0=Z:8#R;2\[;![%G'=B/I[QS'63)]JIAMZD@-*#X;%Y4] M=X"Z15TC$#I)A#537`4438ECJ.>.1+?X:`02YSC:.=@]9BEG>XQSFM,TLQW9 MA#JH*8^+7H]F6AW6&>Y(&`&AD>=RK$_C3'?DJGP)>'4]-#D* ML!,=D)SM6"3884C1$@XS+$?,@H[J6516EQJ0&]6I8ZWK&). M7?TP+_70/?N]8*V,Z=)E4X:6M"!A&R]$.W=.RAFW*1R&NAYDK,;*H;CU:"8Z M@41MKAWP0202TU7BJ)*G7&@JB%8J4"_VR]$O7,W,%=E#8(HD!)R3*FX!HHME MR'C1M1\^*'/2HLR;C^V!9TB:HU?6&``E'-;X#6#+`Q"LSMPUZ8]IQ*J6DX>H M,CE8QR"V,D$0JC1LP7R%'E68R(6"U'E+&CHTVL&26K/]"0,DTWAQMW M:M`G=P1Z8&B)+U:A8+K*YE2P]Q4LJBV"`%X:#E8XY_<.4J%P!S(/@#4/\``1 M"Q["R4UYCMG4AD&0:Q*5MU_J?5:>JNHN8!Z&.1IW7E8MK_U=F6ENT0U_)R\=?W:KE:/QYS\`H;>J&V[O MZC15!QUE4WCN,,43!1IM6Y9T:407'ZN+MO(F;I#OPR*_"/F`1A2L<7GCQAVF MG^R(TJ/RJ@WZ[^*!>`*T?(BR>W[55T04,F/T.'::H66T*^+'0#=A==&D)M_@ MK1NQCDEI^-;2[!&L/F.+CI&Q,%7OE&+-G@^([&('*Q1YB1=J[1-$"AU;8]%$ MHP/VJ[VQ=U9AEGTZK'0-2$BP#2'&4FH\:8)ZW4X,(OO15ITD;[<\H1P M]YKU4!F%`KHZ2>S4!^WJI8'6 M,KD""5K_@=57_.UK6L1+;!A-#=NK0ZAV>WC^-=HG"I8&!BV)UI-?G*Y6<5'5 M,K.*B1+\#25<%5W7*=N3R0P[<1=F:"0`CYJ3XO=KQ,-&5$.^O@W?*/49XPPM M.>%3'KC(2;EZBD:V*"4&1HT`EV).AXYMBR"RE&8LM_\'#+ M+D3CY]?XK3*VERZ;:%`'&&H-\.12V9LH"#'H@B7_M!I!+UTN[]$K#^R7%ST= MX,%](_"JW8(IFHS\A$J9QG/H^S$]DWP&2B:V@3FD#J:X-/I2&>:2`EU!-9W2"X,VD"\!4X%?]]?Q_4,4MY\.[76CH$>_^PT>VQ3F_QDL< M/^)5LZQH&4,:JU$'D@9JX/FO-3I12&G:#TM'8*;6L51ZE.&J9;E!*2L--BW# M#"#-D:OV*58H,O(K6HT:YV+8HYD(Y3.R-.Z`#RJU8LP!68[D[`BG:'H(1+&+ M."=ABI?8T\CR!`&H<3]\,*:U=5Q*CW*3*S]MC!.V@6PX%AU"_#HIC^PBV4EX M-$GA]O?-1=N?<6Y>NETBIRW>/I#S4AFX9P4Z+K4U;%\<6*3'1Q'W@H`&=^ZQ MWQ!SP=9HEZ%.6WI8`0C3VL,]%?KJPT*;4\'=<[5VB440H.LKMK\?(/8E`-:Z M;CL$8GW5;A>8FJ9ZN\0P"'))?/8RH6E=R!T"FA/D_/:9Z5:S3E--[HXW]3!' MHHJGRL&U;-E.=6I1MXWV=0!4M>1'_>ZR='__4"!6"BF;_T7ZO9 M%(5*Z:8AC6:/:/2:P&H;&8M#]6(G:_9\0&29,+)!D9_$3Z5]BN1.V]98-)$@ MX)E!QC(W8@.9";9]T1ENM7!(0P?K75]Z!9I-7RH%'E;IY>:FVO*E[8'M$KU& M(>R&+Y82:=;[:0Q_B/N]#&"K6?PW`Y+9TK]+R1GD=:N7WC0L=S0; MO01<"'^?EV_D6^[R\@5]/WN\U#:GV.*E[P$L!5C6IN?O#V%]S#O.+7=W^<(Y M9(R8IIN+)-]G=`CGIP_J7IS>Y446+8M^5&@A4L6!1B(NW#4P`#=261B3$M-8 MQX(V)1%9V;8\-=@*T7ZIVL]='UACJJ):%FTT@;,JC854SORE+K](_,[Q+,Y9O#:,,JPEH#)BFF+PHI$R( MY3XAT2CW[M!='+F9`W\^&!KAI4U!Y!C::[2#!O$&ML:"Z40?#=`XO>?[Y@[6 M`1$F"\`!$.;Q\IMKO*$5^&]3VH=KG./L$>>?(US]>9JLKG']3HWNQ7%1*;DR M9YQ*P#L:QG0`.BX![)/IQ0ZC3;`X9]6ZIV23YCEFH0Z_72?CFBD#=NR6G2<< M97G[X\^GYW01F=EAY8&RQE)@=_$X(5YR280KXM371XS1+KM98GQ/`R"HERN! M7#KCFYK"BX1*9>@V9>,5JI0<,19>MUG84AKHO2PAL='P>J(0Z`A[J='87OB\ M[\BE3[YI23"PT4D?7@``<6$&`!0`'`!M=&`L``00E#@``!#D!``#MO5EW'#F2 M+O@^Y\Q_T.1]SD52=W5GG:ZY)[@HB_=2)"])54X_U7%Z(()>Z>%@^4(IZM``(\263"C<8S`P?-H/!\%__\]LN??>*\B+!V5]^>/_3+S^\0UF, MUTFV_T?W>1%'&*BRI' M[QYP6I6$0_'N[O[VT]7UY;L//_WIIP\__?+N'+_L\V3[7+Y[_^NO__[NQWUI MDOWQ9_J?IZA`[XC46?'G;T7REQ^>R_+ESS___/7KUY^^?OP)Y]N?/_SRR_N? M_[_/UP_Q,]I%/R994499C'YX1^C_7-0_7N,X*FN5!\6_/>5IQ^#CSWU=7`KZ MKQ\[LA_I3S^^__#CQ_<_?2O6/[0BTL^`2CKR;S/Z5B=BO5]_KK_VI(11(F#= MJTVL]^Y=8[\;=[1_W^YO^*6_O5G2O%SALKKZ`FEI,JZ>+E_07_YH4AV M+RGJ?GO.T8;-)\WSG@VUSJ_4.N__1*WS/PZHQP]XW1-^L#E/ZNDW!N(Q>>E+MA=CG9)M;M`FR1.R/)@?]_, MS?KB23FJ"WF-BZ+E4IP_1]D676772?24I$3Y5;8^3Z-D5ZS6_ZB*R\O+; M"\H*`QU,*S13T8[[%]+_2'LGKZA14E\P*4=U(3]%2?ZW**W09Q31%3S%9_$EPT\4%M%3 M2FIXJH1H?@M2C+:'6^SP8\FO0G( MV4AH*_(9B'(9Y1G9GA94/;)LJ6N4W9/F6H]O-654D&2H*8N*S MJ$B*V\T=]4!DI>'8I\C?WN+LD0ZL-M=F'4.S=8NV6"PF1JL6;4D8/,S6+-J2 ML)C86[%HBR5C:&E*UY9/R,UH;C3`U(R'G9E16R(1,Z/I1ELB!@^]R49;@F%A M#!6^#'3>#%?^"S;G+XJQE.E\9SE2&N$?-406X6Y M/='G*X4E=!#68K$=YM/)(BTBK,:>.KW+)-9:52O7L(02B\BM-6W@N*(M2$:U2S(&E_NK;(/SG>Y@*68W M%.]E,'A>DQ]&=:%O)R/!/=HFM.*LO(D.R_)611%)JQ*;9*S"$`BK?*Q.E,<=1_+G M"`7S&*B6XN>7NOO^&#\G:0^@38YWBHV"01H.I?_S.T@%[TK\CLT8YV1"^\L/ MO]"X/,)W@_*\C7H0:%VKG`Y#(XZ$C7.B9QZE5Z2??OO?:,\$!X=FA(X936#P M$.MH@H\9YQ8@[WT'R'F54QM_2@HR@?XWBO++;'U!YJT)1F1DK0GY9,$@!:BI M'ECXS%N\?/`=+XUZOZ,T_=\9_IH]H*C`&5I?%46%=DFMWB MG+WX95*,$#.A"`PH(OU,\#'AV\+B3V'`XJYZ2I/X4XJCJ4>`^WT$B='WP`#! MU\T$#B.N+1C^(PPPG./=#F[8!%!C/.<("@>%' M07NC^4=838NP__0=89W.AVW?)_++=!$CH9IX'F=4P0`(IJ<>:KB\6ZC\&A94 MFLM?^?"\]_)V.CP2MAR@##]-L-%\"@X.#(W, M$-`P[!K=>\_MBLB\KI&;1M,E"O-;:Z3)MV#:7:237L-/.'8M[[T/MM.OO]K, M<-@+:28#P(0F&$1`=#0;$B:<.X28.E?_Z^>9::_)#PL`HE6&2>&N45ZC)*6W"3[A_"%*T0.* MJYP@!G$;"ER@:SQ``0_5IQ&HAW^!C<`N)C7%M)BS>4FA>;&V'<83E;S*>@$# MKLIUO,H2:&S"237PR"LH1>2\8/"8E-C"+BKGE>F'R;RB_`E/4A)Y!4\P','P M.P&X+0HODRB:1G5)R,:O75"KUB1_]'Q^I5`@BI8GD=YOD^R;7U-;AH>J%*FBQ6$ ME?$0.3K:RK`$Y.DZK%0?5O>DJ^1)7**U#L`T2[?&5R[M(>C,+""#GS)W@YEV MEDG2Q;(MCO,*K0\C>'.9ZQ[%**DS7TU7;U#Z;A$GI_<08ZI:RE`%X.HF2]>`N<)OJ8+KREQ.VYA01>H@6L%XRF(@8Z4>K>C'.#'2B:?3($J_. M4G*;?)U.9C^,,7)Z#W$DJJ6@`E/QL]U]*P) MA/`+RLL]3354'[237<0+7?S=H.FY&82T!XZ(U$O,@'63PT7$RG44K#Y2+EIA M[W":Q/M53-1J#N;/<5%.9RX8<1?9(B'V$"]*^LD0(V/F.AQ6'S-U\K!&X0E` M&%]::XV^>-CT?,EE[3PJZ3Q+4XLDFJQUN3P8EX81*Z[7$U_ M--I_PGG[*@GW>9)N$7@>%564EON^+,<&5GA.K&;(T]G@),(%7L9DXR&,(0`= ML2Q5["*XBYE\2Y8V>.PTX&<7'OD*N)F#_0,24#$0-OB\],^`O9C7OF0HRC.R M-V&?EO`^M[:;?_85#!)%0""8\W"=)\@@WA]E"QQZCK-7,C\E3RD:YC?N`H387[M0H.E77YM:K`:HN6&;453' MQ+:+1;$?=:;=[9(VTISSE$8_TTHI^YE60!D4D.`ZZP-*6$>X4=E@MS+8D>RE MZWB01XIY?8'S>=!3QI\='K-`.X1`G^GQB@SW8U;ACJ*K];H^-(I2&K%UE;5O MM0U4G)Y`@@MTIY.``IYC1UEG%31!F(<[F#[F]>-A>^XXPR=H;1DE&5IWS_\-+-"<0DW7A/`"?2RYO(#G`%36 M605S$.;ANHOGNDOW&-*]A?=XD>JD@@\6,WU_<+".(_!>5'^[+ZI"_PC6DX%> M9@C%B#+%2++`P*:HO1V7);LB_16&%UU=-414,Y)1+W@47IFE_:E/.2#'KVB^ M)81T'@G_EA#R+2&DOPDAQ\D%5SOZ-M"_T)K>+:J?VY88`UJ<8QIY\4"SI"G: M97*S1"MWFKS*<#-_O253>TNFQMYJ>;SF?;L6]78MZNT(7W*$3[8KMWD-_W5] M1G2'\OIU*/ZIOJS$_*"?7\)SAZ.ZUIKA`'SNX48(S-X;6U7E,\[IFH@/+A[E M'%1SRG#`)-%2$T1SKN$>_\_4JI]DE@)G3,4#34<5&F"8VAF!I>,8[DTHA;)D&LU$H49C"E:L44?A.4SD6FE'&W7< M+)^O>WZZY<=1ZO>SOW\[T[)_IM6;H[C=W+Z@O&;NP0-G39!8+QWW+$1(U9^' M<*@<1HN]HJSBGH#P/O>18-//SE->_IXG)<'?;SDN>$I!2">)+MFD[E+N)3F* MRXEP$RV%-%V"/3:-LW$8U#(8IMMXL!5QKE/ML3F&ZP-9D?W5[I!R@HT1,='A M1)I)Y#U*0-JIP83',F!W!UK+4"(BZ7:M3!+O$0+03`T?;(;!WWV8:,1*`'<^N)EEEC.TZ9,FPW81;N-$UV!-1]@2Y0 M\_^K;)HL:M[9E,H<=AZ0,EX"24=?.:*`7(-_VK+3YK+6C>C4I2!LGH>JLQ!R M1G-(D41H$;6FCT)-D"2@:$W)I/`2)W)=Y+!@ M\@CW`..W*,GH],.36>EJ M]Q(E>>/]'L0,3E'XVKA'[M-NN+VH_/4?:(=B\X MC_+]0=?F@::!OGO<9VN`;)4U72$-]'W-R;F4#/ MK1##;'D.A/"RXWC1(O)^Z4I,_`K M:IUJG`-XSL&[I^W)D5K>F(>"^F^;>>$8E\6#8&ELQ?2B&I/?T&:GX`X_0QG: M)&71C.[TD<3FV11>*`>8OC4J@-[E44!%&ZIY.6;Z4`R1E?=6D'K!PZ$`N*"S MG@1O8FQ@BG%OD];9'B"`Z_+F;9_YJ<<=YX6:F2]&O23W[$E0,AB<:1I##VCP MRC3.J_SR_@@?/6WOMM?6:TTU#7O3+`YY@WS) MB/A?J9,^V[*Q*2,;[M>89&%@#:BF!J;XG,,]0[O*2D0LT3T0R'AV1T#1S[`, MBC#`(E=.:\9D,`TWY2979^AN"+H+"@4T4$4UH"-@'7B.3H!+0G4[#?91`!B' M&T)].*GY1`S=/"I2D/7_/H)M.1:O:YR[AK`G#G.ZJ(@8>T]39H!ZAVX&+V.R[5J(\PJ/S' MLTPU1>PQV`6?9[\.Y>NZ!"OLHUQS^-*@<_AMDRR!(<( MN4C2JIPE2))0<5#24P6%$[9N^DCI^2US^<2O208X5(+G&SX__?V[)SWO=Y1L MGPDP5D2>:(MNJMT3RF\WLYQ(K#%;JVQK>\6R/J/-Q`Q@""I6HA^YZ44J5XZV M[2`F2XVF65J,3'[I`+$)-(4I.OG5Z#]JS1HWW6<78H19NT\S-,@&U8A4OT\\ M$Y2;%%BK]/PQ#5CIMTVW>:(QI792VHPK5L+?I(>:7!SRTJ/@+@6GCUGF.CSL MM\'52VL+'E)8_Z-JG,:<%U-MLP786XVMLT'$-A#Q8L8>CTN6Y.X#0:S(&VZL M-,\&-"HP0^O6TWZ71AE#<<6+D`M6(^F7YM5\#_W43^'1QZEF[4?W*C1&I1T+9Q1YJV^SUY1!M%,%V;0^/(#U&=%#Q/GXS?X^ M?^JJ^^Y^K!:V!Y8KQ1F/66PG3UMU[,+U2*[6Z_J&9Y3>1U7#?^P,OY#RY=(ZB.2_!JPKV[?8_*B)Y;=#&G3-2)B?J$ M7FPB__$$4D\1/#R>X5[AGFAZ@7=$P6G(O(BF"YAGT_@/$XARBBCAL-0/\V:" MQ(4QQ]M[VHU?LFHP=5^1/[J9[1C#=:0\('*HS==/, MU.$1].K,"=R#>VY\Y@NV,%3WS-AOU)K`^07E":;^P[QT'19P,F&OS+;7B&P= M-3L[>#7`+>];)*57N#Q*4"0;TM;C&S5V^9Y<>JL']:NBJ-#Z@NB9;>_J1E/L:JC,7A*E?,-=PLO4K"[MHWJ,U32#VM3*6!- MS```/!Z#`%$(LH4I)'F5&&2=\"$L]#"P%X^8X_&O57^:JGZ/FKR;9);(7Y,8 M-;9J'TF@!+799F1HGK+ M^47O3J@M[ZU=@PC\%:BW&Q`^WH#0WRTO=)E!?>]LX5Z"I30(83B4__[AE%S* M,VT,GLFRAN0+`MYEI6$J[-YSTR M:KR1(F*IOTY*'F/7JH\?B9=]G9#GRV[RH@IJMW\E$BER`S4HB+?`;;! M%CLVQ$6":838^#56UW[Y&V(T8J'&8H)7,D5TP_,5-MW)8AAJF^,`5R"-1L"- M7VB=KZ!Z8[1A$)R]N7I![FJ:7]`CL]!-4X4&CX`U2"`P0\DK(Y>#`0>NH0`< M7"9^5\4#@E2M;W*,F**H^R&-TU+Z_+ M=\_RHEPTBXH&#V.P7>SB5U1M\+O@N;H#/>E\3U]Z@(S$XF)

LU`[69_M9=2>X(^U\^G+] M*FX"\(D%SW'!>BM/P[^JM:? M=$]LF[_*AUL%'EQ8@W@$CVUU2]D%.*A^CKMX!;BPG1<('J82 M&]B%Y;PR_3L)7D1-SE4<1*K<17NZB*_OX@Q^5MB(Z3#C@E>-6?#`-K"=7="K M"=)VB%_#NW)R_+@UX!&EJ^`UOGCA)OLS"\D_0@2XCJL\LS:I5:X'9"!)@;#]'VR8P MP^#B'H"!>$01,G!F+K).[)+94"=JCOC9\VC`Y<16FJ5;0RF7]FW\A6`"FUH) M-`@+)*%#@+($P<Y*B(MR@)F*B&*%U M\8FT87/U0VWHUBS>X5NY>*CP-K.3%70KBQ#NTS5#73]'9:M5'9W8=''Z8&.4 MIH7("`*H&_-DX-^`YPET"EL6M=U3#.0*-UOOW#5XEN,_4'Z!B(KY/:K?&SHX M@3LW,>,VJ`5.W/,!!4Z!=A![UK/1+8RD.<&XL'MBK#R)B6S4F("H6Q:Y(,)V M3'XR$!;:81F<3JL,/JX+;AAMMY2V.RI8J&K;Q@9H52K7SSY["@YNN`O5BH-; M6-W)'9%]2K(HBPT4Y)I#(RX2L;20>$0XE8_,WH_1M#(6T M*U;1'C1H"FJ=;M1FM>D?/GER-6:H'7V(@UX$(F/7X2ES`?*$]`S\<>A/`(40 M2]C&(J=._=G"$T3>]QX0FB$H2W#.&`#%1/U#O&RB0`$'TMD&RG@5.;RW>NSU MB/8Z1'O]$2PLM6UC`ZHJE>N[2D]A1P-?,UO9T0BK"_?,AZI:.^:+9WHZ^QJE M=)ALWD>:NH0F8XA.T;9%U(IZCU`#2ZAA4ZVB)<8'Y]!$/^LR-%01JW+Q@OX%SO+=( M;NC).=D"GU5%DJ'Z'O)95"1DXW(WJ,'9.R2W^3;*VJ3DAV=3F@SE0P%O-^UZ M*4H/+ZIP?*)6>7;Y-^WP=)>/U$3^BZ2(4UP0'#T2Y)VE<>''3CX=3*]+7V52M2QW<*U$WZ.LJCG&5T6.MWRJB?Q8C9P/Q2!JR5\W( MGS'JXZR>HVR+BCHU9D^3D&9Y205'4]8X]KXB"QP=OLI2Q'GRTJ!:H,H-+O\; ME:LU?BD/..K?:#'@T;_8HL7#H?/-'HZP'1-.'7/&`C9OM6@)%MRX5[O*W77" MI_(P?7!&+C%1WXW81`['EZ%`O)6:A(JIG`_K)DF;8*AFXZ[+YMKT1@XWNP?: MQ^MV@SR6SGK?0(:#;7GK!QAQ?Y(I)G9X6-L+QNN2(I*Y>CYT1F#38)!NXQXI M9MT)10JIH.&L`J0QU% M+J,\(_H4-,?,'V"]-#2!]%-) M!O7/4?X'*NEEMR8OP.$6*!WQ45Y&2?:81VL:#ZY?JR2[),+O&65% M\HJ:))0NG0I36>I\MH_1-[XK`5KBX$"0E["5'Y]G86Z(!)1^^.*KF-[ESA_< M-%A=]=E>7U99_SZKN))0I^,SE*%-4MZE4>;4*T@?K.AH3)J%`<0GJ%IR MT*'!)=W=$*1PJP6L,7B'B42]I&W;`?8:IFRZ^X3:;)P.)ZH`P=8,-A]M@++4 M]PVU90CNW'Z0>=ZA(Z.503KH`"@/25_XE"X3W4REXCLIY*1\77T8`""-A944 MG6[\N?S;5#4"OJ&N&NA90/M^C\L.VQ[5#J7A=ED`;0]D(:VM1?Z0._=H3T33 M'>6Q:1QV.(BI,4RY:5\3L*Z/XM@L0^UF=YPWLS2Z'!."//Z<3@0E[[-/R,AM M=25>3;?9[U&:/I!E$RK/JO0/[O)8M[Q$4T%Y9]T3W(C8W"[CWBNKN\,0!&W+:_C-C9"I@MF'PYK%Q.:`B_ M%LK`EL7Z5IA>GQ351P<#A7I"G>'IQ:.*@'S?/LAE:V:?\N7V9C%9#U\>F:T9 MO*]A>#.!U)#$_,6Q4IFI)N(R3N\O"QL$Z^D]O[G,JJ7I="#NH78X>@;_6"P?0LVV(%'E]L6=R>T#LQ2P@2ZA@UO(7@=JCZ#B_57&XV**;)]Z:MP(W$ M!1?H0G(!!0*X?J.LM^IE'$@%86[^62'UCGOZR0?6/\3/:%W11Y&FPM&Y(R;S MR4625B5:"SN[(9=N%Z++Q>N0?3NV@0?T:]<7X/%X'T7L>)@XO6C_`XKX+SUU M#VXG=4L"!P@S=K.10I>=KU'ZE@T%BL8WK]/F>L-M]SU/HZ)(-@G-&DNO+%(; M5?4]1FJ(_454BI>]-EC-!P0-5KX"W**!5*^::-07[CLGAT[])O6O,"[',%E9H--Y)2H=TWUS.'T?5R<)4!'I?WM\F='Y?[?Z><&8]/ MV->/2M($!"TVA-T93-\J`:#W_<:XJLI*U\8!S$.-;AW=T77=/4.Y06Y[JNZ" MJ_>?XF2]7D:);LZ`V'SQ_H?57,(#U7G\'`GZ_*((@\4<:644\4I5.ELW-@]LIY%/9R MNSE#9#K,FJOME]FZ#I=)Z0!77&5:>%VN@CZ\V'X%0>!]<R`3^KBB1#!=U6UY%G]4C1UW"!RBA)W3F?K;QW/^GR5GEVCP78X>DR MV_'$_4+@7N9)7*+U>50\SP_B0.2'TS@)N;,1S2X8L+)IQH.8%6G:C,H2*5PX MKME+YUU"4]?5>2R25W01[8O5AJPE[JJG-(EK=:>K9WB);@$-*7$Z&%0WT$(P M!`GBXE8E$XF?<5YNHRVJ=\U$[D>R=2X2*N0=RA.\GL`02MZ:6$Y^.@!4-,U" MZ)-+X>*F)'L0K`6B]^RKIUU2%+5Z`WG)JO01_S8[8%8MUC]1`BUV.I#4--52 M`R-8&GV/KF6(_A6G=(=$?0I1MJ>+"*+T\''5,32AY*V=Y>2G`T5%TRP$0;D4 M=EV^%HZNZBM3--79MHGK[MW;J\VFWM6C*0I5BG1'5:`BIX-,MA$B8)"TJ M_SW0BRKC?1@-9B#_HXF[7Z.T-DAY'N7YGO3,^IK@S%VI5;KW12J6/AV4FQEN M(<`K"]5B_T_!1)G7N6P=^Q!/.)4T%8@,DF5>[;HC6X9>'(J!4C,*9QI=XVQ+ MQNE=G8*<5+;ZEDSG=!%)_]P3B\0;I2[P+DJF7BTQ$4>QCLA=%"F]MH[65)[/ MB,823.,^>=^[2,WY=V>3CJ0%L%R;\3S!YE?'/\[YA!M(3*9`LMXO$S)P<&$@ MI.E/_IDT'L,!HA44$AQ>?@6R#H1\0%F"<_K63'%1H=5+GJ0??OGPBZSU0<7F M@)`4"P,C*KIKP$;"/MRL<$,=JR>B!UE5EX(Y!TS/P!F'/A"`0;3501:'K[YO MDC\X.;3M:"&)@2LRL3DIR^;-338KR[/^$8TGVE@P;,=8I(\MQ^#',ES#)]S% MTEA-QNZ&3\#V8R%N8EV[+V-C(RIVI#,VA-JHSF2?/YWSJY%3-9O7GAD MGG1+AJ4Q6#M1_SPP;K8S/(:G,KY-IP8@H$4F[*8&/JM3,=YLV.^5+0*+H+1%VH25:'>U(-:+SQ M_7Q*,^+1WU77XN$S3&V8!0Q-S2__I8%ZU,Y[= MY3A&:%U\(M:?!/7,IELI93^I"BA]1A9<184)4L"R1<^OP:)GK/@]6J/=2]EU M#Z#W2UJ*.7H)2OF,,#W5-4R`X$W^S\_1-R`0I(0=$`2$7@,!JB`<"`*.'1"\2(3SG]_3N+G@P^W.6W\'.W/R+*K440\BEABSAYYC)E[#=(E M#:D[PAE+T74&;ZZ6MSVW3\L@5^+WI'S&5?E;\DJZ^'U2H$=\29/RTC/X.DSA=HH;Q.&RW!J_[QN(F51WY[8K2]1)OSA@F"G'&?@G5[/QS0N4SXF"J:9R* M3MAU+:_ASOUT(:]$Y#XC15%9%4>&A&^'#Q=.^;=< M5(HP,Q?>=R9,OF0YBM+D7VC]6Y1D]`V$VVRL!A\S6F5;FRJ6 M]1E-)F8`0TNQDBZXU),<]9_)G+I)T/JBRMNT/U",:93LDXDJE/097_HF@._- M5*KHL&4UX8*O-Z_F+:)]_6K`RG+L]Y&-)W[/5F1>GNW8C]=3E.1U MDK(FB1]9&G3O]R6H^(PBJO[Z-KNGB6_RYL6%&TR&_?:?]=,#K/Q5UOFVS621 MKWN;G^W[/_^:H)P`_7E_C5Y1RKA?KE9H:BU)(?>F:)NN'LWGHC(OIVN5G1H& M5M;:-CGJ:F5<7F=_[+;`DX_.QEH]JV.)>N/15ZF.>BL\X1WN>'Q9E,DN*M'M MIM>W_^,P(3'QHU.T-;]:T?"P9V`:0V2JU1SN!=!>J:OLI2J+>FYYSX0I@'(Z M2+,HPP,A7'%#S`DKTE_E>W%"P=+M`QAG'\`X^W!:.&,KO@#./BR98\PQSCZ" M^'T4MW78;-O#:0AAW:,6@-49;@(D^VX+ MK+EUYS25J5RCUI3($^XNRH:Y9DY6BYXMG@/7,F]WB=,/4C-V.YQ4_FJ%NL3J MP$+.3%%?`[Z+]K3S,22$,S/+Z.).N5:[SU,O",?'K]@`CN+2,CCR2I\"'$&6 ML0Y'7JWZ7B-/[N?V6HD75/4*:IHV_?8I3;:UC;EK03M+D?>VI`@(H3%-=P'&Y&[BW9F MT;Y/Y7H8L`:527^/X9?+E6.XTNR(;?G\UZL0O*4BPJ"!>Q;KM]1, MQWO.\QXEW9.\KE_U'(K2M]/LZ=<^;SB$N,\B+B9>(D'+_ZG(+/OP',UVO&(B M1EJ6(9&S7@RT-P;J-^Z:8N;3U"Q#IOH3YA%2]*`V)'V7%#21C``'/%)6DIX9 M:6"8D.AJ@HPY:]^<96P<7V6K]9J,V-4.-%;,R86CQI`\,*P`=+8SD@S9.XN# MXF0!QIND/&":K$)0\LJ(JY<3'E(/<@E#P`=43V5D"!CK>VN6&4>ZO"VWY3/* M/^.\W!)`7U$%"017VQP1;;>/^"'9)6F4GV]>GAY02:S"NK-FA5=W[FC&*P#X MV;26*D(-Z_8F27]S/_UV<_DM*4HZ8T2[XD=\E=$_I]2%_TC;C7KU9F.E':8 MS3>E6LP"P*A5>ZG"UK1R_?S[RR#YD7KM>U<5S458%>6G*ELW7JLO&1%7!F`C M'FT[:/((`*XVK*.*4LTZ]?/S+P-.O@8W&-(1>:?GANRFQ^;:[`)`KV6;J0+9 MO/H3>"<`[9)J5_R>)V6)LE6VOHSR#*TY+FPH>;]MEY$[4_PAV(QF88;>C_2IU%7!)(Q!0LC'45X$&'J9HB0 MCJ>^RWL)]V4M(AWG47&5T0-3=J.S*8:-/J4(I]&%NFDV^I1GZ'=W$:+'[@?? MZVQ!R"7HEG@,@B`@(M5,'2$LEDM<_(AJ5>D&<"04%/S-(*R,R!!:!D*CZAM+8.3*.B M6-5IB&F2QI0P+VOG%MG_OT3,]`DJ1;J."RKB+K8+O MT7W'*BOS_==D32?EEZID)[F2D?5C.X_,>UC`%%2#`I>GBX13S.:_CKX654)F MXC1%6Z+&U>XEQR\4K'%]NX:&XW[".>JF98+KUSIR]VS_F2Q=F5BQRK,;1NWP M]!V%2YA.";*6!`@WIZW&"@>KK`=$K2&JK6X<42WA)G^1K*%GYE58=DJLW=\G M4:D@7!_Q82_Z0$Q2%:P%OH"D3_W!(O%&*?9Z74C$4_61Q;2*M.-P"'CE%O14#82^V7S_W<%@%;#SY MM",?#,$3#)-5N'EG9YI><])VR0EY'J)K#Q)J7:`-D6)]AC+R1WF71MD@YI=Z M+ZN<.G&;?[)=I28L^GO\.BQL;1%7-*)DB^ZB9'V>1LFNN$?KJO9OT,0E>%CY M1'6-DJW&2B4=7KXU:%IL8I_IY5MU.>B@I%3_$K?GS:]HT,>B5QM20ZT`U80^ M%)ID]8.BMT__:-YF^UP5Y1EJKIP@NG^]1Z\)^CJ!JU6>DRL;ACR#A?@2-K4# M?DN2A9LZ`#`S8RO3EV2-=#U^@5.G.M\N*G>C:8%3@I:S/?DK;H,%>`>J\!*' MTQAY"6MOMO7+U]L-[2)-A,RP4O([3A/:GA/-=(KV#]>K%'76D53:#AL99-R3 M`/4VC]&KU.?-P=3HZGFK:3/Z7F7_IXKRLCY1FZE^C;^2#Q$97*Z37<*XX6:1 M*2N!@`'34`"\B!&UH&U+$I\3&2CH]>7EQ3[V.4S-L#]C>N+8%QOQF-B?2>(P MQ:ATJ=&%X&HN-U2*,Y8D#J_H:RA#H48*FIK84C:17>)%^HO?OTV;EZ=&W2T3[B,YK)[AIMH_0NQS&J M$RD534@0^>L^V3Z7C[A6B`;$-EZY";CL,VX;Q";C4""[F#&UT&U3FF4R1'CG ME5)WEZ@XH4#<3^7L;G\1[0ATB@=<$4BQDDV#Z=DASRQZS^&EJK$*N`"\+4?/ M&:S%HV_)KMI=?GMI+V60<::;@,FH])HP,B\JE>E6W;`RGJ-&1W,5Y`#YN\A] MST1/)^@G8L/#$'I'A\\DGFW<@-3=R\DR:L^QHJ:M"DJDG)=XN='>$%,4.$[H M^IZ>PM6IV.BEL*J9?:?+(::G:QA%1I MI=Y<@WO+F6H/>;9RI\)AIY-#U9OSKFF?25Z3]`YE45KN)4,=@Y(SKHTH`X(2 M7&-;(]:HAF7RDGNW&=!:DBKZ4T$5Z">%76)Y;W@5EO?:MEVN=JY'V]]!3!>I M-]&.2'%#3_#:(?FA>BJ2=1+E^U5Q0=HZ6T>SR=60RR0&6YF+NWYK&238EBDG MO=Z.F,-H;&7Q?`O]92O"%/[Q.2I_1SGJE\4@]*NQ$G8!**O3[P=:1CUR9X#* M>.HW$I:9096.\&Q)H)]HW/+^MW:]3OVMG!4,B+:UJH36EOCU8O)KGM21$62? MM]Y??GM!63$]R9;2M6(+Z)QU#IC9,5S),>*%["GH!6P#?U@7-NRHP%YE,)'P MU<_;[MUH+D_K,C>\81J7Z]D;OP&F)-)+MLFRK_P=7Z6ZF"8?O]5K>H_H>(E: M::99VO6H0G1375BY69=AWH7-6F;NK`D,Q3_; MLQDP(CII'*IB)[>" MT'8':F):9_,WN"&PFK[CF5M62WU0)N;NS=U?N@JAF9)P_,?E/ZOD-4KI@H23 MF%9..D@\SB<-`AX*VJJC0\P\7+?2,>8=K#S>0MK'BHQUIA^I;.'F<5MHF<=M MT246+&,PV-6(W_Z6-`DW(:JA66;N"CL+79X7Q![;4`V^VM&,ZG:M/>9IQ]0= MSU"G/*8#=`D[6YT$1VY52])ZLR3F+-VOLD:AWQ&]$(K6;4J_[@2Q7=)1C8K; MJBS*J,Z!"]MDF?$6;\IT>9]4CUK2[LOU+,M2A[NO\';A"3M&\6Z5.3^L"1`4 M4E\\7M@Q/6YDGCAUW@'+8H2[#YCM=Z(BB8&'+4Q:SHG+A-:9OC>H),,UWB%Z MV#6-.F-]Z\+(QM^\Z63L-L!B9<0=9<2R#LH:LPK\SA5GEI[-S[49)@C1*ML: M7;&L_P@S,88B`A6K[6%0>`.W?#&P0#=)BB7,J]3^S.8>H/V M42^\2ZMB5135#M$(2+(:8F7[5"C!VCWQ2@2"$'7M=2`#JD5_HO4B^EQAWE$> M894G(T@-I^.;$YAZN6T=P^IZ&[NCI@=011&7 M4>H:KQR3P/;VL#U]&#B#J:B^D.*Q72*%H>?N-K%'2-_A-N-K:6%TO#MG5V0; MTTR!A>NK9@-1./X=`47;E$P*'^Z6O1+3TC/J3SA_B-+!KD9R;0Q6;GXC3%;. MF4T^1__`^2.II2!S&WHJ5]F:AOJ7>^'%+<52?09=8"F?K<&\6:5<#FX1@[M6 M=FSRY>$Q1U%1Y7LBW6_T78F,=FCFW1L0;9=204SK;$)3;TNLIOAX?@-75Z=< M$%<3>`C"EP?Z\`FB]\SI^T]E$D?I0_6T3II$]NSK7FJ%>NS!"H4&0@U3&*$1 M5M\2_M@CPO(BN`'D)-7HK_>]0-JJ*%!Y M%L5_H+4$9P#*[N**B#(LC,&5-D"8L!)GCQ':P=<]*I(UL4L2I9]Q7FZC+0*A M3;E<_Z(AN%Q82-0UB`$N%:IT\?:AK:EVMT-YK(I/U6*#Z_^P8F&A4],<1M,R MM$9G#[;8`FB:DM5''J7)O^C+M5%V^Y2V+]KRL`DNT<,24"(T1*H:P0B,@,J< M91:W@T.:3#399@<7`&!OHE2F;09@F;#0J&,(`SP"JW.1^M529*0<>P`+GP*R ME@62$#<:^4"]&,FFZC+A(R;J3ITY1&%!"*2J`8AX_%L8_1KH,;3JB136/[11 M-GZ706JG."0LMY76WG;M>]'N7R@59J<"+J0U">0,\X MKG85W>>N?\MQ47S)'\C$\@9VF":A>$;'+UJ_.2XAO([*<1K&7&YO@`5 M)]R;J3K*TZM#-CL(DY]!!YGP^SXZB,B(#CK(1!R-<^5?FPZ2H2UE[^]$`NX` M8&2?%F2/A463PV7+5U_O4!Y3';=$K]9Y.0CD_2M*UU<#;^8#VB7;P;\XP+++ M]/!BLA6FX0%V$7,:@MN63/KGU\N\X`C1JP],,NH``BX*B&=R.4V(RPUV!$PS MA=`_Z'8(XJAX'B3ZUP$PFX,*>*<<3A2X0D,=`[13`?1/Q)<'[*JBEX?2),KN M<%YN<)K@>[JL7D61`*2`4@Q@"DN%#4:X02P"4%BI-^^=PB36`IL6UDX7:BZ0 M9OW53!=;]PW.BY$A&$X]ZK=XS]O2*S.8;O45&(2'7F,SV7(-*-2O?VCO298, MOFWHJ>SGJ&0=ZW"N(UOA)?5N@7AY;\_?D_(YR6XS]-\HRO7..U49*EI6Q-#= MFP]6(";T-VJ:=?*Z@XF<8C\E7#[]L]?0!J=-B7)B@\?G'%?;YT_):VT.S3@" M`]ZJ@Q>,]_?3VW2,[:CC`44-/N6WDCVH%5J#/*+,;A^$\M;I@W+>WUD?5#2V MRSXH%U7_4G*(?=!ZQ[/>V]ZZ&-2L+ON5N#.YR`O)]!NJ+)0?DFR;HO:W_454 M(EL[+R!GC2V8E//WTVW4#>UP4R85-/!TE2JVP%6Y7->#,]?H?1#FWU<'5#:W MPSX(D=5AF,`R'7%\27&D+94"O!4'U?Q3E.1_B])JEL]8<8G`Y:.X&F#P\=Z&H\.!7@$; M!TPS9B:'2P-FWD\.?#CI'BKQ3*DW3^[__C::?@]Q?TE2#-GNXW=#H"KE0.=[ZY/J!G7T49(*.#W?GACHWO!&-LZ MM/DN.YF2B1WU,YF,)W=`,S8&][JR:C%01_'B0O(1N@'P-O*"(&=<1;9\L_.4 MCEQD7OHC';19)896N0VO\;9%FF%ICY:H<,(7F\"&MK\JLK\: M>NN554XQFE!FE,T:WD%^J@P/K,>[@TGK>.KA)PWC=P:6JG&(TI:*EEUI% M+;5Z>NNP:H;WNH/R.N3;[M7RYL79'I8K7C?TV@H?]*R59^_FF;S39O!ZGF*U MEB?$(S;*(&LV:WA5;S.6Z1F50(W<,K>TI?BOGV?V):WX1_.-^6ED>_2M1-D: M]28<67^W3>*?8KQKJAVHW&4SO1VF*+]`)5&Y^,'50DC0[NV21H2,II&9%!Z\ M!LDT^`BEZ?012'F1V=N/HB*V0K0?JMTNRO>WFT$59WOZJN?PL=!.&Q!QIX>$ MV%TS<@4;/U4K59KYLJVKDJ8O(H7P#CT0(R/ZY1Z]X)P^#K/#%:%K;3ESEL#V0D<4"+;3.HI`SN#! M5'G28D*:UH@<&E_'F&.B#,,LJ#1P'4%^.BQRY'8Q&C+=%O5S/O>#QWR*T2^M M3YN88_<2)3F57ABB9(M=UR>,V7EX?#E7"GQ"R2\J/81D%74VMEB#B?!@26JM M\8!A*I3X&(DES.G'Y^;?IIUFSS76_*;:)"?25FHUW%ZZA@G27.UZBC MEK6[>/-R.6ZLXC)WO?S!G""LPSE&C?Q3'JCQ'<2>@$_G%<-.1'R#BSCIKSU] M1E%1YJ(NDB%-,Y>+M\B&DW1&WD-3="7Y_\8R,[B7MX-=)])2D[:ES MW2KKV^R>#@$Y&14(P0W.\NZ?]>,!K#`5ZWRG9C3GZ\SFGZ-_X)P>"!2W&YIJ MAL@X/7MEA,HHEFKM!2[ELS68433*Y>`6<1Y7\^7A,:^QO"?2_8;)@BFC0R/S M?!I$V^HNH74VJZJW)593?#S)@JNC4Z^D&OTYUXM@B"\/]:J-#J1WF(ZB<90^ M5$_KY#4IB*W8(1%JA7KLP0J%!D(-4QBA$59?X#$ZYSBG[J=R\G`1$XT@VM;R M$MJPL*>BN`'D)-4LX7DZIN>>KB//HO@/M);@#$#9>=)%E&%A#*ZT`<*$E>CG M'O<"7_>H2-;$+DF4?L9YN8VV"(0VY7)M,RB4"PN)N@8QP*5"E?JYOUU'=9WC MW0[EL2H^58OU$S"T6%CHU#2'T;0,K5$_6;87(^@Y3E.R^LB;DPEJE]NG--G6 M-N-A$URBAR6@1&B(5#6"$1@!E2V3\?J8SE* M=0QA@$A@=2TF_R.\>1N`/8"%3P%9RP))B)O_#'1.G:H+NGP'NFL7)H1`JAJ` MB,>_A=&O@8;MJ)Y)8?UC&V7C=]>?%"H,]QZ4_>-66%-);TU9$PS8E*'?L>KM M=;;O__QK0A;6>?R\OT:O*&4<#:L5FIZD2PJY-\4P.&0N*O-P6*OLU#"PLN[M M/8)Q]!./LXVGAC*WX`CC[.,%9J'<-%%=+ MV&PUP6D(8=VC%H#5^;9U0RV[.EE@/CO&(L:.V/K;"&]`(;KV9:F=Y5<&1=+8 M:K:3NF#X)<-/!7/]K4>YVE4L.X=2NGFYTE3.O1G=MJ2XFI<;DMP./][^U>VS%`K7\-;DDLPV[-!>CH/>'0P6.@52/2<$F8 M2@(3`WQ\6I;/7Y;*WJ>,_<<`I%IJ_R6QR'\#X/B7/YDY@FEVM,N"+E%6,>DW M1!3.U4TQ67]3DT=VTG@#6N=XL.,+9/E2IYL8!\ZF?>Z>7&K;RHV`&$O&<%5: ME.ADXB.L^+$PW*VS1#]DA45,A0AWCV?'1K/S':N^)M[ID77N[EMAX/G_/2F? M9Z(78]G'BM9FJ-D``LQML!?$H)NQ#WS\8AZ!+]P(2PQ]HV-S^_+KCYHO*$_P M^J&,\M+RJOF1/M?=)18^/!U=)QT6OJ&A7K!M.)6"MK2TV)9=BM%[%T/(>Q<#Q?NWX0#2%MYW^O9H?9]1VX*=?U3;6^\W;:(@N_](G<#310=V M\/OW#V]'OQX<_^DC4;;_MVF,YAG2N_K\^C);+]=?-82P MWZ>5A'CK^0LU:$BC@Y*6^OG0/7G5>>EPR47"[HX39&E+]!,X MPFT>)X:(=*HY0QN<(R)G,ZN0#_3Y5-)HS?\Y%K+(<9@1RI2CEQ;FIPA;K?]1 M-=%/O88*=M;B"["V(E]GLX--#.+E3#V>0BP(W6?PLB-LX.FN19:XHS\0'&;K MFNH.$P.B,FF6YVNJG%ACAZKS63/=S\!"*; MM(^"G9.U,\KB?>W_)J9LS%3_*VT0;-1]+=0"Z+U&M7P/G==>,QR][QJ)KA]L MY4G<),C`.OL'G1W"]]%7O$'^',<:N1\\<46J[/JA[:.T!1ZW'D`<<.O(Q#CA M/0#?RZ-8"C`*^>_MX>\-;?D>;/D:_!W+-<8#%7/!QW"%D4`B@$;_]RN`U,K. M:J%=_T*[_)/J(`;&7*2_J,D3^$M>JEN;Z6;&?+LMX*BYM69R/)7>HF?"13H* M6!2-;6XX4XQ:#U!#]TDA]TBHU-V0CA%7WWX]H5TI?U-C?>!J-8:`C2:4H9?FA82Z=@I:CJR>LK446'U@Z^4D MH0@_"V'5'#O#IQ.8R#:"J@^BGG`\A4:PE=#8+&AL![Z++N()X&?P MU7D_[\0\%5K[7.M>"Z@4SMX]M#/LK.*XVE4I7;J(#_4'"1+:X4>G:-M::D6= M&:=^XYK.,LW;JU1*G-%CH>'K:ZTU0+2M^A):QP\&]^*,WP@!2G4SJ&,25$>XU[('FC*W7#(D`@K-$2@L M%`3RX&JK(T[(V_+)^Q'-"ULS8=BB8VQ5(6MJ70[+<%\?UEJ.8[6%Z]C&*C52 MDTMJ.HDY7&2(:\Y#P;K%U393UQX\]0L4M;^\/'WH3KN\FJF&Y7WOSW-48',[ M:?7SZV%65`T)'+^(>ZR,&/]6EJ5;X@0QD'8& MS=$.AD7#H[%`-@;VUKNSQS'>5KQ02[E<\VJ\X/72O01@^3X1>%,_G8K5"ZH> M!H8ZB6I;YFB0'`ZS*J])3:Y,^+#:!&K,":G1+*V&9`\";8X`9U"$S8*8GH76 M:+RVY$5HC:YCU]"M:.;K5:\\W+=*&+J)8I\,XF:THIS4ZM-?D;A>;%]N-B@N M>YV(%>Z)SN,'5E;E)T3TBU)Z%E$10?8CXFFLBSV.762,#8ZA`-V^^;3P;T4, M_:$AC16T\]WU_*^/PII+@51[%DH/7><`EG0U=K(@2 MZ?V5P4M4K/!,JSQ;:UKBZ9.=!]*QM)L'>AKQX-L1PL,KN[&"0Z5T`OU=!XDV M*&XNC]42C1%]FS]4+R]I_7>4MN/I4`MF6)1=IL/3/`M,G:TCY##!"YENO(#@ MRM$[IRW4?PH7@@6#.[0/:'$8`5Z10PCH-C&*,I05*UOBU-EQ*\"G:0R?R^3M M(*V6MI&@NG!C$NVN03F-HKKXDC:8NHB\!@2(%F[4HY;E:G,]D@WL&9'LCYGO MT63O(F%MLH7ALO;(^#>HC6A(XO;7\J(TLC5)0@Z+&(N=@; M$Y\(^`066`)]X^K"O;\UU^SRVPN*2T2]GU6>W=;;V>:=>BD*Y46YF!05/1&$ M@JVS!%Y%E0?_Y,90..Q84=5()MT&EP3S MS(/I@()IM^=<($M]^GCQ='U8('(>3M>+(@V?`U"VF!!2.MM,]5)1ET=6H'YZ MR,HDJY)L>_N"\N;:M,P"ZARFEE'A8&LYSJG\\EN<5FM2]_ESE&W157;1]B!" M*7WNQBI/L9%4>3H;G4U@@I";7IBQR[6[3&.+J^\( M7L9\2JBV)D+@V:.FD[;\$6>%$HE! M]'F4Y_L-SK]&^7IZAB4G[.XN"`A]AQ18224DB;BZ2/7$?D68*^0J)>-B%M$+ MQ9^3+-E5.T;J1KW24LAP2H>+(X@Y+(&+4Y7^D;OQD,5Q]1&!=[6R]V17F5/W MS&"%&^V23.+IU"S?[_N4RUM+/57OPV\W5_XAB=762$'8U#CU^3(A<%F5"5$.WFS9?0Q>T^_@1RJDM;5- M&W"_QVGZJ7%D3^06$[4"\XB<34#72?24I$FY)Z*>DFAN,V^ M9"]1LF;>-E*&G:Q13];5;M!TXC+BP1@8 M%7AXC%`;5M$9*A7JTG<'6T$P=\F!R)X@ID^DK3E+)3'18,G!(@JHKW7"MY\Y MQK#,5KM'\M@Z,_@P/^Y@YT,4NLLQ@7"Y/X^**DK+?;^>_D(V&?G7/*&1A^TK M??^-(M45XO$K;AOMF!6[&WMM`QX[;+')$&])M?JQ\R.J%/R]+$-CU>E4CC]0 M*%=K9YA0J/9MD#!O+6^'"`6%]#=+G@P0IF:?/JQJC9^EY9K+9U>7Z*NV[;M< M)[0@:>"W^B3;.0NM"3H[88MAHXE.(840P.,!V96#71H<9@Y#B`3^BCL"":&O M@D4P\E.,"0*:YIJ?10:PR%)[LF.Q#-+(@VV9^9)"S-:"L<=L`UI@"""H-1V! M+&VZQI@+K3=Y\80-]Z40$QOTNQP+:W@A5PO];<3UK;L)[>Q?;QO)ZLTME,%Q MZ"/*^P@A_C$TBVI^\#RF.AFLPNRP#/:X=;NX]V%GX&XO%Q3$,LTZF=B$_B%S MK"J7&U\4@90[&X*/!HMKES M^)XW1[H,>'W/ MY'?%MXLFQ]7W/*I(#[[=7&5QCB)J_^;_@\8"#Z.CIPFZ])5+\>\26=KG[ZPM M;G!&>$<$$_CE.8DO7XEHPU>O6Y/*R%K+\,F\4G#\$KM`1>:3[2)"BRG[)]#J MWFNL<41O$']&NR>4SX8'Q7*'?,W084=M]5H M]845EB]R^U/6U/HBEN&Z*I;;'7!:@;%.GCR>9ELB7N,UDH0;"6+34-?3%PP7 MV#S.ZEA@`SFHX^T"SML%'/_&R'DG\.4VSB):.KF:HS&6&S[/P+>,> MJ2\9B+O$VS6!(F&V4#W&,N<(J]R%U`CWA6CP>>+2AR2*1Y$+B./-(VV=3E=9 MG1DQ2IN%P!,5D]@B3HJBSNF7-KZZLFS6#M-9T93-Q&^ESL9_4%LRD2)V]6OU M)D[\KTE!"),X2ED4I?KDB\^Y=UQ/-F0=V,\=AN?H1UV(-P4J_`"/9[D!1;6!J8"3&Z'F%

X[( MYV0Y`<3.B%0,FY8T;,2P]+4(EI:]?VLUIK1T=0G$R8A4C).6-&R;LOY>]<%,4Y[Q9H%;R\XYX*,2I&N:X**'$,G M!5T4='`YQJBT!E;2>#+0`"JJ>X&P@F6B];T<;=2[B>IX`ZK!Q2MX[.?CMTFV MK4,,6*,D9[!1*]0],`\LM/`ZYI$409]Q5CX7M_DU*H!K9VXQ\3J'4!)7\$-6CB;HY`T7\#1F<(!*Y]ED:D\.*`_%, M?L)5_H@O4T3^W:@"`R6_G!B+K'+A0U!J#`CAH`K"TQH1 M%2RT.#`98Z+OWM7'KRA][0?VSSB'3M3<`)VX7:RVT;"N8Y'_C9]VT?P*LV/%5N_EI M=>IC=6%&A_T/KV'4W`ZX1S%*ZJM!2N=WDL*2H!1>X?#1!K.+9>AQ*VUQ^)^> MKVTX\JN.5#1;RNVFCL[(UO3RRC6.LF*U MV=0!V6?[<[Q[B;+]PP6*$QJ]\8C_AM.*J),GZ?ZA*EX03;_2QW9,0+T8_RXM MFWW^`76#I:VKVS\6D*OS*@>8>P9\/*MUL*AX0`NM0W_/8/F(ML-2=ROD`I$2 M_ZS(GYSC67B!R1@B*K"\-A^[GYCGLLKEI+K-RKE+=`5O,*QOB4D&+&F=PW$, M4)=O9[)@T;GK40,.JN#S8A6Z$`R!BT_+@/3Y0):OQ+\]XO?O.5U#&K6MOH'+'" MS'_4X]70[&L5Z([.(GUT"2H[LQ3=@1#^^K9>9H;K7S@8IME:5W']D)3PP:QV M?M-GT!I9A\&QM$?%%4WBE"-5K><%@=H."SKK409MB@UL,^YNZD+0/JA2^?=S M5\VXDRJ.A#KU^1>)($JN]:DJJWR0FU`M&1JW-"@A&J.T_Q`T,XC5Q&B,RO1# M">:)CH_W6F.K)EG;)7&"LGC?VD+_.4913YA5P[L_#B0?8UU`;K%'4[/_+4HK M=+L9H^&N?[1YE:W;++C%#2IG=(VTZU[,40M4*MX:&%@L"GE@74H0>M1N-`H%N4]B!HXB;4NHXTJE*M^. M!GF2\GU7"B4DXY'`.^4!J+@)R2RB:):03`(;_670W7*)>X=/8]"UW6R^G6WS MX24Z!$%*!(,@9?7UP`2IQIN7(`8/KPS<$Q/@B(E:8_&(0H$'2$DM1/`XZ\=/ MZ8/`^@N0^>%1N\';=[U/ZQ5EE>`A1Y72\_<88:5#`:"96;20J5REQC)JT07[ M97VOI*#7&@;.CVSDS"AFCH_I^9@1D^ZL3)-)*.BT8B0MD.K6K!&?M2A6SY^C M;"O8I#SB>[1)B:JKN*RBM"6;*7:/8KS-DG_-CGD7X]\]8VR??RC@7]JT6OUB M`:&\2<\)UJTC7!5%M7NA]BOJE]>2;/N(64-$IS9-19X4,:ZR\IYT]O>ZG+978/I9G MRX.4^S;..*#!1";'':P`(DN7!XX7Q?'P3-KA&:=$^N+RGU52[O7C-RSY(DH< M_S&2Z`:7O'`/&''G:9`0.W._G./=#F>U>'5[%*NJ?,8Y:T\@I^S6&R)*9WT; MV%Y81=-QCQ;74,_;(LXN7IVVV&^NR!(#K2^JG*PMVJ.*6L4;]+7^-'65J!4: M]B-`H0!0IJ6_*N"@E7ASB/`0I>AV,^@G=WD2T[M(M:2)JV:'H%R*_@240>%,HVN<;8EI=U2J1U+9 MZELRGKG#8/!RHG0W_-M`J)X M_$ZE%UQEI(>CHCZ&>2A;=SD[YXIZ02:6Q`7#09>"`33Q)J[!LE/%G^D+-@"# M9C`NJW"-!]]KR_>!JKMK)D?]`R+;SKW#B<]]LGTNB]4V1W7,(.^,!5R@<_(! M"BRG31PW&:F3;'L9Q<^W55F44;8F_ZQI1J.6#]5:/?+I` MT`+55`BS3,$'$Q:#D`FM(&"1*2Q#:!,^"^3!5RM40Y1 M`E1@Z=[1$<.@"8NJ?ODO>DG**+6+-XFP_^L((R#'BT9E&CX>AW0H4_[3%KS^O4=*8C/PQ MM13YZ>_7:!NEEQF1=<^*WF%_[>);IE^/)'-3)3,NA_6INST]^F1KKOV,\W(; M;=%O541:M#S<<#_'^0O.ZU&`&86C7K#50Z6@NXS)K';`!EJ/IX0A>SH!J+!U MX^H3QJ)7@]49S!YT$B%@;-^!FY';,$RXUXG MJWKXZ(A*E;Z=MTYW4T-I@?LT41'.GHU=Q&&T6W_<24?9;95&'&&_D.D^[Y=\ M+6DR?X/`(L<^/LX"1X<>'`7,X"7L-W7TR.5I@IDLR*'?YY)]ZR6]PT52-]\3 M?D6W^1E*\==6W_6AOWQ.LF0W>[K!'L.V&6PP#`:AUJVG!V(;8O@6<]'IU(G\ M^>6%`UT&Q02+(XK@P,77SPPM([Z^93.?C\MUT.036?NO^QG^]@4UWA[ZJEE: MT?C*>Y1T7U>;39(F9`=1J$VNMBOBSLOV*@H&TT>SMJW5@#WQEHDQ\=03H+$_ M5=_[PRIQD=/$5CZ=5C\:3TZ&;!HA275*8E3,3F"S]4.5OZ15<1:E%(<\AX$) MKZDG08]76`"V8"\#9.O5[B(-/'<6O\H^X3Q&]=-@@W'R=O-0/17).HD.+VH/ MIF2%4H/Y%50J"/SIV4`=:>!ZELC&$M)QD>)YAJ7S(WFMX1YP2F.-L)V('/%2 M;-R$&AUO'M._6<\*J('O]*%\7(]_`-(18M5P73@POYS7*=/6'(TNA M!K\[Y*RG.4'A1>8KB8%!;Q&C[+&"@,2@+5=QQT_ MX+7]0O_S%!6(_/+_`U!+`P04````"`"M@0A%XB>>)0P9``!\$`$`$``<`&UT M9RTR,#$T,#8S,"YX=D773,BV7*4-VU)+JJZ=IPF(A"1,DZ":(&UK M?_UF@@0%BK'(3%R__OW57W]WCJUKBXNWUG3I>\)GUMC&H7P M;:MGV]2-Q)G54H]8(0D6-'PB'A4K8M./ M)\LP7'TX/_<6S#ZS?>\I2']W[@W=$YB=SPX\F?$7'9G%'G MQ`+=N?CP*E(1+R\O9R_OSOQ@`4(N+L__^_%A(C^J:+UP4?6]F`C,%JY7="-V M3L1,"E5O),OIQ>7INTO%Y#+^1Z8OT--WV4UY9%7 M7!HG#,[1/.=`00-FIPP^;\#C\],M/H>RXJ+!"QT!J%Z6A16,<.Z'!"NR?)0\ M7*T8G_O)$WB&MOV@\!C3N26M_0%+\?%$,&_EHBGELV5`YQ]/H-*DY"H#"/%7-`@95+Y-73H_E%8V M<=MJ!2QVY)JLE$/G;94"%L:9P3JY9-96)V"A[MNJ@W*FH("%/[Z,!_D^5I;D MSK32HKTH^JS&[3^=@'=_<4%C$]*@OZ3 M<,>*Q5F:O%_/MX5LRX\$=8;\;_+W=B-.N!.2*LZMAM*<,5L9B_F2IPJ`W7"Y MA9'?=YF#GL$-<7$PF2PI#<473B*'A3C6(CH-Z"HQ`H0D1A,P(TU`NAT^388/ M@[O>M']GW?0>>D^W?6ORN=^?3JP?4KE_[_HD77,53" M>577M"=3^//8?P(HA_?6<-0?]Z8#(.@:>1L@;WT/U%Y2+M@S'4"@Y]&&B%9R M5D+[KAVTM\/'T;C_N?\T&?S>MP9/\'^_`[D-R),E=&]+WW4@M.[_&8';TA#C M*L9*B']J!_'D3OUC]W[X,IO_H(&[5CHE8WKO^2]/^N("^$M#W M+=ML;_+9NG\8?NVZXT(8GT@8!70XOXD$XU0("$]NB&``S$C3.H:P(6TE?#^K M8&:3HCNU8L&6/[>4:!G82.'X5!??09="1U]ZMNU'$/[QQ:<(FI9,E4FD"E_5 M`'-5``Q]L3:"+"6IPR"-^^DL3.)[_%5CX7=Y"R-;9TYESC%E'`RSJL.!WXD;TD1*TDV;MXE48TE!EBZI MPT!A,`R7-"A(F<0PE+ZM0>(ZCX04965D6;&P#@P%Q@WE\*EPY!*>M(/,DVJC M7U[DC9ZP6Y*_L_.F<\=Z-R6O-.W<-P]JK%P0K\;;V.C%1;//2MS7V+XA-$U'61I9" MHP-#@9%/3,L'^(/=$G[HC29#D;^<14F M&G4M--6YM0ZA1AD=':J*]U68E>9Q:A%LDQ3J\*S*#NDPYA]7H:=1U^)5G5+J M$&J66]*QJB*H0JTDHU2+8//D5(=FXRR5#F@-316FY;FI6EA;9;HZ9"M37CJ: M!<^K$,PDNNI`J\V4=3A5IA5(F MSU8+4UVBKL.I<<9.QZR&I@J_\CQ=+9BMLGX=LCLNG[NC(6&N:+.*3K%4X=YF MV5Q-3;C>=UF>]4-2XJYR9))E&>CU!WNFRZ[+TV4=$!7YL@P>!<\/DS&[KLV8 M=2`U7Y>6P:R>K-+5J5B/5HMIR_5M'*L(WB(S>MTR,]I!6I$:S2!9 M\/PPR='KVN1H!U(%2)\(XUBMA[P!&8VCZX'2[+1YS["'B;ZI!K[R6B M?K3T8EJRG%:VH%V-:3Y[DJD5=41O,G]RW7;^I`.W:@(E`VC1BT--H5PWF$+I MH*J80]ERL'+/#S2+LZ_HCA"Z+^N8$"AI:CN(..0%2#G!V4$_&C%Q;,@_$D+ M&.>99!&M31FMI)!=G6D^^Y:I%'5$;S+_=MUV_JT#MW[]?0;6\M=5@!:MNZ^% MLN'Z_0[$^I7\60A+7E8"N+V"OQ:])ML`_E]`]^OYULFR\8/L^;-X^BSS5GX0 M6CQWVK%^IO""D%7F2.'XI.0'WY;"LH?@%C*>4S<4ZLGI1M39JW#4<9V5Q:DZ M7[>R.-L\^&/O`A2/#' M+@78/N_W.AXG.%T0>:!821DR;&X09+A.4<[IY=7IY<_[ER-L789PE^]GC1JN M@O9(*";YZQ!8Z,>R-[&!9,'_3A4?6N(=6F*/4OQT'N!YSPT+(*GQL]`@?SF] MO&@'0.Z(^89?50SXX?>[:5I\B'R3[^N<3S'CWBT@?PQ^NY+L7HSJ>PIV=RJD MK%UZZGS/D!PZ#D6UPU/ZNG())^@]WL/_S7L+74I_(Z3"9LE-$K*,6TM_Z6MX MX_KV'[$C[86+?Y:\CH]HCV\S^!"JYX.0>N@90NFCF0A9*&_2^!3XT>KCB;R[ MX0,#DA.+,]?%"9J/)V$0`3D!Z@`4^'@R)ZZ\&4(2KP!]WYG*;SE1D)PL6*9) M;\'X`A=%,H\$$+;)2S)P[I>C0>1*U`(%VW&9J#WO@AO*&A+ M\==P/J%A&`O!)<2W48"AJ7:B$MKGT')CV\4:>CXX-6#O;V.Y^-TL/N`=7M`9 M"QOU@EA%[N,J4M@-9M[K^D'AH"LY@';Q_[M4"RPF%2/"G%XB+:O"]CLCBS_@ M,BHK52'_WC`U]&WU-/`8E_1:*RLE,*:YV&#?JO;2G\^I#6W_CN%M6<]T0@$3 MAE>CY%%K0FL8@M#IQ7.@$."+XO+AY((Q##[(@$(;/9BN"Z MY`U4H*$;.=3Y2O%*,VA\H!I94.5)W/H>:"73UV(8A1BVX;UK&R,=6&RFOLC7 MWW<\+E'OD:(>M5909!E/P_$]POAW;0:)^4-P=W`NXIFX.*IO*U5-99I.I9O` M\\YB`U(3?4,H9$`)SC_'?P=<&V]P+1RV,?CHD*,S$(^I&Z5WXS:F>ZOQ\_+: MEJZ_>;*5=:5"J:C,47U<7FR&R^E^-9*QAG2\&`ZYKVW M>DK#?+>R`@_Y5^*ZDS"@-+R)W#\*.OP=6$T<`,K4*(QL&Q&;!C&,/,FB*RZ' MH-S:*Z'[7`V(CZ9SVG2U^=-3XP1.\7MC%*P9H-7ZNM+3#?PQG;L03_;L,")N M0A:[(7A39H(H.BH+SOZ':C7]#40;8]5F\?KFR`"Y%8':L?7);.7`QY2,$:HI@0?R?H&&M"<8J;] M*PN7?A1^8L_0U8R9@"ZICY-EPWDR=[:QZ)L(URVK&M#W=K$9QSR>V_.P5QW. MG_R0BB^".@/<"2F3^J#.)@6,_:Y>[W9B/YH:!J6'2J"RN-.`8-;VCJPUCZ** MQCR\\:"<`5@CD+>HQ[B$#+ZBRA^OU=Z0B,$<>1)*W0T]@"C3LM^/OL/FC#IW M">5P_MEW'5F!O17AZ]Q52;("M&$RKT9D"XL9/Q@F"A6MIS2E7=75Q=Y"?9FW*8UAZRQ;VZN'R_K5LYA6FZ;`4M>$4] MM>6BIG1@E?)$H\BW-!C:6Z[>#AB0+FCP73VMTIAGRT.\:A`FY5DR7J5<+/1= ME9U$'BXK'LXUG^)FC$'AWFX5B4>O=^F%<`'<6IIXU") MS),T:38`SXH%R)@\RDTN[R_)L)G)[%%3P_D-73".J1S,(AW,FDL&LIOVG0 MW0!>ZJB6K59R:_@5O31FCJ8N'@M\N3W"\YB025L(MY@\B$[/_);3F.*]-@H[ M<1J$"9Q[O"4K]%2T98*]14`EQW8$VI#)O&`TC38P!12)\#[B3@]J:2B>_++U MD<4+-/:7="35I(DR++&3G",QE_+]Y:+C1S\(%P3G^C&N M#8341T[S3YC'7!+5-Y@MW:%!1 M=W9D/Y(J4SSTU[D&QCD$F1D#FN1DD^&Q9%XA1V682AC`]`'3D/;L/R,&7LQV MSJ.P"*[H[&-"OR#;_Q]8YSLNMSI`0VD)H/R1E)U=Y.: MB:OM$PW?!*H=2V(,:#4C5;*M;[,4>TR=2$Y!X?2&7[P7O16380-`_W4EIR3N M`]\#)]6.QZD1RF5V9F%M':%94^;*O<0)\-X\I/'20H0(*S[C,CD]G/TKGE]\ MC/"D@#C$I;@:;$R?&7W)>ZM[BC,O7GP@+R)BH>BY+F;I%@-O%?@@`CN"P(ES M=J``36:N>J#?L]P*>K-^1$<]-Z(>3*!APZVJ`4J_)^)!D9X`/Q7T3:!0S&'0 ML_4$SG!PA^B)A9T%F#9'4JQ(8>&G2Q)^I0%.?:('K"?0]I-BFDV@.Q"B)QL_ M9G:A<^"A#-K&>+I2OI4TI3>L$>"(OKD);'T+3=<=44[<<)T]_**4Z%@<@2TE MMFMKJ;9YPF]<51MN+'^@"]PYY-M4AJ@%'7D-F6$U4S:>%SRE@"_&\,)9YS8: M5)`<2ZU4[J7P77`L;M8;1ZP`P$;$AL'XF-XZB+/-\;Q*'$;HY1_.1[Z+(!*$<-7(@?UFAUX4;L1Z8Q\*2!-4>\@R+9-*@ M"T)2^+B'>7:MRNL9K1K"8ZD8>I7?;`)JTU#JN8[&%O'R9Q6E]F;^,U7HPOCU MS+))VH;DIN37&^Z42M41PK<9UFN,3N5`CHL/H[B";X_IY59I*>98K!4??P^] MG^S(XB/-IOX-#G[;2H&^JT@Z#'CL$VYPA4:"M_/&*1]MC=0!99J7):@.5W)+ M0!M1FS9]L&?B8ML(!Q)GFI5NXV/Q7YA#XWJ<6_9>3F&:+CLZ0@_^RT$=JYP\ MPQRKD+3NU/^D!]+-.GNEB59L M*4??]EE':9YV4_*:>J_)(3&&V(FIZ]3"=T.]F"WR97"LF. M+;Z*:Q<+M9-FC.WJ*E'/MB,O'MVK^@SH1C6_H`7/D7@'97IH!^]OSNK9J=-I M+NEHZHX>""3-0]LZA2N:!OP3AOL<'TRHQQ;:?ZH/+@XL]I%GUA(-7:M>A/+` M<^8C<+OFOLM\/$G&Z1%2;(9*!G/U+$/OU@]6/M0VNBO\A0+,M4,Y?&WA-DW+ MWC-A4BC&1\35\,"-HH\D3/[#E.H$W$B7)L_6=Z!0NE)/7UUV((%',N(TJNU$ M++4CW%LVE6WF_TL5J.=!^\!EF'CES:$JT9;0(ZE(0Y`ASYR42S1($*R3"Y5$ MSPUA="28H$HVM&?X.&E#4S7B#=S)>06XYBP^JT#OB_<28DHMJ3V"-U7RGCK0 M$MRF-JDD/Q;MDX,JAGP0R!7O0N"_Z;Z],3C7]D`(W0(M6(XFA-$:MUPCE41I M_5=<]H][FI(C?M51'D!9%?P=2)PQYJO;1I"]2-*$US(<818&])((J$.XCU]W>REI.8AA6^I5E2:GQ$Z,$ MCD'R*G=]5CU#!K4W/_5UATIIV_%9BGC"(+&7VH5MDC;3X*HJ;#LYNEE,V+.P M756'G$[A[;*F1F^1&5:K[QCV$S/Y20Q=[ZBP`[;*+E*H)'J3/F>_=:TTOD1! M(@"CI`]?"81J=YF%K364L6[J=G`LR!?.OF^Z0VLBL5-H,^(.7S@-Q)*MIDOH M/;#-3?T;/%!-,&A]U(FWH@,TH)K0D3V,-+,20G>^+8^6DZ=GA?+$[308SP^K MS:@-&UCCU9-^L+XE*Q82M\!;**4P514<'2*Y+RC=)%NP#*,AN8E+,?1DE[:^NRJF M-JSKRJ*!Q-*#G3&NK7!,DN,`8!R0R\UT++_^L1?VN3.<;Z^J>\MO;'DW2N&) M`4Z7XZGTCPMF#SC$)!!CK-4"!>#8WC%01Y=Q?@S8-Y!V M[EJ^,EX2WG,\%F8NT6E">R1U5BV(_A01Z(?EQ3]QAUP%;0L>TV!67HLZNOR. MNHS_&14F,YO0&C;:EQ?YG7HT#!ZH$!NGO8F^%#_Y!2;!=?+47:<`_1]R!KBEQ3X,_S\9C]:,G%=>&KK M[A*.9FJNA[LU99TO:O/YKK\IO6'=?TEYIR\4&O2CSZ$E#_%MCR':;J6>QF75QLW`VM<.Q^EBMNL@?PS$X`5LXFK M#IE4>R^_X!DWU$E0G?IW]!E"X]4`L$T/HM2N=MQ3CEXSS-CJ6'!T2WJPBW;B M^MAW<8S"U9OY)6MM>`WKONM4*+JSH@W/T0S7);W;]O[[IAU^*9]I?6-)^>_] M*)CZ?1=:,8\[]Q8!336S63UC\]Y]EQ'!1+RK`I+XAO?"XZY:,QY+-*/03,[/ MP:\^^(2+GCQ\`L_82*Y,G=Q16^YSG_J_^VX$U3E@[GH2B17EQ4>$O8%HT^I3 M>5OX:>I?7JK'[1RK4M9CZ3LR"K36V#R4&W?T.XP-YFFKLA/0*),L1>KR3*#< MN)TIJUWNU*;=)9B6O2[01$]>X>[)!LJ7L9BF;4FE+?3^F]`:YNV7):`A0*MO MN0G5-VZLNV.F'5/+(2[E##Y1CUXQU[$H_41?GORM&Q<:D!Z+>OD488NHI)K9 M+,^B7539P@@-))AEB<8SA#M,*IKG>92A%@4-6G1"=32->3MQW*8M5_&:58%' MON^FRQ7B'K=B%J@9M6EN146AFZEF7DO<=F+3;;BHAKJ&\X%0];.'<7JZMK#. M)=Y-VO?TEG\]!Q,)>TD]`O_]+U!+`0(>`Q0````(`*V!"$6LC4H*"@0"``W) M+P`0`!@```````$```"D@0````!M=&&UL550%``-F+^53 M=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`K8$(198_@!>]&```Q'X!`!0` M&````````0```*2!5`0"`&UT9RTR,#$T,#8S,%]C86PN>&UL550%``-F+^53 M=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`K8$(1?.;UKS&+```NM0"`!0` M&````````0```*2!7QT"`&UT9RTR,#$T,#8S,%]D968N>&UL550%``-F+^53 M=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`K8$(15T.D:8VW@``X$T-`!0` M&````````0```*2!&UL550%``-F+^53 M=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`K8$(1>"PT4D?7@``<6$&`!0` M&````````0```*2!]R@#`&UT9RTR,#$T,#8S,%]P&UL550%``-F+^53 M=7@+``$$)0X```0Y`0``4$L!`AX#%`````@`K8$(1>(GGB4,&0``?!`!`!`` M&````````0```*2!9(<#`&UT9RTR,#$T,#8S,"YX`L` A`00E#@``!#D!``!02P4&``````8`!@`4`@``NJ`#```` ` end EXCEL 27 Financial_Report.xls IDEA: XBRL DOCUMENT begin 644 Financial_Report.xls M[[N_34E-12U697)S:6]N.B`Q+C`-"E@M1&]C=6UE;G0M5'EP93H@5V]R:V)O M;VL-"D-O;G1E;G0M5'EP93H@;75L=&EP87)T+W)E;&%T960[(&)O=6YD87)Y M/2(M+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X M.#'!L;W)E&UL;G,Z=CTS1")U&UL;G,Z;STS1")U&UL/@T*(#QX.D5X8V5L5V]R:V)O;VL^#0H@(#QX M.D5X8V5L5V]R:W-H965T5]);F9O#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D-/3E-/3$E$051%1%]35$%414U%3E137T]&7T-/ M33PO>#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D-/3E-/3$E$051%1%]35$%414U%3E137T]& M7T-!4SPO>#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/DYA M='5R95]O9E]"=7-I;F5S#I.86UE/@T*("`@(#QX M.E=O#I%>&-E;%=O M#I.86UE/DYE=U]!8V-O=6YT:6YG7T=U:61A;F-E M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O M#I%>&-E;%=O#I.86UE/D5A#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D]T:&5R7T-O;7!R96AE;G-I=F5?26YC;VUE/"]X.DYA M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE M/DQO#I7;W)K#I.86UE/@T* M("`@(#QX.E=O#I% M>&-E;%=O#I.86UE/E-H87)E:&]L9&5R#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D1E8G1?5&%B;&5S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T M4V]U#I%>&-E;%=O#I%>&-E;%=O#I%>&-E M;%=O#I%>&-E;%=O#I%>&-E;%=O#I%>&-E;%=O#I7;W)K#I%>&-E;%=O M#I7;W)K#I7;W)K#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D5A#I.86UE/@T*("`@(#QX.E=O#I7;W)K#I7;W)K#I7;W)K#I7;W)K#I7;W)K#I7;W)K#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/DQO M#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/DQO#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/E-H87)E:&]L9&5R#I.86UE/@T*("`@(#QX.E=O#I7;W)K#I3='EL97-H965T($A2968],T0B5V]R:W-H965T3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U M8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:'1M;#L@8VAA2!) M;F9O2!);F9O'0^)SQS<&%N/CPO'0^)TU'24,@24Y615-4345.5"!#3U)0/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N M/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO2!&:6QE2!#=7)R96YT(%)E<&]R=&EN9R!3=&%T=7,\+W1D/@T*("`@("`@ M("`\=&0@8VQA2!#;VUM;VX@4W1O8VLL(%-H87)E'0^)SQS M<&%N/CPO'0^)S(P,30\'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQS<&%N/CPO2!R97-E3X-"CPO:'1M;#X-"@T*+2TM M+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R M'0^)SQS<&%N/CPOF5D(&-O'0^)SQS<&%N M/CPO7!E.B!T97AT M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^ M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT M/3-$)W1E>'0O:'1M;#L@8VAA'0^)SQS<&%N M/CPOF5D(&EN=F5S=&UE;G0@9V%I M;G,L(&YE=#PO=&0^#0H@("`@("`@(#QT9"!C;&%SF5D(&EN(&5A'0^)SQS<&%N/CPOF%T:6]N(&]F M(&1E9F5R2!A8W%U:7-I=&EO;B!C;W-T'!E;G-E#PO=&0^#0H@("`@("`@(#QT M9"!C;&%S&5S("AN;W1E(#$Q*3PO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO3X-"CPO:'1M M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y M-%]D93@X.#'0O:'1M;#L@8VAA M'0^)SQS<&%N/CPO"`H;F]T92`Y*3H\+W-T M'0^)SQS<&%N M/CPOF5D(&EN=F5S=&UE;G0@9V%I;G,@86YD(&QO7!E.B!T97AT M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^ M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT M/3-$)W1E>'0O:'1M;#L@8VAA2!S=&]C:R!; M365M8F5R73QB'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2!T M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2!T'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQS<&%N/CPO&-L=61I;F<@:6UP86ER;65N="!L;W-S97,\+W1D/@T*("`@ M("`@("`\=&0@8VQA&5S('!A>6%B;&4@*&-U'0^)SQS<&%N/CPO&5D(&UA='5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA'0^)SQS<&%N/CPO3X-"CPO:'1M M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y M-%]D93@X.#'0O:'1M;#L@8VAA M'0^)SQS<&%N/CPO6QE/3-$)V9O;G0M9F%M:6QY.B`G5&EM97,@3F5W(%)O M;6%N)RP@5&EM97,L('-EF4Z(#$P<'0[)SX\9&EV('-T M>6QE/3-$)V9O;G0M6UE;G0@6QE/3-$)V9O;G0M3LG/E1H92!A8V-O;7!A;GEI;F<@=6YA=61I=&5D(&-O;G-O M;&ED871E9"!F:6YA;F-I86P@2!T M:&4@4V5C=7)I=&EE2!A8V-E<'1E9"!I;B!T:&4@56YI=&5D(%-T871EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&IU2!T;R!F86ER;'D@6QE/3-$)V9O;G0M3H@)R=4:6UE6QE.B!I=&%L:6,[('1E>'0M86QI9VXZ(&IU2!A;&P@;V8@;W5R(&EN2!O<&5R871I;F<@=VET:"!E86-H($=312!A3H@)R=4:6UE2`Q,"P@ M,C`Q-"P@=&AE(&-O;G-E6QE/3-$)V9O;G0M3LG/B8C,38P.SPO9&EV/CQD:78@3H@ M)R=4:6UE7,@869T97(@=&AE(&1A M=&4@=&AE>2!A6QE/3-$)V9O;G0M7,@ M869T97(@=&AE(&5F9F5C=&EV92!D871E+"!A;F0@:68@87!P3H@)R=4:6UE6EN9R!T:&4@6QE/3-$ M)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IUF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B2`D-3$U(&UI;&QI;VX@;V8@8V%S:"!A;F0@:6YV97-T;65N=',@ M870@;W5R(&AO;&1I;F<@8V]M<&%N>2P@82!P;W)T:6]N(&]F('=H:6-H('=E M(&)E;&EE=F4@;6%Y(&)E(&%V86EL86)L92!F;W(@9G5T=7)E(&-O;G1R:6)U M=&EO;B!T;R!-1TE#+B!&=7)T:&5R;6]R92P@=&AE2!A<'!R;W9A;"P@=V4@=V]U;&0@8F4@86)L92!T;R!UF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B2!I;7!A8W0@34=)0R8C M.#(Q-SMS(&-O;7!L:6%N8V4@=VET:"!T:&4@1U-%($9I;F%N8VEA;"!297%U M:7)E;65N=',@:6YC;'5D92!T:&4@9F]L;&]W:6YG.CPO9&EV/CQD:78@6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M'0M86QI9VXZ(&IU3LG/CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<] M,T0P(&-L87-S/3-$1%-01DQIF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L M('-E6UB;VPL('-E2!N;W0@;V)T86EN(')E9W5L871O6QE M/3-$)V9O;G0M6QE/3-$)V9O;G0M M'0M86QI9VXZ(&IU3LG/CQT M86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P(&-L87-S/3-$ M1%-01DQIF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L('-E6UB;VPL('-E2!N;W0@8F4@86)L M92!T;R!A8VAI979E(&UO9&EF:6-A=&EO;G,@:6X@;W5R(&5X:7-T:6YG(')E M:6YS=7)A;F-E(&%RF4@ M=&AE(')E9'5C=&EO;B!I;B!T:&4@8W)E9&ET(&9O6QE/3-$)W1E>'0M86QI9VXZ(&IU6QE/3-$)W=I9'1H.B`Q.'!T.R<^/"]T9#X\ M=&0@3H@4WEM M8F]L+"!S97)I9CL@=F5R=&EC86PM86QI9VXZ('1O<#L@=VED=&@Z(#$X<'0[ M(&%L:6=N.B!R:6=H=#LG/B8C,3@S.SPO=&0^/'1D('-T>6QE/3-$)V9O;G0M M3L@=VED=&@Z(&%U=&\[)SY792!M87D@;F]T(&)E(&%B;&4@ M=&\@;V)T86EN(&%D9&ET:6]N86P@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M3LG/D9A8W1O6QE/3-$)V9O;G0M3LG/B8C,38P.SPO9&EV/CQD:78@2!B92!U<&1A=&5D('1O(')E9FQE8W0@8VAA;F=EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O M;G0M3L@=&5X="UI M;F1E;G0Z(#!P=#LG/D-E6EN9R!F:6YA;F-I86P@3L@=&5X="UI;F1E;G0Z(#!P=#LG/E)EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&IU&EM871E;'D@)#8P+C,@;6EL;&EO;B!W87,@<&QA8V5D(&EN M(&5S8W)O=R!I;B!C;VYN96-T:6]N('=I=&@@=&AE('1W;R!A9W)E96UE;G1S M('=E(&5N=&5R960@:6YT;R!T;R!R97-O;'9E(&]U7=I9&4@2&]M92!,;V%N&EM871E;'D@)#0R+CD@;6EL;&EO;B!W87,@&EM M871E;'D@)#$W+C(@;6EL;&EO;B!A;F0@)#$W+C0@;6EL;&EO;BP@3H@)R=4:6UE3LG/E-U8G-E<75E;G0@979E;G1S/"]D:78^/&1I=CX\8G(@+SX\ M+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M3LG/E=E(&AA=F4@8V]N7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\ M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA3H@)U1I;65S M($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M3LG/DEN($IU;'D@,C`Q,RP@=&AE M($9!4T(@:7-S=65D(&%N('5P9&%T92!T;R!T:&4@86-C;W5N=&EN9R!S=&%N M9&%R9"!R96=A&5S+B!4:&ES('5P9&%T92!P69OF5D('1A>"!B96YE9FET"!A69O M"!L87<@;V8@=&AE(&%P<&QI8V%B;&4@:G5R:7-D:6-T:6]N M(&]R('=H96X@=&AE($-A2!T;R!S971T;&4@86YY(&%D9&ET:6]N86P@:6YC;VUE M('1A>&5S(')E"!P;W-I=&EO;BX@5&AI65A3X- M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q M,S5?.#(Y-%]D93@X.#'0O:'1M M;#L@8VAA6QE/3-$)V9O;G0M M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L('-EF4Z(#$P<'0[)SX\9&EV('-T>6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M3LG/D%T($IU;F4@,S`L(#(P,30@86YD M($1E8V5M8F5R(#,Q+"`R,#$S('=E(&AA9"!O=71S=&%N9&EN9R`D-C(N,"!M M:6QL:6]N(&%N9"`D.#(N.2!M:6QL:6]N+"!R97-P96-T:79E;'DL(&]F(#4N M,S2!A M8F]V92!P87(N($EN=&5R97-T(&]N('1H97-E(&YO=&5S(&ES('!A>6%B;&4@ M2!I;B!A2`Q(&%N9"!.;W9E;6)E M65A65A"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q-"!A;F0@ M,C`Q,RP@F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M3LG/D%T($IU;F4@,S`L(#(P,30@ M86YD($1E8V5M8F5R(#,Q+"`R,#$S('=E(&AA9"!O=71S=&%N9&EN9R`D,S0U M(&UI;&QI;VX@<')I;F-I<&%L(&%M;W5N="!O9B`U)2!#;VYV97)T:6)L92!3 M96YI;W(@3F]T97,@9'5E(&EN($UA>2`R,#$W+B!);G1EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU2`D,3,N-#0@<&5R('-H87)E+B!4:&5S92`U M)2!.;W1E6UE;G0@=&\@ M;W5R(&]T:&5R('-E;FEO&ES=&EN9R!#;VYV97)T:6)L92!* M=6YI;W(@1&5B96YT=7)EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&IUF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU3H@)R=4:6UE2!U<&]N('-A=&ES9F%C M=&EO;B!O9B!O;F4@;W(@;6]R92!C;VYD:71I;VYS+B!/;F4@2!P2X@5&AE(&YO=&5S(&%R M92!C;VYV97)T:6)L92!A="!A;B!I;FET:6%L(&-O;G9E&EM M871E;'D@)#8N.34@<&5R('-H87)E+B`Q,S`E(&]F('-U8V@@8V]N=F5R2`Q+"`R,#(P M+"!H;VQD97)S(&UA>2!C;VYV97)T('1H96ER(&YO=&5S(&ER6QE/3-$)V9O;G0M2!R M961E96T@9F]R(&-AF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&IUF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B2!B>2!T:&4@=&5R;7,\+V9O;G0^(&]F('1H92!N;W1E MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6UE;G1S(&]N('1H92`R)2!.;W1E"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q,RX\+V1I=CX\9&EV M/CQB6QE/3-$ M)V9O;G0M3LG/D%T M($IU;F4@,S`L(#(P,30@86YD($1E8V5M8F5R(#,Q+"`R,#$S('=E(&AA9"!O M=71S=&%N9&EN9R`D,S@Y+C4@;6EL;&EO;B!P2!D969E65A2!O6UE;G0@9&%T93QF;VYT('-T>6QE/3-$)V9O;G0M M3H@)R=4:6UE3H@)R=4:6UE2!B>2!T:&4@=&5R;7,\+V9O;G0^(&]F('1H M92!D96)E;G1UF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6QE/3-$ M)V9O;G0M3LG/E=E M(&UA>2!R961E96T@=&AE(&1E8F5N='5R97,@:6X@=VAO;&4@;W(@:6X@<&%R M="!F7,@<')E8V5D:6YG(&YO=&EC92!O9B!T:&4@3H@)R=4:6UE2!C;VYV97)T:6)L92P@870@=&AE(&AO;&1E&EM871E;'D@)#$S+C4P('!E2P@870@;W5R M(&]P=&EO;BP@;6%K92!A(&-AF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU2X\+V1I=CX\9&EV M('-T>6QE/3-$)V9O;G0M3L@;6%R9VEN+7)I9VAT.B`S,2XW<'0[)SXF(S$V,#L\+V1I=CX\9&EV M('-T>6QE/3-$)V9O;G0M3L@;6%R9VEN+7)I9VAT.B`S,2XW<'0[)SX\=3Y!;&P@9&5B=#PO=3X\ M+V1I=CX\9&EV/CQB6QE/3-$)V9O;G0M#LG/CQD:78^)B,Q-C`[/"]D M:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('-T>6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E M;G1E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L M'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/"]T MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[)SX\=3Y*=6YE(#,P+"`R,#$T/"]U/CPO9&EV/CPO=&0^/'1D('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^ M)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[)SY,:6%B:6QI=&EE6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SY#;VYV97)T:6)L92!396YI;W(@3F]T M97,@9'5E(#(P,C`\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#0P)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[)SY,:6%B M:6QI=&EE6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SY#;VYV97)T:6)L M92!396YI;W(@3F]T97,@9'5E(#(P,C`\+V1I=CX\+W1D/CQT9"!V86QI9VX] M,T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B#L@=VED=&@Z(#0P)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B3H@)R=4:6UE6QE/3-$)V9O;G0M3LG/E1H92!396YI;W(@3F]T97,L($-O;G9E2X@5&AE(&YE="!U;G)E86QI>F5D(&QO2`D,BXX(&UI;&QI;VX@870@2G5N92`S,"P@,C`Q-"X@5&AE(&UO M9&EF:65D(&1U3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R M=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:'1M;#L@8VAA'0^)SQS<&%N/CPO6QE/3-$)V9O;G0M9F%M:6QY M.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L('-EF4Z M(#$P<'0[)SX\9&EV('-T>6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU M2!T97)M:6YA=&EO;B!O9B!T:&4@86=R965M96YT('!R:6]R('1O($1E M8V5M8F5R(#,Q+"`R,#$X(&ES('!O&-E M<'1I;VX@=&AA="!T:&4@8G5S:6YE6QE/3-$)V9O;G0M M3LG/D%S(&]F($IU M;F4@,S`L(#(P,30@86YD($1E8V5M8F5R(#,Q+"`R,#$S+"!W92!H879E(&%C M8W)U960@82!PF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`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`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^0V5D960@<')E;6EU;7,@=W)I='1E;BP@;F5T(&]F('!R;V9I M="!C;VUM:7-S:6]N/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M'1087)T7SEC8C=E-C5B7V(U,V5?-#$S-5\X,CDT7V1E M.#@X-S4S,S,P9@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\Y8V(W M938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA M'0^)SQS<&%N/CPO'0^)SQD M:78@3LG/DYO=&4@-2`F(S@R,3$[($QI=&EG871I;VX@86YD M($-O;G1I;F=E;F-I97,\+V1I=CX\9&EV/CQB2!M86YN97(N(%=E(&-A;&P@2!A<'!R;WAI;6%T M96QY(#4N."4@86YD(#8N,B4L(')E2X@26X@861D:71I;VXL M('1H92!C;&%I;7,@'!E;G-E2!O=7(@:6YS=7)A M;F-E('!O;&EC:65S+"!S=6-H(&%S(&AA>F%R9"!I;G-U2!D86UA9V4@=&AA="!H87,@;F]T M(&)E96X@2!L97-S('1H86X@=&AE(&%M;W5N="!O9B!C M=7)T86EL;65N=',N($%F=&5R('=E('!A>2!A(&-L86EM+"!S97)V:6-E7,@869T97(@=&AE(&-L86EM('=AF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&IU65A2!A<'!R M;WAI;6%T96QY("0S+C`@8FEL;&EO;CL@86YD(&EN(#(P,3(L(#(P,3,@86YD M('1H92!F:7)S="!H86QF(&]F(#(P,30L(')E2`D,C8U(&UI;&QI M;VXL("0Q,S4@;6EL;&EO;B!A;F0@)#4P(&UI;&QI;VXL(')E2`H:6X@96%C:"!C87-E+"!T:&4@9FEG=7)E(&EN8VQU9&5S(&%M;W5N=',@ M=&AA="!W;W5L9"!H879E(&5I=&AE6UE;G0@;W(@8F5E;B!C:&%R9V5D('1O(&$@9&5D=6-T:6)L92!U;F1E2`U)2!O9B!C;&%I;7,@2!R97-C:7-S:6]N&EM871E;'D@,C@E(&EN('1H92!F M:7)S="!H86QF(&]F(#(P,#DN/"]D:78^/&1I=B!S='EL93TS1"=T97AT+6%L M:6=N.B!J=7-T:69Y.R<^/&)R("\^/"]D:78^/&1I=B!S='EL93TS1"=F;VYT M+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU2!A<'!R;WAI;6%T96QY("0R+C4@8FEL;&EO;B!I;B`R,#`Y(&%N9"`D M,"XR(&)I;&QI;VX@:6X@,C`Q,"X@5&AE2!O;B!O=7(@;&]S2`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`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU M2!T:&4@1U-%2!P87EI;F<@=&AE(&%S2!T:&%T(&%G2!N;VXM1U-%(&EN=F5S=&]RF%T:6]N('1R=7-TF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IUF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'!O'0M86QI9VXZ(&IU3LG/CQB2!D:7-C;&]S960@8W5R=&%I;&UE;G0@9&ES<'5T92!W:71H($-O=6YT2!P;W-S:6)L92!T:&%T('=H96X@=&AE2`D M,C(P(&UI;&QI;VXL(&%L=&AO=6=H('=E(&)E;&EE=F4@=V4@=VEL;"!U;'1I M;6%T96QY(')E2!L97-S('1H86X@=&AI6QE/3-$)V9O;G0M3LG/E1H92!E&EM=6T@97AP M;W-U&5M<&QA3H@)R=4:6UE2!K;F]W;B!A2!T;R!A M<'!E86PN(%1H92!C;VUP;&%I;G1S(&EN(&%L;"!O9B!T:&4@8V%S97,@86QL M96=E('9A&-E2!T:&]S92!C87!T:79E2!V:6]L871I;F<@4D534$$N($U' M24,@9&5N:65S(&%N>2!W3LG/DEN(#(P M,3,L('1H92!5+E,N($1I2!E>&ES=&EN9R!C87!T:79E(')E:6YS=7)A;F-E(&%G2!S=7-P96YD960@;6]S="!O9B!I=',@8V%P=&EV92!A6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M3LG/E=E(')E8V5I=F5D(')E<75E3LG/CQB M7,@9V5N97)A;"!M87D@8G)I;F<@86-T:6]N M6EN9R!F M;W(@=&AE(')E9F5R3LG/E=E(&%R92!S M=6)J96-T('1O(&-O;7!R96AE;G-I=F4L(&1E=&%I;&5D(')E9W5L871I;VX@ M8GD@6AO;&1E2!I;F1U2!A=71H;W)I=&EE2`R,#$S+"!T:&4@0T900B!I M2!O=&AE3LG M/DEN($1E8V5M8F5R(#(P,3,L('1H92!5+E,N(%1R96%S=7)Y($1E<&%R=&UE M;G0F(S@R,3<[F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU2!D M=71I97,@2!P2!R97-U;'0@9G)O M;2!T:&5S92!I;G9E6QA=W,@<')O=FED92!T:&%T(&]UF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`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`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU"!C;VYT:6YG96YC:65S+CPO9&EV M/CPO9&EV/CQS<&%N/CPO7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\ M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA3H@ M)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU2P@9&EL=71E9"!%4%,@:7,@ M8F%S960@;VX@=&AE('=E:6=H=&5D(&%V97)A9V4@;G5M8F5R(&]F(&-O;6UO M;B!S:&%R97,@;W5T2P@86YD(&9O2P@=V5R92!N;W0@:6YC;'5D960@8F5C875S92!T M:&5Y('=E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E"!-;VYT:',@16YD960\+V1I=CX\9&EV('-T>6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX] M,T1B;W1T;VT@#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T M9#X\=&0@8V]L6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M8F]T=&]M M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E6QE M/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/"]T&-E<'0@<&5R('-H87)E(&1A=&$I/"]D:78^/"]T9#X\ M=&0@;F]W6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E"!S;VQI9#L@<&%D9&EN9RUB;W1T;VTZ M(#`N-S5P=#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^ M/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^5V5I9VAT960@879E6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0F%S M:6,@:6YC;VUE("AL;W-S*2!P97(@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0M M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z M(#4R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=VED M=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E M3H@)R=4:6UE6QE/3-$)W9E"!D;W5B;&4[('1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0M'1087)T7SEC8C=E-C5B7V(U,V5?-#$S-5\X,CDT7V1E.#@X-S4S,S,P9@T* M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\Y8V(W938U8E]B-3-E7S0Q M,S5?.#(Y-%]D93@X.#'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQD:78@3H@)R=4:6UE3LG/DYO M=&4@-R`F(S@R,3$[($EN=F5S=&UE;G1S/"]D:78^/&1I=CX\8G(@+SX\+V1I M=CX\9&EV('-T>6QE/3-$)V9O;G0M3LG/E1H92!A;6]R=&EZ960@8V]S="P@9W)O6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T M=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^3V)L:6=A=&EO;G,@;V8@52Y3+B!S=&%T97,@86YD('!O;&ET M:6-A;"!S=6)D:79I6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^1&5B="!S96-U2!F;W)E:6=N('-O M=F5R96EG;B!G;W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT M+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^17%U:71Y M('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$ M)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^5&]T86P@:6YV97-T M;65N="!P;W)T9F]L:6\\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T M=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^52Y3+B!42!S96-UF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^0V]R<&]R871E(&1E8G0@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA M;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I M>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E#L@=VED M=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T M.R<^5&]T86P@:6YV97-T;65N="!P;W)T9F]L:6\\+V1I=CX\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M2!C M;VYS:7-T(&]F('1H92!I;G9E2UE:6=H="!P97)C96YT(&]F('1H92!!=7-T2!O;F4@;W(@;6]R92!O9CQF M;VYT('-T>6QE/3-$)V9O;G0M28C.#(Q M-SMS+"!3=&%N9&%R9"`F86UP.R!0;V]R)B,X,C$W.W,@86YD($9I=&-H(%)A M=&EN9W,L(&%N9"!T:&4@6QE/3-$)V9O;G0M M3LG/E1H92!A;6]R M=&EZ960@8V]S="!A;F0@9F%I2!O8FQI M9V%T:6]NF5D M(&QO86X@;V)L:6=A=&EO;G,@<')O=FED92!F;W(@<&5R:6]D:6,@<&%Y;65N M=',@=&AR;W5G:&]U="!T:&5I2!A6QE/3-$)W9E6QE/3-$)V9O;G0M MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$ M)W9E6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C M,38P.SPO=&0^/"]TF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^1'5E(&EN(&]N92!Y96%R(&]R(&QE6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T M.R<^1'5E(&%F=&5R('1E;B!Y96%R'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA M;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4F5S:61E;G1I86P@;6]R=&=A9V4M8F%C M:V5D('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#4V)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E M969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO#L@=VED=&@Z(#4V)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M3LG/B8C,38P.SPO9&EV/CQD:78@2XF(S$V,#L@1F]R('1H;W-E('-E8W5R:71I97,@:6X@86X@=6YR M96%L:7IE9"!L;W-S('!O"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0V('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M8F]T=&]M M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^/'4^2G5N92`S,"P@,C`Q-#PO M=3X\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C M,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE'0M86QI9VXZ(&-E;G1E M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX] M,T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE MF5D(#PO9&EV/CQD:78@3H@)R=4:6UE6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT M9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M0V]R<&]R871E(&1E8G0@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^17%U:71Y M('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M M.7!T.R<^5&]T86P@:6YV97-T;65N="!P;W)T9F]L:6\\+V1I=CX\+W1D/CQT M9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0V('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X] M,T0V('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M=&]P.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P M.SPO=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M/'4^1&5C96UB97(@,S$L(#(P,3,\+W4^/"]D:78^/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M3H@)R=4:6UE#L@=&5X M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O M='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO M=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\ M=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E'0M86QI9VXZ(&-E;G1E M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M3V)L:6=A=&EO;G,@;V8@52Y3+B!S=&%T97,@86YD('!O;&ET:6-A;"!S=6)D M:79I6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^07-S970M8F%C:V5D('-E8W5R:71I97,\+V1I M=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^0V]M;65R8VEA;"!M;W)T9V%G92UB86-K960@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^0V]L;&%T97)A;&EZ960@;&]A;B!O8FQI9V%T:6]N6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M1&5B="!S96-U2!F;W)E:6=N('-O=F5R96EG;B!G M;W9E6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^17%U:71Y('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX] M,T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[(#PO=&0^/'1D('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T M.R<^5&]T86P@:6YV97-T;65N="!P;W)T9F]L:6\\+V1I=CX\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU'0M:6YD96YT.B`P M<'0[)SY5;F1E2P@;W(@ M:70@:7,@;6]R92!L:6ME;'D@=&AA;B!N;W0@=&AA="!W92!W:6QL(&)E(')E M<75I2!O M2X@1'5R:6YG(&5A8V@@;V8@=&AE('1H2!I;7!A:7)M96YTF5D+CPO9&EV/CQD:78@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&IU'0M M:6YD96YT.B`P<'0[)SY4:&4@;F5T(')E86QI>F5D(&EN=F5S=&UE;G0@9V%I M;G,@*&QO6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\ M=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!S;VQI9#LG/CQD:78@F4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=VED=&@Z(#0R M)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE M#L@ M=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[ M)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@ M,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3LG/B8C,38P.SPO=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA&5D(&UA='5R:71I97,\+V1I M=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M#L@=VED=&@Z(#0R)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#0R)3LG/CQD:78@'0M:6YD M96YT.B`M.7!T.R<^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD M:78@3H@)R=4 M:6UE6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG M/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T M:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T M:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$-B!V86QI9VX],T1B M;W1T;VT@6QE/3-$)V9O;G0M M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\+W1R/CQT M6QE/3-$)W9E6QE/3-$ M)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E3H@)R=4:6UE6QE/3-$ M)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D M:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C M;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG M/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T M:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT M9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD M96YT.B`M.7!T.R<^1V%I;G,@;VX@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)V9O;G0M#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CPO=&%B;&4^/"]D:78^ M/"]D:78^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO M=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R M=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:'1M;#L@8VAA'0^)SQS M<&%N/CPO6QE/3-$)V9O;G0M9F%M:6QY.B`G5&EM97,@ M3F5W(%)O;6%N)RP@5&EM97,L('-EF4Z(#$P<'0[)SX\ M9&EV('-T>6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`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`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO M=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\ M=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO M='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^52Y3+B!42!S96-UF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^3V)L:6=A=&EO;G,@;V8@52Y3+B!S=&%T97,@86YD('!O;&ET:6-A M;"!S=6)D:79I6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^07-S970M8F%C:V5D M('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^1&5B="!S96-U2!F M;W)E:6=N('-O=F5R96EG;B!G;W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@ M=&5X="UA;&EG;CH@#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE M/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T M9#X\=&0@8V]L6QE/3-$)V9O;G0M'0M86QI9VXZ(&-E;G1E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L6QE/3-$)V9O;G0M'0M86QI9VXZ(&-E;G1E M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`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`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA M'0M:6YD96YT.B`M.7!T.R<^0V]R<&]R871E M(&1E8G0@6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^0V]M;65R8VEA;"!M;W)T9V%G92UB86-K960@6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M0V]L;&%T97)A;&EZ960@;&]A;B!O8FQI9V%T:6]N6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^17%U:71Y M('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M4F5A;"!E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M3H@)R=4:6UE#LG/B8C,38P.SPO=&0^/'1D(&-O M;'-P86X],T0R('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`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`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@;F]W6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD M96YT.B`M.7!T.R<^26YC;'5D960@:6X@96%R;FEN9W,@86YD(')E<&]R=&5D M(&%S(&QO6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$ M)W9E6QE M/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^5')A;G-F97)S(&EN=&\@3&5V96P@,SPO9&EV/CPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!W:61T:#H@,24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA M'0M:6YD96YT.B`M.7!T.R<^5')A;G-F97)S M(&]U="!O9B!,979E;"`S/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!D M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E2`\+V1I M=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^0F%L86YC92!A="!$96-E;6)EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T M.R<^5&]T86P@6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@;F]W6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^4'5R8VAA6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^4V%L97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@ M=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^06UO=6YT(&]F('1O=&%L(&QO6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CPO=&%B;&4^/"]D:78^/&1I M=CXF(S$V,#L\+V1I=CX\9&EV/CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L M;'-P86-I;F<],T0P('-T>6QE/3-$)V9O;G0M#LG/CQD:78@ M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T M9#X\=&0@8V]L6QE/3-$)W9E MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E6QE/3-$)W9E M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@;F]W6QE M/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA M;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^06UO=6YT(&]F('1O=&%L(&QO M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!D M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D('9A M;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@;F]W6QE/3-$ M)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^4'5R8VAA6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4V%L97,\+V1I=CX\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^5')A;G-F97)S(&EN=&\@3&5V96P@ M,SPO9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T M:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^5')A;G-F97)S(&]U="!O9B!, M979E;"`S/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E"!S;VQI M9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E M"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0F%L M86YC92!A="!*=6YE(#,P+"`R,#$S/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E M969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!D M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E M"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO#L@=VED=&@Z(#0P)3L@8F%C:V=R;W5N9"UC;VQO"!M;VYT:',@96YD960@2G5N92`S,"P@ M,C`Q,R!A='1R:6)U=&%B;&4@=&\@=&AE(&-H86YG92!I;B!U;G)E86QI>F5D M(&QO6QE/3-$)W9E"!D;W5B;&4[('1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B3H@)R=4:6UE'0O:F%V87-C M3X-"B`@("`\=&%B;&4@ M8VQA'0^)SQD:78@ M6QE/3-$)V9O M;G0M3LG/D]U6QE/3-$)V9O;G0M M#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&-E;G1E M6QE/3-$)W9E6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X] M,T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD M:78@3H@)R=4 M:6UE6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG M/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^0VAA;F=E(&EN('5N M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA2!T6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA M'0M:6YD96YT.B`M.7!T.R<^3W1H97(@8V]M M<')E:&5N6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M M6QE/3-$)W9E"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/CQD:78^)B,Q M-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M6QE/3-$)V9O;G0M#PO9&EV M/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT@#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P M861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E"!E9F9E8W0\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N;W=R M87`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C M,#`P,#`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`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD M96YT.B`M.7!T.R<^0F5N969I="!P;&%N(&%D:G5S=&UE;G1S/"]D:78^/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA2!T6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&-E;G1E M6QE/3-$)W9E6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X] M,T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD M:78@3H@)R=4 M:6UE6QE/3-$)W9E M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R M/CQT9"!V86QI9VX],T1B;W1T;VT@F4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3W1H M97(@8V]M<')E:&5N6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UAF5D(&=A:6YS(&%N9"!L;W-S97,@;VX@:6YV97-T;65N=',\+V1I M=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA2!T6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3W1H97(@8V]M<')E:&5N6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)V9O;G0M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0Q-"!V M86QI9VX],T1B;W1T;VT@6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B M;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A M;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^3W1H97(@8V]M<')E:&5N6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UAF5D(&=A:6YS(&%N9"!L;W-S97,@;VX@:6YV97-T M;65N=',\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M M:6YD96YT.B`M.7!T.R<^56YR96%L:7IE9"!F;W)E:6=N(&-U#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$ M)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)V9O;G0M#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&IU6QE/3-$)V9O M;G0M3LG/E1O=&%L M(&%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@:6YC;VUE(&%N9"!C M:&%N9V5S(&EN(&%C8W5M=6QA=&5D(&]T:&5R(&-O;7!R96AE;G-I=F4@:6YC M;VUE+"!I;F-L=61I;F<@86UO=6YT6QE/3-$)V9O;G0M3LG/B8C,38P.SPO9&EV/CQD:78^ M/'1A8FQE(&)O6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E#L@=VED=&@Z(#4P)3LG/CQD M:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO M=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@=&]P.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,2XP,B4[)SX\ M9&EV/CPO9&EV/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B M;W1T;VT@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E M.R<^)B,Q-C`[/"]T9#X\=&0@8V]L'0M86QI9VXZ(&-E;G1E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3LG/B8C,38P.SPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI M9VX],T1B;W1T;VT@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$N,#(E.R<^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M6QE M/3-$)W9E6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO=&0^/'1D(&-O;'-P M86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@=&]P.R<^/&1I=CX\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO M=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,2XP,B4[)SXF M(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@#PO9&EV/CPO=&0^/'1D('9A M;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M M.R!W:61T:#H@,2XP,B4[(&)A8VMGF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E#L@=VED=&@Z(#4P)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E"!S;VQI9#L@<&%D9&EN M9RUB;W1T;VTZ(#)P>#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.2XP,B4[(&)A8VMG6QE M/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E"!S;VQI9#L@=&5X M="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#4P)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@;F]W M#L@=VED M=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO#L@=VED=&@Z(#4P)3L@ M8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I M>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#PO9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$N,#@E.R<^)B,Q-C`[ M/"]T9#X\=&0@8V]L"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`X)3LG/B8C,38P.SPO=&0^/"]T#L@=VED M=&@Z(#$N,#@E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L'0M86QI M9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$N,#@E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`X)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O M='1O;3H@,G!X.R!W:61T:#H@,2XP."4[)SX\9&EV/CPO9&EV/CPO=&0^/'1D M(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT@#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#@E.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E M3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R<^/&1I=CX\+V1I=CX\+W1D/CQT M9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`X)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!W:61T:#H@,2XP."4[)SX\9&EV M/CPO9&EV/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3LG/B8C,38P.SPO M=&0^/"]TF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SY"86QA;F-E(&%T($1E8V5M8F5R(#,Q+"`R M,#$S+"!B969O6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A M8VMG6QE/3-$)V9O;G0M MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE M/3-$)V9O;G0M'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`X)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4P)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$N,#@E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S M($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F M=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4P)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4P M)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R M;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$N,#@E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S M($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F M=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`X)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[)SY"86QA;F-E(&%T($IU;F4@,S`L(#(P,30L(&YE="!O9B!T M87@\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP."4[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@ M8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@ M)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L"!S;VQI9#LG/CQD M:78@3H@)R=4 M:6UE#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[ M/"]T9#X\+W1R/CQT6QE/3-$)W9E M"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF5D(&=A:6YS(&%N9"`\ M+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E3H@)R=4:6UE#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UE#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[/"]T9#X\ M+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3LG/B8C,38P.SPO=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0F%L86YC92!A="!- M87)C:"`S,2P@,C`Q,RP@8F5F;W)E('1A>#PO9&EV/CPO=&0^/'1D('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W M:61T:#H@,2XP,B4[(&)A8VMGF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O M;G0M#L@=VED=&@Z(#4P+CDX)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A8VMG#L@=&5X M="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)V9O M;G0M#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A M8VMG6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP,B4[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M0F%L86YC92!A="!*=6YE(#,P+"`R,#$S+"!B969O6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)V9O;G0M#L@=VED M=&@Z(#4P+CDX)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#4P+CDX)3LG/CQD:78^)B,Q M-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M6QE M/3-$)W9E'0M86QI9VXZ(&-E;G1E M3H@)R=4:6UE6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C M,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E'0M86QI9VXZ(&-E;G1E M#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X] M,T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M=&]P.R<^/&1I=CX\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!W:61T:#H@,2XP,B4[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N M/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@=VED M=&@Z(#4P+CDX)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@<&%D9&EN9RUB;W1T;VTZ(#)P>#L@=&5X M="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@ M8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.2XP,B4[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP M,B4[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT M+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[ M(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO#PO9&EV/CPO=&0^/'1D('9A M;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M M.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.2XP,B4[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4P+CDX)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M0F%L86YC92!A="!*=6YE(#,P+"`R,#$S+"!N970@;V8@=&%X/"]D:78^/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!D M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A M8VMG6QE/3-$)V9O;G0M M#L@=VED M=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`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`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X] M,T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD M:78@3H@)R=4 M:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M2`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`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[)SY487@@969F96-T("@Q*3PO9&EV/CPO=&0^/'1D('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P M861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[(&)A8VMG'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@6QE/3-$)V9O M;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@ M=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO#PO M9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@-'!X.R!W:61T:#H@ M,24[(&)A8VMG6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO3L@;6%R9VEN+6QE M9G0Z("TQ,RXU<'0[)SX\8G(@+SX\+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M M3LG/B@Q*2!487@@ M969F96-T(&1O97,@;F]T(&%P<')O>&EM871E(#,U)2!D=64@=&\@86UO=6YT M"!V86QU871I;VXF(S$V,#L@)B,Q-C`[(&%L M;&]W86YC92X\+V1I=CX\+V1I=CX\'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQS<&%N/CPO M'0^)SQD:78@ M3LG/DYO=&4@,3`@+2!"96YE9FET(%!L86YS/"]D:78^/&1I M=CX\8G(@+SX\+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M3LG/E1H92!F;VQL;W=I;F<@=&%B;&4@ M<')O=FED97,@=&AE(&-O;7!O;F5N=',@;V8@;F5T('!E&5C=71I M=F4@#L@=VED=&@Z(#0R M)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V M97)T:6-A;"UA;&EG;CH@=&]P.R!W:61T:#H@,24[)SX\+W1D/CQT9"!C;VQS M<&%N/3-$,30@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^/"]T9#X\+W1R/CQT M6QE/3-$)W9E6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T M#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG M/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T M:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T M:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B M;W1T;VT@6QE/3-$)V9O;G0M M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UE#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\ M=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$ M)W9E6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C M;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4F5C;V=N:7IE9"!N970@86-T=6%R:6%L M(&QO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#0R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S M($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO#L@=VED=&@Z(#0R)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#0R)3LG/CQD:78^)B,Q M-C`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`Q)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#L@=&5X="UA;&EG;CH@3H@)R=4:6UE"!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R!W:61T:#H@,24[ M)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[)SX\9&EV M('-T>6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@8V5N=&5R.R!W:61T M:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#L@=&5X="UA;&EG;CH@8V5N=&5R.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE M/3-$)W9E'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&-E M;G1E6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O M;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E M6QE M/3-$)V9O;G0M6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&IU2!C;VYT'0O:F%V87-C3X-"B`@("`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`[ M/"]T9#X\=&0@8V]L6QE/3-$ M)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!-;VYT:',@16YD960\ M+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T M;VT@#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E6QE M/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M8F]T=&]M.B`C,#`P M,#`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`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=VED=&@Z M(#4R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4')O=FES:6]N(&9O M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M3H@)R=4 M:6UE2X@ M5&AE(&-H86YG92!I;B!T:&4@=F%L=6%T:6]N(&%L;&]W86YC92!T:&%T('=A M"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q-"!A;F0@,C`Q,R!W M87,@82!D96-R96%S92!O9B`D,CF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&IU&EM871E;'D@)#(N-2!B:6QL M:6]N(&]F(&YE="!O<&5R871I;F<@;&]S69O"!A69O3LG M/CQB6QE/3-$)V9O;G0M M3LG/E1H92!);G1E M"!B87-I M2`D,38Q+C,@;6EL;&EO;BX@26X@861D:71I;VXL(&1E<&5N M9&EN9R!O;B!T:&4@;W5T8V]M92!O9B!T:&ES(&UA='1E2!B M96-O;64@9'5E('=H96X@82!F:6YA;"!R97-O;'5T:6]N(&ES(')E86-H960N M($%S(&]F($IU;F4@,S`L(#(P,30L('1H;W-E('-T871E('1A>&5S(&%N9"!I M;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&IU2!T:&4@ M4D5-24,@<&]R=&9O;&EO(&EN8VQU9&5D(&EN(&]U2!R96QA=&5D(&EN=&5R M97-T+B!792!C;VYT:6YU92!T;R!B96QI979E('1H870@;W5R('!R979I;W5S M;'D@"!P2!O9B!S=6-C97-S(&EN('1H M:7,@;6%T=&5R(&-H86YG97,L(&%N9"!T:&4@=6QT:6UA=&4@6QE/3-$)V9O M;G0M3LG/CQF;VYT M('-T>6QE/3-$)V9O;G0M6UE;G0@;V8@)#8U+C(@;6EL;&EO;B!T;R!T:&4@56YI M=&5D(%-T871E2!R96QA=&5D M('1O('1H:7,@87-S97-S;65N="X@26X@075G=7-T(#(P,3`L('=E(')E86-H M960@82!T96YT871I=F4@F5D+B!4:&4@25)3(&ES('!UF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B2!I;B!T97)M6QE/3-$)V9O;G0M3LG/E1H92!T;W1A;"!A;6]U;G0@;V8@ M=&AE('5N&5S+B!!6UE M;G0@;V8@:6YT97)E3X-"CPO:'1M M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y M-%]D93@X.#'0O:'1M;#L@8VAA M6QE/3-$)V9O;G0M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N M)RP@5&EM97,L('-EF4Z(#$P<'0[)SX\9&EV('-T>6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU'!E;G-E M6QE/3-$)V9O;G0M3LG/D5S=&EM871I;VX@;V8@;&]S2!W;W5L9"!O=&AE2!D:69F97)E;G0@=&AA;B!O=7(@;&]S6UE;G0L(&QE861I;F<@=&\@82!R961U M8W1I;VX@:6X@8F]R2!T;R!M86ME(&UO6UE;G1S+"!A;F0@82!D M2!A9F9E8W0@ M8F]RF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU"!M;VYT M:',@96YD960@2G5N92`S,"P@,C`Q-"!A;F0@,C`Q,SH\+V1I=CX\9&EV/CQB M6QE/3-$)W9E6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=VED=&@Z M(#4V)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD M:78@3H@)R=4 M:6UE#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C M,38P.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4F5S97)V92!A="!B96=I M;FYI;F<@;V8@<&5R:6]D/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^3&5S'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3F5T(')E6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M M'0M:6YD96YT.B`M.7!T.R<^3&]S6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#4V)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)V9O;G0M#L@=VED=&@Z(#4V)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T M.R<^0W5R6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0M#L@=VED=&@Z(#4V)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4&QU M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED M=&@Z(#4V)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0M M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W1E>'0M86QI9VXZ(&IU6QE/3-$)W=I9'1H.B`P<'0[)SX\+W1D/CQT9"!S='EL93TS M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&IU65A65A2!O9B!P6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M3LG/E1H92`F(S@R,C`[3&]S65A2!I2!A;F0@ M8VAA;F=E'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M3LG/DQO65A M2!R96-E:79E9"!D96QI;G%U96YC:65S+CPO9F]N=#X\+V1I=CX\9&EV/CQB M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0V('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9"!V86QI9VX],T1B;W1T;VT@"!S;VQI9#LG M/CQD:78@3H@ M)R=4:6UE6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^4')I;W(@>65A6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO M='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@6QE/3-$ M)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@=VED=&@Z(#6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M3LG/B@Q*2!!(&YE9V%T:79E(&YU;6)E M65A65A2!O9B!P M6QE/3-$)V9O;G0M3LG/E1H92!P&EM871E;'D@ M-#`E(&%N9"`S-R4@9F]R('1H92!S:7@@;6]N=&AS(&5N9&5D($IU;F4@,S`L M(#(P,30@86YD(#(P,3,L(')E2!O9B!T:&4@<')I;W(@>65A M2P@87,@=V5L;"!A65A"!M;VYT:',@;V8@,C`Q-"P@=V4@2!O M9F9S970@8GD@82`D,C`@;6EL;&EO;B!I;F-R96%S92!T;R!O=7(@86-CF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU M&EM871E;'D@='=E;'9E(&UO;G1H2!I;F-L=61E+"!F M;W(@97AA;7!L92P@82!R97%U:7)E;65N="!F;W(@861D:71I;VYA;"!R979I M97<@86YD+V]R(&UE9&EA=&EO;B!PF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&IU2!R M97-EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&IU"!M;VYT:',@96YD960@2G5N92`S M,"P@,C`Q-"!A;F0@,C`Q,R!A<'!E87)S(&EN('1H92!T86)L92!B96QO=RX@ M5&AE(&EN9F]R;6%T:6]N(&-O;F-E2!R97!O2P@86UO;F<@;W1H97(@=&AI;F=S M+"!T:&4@9&%T92!O;B!W:&EC:"!A('-E7,@:6X@82!M;VYT M:"!A;F0@=')A;G-F97)S(&]F('-E6QE/3-$)W9E6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/"]T M"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0M M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P M861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`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`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3F5W($YO=&EC97,\+V1I=CX\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0W5R97,\+V1I=CX\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@ M=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)V9O;G0M2!A="!E;F0@;V8@<&5R:6]D/"]D:78^/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B3H@)R=4:6UE2!D96-R96%S960@9G)O;2`W+#`P-B!A="!*=6YE(#,P+"`R M,#$S('1O(#8L-38S(&%T($1E8V5M8F5R(#,Q+"`R,#$S(&%N9"!T;R`U+#(W M,2!A="!*=6YE(#,P+"`R,#$T+CPO9&EV/CQD:78^/&)R("\^/"]D:78^/&1I M=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU M2!A8W)O2!T;R!R97-U;'0@:6X@82!C;&%I;2X@5&AE('!E2!H879E(&)E96X@869F96-T960@8GD@;W5R('-U6QE/3-$)V9O;G0M3LG/B8C,38P.SPO9&EV/CQD:78@6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M(&UA6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^,3(@ M;6]N=&AS(&]R(&UO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^ M5&]T86P@<')I;6%R>2!D969A=6QT(&EN=F5N=&]R>3PO9&EV/CPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!P861D:6YG+6)O='1O;3H@-'!X.R!W:61T:#H@,24[(&)A8VMGF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M4')I;6%R>2!C;&%I;7,@2`H,2D\+V1I=CX\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I M>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I M>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)V9O M;G0M3LG/CQF;VYT M('-T>6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`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`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E6QE/3-$)W9E6QE M/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T M;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0V('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B M;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6UE;G1S(&]R(&QE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^,3(@<&%Y;65N=',@;W(@;6]R93PO9&EV/CPO=&0^/'1D('9A M;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[(&)A8VMG'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@ M=&5X="UA;&EG;CH@#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT M+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA M;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#(X)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E6QE M/3-$)W9E#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B3LG/CQU/D-L86EMF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU M2!A<'!R;WAI;6%T96QY("0R+C4@8FEL;&EO M;B!I;B`R,#`Y(&%N9"`D,"XR(&)I;&QI;VX@:6X@,C`Q,"X@5&AE2!O;B!O=7(@;&]S2`D,"XR(&)I;&QI;VX@9'5E M('1O('!R;V)A8FQE(')E2!A9F9E8W0@;W5R(&QO6QE/3-$)V9O;G0M3LG/B8C,38P.SPO9&EV/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&IU'!L:6-I="!R97-C:7-S:6]N(')A=&4@ M:6X@;W5R(')E2P@8G5T(')A=&AE7-IF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU2!T;W1A;&5D("0Q,R!M:6QL:6]N(&%N9"`D,34@;6EL;&EO;BP@ M6QE/3-$)W1E>'0M86QI M9VXZ(&IU6QE/3-$)W1E>'0M M86QI9VXZ(&IUF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B3H@)R=4:6UE'1087)T7SEC8C=E-C5B7V(U,V5?-#$S-5\X,CDT7V1E.#@X-S4S,S,P9@T* M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\Y8V(W938U8E]B-3-E7S0Q M,S5?.#(Y-%]D93@X.#'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQD:78@3H@)R=4:6UE3LG/DYO M=&4@,3,@)B,X,C$Q.R!0F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P M.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#8T)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E M969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E M6QE M/3-$)V9O;G0M3PO9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@-'!X.R!W M:61T:#H@,24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&IU2!R97-E"!M;VYT M:',@96YD960@2G5N92`S,"P@,C`Q-"!W87,@)#@@;6EL;&EO;B!A;F0@)#$S M(&UI;&QI;VXL(')E2P@87,@6QE/3-$)V9O;G0M6QE/3-$ M)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P M861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9E'0M86QI9VXZ(&-E;G1E M"!-;VYT:',@16YD960\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N M;W=R87`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@ M#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`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`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[(&)A8VMGF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT M+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA'!E;G-E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M'!E;G-EF5D/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^0VAA;F=E M(&EN('!R96UI=6T@9&5F:6-I96YC>2!R97-E'!E;G-E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E#L@=&5X="UA;&EG;CH@#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!D M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W1E>'0M86QI9VXZ(&IU'!E;G-E2D@2!O9B!T:&4@<')I;W(@<')E;6EU;2!D M969I8VEE;F-Y(')E6QE/3-$)V9O;G0M3LG/E1H92!D96-R96%S92!I;B!T:&4@<')E;6EU;2!D969I8VEE;F-Y M(')E2P@87,@2!R96QA=&5D M('1O(&AI9VAE"!M;VYT:',@ M96YD960@2G5N92`S,"P@,C`Q,R!I'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M#LG/CQD M:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/"]T#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P M86X],T0Q-"!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4')E;6EU;2!$969I8VEE;F-Y(%)E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@;F]W6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE M/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA6QE M/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)V9O;G0M'1087)T7SEC8C=E-C5B7V(U,V5?-#$S-5\X,CDT7V1E.#@X-S4S,S,P M9@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\Y8V(W938U8E]B-3-E M7S0Q,S5?.#(Y-%]D93@X.#'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA2!;06)S=')A M8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L M87-S/3-$3PO=&0^#0H@("`@("`@(#QT9"!C;&%S M'0^)SQD:78@3LG/DYO=&4@,30@)B,X,C$Q.R!3 M:&%R96AO;&1E3PO9&EV/CQD:78^/&)R("\^/"]D M:78^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&IU3H@)R=4:6UE'!E;G-E6QE/3-$)V9O;G0M3LG/DEN($UA6QE/3-$)V9O;G0M M3LG/E=E(&AA=F4@ M82!3:&%R96AO;&1E2!B96-O;64@2!L:6UI=&5D(&%N9"!T;R!D971E2!396-T:6]N(#,X,B!O9B!T:&4@26YT97)N86P@4F5V96YU M92!#;V1E+CPO9&EV/CQD:78^/&)R("\^/"]D:78^/&1I=B!S='EL93TS1"=F M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&IU2!O;F4@4FEG:'0N(%1H M92!$:7-T7,@869T97(@82!P=6)L:6,@86YN;W5N8V5M96YT('1H870@82!P M97)S;VX@:&%S(&)E8V]M92!A;B!!8W%U:7)I;F<@4&5R2!P97)S;VX@=&AA="!B96-O;65S+"!B>2!I='-E;&8@;W(@=&]G971H97(@ M=VET:"!I=',@869F:6QI871E2!E;G1I=&QE('-H M87)E:&]L9&5R&5R8VES86)L92!2:6=H="`H'!I2!T:6UE('!R:6]R('1O('1H92!T:6UE(&$@<&5R7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X- M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA2!#87!I=&%L(%M!8G-T2!#87!I=&%L M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/&1I=B!S='EL93TS M1"=F;VYT+69A;6EL>3H@)U1I;65S($YE=R!2;VUA;BF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B2!#87!I=&%L/"]D:78^ M/&1I=CX\8G(@+SX\+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M3LG/CQU/E-T871U=&]R>2!#87!I M=&%L(%)E<75I&EM=6T@2!U3LG/CQB3H@)R=4:6UE2P@=VAE;B!S=6-H(&1I3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&IUF4@6QE/3-$)W1E>'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M3LG/E1H92!.871I;VYA;"!!F4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B2!);G-U2!W:&EC:"!T:&4@3D%)0R!M=7-T('!R M;W!O2!B92!P6QE/3-$)V9O;G0M3LG/B8C,38P.SPO9&EV/CQD:78@2!O;F4@;W(@ M;6]R92!J=7)I2!C;&%I;7,@ M;VX@:71S(&ENF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&IU2!O9B!-1TE#+"!I;B!T:&4@979E;G0@34=)0R!C86YN M;W0@;65E="!T:&4@4W1A=&4@0V%P:71A;"!297%U:7)E;65N=',@;V8@82!J M=7)I2!C87!I M=&%L(&]F("0T-C,@;6EL;&EO;B!A;F0@'0M86QI9VXZ(&IU2!B96-O;64@=6YA M8FQE('1O(&1O('-O+B!)9B!W92!AFEN9R!A(&-O;6)I;F%T M:6]N(&]F($U'24,@86YD($U)0RP@;&5N9&5R2!A9F9E8W0@:71S M('=I;&QI;F=N97-S('1O('!R;V-U6QE/3-$)V9O;G0M3LG/E-T871E;65N="!O9B!3 M=&%T=71O"!A2!C87!I=&%L+B!5;F1E2!C87!I=&%L(&%T($IU;F4@,S`L(#(P,30@86YD($1E8V5M M8F5R(#,Q+"`R,#$S+"!R97-P96-T:79E;'DN/"]D:78^/&1I=CX\8G(@+SX\ M+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M3LG/E-E92!.;W1E(#$@)B,X,C$Q.R`F(S@R,C`[3F%T M=7)E(&]F($)U'0O:F%V87-C M3X-"B`@("`\=&%B;&4@ M8VQA'0^)SQS<&%N/CPO6QE/3-$)V9O;G0M9F%M:6QY.B`G5&EM97,@ M3F5W(%)O;6%N)RP@5&EM97,L('-EF4Z(#$P<'0[)SX\ M9&EV('-T>6QE/3-$)V9O;G0M3L@;6%R9VEN+7)I9VAT.B`S,2XW<'0[)SY4:&4@<&%R('9A;'5E M(&%N9"!F86ER('9A;'5E(&]F(&]U6QE/3-$)W9E'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B3H@)R=4:6UEF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`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`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SY#;VYV97)T:6)L92!396YI;W(@ M3F]T97,@9'5E(#(P,3<\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)V9O;G0M'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$ M)W9E"!S;VQI M9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B#L@=VED=&@Z(#0P)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SX\=3Y$96-E;6)E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[)SY#;VYV97)T M:6)L92!396YI;W(@3F]T97,@9'5E(#(P,3<\+V1I=CX\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#0P)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M3H@)R=4:6UE3X-"CPO M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5? M.#(Y-%]D93@X.#'0O:'1M;#L@ M8VAA'0^)SQS<&%N/CPO'0^)SQD:78@3H@)R=4:6UE"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M8F]T=&]M M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0V5D960@<')E;6EU M;7,@96%R;F5D+"!N970@;V8@<')O9FET(&-O;6UI6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0V5D960@;&]S6QE/3-$ M)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO7!E.B!T97AT+VAT;6P[(&-H87)S970] M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@ M8VAA3H@)U1I;65S M($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&IU2P@ M86YD(&9O2P@=V5R92!N;W0@ M:6YC;'5D960@8F5C875S92!T:&5Y('=E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE M/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!-;VYT:',@16YD960\ M+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO M='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/CQD:78^)B,Q-C`[ M/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X] M,T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M=&]P.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE M6QE/3-$)W9E6QE/3-$)V9O;G0M&-E<'0@<&5R('-H87)E M(&1A=&$I/"]D:78^/"]T9#X\=&0@;F]W6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M"!S;VQI M9#L@<&%D9&EN9RUB;W1T;VTZ(#`N-S5P=#LG/CQD:78@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I M>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^5V5I9VAT M960@879E6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^0F%S:6,@:6YC;VUE("AL;W-S*2!P97(@6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E"!S;VQI9#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE M/3-$)V9O;G0M6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0M M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)V9O;G0M'1087)T7SEC8C=E-C5B7V(U,V5?-#$S-5\X M,CDT7V1E.#@X-S4S,S,P9@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]# M.B\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:F%V M87-C3X-"B`@("`\=&%B M;&4@8VQAF5D(&=A M:6YS(&%N9"!L;W-S97,@86YD(&9A:7(@=F%L=64@;V8@:6YV97-T;65N=',@ M<&]R=&9O;&EO/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/&1I M=B!S='EL93TS1"=F;VYT+69A;6EL>3H@)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&IUF5D(&-O6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE M/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0M3H@)R=4:6UE#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/"]T3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^52Y3+B!42!S96-UF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^0V]R<&]R M871E(&1E8G0@6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4F5S:61E;G1I86P@;6]R M=&=A9V4M8F%C:V5D('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX] M,T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^0V]M;65R8VEA;"!M;W)T9V%G92UB86-K960@6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M0V]L;&%T97)A;&EZ960@;&]A;B!O8FQI9V%T:6]N6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E3H@)R=4:6UEF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED M=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$ M)W9E"!S;VQI M9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE#L@=VED=&@Z(#4R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F M=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E"!D;W5B;&4[('1E>'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E"!D;W5B;&4[('1E>'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE M/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^ M/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX] M,T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^07-S970M8F%C:V5D('-E8W5R:71I97,\+V1I=CX\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^0V]L;&%T M97)A;&EZ960@;&]A;B!O8FQI9V%T:6]N6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^1&5B="!S96-U2!F;W)E:6=N('-O=F5R96EG;B!G;W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@3H@)R=4:6UE6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!D M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF5D(&-O2!C;VYT3PO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQD:78@3H@)R=4:6UE6UE;G0@<&5N M86QT:65S+B8C,38P.R!"96-A=7-E(&UO#L@=VED=&@Z(#4V)3LG/CQD:78@3H@)R=4:6UE6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M MF5D M/"]D:78^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O M='1O;3H@,G!X.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N M/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M3H@)R=4:6UE#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\+W1R M/CQT6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^1'5E(&%F=&5R(&]N92!Y96%R('1H6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T M.R<^0V]M;65R8VEA;"!M;W)T9V%G92UB86-K960@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^0V]L;&%T97)A;&EZ960@;&]A;B!O8FQI9V%T:6]N'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T M.R<^5&]T86P@870@2G5N92`S,"P@,C`Q-#PO9&EV/CPO=&0^/'1D('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P M861D:6YG+6)O='1O;3H@-'!X.R!W:61T:#H@,24[(&)A8VMG6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO3H@)U1I;65S($YE=R!2;VUA;BF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IUF5D(&QOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G5&EM97,@3F5W M(%)O;6%N)RP@5&EM97,L('-E6QE/3-$)W9E6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R!M87)G:6XM;&5F=#H@.7!T.R!T97AT+6EN9&5N=#H@+3EP M=#LG/B8C,38P.SPO9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@ M,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@"!S M;VQI9#LG/CQD:78@3H@)R=4:6UE#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D M:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T M=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF5D M(#PO9&EV/CQD:78@3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T M=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO M=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\ M=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO M=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^52Y3 M+B!42!S96-UF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^07-S970M8F%C:V5D('-E8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0V]M;65R8VEA;"!M;W)T M9V%G92UB86-K960@6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0V]L;&%T97)A;&EZ M960@;&]A;B!O8FQI9V%T:6]N6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^1&5B="!S96-U2!F;W)E:6=N('-O=F5R96EG;B!G;W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#(X)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0V('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M8F]T M=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T M9#X\=&0@8V]L6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@F4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@"!S M;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B M;W1T;VT@6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0V]R<&]R871E(&1E M8G0@6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^4F5S:61E;G1I86P@;6]R=&=A9V4M8F%C:V5D('-E M8W5R:71I97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M"!S;VQI9#L@ M=&5X="UA;&EG;CH@6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M#L@=VED=&@Z(#(X)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M+W1R/CPO=&%B;&4^/"]D:78^/"]D:78^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^)SQD:78@3H@)R=4:6UE#L@=VED=&@Z(#0R M)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE M6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@ M,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$-B!V86QI9VX],T1B;W1T M;VT@6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O M;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E3H@)R=4:6UE#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T M9#X\=&0@8V]L6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG M+6)O='1O;3H@,G!X.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS M<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$ M)W9E6QE M/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C M;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@ M=&5X="UA;&EG;CH@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R M/CQT6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B3H@)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!M87)G:6XM;&5F=#H@.7!T.R!T97AT+6EN9&5N=#H@+3EP=#LG M/B8C,38P.SPO9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$-B!V86QI M9VX],T1B;W1T;VT@6QE/3-$ M)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE M/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!-;VYT:',@16YD960\+V1I M=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T#L@=VED=&@Z(#$E M.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[)SXF(S$V,#L\ M+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#LG M/CQD:78@3H@ M)R=4:6UE#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG M/B8C,38P.SPO=&0^/"]T6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^ M/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3F5T(')E86QI>F5D(&EN=F5S M=&UE;G0@9V%I;G,@*&QO6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!C;VQS M<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E"!S;VQI M9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#0R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO7!E.B!T M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT M96YT/3-$)W1E>'0O:'1M;#L@8VAA3H@)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&IU6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0M6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^/'4^2G5N92`S,"P@,C`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`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T M.R<^4F5S:61E;G1I86P@;6]R=&=A9V4M8F%C:V5D('-E8W5R:71I97,\+V1I M=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F M=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$ M)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^5&]T86P@:6YV97-T M;65N=',\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E M"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E M"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)W9E M6QE/3-$)V9O;G0M3H@)R=4:6UE#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B M;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M M6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0M6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^/'4^1&5C96UB97(@ M,S$L(#(P,3,\+W4^/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^52Y3+B!42!S96-UF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3V)L:6=A=&EO;G,@;V8@ M52Y3+B!S=&%T97,@86YD('!O;&ET:6-A;"!S=6)D:79I6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^07-S970M8F%C:V5D('-E8W5R:71I97,\+V1I=CX\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^1&5B M="!S96-U2!F;W)E:6=N('-O=F5R96EG;B!G;W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)V9O;G0M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM M97,L('-EF4Z(#$P<'0[)SX\9&EV('-T>6QE/3-$)V9O M;G0M3LG/D9O6QE/3-$)V9O;G0M#LG/CQD:78^)B,Q-C`[/"]D:78^ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$ M)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E6QE/3-$)V9O;G0MF5D(&=A:6YS("AL;W-S97,I.CPO9&EV M/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@;F]W6QE M/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T M.R<^4V%L97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA M;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^ M06UO=6YT(&]F('1O=&%L(&QO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0M M#LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI M9VX],T1B;W1T;VT@6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@;F]W6QE/3-$)W9E6QE/3-$)V9O M;G0M'0M:6YD96YT.B`M.7!T.R<^26YC;'5D960@:6X@96%R M;FEN9W,@86YD(')E<&]R=&5D(&%S(&QO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F M=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0F%L86YC92!A="!*=6YE(#,P M+"`R,#$T/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO M"!M;VYT:',@96YD960@2G5N M92`S,"P@,C`Q-"!A='1R:6)U=&%B;&4@=&\@=&AE(&-H86YG92!I;B!U;G)E M86QI>F5D(&QO6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE M/3-$)W9E6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C M,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E2`\ M+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0F%L86YC92!A="!-87)C:"`S,2P@,C`Q,SPO M9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,24[(&)A8VMGF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0MF5D(&=A M:6YS("AL;W-S97,I.CPO9&EV/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V M86QI9VX],T1B;W1T;VT@6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[(&)A M8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@;F]W6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG3H@)R=4:6UE6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^4'5R8VAA M6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^4V%L97,\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^5')A;G-F97)S(&EN=&\@3&5V96P@,SPO9&EV/CPO=&0^/'1D('9A M;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M M.R!W:61T:#H@,24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^5')A;G-F97)S(&]U="!O9B!,979E;"`S/"]D:78^/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F M=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0F%L86YC92!A="!*=6YE(#,P+"`R M,#$S/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z M(#0P)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0M M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E6QE/3-$)W9E"!D;W5B;&4[('1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@"!S M;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[ M/"]T9#X\=&0@8V]L6QE/3-$ M)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E2`\+V1I=CX\9&EV('-T M>6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[ M/"]T9#X\=&0@8V]L6QE/3-$ M)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[ M/"]T9#X\=&0@8V]L6QE/3-$ M)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^0F%L86YC92!A="!$96-E;6)EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0MF5D(&=A:6YS M("AL;W-S97,I.CPO9&EV/CPO=&0^/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI M9VX],T1B;W1T;VT@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@;F]W6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE M/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T M.R<^26YC;'5D960@:6X@96%R;FEN9W,@86YD(')E<&]R=&5D(&%S(&QO6QE/3-$)W9E6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z M(#0P)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!S M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E#L@=VED=&@Z(#0P)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)V9O;G0M M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CPO=&%B;&4^/"]D:78^/"]D M:78^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B M;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y M8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:'1M;#L@8VAA'0^)SQS<&%N/CPO6QE/3-$)V9O;G0M M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L('-EF4Z(#$P<'0[)SX\9&EV('-T>6QE/3-$)V9O;G0M3LG/D]U6QE/3-$)V9O;G0M#LG/CQD M:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@"!S M;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE M/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^0VAA;F=E(&EN('5NF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA2!T6QE/3-$)W9E M"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA M;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E M969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$ M)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3W1H97(@8V]M<')E:&5N6QE M/3-$)W9E"!D M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$ M)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V M86QI9VX],T1B;W1T;VT@#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M#PO9&EV/CPO=&0^/'1D(&YO=W)A M<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!E9F9E M8W0\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`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`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^0F5N M969I="!P;&%N(&%D:G5S=&UE;G1S/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA2!T M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E M969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E M969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@ M8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B M;W1T;VT@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3W1H97(@8V]M<')E:&5N6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UAF5D(&=A:6YS M(&%N9"!L;W-S97,@;VX@:6YV97-T;65N=',\+V1I=CX\+W1D/CQT9"!V86QI M9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA2!T6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^3W1H97(@8V]M<')E:&5N6QE/3-$)W9E"!D;W5B;&4[('1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#LG M/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0Q-"!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@#LG M/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P M86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG M/CQD:78@3H@ M)R=4:6UE6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA M'0M:6YD96YT.B`M.7!T.R<^3W1H97(@8V]M M<')E:&5N6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UAF5D(&=A:6YS(&%N9"!L;W-S97,@;VX@:6YV97-T;65N=',\+V1I=CX\+W1D M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)V9O;G0M3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T.R<^ M56YR96%L:7IE9"!F;W)E:6=N(&-U#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E M"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO3H@)U1I;65S($YE=R!2;VUA M;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&IUF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU"!S;VQI M9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;BF5D(&=A:6YS(&%N9"`\+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B#L@=VED=&@Z(#$N M,#(E.R<^/&1I=CX\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('-T>6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3LG/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@ M,G!X.R!W:61T:#H@,2XP,B4[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$ M,B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:&ET92US<&%C M93H@;F]W"!S;VQI9#L@ M<&%D9&EN9RUB;W1T;VTZ(#)P>#L@=&5X="UA;&EG;CH@8V5N=&5R.R<^/&1I M=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@ M,G!X.R!W:61T:#H@,2XP,B4[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$ M,B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T M=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<^ M/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T M9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`R)3LG/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,2XP M,B4[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SY/ M=&AE6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S M($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@6QE/3-$)W9E3H@)R=4:6UE'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E M6QE M/3-$)V9O;G0M#L@ M=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[ M(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP M,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SY"86QA;F-E(&%T($IU;F4@,S`L(#(P M,30L(&)E9F]R92!T87@\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP M,B4[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)V9O;G0M M#L@=VED=&@Z(#4P)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#4P)3LG/CQD M:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`X)3LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('-T M>6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$N,#@E.R<^/&1I=CX\+V1I=CX\ M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3LG/B8C,38P.SPO M=&0^/'1D(&-O;'-P86X],T0R('-T>6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#@E.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E"!S;VQI9#LG/CQD:78@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#@E.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3LG/B8C,38P.SPO=&0^/"]T M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3LG/B8C,38P.SPO=&0^/'1D M(&-O;'-P86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@=&]P.R<^/&1I=CX\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N M;W=R87`@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,2XP."4[)SXF(S$V,#L\+W1D/CQT M9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@#PO9&EV/CPO=&0^/'1D('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T M:#H@,2XP."4[(&)A8VMGF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[)SY/=&AE6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^06UO M=6YT#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI M9#L@=&5X="UA;&EG;CH@6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC M;VQO"!S;VQI9#L@<&%D9&EN9RUB;W1T;VTZ(#)P>#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC M;VQO"!S;VQI9#L@<&%D9&EN9RUB;W1T;VTZ(#)P>#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@ M8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP."4[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#@E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M,2XP."4[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E6QE/3-$)W9E M6QE M/3-$)V9O;G0M#PO9&EV/CPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,2XP."4[(&)A M8VMG'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@,2XP."4[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)V9O;G0M"!E9F9E8W0@*#,I/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O M;G0M#L@=&5X="UA;&EG;CH@#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#@E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N M,#@E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@,2XP."4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`X)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@F4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE M/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`X)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP."4[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@=VED=&@Z M(#4P+CDX)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG M/B8C,38P.SPO=&0^/"]T#L@=VED=&@Z(#$N,#(E.R<^)B,Q-C`[ M/"]T9#X\=&0@8V]L6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG M/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T M:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T M:#H@,2XP,B4[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX] M,T1B;W1T;VT@6QE/3-$ M)V9O;G0M2`\+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,2XP M,B4[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T M;VT@6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P M.SPO=&0^/"]TF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO=&0^ M/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M=&]P.R!W:61T:#H@,2XP,B4[)SX\9&EV/CPO9&EV/CPO=&0^/'1D(&YO=W)A M<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,2XP M,B4[)SXF(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M M.7!T.R<^3W1H97(@8V]M<')E:&5N6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M M#L@=&5X="UA;&EG;CH@6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG M6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@,2XP,B4[(&)A8VMG'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP,B4[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^3F5T(&-U'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO#PO M9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$ M)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)W9E"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP M,B4[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP M,B4[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E6QE M/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!-;VYT:',@16YD960\ M+V1I=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9E3H@ M)R=4:6UEF5D(&=A:6YS(&%N9"`\+V1I=CX\9&EV('-T M>6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E"!S M;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3LG/B8C M,38P.SPO=&0^/"]TF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^0F%L86YC92!A="!$96-E;6)E#PO9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,2XP M,B4[(&)A8VMGF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E M6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$N,#(E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[ M(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^3F5T(&-U'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA M;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F M9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP M,B4[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O M;G0M6QE M/3-$)W9E6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$N,#(E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP,B4[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO M#L@=VED=&@Z(#4P+CDX)3L@8F%C:V=R;W5N9"UC;VQO#PO M9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@-'!X.R!W:61T:#H@ M,2XP,B4[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;BF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@,2XP,B4[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.2XP M,B4[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE M/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q+C`R)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.2XP,B4[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M3LG/CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<],T0P(&-L M87-S/3-$1%-01DQIF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L('-E"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q-"P@;F5T('5N"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q M,RP@;F5T('5N2!W97)E(')E8VQA6QE/3-$)V9O;G0M M'0M86QI9VXZ(&IU2P@=V%S(')E8VQA6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M M86QI9VXZ(&IU6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&IU#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('-T>6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO M=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\ M=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T M;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[)SY"86QA;F-E(&%T M($1E8V5M8F5R(#,Q+"`R,#$S+"!B969O6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@ M=&5X="UA;&EG;CH@#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)V9O;G0M6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\ M=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&IUF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&IU3X-"CPO:'1M M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y M-%]D93@X.#'0O:'1M;#L@8VAA M'0^)SQD:78@3H@)R=4:6UE6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=VED=&@Z M(#0R)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UEF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q M-C`[/"]T9#X\+W1R/CQT6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#LG/CQD:78@#L@=VED M=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO M=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[)SXF M(S$V,#L\+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\+W1R/CQT M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D M/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^26YT97)E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[ M(&UA'0M:6YD96YT.B`M.7!T.R<^17AP96-T M960@6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UEF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$ M)V9O;G0MF5D(&YE M="!A8W1U87)I86P@;&]S6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^06UOF%T:6]N(&]F('!R:6]R('-E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^3F5T('!E6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT M+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@8V]L"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE M#L@=VED=&@Z(#0R)3LG/B8C,38P M.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[ M)SX\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/CPO=&0^/'1D(&-O M;'-P86X],T0U('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA M;&EG;CH@8F]T=&]M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI M9#L@=&5X="UA;&EG;CH@F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E#L@=VED=&@Z(#$E.R<^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[)SX\9&EV('-T>6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E M;G1E#L@=VED=&@Z(#0R)3LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`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`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG M/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T M:6-A;"UA;&EG;CH@8F]T=&]M.R!T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z M(#DE.R<^)B,Q-C`[/"]T9#X\=&0@;F]W6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O M;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!T97AT+6%L:6=N M.B!R:6=H=#L@=VED=&@Z(#DE.R<^)B,Q-C`[/"]T9#X\=&0@;F]W6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R<^)B,Q-C`[/"]T M9#X\=&0@;F]W6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG M/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T M:6-A;"UA;&EG;CH@8F]T=&]M.R!T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z M(#DE.R<^)B,Q-C`[/"]T9#X\=&0@;F]WF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^26YT97)E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^17AP96-T960@6QE/3-$ M)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^4F5C;V=N:7IE9"!N970@86-T=6%R:6%L(&QO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#0R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO#L@=VED=&@Z(#0R)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$ M)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B3X-"CPO M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5? M.#(Y-%]D93@X.#'0O:'1M;#L@ M8VAA'0^)SQD:78@F4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6QE/3-$)V9O;G0M M#LG/CQD:78@'0M:6YD96YT.B`M.7!T.R<^)B,Q-C`[ M/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&-E;G1E6QE/3-$ M)W9E6QE/3-$)V9O;G0M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P M.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T M;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^5&%X('!R;W9I6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA M'0M:6YD96YT.B`M.7!T.R<^0VAA;F=E(&EN M('9A;'5A=&EO;B!A;&QO=V%N8V4\+V1I=CX\+W1D/CQT9"!V86QI9VX],T1B M;W1T;VT@#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M6QE/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E M6QE M/3-$)V9O;G0M6QE/3-$)V9O;G0M M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$ M)W9E"!D;W5B M;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M#L@=VED M=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO7!E.B!T97AT+VAT M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@ M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$ M)W1E>'0O:'1M;#L@8VAA6QE/3-$)V9O;G0M9F%M:6QY.B`G5&EM M97,@3F5W(%)O;6%N)RP@5&EM97,L('-EF4Z(#$P<'0[ M)SX\9&EV('-T>6QE/3-$)V9O;G0M3LG/E1H92!F;VQL;W=I;F<@=&%B;&4@<')O=FED97,@82!R M96-O;F-I;&EA=&EO;B!O9B!B96=I;FYI;F<@86YD(&5N9&EN9R!L;W-S(')E M#L@=VED=&@Z(#4V M)3LG/CQD:78@6QE M/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!-;VYT:',@16YD960\+V1I M=CX\9&EV('-T>6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T#L@=VED=&@Z(#$E M.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D M('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T M=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R!W:61T:#H@,24[)SXF(S$V,#L\ M+W1D/CQT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE M/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA M;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT M6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA65A6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI M9VXZ(&QE9G0[(&UA6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E M969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO3H@)R=4:6UE6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M'0M:6YD96YT.B`M.7!T M.R<^4F5I;G-U'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI M9#L@=&5X="UA;&EG;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\+W1R/CQT6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M:6YD96YT.B`M.7!T.R<^4F5S97)V92!A="!E;F0@;V8@<&5R:6]D/"]D:78^ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M3LG/CQT86)L92!C96QL<&%D9&EN9STS1#`@8V5L;'-P86-I;F<] M,T0P(&-L87-S/3-$1%-01DQIF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L M('-E6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M3L@=VED M=&@Z(&%U=&\[)SY!(&YE9V%T:79E(&YU;6)E65A2!O9B!P6QE/3-$)W1E>'0M86QI9VXZ(&IU6QE/3-$)W=I9'1H.B`P<'0[ M)SX\+W1D/CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU3H@)U1I;65S($YE M=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU M65A"!M;VYT:',@;V8@,C`Q-"!A;F0@,C`Q M,R!I6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!-;VYT:',@16YD960@ M2G5N92`S,"P\+V1I=CX\+W1D/CQT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@#LG/CQD:78^ M)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$ M)W9E6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG M+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO M='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V M86QI9VX],T1B;W1T;VT@6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^*$1E8W)E87-E*2!I;F-R96%S M92!I;B!E2!D969A=6QT6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z M(#6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE M9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^5&]T M86P@<')I;W(@>65A6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I M>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M9F%M:6QY.B`G5&EM97,@3F5W M(%)O;6%N)RP@5&EM97,L('-EF4Z(#$P<'0[)SX\9&EV M('-T>6QE/3-$)V9O;G0M3LG/D$@2P@;&]S2!A;F0@82!L;W=E6QE/3-$)V9O;G0M#LG/CQD:78@ M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X] M,T0V('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@ M=&]P.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@ M3H@)R=4:6UE M6QE/3-$)V9O M;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9"!V86QI9VX],T1B;W1T;VT@"!S;VQI9#LG M/CQD:78@3H@ M)R=4:6UEF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T M;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0R('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@6QE/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[ M/"]T9#X\=&0@8V]L6QE/3-$ M)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT9"!V86QI9VX],T1B M;W1T;VT@6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^1&5F875L="!I;G9E;G1O6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT M.B`M.7!T.R<^4&%I9',@*&EN8VQU9&EN9R!T:&]S92!C:&%R9V5D('1O(&$@ M9&5D=6-T:6)L92!O6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F M=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q M-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE M/3-$)V9O;G0M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG M;CH@#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)V9O;G0M#L@=VED=&@Z(#4R)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E M"!D;W5B;&4[ M('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M#L@=&5X M="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E"!D M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE M/3-$)V9O;G0M9F%M:6QY.B`G5&EM97,@3F5W(%)O;6%N)RP@5&EM97,L('-E MF4Z(#$P<'0[)SX\9&EV('-T>6QE/3-$)V9O;G0M3LG/E1H92!D96-R96%S M92!I;B!T:&4@<')I;6%R>2!D969A=6QT(&EN=F5N=&]R>2!E>'!E65A2!A M2!O=7(@F4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`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`[/"]D:78^/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T M;VT@#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0V('9A;&EG M;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D M97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD:78@F4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!V86QI9VX],T1B;W1T;VT@ M#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P86X],T0V('9A;&EG;CTS M1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B;W)D97(M M8F]T=&]M.B`C,#`P,#`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`M.7!T.R<^,R!M;VYT:',@;W(@;&5S6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)V9O;G0M#L@=VED=&@Z(#(X)3L@8F%C:V=R M;W5N9"UC;VQO'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S M($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@ M=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[ M/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#(X)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C M8V-E969F.R<^)B,Q-C`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`G)U1I M;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU M6UE;G1S('1H870@=&AE(&)O2!R97-U;'0@9G)O;2!A(&)O6UE;G1S('1H870@9&\@;F]T(')E2!C=7)R96YT+B!4:&4@;G5M8F5R(&]F('!A>6UE;G1S M('1H870@82!B;W)R;W=EF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E"!S;VQI9#LG/CQD:78@3H@)R=4:6UE6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO M=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[/"]T9#X\ M=&0@8V]L6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R M/CQT9"!V86QI9VX],T1B;W1T;VT@6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD96YT.B`M.7!T.R<^,R!P87EM96YT6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E3H@)R=4:6UE6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[ M(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M#L@=VED=&@Z(#(X)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E M"!S;VQI9#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG M;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S M;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O M;G0M6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K M9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I M>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY M.B`G)U1I;65S($YE=R!2;VUA;B#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M M'10 M87)T7SEC8C=E-C5B7V(U,V5?-#$S-5\X,CDT7V1E.#@X-S4S,S,P9@T*0V]N M=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\Y8V(W938U8E]B-3-E7S0Q,S5? M.#(Y-%]D93@X.#'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA2!R97-E3H@)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&IU#LG/B8C,38P.SPO=&0^/'1D(&-O;'-P M86X],T0R('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG M;CH@=&]P.R!B;W)D97(M8F]T=&]M.B`C,#`P,#`P(#)P>"!S;VQI9#LG/CQD M:78@3H@)R=4 M:6UE3H@)R=4:6UE6QE/3-$)W9E6QE M/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE M/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#8T M)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@ M=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E"!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C8V-E969F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M3PO9&EV/CPO=&0^/'1D('9A;&EG;CTS1&)O M='1O;2!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG M+6)O='1O;3H@-'!X.R!W:61T:#H@,24[(&)A8VMG6QE/3-$)V9O M;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO2!R97-E M3H@)U1I;65S($YE=R!2;VUA;BF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU2!R97-E"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q-"!W87,@ M)#@@;6EL;&EO;B!A;F0@)#$S(&UI;&QI;VXL(')E2P@87,@ M'!E;G-E6QE/3-$)V9O;G0M M3LG/B8C,38P.SPO M9&EV/CQD:78^/'1A8FQE(&-E;&QP861D:6YG/3-$,"!C96QL6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA M;B'0M86QI9VXZ(&-E;G1E#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C M,38P.SPO=&0^/'1D('9A;&EG;CTS1&)O='1O;2!S='EL93TS1"=V97)T:6-A M;"UA;&EG;CH@8F]T=&]M.R!P861D:6YG+6)O='1O;3H@,G!X.R<^)B,Q-C`[ M/"]T9#X\=&0@8V]L6QE/3-$ M)W9EF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&-E;G1E"!-;VYT:',@16YD960\+V1I=CX\ M+W1D/CQT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M('-T>6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R/CQT M9"!V86QI9VX],T1B;W1T;VT@#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T M9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`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`G)U1I;65S($YE=R!2;VUA;B6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!B M86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^/&1I=B!S='EL93TS1"=F;VYT M+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMGF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-E969F.R<^ M/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M(&)A8VMG6QE/3-$)V9O M;G0M6QE/3-$)W9E6QE/3-$)W9E M6QE/3-$ M)W9E6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[(&)A8VMG6QE/3-$ M)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G M)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ M(&QE9G0[(&UA6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQOF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E M.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@ M=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@ M6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)V9O;G0M'!E;G-EF5D/"]D:78^/"]T9#X\=&0@=F%L:6=N M/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0MF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I M;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&)A8VMG6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'0M:6YD M96YT.B`M.7!T.R<^0VAA;F=E(&EN('!R96UI=6T@9&5F:6-I96YC>2!R97-E M#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F M.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9E'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B M86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS1"=F;VYT+7-I>F4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E#L@=&5X="UA;&EG;CH@6QE/3-$)W9E"!D;W5B;&4[('1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z M(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^/&1I=B!S='EL93TS M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W1E>'0M M86QI9VXZ(&IU'!E;G-E2D@2!O9B!T M:&4@<')I;W(@<')E;6EU;2!D969I8VEE;F-Y(')E6QE/3-$)V9O;G0M3LG/E1H92!D96-R96%S92!I;B!T:&4@ M<')E;6EU;2!D969I8VEE;F-Y(')E2P@87,@2!R96QA=&5D('1O(&AI9VAE"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q,R!IF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&IU6QE/3-$)V9O M;G0M#LG/CQD:78^)B,Q-C`[/"]D:78^/"]T9#X\=&0@=F%L M:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9E6QE/3-$)V9O;G0M6QE M/3-$)W9E6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^ M/"]T#LG/B8C M,38P.SPO=&0^/'1D(&-O;'-P86X],T0Q-"!V86QI9VX],T1B;W1T;VT@6QE/3-$)V9O;G0M#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^/"]T3H@)R=4:6UE6QE/3-$)W9E6QE/3-$)W9E6QE/3-$ M)W9E6QE/3-$)W9E6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE M=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA M'0M:6YD96YT.B`M.7!T.R<^4')E;6EU;2!$ M969I8VEE;F-Y(%)E6QE M/3-$)W9E6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[(&)A M8VMG6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@;F]W6QE/3-$)W9E M6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O M;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B'0M86QI9VXZ(&QE9G0[(&UA6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P M<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E M'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&)A8VMG6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B'0M86QI9VXZ(&QE9G0[(&UA'!E;G-E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO"!S;VQI9#L@=&5X="UA;&EG;CH@6QE/3-$)W9E M'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@ M=&5X="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8F%C:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O M;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&)A8VMG M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N M9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE M/3-$)W9E'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQOF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R M;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&)A8VMG6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0M M6QE/3-$)W9E M6QE/3-$)W9E6QE/3-$)W9E6QE/3-$)W9E6QE M/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&)A8VMG6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8F%C:V=R;W5N9"UC;VQO"!S;VQI9#L@=&5X M="UA;&EG;CH@6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO#L@=&5X="UA;&EG;CH@;&5F=#L@=VED=&@Z(#$E.R!B86-K9W)O M=6YD+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$ M8F]T=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&)A8VMG6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC M;VQO6QE/3-$)W9E'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$ M)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO M6QE/3-$)W9E'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#4R M)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD M+6-O;&]R.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T M=&]M('-T>6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8F%C M:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R.B`C9F9F9F9F.R<^ M)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T>6QE/3-$)W9EF4Z M(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)W9E'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8F%C:V=R;W5N9"UC;VQO#L@=VED=&@Z(#$E.R!B86-K9W)O=6YD+6-O;&]R M.B`C9F9F9F9F.R<^)B,Q-C`[/"]T9#X\=&0@=F%L:6=N/3-$8F]T=&]M('-T M>6QE/3-$)W9EF4Z(#$P<'0[(&9O;G0M9F%M:6QY.B`G)U1I;65S($YE=R!2 M;VUA;B6QE/3-$)W9E6QE/3-$)V9O;G0M'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO7,\'0^)SQS<&%N/CPO'0^)S(@>65A'0^ M)SQS<&%N/CPO'0^)SDP(&1A M>7,\'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X- M"B`@/&AE860^#0H@("`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`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^3F]V(#$L#0H)"3(P,34\2`Q+`T*"0DR M,#$W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO2`Q+`T*"0DR,#$W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@ M(#QT9"!C;&%S'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO&EM=6T@;G5M8F5R(&]F('1R861I;F<@9&%Y'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO6UE;G1S(&UA>2!B92!D969E'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO6UE;G0@9&5F97)R960\+W1D/@T*("`@("`@("`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`@("`\=&%B;&4@8VQA M3QB3QB'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)S$P('EE87)S/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X- M"B`@/&AE860^#0H@("`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`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)S,@>65A'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO65A'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO7=I9&4@1&ES<'5T92!;365M8F5R72!\(%!E;F1I;F<@3&ET:6=A=&EO M;B!;365M8F5R73PO=&0^#0H@("`@("`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`@("`\=&%B;&4@8VQA'0^)SQS<&%N/CPOF5D($QO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO65A M65A'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M65A65A'0^ M)SQS<&%N/CPOF5D($QO M'0^)SQS<&%N/CPO2!S96-U'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D($=A:6YS/"]T9#X-"B`@("`@("`@/'1D M(&-L87-S/3-$;G5M<#XR+#4T,"PP,#`\'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPOF5D($QO'0^)SQS<&%N/CPO MF5D($-OF5D($=A:6YS/"]T9#X-"B`@("`@ M("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPX-#(L,#`P/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%SF5D($QOF5D($QO'0^)SQS<&%N M/CPOF5D($QO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D($=A:6YS/"]T9#X-"B`@("`@("`@ M/'1D(&-L87-S/3-$;G5M<#XQ+#4U-"PP,#`\'0^ M)SQS<&%N/CPO2!D871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$ M;G5M<#XS-C@L.#`V+#`P,#QS<&%N/CPOF5D($QO'0^)SQS<&%N/CPO MF5D($QO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPOF5D($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$ M;G5M<#XQ-S`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C M;&%S'0^)SQS<&%N/CPO M2!D871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-#F5D($QO'0^)SQS<&%N/CPOF5D($QO M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D($-OF5D($-O'0^)SQS<&%N/CPO2!D871E/"]T9#X-"B`@("`@("`@/'1D(&-L M87-S/3-$;G5M<#XR-S0L,3`R+#`P,#QS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D($QOF5D(&QO86X@;V)L:6=A=&EO;G,@6TUE;6)E M'0^)SQS<&%N/CPOF5D($QOF5D($-O'0^)SQS<&%N/CPO2!D M871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,2PS,S@L,#`P M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPOF5D($QO2!F;W)E:6=N('-O=F5R M96EG;B!G;W9E'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D($QOF5D($QO'0^)SQS<&%N/CPOF5D($QO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D($QO'0^)SQS<&%N/CPOF5D($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M M<#XV.2PP,#`\F5D($QO'0^)SQS M<&%N/CPOF5D($QO2!I;7!A:7)M96YT(&QO7!E.B!T97AT+VAT;6P[(&-H87)S M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@ M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M M;#L@8VAA'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D(&EN M=F5S=&UE;G0@9V%I;G,@*&QO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D(&=A:6YS+"!G'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D(&=A:6YS+"!G'0^)SQS<&%N/CPO'0O:F%V87-C M3X-"B`@("`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`@/&AE M860^#0H@("`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`@/&AE860^#0H@("`@/$U%5$$@:'1T M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@ M8VAA"D@6T%B'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO MF5D(&=A:6YS(&%N9"!L;W-S M97,@;VX@:6YV97-T;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M2!T'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D(&9O'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D(&9O'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO"!E9F9E8W0\+W1D/@T*("`@ M("`@("`\=&0@8VQA#PO=&0^#0H@("`@("`@(#QT M9"!C;&%S"!%9F9E8W0@9'5E('1O('9A M;'5A=&EO;B!A;&QO=V%N8V4@*&EN(&AU;F1R961T:',I/"]T9#X-"B`@("`@ M("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^)SQS<&%N/CPOF5D(&=A:6YS(&%N9"!L;W-S97,@;VX@879A:6QA8FQE+69O M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO#PO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^ M)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO#PO=&0^ M#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO#PO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO#PO=&0^#0H@("`@("`@(#QT9"!C;&%S"!E9F9E8W0@9&]E"!B96YE9FET M"!M;VYT M:',@96YD960@2G5N92`S,"P@,C`Q-"P@;F5T('5N"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q,RP@;F5T('5N2!W97)E(')E8VQA"!M;VYT:',@96YD960@2G5N92`S,"P@,C`Q-"P@;W1H97(@8V]M<')E M:&5N'!E;G-E3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT M4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R'0^)SQS<&%N/CPO'0^)SQS<&%N/CPOF5D(&YE="!A8W1U87)I86P@;&]SF%T:6]N(&]F('!R:6]R('-E'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'!E8W1E9"!2971UF5D(&YE="!A8W1U87)I86P@;&]SF%T:6]N(&]F('!R:6]R M('-E'0O:F%V87-C M3X-"B`@("`\=&%B;&4@ M8VQA'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO"!P'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO"!V86QU871I;VX@86QL;W=A;F-E+"!I;F-L M=61E9"!I;B!O=&AE'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO&5S(&%N9"!I;G1E2!B92!D=64\+W1D/@T*("`@("`@("`\=&0@8VQA'0^)SQS<&%N/CPO6UE;G0@ M;6%D92!R96QA=&5D('1O('1H92!)4E,@87-S97-S;65N="!O;B!T:&4@4D5- M24,@:7-S=64\+W1D/@T*("`@("`@("`\=&0@8VQA'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO65A65A2!O9B!P2!I;F-U3X- M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q M,S5?.#(Y-%]D93@X.#'0O:'1M M;#L@8VAA'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)S$R(&UO;G1H'0^)SQS<&%N/CPO6UE M;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2!A="!E;F0@;V8@<&5R:6]D M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-2PT,38\'0^)SQS<&%N/CPO2!;06)S=')A8W1= M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2`H:6X@;G5M8F5R(&]F(&QO86YS*3PO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^)SQS<&%N/CPO2!$ M969A=6QT($EN=F5N=&]R>2!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@ M("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2!D969A=6QT(&EN=F5N=&]R>3PO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^)SQS M<&%N/CPO2!D969A=6QT(&EN=F5N=&]R>2`H:6X@:'5N9')E9'1H'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2!#;VUP86YY)W,@9&5C:7-I M;VX@=&\@=F]L=6YT87)I;'D@'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO6UE;G1S/"]T M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.2PV-C8\'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2!D969A=6QT(&EN=F5N=&]R>3PO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^)SQS M<&%N/CPO2!D969A=6QT(&EN=F5N=&]R>2`H:6X@:'5N9')E9'1H'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO2P@97AP96-T960@9G5T=7)E(')E'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS<&%N/CPO65A2!R97-O;'9E9"`H:6X@:'5N9')E9'1H'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO M'0^)SQS<&%N/CPO2!F;W(@56YP86ED($-L86EM'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO'0^)SQS<&%N M/CPO65A65A2!O9B!P2!S=7-P96YD960@2`Q+#4U."!L;V%N2!S=7-P96YD960N/"]T9#X-"B`@("`@(#PO='(^ M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T] M7TYE>'1087)T7SEC8C=E-C5B7V(U,V5?-#$S-5\X,CDT7V1E.#@X-S4S,S,P M9@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\Y8V(W938U8E]B-3-E M7S0Q,S5?.#(Y-%]D93@X.#'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^)SQS<&%N/CPO M'0^)SQS<&%N M/CPO'0^)SQS<&%N M/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO2!297-E'0^)SQS<&%N/CPO'!E;G-E'!E;G-E'!E;G-E M'0^)SQS M<&%N/CPO'!E;G-E2D@2!O9B!T:&4@<')I;W(@<')E;6EU;2!D969I8VEE;F-Y(')E'1087)T7SEC8C=E-C5B7V(U,V5? M-#$S-5\X,CDT7V1E.#@X-S4S,S,P9@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL M93HO+R]#.B\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.#'0O:F%V87-C3X-"B`@ M("`\=&%B;&4@8VQA2`H1&5T86EL M2!;06)S=')A8W1=/"]S=')O;F<^/"]T M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XG/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS<&%N/CPO'0^)SQS M<&%N/CPO'0^ M)SQS<&%N/CPO6EN9R!E86-H(&]U='-T M86YD:6YG('-H87)E(&]F('1H92!C;VUP86YY)W,@8V]M;6]N('-T;V-K("AI M;B!N=6UB97(@;V8@4FEG:'1S*3PO=&0^#0H@("`@("`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`@("`@(#QT9"!C;&%S M3X-"CPO:'1M M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y M-%]D93@X.#'0O:'1M;#L@8VAA M&UL;G,Z;STS1")U&UL/@T*+2TM+2TM M/5].97AT4&%R=%\Y8V(W938U8E]B-3-E7S0Q,S5?.#(Y-%]D93@X.# XML 28 R43.htm IDEA: XBRL DOCUMENT v2.4.0.8
Benefit Plans (Details) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Pension and Supplemental Executive Retirement Plans [Member]
        
Components of Net Periodic Benefit Cost [Abstract]        
Service cost $ 2,203 $ 2,952 $ 4,283 $ 5,669
Interest Cost 3,985 3,845 7,994 7,644
Expected Return on Assets (5,257) (5,034) (10,515) (10,072)
Recognized net actuarial loss 250 1,557 541 3,073
Amortization of prior service cost (423) 127 (465) 252
Net periodic benefit cost 758 3,447 1,838 6,566
Other Postretirement Benefits [Member]
        
Components of Net Periodic Benefit Cost [Abstract]        
Service cost 152 212 329 406
Interest Cost 144 156 327 309
Expected Return on Assets (1,163) (920) (2,324) (1,840)
Recognized net actuarial loss (145) 0 (217) 0
Amortization of prior service cost (1,662) (1,662) (3,325) (3,324)
Net periodic benefit cost $ (2,674) $ (2,214) $ (5,210) $ (4,449)

XML 29 R29.htm IDEA: XBRL DOCUMENT v2.4.0.8
Benefit Plans (Tables)
 6 Months Ended
Jun. 30, 2014
Benefit Plans [Abstract]  
Components of net periodic benefit cost
The following table provides the components of net periodic benefit cost for the pension, supplemental executive retirement and other postretirement benefit plans:

 
Three Months Ended June 30,
 
Pension and Supplemental
Executive Retirement Plans
 
Other Postretirement
Benefits
 
 
 
2014
  
2013
  
2014
  
2013
 
 
(In thousands)
 
 
 
  
  
  
 
Service cost
 
$
2,203
  
$
2,952
  
$
152
  
$
212
 
Interest cost
  
3,985
   
3,845
   
144
   
156
 
Expected return on plan assets
  
(5,257
)
  
(5,034
)
  
(1,163
)
  
(920
)
Recognized net actuarial loss
  
250
   
1,557
   
(144
)
  
-
 
Amortization of prior service cost
  
(423
)
  
127
   
(1,662
)
  
(1,662
)
 
                
Net periodic benefit cost
 
$
758
  
$
3,447
  
$
(2,673
)
 
$
(2,214
)
 
                
 
 
Six Months Ended June 30,
 
 
Pension and Supplemental
Executive Retirement Plans
Other Postretirement
Benefits
 
  
2014
   
2013
   
2014
   
2013
 
 
(In thousands)
 
 
                
Service cost
 
$
4,283
  
$
5,669
  
$
329
  
$
406
 
Interest cost
  
7,994
   
7,644
   
327
   
309
 
Expected return on plan assets
  
(10,515
)
  
(10,072
)
  
(2,324
)
  
(1,840
)
Recognized net actuarial loss
  
541
   
3,073
   
(217
)
  
-
 
Amortization of prior service cost
  
(465
)
  
252
   
(3,325
)
  
(3,324
)
 
                
Net periodic benefit cost
 
$
1,838
  
$
6,566
  
$
(5,210
)
 
$
(4,449
)
XML 30 R28.htm IDEA: XBRL DOCUMENT v2.4.0.8
Other Comprehensive Income (Tables)
 6 Months Ended
Jun. 30, 2014
Other Comprehensive Income [Abstract]  
Other comprehensive income
Our other comprehensive income for the three and six months ended June 30, 2014 and 2013 was as follows:

 
 
Three Months Ended
June 30, 2014
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
 
(In thousands)
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
44,818
  
$
(15,634
)
 
$
15,317
  
$
44,501
 
Benefit plan adjustments
  
(1,980
)
  
693
   
(693
)
  
(1,980
)
Unrealized foreign currency translation adjustment
  
904
   
(317
)
  
-
   
587
 
 
                
Other comprehensive income (loss)
 
$
43,742
  
$
(15,258
)
 
$
14,624
  
$
43,108
 
            
 
 
 
Six Months Ended
June 30, 2014
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
 
(In thousands)
 
 
 
  
  
  
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
84,479
  
$
(29,505
)
 
$
29,125
  
$
84,099
 
Benefit plan adjustments
  
(3,466
)
  
1,213
   
(1,213
)
  
(3,466
)
Unrealized foreign currency translation adjustment
  
2,835
   
(995
)
  
-
   
1,840
 
 
                
Other comprehensive income (loss)
 
$
83,848
  
$
(29,287
)
 
$
27,912
  
$
82,473
 

 
Three Months Ended
June 30, 2013
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
(In thousands)
 
 
 
  
 
  
  
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
(99,092
)
 
$
34,520
  
$
(33,547
)
 
$
(98,119
)
Unrealized foreign currency translation adjustment
  
(19,255
)
  
6,743
   
-
   
(12,512
)
 
                
Other comprehensive income (loss)
 
$
(118,347
)
 
$
41,263
  
$
(33,547
)
 
$
(110,631
)
 
 
 
Six Months Ended
June 30, 2013
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
 
(In thousands)
 
 
 
  
  
  
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
(109,631
)
 
$
38,112
  
$
(36,554
)
 
$
(108,073
)
Unrealized foreign currency translation adjustment
  
(18,769
)
  
6,573
   
-
   
(12,196
)
 
                
Other comprehensive income (loss)
 
$
(128,400
)
 
$
44,685
  
$
(36,554
)
 
$
(120,269
)
Accumulated other comprehensive income (loss)
Total accumulated other comprehensive income and changes in accumulated other comprehensive income, including amounts reclassified from other comprehensive income, are included in the table below.
 
 
 
Three Months Ended
June 30, 2014
 
 
 
Unrealized gains and
losses on available-
for-sale securities
 
 
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
  
  
 
Balance at March 31, 2014, before tax
 
$
(44,973
)
 
$
(5,252
)
 
$
13,115
  
$
(37,110
)
 
    
            
Other comprehensive income (loss) before reclassifications
  
42,922
 
  
-
   
904
   
43,826
 
Amounts reclassified from accumulated other comprehensive income (loss)
  
(1,896
)
(1
)
 
1,980
 (2
)
 
-
 
  
84
 
 
                 
Net current period other comprehensive income (loss)
  
44,818
    
(1,980
)
  
904
   
43,742
 
 
Balance at June 30, 2014, before tax
 
$
(155
)  
$
(7,232
) 
$
14,019
  
$
6,632
 
 
 
 
Six Months Ended
June 30, 2014
 
 
 
Unrealized gains and
losses on available-
for-sale securities
   
Defined benefit
plans
 
 
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
 
 
  
 
Balance at December 31, 2013, before tax
 
$
(84,634
)
 
$
(3,766
)
 
$
11,184
  
$
(77,216
)
 
    
    
        
Other comprehensive income (loss) before reclassifications
  
78,548
 
  
-
 
  
2,835
   
81,383
 
Amounts reclassified from accumulated other comprehensive income (loss)
  
(5,931
)
(1
)
 
3,466
 
(2
)
 
-
   
(2,465
)
 
                  
Net current period other comprehensive income (loss)
  
84,479
    
(3,466
)
   
2,835
   
83,848
 
 
                  
Balance at June 30, 2014, before tax
  
(155
)
   
(7,232
)
   
14,019
   
6,632
 
 
                  
Tax effect (3)
  
(64,436
)
   
26,940
    
(4,389
)
  
(41,885
)
 
Balance at June 30, 2014, net of tax
 
$
(64,591
)  
$
19,708
   
$
9,630
  
$
(35,253
)
 
 
 
Three Months Ended June 30, 2013
 
 
 
Unrealized gains and
losses on available-
for-sale securities
 
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
  
  
 
Balance at March 31, 2013, before tax
 
$
31,002
 
 
$
(71,804
)
 
$
33,233
  
$
(7,569
)
 
Other comprehensive income (loss) before reclassifications
  
(96,938
)
  
-
   
(19,255
)
  
(116,193
)
Amounts reclassified from accumulated other comprehensive income (loss)
  
2,154
 
(1
)
 
-
   
-
   
2,154
 
 
           
 
     
Net current period other comprehensive income (loss)
  
(99,092
)
   
-
   
(19,255
)
  
(118,347
)
 
                 
Balance at June 30, 2013, before tax
$
(68,090
)
$
(71,804
)
$
13,978
$
(125,916
)

 
 
Six Months Ended
June 30, 2013
 
 
 
Unrealized gains and
losses on available-
for-sale securities
 
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
  
  
 
Balance at December 31, 2012, before tax
 
$
41,541
 
 
$
(71,804
)
 
$
32,747
  
$
2,484
 
 
    
            
Other comprehensive income (loss) before reclassifications
  
(104,099
)
  
-
   
(18,769
)
  
(122,868
)
Amounts reclassified from accumulated other comprehensive income (loss)
  
5,532
 
(1
)
 
-
   
-
   
5,532
 
 
           
 
     
Net current period other comprehensive income (loss)
  
(109,631
)
   
-
   
(18,769
)
  
(128,400
)
 
                 
Balance at June 30, 2013, before tax
  
(68,090
)
   
(71,804
)
  
13,978
   
(125,916
)
 
                 
Tax effect (3)
  
(65,082
)
   
26,940
   
(4,374
)
  
(42,516
)
 
                 
Balance at June 30, 2013, net of tax
 
$
(133,172
)
  
$
(44,864
)
 
$
9,604
  
$
(168,432
)

(1)During the three and six months ended June 30, 2014, net unrealized losses of ($1.9) million and ($5.9) million, respectively, were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. During the three and six months ended June 30, 2013, net unrealized gains of $2.2 million and $5.5 million, respectively were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net.
(2)During the three and six months ended June 30, 2014, other comprehensive income related to benefit plans of $2.0 million and $3.5 million, respectively, was reclassified to the Consolidated Statement of Operations and included in Underwriting and other expenses, net.
(3)Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation allowance.
 
Total accumulated other comprehensive income at December 31, 2013 is included in the table below.

 
 
Unrealized gains and
losses on available-
for-sale securities
  
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
  
 
  
  
 
 
 
  
  
  
 
Balance at December 31, 2013, before tax
  
(84,634
)
  
(3,766
)
  
11,184
   
(77,216
)
 
                
Tax effect (1)
  
(64,056
)
  
26,940
   
(3,394
)
  
(40,510
)
 
                
Balance at December 31, 2013, net of tax
 
$
(148,690
)
 
$
23,174
  
$
7,790
  
$
(117,726
)

(1) Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation    allowance.
XML 31 R44.htm IDEA: XBRL DOCUMENT v2.4.0.8
Income Taxes (Details) (USD $)
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Dec. 31, 2007
Dec. 31, 2013
Tax provision (benefit) [Abstract]            
Tax provision (benefit) before valuation allowance $ 17,172,000 $ 4,472,000 $ 40,292,000 $ (17,118,000)    
Change in valuation allowance (16,054,000) (3,482,000) (38,448,000) 19,247,000    
Provision for income taxes 1,118,000 990,000 1,844,000 2,129,000    
Change in deferred tax valuation allowance, included in other comprehensive income 14,600,000 33,500,000 27,900,000 36,600,000    
Valuation allowance 937,900,000   937,900,000     1,004,200,000
Net operating loss carryforwards, regular tax basis 2,500,000,000   2,500,000,000      
Net operating loss carryforwards for computing the alternative minimum tax 1,700,000,000   1,700,000,000      
Information regarding income tax examinations [Abstract]            
Amount of IRS assessment for unpaid taxes and penalties related to REMIC issue         197,500,000  
Estimate of federal interest that may be due 161,300,000   161,300,000      
Estimate of additional state income taxes and interest that may be due 46,700,000   46,700,000      
Amount of payment made related to the IRS assessment on the REMIC issue         65,200,000  
Total amount of unrecognized tax benefits 105,800,000   105,800,000      
Total amount of the unrecognized tax benefits that would affect our effective tax rate 93,200,000   93,200,000      
Unrecognized tax benefits, accrued interest $ 26,500,000   $ 26,500,000     $ 26,100,000
XML 32 R30.htm IDEA: XBRL DOCUMENT v2.4.0.8
Income Taxes (Tables)
 6 Months Ended
Jun. 30, 2014
Income Taxes [Abstract]  
Tax provision (benefit)
The effect of the change in valuation allowance on the provision for (benefit from) income taxes was as follows:

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
 
(In thousands)
 
 
 
  
  
  
 
Tax provision (benefit) before valuation allowance
 
$
17,172
  
$
4,472
  
$
40,292
  
$
(17,118
)
Change in valuation allowance
  
(16,054
)
  
(3,482
)
  
(38,448
)
  
19,247
 
 
                
Provision for income taxes
 
$
1,118
  
$
990
  
$
1,844
  
$
2,129
 
XML 33 R31.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loss Reserves (Tables)
 6 Months Ended
Jun. 30, 2014
Loss Reserves [Abstract]  
Reconciliation of beginning and ending loss reserves
The following table provides a reconciliation of beginning and ending loss reserves for the six months ended June 30, 2014 and 2013:

 
 
Six Months Ended
June 30,
 
 
 
2014
  
2013
 
 
 
(In thousands)
 
 
 
  
 
Reserve at beginning of period
 
$
3,061,401
  
$
4,056,843
 
Less reinsurance recoverable
  
64,085
   
104,848
 
Net reserve at beginning of period
  
2,997,316
   
3,951,995
 
 
        
Losses incurred:
        
Losses and LAE incurred in respect of default notices related to:
        
Current year
  
306,386
   
468,332
 
Prior years (1)
  
(42,637
)
  
(5,850
)
Subtotal
  
263,749
   
462,482
 
 
        
Losses paid:
        
Losses and LAE paid in respect of default notices related to:
        
Current year
  
2,674
   
5,137
 
Prior years
  
640,560
   
897,178
 
Reinsurance terminations (2)
  
-
   
(3,248
)
Subtotal
  
643,234
   
899,067
 
 
        
Net reserve at end of period
  
2,617,831
   
3,515,410
 
Plus reinsurance recoverables
  
57,763
   
83,898
 
 
        
Reserve at end of period
 
$
2,675,594
  
$
3,599,308
 

(1)A negative number for prior year losses incurred indicates a redundancy of prior year loss reserves and a positive number for prior year losses incurred indicates a deficiency of prior year loss reserves.
(2)In a termination, the reinsurance agreement is cancelled, with no future premium ceded and funds for any incurred but unpaid losses transferred to us. The transferred funds result in an increase in our investment portfolio (including cash and cash equivalents) and a decrease in net losses paid (reduction to losses incurred). In addition, there is an offsetting decrease in the reinsurance recoverable (increase in losses incurred), and thus there is no net impact to losses incurred.
Prior year development of the reserves
The prior year development of the reserves in the first six months of 2014 and 2013 is reflected in the table below.

 
 
Six Months Ended June 30,
 
 
 
2014
  
2013
 
 
 
(In millions)
 
Prior year loss development (1):
 
  
 
 
 
  
 
Decrease in estimated claim rate on primary defaults
 
$
(25
)
 
$
-
 
(Decrease) increase in estimated severity on primary defaults
  
(8
)
  
1
 
Change in estimates related to pool reserves, LAE reserves and reinsurance
  
(10
)
  
(7
)
Total prior year loss development
 
$
(43
)
 
$
(6
)

(1) A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves.
Rollforward of primary default inventory
A rollforward of our primary default inventory for the three and six months ended June 30, 2014 and 2013 appears in the table below. The information concerning new notices and cures is compiled from monthly reports received from loan servicers. The level of new notice and cure activity reported in a particular month can be influenced by, among other things, the date on which a servicer generates its report, the number of business days in a month and transfers of servicing between loan servicers. Historically, losses incurred have followed a seasonal trend in which the second half of the year has weaker credit performance than the first half, with higher new notice activity and a lower cure rate.

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
 
  
  
  
 
 
 
  
  
  
 
Default inventory at beginning of period
  
91,842
   
126,610
   
103,328
   
139,845
 
New Notices
  
21,178
   
25,425
   
44,524
   
53,289
 
Cures
  
(21,182
)
  
(25,450
)
  
(48,500
)
  
(56,572
)
Paids (including those charged to a deductible or captive)
  
(6,068
)
  
(9,051
)
  
(13,132
)
  
(18,496
)
Rescissions and denials
  
(354
)
  
(429
)
  
(804
)
  
(961
)
Default inventory at end of period
  
85,416
   
117,105
   
85,416
   
117,105
 
Aging of the primary default inventory
The decrease in the primary default inventory experienced during 2014 and 2013 was generally across all markets and all book years. Historically as a default ages it becomes more likely to result in a claim. The percentage of loans that have been in default for 12 or more consecutive months and the number of loans in our primary claims received inventory have been affected by our suspended rescissions and the resolution of certain of those rescissions discussed below and in Note 5 – “Litigation and Contingencies.”
 
Aging of the Primary Default Inventory
  
  
  
  
 
 
 
  
  
  
  
  
 
 
 
June 30,
2014
  
December 31,
2013
  
June 30,
2013
 
 
 
  
  
  
  
  
 
Consecutive months in default
 
  
  
  
  
  
 
3 months or less
  
15,297
   
18
%
  
18,941
   
18
%
  
18,760
   
16
%
4 - 11 months
  
19,362
   
23
%
  
24,514
   
24
%
  
26,377
   
23
%
12 months or more
  
50,757
   
59
%
  
59,873
   
58
%
  
71,968
   
61
%
 
                        
Total primary default inventory
  
85,416
   
100
%
  
103,328
   
100
%
  
117,105
   
100
%
 
                        
Primary claims received inventory included in ending default inventory (1)
5,398   
6
%
  
6,948
   
7
%
  
10,637
   
9
%

(1) Our claims received inventory includes suspended rescissions, as we have voluntarily suspended rescissions of coverage related to certain loans that we believed would be included in a potential resolution. As of June 30, 2014, rescissions of coverage on approximately 1,558 loans had been voluntarily suspended.
Number of payments delinquent
The number of months a loan is in the default inventory can differ from the number of payments that the borrower has not made or is considered delinquent. These differences typically result from a borrower making monthly payments that do not result in the loan becoming fully current. The number of payments that a borrower is delinquent is shown in the table below.

Number of Payments Delinquent
  
  
  
  
  
 
 
 
  
  
  
  
  
 
 
 
June 30,
2014
  
December 31,
2013
  
June 30,
2013
 
 
 
  
  
  
  
  
 
 
 
  
  
  
  
  
 
3 payments or less
  
22,867
   
27
%
  
28,095
   
27
%
  
27,498
   
24
%
4 - 11 payments
  
19,666
   
23
%
  
24,605
   
24
%
  
27,299
   
23
%
12 payments or more
  
42,883
   
50
%
  
50,628
   
49
%
  
62,308
   
53
%
 
                        
Total primary default inventory
  
85,416
   
100
%
  
103,328
   
100
%
  
117,105
   
100
%
XML 34 R8.htm IDEA: XBRL DOCUMENT v2.4.0.8
Nature of Business and Basis of Presentation
 6 Months Ended
Jun. 30, 2014
Nature of Business and Basis of Presentation [Abstract]  
Nature of Business and Basis of Presentation
Note 1 – Nature of Business and Basis of Presentation

MGIC Investment Corporation is a holding company which, through Mortgage Guaranty Insurance Corporation ("MGIC"), MGIC Indemnity Corporation (“MIC”) and several other subsidiaries, is principally engaged in the mortgage insurance business.  We provide mortgage insurance to lenders throughout the United States and to government sponsored entities (“GSEs”) to protect against loss from defaults on low down payment residential mortgage loans.

The accompanying unaudited consolidated financial statements of MGIC Investment Corporation and its wholly-owned subsidiaries have been prepared in accordance with the instructions to Form 10-Q as prescribed by the Securities and Exchange Commission (“SEC”) for interim reporting and do not include all of the other information and disclosures required by accounting principles generally accepted in the United States of America (“GAAP”). These statements should be read in conjunction with the consolidated financial statements and notes thereto for the year ended December 31, 2013 included in our Annual Report on Form 10-K. As used below, “we,” “our” and “us” refer to MGIC Investment Corporation’s consolidated operations or to MGIC Investment Corporation, as the context requires.

In the opinion of management the accompanying financial statements include all adjustments, consisting primarily of normal recurring accruals, necessary to fairly state our financial position and results of operations for the periods indicated. The results of operations for the interim period may not be indicative of the results that may be expected for the year ending December 31, 2014.
 
Capital - GSEs

Since 2008, substantially all of our insurance written has been for loans sold to the GSEs, each of which has mortgage insurer eligibility requirements. The existing eligibility requirements include a minimum financial strength rating of Aa3/AA-. Because MGIC does not meet such financial strength rating requirements (its financial strength rating from Moody’s is Ba3 (with a stable outlook) and from Standard & Poor’s is BB (with a positive outlook)), MGIC is currently operating with each GSE as an eligible insurer under a remediation plan.

On July 10, 2014, the conservator of the GSEs, the Federal Housing Finance Agency (“FHFA”), released draft Private Mortgage Insurer Eligibility Requirements (“draft PMIERs”). The FHFA has requested public input on the draft PMIERs by September 8, 2014. The draft PMIERs include revised financial requirements for mortgage insurers (the “GSE Financial Requirements”) that require a mortgage insurer’s “Available Assets” (generally only the most liquid assets of an insurer) to meet or exceed “Minimum Required Assets” (which are calculated from tables of factors with several risk dimensions and are subject to a floor amount).
 
The PMIERs will become effective 180 days after the date they are published in final form (the “publication date”). Mortgage insurers would have up to two years after the publication date to meet the GSE Financial Requirements (the “transition period”). During the transition period, a mortgage insurer that fails to meet the GSE Financial Requirements would be subject to a transition plan having milestones for actions to achieve compliance. The transition plan would be submitted for the approval of each GSE within 90 days after the effective date, and if approved, the GSEs would monitor the insurer’s progress. During the transition period for an insurer with an approved transition plan, an insurer would be in remediation (a status similar to the one under which MGIC has been operating with the GSEs for over five years) and eligible to provide mortgage insurance on loans owned or guaranteed by the GSEs. 

We estimate that as of June 30, 2014, applying the rules of the draft PMIERs, MGIC would have a material shortfall in Available Assets.  This shortfall would be affected by operations throughout the transition period, which is expected to end December 31, 2016. The shortfall assumes the risk in force and capital of MIC are repatriated to MGIC, and full credit is given in the calculation of Minimum Required Assets for our existing reinsurance transaction.  However, we do not expect to receive full credit for our current reinsurance transaction. As a result, we have begun discussions with the reinsurance market to modify our existing reinsurance transaction so that any reduction in the credit would be minimized.

As of June 30, 2014, we had approximately $515 million of cash and investments at our holding company, a portion of which we believe may be available for future contribution to MGIC. Furthermore, there are regulated insurance affiliates of MGIC that have approximately $100 million of assets as of June 30, 2014. We expect that, subject to regulatory approval, we would be able to use a material portion of these assets to increase the Available Assets of MGIC.  Additionally, if the draft PMIERs are implemented as released, we would consider seeking additional reinsurance and/or non-dilutive debt capital to mitigate the shortfall. There can be no assurance that MGIC will be in compliance with the GSE Financial Requirements within the transition period. Factors that may impact MGIC’s compliance with the GSE Financial Requirements include the following:
 
·Changes in the actual PMIERs adopted from the draft PMIERs may increase the amount of the MGIC’s Minimum Required Assets or reduce its Available Assets, with the result that the shortfall in Available Assets could increase;
·We may not obtain regulatory approval to transfer assets from MGIC’s regulated insurance affiliates to the extent we are assuming because regulators project higher losses than we project or require a level of capital be maintained in these companies higher than we are assuming;
·We may not be able to access the non-dilutive debt markets due to market conditions, concern about our creditworthiness, or other factors, in a manner sufficient to provide the funds we are assuming;
·We may not be able to achieve modifications in our existing reinsurance arrangements necessary to minimize the reduction in the credit for reinsurance under the draft PMIERs; and
·We may not be able to obtain additional reinsurance necessary to further reduce the Minimum Required Assets due to market capacity, pricing or other reasons.
 
Factors that could negatively affect MGIC’s compliance with the GSE Financial Requirements are discussed throughout the financial statement footnotes. Such matters could decrease our revenues, increase our losses or require the use of assets, thereby reducing our Available Assets and increasing our shortfall in Available Assets, or they could increase the Minimum Required Assets, also increasing our shortfall in Available Assets.
 
There also can be no assurance that the GSEs would not make the GSE Financial Requirements more onerous in the future; in this regard, the draft PMIERs provide that the tables of factors that determine Minimum Required Assets may be updated to reflect changes in risk characteristics and the macroeconomic environment. If MGIC ceases to be eligible to insure loans purchased by one or both of the GSEs, it would significantly reduce the volume of our new business writings.

If we increase the amount of Available Assets we hold in order to continue to insure GSE loans, the amount of capital we hold may increase. If we increase the amount of capital we hold with respect to insured loans, our returns may decrease unless we increase premiums. An increase in premium rates may not be feasible for a number of reasons, including competition from other private mortgage insurers, the FHA or other credit enhancement products.

See disclosure regarding statutory capital in Note 15 – “Statutory Capital.”

Reclassifications

Certain reclassifications have been made in the accompanying financial statements to 2013 amounts to conform to 2014 presentation.

Restricted cash and cash equivalents

During the second quarter of 2013, approximately $60.3 million was placed in escrow in connection with the two agreements we entered into to resolve our dispute with Countrywide Home Loans (“CHL”) and its affiliate, Bank of America, N.A., as successor to Countrywide Home Loans Servicing LP (“BANA” and collectively with CHL, “Countrywide”) regarding rescissions. In the fourth quarter of 2013, approximately $42.9 million was released from escrow in connection with the BANA agreement. At June 30, 2014 and December 31, 2013, approximately $17.2 million and $17.4 million, respectively, remains in escrow in connection with the CHL agreement. See additional discussion of these settlement agreements in Note 5 – “Litigation and Contingencies.”

Subsequent events

We have considered subsequent events through the date of this filing.
XML 35 R32.htm IDEA: XBRL DOCUMENT v2.4.0.8
Premium Deficiency Reserve (Tables)
 6 Months Ended
Jun. 30, 2014
Premium Deficiency Reserve [Abstract]  
Components of premium deficiency reserve
The components of the premium deficiency reserve at June 30, 2014, December 31, 2013 and June 30, 2013 appear in the table below.

 
 
June 30,
2014
  
December 31,
2013
  
June 30,
2013
 
 
 
(In millions)
 
Present value of expected future paid losses and expenses, net of expected future premium
 
$
(591
)
 
$
(669
)
 
$
(749
)
 
            
Established loss reserves
  
556
   
621
   
688
 
 
            
Net deficiency
 
$
(35
)
 
$
(48
)
 
$
(61
)
Reconciliation of beginning and ending balances in the premium deficiency reserve
The decrease in the premium deficiency reserve for the three and six months ended June 30, 2014 was $8 million and $13 million, respectively, as shown in the table below, which represents the net result of actual premiums, losses and expenses as well as a net change in assumptions for these periods. The net change in assumptions for both the three and six months ended June 30, 2014 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.
 
 
 
Three Months Ended
  
Six Months Ended
 
 
 
June 30, 2014
 
 
 
(In millions)
 
 
 
  
  
  
 
Premium Deficiency Reserve at beginning of period
 
  
$
(43
)
 
  
$
(48
)
 
 
      
     
Paid claims and loss adjustment expenses
 
$
44
      
$
92
     
Decrease in loss reserves
  
(23
)
      
(65
)
    
Premium earned
  
(21
)
      
(42
)
    
Effects of present valuing on future premiums, losses and expenses
  
(2
)
      
(5
)
    
                
Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized
      
(2
)
      
(20
)
 
                
Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)
      
10
       
33
 
 
                
Premium Deficiency Reserve at end of period
     
$
(35
)
     
$
(35
)
 
(1)  A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.

The decrease in the premium deficiency reserve for the three and six months ended June 30, 2013 was $11 million and $13 million, respectively, as shown in the table below. The net change in assumptions for the three months ended June 30, 2013 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.  The net change in the assumptions for the six months ended June 30, 2013 is primarily related to higher estimated ultimate premiums, offset by higher estimated ultimate losses.
 
 
 
Three Months Ended
  
Six Months Ended
 
 
 
June 30, 2013
 
 
 
(In millions)
 
 
 
  
  
  
 
Premium Deficiency Reserve at beginning of period
 
  
$
(72
)
 
  
$
(74
)
 
 
      
     
Paid claims and loss adjustment expenses
 
$
63
      
$
121
     
Decrease in loss reserves
  
(48
)
      
(78
)
    
Premium earned
  
(25
)
      
(48
)
    
Effects of present valuing on future premiums, losses and expenses
  
(2
)
      
(1
)
    
 
                
Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized
      
(12
)
      
(6
)
 
                
Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)
      
23
       
19
 
 
                
Premium Deficiency Reserve at end of period
     
$
(61
)
     
$
(61
)
XML 36 R40.htm IDEA: XBRL DOCUMENT v2.4.0.8
Fair Value Measurements (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments $ 4,614,479 $ 4,866,819
Real estate acquired 10,804 [1] 13,280 [1]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 519,737 683,015
Real estate acquired 0 [1] 0 [1]
Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 4,092,190 4,181,060
Real estate acquired 0 [1] 0 [1]
Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 2,552 2,744
Real estate acquired 10,804 [1] 13,280 [1]
U.S. Treasury securities and obligations of U.S. government corporations and agencies [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 474,818 639,590
U.S. Treasury securities and obligations of U.S. government corporations and agencies [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 474,818 639,590
U.S. Treasury securities and obligations of U.S. government corporations and agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
U.S. Treasury securities and obligations of U.S. government corporations and agencies [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Obligations of U.S. states and political subdivisions [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 848,370 921,367
Obligations of U.S. states and political subdivisions [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Obligations of U.S. states and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 846,139 918,944
Obligations of U.S. states and political subdivisions [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 2,231 2,423
Corporate debt securities [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 2,195,771 2,171,415
Corporate debt securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Corporate debt securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 2,195,771 2,171,415
Corporate debt securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Asset-backed securities [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 368,806 400,486
Asset-backed securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Asset-backed securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 368,806 400,486
Asset-backed securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Residential mortgage-backed securities [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 347,490 358,537
Residential mortgage-backed securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Residential mortgage-backed securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 347,490 358,537
Residential mortgage-backed securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Commercial mortgage-backed securities [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 273,521 271,383
Commercial mortgage-backed securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Commercial mortgage-backed securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 273,521 271,383
Commercial mortgage-backed securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Collateralized loan obligations [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 60,463 60,295
Collateralized loan obligations [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Collateralized loan obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 60,463 60,295
Collateralized loan obligations [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Debt securities issued by foreign sovereign governments [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 42,229 40,852
Debt securities issued by foreign sovereign governments [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 42,229 40,852
Debt securities issued by foreign sovereign governments [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Debt securities issued by foreign sovereign governments [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Total debt securities [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 4,611,468 4,863,925
Total debt securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 517,047 680,442
Total debt securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 4,092,190 4,181,060
Total debt securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 2,231 2,423
Equity securities [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 3,011 2,894
Equity securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 2,690 2,573
Equity securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments 0 0
Equity securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total investments $ 321 $ 321
[1] Real estate acquired through claim settlement, which is held for sale, is reported in Other Assets on the consolidated balance sheet.
XML 37 R2.htm IDEA: XBRL DOCUMENT v2.4.0.8
CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Securities, available-for-sale, at fair value:    
Fixed maturities (amortized cost, 2014 - $4,611,685; 2013 - $4,948,543) $ 4,611,468 $ 4,863,925
Equity securities 3,011 2,894
Total investment portfolio 4,614,479 4,866,819
Cash and cash equivalents 342,600 332,692
Restricted cash and cash equivalents (note 1) 17,203 17,440
Accrued investment income 29,030 31,660
Prepaid reinsurance premiums (note 4) 40,261 36,243
Reinsurance recoverable on loss reserves (note 4) 57,763 64,085
Reinsurance recoverable on paid losses (note 4) 7,517 10,425
Premium receivable 52,934 62,301
Home office and equipment, net 28,336 26,185
Deferred insurance policy acquisition costs 10,676 9,721
Other assets 178,345 143,819
Total assets 5,379,144 5,601,390
Liabilities:    
Loss reserves (note 12) 2,675,594 3,061,401
Premium deficiency reserve (note 13) 35,455 48,461
Unearned premiums 168,200 154,479
Senior notes (note 3) 61,894 82,773
Convertible senior notes (note 3) 845,000 845,000
Convertible junior debentures (note 3) 389,522 389,522
Other liabilities 271,864 275,216
Total liabilities 4,447,529 4,856,852
Contingencies (note 5)      
Shareholders' equity (note 14):    
Common stock (one dollar par value, shares authorized 1,000,000; shares issued 2014 and 2013 - 340,047; shares outstanding 2014 - 338,560; 2013 - 337,758) 340,047 340,047
Paid-in capital 1,658,661 1,661,269
Treasury stock (shares at cost 2014 - 1,487; 2013 - 2,289) (32,937) (64,435)
Accumulated other comprehensive loss, net of tax (note 9) (35,253) (117,726)
Accumulated deficit (998,903) (1,074,617)
Total shareholders' equity 931,615 744,538
Total liabilities and shareholders' equity $ 5,379,144 $ 5,601,390
XML 38 R45.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loss Reserves (Details) (USD $)
In Thousands, unless otherwise specified
 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Loss Reserve [Roll Forward]    
Reserve at beginning of period $ 3,061,401 $ 4,056,843
Less reinsurance recoverable 64,085 104,848
Net reserve at beginning of period 2,997,316 3,951,995
Losses and LAE incurred in respect of default notices related to:    
Current year 306,386 468,332
Prior years (42,637) [1] (5,850) [1]
Subtotal 263,749 462,482
Losses and LAE paid in respect of default notices related to:    
Current year 2,674 5,137
Prior years 640,560 897,178
Reinsurance terminations 0 [2] (3,248) [2]
Subtotal 643,234 899,067
Net reserve at end of period 2,617,831 3,515,410
Plus reinsurance recoverables 57,763 83,898
Reserve at end of period $ 2,675,594 $ 3,599,308
[1] A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves.
[2] In a termination, the reinsurance agreement is cancelled, with no future premium ceded and funds for any incurred but unpaid losses transferred to us. The transferred funds result in an increase in our investment portfolio (including cash and cash equivalents) and a decrease in net losses paid (reduction to losses incurred). In addition, there is an offsetting decrease in the reinsurance recoverable (increase in losses incurred), and thus there is no net impact to losses incurred.
XML 39 R6.htm IDEA: XBRL DOCUMENT v2.4.0.8
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) (USD $)
In Thousands
Common stock [Member]
Paid-in capital [Member]
Treasury stock [Member]
Accumulated other comprehensive income (loss) [Member]
Accumulated deficit [Member]
Total
Balance at Dec. 31, 2012 $ 205,047 $ 1,135,296 $ (104,959) $ (48,163) $ (990,281)  
Net income (loss)         (60,555) (60,555)
Change in unrealized investment gains and losses, net (note 7) 0 0 0 (108,073) 0 (108,073)
Common stock issuance (note 14) 135,000 528,392 0 0 0  
Reissuance of treasury stock, net 0 (7,892) 40,524 0 (34,487)  
Equity compensation 0 3,009 0 0 0  
Benefit plan adjustments           0
Unrealized foreign currency translation adjustment 0 0 0 (12,196) 0 (12,196)
Balance at Jun. 30, 2013 340,047 1,658,805 (64,435) (168,432) (1,085,323)  
Balance at Dec. 31, 2013 340,047 1,661,269 (64,435) (117,726) (1,074,617) 744,538
Net income (loss)         105,504 105,504
Change in unrealized investment gains and losses, net (note 7) 0 0 0 84,099 0 84,099
Reissuance of treasury stock, net 0 (6,680) 31,498 0 (29,790)  
Equity compensation 0 4,072 0 0 0  
Benefit plan adjustments 0 0 0 (3,466) 0 3,466
Unrealized foreign currency translation adjustment 0 0 0 1,840 0 1,840
Balance at Jun. 30, 2014 $ 340,047 $ 1,658,661 $ (32,937) $ (35,253) $ (998,903) $ 931,615
XML 40 R35.htm IDEA: XBRL DOCUMENT v2.4.0.8
Reinsurance (Details) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Company
Jun. 30, 2013
Jun. 30, 2014
Company
Jun. 30, 2013
Dec. 31, 2013
Reinsurance [Abstract]          
Percentage of quota share (in hundredths)     30.00%    
Percentage of ceding commission (in hundredths)     20.00%    
Percentage quota share in addendum (in hundredths)     40.00%    
Profit commission receivable $ 47,100,000   $ 47,100,000   $ 2,400,000
Number of other mortgage insurers agreeing to similar CFPB settlements 3   3    
Period of existing captive reinsurance agreement     10 years    
Reinsurance recoverable on loss reserves related to captive agreements 52,000,000   52,000,000   64,000,000
Fair value of trust fund assets under captive agreements 208,000,000   208,000,000   226,000,000
Fair value of trust fund assets under captive agreements, no reinsurance recoverable on loss reserves 20,000,000   20,000,000   23,000,000
Premiums Written and Earned [Abstract]          
Ceded premiums written, net of profit commission 28,294,000 11,390,000 54,914,000 17,988,000  
Ceded premiums earned, net of profit commission     50,898,000 14,521,000  
Ceded losses incurred     14,871,000 17,234,000  
Ceding commissions     $ 18,680,000 $ 2,197,000  
XML 41 R22.htm IDEA: XBRL DOCUMENT v2.4.0.8
Statutory Capital
 6 Months Ended
Jun. 30, 2014
Statutory Capital [Abstract]  
Statutory Capital
Note 15 – Statutory Capital

Statutory Capital Requirements

The insurance laws of 16 jurisdictions, including Wisconsin, our domiciliary state, require a mortgage insurer to maintain a minimum amount of statutory capital relative to the risk in force (or a similar measure) in order for the mortgage insurer to continue to write new business. We refer to these requirements as the “State Capital Requirements” and, together with the GSE Financial Requirements, the “Financial Requirements.” While they vary among jurisdictions, the most common State Capital Requirements allow for a maximum risk-to-capital ratio of 25 to 1. A risk-to-capital ratio will increase if (i) the percentage decrease in capital exceeds the percentage decrease in insured risk, or (ii) the percentage increase in capital is less than the percentage increase in insured risk. Wisconsin does not regulate capital by using a risk-to-capital measure but instead requires a minimum policyholder position (“MPP”). The “policyholder position” of a mortgage insurer is its net worth or surplus, contingency reserve and a portion of the reserves for unearned premiums.

In 2013, we entered into a quota share reinsurance transaction with a group of unaffiliated reinsurers that reduced our risk-to-capital ratio. At June 30, 2014, MGIC’s risk-to-capital ratio was 15.2 to 1, below the maximum allowed by the jurisdictions with State Capital Requirements, and its policyholder position was $555 million above the required MPP of $1.0 billion. It is possible that under the revised State Capital Requirements discussed below, MGIC will not be allowed full credit for the risk ceded to the reinsurers. If MGIC is disallowed full credit under either the State Capital Requirements or the GSE Financial Requirements, MGIC may terminate the transaction, without penalty, when such disallowance becomes effective. Matters that could negatively affect compliance with State Capital Requirements are discussed throughout the financial statement footnotes.
 
At June 30, 2014, the risk-to-capital ratio of our combined insurance operations (which includes reinsurance affiliates) was 17.3 to 1. Reinsurance transactions with affiliates permit MGIC to write insurance with a higher coverage percentage than it could on its own under certain state-specific requirements. A higher risk-to-capital ratio on a combined basis may indicate that, in order for MGIC to continue to utilize reinsurance arrangements with its affiliates, unless a waiver of the State Capital Requirements of Wisconsin continues to be effective, additional capital contributions to the reinsurance affiliates could be needed.

The National Association of Insurance Commissioners (“NAIC”) previously announced that it plans to revise the minimum capital and surplus requirements for mortgage insurers that are provided for in its Mortgage Guaranty Insurance Model Act. A working group of state regulators is considering this issue, although no date has been established by which the NAIC must propose revisions to such requirements. Depending on the scope of revisions made by the NAIC, MGIC may be prevented from writing new business in the jurisdictions adopting such revisions.
 
If MGIC fails to meet the State Capital Requirements of Wisconsin and is unable to obtain a waiver of them from the Office of the Commissioner of Insurance of the State of Wisconsin (“OCI”), MGIC could be prevented from writing new business in all jurisdictions. If MGIC fails to meet the State Capital Requirements of a jurisdiction other than Wisconsin and is unable to obtain a waiver of them, MGIC could be prevented from writing new business in that particular jurisdiction. It is possible that regulatory action by one or more jurisdictions, including those that do not have specific State Capital Requirements, may prevent MGIC from continuing to write new insurance in such jurisdictions. A possible future failure by MGIC to meet the Financial Requirements will not necessarily mean that MGIC lacks sufficient resources to pay claims on its insurance liabilities. Matters that could negatively affect MGIC’s claims paying resources are discussed throughout the financial statement footnotes.

We have in place a longstanding plan to write new business in MIC, a direct subsidiary of MGIC, in the event MGIC cannot meet the State Capital Requirements of a jurisdiction or obtain a waiver of them. Writing business in MIC would be subject to any repatriation to MGIC of MIC’s capital in order to comply with the PMIERs, as discussed in Note 1 – “Nature of Business and Basis of Presentation – Capital – GSEs.” MIC is licensed to write business in all jurisdictions. During 2012, MIC began writing new business in the jurisdictions where MGIC did not have a waiver of the State Capital Requirements. Because MGIC again meets the State Capital Requirements, MGIC is writing new business in all jurisdictions and MIC suspended writing new business in 2013. As of June 30, 2014, MIC had statutory capital of $463 million and risk in force, net of reinsurance, of approximately $573 million. Before MIC may again write new business, it must obtain the necessary approvals from the OCI and the GSEs.

We cannot assure you that the OCI or GSEs will approve MIC to write new business in all jurisdictions in which MGIC may become unable to do so. If we are unable to write business in all jurisdictions utilizing a combination of MGIC and MIC, lenders may be unwilling to procure insurance from us anywhere. In addition, a lender’s assessment of the future ability of our insurance operations to meet the Financial Requirements may affect its willingness to procure insurance from us.

Statement of Statutory Accounting Principles No. 101 (“SSAP No. 101”) became effective January 1, 2012 and prescribed new standards for determining the amount of deferred tax assets that can be recognized as admitted assets for determining statutory capital. Under a permitted practice effective September 30, 2012 and until further notice, the OCI has approved MGIC to report its net deferred tax asset as an admitted asset in an amount not to exceed 10% of surplus as regards policyholders, notwithstanding any contrary provisions of SSAP No. 101. Deferred tax assets of $136 million and $138 million were included in MGIC’s statutory capital at June 30, 2014 and December 31, 2013, respectively.

See Note 1 – “Nature of Business and Basis of Presentation – Capital – GSEs” for additional information regarding the capital standards of the GSEs.
XML 42 R36.htm IDEA: XBRL DOCUMENT v2.4.0.8
Litigation and Contingencies (Details) (USD $)
 3 Months Ended 6 Months Ended 12 Months Ended 36 Months Ended
Jun. 30, 2014
Jun. 30, 2014
Jun. 30, 2009
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Dec. 31, 2011
Curtailments [Abstract]                  
Average paid claim reduction due to curtailments (in hundredths)   6.20%   5.80%          
Number of days after claim paid within which objection must be received for review 90 days                
Claims resolved by rescissions [Abstract]                  
Mitigation of paid losses by rescission of policies   $ 50,000,000   $ 135,000,000 $ 265,000,000       $ 3,000,000,000
Percentage of claims received in a quarter resolved by rescission, lower range limit (in hundredths)   5.00%              
Percentage of claims received in a quarter resolved by rescission, upper range limit (in hundredths)     28.00%            
Mitigation of incurred losses by rescission of policies   0   0 0 0 200,000,000 2,500,000,000  
Reduction in estimated rescissions         200,000,000        
Statute of limitations to bring legal proceedings disputing right to rescind coverage   3 years              
Maximum exposure above estimate provision 510,000,000 510,000,000              
Exposure from rescission practices (in hundredths) 45.00% 45.00%              
Maximum exposure associated with other discussions and legal proceedings 220,000,000 220,000,000              
Class action complaint under RESPA [Abstract]                  
Period of existing captive reinsurance agreement   10 years              
Civil penalty       2,650,000          
Other Legal Proceedings [Abstract]                  
Underwriting remedy expense   2,000,000   5,000,000          
Class Action Complaint Under RESPA [Member] | Pending Litigation [Member]
                  
Class action complaint under RESPA [Abstract]                  
Number of lawsuits   12              
Number of cases dismissed   7              
Countrywide Dispute [Member] | Pending Litigation [Member]
                  
Claims resolved by rescissions [Abstract]                  
Amount of damages sought   $ 700,000,000              
Lawsuits alleging improper recording and foreclosure activities by MERS [Member] | Pending Litigation [Member]
                  
Lawsuits alleging improper recording and foreclosure activities by MERS [Abstract]                  
Number of lawsuits naming non-insurance subsidiary as defendant 8 8              
Number of lawsuits naming subsidiary as defendant that were dismissed 7 7              
XML 43 R24.htm IDEA: XBRL DOCUMENT v2.4.0.8
Reinsurance (Tables)
 6 Months Ended
Jun. 30, 2014
Reinsurance [Abstract]  
Effect of Reinsurance Agreement
A summary of the effect of our reinsurance agreements on our results for the six months ended June 30, 2014 and 2013 appears below.

 
 
Six Months Ended
June 30,
 
 
 
2014
  
2013
 
 
 
(In thousands)
 
 
 
  
 
Ceded premiums written, net of profit commission
 
$
54,914
  
$
17,988
 
 
        
Ceded premiums earned, net of profit commission
  
50,898
   
14,521
 
 
        
Ceded losses incurred
  
14,871
   
17,234
 
 
        
Ceding commissions
  
18,680
   
2,197
 
XML 44 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.4.0.3 * */ var Show = {}; Show.LastAR = null, Show.hideAR = function(){ Show.LastAR.style.display = 'none'; }; Show.showAR = function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }; Show.toggleNext = function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }; XML 45 R7.htm IDEA: XBRL DOCUMENT v2.4.0.8
CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Cash flows from operating activities:    
Net income (loss) $ 105,504 $ (60,555)
Adjustments to reconcile net income (loss) to net cash used in operating activities:    
Depreciation and other amortization 26,622 37,517
Deferred tax provision (benefit) 243 (21)
Realized investment gains, excluding impairment losses (291) (3,744)
Loss on repurchases of senior notes 837 0
Other (45,745) (31,862)
Change in certain assets and liabilities:    
Accrued investment income 2,630 (5,920)
Prepaid reinsurance premium (4,018) (3,465)
Reinsurance recoverable on loss reserves 6,322 20,950
Reinsurance recoverable on paid losses 2,908 1,433
Premium receivable 9,367 5,250
Deferred insurance policy acquisition costs (955) (1,133)
Loss reserves (385,807) (457,535)
Premium deficiency reserve (13,006) (12,933)
Unearned premiums 13,721 3,578
Income taxes payable (current) (689) (179)
Net cash used in operating activities (282,357) (508,619)
Cash flows from investing activities:    
Purchase of fixed maturities (1,054,567) (2,182,211)
Purchase of equity securities (40) (51)
Proceeds from sale of fixed maturities 718,938 483,171
Proceeds from maturity of fixed maturities 649,468 778,896
Net increase in payable for securities (4) (97,868)
Net change in restricted cash 237 (60,333)
Net cash provided by (used in) investing activities 314,032 (1,078,396)
Cash flows from financing activities:    
Net proceeds from convertible senior notes 0 484,697
Common stock shares issued 0 663,392
Repurchases of long-term debt (21,767) (17,235)
Net cash (used in) provided by financing activities (21,767) 1,130,854
Net increase (decrease) in cash and cash equivalents 9,908 (456,161)
Cash and cash equivalents at beginning of period 332,692 1,027,625
Cash and cash equivalents at end of period $ 342,600 $ 571,464
XML 46 R3.htm IDEA: XBRL DOCUMENT v2.4.0.8
CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $)
In Thousands, except Per Share data, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Securities, available-for-sale, at fair value:    
Fixed maturities, amortized cost $ 4,611,685 $ 4,948,543
Shareholders' equity (note 14):    
Common stock, par value (in dollars per share) $ 1 $ 1
Common stock, shares authorized (in shares) 1,000,000 1,000,000
Common stock, shares issued (in shares) 340,047 340,047
Common stock, shares outstanding (in shares) 338,560 337,758
Treasury stock, shares at cost (in shares) 1,487 2,289
XML 47 R17.htm IDEA: XBRL DOCUMENT v2.4.0.8
Benefit Plans
 6 Months Ended
Jun. 30, 2014
Benefit Plans [Abstract]  
Benefit Plans
Note 10 - Benefit Plans

The following table provides the components of net periodic benefit cost for the pension, supplemental executive retirement and other postretirement benefit plans:

 
Three Months Ended June 30,
 
Pension and Supplemental
Executive Retirement Plans
 
Other Postretirement
Benefits
 
 
 
2014
  
2013
  
2014
  
2013
 
 
(In thousands)
 
 
 
  
  
  
 
Service cost
 
$
2,203
  
$
2,952
  
$
152
  
$
212
 
Interest cost
  
3,985
   
3,845
   
144
   
156
 
Expected return on plan assets
  
(5,257
)
  
(5,034
)
  
(1,163
)
  
(920
)
Recognized net actuarial loss
  
250
   
1,557
   
(144
)
  
-
 
Amortization of prior service cost
  
(423
)
  
127
   
(1,662
)
  
(1,662
)
 
                
Net periodic benefit cost
 
$
758
  
$
3,447
  
$
(2,673
)
 
$
(2,214
)
 
                
 
 
Six Months Ended June 30,
 
 
Pension and Supplemental
Executive Retirement Plans
Other Postretirement
Benefits
 
  
2014
   
2013
   
2014
   
2013
 
 
(In thousands)
 
 
                
Service cost
 
$
4,283
  
$
5,669
  
$
329
  
$
406
 
Interest cost
  
7,994
   
7,644
   
327
   
309
 
Expected return on plan assets
  
(10,515
)
  
(10,072
)
  
(2,324
)
  
(1,840
)
Recognized net actuarial loss
  
541
   
3,073
   
(217
)
  
-
 
Amortization of prior service cost
  
(465
)
  
252
   
(3,325
)
  
(3,324
)
 
                
Net periodic benefit cost
 
$
1,838
  
$
6,566
  
$
(5,210
)
 
$
(4,449
)
 
We currently do not intend to make any contributions to the plans during 2014.
XML 48 R1.htm IDEA: XBRL DOCUMENT v2.4.0.8
Document and Entity Information
 6 Months Ended
Jun. 30, 2014
Jul. 31, 2014
Document and Entity Information [Abstract]    
Entity Registrant Name MGIC INVESTMENT CORP  
Entity Central Index Key 0000876437  
Current Fiscal Year End Date --12-31  
Entity Well-known Seasoned Issuer Yes  
Entity Voluntary Filers No  
Entity Current Reporting Status Yes  
Entity Filer Category Large Accelerated Filer  
Entity Common Stock, Shares Outstanding   338,559,545
Document Fiscal Year Focus 2014  
Document Fiscal Period Focus Q2  
Document Type 10-Q  
Amendment Flag false  
Document Period End Date Jun. 30, 2014  
XML 49 R18.htm IDEA: XBRL DOCUMENT v2.4.0.8
Income Taxes
 6 Months Ended
Jun. 30, 2014
Income Taxes [Abstract]  
Income Taxes
Note 11 – Income Taxes

We review the need to establish a deferred tax asset valuation allowance on a quarterly basis. We analyze several factors, among which are the severity and frequency of operating losses, our capacity for the carryback or carryforward of any losses, the existence and current level of taxable operating income, the expected occurrence of future income or loss and available tax planning alternatives. Based on our analysis and the level of cumulative operating losses, we continue to reduce our benefit from income tax through the recognition of a valuation allowance.

The effect of the change in valuation allowance on the provision for (benefit from) income taxes was as follows:

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
 
(In thousands)
 
 
 
  
  
  
 
Tax provision (benefit) before valuation allowance
 
$
17,172
  
$
4,472
  
$
40,292
  
$
(17,118
)
Change in valuation allowance
  
(16,054
)
  
(3,482
)
  
(38,448
)
  
19,247
 
 
                
Provision for income taxes
 
$
1,118
  
$
990
  
$
1,844
  
$
2,129
 

The change in the valuation allowance that was included in other comprehensive income for the three months ended June 30, 2014 and 2013 was a decrease of $14.6 million and an increase of $33.5 million, respectively. The change in the valuation allowance that was included in other comprehensive income for the six months ended June 30, 2014 and 2013 was a decrease of $27.9 million and an increase of $36.6 million, respectively. The total valuation allowance as of June 30, 2014 and December 31, 2013 was $937.9 million and $1,004.2 million, respectively.

We have approximately $2.5 billion of net operating loss carryforwards on a regular tax basis and $1.7 billion of net operating loss carryforwards for computing the alternative minimum tax as of June 30, 2014. Any unutilized carryforwards are scheduled to expire at the end of tax years 2029 through 2033.

Tax Contingencies

The Internal Revenue Service (“IRS”) completed examinations of our federal income tax returns for the years 2000 through 2007 and issued proposed assessments for unpaid taxes, interest and penalties related to our treatment of the flow-through income and loss from an investment in a portfolio of residual interests of Real Estate Mortgage Investment Conduits (“REMICs”). The IRS indicated that it did not believe that, for various reasons, we had established sufficient tax basis in the REMIC residual interests to deduct the losses from taxable income. The proposed assessments for taxes and penalties related to these matters are $197.5 million and at June 30, 2014 there would also be interest of approximately $161.3 million. In addition, depending on the outcome of this matter, additional state income taxes and state interest may become due when a final resolution is reached. As of June 30, 2014, those state taxes and interest would approximate $46.7 million. In addition, there could also be state tax penalties.
 
Our total amount of unrecognized tax benefits as of June 30, 2014 is $105.8 million, which represents the tax benefits generated by the REMIC portfolio included in our tax returns that we have not taken benefit for in our financial statements, including any related interest. We continue to believe that our previously recorded tax provisions and liabilities are appropriate. However, we would need to make appropriate adjustments, which could be material, to our tax provision and liabilities if our view of the probability of success in this matter changes, and the ultimate resolution of this matter could have a material negative impact on our effective tax rate, results of operations, cash flows, statutory capital and compliance with the GSE Financial Requirements. In this regard, see Note 1 – “Nature of Business – Capital-GSEs.”

We appealed these assessments within the IRS and, in 2007, we made a payment of $65.2 million to the United States Department of the Treasury related to this assessment. In August 2010, we reached a tentative settlement agreement with the IRS which was not finalized. The IRS is pursuing this matter in full and absent a settlement we currently expect to be in litigation on this matter in 2014. Any such litigation could be lengthy and costly in terms of legal fees and related expenses.

The IRS is currently conducting an examination of our federal income tax returns for the years 2011 and 2012, which is scheduled to be completed in 2014.

The total amount of the unrecognized tax benefits, related to our aforementioned REMIC issue, that would affect our effective tax rate is $93.2 million, after taking into account the effect of NOL carrybacks. We recognize interest accrued and penalties related to unrecognized tax benefits in income taxes. As of June 30, 2014 and December 31, 2013, we had accrued $26.5 million and $26.1 million, respectively, for the payment of interest.
XML 50 R4.htm IDEA: XBRL DOCUMENT v2.4.0.8
CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Premiums written:        
Direct $ 241,249 $ 247,481 $ 485,438 $ 502,028
Assumed 430 531 881 1,082
Ceded (note 4) (28,294) (11,390) (54,914) (17,988)
Net premiums written 213,385 236,622 431,405 485,122
(Increase) decrease in unearned premiums, net (5,899) 1,155 (9,658) (286)
Net premiums earned 207,486 237,777 421,747 484,836
Investment income, net of expenses 21,180 20,883 41,336 39,211
Realized investment gains, net 522 2,485 291 3,744
Total other-than-temporary impairment losses 0 0 0 0
Portion of losses recognized in other comprehensive income, before taxes 0 0 0 0
Net impairment losses recognized in earnings 0 0 0 0
Other revenue 2,048 2,715 2,944 5,254
Total revenues 231,236 263,860 466,318 533,045
Losses and expenses:        
Losses incurred, net (note 12) 141,141 196,274 263,749 462,482
Change in premium deficiency reserve (note 13) (7,833) (11,283) (13,006) (12,933)
Amortization of deferred policy acquisition costs 1,676 1,955 3,095 3,652
Other underwriting and operating expenses, net 32,238 45,607 70,219 93,922
Interest expense (note 3) 17,374 17,942 34,913 44,348
Total losses and expenses 184,596 250,495 358,970 591,471
Income (loss) before tax 46,640 13,365 107,348 (58,426)
Provision for income taxes (note 11) 1,118 990 1,844 2,129
Net income (loss) $ 45,522 $ 12,375 $ 105,504 $ (60,555)
Income (loss) per share (note 6):        
Basic (in dollars per share) $ 0.13 $ 0.04 $ 0.31 $ (0.21)
Diluted (in dollars per share) $ 0.12 $ 0.04 $ 0.27 $ (0.21)
Weighted average common shares outstanding - basic (note 6) (in shares) 338,626 337,868 338,419 285,336
Weighted average common shares outstanding - diluted (note 6) (in shares) 413,481 339,341 413,374 285,336
XML 51 R12.htm IDEA: XBRL DOCUMENT v2.4.0.8
Litigation and Contingencies
 6 Months Ended
Jun. 30, 2014
Litigation and Contingencies [Abstract]  
Litigation and Contingencies
Note 5 – Litigation and Contingencies

Before paying a claim, we review the loan and servicing files to determine the appropriateness of the claim amount. All of our insurance policies provide that we can reduce or deny a claim if the servicer did not comply with its obligations under our insurance policy, including the requirement to mitigate our loss by performing reasonable loss mitigation efforts or, for example, diligently pursuing a foreclosure or bankruptcy relief in a timely manner. We call such reduction of claims submitted to us “curtailments.” In 2013 and the first half of 2014, curtailments reduced our average claim paid by approximately 5.8% and 6.2%, respectively. In addition, the claims submitted to us sometimes include costs and expenses not covered by our insurance policies, such as hazard insurance premiums for periods after the claim date and losses resulting from property damage that has not been repaired. These other adjustments reduced claim amounts by less than the amount of curtailments. After we pay a claim, servicers and insureds sometimes object to our curtailments and other adjustments. We review these objections if they are sent to us within 90 days after the claim was paid.

When reviewing the loan file associated with a claim, we may determine that we have the right to rescind coverage on the loan. Prior to 2008, rescissions of coverage on loans were not a material portion of our claims resolved during a year. However, beginning in 2008, our rescissions of coverage on loans have materially mitigated our paid losses. In 2009 through 2011, rescissions mitigated our paid losses in the aggregate by approximately $3.0 billion; and in 2012, 2013 and the first half of 2014, rescissions mitigated our paid losses by approximately $265 million, $135 million and $50 million, respectively (in each case, the figure includes amounts that would have either resulted in a claim payment or been charged to a deductible under a bulk or pool policy, and may have been charged to a captive reinsurer). In recent quarters, approximately 5% of claims received in a quarter have been resolved by rescissions, down from the peak of approximately 28% in the first half of 2009.

We estimate rescissions mitigated our incurred losses by approximately $2.5 billion in 2009 and $0.2 billion in 2010. These figures include the benefit of claims not paid in the period as well as the impact of changes in our estimated expected rescission activity on our loss reserves in the period. In 2012, we estimate that our rescission benefit in loss reserves was reduced by $0.2 billion due to probable rescission settlement agreements. We estimate that other rescissions had no significant impact on our losses incurred in 2011 through the first half of 2014. Our loss reserving methodology incorporates our estimates of future rescissions and reversals of rescissions. Historically, reversals of rescissions have been immaterial. A variance between ultimate actual rescission and reversal rates and our estimates, as a result of the outcome of litigation, settlements or other factors, could materially affect our losses.
 
If the insured disputes our right to rescind coverage, we generally engage in discussions in an attempt to settle the dispute. As part of those discussions, we may voluntarily suspend rescissions we believe may be part of a settlement. In 2011, Freddie Mac advised its servicers that they must obtain its prior approval for rescission settlements, Fannie Mae advised its servicers that they are prohibited from entering into such settlements and Fannie Mae notified us that we must obtain its prior approval to enter into certain settlements. Since those announcements, the GSEs have consented to our settlement agreements with two customers, one of which is Countrywide, as discussed below, and have rejected other settlement agreements. We have reached and implemented settlement agreements that do not require GSE approval, but they have not been material in the aggregate.

If we are unable to reach a settlement, the outcome of a dispute ultimately would be determined by legal proceedings. Under our policies, legal proceedings disputing our right to rescind coverage may be brought up to three years after the lender has obtained title to the property (typically through a foreclosure) or the property was sold in a sale that we approved, whichever is applicable, although in a few jurisdictions there is a longer time to bring such an action.

Until a liability associated with a settlement agreement or litigation becomes probable and can be reasonably estimated, we consider our claim payment or rescission resolved for financial reporting purposes even though discussions and legal proceedings have been initiated and are ongoing. Under ASC 450-20, an estimated loss from such discussions and proceedings is accrued for only if we determine that the loss is probable and can be reasonably estimated.

Since December 2009, we have been involved in legal proceedings with Countrywide Home Loans, Inc. (“CHL”) and its affiliate, Bank of America, N.A., as successor to Countrywide Home Loans Servicing LP (“BANA” and collectively with CHL, “Countrywide”) in which Countrywide alleged that MGIC denied valid mortgage insurance claims. (In our SEC reports, we refer to insurance rescissions and denials of claims collectively as “rescissions” and variations of that term.) In addition to the claim amounts it alleged MGIC had improperly denied, Countrywide contended it was entitled to other damages of almost $700 million as well as exemplary damages. We sought a determination in those proceedings that we were entitled to rescind coverage on the applicable loans.

In April 2013, MGIC entered into separate settlement agreements with CHL and BANA, pursuant to which the parties will settle the Countrywide litigation as it relates to MGIC’s rescission practices (as amended, the “Agreements”). The Agreement with BANA covers loans purchased by the GSEs. The original Agreement was implemented beginning in November 2013 and we resolved all related suspended rescissions in November and December 2013 by paying the associated claim or processing the rescission. The pending arbitration proceedings concerning the loans covered by that agreement have been dismissed, the mutual releases between the parties regarding such loans have become effective and the litigation between the parties regarding such loans is to be dismissed.

The Agreement with CHL covers loans that were purchased by non-GSE investors, including securitization trusts (the “other investors”). That Agreement will be implemented only as and to the extent that it is consented to by or on behalf of the other investors, and any such implementation is expected to occur later in 2014. While there can be no assurance that the Agreement with CHL will be implemented, we have determined that its implementation is probable.
 
We recorded the estimated impact of the Agreements and another probable settlement in our financial statements for the quarter ending December 31, 2012. We have also recorded the estimated impact of other probable settlements. The estimated impact that we recorded is our best estimate of our loss from these matters. We estimate that the maximum exposure above the best estimate provision we recorded is $510 million, of which about 45% is from rescission practices subject to the Agreement with CHL. If we are not able to implement the Agreement with CHL or the other settlements we consider probable, we intend to defend MGIC vigorously against any related legal proceedings.

The flow policies at issue with Countrywide are in the same form as the flow policies that we used with all of our customers during the period covered by the Agreements, and the bulk policies at issue vary from one another, but are generally similar to those used in the majority of our Wall Street bulk transactions.

We are involved in discussions and legal and consensual proceedings with customers with respect to our claims paying practices. These include a previously disclosed curtailment dispute with Countrywide that is in a mediation process. Although it is reasonably possible that when these discussions or proceedings are completed we will not prevail in all cases, we are unable to make a reasonable estimate or range of estimates of the potential liability. We estimate the maximum exposure associated with these discussions and proceedings to be approximately $220 million, although we believe we will ultimately resolve these matters for significantly less than this amount.

The estimates of our maximum exposure referred to above do not include interest or consequential or exemplary damages.

Consumers continue to bring lawsuits against home mortgage lenders and settlement service providers. Mortgage insurers, including MGIC, have been involved in litigation alleging violations of the anti-referral fee provisions of the Real Estate Settlement Procedures Act, which is commonly known as RESPA, and the notice provisions of the Fair Credit Reporting Act, which is commonly known as FCRA. MGIC’s settlement of class action litigation against it under RESPA became final in October 2003. MGIC settled the named plaintiffs’ claims in litigation against it under FCRA in December 2004, following denial of class certification in June 2004. Since December 2006, class action litigation has been brought against a number of large lenders alleging that their captive mortgage reinsurance arrangements violated RESPA. Beginning in December 2011, MGIC, together with various mortgage lenders and other mortgage insurers, has been named as a defendant in twelve lawsuits, alleged to be class actions, filed in various U.S. District Courts. Seven of those cases have previously been dismissed without any further opportunity to appeal. The complaints in all of the cases allege various causes of action related to the captive mortgage reinsurance arrangements of the mortgage lenders, including that the lenders’ captive reinsurers received excessive premiums in relation to the risk assumed by those captives, thereby violating RESPA. MGIC denies any wrongdoing and intends to vigorously defend itself against the allegations in the lawsuits. There can be no assurance that we will not be subject to further litigation under RESPA (or FCRA) or that the outcome of any such litigation, including the lawsuits mentioned above, would not have a material adverse effect on us.

In 2013, the U.S. District Court for the Southern District of Florida approved a settlement with the CFPB that resolved a federal investigation of MGIC’s participation in captive reinsurance arrangements in the mortgage insurance industry. The settlement concluded the investigation with respect to MGIC without the CFPB or the court making any findings of wrongdoing. As part of the settlement, MGIC agreed that it would not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. MGIC had voluntarily suspended most of its captive arrangements in 2008 in response to market conditions and GSE requests. In connection with the settlement, MGIC paid a civil penalty of $2.65 million and the court issued an injunction prohibiting MGIC from violating any provisions of RESPA.
 
We received requests from the Minnesota Department of Commerce (the “MN Department”) beginning in February 2006 regarding captive mortgage reinsurance and certain other matters in response to which MGIC has provided information on several occasions, including as recently as May 2011. In August 2013, MGIC and several competitors received a draft Consent Order from the MN Department containing proposed conditions to resolve its investigation, including unspecified penalties. We are engaged in discussions with the MN Department regarding the draft Consent Order. We also received a request in June 2005 from the New York Department of Financial Services for information regarding captive mortgage reinsurance arrangements and other types of arrangements in which lenders receive compensation. Other insurance departments or other officials, including attorneys general, may also seek information about, investigate, or seek remedies regarding captive mortgage reinsurance.

Various regulators, including the CFPB, state insurance commissioners and state attorneys general may bring actions seeking various forms of relief in connection with violations of RESPA. The insurance law provisions of many states prohibit paying for the referral of insurance business and provide various mechanisms to enforce this prohibition. While we believe our practices are in conformity with applicable laws and regulations, it is not possible to predict the eventual scope, duration or outcome of any such reviews or investigations nor is it possible to predict their effect on us or the mortgage insurance industry.

We are subject to comprehensive, detailed regulation by state insurance departments. These regulations are principally designed for the protection of our insured policyholders, rather than for the benefit of investors. Although their scope varies, state insurance laws generally grant broad supervisory powers to agencies or officials to examine insurance companies and enforce rules or exercise discretion affecting almost every significant aspect of the insurance business. Given the recent significant losses incurred by many insurers in the mortgage and financial guaranty industries, our insurance subsidiaries have been subject to heightened scrutiny by insurance regulators. State insurance regulatory authorities could take actions, including changes in capital requirements or termination of waivers of capital requirements, that could have a material adverse effect on us. In early 2013, the CFPB issued rules to implement laws requiring mortgage lenders to make ability-to-repay determinations prior to extending credit. We are uncertain whether the CFPB will issue any other rules or regulations that affect our business. Such rules and regulations could have a material adverse effect on us.

In December 2013, the U.S. Treasury Department’s Federal Insurance Office released a report that calls for federal standards and oversight for mortgage insurers to be developed and implemented. It is uncertain what form the standards and oversight will take and when they will become effective.

We understand several law firms have, among other things, issued press releases to the effect that they are investigating us, including whether the fiduciaries of our 401(k) plan breached their fiduciary duties regarding the plan’s investment in or holding of our common stock or whether we breached other legal or fiduciary obligations to our shareholders. We intend to defend vigorously any proceedings that may result from these investigations. With limited exceptions, our bylaws provide that our officers and 401(k) plan fiduciaries are entitled to indemnification from us for claims against them.
 
A non-insurance subsidiary of our holding company is a shareholder of the corporation that operates the Mortgage Electronic Registration System (“MERS”). Our subsidiary, as a shareholder of MERS, has been named as a defendant (along with MERS and its other shareholders) in eight lawsuits asserting various causes of action arising from allegedly improper recording and foreclosure activities by MERS. Seven of these lawsuits have been dismissed without any further opportunity to appeal. The remaining lawsuit had also been dismissed by the U.S. District Court, however, the plaintiff in that lawsuit filed a motion for reconsideration by the U.S. District Court and to certify a related question of law to the Supreme Court of the State in which the U.S. District Court is located. In April 2014, that motion for reconsideration was denied, however, on May 30, 2014, the plaintiff appealed the denial. The damages sought in this remaining case are substantial. We deny any wrongdoing and intend to defend ourselves vigorously against the allegations in the lawsuit.

In addition to the matters described above, we are involved in other legal proceedings in the ordinary course of business. In our opinion, based on the facts known at this time, the ultimate resolution of these ordinary course legal proceedings will not have a material adverse effect on our financial position or results of operations.

Through a non-insurance subsidiary, we utilize our underwriting skills to provide an outsourced underwriting service to our customers known as contract underwriting. As part of the contract underwriting activities, that subsidiary is responsible for the quality of the underwriting decisions in accordance with the terms of the contract underwriting agreements with customers. That subsidiary may be required to provide certain remedies to its customers if certain standards relating to the quality of our underwriting work are not met, and we have an established reserve for such future obligations. Claims for remedies may be made a number of years after the underwriting work was performed. Beginning in the second half of 2009, our subsidiary experienced an increase in claims for contract underwriting remedies, which continued throughout 2012. The underwriting remedy expense for 2013 and the first half of 2014 was approximately $5 million and $2 million, respectively, but may increase in the future.

See Note 11 – “Income Taxes” for a description of federal income tax contingencies.
XML 52 R11.htm IDEA: XBRL DOCUMENT v2.4.0.8
Reinsurance
 6 Months Ended
Jun. 30, 2014
Reinsurance [Abstract]  
Reinsurance
Note 4 – Reinsurance

In April 2013, we entered into a quota share reinsurance agreement with a group of unaffiliated reinsurers that are not captive reinsurers. These reinsurers primarily have a rating of A or better by Moody’s Investors Service, Standard & Poor’s Rating Services or both. This reinsurance agreement applies to new insurance written between April 1, 2013 and December 31, 2015 (with certain exclusions) and covers incurred losses, with renewal premium through December 31, 2018, at which time the agreement terminates. Early termination of the agreement prior to December 31, 2018 is possible under specified scenarios. The structure of the reinsurance agreement is a 30% quota share, with a 20% ceding commission as well as a profit commission. In December 2013, we entered into an Addendum to the quota share reinsurance agreement that applies to certain insurance written before April 1, 2013 that has never been delinquent. The structure of the quota share reinsurance agreement remained the same, with the exception that the business written before April 1, 2013 is a 40% quota share. Under the Addendum, policies for which premium was received but unearned as of December 31, 2013 were ceded.

As of June 30, 2014 and December 31, 2013, we have accrued a profit commission receivable of $47.1 million and $2.4 million, respectively, which is included in “Other assets” on our consolidated balance sheet. This receivable could increase materially through the term of the agreement, but the ultimate amount of the commission will depend on the ultimate level of premiums earned and losses incurred under the agreement. Any profit commission would be paid to us upon termination of the reinsurance agreement.

The reinsurers are required to maintain trust funds or letters of credit to support recoverable balances for reinsurance, such as loss reserves, paid losses, prepaid reinsurance premiums and profit commissions.  As such forms of collateral are in place, we have not established an allowance against these balances.

In the past, MGIC had also obtained captive reinsurance. In a captive reinsurance arrangement, the reinsurer is affiliated with the lender for whom MGIC provides mortgage insurance. As part of our settlement with the Consumer Financial Protection Bureau (“CFPB”) discussed in Note 5 – “Litigation and Contingencies”, MGIC and three other mortgage insurers agreed that they would not enter into any new captive reinsurance agreement or reinsure any new loans under any existing captive reinsurance agreement for a period of ten years. In accordance with this settlement, all of our active captive arrangements have been placed into run-off.

Captive agreements were written on an annual book of business and the captives are required to maintain a separate trust account to support the combined reinsured risk on all annual books. MGIC is the sole beneficiary of the trust, and the trust account is made up of capital deposits by the lender captive, premium deposits by MGIC, and investment income earned.  These amounts are held in the trust account and are available to pay reinsured losses. The reinsurance recoverable on loss reserves related to captive agreements was $52 million at June 30, 2014 which was supported by $208 million of trust assets, while at December 31, 2013, the reinsurance recoverable on loss reserves related to captives was $64 million which was supported by $226 million of trust assets. At June 30, 2014 and December 31, 2013 there was an additional $20 million and $23 million, respectively, of trust assets in captive agreements where there was no related reinsurance recoverable on loss reserves. See Note 5 – “Litigation and Contingencies” for a discussion of requests or subpoenas for information regarding captive mortgage reinsurance arrangements.
 
A summary of the effect of our reinsurance agreements on our results for the six months ended June 30, 2014 and 2013 appears below.

 
 
Six Months Ended
June 30,
 
 
 
2014
  
2013
 
 
 
(In thousands)
 
 
 
  
 
Ceded premiums written, net of profit commission
 
$
54,914
  
$
17,988
 
 
        
Ceded premiums earned, net of profit commission
  
50,898
   
14,521
 
 
        
Ceded losses incurred
  
14,871
   
17,234
 
 
        
Ceding commissions
  
18,680
   
2,197
 
XML 53 R23.htm IDEA: XBRL DOCUMENT v2.4.0.8
Debt (Tables)
 6 Months Ended
Jun. 30, 2014
Debt [Abstract]  
Par value and fair value of debt
The par value and fair value of our debt at June 30, 2014 and December 31, 2013 appears in the table below.

 
 
Par Value
  
Total Fair
Value
  
Quoted Prices in
Active Markets
for Identical
Assets (Level 1)
  
Significant
Other
Observable
Inputs
(Level 2)
  
Significant
Unobservable
Inputs
(Level 3)
 
 
 
(In thousands)
 
June 30, 2014
 
  
  
  
  
 
Liabilities:
 
  
  
  
  
 
Senior Notes
 
$
61,953
  
$
64,973
  
$
64,973
  
$
-
  
$
-
 
Convertible Senior Notes due 2017
  
345,000
   
403,650
   
403,650
   
-
   
-
 
Convertible Senior Notes due 2020
  
500,000
   
746,750
   
746,750
   
-
   
-
 
Convertible Junior Subordinated Debentures
  
389,522
   
482,033
   
-
   
482,033
   
-
 
Total Debt
 
$
1,296,475
  
$
1,697,406
  
$
1,215,373
  
$
482,033
  
$
-
 
 
                    
December 31, 2013
                    
Liabilities:
                    
Senior Notes
 
$
82,883
  
$
85,991
  
$
85,991
  
$
-
  
$
-
 
Convertible Senior Notes due 2017
  
345,000
   
388,988
   
388,988
   
-
   
-
 
Convertible Senior Notes due 2020
  
500,000
   
685,625
   
685,625
   
-
   
-
 
Convertible Junior Subordinated Debentures
  
389,522
   
439,186
   
-
   
439,186
   
-
 
Total Debt
 
$
1,317,405
  
$
1,599,790
  
$
1,160,604
  
$
439,186
  
$
-
 
XML 54 R19.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loss Reserves
 6 Months Ended
Jun. 30, 2014
Loss Reserves [Abstract]  
Loss Reserves
Note 12 – Loss Reserves

We establish reserves to recognize the estimated liability for losses and loss adjustment expenses (“LAE”) related to defaults on insured mortgage loans. Loss reserves are established by estimating the number of loans in our inventory of delinquent loans that will result in a claim payment, which is referred to as the claim rate, and further estimating the amount of the claim payment, which is referred to as claim severity.

Estimation of losses is inherently judgmental. The conditions that affect the claim rate and claim severity include the current and future state of the domestic economy, including unemployment, and the current and future strength of local housing markets. Current conditions in the housing and mortgage industries make these assumptions more volatile than they would otherwise be. The actual amount of the claim payments may be substantially different than our loss reserve estimates. Our estimates could be adversely affected by several factors, including a deterioration of regional or national economic conditions, including unemployment, leading to a reduction in borrowers’ income and thus their ability to make mortgage payments, and a drop in housing values, which may affect borrower willingness to continue to make mortgage payments when the value of the home is below the mortgage balance. Changes to our estimates could result in a material impact to our results of operations and capital position, even in a stable economic environment.
 
The following table provides a reconciliation of beginning and ending loss reserves for the six months ended June 30, 2014 and 2013:

 
 
Six Months Ended
June 30,
 
 
 
2014
  
2013
 
 
 
(In thousands)
 
 
 
  
 
Reserve at beginning of period
 
$
3,061,401
  
$
4,056,843
 
Less reinsurance recoverable
  
64,085
   
104,848
 
Net reserve at beginning of period
  
2,997,316
   
3,951,995
 
 
        
Losses incurred:
        
Losses and LAE incurred in respect of default notices related to:
        
Current year
  
306,386
   
468,332
 
Prior years (1)
  
(42,637
)
  
(5,850
)
Subtotal
  
263,749
   
462,482
 
 
        
Losses paid:
        
Losses and LAE paid in respect of default notices related to:
        
Current year
  
2,674
   
5,137
 
Prior years
  
640,560
   
897,178
 
Reinsurance terminations (2)
  
-
   
(3,248
)
Subtotal
  
643,234
   
899,067
 
 
        
Net reserve at end of period
  
2,617,831
   
3,515,410
 
Plus reinsurance recoverables
  
57,763
   
83,898
 
 
        
Reserve at end of period
 
$
2,675,594
  
$
3,599,308
 

(1)A negative number for prior year losses incurred indicates a redundancy of prior year loss reserves and a positive number for prior year losses incurred indicates a deficiency of prior year loss reserves.
(2)In a termination, the reinsurance agreement is cancelled, with no future premium ceded and funds for any incurred but unpaid losses transferred to us. The transferred funds result in an increase in our investment portfolio (including cash and cash equivalents) and a decrease in net losses paid (reduction to losses incurred). In addition, there is an offsetting decrease in the reinsurance recoverable (increase in losses incurred), and thus there is no net impact to losses incurred.

The “Losses incurred” section of the table above shows losses incurred on default notices received in the current year and in prior years.  The amount of losses incurred relating to default notices received in the current year represents the estimated amount to be ultimately paid on such default notices.  The amount of losses incurred relating to default notices received in prior years represents the actual claim rate and severity associated with those defaults notices resolved in the current year differing from the estimated liability at the prior year-end, as well as a re-estimation of amounts to be ultimately paid on defaults remaining in inventory from the end of the prior year.  This re-estimation of the estimated claim rate and estimated severity is the result of our review of current trends in the default inventory, such as percentages of defaults that have resulted in a claim, the amount of the claims, changes in the relative level of defaults by geography and changes in average loan exposure.
 
Losses incurred on default notices received in the current year decreased in the first half of 2014 compared to the same period in 2013, primarily due to a decrease in the number of new default notices received, net of cures, as well as a decrease in the estimated claim rate on new and previously received delinquencies.

The prior year development of the reserves in the first six months of 2014 and 2013 is reflected in the table below.

 
 
Six Months Ended June 30,
 
 
 
2014
  
2013
 
 
 
(In millions)
 
Prior year loss development (1):
 
  
 
 
 
  
 
Decrease in estimated claim rate on primary defaults
 
$
(25
)
 
$
-
 
(Decrease) increase in estimated severity on primary defaults
  
(8
)
  
1
 
Change in estimates related to pool reserves, LAE reserves and reinsurance
  
(10
)
  
(7
)
Total prior year loss development
 
$
(43
)
 
$
(6
)

(1) A negative number for prior year loss development indicates a redundancy of prior year loss reserves, and a positive number indicates a deficiency of prior year loss reserves.

The prior year loss development was based on the resolution of approximately 40% and 37% for the six months ended June 30, 2014 and 2013, respectively of the prior year default inventory, as well as a re-estimation of amounts to be ultimately paid on defaults remaining in inventory from the end of the prior year and estimated incurred but not reported items from the end of the prior year. In the first six months of 2014, we recognized favorable development on our estimated claim rate as we experienced a better cure rate on previously received delinquencies. The favorable development we experienced in the first six months of 2014 was partially offset by a $20 million increase to our accrual for probable rescission related settlements. See Note 5 – “Litigation and Contingencies.”

The “Losses paid” section of the table above shows the breakdown between claims paid on default notices received in the current year, claims paid on default notices received in prior years and the decrease in losses paid related to terminated reinsurance agreements as noted in footnote (2) of that table. Until a few years ago, it took, on average, approximately twelve months for a default that is not cured to develop into a paid claim. Over the past several years, the average time it takes to receive a claim associated with a default has increased. This is, in part, due to new loss mitigation protocols established by servicers and to changes in some state foreclosure laws that may include, for example, a requirement for additional review and/or mediation processes. It is difficult to estimate how long it may take for current and future defaults that do not cure to develop into paid claims.

The liability associated with our estimate of premiums to be refunded on expected claim payments is accrued for separately at June 30, 2014 and December 31, 2013 and approximated $127 million and $131 million, respectively. Separate components of this liability are included in “Other liabilities” and “Premium deficiency reserve” on our consolidated balance sheet. Changes in the liability affect premiums written and earned and change in premium deficiency reserve.
 
A rollforward of our primary default inventory for the three and six months ended June 30, 2014 and 2013 appears in the table below. The information concerning new notices and cures is compiled from monthly reports received from loan servicers. The level of new notice and cure activity reported in a particular month can be influenced by, among other things, the date on which a servicer generates its report, the number of business days in a month and transfers of servicing between loan servicers. Historically, losses incurred have followed a seasonal trend in which the second half of the year has weaker credit performance than the first half, with higher new notice activity and a lower cure rate.

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
 
  
  
  
 
 
 
  
  
  
 
Default inventory at beginning of period
  
91,842
   
126,610
   
103,328
   
139,845
 
New Notices
  
21,178
   
25,425
   
44,524
   
53,289
 
Cures
  
(21,182
)
  
(25,450
)
  
(48,500
)
  
(56,572
)
Paids (including those charged to a deductible or captive)
  
(6,068
)
  
(9,051
)
  
(13,132
)
  
(18,496
)
Rescissions and denials
  
(354
)
  
(429
)
  
(804
)
  
(961
)
Default inventory at end of period
  
85,416
   
117,105
   
85,416
   
117,105
 

Pool insurance notice inventory decreased from 7,006 at June 30, 2013 to 6,563 at December 31, 2013 and to 5,271 at June 30, 2014.

The decrease in the primary default inventory experienced during 2014 and 2013 was generally across all markets and all book years. Historically as a default ages it becomes more likely to result in a claim. The percentage of loans that have been in default for 12 or more consecutive months and the number of loans in our primary claims received inventory have been affected by our suspended rescissions and the resolution of certain of those rescissions discussed below and in Note 5 – “Litigation and Contingencies.”
 
Aging of the Primary Default Inventory
  
  
  
  
 
 
 
  
  
  
  
  
 
 
 
June 30,
2014
  
December 31,
2013
  
June 30,
2013
 
 
 
  
  
  
  
  
 
Consecutive months in default
 
  
  
  
  
  
 
3 months or less
  
15,297
   
18
%
  
18,941
   
18
%
  
18,760
   
16
%
4 - 11 months
  
19,362
   
23
%
  
24,514
   
24
%
  
26,377
   
23
%
12 months or more
  
50,757
   
59
%
  
59,873
   
58
%
  
71,968
   
61
%
 
                        
Total primary default inventory
  
85,416
   
100
%
  
103,328
   
100
%
  
117,105
   
100
%
 
                        
Primary claims received inventory included in ending default inventory (1)
5,398   
6
%
  
6,948
   
7
%
  
10,637
   
9
%

(1) Our claims received inventory includes suspended rescissions, as we have voluntarily suspended rescissions of coverage related to certain loans that we believed would be included in a potential resolution. As of June 30, 2014, rescissions of coverage on approximately 1,558 loans had been voluntarily suspended.
 
The number of months a loan is in the default inventory can differ from the number of payments that the borrower has not made or is considered delinquent. These differences typically result from a borrower making monthly payments that do not result in the loan becoming fully current. The number of payments that a borrower is delinquent is shown in the table below.

Number of Payments Delinquent
  
  
  
  
  
 
 
 
  
  
  
  
  
 
 
 
June 30,
2014
  
December 31,
2013
  
June 30,
2013
 
 
 
  
  
  
  
  
 
 
 
  
  
  
  
  
 
3 payments or less
  
22,867
   
27
%
  
28,095
   
27
%
  
27,498
   
24
%
4 - 11 payments
  
19,666
   
23
%
  
24,605
   
24
%
  
27,299
   
23
%
12 payments or more
  
42,883
   
50
%
  
50,628
   
49
%
  
62,308
   
53
%
 
                        
Total primary default inventory
  
85,416
   
100
%
  
103,328
   
100
%
  
117,105
   
100
%

Claims paying practices

We estimate rescissions mitigated our incurred losses by approximately $2.5 billion in 2009 and $0.2 billion in 2010. These figures include the benefit of claims not paid in the period as well as the impact of changes in our estimated expected rescission activity on our loss reserves in the period. In 2012, we estimate that our rescission benefit in loss reserves was reduced by $0.2 billion due to probable rescission settlement agreements. We estimate that other rescissions had no significant impact on our losses incurred in 2011 through the first half of 2014. Our loss reserving methodology incorporates our estimates of future rescissions and reversals of rescissions. Historically, reversals of rescissions have been immaterial. A variance between ultimate actual rescission and reversal rates and our estimates, as a result of the outcome of litigation, settlements or other factors, could materially affect our losses.
 
We do not utilize an explicit rescission rate in our reserving methodology, but rather our reserving methodology incorporates the effects rescission activity has had on our historical claim rate and claim severities. Our estimation process does not include a direct correlation between claim rates and severities to projected rescission activity or other economic conditions such as changes in unemployment rates, interest rates or housing values. Our experience is that analysis of that nature would not produce reliable results, as the change in one condition cannot be isolated to determine its sole effect on our ultimate paid losses as our ultimate paid losses are also influenced at the same time by other economic conditions. The estimation of the impact of rescissions on incurred losses must be considered together with the various other factors impacting incurred losses and not in isolation.

The liability associated with our estimate of premiums to be refunded on expected future rescissions is accrued for separately. At June 30, 2014 and December 31, 2013 the estimate of this liability totaled $13 million and $15 million, respectively. Separate components of this liability are included in “Other liabilities” and “Premium deficiency reserve” on our consolidated balance sheet. Changes in the liability affect premiums written and earned and change in premium deficiency reserve.
 
For information about discussions and legal proceedings with customers with respect to our claims paying practices, including settlements that we believe are probable, as defined in ASC 450-20, see Note 5 – “Litigation and Contingencies.”
XML 55 R15.htm IDEA: XBRL DOCUMENT v2.4.0.8
Fair Value Measurements
 6 Months Ended
Jun. 30, 2014
Fair Value Measurements [Abstract]  
Fair Value Measurements
Note 8 – Fair Value Measurements

In accordance with fair value guidance, we applied the following fair value hierarchy in order to measure fair value for assets and liabilities:

Level 1 – Quoted prices for identical instruments in active markets that we can access. Financial assets utilizing Level 1 inputs primarily include certain U.S. Treasury Securities and obligations of U.S. government corporations and agencies and Australian government and semi government securities.
 
Level 2 – Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and inputs, other than quoted prices, that are observable in the marketplace for the financial instrument. The observable inputs are used in valuation models to calculate the fair value of the financial instruments. Financial assets utilizing Level 2 inputs primarily include certain municipal and corporate bonds.
 
Level 3 – Valuations derived from valuation techniques in which one or more significant inputs or value drivers are unobservable. Level 3 inputs reflect our own assumptions about the assumptions a market participant would use in pricing an asset or liability. Financial assets utilizing Level 3 inputs include certain state premium tax credit investments. Our non-financial assets that are classified as Level 3 securities consist of real estate acquired through claim settlement that is fair valued at the lower of our acquisition cost or a percentage of appraised value. The percentage applied to appraised value is based upon our historical sales experience adjusted for current trends.

To determine the fair value of securities available-for-sale in Level 1 and Level 2 of the fair value hierarchy, independent pricing sources have been utilized. One price is provided per security based on observable market data. To ensure securities are appropriately classified in the fair value hierarchy, we review the pricing techniques and methodologies of the independent pricing sources and believe that their policies adequately consider market activity, either based on specific transactions for the issue valued or based on modeling of securities with similar credit quality, duration, yield and structure that were recently traded. A variety of inputs are utilized by the independent pricing sources including benchmark yields, reported trades, non-binding broker/dealer quotes, issuer spreads, two sided markets, benchmark securities, bids, offers and reference data including data published in market research publications. Inputs may be weighted differently for any security, and not all inputs are used for each security evaluation. Market indicators, industry and economic events are also considered. This information is evaluated using a multidimensional pricing model.  Quality controls are performed by the independent pricing sources throughout this process, which include reviewing tolerance reports, trading information and data changes, and directional moves compared to market moves. This model combines all inputs to arrive at a value assigned to each security.  In addition, on a quarterly basis, we perform quality controls over values received from the pricing sources which include reviewing tolerance reports, trading information and data changes, and directional moves compared to market moves. We have not made any adjustments to the prices obtained from the independent pricing sources.
 
Fair value measurements for assets measured at fair value included the following as of June 30, 2014 and December 31, 2013:

 
 
Fair Value
  
Quoted Prices in
Active Markets for
Identical Assets
(Level 1)
  
Significant Other
Observable Inputs
(Level 2)
  
Significant
Unobservable
Inputs
(Level 3)
 
 
 
(In thousands)
 
June 30, 2014
 
  
  
  
 
 
 
  
  
  
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
474,818
  
$
474,818
  
$
-
  
$
-
 
Obligations of U.S. states and political subdivisions
  
848,370
   
-
   
846,139
   
2,231
 
Corporate debt securities
  
2,195,771
   
-
   
2,195,771
   
-
 
Asset-backed securities
  
368,806
   
-
   
368,806
   
-
 
Residential mortgage-backed securities
  
347,490
   
-
   
347,490
   
-
 
Commercial mortgage-backed securities
  
273,521
   
-
   
273,521
   
-
 
Collateralized loan obligations
  
60,463
   
-
   
60,463
   
-
 
Debt securities issued by foreign sovereign governments
  
42,229
   
42,229
   
-
   
-
 
Total debt securities
  
4,611,468
   
517,047
   
4,029,190
   
2,231
 
Equity securities
  
3,011
   
2,690
   
-
   
321
 
Total investments
 
$
4,614,479
  
$
519,737
  
$
4,029,190
  
$
2,552
 
Real estate acquired (1)
 
$
10,804
  
$
-
  
$
-
  
$
10,804
 
 
 
 
Fair Value
  
Quoted Prices in
Active Markets for
Identical Assets
(Level 1)
  
Significant Other
Observable Inputs
(Level 2)
  
Significant
Unobservable
Inputs
(Level 3)
 
 
 
(In thousands)
 
 
 
  
  
  
 
December 31, 2013
 
  
  
  
 
 
 
  
  
  
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
639,590
  
$
639,590
  
$
-
  
$
-
 
Obligations of U.S. states and political subdivisions
  
921,367
   
-
   
918,944
   
2,423
 
Corporate debt securities
  
2,171,415
   
-
   
2,171,415
   
-
 
Asset-backed securities
  
400,486
   
-
   
400,486
   
-
 
Residential mortgage-backed securities
  
358,537
   
-
   
358,537
   
-
 
Commercial mortgage-backed securities
  
271,383
   
-
   
271,383
   
-
 
Collateralized loan obligations
  
60,295
   
-
   
60,295
   
-
 
Debt securities issued by foreign sovereign governments
  
40,852
   
40,852
   
-
   
-
 
Total debt securities
  
4,863,925
   
680,442
   
4,181,060
   
2,423
 
Equity securities
  
2,894
   
2,573
   
-
   
321
 
Total investments
 
$
4,866,819
  
$
683,015
  
$
4,181,060
  
$
2,744
 
Real estate acquired (1)
 
$
13,280
  
$
-
  
$
-
  
$
13,280
 
 
(1) Real estate acquired through claim settlement, which is held for sale, is reported in Other Assets on the consolidated balance sheet.
 
There were no transfers of securities between Level 1 and Level 2 during the first six months of 2014 or 2013.
 
For assets measured at fair value using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances for the three and six months ended June 30, 2014 and 2013 is as follows:
 
 
 
Obligations of U.S.
States and Political
Subdivisions
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at March 31, 2014
 
$
2,378
  
$
321
  
$
2,699
  
$
11,137
 
Total realized/unrealized gains (losses):
             
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
(1,157
)
Purchases
  
-
   
-
   
-
   
11,367
 
Sales
  
(147
)
  
-
   
(147
)
  
(10,543
)
Transfers into Level 3
  
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
 
Balance at June 30, 2014
 
$
2,231
  
$
321
  
$
2,552
  
$
10,804
 
 
                
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014
 
$
-
  
$
-
  
$
-
  
$
-
 

 
 
Obligations of U.S.
States and Political
Subdivisions
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at December 31, 2013
 
$
2,423
  
$
321
  
$
2,744
  
$
13,280
 
Total realized/unrealized gains (losses):
             
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
(2,316
)
Purchases
  
30
   
-
   
30
   
19,377
 
Sales
  
(222
)
  
-
   
(222
)
  
(19,537
)
Transfers into Level 3
  
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
 
Balance at June 30, 2014
 
$
2,231
  
$
321
  
$
2,552
  
$
10,804
 
 
                
Amount of total losses included in earnings for the six months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014
 
$
-
  
$
-
  
$
-
  
$
-
 
 
 
 
Obligations of U.S.
States and Political
Subdivisions
  
Corporate Debt
Securities
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at March 31, 2013
 
$
2,957
  
$
-
  
$
321
  
$
3,278
  
$
7,524
 
Total realized/unrealized gains (losses):
                 
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
-
   
(1,000
)
Purchases
  
-
   
-
   
-
   
-
   
9,530
 
Sales
  
(146
)
  
-
   
-
   
(146
)
  
(7,313
)
Transfers into Level 3
  
-
   
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
   
-
 
Balance at June 30, 2013
 
$
2,811
  
$
-
  
$
321
  
$
3,132
  
$
8,741
 
 
                    
Amount of total losses included in earnings for the three months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 

 
 
Obligations of U.S.
States and Political
Subdivisions
  
Corporate Debt
Securities
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at December 31, 2012
 
$
3,130
  
$
17,114
  
$
321
  
$
20,565
  
$
3,463
 
Total realized/unrealized gains (losses):
                 
Included in earnings and reported as realized investment gains (losses), net
  
-
   
(225
)
  
-
   
(225
)
  
-
 
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
-
   
(2,302
)
Purchases
  
30
   
-
   
-
   
30
   
17,544
 
Sales
  
(349
)
  
(16,889
)
  
-
   
(17,238
)
  
(9,964
)
Transfers into Level 3
  
-
   
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
   
-
 
Balance at June 30, 2013
 
$
2,811
  
$
-
  
$
321
  
$
3,132
  
$
8,741
 
 
                    
Amount of total losses included in earnings for the six months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 

Additional fair value disclosures related to our investment portfolio are included in Note 7 – “Investments.” Fair value disclosures related to our debt are included in Note 3 – “Debt.”
XML 56 R13.htm IDEA: XBRL DOCUMENT v2.4.0.8
Earnings (Loss) per Share
 6 Months Ended
Jun. 30, 2014
Earnings (Loss) per Share [Abstract]  
Earnings (Loss) per Share
Note 6 – Earnings (Loss) per Share

Our basic EPS is based on the weighted average number of common shares outstanding, which excludes participating securities of 0.2 million for the six months ended June 30, 2013 because they were anti-dilutive due to our reported net loss. Participating securities of 0.1 million were included in our weighted average number of common shares outstanding for the three and six months ended June 30, 2014 and for the three months ended June 30, 2013. Typically, diluted EPS is based on the weighted average number of common shares outstanding plus common stock equivalents which include certain stock awards and the dilutive effect of our convertible debt. In accordance with accounting guidance, if we report a net loss from continuing operations then our diluted EPS is computed in the same manner as the basic EPS. In addition if any common stock equivalents are anti-dilutive they are excluded from the calculation. The following includes a reconciliation of the weighted average number of shares; however for the three months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 126.5 million, respectively, and for the six months ended June 30, 2014 and 2013 common stock equivalents of 54.5 million and 100.3 million, respectively, were not included because they were anti-dilutive.

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
 
(In thousands, except per share data)
 
 
 
  
  
  
 
Basic earnings per share:
 
  
  
  
 
 
 
  
  
  
 
Net income (loss)
 
$
45,522
  
$
12,375
  
$
105,504
  
$
(60,555
)
 
                
Weighted average common shares outstanding
  
338,626
   
337,868
   
338,419
   
285,336
 
Basic income (loss) per share
 
$
0.13
  
$
0.04
  
$
0.31
  
$
(0.21
)
 
                
Diluted earnings per share:
                
 
                
Net income (loss)
 
$
45,522
  
$
12,375
  
$
105,504
  
$
(60,555
)
 
                
Effect of dilutive securities:
                
2% Convertible Senior Notes
  
3,049
   
-
   
6,098
   
-
 
 
                
Net income (loss) plus assumed conversions
 
$
48,571
  
$
12,375
  
$
111,602
  
$
(60,555
)
 
                
Weighted-average shares - Basic
  
338,626
   
337,868
   
338,419
   
285,336
 
Common stock equivalents
  
74,855
   
1,473
   
74,955
   
-
 
 
                
Weighted-average shares - Diluted
  
413,481
   
339,341
   
413,374
   
285,336
 
Diluted income (loss) per share
 
$
0.12
  
$
0.04
  
$
0.27
  
$
(0.21
)
XML 57 R14.htm IDEA: XBRL DOCUMENT v2.4.0.8
Investments
 6 Months Ended
Jun. 30, 2014
Investments [Abstract]  
Investments
Note 7 – Investments

The amortized cost, gross unrealized gains and losses and fair value of the investment portfolio at June 30, 2014 and December 31, 2013 are shown below.

June 30, 2014
 
Amortized
Cost
  
Gross
Unrealized
Gains
  
Gross
Unrealized
Losses (1)
  
Fair
Value
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of  U.S. government corporations and agencies
 
$
483,205
  
$
2,540
  
$
(10,927
)
 
$
474,818
 
Obligations of U.S. states and political subdivisions
  
840,266
   
11,709
   
(3,605
)
  
848,370
 
Corporate debt securities
  
2,185,994
   
16,842
   
(7,065
)
  
2,195,771
 
Asset-backed securities
  
367,306
   
1,554
   
(54
)
  
368,806
 
Residential mortgage-backed securities
  
359,908
   
170
   
(12,588
)
  
347,490
 
Commercial mortgage-backed securities
  
274,102
   
1,336
   
(1,917
)
  
273,521
 
Collateralized loan obligations
  
61,338
   
-
   
(875
)
  
60,463
 
Debt securities issued by foreign sovereign governments
  
39,566
   
2,707
   
(44
)
  
42,229
 
Total debt securities
  
4,611,685
   
36,858
   
(37,075
)
  
4,611,468
 
Equity securities
  
2,949
   
69
   
(7
)
  
3,011
 
 
                
Total investment portfolio
 
$
4,614,634
  
$
36,927
  
$
(37,082
)
 
$
4,614,479
 

December 31, 2013
 
Amortized
Cost
  
Gross
Unrealized
Gains
  
Gross
Unrealized
Losses (1)
  
Fair
Value
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
663,642
  
$
1,469
  
$
(25,521
)
 
$
639,590
 
Obligations of U.S. states and political subdivisions
  
932,922
   
5,865
   
(17,420
)
  
921,367
 
Corporate debt securities
  
2,190,095
   
6,313
   
(24,993
)
  
2,171,415
 
Asset-backed securities
  
399,839
   
1,100
   
(453
)
  
400,486
 
Residential mortgage-backed securities
  
383,368
   
146
   
(24,977
)
  
358,537
 
Commercial mortgage-backed securities
  
277,920
   
131
   
(6,668
)
  
271,383
 
Collateralized loan obligations
  
61,337
   
-
   
(1,042
)
  
60,295
 
Debt securities issued by foreign sovereign governments
  
39,420
   
1,722
   
(290
)
  
40,852
 
Total debt securities
  
4,948,543
   
16,746
   
(101,364
)
  
4,863,925
 
Equity securities
  
2,908
   
9
   
(23
)
  
2,894
 
Total investment portfolio
 
$
4,951,451
  
$
16,755
  
$
(101,387
)
 
$
4,866,819
 
 
(1) At June 30, 2014 and December 31, 2013, there were no other-than-temporary impairment losses recorded in other comprehensive income.
 
Our foreign investments primarily consist of the investment portfolio supporting our Australian domiciled subsidiary. This portfolio is comprised of Australian government and semi government securities, representing 84% of the market value of our foreign investments with the remaining 9% invested in corporate securities and 7% in cash equivalents. Seventy-eight percent of the Australian portfolio is rated AAA, by one or more of Moody’s, Standard & Poor’s and Fitch Ratings, and the remaining 22% is rated AA.

The amortized cost and fair values of debt securities at June 30, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.  Because most asset-backed and mortgage-backed securities and collateralized loan obligations provide for periodic payments throughout their lives, they are listed below in separate categories.

June 30, 2014
 
Amortized
Cost
  
Fair
Value
 
 
 
(In thousands)
 
 
 
  
 
Due in one year or less
 
$
434,813
  
$
436,114
 
Due after one year through five years
  
1,877,498
   
1,892,200
 
Due after five years through ten years
  
783,152
   
783,800
 
Due after ten years
  
453,568
   
449,074
 
 
        
 
 
$
3,549,031
  
$
3,561,188
 
 
        
Asset-backed securities
  
367,306
   
368,806
 
Residential mortgage-backed securities
  
359,908
   
347,490
 
Commercial mortgage-backed securities
  
274,102
   
273,521
 
Collateralized loan obligations
  
61,338
   
60,463
 
 
        
Total at June 30, 2014
 
$
4,611,685
  
$
4,611,468
 
 
At June 30, 2014 and December 31, 2013, the investment portfolio had gross unrealized losses of $37.1 million and $101.4 million, respectively.  For those securities in an unrealized loss position, the length of time the securities were in such a position, as measured by their month-end fair values, is as follows:
 
 
 
Less Than 12 Months
  
12 Months or Greater
  
Total
 
June 30, 2014
 
Fair
Value
  
Unrealized
Losses
  
Fair
Value
  
Unrealized
Losses
  
Fair
Value
  
Unrealized
Losses
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
10,902
  
$
27
  
$
374,597
  
$
10,900
  
$
385,499
  
$
10,927
 
Obligations of U.S. states and political subdivisions
  
99,956
   
664
   
169,336
   
2,941
   
269,292
   
3,605
 
Corporate debt securities
  
397,503
   
964
   
277,677
   
6,101
   
675,180
   
7,065
 
Asset-backed securities
  
24,501
   
12
   
14,700
   
42
   
39,201
   
54
 
Residential mortgage-backed securities
  
-
   
-
   
328,343
   
12,588
   
328,343
   
12,588
 
Commercial mortgage-backed securities
  
61,372
   
456
   
104,802
   
1,461
   
166,174
   
1,917
 
Collateralized loan obligations
  
32,456
   
504
   
28,007
   
371
   
60,463
   
875
 
Debt securities issued by foreign sovereign governments
  
4,267
   
1
   
3,419
   
43
   
7,686
   
44
 
Equity securities
  
-
   
-
   
277
   
7
   
277
   
7
 
Total investment portfolio
 
$
630,957
  
$
2,628
  
$
1,301,158
  
$
34,454
  
$
1,932,115
  
$
37,082
 

 
 
Less Than 12 Months
  
12 Months or Greater
  
Total
 
December 31, 2013
 
Fair
Value
  
Unrealized Losses
  
Fair
Value
  
Unrealized Losses
  
Fair
Value
  
Unrealized Losses
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
465,975
  
$
24,980
  
$
4,103
  
$
541
  
$
470,078
  
$
25,521
 
Obligations of U.S. states and political subdivisions
  
503,967
   
17,370
   
4,226
   
50
   
508,193
   
17,420
 
Corporate debt securities
  
1,238,211
   
20,371
   
81,593
   
4,622
   
1,319,804
   
24,993
 
Asset-backed securities
  
126,991
   
387
   
7,114
   
66
   
134,105
   
453
 
Residential mortgage-backed securities
  
91,534
   
3,886
   
265,827
   
21,091
   
357,361
   
24,977
 
Commercial mortgage-backed securities
  
192,440
   
6,239
   
43,095
   
429
   
235,535
   
6,668
 
Collateralized loan obligations
  
60,295
   
1,042
   
-
   
-
   
60,295
   
1,042
 
Debt securities issued by foreign sovereign governments
  
7,203
   
290
   
-
   
-
   
7,203
   
290
 
Equity securities
  
1,012
   
18
   
75
   
5
   
1,087
   
23
 
Total investment portfolio
 
$
2,687,628
  
$
74,583
  
$
406,033
  
$
26,804
  
$
3,093,661
  
$
101,387
 
 
Under the current guidance a debt security impairment is deemed other than temporary if we either intend to sell the security, or it is more likely than not that we will be required to sell the security before recovery or we do not expect to collect cash flows sufficient to recover the amortized cost basis of the security. During each of the three and six months ended June 30, 2014 and 2013 there were no other-than-temporary impairments (“OTTI”) recognized.
 
The net realized investment gains (losses) and OTTI on the investment portfolio are as follows:
 
 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
(In thousands)
 
Net realized investment gains (losses) and OTTI on investments:
 
  
  
  
 
Fixed maturities
 
$
360
  
$
1,891
  
$
126
  
$
3,148
 
Equity securities
  
162
   
594
   
165
   
596
 
 
                
 
 
$
522
  
$
2,485
  
$
291
  
$
3,744
 

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
(In thousands)
 
Net realized investment gains (losses) and OTTI on investments:
 
  
  
  
 
Gains on sales
 
$
1,307
  
$
3,027
  
$
2,112
  
$
4,961
 
Losses on sales
  
(785
)
  
(542
)
  
(1,821
)
  
(1,217
)
 
                
 
 
$
522
  
$
2,485
  
$
291
  
$
3,744
 
XML 58 R16.htm IDEA: XBRL DOCUMENT v2.4.0.8
Other Comprehensive Income
 6 Months Ended
Jun. 30, 2014
Other Comprehensive Income [Abstract]  
Other Comprehensive Income
Note 9 – Other Comprehensive Income

Our other comprehensive income for the three and six months ended June 30, 2014 and 2013 was as follows:

 
 
Three Months Ended
June 30, 2014
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
 
(In thousands)
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
44,818
  
$
(15,634
)
 
$
15,317
  
$
44,501
 
Benefit plan adjustments
  
(1,980
)
  
693
   
(693
)
  
(1,980
)
Unrealized foreign currency translation adjustment
  
904
   
(317
)
  
-
   
587
 
 
                
Other comprehensive income (loss)
 
$
43,742
  
$
(15,258
)
 
$
14,624
  
$
43,108
 
            
 
 
 
Six Months Ended
June 30, 2014
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
 
(In thousands)
 
 
 
  
  
  
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
84,479
  
$
(29,505
)
 
$
29,125
  
$
84,099
 
Benefit plan adjustments
  
(3,466
)
  
1,213
   
(1,213
)
  
(3,466
)
Unrealized foreign currency translation adjustment
  
2,835
   
(995
)
  
-
   
1,840
 
 
                
Other comprehensive income (loss)
 
$
83,848
  
$
(29,287
)
 
$
27,912
  
$
82,473
 

 
Three Months Ended
June 30, 2013
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
(In thousands)
 
 
 
  
 
  
  
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
(99,092
)
 
$
34,520
  
$
(33,547
)
 
$
(98,119
)
Unrealized foreign currency translation adjustment
  
(19,255
)
  
6,743
   
-
   
(12,512
)
 
                
Other comprehensive income (loss)
 
$
(118,347
)
 
$
41,263
  
$
(33,547
)
 
$
(110,631
)
 
 
 
Six Months Ended
June 30, 2013
 
 
 
Before tax
  
Tax effect
  
Valuation
allowance
  
Net of tax
 
 
 
(In thousands)
 
 
 
  
  
  
 
Other comprehensive income (loss):
 
  
  
  
 
Change in unrealized gains and losses on investments
 
$
(109,631
)
 
$
38,112
  
$
(36,554
)
 
$
(108,073
)
Unrealized foreign currency translation adjustment
  
(18,769
)
  
6,573
   
-
   
(12,196
)
 
                
Other comprehensive income (loss)
 
$
(128,400
)
 
$
44,685
  
$
(36,554
)
 
$
(120,269
)

See Note 11 – “Income Taxes” for a discussion of the valuation allowance.

Total accumulated other comprehensive income and changes in accumulated other comprehensive income, including amounts reclassified from other comprehensive income, are included in the table below.
 
 
 
Three Months Ended
June 30, 2014
 
 
 
Unrealized gains and
losses on available-
for-sale securities
 
 
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
  
  
 
Balance at March 31, 2014, before tax
 
$
(44,973
)
 
$
(5,252
)
 
$
13,115
  
$
(37,110
)
 
    
            
Other comprehensive income (loss) before reclassifications
  
42,922
 
  
-
   
904
   
43,826
 
Amounts reclassified from accumulated other comprehensive income (loss)
  
(1,896
)
(1
)
 
1,980
 (2
)
 
-
 
  
84
 
 
                 
Net current period other comprehensive income (loss)
  
44,818
    
(1,980
)
  
904
   
43,742
 
 
Balance at June 30, 2014, before tax
 
$
(155
)  
$
(7,232
) 
$
14,019
  
$
6,632
 
 
 
 
Six Months Ended
June 30, 2014
 
 
 
Unrealized gains and
losses on available-
for-sale securities
   
Defined benefit
plans
 
 
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
 
 
  
 
Balance at December 31, 2013, before tax
 
$
(84,634
)
 
$
(3,766
)
 
$
11,184
  
$
(77,216
)
 
    
    
        
Other comprehensive income (loss) before reclassifications
  
78,548
 
  
-
 
  
2,835
   
81,383
 
Amounts reclassified from accumulated other comprehensive income (loss)
  
(5,931
)
(1
)
 
3,466
 
(2
)
 
-
   
(2,465
)
 
                  
Net current period other comprehensive income (loss)
  
84,479
    
(3,466
)
   
2,835
   
83,848
 
 
                  
Balance at June 30, 2014, before tax
  
(155
)
   
(7,232
)
   
14,019
   
6,632
 
 
                  
Tax effect (3)
  
(64,436
)
   
26,940
    
(4,389
)
  
(41,885
)
 
Balance at June 30, 2014, net of tax
 
$
(64,591
)  
$
19,708
   
$
9,630
  
$
(35,253
)
 
 
 
Three Months Ended June 30, 2013
 
 
 
Unrealized gains and
losses on available-
for-sale securities
 
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
  
  
 
Balance at March 31, 2013, before tax
 
$
31,002
 
 
$
(71,804
)
 
$
33,233
  
$
(7,569
)
 
Other comprehensive income (loss) before reclassifications
  
(96,938
)
  
-
   
(19,255
)
  
(116,193
)
Amounts reclassified from accumulated other comprehensive income (loss)
  
2,154
 
(1
)
 
-
   
-
   
2,154
 
 
           
 
     
Net current period other comprehensive income (loss)
  
(99,092
)
   
-
   
(19,255
)
  
(118,347
)
 
                 
Balance at June 30, 2013, before tax
$
(68,090
)
$
(71,804
)
$
13,978
$
(125,916
)

 
 
Six Months Ended
June 30, 2013
 
 
 
Unrealized gains and
losses on available-
for-sale securities
 
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
 
 
  
  
 
Balance at December 31, 2012, before tax
 
$
41,541
 
 
$
(71,804
)
 
$
32,747
  
$
2,484
 
 
    
            
Other comprehensive income (loss) before reclassifications
  
(104,099
)
  
-
   
(18,769
)
  
(122,868
)
Amounts reclassified from accumulated other comprehensive income (loss)
  
5,532
 
(1
)
 
-
   
-
   
5,532
 
 
           
 
     
Net current period other comprehensive income (loss)
  
(109,631
)
   
-
   
(18,769
)
  
(128,400
)
 
                 
Balance at June 30, 2013, before tax
  
(68,090
)
   
(71,804
)
  
13,978
   
(125,916
)
 
                 
Tax effect (3)
  
(65,082
)
   
26,940
   
(4,374
)
  
(42,516
)
 
                 
Balance at June 30, 2013, net of tax
 
$
(133,172
)
  
$
(44,864
)
 
$
9,604
  
$
(168,432
)

(1)During the three and six months ended June 30, 2014, net unrealized losses of ($1.9) million and ($5.9) million, respectively, were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net. During the three and six months ended June 30, 2013, net unrealized gains of $2.2 million and $5.5 million, respectively were reclassified to the Consolidated Statement of Operations and included in Realized investment gains, net.
(2)During the three and six months ended June 30, 2014, other comprehensive income related to benefit plans of $2.0 million and $3.5 million, respectively, was reclassified to the Consolidated Statement of Operations and included in Underwriting and other expenses, net.
(3)Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation allowance.
 
Total accumulated other comprehensive income at December 31, 2013 is included in the table below.

 
 
Unrealized gains and
losses on available-
for-sale securities
  
Defined benefit
plans
  
Foreign currency
translation
  
Total
 
 
 
(In thousands)
 
 
 
  
 
  
  
 
 
 
  
  
  
 
Balance at December 31, 2013, before tax
  
(84,634
)
  
(3,766
)
  
11,184
   
(77,216
)
 
                
Tax effect (1)
  
(64,056
)
  
26,940
   
(3,394
)
  
(40,510
)
 
                
Balance at December 31, 2013, net of tax
 
$
(148,690
)
 
$
23,174
  
$
7,790
  
$
(117,726
)

(1) Tax effect does not approximate 35% due to amounts of tax benefits not provided in various periods due to our tax valuation    allowance.
XML 59 R34.htm IDEA: XBRL DOCUMENT v2.4.0.8
Debt (Details) (USD $)
 3 Months Ended 6 Months Ended 3 Months Ended 6 Months Ended 12 Months Ended 6 Months Ended 12 Months Ended 3 Months Ended 6 Months Ended 12 Months Ended 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2014
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Par Value [Member]
Dec. 31, 2013
Par Value [Member]
Jun. 30, 2014
Fair Value [Member]
Dec. 31, 2013
Fair Value [Member]
Jun. 30, 2014
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Dec. 31, 2013
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Jun. 30, 2014
Significant Other Observable Inputs (Level 2) [Member]
Dec. 31, 2013
Significant Other Observable Inputs (Level 2) [Member]
Jun. 30, 2014
Significant Unobservable Inputs (Level 3) [Member]
Dec. 31, 2013
Significant Unobservable Inputs (Level 3) [Member]
Mar. 31, 2014
Senior Notes [Member]
Jun. 30, 2014
Senior Notes [Member]
Jun. 30, 2013
Senior Notes [Member]
Jun. 30, 2014
Senior Notes [Member]
Senior Notes Due 2015 [Member]
Dec. 31, 2013
Senior Notes [Member]
Senior Notes Due 2015 [Member]
Jun. 30, 2014
Convertible Senior Notes Due 2017 [Member]
Jun. 30, 2013
Convertible Senior Notes Due 2017 [Member]
Dec. 31, 2013
Convertible Senior Notes Due 2017 [Member]
Mar. 31, 2013
Convertible Senior Notes - due April 2020 [Member]
Jun. 30, 2014
Convertible Senior Notes - due April 2020 [Member]
Jun. 30, 2013
Convertible Senior Notes - due April 2020 [Member]
Dec. 31, 2013
Convertible Senior Notes - due April 2020 [Member]
Jun. 30, 2014
Convertible Junior Subordinated Debentures Due 2063 [Member]
Period
Mar. 31, 2013
Convertible Junior Subordinated Debentures Due 2063 [Member]
Jun. 30, 2014
Convertible Junior Subordinated Debentures Due 2063 [Member]
Period
Jun. 30, 2013
Convertible Junior Subordinated Debentures Due 2063 [Member]
Dec. 31, 2013
Convertible Junior Subordinated Debentures Due 2063 [Member]
Debt Instrument [Line Items]                                                            
Outstanding principal amount                                 $ 62,000,000 $ 82,900,000 $ 345,000,000   $ 345,000,000   $ 500,000,000   $ 500,000,000 $ 389,500,000   $ 389,500,000   $ 389,500,000
Repurchase of debt instrument                           20,900,000                                
Stated interest rate (in hundredths)                                 5.375% 5.375% 5.00%   5.00%   2.00%   2.00% 9.00%   9.00%   9.00%
Maturity date                                 Nov. 01, 2015 Nov. 01, 2015 May 01, 2017   May 01, 2017   Apr. 01, 2020   Apr. 01, 2020     Apr. 01, 2063   Apr. 01, 2063
Interest payments made                           300,000 1,700,000 2,800,000     8,600,000 8,600,000     5,000,000 0       17,500,000 35,800,000  
Conversion rate (in shares per $1,000 note)                                     74.4186       143.8332         74.0741    
Principal amount of notes used in determining conversion rate                                     1,000       1,000     1,000   1,000    
Initial conversion price (in dollars per share)                                     $ 13.44       $ 6.95     $ 13.5   $ 13.5    
130% of conversion price (in dollars per share)                                             $ 9.03              
Net proceeds from convertible senior notes   0 484,697,000                                     484,600,000                
Redemption price, percentage (in hundredths)                                             100.00%         100.00%    
Percentage of conversion price (in hundredths)                                             130.00%     130.00%   130.00%    
Minimum number of trading days                                             20 days         20 days    
Maximum number of trading days                                             30 days         30 days    
Minimum number of consecutive interest periods for which interest payments may be deferred                                                   1   1    
Maximum period for which interest payments may be deferred without giving rise to an event of default                                                   10 years        
Interest payment deferred                                                     18,300,000      
Interest payment due on the debentures                                                     17,500,000      
Period preceding election to convert                                                       5 days    
Holding company cash and investments 515,000,000 515,000,000                                                        
Unrealized gain loss on holding company investments 2,800,000 2,800,000                                                        
Modified duration of holding company investments 3 years 4 months 24 days                                                          
Liabilities [Abstract]                                                            
Senior Notes       61,953,000 82,883,000 64,973,000 85,991,000 64,973,000 85,991,000 0 0 0 0                                  
Convertible Senior Notes due 2017       345,000,000 345,000,000 403,650,000 388,988,000 403,650,000 388,988,000 0 0 0 0                                  
Convertible Senior Notes due 2020       500,000,000 500,000,000 746,750,000 685,625,000 746,750,000 685,625,000 0 0 0 0                                  
Convertible Junior Subordinated Debentures       389,522,000 389,522,000 482,033,000 439,186,000 0 0 482,033,000 439,186,000 0 0                                  
Total Debt       $ 1,296,475,000 $ 1,317,405,000 $ 1,697,406,000 $ 1,599,790,000 $ 1,215,373,000 $ 1,160,604,000 $ 482,033,000 $ 439,186,000 $ 0 $ 0                                  
XML 60 R21.htm IDEA: XBRL DOCUMENT v2.4.0.8
Shareholders' Equity
 6 Months Ended
Jun. 30, 2014
Shareholders' Equity [Abstract]  
Shareholders' Equity
Note 14 – Shareholders’ Equity

In June 2013, we amended our Articles of Incorporation to increase our authorized common stock from 680 million shares to 1.0 billion shares.

In March 2013 we completed the public offering and sale of 135 million shares of our common stock at a price of $5.15 per share. We received net proceeds of approximately $663.3 million, after deducting underwriting discount and offering expenses. The shares of common stock sold were newly issued shares.

In March 2013 we also concurrently completed the sale of $500 million principal amount of 2% Convertible Senior Notes due in 2020.  For more information, see Note 3 – “Debt.”

We have a Shareholders Rights Agreement which was approved by shareholders (the “Agreement”) dated July 25, 2012, as amended through March 11, 2013, that seeks to diminish the risk that our ability to use our net operating losses (“NOLs”) to reduce potential future federal income tax obligations may become substantially limited and to deter certain abusive takeover practices. The benefit of the NOLs would be substantially limited, and the timing of the usage of the NOLs could be substantially delayed, if we were to experience an “ownership change” as defined by Section 382 of the Internal Revenue Code.

Under the Agreement each outstanding share of our Common Stock is accompanied by one Right. The Distribution Date occurs on the earlier of ten days after a public announcement that a person has become an Acquiring Person, or ten business days after a person announces or begins a tender offer in which consummation of such offer would result in a person becoming an Acquiring Person. An Acquiring Person is any person that becomes, by itself or together with its affiliates and associates, a beneficial owner of 5% or more of the shares of our Common Stock then outstanding, but excludes, among others, certain exempt and grandfathered persons as defined in the Agreement. The Rights are not exercisable until the Distribution Date. Each Right will initially entitle shareholders to buy one-tenth of one share of our Common Stock at a Purchase Price of $14 per full share (equivalent to $1.40 for each one-tenth share), subject to adjustment. Each exercisable Right (subject to certain limitations) will entitle its holder to purchase, at the Rights’ then-current Purchase Price, a number of our shares of Common Stock (or if after the Shares Acquisition Date, we are acquired in a business combination, common shares of the acquiror) having a market value at the time equal to twice the Purchase Price. The Rights will expire on August 1, 2015, or earlier as described in the Agreement. The Rights are redeemable at a price of $0.001 per Right at any time prior to the time a person becomes an Acquiring Person. Other than certain amendments, the Board of Directors may amend the Rights in any respect without the consent of the holders of the Rights.
XML 61 R26.htm IDEA: XBRL DOCUMENT v2.4.0.8
Investments (Tables)
 6 Months Ended
Jun. 30, 2014
Investments [Abstract]  
Amortized cost, gross unrealized gains and losses and fair value of investments portfolio
The amortized cost, gross unrealized gains and losses and fair value of the investment portfolio at June 30, 2014 and December 31, 2013 are shown below.

June 30, 2014
 
Amortized
Cost
  
Gross
Unrealized
Gains
  
Gross
Unrealized
Losses (1)
  
Fair
Value
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of  U.S. government corporations and agencies
 
$
483,205
  
$
2,540
  
$
(10,927
)
 
$
474,818
 
Obligations of U.S. states and political subdivisions
  
840,266
   
11,709
   
(3,605
)
  
848,370
 
Corporate debt securities
  
2,185,994
   
16,842
   
(7,065
)
  
2,195,771
 
Asset-backed securities
  
367,306
   
1,554
   
(54
)
  
368,806
 
Residential mortgage-backed securities
  
359,908
   
170
   
(12,588
)
  
347,490
 
Commercial mortgage-backed securities
  
274,102
   
1,336
   
(1,917
)
  
273,521
 
Collateralized loan obligations
  
61,338
   
-
   
(875
)
  
60,463
 
Debt securities issued by foreign sovereign governments
  
39,566
   
2,707
   
(44
)
  
42,229
 
Total debt securities
  
4,611,685
   
36,858
   
(37,075
)
  
4,611,468
 
Equity securities
  
2,949
   
69
   
(7
)
  
3,011
 
 
                
Total investment portfolio
 
$
4,614,634
  
$
36,927
  
$
(37,082
)
 
$
4,614,479
 

December 31, 2013
 
Amortized
Cost
  
Gross
Unrealized
Gains
  
Gross
Unrealized
Losses (1)
  
Fair
Value
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
663,642
  
$
1,469
  
$
(25,521
)
 
$
639,590
 
Obligations of U.S. states and political subdivisions
  
932,922
   
5,865
   
(17,420
)
  
921,367
 
Corporate debt securities
  
2,190,095
   
6,313
   
(24,993
)
  
2,171,415
 
Asset-backed securities
  
399,839
   
1,100
   
(453
)
  
400,486
 
Residential mortgage-backed securities
  
383,368
   
146
   
(24,977
)
  
358,537
 
Commercial mortgage-backed securities
  
277,920
   
131
   
(6,668
)
  
271,383
 
Collateralized loan obligations
  
61,337
   
-
   
(1,042
)
  
60,295
 
Debt securities issued by foreign sovereign governments
  
39,420
   
1,722
   
(290
)
  
40,852
 
Total debt securities
  
4,948,543
   
16,746
   
(101,364
)
  
4,863,925
 
Equity securities
  
2,908
   
9
   
(23
)
  
2,894
 
Total investment portfolio
 
$
4,951,451
  
$
16,755
  
$
(101,387
)
 
$
4,866,819
 
 
(1) At June 30, 2014 and December 31, 2013, there were no other-than-temporary impairment losses recorded in other comprehensive income.
Amortized cost and fair values of debt securities by contractual maturity
The amortized cost and fair values of debt securities at June 30, 2014, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.  Because most asset-backed and mortgage-backed securities and collateralized loan obligations provide for periodic payments throughout their lives, they are listed below in separate categories.

June 30, 2014
 
Amortized
Cost
  
Fair
Value
 
 
 
(In thousands)
 
 
 
  
 
Due in one year or less
 
$
434,813
  
$
436,114
 
Due after one year through five years
  
1,877,498
   
1,892,200
 
Due after five years through ten years
  
783,152
   
783,800
 
Due after ten years
  
453,568
   
449,074
 
 
        
 
 
$
3,549,031
  
$
3,561,188
 
 
        
Asset-backed securities
  
367,306
   
368,806
 
Residential mortgage-backed securities
  
359,908
   
347,490
 
Commercial mortgage-backed securities
  
274,102
   
273,521
 
Collateralized loan obligations
  
61,338
   
60,463
 
 
        
Total at June 30, 2014
 
$
4,611,685
  
$
4,611,468
 
Aging of the fair values of securities in an unrealized loss position
For those securities in an unrealized loss position, the length of time the securities were in such a position, as measured by their month-end fair values, is as follows:
 
 
 
Less Than 12 Months
  
12 Months or Greater
  
Total
 
June 30, 2014
 
Fair
Value
  
Unrealized
Losses
  
Fair
Value
  
Unrealized
Losses
  
Fair
Value
  
Unrealized
Losses
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
10,902
  
$
27
  
$
374,597
  
$
10,900
  
$
385,499
  
$
10,927
 
Obligations of U.S. states and political subdivisions
  
99,956
   
664
   
169,336
   
2,941
   
269,292
   
3,605
 
Corporate debt securities
  
397,503
   
964
   
277,677
   
6,101
   
675,180
   
7,065
 
Asset-backed securities
  
24,501
   
12
   
14,700
   
42
   
39,201
   
54
 
Residential mortgage-backed securities
  
-
   
-
   
328,343
   
12,588
   
328,343
   
12,588
 
Commercial mortgage-backed securities
  
61,372
   
456
   
104,802
   
1,461
   
166,174
   
1,917
 
Collateralized loan obligations
  
32,456
   
504
   
28,007
   
371
   
60,463
   
875
 
Debt securities issued by foreign sovereign governments
  
4,267
   
1
   
3,419
   
43
   
7,686
   
44
 
Equity securities
  
-
   
-
   
277
   
7
   
277
   
7
 
Total investment portfolio
 
$
630,957
  
$
2,628
  
$
1,301,158
  
$
34,454
  
$
1,932,115
  
$
37,082
 

 
 
Less Than 12 Months
  
12 Months or Greater
  
Total
 
December 31, 2013
 
Fair
Value
  
Unrealized Losses
  
Fair
Value
  
Unrealized Losses
  
Fair
Value
  
Unrealized Losses
 
 
 
(In thousands)
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
465,975
  
$
24,980
  
$
4,103
  
$
541
  
$
470,078
  
$
25,521
 
Obligations of U.S. states and political subdivisions
  
503,967
   
17,370
   
4,226
   
50
   
508,193
   
17,420
 
Corporate debt securities
  
1,238,211
   
20,371
   
81,593
   
4,622
   
1,319,804
   
24,993
 
Asset-backed securities
  
126,991
   
387
   
7,114
   
66
   
134,105
   
453
 
Residential mortgage-backed securities
  
91,534
   
3,886
   
265,827
   
21,091
   
357,361
   
24,977
 
Commercial mortgage-backed securities
  
192,440
   
6,239
   
43,095
   
429
   
235,535
   
6,668
 
Collateralized loan obligations
  
60,295
   
1,042
   
-
   
-
   
60,295
   
1,042
 
Debt securities issued by foreign sovereign governments
  
7,203
   
290
   
-
   
-
   
7,203
   
290
 
Equity securities
  
1,012
   
18
   
75
   
5
   
1,087
   
23
 
Total investment portfolio
 
$
2,687,628
  
$
74,583
  
$
406,033
  
$
26,804
  
$
3,093,661
  
$
101,387
 
Net realized investment gains (losses) and OTTI on investments
The net realized investment gains (losses) and OTTI on the investment portfolio are as follows:
 
 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
(In thousands)
 
Net realized investment gains (losses) and OTTI on investments:
 
  
  
  
 
Fixed maturities
 
$
360
  
$
1,891
  
$
126
  
$
3,148
 
Equity securities
  
162
   
594
   
165
   
596
 
 
                
 
 
$
522
  
$
2,485
  
$
291
  
$
3,744
 

 
 
Three Months Ended
June 30,
  
Six Months Ended
June 30,
 
 
 
2014
  
2013
  
2014
  
2013
 
 
(In thousands)
 
Net realized investment gains (losses) and OTTI on investments:
 
  
  
  
 
Gains on sales
 
$
1,307
  
$
3,027
  
$
2,112
  
$
4,961
 
Losses on sales
  
(785
)
  
(542
)
  
(1,821
)
  
(1,217
)
 
                
 
 
$
522
  
$
2,485
  
$
291
  
$
3,744
 
XML 62 R49.htm IDEA: XBRL DOCUMENT v2.4.0.8
Statutory Capital (Details) (USD $)
 6 Months Ended
Jun. 30, 2014
Jurisdiction
Dec. 31, 2013
Related Party Transaction [Line Items]    
Number of jurisdictions with risk-to-capital requirements 16  
Statutory capital requirements [Abstract]    
Maximum permitted risk-to-capital ratio commonly applied 25 to 1  
Risk-to-capital ratio on a combined basis at end of period 17.3 to 1  
Percentage of surplus as regards policyholders (in hundredths) 10.00%  
Statutory deferred tax assets admitted $ 136,000,000 $ 138,000,000
Mortgage Guaranty Insurance Corporation [Member]
    
Statutory capital requirements [Abstract]    
Risk to capital ratio at end of period 15.2 to 1  
Amount of policyholders position above or below required MPP 555,000,000  
Amount of required MPP 1,000,000,000  
MGIC Indemnity Corporation [Member]
    
Statutory capital requirements [Abstract]    
Statutory capital of subsidiary 463,000,000  
Risk in force, net of reinsurance, of subsidiary $ 573,000,000  
XML 63 R41.htm IDEA: XBRL DOCUMENT v2.4.0.8
Fair Value Measurements, Unobservable Input Reconciliation (Details) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Obligations of U.S. States and Political Subdivisions [Member]
        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Balance at beginning of period $ 2,378 $ 2,957 $ 2,423 $ 3,130
Total realized/unrealized gains (losses) [Abstract]        
Included in earnings and reported as realized investment gains (losses), net       0
Included in earnings and reported as losses incurred, net 0 0 0 0
Purchases 0 0 30 30
Sales (147) (146) (222) (349)
Transfers into Level 3 0 0 0 0
Transfers out of Level 3 0 0 0 0
Balance at end of period 2,231 2,811 2,231 2,811
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014 0 0 0 0
Corporate Debt Securities [Member]
        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Balance at beginning of period   0   17,114
Total realized/unrealized gains (losses) [Abstract]        
Included in earnings and reported as realized investment gains (losses), net       (225)
Included in earnings and reported as losses incurred, net   0   0
Purchases   0   0
Sales   0   (16,889)
Transfers into Level 3   0   0
Transfers out of Level 3   0   0
Balance at end of period   0   0
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014   0   0
Equity Securities [Member]
        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Balance at beginning of period 321 321 321 321
Total realized/unrealized gains (losses) [Abstract]        
Included in earnings and reported as realized investment gains (losses), net       0
Included in earnings and reported as losses incurred, net 0 0 0 0
Purchases 0 0 0 0
Sales 0 0 0 0
Transfers into Level 3 0 0 0 0
Transfers out of Level 3 0 0 0 0
Balance at end of period 321 321 321 321
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014 0 0 0 0
Total Investments [Member]
        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Balance at beginning of period 2,699 3,278 2,744 20,565
Total realized/unrealized gains (losses) [Abstract]        
Included in earnings and reported as realized investment gains (losses), net       (225)
Included in earnings and reported as losses incurred, net 0 0 0 0
Purchases 0 0 30 30
Sales (147) (146) (222) (17,238)
Transfers into Level 3 0 0 0 0
Transfers out of Level 3 0 0 0 0
Balance at end of period 2,552 3,132 2,552 3,132
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014 0 0 0 0
Real Estate Acquired [Member]
        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]        
Balance at beginning of period 11,137 7,524 13,280 3,463
Total realized/unrealized gains (losses) [Abstract]        
Included in earnings and reported as realized investment gains (losses), net       0
Included in earnings and reported as losses incurred, net (1,157) (1,000) (2,316) (2,302)
Purchases 11,367 9,530 19,377 17,544
Sales (10,543) (7,313) (19,537) (9,964)
Transfers into Level 3 0 0 0 0
Transfers out of Level 3 0 0 0 0
Balance at end of period 10,804 8,741 10,804 8,741
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014 $ 0 $ 0 $ 0 $ 0
XML 64 R5.htm IDEA: XBRL DOCUMENT v2.4.0.8
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) [Abstract]        
Net income (loss) $ 45,522 $ 12,375 $ 105,504 $ (60,555)
Other comprehensive income (loss), net of tax (note 9):        
Change in unrealized investment gains and losses (note 7) 44,501 (98,119) 84,099 (108,073)
Benefit plan adjustments (1,980) 0 (3,466) 0
Foreign currency translation adjustment 587 (12,512) 1,840 (12,196)
Other comprehensive income (loss), net of tax 43,108 (110,631) 82,473 (120,269)
Comprehensive income (loss) $ 88,630 $ (98,256) $ 187,977 $ (180,824)
XML 65 R10.htm IDEA: XBRL DOCUMENT v2.4.0.8
Debt
 6 Months Ended
Jun. 30, 2014
Debt [Abstract]  
Debt
Note 3 – Debt

5.375% Senior Notes – due November 2015

At June 30, 2014 and December 31, 2013 we had outstanding $62.0 million and $82.9 million, respectively, of 5.375% Senior Notes due in November 2015. In February 2014, we repurchased $20.9 million in par value of these notes at a cost slightly above par. Interest on these notes is payable semi-annually in arrears on May 1 and November 1 of each year. These Senior Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the notes, which are contained in the Indenture, dated as of October 15, 2000, between us and U.S. Bank, National Association, as trustee, and in an Officer's Certificate dated as of October 4, 2005, which specifies the interest rate, maturity date and other terms of the Senior Notes.

Scheduled interest payments on the Senior Notes were $1.7 million and $2.8 million for the six months ended June 30, 2014 and 2013, respectively. In the first quarter of 2014, we also paid $0.3 million in interest related to our repurchase discussed above.

5% Convertible Senior Notes – due May 2017

At June 30, 2014 and December 31, 2013 we had outstanding $345 million principal amount of 5% Convertible Senior Notes due in May 2017. Interest on the 5% Notes is payable semi-annually in arrears on May 1 and November 1 of each year.

The 5% Notes are convertible, at the holder's option, at an initial conversion rate, which is subject to adjustment, of 74.4186 shares per $1,000 principal amount at any time prior to the maturity date. This represents an initial conversion price of approximately $13.44 per share. These 5% Notes will be equal in right of payment to our other senior debt and will be senior in right of payment to our existing Convertible Junior Debentures, discussed below. Debt issuance costs are being amortized to interest expense over the contractual life of the 5% Notes. These 5% Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the notes, which are contained in the Supplemental Indenture, dated as of April 26, 2010, between us and U.S. Bank National Association, as trustee, and the Indenture dated as of October 15, 2000, between us and the trustee.

Interest payments on the 5% Notes were $8.6 million in each of the six months ended June 30, 2014 and 2013.

2% Convertible Senior Notes – due April 2020

At June 30, 2014 and December 31, 2013, we had outstanding $500 million principal amount of 2% Convertible Senior Notes due in 2020 which we issued in March 2013. We received net proceeds of approximately $484.6 million after deducting underwriting discount and offering expenses. Interest on the 2% Notes is payable semi-annually in arrears on April 1 and October 1 of each year. The 2% Notes will mature on April 1, 2020, unless earlier repurchased by us or converted. Prior to January 1, 2020, the 2% Convertible Senior Notes are convertible only upon satisfaction of one or more conditions. One such condition is that during any calendar quarter commencing after March 31, 2014, the last reported sale price of our common stock for each of at least 20 trading days during the 30 consecutive trading days ending on, and including, the last trading day of the immediately preceding calendar quarter be greater than or equal to 130% of the applicable conversion price on each applicable trading day. The notes are convertible at an initial conversion rate, which is subject to adjustment, of 143.8332 shares per $1,000 principal amount. This represents an initial conversion price of approximately $6.95 per share. 130% of such conversion price is $9.03. On or after January 1, 2020, holders may convert their notes irrespective of satisfaction of the conditions. These 2% Notes will be equal in right of payment to our other senior debt and will be senior in right of payment to our existing Convertible Junior Debentures. Debt issuance costs are being amortized to interest expense over the contractual life of the 2% Notes. Prior to April 10, 2017, the notes will not be redeemable. On any business day on or after April 10, 2017 we may redeem for cash all or part of the notes, at our option, at a redemption price equal to 100% of the principal amount of the notes being redeemed, plus any accrued and unpaid interest, if the closing sale price of our common stock exceeds 130% of the then prevailing conversion price of the notes for at least 20 of the 30 trading days preceding notice of the redemption.
 
These 2% Notes are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the notes, which are contained in the Second Supplemental Indenture, dated March 12, 2013, between us and U.S. Bank National Association, as trustee, and the Indenture dated as of October 15, 2000, between us and the trustee.

Interest payments on the 2% Notes were $5.0 million for the six months ended June 30, 2014. There were no scheduled interest payments on the 2% Notes for the six months ended June 30, 2013.

9% Convertible Junior Subordinated Debentures – due April 2063

At June 30, 2014 and December 31, 2013 we had outstanding $389.5 million principal amount of 9% Convertible Junior Subordinated Debentures due in 2063 (the “debentures”). The debentures rank junior to all of our existing and future senior indebtedness.

Interest on the debentures is payable semi-annually in arrears on April 1 and October 1 of each year. As long as no event of default with respect to the debentures has occurred and is continuing, we may defer interest, under an optional deferral provision, for one or more consecutive interest periods up to ten years without giving rise to an event of default. Deferred interest will accrue additional interest at the rate then applicable to the debentures. During an optional deferral period we may not pay or declare dividends on our common stock.

Interest on the debentures that would have been payable on the scheduled interest payment date of October 1, 2012 had been deferred. During the deferral period the deferred interest continued to accrue and compound semi-annually at an annual rate of 9%.

On April 1, 2013 we paid the deferred interest payment, including the compound interest. The interest payment, totaling approximately $18.3 million, was made from the net proceeds of our March 2013 common stock offering. We also paid the regular April 1, 2013 interest payment due on the debentures of approximately $17.5 million, and we remain current on all interest payments due. We continue to have the right to defer interest that is payable on subsequent scheduled interest payment dates. Any deferral of such interest would be on terms equivalent to those described above.

These debentures are described in our Annual Report on Form 10-K for the year ended December 31, 2013. That description is qualified in its entirety by the terms of the debentures, which are contained in the Indenture, dated as of March 28, 2008, between us and U.S. Bank National Association, as trustee.
 
We may redeem the debentures in whole or in part from time to time, at our option, at a redemption price equal to 100% of the principal amount of the debentures being redeemed, plus any accrued and unpaid interest, if the closing sale price of our common stock exceeds 130% of the then prevailing conversion price of the debentures for at least 20 of the 30 trading days preceding notice of the redemption.

The debentures are currently convertible, at the holder's option, at an initial conversion rate, which is subject to adjustment, of 74.0741 common shares per $1,000 principal amount of debentures at any time prior to the maturity date. This represents an initial conversion price of approximately $13.50 per share. If a holder elects to convert their debentures, deferred interest owed on the debentures being converted is also converted into shares of our common stock. The conversion rate for any deferred interest is based on the average price that our shares traded at during a 5-day period immediately prior to the election to convert. In lieu of issuing shares of common stock upon conversion of the debentures, we may, at our option, make a cash payment to converting holders for all or some of the shares of our common stock otherwise issuable upon conversion.

Interest payments on the debentures were $17.5 million and $35.8 million for the six months ended June 30, 2014 and 2013, respectively.
 
All debt

The par value and fair value of our debt at June 30, 2014 and December 31, 2013 appears in the table below.

 
 
Par Value
  
Total Fair
Value
  
Quoted Prices in
Active Markets
for Identical
Assets (Level 1)
  
Significant
Other
Observable
Inputs
(Level 2)
  
Significant
Unobservable
Inputs
(Level 3)
 
 
 
(In thousands)
 
June 30, 2014
 
  
  
  
  
 
Liabilities:
 
  
  
  
  
 
Senior Notes
 
$
61,953
  
$
64,973
  
$
64,973
  
$
-
  
$
-
 
Convertible Senior Notes due 2017
  
345,000
   
403,650
   
403,650
   
-
   
-
 
Convertible Senior Notes due 2020
  
500,000
   
746,750
   
746,750
   
-
   
-
 
Convertible Junior Subordinated Debentures
  
389,522
   
482,033
   
-
   
482,033
   
-
 
Total Debt
 
$
1,296,475
  
$
1,697,406
  
$
1,215,373
  
$
482,033
  
$
-
 
 
                    
December 31, 2013
                    
Liabilities:
                    
Senior Notes
 
$
82,883
  
$
85,991
  
$
85,991
  
$
-
  
$
-
 
Convertible Senior Notes due 2017
  
345,000
   
388,988
   
388,988
   
-
   
-
 
Convertible Senior Notes due 2020
  
500,000
   
685,625
   
685,625
   
-
   
-
 
Convertible Junior Subordinated Debentures
  
389,522
   
439,186
   
-
   
439,186
   
-
 
Total Debt
 
$
1,317,405
  
$
1,599,790
  
$
1,160,604
  
$
439,186
  
$
-
 

The fair value of our Senior Notes and Convertible Senior Notes was determined using publicly available trade information and those notes are considered Level 1 securities as described in Note 8 – “Fair Value Measurements.” The fair value of our debentures was determined using available pricing for these debentures or similar instruments and our debentures are considered Level 2 securities as described in Note 8 – “Fair Value Measurements.”

The Senior Notes, Convertible Senior Notes and Convertible Junior Debentures are obligations of our holding company, MGIC Investment Corporation, and not of its subsidiaries. At June 30, 2014, we had approximately $515 million in cash and investments at our holding company. The net unrealized losses on our holding company investment portfolio were approximately $2.8 million at June 30, 2014. The modified duration of the holding company investment portfolio, excluding cash and cash equivalents, was 3.4 years at June 30, 2014.
XML 66 R27.htm IDEA: XBRL DOCUMENT v2.4.0.8
Fair Value Measurements (Tables)
 6 Months Ended
Jun. 30, 2014
Fair Value Measurements [Abstract]  
Fair value measurements for items measured at fair value
Fair value measurements for assets measured at fair value included the following as of June 30, 2014 and December 31, 2013:

 
 
Fair Value
  
Quoted Prices in
Active Markets for
Identical Assets
(Level 1)
  
Significant Other
Observable Inputs
(Level 2)
  
Significant
Unobservable
Inputs
(Level 3)
 
 
 
(In thousands)
 
June 30, 2014
 
  
  
  
 
 
 
  
  
  
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
474,818
  
$
474,818
  
$
-
  
$
-
 
Obligations of U.S. states and political subdivisions
  
848,370
   
-
   
846,139
   
2,231
 
Corporate debt securities
  
2,195,771
   
-
   
2,195,771
   
-
 
Asset-backed securities
  
368,806
   
-
   
368,806
   
-
 
Residential mortgage-backed securities
  
347,490
   
-
   
347,490
   
-
 
Commercial mortgage-backed securities
  
273,521
   
-
   
273,521
   
-
 
Collateralized loan obligations
  
60,463
   
-
   
60,463
   
-
 
Debt securities issued by foreign sovereign governments
  
42,229
   
42,229
   
-
   
-
 
Total debt securities
  
4,611,468
   
517,047
   
4,029,190
   
2,231
 
Equity securities
  
3,011
   
2,690
   
-
   
321
 
Total investments
 
$
4,614,479
  
$
519,737
  
$
4,029,190
  
$
2,552
 
Real estate acquired (1)
 
$
10,804
  
$
-
  
$
-
  
$
10,804
 
 
 
 
Fair Value
  
Quoted Prices in
Active Markets for
Identical Assets
(Level 1)
  
Significant Other
Observable Inputs
(Level 2)
  
Significant
Unobservable
Inputs
(Level 3)
 
 
 
(In thousands)
 
 
 
  
  
  
 
December 31, 2013
 
  
  
  
 
 
 
  
  
  
 
U.S. Treasury securities and obligations of U.S. government corporations and agencies
 
$
639,590
  
$
639,590
  
$
-
  
$
-
 
Obligations of U.S. states and political subdivisions
  
921,367
   
-
   
918,944
   
2,423
 
Corporate debt securities
  
2,171,415
   
-
   
2,171,415
   
-
 
Asset-backed securities
  
400,486
   
-
   
400,486
   
-
 
Residential mortgage-backed securities
  
358,537
   
-
   
358,537
   
-
 
Commercial mortgage-backed securities
  
271,383
   
-
   
271,383
   
-
 
Collateralized loan obligations
  
60,295
   
-
   
60,295
   
-
 
Debt securities issued by foreign sovereign governments
  
40,852
   
40,852
   
-
   
-
 
Total debt securities
  
4,863,925
   
680,442
   
4,181,060
   
2,423
 
Equity securities
  
2,894
   
2,573
   
-
   
321
 
Total investments
 
$
4,866,819
  
$
683,015
  
$
4,181,060
  
$
2,744
 
Real estate acquired (1)
 
$
13,280
  
$
-
  
$
-
  
$
13,280
 
 
(1) Real estate acquired through claim settlement, which is held for sale, is reported in Other Assets on the consolidated balance sheet.
Reconciliation of beginning and ending balance for assets and liabilities measured at fair value with significant unobservable inputs (level 3)
For assets measured at fair value using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances for the three and six months ended June 30, 2014 and 2013 is as follows:
 
 
 
Obligations of U.S.
States and Political
Subdivisions
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at March 31, 2014
 
$
2,378
  
$
321
  
$
2,699
  
$
11,137
 
Total realized/unrealized gains (losses):
             
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
(1,157
)
Purchases
  
-
   
-
   
-
   
11,367
 
Sales
  
(147
)
  
-
   
(147
)
  
(10,543
)
Transfers into Level 3
  
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
 
Balance at June 30, 2014
 
$
2,231
  
$
321
  
$
2,552
  
$
10,804
 
 
                
Amount of total losses included in earnings for the three months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014
 
$
-
  
$
-
  
$
-
  
$
-
 

 
 
Obligations of U.S.
States and Political
Subdivisions
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at December 31, 2013
 
$
2,423
  
$
321
  
$
2,744
  
$
13,280
 
Total realized/unrealized gains (losses):
             
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
(2,316
)
Purchases
  
30
   
-
   
30
   
19,377
 
Sales
  
(222
)
  
-
   
(222
)
  
(19,537
)
Transfers into Level 3
  
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
 
Balance at June 30, 2014
 
$
2,231
  
$
321
  
$
2,552
  
$
10,804
 
 
                
Amount of total losses included in earnings for the six months ended June 30, 2014 attributable to the change in unrealized losses on assets still held at June 30, 2014
 
$
-
  
$
-
  
$
-
  
$
-
 
 
 
 
Obligations of U.S.
States and Political
Subdivisions
  
Corporate Debt
Securities
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at March 31, 2013
 
$
2,957
  
$
-
  
$
321
  
$
3,278
  
$
7,524
 
Total realized/unrealized gains (losses):
                 
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
-
   
(1,000
)
Purchases
  
-
   
-
   
-
   
-
   
9,530
 
Sales
  
(146
)
  
-
   
-
   
(146
)
  
(7,313
)
Transfers into Level 3
  
-
   
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
   
-
 
Balance at June 30, 2013
 
$
2,811
  
$
-
  
$
321
  
$
3,132
  
$
8,741
 
 
                    
Amount of total losses included in earnings for the three months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 

 
 
Obligations of U.S.
States and Political
Subdivisions
  
Corporate Debt
Securities
  
Equity
Securities
  
Total
Investments
  
Real Estate
Acquired
 
 
 
(In thousands)
 
Balance at December 31, 2012
 
$
3,130
  
$
17,114
  
$
321
  
$
20,565
  
$
3,463
 
Total realized/unrealized gains (losses):
                 
Included in earnings and reported as realized investment gains (losses), net
  
-
   
(225
)
  
-
   
(225
)
  
-
 
Included in earnings and reported as losses incurred, net
  
-
   
-
   
-
   
-
   
(2,302
)
Purchases
  
30
   
-
   
-
   
30
   
17,544
 
Sales
  
(349
)
  
(16,889
)
  
-
   
(17,238
)
  
(9,964
)
Transfers into Level 3
  
-
   
-
   
-
   
-
   
-
 
Transfers out of Level 3
  
-
   
-
   
-
   
-
   
-
 
Balance at June 30, 2013
 
$
2,811
  
$
-
  
$
321
  
$
3,132
  
$
8,741
 
 
                    
Amount of total losses included in earnings for the six months ended June 30, 2013 attributable to the change in unrealized losses on assets still held at June 30, 2013
 
$
-
  
$
-
  
$
-
  
$
-
  
$
-
 
XML 67 FilingSummary.xml IDEA: XBRL DOCUMENT 2.4.0.8 Html 299 352 1 true 49 0 false 11 false false R1.htm 000100 - Document - Document and Entity Information Sheet http://mgic.com/role/DocumentAndEntityInformation Document and Entity Information true false R2.htm 010000 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited) Sheet http://mgic.com/role/ConsolidatedBalanceSheetsUnaudited CONSOLIDATED BALANCE SHEETS (Unaudited) false false R3.htm 010100 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) Sheet http://mgic.com/role/ConsolidatedBalanceSheetsUnauditedParenthetical CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) false false R4.htm 020000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) Sheet http://mgic.com/role/ConsolidatedStatementsOfOperationsUnaudited CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) false false R5.htm 030000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) Sheet http://mgic.com/role/ConsolidatedStatementsOfComprehensiveIncomeUnaudited CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) false false R6.htm 040000 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) Sheet http://mgic.com/role/ConsolidatedStatementsOfShareholdersEquityUnaudited CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) false false R7.htm 050000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) Sheet http://mgic.com/role/ConsolidatedStatementsOfCashFlowsUnaudited CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) false false R8.htm 060100 - Disclosure - Nature of Business and Basis of Presentation Sheet http://mgic.com/role/NatureOfBusinessAndBasisOfPresentation Nature of Business and Basis of Presentation false false R9.htm 060200 - Disclosure - New Accounting Guidance Sheet http://mgic.com/role/NewAccountingGuidance New Accounting Guidance false false R10.htm 060300 - Disclosure - Debt Sheet http://mgic.com/role/Debt Debt false false R11.htm 060400 - Disclosure - Reinsurance Sheet http://mgic.com/role/Reinsurance Reinsurance false false R12.htm 060500 - Disclosure - Litigation and Contingencies Sheet http://mgic.com/role/LitigationAndContingencies Litigation and Contingencies false false R13.htm 060600 - Disclosure - Earnings (Loss) per Share Sheet http://mgic.com/role/EarningsLossPerShare Earnings (Loss) per Share false false R14.htm 060700 - Disclosure - Investments Sheet http://mgic.com/role/Investments Investments false false R15.htm 060800 - Disclosure - Fair Value Measurements Sheet http://mgic.com/role/FairValueMeasurements Fair Value Measurements false false R16.htm 060900 - Disclosure - Other Comprehensive Income Sheet http://mgic.com/role/OtherComprehensiveIncome Other Comprehensive Income false false R17.htm 061000 - Disclosure - Benefit Plans Sheet http://mgic.com/role/BenefitPlans Benefit Plans false false R18.htm 061100 - Disclosure - Income Taxes Sheet http://mgic.com/role/IncomeTaxes Income Taxes false false R19.htm 061200 - Disclosure - Loss Reserves Sheet http://mgic.com/role/LossReserves Loss Reserves false false R20.htm 061300 - Disclosure - Premium Deficiency Reserve Sheet http://mgic.com/role/PremiumDeficiencyReserve Premium Deficiency Reserve false false R21.htm 061400 - Disclosure - Shareholders' Equity Sheet http://mgic.com/role/ShareholdersEquity Shareholders' Equity false false R22.htm 061500 - Disclosure - Statutory Capital Sheet http://mgic.com/role/StatutoryCapital Statutory Capital false false R23.htm 080300 - Disclosure - Debt (Tables) Sheet http://mgic.com/role/DebtTables Debt (Tables) false false R24.htm 080400 - Disclosure - Reinsurance (Tables) Sheet http://mgic.com/role/ReinsuranceTables Reinsurance (Tables) false false R25.htm 080600 - Disclosure - Earnings (Loss) per Share (Tables) Sheet http://mgic.com/role/EarningsLossPerShareTables Earnings (Loss) per Share (Tables) false false R26.htm 080700 - Disclosure - Investments (Tables) Sheet http://mgic.com/role/InvestmentsTables Investments (Tables) false false R27.htm 080800 - Disclosure - Fair Value Measurements (Tables) Sheet http://mgic.com/role/FairValueMeasurementsTables Fair Value Measurements (Tables) false false R28.htm 080900 - Disclosure - Other Comprehensive Income (Tables) Sheet http://mgic.com/role/OtherComprehensiveIncomeTables Other Comprehensive Income (Tables) false false R29.htm 081000 - Disclosure - Benefit Plans (Tables) Sheet http://mgic.com/role/BenefitPlansTables Benefit Plans (Tables) false false R30.htm 081100 - Disclosure - Income Taxes (Tables) Sheet http://mgic.com/role/IncomeTaxesTables Income Taxes (Tables) false false R31.htm 081200 - Disclosure - Loss Reserves (Tables) Sheet http://mgic.com/role/LossReservesTables Loss Reserves (Tables) false false R32.htm 081300 - Disclosure - Premium Deficiency Reserve (Tables) Sheet http://mgic.com/role/PremiumDeficiencyReserveTables Premium Deficiency Reserve (Tables) false false R33.htm 090100 - Disclosure - Nature of Business and Basis of Presentation (Details) Sheet http://mgic.com/role/NatureOfBusinessAndBasisOfPresentationDetails Nature of Business and Basis of Presentation (Details) false false R34.htm 090300 - Disclosure - Debt (Details) Sheet http://mgic.com/role/DebtDetails Debt (Details) false false R35.htm 090400 - Disclosure - Reinsurance (Details) Sheet http://mgic.com/role/ReinsuranceDetails Reinsurance (Details) false false R36.htm 090500 - Disclosure - Litigation and Contingencies (Details) Sheet http://mgic.com/role/LitigationAndContingenciesDetails Litigation and Contingencies (Details) false false R37.htm 090600 - Disclosure - Earnings (Loss) per Share (Details) Sheet http://mgic.com/role/EarningsLossPerShareDetails Earnings (Loss) per Share (Details) false false R38.htm 090700 - Disclosure - Investments (Details) Sheet http://mgic.com/role/InvestmentsDetails Investments (Details) false false R39.htm 090702 - Disclosure - Investments, Gain (Loss) on Investments (Details) Sheet http://mgic.com/role/InvestmentsGainLossOnInvestmentsDetails Investments, Gain (Loss) on Investments (Details) false false R40.htm 090800 - Disclosure - Fair Value Measurements (Details) Sheet http://mgic.com/role/FairValueMeasurementsDetails Fair Value Measurements (Details) false false R41.htm 090802 - Disclosure - Fair Value Measurements, Unobservable Input Reconciliation (Details) Sheet http://mgic.com/role/FairValueMeasurementsUnobservableInputReconciliationDetails Fair Value Measurements, Unobservable Input Reconciliation (Details) false false R42.htm 090900 - Disclosure - Other Comprehensive Income (Details) Sheet http://mgic.com/role/OtherComprehensiveIncomeDetails Other Comprehensive Income (Details) false false R43.htm 091000 - Disclosure - Benefit Plans (Details) Sheet http://mgic.com/role/BenefitPlansDetails Benefit Plans (Details) false false R44.htm 091100 - Disclosure - Income Taxes (Details) Sheet http://mgic.com/role/IncomeTaxesDetails Income Taxes (Details) false false R45.htm 091200 - Disclosure - Loss Reserves (Details) Sheet http://mgic.com/role/LossReservesDetails Loss Reserves (Details) false false R46.htm 091202 - Disclosure - Loss Reserves, Change in Liability and Claims Adjustment Expense (Details) Sheet http://mgic.com/role/LossReservesChangeInLiabilityAndClaimsAdjustmentExpenseDetails Loss Reserves, Change in Liability and Claims Adjustment Expense (Details) false false R47.htm 091300 - Disclosure - Premium Deficiency Reserve (Details) Sheet http://mgic.com/role/PremiumDeficiencyReserveDetails Premium Deficiency Reserve (Details) false false R48.htm 091400 - Disclosure - Shareholders' Equity (Details) Sheet http://mgic.com/role/ShareholdersEquityDetails Shareholders' Equity (Details) false false R49.htm 091500 - Disclosure - Statutory Capital (Details) Sheet http://mgic.com/role/StatutoryCapitalDetails Statutory Capital (Details) false false All Reports Book All Reports Element mtg_MitigationOfPaidLossesByRescissionOfPolicies had a mix of decimals attribute values: -8 -6. Element mtg_PremiumDeficiencyReserve had a mix of decimals attribute values: -6 -3. Element us-gaap_CommonStockSharesAuthorized had a mix of decimals attribute values: -6 -3. Element us-gaap_DebtInstrumentFaceAmount had a mix of decimals attribute values: -6 -5. Element us-gaap_InterestPaid had a mix of decimals attribute values: -6 -5. Element us-gaap_ProceedsFromConvertibleDebt had a mix of decimals attribute values: -5 -3. Element us-gaap_ProceedsFromIssuanceOfCommonStock had a mix of decimals attribute values: -5 -3. Element us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense had a mix of decimals attribute values: -6 -3. 'Monetary' elements on report '090100 - Disclosure - Nature of Business and Basis of Presentation (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '090300 - Disclosure - Debt (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '090400 - Disclosure - Reinsurance (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '090500 - Disclosure - Litigation and Contingencies (Details)' had a mix of different decimal attribute values. 'Shares' elements on report '090600 - Disclosure - Earnings (Loss) per Share (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '090700 - Disclosure - Investments (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '091100 - Disclosure - Income Taxes (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '091202 - Disclosure - Loss Reserves, Change in Liability and Claims Adjustment Expense (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '091300 - Disclosure - Premium Deficiency Reserve (Details)' had a mix of different decimal attribute values. 'Shares' elements on report '091400 - Disclosure - Shareholders' Equity (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '091400 - Disclosure - Shareholders' Equity (Details)' had a mix of different decimal attribute values. 'Monetary' elements on report '091500 - Disclosure - Statutory Capital (Details)' had a mix of different decimal attribute values. Process Flow-Through: 010000 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited) Process Flow-Through: Removing column 'Mar. 31, 2014' Process Flow-Through: Removing column 'Jun. 30, 2013' Process Flow-Through: Removing column 'Mar. 31, 2013' Process Flow-Through: Removing column 'Dec. 31, 2012' Process Flow-Through: 010100 - Statement - CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) Process Flow-Through: Removing column 'Jun. 30, 2013' Process Flow-Through: 020000 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) Process Flow-Through: 030000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) Process Flow-Through: 050000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) mtg-20140630.xml mtg-20140630.xsd mtg-20140630_cal.xml mtg-20140630_def.xml mtg-20140630_lab.xml mtg-20140630_pre.xml true true XML 68 R38.htm IDEA: XBRL DOCUMENT v2.4.0.8
Investments (Details) (USD $)
 6 Months Ended 12 Months Ended
Jun. 30, 2014
Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost $ 4,614,634,000 $ 4,951,451,000
Gross Unrealized Gains 36,927,000 16,755,000
Gross Unrealized Losses (37,082,000) [1] (101,387,000) [1]
Fair Value 4,614,479,000 4,866,819,000
Percentage of foreign investments held in government and semi-government securities (in hundredths) 84.00%  
Percentage of foreign investments held in corporate securities (in hundredths) 9.00%  
Percentage of foreign investments held in cash equivalents (in hundredths) 7.00%  
Percentage of Australian portfolio rated AAA (in hundredths) 78.00%  
Percentage of Australian portfolio rated AA (in hundredths) 22.00%  
Gross unrealized (gains) losses 37,100,000 101,400,000
Maturities, Amortized Cost [Abstract]    
Due in one year or less 434,813,000  
Due after one year through five years 1,877,498,000  
Due after five years through ten years 783,152,000  
Due after ten years 453,568,000  
Total debt securities with single maturity date 3,549,031,000  
Total at end of period 4,611,685,000 4,948,543,000
Maturities, Fair Value [Abstract]    
Due in one year or less 436,114,000  
Due after one year through five years 1,892,200,000  
Due after five years through ten years 783,800,000  
Due after ten years 449,074,000  
Total debt securities with single maturity date 3,561,188,000  
Total at end of period 4,611,468,000 4,863,925,000
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 630,957,000 2,687,628,000
12 months or greater 1,301,158,000 406,033,000
Total investment portfolio 1,932,115,000 3,093,661,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 2,628,000 74,583,000
12 months or greater 34,454,000 26,804,000
Total investment portfolio 37,082,000 101,387,000
U.S. Treasury securities and obligations of U.S. government corporations and agencies [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 483,205,000 663,642,000
Gross Unrealized Gains 2,540,000 1,469,000
Gross Unrealized Losses (10,927,000) [1] (25,521,000) [1]
Fair Value 474,818,000 639,590,000
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 10,902,000 465,975,000
12 months or greater 374,597,000 4,103,000
Total investment portfolio 385,499,000 470,078,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 27,000 24,980,000
12 months or greater 10,900,000 541,000
Total investment portfolio 10,927,000 25,521,000
Obligations of U.S. states and political subdivisions [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 840,266,000 932,922,000
Gross Unrealized Gains 11,709,000 5,865,000
Gross Unrealized Losses (3,605,000) [1] (17,420,000) [1]
Fair Value 848,370,000 921,367,000
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 99,956,000 503,967,000
12 months or greater 169,336,000 4,226,000
Total investment portfolio 269,292,000 508,193,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 664,000 17,370,000
12 months or greater 2,941,000 50,000
Total investment portfolio 3,605,000 17,420,000
Corporate debt securities [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 2,185,994,000 2,190,095,000
Gross Unrealized Gains 16,842,000 6,313,000
Gross Unrealized Losses (7,065,000) [1] (24,993,000) [1]
Fair Value 2,195,771,000 2,171,415,000
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 397,503,000 1,238,211,000
12 months or greater 277,677,000 81,593,000
Total investment portfolio 675,180,000 1,319,804,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 964,000 20,371,000
12 months or greater 6,101,000 4,622,000
Total investment portfolio 7,065,000 24,993,000
Asset-backed securities [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 367,306,000 399,839,000
Gross Unrealized Gains 1,554,000 1,100,000
Gross Unrealized Losses (54,000) [1] (453,000) [1]
Fair Value 368,806,000 400,486,000
Maturities, Amortized Cost [Abstract]    
Debt securities without single maturity date 367,306,000  
Maturities, Fair Value [Abstract]    
Debt securities without single maturity date 368,806,000  
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 24,501,000 126,991,000
12 months or greater 14,700,000 7,114,000
Total investment portfolio 39,201,000 134,105,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 12,000 387,000
12 months or greater 42,000 66,000
Total investment portfolio 54,000 453,000
Residential mortgage-backed securities [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 359,908,000 383,368,000
Gross Unrealized Gains 170,000 146,000
Gross Unrealized Losses (12,588,000) [1] (24,977,000) [1]
Fair Value 347,490,000 358,537,000
Maturities, Amortized Cost [Abstract]    
Debt securities without single maturity date 359,908,000  
Maturities, Fair Value [Abstract]    
Debt securities without single maturity date 347,490,000  
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 0 91,534,000
12 months or greater 328,343,000 265,827,000
Total investment portfolio 328,343,000 357,361,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 0 3,886,000
12 months or greater 12,588,000 21,091,000
Total investment portfolio 12,588,000 24,977,000
Commercial mortgage-backed securities [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 274,102,000 277,920,000
Gross Unrealized Gains 1,336,000 131,000
Gross Unrealized Losses (1,917,000) [1] (6,668,000) [1]
Fair Value 273,521,000 271,383,000
Maturities, Amortized Cost [Abstract]    
Debt securities without single maturity date 274,102,000  
Maturities, Fair Value [Abstract]    
Debt securities without single maturity date 273,521,000  
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 61,372,000 192,440,000
12 months or greater 104,802,000 43,095,000
Total investment portfolio 166,174,000 235,535,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 456,000 6,239,000
12 months or greater 1,461,000 429,000
Total investment portfolio 1,917,000 6,668,000
Collateralized loan obligations [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 61,338,000 61,337,000
Gross Unrealized Gains 0 0
Gross Unrealized Losses (875,000) [1] (1,042,000) [1]
Fair Value 60,463,000 60,295,000
Maturities, Amortized Cost [Abstract]    
Debt securities without single maturity date 61,338,000  
Maturities, Fair Value [Abstract]    
Debt securities without single maturity date 60,463,000  
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 32,456,000 60,295,000
12 months or greater 28,007,000 0
Total investment portfolio 60,463,000 60,295,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 504,000 1,042,000
12 months or greater 371,000 0
Total investment portfolio 875,000 1,042,000
Debt securities issued by foreign sovereign governments [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 39,566,000 39,420,000
Gross Unrealized Gains 2,707,000 1,722,000
Gross Unrealized Losses (44,000) [1] (290,000) [1]
Fair Value 42,229,000 40,852,000
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 4,267,000 7,203,000
12 months or greater 3,419,000 0
Total investment portfolio 7,686,000 7,203,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 1,000 290,000
12 months or greater 43,000 0
Total investment portfolio 44,000 290,000
Total debt securities [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 4,611,685,000 4,948,543,000
Gross Unrealized Gains 36,858,000 16,746,000
Gross Unrealized Losses (37,075,000) [1] (101,364,000) [1]
Fair Value 4,611,468,000 4,863,925,000
Equity securities [Member]
    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost 2,949,000 2,908,000
Gross Unrealized Gains 69,000 9,000
Gross Unrealized Losses (7,000) [1] (23,000) [1]
Fair Value 3,011,000 2,894,000
Continuous Unrealized Loss Portion, Fair Value [Abstract]    
Less than 12 months 0 1,012,000
12 months or greater 277,000 75,000
Total investment portfolio 277,000 1,087,000
Continuous Unrealized Loss Portion, Unrealized Loses [Abstract]    
Less than 12 months 0 18,000
12 months or greater 7,000 5,000
Total investment portfolio $ 7,000 $ 23,000
[1] At June 30, 2014 and December 31, 2013, there were no other-than-temporary impairment losses recorded in other comprehensive income.
XML 69 R20.htm IDEA: XBRL DOCUMENT v2.4.0.8
Premium Deficiency Reserve
 6 Months Ended
Jun. 30, 2014
Premium Deficiency Reserve [Abstract]  
Premium Deficiency Reserve
Note 13 – Premium Deficiency Reserve

The components of the premium deficiency reserve at June 30, 2014, December 31, 2013 and June 30, 2013 appear in the table below.

 
 
June 30,
2014
  
December 31,
2013
  
June 30,
2013
 
 
 
(In millions)
 
Present value of expected future paid losses and expenses, net of expected future premium
 
$
(591
)
 
$
(669
)
 
$
(749
)
 
            
Established loss reserves
  
556
   
621
   
688
 
 
            
Net deficiency
 
$
(35
)
 
$
(48
)
 
$
(61
)

The decrease in the premium deficiency reserve for the three and six months ended June 30, 2014 was $8 million and $13 million, respectively, as shown in the table below, which represents the net result of actual premiums, losses and expenses as well as a net change in assumptions for these periods. The net change in assumptions for both the three and six months ended June 30, 2014 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.
 
 
 
Three Months Ended
  
Six Months Ended
 
 
 
June 30, 2014
 
 
 
(In millions)
 
 
 
  
  
  
 
Premium Deficiency Reserve at beginning of period
 
  
$
(43
)
 
  
$
(48
)
 
 
      
     
Paid claims and loss adjustment expenses
 
$
44
      
$
92
     
Decrease in loss reserves
  
(23
)
      
(65
)
    
Premium earned
  
(21
)
      
(42
)
    
Effects of present valuing on future premiums, losses and expenses
  
(2
)
      
(5
)
    
                
Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized
      
(2
)
      
(20
)
 
                
Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)
      
10
       
33
 
 
                
Premium Deficiency Reserve at end of period
     
$
(35
)
     
$
(35
)
 
(1)  A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.

The decrease in the premium deficiency reserve for the three and six months ended June 30, 2013 was $11 million and $13 million, respectively, as shown in the table below. The net change in assumptions for the three months ended June 30, 2013 is primarily related to higher estimated ultimate premiums and lower estimated ultimate losses.  The net change in the assumptions for the six months ended June 30, 2013 is primarily related to higher estimated ultimate premiums, offset by higher estimated ultimate losses.
 
 
 
Three Months Ended
  
Six Months Ended
 
 
 
June 30, 2013
 
 
 
(In millions)
 
 
 
  
  
  
 
Premium Deficiency Reserve at beginning of period
 
  
$
(72
)
 
  
$
(74
)
 
 
      
     
Paid claims and loss adjustment expenses
 
$
63
      
$
121
     
Decrease in loss reserves
  
(48
)
      
(78
)
    
Premium earned
  
(25
)
      
(48
)
    
Effects of present valuing on future premiums, losses and expenses
  
(2
)
      
(1
)
    
 
                
Change in premium deficiency reserve to reflect actual premium, losses and expenses recognized
      
(12
)
      
(6
)
 
                
Change in premium deficiency reserve to reflect change in assumptions relating to future premiums, losses, expenses and discount rate (1)
      
23
       
19
 
 
                
Premium Deficiency Reserve at end of period
     
$
(61
)
     
$
(61
)
 
(1)  A (negative) positive number for changes in assumptions relating to premiums, losses, expenses and discount rate indicates a (deficiency) redundancy of the prior premium deficiency reserve.