8-K

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): July 16, 2012

The Hartford Financial Services Group, Inc.
__________________________________________
(Exact name of registrant as specified in its charter)

Delaware	001-13958	13-3317783
_____________________ (State or other jurisdiction	_____________ (Commission	______________ (I.R.S. Employer
of incorporation)	File Number)	Identification No.)
One Hartford Plaza, Hartford, Connecticut		06155
_________________________________ (Address of principal executive offices)		___________ (Zip Code)

Registrant’s telephone number, including area code: 860-547-5000

Not Applicable
______________________________________________
Former name or former address, if changed since last report

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[  ]  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02 Results of Operations and Financial Condition.

The Hartford Financial Services Group, Inc. (the "Company") is furnishing a copy of its press release dated July 16, 2012, which announces second quarter 2012 catastrophe losses and prior year property and casualty loss reserve development. The information is furnished as Exhibit 99.1 to this Report and is hereby incorporated by reference to this Item 2.02.

The information furnished pursuant to this Item 2.02, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act") or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933 or the Exchange Act.

Item 7.01 Regulation FD Disclosure.

The response to Item 2.02 is hereby incorporated into this Item 7.01.

Item 9.01 Financial Statements and Exhibits.

Exhibit No.

99.1 Press release dated July 16, 2012 (This exhibit is furnished and not filed)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	The Hartford Financial Services Group, Inc.
July 16, 2012	By:	/s/ Beth A. Bombara
		Name: Beth A. Bombara
		Title: Senior Vice President and Controller

Exhibit Index

Exhibit No.	Description
99.1	Press release dated July 16, 2012 (This exhibit is furnished and not filed)

EX-99.1

NEWS RELEASE

The Hartford Announces Second Quarter 2012 Estimate of Catastrophe Losses

Hartford, Conn., July 16, 2012 — The Hartford today announced that it expects to report current accident year catastrophe losses of $280 million to $300 million, before tax ($180 million to $195 million, after tax), in the second quarter of 2012, as compared with $447 million, before tax ($290 million, after tax) in the second quarter of 2011. Second quarter 2012 losses resulted from 13 catastrophe events, including several major hailstorms and the June 28 storms that produced widespread losses in the Ohio River Valley and Mid-Atlantic states.

The company also announced its estimate of property and casualty (P&C) prior accident year loss reserve development, including the results of its annual asbestos and environmental (A&E) reserve studies. Second quarter 2012 financial results are expected to include unfavorable P&C prior accident year loss reserve development of approximately $45 million to $55 million, before tax ($30 million to $35 million, after tax). This includes approximately $50 million, before tax ($33 million after tax), for unfavorable A&E loss reserve development as compared with unfavorable asbestos loss reserve development of $290 million, before tax ($189 million, after tax) in the second quarter of 2011. The second quarter 2012 A&E unfavorable loss reserve development is largely due to higher estimates for certain existing asbestos policyholders.

The Hartford will release its second quarter 2012 financial results on Wednesday, Aug. 1, 2012 at approximately 4:15 p.m. EDT and will host a conference call to discuss its second quarter 2012 financial results on Thursday, Aug. 2, 2012, at 9 a.m. EDT. The conference call will be simultaneously webcast on the investor relations section of the company’s website at http://ir.thehartford.com.

About The Hartford
The Hartford Financial Services Group Inc. (NYSE: HIG) is a leading provider of insurance and wealth management services for millions of consumers and businesses worldwide. The Hartford is consistently recognized for its superior service, its sustainability efforts and as one of the world’s most ethical companies. More information on the company and its financial performance is available at www.thehartford.com.

HIG-F

Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our Annual Report for fiscal year 2011 on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.

Media Contact:	Investor Contact:
Shannon Lapierre 860-547-5624 shannon.lapierre@thehartford.com	Sabra Purtill 860-547-8691 sabra.purtill@thehartford.com