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Reportable Segments
 3 Months Ended
Mar. 31, 2020
Segment Reporting [Abstract]  
Reportable Segments [Text Block] Reportable Segments

Reportable segments reconciliation to the Consolidated Financial Statements for the three months ended March 31, 2020 is as follows (in thousands):
 
 
Commercial
 
Consumer
 
Wealth
Management
 
Funds Management and Other
 
BOK
Financial
Consolidated
Net interest revenue from external sources
 
$
201,902

 
$
25,876

 
$
14,366

 
$
19,216

 
$
261,360

Net interest revenue (expense) from internal sources
 
(50,495
)
 
18,056

 
4,538

 
27,901

 
—

Net interest revenue
 
151,407

 
43,932

 
18,904

 
47,117

 
261,360

Provision for credit losses
 
16,880

 
1,256

 
(48
)
 
75,683

 
93,771

Net interest revenue after provision for credit losses
 
134,527

 
42,676

 
18,952

 
(28,566
)
 
167,589

Other operating revenue
 
38,220

 
55,062

 
97,881

 
(10,844
)
 
180,319

Other operating expense
 
60,752

 
54,793

 
78,192

 
74,887

 
268,624

Net direct contribution
 
111,995

 
42,945

 
38,641

 
(114,297
)
 
79,284

Gain on financial instruments, net
 
49

 
86,764

 
7

 
(86,820
)
 
—

Change in fair value of mortgage servicing rights
 
—

 
(88,480
)
 
—

 
88,480

 
—

Gain on repossessed assets, net
 
9

 
13

 
—

 
(22
)
 
—

Corporate expense allocations
 
8,905

 
10,487

 
8,265

 
(27,657
)
 
—

Net income before taxes
 
103,148

 
30,755

 
30,383

 
(85,002
)
 
79,284

Federal and state income taxes
 
28,173

 
7,834

 
7,810

 
(26,517
)
 
17,300

Net income
 
74,975

 
22,921

 
22,573

 
(58,485
)
 
61,984

Net income (loss) attributable to non-controlling interests
 
—

 
—

 
—

 
(95
)
 
(95
)
Net income attributable to BOK Financial Corp. shareholders
 
$
74,975

 
$
22,921

 
$
22,573

 
$
(58,390
)
 
$
62,079

 
 
 
 
 
 
 
 
 
 
 
Average assets
 
$
24,687,976

 
$
9,850,853

 
$
12,723,412

 
$
(1,541,623
)
 
$
45,720,618


 
 
 
 
 
 
 
 
 
 
 



Reportable segments reconciliation to the Consolidated Financial Statements for the three months ended March 31, 2019 is as follows (in thousands):
 
 
Commercial
 
Consumer
 
Wealth
Management
 
Funds Management and Other1
 
BOK
Financial
Consolidated
Net interest revenue from external sources
 
$
204,209

 
$
22,475

 
$
21,486

 
$
29,932

 
$
278,102

Net interest revenue (expense) from internal sources
 
(53,638
)
 
28,627

 
6,770

 
18,241

 
—

Net interest revenue
 
150,571

 
51,102

 
28,256

 
48,173

 
278,102

Provision for credit losses
 
11,246

 
1,085

 
(119
)
 
(4,212
)
 
8,000

Net interest revenue after provision for credit losses
 
139,325

 
50,017

 
28,375

 
52,385

 
270,102

Other operating revenue
 
37,612

 
42,748

 
73,414

 
3,496

 
157,270

Other operating expense
 
50,627

 
53,821

 
61,507

 
121,202

 
287,157

Net direct contribution
 
126,310

 
38,944

 
40,282

 
(65,321
)
 
140,215

Gain (loss) on financial instruments, net
 
18

 
14,097

 
—

 
(14,115
)
 
—

Change in fair value of mortgage servicing rights
 
—

 
(20,666
)
 
—

 
20,666

 
—

Gain (loss) on repossessed assets, net
 
(346
)
 
103

 
—

 
243

 
—

Corporate expense allocations
 
9,455

 
11,900

 
8,360

 
(29,715
)
 
—

Net income before taxes
 
116,527

 
20,578

 
31,922

 
(28,812
)
 
140,215

Federal and state income taxes
 
31,006

 
5,241

 
8,203

 
(14,500
)
 
29,950

Net income
 
85,521

 
15,337

 
23,719

 
(14,312
)
 
110,265

Net income attributable to non-controlling interests
 
—

 
—

 
—

 
(347
)
 
(347
)
Net income (loss) attributable to BOK Financial Corp. shareholders
 
$
85,521

 
$
15,337

 
$
23,719

 
$
(13,965
)
 
$
110,612

 
 
 
 
 
 
 
 
 
 
 
Average assets
 
$
19,937,878

 
$
8,371,683

 
$
9,328,986

 
$
2,034,134

 
$
39,672,681


1 CoBiz operations are included in Funds Management and Other for the first quarter of 2019.