POWER OF ATTORNEY


The undersigned does hereby nominate, constitute and appoint Ricardo A.
Anzaldua, Richard G. Costello, Amanda Grabowski Aquino, Donald C. Hunt and
Terence D. Shields, or any one or more of them, his true and lawful attorneys
and agents, to do any and all acts and things and execute and file any and all
instruments which said attorneys and agents, or any of them, may deem necessary
or advisable to enable the undersigned (in his individual capacity or in a
fiduciary or any other capacity) to comply with the Securities Exchange Act of
1934, as amended (the "1934 Act"), and the Securities Act of 1933, as amended
(the "1933 Act"), and any requirements of the Securities and Exchange Commission
(the "SEC") in respect thereof, in connection with the preparation, execution
and filing of (i) any report or statement of beneficial ownership or changes in
beneficial ownership of securities of THE HARTFORD FINANCIAL SERVICES GROUP,
INC., a Delaware corporation (the "Company"), that the undersigned (in his
individual capacity or in a fiduciary or any other capacity) may be required to
file pursuant to Section 16(a) of the 1934 Act, including specifically, but
without limitation, full power and authority to sign the undersigned's name, in
his individual capacity or in a fiduciary or any other capacity, to any report
or statement on SEC Form 3, Form 4 or Form 5 or to any amendment thereto, or any
form or forms adopted by the SEC in lieu thereof or in addition thereto, and
(ii) any report required under Rule 144 of the 1933 Act on SEC Form 144 relating
to sales of securities of the Company, hereby ratifying and confirming all that
said attorneys and agents, or any of them, shall do or cause to be done by
virtue thereof.

This authorization shall supersede all prior authorizations to act for the
undersigned with respect to securities of the Company in these matters, which
prior authorizations are hereby revoked, and shall remain in effect for so long
as the undersigned (in his individual capacity or in a fiduciary or any other
capacity) has any obligations under Section 16 of the 1934 Act with respect to
securities of the Company, unless earlier revoked by the undersigned in a signed
writing delivered to the foregoing attorneys-in-fact.

IN WITNESS WHEREOF, I have hereunto set my hand this 26th day of July, 2007.

	/s/Ramani Ayer