XML 89 R76.htm IDEA: XBRL DOCUMENT v3.20.4
Federal and State Income Taxes (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Deferred tax assets [Abstract]      
Credit loss reserves $ 101,265 $ 50,611  
Lease liability 44,794 46,084  
Deferred compensation 29,504 25,976  
Unearned fees 14,584 9,080  
Purchased loan discount 11,537 18,042  
Share-based compensation 6,525 7,392  
Valuation adjustments 3,834 1,545  
Other 29,963 26,384  
Total deferred tax assets 242,006 185,114  
Valuation Allowance [Abstract]      
Valuation allowance 0 0  
Deferred tax liabilities [Abstract]      
Available for sale securities mark to market 105,769 33,140  
Right-of-use asset 38,635 42,180  
Mortgage servicing rights 24,182 48,435  
Acquired identifiable intangible 18,138 23,181  
Depreciation 13,754 18,909  
Lease financing 11,828 10,720  
Other 39,210 34,826  
Total deferred tax liabilities 251,516 211,391  
Deferred Tax Liabilities, Net (9,510) (26,277)  
Current income tax expense [Abstract]      
Federal 173,888 110,887 $ 103,748
State 29,889 15,088 15,253
Total current income tax expense 203,777 125,975 119,001
Deferred income tax expense [Abstract]      
Federal (65,989) 3,416 (190)
State (8,995) 792 250
Total deferred income tax expense (benefit) (74,984) 4,208 60
Total income tax expense 128,793 130,183 119,061
Effective Income Tax Rate Reconciliation, Amount [Abstract]      
Federal statutory tax 118,412 132,482 118,752
Tax exempt revenue (7,035) (12,227) (8,311)
Effect of state income taxes, net of federal benefit 14,251 12,715 12,430
Utilization of tax credits, net of proportional amortization of low-income housing limited partnership investments (6,994) (5,127) (4,559)
Other, net 10,159 2,340 749
Total income tax expense $ 128,793 $ 130,183 $ 119,061
Effective Income Tax Rate Reconciliation, Percent [Abstract]      
Federal statutory tax (in thousandths) 21.00% 21.00% 21.00%
Tax exempt revenue (in thousandths) (1.20%) (1.90%) (1.50%)
Effect of state income taxes, net of federal benefit (in thousandths) 2.50% 2.00% 2.20%
Utilization of tax credits, net of proportional amortization of low-income housing limited partnership investments (in thousandths) (1.20%) (0.80%) (0.80%)
Other, net (in thousandths) 1.70% 0.30% 0.20%
Total (in thousandths) 22.80% 20.60% 21.10%
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]      
Balance as of January 1 $ 20,465 $ 18,869 $ 18,110
Additions for tax for current year positions 6,384 5,649 2,649
Settlements during the period 0 0 0
Lapses of applicable statute of limitations (3,947) (4,053) (1,890)
Balance as of December 31 22,902 20,465 18,869
Unrecognized Tax Benefits that Would Impact Effective Tax Rate 17,200    
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense 2,400 2,200 $ 1,700
Unrecognized Tax Benefits, Penalties and Interest Accrued $ 5,900 $ 5,600  
Unrecognized Tax Benefits, Number of Reporting Periods Open for Examination, Federal 3    
Unrecognized Tax Benefits, Number of Reporting Periods Open for Examination, State, Minimum 3    
Unrecognized Tax Benefits, Number of Reporting Periods Open for Examination, State, Maximum 6