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Segment Information
 12 Months Ended
Dec. 31, 2012
Segment Reporting Abstract  
Segment Reporting Disclosure [Text Block]

4. Segment Information

The Company is organized into three operating segments: Insurance, Reinsurance and Life operations. The Company's general investment and financing operations are reflected in Corporate.

The Company evaluates the performance of both the Insurance and Reinsurance segments based on underwriting profit while the Life operations segment performance is based on contribution. Other items of revenue and expenditure of the Company are not evaluated at the segment level. In addition, the Company does not allocate investment assets by segment for its Property and Casualty (“P&C”) operations. Investment assets related to the Company's Life operations and certain structured products included in the Insurance and Reinsurance segments and Corporate are held in separately identified portfolios. As such, net investment income from these assets is included in the contribution from the applicable segment.

                
Year Ended December 31, 2012         Life   
(U.S. dollars in thousands, except ratios)Insurance Reinsurance Total P&C Operations Total
Gross premiums written$5,166,974 $2,008,156 $7,175,130 $355,754 $7,530,884
Net premiums written 4,072,513  1,884,508  5,957,021  324,432  6,281,453
Net premiums earned 3,924,640  1,841,342  5,765,982  324,459  6,090,441
Net losses and loss expenses (2,691,056)  (1,074,426)  (3,765,482)  (486,198)  (4,251,680)
Acquisition costs (504,227)  (368,172)  (872,399)  (41,093)  (913,492)
Operating expenses (1) (754,306)  (157,657)  (911,963)  (9,336)  (921,299)
Underwriting profit (loss)$(24,949) $241,087 $216,138 $(212,168) $3,970
Net investment income       641,237  299,442  940,679
Net results from structured products (2) 20,980  (15,882)  5,098  -  5,098
Net fee income and other (3) (1,071)  2,493  1,422  426  1,848
Net realized gains (losses) on investments       35,101  (21,003)  14,098
Contribution from P&C and Life Operations      $898,996 $66,697 $965,693
Corporate & other:              
Net realized & unrealized gains (losses) on derivative instruments             5,221
Net income (loss) from investment fund affiliates and operating affiliates (4)             114,314
Exchange gains (losses)             (10,546)
Corporate operating expenses             (204,500)
Interest expense (5)             (105,766)
Non-controlling interests             (79,254)
Income tax             (34,028)
Net income (loss) attributable to XL Group plc            $651,134
               
Ratios – P&C operations: (6)              
Loss and loss expense ratio 68.6%  58.4%  65.3%      
Underwriting expense ratio 32.0%  28.5%  31.0%      
Combined ratio 100.6%  86.9%  96.3%      

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(1)       Operating expenses exclude Corporate operating expenses, shown separately.

(2)       The net results from P&C structured products include net investment income and interest expense of $71.7 million and $66.4 million, respectively.

(3)       Net fee income and other includes operating expenses from the Company's loss prevention consulting services business.

(4)       The Company records the income related to the alternative funds and to the private investment and operating fund affiliates on a one-month and three-month lag, respectively.

(5)       Interest expense excludes interest expense related to deposit liabilities recorded in the Insurance and Reinsurance segments.

(6)       Ratios are based on net premiums earned from P&C operations.

                
Year Ended December 31, 2011         Life   
(U.S. dollars in thousands, except ratios)Insurance Reinsurance Total P&C Operations Total
Gross premiums written$4,824,665 $2,073,619 $6,898,284 $394,555 $7,292,839
Net premiums written 3,707,664  1,725,724  5,433,388  362,362  5,795,750
Net premiums earned 3,663,727  1,663,385  5,327,112  363,018  5,690,130
Net losses and loss expenses (2,951,413)  (1,126,978)  (4,078,391)  (535,074)  (4,613,465)
Acquisition costs (461,965)  (324,128)  (786,093)  (40,318)  (826,411)
Operating expenses (1) (683,814)  (176,167)  (859,981)  (9,311)  (869,292)
Underwriting profit (loss)$(433,465) $36,112 $(397,353) $(221,685) $(619,038)
Net investment income       745,138  318,061  1,063,199
Net results from structured products (2) 10,976  12,053  23,029  -  23,029
Net fee income and other (3) (16,370)  3,903  (12,467)  219  (12,248)
Net realized gains (losses) on investments       (98,360)  (89,999)  (188,359)
Contribution from P&C and Life Operations      $259,987 $6,596 $266,583
Corporate & other:              
Net realized & unrealized gains (losses) on derivative instruments             (10,738)
Net income (loss) from investment fund affiliates and operating affiliates (4)             103,039
Exchange gains (losses)             40,640
Corporate operating expenses             (160,596)
Interest expense (5)             (154,084)
Non-controlling interests             (70,877)
Impairment of goodwill             (429,020)
Income tax             (59,707)
Net income (loss) attributable to XL Group plc            $(474,760)
               
Ratios – P&C operations: (6)              
Loss and loss expense ratio 80.6%  67.8%  76.6%      
Underwriting expense ratio 31.2%  30.0%  30.9%      
Combined ratio 111.8%  97.8%  107.5%      

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(1)       Operating expenses exclude Corporate operating expenses, shown separately.

(2)       The net results from P&C structured products include net investment income and interest expense of $74.6 million and $51.5 million, respectively.

(3)       Net fee income and other includes operating expenses from the Company's loss prevention consulting services business and expenses related to the cost of an endorsement facility with National Indemnity Company.

(4)       The Company records the income related to the alternative funds and to the private investment and operating fund affiliates on a one-month and three-month lag, respectively.

(5)       Interest expense excludes interest expense related to deposit liabilities recorded in the Insurance and Reinsurance segments.

(6)       Ratios are based on net premiums earned from P&C operations.

                   
Year Ended December 31, 2010         Life     
(U.S. dollars in thousands, except ratios)Insurance Reinsurance Total P&C Operations Corporate Total
Gross premiums written$4,418,380 $1,842,951 $6,261,331 $411,938 $- $6,673,269
Net premiums written 3,461,150  1,538,438  4,999,588  382,075  -  5,381,663
Net premiums earned 3,529,138  1,501,999  5,031,137  382,924  -  5,414,061
Net losses and loss expenses (2,505,502)  (706,298)  (3,211,800)  (513,833)  -  (3,725,633)
Acquisition costs (418,146)  (321,008)  (739,154)  (49,104)  -  (788,258)
Operating expenses (1) (642,103)  (175,586)  (817,689)  (10,470)  -  (828,159)
Underwriting profit (loss)$(36,613) $299,107 $262,494 $(190,483) $- $72,011
Net investment income       803,358  313,172     1,116,530
Net results from structured products (2) 14,696  3,075  17,771     9,804  27,575
Net fee income and other (3) (15,564)  2,488  (13,076)  249  2  (12,825)
Net realized gains (losses) on investments       (206,877)  (54,444)  (9,482)  (270,803)
Contribution from P&C and Life Operations      $863,670 $68,494 $324 $932,488
Corporate & other:                 
Net realized & unrealized gains (losses) on derivative instruments             (33,843)  (33,843)
Net income (loss) from investment fund affiliates and operating affiliates (4)             172,474  172,474
Exchange gains (losses)             10,161  10,161
Corporate operating expenses             (92,544)  (92,544)
Interest expense (5)             (159,118)  (159,118)
Non-controlling interests             (39,831)  (39,831)
Loss on settlement of guarantee             (23,500)  (23,500)
Income tax             (162,737)  (162,737)
Net income (loss) attributable to XL Group plc               $603,550
                  
Ratios – P&C operations: (6)                 
Loss and loss expense ratio 71.0%  47.0%  63.8%         
Underwriting expense ratio 30.0%  33.1%  31.0%         
Combined ratio 101.0%  80.1%  94.8%         

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(1)       Operating expenses exclude Corporate operating expenses, shown separately.

(2)       The net results from P&C and Corporate structured products include net investment income, interest expense and operating expenses of $69.0 million, $52.9 million and $1.6 million (credit) and $12.5 million, $1.7 million and $1.0 million, respectively.

(3)       Net fee income and other includes operating expenses from the Company's loss prevention consulting services business and expenses related to the cost of an endorsement facility with National Indemnity Company.

(4)       The Company records the income related to the alternative funds and to the private investment and operating fund affiliates on a one-month and three-month lag, respectively.

(5)       Interest expense excludes interest expense related to deposit liabilities recorded in the Insurance and Reinsurance segments.

(6)       Ratios are based on net premiums earned from P&C operations.

The following tables summarize the Company's net premiums earned by line of business:

(U.S. dollars in thousands)      Life   
Year Ended December 31, 2012Insurance Reinsurance Operations Total
P&C Operations:           
 Professional$1,350,328 $213,322 $- $1,563,650
 Casualty 1,157,909  311,160  -  1,469,069
 Property catastrophe -  463,977  -  463,977
 Property 489,743  613,295  -  1,103,038
 Marine, energy, aviation and satellite -  147,370  -  147,370
 Specialty 708,564  -  -  708,564
 Other (1) 218,096  92,218  -  310,314
Total P&C Operations$3,924,640 $1,841,342 $- $5,765,982
Life Operations:           
 Annuity$- $- $126,912 $126,912
 Other Life -  -  197,547  197,547
Total Life Operations$- $- $324,459 $324,459
Total$3,924,640 $1,841,342 $324,459 $6,090,441
             
Year Ended December 31, 2011          
P&C Operations:           
 Professional$1,287,231 $213,949 $- $1,501,180
 Casualty 998,326  256,853  -  1,255,179
 Property catastrophe -  387,523  -  387,523
 Property 464,576  587,611  -  1,052,187
 Marine, energy, aviation and satellite -  130,855  -  130,855
 Specialty 702,604  -  -  702,604
 Other (1) 210,990  86,594  -  297,584
Total P&C Operations$3,663,727 $1,663,385 $- $5,327,112
Life Operations:           
 Annuity$- $- $132,232 $132,232
 Other Life -  -  230,786  230,786
Total Life Operations$- $- $363,018 $363,018
Total$3,663,727 $1,663,385 $363,018 $5,690,130
             
Year Ended December 31, 2010          
P&C Operations:           
 Professional$1,316,173 $222,720 $- $1,538,893
 Casualty 879,287  219,154  -  1,098,441
 Property catastrophe -  323,588  -  323,588
 Property 416,806  534,422  -  951,228
 Marine, energy, aviation and satellite -  88,855  -  88,855
 Specialty 682,518  -  -  682,518
 Other (1) 234,354  113,260  -  347,614
Total P&C Operations$3,529,138 $1,501,999 $- $5,031,137
Life Operations:           
 Annuity$- $- $255,905 $255,905
 Other Life -  -  127,019  127,019
Total Life Operations$- $- $382,924 $382,924
Total$3,529,138 $1,501,999 $382,924 $5,414,061

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(1)       Other within the Insurance segment includes: excess and surplus, surety, structured indemnity and certain other discontinued lines. Other within the Reinsurance segment includes: whole account contracts, surety and other lines.

The following table shows an analysis of the Company's net premiums written by geographical location of subsidiary where the premium is written for the years ended December 31:

            
P&C Operations:         
(U.S. dollars in thousands) 2012 2011 2010
Bermuda $644,566 $572,825 $561,514
United States  2,626,856  2,320,274  2,143,240
Europe and other  2,685,599  2,540,289  2,294,834
Total P&C operations $5,957,021 $5,433,388 $4,999,588
            
Life Operations:         
(U.S. dollars in thousands)         
Bermuda $62,660 $75,219 $79,033
Europe and other  261,772  287,143  303,042
Total Life operations $324,432 $362,362 $382,075