The Hartford Financial Services Group, Inc. (Form: 8-K)

On February 21, 2007, the Compensation and Personnel Committee (the “Committee”) of the Company’s Board of Directors awarded the following 2006 annual cash incentives:


Ramani Ayer	$	3,650,000
Thomas Marra	$	2,316,000
David Zwiener	$	2,232,000
David Johnson	$	1,517,000
Neal Wolin	$	1,517,000

Base Salary

The 2007 base salary for each named executive officer, which became effective as of February 1, 2007, is set forth below:
Ramani Ayer	$	1,150,000
Thomas Marra	$	990,000
David Zwiener	$	990,000
David Johnson	$	711,000
Neal Wolin	$	711,000

On February 21, 2007, the Committee determined to award, effective the second trading day following the filing of the Company’s Form 10-K for the year ended December 31, 2006 (the “Award Date”), options to purchase the number of shares of common stock with the dollar values listed below. The option exercise price per option awarded on the grant date shall be equal the closing price of the Company’s common stock on the New York Stock Exchange on the date of the grant. The number of stock options awarded on the Award Date shall be determined by dividing the dollar value of the award by the value per option established using a binomial lattice option pricing model based on the closing price per share of Company Common Stock on the New York Stock Exchange on the date of the grant, in accordance with Financial Accounting Standards Board Statement No. 123®, Share-Based Payment (“FAS 123R”). This value shall not be reduced to reflect estimated forfeitures during the period.

No shares of restricted stock have been awarded to any named executive officers in 2007.

On February 21, 2007, the Committee determined to award on the Award Date, restricted stock units with the dollar values listed below. The number of restricted stock units awarded on the Award Date shall be determined by dividing the dollar value of the award by the closing price per share of Company’s Common Stock on the New York Stock Exchange on the date of the grant, in accordance with FAS 123R:

On February 21, 2007, the Committee determined to award on the Award Date, performance shares with the dollar values listed below. The number of performance shares to be awarded shall be determined by dividing the dollar value of the award by the grant date value per performance share based on the closing stock price on the New York Stock Exchange on the date of the grant. Because dividends are not paid on performance shares during the three-year performance period, the grant date value of a Performance Share is slightly less than the closing stock price on the New York Stock Exchange on the date of the grant. The value per performance share is determined by discounting the closing stock price by the present value of projected dividend payments over the performance period, in accordance with FAS 123R:

On February 21, 2007, the Committee determined to payout, effective February 21, 2007, performance share awards to the named executive officers for the performance period from January 1, 2004 through December 31, 2006 in the common stock amounts listed below:

On February 21, 2007, the closing price of the Company’s common stock on the New York Stock Exchange was $97.11.

¹ The stock options awarded in 2007 will vest upon the later of: (i) the date upon which the closing price of the underlying stock on the New York Stock Exchange equals or exceeds 125% of the option exercise price for a period of at least 10 consecutive trading days, and (ii) three years from the grant date.

² Each restricted stock unit represents a contractual right to receive one share of common stock of the Company at the end of a three year service period.

³ Performance shares represent shares of common stock of the Company which vest upon the Company’s achievement of one or more performance objectives over the performance period established by the Committee. The performance shares will not vest and become payable unless and until the Committee determines, following the end of the performance period, that the performance objectives have been met. The Committee in its sole discretion may elect to pay such awards in shares of common stock, or part in shares of common stock and part in cash, or entirely in cash.

— For the annual service period beginning on May 16, 2007, the date of the next Annual Meeting
of Shareholders—


Standard Fees
		Annual Restricted Stock Award Description:
		$150,000 valuation Granted on the date of the Annual Meeting of Shareholders Vests three years from the date of the award

		Annual Retainer Payable in Cash Description:
		$45,000 Payable immediately following the Annual Meeting of Shareholders

		Meeting Fee Description:
		for each meeting of the Board of Directors attended $2,500 per meeting

		Fee for each Committee meeting attended Description:
		$2,000 per meeting

		Committee Chairperson Annual Retainer Description:
		$10,000 for the chairpersons of each of the Legal and Public Affairs Committee and the Nominating and Corporate Governance Committee $25,000 for the chairpersons of each of the Audit Committee and the Compensation and Personnel Committee

Other

		Deferred Compensation Plan Description:
		May defer all or any portion of cash compensation into The Hartford Deferred Compensation Plan May defer all or any portion of cash compensation into The Hartford 2005 Incentive Stock Plan.

		Insurance Description:
		$100,000 of group life insurance and $750,000 of AD&D Directors may purchase additional voluntary AD&D insurance

		Reimbursable Expenses Description:
		Travel and related expenses incurred in connection with service on the Board of Directors and its Committees All reasonable expenses incurred for director education


Delaware	001-13958	13-3317783
_____________________ (State or other jurisdiction	_____________ (Commission	______________ (I.R.S. Employer
of incorporation)	File Number)	Identification No.)

Hartford Plaza, Hartford, Connecticut		06115-1900
_________________________________ (Address of principal executive offices)		___________ (Zip Code)


	The Hartford Financial Services Group, Inc.

February 23, 2007	By:	Neal S. Wolin

		Name: Neal S. Wolin
		Title: Executive Vice President and General Counsel


Exhibit No.		Description

99.1		Summary of Certain 2006-2007 Compensation for Named Executive Officers
99.2		Summary of 2007-2008 Compensation for Non-Employee Directors


Date of Report (Date of Earliest Event Reported):		February 21, 2007


Registrant’s telephone number, including area code:		860-547-5000


Ramani Ayer	$	2,000,000
Thomas Marra	$	1,100,000
David Zwiener	$	1,100,000
David Johnson	$	594,000
Neal Wolin	$	477,333


Ramani Ayer		64,404
Thomas Marra	42,430
David Zwiener	42,430
David Johnson	22,730
Neal Wolin	12,880