UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Investments:
Fixed maturities, at fair value (amortized cost: 2016 - $30,402,019; 2015 - $31,517,654)	$ 31,934,135	$ 32,257,589
Equity securities, at fair value (cost: 2016 - $968,040; 2015 - $834,079)	1,038,165	878,919
Short-term investments, at fair value (amortized cost: 2016 - $655,792; 2015 - $618,851)	652,772	617,390
Total investments available for sale	33,625,072	33,753,898
Fixed maturities, at fair value (amortized cost: 2016 - $1,480,434; 2015 - $1,263,609)	1,608,882	1,235,699
Short-term investments, at fair value (amortized cost: 2016 - $24,179; 2015 - $60,176)	24,169	60,330
Total investments, trading	1,633,051	1,296,029
Investments in affiliates	2,118,489	1,708,899
Other investments	1,260,938	1,433,057
Total investments	38,637,550	38,191,883
Cash and cash equivalents	3,393,277	3,256,236
Restricted cash	150,118	154,992
Accrued investment income	285,504	312,667
Deferred acquisition costs and value of business acquired	989,733	890,568
Ceded unearned premiums	1,917,127	1,821,793
Premiums receivable	5,925,969	4,712,493
Reinsurance balances receivable	524,343	418,666
Unpaid losses and loss expenses recoverable	5,481,882	5,262,706
Receivable from investments sold	105,781	231,158
Goodwill and other intangible assets	2,234,071	2,210,266
Deferred tax asset	219,905	282,311
Other assets	906,790	937,199
Total assets	60,772,050	58,682,938
Liabilities:
Unpaid losses and loss expenses	26,170,383	25,439,744
Deposit liabilities	1,138,789	1,168,376
Future policy benefit reserves	3,721,451	4,163,500
Funds withheld on GreyCastle life retrocession arrangements (net of future policy benefit reserves recoverable: 2016 - $3,288,908; 2015 - $3,719,131)	1,283,055	914,629
Unearned premiums	7,724,957	7,043,358
Notes payable and debt	2,647,000	2,644,970
Reinsurance balances payable	2,698,185	2,117,727
Payable for investments purchased	370,456	130,060
Deferred tax liability	108,996	120,651
Other liabilities	1,315,898	1,285,460
Total liabilities	47,179,170	45,028,475
Commitments and Contingencies
Shareholders' Equity:
Common shares, 999,990,000 authorized, par value $0.01; issued and outstanding (2016 - 270,371,192; 2015 - 294,745,045)	2,704	2,947
Additional paid in capital	8,165,141	8,910,167
Accumulated other comprehensive income	1,519,805	686,616
Retained earnings	1,924,516	2,077,349
Shareholders' equity attributable to XL Group Ltd	11,612,166	11,677,079
Non-controlling interest in equity of consolidated subsidiaries	1,980,714	1,977,384
Total shareholders' equity	13,592,880	13,654,463
Total liabilities and shareholders' equity	$ 60,772,050	$ 58,682,938