XML 63 R54.htm IDEA: XBRL DOCUMENT v3.23.3
Reportable Segments (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Segment Reporting Information [Line Items]        
Net interest revenue from external sources $ 300,896 $ 316,325 $ 975,505 $ 858,754
Net interest revenue (expense) from internal sources 0 0 0 0
Net interest revenue 300,896 316,325 975,505 858,754
Net loans charged off and provisions for credit losses 7,000 15,000 40,000 15,000
Net interest revenue after provision for credit losses 293,896 301,325 935,505 843,754
Other operating revenue 198,152 189,698 585,066 446,171
Other operating expense 324,313 294,751 948,798 846,024
Net direct contribution 167,735 196,272 571,773 443,901
Gain (loss) on financial instruments, net 0 0 0 0
Change in fair value of mortgage servicing rights 0 0 0 0
Gain (loss) on repossessed assets, net 0 0 0 0
Corporate expense allocations 0 0 0 0
Net income before taxes 167,735 196,272 571,773 443,901
Federal and state income taxes 33,256 39,681 123,162 92,000
Net income 134,479 156,591 448,611 351,901
Net income (loss) attributable to non-controlling interests (16) 81 440 57
Net income attributable to BOK Financial Corp. shareholders 134,495 156,510 448,171 351,844
Average assets 49,319,552 45,119,202 47,748,933 47,636,291
Operating Segments [Member] | Commercial [Member]        
Segment Reporting Information [Line Items]        
Net interest revenue from external sources 298,293 226,016 886,263 546,599
Net interest revenue (expense) from internal sources (43,829) (17,951) (104,543) (34,983)
Net interest revenue 254,464 208,065 781,720 511,616
Net loans charged off and provisions for credit losses 4,904 (526) 10,980 3,316
Net interest revenue after provision for credit losses 249,560 208,591 770,740 508,300
Other operating revenue 59,153 60,386 184,826 179,501
Other operating expense 81,751 75,490 232,364 210,012
Net direct contribution 226,962 193,487 723,202 477,789
Gain (loss) on financial instruments, net (11) 4 162 (138)
Change in fair value of mortgage servicing rights 0 0 0 0
Gain (loss) on repossessed assets, net (268) (158) 999 (2,880)
Corporate expense allocations 17,834 16,438 56,956 49,285
Net income before taxes 208,849 176,895 667,407 425,486
Federal and state income taxes 50,919 42,761 161,992 103,711
Net income 157,930 134,134 505,415 321,775
Net income (loss) attributable to non-controlling interests 0 0 0 0
Net income attributable to BOK Financial Corp. shareholders 157,930 134,134 505,415 321,775
Average assets 28,849,597 28,890,429 28,396,982 29,324,596
Operating Segments [Member] | Consumer [Member]        
Segment Reporting Information [Line Items]        
Net interest revenue from external sources 11,386 17,482 50,360 51,183
Net interest revenue (expense) from internal sources 101,222 26,469 285,020 53,764
Net interest revenue 112,608 43,951 335,380 104,947
Net loans charged off and provisions for credit losses (73) 1,408 2,240 3,716
Net interest revenue after provision for credit losses 112,681 42,543 333,140 101,231
Other operating revenue 30,716 30,186 93,603 94,236
Other operating expense 54,497 53,236 157,035 154,685
Net direct contribution 88,900 19,493 269,708 40,782
Gain (loss) on financial instruments, net (9,183) (21,395) (24,113) (95,150)
Change in fair value of mortgage servicing rights 8,039 16,570 11,241 83,165
Gain (loss) on repossessed assets, net 11 0 25 138
Corporate expense allocations 11,920 10,792 35,860 32,994
Net income before taxes 75,847 3,876 221,001 (4,059)
Federal and state income taxes 17,838 906 51,977 (950)
Net income 58,009 2,970 169,024 (3,109)
Net income (loss) attributable to non-controlling interests 0 0 0 0
Net income attributable to BOK Financial Corp. shareholders 58,009 2,970 169,024 (3,109)
Average assets 9,379,478 10,233,401 9,635,204 10,281,679
Operating Segments [Member] | Wealth Management [Member]        
Segment Reporting Information [Line Items]        
Net interest revenue from external sources 7,622 34,746 32,977 130,389
Net interest revenue (expense) from internal sources 28,815 (1,162) 106,918 (3,290)
Net interest revenue 36,437 33,584 139,895 127,099
Net loans charged off and provisions for credit losses 9 (22) (60) (153)
Net interest revenue after provision for credit losses 36,428 33,606 139,955 127,252
Other operating revenue 123,614 113,113 355,568 224,892
Other operating expense 89,367 79,151 256,265 230,166
Net direct contribution 70,675 67,568 239,258 121,978
Gain (loss) on financial instruments, net 0 0 0 0
Change in fair value of mortgage servicing rights 0 0 0 0
Gain (loss) on repossessed assets, net 0 0 0 0
Corporate expense allocations 14,331 12,934 39,265 37,508
Net income before taxes 56,344 54,634 199,993 84,470
Federal and state income taxes 13,315 12,826 47,200 19,897
Net income 43,029 41,808 152,793 64,573
Net income (loss) attributable to non-controlling interests 0 0 0 0
Net income attributable to BOK Financial Corp. shareholders 43,029 41,808 152,793 64,573
Average assets 14,740,641 13,818,299 13,128,925 17,320,779
Funds Management and Other [Member]        
Segment Reporting Information [Line Items]        
Net interest revenue from external sources (16,405) 38,081 5,905 130,583
Net interest revenue (expense) from internal sources (86,208) (7,356) (287,395) (15,491)
Net interest revenue (102,613) 30,725 (281,490) 115,092
Net loans charged off and provisions for credit losses 2,160 14,140 26,840 8,121
Net interest revenue after provision for credit losses (104,773) 16,585 (308,330) 106,971
Other operating revenue (15,331) (13,987) (48,931) (52,458)
Other operating expense 98,698 86,874 303,134 251,161
Net direct contribution (218,802) (84,276) (660,395) (196,648)
Gain (loss) on financial instruments, net 9,194 21,391 23,951 95,288
Change in fair value of mortgage servicing rights (8,039) (16,570) (11,241) (83,165)
Gain (loss) on repossessed assets, net 257 158 (1,024) 2,742
Corporate expense allocations (44,085) (40,164) (132,081) (119,787)
Net income before taxes (173,305) (39,133) (516,628) (61,996)
Federal and state income taxes (48,816) (16,812) (138,007) (30,658)
Net income (124,489) (22,321) (378,621) (31,338)
Net income (loss) attributable to non-controlling interests (16) 81 440 57
Net income attributable to BOK Financial Corp. shareholders (124,473) (22,402) (379,061) (31,395)
Average assets $ (3,650,164) $ (7,822,927) $ (3,412,178) $ (9,290,763)