POWER OF ATTORNEY


	KNOW ALL MEN BY THESE PRESENTS, that the
undersigned does hereby nominate, constitute and appoint Neal S. Wolin, Amy
B. Gallent, Brian S. Becker, Richard G. Costello, Steven L. Bray and Amanda
Grabowski Aquino, or any one or more of them, his true and lawful attorneys
and agents, to do any and all acts and things and execute and file any and
all instruments which said attorneys and agents, or any of them, may deem
necessary or advisable to enable the undersigned (in his individual
capacity or in a fiduciary or any other capacity) to comply with the
Securities Exchange Act of 1934, as amended (the "1934 Act"), and the
Securities Act of 1933, as amended (the "1933 Act"), and any requirements
of the Securities and Exchange Commission (the "SEC") in respect thereof,
in connection with the preparation, execution and filing of (i) any report
or statement of beneficial ownership or changes in beneficial ownership of
securities of THE HARTFORD FINANCIAL SERVICES GROUP, INC., a Delaware
corporation (the "Company"), that the undersigned (in his individual
capacity or in a fiduciary or any other capacity) may be required to file
pursuant to Section 16(a) of the 1934 Act, including specifically, but
without limitation, full power and authority to sign the undersigned's
name, in his individual capacity or in a fiduciary or any other capacity,
to any report or statement on SEC Form 3, Form 4 or Form 5 or to any
amendment thereto, or any form or forms adopted by the SEC in lieu thereof
or in addition thereto, and (ii) any report required under Rule 144 of the
1933 Act on SEC Form 144 relating to sales of securities of the Company,
hereby ratifying and confirming all that said attorneys and agents, or any
of them, shall do or cause to be done by virtue thereof.  This
authorization shall supersede all prior authorizations to act for the
undersigned with respect to securities of the Company in these matters,
which prior authorizations are hereby revoked, and shall remain in effect
for so long as the undersigned (in his individual capacity or in a
fiduciary or any other capacity) has any obligations under Section 16 of
the 1934 Act with respect to securities of the Company, unless earlier
revoked by the undersigned in a signed writing delivered to the foregoing
attorneys-in-fact.
	IN WITNESS WHEREOF, I have hereunto set my hand this
19th day of February, 2004.



	/s/Thomas M. Marra