EX-99.2 3 y16922exv99w2.htm EX-99.2: SUPPLEMENTAL FINANCIAL ANALYSIS DATA EX-99.2
 

EXHIBIT 99.2
(THE HARTFORD LOGO)
SUPPLEMENTAL ANALYSIS DATA
DECEMBER 31, 2005

 


 

THE HARTFORD FINANCIAL SERVICES GROUP, INC.
HIGHLIGHTED EARNINGS ITEMS
THREE MONTHS ENDED DECEMBER 31, 2005 AND 2004
($ in millions, except per share amounts)
                                 
    Impact on Net Income   Impact on Diluted EPS
    Three Months Ended Dec. 31,   Three Months Ended Dec. 31,
    2004   2005   2004   2005
         
Life Operations
                               
 
                               
Regulatory and related matters
                               
Charge for certain regulatory investigations
  $     $ (29 )   $     $ (0.09 )
Settlement of certain annuity contracts
          (18 )           (0.06 )
Termination of a provision of an agreement with a mutual fund distribution partner
          (22 )           (0.07 )
Additional net tax benefits
    14       32       0.05       0.10  
 
                               
Property and Casualty Operations
                               
 
                               
Catastrophe impacts and assessments
                               
Catastrophe losses and reinstatement premiums
    (19 )     (85 )     (0.06 )     (0.27 )
Hurricane-related assessments
          (32 )           (0.10 )
 
                               
Net realized capital gains (losses) not included in core earnings
    23       (31 )     0.08       (0.10 )
 
                               
     
Total Highlighted Earnings Items
  $ 18     $ (185 )   $ 0.07     $ (0.59 )
     

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
PROPERTY & CASUALTY SUPPLEMENTAL INFORMATION
THREE MONTHS ENDED DECEMBER 31, 2005
($ in millions, before-tax)
                                                 
    Three Months Ended December 31, 2005  
    Business     Personal     Specialty     Ongoing     Other     Total  
    Insurance     Lines     Commercial     Operations     Operations     P&C  
Catastrophe Impacts and Assessments
                                               
 
 
                                               
Gross incurred claim and claim adjustment expenses for current accident year catastrophes
  $ 209     $ 140     $ 263     $ 612     $     $ 612  
 
                                               
Ceded claim and claim adjustment expenses for current accident year catastrophes
    158       133       202       493             493  
 
                                   
 
                                               
Net incurred claim and claim adjustment expenses for current accident year catastrophes
  $ 51     $ 7     $ 61     $ 119     $     $ 119  
 
                                   
 
                                               
Reinstatement premium ceded to reinsurers
  $ 2     $ 3     $ 8     $ 13     $     $ 13  
 
                                               
Hurricane related assessments
  $ 25     $ 24     $     $ 49     $     $ 49  
 
                                               
Prior Year Impacts
                                               
 
 
                                               
Prior year loss and loss adjustment expenses [1]
  $ 36     $ 15     $ 10     $ 61     $ 26     $ 87  
 
[1]   Included in prior year loss and loss adjustment expenses for the three months ended December 31, 2005 is adverse development primarily related to strengthening of general liability reserves in Business Insurance and all prior year development on catastrophe losses.

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THE HARTFORD FINANCIAL SERVICES GROUP, INC.
PROPERTY & CASUALTY SUPPLEMENTAL INFORMATION
YEAR ENDED DECEMBER 31, 2005
($ in millions, before-tax)
                                                 
    Year Ended December 31, 2005  
    Business     Personal     Specialty     Ongoing     Other     Total  
    Insurance     Lines     Commercial     Operations     Operations     P&C  
Catastrophe Impacts and Assessments
                                               
 
 
                                               
Gross incurred claim and claim adjustment expenses for current accident year catastrophes
  $ 337     $ 394     $ 594     $ 1,325     $     $ 1,325  
 
                                               
Ceded claim and claim adjustment expenses for current accident year catastrophes
    248       296       430       974             974  
 
                                   
 
                                               
Net incurred claim and claim adjustment expenses for current accident year catastrophes
  $ 89     $ 98     $ 164     $ 351     $     $ 351  
 
                                   
 
                                               
Reinstatement premium ceded to reinsurers
  $ 16     $ 31     $ 26     $ 73     $     $ 73  
 
                                               
Hurricane related assessments
  $ 33     $ 31     $     $ 64     $     $ 64  
 
                                               
Prior Year Impacts
                                               
 
 
                                               
Prior year loss and loss adjustment expenses [1]
  $ 22     $ (95 )   $ 109     $ 36     $ 212     $ 248  
 
[1]   Included in prior year loss and loss adjustment expenses for the year ended December 31, 2005 is development on prior year catastrophe losses.

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