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<SEC-DOCUMENT>0001209191-06-060031.txt : 20061116
<SEC-HEADER>0001209191-06-060031.hdr.sgml : 20061116
<ACCEPTANCE-DATETIME>20061116180235
ACCESSION NUMBER:		0001209191-06-060031
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20061114
FILED AS OF DATE:		20061116
DATE AS OF CHANGE:		20061116

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			XL CAPITAL LTD
		CENTRAL INDEX KEY:			0000875159
		STANDARD INDUSTRIAL CLASSIFICATION:	SURETY INSURANCE [6351]
		IRS NUMBER:				980191089
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		XL HOUSE
		STREET 2:		ONE BERMUDIANA ROAD
		CITY:			HAMILTON HM11 BERMUD
		STATE:			D2
		BUSINESS PHONE:		4412928515

	MAIL ADDRESS:	
		STREET 1:		CAHILL GORDON & REINDEL(IMMANUEL KOHN)
		STREET 2:		80 PINE STREET
		CITY:			NEW YORKI
		STATE:			NY
		ZIP:			10005

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXEL LTD
		DATE OF NAME CHANGE:	19950720

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			OHARA BRIAN M
		CENTRAL INDEX KEY:			0001182778

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10804
		FILM NUMBER:		061224419

	BUSINESS ADDRESS:	
		STREET 1:		C/O XL CAPITAL LTD
		STREET 2:		XL HOUSE, ONE BERMUDIANA ROAD
		CITY:			HAILTON BERMUDA
		STATE:			B9
		ZIP:			HMJX
		BUSINESS PHONE:		4412947100

	MAIL ADDRESS:	
		STREET 1:		C/O XL CAPITAL LTD HOUSE
		STREET 2:		ONE BERMUDIANA ROAD
		CITY:			HAMILTON BERMUDA
		STATE:			B9
		ZIP:			00000
</SEC-HEADER>
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<TYPE>4
<SEQUENCE>1
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<DESCRIPTION>FORM 4 SUBMISSION
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    <footnotes></footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>Brian O'Hara</signatureName>
        <signatureDate>2006-11-16</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----