8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 11, 2012

XL GROUP
Public Limited Company
(Exact name of registrant as specified in its charter)

Ireland	1-10804	98-0665416
(State or other jurisdiction of	(Commission	(IRS Employer
incorporation)	File Number)	Identification No.)

No. 1 Hatch Street Upper, 4th Floor, Dublin, Ireland	2
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code: +353 (1) 405-2033

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events.

XL Group plc issued a press release on January 11, 2012. A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits. The following exhibits are filed herewith:

Exhibit No.	Description
99.1	Press Release (“XL Group plc Announces Preliminary Loss Estimates for Thailand Floods”) dated January 11, 2012.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 12, 2012

XL Group plc
(Registrant)
By:	/s/ Kirstin Gould
	Name:	Kirstin Gould
	Title:	General Counsel and Secretary

EX-99.1

			Exhibit 99.1
	XL Group
	Insurance	One Bermudiana Road
	Reinsurance	Hamilton HM 08
		PO Box HM 2245
		Hamilton HM JX
		Bermuda
		Phone	+1 441 292 8515
		Fax	+1 441 292 5280
		xlgroup.com

Press Release

Contact: David Radulski
Investor Relations
(441) 294-7460 Carol Parker Trott
Media Relations
(441) 294-7290

XL GROUP PLC ANNOUNCES PRELIMINARY LOSS ESTIMATES
FOR THAILAND FLOODS

Hamilton, Bermuda – January 11, 2012 - XL Group plc (“XL” or the “Company”) (NYSE: XL) today announced preliminary net loss estimates related to the widespread floods in Thailand that reached their highest point during the quarter ended December 31, 2011 (the “Thailand Floods”). The Company’s preliminary loss estimates, pretax and net of reinsurance and reinstatement premiums, range from approximately $135 million to $185 million. Approximately two-thirds of these losses relate to the Company’s Insurance segment. In addition, the Company announced additional losses of approximately $35 million related to catastrophe loss events that occurred during the first three quarters of 2011. The developments on prior quarter catastrophe loss events relate primarily to second quarter 2011 U.S. tornado activity and third quarter 2011 U.S. windstorms and subsequent flooding.

The Company’s estimates are based on its review of individual treaties and policies expected to be impacted, along with available client data. The Company’s loss estimates involve the exercise of considerable judgment and are accordingly subject to revision as additional information becomes available. Actual losses may differ materially from these preliminary estimates.

About XL Group plc

XL Group plc, through its subsidiaries, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. XL is the company clients look to for answers to their most complex risks and to help move their world forward. Its principal offices are located at No.1 Hatch Street Upper, 4th Floor, Dublin 2, Ireland. To learn more, visit www.xlgroup.com

This press release contains forward-looking statements about the estimated impact of the Thailand Floods and additional losses related to catastrophe loss events that occurred during the first three quarters of 2011. Statements that are not historical facts, including statements about XL’s beliefs, plans or expectations, are forward-looking statements. These statements are based on current plans, estimates, and expectations, all of which involve risk and uncertainty. Actual results may differ materially from those included in such forward-looking statements and therefore you should not place undue reliance on them. A non-exclusive list of the important factors that could cause actual results to differ materially from those in such forward-looking statements include the preliminary nature of reports and estimates of loss related to the Thailand Floods and the other factors set forth in XL’s reports on Form 10-K, Form 10-Q and other documents on file with the Securities and Exchange Commission. XL undertakes no obligation to update or revise publicly any forward-looking statement, whether as a result of new information, future developments or otherwise.

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