EX-13 7 appendixa.txt 2002 ANNUAL REPORT TO SHAREHOLDERS APPENDIX A Appendix A BOK Financial 2002 Annual Report #1 Market Share in Oklahoma Commercial Loans Deposits Mortgage Fiduciary Trust ATMs Total Deposits Per Market Albuquerque - $6 billion Dallas - $50 billion Denver - $24 billion Fayetteville - $4 billion Houston - $68 billion Oklahoma City - $12 billion Tulsa - $11 billion Companies With Revenue $10-750 million Albuquerque - 285 Dallas-Ft. Worth - 3,183 Denver - 1,388 Fayetteville - 142 Houston - 2,700 Oklahoma City - 500 Tulsa - 472 Loans - 3-year Compound Annual Growth Rate BOKF - 14% Bank of Albuquerque - 26% Bank of Texas - 28% Deposits - 3-year Compound Annual Growth Rate BOKF - 15% Bank of Albuquerque - 21% Bank of Texas - 32% Transfund 112 million transactions 1.6 million cardholders 1,390 ATMs served Employee Benefits 370 defined contribution plans 60 thousand participants $1 billion in assets Graph Data -------------------------- ------- ------- -------- -------- -------- 1998 1999 2000 2001 2002 -------------------------- ------- ------- -------- -------- -------- Loans in billions $3.6 $4.6 $5.5 $6.3 $6.9 -------------------------- ------- ------- -------- -------- -------- -------------------------- ------- ------- -------- -------- -------- 1998 1999 2000 2001 2002 -------------------------- ------- ------- -------- -------- -------- Deposits in billions $4.6 $5.3 $6.0 $6.9 $8.1 -------------------------- ------- ------- -------- -------- -------- -------------------------- ------- ------- -------- -------- -------- 1998 1999 2000 2001 2002 -------------------------- ------- ------- -------- -------- -------- Revenue in millions $365 $425 $468 $586 $692 -------------------------- ------- ------- -------- -------- -------- -------------------------- ------- -------- -------- ------- -------- 1998 1999 2000 2001 2002 -------------------------- ------- -------- -------- ------- -------- Earnings per share $1.34 $1.50 $1.69 $1.95 $2.48 -------------------------- ------- -------- -------- ------- --------