SEC FORM 4

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Zlatkus Lizabeth H

(Last)

(First)

(Middle)

THE HARTFORD FINANCIAL SERVICES GROUP -

ONE HARTFORD PLAZA

(Street)

HARTFORD

06155

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
HARTFORD FINANCIAL SERVICES GROUP INC/DE [ HIG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
08/06/2010

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	08/06/2010		A		39,982.23	A	$22.51	52,702.903	D
Restricted Stock								4,600	D
Common Stock								37,457.064	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Options	$65.99							⁽¹⁾	02/20/2014	Common Stock	13,655		13,655	D
Stock Options	$71.27							⁽²⁾	02/19/2015	Common Stock	8,923		8,923	D
Stock Options	$83							⁽³⁾	02/15/2016	Common Stock	14,689		14,689	D
Stock Options	$93.69							⁽⁴⁾	02/27/2017	Common Stock	15,791		15,791	D
Stock Options	$92.69							⁽⁵⁾	07/30/2017	Common Stock	3,538		3,538	D
Stock Options	$74.88							⁽⁶⁾	02/26/2018	Common Stock	38,240		38,240	D
Stock Options	$7.04							⁽⁷⁾	02/25/2019	Common Stock	179,538		179,538	D
Restricted Units	⁽⁸⁾							⁽⁸⁾	02/25/2012⁽⁸⁾	Common Stock⁽⁸⁾	64,546.507⁽⁸⁾		64,546.507	D
Restricted Units	⁽⁹⁾							⁽⁹⁾	11/05/2012⁽⁹⁾	Common Stock⁽⁹⁾	19,396.738⁽⁹⁾		19,396.738	D
Restricted Units	⁽¹⁰⁾							⁽¹⁰⁾	02/25/2013⁽¹⁰⁾	Common Stock⁽¹⁰⁾	44,549.937⁽¹⁰⁾		44,549.937	D
Deferred Units	⁽¹¹⁾							⁽¹¹⁾	11/05/2011⁽¹¹⁾	Common Stock⁽¹¹⁾	6,080.353⁽¹¹⁾		6,080.353	D
Deferred Units	⁽¹²⁾							⁽¹²⁾	02/25/2012⁽¹²⁾	Common Stock⁽¹²⁾	12,062.559⁽¹²⁾		12,062.559	D
Deferred Units	⁽¹³⁾							⁽¹³⁾	05/03/2013⁽¹³⁾	Common Stock⁽¹³⁾	10,113.041⁽¹³⁾		10,113.041	D
Deferred Units	⁽¹⁴⁾	08/06/2010		A		4,423.96		⁽¹⁴⁾	08/06/2013⁽¹⁴⁾	Common Stock⁽¹⁴⁾	4,423.96	$0.00	4,423.96	D
Deferred Units	⁽¹⁴⁾	08/06/2010		F⁽¹⁵⁾			87.11	⁽¹⁴⁾	⁽¹⁴⁾	Common Stock⁽¹⁴⁾	87.11	$0.00	4,336.85	D

Explanation of Responses:

1. The option became fully exercisable as of February 18, 2007, the third anniversary of the grant date.

2. The option became fully exercisable as of February 17, 2008, the third anniversary of the grant date.

3. The option became fully exercisable on February 15, 2009, the third anniversary of the grant date.

4. The option became fully exercisable on February 27, 2010, the third anniversary of the grant date.

5. The option became fully exercisable on July 30, 2010, the third anniversary of the grant date.

6. The option becomes fully exercisable upon the later of: (i) the date on which the closing stock price on the New York Stock Exchange equals or exceeds 125% of the exercise price for 10 consecutive trading days or (ii) February 26, 2011, three years from the date of the grant.

7. The option becomes fully exercisable upon the later of: (i) the date on which the closing stock price on the New York Stock Exchange equals or exceeds 125% of the exercise price for 10 consecutive trading days or (ii) February 25, 2012, three years from the date of the grant. The pricing condition was met on April 22, 2009.

8. Each restricted unit will vest on the expiration date and be settled in cash immediately folllowing the expiration date for an amount equal to the closing price per share of the company's common stock on the expiration date as reported on the New York Stock Exchange.

9. Each restricted unit will be settled in cash as soon as practicable, and in any event within 90 days after November 5, 2012 (the "Valuation Date"). The cash settlement payable per unit shall be equal the closing stock price per share of the company's common stock on the Valuation Date as reported on the New York Stock Exchange.

10. Each restricted unit will be settled in cash as soon as practicable, and in any event within 90 days after February 25, 2013 (the "Valuation Date"). The cash settlement payable per unit shall be equal the closing stock price per share of the company's common stock on the Valuation Date as reported on the New York Stock Exchange.

11. Each deferred unit will be settled in cash as soon as practicable, and in any event within 90 days, after the second anniversary of the grant date (November 5, 2009) for an amount equal to the company's closing stock price on the New York Stock Exchange on the settlement date. Deferred units are fully vested when credited.

12. Each deferred unit will be settled in cash as soon as practicable, and in any event within 90 days, after the second anniversary of the grant date (February 25, 2010) for an amount equal to the company's closing stock price on the New York Stock Exchange on the settlement date. Deferred units are fully vested when credited.

13. One-third of the deferred unit award will be settled in cash as soon as practicable after, and in any event within 90 days after, the first, second and third anniversaries of the grant date (May 3, 2010) based on the company's closing stock price on the New York Stock Exchange on the applicable anniversary date. Deferred units are fully vested when credited.

14. One-third of the deferred unit award will be settled in cash as soon as practicable, and in any event within 90 days, after the first, second and third anniversaries of the grant date (August 6, 2010) based on the company's closing stock price on the New York Stock Exchange on the applicable anniversary date. Deferred units are fully vested when credited.

15. Transaction involving a disposition to the Company of deferred units in satisfaction of tax withholding obligations in connection with the vesting of deferred units.

Remarks:

	s/ Leslie Soler, POA for Laura A. Santirocco, POA for Lizabeth H. Zlatkus by Power of Attorney of Lizabeth H. Zlatkus dated February 18, 2010	08/10/2010
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.